<ARTICLE> 9 <RESTATED> <MULTIPLIER> 1,000 <PERIOD-TYPE> 12-MOS 12-MOS 12-MOS <FISCAL-YEAR-END> DEC-31-1997 DEC-31-1996 DEC-31-1995 <PERIOD-START> JAN-01-1997 JAN-01-1996 JAN-01-1995 <PERIOD-END> DEC-31-1997 DEC-31-1996 DEC-31-1995 <CASH> 53,000 49,959 38,602 <INT-BEARING-DEPOSITS> 0 0 0 <FED-FUNDS-SOLD> 75,000 32,400 45,400 <TRADING-ASSETS> 0 0 0 <INVESTMENTS-HELD-FOR-SALE> 272,215 84,023 93,818 <INVESTMENTS-CARRYING> 44,461 63,176 61,275 <INVESTMENTS-MARKET> 45,246 63,535 61,717 <LOANS> 718,529 554,796 394,994 <ALLOWANCE> (16,093) (9,883) (6,603) <TOTAL-ASSETS> 1,200,319 897,671 652,124 <DEPOSITS> 1,071,148 821,366 584,355 <SHORT-TERM> 0 0 0 <LIABILITIES-OTHER> 10,432 6,489 5,866 <LONG-TERM> 42,480 3,000 3,000 <PREFERRED-MANDATORY> 0 0 0 <PREFERRED> 0 0 0 <COMMON> 52,218 50,025 48,109 <OTHER-SE> 24,040 16,141 12,884 <TOTAL-LIABILITIES-AND-EQUITY> 1,200,319 897,671 652,124 <INTEREST-LOAN> 66,608 47,648 40,311 <INTEREST-INVEST> 14,541 9,528 8,160 <INTEREST-OTHER> 3,951 3,183 3,087 <INTEREST-TOTAL> 85,099 60,364 51,543 <INTEREST-DEPOSIT> 30,649 21,224 17,748 <INTEREST-EXPENSE> 32,882 21,705 18,594 <INTEREST-INCOME-NET> 52,217 38,659 32,949 <LOAN-LOSSES> 6,492 2,306 1,160 <SECURITIES-GAINS> (5) (255) (113) <EXPENSE-OTHER> 35,228 31,405 27,263 <INCOME-PRETAX> 18,454 10,643 9,020 <INCOME-PRE-EXTRAORDINARY> 17,979 10,316 8,589 <EXTRAORDINARY> 0 0 0 <CHANGES> 0 0 0 <NET-INCOME> 10,823 6,343 5,571 <EPS-PRIMARY> 2.20 1.33 1.24 <EPS-DILUTED> 2.05 1.26 1.18 <YIELD-ACTUAL> 4.69 5.19 5.47 <LOANS-NON> 2,971 4,616 4,833 <LOANS-PAST> 158 1,237 830 <LOANS-TROUBLED> 1,062 1,828 1,530 <LOANS-PROBLEM> 0 0 0 <ALLOWANCE-OPEN> 9,883 6,603 6,938 <CHARGE-OFFS> (1,692) (471) (1,846) <RECOVERIES> 60 645 351 <ALLOWANCE-CLOSE> 16,093 9,883 6,603 <ALLOWANCE-DOMESTIC> 16,093 9,883 6,603 <ALLOWANCE-FOREIGN> 0 0 0 <ALLOWANCE-UNALLOCATED> 0 0 0