Execution =============================================================================== GE CAPITAL MORTGAGE SERVICES, INC., Seller and Servicer and STATE STREET BANK AND TRUST COMPANY, Trustee --------------------- POOLING AND SERVICING AGREEMENT Dated as of May 1, 1999 --------------------- GE Capital Mortgage Services, Inc., 1999-11 Trust =============================================================================== Table of Contents Page ---- ARTICLE I DEFINITIONS Section 1.01. Definitions.....................................................1 ARTICLE II CONVEYANCE OF MORTGAGE LOANS; ORIGINAL ISSUANCE OF CERTIFICATES Section 2.01. Conveyance of Mortgage Loans...................................35 Section 2.02. Acceptance by Trustee..........................................38 Section 2.03. Representations and Warranties of the Company; Mortgage Loan Repurchase.......................................40 Section 2.04. Execution of Certificates......................................44 Section 2.05. The REMICs; Designations under the REMIC Provisions............44 ARTICLE III ADMINISTRATION AND SERVICING OF MORTGAGE LOANS Section 3.01. Company to Act as Servicer.....................................46 Section 3.02. Collection of Certain Mortgage Loan Payments; Mortgage Loan Payment Record; Certificate Account..............50 Section 3.03. Collection of Taxes, Assessments and Other Items...............52 Section 3.04. Permitted Debits to the Mortgage Loan Payment Record...........53 Section 3.05. Maintenance of the Primary Insurance Policies..................54 Section 3.06. Maintenance of Hazard Insurance................................55 Section 3.07. Assumption and Modification Agreements.........................55 Section 3.08. Realization Upon Defaulted Mortgage Loans......................56 Section 3.09. Trustee to Cooperate; Release of Mortgage Files................59 Section 3.10. Servicing Compensation; Payment of Certain Expenses by the Company........................................59 Section 3.11. Reports to the Trustee.........................................60 Section 3.12. Annual Statement as to Compliance..............................60 Section 3.13. Annual Independent Public Accountants' Servicing Report...............................................60 Section 3.14. Access to Certain Documentation and Information Regarding the Mortgage Loans...................................61 Section 3.15. Maintenance of Certain Servicing Policies......................61 Section 3.16. Optional Purchase of Defaulted Mortgage Loans..................61 Section 3.17. Class A12 Interest Account.....................................61 ARTICLE IV PAYMENTS AND STATEMENTS Section 4.01. Distributions..................................................62 Section 4.02. Method of Distribution.........................................67 Section 4.03. Allocation of Losses...........................................68 Section 4.04. Monthly Advances; Purchases of Defaulted Mortgage Loans........70 Section 4.05. Statements to Certificateholders...............................70 Section 4.06. Servicer's Certificate.........................................72 Section 4.07. Reports of Foreclosures and Abandonments of Mortgaged Property.......................................................72 Section 4.08. Reduction of Servicing Fees by Compensating Interest Payments..............................................73 Section 4.09. Surety Bond....................................................73 Section 4.10. Distributions to Holders of Designated Retail Certificates............................................73 ARTICLE V THE CERTIFICATES Section 5.01. The Certificates...............................................78 Section 5.02. Registration of Transfer and Exchange of Certificates..........80 Section 5.03. Mutilated, Destroyed, Lost or Stolen Certificates..............86 Section 5.04. Persons Deemed Owners..........................................86 Section 5.05. Access to List of Certificateholders' Names and Addresses..................................................86 Section 5.06. Representation of Certain Certificateholders...................86 Section 5.07. Determination of COFI..........................................87 Section 5.08. Determination of LIBOR.........................................87 ARTICLE VI THE COMPANY Section 6.01. Liability of the Company.......................................89 Section 6.02. Merger or Consolidation of, or Assumption of the Obligations of, the Company................................89 Section 6.03. Assignment.....................................................89 Section 6.04. Limitation on Liability of the Company and Others..............89 Section 6.05. The Company Not to Resign......................................90 ARTICLE VII DEFAULT Section 7.01. Events of Default..............................................90 Section 7.02. Trustee to Act; Appointment of Successor.......................91 Section 7.03. Notification to Certificateholders.............................92 ARTICLE VIII THE TRUSTEE Section 8.01. Duties of Trustee..............................................92 Section 8.02. Certain Matters Affecting the Trustee..........................94 Section 8.03. Trustee Not Liable for Certificates or Mortgage Loans.................................................95 Section 8.04. Trustee May Own Certificates...................................95 Section 8.05. The Company to Pay Trustee's Fees and Expenses...................................................95 Section 8.06. Eligibility Requirements for Trustee...........................95 Section 8.07. Resignation or Removal of Trustee..............................96 Section 8.08. Successor Trustee..............................................96 Section 8.09. Merger or Consolidation of Trustee.............................97 Section 8.10. Appointment of Co-Trustee or Separate Trustee..................97 Section 8.11. Compliance with REMIC Provisions; Tax Returns..................98 ARTICLE IX TERMINATION Section 9.01. Termination upon Repurchase by the Company or Liquidation of All Mortgage Loans..............................98 Section 9.02. Additional Termination Requirements...........................100 ARTICLE X MISCELLANEOUS PROVISIONS Section 10.01. Amendment....................................................100 Section 10.02. Recordation of Agreement.....................................102 Section 10.03. Limitation on Rights of Certificateholders...................102 Section 10.04. Governing Law................................................103 Section 10.05. Notices......................................................103 Section 10.06. Notices to the Rating Agencies...............................103 Section 10.07. Severability of Provisions...................................103 Section 10.08. Certificates Nonassessable and Fully Paid....................103 Exhibits EXHIBIT A Forms of Certificates EXHIBIT B Principal Balance Schedules EXHIBIT C Mortgage Loans (including list of Cooperative Loans) EXHIBIT D Form of Servicer's Certificate EXHIBIT E Form of Transfer Certificate as to ERISA Matters for Definitive ERISA-Restricted Certificates EXHIBIT F Form of Residual Certificate Transferee Affidavit EXHIBIT G Form of Residual Certificate Transferor Letter EXHIBIT H Additional Servicer Compensation EXHIBIT I Form of Investment Letter for Definitive Restricted Certificates EXHIBIT J Form of Distribution Date Statement EXHIBIT K Form of Special Servicing and Collateral Fund Agreement EXHIBIT L Form of Lost Note Affidavit and Agreement EXHIBIT M Schedule of Designated Loans EXHIBIT N Schedule of Pledged Asset Mortgage Loans EXHIBIT O Senior Principal Priorities EXHIBIT P Accretion Directed Schedule THIS POOLING AND SERVICING AGREEMENT, dated as of May 1, 1999, between GE CAPITAL MORTGAGE SERVICES, INC., a corporation organized and existing under the laws of the State of New Jersey, and STATE STREET BANK AND TRUST COMPANY, a Massachusetts banking corporation, as Trustee. W I T N E S S E T H T H A T : In consideration of the mutual agreements herein contained, GE Capital Mortgage Services, Inc. and State Street Bank and Trust Company agree as follows: ARTICLE I DEFINITIONS Section 1.01. Definitions. Whenever used in this Agreement, the following words and phrases, unless the context otherwise requires, shall have the following meanings: Accretion Termination Date: With respect to each Class of Accrual Certificates, the earlier of (1) the Cross-Over Date and (2) the Distribution Date on which the Class Certificate Principal Balance of such Accrual Certificate is reduced to zero. Accretion Directed Schedule: The priorities for the distribution of any Accrual Amounts as set forth in Exhibit P hereto. Accrual Amount: As to any Class of Accrual Certificates and any Accrual Component and each Distribution Date through the related Accretion Termination Date, the sum of (x) any amount of Accrued Certificate Interest allocable to such Class or Component pursuant to Section 4.01(a)(i) on such Distribution Date and (y) any amount of Unpaid Class Interest Shortfall allocable to such Class or Component pursuant to Section 4.01(a)(ii) on such Distribution Date, to the extent that such amounts are distributed to Certificates (or in respect of any Components) pursuant to Section 4.01(g). As to any Class of Accrual Certificates and any Accrual Component and each Distribution Date after the related Accretion Termination Date, zero. Accrual Certificates: Any Class A9, Class A15, Class A16, Class A17 or Class A21 Certificates. Accrual Component: None. Accrued Certificate Interest: As to any Distribution Date and any Class of Certificates (other than any Class of Principal Only Certificates and any Class of Certificates consisting of Specified Components), interest accrued during the related Interest Accrual Period at the applicable Certificate Interest Rate on the Class Certificate Principal Balance (or, in the case of any Class of Notional Certificates other than the Class S Certificates, on the aggregate Notional Principal Balance) thereof immediately prior to (or, in the case of the Class S Certificates, on the aggregate Notional Principal Balance thereof with respect to) such Distribution Date, calculated on the basis of a 360-day year consisting of twelve 30-day months. As to any Distribution Date and any Specified Component (other than any Principal Only Component), interest accrued during the related Interest Accrual Period at the applicable Component Interest Rate on the Component Principal Balance (or Notional Component Principal Balance) thereof immediately prior to such Distribution Date, calculated on the basis of a 360-day year consisting of twelve 30-day months. As to any Distribution Date and any Class of Certificates consisting of Specified Components, the aggregate of Accrued Certificate Interest on such Specified Components for such Distribution Date. Accrued Certificate Interest on each Class of Certificates (other than any Class of Principal Only Certificates and any Class of Certificates consisting of Specified Components) and any Specified Component (other than any Principal Only Component) shall be reduced by such Class's or Specified Component's share of the amount of any Net Interest Shortfall and Interest Losses for such Distribution Date. Any Net Interest Shortfall and Interest Losses shall be allocated among (x) the Classes of Certificates (other than any Class of Principal Only Certificates and any Class of Certificates consisting of Specified Components) and (y) the Specified Components (other than any Principal Only Component) of any Component Certificate in proportion to the respective amounts of Accrued Certificate Interest that would have resulted absent such shortfall or losses. Additional Collateral: With respect to any Mortgage 100SM Loan, the marketable securities held from time to time as security for the repayment of such Mortgage 100SM Loan and any related collateral. With respect to any Parent PowerSM Loan, the third-party guarantee for such Parent PowerSM Loan, together with (i) any marketable securities held from time to time as security for the performance of such guarantee and any related collateral or (ii) any mortgaged property securing the performance of such guarantee, the related home equity line of credit loan and any related collateral. Agreement: This Pooling and Servicing Agreement and all amendments hereof and supplements hereto. Allocable Share: (a) As to any Distribution Date and amounts distributable pursuant to clauses (i) and (iii) of the definition of Junior Optimal Principal Amount, and as to each Class of Junior Certificates, the fraction, expressed as a percentage, the numerator of which is the Class Certificate Principal Balance of such Class and the denominator of which is the aggregate Class Certificate Principal Balance of the Junior Certificates. (b) As to any Distribution Date and amounts distributable pursuant to clauses (ii), (iv) and (v) of the definition of Junior Optimal Principal Amount, and as to the Class M Certificates and each Class of Class B Certificates for which the related Prepayment Distribution Trigger has been satisfied on such Distribution Date, the fraction, expressed as a percentage, the numerator of which is the Class Certificate Principal Balance of such Class and the denominator of which is the aggregate Class Certificate Principal Balance of all such Classes. As to any Distribution Date and each Class of Class B Certificates for which the related Prepayment Distribution Trigger has not been satisfied on such Distribution Date, 0%. Amortization Payment: As to any REO Mortgage Loan and any month, the payment of principal and accrued interest due in such month in accordance with the terms of the related Mortgage Note as contemplated by Section 3.08(b). Amount Held for Future Distribution: As to each Distribution Date, the total of all amounts credited to the Mortgage Loan Payment Record as of the preceding Determination Date on account of (i) Principal Prepayments, Insurance Proceeds and Liquidation Proceeds received subsequent to the preceding Prepayment Period applicable to such receipts, and (ii) monthly payments of principal and interest due subsequent to the preceding Due Date. Anniversary Determination Date: The Determination Date occurring in June of each year that the Certificates are outstanding, commencing in June 2000. Assignment of Proprietary Lease: With respect to a Cooperative Loan, the assignment of the related Proprietary Lease from the Mortgagor to the originator of the Cooperative Loan. Assumed Monthly Payment Reduction: As of any Anniversary Determination Date and as to any Non-Primary Residence Loan remaining in the Mortgage Pool whose original principal balance was 80% or greater of the Original Value thereof, the excess of (i) the Monthly Payment thereof calculated on the assumption that the Mortgage Rate thereon was equal to the weighted average (by principal balance) of the Net Mortgage Rates of all Outstanding Mortgage Loans (the "Weighted Average Rate") as of such Anniversary Determination Date over (ii) the Monthly Payment thereof calculated on the assumption that the Net Mortgage Rate thereon was equal to the Weighted Average Rate less 1.25% per annum. Available Funds: As to each Distribution Date, an amount equal to the sum of (i) all amounts credited to the Mortgage Loan Payment Record pursuant to Section 3.02 as of the preceding Determination Date, (ii) any Monthly Advance and any Compensating Interest Payment for such Distribution Date, (iii) the Purchase Price of any Defective Mortgage Loans and Defaulted Mortgage Loans deposited in the Certificate Account on the Business Day preceding such Distribution Date (including any amounts deposited in the Certificate Account in connection with any substitution of a Mortgage Loan as specified in Section 2.03(b)), and (iv) the purchase price of any defaulted Mortgage Loan purchased under an agreement entered into pursuant to Section 3.08(e) as of the end of the preceding Prepayment Period less the sum of (x) the Amount Held for Future Distribution, (y) the amount of any Unanticipated Recovery credited to the Mortgage Loan Payment Record pursuant to clause (vi) of Section 3.02(b), and (z) amounts permitted to be debited from the Mortgage Loan Payment Record pursuant to clauses (i) through (vii) and (ix) of Section 3.04. Amounts on deposit in the Class A12 Interest Account are not part of Available Funds. Bankruptcy Coverage Termination Date: The Distribution Date upon which the Bankruptcy Loss Amount has been reduced to zero or a negative number (or the Cross-Over Date, if earlier). Bankruptcy Loss Amount: As of any Determination Date prior to the first Anniversary Determination Date, the Bankruptcy Loss Amount shall equal $323,391, as reduced by the aggregate amount of Deficient Valuations and Debt Service Reductions since the Cut-off Date. As of any Determination Date after the first Anniversary Determination Date, other than an Anniversary Determination Date, the Bankruptcy Loss Amount shall equal the Bankruptcy Loss Amount on the immediately preceding Anniversary Determination Date as reduced by the aggregate amount of Deficient Valuations and Debt Service Reductions since such preceding Anniversary Determination Date. As of any Anniversary Determination Date, the Bankruptcy Loss Amount shall equal the lesser of (x) the Bankruptcy Loss Amount as of the preceding Determination Date as reduced by any Deficient Valuations and Debt Service Reductions for the preceding Distribution Date, and (y) the greater of (i) the Fitch Formula Amount for such Anniversary Determination Date and (ii) the Formula Amount for such Anniversary Determination Date. The Bankruptcy Loss Amount may be further reduced by the Company (including accelerating the manner in which such coverage is reduced) provided that prior to any such reduction, the Company shall obtain written confirmation from each Rating Agency that such reduction shall not adversely affect the then-current rating assigned to the related Classes of Certificates by such Rating Agency and shall provide a copy of such written confirmation to the Trustee. BBA: The British Bankers' Association. BIF: The Bank Insurance Fund of the FDIC, or its successor in interest. Book-Entry Certificate: Any Certificate registered in the name of the Depository or its nominee, ownership of which is reflected on the books of the Depository or on the books of a person maintaining an account with such Depository (directly or as an indirect participant in accordance with the rules of such Depository). As of the Closing Date, each Class of Certificates, other than the Class B3, Class B4, Class B5, Class R, Class RL, Class PO and Class S Certificates, constitutes a Class of Book-Entry Certificates. Book-Entry Nominee: As defined in Section 5.02(b). Business Day: Any day other than a Saturday or a Sunday, or a day on which banking institutions in New York City or the city in which the Corporate Trust Office is located are authorized or obligated by law or executive order to be closed. Buydown Funds: Funds contributed by the Mortgagor or another source in order to reduce the interest payments required from the Mortgagor for a specified period in specified amounts. Buydown Mortgage Loan: Any Mortgage Loan as to which the Mortgagor pays less than the full monthly payment specified in the Mortgage Note during the Buydown Period and the difference between the amount paid by the Mortgagor and the amount specified in the Mortgage Note is paid from the related Buydown Funds. Buydown Period: The period during which Buydown Funds are required to be applied to the related Buydown Mortgage Loan. Certificate: Any one of the certificates signed and countersigned by the Trustee in substantially the forms attached hereto as Exhibit A. Certificate Account: The trust account or accounts created and maintained with the Trustee pursuant to Section 3.02 and which must be an Eligible Account. Certificate Interest Rate: With respect to any Class of Certificates, other than the Class S Certificates or any LIBOR Certificates, and as of any Distribution Date, the per annum rate specified or described in Section 5.01(b). With respect to any Class of LIBOR Certificates, the per annum variable rate at any time at which interest accrues on the Certificates of such Class, as determined pursuant to Section 5.01(f). With respect to the Class S Certificates and any Distribution Date, the Strip Rate for such Distribution Date. Certificate Owner: With respect to any Book-Entry Certificate, the person who is the beneficial owner thereof. Certificate Principal Balance: As to any Certificate other than a Notional Certificate, and as of any Distribution Date, the Initial Certificate Principal Balance of such Certificate (plus, in the case of any Accrual Certificate, its Percentage Interest of any related Accrual Amount for each previous Distribution Date) less the sum of (i) all amounts distributed with respect to such Certificate in reduction of the Certificate Principal Balance thereof on previous Distribution Dates pursuant to Section 4.01, (ii) any Realized Losses allocated to such Certificate on previous Distribution Dates pursuant to Section 4.03(b) and (c), and (iii) in the case of a Subordinate Certificate, such Certificate's Percentage Interest of the Subordinate Certificate Writedown Amount allocated to such Certificate on previous Distribution Dates. The Notional Certificates are issued without Certificate Principal Balances. Certificate Register and Certificate Registrar: The register maintained and the registrar appointed pursuant to Section 5.02. Certificateholder or Holder: The person in whose name a Certificate is registered in the Certificate Register, except that, solely for the purposes of giving any consent pursuant to this Agreement, a Certificate of any Class to the extent that the Company or any affiliate is the Certificate Owner or Holder thereof (except to the extent the Company or any affiliate thereof shall be the Certificate Owner or Holder of all Certificates of such Class), shall be deemed not to be outstanding and the Percentage Interest (or Voting Rights) evidenced thereby shall not be taken into account in determining whether the requisite amount of Percentage Interests (or Voting Rights) necessary to effect any such consent has been obtained; provided, however, that in determining whether the Trustee shall be protected in relying on such consent only the Certificates that the Trustee knows to be so held shall be so disregarded. Class: All Certificates or Lower-Tier Interests, as the case may be, bearing the same class designation. Class A12 Interest Account: The segregated, non-interest bearing account denominated as such and established and maintained pursuant to Section 3.17. Class A12 Interest Account Deposit: Cash in the amount of $26,120. Class A12 Interest Account Termination Date: As defined in Section 4.01(h). Class A22 Percentage: With respect to any Distribution Date, the percentage (carried to six decimal places) obtained by dividing (x) the Class Certificate Principal Balance of the Class A22 Certificates immediately preceding such Distribution Date, by (y) the aggregate Certificate Principal Balance of all the Certificates (other than the Class PO Certificates) immediately preceding such Distribution Date. Class A22 Distribution Percentage: 0% through the Distribution Date in May 2004; 30% thereafter through the Distribution Date in May 2005; 40% thereafter through the Distribution Date in May 2006; 60% thereafter through the Distribution Date in May 2007; 80% thereafter through the Distribution Date in May 2008; and 100% thereafter. Class A22 Principal Distribution Amount: With respect to any Distribution Date, the Senior Optimal Principal Amount for such date (without application of the Senior Percentage or the Senior Prepayment Percentage) multiplied by the product of (x) the Class A22 Percentage for such date and (y) the Class A22 Distribution Percentage for such date; provided, however, that (i) on the Group I Final Distribution Date, the Class A22 Principal Distribution Amount will be increased by any Senior Optimal Principal Amount remaining after distributions of principal have been made on the Group I Senior Certificates and (ii) following the Group I Final Distribution Date, the Class A22 Principal Distribution Amount will equal the Senior Optimal Principal Amount. Class B Certificate: Any Class B1, Class B2, Class B3, Class B4 or Class B5 Certificate. Class Certificate Principal Balance: As to any Class of Certificates, other than any Class of Notional Certificates, and as of any date of determination, the aggregate of the Certificate Principal Balances of all Certificates of such Class. The Class Certificate Principal Balance of each such Class of Certificates as of the Closing Date is specified in Section 5.01(b). Class Interest Shortfall: As to any Distribution Date and any Class of Certificates (other than any Class of Principal Only Certificates or any Class consisting of Specified Components) or any Specified Component, any amount by which the amount distributed to Holders of such Class of Certificates or in respect of such Specified Component (or added to the Class Certificate Principal Balance of any Class of Accrual Certificates or to the Component Principal Balance of any Accrual Component constituting a Specified Component) on such Distribution Date pursuant to Section 4.01(a)(i) is less than the Accrued Certificate Interest thereon or in respect thereof for such Distribution Date (assuming for this purpose that interest on the Class A12 Certificates accrues at the Designated Rate). As to any Distribution Date and any Class of Certificates consisting of Specified Components, the sum of the Class Interest Shortfalls for such Components on such date. Class PO Deferred Amount: As to any Distribution Date on or prior to the Cross-Over Date, the aggregate of the applicable PO Percentage of the principal portion of each Realized Loss, other than any Excess Loss, to be allocated to the Class PO Certificates on such Distribution Date or previously allocated to the Class PO Certificates and not yet paid to the Holders of the Class PO Certificates pursuant to Section 4.01(a)(iv). Class PO Principal Distribution Amount: As to any Distribution Date, an amount equal to the sum of the applicable PO Percentage of: (i) the principal portion of each Monthly Payment due on the related Due Date on each Outstanding Mortgage Loan as of such Due Date as specified in the amortization schedule at the time applicable thereto (after adjustments for previous Principal Prepayments and the principal portion of Debt Service Reductions subsequent to the Bankruptcy Coverage Termination Date but before any adjustment to such amortization schedule by reason of any bankruptcy (except as aforesaid) or similar proceeding or any moratorium or similar waiver or grace period); (ii) all principal prepayments in part received during the related Prepayment Period, together with the Scheduled Principal Balance (as reduced by any Deficient Valuation occurring on or prior to the Bankruptcy Coverage Termination Date) of each Mortgage Loan which was the subject of a Voluntary Principal Prepayment in full during the related Prepayment Period; (iii) the sum of (A) all Net Liquidation Proceeds allocable to principal received in respect of each Mortgage Loan that became a Liquidated Mortgage Loan during the related Prepayment Period (other than Mortgage Loans described in clause (B)) and (B) the principal balance of each Mortgage Loan purchased by an insurer from the Trustee pursuant to the related Primary Insurance Policy, in each case during the related Prepayment Period; (iv) the Scheduled Principal Balance (as reduced by any Deficient Valuation occurring on or prior to the Bankruptcy Coverage Termination Date) of each Mortgage Loan which was purchased on such Distribution Date pursuant to Section 2.02, 2.03(a) or 3.16; and (v) the Substitution Amount for any Mortgage Loan substituted during the month of such Distribution Date; for purposes of this clause (v), the definition of "Substitution Amount" shall be modified to reduce the Scheduled Principal Balance of the Mortgage Loan that is substituted for by any Deficient Valuation occurring on or prior to the Bankruptcy Coverage Termination Date. For purposes of clause (ii) above, a Voluntary Principal Prepayment in full with respect to a Mortgage Loan serviced by a Primary Servicer shall be deemed to have been received when the Company, as servicer, receives notice thereof. Closing Date: May 27, 1999. Code: The Internal Revenue Code of 1986, as it may be amended from time to time, any successor statutes thereto, and applicable U.S. Department of the Treasury temporary or final regulations promulgated thereunder. COFI: The monthly weighted average cost of funds for savings institutions the home offices of which are located in Arizona, California, or Nevada that are member institutions of the Eleventh Federal Home Loan Bank District, as computed from statistics tabulated and published by the Federal Home Loan Bank of San Francisco in its monthly Information Bulletin. COFI Certificates: None. COFI Determination Date: As to each Interest Accrual Period for any COFI Certificates, the last Business Day of the calendar month preceding the commencement of such Interest Accrual Period. Company: GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey, or its successor in interest or, if any successor servicer is appointed as herein provided, then such successor servicer. Compensating Interest Payment: With respect to any Distribution Date, an amount equal to the aggregate of the Interest Shortfalls described in clauses (a) and (b) of the definition thereof with respect to such Distribution Date; provided, however, that such amount shall not exceed the lesser of (i) an amount equal to the product of (x) the Pool Scheduled Principal Balance with respect to such Distribution Date and (y) one-twelfth of 0.125%, and (ii) the aggregate of the Servicing Fees that the Company would be entitled to retain on such Distribution Date (less any portion thereof paid as servicing compensation to any Primary Servicer) without giving effect to any Compensating Interest Payment. Component: Any of the components of a Class of Component Certificates having the designations and the initial Component Principal Balances as follows: Initial Component Designation Principal Balance ----------- ----------------- N/A N/A Component Certificate: None. Component Interest Rate: None. Component Principal Balance: As of any Distribution Date, and with respect to any Component, other than any Notional Component, the initial Component Principal Balance thereof (as set forth, as applicable, in the definition of Component) (plus, in the case of any Accrual Component, any related Accrual Amount for each previous Distribution Date) less the sum of (x) all amounts distributed in reduction thereof on previous Distribution Dates pursuant to Section 4.01 and (y) the amount of all Realized Losses allocated thereto pursuant to Section 4.03(d). Confirmatory Mortgage Note: With respect to any Mortgage Loan, a note or other evidence of indebtedness executed by the Mortgagor confirming its obligation under the note or other evidence of indebtedness previously executed by the Mortgagor upon the origination of the related Mortgage Loan. Cooperative: A private, cooperative housing corporation organized in accordance with applicable state laws which owns or leases land and all or part of a building or buildings located in the relevant state, including apartments, spaces used for commercial purposes and common areas therein and whose board of directors authorizes, among other things, the sale of Cooperative Stock. Cooperative Apartment: A dwelling unit in a multi-dwelling building owned or leased by a Cooperative, which unit the Mortgagor has an exclusive right to occupy pursuant to the terms of one or more Proprietary Leases. Cooperative Loans: Any of the Mortgage Loans made in respect of a Cooperative Apartment, evidenced by a Mortgage Note and secured by (i) a Security Agreement, (ii) the related Cooperative Stock Certificate(s), (iii) an assignment of the Proprietary Lease(s), (iv) financing statements and (v) a stock power (or other similar instrument), and in addition thereto, a recognition agreement between the Cooperative and the originator of the Cooperative Loan, each of which was transferred and assigned to the Trustee pursuant to Section 2.01 and are from time to time held as part of the Trust Fund. The Mortgage Loans identified as such in Exhibit C hereto are Cooperative Loans. Cooperative Stock: With respect to a Cooperative Loan, the single outstanding class of stock, partnership interest or other ownership instrument in the related Cooperative. Cooperative Stock Certificate: With respect to a Cooperative Loan, the stock certificate(s) or other instrument evidencing the related Cooperative Stock. Corporate Trust Office: The principal office of the Trustee at which at any particular time its corporate trust business shall be administered, which office at the date of the execution of this instrument is located at 225 Franklin Street, Boston, Massachusetts 02110, Attention: Corporate Trust Department. Corresponding Class: With respect to any Class of Lower-Tier Interests, the Class or Classes of Certificates or Components, and with respect to any Class of Certificates, the Class or Classes of Lower-Tier Interests, appearing opposite such Class of Lower-Tier Interests or Certificates in the table included in Section 2.05(a). Cross-Over Date: The first Distribution Date on which the aggregate Class Certificate Principal Balance of the Junior Certificates has been reduced to zero (giving effect to all distributions on such Distribution Date). Custodian: As defined in Section 3.17. Cut-off Date: May 1, 1999. Debt Service Reduction: As to any Mortgage Loan and any Determination Date, the excess of (a) the then current Monthly Payment for such Mortgage Loan over (b) the amount of the monthly payment of principal and interest required to be paid by the Mortgagor as established by a court of competent jurisdiction as a result of a proceeding initiated by or against the related Mortgagor under the Bankruptcy Code, as amended from time to time (11 U.S.C.). Deceased Holder: With respect to a Holder of any Designated Retail Certificate, as defined in Section 4.10(b). Defaulted Mortgage Loan: With respect to any Determination Date, a Mortgage Loan as to which the related Mortgagor has failed to make unexcused payment in full of a total of three or more consecutive installments of principal and interest, and as to which such delinquent installments have not been paid, as of the close of business on the last Business Day of the month next preceding the month of such Determination Date. Defective Mortgage Loan: Any Mortgage Loan which is required to be purchased by the Company (or which the Company may replace with a substitute Mortgage Loan) pursuant to Section 2.02 or 2.03(a). Deficient Valuation: As to any Mortgage Loan and any Determination Date, the excess of (a) the then outstanding indebtedness under such Mortgage Loan over (b) the valuation by a court of competent jurisdiction of the related Mortgaged Property as a result of a proceeding initiated by or against the related Mortgagor under the Bankruptcy Code, as amended from time to time (11 U.S.C.), pursuant to which such Mortgagor retained such Mortgaged Property. Definitive Certificate: Any Certificate, other than a Book-Entry Certificate, issued in definitive, fully registered form. Definitive Restricted Junior Certificate: Any Restricted Junior Certificate that is in the form of a Definitive Certificate. Depository: The initial Depository shall be The Depository Trust Company, the nominee of which is CEDE & Co. The Depository shall at all times be a "clearing corporation" as defined in Section 8-102(a)(5) of the Uniform Commercial Code of the State of New York, as amended, or any successor provisions thereto. Depository Participant: A broker, dealer, bank or other financial institution or other Person for which, from time to time, the Depository effects book-entry transfers and pledges of securities deposited with such Depository. Designated Loan Closing Documents: With respect to any Designated Loan, a Lost Note Affidavit substantially in the form of Exhibit L, and an assignment of the related Mortgage to the Trustee in recordable form (except for the omission therein of recording information concerning such Mortgage). Designated Loans: The Mortgage Loans listed in Exhibit M hereto. Designated Rate: 6.50% per annum. Designated Retail Certificate: Any Class A11 or Class A12 Certificate. Designated Telerate Page: The Dow Jones Telerate Service page 3750 (or such other page as may replace page 3750 on that service or such other service as may be nominated by the BBA for the purpose of displaying the Interest Settlement Rates). Determination Date: With respect to any