Exhibit 23.1




                     CONSENT OF INDEPENDENT ACCOUNTANTS


We consent to the incorporation by reference in this registration statement
of ACE Limited on Form S-8 of our reports dated February 13, 2002, on our
audits of the consolidated financial statements and financial statement
schedules of ACE Limited as of December 31, 2001 and 2000, and for the
years ended December 31, 2001, 2000 and 1999, which reports are
incorporated by reference and included in the Company's 2001 Annual Report
on Form 10-K.




PricewaterhouseCoopers LLP

New York, New York
March 2, 2003