<ARTICLE> 9 <RESTATED> <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS 3-MOS 3-MOS 3-MOS <FISCAL-YEAR-END> DEC-31-1997 DEC-31-1997 DEC-31-1997 DEC-31-1997 <PERIOD-START> JAN-01-1997 APR-01-1997 JUL-01-1997 OCT-01-1997 <PERIOD-END> MAR-31-1997 JUN-30-1997 SEP-30-1997 DEC-31-1997 <CASH> 36,128 44,058 49,436 53,000 <INT-BEARING-DEPOSITS> 0 0 0 0 <FED-FUNDS-SOLD> 62,300 64,300 57,800 75,000 <TRADING-ASSETS> 0 0 0 0 <INVESTMENTS-HELD-FOR-SALE> 149,220 165,296 77,422 172,096 <INVESTMENTS-CARRYING> 59,239 47,111 42,966 44,461 <INVESTMENTS-MARKET> 59,191 48,072 42,600 35,147 <LOANS> 598,539 637,306 674,104 718,529 <ALLOWANCE> (11,619) (13,584) (14,433) (16,093) <TOTAL-ASSETS> 959,032 1,014,314 1,077,718 1,200,319 <DEPOSITS> 849,342 908,533 970,433 1,071,148 <SHORT-TERM> 11,803 2,969 0 9,930 <LIABILITIES-OTHER> 5,988 7,128 7,869 10,433 <LONG-TERM> 23,000 23,000 23,000 32,550 <PREFERRED-MANDATORY> 0 0 0 0 <PREFERRED> 0 0 0 0 <COMMON> 51,010 43,957 44,181 52,218 <OTHER-SE> 28,727 19,250 32,235 24,040 <TOTAL-LIABILITIES-AND-EQUITY> 959,032 1,014,314 1,077,718 1,200,319 <INTEREST-LOAN> 14,350 16,293 17,270 17,306 <INTEREST-INVEST> 3,267 2,198 3,445 4,942 <INTEREST-OTHER> 662 2,417 1,589 1,718 <INTEREST-TOTAL> 18,279 20,910 22,304 23,966 <INTEREST-DEPOSIT> 6,538 7,517 7,940 8,624 <INTEREST-EXPENSE> 6,830 8,281 8,524 9,254 <INTEREST-INCOME-NET> 11,449 12,629 13,780 14,712 <LOAN-LOSSES> 1,993 2,275 1,224 1,000 <SECURITIES-GAINS> 0 8 5 25 <EXPENSE-OTHER> 6,204 8,109 8,245 12,640 <INCOME-PRETAX> 4,486 4,725 5,789 2,544 <INCOME-PRE-EXTRAORDINARY> 4,486 4,725 5,789 2,544 <EXTRAORDINARY> 0 0 0 0 <CHANGES> 0 0 0 0 <NET-INCOME> 2,897 3,011 3,643 1,558 <EPS-PRIMARY> 0.59 0.34 0.41 0.43 <EPS-DILUTED> 0.56 0.32 0.38 0.39 <YIELD-ACTUAL> 5.27 5.46 6.31 6.11 <LOANS-NON> 4,500 5,786 4,565 2,971 <LOANS-PAST> 967 147 575 158 <LOANS-TROUBLED> 1,845 1,705 1,453 1,062 <LOANS-PROBLEM> 0 0 0 0 <ALLOWANCE-OPEN> 9,883 11,634 13,584 14,433 <CHARGE-OFFS> (271) (354) (386) (748) <RECOVERIES> 14 29 12 8 <ALLOWANCE-CLOSE> 11,619 13,584 14,433 16,098 <ALLOWANCE-DOMESTIC> 11,619 13,584 14,433 16,098 <ALLOWANCE-FOREIGN> 0 0 0 0 <ALLOWANCE-UNALLOCATED> 0 0 0 0