<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-1995 <PERIOD-START> JAN-01-1995 <PERIOD-END> SEP-30-1995 <CASH> 185,074 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 525,000 <TRADING-ASSETS> 51,623 <INVESTMENTS-HELD-FOR-SALE> 284,379 <INVESTMENTS-CARRYING> 4,939 <INVESTMENTS-MARKET> 4,939 <LOANS> 1,650,876 <ALLOWANCE> 38,339 <TOTAL-ASSETS> 2,780,465 <DEPOSITS> 2,308,438 <SHORT-TERM> 219,884 <LIABILITIES-OTHER> 29,648 <LONG-TERM> 5,906 <COMMON> 129,636 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <OTHER-SE> 86,953 <TOTAL-LIABILITIES-AND-EQUITY> 2,780,465 <INTEREST-LOAN> 104,116 <INTEREST-INVEST> 16,302 <INTEREST-OTHER> 7,410 <INTEREST-TOTAL> 127,828 <INTEREST-DEPOSIT> 41,330 <INTEREST-EXPENSE> 45,206 <INTEREST-INCOME-NET> 82,622 <LOAN-LOSSES> 10,817 <SECURITIES-GAINS> 259 <EXPENSE-OTHER> 79,813 <INCOME-PRETAX> 20,898 <INCOME-PRE-EXTRAORDINARY> 14,454 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 14,454 <EPS-PRIMARY> 1.02 <EPS-DILUTED> 1.02 <YIELD-ACTUAL> 0.056 <LOANS-NON> 23,246 <LOANS-PAST> 0 <LOANS-TROUBLED> 4,083 <LOANS-PROBLEM> 49,480 <ALLOWANCE-OPEN> 40,072 <CHARGE-OFFS> 14,569 <RECOVERIES> 2,019 <ALLOWANCE-CLOSE> 38,339 <ALLOWANCE-DOMESTIC> 38,339 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0