SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 ____________________________ FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) November 12, 2001 ____________________________ SMART & FINAL INC. (Exact name of Registrant as specified in its charter) Delaware 001-10811 95-4079584 (State of Incorporation) (Commission File Number) (I.R.S. Employer Identification No.) 600 The Citadel Drive, City of Commerce, California 90040 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (323) 869-7500 Item 5. Other Events. Smart & Final Inc. ("Company") has received the unanimous consent of its existing lenders under its Revolving Credit Agreement and its Lease Agreement to extend the expiration date of those agreements until November 30, 2001. The agreements had been scheduled to expire in accordance with their terms on November 12, 2001. The Company requested the extension of time to accommodate certain documentary items in conjunction with its replacement credit facilities. The Company expects to conclude the replacement credit facilities prior to November 30, 2001. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Date: November 12, 2001 SMART & FINAL INC. By: /s/ Donald G. Alvarado ----------------------------------------- Donald G. Alvarado Its: Senior Vice President, Secretary and General Counsel The statements in this Form 8-K Current Report concerning management's expectations constitute "forward looking statements" within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. The Private Securities Litigation Reform Act of 1995 provides a safe harbor for forward-looking statements. In order to comply with the terms of the safe harbor, the Company notes that such forward-looking statements are based upon internal estimates which are subject to change because they reflect preliminary information and management assumptions, and that a variety of factors could cause the Company's actual results and experience to differ materially from the anticipated results or other expectations expressed in the Company's forward-looking statements. This report includes "forward- looking statements" including, without limitation, statements as to the Company's liquidity and availability of capital resources.