<ARTICLE> 5
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEETS AS OF MAY 31, 1995, AND THE RELATED
CONSOLIDATED STATEMENTS OF OPERATIONS FOR THE SIX MONTHS THEN ENDED AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH DOCUMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          NOV-30-1995
<PERIOD-END>                               MAY-31-1995
<CASH>                                           3,499
<SECURITIES>                                         0
<RECEIVABLES>                                      329
<ALLOWANCES>                                       166
<INVENTORY>                                          0
<CURRENT-ASSETS>                                     0
<PP&E>                                             322
<DEPRECIATION>                                     308
<TOTAL-ASSETS>                                  48,973
<CURRENT-LIABILITIES>                                0
<BONDS>                                         33,250
<COMMON>                                        19,446
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                      (5,309)
<TOTAL-LIABILITY-AND-EQUITY>                    48,973
<SALES>                                              0
<TOTAL-REVENUES>                                 3,802
<CGS>                                                0
<TOTAL-COSTS>                                    1,452
<OTHER-EXPENSES>                                   481
<LOSS-PROVISION>                                    72
<INTEREST-EXPENSE>                               1,787
<INCOME-PRETAX>                                     82
<INCOME-TAX>                                        30
<INCOME-CONTINUING>                                 52
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                        52
<EPS-PRIMARY>                                      .04
<EPS-DILUTED>                                      .04