<ARTICLE> 5 <PERIOD-TYPE> 9-MOS 9-MOS <FISCAL-YEAR-END> DEC-31-1999 DEC-31-1998 <PERIOD-START> JAN-01-1999 JAN-01-1998 <PERIOD-END> SEP-30-1999 SEP-30-1998 <CASH> 0 0 <SECURITIES> 0 0 <RECEIVABLES> 0 0 <ALLOWANCES> 0 0 <INVENTORY> 0 0 <CURRENT-ASSETS> 0 0 <PP&E> 0 0 <DEPRECIATION> 0 0 <TOTAL-ASSETS> 0 0 <CURRENT-LIABILITIES> 0 0 <BONDS> 0 0 <PREFERRED-MANDATORY> 0 0 <PREFERRED> 0 0 <COMMON> 0 0 <OTHER-SE> 0 0 <TOTAL-LIABILITY-AND-EQUITY> 0 0 <SALES> 1,072,405,000 865,684,000 <TOTAL-REVENUES> 1,072,405,000 865,684,000 <CGS> 0 0 <TOTAL-COSTS> 984,485,000 773,611,000 <OTHER-EXPENSES> 0 0 <LOSS-PROVISION> 63,187,000 23,539,000 <INTEREST-EXPENSE> 75,999,000 50,866,000 <INCOME-PRETAX> 6,427,000 30,194,000 <INCOME-TAX> 5,608,000 31,062,000 <INCOME-CONTINUING> 819,000 (868,000) <DISCONTINUED> 0 0 <EXTRAORDINARY> 0 12,744,000 <CHANGES> 0 6,896,000 <NET-INCOME> 819,000 (20,508,000) <EPS-BASIC> 0.01 (0.26) <EPS-DILUTED> 0.01 (0.26)