EXHIBIT 24.1 POWER OF ATTORNEY Each person whose signature appears below appoints Ray R. Seegmiller, Scott C. Schroeder and Henry C. Smyth, and each of them severally, each of whom may act without the joinder of the others, as his true and lawful attorneys-in-fact and agents, with full power of substitution and resubstitution, for him and in his name, place and stead, in any and all capacities to sign any and all amendments (including post-effective amendments) to this Registration Statement and to file the same, with all exhibits thereto and all other documents in connection therewith, with the Securities and Exchange Commission, granting unto said attorneys-in-fact and agents full power and authority to do and perform each and every act and thing requisite and necessary to be done, as fully and for all intents and purposes as he might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents or any of them or their substitutes, may lawfully do or cause to be done by virtue hereof. Signature Title Date --------- ----- ---- /s/ Robert F. Bailey Director August 24, 2001 ______________________________________ Robert F. Bailey /s/ Harry O. Boswell Director August 24, 2001 ______________________________________ Harry O. Boswell /s/ John G. L. Cabot Director August 24, 2001 ______________________________________ John G. L. Cabot /s/ James G. Floyd Director August 24, 2001 ______________________________________ James G. Floyd /s/ C. Wayne Nance Director August 24, 2001 ______________________________________ C. Wayne Nance /s/ P. Dexter Peacock Director August 24, 2001 ______________________________________ P. Dexter Peacock /s/ Charles P. Siess, Jr. Director August 24, 2001 ______________________________________ Charles P. Siess, Jr. /s/ Arthur L. Smith Director August 24, 2001 ______________________________________ Arthur L. Smith /s/ William P. Vititoe Director August 24, 2001 ______________________________________ William P. Vititoe