CONSENT OF INDEPENDENT AUDITORS
 
  We consent to incorporation by reference in Post-Effective Amendment No. 2
to Registration Statement No. 33-24950 on Form S-4 of Coast Savings Financial
Inc. of our report dated January 23, 1996, relating to the consolidated
statement of financial condition of Coast Savings Financial Inc. and
subsidiaries as of December 31, 1995 and 1994 and the related consolidated
statements of operations, stockholders' equity and cash flows for each of the
years in the three-year period ended December 31, 1995, which report appears
in the December 31, 1995, annual report on Form 10-K of Coast Savings
Financial Inc.
 
                                          KPMG Peat Marwick LLP
 
Los Angeles, California
March 27, 1996