SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 29, 1999 GE CAPITAL MORTGAGE SERVICES, INC. (as Seller and Servicer under the Pooling and Servicing Agreement, dated as of April 1, 1999, providing for the issuance of REMIC Mortgage Pass-Through Certificates, Series 1999-9) GE Capital Mortgage Services, Inc. (Exact name of registrant as specified in its charter) New Jersey 33-5042 21-0627285 - -------------------------------------------------------------------------------- (State or other jurisdiction (Commission (I.R.S. Employer of incorporation) File Number) Identification No.) Three Executive Campus Cherry Hill, New Jersey 08002 (Address of Principal Executive Office) (Zip Code) Registrant's telephone number, including area code (609) 661-6100 ITEM 2. ACQUISITION OR DISPOSITION OF ASSETS General. On April 29, 1999, GE Capital Mortgage Services, Inc. ("GECMSI") offered to investors certain classes of its REMIC Mortgage Pass-Through Certificates, Series 1999-9 (the "Certificates") evidencing beneficial ownership interests in a trust fund (the "Trust Fund"). The assets of the Trust Fund consist primarily of a pool ("Pool 1999-9") of conventional, one- to four-family residential loans (the "Mortgage Loans"). Capitalized terms used herein and not otherwise defined shall have the meanings assigned to them in the Prospectus dated April 22, 1999 as supplemented by the Prospectus Supplement dated April 27, 1999. The original principal balance of each Class of the Certificates is as follows: Class 1-A1 $98,563,000.00 Class 1-A2 $32,000,000.00 Class 1-A3 $71,103,000.00 Class 1-A4 $50,041,000.00 Class 1-A5 $4,155,000.00 Class 1-A6 $38,000,000.00 Class 1-A7 $1,203,000.00 Class 1-A8 $62,652,000.00 Class 1-A9 $4,884,000.00 Class R $100.00 Class RL $100.00 Class 2-A1 $38,400,000.00 Class 2-A2 $3,653,000.00 Class 2-A3 $12,039,000.00 Class 2-A4 $1,750,000.00 Class 2-A5 $50,000,000.00 Class 2-A6 $2,000,000.00 Class 2-A7 $2,600,000.00 Class 2-A8 $1,000,000.00 Class 2-A9 $3,600,000.00 Class M $9,271,000.00 Class B1 $3,758,000.00 Class B2 $2,254,000.00 Class B3 $2,506,000.00 Class B4 $1,003,000.00 Class B5 $1,253,813.00 Total : $497,689,013.00 The initial Junior Percentage and initial Senior Percentage for Pool 1999-9 are approximately 4.00% and 96.00%, respectively. The "Bankruptcy Loss Amount," the "Fraud Loss Amount" and the "Special Hazard Loss Amount" for Pool 1999-9 as of the initial issuance of the Certificates are $5,011,339.00, $5,011,339.00 and $165,208.00, respectively, representing approximately 1.00%, 1.00%, and .03%, respectively, of the aggregate Scheduled Principal Balances of the Mortgage Loans as of April 1, 1999 (the "Cut-off Date"). Description of the Mortgage Pool and the Mortgaged Properties Pool 1999-9 Pool 1 Pool 1999-9 Pool 1 consists primarily of fixed-rate, fully-amortizing conventional Mortgage Loans evidenced by Mortgage Notes which have original maturities of 20 to 30 years and an aggregate outstanding Scheduled Principal Balance as of the Cut-off Date, after deducting payments of principal due on or before such date and prepayments of principal received before such date, of $380,746,934.31. The interest rates (the "Mortgage Rates") borne by the 1149 Mortgage Loans conveyed by GECMSI to Pool 1999-9 Pool 1 range from 6.250% to 9.375% and the weighted average Mortgage Rate as of the Cut-off Date is 7.1242% per annum (all weighted averages in this filing are weighted by aggregate outstanding Scheduled