EXHIBIT (10)(d) AIG AMERICAN PLATINUM INVESTOR PLUS |GENERAL VARIABLE UNIVERSAL LIFE INSURANCE SUPPLEMENTAL APPLICATION AMERICAN GENERAL LIFE INSURANCE COMPANY, ("AGL") Member of American International Group, Inc. This supplement must accompany the appropriate Home Office: Houston, TX application for life insurance. - ----------------------------------------------------------------------------------------------------------------------------------- APPLICANT INFORMATION - SUPPLEMENT TO THE APPLICATION ON THE LIFE OF - ----------------------------------------------------------------------------------------------------------------------------------- - ------------------------------------------------------------------------- ------------------------------------------------------- Name of proposed insured Date of application for life insurance - ----------------------------------------------------------------------------------------------------------------------------------- INITIAL ALLOCATION PERCENTAGES - ----------------------------------------------------------------------------------------------------------------------------------- INVESTMENT OPTIONS In the "Premium Allocation" column, indicate how each premium received is to be allocated. In the "Deduction Allocation" column, indicate which investment options are to be used for the deduction of monthly account charges. Total allocations in each column must equal 100%. Use whole percentages only. PREMIUM DEDUCTION PREMIUM DEDUCTION ALLOCATION ALLOCATION ALLOCATION ALLOCATION ---------- ---------- ---------- ---------- AIM VARIABLE INSURANCE FUNDS NEUBERGER BERMAN ADVISERS MANAGEMENT TRUST AIM V.I. International Growth Division (316)_____% _____% Mid-Cap Growth Division (342) _____% ____% AIM V.I. Premier Equity Division (317) _____% _____% PIMCO VARIABLE INSURANCE TRUST AMERICAN CENTURY VARIABLE PORTFOLIOS, INC. PIMCO Real Return Division (344) _____% _____% VP Value Division (318) _____% _____% PIMCO Short-Term Division (343) _____% _____% PIMCO Total Return Division (345) _____% _____% AYCO SERIES TRUST Ayco Growth Division (326) _____% _____% PUTNAM VARIABLE TRUST Putnam VT Diversified Income Division (346) _____% _____% CREDIT SUISSE TRUST Putnam VT Growth and Income Division (347) _____% _____% Small Cap Growth Division (356) _____% _____% Putnam VT Int'l Growth and Income Division (348) _____% _____% DREYFUS INVESTMENT PORTFOLIOS SAFECO RESOURCE SERIES TRUST MidCap Stock Division (329) _____% _____% Equity Division (349) _____% _____% Growth Opportunities Division (350) _____% _____% DREYFUS VARIABLE INVESTMENT FUND Quality Bond Division (327) _____% _____% SUNAMERICA SERIES TRUST Small Cap Division (328) _____% _____% SunAmerica Balanced Division (360) _____% _____% Aggressive Growth Division (361) _____% _____% FIDELITY VARIABLE INSURANCE PRODUCTS FUND VIP Asset Manager Division (333) _____% _____% THE UNIVERSAL INSTITUTIONAL FUNDS, INC. VIP Contrafund Division (332) _____% _____% Equity Growth Division (351) _____% _____% VIP Equity-Income Division (330) _____% _____% High Yield Division (352) _____% _____% VIP Growth Division (331) _____% _____% VALIC COMPANY I FRANKLIN TEMPLETON VARIABLE INSURANCE PRODUCTS TRUST International Equities Division (319) _____% _____% Franklin U.S. Government Division (357) _____% _____% Mid Cap Index Division (320) _____% _____% Mutual Shares Securities Division (358) _____% _____% Money Market I Division (321) _____% _____% Templeton Foreign Securities Division (359) _____% _____% Nasdaq-100 Index Division (322) _____% _____% Science & Technology Division (325) _____% _____% JANUS ASPEN SERIES Small Cap Index Division (324) _____% _____% Aggressive Growth Division (336) _____% _____% Stock Index Division (323) _____% _____% International Growth Division (334) _____% _____% Worldwide Growth Division (335) _____% _____% VANGUARD VARIABLE INSURANCE FUND High Yield Bond Division (353) _____% _____% J.P. MORGAN SERIES TRUST II REIT Index Division (354) _____% _____% JPMorgan Small Company Division (337) _____% _____% VAN KAMPEN LIFE INVESTMENT TRUST MFS VARIABLE INSURANCE TRUST Growth & Income Division (355) _____% _____% MFS Capital Opportunities Division (340) _____% _____% MFS Emerging Growth Division (338) _____% _____% AGL DECLARED FIXED INTEREST ACCOUNT (301) _____% _____% MFS New Discovery Division (341) _____% _____% OTHER:_____________________________ _____% _____% MFS Research Division (339) _____% _____% 100% 100% - ------------------------------------------------------------------------------------------------------------------------------------ AGLC 100175-2002 Page 1 of 4 - ------------------------------------------------------------------------------------------------------------------------------------ DOLLAR COST AVERAGING - ------------------------------------------------------------------------------------------------------------------------------------ DOLLAR COST ($5,000 MINIMUM BEGINNING ACCUMULATION VALUE) An amount can be systematically transferred from the Money Market I AVERAGING Division and transferred to one or more of the investment options below. The AGL Declared Fixed Interest Account is not available for Dollar Cost Averaging. Please refer to the