<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM FORT BEND HOLDING CORP.'S 9/30/97 FINANCIAL STATEMENTS AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> MAR-31-1998 <PERIOD-START> APR-01-1997 <PERIOD-END> SEP-30-1997 <CASH> 7,046,352 <INT-BEARING-DEPOSITS> 40,066,399 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 3,284,953 <INVESTMENTS-CARRYING> 100,714,713 <INVESTMENTS-MARKET> 100,415,496 <LOANS> 149,981,095 <ALLOWANCE> 1,619,369 <TOTAL-ASSETS> 319,413,856 <DEPOSITS> 269,083,871 <SHORT-TERM> 0 <LIABILITIES-OTHER> 11,964,424 <LONG-TERM> 16,129,196 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 18,321 <OTHER-SE> 21,430,198 <TOTAL-LIABILITIES-AND-EQUITY> 319,413,856 <INTEREST-LOAN> 6,731,290 <INTEREST-INVEST> 4,151,422 <INTEREST-OTHER> 0 <INTEREST-TOTAL> 10,882,712 <INTEREST-DEPOSIT> 5,455,295 <INTEREST-EXPENSE> 6,116,147 <INTEREST-INCOME-NET> 4,766,565 <LOAN-LOSSES> 77,980 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 1,146,045 <INCOME-PRETAX> 1,569,952 <INCOME-PRE-EXTRAORDINARY> 1,569,952 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 1,022,484 <EPS-PRIMARY> 0.59 <EPS-DILUTED> 0.49 <YIELD-ACTUAL> 3.37 <LOANS-NON> 1,205,664 <LOANS-PAST> 0 <LOANS-TROUBLED> 559,334 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 1,701,008 <CHARGE-OFFS> 109,620 <RECOVERIES> 50,000 <ALLOWANCE-CLOSE> 1,619,369 <ALLOWANCE-DOMESTIC> 251,039 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 1,368,330