Principal Balance as of the Cut-off Date). At origination, the principal balances of the Mortgage Loans in Pool 1999-9 Pool 1 ranged from $54,750.00 to $1,000,000.00, and, as of the Cut-off Date, the average outstanding Scheduled Principal Balance of the Mortgage Loans in Pool 1999-9 Pool 1 is $331,372.44, after application of principal payments due on or before the Cut-off Date and prepayments of principal received before such date. The earliest origination date of any Mortgage Loan in Pool 1999-9 Pool 1 is May 13, 1992, and the latest scheduled maturity date of any such Mortgage Loan is April 1, 2029. The weighted average loan-to-value ratio of the Mortgage Loans as of the Cut-off Date in Pool 1999-9 Pool 1 is 74.0982%. The Mortgage Loans in Pool 1999-9 Pool 1 have the following characteristics as of the Cut-off Date. a) The following table sets forth information, as of the Cut-off Date, with respect to the Mortgage Rates borne by the Mortgage Loans in Pool 1999-9 Pool 1: ORTGAGE # OF AGGREGATE BALANCES % OF POOL BY RATES LOANS AS OF CUT-OFF DATE AGGREGATE BALANCE ----- ----- ------------------ ----------------- 6.2500% 1 $340,726.39 0.0895% 6.3750% 4 $1,111,436.63 0.2919% 6.5000% 8 $2,473,397.18 0.6496% 6.6250% 30 $10,331,637.43 2.7135% 6.7500% 80 $27,828,004.11 7.3088% 6.8750% 190 $63,015,944.73 16.5506% 7.0000% 225 $77,020,465.42 20.2288% 7.1250% 192 $68,094,008.35 17.8843% 7.2500% 160 $53,128,225.20 13.9537% 7.3750% 107 $34,580,079.70 9.0822% 7.5000% 63 $19,761,494.55 5.1902% 7.6250% 32 $8,993,825.66 2.3622% 7.7500% 12 $3,146,507.50 0.8264% 7.8750% 10 $2,626,185.21 0.6897% 8.0000% 3 $683,248.68 0.1794% 8.1250% 1 $68,000.00 0.0179% 8.2500% 2 $671,954.21 0.1765% 8.3750% 1 $466,191.88 0.1224% 8.5000% 7 $1,790,128.13 0.4702% 8.6250% 6 $1,408,341.37 0.3699% 8.7500% 7 $1,701,137.23 0.4468% 8.8750% 4 $744,416.30 0.1955% 9.0000% 1 $214,321.63 0.0563% 9.1250% 1 $211,310.44 0.0555% 9.3750% 2 $335,946.38 0.0882% Total 1,149 $380,746,934.31 100.0000% b) The following table sets forth information, as of the Cut-off Date, with respect to the original principal balances of the Mortgage Loans in Pool 1999-9 Pool 1 : ORIGINAL # OF AGGREGATE BALANCES % OF POOL BY BALANCES LOANS AS OF CUT-OFF DATE AGGREGATE BALANCE -------- ----- ------------------ ----------------- $ 0 - 227,150 80 $12,167,218.47 3.1956% $227,151 - 250,000 54 $12,931,419.21 3.3963% $250,001 - 300,000 388 $107,161,681.21 28.1451% $300,001 - 350,000 257 $83,169,956.52 21.8439% $350,001 - 400,000 162 $60,867,915.92 15.9865% $400,001 - 450,000 70 $29,909,119.18 7.8554% $450,001 - 600,000 114 $57,778,887.95 15.1751% $600,001 - 650,000 18 $11,530,874.41 3.0285% $650,001 - 1,000,000 + 6 $5,229,861.44 1.3736% Total 1,149 $380,746,934.31 100.0000% The largest outstanding Scheduled Principal Balance of any Mortgage Loan, as of the Cut-off Date, in Pool 1999-9 Pool 1 is $999,139.01. The smallest outstanding Scheduled Principal Balance of any Mortgage Loan, as of the Cut-off Date, in Pool 1999-9 Pool 1 is $54,090.00. c) The following table sets forth information, as of the Cut-off Date, with respect to the years of origination of the Mortgage Loans in Pool 1999-9 Pool 1: YEAR OF # OF AGGREGATE BALANCES % OF POOL BY ORIGINATION LOANS AS OF CUT-OFF DATE AGGREGATE BALANCE ----------- ----- ------------------ ----------------- 1992 24 $6,150,044.72 1.6153% 1997 3 $385,798.38 0.1013% 1998 113 $35,833,233.94 9.4113% 1999 1,009 $338,377,857.27 88.8721% Total 1,149 $380,746,934.31 