Distribution Date, the fifth Business Day prior thereto. Discount Mortgage Loan: Any Mortgage Loan with a Net Mortgage Rate less than the Designated Rate. Disqualified Organization: Any of the following: (i) the United States, any State or political subdivision thereof, or any agency or instrumentality of any of the foregoing (including but not limited to state pension organizations); (ii) a foreign government, International Organization or any agency or instrumentality of either of the foregoing; (iii) an organization (except certain farmers' cooperatives described in Code section 521) which is exempt from tax imposed by Chapter 1 of the Code (including the tax imposed by section 511 of the Code on unrelated business taxable income); and (iv) a rural electric and telephone cooperative described in Code section 1381(a)(2)(C). The terms "United States," "State" and "International Organization" shall have the meanings set forth in Code section 7701 or successor provisions. A corporation will not be treated as an instrumentality of the United States or of any State or political subdivision thereof for these purposes if all of its activities are subject to tax and a majority of its board of directors is not selected by such governmental unit. Distribution Date: The 25th day of each calendar month after the month of initial issuance of the Certificates, or, if such 25th day is not a Business Day, the next succeeding Business Day. Distribution Date Statement: The statement referred to in Section 4.05(a). Document File: As defined in Section 2.01. Due Date: The first day of the month of the related Distribution Date. Eligible Account: An account that is either (i) maintained with a depository institution the debt obligations of which have been rated by each Rating Agency in one of its two highest long-term rating categories and has been assigned by S&P its highest short-term rating, (ii) an account or accounts the deposits in which are fully insured by either the BIF or the SAIF, (iii) an account or accounts, in a depository institution in which such accounts are insured by the BIF or the SAIF (to the limits established by the FDIC), the uninsured deposits in which accounts are either invested in Permitted Investments or are otherwise secured to the extent required by the Rating Agencies such that, as evidenced by an Opinion of Counsel delivered to the Trustee, the Certificateholders have a claim with respect to the funds in such account or a perfected first security interest against any collateral (which shall be limited to Permitted Investments) securing such funds that is superior to claims of any other depositors or creditors of the depository institution with which such account is maintained, (iv) a trust account maintained with the corporate trust department of a federal or state chartered depository institution or of a trust company with trust powers and acting in its fiduciary capacity for the benefit of the Trustee hereunder or (v) such account as will not cause either Rating Agency to downgrade or withdraw its then-current rating assigned to the Certificates, as evidenced in writing by the Rating Agencies. ERISA: The Employee Retirement Income Security Act of 1974, as amended. ERISA-Restricted Certificate: Any Junior Certificate. Event of Default: An event described in Section 7.01. Excess Bankruptcy Loss: Any Deficient Valuation or Debt Service Reduction, or portion thereof, (i) occurring after the Bankruptcy Coverage Termination Date or (ii) if on such date, in excess of the then-applicable Bankruptcy Loss Amount. Excess Fraud Loss: Any Fraud Loss, or portion thereof, (i) occurring after the Fraud Coverage Termination Date or (ii) if on such date, in excess of the then-applicable Fraud Loss Amount. Excess Loss: Any Excess Bankruptcy Loss, Excess Fraud Loss or Excess Special Hazard Loss. Excess Special Hazard Loss: Any Special Hazard Loss, or portion thereof, (i) occurring after the Special Hazard Termination Date or (ii) if on such date, in excess of the then-applicable Special Hazard Loss Amount. FDIC: The Federal Deposit Insurance Corporation, or its successor in interest. FHLMC: The Federal Home Loan Mortgage Corporation or its successor in interest. Financial Intermediary: A broker, dealer, bank or other financial institution or other Person that clears through or maintains a custodial relationship with a Depository Participant. Fitch: Fitch IBCA, Inc. and its successors. Fitch Formula Amount: As to each Anniversary Determination Date, the greater of (i) $50,000 and (ii) the product of (x) the greatest Assumed Monthly Payment Reduction for any Non-Primary Residence Loan whose original principal balance was 80% or greater of the Original Value thereof, (y) the weighted average remaining term to maturity (expressed in months) of all the Non-Primary Residence Loans remaining in the Mortgage Pool as of such Anniversary Determination Date, and (z) the sum of (A) one plus (B) the number of all remaining Non-Primary Residence Loans divided by the total number of Outstanding Mortgage Loans as of such Anniversary Determination Date. FNMA: The Federal National Mortgage Association or its successor in interest. Formula Amount: As to each Anniversary Determination Date, the greater of (i) $100,000 and (ii) the product of (x) 0.06% and (y) the Scheduled Principal Balance of each Mortgage Loan remaining in the Mortgage Pool whose original principal balance was 75% or greater of the Original Value thereof. Fraud Coverage Termination Date: The Distribution Date upon which the related Fraud Loss Amount has been reduced to zero or a negative number (or the Cross-Over Date, if earlier). Fraud Loss: Any Realized Loss attributable to fraud in the origination of the related Mortgage Loan. Fraud Loss Amount: As of any Distribution Date after the Cut-off Date, (x) prior to the first anniversary of the Cut-off Date, an amount equal to $9,524,003 minus the aggregate amount of Fraud Losses that would have been allocated to the Junior Certificates in accordance with Section 4.03 in the absence of the Loss Allocation Limitation since the Cut-off Date, and (y) from the first to the fifth anniversary of the Cut-off Date, an amount equal to (1) the lesser of (a) the Fraud Loss Amount as of the most recent anniversary of the Cut-off Date and (b) 1% (from the first to but excluding the third anniversaries of the Cut-off Date) or 0.5% (from and including the third to but excluding the fifth anniversaries of the Cut-off Date) of the aggregate outstanding principal balance of all of the Mortgage Loans as of the most recent anniversary of the Cut-off Date minus (2) the Fraud Losses that would have been allocated to the Junior Certificates in accordance with Section 4.03 in the absence of the Loss Allocation Limitation since the most recent anniversary of the Cut-off Date. On or after the fifth anniversary of the Cut-off Date the Fraud Loss Amount shall be zero. Group I Final Distribution Date: The Distribution Date on which the aggregate Certificate Principal Balance of the Group I Senior Certificates is reduced to zero. Group I Senior Certificate: Any Class A1, Class A2, Class A3, Class A4, Class A6, Class A7, Class A8, Class A9, Class A10, Class A11, Class A12, Class A13, Class A14, Class A15, Class A16, Class A17, Class A18, Class A19, Class A20, Class A21, Class R or Class RL Certificate. Initial Certificate Principal Balance: With respect to any Certificate, other than a Notional Certificate, the Certificate Principal Balance of such Certificate or any predecessor Certificate on the Closing Date. Initial LIBOR Rate: 4.940% Insurance Proceeds: Proceeds paid pursuant to the Primary Insurance Policies, if any, and amounts paid by any insurer pursuant to any other insurance policy covering a Mortgage Loan. Insured Expenses: Expenses covered by the Primary Insurance Policies, if any, or any other insurance policy or policies applicable to the Mortgage Loans. Interest Accrual Period: With respect to any Distribution Date and any Class of Certificates (other than any Class of LIBOR Certificates and any Class of Principal Only Certificates) or Component, the one-month period ending on the last day of the month preceding the month in which such Distribution Date occurs. With respect to any Distribution Date and any Class of LIBOR Certificates, the one-month period commencing on the 25th day of the preceding month and ending on the 24th day of the month in which such Distribution Date occurs. Interest Losses: The interest portion of (i) on or prior to the Cross-Over Date, any Excess Losses and (ii) after the Cross-Over Date, any Realized Losses and Debt Service Reductions. Interest Settlement Rate: With respect to any Interest Accrual Period, the rate (expressed as a percentage per annum) for one-month U.S. Dollar deposits reported by the BBA at 11:00 a.m. London time on the related LIBOR Determination Date and as it appears on the Designated Telerate Page. Interest Shortfall: With respect to any Distribution Date and each Mortgage Loan that during the related Prepayment Period was the subject of a Voluntary Principal Prepayment or constitutes a Relief Act Mortgage Loan, an amount determined as follows: (A) partial principal prepayments: one month's interest at the applicable Net Mortgage Rate on the amount of such prepayment; (B) principal prepayments in full received on or after the sixteenth day of the month preceding the month of such Distribution Date (or, in the case of the first Distribution Date, on or after the Cut-off Date) but on or before the last day of the month preceding the month of such Distribution Date, the difference between (i) one month's interest at the applicable Net Mortgage Rate on the Scheduled Principal Balance of such Mortgage Loan immediately prior to such prepayment and (ii) the amount of interest for the calendar month of such prepayment (adjusted to the applicable Net Mortgage Rate) received at the time of such prepayment; (C) principal prepayments in full received by the Company (or of which the Company receives notice, in the case of a Mortgage Loan serviced by a Primary Servicer) on or after the first day but on or before the fifteenth day of the month of such Distribution Date: none; and (D) Relief Act Mortgage Loans: As to any Relief Act Mortgage Loan, the excess of (i) 30 days' interest (or, in the case of a Principal Prepayment in full, interest to the date of prepayment) on the Scheduled Principal Balance thereof (or, in the case of a Principal Prepayment in part, on the amount so prepaid) at the related Net Mortgage Rate over (ii) 30 days' interest (or, in the case of a Principal Prepayment in full, interest to the date of prepayment) on such Scheduled Principal Balance (or, in the case of a Principal Prepayment in part, on the amount so prepaid) at the Net Mortgage Rate required to be paid by the Mortgagor as limited by application of the Relief Act. Junior Certificate: Any Class M or Class B Certificate. Junior Optimal Principal Amount: As to any Distribution Date, an amount equal to the sum of the following (but in no event greater than the aggregate Certificate Principal Balance of the Junior Certificates immediately prior to such Distribution Date): (i) the Junior Percentage of the applicable Non-PO Percentage of the principal portion of each Monthly Payment due on the related Due Date on each Outstanding Mortgage Loan as of such Due Date as specified in the amortization schedule at the time applicable thereto (after adjustment for previous Principal Prepayments and the principal portion of Debt Service Reductions subsequent to the Bankruptcy Coverage Termination Date but before any adjustment to such amortization schedule by reason of any bankruptcy (other than as aforesaid) or similar proceeding or any moratorium or similar waiver or grace period); (ii) the Junior Prepayment Percentage of the applicable Non-PO Percentage of all principal prepayments in part received during the related Prepayment Period, and 100% of any Senior Optimal Principal Amount not distributed to the Senior Certificates on such Distribution Date, together with the Junior Prepayment Percentage of the applicable Non-PO Percentage of the Scheduled Principal Balance of each Mortgage Loan which was the subject of a Voluntary Principal Prepayment in full during the related Prepayment Period; (iii) the excess, if any, of (x) the applicable Non-PO Percentage of the sum of (A) all Net Liquidation Proceeds allocable to principal received during the related Prepayment Period (other than in respect of Mortgage Loans described in clause (B)) and (B) the principal balance of each Mortgage Loan that was purchased by an insurer from the Trustee during the related Prepayment Period pursuant to the related Primary Insurance Policy, over (y) the amount distributable pursuant to clause (iii) of the definition of Senior Optimal Principal Amount on such Distribution Date; (iv) the Junior Prepayment Percentage of the applicable Non-PO Percentage of the Scheduled Principal Balance of each Mortgage Loan which was purchased on such Distribution Date pursuant to Section 2.02, 2.03(a) or 3.16; and (v) the Junior Prepayment Percentage of the applicable Non-PO Percentage of the Substitution Amount for any Mortgage Loan substituted during the month of such Distribution Date. For purposes of clause (ii) above, a Voluntary Principal Prepayment in full with respect to a Mortgage Loan serviced by a Primary Servicer shall be deemed to have been received when the Company, as servicer, receives notice thereof. After the Class Certificate Principal Balances of the Junior Certificates have been reduced to zero, the Junior Optimal Principal Amount shall be zero. Junior Percentage: As to any Distribution Date, the excess of 100% over the Senior Percentage for such Distribution Date. Junior Prepayment Percentage: As to any Distribution Date, the excess of 100% over the Senior Prepayment Percentage for such Distribution Date, except that (i) after the aggregate Certificate Principal Balance of the Senior Certificates other than the Class PO Certificates has been reduced to zero, the Junior Prepayment Percentage shall be 100%, and (ii) after the Cross-Over Date, the Junior Prepayment Percentage shall be zero. Latest Possible Maturity Date: May 25, 2016. LIBOR: With respect to any Interest Accrual Period, the per annum rate determined, pursuant to Section 5.08, on the basis of the Interest Settlement Rate or as otherwise provided in such Section. LIBOR Certificate: Any Class A4, Class A5, Class A13 or Class A14 Certificate. LIBOR Determination Date: The second London Banking Day immediately preceding the commencement of each Interest Accrual Period for any LIBOR Certificates. Liquidated Mortgage Loan: Any defaulted Mortgage Loan as to which the Company has determined that all amounts which it expects to recover on behalf of the Trust Fund from or on account of such Mortgage Loan have been recovered, including any Mortgage Loan with respect to which the Company determines not to foreclose upon the related Mortgaged Property based on its belief that such Mortgaged Property may be contaminated with or affected by hazardous or toxic wastes, materials or substances. Liquidation Expenses: Expenses which are incurred by the Company in connection with the liquidation of any defaulted Mortgage Loan and not recovered by the Company under any Primary Insurance Policy for reasons other than the Company's failure to comply with Section 3.05, such expenses including, without limitation, legal fees and expenses, and, regardless of when incurred, any unreimbursed amount expended by the Company pursuant to Section 3.03 or Section 3.06 respecting the related Mortgage Loan and any related and unreimbursed Property Protection Expenses. Liquidation Proceeds: Cash (other than Insurance Proceeds) received in connection with the liquidation of any defaulted Mortgage Loan whether through judicial foreclosure or otherwise. Living Holder: Any Certificate Owner of a Designated Retail Certificate, other than a Deceased Holder. Loan-to-Value Ratio: With respect to each Mortgage Loan, the original principal amount of such Mortgage Loan, divided by the Original Value of the related Mortgaged Property. London Banking Day: Any day on which banks are open for dealing in foreign currency and exchange in London, England. Loss Allocation Limitation: As defined in Section 4.03(g). Lower-Tier Balance: As to each Class of Lower-Tier Interests and any Distribution Date, the initial Lower-Tier Balance thereof set forth or specified in Section 2.05(a) (plus, in the case of any Class of Lower-Tier Interests as to which the Corresponding Class is a Class of Accrual Certificates or includes one or more Accrual Components, an amount equal to the Accrual Amount for such Corresponding Class or each such Accrual Component for each previous Distribution Date) less the sum of (i) the aggregate amount of principal allocable thereto on previous Distribution Dates pursuant to Section 2.05(c) and (ii) any Realized Losses or Subordinate Certificate Writedown Amount allocated thereto on previous Distribution Dates. Lower-Tier Interest: Any one of the Classes of regular interests in the Lower-Tier REMIC described as such in Section 2.05(a). Lower-Tier Interest Rate: As to each Lower-Tier Interest, the applicable "Lower-Tier Interest Rate," if any, set forth in Section 2.05(a). Lower-Tier REMIC: One of the two separate REMICs comprising the Trust Fund, the assets of which consist of the assets and rights specified in clauses (i) through (viii) of the definition of the term Trust Fund. Minimum Servicing Standards: As defined in Section 3.13(a). MLCC: Merrill Lynch Credit Corporation, or its successor in interest. Monthly Advance: With respect to any Distribution Date, the aggregate of the advances required to be made by the Company pursuant to Section 4.04(a) (or by the Trustee pursuant to Section 4.04(b)) on such Distribution Date, the amount of any such Monthly Advance being equal to (a) the aggregate of payments of principal and interest (adjusted to the related Net Mortgage Rate) on the Mortgage Loans that were due on the related Due Date, without regard to any arrangements entered into by the Company with the related Mortgagors pursuant to Section 3.02(a)(ii), and delinquent as of the close of business on the Business Day next preceding the related Determination Date, less (b) the amount of any such payments which the Company or the Trustee, as applicable, in its reasonable judgment believes will not be ultimately recoverable by it either out of late payments by the Mortgagor, Net Liquidation Proceeds, Insurance Proceeds, REO Proceeds or otherwise. With respect to any Mortgage Loan, the portion of any such advance or advances made with respect thereto. Monthly Payment: The scheduled monthly payment on a Mortgage Loan for any month allocable to principal or interest on such Mortgage Loan. Moody's: Moody's Investors Service, Inc. and its successors. Mortgage: The mortgage or deed of trust creating a first lien on a fee simple interest or leasehold estate in real property securing a Mortgage Note. Mortgage 100SM Loan: A Mortgage Loan identified on Exhibit N hereof that has a Loan-to-Value Ratio at origination in excess of 80.00% and that is secured by Additional Collateral and does not have a Primary Insurance Policy. Mortgage File: The mortgage documents listed in Section 2.01 pertaining to a particular Mortgage Loan and any additional documents required to be added to such documents pursuant to this Agreement. Mortgage Loan Payment Record: The record maintained by the Company pursuant to Section 3.02(b). Mortgage Loan Schedule: As of any date of determination, the schedule of Mortgage Loans included in the Trust Fund. The initial schedule of Mortgage Loans as of the Cut-off Date is attached hereto as Exhibit C. Mortgage Loans: As of any date of determination, each of the mortgage loans identified on the Mortgage Loan Schedule (as amended pursuant to Section 2.03(b)) delivered and assigned to the Trustee pursuant to Section 2.01 or 2.03(b), and not theretofore released from the Trust Fund by the Trustee. Mortgage Note: With respect to any Mortgage Loan, the note or other evidence of indebtedness (which may consist of a Confirmatory Mortgage Note) evidencing the indebtedness of a Mortgagor under such Mortgage Loan. Mortgage Pool: The aggregate of the Mortgage Loans identified in the Mortgage Loan Schedule. Mortgage Rate: The per annum rate of interest borne by a Mortgage Loan as set forth in the related Mortgage Note. Mortgaged Property: The underlying real property securing the Mortgage Loan, or with respect to a Cooperative Loan, the related Proprietary Lease and Cooperative Stock. Mortgagor: With respect to any Mortgage Loan, each obligor on the related Mortgage Note. Net Interest Shortfall: With respect to any Distribution Date, the excess, if any, of the aggregate Interest Shortfalls allocable to the Certificates (as determined in accordance with the definition of Interest Shortfall) for such Distribution Date over any Compensating Interest Payment for such date. Net Liquidation Proceeds: As to any Liquidated Mortgage Loan, the sum of (i) any Liquidation Proceeds therefor less the related Liquidation Expenses, and (ii) any Insurance Proceeds therefor, other than any such Insurance Proceeds applied to the restoration of the related Mortgaged Property. Net Mortgage Rate: With respect to any Mortgage Loan, the related Mortgage Rate less the applicable Servicing Fee Rate. Non-Book-Entry Certificate: Any Certificate other than a Book-Entry Certificate. Non-Discount Mortgage Loan: Any Mortgage Loan with a Net Mortgage Rate greater than or equal to the Designated Rate. Non-permitted Foreign Holder: As defined in Section 5.02(b). Non-PO Percentage: As to any Discount Mortgage Loan, a fraction (expressed as a percentage), the numerator of which is the Net Mortgage Rate of such Discount Mortgage Loan and the denominator of which is the Designated Rate. As to any Non-Discount Mortgage Loan, 100%. Non-Primary Residence Loan: Any Mortgage Loan secured by a Mortgaged Property that is (on the basis of representations made by the Mortgagors at origination) a second home or investor-owned property. Nonrecoverable Advance: All or any portion of any Monthly Advance or Monthly Advances previously made by the Company (or the Trustee) which, in the reasonable judgment of the Company (or, as applicable, the Trustee) will not be ultimately recoverable from related Net Liquidation Proceeds, Insurance Proceeds, REO Proceeds or otherwise. The determination by the Company that it has made a Nonrecoverable Advance or that any advance, if made, would constitute a Nonrecoverable Advance, shall be evidenced by an Officer's Certificate of the Company delivered to the Trustee and detailing the reasons for such determination. Non-U.S. Person: As defined in Section 4.02(c). Notional Certificate: Any Class A5 or Class S Certificate. Notional Component: None. Notional Component Balance: None. Notional Principal Balance: As to any Distribution Date and the Class A5 Certificates, the Class Certificate Principal Balance of the Class A4 Certificates for such Distribution Date. As to any Distribution Date and any Class A5 Certificate, such Certificate's Percentage Interest of the aggregate Notional Principal Balance of the Class A5 Certificates for such Distribution Date. As to any Distribution Date and the Class S Certificates, the aggregate Scheduled Principal Balance of the Outstanding Non-Discount Mortgage Loans as of the Due Date in the month preceding such Distribution Date. As to any Distribution Date and any Class S Certificate, such Certificate's Percentage Interest of the aggregate Notional Principal Balance of the Class S Certificates for such Distribution Date. Officer's Certificate: A certificate signed by the President, a Senior Vice President or a Vice President of the Company and delivered to the Trustee. Opinion of Counsel: A written opinion of counsel, who may be counsel for the Company; provided, however, that any Opinion of Counsel with respect to the interpretation or application of the REMIC Provisions or the status of an account as an Eligible Account shall be the opinion of independent counsel satisfactory to the Trustee. Original Subordinate Principal Balance: As set forth in the definition of Senior Prepayment Percentage. Original Value: The value of the property underlying a Mortgage Loan based, in the case of the purchase of the underlying Mortgaged Property, on the lower of an appraisal satisfactory to the Company or the sales price of such property or, in the case of a refinancing, on an appraisal satisfactory to the Company. Outstanding Mortgage Loan: With respect to any Due Date, a Mortgage Loan which, prior to such Due Date, was not the subject of a Principal Prepayment in full, did not become a Liquidated Mortgage Loan and was not purchased pursuant to Section 2.02, 2.03(a) or 3.16 or replaced pursuant to Section 2.03(b). Outstanding Non-Discount Mortgage Loan: Any Outstanding Mortgage Loan that is a Non-Discount Mortgage Loan. PAC Balance: As to any Distribution Date and any Class of PAC Certificates and any PAC Component, the balance designated as such for such Distribution Date and such Class or Component as set forth in the Principal Balance Schedules. PAC Certificate: Any Class A1, Class A2, Class A3 or Class A4 Certificate. PAC Component: None. Parent PowerSM Loan: A Mortgage Loan identified on Exhibit N hereto that has a Loan-to-Value Ratio at origination in excess of 80.00%, that is supported by Additional Collateral and does not have a Primary Insurance Policy. Pay-out Rate: With respect to any Class of Certificates (other than any Class of Principal Only Certificates) and any Distribution Date, the rate at which interest is distributed on such Class on such Distribution Date and which is equal to a fraction (expressed as an annualized percentage) the numerator of which is the Accrued Certificate Interest for such Class and Distribution Date, and the denominator of which is the Class Certificate Principal Balance (or, in the case of the Notional Certificates, the Notional Principal Balance) of such Class immediately prior to such Distribution Date. Percentage Interest: With respect to any Certificate, the percentage interest in the undivided beneficial ownership interest in the Trust Fund evidenced by Certificates of the same Class as such Certificate. With respect to any Certificate, the Percentage Interest evidenced thereby shall equal the Initial Certificate Principal Balance (or, in the case of a Notional Certificate, the initial Notional Principal Balance) thereof divided by the aggregate Initial Certificate Principal Balance (or, in the case of a Notional Certificate, the aggregate initial Notional Principal Balance) of all Certificates of the same Class. Permitted Investments: One or more of the following; provided, however, that no such Permitted Investment may mature later than the Business Day preceding the Distribution Date after such investment except as otherwise provided in Section 3.02(e) hereof, provided, further, that such investments qualify as "cash flow investments" as defined in section 860G(a)(6) of the Code: (i) obligations of, or guaranteed as to timely receipt of principal and interest by, the United States or any agency or instrumentality thereof when such obligations are backed by the full faith and credit of the United States; (ii) repurchase agreements on obligations specified in clause (i) provided that the unsecured obligations of the party agreeing to repurchase such obligations are at the time rated by each Rating Agency in the highest long-term rating category; (iii) federal funds, certificates of deposit, time deposits and banker's acceptances, of any U.S. depository institution or trust company incorporated under the laws of the United States or any state provided that the debt obligations of such depository institution or trust company at the date of acquisition thereof have been rated by each Rating Agency in the highest long-term rating category; (iv) commercial paper of any corporation incorporated under the laws of the United States or any state thereof which on the date of acquisition has the highest short term rating of each Rating Agency; and (v) other obligations or securities that are acceptable to each Rating Agency as a Permitted Investment hereunder and will not, as evidenced in writing, result in a reduction or withdrawal in the then current rating of the Certificates. Notwithstanding the foregoing, Permitted Investments shall not include "stripped securities" and investments which contractually may return less than the purchase price therefor. Person: Any legal person, including any individual, corporation, partnership, limited liability company, joint venture, association, joint-stock company, trust, unincorporated organization or government or any agency or political subdivision thereof. Plan: Any Person which is an employee benefit plan subject to ERISA or a plan subject to section 4975 of the Code. Pledged Asset Loan-to-Value Ratio: With respect to any Pledged Asset Mortgage Loan, (i) the original loan amount less the portion of any required Additional Collateral which is covered by the Surety Bond, divided by (ii) the Original Value of the related Mortgaged Property. Pledged Asset Mortgage Loan: Each Mortgage 100SM Loan and Parent PowerSM Loan purchased from MLCC that is supported by Additional Collateral and identified on Exhibit N hereto. Pledged Asset Mortgage Servicing Agreement: The Amended and Restated Pledged Asset Mortgage Servicing Agreement, dated as of June 2, 1998, between MLCC and the Company. PO Percentage: As to any Discount Mortgage Loan, a fraction (expressed as a percentage), the numerator of which is the excess of the Designated Rate over the Net Mortgage Rate of such Discount Mortgage Loan and the denominator of which is the Designated Rate. As to any Non-Discount Mortgage Loan, 0%. Pool Scheduled Principal Balance: With respect to any Distribution Date, the aggregate Scheduled Principal Balance of all the Mortgage Loans that were Outstanding Mortgage Loans on the Due Date in the month next preceding the month of such Distribution Date (or, in the case of the first Distribution Date, the Cut-off Date; or, if so specified, such other date). Prepayment Assumption: The assumed fixed schedule of prepayments on a pool of new mortgage loans with such schedule given as a monthly sequence of prepayment rates, expressed as annualized percent values. These values start at 0.2% per year in the first month, increase by 0.2% per year in each succeeding month until month 30, ending at 6.0% per year. At such time, the rate remains constant at 6.0% per year for the balance of the remaining term. Multiples of the Prepayment Assumption are calculated from this prepayment rate series. Prepayment Assumption Multiple: 275% of the Prepayment Assumption. Prepayment Distribution Trigger: As of any Distribution Date and as to each Class of Class B Certificates, the related Prepayment Distribution Trigger is satisfied if (x) the fraction, expressed as a percentage, the numerator of which is the aggregate Class Certificate Principal Balance of such Class and each Class subordinate thereto, if any, on such Distribution Date, and the denominator of which is the Pool Scheduled Principal Balance for such Distribution Date, equals or exceeds (y) such percentage calculated as of the Closing Date. Prepayment Interest Excess: As to any Voluntary Principal Prepayment in full received from the first day through the fifteenth day of any calendar month (other than the calendar month in which the Cut-off Date occurs), all amounts paid in respect of interest on such Principal Prepayment. For purposes of determining the amount of Prepayment Interest Excess for any month, a Voluntary Principal Prepayment in full with respect to a Mortgage Loan serviced by a Primary Servicer shall be deemed to have been received when the Company, as servicer, receives notice thereof. All Prepayment Interest Excess shall be retained by the Company, as servicer, as additional servicing compensation. Prepayment Period: With respect to any Distribution Date and any Voluntary Principal Prepayment in part or other Principal Prepayment other than a Voluntary Principal Prepayment in full, the calendar month preceding the month of such Distribution Date; with respect to any Distribution Date and any Voluntary Principal Prepayment in full, the period beginning on the sixteenth day of the calendar month preceding the month of such Distribution Date (or, in the case of the first Distribution Date, beginning on the Cut-off Date) and ending on the fifteenth day of the month in which such Distribution Date occurs. Primary Insurance Policy: The certificate of private mortgage insurance relating to a particular Mortgage Loan, or an electronic screen print setting forth the information contained in such certificate of private mortgage insurance, including, without limitation, information relating to the name of the mortgage insurance carrier, the certificate number, the loan amount, the property address, the effective date of coverage, the amount of coverage and the expiration date of the policy. Each such policy covers defaults by the Mortgagor, which coverage shall equal the portion of the unpaid principal balance of the related Mortgage Loan that exceeds 75% (or such lesser coverage required or permitted by FNMA or FHLMC) of the Original Value of the underlying Mortgaged Property. Primary Servicer: Any servicer with which the Company has entered into a servicing agreement, as described in Section 3.01(f). Principal Balance Schedules: Any principal balance schedules attached hereto, if applicable, as Exhibit B, setting forth the PAC Balances of any PAC Certificates and PAC Components, the TAC Balances of any TAC Certificates and TAC Components and the Scheduled Balances of any Scheduled Certificates and Scheduled Components. Principal Distribution Request: Any request for a distribution in reduction of the Class Certificate Principal Balance of any Designated Retail Certificate, submitted in writing to a Depository Participant or Financial Intermediary (or, if such Designated Retail Certificate is no longer represented by a Book-Entry Certificate, to the Trustee) by the Certificate Owner (or Certificateholder) of such Designated Retail Certificate pursuant to Section 4.10(c) or 4.10(g), as applicable. Principal Only Certificate: Any Class A20 or Class PO Certificate. Principal Only Component: None. Principal Prepayment: Any payment or other recovery of principal on a Mortgage Loan (including, for this purpose, any refinancing permitted by Section 3.01 and any REO Proceeds treated as such pursuant to Section 3.08(b)) which is received in advance of its scheduled Due Date and is not accompanied by an amount of interest representing scheduled interest for any month subsequent to the month of prepayment. Private Placement Memorandum: The Company's private placement memorandum relating to the placement of the Restricted Junior Certificates dated the date of the prospectus supplement referred to in the definition of Prospectus. Prohibited Transaction Exemption: U.S. Department of Labor Prohibited Transaction Exemption 90-30, 55 Fed. Reg. 21461, May 24, 1990. Property Protection Expenses: With respect to any Mortgage Loan, expenses paid or incurred by or for the account of the Company in accordance with the related Mortgage for (a) real estate property taxes and property repair, replacement, protection and preservation expenses and (b) similar expenses reasonably paid or incurred to preserve or protect the value of such Mortgage to the extent the Company is not reimbursed therefor pursuant to the Primary Insurance Policy, if any, or any other insurance policy with respect thereto. Proprietary Lease: With respect to a Cooperative Loan, the proprietary lease(s) or occupancy agreement with respect to the Cooperative Apartment occupied by the Mortgagor and relating to the related Cooperative Stock, which lease or agreement confers an exclusive right to the holder of such Cooperative Stock to occupy such apartment. Prospectus: The Company's prospectus supplement dated May 25, 1999, and the related prospectus dated April 22, 1999, relating to the public offering of the Certificates other than the Restricted Certificates. Purchase Price: With respect to any Mortgage Loan required or permitted to be purchased hereunder from the Trust Fund, an amount equal to 100% of the unpaid principal balance thereof plus interest thereon at the applicable Mortgage Rate from the date to which interest was last paid to the first day of the month in which such purchase price is to be distributed; provided, however, that if the Company is the servicer hereunder, such purchase price shall be net of unreimbursed Monthly Advances with respect to such Mortgage Loan, and the interest component of the Purchase Price may be computed on the basis of the Net Mortgage Rate for such Mortgage Loan. QIB: A "qualified institutional buyer" as defined in Rule 144A under the Securities