<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEET AND THE CONSOLIDATED STATEMENT OF INCOME FILED AS
PART OF THE QUARTERLY REPORT ON FORM 10-Q AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH ANNUAL REPORT ON FORM 10-K
</LEGEND>
<RESTATED> 
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-END>                               SEP-30-1997
<CASH>                                          26,476
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     17,677
<INVESTMENTS-CARRYING>                          37,977
<INVESTMENTS-MARKET>                                 0<F1>
<LOANS>                                        842,989
<ALLOWANCE>                                      7,803
<TOTAL-ASSETS>                                 967,309
<DEPOSITS>                                     835,704
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                             16,699
<LONG-TERM>                                     34,418
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            74
<OTHER-SE>                                      80,414
<TOTAL-LIABILITIES-AND-EQUITY>                 967,309
<INTEREST-LOAN>                                 44,241
<INTEREST-INVEST>                                4,329
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                48,570
<INTEREST-DEPOSIT>                              26,099
<INTEREST-EXPENSE>                              26,626
<INTEREST-INCOME-NET>                           21,944
<LOAN-LOSSES>                                      800
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                 18,720
<INCOME-PRETAX>                                  7,570
<INCOME-PRE-EXTRAORDINARY>                       7,570
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     7,567
<EPS-PRIMARY>                                     1.06
<EPS-DILUTED>                                     1.03
<YIELD-ACTUAL>                                    7.52
<LOANS-NON>                                      7,619
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                 4,624
<LOANS-PROBLEM>                                  7,130
<ALLOWANCE-OPEN>                                 9,114
<CHARGE-OFFS>                                    1,668
<RECOVERIES>                                        74
<ALLOWANCE-CLOSE>                                7,803
<ALLOWANCE-DOMESTIC>                             7,803
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
<FN>
<F1>THIS INFORMATION IS NOT DISCLOSED IN THE FORM 10-Q
</FN>