100.0000% d) The following table sets forth information, as of the Cut-off Date, with respect to the loan-to-value ratios of the Mortgage Loans at origination in Pool 1999-9 Pool 1: LOAN-TO-VALUE LOAN-TO-VALUE # OF AGGREGATE BALANCES % OF POOL BY RATION AT ORIGINATION LOANS AS OF CUT-OFF DATE AGGREGATE BALANCE - --------------------- ----- ------------------ ----------------- 00.000 - 50.00 48 $16,906,817.02 4.4404% 50.001 - 60.00 67 $24,842,036.60 6.5246% 60.001 - 70.00 187 $66,416,557.79 17.4437% 70.001 - 75.00 162 $55,767,560.99 14.6469% 75.001 - 80.00 537 $174,535,303.34 45.8402% 80.001 - 85.00 30 $8,785,392.27 2.3074% 85.001 - 90.00 81 $23,456,482.43 6.1607% 90.001 - 95.00 37 $10,036,783.87 2.6361% Total 1,149 $380,746,934.31 100.0000% e) The following table sets forth information, as of the Cut-off Date, with respect to the type of Mortgaged Properties securing the Mortgage Loans in Pool 1999-9 Pool 1: TYPE OF # OF AGGREGATE BALANCES % OF POOL BY DWELLING LOANS AS OF CUT-OFF DATE AGGREGATE BALANCE -------- ----- ------------------ ----------------- Single-family detached 1,073 $358,779,156.88 94.2304% Single-family attached 18 $5,295,980.72 1.3909% Condominium 38 $11,067,769.63 2.9069% 2 - 4 Family Units 20 $5,604,027.08 1.4718% Total 1,149 $380,746,934.31 100.0000% f) The following table sets forth information, as of the Cut-off Date, with respect to the occupancy status of the Mortgaged Properties securing the Mortgage Loans as represented by the mortgagors at origination in Pool 1999-9 Pool 1: # OF AGGREGATE BALANCES % OF POOL BY OCCUPANCY LOANS AS OF CUT-OFF DATE AGGREGATE BALANCE --------- ----- ------------------ ----------------- Owner Occupied 1,125 $375,106,177.96 98.5186% Vacation 12 $3,654,215.97 0.9597% Investment 12 $1,986,540.38 0.5217% Total 1,149 $380,746,934.31 100.0000% g) The following table sets forth information, as of the Cut-off Date, with respect to the geographic distribution of the Mortgaged Properties securing the Mortgage Loans in Pool 1999-9 Pool 1: # OF AGGREGATE BALANCES % OF POOL BY STATE LOANS AS OF CUT-OFF DATE AGGREGATE BALANCE ----- ----- ------------------ ----------------- Alabama 3 $1,069,969.28 0.2810% Arizona 8 $2,960,197.60 0.7775% Arkansas 1 $331,721.07 0.0871% California 562 $189,582,279.65 49.7923% Colorado 25 $7,986,874.88 2.0977% Connecticut 12 $3,536,568.01 0.9288% Delaware 2 $636,181.63 0.1671% District Of Columbia 3 $1,029,274.09 0.2703% Florida 15 $4,818,600.22 1.2656% Georgia 11 $3,102,537.92 0.8149% Hawaii 1 $225,000.00 0.0591% Illinois 33 $11,000,248.16 2.8891% Indiana 5 $1,669,175.90 0.4384% Iowa 1 $287,571.19 0.0755% Kansas 2 $626,388.81 0.1645% Kentucky 2 $644,174.46 0.1692% Louisiana 5 $1,670,108.43 0.4386% Maryland 65 $20,648,024.41 5.4231% Massachusetts 48 $15,848,368.87 4.1624% Michigan 8 $2,872,996.53 0.7546% Minnesota 4 $1,132,498.06 0.2974% Missouri 11 $4,107,940.31 1.0789% Nevada 10 $3,303,239.87 0.8676% New Hampshire 1 $439,656.75 0.1155% New Jersey 35 $12,358,764.42 3.2459% New Mexico 4 $1,258,705.79 0.3306% New York 16 $5,171,520.26 1.3583% North Carolina 22 $7,268,733.25 1.9091% Ohio 7 $1,978,471.05 0.5196% Oklahoma 2 $721,113.06 0.1894% Oregon 31 $9,965,751.34 2.6174% Pennsylvania 23 $7,108,949.38 1.8671% Rhode Island 2 $740,500.00 0.1945% South Carolina 3 $977,943.85 0.2568% Tennessee 9 $2,983,083.17 0.7835% Texas 33 $10,673,912.09 2.8034% Utah 2 $844,273.98 0.2217% Vermont 1 $310,400.00 0.0815% Virginia 59 $18,071,135.66 4.7462% Washington 