<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM FORM 10-Q
AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FORM 10-Q FILING.
</LEGEND>
<RESTATED> 
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               JUN-30-1996
<CASH>                                          17,314
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                12,200
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      6,068
<INVESTMENTS-CARRYING>                          43,838
<INVESTMENTS-MARKET>                            44,092
<LOANS>                                        162,625
<ALLOWANCE>                                      5,050
<TOTAL-ASSETS>                                 244,376
<DEPOSITS>                                     211,611
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                              1,409
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        36,918
<OTHER-SE>                                     (5,562)
<TOTAL-LIABILITIES-AND-EQUITY>                 244,376
<INTEREST-LOAN>                                  8,185
<INTEREST-INVEST>                                1,935
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                10,120
<INTEREST-DEPOSIT>                               2,237
<INTEREST-EXPENSE>                               2,268
<INTEREST-INCOME-NET>                            7,852
<LOAN-LOSSES>                                      450
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  5,459
<INCOME-PRETAX>                                  2,300
<INCOME-PRE-EXTRAORDINARY>                       2,300
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,910
<EPS-PRIMARY>                                      .41
<EPS-DILUTED>                                      .41
<YIELD-ACTUAL>                                    7.27
<LOANS-NON>                                      2,620
<LOANS-PAST>                                       518
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 4,960
<CHARGE-OFFS>                                      626
<RECOVERIES>                                       266
<ALLOWANCE-CLOSE>                                5,050
<ALLOWANCE-DOMESTIC>                             5,050
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0