<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEET AND THE CONSOLIDATED STATEMENT OF INCOME FILED AS
PART OF THE QUARTERLY REPORT ON FORM 10-Q AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH ANNUAL REPORT ON FORM 10-K.
</LEGEND>
<RESTATED>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-END>                               MAR-31-1997
<CASH>                                          20,234
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     17,584
<INVESTMENTS-CARRYING>                          43,085
<INVESTMENTS-MARKET>                                 0<F1>
<LOANS>                                        768,806
<ALLOWANCE>                                     10,328
<TOTAL-ASSETS>                                 908,660
<DEPOSITS>                                     789,635
<SHORT-TERM>                                    15,000
<LIABILITIES-OTHER>                             16,311
<LONG-TERM>                                      4,418
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            74
<OTHER-SE>                                      74,222
<TOTAL-LIABILITIES-AND-EQUITY>                 908,660
<INTEREST-LOAN>                                 14,101
<INTEREST-INVEST>                                1,738
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                15,839
<INTEREST-DEPOSIT>                               8,339
<INTEREST-EXPENSE>                               8,431
<INTEREST-INCOME-NET>                            7,408
<LOAN-LOSSES>                                      459
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  6,330
<INCOME-PRETAX>                                  2,346
<INCOME-PRE-EXTRAORDINARY>                       2,346
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     2,358
<EPS-PRIMARY>                                     0.32
<EPS-DILUTED>                                     0.33
<YIELD-ACTUAL>                                    7.59
<LOANS-NON>                                     11,725
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                11,946
<LOANS-PROBLEM>                                 14,915
<ALLOWANCE-OPEN>                                10,134
<CHARGE-OFFS>                                      392
<RECOVERIES>                                       127
<ALLOWANCE-CLOSE>                               10,328
<ALLOWANCE-DOMESTIC>                            10,328
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0<F1>
<FN>
<F1>THIS INFORMATION IS NOT DISCLOSED IN THE FORM 10-Q DEC-31-1997 MAR-31-1997
</FN>