Exhibit 10(b) Part B Single Insured American Life Insurance Application |General |Financial Group [_] American General Life Insurance Company, Houston, TX [_] The Old Line Life Insurance Company of America, Milwaukee, WI [_] All American Life Insurance Company, Springfield, IL [_] The Franklin Life Insurance Company, Springfield, IL [_] The American Franklin Life Insurance Company, Springfield, IL Members of American General Financial Group. American General Financial Group is a marketing name for American General Corporation and its subsidiaries. In this application, the "Company" refers to the insurance company whose name is checked above. The insurance company checked above is SOLELY responsible for the obligation and payment of benefits under any policy that it may issue. No other company shown is responsible for such obligations or payments. - -------------------------------------------------------------------------------- Personal and Employer Information - -------------------------------------------------------------------------------- Proposed Name________________________________________________________________ insured Social Security #_________________________ Date of birth___________ Employer____________________________________________________________ Employer address ___________________________________________________ Zip___________ Phone #___________ Length of employment___________ Net worth $__________________________ Household income $___________ - -------------------------------------------------------------------------------- Background Information - -------------------------------------------------------------------------------- Provide any additional details to "yes" answers for questions 1-6 in the "Remarks" section on page 4. ----------------------------------------------------------------------------- Proposed insured 1. Do you intend to travel or reside outside of the United States or Canada within the next two years? [_] yes [_] no Country, purpose, and date___________________________________________________ _____________________________________________________________________________ _____________________________________________________________________________ 2. In the past five years, have you participated in, or do you intend to participate in: any flights as a trainee, pilot or crew member; scuba diving; skydiving or parachuting; ultralight aviation; auto racing; cave exploration; hang gliding; boat racing; mountaineering; or other hazardous activities? [_] yes [_] no If yes, complete the Aviation and/or Avocation Questionnaire. 3. Has proposed insured: a) during the past 90 days submitted an application for life insurance to any other company or begun the process of filling out an application? [_] yes [_]no If yes, explain. __________________________________________________________________________ __________________________________________________________________________ b) ever had a life or disability insurance application modified, rated, declined, postponed, withdrawn, canceled, or refused for renewal? [_] yes [_] no If yes, explain. __________________________________________________________________________ __________________________________________________________________________ AGLC 0034-99 Page 1 Background Information continued 4. Have you ever filed for bankruptcy? [_] yes [_] no Type of bankruptcy________________________________________________________ Date___________________________________ Date of discharge________________ 5. In the past five years, have you been charged with or convicted of driving under the influence of alcohol or drugs, or had two or more driving violations? [_] yes [_] no If yes, explain. State_______________________________ License #____________________________ 6. Have you ever been convicted of or pled guilty or "no contest" to a felony or do you have any such charge pending against you? [_] yes [_] no If yes, explain. State_______________________________ Date_________________________________ - -------------------------------------------------------------------------------- Medical History - -------------------------------------------------------------------------------- Provide any additional details for answers to questions 7-9 in the "Remarks" section on page 4. Proposed insured 7. Name and address of your personal physician(s). Write "none" if you don't have one. __________________________________________________________________________ __________________________________________________________________________ Date, reason, findings of last visit._____________________________________ 8. Height and weight. ft.________________ in._____________ lbs.__________________ Have you had any weight change in excess of 10 lbs. in the past year? [_] yes [_] no If yes, explain._________________________________________ __________________________________________________________________________ __________________________________________________________________________ 9. What is your family history? Age if living Age at death Current condition or cause of death Proposed insured Father ____________ ____________ _____________________ Mother ____________ ____________ _____________________ AGLC 0034-99 Page 2 Medical History continued __________________ Proposed insured For questions 10-16, provide additional information as requested in the "Remarks" section on page 4. 10. Have you ever been diagnosed as having, been treated for, or consulted a licensed health care provider for: a) any heart disease, heart attack, chest pain, irregular heart beat, high cholesterol, high blood pressure, or any other disorder of the heart or blood vessels? [_] yes [_] no b) any blood clot, aneurysm, stroke, or other disease, disorder, or blockage of the arteries or veins? [_] yes [_] no c) any cancer, cysts, tumors, masses, or other such abnormalities? [_] yes [_] no d) diabetes, disorder of the thyroid or other glands, immune system disorder, or blood or lymphatic system disorder? [_] yes [_] no e) any disorder of the stomach or liver, colitis, hepatitis, or any disorder of the digestive system or other such organs? [_] yes [_] no f) any disorder of the kidneys, prostate, urinary system, or reproductive organs? [_] yes [_] no g) any asthma, bronchitis, emphysema, sleep apnea, or other breathing or lung disorders? [_] yes [_] no h) any brain or spinal cord disorders, seizures, or other nervous system abnormalities including mental and nervous disorders? [_] yes [_] no i) arthritis, muscle disorders, or other bone or joint disorders? [_] yes [_] no 11. Are you currently taking any medication, treatment, or therapy, or are you under medical observation? [_] yes [_] no 12. Have you in the past three years had: a) fainting spells, nervous disorders, headaches, convulsions, or paralysis? [_] yes [_] no b) any pain or discomfort in the chest or shortness of breath? [_] yes [_] no c) disorders of the stomach, intestines, or rectum, or blood in the urine? [_] yes [_] no 13. Have you ever: a) sought or received advice, counseling, or treatment by a medical professional for the use of alcohol or drugs including prescription drugs? [_] yes [_] no b) used cocaine, marijuana, heroin, controlled substances, or any other drug except as legally prescribed by a physician? [_] yes [_] no (If "yes" answered to a or b, complete Drug/Alcohol Questionnaire.) 