<ARTICLE> 9
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-START>                             JAN-01-1995
<PERIOD-END>                               SEP-30-1995
<CASH>                                         251,910
<INT-BEARING-DEPOSITS>                             688
<FED-FUNDS-SOLD>                               168,500
<TRADING-ASSETS>                                28,978
<INVESTMENTS-HELD-FOR-SALE>                    209,941
<INVESTMENTS-CARRYING>                         518,960
<INVESTMENTS-MARKET>                           514,970
<LOANS>                                      1,900,793
<ALLOWANCE>                                    111,503
<TOTAL-ASSETS>                               3,067,640
<DEPOSITS>                                   2,071,527
<SHORT-TERM>                                   576,049
<LIABILITIES-OTHER>                             32,145
<LONG-TERM>                                     25,000
<COMMON>                                        45,529
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                     317,390
<TOTAL-LIABILITIES-AND-EQUITY>               3,067,640
<INTEREST-LOAN>                                122,213
<INTEREST-INVEST>                               29,451
<INTEREST-OTHER>                                 5,937
<INTEREST-TOTAL>                               157,601
<INTEREST-DEPOSIT>                              23,224
<INTEREST-EXPENSE>                              38,497
<INTEREST-INCOME-NET>                          119,104
<LOAN-LOSSES>                                        0
<SECURITIES-GAINS>                                 498
<EXPENSE-OTHER>                                 87,913
<INCOME-PRETAX>                                 57,768
<INCOME-PRE-EXTRAORDINARY>                      57,768
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    35,461
<EPS-PRIMARY>                                     0.77
<EPS-DILUTED>                                     0.77
<YIELD-ACTUAL>                                    8.33
<LOANS-NON>                                     35,160
<LOANS-PAST>                                    22,036<F1>
<LOANS-TROUBLED>                                 8,780<F2>
<LOANS-PROBLEM>                                 10,100
<ALLOWANCE-OPEN>                               105,343
<CHARGE-OFFS>                                   10,604
<RECOVERIES>                                    16,764
<ALLOWANCE-CLOSE>                              111,503
<ALLOWANCE-DOMESTIC>                           111,503
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
<FN>

<F1> From FRY-9C, Page 13

<F2> From FRY-9C Non-accrued--Page 13, M2        5,940
                 Restructured--Page 6, M.I.f.    2,840
                                                 -----
                                                 8,780
                                                 =====
</FN>