SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
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FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported)
December 4, 1996
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UNITED COMPANIES FINANCIAL CORPORATION
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(Exact name of Registrant as Specified in Charter)
Louisiana 1-7067 71-0430414
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(State or Other (Commission (IRS Employer
Jurisdiction of File Number) Identification No.)
Incorporation
4041 Essen Lane, Baton Rouge, Louisiana 70809
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(Address of Principal Executive Offices) (Zip Code)
Registrant's telephone number, including area code (504) 924-6007
Not Applicable
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(Former Name or Former Address, if Changed Since Last Report)
Item 7. Financial Statements, Pro Forma Financial Information and Exhibits.
(a) Not applicable.
(b) Not applicable.
(c) Exhibits:
12.1. Statement of Computation of Ratio of Earnings to Fixed Charges.
12.2. Statement of Computation of Ratio of Earnings to Combined Fixed
Charges and Preferred Stock Dividends.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
UNITED COMPANIES FINANCIAL CORPORATION
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(Registrant)
Date: December 5, 1996 By: /s/ Dale E. Redman
Name: Dale E. Redman
Title: Executive Vice President &
Chief Executive Officer
EXHIBIT INDEX
Sequentially
Exhibit Number Description Numbered Page
12.1 Statement of Computation of Ratio of
Earnings to Fixed Charges.
12.2 Statement of Computation of Ratio of
Earnings to Combined Fixed Charges and
Preferred Stock Dividends.