prospectus for more information on the Dollar Cost Averaging option. Day of the month for transfers: (Choose a day of the month between 1-28.) _____________________________________________________ _________________________________________ Frequency of transfers: [_] Monthly [_] Quarterly [_] Semiannually [_] Annually _______________________ ___________ _____________ _________________ _______________ Transfer $ ($100 MINIMUM, WHOLE DOLLARS ONLY) ___________________________________________ ___________________________________ AIM VARIABLE INSURANCE FUNDS NEUBERGER BERMAN ADVISERS MANAGEMENT TRUST AIM V.I. International Growth Division (316) $__________ Mid-Cap Growth Division (342) $__________ AIM V.I. Premier Equity Division (317) $__________ PIMCO VARIABLE INSURANCE TRUST AMERICAN CENTURY VARIABLE PORTFOLIOS, INC. PIMCO Real Return Division (344) $__________ VP Value Division (318) $__________ PIMCO Short-Term Division (343) $__________ PIMCO Total Return Division (345) $__________ AYCO SERIES TRUST Ayco Growth Division (326) $__________ PUTNAM VARIABLE TRUST Putnam VT Diversified Income Division (346) $__________ CREDIT SUISSE TRUST Putnam VT Growth and Income Division (347) $__________ Small Cap Growth Division (356) $__________ Putnam VT Int'l Growth and Income Division (348) $__________ DREYFUS INVESTMENT PORTFOLIOS SAFECO RESOURCE SERIES TRUST MidCap Stock Division (329) $__________ Equity Division (349) $__________ Growth Opportunities Division (350) $__________ DREYFUS VARIABLE INVESTMENT FUND Quality Bond Division (327) $__________ SUNAMERICA SERIES TRUST Small Cap Division (328) $__________ SunAmerica Balanced Division (360) $__________ Aggressive Growth Division (361) $__________ FIDELITY VARIABLE INSURANCE PRODUCTS FUNDS VIP Asset Manager Division (333) $__________ THE UNIVERSAL INSTITUTIONAL FUNDS, INC. VIP Contrafund Division (332) $__________ Equity Growth Division (351) $__________ VIP Equity-Income Division (330) $__________ High Yield Division (352) $__________ VIP Growth Division (331) $__________ VALIC COMPANY I FRANKLIN TEMPLETON VARIABLE INSURANCE PRODUCTS TRUST International Equities Division (319) $__________ Franklin U.S. Government Division (357) $__________ Mid Cap Index Division (320) $__________ Mutual Shares Securities Division (358) $__________ Nasdaq-100 Index Division (322) $__________ Templeton Foreign Securities Division (359) $__________ Science & Technology Division (325) $__________ Small Cap Index Division (324) $__________ JANUS ASPEN SERIES Stock Index Division (323) $__________ Aggressive Growth Division (336) $__________ International Growth Division (334) $__________ VANGUARD VARIABLE INSURANCE FUND Worldwide Growth Division (335) $__________ High Yield Bond Division (353) $__________ REIT Index Division (354) $__________ J.P. MORGAN SERIES TRUST II JPMorgan Small Company Division (337) $__________ VAN KAMPEN LIFE INVESTMENT TRUST Growth & Income Division (355) $__________ MFS VARIABLE INSURANCE TRUST MFS Capital Opportunities Division (340) $__________ OTHER:_______________________________ $__________ MFS Emerging Growth Division (338) $__________ MFS New Discovery Division (341) $__________ MFS Research Division (339) $__________ - ------------------------------------------------------------------------------------------------------------------------------------ AUTOMATIC REBALANCING - ------------------------------------------------------------------------------------------------------------------------------------ AUTOMATIC ($5,000 MINIMUM BEGINNING ACCUMULATION VALUE) Variable division assets will be automatically rebalanced based on the REBALANCING premium percentages designated on Page 1 of this form. If the AGL Declared Fixed Interest Account has been designated for premium allocation, the rebalancing will be based on the proportion allocated to the variable divisions. Please refer to the prospectus for more information on the Automatic Rebalancing option. CHECK HERE FOR AUTOMATIC REBALANCING FREQUENCY: [_] Quarterly [_] Semiannually [_] Annually ---------------------------------------------- ------------- ---------------- ----------- NOTE: Automatic Rebalancing is not available if the Dollar Cost Averaging option has been chosen. - ------------------------------------------------------------------------------------------------------------------------------------ MODIFIED ENDOWMENT CONTRACT - ------------------------------------------------------------------------------------------------------------------------------------ CONTRACT If any premium payment causes the policy to be classified as a modified endowment contract under Section 7702A of the Internal Revenue Code, there may be potentially adverse tax consequences. Such consequences include: (1) withdrawals or loans being taxed to the extent of gain; and (2) a 10% penalty tax on the taxable amount. In order to avoid modified endowment status, I request any excess premium that could cause such status to be refunded. [_] YES [_] NO - ------------------------------------------------------------------------------------------------------------------------------------ AGLC 100175-2002 Page 2 of 4 - ------------------------------------------------------------------------------------------------------------------------------------ TELEPHONE