<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1995 <PERIOD-START> JAN-01-1995 <PERIOD-END> JUN-30-1995 <CASH> 234,101 <INT-BEARING-DEPOSITS> 823 <FED-FUNDS-SOLD> 455,000 <TRADING-ASSETS> 68,065 <INVESTMENTS-HELD-FOR-SALE> 233,853 <INVESTMENTS-CARRYING> 5,882 <INVESTMENTS-MARKET> 5,882 <LOANS> 1,544,684 <ALLOWANCE> 38,484 <TOTAL-ASSETS> 2,628,329 <DEPOSITS> 2,261,377 <SHORT-TERM> 121,509 <LIABILITIES-OTHER> 27,513 <LONG-TERM> 8,083 <COMMON> 128,434 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <OTHER-SE> 81,413 <TOTAL-LIABILITIES-AND-EQUITY> 2,628,329 <INTEREST-LOAN> 66,769 <INTEREST-INVEST> 11,397 <INTEREST-OTHER> 4,094 <INTEREST-TOTAL> 82,260 <INTEREST-DEPOSIT> 26,442 <INTEREST-EXPENSE> 29,228 <INTEREST-INCOME-NET> 53,032 <LOAN-LOSSES> 4,556 <SECURITIES-GAINS> 267 <EXPENSE-OTHER> 53,220 <INCOME-PRETAX> 12,985 <INCOME-PRE-EXTRAORDINARY> 9,304 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 9,304 <EPS-PRIMARY> 0.66 <EPS-DILUTED> 0.66 <YIELD-ACTUAL> .055 <LOANS-NON> 14,479 <LOANS-PAST> 0 <LOANS-TROUBLED> 4,097 <LOANS-PROBLEM> 49,477 <ALLOWANCE-OPEN> 40,072 <CHARGE-OFFS> 7,250 <RECOVERIES> 1,106 <ALLOWANCE-CLOSE> 38,484 <ALLOWANCE-DOMESTIC> 38,484 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0