Exhibit 99.28


RESOLUTION OF THE BOARD OF DIRECTORS INCREASING THE APPLICABLE LIMIT ON ANNUAL
BENEFITS PAYABLE TO BRUCE MACLIN AND BART HILL PURSUANT TO THEIR AMENDED AND
RESTATED EXECUTIVE SALARY CONTINUATION AGREEMENTS DATED JUNE 18, 2004.


The Bank and Messrs. Maclin and Hill are parties to certain Executive Salary
Continuation Agreements, as amended, which were initially entered into in 1996
and amended several times since then. On, January 22, 2005, the Board approved
an increase in the applicable limit on annual benefits payable under these
Continuation agreements from $250,000 to $300,000.