SCHEDULE 14A INFORMATION

         Proxy Statement Pursuant to Section 14(a) of the Securities
                   Exchange Act of 1934 (Amendment No.   )

    Filed by the Registrant [X]
    Filed by a Party other than the Registrant [ ]

    Check the appropriate box:

    [ ]  Preliminary Proxy Statement       [ ]  Confidential, for Use of
    [ ]  Definitive Proxy Statement             the Commission Only
    [X]  Definitive Additional Materials
    [ ]  Soliciting Material Pursuant to Rule 14a-11(c) or Rule 14a-12

                       COMMERCIAL FEDERAL CORPORATION
    ...........................................................................
              (Name of Registrant as Specified in Its Charter)

                                     N/A
    ...........................................................................
    (Name of Person(s) Filing Proxy Statement, if other than the
    Registrant)

    Payment of Filing Fee (Check the appropriate box):

    [ ]  $125 per Exchange Act Rules 0-11(c)(1)(ii), 14a-6(i)(1), or
         14a-6(i)(2) or Item 22(a)(2) of Schedule 14A.
    [ ]  $500 per each party to the controversy pursuant to Exchange Act
         Rule 14a-6(i)(3).
    [ ]  Fee computed on table below per Exchange Act Rules 14a-6(i)(4)
         and 0-11.
         1)   Title of each class of securities to which transaction
              applies:

         2)   Aggregate number of securities to which transaction
              applies:

         3)   Per unit price or other underlying value of transaction
              computed pursuant to Exchange Act Rule 0-11:  

         4)   Proposed maximum aggregate value of transaction:

         5)   Total fee paid:     

    [ ]  Fee paid previously with preliminary materials.
    [ ]  Check box if any part of the fee is offset as provided by
         Exchange Act Rule 0-11(a)(2) and identify the filing for which
         the offsetting fee was paid previously.  Identify the previous
         filing by registration statement number, or the Form or
         Schedule and the date of its filing.
         1)   Amount Previously Paid:

         2)   Form, Schedule or Registration Statement No.:





         3)   Filing Party:

         4)   Date Filed:





          SUPPLEMENTAL INFORMATION CONCERNING AN ADDITIONAL PARTICIPANT 
               IN COMMERCIAL FEDERAL CORPORATION PROXY SOLICITATION



                   Mr. Robert D. Taylor, formerly Chairman, President
         and Chief Executive Officer of Railroad Financial Corporation,
         may assist in soliciting proxies from Commercial Federal
         Corporation stockholders.  Mr. Taylor currently serves as a
         consultant to Commercial Federal, with a principal business
         address at 28 Park View Road, Hesston, Kansas  67062.  Mr.
         Taylor beneficially owns 111,968 shares of Commercial Federal
         common stock, including options to purchase 6,388 shares.  All
         of such shares were acquired in connection with Commercial
         Federal's acquisition of Railroad on October 2, 1995.