EXHIBIT 5.3

                      CONSENT OF INDEPENDENT ACCOUNTANTS

    We hereby consent to the incorporation by reference in the Prospectus 
constituting part of the Registration Statements on Form S-3 (Nos. 333-00164, 
333-16757 and 333-19157) and the Registration Statements on Form S-8 (Nos. 
33-88974, 33-88976 and 33-97000) of PMT Services, Inc. of our report dated 
September 13, 1996, except as to the poolings of interests with the Acquired 
Entities which is as of January 30, 1997, appearing on page 1 of Exhibit 5.1 of 
this Form 8-K. We also consent to the application of such report to the 
Financial Statement Schedule for the three years ended July 31, 1996 which 
appears on page 1 of Exhibit 5.2 of this Form 8-K when such schedule is read in 
conjunction with the financial statements referred to in our report. The audit 
referred to in such report also included this schedule.

/s/ PRICE WATERHOUSE LLP




Nashville, Tennessee
April 7, 1997