<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEET AND THE CONSOLIDATED STATEMENT OF INCOME FILED AS
PART OF THE QUARTERLY REPORT ON FORM 10-Q AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH ANNUAL REPORT ON FORM 10-K.
</LEGEND>
<RESTATED> 
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-END>                               JUN-30-1997
<CASH>                                          28,845
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     17,845
<INVESTMENTS-CARRYING>                          40,574
<INVESTMENTS-MARKET>                                 0<F1>
<LOANS>                                        782,724
<ALLOWANCE>                                      9,114
<TOTAL-ASSETS>                                 912,237
<DEPOSITS>                                     804,470
<SHORT-TERM>                                    10,000
<LIABILITIES-OTHER>                             16,209
<LONG-TERM>                                      4,410
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            74
<OTHER-SE>                                      77,066
<TOTAL-LIABILITIES-AND-EQUITY>                 912,237
<INTEREST-LOAN>                                 29,937
<INTEREST-INVEST>                                1,772
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                31,709
<INTEREST-DEPOSIT>                              16,897
<INTEREST-EXPENSE>                              17,116
<INTEREST-INCOME-NET>                           14,593
<LOAN-LOSSES>                                      517
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                 12,723
<INCOME-PRETAX>                                  4,753
<INCOME-PRE-EXTRAORDINARY>                       4,753
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     4,765
<EPS-PRIMARY>                                     0.67
<EPS-DILUTED>                                     0.65
<YIELD-ACTUAL>                                    7.46
<LOANS-NON>                                      8,579
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                 4,635
<LOANS-PROBLEM>                                  8,479
<ALLOWANCE-OPEN>                                10,328
<CHARGE-OFFS>                                    1,152
<RECOVERIES>                                        24
<ALLOWANCE-CLOSE>                                9,114
<ALLOWANCE-DOMESTIC>                             9,114
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0<F1>
<FN>
<F1>THIS INFORMATION IS NOT DISCLOSED IN THE FORM 10-Q.
</FN>