<ARTICLE> 9
<RESTATED>
<MULTIPLIER> 1,000
       
                                                                       
<PERIOD-TYPE>                   12-MOS                   12-MOS                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1997             DEC-31-1996             DEC-31-1995
<PERIOD-START>                             JAN-01-1997             JAN-01-1996             JAN-01-1995
<PERIOD-END>                               DEC-31-1997             DEC-31-1996             DEC-31-1995
<CASH>                                          53,000                  49,959                  38,602
<INT-BEARING-DEPOSITS>                               0                       0                       0
<FED-FUNDS-SOLD>                                75,000                  32,400                  45,400
<TRADING-ASSETS>                                     0                       0                       0
<INVESTMENTS-HELD-FOR-SALE>                    272,215                  84,023                  93,818
<INVESTMENTS-CARRYING>                          44,461                  63,176                  61,275
<INVESTMENTS-MARKET>                            45,246                  63,535                  61,717
<LOANS>                                        718,529                 554,796                 394,994
<ALLOWANCE>                                   (16,093)                 (9,883)                 (6,603)
<TOTAL-ASSETS>                               1,200,319                 897,671                 652,124
<DEPOSITS>                                   1,071,148                 821,366                 584,355
<SHORT-TERM>                                         0                       0                       0
<LIABILITIES-OTHER>                             10,432                   6,489                   5,866
<LONG-TERM>                                     42,480                   3,000                   3,000
<PREFERRED-MANDATORY>                                0                       0                       0
<PREFERRED>                                          0                       0                       0
<COMMON>                                        52,218                  50,025                  48,109
<OTHER-SE>                                      24,040                  16,141                  12,884
<TOTAL-LIABILITIES-AND-EQUITY>               1,200,319                 897,671                 652,124
<INTEREST-LOAN>                                 66,608                  47,648                  40,311
<INTEREST-INVEST>                               14,541                   9,528                   8,160
<INTEREST-OTHER>                                 3,951                   3,183                   3,087
<INTEREST-TOTAL>                                85,099                  60,364                  51,543
<INTEREST-DEPOSIT>                              30,649                  21,224                  17,748
<INTEREST-EXPENSE>                              32,882                  21,705                  18,594
<INTEREST-INCOME-NET>                           52,217                  38,659                  32,949
<LOAN-LOSSES>                                    6,492                   2,306                   1,160
<SECURITIES-GAINS>                                 (5)                   (255)                   (113)
<EXPENSE-OTHER>                                 35,228                  31,405                  27,263
<INCOME-PRETAX>                                 18,454                  10,643                   9,020
<INCOME-PRE-EXTRAORDINARY>                      17,979                  10,316                   8,589
<EXTRAORDINARY>                                      0                       0                       0
<CHANGES>                                            0                       0                       0
<NET-INCOME>                                    10,823                   6,343                   5,571
<EPS-PRIMARY>                                     2.20                    1.33                    1.24
<EPS-DILUTED>                                     2.05                    1.26                    1.18
<YIELD-ACTUAL>                                    4.69                    5.19                    5.47
<LOANS-NON>                                      2,971                   4,616                   4,833
<LOANS-PAST>                                       158                   1,237                     830
<LOANS-TROUBLED>                                 1,062                   1,828                   1,530
<LOANS-PROBLEM>                                      0                       0                       0
<ALLOWANCE-OPEN>                                 9,883                   6,603                   6,938
<CHARGE-OFFS>                                  (1,692)                   (471)                 (1,846)
<RECOVERIES>                                        60                     645                     351
<ALLOWANCE-CLOSE>                               16,093                   9,883                   6,603
<ALLOWANCE-DOMESTIC>                            16,093                   9,883                   6,603
<ALLOWANCE-FOREIGN>                                  0                       0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0                       0