SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 December 31, 2002 Date of Report (Date of earliest event reported) FINGER LAKES BANCORP, INC. ------------------------ (Exact name of registrant as specified in its charter) Delaware 0-31821 16-1594819 (State of other jurisdiction of (Commission (IRS Employer incorporation or organization) File No.) Identification No.) 470 Exchange Street, Geneva, New York 14456 ---------------------------------- (Address of principal executive offices and zip code) 315-789-3838 ----------- (Registrant's telephone number, including area code) Item 7. Financial Statements, Pro Forma Financial Information and Exhibits. (A) Not applicable (B) Not applicable (C) Exhibits. 99.1 Press release dated December 30, 2002 relating to Special Meeting of Shareholders Item 9. Regulation FD Disclosure. See attached Press Release relating to Special Meeting of Shareholders. SIGNATURES Pursuant to the requirements of the Securities and Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. FINGER LAKES BANCORP, INC. Dated: December 31, 2002 By: /s/ G. Thomas Bowers ------------------------------- Name: G. Thomas Bowers Title: Chairman President and Chief Executive Officer