<ARTICLE> 9 <RESTATED> <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS 3-MOS <FISCAL-YEAR-END> DEC-31-1998 DEC-31-1998 <PERIOD-START> APR-01-1998 JAN-01-1998 <PERIOD-END> JUN-30-1998 MAR-31-1998 <CASH> 69,239 70,749 <INT-BEARING-DEPOSITS> 0 378 <FED-FUNDS-SOLD> 126,200 78,100 <TRADING-ASSETS> 0 0 <INVESTMENTS-HELD-FOR-SALE> 303,358 309,565 <INVESTMENTS-CARRYING> 34,440 38,055 <INVESTMENTS-MARKET> 35,147 38,852 <LOANS> 786,980 750,064 <ALLOWANCE> (17,584) (16,205) <TOTAL-ASSETS> 1,470,867 1,304,562 <DEPOSITS> 1,284,615 1,106,431 <SHORT-TERM> 0 11,900 <LIABILITIES-OTHER> 80,919 22,967 <LONG-TERM> 23,000 83,000 <PREFERRED-MANDATORY> 0 0 <PREFERRED> 0 0 <COMMON> 54,247 52,916 <OTHER-SE> 28,086 27,348 <TOTAL-LIABILITIES-AND-EQUITY> 1,470,867 1,304,562 <INTEREST-LOAN> 19,753 18,554 <INTEREST-INVEST> 4,116 4,831 <INTEREST-OTHER> 2,786 1,347 <INTEREST-TOTAL> 26,655 24,732 <INTEREST-DEPOSIT> 9,501 8,759 <INTEREST-EXPENSE> 11,228 10,082 <INTEREST-INCOME-NET> 15,427 14,650 <LOAN-LOSSES> 1,307 936 <SECURITIES-GAINS> (8) 8 <EXPENSE-OTHER> 9,150 9,556 <INCOME-PRETAX> 6,568 5,599 <INCOME-PRE-EXTRAORDINARY> 6,568 5,599 <EXTRAORDINARY> 0 0 <CHANGES> 0 0 <NET-INCOME> 2,923 3,705 <EPS-PRIMARY> 0.32 0.41 <EPS-DILUTED> 0.29 0.37 <YIELD-ACTUAL> 4.61 4.98 <LOANS-NON> 3,758 3,152 <LOANS-PAST> 75 108 <LOANS-TROUBLED> 531 903 <LOANS-PROBLEM> 0 0 <ALLOWANCE-OPEN> 16,205 16,098 <CHARGE-OFFS> (18) (856) <RECOVERIES> 20 31 <ALLOWANCE-CLOSE> 17,585 16,205 <ALLOWANCE-DOMESTIC> 17,585 16,205 <ALLOWANCE-FOREIGN> 0 0 <ALLOWANCE-UNALLOCATED> 0 0