<ARTICLE> 9
<RESTATED> 
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          JUN-30-1997
<PERIOD-START>                             JUL-01-1996
<PERIOD-END>                               MAR-31-1997
<CASH>                                           5,105
<INT-BEARING-DEPOSITS>                           3,220
<FED-FUNDS-SOLD>                                 2,300
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      1,116
<INVESTMENTS-CARRYING>                          38,710
<INVESTMENTS-MARKET>                            38,710
<LOANS>                                        637,972
<ALLOWANCE>                                      8,067
<TOTAL-ASSETS>                                 780,843
<DEPOSITS>                                     545,887
<SHORT-TERM>                                    80,100
<LIABILITIES-OTHER>                             14,285
<LONG-TERM>                                     71,000
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            38
<OTHER-SE>                                      69,533
<TOTAL-LIABILITIES-AND-EQUITY>                 780,843
<INTEREST-LOAN>                                 38,267
<INTEREST-INVEST>                                4,494
<INTEREST-OTHER>                                   625
<INTEREST-TOTAL>                                43,386
<INTEREST-DEPOSIT>                              19,457
<INTEREST-EXPENSE>                              25,686
<INTEREST-INCOME-NET>                           17,700
<LOAN-LOSSES>                                    2,501
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                 14,726
<INCOME-PRETAX>                                  2,381
<INCOME-PRE-EXTRAORDINARY>                       2,381
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,331
<EPS-PRIMARY>                                     0.30<F1>
<EPS-DILUTED>                                     0.29
<YIELD-ACTUAL>                                    .079
<LOANS-NON>                                      9,880
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                   232
<LOANS-PROBLEM>                                  4,100
<ALLOWANCE-OPEN>                                 7,833
<CHARGE-OFFS>                                    2,254
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                                8,067
<ALLOWANCE-DOMESTIC>                             8,067
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
<FN>
<F1>IN FEBRUARY 1997, THE FINANCIAL ACCOUNTING STANDARDS BOARD ISSUED SFAS NO. 128,
"EARNINGS PER SHARE" (SFAS NO. 128) WHICH IS EFFECTIVE FOR FINANCIAL STATEMENTS
ISSUED FOR PERIODS ENDING AFTER DECEMBER 15, 1997.  ALL PRIOR PERIOD EPS DATA
PRESENTED HEREIN IS RESTATED TO CONFORM WITH STATEMENT 128.
</FN>