AUTHORIZATION - ------------------------------------------------------------------------------------------------------------------------------------ INITIAL APPROPRIATE I (or we, if Joint Owners), hereby authorize American General Life Insurance Company ("AGL") to act on BOX HERE: telephone instructions to transfer values among the variable divisions and the AGL Declared Fixed Interest Account and to change allocations for future premium payments and monthly deductions given by: [ ] Policy Owner(s)- if Joint Owners, either of us acting independently. [ ] Policy Owner(s) or the Agent/Registered Representative who is appointed to represent AGL and the firm authorized to service my policy. AGL and any person designated by this authorization will not be responsible for any claim, loss or expense based upon telephone instructions received and acted on in good faith, including losses due to telephone instruction communication errors. AGL's liability for erroneous transfers and allocations, unless clearly contrary to instructions received, will be limited to correction of the allocations on a current basis. If an error, objection or other claim arises due to a telephone transaction, I will notify AGL in writing within five working days from receipt of confirmation of the transaction from AGL. I understand that this authorization is subject to the terms and provisions of my variable universal life insurance policy and its related prospectus. This authorization will remain in effect until my written notice of its revocation is received by AGL at its home office. - ------------------------------------------------------------------------------------------------------------------------------------ SUITABILITY - ------------------------------------------------------------------------------------------------------------------------------------ ALL QUESTIONS MUST 1. Have you, the Proposed Insured or Owner (if different), received the variable universal life BE ANSWERED: insurance policy prospectus and the prospectuses describing the investment options? [_] yes [_] no (IF "YES," PLEASE FURNISH THE PROSPECTUS DATES.) Variable Universal Life Insurance Policy Prospectus: __________ Supplements (if any): __________ 2. Do you understand and acknowledge: a. THAT THE POLICY APPLIED FOR IS VARIABLE, EMPLOYS THE USE OF SEGREGATED ACCOUNTS WHICH MEANS THAT YOU NEED TO RECEIVE AND UNDERSTAND CURRENT PROSPECTUSES FOR THE POLICY AND THE UNDERLYING ACCOUNTS? [_] yes [_] no b. THAT ANY BENEFITS, VALUES OR PAYMENTS BASED ON PERFORMANCE OF THE SEGREGATED ACCOUNTS MAY VARY: AND [_] yes [_] no (1) ARE NOT GUARANTEED BY THE COMPANY, ANY OTHER INSURANCE COMPANY, THE U.S. GOVERNMENT OR ANY STATE GOVERNMENT? [_] yes [_] no (2) ARE NOT FEDERALLY INSURED BY THE FDIC, THE FEDERAL RESERVE BOARD OR ANY OTHER AGENCY, FEDERAL OR STATE? [_] yes [_] no c. THAT IN ESSENCE, ALL RISK IS BORNE BY THE OWNER EXCEPT FOR FUNDS PLACED IN THE AGL DECLARED FIXED INTEREST ACCOUNT? [_] yes [_] no d. THAT THE POLICY IS DESIGNED TO PROVIDE LIFE INSURANCE COVERAGE AND TO ALLOW FOR THE ACCUMULATION OF VALUES IN THE SEGREGATED ACCOUNTS? [_] yes [_] no e. THE AMOUNT OR DURATION OF THE DEATH BENEFIT MAY INCREASE OR DECREASE, DEPENDING ON THE INVESTMENT EXPERIENCE OF THE SEPARATE ACCOUNT? [_] yes [_] no f. THE POLICY VALUES MAY INCREASE OR DECREASE, DEPENDING ON THE INVESTMENT EXPERIENCE OF THE SEPARATE ACCOUNT, THE AGL DECLARED FIXED INTEREST ACCOUNT ACCUMULATION, AND CERTAIN EXPENSE DEDUCTIONS? [_] yes [_] no 3. Do you believe the Policy you selected meets your insurance and investment objectives and your anticipated financial needs? [_] yes [_] no - ------------------------------------------------------------------------------------------------------------------------------------ AGLC 100175-2002 Page 3 of 4 - ------------------------------------------------------------------------------------------------------------------------------------ YOUR SIGNATURE - ------------------------------------------------------------------------------------------------------------------------------------ SIGNATURES Signed at (city, state) ----------------------------------------------------------------------------------------------------------------------- Print name of Broker/Dealer ----------------------------------------------------------------------------------------------------------------------- X Registered representative State license # Date ------------------------------------------------------------------------------------------------ -------------------- X Primary proposed insured Date ------------------------------------------------------------------------------------------------ ------------------- X Owner Date ------------------------------------------------------------------------------------------------ ------------------- (If different from Proposed Insured) X Joint Owner Date ---------------------------------------------------------------------------------------------------------------------- (If applicable) - ----------------------------------------------------------------------------------------------------------------------------------- AGLC 100175-2002 Page 4 of 4