<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM FORT BEND HOLDING CORP'S 12/31/98 FINANCIAL STATEMENTS AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> MAR-31-1999 <PERIOD-START> APR-01-1998 <PERIOD-END> DEC-31-1998 <CASH> 10,006 <INT-BEARING-DEPOSITS> 30,036 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 2,760 <INVESTMENTS-CARRYING> 67,117 <INVESTMENTS-MARKET> 67,375 <LOANS> 189,841 <ALLOWANCE> 1,699 <TOTAL-ASSETS> 316,870 <DEPOSITS> 270,076 <SHORT-TERM> 0 <LIABILITIES-OTHER> 6,108 <LONG-TERM> 4,362 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 30 <OTHER-SE> 35,179 <TOTAL-LIABILITIES-AND-EQUITY> 316,870 <INTEREST-LOAN> 11,528 <INTEREST-INVEST> 5,353 <INTEREST-OTHER> 0 <INTEREST-TOTAL> 16,881 <INTEREST-DEPOSIT> 8,328 <INTEREST-EXPENSE> 9,057 <INTEREST-INCOME-NET> 7,824 <LOAN-LOSSES> 135 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 2,340 <INCOME-PRETAX> 2,366 <INCOME-PRE-EXTRAORDINARY> 2,366 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 1,487 <EPS-PRIMARY> 0.78 <EPS-DILUTED> 0.63 <YIELD-ACTUAL> 2.85 <LOANS-NON> 808 <LOANS-PAST> 0 <LOANS-TROUBLED> 151 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 1,592 <CHARGE-OFFS> 28 <RECOVERIES> 0 <ALLOWANCE-CLOSE> 1,699 <ALLOWANCE-DOMESTIC> 139 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 1,560