EXHIBIT 3.21

                           ARTICLES OF INCORPORATION
                           -------------------------

                                      OF
                                      --

                             CSR GOLF GROUP, INC.
                             --------------------



     The undersigned natural person, of the age of eighteen (18) years or more,
acting as incorporator of a corporation under the Texas Business Corporation
Act, hereby adopts the following Articles of Incorporation for such corporation.


                                  ARTICLE ONE
                                  -----------

     The name of the corporation is CSR Golf Group, Inc.


                                  ARTICLE TWO
                                  -----------

     The period of its duration is perpetual.


                                 ARTICLE THREE
                                 -------------

     The purpose for which the corporation is organized is to engage in the
businesses of establishing, developing, building, designing, constructing,
maintaining, managing, operating, buying, selling, acquiring, leasing, trading,
and dealing in one or more private clubs and/or restaurants for the providing of
refreshments, entertainment, exercise, health, and athletic facilities and
social diversions for their members and guests and to afford all customary
privileges and accommodations of a private club for profit, and to engage in
such other related activities and make such other investments as the Board of
Directors of the corporation may from time to time deem advisable, both within
and without the State of Texas, and to do all things incidental thereto or
connected therewith which are necessary, proper, advisable, or convenient in the
premises and are not forbidden by law.


                                 ARTICLE FOUR
                                 ------------

     The aggregate number of shares of capital stock which the corporation has
authority to issue is one thousand (1,000) shares of common stock of the par
value of One Dollar ($1.00). The shares shall be designated as common stock and
shall have identical rights, privileges, and powers in every respect. Cumulative
voting shall not be allowed and no shareholder shall have any preemptive rights.



Articles of Incorporation - Texas                                         page 1
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                                 ARTICLE FIVE
                                 ------------

     The corporation will not commence business until it has received for the
issuance of its shares consideration of the value of One Thousand Dollars
($1,000.00), consisting of money, labor done, or property actually received.


                                  ARTICLE SIX
                                  -----------

     The address of its initial registered office is TriWest Plaza, 3030 LBJ
Freeway, Dallas, Texas 75234, and the name of its initial registered agent at
such address is James E. Maser.


                                 ARTICLE SEVEN
                                 -------------

     The number of directors constituting the initial board of directors is
three (3), and the names and addresses of the persons who shall serve as
directors until the first annual meeting of the shareholders or until their
successors are elected and qualified are:

 
                                                      
             Murry E. Page               15770 Dallas Parkway,
                                         5th Floor            
                                         Dallas, Texas 75248  
                                                              
             Randolph D. Addison         15770 Dallas Parkway,
                                         5th Floor            
                                         Dallas, Texas 75248  
                                                              
             W. Keith Bryant             15770 Dallas Parkway,
                                         5th Floor          
                                         Dallas, Texas 75248 
 

                                 ARTICLE EIGHT
                                 -------------

     The name and address of the incorporator is Linda Blanton-Myers, 15770
Dallas Parkway, 5th Floor, Dallas, Texas 75248.


                                        /s/ Linda Blanton-Myers
                                        ______________________________
                                        Linda Blanton-Myers



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