SECURITIES AND EXCHANGE COMMISSION
                              WASHINGTON, DC 20549



                                    FORM 8-K

                                 CURRENT REPORT
                     PURSUANT TO SECTION 13 OR 15(d) OF THE
                         SECURITIES EXCHANGE ACT OF 1934


         Date of report (Date of earliest event reported) March 23, 1999
                                                          --------------

                       GE Capital Mortgage Services, Inc.
                          (as Depositor with respect to
       REMIC Home Equity Loan Pass-Through Certificates, Series 1999-HE1)



                       GE Capital Mortgage Services, Inc.
- --------------------------------------------------------------------------------
               (Exact Name of Registrant as Specified in Charter)


          New Jersey                    33-5042             21-0627285 
- --------------------------------------------------------------------------------
     State or Other Jurisdiction        (Commission         (IRS Employer
     of Incorporation)                  File Number)        Identification No.)


Three Executive Campus
Cherry Hill, New Jersey                                     08002
- --------------------------------------------------------------------------------
(Address of Principal Executive Offices)                    (Zip Code)


Registrant's telephone number, including area code (609 661-6100
                                                  ------------------------------





Item 5.   Other Events.

     Attached as Exhibits 5.1 and 23.1 to this Current Report are a legal
opinion and related consent of the Vice President and General Counsel of the
Registrant with respect to the due authorization by the Registrant of certain
documents and actions in connection with the issuance of REMIC Home Equity Loan
Pass-Through Certificates, Series 1999-HE1 (the "Certificates") by GE Capital
Mortgage Services, Inc. 1999-HE1 Trust. The public offering of certain classes
of the Certificates has been registered pursuant to the Securities Act of 1933
under a Registration Statement on Form S-3 (file nos. 333-68951 and
333-68951-01) (the "Registration Statement") filed with the Securities and
Exchange Commission by the Registrant and GE Capital Mortgage Funding
Corporation.

     The Registrant hereby incorporates such legal opinion and consent by
reference as additional Exhibits to the Registration Statement, insofar as the
Registration Statement pertains to the public offering of certain classes of the
Certificates.

Item 7.   Financial Statements, Pro Forma Financial Information and Exhibits.

(c)  Exhibits.

Exhibit No.              Description
- -----------              -----------

5.1                      Opinion of Thomas F. Kleissler, Vice President and
                         General Counsel of GE Capital Mortgage Services, Inc.
                         regarding due authorization by the Registrant.

23.1                     Consent of Thomas F. Kleissler, Vice President and
                         General Counsel of GE Capital Mortgage Services,
                         Inc.(included as part of Exhibit 5.1).





                                   SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.


                                        GE Capital Mortgage Services, Inc.
                                        ----------------------------------
                                                  (Registrant)



Date: March 23, 1999                    By   /s/  Mary Kaplan
      --------------                    ------------------------------
                                             Name:     Mary Kaplan
                                             Title:    Vice President





                                  EXHIBIT INDEX



The following exhibits are being filed herewith:


EXHIBIT NO.              DESCRIPTION                                  PAGE
- -----------              -----------                                  ----


5.1                      Opinion of Thomas F. Kleissler, Vice
                         President and General Counsel of GE Capital
                         Mortgage Services, Inc. regarding due
                         authorization by the Registrant.

23.1                     Consent of Thomas F. Kleissler, Vice
                         President and General Counsel of GE Capital
                         Mortgage Services, Inc.(included as part of
                         Exhibit 5.1).