14. Have you ever been diagnosed or treated by any member of the medical profession for AIDS Related Complex (ARC) or Acquired Immune Deficiency Syndrome (AIDS)? [_] yes [_] no 15. In the past 10 years, have you: a) been hospitalized, consulted a health care provider, or had any illness, injury, or surgery? [_] yes [_] no b) had any laboratory tests, treatments, or diagnostic procedures, including x-rays, scans, or EKGs? [_] yes [_] no c) been advised to have any diagnostic test, hospitalization, or treatment that was not completed? [_] yes [_] no d) received or claimed disability or hospital indemnity benefits or a pension for any injury, sickness, disability, or impaired condition? [_] yes [_] no AGLC 0034-99 Page 3 Medical History continued ________________ Proposed insured 16. Do you have any symptoms or knowledge of any other condition that is not disclosed above? [_] yes [_] no - -------------------------------------------------------------------------------- Remarks - -------------------------------------------------------------------------------- Identify question number and provide details to any questions answered "yes" in the "Background Information" and "Medical History" sections. Include such details as: date of first diagnosis; name and address of doctor; tests performed; test results; medication(s) or recommended treatment. If necessary, attach additional pages to record responses. ________________________________________________________________________________ ________________________________________________________________________________ ________________________________________________________________________________ ________________________________________________________________________________ ________________________________________________________________________________ ________________________________________________________________________________ ________________________________________________________________________________ ________________________________________________________________________________ ________________________________________________________________________________ ________________________________________________________________________________ ________________________________________________________________________________ ________________________________________________________________________________ ________________________________________________________________________________ ________________________________________________________________________________ ________________________________________________________________________________ ________________________________________________________________________________ ________________________________________________________________________________ ________________________________________________________________________________ ________________________________________________________________________________ ________________________________________________________________________________ AGLC 0034-99 Page 4 - -------------------------------------------------------------------------------- Your Signature - -------------------------------------------------------------------------------- Statements by I have read the above the proposed statements or they have (LTLIA) for which all eligibility insured been read to me. The requirements are met, I understand above statements are and agree that no insurance will be true and complete to the in effect pursuant to this best of my knowledge and application, or under any policy belief. I understand issued by the Company, unless or that this application: until: the policy has been delivered (1) will consist of Part and accepted; the full first modal A, Part B, and, if premium for the issued policy has applicable, Part C and been paid; and there has been no related forms; and (2) change in the health of the proposed shall be the basis for insured that would change the any policy issued on answers to any questions in the this application. I application. understand that any misrepresentation I understand and agree that no agent contained in this is authorized to: accept risks or application and relied pass upon insurability; make or on by the Company may be modify contracts; or waive any of used to: reduce or deny the Company's rights or a claim or void the requirements. policy, if it is within its contestable period Insurance fraud and if such misrepresentation Any person who, with intent to materially affects the defraud or facilitate a fraud acceptance of the risk. against an insurer, submits an Except as may be application or files a claim provided in a Limited containing a false or deceptive Temporary Life Insurance statement may be guilty of insurance Agreement fraud. - -------------------------------------------------------------------------------- Signatures X Owner______________________________________ Date______________ Signed at (city, state)_________________________________________ X Witness____________________________________ Date______________ X Proposed insured___________________________ Date______________ (If under age 15, signature of parent or guardian) I certify that I have truthfully and accurately recorded on the Part B application the information supplied by the proposed insured. Agent name (please print)_______________________________________ Agent #__________________________State license #________________ X Agent_______________________________________ Date_____________ AGLC 0034-99 Page 5