Act of 1933, as amended. Random Lot: With respect to any Distribution Date prior to the Cross-Over Date, if the amount available for distribution in reduction of the Class Certificate Principal Balance of any Class of Designated Retail Certificates on such Distribution Date exceeds the amount needed to honor all Principal Distribution Requests with respect to such Class on such date, the method by which the Depository will determine which Depository Participants holding interests in such Class of Certificates will receive payments of amounts distributable in respect of principal on such Class on such Distribution Date, using its established random lot procedures or, if such Class of Certificates is no longer represented by Book-Entry Certificates, the method by which the Trustee will determine which Certificates of such Class will receive payments of amounts distributable in respect of principal on such Class on such Distribution Date, using its own random lot procedures comparable to those used by the Depository. Rating Agency: Any statistical credit rating agency, or its successor, that rated any of the Certificates at the request of the Company at the time of the initial issuance of the Certificates. If such agency or a successor is no longer in existence, "Rating Agency" shall be such statistical credit rating agency, or other comparable Person, designated by the Company, notice of which designation shall be given to the Trustee. References herein to the two highest long-term rating categories of a Rating Agency shall mean such ratings without any modifiers. As of the date of the initial issuance of the Certificates, the Rating Agencies are Fitch and S&P; except that for purposes of the Junior Certificates, other than the Class B5 Certificates, Fitch shall be the sole Rating Agency. The Class B5 Certificates are issued without ratings. Realized Loss: Any (i) Deficient Valuation or (ii) as to any Liquidated Mortgage Loan, (x) the unpaid principal balance of such Liquidated Mortgage Loan plus accrued and unpaid interest thereon at the Net Mortgage Rate through the last day of the month of such liquidation less (y) the related Liquidation Proceeds and Insurance Proceeds (as reduced by the related Liquidation Expenses). Record Date: The last Business Day of the month immediately preceding the month of the related Distribution Date. Reference Banks: As defined in Section 5.08. Relief Act: The Soldiers' and Sailors' Civil Relief Act of 1940, as amended. Relief Act Mortgage Loan: Any Mortgage Loan as to which the Monthly Payment thereof has been reduced due to the application of the Relief Act. REMIC: A "real estate mortgage investment conduit" within the meaning of section 860D of the Code. REMIC Provisions: Provisions of the federal income tax law relating to real estate mortgage investment conduits, which appear at sections 860A through 860G of Part IV of Subchapter M of Chapter 1 of the Code, and related provisions, and U.S. Department of the Treasury temporary or final regulations promulgated thereunder, as the foregoing may be in effect from time to time, as well as provisions of applicable state laws. REO Mortgage Loan: Any Mortgage Loan which is not a Liquidated Mortgage Loan and as to which the related Mortgaged Property is held as part of the Trust Fund. REO Proceeds: Proceeds, net of any related expenses of the Company, received in respect of any REO Mortgage Loan (including, without limitation, proceeds from the rental of the related Mortgaged Property). Required Surety Payment: With respect to any Pledged Asset Mortgage Loan that becomes a Liquidated Mortgage Loan, the lesser of (i) the principal portion of the Realized Loss with respect to such Mortgage Loan and (ii) the excess, if any, of (a) the amount of Additional Collateral required at origination with respect to such Mortgage Loan which is covered by the Surety Bond over (b) the net proceeds realized by MLCC from the liquidation of the related Additional Collateral. Reserve Fund: None. Reserve Interest Rate: As defined in Section 5.08. Residual Certificate: Any Class R or Class RL Certificate. Responsible Officer: When used with respect to the Trustee, any officer or assistant officer assigned to and working in the Corporate Trust Department of the Trustee and, also, with respect to a particular matter, any other officer to whom such matter is referred because of such officer's knowledge of and familiarity with the particular subject. Restricted Certificate: Any Restricted Junior Certificate, Class PO, or Class S Certificate. Restricted Junior Certificate: Any Class B3, Class B4 or Class B5 Certificate. Rounding Account: With respect to each Class of Designated Retail Certificates, the respective segregated, non-interest bearing Eligible Account created and maintained therefor pursuant to Section 4.10. Rounding Account Depositor: For each Rounding Account, Bear, Stearns & Co. Inc. Rounding Amount: With respect to any Class of Designated Retail Certificates and each Distribution Date prior to the Cross-Over Date on which such Class of Certificates is entitled to a distribution in reduction of the Class Certificate Principal Balance thereof, the amount, if any, necessary to round the aggregate of such distribution (after giving effect to any deposit into the related Rounding Account on such Distribution Date) upward to the next higher integral multiple of $1,000. S&P: Standard & Poor's Ratings Services, a division of The McGraw-Hill Companies, Inc., and its successors. SAIF: The Savings Association Insurance Fund of the FDIC, or its successor in interest. Scheduled Balance: As to any Distribution Date and any Class of Scheduled Certificates and any Scheduled Component, the balance designated as such for such Distribution Date and such Class or Component as set forth in the Principal Balance Schedules. Scheduled Certificate: None. Scheduled Component: None. Scheduled Principal Balance: As to any Mortgage Loan and Distribution Date, the principal balance of such Mortgage Loan as of the Due Date in the month next preceding the month of such Distribution Date (or, if so specified, such other date) as specified in the amortization schedule at the time relating to such Mortgage Loan (before any adjustment to such amortization schedule by reason of any bankruptcy or similar proceeding or any moratorium or similar waiver or grace period) after giving effect to any previous Principal Prepayments, Deficient Valuations incurred subsequent to the Bankruptcy Coverage Termination Date, adjustments due to the application of the Relief Act and the payment of principal due on such Due Date, irrespective of any delinquency in payment by the related Mortgagor. As to any Mortgage Loan and the Cut-off Date, the "unpaid balance" thereof specified in the initial Mortgage Loan Schedule. Security Agreement: With respect to a Cooperative Loan, the agreement creating a security interest in favor of the originator in the related Cooperative Stock and Proprietary Lease. Senior Certificate: Any Certificate other than a Junior Certificate or Class S Certificate. Senior Certificate Principal Balance: As of any Distribution Date, an amount equal to the sum of the Certificate Principal Balances of the Senior Certificates (other than any Class PO Certificates). Senior Optimal Principal Amount: As to any Distribution Date, an amount equal to the sum of: (i) the Senior Percentage of the applicable Non-PO Percentage of the principal portion of each Monthly Payment due on the related Due Date on each Outstanding Mortgage Loan as of such Due Date as specified in the amortization schedule at the time applicable thereto (after adjustments for previous Principal Prepayments and the principal portion of Debt Service Reductions subsequent to the Bankruptcy Coverage Termination Date but before any adjustment to such amortization schedule by reason of any bankruptcy (except as aforesaid) or similar proceeding or any moratorium or similar waiver or grace period); (ii) the Senior Prepayment Percentage of the applicable Non-PO Percentage of all principal prepayments in part received during the related Prepayment Period, together with the Senior Prepayment Percentage of the applicable Non-PO Percentage of the Scheduled Principal Balance of each Mortgage Loan which was the subject of a Voluntary Principal Prepayment in full during the related Prepayment Period; (iii) the lesser of (x) the Senior Percentage of the applicable Non-PO Percentage of the sum of (A) the Scheduled Principal Balance of each Mortgage Loan that became a Liquidated Mortgage Loan (other than Mortgage Loans described in clause (B)) during the related Prepayment Period and (B) the Scheduled Principal Balance of each Mortgage Loan that was purchased by an insurer from the Trustee during the related Prepayment Period pursuant to the related Primary Insurance Policy, as reduced in each case by the Senior Percentage of the applicable Non-PO Percentage of the principal portion of any Excess Losses (other than Excess Bankruptcy Losses attributable to Debt Service Reductions), and (y) the Senior Prepayment Percentage of the applicable Non-PO Percentage of the sum of (A) all Net Liquidation Proceeds allocable to principal received in respect of each such Liquidated Mortgage Loan (other than Mortgage Loans described in clause (B)) and (B) the principal balance of each such Mortgage Loan purchased by an insurer from the Trustee pursuant to the related Primary Insurance Policy, in each case during the related Prepayment Period; (iv) the Senior Prepayment Percentage of the applicable Non-PO Percentage of the Scheduled Principal Balance of each Mortgage Loan which was purchased on such Distribution Date pursuant to Section 2.02, 2.03(a) or 3.16; and (v) the Senior Prepayment Percentage of the applicable Non-PO Percentage of the Substitution Amount for any Mortgage Loan substituted during the month of such Distribution Date. For purposes of clause (ii) above, a Voluntary Principal Prepayment in full with respect to a Mortgage Loan serviced by a Primary Servicer shall be deemed to have been received when the Company, as servicer, receives notice thereof. Senior Percentage: As to any Distribution Date, the lesser of (i) 100% and (ii) the percentage (carried to six places rounded up) obtained by dividing the Senior Certificate Principal Balance immediately prior to such Distribution Date by an amount equal to the sum of the Certificate Principal Balances of all the Certificates other than any Class PO Certificates immediately prior to such Distribution Date. Senior Prepayment Percentage: For any Distribution Date occurring prior to the fifth anniversary of the first Distribution Date, 100%. For any Distribution Date occurring on or after the fifth anniversary of the first Distribution Date, an amount as follows: (i) for any Distribution Date subsequent to May 2004 to and including the Distribution Date in May 2005, the Senior Percentage for such Distribution Date plus 70% of the Junior Percentage for such Distribution Date; (ii) for any Distribution Date subsequent to May 2005 to and including the Distribution Date in May 2006, the Senior Percentage for such Distribution Date plus 60% of the Junior Percentage for such Distribution Date; (iii) for any Distribution Date subsequent to May 2006 to and including the Distribution Date in May 2007, the Senior Percentage for such Distribution Date plus 40% of the Junior Percentage for such Distribution Date; (iv) for any Distribution Date subsequent to May 2007 to and including the Distribution Date in May 2008, the Senior Percentage for such Distribution Date plus 20% of the Junior Percentage for such Distribution Date; and (v) for any Distribution Date thereafter, the Senior Percentage for such Distribution Date. Notwithstanding the foregoing, if on any Distribution Date the Senior Percentage exceeds the Senior Percentage as of the Closing Date, the Senior Prepayment Percentage for such Distribution Date will equal 100%. In addition, notwithstanding the foregoing, no reduction of the Senior Prepayment Percentage below the level in effect for the most recent prior period as set forth in clauses (i) through (iv) above shall be effective on any Distribution Date unless at least one of the following two tests is satisfied: Test I: If, as of the last day of the month preceding such Distribution Date, (i) the aggregate Scheduled Principal Balance of Mortgage Loans delinquent 60 days or more (including for this purpose any Mortgage Loans in foreclosure and REO Mortgage Loans) as a percentage of the aggregate Class Certificate Principal Balance of the Junior Certificates as of such date, does not exceed 50%, and (ii) cumulative Realized Losses with respect to the Mortgage Loans do not exceed (a) 30% of the aggregate Class Certificate Principal Balance of the Junior Certificates as of the Closing Date (the "Original Subordinate Principal Balance") if such Distribution Date occurs between and including June 2004 and May 2005, (b) 35% of the Original Subordinate Principal Balance if such Distribution Date occurs between and including June 2005 and May 2006, (c) 40% of the Original Subordinate Principal Balance if such Distribution Date occurs between and including June 2006 and May 2007, (d) 45% of the Original Subordinate Principal Balance if such Distribution Date occurs between and including June 2007 and May 2008 and (e) 50% of the Original Subordinate Principal Balance if such Distribution Date occurs during or after June 2008; or Test II: If, as of the last day of the month preceding such Distribution Date, (i) the aggregate Scheduled Principal Balance of Mortgage Loans delinquent 60 days or more (including for this purpose any Mortgage Loans in foreclosure and REO Mortgage Loans) averaged over the last three months, as a percentage of the aggregate Scheduled Principal Balance of Mortgage Loans averaged over the last three months, does not exceed 4%, and (ii) cumulative Realized Losses with respect to the Mortgage Loans do not exceed (a) 10% of the Original Subordinate Principal Balance if such Distribution Date occurs between and including June 2004 and May 2005, (b) 15% of the Original Subordinate Principal Balance if such Distribution Date occurs between and including June 2005 and May 2006, (c) 20% of the Original Subordinate Principal Balance if such Distribution Date occurs between and including June 2006 and May 2007, (d) 25% of the Original Subordinate Principal Balance if such Distribution Date occurs between and including June 2007 and May 2008 and (e) 30% of the Original Subordinate Principal Balance if such Distribution Date occurs during or after June 2008. Senior Principal Priorities: The priorities for the distribution of principal to the Senior Certificates as set forth in Exhibit O hereto. Servicer's Certificate: A certificate, completed by and executed on behalf of the Company by a Servicing Officer in accordance with Section 4.06, substantially in the form of Exhibit D hereto or in such other form as the Company and the Trustee shall agree. Servicing Fee: As to any Mortgage Loan and Distribution Date, an amount equal to the product of (i) the Scheduled Principal Balance of such Mortgage Loan as of the Due Date in the preceding calendar month and (ii) the Servicing Fee Rate for such Mortgage Loan. Servicing Fee Rate: As to any Mortgage Loan, the per annum rate identified as such for such Mortgage Loan and set forth in the Mortgage Loan Schedule. Servicing Officer: Any officer of the Company involved in, or responsible for, the administration and servicing of the Mortgage Loans whose name appears on a list of servicing officers attached to an Officer's Certificate furnished to the Trustee by the Company, as such list may from time to time be amended. Single Certificate: A Certificate with an Initial Certificate Principal Balance, or initial Notional Principal Balance, of $1,000 or, in the case of a Class of Certificates issued with an initial Class Certificate Principal Balance or initial Notional Principal Balance of less than $1,000, such lesser amount. Special Event Loss: Any Fraud Loss, Special Hazard Loss or Deficient Valuation. Special Hazard Loss: (i) A Realized Loss suffered by a Mortgaged Property on account of direct physical loss, exclusive of (a) any loss covered by a hazard policy or a flood insurance policy required to be maintained in respect of such Mortgaged Property under Section 3.06 and (b) any loss caused by or resulting from: (A) normal wear and tear; (B) conversion or other dishonest act on the part of the Trustee, the Company or any of their agents or employees; or (C) errors in design, faulty workmanship or faulty materials, unless the collapse of the property or a part thereof ensues; or (ii) any Realized Loss suffered by the Trust Fund arising from or related to the presence or suspected presence of hazardous wastes or hazardous substances on a Mortgaged Property unless such loss to a Mortgaged Property is covered by a hazard policy or a flood insurance policy required to be maintained in respect of such Mortgaged Property under Section 3.06. Special Hazard Loss Amount: As of any Distribution Date, an amount equal to $9,524,003 minus the sum of (i) the aggregate amount of Special Hazard Losses that would have been allocated to the Junior Certificates in accordance with Section 4.03 in the absence of the Loss Allocation Limitation and (ii) the Adjustment Amount (as defined below) as most recently calculated. On each anniversary of the Cut-off Date, the "Adjustment Amount" shall be equal to the amount, if any, by which the amount calculated in accordance with the preceding sentence (without giving effect to the deduction of the Adjustment Amount for such anniversary) exceeds the lesser of (x) the greater of (A) the product of the Special Hazard Percentage for such anniversary multiplied by the outstanding principal balance of all the Mortgage Loans on the Distribution Date immediately preceding such anniversary and (B) twice the outstanding principal balance of the Mortgage Loan which has the largest outstanding principal balance on the Distribution Date immediately preceding such anniversary, and (y) an amount calculated by the Company and approved by each Rating Agency, which amount shall not be less than $500,000. Special Hazard Percentage: As of each anniversary of the Cut-off Date, the greater of (i) 1.00% and (ii) the largest percentage obtained by dividing (x) the aggregate outstanding principal balance (as of the immediately preceding Distribution Date) of the Mortgage Loans secured by Mortgaged Properties located in a single, five-digit zip code area in the State of California by (y) the outstanding principal balance of all the Mortgage Loans as of the immediately preceding Distribution Date. Special Hazard Termination Date: The Distribution Date upon which the Special Hazard Loss Amount has been reduced to zero or a negative number (or the Cross-Over Date, if earlier). Specified Component: None. Startup Day: As defined in Section 2.05(d). Strip Rate: With respect to the Class S Certificates and any Distribution Date, a variable rate per annum equal to the excess of (x) the weighted average (by Scheduled Principal Balance) carried to six decimal places, rounded down, of the Net Mortgage Rates of the Outstanding Non-Discount Mortgage Loans as of the Due Date in the preceding calendar month (or the Cut-off Date, in the case of the first Distribution Date) over (y) the Designated Rate; provided, however, that such calculation shall not include any Mortgage Loan that was the subject of a Voluntary Principal Prepayment in full received by the Company (or of which the Company received notice, in the case of a Mortgage Loan serviced by a Primary Servicer) on or after the first day but on or before the 15th day of such preceding calendar month. Subordinate Certificates: As to any date of determination, first, the Class B5 Certificates until the Class Certificate Principal Balance thereof has been reduced to zero; second, the Class B4 Certificates until the Class Certificate Principal Balance thereof has been reduced to zero; third, the Class B3 Certificates until the Class Certificate Principal Balance thereof has been reduced to zero; fourth, the Class B2 Certificates until the Class Certificate Principal Balance thereof has been reduced to zero; fifth, the Class B1 Certificates until the Class Certificate Principal Balance thereof has been reduced to zero; and sixth, the Class M Certificates until the Class Certificate Principal Balance thereof has been reduced to zero. Subordinate Certificate Writedown Amount: As to any Distribution Date, first, any amount distributed to the Class PO Certificates on such Distribution Date pursuant to Section 4.01(a)(iv) and second, after giving effect to the application of clause first above, the amount by which (i) the sum of the Class Certificate Principal Balances of all the Certificates (after giving effect to the distribution of principal and the application of Realized Losses in reduction of the Certificate Principal Balances of the related Certificates on such Distribution Date) exceeds (ii) the Pool Scheduled Principal Balance on the first day of the month of such Distribution Date less any Deficient Valuations occurring on or prior to the Bankruptcy Coverage Termination Date. Substitution Amount: With respect to any Mortgage Loan substituted pursuant to Section 2.03(b), the excess of (x) the Scheduled Principal Balance of the Mortgage Loan that is substituted for, over (y) the Scheduled Principal Balance of the related substitute Mortgage Loan, each balance being determined as of the date of substitution. Surety: Ambac Assurance Corporation, or its successors in interest. Surety Bond: The Limited Purpose Surety Bond (Policy No. AB0039BE), dated February 28, 1996, issued by the Surety for the benefit of certain beneficiaries, including the Trustee for the benefit of the Holders of the Certificates, but only to the extent that such Limited Purpose Surety Bond covers any Pledged Asset Mortgage Loans. TAC Balance: As to any Distribution Date and any Class of TAC Certificates and any TAC Component, the balance designated as such for such Distribution Date and such Class or Component as set forth in the Principal Balance Schedules attached as Exhibit B hereto. TAC Certificates: Any Class A6, Class A7, Class A8, Class A9, Class A10, Class A11, Class A12, Class A13, Class A14, Class A18, Class A19 or Class A20 Certificate. TAC Component: None. Trigger Event: Any one or more of the following: (i) if the Company is not a wholly-owned direct or indirect subsidiary of General Electric Company or if General Electric Capital Corporation shall not own (directly or indirectly) at least two-thirds of the voting shares of the capital stock of the Company, (ii) if the long-term senior unsecured rating of General Electric Capital Corporation is downgraded or withdrawn by Fitch or S&P below their two highest rating categories, (iii) if General Electric Capital Corporation is no longer obligated pursuant to the terms of the support agreement, dated as of October 1, 1990, between General Electric Capital Corporation and the Company, to maintain the Company's net worth or liquidity (as such terms are defined therein) at the levels specified therein, or if such support agreement, including any amendment thereto, has been breached, terminated or otherwise held to be unenforceable and (iv) if such support agreement, including any amendment thereto, is amended or modified. Trust Fund: The corpus of the trust created by this Agreement evidenced by the Certificates and consisting of: (i) the Mortgage Loans; (ii) all payments on or collections in respect of such Mortgage Loans, except as otherwise described in the first paragraph of Section 2.01, including the proceeds from the liquidation of any Additional Collateral for any Pledged Asset Mortgage Loan; (iii) the obligation of the Company to deposit in the Certificate Account the amounts required by Sections 3.02(d), 3.02(e) and 4.04(a), and the obligation of the Trustee to deposit in the Certificate Account any amount required pursuant to Section 4.04(b); (iv) the obligation of the Company to purchase or replace any Defective Mortgage Loan pursuant to Section 2.02 or 2.03; (v) all property acquired by foreclosure or deed in lieu of foreclosure with respect to any REO Mortgage Loan; (vi) the proceeds of the Primary Insurance Policies, if any, and the hazard insurance policies required by Section 3.06, in each case, in respect of the Mortgage Loans, and the Company's interest in the Surety Bond transferred to the Trustee pursuant to Section 2.01; (vii) the Certificate Account established pursuant to Section 3.02(d); (viii) the Eligible Account or Accounts, if any, established pursuant to Section 3.02(e); (ix) any collateral funds established to secure the obligations of the Holder of the Class B4 and Class B5 Certificates, respectively, under any agreements entered into between such holder and the Company pursuant to Section 3.08(e) (which collateral funds will not constitute a part of any REMIC established hereunder); and (x) all rights of the Company as assignee under any security agreements, pledge agreements or guarantees relating to the Additional Collateral supporting any Pledged Asset Mortgage Loan (which rights will not constitute a part of any REMIC established hereunder). Trustee: The institution executing this Agreement as Trustee, or its successor in interest, or if any successor trustee is appointed as herein provided, then such successor trustee so appointed. Unanticipated Recovery: As defined in Section 4.01(f) herein. Uninsured Cause: Any cause of damage to property subject to a Mortgage such that the complete restoration of the property is not fully reimbursable by the hazard insurance policies required to be maintained pursuant to Section 3.06. Unpaid Class Interest Shortfall: As to any Distribution Date and any Class of Certificates (other than any Class of Principal Only Certificates and any Class consisting of Specified Components) or any Specified Component (other than any Principal Only Component), the amount, if any, by which the aggregate of the Class Interest Shortfalls for such Class or in respect of such Specified Component for prior Distribution Dates is in excess of the aggregate amounts distributed on prior Distribution Dates to Holders of such Class of Certificates or in respect of such Specified Component (or added to the Class Certificate Principal Balance of any Class of Accrual Certificates, or to the Component Principal Balance of any Accrual Component constituting a Specified Component) pursuant to Section 4.01(a)(ii), in the case of the Senior Certificates (other than any Class of Principal Only Certificates) and any Specified Component thereof (other than any Principal Only Component) and the Class S Certificates, Section 4.01(a)(vi), in the case of the Class M Certificates, Section 4.01(a)(ix), in the case of the Class B1 Certificates, Section 4.01(a)(xii), in the case of the Class B2 Certificates, Section 4.01(a)(xv), in the case of the Class B3 Certificates, Section 4.01(a)(xviii), in the case of the Class B4 Certificates, and Section 4.01(a)(xxi), in the case of the Class B5 Certificates. As to any Class of Certificates consisting of Specified Components and any Distribution Date, the sum of the Unpaid Class Interest Shortfalls for the Specified Components thereof on such date. Upper-Tier REMIC: One of the two separate REMICs comprising the Trust Fund, the assets of which consist of the Lower-Tier Interests, the Class A12 Interest Account and any Rounding Accounts. Voluntary Principal Prepayment: With respect to any Distribution Date, any prepayment of principal received from the related Mortgagor on a Mortgage Loan. Voting Rights: The portion of the voting rights of all the Certificates that is allocated to any Certificate for purposes of the voting provisions of Section 10.01. At all times during the term of this Agreement, 98% of all Voting Rights shall be allocated to the Certificates other than the Class A5 and the Class S Certificates, 1% of all Voting Rights shall be allocated to the Class A5 Certificates and 1% of all Voting Rights shall be allocated to the Class S Certificates. Voting Rights allocated to the Class A5 or the Class S Certificates shall be allocated among the Certificates of each such Class in proportion to their respective Notional Principal Balances. Voting Rights allocated to the other Classes of Certificates shall be allocated among such Classes (and among the Certificates within each such Class) in proportion to their Class Certificate Principal Balances (or Certificate Principal Balances), as the case may be. ARTICLE II CONVEYANCE OF MORTGAGE LOANS; ORIGINAL ISSUANCE OF CERTIFICATES Section 2.01. Conveyance of Mortgage Loans. (a) The Company, concurrently with the execution and delivery of this Agreement, does hereby transfer, assign, set-over and otherwise convey to the Trustee without recourse (except as provided herein) all the right, title and interest of the Company in and to the Mortgage Loans, including all interest and principal received by the Company on or with respect to the Mortgage Loans (other than payments of principal and interest due and payable on the Mortgage Loans on or before, and all Principal Prepayments received on or before, the Cut-off Date). The Company acknowledges it has sold all right, title and interest in and to the Mortgage Loans to the Trustee to the extent provided above and that retention of record title of Mortgages (subject to Section 2.01(d) of this Agreement) is for convenience only and that the Company holds record title solely as custodian for the Trustee for benefit of the Certificateholders. The Company agrees that it will take no action inconsistent with ownership of the Mortgage Loans by the Trustee and will not deliver any instrument of satisfaction or conveyance with respect to a Mortgage or a Mortgage Loan, or convey or purport to convey any interest in a Mortgage Loan, except in accordance with the terms and the intent of this Agreement. In addition, with respect to any Pledged Asset Mortgage Loan, the Company does hereby transfer, assign, set-over and otherwise convey to the Trustee without recourse (except as provided herein) (i) its rights as assignee under any security agreements, pledge agreements or guarantees relating to the Additional Collateral supporting any Pledged Asset Mortgage Loan, (ii) its security interest in and to any Additional Collateral, (iii) its right to receive payments in respect of any Pledged Asset Mortgage Loan pursuant to the Pledged Asset Mortgage Servicing Agreement, and (iv) its rights as beneficiary under the Surety Bond in respect of any Pledged Asset Mortgage Loan. (b) In connection with such transfer and assignment, the Company does hereby deliver to the Trustee the following documents or instruments with respect to: (1) Each Mortgage Loan (other than any Cooperative Loan or Designated Loan) so transferred and assigned: (i) The Mortgage Note, endorsed without recourse in blank by the Company, including all intervening endorsements showing a complete chain of endorsement from the originator to the Company; provided, however, that if such Mortgage Note is a Confirmatory Mortgage Note, such Confirmatory Mortgage Note may be payable directly to the Company or may show a complete chain of endorsement from the named payee to the Company; (ii) Any assumption and modification agreement; (iii) An assignment in recordable form (which may be included in a blanket assignment or assignments) of the Mortgage to the Trustee; and (2) Each Cooperative Loan (other than a Designated Loan) so transferred and assigned: (i) The Mortgage Note, endorsed without recourse in blank by the Company and showing an unbroken chain of endorsements from the originator to the Company; provided, however, that if such Mortgage Note is a Confirmatory Mortgage Note, such Confirmatory Mortgage Note may be payable directly to the Company or may show a complete chain of endorsement from the named payee to the Company; (ii) A counterpart of the Proprietary Lease and the Assignment of Proprietary Lease executed in blank or to the originator of the Cooperative Loan; (iii) The related Cooperative Stock Certificate, together with an undated stock power (or other similar instrument) executed in blank; (iv) A counterpart of the recognition agreement by the Cooperative of the interests of the mortgagee with respect to the related Cooperative Loan; (v) The Security Agreement; (vi) Copies of the original UCC-1 financing statement, and any continuation statements, filed by the originator of such Cooperative Loan as secured party, each with evidence of recording thereof, evidencing the interest of the originator in the Cooperative Stock and the Proprietary Lease; (vii) If applicable, copies of the UCC-3 assignments of the security interest described in clause (vi) above, sent to the appropriate public office for filing, showing an unbroken chain of title from the originator to the Company, evidencing the security interest of the originator in the Cooperative Stock and the Proprietary Lease; (viii) An executed assignment (which may be a blanket assignment for all Cooperative Loans) of the interest of the Company in the Security Agreement, Assignment of Proprietary Lease and the recognition agreement described in clause (iv) above, showing an unbroken chain of title from the originator to the Trustee; and (ix) A UCC-3 assignment from the Company to the Trustee of the security interest described in clause (vi) above, in form suitable for filing, otherwise complete except for filing information regarding the original UCC-1 if unavailable (which may be included in a blanket assignment to the Trustee). In instances where a completed assignment of the Mortgage in recordable form cannot be delivered by the Company to the Trustee in accordance with Section 2.01(b)(1)(iii) prior to or concurrently with the execution and delivery of this Agreement, due to a delay in connection with recording of the Mortgage, the Company may, in lieu of delivering the completed assignment in recordable form, deliver to the Trustee the assignment in such form, otherwise complete except for recording information. (3) With respect to each Designated Loan, the Company does hereby deliver to the Trustee the Designated Loan Closing Documents. (c) In connection with each Mortgage Loan transferred and assigned to the Trustee, the Company shall deliver to the Trustee the following documents or instruments as promptly as practicable, but in any event within 30 days, after receipt by the Company of all such documents and instruments for all of the outstanding Mortgage Loans: (1) the Mortgage with evidence of recording indicated thereon (other than with respect to a Cooperative Loan); (2) a copy of the title insurance policy (other than with respect to a Cooperative Loan); (3) with respect to any Mortgage that has been assigned to the Company, the related recorded intervening assignment or assignments of Mortgage, showing a complete chain of assignment from the originator to the Company (other than with respect to a Cooperative Loan); and (4) with respect to any Cooperative Loan that has been assigned to the Company, the related filed intervening UCC-3 financing statements (not previously delivered pursuant to Section 2.01(b)(2)(vii)), showing a complete chain of assignment from the named originator to the Company. Pending such delivery, the Company shall retain in its files (a) copies of the documents described in clauses (1) and (3) of the preceding sentence, without evidence of recording thereon, and (b) title insurance binders with respect to the Mortgage Loans (other than with respect to a Cooperative Loan). The Company shall also retain in its files the Primary Insurance Policy evidencing any primary mortgage insurance relating to the Mortgage Loans during the period when the related insurance is in force. (The copies of the Mortgage, intervening assignments of Mortgage, if any, title insurance binder and the Primary Insurance Policy, if any, described in the two preceding sentences are collectively referred to herein as the "Document File" with respect to each Mortgage Loan.) The Company shall advise the Trustee in writing if such delivery to the Trustee shall not have occurred on or before the first anniversary of the Closing Date. The Company shall promptly furnish to the Trustee the documents included in the Document Files (other than any such documents previously delivered to the Trustee as originals or copies) either (a) upon the written request of the Trustee or (b) when the Company or the Trustee obtains actual notice or knowledge of a Trigger Event. The Trustee shall have no obligation to request delivery of the Document Files unless a Responsible Officer of the Trustee has actual notice or knowledge of the occurrence of a Trigger Event. In the case of Mortgage Loans which have been prepaid in full after the Cut-off Date and prior to the date of execution and delivery of this Agreement, the Company, in lieu of delivering the above