60 $19,753,598.14 5.1882% Wisconsin 2 $1,030,482.77 0.2706% Total 1,149 $380,746,934.31 100.0000% h) The following table sets forth information, as of the Cut-off Date, with respect to the maturity dates of the Mortgage Loans in Pool 1999-9 Pool 1: YEAR OF # OF AGGREGATE BALANCES % OF POOL BY MATURITY LOANS AS OF CUT-OFF DATE AGGREGATE BALANCE - -------- ----- ------------------ ----------------- 2012 1 $221,954.21 0.0583% 2019 6 $1,879,982.52 0.4938% 2022 23 $5,928,090.51 1.5570% 2024 6 $1,626,340.80 0.4271% 2027 3 $385,798.38 0.1013% 2028 71 $21,991,216.75 5.7758% 2029 1,039 $348,713,551.14 91.5867% Total 1,149 $380,746,934.31 100.0000% The weighted average scheduled remaining term to maturity of the Mortgage Loans in Pool 1999-9 Pool 1 calculated as of the Cut-off Date is 356.69 months. i) The following table sets forth information, as of the Cut-off Date, with respect to the purpose of the Mortgage Loans in Pool 1999-9 Pool 1: # OF AGGREGATE BALANCES % OF POOL BY PURPOSE OF LOAN LOANS AS OF CUT-OFF DATE AGGREGATE BALANCE --------------- ----- ------------------ ----------------- Purchase 454 $144,892,342.90 38.0548% Rate Term/Refinance 486 $164,234,561.28 43.1348% Cash-out Refinance 209 $71,620,030.13 18.8104% Total 1,149 $380,746,934.31 100.0000% Pool 1999-9 Pool 2 Pool 1999-9 Pool 2 consists primarily of fixed-rate, fully-amortizing conventional Mortgage Loans evidenced by Mortgage Notes which have original maturities of 30 years and an aggregate outstanding Scheduled Principal Balance as of the Cut-off Date, after deducting payments of principal due on or before such date and prepayments of principal received before such date, of $120,387,001.69. The interest rates (the "Mortgage Rates") borne by the 361 Mortgage Loans conveyed by GECMSI to Pool 1999-9 Pool 2 range from 6.250% to 9.375% and the weighted average Mortgage Rate as of the Cut-off Date is 7.2208% per annum (all weighted averages in this filing are weighted by aggregate outstanding Scheduled Principal Balance as of the Cut-off Date). At origination, the principal balances of the Mortgage Loans in Pool 1999-9 Pool 2 ranged from $54,000.00 to $1,500,000.00, and, as of the Cut-off Date, the average outstanding Scheduled Principal Balance of the Mortgage Loans in Pool 1999-9 Pool 2 is $333,482.00, after application of principal payments due on or before the Cut-off Date and prepayments of principal received before such date. The earliest origination date of any Mortgage Loan in Pool 1999-9 Pool 2 is Jan 14, 1992, and the latest scheduled maturity date of any such Mortgage Loan is April 1, 2029. The weighted average loan-to-value ratio of the Mortgage Loans as of the Cut-off Date in Pool 1999-9 Pool 2 is 72.5295%. The Mortgage Loans in Pool 1999-9 Pool 2 have the following characteristics as of the Cut-off Date. a) The following table sets forth information, as of the Cut-off Date, with respect to the Mortgage Rates borne by the Mortgage Loans in Pool 1999-9 Pool 2: MORTGAGE # OF AGGREGATE BALANCES % OF POOL BY RATES LOANS AS OF CUT-OFF DATE AGGREGATE BALANCE ----- ----- ------------------ ----------------- 6.2500% 1 $107,897.53 0.0896% 6.5000% 4 $1,179,190.96 0.9795% 6.6250% 3 $1,193,412.40 0.9913% 6.7500% 7 $2,093,843.99 1.7393% 6.8750% 54 $19,519,749.45 16.2142% 7.0000% 70 $25,021,468.97 20.7841% 7.1250% 47 $16,549,082.24 13.7466% 7.2500% 62 $20,231,503.98 16.8053% 7.3750% 39 $12,886,553.66 10.7043% 7.5000% 31 $9,293,834.75 7.7200% 7.6250% 12 $3,632,675.84 3.0175% 7.7000% 1 $268,956.74 0.2234% 7.7500% 4 $1,210,846.96 1.0058% 7.8000% 1 $290,378.86 0.2412% 7.8750% 3 $998,696.40 0.8296% 8.0000% 1 $304,036.10 0.2525% 8.1250% 1 $298,804.41 0.2482% 8.2500% 1 $382,468.24 0.3177% 8.3750% 2 $586,621.34 0.4873% 8.5000% 5 $1,168,088.63 0.9703% 8.6250% 1 $385,549.67 0.3203% 8.7500% 5 $1,277,788.39 1.0614% 8.8750% 3 $790,464.08 0.6566% 9.0000% 1 $282,126.31 0.2343% 9.2500% 1 $239,035.30 0.1986% 9.3750% 1 $193,926.49 0.1611% Total 361 $120,387,001.69 100.0000% b) The following table sets forth information, as of the Cut-off Date, with respect to the original principal balances of the Mortgage Loans in Pool 1999-9 Pool 2 : ORIGINAL # OF AGGREGATE BALANCES % OF POOL BY BALANCES LOANS AS OF CUT-OFF DATE AGGREGATE BAL. -------- ----- ------------------ -------------- $ 0 - 227,150 18 $2,738,863.82 2.2751% $227,151 - 250,000 17 $3,946,029.26 3.2778% $250,001 - 300,000 140 $38,434,914.08 31.9260% $300,001 - 350,000 72 $23,029,305.75 19.1294% $350,001 - 400,000 47 $17,559,498.22 14.5859% $400,001 - 450,000 24 $10,062,485.32 8.3585% $450,001 - 600,000 31 $15,804,177.77 13.1278% $600,001 - 650,000 8 $5,154,283.23 4.2814% $650,001 - 1,000,000 + 4 $3,657,444.24 3.0381% Total 361 $120,387,001.69 100.0000% The largest outstanding Scheduled Principal Balance of any Mortgage Loan, as of the Cut-off Date, in Pool 1999-9 Pool 2 is $1,500,000.00. The smallest outstanding Scheduled Principal Balance of any Mortgage Loan, as of the Cut-off Date, in Pool 1999-9 Pool 2 is $53,792.54. c) The following table sets forth information, as of the Cut-off Date, with respect to the years of origination of the Mortgage Loans in Pool 1999-9 Pool 2: YEAR OF # OF AGGREGATE BALANCES % OF POOL BY ORIGINATION LOANS AS OF CUT-OFF DATE AGGREGATE BALANCE ----------- ----- ------------------ ----------------- 1992 19 $5,041,576.01 4.1878% 1997 5 $1,417,942.58 1.1778% 1998 56 $16,901,285.55 14.0391% 1999 281 $97,026,197.55 80.5953% Total 361 $120,387,001.69 100.0000% d) The following table sets forth information, as of the Cut-off Date, with respect to the loan-to-value ratios of the Mortgage Loans at origination in Pool 1999-9 Pool 2: LOAN-TO-VALUE RATIO AT # OF AGGREGATE BALANCES % OF POOL BY ORIGINATION LOANS AS OF CUT-OFF DATE AGGREGATE BALANCE ----------- ----- ------------------ ----------------- 00.000 - 50.00 19 $5,486,030.09 4.5570% 50.001 - 60.00 39 $14,847,996.02 12.3336% 60.001 - 70.00 61 $21,398,339.23 17.7746% 70.001 - 75.00 57 $20,121,381.58 16.7139% 75.001 - 80.00 145 $47,118,385.16 39.1390% 80.001 - 85.00 4 $1,250,649.64 1.0389% 85.001 - 90.00 25 $7,179,730.15 5.9639% 90.001 - 95.00 11 $2,984,489.82 2.4791% Total 361 $120,387,001.69 100.0000% e) The following table sets forth information, as of the Cut-off Date, with respect to the type of Mortgaged Properties securing the Mortgage Loans in Pool 1999-9 Pool 2: TYPE OF # OF AGGREGATE BALANCES % OF POOL BY DWELLING LOANS AS OF CUT-OFF DATE AGGREGATE BALANCE -------- ----- ------------------ ----------------- Single-family detached 342 $113,614,079.12 94.3740% Single-family attached 3 $980,836.36 0.8147% Condominium 13 $4,484,483.28 3.7251% 2 - 4 Family Units 3 $1,307,602.93 1.0862% Total 361 $120,387,001.69 100.0000% f) The following table sets forth information, as of the Cut-off Date, with respect to the occupancy status of the Mortgaged Properties securing the Mortgage Loans as represented by the mortgagors at origination in Pool 1999-9 Pool 2: # OF AGGREGATE BALANCES % OF POOL BY OCCUPANCY LOANS AS OF CUT-OFF DATE AGGREGATE BALANCE --------- ----- ------------------ ----------------- Owner Occupied 353 $117,996,084.25 98.0140% Vacation 4 $1,302,684.65 1.0821% Investment 4 $1,088,232.79 0.9039% Total 361 $120,387,001.69 100.0000% g) The following table sets forth information, as of the Cut-off Date, with respect to the geographic distribution of the Mortgaged Properties securing the Mortgage Loans in Pool 1999-9 Pool 2: # OF AGGREGATE BALANCES % OF POOL BY STATE LOANS AS OF CUT-OFF DATE AGGREGATE BALANCE ----- ----- ------------------ ----------------- California 361 $120,387,001.69 100.0000% Total 361 $120,387,001.69 100.0000% h) The following table sets forth information, as of the Cut-off Date, with respect to the maturity dates of the Mortgage Loans in Pool 1999-9 Pool 2: YEAR OF # OF AGGREGATE BALANCES % OF POOL BY MATURITY LOANS AS OF CUT-OFF DATE AGGREGATE BALANCE -------- ----- ------------------ ----------------- 2022 19 $5,041,576.01 4.1878% 2027 2 $578,544.58 0.4806% 2028 39 $11,855,471.33 9.8478% 2029 301 $102,911,409.77 85.4838% Total 361 $120,387,001.69 100.0000% The weighted average scheduled remaining term to maturity of the Mortgage Loans in Pool 1999-9 Pool 2 calculated as of the Cut-off Date is 354.86 months. i) The following table sets forth information, as of the Cut-off Date, with respect to the purpose of the Mortgage Loans in Pool 1999-9 Pool 2: # OF AGGREGATE BALANCES % OF POOL BY PURPOSE OF LOAN LOANS AS OF CUT-OFF DATE AGGREGATE BALANCE --------------- ----- ------------------ ----------------- Purchase 139 $46,152,220.49 38.3366% Rate Term/Refinance 164 $56,421,491.29 46.8667% Cash-out Refinance 58 $17,813,289.91 14.7967% Total 361 $120,387,001.69 100.0000% ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL STATEMENTS AND EXHIBITS. 1.1 The Underwriting Agreement, dated as of October 23, 1995, and the related Terms Agreement, dated as of April 27, 1999, for certain of the Series 1999-9 Certificates between GE Capital Mortgage Services, Inc. and Salomon Smith Barney Inc. 4.1 The Pooling and Servicing Agreement for the Series 1999-9 Certificates, dated as of April 1, 1999, between GE Capital Mortgage Services, Inc., as seller and servicer, and State Street Bank and Trust Company, as trustee. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. GE Capital Mortgage Services, Inc. By: ___________________ Name: Syed W. Ali Title: Vice President Dated as of April 29, 1999 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. GE Capital Mortgage Services, Inc. By: ___________________ Name: Syed W. Ali Title: Vice President Dated as of April 29, 1999 EXHIBIT INDEX The exhibits are being filed herewith: - ------------------ ------------------------------------------ ------------------ EXHIBIT NO. DESCRIPTION PAGE - ------------------ ------------------------------------------ ------------------ 1.1 The Underwriting Agreement, dated as of October 23, 1995, and the related Terms Agreement, dated as of April 27, 1999, for certain of the Series 1999-9 Certificates between GE Capital Mortgage Services, Inc. and Salomon Smith Barney Inc. 4.1 The Pooling and Servicing Agreement for the Series 1999-9 Certificates, dated as of April 1, 1999, between GE Capital Mortgage Services, Inc., as seller and servicer, and State Street Bank and Trust Company, as trustee. - ------------------ ------------------------------------------ ------------------