<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM FORT BEND HOLDING CORP.'S 12/31/97 FINANCIAL STATEMENTS AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> MAR-31-1998 <PERIOD-START> APR-01-1997 <PERIOD-END> DEC-31-1997 <CASH> 6,359,405 <INT-BEARING-DEPOSITS> 19,669,753 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 3,309,424 <INVESTMENTS-CARRYING> 97,123,725 <INVESTMENTS-MARKET> 97,048,091 <LOANS> 157,977,918 <ALLOWANCE> 1,610,403 <TOTAL-ASSETS> 302,728,255 <DEPOSITS> 255,726,406 <SHORT-TERM> 0 <LIABILITIES-OTHER> 7,898,815 <LONG-TERM> 15,968,630 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 18,444 <OTHER-SE> 22,139,199 <TOTAL-LIABILITIES-AND-EQUITY> 302,728,255 <INTEREST-LOAN> 9,987,360 <INTEREST-INVEST> 6,300,768 <INTEREST-OTHER> 0 <INTEREST-TOTAL> 16,288,128 <INTEREST-DEPOSIT> 8,282,277 <INTEREST-EXPENSE> 9,260,175 <INTEREST-INCOME-NET> 7,027,953 <LOAN-LOSSES> 77,980 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 1,837,099 <INCOME-PRETAX> 2,325,214 <INCOME-PRE-EXTRAORDINARY> 2,325,214 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 1,514,005 <EPS-PRIMARY> 0.91 <EPS-DILUTED> 0.71 <YIELD-ACTUAL> 3.28 <LOANS-NON> 781,513 <LOANS-PAST> 0 <LOANS-TROUBLED> 553,233 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 1,701,008 <CHARGE-OFFS> 118,665 <RECOVERIES> 50,080 <ALLOWANCE-CLOSE> 1,610,403 <ALLOWANCE-DOMESTIC> 233,007 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 1,377,396