documents to the Trustee, herewith delivers to the Trustee a certification of a Servicing Officer of the nature set forth in Section 3.09. (d) The Company shall not be required to record the assignments of the Mortgages referred to in Section 2.01(b)(1)(iii) or file the UCC-3 assignments referred to in Section 2.01(b)(2)(ix) to the Trustee unless the Company or the Trustee obtains actual notice or knowledge of the occurrence of any Trigger Event; provided, however, that such recording or filing shall not be required if the Company delivers to the Trustee a letter from each Rating Agency to the effect that the failure to take such action will not cause such Rating Agency to reduce or withdraw its then current ratings of the Certificates. The party obtaining actual notice or knowledge of any of such events shall give the other party prompt written notice thereof. For purposes of the foregoing (as well as for purposes of determining whether the Company shall be required to deliver the Document Files to the Trustee following the occurrence of a Trigger Event), the Company shall be deemed to have knowledge of any such downgrading referred to in the definition of Trigger Event if, in the exercise of reasonable diligence, the Company has or should have had knowledge thereof. As promptly as practicable subsequent to the Company's delivery or receipt of such written notice, as the case may be, the Company shall insert the recording or filing information in the assignments of the Mortgages or UCC-3 assignments to the Trustee and shall cause the same to be recorded or filed, at the Company's expense, in the appropriate public office for real property records or UCC financing statements, except that the Company need not cause to be so completed and recorded any assignment of mortgage which relates to a Mortgage Loan secured by property in a jurisdiction under the laws of which, on the basis of an Opinion of Counsel reasonably satisfactory to the Trustee and satisfactory to each Rating Agency (as evidenced in writing), recordation of such assignment is not necessary to protect the Trustee against discharge of such Mortgage Loan by the Company or any valid assertion that any Person other than the Trustee has title to or any rights in such Mortgage Loan. In the event that the Company fails or refuses to record or file the assignment of Mortgages or UCC-3 financing statement in the circumstances provided above, the Trustee shall record or cause to be recorded or filed such assignment or UCC-3 financing statement at the expense of the Company. In connection with any such recording or filing, the Company shall furnish such documents as may be reasonably necessary to accomplish such recording or filing. Notwithstanding the foregoing, at any time the Company may record or file, or cause to be recorded or filed, the assignments of Mortgages or UCC-3 financing statement at the expense of the Company. Section 2.02. Acceptance by Trustee. Subject to the examination hereinafter provided, the Trustee acknowledges receipt of the Mortgage Notes, the assignments of the Mortgages to the Trustee, the assumption and modification agreements, if any, the documents specified in Section 2.01(b)(2) (subject to any permitted delayed delivery of the documents described in Section 2.01(c)(4)), and the Designated Loan Closing Documents, if any, delivered pursuant to Section 2.01, and declares that the Trustee holds and will hold such documents and each other document delivered to it pursuant to Section 2.01 in trust, upon the trusts herein set forth, for the use and benefit of all present and future Certificateholders. The Trustee agrees, for the benefit of the Certificateholders, to review each Mortgage File within 45 days after (i) the execution and delivery of this Agreement, in the case of the Mortgage Notes, the assignments of the Mortgages to the Trustee, the assumption and modification agreements, if any, the documents specified in Section 2.01(b)(2) (subject to any permitted delayed delivery of the documents described in Section 2.01(c)(4)), and the Designated Loan Closing Documents, if any, (ii) delivery to the Trustee after the Closing Date of the Mortgage Notes and the assumption and modification agreements, if any, with respect to each Designated Loan, and (iii) delivery of the recorded Mortgages, title insurance policies, recorded intervening assignments of Mortgage, if any, and filed intervening UCC-3 financing statements, if any, with respect to any Cooperative Loan to ascertain that all required documents set forth in Section 2.01 have been executed, received and recorded, if applicable, and that such documents relate to the Mortgage Loans identified in Exhibit C hereto. In performing such examination, the Trustee may conclusively assume the due execution and genuineness of any such document and the genuineness of any signature thereon. It is understood that the scope of the Trustee's examination of the Mortgage Files is limited solely to confirming, after receipt of the documents listed in Section 2.01, that such documents have been executed, received and recorded, if applicable, and relate to the Mortgage Loans identified in Exhibit C to this Agreement. If in the course of such review the Trustee finds (1) that any document required to be delivered as aforesaid has not been delivered, or (2) any such document has been mutilated, defaced or physically altered without the borrower's authorization or approval, or (3) based upon its examination of such documents, the information with respect to any Mortgage Loan set forth on Exhibit C is not accurate, the Trustee shall promptly so notify the Company in writing, which shall have a period of 60 days after receipt of such notice to correct or cure any such defect. The Company hereby covenants and agrees that, if any such material defect cannot be corrected or cured, the Company will on a Distribution Date which is not later than the first Distribution Date which is more than ten days after the end of such 60-day period repurchase the related Mortgage Loan from the Trustee at the Purchase Price therefor or replace such Mortgage Loan pursuant to Section 2.03(b); provided, however, that if the defect (or breach pursuant to Section 2.03(a)) is one that, had it been discovered before the Startup Day, would have prevented the Mortgage Loan from being a "qualified mortgage" within the meaning of the REMIC Provisions, such defect or breach shall be cured, or the related Mortgage Loan shall be repurchased or replaced, on a Distribution Date which falls within 90 days of the date of discovery of such defect or breach. The Purchase Price for the repurchased Mortgage Loan, or any amount required in respect of a substitution pursuant to Section 2.03(b), shall be deposited by the Company in the Certificate Account pursuant to Section 3.02(d) on the Business Day prior to the applicable Distribution Date and, upon receipt by the Trustee of written notification of such deposit signed by a Servicing Officer, the Trustee shall release or cause to be released to the Company the related Mortgage File and shall execute and deliver or cause to be executed and delivered such instruments of transfer or assignment, in each case without recourse, as shall be necessary to vest in the Company any Mortgage Loan released pursuant hereto. It is understood and agreed that the obligation of the Company to repurchase or replace any Mortgage Loan as to which a material defect in a constituent document exists shall constitute the sole remedy respecting such defect available to Certificateholders or the Trustee on behalf of Certificateholders. Upon receipt by the Trustee of the Mortgage Note with respect to a Designated Loan that is not defective in accordance with the fifth sentence of the preceding paragraph, the related Lost Note Affidavit delivered pursuant to Section 2.01 shall be void and the Trustee shall return it to the Company. Section 2.03. Representations and Warranties of the Company; Mortgage Loan Repurchase. (a) The Company hereby represents and warrants to the Trustee that: (i) The information set forth in Exhibit C hereto was true and correct in all material respects at the date or dates respecting which such information is furnished; (ii) As of the date of the initial issuance of the Certificates, other than with respect to Cooperative Loans, each Mortgage is a valid and enforceable first lien on the property securing the related Mortgage Note subject only to (a) the lien of current real property taxes and assessments, (b) covenants, conditions and restrictions, rights of way, easements and other matters of public record as of the date of recording of such Mortgage, such exceptions appearing of record being acceptable to mortgage lending institutions generally in the area wherein the property subject to the Mortgage is located or specifically reflected in the appraisal obtained in connection with the origination of the related Mortgage Loan obtained by the Company and (c) other matters to which like properties are commonly subject which do not materially interfere with the benefits of the security intended to be provided by such Mortgage; (iii) Immediately prior to the transfer and assignment herein contemplated, the Company had good title to, and was the sole owner of, each Mortgage Loan and all action had been taken to obtain good record title to each related Mortgage. Each Mortgage Loan has been transferred free and clear of any liens, claims and encumbrances; (iv) As of the date of the initial issuance of the Certificates, no payment of principal of or interest on or in respect of any Mortgage Loan is 30 or more days past due and none of the Mortgage Loans have been past due 30 or more days more than once during the preceding 12 months; (v) As of the date of the initial issuance of the Certificates, other than with respect to Cooperative Loans, there is no mechanics' lien or claim for work, labor or material affecting the premises subject to any Mortgage which is or may be a lien prior to, or equal or coordinate with, the lien of such Mortgage except those which are insured against by the title insurance policy referred to in (x) below; (vi) As of the date of the initial issuance of the Certificates, other than with respect to Cooperative Loans, there is no delinquent tax or assessment lien against the property subject to any Mortgage; (vii) As of the date of the initial issuance of the Certificates, there is no valid offset, defense or counterclaim to any Mortgage Note or Mortgage, including the obligation of the Mortgagor to pay the unpaid principal and interest on such Mortgage Note; (viii)As of the date of the initial issuance of the Certificates, the physical property subject to any Mortgage (or, in the case of a Cooperative Loan, the related Cooperative Apartment) is free of material damage and is in good repair; (ix) Each Mortgage Loan at the time it was made complied in all material respects with applicable state and federal laws, including, without limitation, usury, equal credit opportunity and disclosure laws; (x) Other than with respect to Cooperative Loans, a lender's title insurance policy or binder, or other assurance of title insurance customary in the relevant jurisdiction therefor was issued on the date of the origination of each Mortgage Loan and each such policy or binder is valid and remains in full force and effect; (xi) Each Mortgage Loan (other than a Pledged Asset Mortgage Loan) that had, as of the Cut-off Date, a Loan-to-Value Ratio of more than 80% is covered by a Primary Insurance Policy so long as its then outstanding principal amount exceeds 80% of the greater of (a) the Original Value and (b) the then current value of the related Mortgaged Property as evidenced by an appraisal thereof satisfactory to the Company, except to the extent such coverage may otherwise be terminable under applicable law. Each Primary Insurance Policy is issued by a private mortgage insurer acceptable to FNMA or FHLMC; (xii) Each Mortgage Note is payable on the first day of each month in self-amortizing monthly installments of principal and interest, with interest payable in arrears, over an original term of not more than fifteen years; (xiii)Other than with respect to Cooperative Loans, the improvements on the Mortgaged Properties are insured against loss under a hazard insurance policy with extended coverage and conforming to the requirements of Section 3.06 hereof. As of the date of initial issuance of the Certificates, all such insurance policies are in full force and effect; (xiv) As to each condominium securing a Mortgage Loan or the related Mortgage Loan, (a) the related condominium is in a project that is on the FNMA or FHLMC approved list, (b) the related condominium is in a project that, upon submission of appropriate application, could be so approved by either FNMA or FHLMC, (c) the related Mortgage Loan meets the requirements for purchase by FNMA or FHLMC, (d) the related Mortgage Loan is of the type that could be approved for purchase by FNMA or FHLMC but for the principal balance of the related Mortgage Loan or the pre-sale requirements or (e) the related Mortgage Loan has been approved by a nationally recognized mortgage pool insurance company for coverage under a mortgage pool insurance policy issued by such insurer; (xv) Other than with respect to Cooperative Loans, no Mortgage Loan is secured by a leasehold interest in the related Mortgaged Property and each Mortgagor holds fee title to the related Mortgaged Property; (xvi) The Mortgage Loans and the Mortgaged Properties, individually and in the aggregate, conform in all material respects to the applicable descriptions thereof contained in the Prospectus; (xvii)All appraisals have been prepared substantially in accordance with the description contained under the caption "The Trusts -- The Mortgage Loans" in the Prospectus; (xviii) No selection procedures, other than those necessary to comply with the representations and warranties set forth herein or the description of the Mortgage Loans made in any disclosure document delivered to prospective investors in the Certificates, have been utilized in selecting the Mortgage Loans from the Company's portfolio which would be adverse to the interests of the Certificateholders; (xix) Other than with respect to Cooperative Loans, to the best of the Company's knowledge, at origination no improvement located on or being part of a Mortgaged Property was in violation of any applicable zoning and subdivision laws and ordinances; (xx) None of the Mortgage Loans is a temporary construction loan. With respect to any Mortgaged Property which constitutes new construction, the related construction has been completed substantially in accordance with the specifications therefor and any incomplete aspect of such construction shall not be material or interfere with the habitability or legal occupancy of the Mortgaged Property. Mortgage Loan amounts sufficient to effect any such completion are in escrow for release upon or in connection with such completion or a performance bond or completion bond is in place to provide funds for this purpose and such completion shall be accomplished within 120 days after weather conditions permit the commencement thereof; (xxi) As of the Cut-off Date, none of the Mortgage Loans constituted Buydown Mortgage Loans; (xxii)As of the Closing Date, each Mortgage Loan is a "qualified mortgage" as defined in Section 860G(a)(3) of the Code; (xxiii) As of the Closing Date, the Company possesses the Document File with respect to each Mortgage Loan, and, other than with respect to Cooperative Loans, the related Mortgages and intervening assignment or assignments of Mortgages, if any, have been delivered to a title insurance company for recording; (xxiv)With respect to each Mortgage Loan identified in Exhibit C as a Cooperative Loan: (A) The Security Agreement creates a first lien in the stock ownership and leasehold rights associated with the related Cooperative Apartment; (B) The lien created by the related Security Agreement is a valid, enforceable and subsisting first priority security interest in the related Cooperative Stock securing the related Mortgage Note, subject only to (a) liens of the Cooperative for unpaid assessments representing the Mortgagor's pro rata share of the Cooperative's payments for its blanket mortgage, current and future real property taxes, insurance premiums, maintenance fees and other assessments to which like collateral is commonly subject and (b) other matters to which like collateral is commonly subject which do not materially interfere with the benefits of the security intended to be provided by the Security Agreement. There are no liens against or security interest in the Cooperative Stock relating to such Cooperative Loan (except for unpaid maintenance, assessments and other amounts owed to the related Cooperative which individually or in the aggregate do not have a material adverse effect on such Cooperative Loan), which have priority over the Trustee's security interest in such Cooperative Stock; (C) The Cooperative Stock that is pledged as security for the Mortgage Loan is held by a person as a "tenant-stockholder" within the meaning of section 216 of the Code, the related Cooperative that owns title to the related cooperative apartment building is a "cooperative housing corporation" within the meaning of section 216 of the Code, and such Cooperative is in material compliance with applicable federal, state and local laws which, if not complied with, could have a material adverse effect on the Mortgaged Property; and (D) There is no prohibition against pledging the Cooperative Stock or assigning the Proprietary Lease; and (xxv) With respect to each Mortgage Loan identified on Exhibit C as having been originated or acquired under the Company's Enhanced Streamlined Refinance program, the value of the related Mortgaged Property, as of the date of such origination or acquisition under the Company's Enhanced Streamlined Refinance program, is no less than the value thereof established at the time the mortgage loan that is the subject of the refinancing was originated. It is understood and agreed that the representations and warranties set forth in this Section 2.03(a) shall survive delivery of the respective Mortgage Files to the Trustee. Upon discovery by either the Company or the Trustee of a breach of any of the foregoing representations and warranties which materially and adversely affects the interests of the Certificateholders in the related Mortgage Loan, the party discovering such breach shall give prompt written notice to the other. Subject to the following sentence, within 60 days of its discovery or its receipt of notice of breach, or, with the prior written consent of a Responsible Officer of the Trustee, such longer period specified in such consent, the Company shall cure such breach in all material respects or shall repurchase such Mortgage Loan from the Trustee or replace such Mortgage Loan pursuant to Section 2.03(b). Any such repurchase by the Company shall be accomplished in the manner set forth in Section 2.02, subject to the proviso of the third-to-last sentence thereof, and at the Purchase Price. It is understood and agreed that the obligation of the Company to repurchase or replace any Mortgage Loan as to which a breach occurred and is continuing shall constitute the sole remedy respecting such breach available to Certificateholders or the Trustee on behalf of Certificateholders and such obligation of the Company to repurchase or replace any such Mortgage Loan shall not be assumed by any Person which may succeed the Company as servicer hereunder, but shall continue as an obligation of the Company. Notwithstanding the preceding sentence, if a breach of the representation and warranty of the Company contained in Section 2.03(a)(ix) occurs as a result of a violation of the federal Truth in Lending Act, 15 U.S.C. ss. 1601 et seq., as amended ("TILA") or any state truth-in lending or similar statute, and the Trustee or the Trust Fund is named as a defendant in a TILA suit or a suit under any such statutes in respect of such violation and liability in respect thereof is imposed upon the Trustee or the Trust Fund as assignees of the related Mortgage Loan pursuant to Section 1641 of TILA, or any analogous provision of any such statute, the Company shall indemnify the Trustee and the Trust Fund from, and hold them harmless against, any and all losses, liabilities, damages, claims or expenses (including reasonable attorneys' fees) to which the Trustee and the Trust Fund, or either of them, become subject pursuant to TILA or any such statute, insofar as such losses, damages, claims or expenses (including reasonable attorneys' fees) result from such violation. The Company's obligations under the preceding sentence shall not impair or derogate from the Company's obligations to the Trustee under Section 8.05. (b) If the Company is required to repurchase any Mortgage Loan pursuant to Section 2.02 or 2.03(a), the Company may, at its option, within the applicable time period specified in such respective Sections, remove such Defective Mortgage Loan from the terms of this Agreement and substitute one or more other mortgage loans for such Defective Mortgage Loan, in lieu of repurchasing such Defective Mortgage Loan, provided that no such substitution shall occur more than two years after the Closing Date. Any substitute Mortgage Loan shall (a) have a Scheduled Principal Balance (together with that of any other Mortgage Loan substituted for the same Defective Mortgage Loan) as of the first Distribution Date following the month of substitution not in excess of the Scheduled Principal Balance of the Defective Mortgage Loan as of such date (the amount of any difference, plus one month's interest thereon at the respective Net Mortgage Rate, to be deposited by the Company in the Certificate Account pursuant to Section 2.02), (b) have a Mortgage Rate not less than, and not more than one percentage point greater than, the Mortgage Rate of the Defective Mortgage Loan, (c) have the same Net Mortgage Rate as the Defective Mortgage Loan, (d) have a remaining term to stated maturity not later than, and not more than one year less than, the remaining term to stated maturity of the Defective Mortgage Loan, (e) be, in the reasonable determination of the Company, of the same type, quality and character as the Defective Mortgage Loan as if the defect or breach had not occurred, (f) have a ratio of its current principal amount to its Original Value not greater than that of the removed Mortgage Loan and (g) be, in the reasonable determination of the Company, in compliance with the representations and warranties contained in Section 2.03(a), other than subparagraph (xvi) thereof, as of the date of substitution. The Company shall amend the Mortgage Loan Schedule to reflect the withdrawal of any Defective Mortgage Loan and the substitution of a substitute Mortgage Loan therefor. Upon such amendment the Company shall be deemed to have made as to such substitute Mortgage Loan the representations and warranties set forth in Section 2.03(a), other than subparagraph (xvi) thereof, as of the date of such substitution, which shall be continuing as long as any Certificate shall be outstanding or this Agreement has not been terminated, and the remedies for breach of any such representation or warranty shall be as set forth in Section 2.03(a). Upon such amendment, the Trustee shall review the Mortgage File delivered to it relating to the substitute Mortgage Loan, within the time and in the manner and with the remedies specified in Section 2.02, except that for purposes of this Section 2.03(b) (other than the two-year period specified in the first sentence of the preceding paragraph of this Section 2.03(b)), such time shall be measured from the date of the applicable substitution. Section 2.04. Execution of Certificates. The Trustee has caused to be executed, countersigned and delivered to or upon the order of the Company, in exchange for the Mortgage Loans, the Certificates in authorized denominations evidencing the entire ownership of the Trust Fund. Section 2.05. The REMICs; Designations under the REMIC Provisions. (a) For federal income tax purposes, the Trust Fund shall consist of two REMICs, the Lower-Tier REMIC and the Upper-Tier REMIC. The Certificates, other than the Class RL Certificate, shall be issued by the Upper-Tier REMIC, and the Class RL Certificate shall be issued by the Lower-Tier REMIC. The Lower-Tier REMIC shall be evidenced by the Class RL Certificate and the regular interests having the characteristics and terms set forth in the following table, which interests (other than the Class RL Certificate) shall be issued by the Lower-Tier REMIC to the Trustee. The Lower-Tier Interests and the proceeds thereof shall be assets of the Upper-Tier REMIC. Principal of and interest on the Lower-Tier Interests shall be allocated to the Corresponding Classes of Certificates (or Components) in the manner set forth in the following table. Corresponding Class of Certificates (or Components)1 --------------------------------------------- Allocation Allocation Lower-Tier Initial Lower- Lower-Tier Of Of Interest Tier Balance Interest Rate Principal Interest A1 $ 30,939,608.00 5.95% A1 A1 A2 45,707,200.00 6.00 A2 A2 A3 171,374,222.00 6.25 A3 A3 A4 41,356,970.00 8.50 A4 (3) A6 236,250,000.00 6.50 A6 A6 A7 150,998,836.00 6.50 A7 A7 A8 53,979,484.00 6.50 A8 A8 A9 1,000,000.00 6.50 A9 A9 A10 18,929,196.00 6.50 A10 A10 A11 6,694,000.00 6.50 A11 A11 A12 1,306,000.00 6.50 A12 A12 A13 21,000,000.00 (2) A13 A13 A14 6,461,538.00 (2) A14 A14 A15 5,000,000.00 6.50 A15 A15 A16 5,000,000.00 6.50 A16 A16 A17 5,000,000.00 6.50 A17 A17 A18 5,630,052.00 6.75 A18 A18 A19 5,630,052.00 7.00 A19 A19 A20 649,621.00 0.00 A20 N/A A21 5,000,000.00 6.50 A21 A21 A22 95,240,025.00 6.50 A22 A22 PO 1,156,244.78 0.00 PO N/A S (4) (4) N/A S M 17,620,000.00 6.50 M M B1 7,143,000.00 6.50 B1 B1 B2 4,286,000.00 6.50 B2 B2 B3 $4,762,000.00 6.50 B3 B3 B4 $1,905,000.00 6.50 B4 B4 B5 $2,381,000.83 6.50 B5 B5 R 100.00 6.50 R R - -------------------- (1) Unless otherwise indicated, the amount of interest and principal allocable from a Lower-Tier Interest to its Corresponding Class or Classes of Certificates on any Distribution Date shall be 100%. (2) The Certificate Interest Rates of Lower-Tier Interests A13 and A14 Certificates for each Interest Accrual Period shall equal such rates for the Class A13 and Class A14 Certificates, respectively. (3) On each Distribution Date, interest accrued on Lower-Tier Interest A4 for the applicable Interest Accrual Period shall be allocated as follows: (x) an amount equal to the Accrued Certificate Interest on the Corresponding Class shall be allocated to such Class; and (y) the excess of such amount shall be allocated to the Class A5 Certificates. (4) The Strip Rate. (i) The Lower-Tier Interests shall be issued as non-certificated interests. The Class RL Certificate shall be issued in fully registered certificated form and shall be executed and countersigned as provided in Section 5.01 hereof. (ii) For purposes of further identifying the terms of the Lower-Tier Interests, distributions of principal and interest on each Class of Lower-Tier Interests shall be considered to correspond, in timing and aggregate amount, to the distributions of principal and interest, respectively, made under Section 4.01, exclusive of subsection (h), on the Corresponding Classes of Certificates or Components, and allocations of losses on each Class of Lower-Tier Interests shall be considered to correspond, in timing and aggregate amount, to the allocations of losses made under Section 4.03 on the Corresponding Classes of Certificates or Components. (iii) On each Distribution Date, in addition to amounts otherwise distributable thereon pursuant to Section 4.01, the Trustee shall distribute to the holder of the Class RL Certificate any amounts (other than the amounts described in clauses (x) and (y) of the definition of Available Funds) remaining in the Lower-Tier REMIC after all amounts required to be applied pursuant to Section 2.05(c) have been so applied. Any distributions pursuant to this clause (d) shall not reduce the Class Certificate Principal Balance of the Class RL Certificate. (b) The Company hereby designates the Lower-Tier Interests identified in Section 2.05(a) above as "regular interests," and the Class RL Certificate as the single class of "residual interest," in the Lower-Tier REMIC for purposes of the REMIC Provisions. (c) The Company hereby designates the Classes of Certificates identified in Section 5.01(b), other than the Residual Certificates, as "regular interests," and the Class R Certificate as the single class of "residual interest," in the Upper-Tier REMIC for purposes of the REMIC Provisions. (d) The Closing Date will be the "Startup Day" for each REMIC established hereunder for purposes of the REMIC Provisions. (e) The "tax matters person" with respect to each REMIC established hereunder for purposes of the REMIC Provisions shall be (i) the Company, if the Company is the owner of the related Residual Certificate, or (ii) in any other case, the beneficial owner of the related Residual Certificate having the largest Percentage Interest of such Class; provided, however, that such largest beneficial owner and, to the extent relevant, each other holder of the related Residual Certificate, by its acceptance thereof irrevocably appoints the Company as its agent and attorney-in-fact to act as "tax matters person" with respect to each REMIC established hereunder for purposes of the REMIC Provisions. (f) The "latest possible maturity date" of the regular interests in each REMIC established hereunder is the Latest Possible Maturity Date for purposes of section 860G(a)(1) of the Code. (g) In no event shall the assets described in clause (x) of the definition of the term Trust Fund constitute a part of the any REMIC established hereunder. (h) In the event that the Servicing Fee exceeds the amount reasonable for such services (within the meaning of Treasury Regulation 1.860D-1(b)(1)(ii)), the portion or portions of such fee that can be measured as a fixed number of basis points on some or all of the Mortgage Loans and can be treated as one or more stripped coupons within the meaning of Treasury Regulation 1.860D-1(b)(2)(iii) shall be treated as such stripped coupons and shall not be treated as an asset of any REMIC. ARTICLE III ADMINISTRATION AND SERVICING OF MORTGAGE LOANS Section 3.01. Company to Act as Servicer. (a) It is intended that each REMIC established hereunder shall constitute, and that the affairs of each such REMIC shall be conducted so as to qualify (in each case, other than any collateral fund established under the agreement referred to in Section 3.08(e)), as a "real estate mortgage investment conduit" as defined in and in accordance with the REMIC Provisions. In furtherance of such intention, the Company covenants and agrees that it shall act as agent (and the Company is hereby appointed to act as agent) on behalf of each of the Upper-Tier REMIC and Lower-Tier REMIC, and the Holders of the Residual Certificates and that in such capacity it shall: (i) prepare and file, or cause to be prepared and filed, in a timely manner, a U.S. Real Estate Mortgage Investment Conduit Income Tax Return (Form 1066) and prepare and file or cause to be prepared and filed with the Internal Revenue Service and applicable state or local tax authorities income tax or information returns for each taxable year with respect to each REMIC established hereunder, using the calendar year as the taxable year and the accrual method of accounting, containing such information and at the times and in the manner as may be required by the Code or state or local tax laws, regulations, or rules, and shall furnish or cause to be furnished to Certificateholders the schedules, statements or information at such times and in such manner as may be required thereby; (ii) within thirty days of the Closing Date, shall furnish or cause to be furnished to the Internal Revenue Service, on Form 8811 or as otherwise may be required by the Code, the name, title, address, and telephone number of the person that the holders of the Certificates may contact for tax information relating thereto (and the Company shall act as the representative of each REMIC established hereunder for this purpose), together with such additional information as may be required by such Form, and shall update such information at the time or times and in the manner required by the Code; (iii) make or cause to be made an election, on behalf of each REMIC established hereunder, to be treated as a REMIC, and make the appropriate designations, if applicable, in accordance with Section 2.05 hereof on the federal tax return of the Trust Fund for its first taxable year (and, if necessary, under applicable state law); (iv) prepare and forward, or cause to be prepared and forwarded, to the Certificateholders and to the Internal Revenue Service and, if necessary, state tax authorities, all information returns or reports, or furnish or cause to be furnished by telephone, mail, publication or other appropriate method such information, as and when required to be provided to them in accordance with the REMIC Provisions, including without limitation, the calculation of any original issue discount using the Prepayment Assumption Multiple; (v) provide information necessary for the computation of tax imposed on the transfer of a Residual Certificate to a Disqualified Organization, or an agent (including a broker, nominee or other middleman) of a Disqualified Organization, or a pass-through entity in which a Disqualified Organization is the record holder of an interest (the reasonable cost of computing and furnishing such information may be charged to the Person liable for such tax); (vi) use its best reasonable efforts to conduct the affairs of each REMIC established hereunder at all times that any related Certificates are outstanding so as to maintain the status thereof as a REMIC under the REMIC Provisions; (vii) not knowingly or intentionally take any action or omit to take any action that would cause the termination of the REMIC status of either REMIC or that would subject the Trust Fund to tax; (viii)exercise reasonable care not to allow the creation of any "interests" (A) in the Upper-Tier REMIC within the meaning of section 860D(a)(2) of the Code in addition to the interests represented by the Classes of Certificates identified in Section 5.01(b) other than the Class RL Certificate, and (B) in the Lower-Tier REMIC within the meaning of Section 860D(a)(2) of the Code in addition to the interests represented by the Lower-Tier Interests identified in Section 2.05(a) and the Class RL Certificate; (ix) exercise reasonable care not to allow the occurrence of any "prohibited transactions" within the meaning of section 860F of the Code, unless the Company shall have provided an Opinion of Counsel to the Trustee that such occurrence would not (a) result in a taxable gain, (b) otherwise subject the Trust Fund to tax, or (c) cause any REMIC established hereunder to fail to qualify as a REMIC; (x) exercise reasonable care not to allow the Trust Fund to receive income from the performance of services or from assets not permitted under the REMIC Provisions to be held by a REMIC; (xi) pay the amount of any federal or state tax, including prohibited transaction taxes, taxes on certain contributions to each REMIC after the Startup Day, and taxes on net income from foreclosure property, imposed on the Trust Fund when and as the same shall be due and payable (but such obligation shall not prevent the Company or any other appropriate Person from contesting any such tax in appropriate proceedings and shall not prevent the Company from withholding payment of such tax, if permitted by law, pending the outcome of such proceedings); (xii) ensure that federal, state or local income tax or information returns shall be signed by the Trustee or such other person as may be required to sign such returns by the Code or state or local laws, regulations or rules; and (xiii)maintain such records relating to each REMIC established hereunder, including but not limited to the income, expenses, individual Mortgage Loans (including Mortgaged Property), other assets and liabilities thereof, and the fair market value and adjusted basis of the property of each determined at such intervals as may be required by the Code, as may be necessary to prepare the foregoing returns, schedules, statements or information. The Company shall be entitled to be reimbursed pursuant to Section 3.04 for any federal income taxes paid by it pursuant to clause (xi) of the preceding sentence, except to the extent that such taxes are imposed as a result of the bad faith, misfeasance or negligence of the Company in the performance of its obligations hereunder. With respect to any reimbursement of prohibited transaction taxes, the Company shall inform the Trustee of the circumstances under which such taxes were incurred. (b) The Company shall service and