[LETTERHEAD OF DELOITTE & TOUCHE LLP] EXHIBIT 23.2 INDEPENDENT AUDITORS' CONSENT Civic BanCorp Oakland, California We consent to the incorporation by reference in this Registration Statement of Civic BanCorp on Form S-8 of our report dated January 26, 1994 appearing in the Annual Report on Form 10-K of Civic BanCorp for the year ended December 31, 1994. /s/ Deloitte & Touche LLP December 22, 1995