EXHIBIT 10.7



                 AMENDED SEVERANCE PLAN CLARIFICATION AGREEMENT


         THIS AGREEMENT,  made and entered into as of this 30th day of November,
2001,  by and between  AMERICAN  BANCORPORATION,  an Ohio  corporation  with its
office  and  principal  place  of  business  located  in  St.  Clairsville,   OH
(hereinafter  referred to as  "American"),  and BRENT E. RICHMOND,  party of the
second part (hereinafter referred to as "Employee"),  and WESBANCO, INC., a West
Virginia corporation (hereinafter referred to as "Wesbanco").

         WHEREAS,  the Employee is currently  serving as an Executive Officer of
American and is a beneficiary of that certain Severance Plan adopted by American
pursuant  to action of its  Board of  Directors  taken on the 21st day of April,
1998, and

         WHEREAS,   American  and  Wesbanco   have  entered  into   negotiations
concerning the possible  acquisition  of American and desire to clarify  certain
provisions  of the  said  Severance  Plan  in  conjunction  with  the  continued
employment of Employee, and

         WHEREAS,  the  parties  hereto  executed  an  earlier  version  of this
agreement  dated February 27, 2001,  which they hereby revoke and substitute the
following therefore.

         WITNESSETH   THAT:  In   consideration   of  the  mutual  promises  and
undertakings  hereinafter  set forth,  and the parties  intending  to be legally
bound hereby, covenant and agree as follows:

         1. Employee  acknowledges and agrees that he has been offered a written
Employment  Agreement with Wesbanco in conjunction with the proposed transaction
between Wesbanco and American.  It is anticipated that upon consummation of such
transaction,  Employee  will  continue as an Executive  Officer of the resulting
bank,  Wesbanco  Bank,  Inc. In



conjunction  with that proposal,  Employee will execute the proposed  Employment
Agreement,  a copy of which is  attached  hereto as Exhibit  "A" and made a part
hereof.

         2.  Notwithstanding  the provisions of said Severance Plan as set forth
in the  Minutes of the Board of  Directors  meeting  dated  April 21,  1998,  of
American,  the parties hereto acknowledge their  understanding that they did not
intend to trigger Excise Tax under Section 280G of the Internal  Revenue Code of
1986, as amended (the "Code"), and, accordingly,  that any lump sum payment that
may be paid to the Employee  because of a change in control of the company shall
be equal to 2.99 times the  Employee's  "Base Amount" as such term is defined in
Section  280G(b)(3)  of the Code.  The "Base  Amount" is the average  includable
compensation  for  the  past  five  (5)  years  (1997-2001)  and is One  Hundred
Seventy-three Thousand Two Hundred Seventeen Dollars ($173,217.00). In no event,
however, shall such lump sum payment under the Severance Plan equal or exceed an
amount  that  would  be   considered  a  "parachute   payment"   under   Section
280G(b)(2)(A) of the Code.

         3.  As an  incentive  to  retain  Employee  in  the  employment  of the
resulting  bank, the parties hereby  acknowledge  and agree that if the Employee
does not voluntarily  terminate his employment for a period of 9 months from and
after the date of the proposed  merger  between  American and Wesbanco,  that he
shall be paid a lump sum cash payment  equal to 2.99 times the  above-determined
Base Amount as a retention  incentive  payment in lieu of the severance  payment
that he otherwise  might have been  entitled to under the terms of the Severance
Plan of American.  Said payment shall be payable to the Employee, or his estate,
in the event he is unable to continue  working for the entire period of 9 months
by reason of his death or disability as determined by any  disability  plan then
in effect for  executive  employees of the  resulting  bank,  or  discharged  by
Wesbanco.


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         4.  Employee has reviewed the proposed  Employment  Agreement  attached
hereto as Exhibit "A" and agrees to execute such Agreement upon  consummation of
the merger between Wesbanco and American.

         5.  Employee agrees that the benefits to be provided hereunder shall be
in lieu of any other benefit to which  Employee  might have been entitled  under
the terms of the Severance Plan adopted by the Board of Directors of American at
its meeting of April 21, 1998, under the heading "Severance Plan".

         WITNESS the following signatures:


                                               AMERICAN BANCORPORATION


                                               By /s/ JEREMY C. MCCAMIC
                                                  -----------------------------
                                                      Its Chairman


                                              /s/ BRENT E. RICHMOND
                                              --------------------------------
                                              BRENT E. RICHMOND


                                               WESBANCO, INC.


                                               By /s/ PAUL M. LIMBERT
                                                  -----------------------------
                                                      Its President












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