administer the Mortgage Loans and shall have full power and authority, acting alone or through one or more Primary Servicers, to do any and all things in connection with such servicing and administration which it may deem necessary or desirable. Without limiting the generality of the foregoing, the Company shall continue, and is hereby authorized and empowered by the Trustee, to execute and deliver, or file, as appropriate, on behalf of itself, the Certificateholders and the Trustee or any of them, any and all continuation statements, termination statements, instruments of satisfaction or cancellation, or of partial or full release or discharge and all other comparable instruments, with respect to the Mortgage Loans and with respect to the properties subject to the Mortgages. Without limitation of the foregoing, if the Company in its individual capacity agrees to refinance any Mortgage Loan upon the request of the related Mortgagor, the Company, as servicer hereunder, may execute an instrument of assignment in customary form to the Company in its individual capacity. In connection with any such refinancing, the Trustee shall, upon certification of a Servicing Officer to the effect that an amount equal to the principal balance of the related Mortgage Loan together with accrued and unpaid interest thereon at the applicable Net Mortgage Rate to the date of such certification has been credited to the Mortgage Loan Payment Record, release the related Mortgage File to the Company whereupon the Company may cancel the related Mortgage Note. Upon request by the Company after the execution and delivery of this Agreement, the Trustee shall furnish the Company with any powers of attorney and other documents necessary or appropriate to enable the Company to carry out its servicing and administrative duties hereunder. Except as otherwise provided herein, the Company shall maintain servicing standards substantially equivalent to those required for approval by FNMA or FHLMC. The Company shall not agree to any modification of the material terms of any Mortgage Loan except as provided in the second sentence of Section 3.02(a) and in Section 3.07. The Company shall not release any portion of any Mortgaged Property from the lien of the related Mortgage unless the related Mortgage Loan would be a "qualified mortgage" within the meaning of the REMIC Provisions following such release. (c) [Intentionally Omitted.] (d) The relationship of the Company (and of any successor to the Company as servicer under this Agreement) to the Trustee under this Agreement is intended by the parties to be that of an independent contractor and not that of a joint venturer, partner or agent. (e) All costs incurred by the Company in effecting the timely payment of taxes and assessments on the properties subject to the Mortgage Loans shall not, for the purpose of calculating monthly distributions to Certificateholders, be added to the amount owing under the related Mortgage Loans, notwithstanding that the terms of such Mortgage Loans so permit, and such costs shall be recoverable by the Company to the extent permitted by Section 3.04. The Company shall collect such amounts from the Mortgagor and shall credit the Mortgage Loan Payment Record accordingly. (f) If the Company enters into a servicing agreement with any servicer (a "Primary Servicer") pursuant to which such Primary Servicer shall directly service certain Mortgage Loans and the Company shall perform master servicing with respect thereto, the Company shall not be released from its obligations to the Trustee and Certificateholders with respect to the servicing and administration of the Mortgage Loans in accordance with the provisions of Article III hereof and such obligations shall not be diminished by virtue of any such servicing agreement or arrangement and the Company shall be obligated to the same extent and under the same terms and conditions as if the Company alone were servicing and administering the Mortgage Loans. Any amounts received by a Primary Servicer in respect of a Mortgage Loan shall be deemed to have been received by the Company whether or not actually received by it. Any servicing agreement that may be entered into and any transactions or services relating to the Mortgage Loans involving a Primary Servicer in its capacity as such shall be deemed to be between the Company and the Primary Servicer alone, and the Trustee and the Certificateholders shall have no claims, obligations, duties or liabilities with respect thereto. Notwithstanding the foregoing, in the event the Company has been removed as the servicer hereunder pursuant to Section 6.04 or Section 7.01, the Trustee or any successor servicer appointed pursuant to Section 7.02 shall succeed to all of the Company's rights and interests (but not to any obligations or liabilities of the Company arising prior to the date of succession) under any servicing agreement with any Primary Servicer in respect of the Mortgage Loans, subject to the limitation on the Trustee's responsibilities under Section 7.02. (g) In no event shall any collateral fund established under the agreement referred to in Section 3.08(e) constitute an asset of any REMIC established hereunder. Section 3.02. Collection of Certain Mortgage Loan Payments; Mortgage Loan Payment Record; Certificate Account. (a) The Company shall make reasonable efforts to collect all payments called for under the terms and provisions of the Mortgage Loans, and shall, to the extent such procedures shall be consistent with this Agreement, follow such collection procedures as it follows with respect to mortgage loans comparable to the Mortgage Loans in its servicing portfolio. Consistent with the foregoing, the Company may in its discretion (i) waive any late payment charge or any assumption fees or other fees which may be collected in the ordinary course of servicing such Mortgage Loan and (ii) if a default on the Mortgage Loan has occurred or is reasonably foreseeable, arrange at any time prior to foreclosure with a Mortgagor a schedule for the payment of due and unpaid principal and interest for a period extending not longer than two years after the date that such schedule is arranged. Any arrangement of the sort described in clause (ii) above shall not affect the amount or timing of the Company's obligation to make Monthly Advances with respect to any Mortgage Loan which Monthly Advances shall be made pursuant to the original amortization schedule applicable to such Mortgage Loan. (b) The Company shall establish and maintain a Mortgage Loan Payment Record in which the following payments on and collections in respect of each Mortgage Loan shall as promptly as practicable be credited by the Company for the account of the Holders of the Certificates: (i) All payments on account of principal, including Principal Prepayments (other than (A) payments of principal due and payable on the Mortgage Loans on or before, and all Principal Prepayments received before, the Cut-off Date, (B) in the case of a substitute Mortgage Loan, payments of principal due and payable on such Mortgage Loan on or before the Determination Date in the month of substitution, and all Principal Prepayments received before the first day of the month of substitution, and (C) in the case of a replaced Mortgage Loan, payments of principal due and payable on such Mortgage Loan after the Determination Date in the month of substitution, and all Principal Prepayments received in the month of substitution); (ii) All payments (other than (A) those due and payable on or before the Cut-off Date, (B) in the case of a substitute Mortgage Loan, those due and payable on such Mortgage Loan on or before the Determination Date in the month of substitution, and (C) in the case of a replaced Mortgage Loan, those due and payable on such Mortgage Loan after the Determination Date in the month of substitution) on account of interest at the applicable Net Mortgage Rate on the Mortgage Loan received from the related Mortgagor, including any Buydown Funds applied with respect to interest at the applicable Net Mortgage Rate on any Buydown Mortgage Loan; (iii) All Liquidation Proceeds received by the Company with respect to such Mortgage Loan and the Purchase Price for any Mortgage Loan purchased by the Company pursuant to Sections 2.02, 2.03 and 3.16 (including any amounts received in respect of a substitution of a Mortgage Loan); (iv) All Insurance Proceeds (including, for this purpose, any amounts required to be credited by the Company pursuant to the last sentence of Section 3.06) received by the Company for the benefit of the Trust Fund, other than proceeds to be applied to the restoration or repair of the property subject to the related Mortgage or released, or to be released, to the related Mortgagor in accordance with the normal servicing procedures of the Company; (v) All REO Proceeds; (vi) All Unanticipated Recoveries; and (vii) All amounts received by the Company with respect to any Pledged Asset Mortgage Loan pursuant to the liquidation of any Additional Collateral or pursuant to any recovery under the Surety Bond in accordance with Section 4.09. The foregoing requirements respecting credits to the Mortgage Loan Payment Record are exclusive, it being understood that, without limiting the generality of the foregoing, the Company need not enter in the Mortgage Loan Payment Record collections, Liquidation Proceeds or Insurance Proceeds in respect of Mortgage Loans which have been previously released from the terms of this Agreement, amounts representing fees or late charge penalties payable by Mortgagors, or amounts received by the Company for the account of Mortgagors for application towards the payment of taxes, insurance premiums, assessments and similar items. (c) Subject to subsection (e) below, until the Business Day prior to each Distribution Date on which amounts are required to be transferred to the Certificate Account pursuant to subsection (d) of this Section 3.02, the Company may retain and commingle such amounts with its own funds and shall be entitled to retain for its own account any gain or investment income thereon, and any such investment income shall not be subject to any claim of the Trustee or Certificateholders. To the extent that the Company realizes any net loss on any such investments, the Company shall deposit in the Certificate Account an amount equal to such net loss at the time the Company is required to deposit amounts in the Certificate Account pursuant to subsection (d) of this section 3.02. Any such deposit shall not increase the Company's obligation under said subsection (d). (d) The Trustee shall establish and maintain with the Trustee in its corporate trust department a single separate trust account designated in the name of the Trustee for the benefit of the Holders of the Certificates issued hereunder (the "Certificate Account") into which the Company shall transfer, not later than 11:00 a.m. New York time on the Business Day prior to each Distribution Date, an amount in next day funds equal to the sum of Available Funds for such Distribution Date and any Unanticipated Recoveries received in the calendar month preceding the month of such Distribution Date. If the Trustee does not receive such transfer by 2:00 p.m. on such Business Day, it shall give the Company written notice thereof. (e) If the Company or a Responsible Officer of the Trustee obtains actual notice of or knowledge of the occurrence of either (x) any Trigger Event or (y) the downgrade by S&P of General Electric Capital Corporation's short-term senior unsecured debt rating below A-1+ then, notwithstanding subsection (c) above, the Company shall promptly establish, and thereafter maintain, one or more Eligible Accounts in the name of the Trustee and bearing a designation indicating that amounts therein are held for the benefit of the Trustee and the Certificateholders, into which the Company and any Primary Servicer shall deposit within two Business Days after receipt, all amounts otherwise required to be credited to the Mortgage Loan Payment Record pursuant to Section 3.02(b); provided, however, that such action shall not be required if the Company delivers to the Trustee a letter from each Rating Agency to the effect that the failure to take such action will not cause such Rating Agency to withdraw or reduce its then current ratings of the Certificates. All amounts so deposited shall be held in trust for the benefit of Certificateholders. Amounts so deposited may be invested at the written instruction of the Company in Permitted Investments in the name of the Trustee maturing no later than the Business Day preceding the Distribution Date following the date of such investment; provided, however, that any such Permitted Investment which is an obligation of State Street Bank and Trust Company, in its individual capacity and not in its capacity as Trustee, may mature on such Distribution Date; and, provided further, that no such Permitted Investment shall be sold before the maturity thereof if the sale thereof would result in the realization of gain prior to maturity unless the Company has obtained an Opinion of Counsel that such sale or disposition will not cause the Trust Fund to be subject to the tax on prohibited transactions under section 860F of the Code, or otherwise subject the Trust Fund to tax or cause either REMIC established hereunder to fail to qualify as a REMIC. The Trustee shall maintain physical possession of all Permitted Investments, other than Permitted Investments maintained in book-entry form. The Company, as servicer, shall be entitled to retain for its own account any gain or other income from Permitted Investments, and neither the Trustee nor Certificateholders shall have any right or claim with respect to such income. The Company shall deposit an amount equal to any loss realized on any Permitted Investment as soon as any such loss is realized. If the provisions in this subsection (e) become operable, references in this Agreement to the Mortgage Loan Payment Record and credits and debits to such Record shall be deemed to refer to Eligible Accounts and transfers to and withdrawals from such Eligible Accounts. Any action which may be necessary to establish the terms of an account pursuant to this Section 3.02(e) may be taken by an amendment or supplement to this Agreement or pursuant to a written order of the Company, which amendment, supplement or order shall not require the consent of Certificateholders, provided that the Company has delivered to the Trustee a letter from each Rating Agency to the effect that such amendment, supplement or order will not cause such Rating Agency to withdraw or reduce its then current ratings of the Certificates. Section 3.03. Collection of Taxes, Assessments and Other Items. Other than with respect to any Cooperative Loan, the Company shall establish and maintain with one or more depository institutions one or more accounts into which it shall deposit all collections of taxes, assessments, private mortgage or hazard insurance premiums or comparable items for the account of the Mortgagors. As servicer, the Company shall effect the timely payment of all such items for the account of Mortgagors. Withdrawals from such account or accounts may be made only to effect payment of taxes, assessments, private mortgage or standard hazard insurance premiums or comparable items, to reimburse the Company out of related collections for any payments made regarding taxes and assessments or for any payments made pursuant to Section 3.05 regarding premiums on Primary Insurance Policies and Section 3.06 regarding premiums on standard hazard insurance policies, to refund to any Mortgagors any sums determined to be overages, or to pay interest owed to Mortgagors to the extent required by law. Section 3.04. Permitted Debits to the Mortgage Loan Payment Record. The Company (or any successor servicer pursuant to Section 7.02) may, from time to time, make debits to the Mortgage Loan Payment Record for the following purposes: (i) To reimburse the Company or the applicable Primary Servicer for Liquidation Expenses theretofore incurred in respect of any Mortgage Loan in an amount not to exceed the amount of the related Liquidation Proceeds credited to the Mortgage Loan Payment Record pursuant to Section 3.02(b)(iii); provided that the Company or the applicable Primary Servicer shall not be entitled to reimbursement for Liquidation Expenses incurred after the initiation of foreclosure proceedings in respect of any Defaulted Mortgage Loan that is repurchased pursuant to Section 3.16; (ii) To reimburse the Company or the applicable Primary Servicer for Insured Expenses and amounts expended by it pursuant to Section 3.08 in good faith in connection with the restoration of property damaged by an Uninsured Cause, in an amount not to exceed the amount of the related Insurance Proceeds and Liquidation Proceeds (net of any debits pursuant to clause (i) above) and amounts representing proceeds of other insurance policies covering the property subject to the related Mortgage credited to the Mortgage Loan Payment Record pursuant to Section 3.02(b) (iii) and (iv); (iii) To reimburse the Company to the extent permitted by Sections 3.01(a) and 6.04; (iv) To pay to the Company amounts received in respect of any Defective Mortgage Loan or Defaulted Mortgage Loan purchased by the Company to the extent that the distribution of any such amounts on the Distribution Date upon which the proceeds of such purchase are distributed would make the total amount distributed in respect of any such Mortgage Loan on such Distribution Date greater than the Purchase Price therefor, net of any unreimbursed Monthly Advances made by the Company; (v) To reimburse the Company (or the Trustee, as applicable) for Monthly Advances theretofore made in respect of any Mortgage Loan to the extent of late payments, REO Proceeds, Insurance Proceeds and Liquidation Proceeds in respect of such Mortgage Loan; (vi) To reimburse the Company from any Mortgagor payment of interest or other recovery with respect to a particular Mortgage Loan, to the extent not previously retained by the Company, for unpaid Servicing Fees with respect to such Mortgage Loan, subject to Section 3.08(d); (vii) To reimburse the Company (or the Trustee, as applicable) for any Nonrecoverable Advance (which right of reimbursement of the Trustee pursuant to this clause shall be prior to such right of the Company); (viii)To make transfers of funds to the Certificate Account pursuant to Section 3.02(d); (ix) To pay to the Company amounts received in respect of any Mortgage Loan purchased by the Company pursuant to Section 9.01 to the extent that the distribution of any such amounts on the final Distribution Date upon which the proceeds of such purchase are distributed would make the total amount distributed in respect of any such Mortgage Loan on such Distribution Date greater than the purchase price therefor specified in clause (x) of the first sentence of Section 9.01; and (x) To deduct any amount credited to the Mortgage Loan Payment Record in error. The Company shall keep and maintain separate accounting records, on a Mortgage Loan by Mortgage Loan basis, for the purpose of accounting for debits to the Mortgage Loan Payment Record pursuant to clauses (i), (ii), (iv), (v) and (vi) of this Section 3.04; provided, however, that it is understood and agreed that the records of such accounting need not be retained by the Company for a period longer than the five most recent fiscal years. Section 3.05. Maintenance of the Primary Insurance Policies. (a) The Company shall not take any action which would result in non-coverage under any applicable Primary Insurance Policy of any loss which, but for the actions of the Company, would have been covered thereunder. To the extent coverage is available, the Company shall keep or cause to be kept in full force and effect each such Primary Insurance Policy until the principal balance of the related Mortgage Note is 80% or less of the greater of (i) the related Original Value and (ii) the then current value of the property underlying the related Mortgage Note as evidenced by an appraisal thereof satisfactory to the Company; provided that no such Primary Insurance Policy need be kept in effect if doing so would violate applicable law. The Company shall not cancel or refuse to renew any such Primary Insurance Policy applicable to a Mortgage Loan that is in effect at the Closing Date and is required to be kept in force hereunder unless the replacement Primary Insurance Policy for such canceled or non-renewed policy is maintained with an insurer whose claims-paying ability is acceptable to each Rating Agency for mortgage pass-through certificates having ratings equal to or better than the ratings then assigned to the Certificates by such Rating Agency. The Company agrees to effect the timely payment of the premium on each Primary Insurance Policy, and such costs not otherwise recoverable shall be recoverable by the Company from related Insurance Proceeds and Liquidation Proceeds pursuant to Section 3.04. (b) In connection with its activities as administrator and servicer of the Mortgage Loans, the Company agrees to present, on behalf of itself, the Trustee and the Certificateholders, claims to the insurer under each Primary Insurance Policy and, in this regard, to take such reasonable action as shall be necessary to permit recovery under any Primary Insurance Policy respecting a related defaulted Mortgage Loan. To the extent provided in Section 3.02(b), any amounts collected by the Company under any Primary Insurance Policy in respect of the Mortgage Loans (including, without limitation, a Mortgage Loan purchased by a related insurer) shall be credited to the Mortgage Loan Payment Record. Section 3.06. Maintenance of Hazard Insurance. The Company shall cause to be maintained for each Mortgage Loan, other than a Cooperative Loan, hazard insurance with a standard mortgagee clause and with extended coverage in an amount which is at least equal to the maximum insurable value of the improvements securing such Mortgage Loan from time to time or the principal balance owing on such Mortgage Loan from time to time, whichever is less. The Company shall also maintain on property (other than Cooperative Apartments) acquired upon foreclosure, or by deed in lieu of foreclosure, hazard insurance with extended coverage in an amount which is at least equal to the lesser of (i) the maximum insurable value from time to time of the improvements which are a part of such property or (ii) the unpaid principal balance of such Mortgage Loan at the time of such foreclosure or deed in lieu of foreclosure plus accrued interest and the good-faith estimate of the Company of related Liquidation Expenses to be incurred in connection therewith. To the extent provided in Section 3.02(b)(iv), amounts collected by the Company under any such policies in respect of the Mortgage Loans shall be credited to the Mortgage Loan Payment Record. Such costs shall be recoverable by the Company pursuant to Sections 3.03 and 3.04. In cases in which property securing any Mortgage Loan other than a Cooperative Loan is located in a federally designated flood area, the hazard insurance to be maintained for such Mortgage Loan shall include flood insurance. All such flood insurance shall be in such amounts as are required under applicable guidelines of FNMA. The Company shall be under no obligation to require that any Mortgagor maintain earthquake or other additional insurance and shall be under no obligation itself to maintain any such additional insurance on property acquired in respect of a Mortgage Loan, other than pursuant to such applicable laws and regulations as shall at any time be in force and as shall require such additional insurance. If the Company shall obtain and maintain a blanket policy insuring against hazard losses on all of the Mortgage Loans (whether or not including Cooperative Loans), it shall conclusively be deemed to have satisfied its obligations as set forth in the first sentence of this Section 3.06, it being understood and agreed that such policy may contain a deductible clause, in which case the Company shall, in the event that there shall not have been maintained on the related Mortgaged Property a policy complying with the first sentence of this Section 3.06, and there shall have been a loss which would have been covered by such policy, credit to the Mortgage Loan Payment Record the amount not otherwise payable under the blanket policy because of such deductible clause. Section 3.07. Assumption and Modification Agreements. (a) In any case in which property subject to a Mortgage has been or is about to be conveyed by the Mortgagor, the Company shall exercise its right to accelerate the maturity of such Mortgage Loan under any "due-on-sale" clause applicable thereto, unless in the reasonable discretion of the Company, such exercise would adversely affect or jeopardize coverage under the related Primary Insurance Policy, if any; provided, however, that if the Company is prevented, as provided in Section 3.07(b), from enforcing any such clause, the Company is authorized to make or enter into an assumption and modification agreement from or with the Person to whom such property has been or is about to be conveyed, pursuant to which such Person becomes liable under the Mortgage Note and the Mortgagor remains liable thereon. In connection with any such assumption and modification agreement, the Company shall apply its then current underwriting standards to such Person. The Company shall not make or enter into any such assumption and modification agreement, however, unless (to the extent practicable in the circumstances) it shall have received confirmation of the continued effectiveness of any applicable Primary Insurance Policy and hazard insurance policy. The Company shall notify the Trustee that any assumption and modification agreement has been completed by forwarding to the Trustee the original copy thereof, which copy shall be added by the Trustee to the related Mortgage File and shall, for all purposes, be considered a part of such Mortgage File to the same extent as all other documents and instruments constituting a part thereof. In connection with any such agreement, the Mortgage Rate, mortgage term and any other material term of such Mortgage Loan shall not be changed. Any fee collected by the Company for entering into any such agreement will be retained by the Company as additional servicing compensation. (b) Notwithstanding Section 3.07(a) or any other provision of this Agreement, the Company shall not be deemed to be in default, breach or any other violation of its obligations hereunder by reason of any assumption of a Mortgage Loan, or transfer of the property subject to a Mortgage without the assumption thereof, by operation of law or any assumption or transfer which the Company reasonably believes it may be restricted by law from preventing, for any reason whatsoever. Section 3.08. Realization Upon Defaulted Mortgage Loans. (a) The Company shall foreclose upon or otherwise comparably convert the ownership of properties securing such of the Mortgage Loans as come into and continue in default and as to which no satisfactory arrangements can be made for collection of delinquent payments pursuant to Section 3.02. In connection with such foreclosure or other conversion the Company shall, consistent with Section 3.05, follow such practices and procedures as it shall deem necessary or advisable and as shall be normal and usual in its general mortgage servicing activities. The foregoing is subject to the proviso that the Company shall not be required to expend its own funds in connection with any foreclosure or towards the restoration of any property unless it shall determine (i) that such restoration or foreclosure will increase the proceeds of liquidation of the Mortgage Loan to Certificateholders after reimbursement to itself for such expenses and (ii) that such expenses will be recoverable to it either through Liquidation Proceeds or Insurance Proceeds. Notwithstanding the foregoing, the Company shall not be entitled to recover legal expenses incurred in connection with foreclosure proceedings where the Mortgage Loan is reinstated and such foreclosure proceedings are terminated prior to completion, other than sums received from the Mortgagor for such expenses. Notwithstanding anything to the contrary contained herein, the Company shall be under no obligation to foreclose upon or otherwise convert the ownership of any Mortgaged Property which it believes may be contaminated with or affected by hazardous or toxic wastes, materials or substances. The Company may, but shall not be obligated to, make such determination on the basis of a Phase I environmental assessment with respect to the related Mortgaged Property. Neither the Trustee nor the Company shall be liable to the Trust Fund or the Certificateholders if, based on the Company's belief that such contamination or effect exists, the Company does not foreclose upon or otherwise convert the ownership of a Mortgaged Property. In addition, neither the Trustee nor the Company shall be liable to the Trust Fund or the Certificateholders if, based on the Company's belief that no such contamination or effect exists, the Company forecloses upon a Mortgaged Property and the Trustee or its nominee on behalf of the Trust Fund takes title to such Mortgaged Property, and thereafter such Mortgaged Property is determined to be so contaminated or affected. (b) In the event that title to any Mortgaged Property is acquired in foreclosure or by deed in lieu of foreclosure, the deed or certificate of sale shall be issued to the Trustee, or to its nominee on behalf of the Trust Fund. Notwithstanding any such acquisition of title and cancellation of the related Mortgage Loan, such Mortgage Loan shall (except for purposes of Section 9.01) be considered to be an Outstanding Mortgage Loan until such time as the Mortgaged Property shall be sold and such Mortgage Loan becomes a Liquidated Mortgage Loan. Consistent with the foregoing, for purposes of all calculations hereunder so long as such Mortgage Loan shall be considered to be an Outstanding Mortgage Loan, it shall be assumed that the related Mortgage Note and its amortization schedule in effect on and after such acquisition of title (after giving effect to any previous Principal Prepayments and Deficient Valuations incurred subsequent to the related Bankruptcy Coverage Termination Date and before any adjustment thereto by reason of any bankruptcy (other than as aforesaid) or any similar proceeding or any moratorium or similar waiver or grace period) remain in effect (notwithstanding that the indebtedness evidenced by such Mortgage Note shall have been discharged), subject to adjustment to reflect the application of REO Proceeds received in any month. REO Proceeds received in any month shall be applied to the payment of the installments of principal due and interest accrued on the related REO Mortgage Loan in accordance with the terms of such Mortgage Note. REO Proceeds received in any month in excess of the Amortization Payment for such month due on an REO Mortgage Loan shall be treated as a Principal Prepayment received in respect of such Mortgage Loan. (c) In the event that the Trust Fund acquires any Mortgaged Property as aforesaid or otherwise in connection with a default or imminent default on a Mortgage Loan, the Company shall dispose of such Mortgaged Property prior to the close of the third calendar year after the year of its acquisition by the Trust Fund unless (a) the Trustee shall have been supplied with an Opinion of Counsel to the effect that the holding by the Trust Fund of such Mortgaged Property subsequent to such period (and specifying the period beyond such period for which the Mortgaged Property may be held) will not result in the imposition of taxes on "prohibited transactions" of the Trust Fund as defined in section 860F of the Code, or cause either REMIC established hereunder to fail to qualify as a REMIC at any time that any Certificates are outstanding, in which case the Trust Fund may continue to hold such Mortgaged Property (subject to any conditions contained in such Opinion of Counsel), or (b) the Trustee (at the Company's expense) or the Company shall have applied for, not later than 61 days prior to the expiration of such period, an extension of such period in the manner contemplated by section 856(e)(3) of the Code, in which case such period shall be extended by the time period permitted by section 856(e)(3) of the Code. Notwithstanding any other provision of this Agreement, no Mortgaged Property acquired by the Trust Fund shall be rented (or allowed to continue to be rented) or otherwise used for the production of income by or on behalf of the Trust Fund or sold in such a manner or pursuant to any terms that would (i) cause such Mortgaged Property to fail to qualify at any time as "foreclosure property" within the meaning of section 860G(a)(8) of the Code, (ii) subject the Trust Fund to the imposition of any federal or state income taxes on "net income from foreclosure property" with respect to such Mortgaged Property within the meaning of section 860G(c) of the Code, or (iii) cause the sale of such Mortgaged Property to result in the receipt by the Trust Fund of any income from non-permitted assets as described in section 860F(a)(2)(B) of the Code, unless the Company has agreed to indemnify and hold harmless the Trust Fund with respect to the imposition of any such taxes. (d) Any collection of Insurance Proceeds or Liquidation Proceeds will be applied in the following order of priority: first, to reimburse the Company for any related unreimbursed Liquidation Expenses and to reimburse the Company or the Trustee, as applicable, for any related unreimbursed Monthly Advances; second, to accrued and unpaid interest on the Mortgage Loan at the Mortgage Rate from the date to which interest was last paid or advanced to the Due Date prior to the Distribution Date on which such amounts are to be distributed; and third, as a recovery of principal of the Mortgage Loan. If the amount so allocated to interest is less than the full amount of accrued and unpaid interest due on such Mortgage Loan, the amount of such recovery will be allocated between the Servicing Fee and interest at the Net Mortgage Rate in proportion to the amount of such accrued interest which would have been allocated to each such category in the absence of any shortfall. (e) Notwithstanding anything to the contrary contained herein, the Company shall have the right to enter into an agreement substantially in the form of Exhibit K hereto with any Person that is the Holder of 100% of the Class B5 Certificates (provided that such form may be revised to delete the option on the part of such Person to purchase a defaulted Mortgage Loan as set forth in Section 2.02(f) thereof). Prior to entering into any such agreement with any Person, the Company shall obtain a certification from such Person to the effect that (i) such Person is not an "affiliate" (within the meaning of the Prohibited Transaction Exemption) of the Trustee and (ii) such Person will not purchase any Certificates if such purchase would cause such Person to hold more than a ten percent interest in the Mortgage Pool. It is understood that the right of the Company to be reimbursed for Monthly Advances and Nonrecoverable Advances under this Agreement shall not be affected in any way by the provisions of any such agreement. The Trustee hereby agrees to perform such obligations as may be expressly required of it pursuant to the provisions of such agreement and to promptly notify each party to such agreement if a Responsible Officer of the Trustee (with direct responsibility for administration of this Agreement) becomes aware of any discussions, plans or events that might lead to the Trustee's becoming an "affiliate" (within the meaning of the Prohibited Transaction Exemption) of any Person with which the Company has entered into such agreement, provided that the contents of any such notification shall be kept confidential by the parties to such agreement. The Company agrees to promptly notify the Trustee upon entering into any such agreement. In addition, the Company shall provide the Trustee with such information as may be necessary for the Trustee to perform its obligations thereunder, including written instructions, clearly identifying the source, amount and application of funds to be deposited or withdrawn from the Collateral Fund (as defined in such agreement). The Trustee shall provide the Company with such information concerning credits and debits to the Collateral Fund on account of income, gains and losses realized from Collateral Fund Permitted Investments (as defined in such agreement), and costs associated with the purchase and sale thereof, as the Company may request in order to prepare the instructions described in the preceding sentence. In addition, subject to the provisions of the preceding paragraph, the Company shall have the right to enter into an agreement