CONSENT OF INDEPENDENT AUDITORS


We consent to the reference made to our firm under the caption "Accounting and
Auditing Experts" and to the use of our report dated March 1, 2000, as to
American General Life Insurance Company, in Pre-Effective Amendment No. 1 to the
Registration Statement (Form S-6  No. 333-43264 and 811-08561) of American
General Life Insurance Company Separate Account VL-R.



                                    /s/   ERNST & YOUNG LLP
                                    -----------------------




Houston, Texas
October 26, 2000