AMERICAN                                                    OTHER EXHIBITS-2(b)
  |GENERAL
  |FINANCIAL GROUP

                                        Wayne A. Barnard, FSA, MAAA
                                        Senior Vice President

May 6, 2002

American General Life Insurance Company
2727-A Allen Parkway
Houston, Texas 77019

Dear Ladies and Gentlemen:

This opinion is furnished in connection with the Registration Statement on Form
S-6, File No. 333-82982 ("Registration Statement") of Separate Account VL-R
("Separate Account VL-R") of American General Life Insurance Company ("AGL")
covering an indefinite number of units of interest in Separate Account VL-R
under Platinum Investor PLUS (policy form No. 02600) flexible premium variable
life insurance policies ("Policies"). Net premiums received under the Policies
may be allocated to Separate Account VL-R as described in the prospectus
included in the Registration Statement.

I participated in the preparation of the Policies and I am familiar with their
provisions. I am also familiar with the description contained in the prospectus.
In my opinion:

     The Illustrations of Hypothetical Policy Benefits which appear in the
     prospectus (the "Illustrations") are consistent with the provisions of the
     Policies. The assumptions upon which these Illustrations are based,
     including the current charges and the .25% and .60% reductions in the daily
     charges after a specified number of years, are stated in the prospectus and
     are reasonable. The Policies have not been designed so as to make the
     relationship between premiums and benefits, as shown in the Illustrations,
     appear disproportionately more favorable to prospective purchasers of
     Policies for preferred risk (the best premium class offered by AGL)
     non-tobacco user males age 55, than to prospective purchasers of Policies
     for males and females at other ages within this premium class or any other
     premium class. The particular Illustrations shown were not selected for the
     purpose of making the relationship appear more favorable.

I hereby consent to the use of this opinion as an exhibit to the Registration
Statement and to the reference to my name under the heading "Actuarial Expert"
in the prospectus.

                                             /s/  WAYNE A BARNARD
                                             -----------------------
                                             Wayne A. Barnard
                                             Senior Vice President

                         AMERICAN GENERAL LIFE COMPANIES
2727-A Allen Pkwy. . Houston, TX 77019 . 713/831-3246 . Fax 713.620.3317