substantially in the form of Exhibit K hereto with the Person that is the Holder of 100% of the Class B4 Certificates, provided that (i) such Person is also the Holder of 100% of the Class B5 Certificates, (ii) such Person shall have no rights under such agreement until the date on which the Class Certificate Principal Balance of the Class B5 Certificates has been reduced to zero, and (iii) any rights of such Person under such agreement shall terminate in the event that such Person transfers, directly or indirectly, the Class B4 Certificates to any other Person. Section 3.09. Trustee to Cooperate; Release of Mortgage Files. Upon the payment in full of any Mortgage Loan, the Company will immediately notify the Trustee by a certification (which certification shall include a statement to the effect that all amounts received in connection with such payment which are required to be credited to the Mortgage Loan Payment Record pursuant to Section 3.02 have been so credited) of a Servicing Officer and shall request delivery to it of the Mortgage File. If a Buydown Mortgage Loan is the subject of a Principal Prepayment in full during the related Buydown Period, the related Buydown Funds will be applied or returned to the Person entitled thereto in accordance with the terms of such Buydown Mortgage Loan. Upon receipt of such certification and request in form satisfactory to the Trustee, the Trustee shall promptly, but in any event within five Business Days, release the related Mortgage File to the Company; provided, that the Trustee shall not be responsible for any delay in the release of a Mortgage File resulting from acts beyond its control, including without limitation, acts of God, strikes, lockouts, riots, acts of war or terrorism, epidemics, nationalization, governmental regulations imposed after the fact, fire, communication line failures, computer viruses, power failures, earthquakes or other disasters. Upon any such payment in full, the Company is authorized to execute, pursuant to the authorization contained in Section 3.01, an instrument of satisfaction regarding such Mortgage, which instrument of satisfaction shall be recorded by the Company if required by applicable law and be delivered to the Person entitled thereto, it being understood and agreed that no expenses incurred in connection with such instrument of satisfaction shall be reimbursed from amounts at the time credited to the Mortgage Loan Payment Record. From time to time and as appropriate for the servicing or foreclosure of any Mortgage Loan (including, without limitation, collection under any Primary Insurance Policy), the Trustee shall, upon request of the Company and delivery to the Trustee of a receipt signed by a Servicing Officer, release the related Mortgage File to the Company and shall execute such documents as shall be necessary to the prosecution of any such proceedings. Such receipt shall obligate the Company to return the Mortgage File to the Trustee when the need therefor by the Company no longer exists unless the Mortgage Loan shall be liquidated, in which case, upon receipt of a certificate of a Servicing Officer similar to that hereinabove specified, the receipt shall be released by the Trustee to the Company. Section 3.10. Servicing Compensation; Payment of Certain Expenses by the Company. (a) As compensation for its activities and obligations hereunder, the Company shall be entitled to withhold and pay to itself out of each payment received by it on account of interest on each Mortgage Loan (including the portion of any Buydown Funds applied to the related Buydown Mortgage Loan for the applicable period) an amount equal to the Servicing Fee. The aggregate of the Servicing Fees payable to the Company on any Distribution Date shall be reduced by the amount of any Compensating Interest Payment for such Distribution Date. Additional servicing compensation in the form of Prepayment Interest Excess, assumption fees, modification fees, late payment charges, interest income or gain with respect to amounts deposited in the Certificate Account and invested by the Company or otherwise shall be retained by the Company, subject to Section 3.10(b), if applicable. The Company shall be required to pay all expenses incurred by it in connection with its activities hereunder (including payment of Trustee fees and all other fees and expenses not expressly stated hereunder to be for the account of the Certificateholders) and shall not be entitled to reimbursement therefor except as provided in Sections 3.01, 3.03, 3.04 and 3.08. (b) The Company may, as a condition to granting any request by a Mortgagor for any consent, modification, waiver or amendment or any other matter or thing, the granting of which is in the Company's discretion pursuant to the terms of the instruments evidencing or securing the related Mortgage Loan and is permitted by other sections of this Agreement, require (to the extent permitted by applicable law) that such Mortgagor pay to it a reasonable or customary fee in accordance with the schedule set forth as Exhibit H (which may be amended from time to time by provision of a revised schedule of such fees to the Trustee, whereupon such revised schedule shall be deemed to be Exhibit H hereunder) for the additional services performed in connection with such request, together with any related costs and expenses incurred by it. Such fees shall be additional servicing compensation to the Company. Section 3.11. Reports to the Trustee. Not later than 15 days after each Distribution Date, the Company shall forward to the Trustee a statement, certified by a Servicing Officer, setting forth the status of the Mortgage Loan Payment Record as of the close of business on such Distribution Date and showing, for the period covered by such statement, the aggregate of credits to the Mortgage Loan Payment Record for each category of credit specified in Section 3.02 and each category of debit specified in Section 3.04. Section 3.12. Annual Statement as to Compliance. The Company will deliver to the Trustee, on or before March 31 of each year, beginning with March 31, 2000, an Officer's Certificate stating that (a) a review of the activities of the Company during the preceding calendar year and of its performance under this Agreement has been made under such Officer's supervision and (b) to the best of such Officer's knowledge, based on such review, the Company has fulfilled all its material obligations under this Agreement throughout such year, or, if there has been a default in the fulfillment of any such obligation, specifying each such default known to such Officer and the nature and status thereof. Section 3.13. Annual Independent Public Accountants' Servicing Report. On or before March 31 of each year, beginning with March 31, 2000, the Company shall: (a) furnish to a firm of independent public accountants (which may also render other services to the Company) a statement substantially to the effect that the Company has complied in all material respects with the minimum servicing standards set forth in the Uniform Single Attestation Program for Mortgage Bankers (the "Minimum Servicing Standards") with respect to the mortgage loans in the Company's servicing portfolio (which may exclude home equity loans) or, if there has been material noncompliance with such servicing standards, containing a description of such noncompliance; and (b) at its expense cause such firm of independent public accountants to furnish a report to the Trustee stating its opinion as to the Company's assertion contained in the statement delivered pursuant to Section 3.13(a), which opinion shall be based on an examination conducted by such firm in accordance with the standards established by the American Institute of Certified Public Accountants, including examining, on a test basis, evidence about the Company's compliance with the Minimum Servicing Standards. Such opinion shall be to the effect that the Company has complied in all material respects with the Minimum Servicing Standards with respect to the mortgage loan portfolio described in the Company's statement delivered pursuant to Section 3.13(a) hereof or if there has been material noncompliance with the Minimum Servicing Standards, shall contain a description of such noncompliance in accordance with applicable accounting standards. In rendering such report, such firm may rely, as to matters relating to direct servicing of Mortgage Loans by any primary servicer, upon comparable reports of independent public accountants with respect to such primary servicer. Section 3.14. Access to Certain Documentation and Information Regarding the Mortgage Loans. To the extent permitted by applicable law, the Company shall provide to the Trustee, Certificateholders which are regulated insurance entities and the applicable insurance regulatory agencies thereof, Certificateholders which are federally insured savings and loan associations, the Office of Thrift Supervision, the FDIC and the supervisory agents and examiners thereof access to the documentation regarding the Mortgage Loans required by applicable regulations of the Office of Thrift Supervision or of such insurance regulatory agencies, as the case may be, such access being afforded without charge but only upon reasonable request and during normal business hours at the offices of the Company. Nothing in this Section 3.14 shall derogate from the obligation of the Company to observe any applicable law prohibiting disclosure of information regarding the Mortgagors and the failure of the Company to provide access as provided in this Section 3.14 as a result of such obligation shall not constitute a breach of this Section 3.14. Section 3.15. Maintenance of Certain Servicing Policies. The Company shall during the term of its service as servicer maintain in force (i) a policy or policies of insurance covering errors and omissions in the performance of its obligations as servicer hereunder and (ii) a fidelity bond in respect of its officers, employees or agents. Each such policy or policies and bond shall, together, comply with the requirements from time to time of FNMA for persons performing servicing for mortgage loans purchased by such association. Section 3.16. Optional Purchase of Defaulted Mortgage Loans. The Company shall have the right, but not the obligation, to purchase any Defaulted Mortgage Loan for a price equal to the Purchase Price therefor. Any such purchase shall be accomplished as provided in Section 4.04(a) hereof. Section 3.17. Class A12 Interest Account. State Street Bank and Trust Company, not in its capacity as Trustee hereunder, is hereby appointed, and as evidenced by its execution of this Agreement, does hereby accept such appointment, to serve as custodian (the "Custodian") of the assets included in the Class A12 Interest Account created by this Section 3.17. On or prior to the Closing Date, the Custodian shall establish a segregated, non-interest bearing, corporate trust account in its corporate trust department in respect of the Class A12 Certificates (such account, the "Class A12 Interest Account"). The Class A12 Interest Account shall have the characteristics set forth in this Section 3.17 and shall be held by the Custodian solely for the benefit of the Holders of the Class A12 Certificates and the Holders of the Class R Certificates (to the extent of their rights therein). Amounts on deposit in the Class A12 Interest Account shall be applied by the Custodian solely as provided in Sections 4.01(h). The Class A12 Interest Account shall not be an asset of the Trust Fund, but shall be an asset of the Upper-Tier REMIC. In acting as Custodian with respect to the Class A12 Interest Account, the Custodian shall have all rights and immunities of the Trustee under this Agreement and shall have only such express duties as set forth in this Section 3.17. On or prior to the Closing Date, the Company, acting as agent for the Class A12 Certificateholders, shall transfer (or cause to be transferred) the Class A12 Interest Account Deposit to the Custodian for deposit into the Class A12 Interest Account. The Custodian acknowledges receipt of the Class A12 Interest Account Deposit. The Custodian shall not invest amounts in the Class A12 Interest Account. Neither the Company, the Custodian, the Trustee nor any other party shall be under any obligation to make any further deposits into the Class A12 Interest Account. The transfer by (or on behalf of) the Company of the Class A12 Interest Account Deposit is an outright and unconditional assignment to the Custodian for the benefit of the Holders of the Class A12 Certificates and is not in the nature of a pledge or similar arrangement. The Class A12 Interest Account shall not be an asset of the Company and the Company shall have no legal or beneficial right thereto or interest therein, except any that may arise by virtue of the Company's becoming a Holder of a Class A12 Certificate or a Class R Certificate. The Class A12 Certificateholders, by their acceptance of a Class A12 Certificate, appoint the Company as their agent for the purpose of transferring (or causing the transfer of) the Class A12 Interest Account Deposit to the Trustee. ARTICLE IV PAYMENTS AND STATEMENTS Section 4.01. Distributions. (a) On each Distribution Date, the Trustee shall withdraw the Available Funds from the Certificate Account and shall make distributions to Holders of the Certificates as of the preceding Record Date in the following order of priority, to the extent of the remaining Available Funds: (i) to each Class of Senior Certificates (other than any Class of Principal Only Certificates) and the Class S Certificates, the Accrued Certificate Interest thereon for such Distribution Date; provided, however, that it shall be assumed for purposes of distributions of Available Funds in respect of interest on the Class A12 Certificates that such Class accrues interest at the Designated Rate; and provided, further, that any Accrued Certificate Interest on the Class A9, Class A15, Class A16, Class A17 and Class A21 Certificates for such Distribution Date shall be applied in the manner provided in Section 4.01(g); and provided, further, that any shortfall in available amounts shall be allocated among such Classes in proportion to the amount of Accrued Certificate Interest that would otherwise be distributable thereto; (ii) to each Class of Senior Certificates (other than any Class of Principal Only Certificates) and the Class S Certificates, any related Unpaid Class Interest Shortfall for such Distribution Date; provided, however, that any Accrued Certificate Interest on the Class A9, Class A15, Class A16, Class A17 and Class A21 Certificates for such Distribution Date shall be applied in the manner provided in Section 4.01(g); and provided, further, that any shortfall in available amounts shall be allocated among such Classes in proportion to the Unpaid Class Interest Shortfall for each such Class on such Distribution Date; (iii) to the Classes of Senior Certificates in reduction of the Class Certificate Principal Balances thereof, as set forth in Exhibit O hereto, without regard to the use of the word "approximately" therein; provided, however, that defined terms used in Exhibit O shall have the meanings assigned thereto in Article I hereof, except that the PAC Balances Table and TAC Balances Table referred to in Exhibit O shall be deemed references to the Principal Balance Schedules; (iv) to the Class PO Certificates, any Class PO Deferred Amount for such Distribution Date, up to an amount not to exceed the Junior Optimal Principal Amount for such Distribution Date, until the Class Certificate Principal Balance of such Class has been reduced to zero; provided, that any such amounts distributed to the Class PO Certificates pursuant to this clause (iv) shall not reduce the Class Certificate Principal Balance thereof; (v) to the Class M Certificates, the Accrued Certificate Interest thereon for such Distribution Date; (vi) to the Class M Certificates, any Unpaid Class Interest Shortfall therefor on such Distribution Date; (vii) to the Class M Certificates, in reduction of the Class Certificate Principal Balance thereof, such Class's Allocable Share of the Junior Optimal Principal Amount on such Distribution Date; (viii)to the Class B1 Certificates, the Accrued Certificate Interest thereon for such Distribution Date; (ix) to the Class B1 Certificates, any Unpaid Class Interest Shortfall therefor on such Distribution Date; (x) to the Class B1 Certificates, in reduction of the Class Certificate Principal Balance thereof, such Class's Allocable Share of the Junior Optimal Principal Amount on such Distribution Date; (xi) to the Class B2 Certificates, the Accrued Certificate Interest thereon for such Distribution Date; (xii) to the Class B2 Certificates, any Unpaid Class Interest Shortfall therefor on such Distribution Date; (xiii)to the Class B2 Certificates, in reduction of the Class Certificate Principal Balance thereof, such Class's Allocable Share of the Junior Optimal Principal Amount on such Distribution Date; (xiv) to the Class B3 Certificates, the Accrued Certificate Interest thereon for such Distribution Date; (xv) to the Class B3 Certificates, any Unpaid Class Interest Shortfall therefor on such Distribution Date; (xvi) to the Class B3 Certificates, in reduction of the Class Certificate Principal Balance thereof, such Class's Allocable Share of the Junior Optimal Principal Amount on such Distribution Date; (xvii)to the Class B4 Certificates, the Accrued Certificate Interest thereon for such Distribution Date; (xviii) to the Class B4 Certificates, any Unpaid Class Interest Shortfall therefor on such Distribution Date; (xix) to the Class B4 Certificates, in reduction of the Class Certificate Principal Balance thereof, such Class's Allocable Share of the Junior Optimal Principal Amount on such Distribution Date; (xx) to the Class B5 Certificates, the Accrued Certificate Interest thereon for such Distribution Date; (xxi) to the Class B5 Certificates, any Unpaid Class Interest Shortfall therefor on such Distribution Date; and (xxii)to the Class B5 Certificates, in reduction of the Class Certificate Principal Balance thereof, such Class's Allocable Share of the Junior Optimal Principal Amount on such Distribution Date. Notwithstanding the foregoing, amounts otherwise distributable pursuant to clauses (vii), (x), (xiii), (xvi), (xix) and (xxii) on any Distribution Date shall be reduced, in inverse order of priority, by any amount distributed pursuant to clause (iv) on such date, such that such amount distributed pursuant to clause (iv) on such date shall be applied first to reduce the amount distributable pursuant to clause (xxii), and then, to the extent of any excess, applied second, to reduce the amount distributable pursuant to clause (xix), third, to reduce the amount distributable pursuant to clause (xvi), fourth, to reduce the amount distributable pursuant to clause (xiii), fifth, to reduce the amount distributable pursuant to clause (x) and sixth, to reduce the amount distributable pursuant to clause (vii). (b) (1) On each Distribution Date, the Trustee shall distribute to the holder of the Class R Certificate any remaining amounts in the Upper Tier REMIC on such Distribution Date after application of all amounts described in clause (a) of this Section 4.01, plus any amounts distributable to the holder of the Class R Certificate pursuant to Sections 4.01(e), 4.01(h) and 4.10(e). Any distributions pursuant to this clause (b) shall not reduce the Class Certificate Principal Balance of the Class R Certificate. (2) On each Distribution Date, in addition to amounts otherwise distributable thereon pursuant to Section 2.05 or Section 4.01(a), the Trustee shall distribute to the holder of the Class RL Certificate any Unanticipated Recoveries received by the Company in the calendar month preceding the month of such Distribution Date and not distributed on such Distribution Date to the holders of outstanding Certificates of any other related Class pursuant to Section 4.01(f). Any distributions pursuant to this clause (b)(2) shall not reduce the Class Certificate Principal Balance of the Class RL Certificate. (c) If on any Distribution Date (i) the Class Certificate Principal Balance of the Class M Certificates or any Class of Class B Certificates for which the related Prepayment Distribution Trigger was satisfied on such Distribution Date is reduced to zero and (ii) amounts distributable pursuant to clauses (ii), (iv) and (v) of the Junior Optimal Principal Amount remain undistributed on such Distribution Date after all amounts otherwise distributable on such date pursuant to clauses (iv) through (xxii) of Section 4.01(a) have been distributed, such amounts shall be distributed on such Distribution Date to the remaining Classes of Junior Certificates in order of priority, such that no such distribution shall be made to any Class of Junior Certificates while a prior such Class is outstanding. (d) (i) On each Distribution Date prior to the Cross-Over Date, distributions in reduction of the Class Certificate Principal Balances of any Designated Retail Certificates will be made in accordance with the provisions of Section 4.10. With respect to any Class of Designated Retail Certificates, upon the earlier of the Cross-Over Date and the next Distribution Date after the Distribution Date on which the Class Certificate Principal Balance of such Class of Designated Retail Certificates has been reduced to zero, (x) to the extent the balance of funds remaining in the related Rounding Account is less than $999.99, the balance in such Rounding Account shall be restored to $999.99 (or, if less, the sum of such remaining balance and the amount so distributable) from Available Funds otherwise available for distribution on all outstanding Classes of Certificates and (y) such Rounding Account shall be cleared and terminated, and the amounts therein shall be distributed to the Class R Certificates on such date (which distribution shall not reduce the Class Certificate Principal Balance thereof). (ii) As provided in Section 4.10(f), notwithstanding any provisions herein to the contrary, on the Cross-Over Date and on each subsequent Distribution Date, distributions in reduction of the Class Certificate Principal Balances of any Class of Designated Retail Certificates shall be made on a pro rata basis among the outstanding Certificates of the respective Class, based on the Percentage Interest in each such Class represented by each Certificate. The Trustee shall notify the Depository prior to the first Distribution Date on which distributions in respect of principal on any Class of Designated Retail Certificates are to be made on a pro rata basis in accordance with the preceding sentence. On the Cross-Over Date and on each subsequent Distribution Date, the Trustee shall not, and the Depository is not authorized to, make distributions or payments in respect of any Class of Designated Retail Certificates in accordance with any Principal Distribution Request or by Random Lot. (e) In the event that in any calendar month the Company recovers an amount (an "Unanticipated Recovery") in respect of principal of a Mortgage Loan which had previously been allocated as a Realized Loss to any Class of Certificates pursuant to Section 4.03, on the Distribution Date in the next succeeding calendar month the Trustee shall withdraw from the Certificate Account and distribute to the holders of each outstanding Class to which such Realized Loss had previously been allocated its share (determined as described in the succeeding paragraph) of such Unanticipated Recovery in an amount not to exceed the amount of such Realized Loss previously allocated to such Class. When the Class Certificate Principal Balance of a Class of Certificates has been reduced to zero, the holders of such Class shall not be entitled to any share of an Unanticipated Recovery, and such Unanticipated Recovery shall be allocated among all outstanding Classes of Certificates entitled thereto in accordance with the preceding sentence, subject to the remainder of this subsection (f). In the event that (i) any Unanticipated Recovery remains undistributed in accordance with the preceding sentence or (ii) the amount of an Unanticipated Recovery exceeds the amount of the Realized Loss previously allocated to any outstanding Classes with respect to the related Mortgage Loan, on the applicable Distribution Date the Trustee shall distribute to the holders of all outstanding Classes of the related Certificates to which Realized Losses had previously been allocated and not reimbursed their pro rata share (determined as described below) of such excess in an amount not to exceed the aggregate amount of any Realized Loss previously allocated to such Class with respect to any other Mortgage Loan that has not been recovered in accordance with this subsection (f). Any distributions made pursuant to this subsection (f) shall not reduce the Class Certificate Principal Balance of the related Certificate. For purposes of the preceding paragraph, the share of an Unanticipated Recovery allocable to any Class of Certificates with respect to a Mortgage Loan shall be (i) with respect to the Class PO Certificates, based on the applicable PO Percentage of the principal portion of the Realized Loss previously allocated thereto with respect to such Mortgage Loan (or all Mortgage Loans for purposes of the next to last sentence of the preceding paragraph), and (ii) with respect to any other Class of Certificates, based on its pro rata share (in proportion to the Class Certificate Principal Balances thereof with respect to such Distribution Date) of the applicable Non-PO Percentage of the principal portion of any such Realized Loss previously allocated with respect to such Mortgage Loan (or Loans); provided, however, that (i) the share of an Unanticipated Recovery allocable to a Class PO Certificate with respect to any Mortgage Loan (or Loans) shall be reduced by the aggregate amount previously distributed to such Class on account of the applicable Class PO Deferred Amount in respect of such Mortgage Loan (or Loans) and (ii) the amount by which the distributions to the Class PO Certificates have been so reduced shall be distributed to the Classes of Certificates described in clause (ii) of the preceding paragraph in the same proportion as described in such clause (ii). For purposes of the preceding sentence, any Class PO Deferred Amount distributed to a Class PO Certificate on previous Distribution Dates shall be deemed to have been allocated in respect of the Mortgage Loans as to which the applicable PO Percentage of the principal portion of Realized Losses has previously been allocated to such Class on a pro rata basis (based on the amount of Realized Losses so allocated). (f) (1) On each Distribution Date through the related Accretion Termination Date, amounts allocable to the Class A9, Class A15, Class A16, Class A17 and Class A21 Certificates pursuant to clauses (a)(i) and (a)(ii) of this Section 4.01 shall not be distributable to the Class A9, Class A15, Class A16, Class A17 and Class A21 Certificates pursuant to such clauses but shall instead be (x) added to the respective Class Certificate Principal Balance thereof to the extent of the Accrual Amount for the related Class for such Distribution Date, and (y) distributed to the following Classes of Certificates, in reduction of the Class Certificate Principal Balances thereof, before any distributions are made pursuant to Section 4.01(a)(iii), as provided in the Accretion Directed Schedule. (2) On each Distribution Date occurring after the related Accretion Termination Date, amounts allocable to the Class A9, Class A15, Class A16, Class A17 and Class A21 Certificates pursuant to clauses (a)(i) and (a)(ii) of this Section 4.01 shall be distributable on such Distribution Date pursuant to such clauses to Holders of the Class A9, Class A15, Class A16, Class A17 and Class A21 Certificates, respectively, as Accrued Certificate Interest. (g) On each Distribution Date through the earlier of (a) the Distribution Date in May 2001, or (b) the Distribution Date on which the Class Certificate Principal Balance of the Class A12 Certificates is reduced to zero (the "Class A12 Interest Account Termination Date"), the Custodian shall withdraw and transfer to the Trustee, from amounts on deposit in the Class A12 Interest Account, an amount equal to the excess of (i) the amount of interest accrued on the Class A12 Certificates during the related Interest Accrual Period at the then-applicable Certificate Interest Rate, over (ii) the amount of interest that would have accrued on the Class A12 Certificates during such Interest Accrual Period at a Certificate Interest Rate equal to the Designated Rate, and the Trustee shall distribute such amounts to the Holders of the Class A12 Certificates, as part of and in addition to the distribution of interest thereon pursuant to Section 4.01(a)(i) above. On the Class A12 Interest Account Termination Date, the Custodian shall withdraw any amounts remaining in the Class A12 Interest Account and transfer such amounts to the Trustee for distribution to the Holders of the Class R Certificates. Section 4.02. Method of Distribution. (a) Except as set forth in Section 4.10 in respect of any Designated Retail Certificates, all distributions with respect to each Class of Certificates on each Distribution Date shall be made pro rata among the outstanding Certificates of such Class, based on the Percentage Interest in such Class represented by each Certificate. Payments to the Certificateholders on each Distribution Date will be made by the Trustee to the Certificateholders of record on the related Record Date (other than as provided in Section 9.01 respecting the final distribution) by check or money order mailed to a Certificateholder at the address appearing in the Certificate Register, or upon written request by such Certificateholder to the Trustee made not later than the applicable Record Date, by wire transfer to a U.S. depository institution acceptable to the Trustee, or by such other means of payment as such Certificateholder and the Trustee shall agree. (b) Each distribution with respect to a Book-Entry Certificate shall be paid to the Depository, which shall credit the amount of such distribution to the accounts of its Depository Participants in accordance with its normal procedures. Each Depository Participant shall be responsible for disbursing such distribution to the Certificate Owners that it represents and to each Financial Intermediary for which it acts as agent. Each Financial Intermediary shall be responsible for disbursing funds to the Certificate Owners that it represents. The Depository shall be responsible for the allocation of the aggregate amount of distributions in reduction of the Class Certificate Principal Balances of any Class of Designated Retail Certificates among the Depository Participants in accordance with Section 4.10, and each Depository Participant (and each respective Financial Intermediary for which such Depository Participant acts as agent) shall be responsible for the allocation of the amount allocated thereto among the related Certificate Owners. All such credits and disbursements with respect to a Book-Entry Certificate are to be made by the Depository and the Depository Participants in accordance with the provisions of the applicable Certificates. Neither the Trustee nor the Company shall have any responsibility therefor except as otherwise provided by applicable law. (c) The Trustee shall withhold or cause to be withheld such amounts as it reasonably determines are required by the Code (giving full effect to any exemptions from withholding and related certifications required to be furnished by Certificateholders or Certificate Owners and any reductions to withholding by virtue of any bilateral tax treaties and any applicable certification required to be furnished by Certificateholders or Certificate Owners with respect thereto) from distributions to be made to Non-U.S. Persons. If the Trustee reasonably determines that a more accurate determination of the amount required to be withheld for a distribution can be made within a reasonable period after the scheduled date for such distribution, it may hold such distribution in trust for a holder of a Residual Certificate until such determination can be made. For the purposes of this paragraph, a "Non-U.S. Person" is (i) an individual other than a citizen or resident of the United States, (ii) a partnership, corporation or entity treated as a partnership or corporation for U.S. federal income tax purposes not formed under the laws of the United States, any state thereof or the District of Columbia (unless, in the case of a partnership, Treasury regulations provide otherwise), (iii) any estate, the income of which is not subject to U.S. federal income taxation, regardless of source, and (iv) any trust, other than a trust that a court within the United States is able to exercise primary supervision over the administration of the trust and one or more U.S. Persons have the authority to control all substantial decisions of the trust. Section 4.03. Allocation of Losses. (a) On or prior to each Determination Date, the Company shall determine the amount of any Realized Loss in respect of each Mortgage Loan that occurred during the immediately preceding calendar month. (b) With respect to any Distribution Date, the principal portion of each Realized Loss (other than any Excess Loss) shall be allocated as follows: (i) the applicable PO Percentage of the principal portion of any such Realized Loss shall be allocated to the Class PO Certificates until the Class Certificate Principal Balance thereof has been reduced to zero; and (ii) the applicable Non-PO Percentage of the principal portion of any such Realized Loss shall be allocated in the following order of priority: first, to the Class B5 Certificates until the Class Certificate Principal Balance thereof has been reduced to zero; second, to the Class B4 Certificates until the Class Certificate Principal Balance thereof has been reduced to zero; third, to the Class B3 Certificates until the Class Certificate Principal Balance thereof has been reduced to zero; fourth, to the Class B2 Certificates until the Class Certificate Principal Balance thereof has been reduced to zero; fifth, to the Class B1 Certificates until the Class Certificate Principal Balance thereof has been reduced to zero; sixth, to the Class M Certificates until the Class Certificate Principal Balance thereof has been reduced to zero; and seventh, to the Classes of Senior Certificates other than the Class PO Certificates, pro rata, in accordance with their Class Certificate Principal Balances; provided, that any such loss allocated to any Class of Accrual Certificates (and any Accrual Component) shall be allocated (subject to Section 4.03(d)) on the basis of the lesser of (x) the Class Certificate Principal Balance (or Component Principal Balance) thereof immediately prior to the applicable Distribution Date and (y) the Class Certificate Principal Balance (or Component Principal Balance) thereof on the Closing Date (as reduced by any Realized Losses previously allocated thereto). (c) With respect to any Distribution Date, the principal portion of any Excess Loss (other than Excess Bankruptcy Losses attributable to Debt Service Reductions) shall be allocated as follows: (1) the PO Percentage of any such loss shall be allocated to the Class PO Certificates, and (2) the Non-PO Percentage of any such loss shall be allocated to each Class of Certificates other than the Class PO Certificates, pro rata, based on the respective Class Certificate Principal Balances thereof; provided, that any such loss allocated to any Class of Accrual Certificates (and any Accrual Component) shall be allocated (subject to Section 4.03(d)) on the basis of the lesser of (x) the Class Certificate Principal Balance (or Component Principal Balance) thereof immediately prior to the applicable Distribution Date and (y) the Class Certificate Principal Balance (or Component Principal Balance) thereof on the Closing Date (as reduced by any Realized Losses previously allocated thereto). (d) Any Realized Losses allocated to a Class of Certificates pursuant to Section 4.03(b) or (c) shall be allocated among the Certificates of such Class in proportion to their respective Certificate Principal Balances. In addition, any Realized Losses allocated to any Class of Component Certificates on a Distribution Date shall be allocated in reduction of the Component Principal Balances of the related Components (other than any Notional Component) in proportion to their respective Component Principal Balances immediately prior to such Distribution Date. Any allocation of Realized Losses pursuant to this paragraph (d) shall be accomplished by reducing the Certificate Principal Balance (or, in the case of any Component, the Component Principal Balance) of the related Certificates (or Components) on the related Distribution Date in accordance with Section 4.03(e). (e) Realized