EXHIBIT 10.3



                 AMENDED SEVERANCE PLAN CLARIFICATION AGREEMENT


         THIS AGREEMENT,  made and entered into as of this 30th day of November,
2001,  by and between  AMERICAN  BANCORPORATION,  an Ohio  corporation  with its
office  and  principal  place  of  business  located  in  St.  Clairsville,   OH
(hereinafter  referred  to as  "American"),  and PAUL W.  DONAHIE,  party of the
second part (hereinafter referred to as "Employee"),  and WESBANCO, INC., a West
Virginia corporation (hereinafter referred to as "Wesbanco").

         WHEREAS,  the Employee is currently  serving as an Executive Officer of
American and is a beneficiary of that certain Severance Plan adopted by American
pursuant  to action of its  Board of  Directors  taken on the 21st day of April,
1998, and

         WHEREAS,   American  and  Wesbanco   have  entered  into   negotiations
concerning the possible  acquisition  of American and desire to clarify  certain
provisions  of the  said  Severance  Plan  in  conjunction  with  the  continued
employment of Employee, and

         WHEREAS,  the  parties  hereto  executed  an  earlier  version  of this
agreement  dated  February 22, 2001 which they hereby revoke and  substitute the
following therefore.

         WITNESSETH   THAT:  In   consideration   of  the  mutual  promises  and
undertakings  hereinafter  set forth,  and the parties  intending  to be legally
bound hereby, covenant and agree as follows:

         1. Employee  acknowledges and agrees that he has been offered a written
Consulting  Agreement with Wesbanco in conjunction with the proposed transaction
between Wesbanco and American.  It is anticipated that upon consummation of such
transaction,  Employee will continue to provide  services to the resulting bank,
Wesbanco Bank, Inc. In conjunction with that




proposal,  Employee will execute the proposed  Consulting  Agreement,  a copy of
which is attached hereto as Exhibit "A" and made a part hereof.

         2.  Notwithstanding  the provisions of said Severance Plan as set forth
in the  Minutes of the Board of  Directors  meeting  dated  April 21,  1998,  of
American,  the parties hereto acknowledge their  understanding that they did not
intend to trigger Excise Tax under Section 280G of the Internal  Revenue Code of
1986, as amended (the "Code"), and, accordingly,  that any lump sum payment that
may be paid to the Employee  because of a change in control of the company shall
be equal to 2.99 times the  Employee's  "Base Amount" as such term is defined in
Section  280G(b)(3)  of the Code.  The "Base  Amount" is the average  includable
compensation for the past five (5) years (1997-2001) and American has calculated
the Base Amount for Employee to be Two Hundred Eighty-six Thousand Eight Hundred
Ninety Dollars ($286,890.00).  In no event, however, shall such lump sum payment
under the  Severance  Plan equal or exceed an amount that would be  considered a
"parachute payment" under Section 280G(b)(2)(A) of the Code.

         3. As an incentive to retain  Employee as a consultant to the resulting
bank,  the parties  hereby  acknowledge  and agree that if the Employee does not
voluntarily  terminate his Consulting Agreement for a period of three (3) months
from and after the date of the proposed  merger  between  American and Wesbanco,
that he  shall  be  paid a lump  sum  cash  payment  equal  to  2.99  times  the
above-determined  Base  Amount as a retention  incentive  payment in lieu of the
severance  payment that he otherwise might have been entitled to under the terms
of the  Severance  Plan of  American.  Said  payment  shall  be  payable  to the
Employee,  or his estate, after the merger in the event he is unable to begin or
to continue  working for the entire  period of three (3) months by reason of his
death or disability.


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         4.  Employee has reviewed the proposed  Consulting  Agreement  attached
hereto as Exhibit "A" and agrees to execute such Agreement upon  consummation of
the merger between Wesbanco and American.

         5. Employee agrees that the benefits to be provided  hereunder shall be
in lieu of any other benefit to which  Employee  might have been entitled  under
the terms of the Severance Plan adopted by the Board of Directors of American at
its meeting of April 21, 1998, under the heading "Severance Plan".

         WITNESS the following signatures:


                                               AMERICAN BANCORPORATION


                                               By /s/ JEREMY C. MCCAMIC
                                                  -----------------------------
                                                      Its Chairman



                                               /s/ PAUL W. DONAHIE
                                               ---------------------------------
                                               PAUL W. DONAHIE


                                               WESBANCO, INC.


                                               By /s/ PAUL M. LIMBERT
                                                  ------------------------------
                                                      Its President













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