<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-1994 <PERIOD-START> JAN-01-1994 <PERIOD-END> SEP-30-1994 <CASH> 227,630 <INT-BEARING-DEPOSITS> 673 <FED-FUNDS-SOLD> 183,000 <TRADING-ASSETS> 41,781 <INVESTMENTS-HELD-FOR-SALE> 192,164 <INVESTMENTS-CARRYING> 726,374 <INVESTMENTS-MARKET> 700,073 <LOANS> 1,534,454 <ALLOWANCE> 112,308 <TOTAL-ASSETS> 2,897,851 <DEPOSITS> 2,239,947 <SHORT-TERM> 296,971 <LIABILITIES-OTHER> 38,307 <LONG-TERM> 0 <COMMON> 45,127 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <OTHER-SE> 277,499 <TOTAL-LIABILITIES-AND-EQUITY> 2,897,851 <INTEREST-LOAN> 94,143 <INTEREST-INVEST> 26,574 <INTEREST-OTHER> 11,930 <INTEREST-TOTAL> 132,647 <INTEREST-DEPOSIT> 21,774 <INTEREST-EXPENSE> 28,085 <INTEREST-INCOME-NET> 104,562 <LOAN-LOSSES> 6,000 <SECURITIES-GAINS> (647) <EXPENSE-OTHER> 84,449 <INCOME-PRETAX> 41,446 <INCOME-PRE-EXTRAORDINARY> 41,446 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 27,301 <EPS-PRIMARY> 0.60 <EPS-DILUTED> 0.60 <YIELD-ACTUAL> 5.44 <LOANS-NON> 56,113 <LOANS-PAST> 21,901 <LOANS-TROUBLED> 8,349 <LOANS-PROBLEM> 28,000 <ALLOWANCE-OPEN> 110,499 <CHARGE-OFFS> 30,732 <RECOVERIES> 26,541 <ALLOWANCE-CLOSE> 112,308 <ALLOWANCE-DOMESTIC> 112,308 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0