Losses allocated in accordance with this Section 4.03 shall be allocated on the Distribution Date in the month following the month in which such loss was incurred and, in the case of the principal portion thereof, after giving effect to distributions made on such Distribution Date, except that the aggregate amount of Realized Losses to be allocated to the Class PO Certificates on such Distribution Date will be taken into account in determining distributions in respect of any Class PO Deferred Amount for such date. (f) On each Distribution Date, the Company shall determine the Subordinate Certificate Writedown Amount, if any. Any such Subordinate Certificate Writedown Amount shall effect a corresponding reduction in the Certificate Principal Balance of the Subordinate Certificates, which reduction shall occur on such Distribution Date after giving effect to distributions made on such Distribution Date. (g) Notwithstanding the foregoing, no such allocation of any Realized Loss shall be made on a Distribution Date to a Class of Certificates to the extent that such allocation would result in the reduction of the aggregate Certificate Principal Balances of all the Certificates as of such Distribution Date, after giving effect to all distributions and prior allocations of Realized Losses on such date, to an amount less than the aggregate Scheduled Principal Balance of the Mortgage Loans as of the first day of the month of such Distribution Date, less any Deficient Valuations occurring on or prior to the Bankruptcy Coverage Termination Date (such limitation, the "Loss Allocation Limitation"). (h) Any allocation of a Realized Loss to a Class of Certificates (or Component), or of any Subordinate Certificate Writedown Amount to a Class of Subordinate Certificates, pursuant to this Section 4.03 shall effect a corresponding allocation thereof to the corresponding Class of Lower-Tier Interests and, in the case of the principal portion of any such Realized Loss and any such Subordinate Certificate Writedown Amount, a corresponding reduction in the related Lower-Tier Balance thereof. Section 4.04. Monthly Advances; Purchases of Defaulted Mortgage Loans. (a) The Company shall be required to make Monthly Advances in the manner and to the extent provided herein. Prior to the close of business on each Determination Date, the Company shall determine (i) the amount of the Monthly Advance which it is required to make on the related Distribution Date and (ii) whether it has elected to purchase any Defaulted Mortgage Loan or Loans on such Distribution Date. If the Company so elects to purchase any Defaulted Mortgage Loans (or is required to purchase any Mortgage Loan pursuant to Section 2.02 or 2.03(a)), no Monthly Advance shall be required with respect thereto for the month in which such purchase occurs. The Company shall include information as to each of such determinations in the Servicer's Certificate furnished by it to the Trustee in accordance with Section 4.06 and shall be obligated to transfer to the Certificate Account pursuant to Section 3.02(d) on or before 11:00 a.m. New York time on the Business Day next preceding the following Distribution Date in next-day funds the respective amounts applicable to such determinations appearing in such Servicer's Certificate. Upon receipt by the Trustee of written notification signed by a Servicing Officer of any such deposit relating to the purchase by the Company of such a Mortgage Loan, the Trustee shall release to the Company the related Mortgage File and shall execute and deliver such instruments of transfer or assignment, in each case without recourse, as shall be necessary to vest in the Company any Mortgage Loan released pursuant hereto. (b) In the event that the Company transfers or expects to transfer less than the Available Funds required to be deposited by it pursuant to Section 3.02(d), the Company shall so notify the Trustee no later than 9:00 a.m. on the Business Day preceding the related Distribution Date, and the amount so transferred, if any, shall be deemed to have been transferred first pursuant to clause (i) of the definition of Available Funds, second pursuant to clause (iii) of the definition of Available Funds, and third pursuant to clause (ii) of the definition of Available Funds. Such notice shall specify each Mortgage Loan delinquent as of the preceding Determination Date. In such event, the Trustee shall make any Monthly Advance required to be made hereunder, in the manner and to the extent required; provided, the Trustee shall not be so obligated if prohibited by applicable law. (c) In the event that the Company is succeeded hereunder as servicer, the obligation to make Monthly Advances in the manner and to the extent required by Section 4.04(a) shall be assumed by the successor servicer (subject to Section 7.02). Section 4.05. Statements to Certificateholders. Each month, at least two Business Days prior to each Distribution Date, the Company shall deliver to the Trustee for mailing to each Certificateholder, and the Trustee shall mail to each Certificateholder on such Distribution Date, a statement (each, a "Distribution Date Statement") substantially in the form of Exhibit J hereto, setting forth: (i) The amount of such distribution to the Certificateholders of each Class (and in respect of any Component), other than any Notional Certificates (and any Notional Component), allocable to principal, separately identifying the aggregate amount of any Principal Prepayments included therein (including, for this purpose, the Scheduled Principal Balances of all Defaulted Mortgage Loans and Defective Mortgage Loans purchased pursuant to Section 2.02, 2.03(b) or 3.16, respectively, and any amounts deposited pursuant to Section 2.03(b) in connection with the substitution of any Mortgage Loans pursuant to Section 2.02 or 2.03(a), the proceeds of which purchases or substitutions are being distributed on such Distribution Date); (ii) The amount of such distribution to the Certificateholders of each Class (other than any Class of Principal Only Certificates) allocable to interest, including any Accrual Amount added to the Class Certificate Principal Balance or Component Principal Balance of any Class of Accrual Certificates or any Accrual Components; (iii) The amount of servicing compensation paid to the Company during the month preceding the month of distribution in respect of the Mortgage Loans and such other customary information as the Company deems necessary or desirable to enable Certificateholders to prepare their tax returns; (iv) The Pool Scheduled Principal Balance and the aggregate number of the Mortgage Loans on the preceding Due Date after giving effect to all distributions allocable to principal made on such Distribution Date; (v) The Class Certificate Principal Balance (or Notional Principal Balance) of each Class, the Component Principal Balance of each Component and the Certificate Principal Balance (or Notional Principal Balance) of a Single Certificate of each Class after giving effect to (i) all distributions allocable to principal (or reductions in the Notional Principal Balance, in the case of the Notional Certificates, or the addition of any Accrual Amount, in the case of any Class of Accrual Certificates) made on such Distribution Date and (ii) the allocation of any Realized Losses and any Subordinate Certificate Writedown Amount for such Distribution Date; (vi) The Pay-out Rate applicable to each Class of Certificates; (vii) The book value and unpaid principal balance of any real estate acquired on behalf of Certificateholders through foreclosure, or grant of a deed in lieu of foreclosure or otherwise, of any REO Mortgage Loan, and the number of the related Mortgage Loans; (viii)The aggregate Scheduled Principal Balances and number of Mortgage Loans which, as of the close of business on the last day of the month preceding the related Distribution Date, were (a) delinquent as to a total of (x) 30-59 days, (y) 60-89 days and (z) 90 days or more, and (b) in foreclosure; (ix) The Scheduled Principal Balance of any Mortgage Loan replaced pursuant to Section 2.03(b); (x) The Certificate Interest Rates of any LIBOR Certificates, any COFI Certificates and the Class S Certificates applicable to the Interest Accrual Period relating to such Distribution Date and such Class; (xi) The Senior Percentage, the Class A22 Percentage, the Class A22 Distribution Percentage and the Junior Percentage for such Distribution Date; (xii) The Senior Prepayment Percentage and the Junior Prepayment Percentage for such Distribution Date; and (xiii)The amount of such distribution to the Certificateholders of each Class allocable to Unanticipated Recoveries. In the case of information furnished pursuant to clauses (i) through (iii) above, the amounts shall be expressed as a dollar amount per Single Certificate. In connection with any proposed transfer of a Certificate that is purported to be made in reliance on Rule 144A under the Securities Act, the Company shall be responsible for furnishing such information as may be required thereunder to a proposed transferee. In furtherance of the Company's obligations hereunder, the Company hereby instructs the Trustee, at the Company's expense and on its behalf, and the Trustee agrees, to promptly make available to the proposed transferee, upon request of the holder, (i) all statements furnished to Certificateholders pursuant to this Section 4.05 on previous Distribution Dates, (ii) all certificates furnished to the Trustee pursuant to Section 4.06 in prior months, (iii) Officer's Certificates furnished to the Trustee pursuant to Section 3.12 for the two years preceding such request, (iv) reports of independent accountants furnished to the Trustee pursuant to Section 3.13 for the two years preceding such request, (v) a copy of the Private Placement Memorandum relating to such Certificate, together with any amendments or supplements thereto issued by the Company, which may be accompanied by a legend to the effect that the information contained in the Private Placement Memorandum and any amendment or supplement thereto is current only as of its date and the delivery thereof does not create an implication that such information is correct as of any subsequent date of delivery (it being understood that the Company has no obligation hereunder to update or supplement the Private Placement Memorandum unless otherwise required pursuant to Rule 144A(d)(4)) (which copy and legend shall be furnished to the Trustee by the Company), and (vi) the Company's Current Report on Form 8-K, dated the Closing Date, relating to the Mortgage Loans; provided, however, that the Trustee shall in no event be required to make available such statements or certificates pursuant to clauses (i) and (ii) above relating to Distribution Dates occurring more than twenty-four months preceding the month in which such request was received; provided, further, however, that notwithstanding the Trustee's agreement as aforesaid to provide such materials to a proposed transferee, the Trustee does not assume, and shall not thereby be deemed to have assumed, any responsibility for compliance by the Company with Rule 144A (subject to the Trustee's agreement set forth in the second sentence of this paragraph) and shall be entitled to include a notice with such statements or certificates to the effect that such materials have not been prepared or assembled by the Trustee and that the Trustee assumes no responsibility for the adequacy, sufficiency or contents thereof. In connection with any such proposed transfer, the Company shall make available to the proposed holder, at the request of the related transferor, such additional information, if any, as may be required to be delivered pursuant to Rule 144A(d)(4). Section 4.06. Servicer's Certificate. Each month, not later than the second Business Day next preceding each Distribution Date, the Company shall deliver to the Trustee a completed Servicer's Certificate. Section 4.07. Reports of Foreclosures and Abandonments of Mortgaged Property. The Trustee (or the Company on behalf of the Trustee) shall, in each year beginning after 1999, make the reports of foreclosures and abandonments of any Mortgaged Property as required by section 6050J of the Code. In order to facilitate this reporting process, the Company, on or before January 15th of each year, shall provide to the Trustee reports relating to each instance occurring during the previous calendar year in which the Company (i) on behalf of the Trustee acquires an interest in a Mortgaged Property through foreclosure or other comparable conversion in full or partial satisfaction of a Mortgage Loan, or (ii) knows or has reason to know that a Mortgaged Property has been abandoned. Reports from the Company shall be in form and substance sufficient to meet the reporting requirements imposed by section 6050J of the Code. Section 4.08. Reduction of Servicing Fees by Compensating Interest Payments. The aggregate amount of the Servicing Fees subject to retention by the Company as servicer in respect of any Distribution Date shall be reduced by the amount of any Compensating Interest Payment for such Distribution Date. Section 4.09. Surety Bond. (a) If a Required Surety Payment is payable pursuant to the Surety Bond with respect to any Pledged Asset Mortgage Loan, the Company shall so notify the Trustee as soon as reasonably practicable and shall, on behalf of the Trustee for the benefit of the Certificateholders, promptly complete the notice in the form of Attachment 1 to the Surety Bond and shall promptly submit such notice to the Surety as a claim for a Required Surety Payment. (b) Upon receipt of a Required Surety Payment from the Surety on behalf of the Certificateholders, the Company shall promptly credit such amount to the Mortgage Loan Payment Record. Section 4.10. Distributions to Holders of Designated Retail Certificates. (a) Except as provided in subsections (d) and (f) below, on each Distribution Date on which distributions in reduction of the Class Certificate Principal Balance of a Class of Designated Retail Certificates are made, such distributions will be made in the following order of priority: (i) first, in respect of any Principal Distribution Request by the personal representative of a Deceased Holder of such Class of Certificates, a surviving tenant by the entirety, a surviving joint tenant, a surviving tenant in common or such other Person empowered to act on behalf of such Deceased Holder upon his or her death, in an amount up to but not exceeding $100,000 per request; and (ii) second, in respect of any Principal Distribution Request by a Living Holder of such Class of Certificates, in an amount up to but not exceeding $10,000 per request. Thereafter, distributions in respect of such Class submitted on behalf of each Deceased Holder will be made as provided in clause (i) above up to a second $100,000 per request and distributions in respect of such Class submitted on behalf of each Living Holder will be made as provided in clause (ii) above up to a second $10,000 per request. This sequence of priorities will be repeated until all such requests have been honored to the extent of amounts available for distribution in reduction of the Class Certificate Principal Balance of such Class of Designated Retail Certificates. Principal Distribution Requests presented on behalf of Deceased Holders in accordance with the provisions of clause (i) above will be accepted in the order of their receipt by the Depository. Principal Distribution Requests presented in accordance with the provisions of clause (ii) above will be accepted in the order of their receipt by the Depository after all requests presented in accordance with clause (i) have been honored. All Principal Distribution Requests with respect to any Distribution Date shall be made in accordance with Section 4.10(c) below and must be received by the Depository no later than the close of business on the related Record Date. Principal Distribution Requests that are received by the Depository after the related Record Date and requests, in either case, for distributions timely received but not accepted with respect to any Distribution Date, will be treated as Principal Distribution Requests on the next succeeding Distribution Date, and each succeeding Distribution Date thereafter, until each such request is accepted or is withdrawn as provided in Section 4.10(c). Requests on behalf of Deceased Holders that are not so withdrawn shall retain their order of priority, all in accordance with the procedures of the Depository and the Trustee. Upon the transfer of beneficial ownership of any Designated Retail Certificate, any Principal Distribution Request previously submitted with respect to such Certificate will be deemed to have been withdrawn only upon the receipt by the Trustee of notification of such withdrawal using a form required by the Depository. Principal Distribution Requests for a Class of Designated Retail Certificates will be applied, in the aggregate, in an amount equal to the portion of the Available Funds distributable to such Class of Certificates pursuant to Section 4.01(a), plus any amounts available for distribution from the related Rounding Account pursuant to Section 4.10(e), provided that the aggregate distribution in reduction of the Class Certificate Principal Balance of any Class of Designated Retail Certificates on any Distribution Date shall be made in an integral multiple of $1,000, subject to Section 4.10(f). (b) A "Deceased Holder" is a beneficial owner of a Designated Retail Certificate who was living at the time such interest was acquired and whose authorized personal representative, surviving tenant by the entirety, surviving joint tenant or surviving tenant in common or other Person empowered to act on behalf of such beneficial owner upon his or her death, causes to be furnished to the Trustee a certified copy of the death certificate of such Deceased Holder, evidence of such person's status as an authorized representative of the Deceased Holder, such as surviving tenant (whether by the entirety, joint tenancy or tenancy in common), which evidence shall be satisfactory to the Trustee, and any additional evidence of death required by and satisfactory to the Trustee and any tax waivers requested by the Trustee. Designated Retail Certificates beneficially owned by tenants by the entirety, joint tenants or tenants in common will be considered to be beneficially owned by a single owner. The death of a tenant by the entirety, joint tenant or tenant in common will be deemed to be the death of the beneficial owner, and any Designated Retail Certificates so beneficially owned will be eligible for priority with respect to distributions in reduction of the Class Certificate Principal Balance of such Class of Certificates, subject to the limitations contained in this Section 4.10. Designated Retail Certificates beneficially owned by a trust will be considered to be beneficially owned by each beneficiary of the trust to the extent of such beneficiary's beneficial interest therein, but in no event will a trust's beneficiaries collectively be deemed to be beneficial owners of a number of individual Designated Retail Certificates greater than the number of individual Designated Retail Certificates of which such trust is the beneficial owner. The death of a beneficiary of a trust will be deemed to be the death of a beneficial owner of the Designated Retail Certificates beneficially owned by the trust to the extent of such beneficiary's beneficial interest in such trust. The death of an individual who was a tenant by the entirety, joint tenant or tenant in common in a tenancy that is the beneficiary of a trust will be deemed to be the death of the beneficiary of the trust. The death of a person who, immediately prior to his or her death, was entitled to substantially all of the beneficial ownership interest in a Designated Retail Certificate will be deemed to be the death of the beneficial owner of such Certificate regardless of the registration of ownership of such Certificate, if such beneficial ownership interest can be established to the satisfaction of the Trustee. The Trustee's decision regarding whether a Deceased Holder's beneficial interest is substantial for purposes of the preceding sentence shall be conclusive and binding. Such beneficial interest will be deemed to exist in typical cases of street name or nominee ownership, ownership by a trustee, ownership under the Uniform Gifts to Minors Act and community property or other joint ownership arrangements between a husband and wife. Beneficial interests shall include the power to sell, transfer or otherwise dispose of a Designated Retail Certificate, and the right to receive the proceeds therefrom, as well as interest and distributions in reduction of the Certificate Principal Balance of such Certificates payable with respect thereto. The Trustee shall not be under any duty to determine independently the occurrence of the death of any beneficial owner. The Trustee may rely entirely upon documentation delivered to it in establishing the eligibility of any beneficial owner to receive the priority accorded Deceased Holders in Section 4.10(a). Expenses incurred by the Trustee in an effort to determine the beneficial ownership interest with respect to any Principal Distribution Request presented on behalf of a Deceased Holder, including, without limitation, attorneys fees, shall be paid by the Person presenting such Principal Distribution Request. (c) Requests for distributions in reduction of the Certificate Principal Balance of a Class of Designated Retail Certificate must be made by delivering a Principal Distribution Request therefor to the Depository Participant or Financial Intermediary that maintains the account evidencing the beneficial owner's interest in such Certificate. Such Depository Participant or Financial Intermediary should in turn make the request of the Depository (or, in the case of an Financial Intermediary, such Financial Intermediary should notify the related Depository Participant of such request, which Depository Participant should make the request of the Depository) on a form required by the Depository and provided to the Depository Participant. In the case of a request on behalf of a Deceased Holder, a certified copy of the death certificate and any additional appropriate evidence of death and any tax waivers must be forwarded to the Trustee under separate cover. Any such requests of Deceased Holders that are incomplete may not be honored by the Trustee and, if not honored, will lose their priority and must be resubmitted in proper form. Upon receipt of such Principal Distribution Request, the Depository will date and time stamp such request and forward such request to the Trustee. Such requests will be honored on any Distribution Date only to the extent that they are received by the Depository on or before the Record Date for such Distribution Date. The Depository may establish such procedures as it deems fair and equitable to establish the order of receipt of requests for such distributions received by it on the same day. Principal Distribution Requests delivered to the Depository after the Record Date for a particular Distribution Date and requests received in a timely manner but not accepted with respect to a particular Distribution Date will be treated as Principal Distribution Requests for the next succeeding Distribution Date and each succeeding Distribution Date thereafter until each request is accepted or is withdrawn as provided below. In the case of Principal Distribution Requests on behalf of Living Holders, the Depository will establish a new order of priority for each Distribution Date. This order will apply both to previously unsatisfied Principal Distribution Requests and to newly submitted requests. A Principal Distribution Request submitted on behalf of a Living Holder who later dies will become entitled to the priority of a newly submitted request on behalf of a Deceased Holder upon satisfaction of the requirements set forth above for requests of a Deceased Holder. Such priority will be effective for each subsequent Distribution Date if the Trustee has received a certified copy of the death certificate for such Deceased Holder and any additional appropriate evidence of death and any requested tax waivers by the last business day of the preceding calendar month. Each Principal Distribution Request submitted by a beneficial owner of a Designated Retail Certificate will be held by the Depository until such request has been accepted or has been withdrawn in writing as provided herein. Neither the Trustee nor the Company shall be liable for any delay in delivery of Principal Distribution Requests or Withdrawals (as defined below) of such requests by the Depository, a Depository Participant or any Financial Intermediary. In the event that any Principal Distribution Requests are rejected by the Trustee for failure to comply with the requirements of this Section 4.10, the Trustee shall return such requests to the appropriate Depository Participant with a copy to the Depository with an explanation as to the reason for such rejection. The Trustee shall maintain a list of those Depository Participants representing the Certificate Owners of Designated Retail Certificates that have submitted Principal Distribution Requests, together with the order of receipt and the amounts of such requests. The Trustee shall notify the Depository and the appropriate Depository Participants as to which requests should be honored on each Distribution Date. Requests shall be honored by the Depository in accordance with the procedures, and subject to the priorities and limitations, described in this Section 4.10. The exact procedures to be followed by the Trustee and the Depository for purposes of determining such priorities and limitations shall be those established from time to time by the Trustee or the Depository, as the case may be. The decisions of the Trustee and the Depository concerning such matters shall be final and binding on all affected Persons. Any beneficial owner of a Designated Retail Certificate that has made a Principal Distribution Request may withdraw its request by so notifying in writing the Depository Participant or Financial Intermediary that maintains such beneficial owner's account (each such withdrawal, a "Withdrawal"). The Depository Participant should forward the Withdrawal to the Depository on a form required by the Depository. In the event that such account is maintained by a Financial Intermediary, such Financial Intermediary should notify the related Depository Participant which in turn should forward the Withdrawal of such request, on a form required by the Depository, to the Depository. If such Withdrawal has not been received by the Depository and forwarded to the Trustee on or before the Record Date for the next Distribution Date, the previously made Principal Distribution Request will be irrevocable with respect to the making of distributions in reduction of the Certificate Principal Balance of such Designated Retail Certificate on such Distribution Date. (d) To the extent, if any, that amounts available for distribution in reduction of the Class Certificate Principal Balance of a Class of Designated Retail Certificates on a Distribution Date pursuant to Section 4.01(a) exceed the dollar amount of Principal Distribution Requests that have been received in respect of such Class by the related Record Date, as provided in Section 4.10(c) above, distributions in reduction of the Class Certificate Principal Balance of such Class of Certificates will be made by mandatory distributions on a Random Lot basis, in integral multiples equal to $1,000, in reduction thereof without regard to whether such Certificate Owners have submitted Principal Distribution Requests. The Trustee shall notify the Depository of the aggregate amount of the mandatory distribution by Random Lot in reduction of the Class Certificate Principal Balance of such Designated Retail Certificates to be made on the next Distribution Date. The Depository shall then allocate such aggregate amount among its Depository Participants on a Random Lot basis. Each Depository Participant and, in turn, each Financial Intermediary, will then select, in accordance with its own procedures, Designated Retail Certificates of such Class from among those held in its accounts to receive mandatory distributions in reduction of the Class Certificate Principal Balance of such Certificates, such that the total amount so selected is equal to the aggregate amount of such mandatory distributions allocated to such Depository Participant by the Depository and to such Financial Intermediary by its related Depository Participant, as the case may be. Depository Participants and Financial Intermediaries that hold a Class of Designated Retail Certificates selected for mandatory distributions in reduction of the Class Certificate Principal Balance thereof should provide notice of such mandatory distributions to the affected Certificate Owners. (e) On the Closing Date, a separate Rounding Account shall be established with the Trustee for each Class of Designated Retail Certificates and the Rounding Account Depositor for such Rounding Account shall cause to be initially deposited the sum of $999.99 in each such Rounding Account. On each Distribution Date on which a distribution is to be made in reduction of the Class Certificate Principal Balance of a Class of Designated Retail Certificates pursuant to Section 4.01(a), funds on deposit in the related Rounding Account shall be, to the extent needed, withdrawn by the Trustee and applied to round upward to an integral multiple of $1,000 the aggregate distribution in reduction of the Class Certificate Principal Balance to be made on such Class of Certificates. Rounding of such distribution on such Class of Designated Retail Certificates shall be accomplished, on the first such Distribution Date, by withdrawing from the related Rounding Account the amount of funds, if any, needed to round the amount otherwise available for such distribution in reduction of the Class Certificate Principal Balance of such Certificates upward to the next integral multiple of $1,000. On each succeeding Distribution Date on which distributions in reduction of the Class Certificate Principal Balance of such Class of Designated Retail Certificates are to be made pursuant to Section 4.01(a), the aggregate amount of such distributions allocable to such Certificates shall be applied first to repay any funds withdrawn from the related Rounding Account and not previously repaid, and then the remainder of such allocable amount, if any, shall be similarly rounded upward to the next integral multiple of $1,000 and applied as distributions in reduction of the Class Certificate Principal Balance of the related Class of Certificates; this process shall continue on succeeding principal Distribution Dates prior to the Cross-Over Date until the Class Certificate Principal Balance of each such Class of Certificates has been reduced to zero. Each Rounding Account shall be maintained as a non-interest bearing account; the Rounding Accounts shall not be an asset of the Trust Fund, but shall be an asset of the Upper-Tier REMIC. On the earlier of (1) the Cross-Over Date and (2) the first Distribution Date after the Class Certificate Principal Balance of any Class of Designated Retail Certificates has been reduced to zero, any remaining amounts in the related Rounding Account shall be distributed to the Class R Certificate. (f) Notwithstanding any provisions herein to the contrary, on each Distribution Date coinciding with or after the Cross-Over Date, all distributions in reduction of the Class Certificate Principal Balance of any Class of Designated Retail Certificates will be made among the Holders and Certificate Owners of such Class of Certificates, pro rata, based on their Certificate Principal Balances, and will not be made in integral multiples of $1,000 or pursuant to requested distributions or mandatory distributions by Random Lot. (g) In the event that Definitive Certificates representing any Class of Designated Retail Certificates are issued pursuant to Section 5.02(f), all requests for distributions or withdrawals of such requests relating to such Class must be submitted to the Trustee, and the Trustee shall perform the functions described in Section 4.10(a) through (d) using its own procedures, which procedures shall, to the extent practicable, be consistent with the procedures described in Section 4.10(a) through (d). ARTICLE V THE CERTIFICATES Section 5.01. The Certificates. (a) The Certificates shall be substantially in the forms set forth in Exhibit A hereto, as applicable, and shall, on original issue, be executed by the Trustee, not in its individual capacity but solely as Trustee, and countersigned and delivered by the Trustee to or upon the order of the Company as provided in Article II. (b) The Certificates shall be issued in an aggregate Initial Certificate Principal Balance of $952,400,249.61. Such aggregate original principal balance shall be divided among the Classes having the designations, Class Certificate Principal Balances, Certificate Interest Rates and minimum denominations as follows: Initial Class Certificate Certificate Principal Interest Minimum Balance Rate Denominations Designation Class A1 $ 30,939,608.00 5.95% $25,000 Class A2 45,707,200.00 6.00 25,000 Class A3 171,374,222.00 6.25 25,000 Class A4 41,356,970.00 (1) 25,000 Class A5 (2) (1) (3) Class A6 236,250,000.00 6.50 25,000 Class A7 150,998,836.00 6.50 1,000 Class A8 53,979,484.00 6.50 1,000 Class A9 1,000,000.00 6.50 25,000 Class A10 18,929,196.00 6.50 1,000 Class A11 6,694,000.00 6.50 1,000 Class A12 1,306,000.00 (4) 1,000 Class A13 21,000,000.00 (1) 25,000 Class A14 6,461,538.00 (1) 25,000 Class A15 5,000,000.00 6.50 25,000 Class A16 5,000,000.00 6.50 25,000 Class A17 5,000,000.00 6.50 1,000 Class A18 5,630,052.00 6.75 1,000 Class A19 5,630,052.00 7.00 1,000 Class A20 649,621.00 0.00 25,000 Class A21 5,000,000.00 6.50 25,000 Class A22 95,240,025.00 6.50 25,000 Class PO 1,156,244.78 0.00 (5) Class M 17,620,000.00 6.50 100,000 Class B1 7,143,000.00 6.50 100,000 Class B2 4,286,000.00 6.50 100,000 Class B3 $4,762,000.00 6.50 500,000 Class B4 $1,905,000.00 6.50 500,000 Class B5 $2,381,000.83 6.50 500,000 Class S (6) (6) (7) Class R 100.00 6.50 100 Class RL 100.00 6.50 100 - ------------------- (1) The Certificate Interest Rates of the Class A4, Class A5, Class A13 and Class A14 Certificates for each Interest Accrual Period shall be determined as provided in Section 5.01(f). (2) The Class A5 Certificates are issued with an initial Notional Principal Balance of $41,356,970.00. (3) The Class A5 Certificates will be issued in minimum denominations of Notional Principal Balance of $350,000. (4) The Certificate Interest Rate for the Class A12 Certificates will be 8.00% per annum on all Distribution Dates to and including the Distribution Date in May 2000, 7.00% per annum on any Distribution Date from and including June 2000 to and including the Distribution Date in May 2001, and 6.50% per annum on any Distribution Date on or after June 2001. (5) The Class PO Certificates will be issued as a single Certificate evidencing the entire Class Certificate Principal Balance of such Class. (6) The Class S Certificates are issued with an initial Notional Principal Balance of $904,009,427.37 and shall bear interest at the Strip Rate. (7) The Class S Certificates will be issued in minimum denominations of Notional Principal Balance of $2,500,000. (c) The Certificates shall be issuable in registered form only. The Book-Entry Certificates will be evidenced by one or more certificates, beneficial ownership of which will be held in the minimum dollar denominations in Certificate Principal Balance or Notional Principal Balance, as applicable, specified in Section 5.01(b), and integral multiples of $1,000 in excess thereof. The Non-Book-Entry Certificates other than the Residual Certificates shall each be issued in the minimum dollar denominations in Certificate Principal Balance or Notional Principal Balance, as applicable, specified in Section 5.01(b), and integral multiples of $1,000 in excess thereof (and, if necessary, in the amount of the remaining Class Certificate Principal Balance or Notional Principal Balance, as applicable, of each Class, in the case of one Certificate of such Class). The Residual Certificates shall each be issued as a single certificate evidencing the entire Class Certificate Principal Balance of such Class and having a Percentage Interest of 100%. If necessary, one Certificate of each Class of Book-Entry Certificates and the Class S Certificates may evidence an additional amount equal to the remainder of the Class Certificate Principal Balance (or Notional Principal Balance) of such Class. (d) The Certificates shall be executed by manual or facsimile signature on behalf of the Trustee by an authorized officer under its seal, which may be in facsimile form and be imprinted or otherwise reproduced thereon. Certificates bearing the manual or facsimile signatures of individuals who were, at the time when such signatures were affixed, authorized to sign on behalf of the Trustee shall bind the Trustee, notwithstanding that such individuals or any of them have ceased to be so authorized prior to the authentication and delivery of such Certificates or did not hold such offices at the date of such Certificate. No Certificate shall be entitled to any benefit under this Agreement, or be valid for any purpose, unless such Certificate shall have been manually countersigned by the Trustee substantially in the forms set forth in Exhibit A hereto, and such countersignature upon any Certificate shall be conclusive evidence, and the only evidence, that such Certificate has been duly executed and delivered hereunder. All Certificates issued on the Closing Date shall be dated the Closing Date; all Certificates issued thereafter shall be dated the date of their countersignature. (e) The Strip Rate for each Interest Accrual Period shall be determined by the Company and included in the Servicer's Certificate for the related Distribution Date. (f) (1) During the first Interest Accrual Period, the Certificate Interest Rate of the Class A5 Certificates shall be 5.240% per annum. For each subsequent Interest Accrual Period, the Certificate Interest Rate of the Class A4 Certificates shall be a per annum rate equal to the lesser of (1) 0.300% plus LIBOR and (2) 8.500%, subject to a minimum rate of 0.300%. (2) During the first Interest Accrual Period, the Certificate Interest Rate of the Class A5 Certificates shall be 3.260% per annum. For each subsequent Interest Accrual Period, the Certificate Interest Rate of the Class A5 Certificates shall be a per annum rate equal to the lesser of (1) 8.200% minus LIBOR and (2) 8.200%, subject to a minimum rate of 0.000%. (3) During the first Interest Accrual Period, the Certificate Interest Rate of the Class A13 Certificates shall be 5.440% per annum. For each subsequent Interest Accrual Period, the Certificate Interest Rate of the Class A13 Certificates shall be a per annum rate equal to the lesser of (1) 0.500% plus LIBOR and (2) 8.500%, subject to a minimum rate of 0.500%. (4) During the first Interest Accrual Period, the Certificate Interest Rate of the Class A14 Certificates shall be 9.945% per annum. For each subsequent Interest Accrual Period, the Certificate Interest Rate of the Class A14 Certificates shall be a per annum rate equal to the lesser of (1) 26.000% minus the product of 3.250 and LIBOR and (2) 26.000%, subject to a minimum rate of 0.000%. Section 5.02. Registration of Transfer and Exchange of Certificates. (a) The Trustee shall cause to be kept at an office or agency in the city in which the Corporate Trust Office of the Trustee is located or in the City of New York, New York a Certificate Register in which, subject to such reasonable regulations as it may prescribe, the Trustee shall provide for the registration of Certificates and of transfers and exchanges of Certificates as herein provided. The Trustee shall initially serve as Certificate Registrar for the purpose of registering Certificates and transfers and exchanges of Certificates as herein provided. Subject to Sections 5.02(b) and 5.02(c), upon surrender for registration of transfer of any Certificate at the Corporate Trust Office, the Trustee shall execute, authenticate and deliver, in the name of the designated transferee or transferees, one or more new Certificates of the same Class in authorized denominations of a like Percentage Interest. At the option of a Certificateholder, Certificates may be exchanged for other Certificates of authorized denominations of a like Class and Percentage Interest, upon surrender of the Certificates to be exchanged at any such office or agency. Whenever any Certificates are so surrendered for exchange the Trustee shall execute, countersign and deliver the Certificates which the Certificateholder making the exchange is entitled to receive. Every Certificate presented or surrendered for registration of transfer or exchange shall be accompanied by a written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar duly executed by the Holder thereof or his attorney duly authorized in writing. No service charge shall be made for any registration of transfer or exchange of Certificates, but the Trustee may require payment of a sum sufficient to cover any tax or governmental charge that may be imposed in connection with any transfer or exchange of Certificates. All Certificates surrendered for registration of transfer and exchange shall be canceled and subsequently destroyed by the Trustee and a certificate of destruction shall be delivered by the Trustee to the Company. (b) No legal or beneficial interest in all or any portion of the Residual Certificates may be transferred directly or indirectly to (i) a Disqualified Organization or an agent of a Disqualified Organization (including a broker, nominee, or middleman), (ii) an entity that holds REMIC residual securities as nominee to facilitate the clearance and settlement of such securities through electronic book-entry changes in accounts of participating organizations (a "Book-Entry Nominee"), or (iii) an individual, corporation, partnership or other person unless such transferee (A) is not a Non-U.S. Person or (B) is a Non-U.S. Person that holds a Residual Certificate in connection with the conduct of a trade or business within the United States and has furnished the transferor and the Trustee with an effective Internal Revenue Service Form 4224 or (C) is a Non-U.S. Person that has delivered to both the transferor and the Trustee an opinion of a nationally recognized tax counsel to the effect that the transfer of a Residual Certificate to it is in accordance with the requirements of the Code and the regulations promulgated thereunder and that such transfer of a Residual Certificate will not be disregarded for federal income tax purposes (any such person who is not covered by clause (A), (B) or (C) above being referred to herein as a "Non-permitted Foreign Holder"), and any such purported transfer shall be void and have no effect. The Trustee shall not execute, and shall not authenticate and deliver, a Residual Certificate in connection with any transfer thereof unless the transferor shall have provided to the Trustee an affidavit, substantially in the form attached as Exhibit F hereto, signed by the transferee, to the effect that the transferee is not such a Disqualified Organization, an agent (including a broker, nominee, or middleman) for any entity as to which the transferee has not received a substantially similar affidavit, a Book-Entry Nominee or a Non-permitted Foreign Holder, which affidavit shall contain the consent of the transferee to any such amendments of this Agreement as may be required to further effectuate the foregoing restrictions on transfer of the Residual Certificates to Disqualified Organizations, Book-Entry Nominees or Non-permitted Foreign Holders, and an agreement by the Transferee that it will not transfer a Residual Certificate without providing to the Trustee an affidavit substantially in the form attached as Exhibit F hereto and a letter substantially in the form attached as Exhibit G hereto. Such affidavit shall also contain the statement of the transferee that (i) it does not have the intention to impede the assessment or collection of any federal, state or local taxes legally required to be paid with respect to the Residual Certificates and (ii) it understands that it may incur tax liabilities in excess of cash flows generated by a Residual Certificate and that it intends to pay taxes associated with holding a Residual Certificate as they become due. The affidavit described in the preceding paragraph, if not executed in connection with the initial issuance of the Residual Certificates, shall be accompanied by a written statement in the form attached as Exhibit G hereto, signed by the transferor, to the effect that as of the time of the transfer, the transferor has (i) no actual knowledge that the transferee is a Disqualified Organization, Book-Entry Nominee or Non-permitted Foreign Holder, (ii) no reason to believe that the transferee has the intention to impede the assessment or collection of any federal, state or local taxes legally required to be paid with respect to a Residual Certificate, and (iii) conducted a reasonable investigation and found that the transferee had historically paid its debts as they came due and found no significant evidence to indicate that the transferee will not continue to pay its debts as they become due. The Residual Certificates shall bear a legend referring to the foregoing restrictions contained in this paragraph and the preceding paragraph. Upon notice to the Company that any legal or beneficial interest in any portion of the Residual Certificates has been transferred, directly or indirectly, to a Disqualified Organization or agent thereof (including a broker, nominee, or middleman) in contravention of the foregoing restrictions, (i) such transferee shall be deemed to hold the Residual Certificate in constructive trust for the last transferor who was not a Disqualified Organization or agent thereof, and such transferor shall be restored as the owner of such Residual Certificate as completely as if such transfer had never occurred, provided that the Company may, but is not required to, recover any distributions made to such transferee with respect to the Residual Certificate and return such recovery to the transferor, and (ii) the Company agrees to furnish to the Internal Revenue Service and to any transferor of the Residual Certificate or such agent (within 60 days of the request therefor by the transferor or agent) such information necessary to the application of section 860E(e) of the Code as may be required by the Code, including but not limited to the present value of the total anticipated excess inclusions with respect to the Residual Certificate (or portion thereof) for periods after such transfer. At the election of the Company, the cost to the Company of computing and furnishing such information may be charged to the transferor or such agent referred to above; however, the Company shall in no event be excused from furnishing such information. The restrictions on transfers of the Residual Certificates set forth in the preceding three paragraphs shall cease to apply to transfers (and the applicable portions of the legend to the Residual Certificates may be deleted) after delivery to the Trustee of an Opinion of Counsel to the effect that the elimination of such restrictions will not cause the related REMIC established hereunder to fail to qualify as a REMIC at any time that the Certificates are outstanding. No transfer of a Restricted Certificate shall be made unless such transfer is made pursuant to an effective registration statement under the Securities Act of 1933, as amended (the "Act"), and any applicable state securities laws, in each case as evidenced by an Officer's Certificate, or is exempt from the registration requirements of the Act and any applicable state securities laws. In the event of such registration, any restrictive legends set forth in the form of the relevant Restricted Certificate in Exhibit A hereto with respect to the Act and state securities law restrictions shall be removed by the Trustee upon request of the Holder thereof and automatically upon exchange or registration of transfer thereof. As a condition to any transfer that is to be made in reliance upon an exemption from the Act and such laws of a (i) Class PO or Class S Certificate or (ii) Restricted Junior Certificate to any person other than a QIB (as certified by the proposed transferee in the form of assignment attached to the related Certificate), either (x) the Trustee shall require the transferee to execute an investment letter in the form substantially as set forth in Exhibit I hereto or in such other form as may be acceptable to the Trustee, certifying as to the facts surrounding such transfer, or (y) in lieu of such investment letter, the Trustee may accept a written Opinion of Counsel (in form and substance acceptable to the Trustee) that such proposed transfer may be made pursuant to an exemption from the Act. As an additional condition to any transfer of a Restricted Certificate, either (i) the transferor and the transferee shall complete the form of assignment attached to the Certificate proposed to be transferred, or (ii) the Trustee shall have received the above-referenced Opinion of Counsel. The holder of any Restricted Certificate desiring to effect the transfer thereof to a person other than a QIB shall, and hereby agrees to, comply with any applicable conditions set forth in the preceding two sentences and indemnify the Trustee and the Company against any liability that may result if the transfer thereof is not so exempt or is not made in accordance with such federal and state laws. Such agreement to so indemnify the Trustee and the Company shall survive the termination of this Agreement. Notwithstanding the foregoing, no Opinion of Counsel or investment letter shall be required upon the original issuance of (i) the Restricted Junior Certificates to the Initial Purchaser (as defined in the Private Placement Memorandum) or its nominee and (ii) the Class PO or Class S Certificates to the Company or upon any subsequent transfer of any Class PO or Class S Certificate by the Company, provided that if any Restricted Junior Certificates are, at the request of the Initial Purchaser, registered in the name of its nominee, the Initial Purchaser shall be deemed to acknowledge and agree with the Company and the Trustee that no transfer of a beneficial interest in such Certificates will be made without registering such Certificates in the name of the transferee, which shall be a Person other than such nominee. Any opinion or letter required pursuant to this paragraph shall not be at the expense of the Trust Fund or the Trustee. (c) (i) No transfer of an ERISA-Restricted Certificate in the form of a Definitive Certificate shall be made to any Person unless the Trustee has received (A) a certificate (substantially in the form of Exhibit E or such other form as is acceptable to the Company and the Trustee) from such transferee to the effect that such transferee (i) is not a Plan or a Person that is using the assets of a Plan to acquire such ERISA-Restricted Certificate or (ii) is an insurance company investing assets of its general account and the exemptions provided by Section III(a) of Department of Labor Prohibited Transaction Class Exemption 95-60, 60 Fed. Reg. 35925 (July 12, 1995) (the "Exemptions") apply to the transferee's acquisition and holding of any ERISA-Restricted Certificate or (B) an opinion of counsel satisfactory to the Trustee and the Company to the effect that the purchase and holding of such a Certificate will not constitute or result in the assets of the Trust Fund being deemed to be "plan assets" subject to the prohibited transactions provisions of ERISA or Section 4975 of the Code and will not subject the Trustee or the Company to any obligation in addition to those undertaken in the Agreement; provided, however, that the Trustee will not require such certificate or opinion in the event that, as a result of a change of law or otherwise, counsel satisfactory to the Trustee has rendered an opinion to the effect that the purchase and holding of an ERISA-Restricted Certificate by a Plan or a Person that is purchasing or holding such a Certificate with the assets of a Plan will not constitute or result in a prohibited transaction under ERISA or Section 4975 of the Code. The preparation and delivery of the certificate and opinions referred to above shall not be an expense of the Trust Fund, the Trustee or the Company. Notwithstanding the foregoing, no opinion or certificate shall be required for the initial issuance of the ERISA-Restricted Certificates. (ii) No transfer of a Residual Certificate shall be made to any Person unless the Trustee has received a certification (substantially in the form of paragraph 4 of Exhibit F) from such transferee to the effect that, among other things, such transferee is not a Plan or a Person that is using the assets of a Plan to acquire any such Certificate. The preparation and delivery of such certificate shall not be an expense of the Trust Fund, the Trustee or the Company. (d) Subject to Section 8.01(i) hereof, the Trustee may conclusively rely upon any certificate, affidavit or opinion delivered pursuant to Section 5.02(b) or (c). Any certificate or affidavit required to be delivered by a transferee under this Section 5.02 may be executed and delivered in the name of such transferee by its attorney-in-fact duly authorized in writing in form and substance satisfactory to the Trustee. (e) Except as to any additional Certificate of any Class of Book-Entry Certificates held in physical certificated form pursuant to Section 5.02(g) or any Restricted Junior Certificate of any Class of Book-Entry Certificates that is transferred to an entity other than a QIB, the Book-Entry Certificates shall, subject to Section 5.02(f), at all times remain registered in the name of the Depository or its nominee and at all times: (i) registration thereof may not be transferred by the Trustee except to another Depository; (ii) the Depository shall maintain book-entry records with respect to the Certificate Owners and with respect to ownership and transfers of such Certificates; (iii) ownership and transfers of registration of the Certificates issued in book-entry form on the books of the Depository shall be governed by applicable rules established by the Depository and the rights of Certificate Owners with respect to Book-Entry Certificates shall be governed by applicable law and agreements between such Certificate Owners and the Depository, Depository Participants, and indirect participating firms; (iv) the Depository may collect its usual and customary fees, charges and expenses from its Depository Participants; (v) the Trustee shall deal with the Depository, Depository Participants and indirect participating firms as authorized representatives of the Certificate Owners of the Certificates issued in book-entry form for all purposes including the making of payments due on the Book-Entry Certificates and exercising the rights of Holders under this Agreement, and requests and directions for and votes of such representatives shall not be deemed to be inconsistent if they are made with respect to different Certificate Owners; (vi) the Trustee may rely and shall be fully protected in relying upon information furnished by the Depository with respect to its Depository Participants and furnished by the Depository Participants with respect to indirect participating firms and persons shown on the books of such indirect participating firms as direct or indirect Certificate Owners; (vii) Certificate Owners shall not be entitled to certificates for the Book-Entry Certificates and (viii) the Trustee may establish a reasonable record date in connection with solicitations of consents from or voting by Certificateholders and give notice to the Depository of such record date. All transfers by Certificate Owners of Book-Entry Certificates shall be made in accordance with the procedures established by the Depository Participant or brokerage firm representing such Certificate Owner. Each Depository Participant shall only transfer Book-Entry Certificates of Certificate Owners it represents or of brokerage firms for which it acts as agent in accordance with the Depository's normal procedures. Except as provided herein, the Trustee shall have no duty to monitor or restrict the transfer of Certificates or interests therein, and shall have no liability for any transfer, including any transfer made through the book-entry facilities of the Depository or between or among Depository Participants or Certificate Owners, made in violation of applicable restrictions set forth herein, except in the event of the failure of the Trustee to perform its duties and fulfill its obligations under this Agreement. (f) If (x)(i) the Company or the Depository advises the Trustee in writing that the Depository is no longer willing, qualified or able to properly discharge its responsibilities as Depository, and (ii) the Trustee or the Company is unable to locate a qualified successor, (y) the Company at its option advises the Trustee in writing that it elects to terminate the book-entry system through the Depository or (z) after the occurrence of an Event of Default, Certificate Owners representing not less than 51% of the aggregate Voting Rights allocated to the Book-Entry Certificates together advise the Trustee and the Depository through the Depository Participants in writing that the continuation of a book-entry system through the Depository is no longer in the best interests of the Certificate Owners, the Trustee shall notify all Certificate Owners, through the Depository, of the occurrence of any such event and of the availability of Definitive Certificates to Certificate Owners requesting the same. Upon surrender to the Trustee of such Certificates by the Depository, accompanied by registration instructions from the Depository for registration, the Trustee shall issue the Definitive Certificates. Neither the Company nor the Trustee shall be liable for any delay in delivery of such instructions and may conclusively rely on, and shall be protected in relying on, such instructions. Upon the issuance of Definitive Certificates all references herein to obligations imposed upon or to be performed by the Depository shall be deemed to be imposed upon and performed by the Trustee, to the extent applicable with respect to such Definitive Certificates and the Trustee shall recognize the Holders of the Definitive Certificates as Certificateholders hereunder. (g) On or prior to the Closing Date, there shall be delivered to the Depository (or to State Street Bank and Trust Company acting as custodian for the Depository pursuant to the Depository's procedures) one certificate for each Class of Book-Entry Certificates registered in the name of the Depository's nominee, Cede & Co. The face amount of each such Certificate shall represent 100% of the initial Class Certificate Principal Balance thereof, except for such amount that does not constitute an acceptable denomination to the Depository. An additional Certificate of each Class of Book-Entry Certificates may be issued evidencing such remainder and, if so issued, will be held in physical certificated form by the Holders thereof. Each Certificate issued in book-entry form shall bear the following legend: "Unless this Certificate is presented by an authorized representative of The Depository Trust Company, a New York corporation ("DTC"), to Issuer or its agent for registration of transfer, exchange, or payment, and any certificate issued is registered in the name of Cede & Co. or in such other name as requested by an authorized representative of DTC (and any payment is made to Cede & Co. or to such other entity as is requested by an authorized representative of DTC), ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL inasmuch as the registered owner hereof, Cede & Co., has an interest herein." Section 5.03. Mutilated, Destroyed, Lost or Stolen Certificates. If (a) any mutilated Certificate is surrendered to the Certificate Registrar, or the Certificate Registrar receives evidence to its satisfaction of the destruction, loss or theft of any Certificate and (b) there is delivered to the Company, the Certificate Registrar and the Trustee such security or indemnity as may be required by them to save each of them harmless, then, in the absence of notice to the Certificate Registrar or the Trustee that such Certificate has been acquired by a bona fide purchaser, the Trustee shall execute, countersign and deliver, in exchange for or in lieu of any such mutilated, destroyed, lost or stolen Certificate, a new Certificate of like tenor, Class and Percentage Interest. In connection with the issuance of any new Certificate under this Section 5.03, the Trustee may require the payment of a sum sufficient to cover any tax or other governmental charge that may be imposed in relation thereto and any other expenses (including the fees and expenses of the Trustee and the Certificate Registrar) connected therewith. Any duplicate Certificate issued pursuant to this Section 5.03 shall constitute complete and indefeasible evidence of ownership in the Trust Fund, as if originally issued, whether or not the lost, stolen or destroyed Certificate shall be found at any time. Section 5.04. Persons Deemed Owners. Prior to due presentation of a Certificate for registration of transfer, the Company, the Trustee, the Certificate Registrar and any agent of the Company, the Trustee or the Certificate Registrar may treat the person in whose name any Certificate is registered as the owner of such Certificate for the purpose of receiving distributions pursuant to Section 4.01 and for all other purposes whatsoever, and neither the Company, the Trustee, the Certificate Registrar nor any agent of the Company, the Trustee or the Certificate Registrar shall be affected by any notice to the contrary. Section 5.05. Access to List of Certificateholders' Names and Addresses. The Certificate Registrar will furnish or cause to be furnished to the Company, within 15 days after receipt by the Certificate Registrar of request therefor from the Company in writing, a list, in such form as the Company may reasonably require, of the names and addresses of the Certificateholders as of the most recent Record Date for payment of distributions to Certificateholders. If three or more Certificateholders (hereinafter referred to as "applicants") apply in writing to the Trustee, and such application states that the applicants desire to communicate with other Certificateholders with respect to their rights under this Agreement or under the Certificates and is accompanied by a copy of the communication which such applicants propose to transmit, then the Trustee shall, within five Business Days after the receipt of such application, afford such applicants access during normal business hours to the most recent list of Certificateholders held by the Trustee. If such list is as of a date more than 90 days prior to the date of receipt of such applicants' request, the Trustee shall promptly request from the Certificate Registrar a current list as provided above, and shall afford such applicants access to such list promptly upon receipt. Every Certificateholder, by receiving and holding a Certificate, agrees with the Certificate Registrar and the Trustee that neither the Certificate Registrar nor the Trustee shall be held accountable by reason of the disclosure of any such information as to the names and addresses of the Certificateholders hereunder, regardless of the source from which such information was derived. Section 5.06. Representation of Certain Certificateholders. The fiduciary of any Plan which becomes a Holder of a Certificate, by virtue of its acceptance of such Certificate, will be deemed to have represented and warranted to the Trustee and the Company that such Plan is an "accredited investor" as defined in Rule 501(a)(1) of Regulation D promulgated by the Securities and Exchange Commission under the Securities Act of 1933. Section 5.07. Determination of COFI. (a) If the outstanding Certificates include any COFI Certificates, then on each COFI Determination Date the Trustee shall determine the value of COFI on the basis of the most recently available Information Bulletin referred to in the definition of "COFI". The establishment of COFI by the Trustee and the Trustee's subsequent calculation of the rates of interest applicable to the COFI Certificates for each Interest Accrual Period shall (in the absence of manifest error) be final and binding. During each Interest Accrual Period, the Certificate Interest Rate for the COFI Certificates for the current and immediately preceding Interest Accrual Period shall be made available by the Trustee to Certificate Owners and Certificateholders at the following telephone number: (617) 664-5500. (b) The failure by the Federal Home Loan Bank of San Francisco to publish COFI for a period of 65 calendar days will constitute an "Alternative Rate Event" for purposes hereof. Upon the occurrence of an Alternative Rate Event, the Company will calculate the Certificate Interest Rates for the COFI Certificates for the subsequent Interest Accrual Periods by using, in place of COFI, (i) the replacement index, if any, published or designated by the Federal Home Loan Bank of San Francisco or (ii) if no replacement index is so published or designated, an alternative index to be selected by the Company that has performed, or that the Company expects to perform, in a manner substantially similar to COFI. At the time an alternative index is first selected by the Company, the Company shall determine the average number of basis points, if any, by which the alternative index differed from COFI for such period as the Company, in its sole discretion, reasonably determines to reflect fairly the long-term difference between COFI and the alternative index, and shall adjust the alternative index by such average. The Company shall select a particular index as an alternative only if it receives an Opinion of Counsel to the effect that the selection of such index will not cause any REMIC established hereunder to fail to qualify as a REMIC for federal income tax purposes. In the absence of manifest error, the selection of any alternative index as provided by this Section 5.07(b) shall be final and binding for each subsequent Interest Accrual Period. Upon the occurrence of an Alternative Rate Event, the Trustee shall have no responsibility for the determination of any alternative index or the calculation of the Certificate Interest Rates for the COFI Certificates. (c) If at any time after the occurrence of an Alternative Rate Event the Federal Home Loan Bank of San Francisco resumes publication of COFI, the Certificate Interest Rates for the COFI Certificates for each Interest Accrual Period commencing thereafter will be calculated by reference to COFI. Section 5.08. Determination of LIBOR. (a) If the outstanding Certificates include any LIBOR Certificates, then on each LIBOR Determination Date the Trustee shall determine LIBOR for the related Interest Accrual Period as such rate equal to the Interest Settlement Rate. If such rate does not appear on the Designated Telerate Page as of 11:00 a.m., London time, on the applicable LIBOR Determination Date: (i) The Trustee will request the principal London office of each Reference Bank (as defined in Section 5.08(e)) to provide such bank's offered quotation (expressed as a percentage per annum) to prime banks in the London interbank market for one-month U.S. Dollar deposits as of 11:00 a.m., London time, on the applicable LIBOR Determination Date. (ii) If on any LIBOR Determination Date, two or more of the Reference Banks provide such offered quotations, LIBOR for the next Interest Accrual Period will be the arithmetic mean of such offered quotations (rounding such arithmetic mean upwards, if necessary, to the nearest whole multiple of 1/16%). If on any LIBOR Determination Date only one or none of the Reference Banks provide such offered quotations, LIBOR for the next Interest Accrual Period will be the rate per annum the Trustee determines to be the arithmetic mean (rounding such arithmetic mean upwards, if necessary, to the nearest whole multiple of 1/16%) of the one-month Eurodollar lending rate that three major banks in New York City selected by the Trustee are quoting as of approximately 11:00 a.m., New York City time, on the first day of the applicable Interest Accrual Period. (iii) If on any LIBOR Determination Date the Trustee is required but unable to determine LIBOR in the manner provided in subparagraph (ii) of this Section 5.08(a), LIBOR for the next Interest Accrual Period will be LIBOR as determined on the previous LIBOR Determination Date, or, in the case of the first LIBOR Determination Date, the Initial LIBOR Rate. (b) The establishment of LIBOR by the Trustee and the Trustee's subsequent calculation of the Certificate Interest Rates applicable to the LIBOR Certificates for the relevant Interest Accrual Period, in the absence of manifest error, will be final and binding. (c) Within five Business Days of the Trustee's calculation of the Certificate Interest Rates of the LIBOR Certificates, the Trustee shall furnish to the Company by telecopy (or by such other means as the Trustee and the Company may agree from time to time) such Certificate Interest Rates. (d) The Trustee shall provide to Certificateholders who inquire of it by telephone the Certificate Interest Rates of the LIBOR Certificates for the current and immediately preceding Interest Accrual Period. (e) As used herein, "Reference Banks" shall mean no more than four leading banks engaged in transactions in Eurodollar deposits in the international Eurocurrency market (i) with an established place of business in London, England, (ii) whose quotations appear on the display designated "LIBO" on the Reuters Monitor Money Rates Service (the "Reuters Screen LIBO Page") on the applicable LIBOR Determination Date and (iii) which have been designated as such by the Trustee and are able and willing to provide such quotations to the Trustee on each LIBOR Determination Date. The Reference Banks initially shall be: Barclay's plc, Bank of Tokyo, National Westminster Bank and Trust Company and Bankers Trust Company. If any of the initial Reference Banks should be removed from the Reuters Screen LIBO Page or in any other way fail to meet the qualifications of a Reference Bank, or if such page is no longer published, the Trustee, after consultation with the Company, shall use its best efforts to designate alternate Reference Banks. ARTICLE VI THE COMPANY Section 6.01. Liability of the Company. The Company shall be liable in accordance herewith only to the extent of the obligations specifically imposed upon and undertaken by the Company herein. Section 6.02. Merger or Consolidation of, or Assumption of the Obligations of, the Company. Any corporation into which the Company may be merged or consolidated, or any corporation resulting from any merger, conversion or consolidation to which the Company shall be a party, or any corporation succeeding to the business of the Company, or any corporation, more than 50% of the voting stock of which is, directly or indirectly, owned by General Electric Company, or any limited partnership, the sole general partner of which is either the Company or a corporation, more than 50% of the voting stock of which is owned, directly or indirectly, by General Electric Company, which executes an agreement of assumption to perform every obligation of the Company hereunder, shall be the successor of the Company hereunder, without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding. Section 6.03. Assignment. The Company may assign its rights and delegate its duties and obligations as servicer under this Agreement; provided, that (i) the purchaser or transferee accepting such assignment or delegation is qualified to service mortgage loans for FNMA or FHLMC, is reasonably satisfactory to the Trustee and executes and delivers to the Trustee an agreement, in form and substance reasonably satisfactory to the Trustee, which contains an assumption by such purchaser or transferee of the due and punctual performance and observance of each covenant and condition to be performed or observed by the Company as servicer hereunder from and after the date of such agreement and (ii) each Rating Agency's rating of any Classes of Certificates in effect immediately prior to such assignment or delegation would not be qualified, downgraded or withdrawn as a result thereof. In the case of any such assignment or delegation, the Company will be released from its obligations as servicer hereunder except for liabilities and obligations as servicer incurred prior to such assignment or delegation. Section 6.04. Limitation on Liability of the Company and Others. Neither the Company nor any of the directors or officers or employees or agents of the Company shall be under any liability to the Trust Fund or the Certificateholders for any action taken or for refraining from the taking of any action by the Company pursuant to this Agreement, or for errors in judgment; provided, however, that this provision shall not protect the Company or any such person against any liability which would otherwise be imposed by reason of willful misfeasance, bad faith or gross negligence in the performance of duties of the Company or by reason of reckless disregard of obligations and duties of the Company hereunder. The Company and any director or officer or employee or agent of the Company may rely in good faith on any document of any kind prima facie properly executed and submitted by any Person respecting any matters arising hereunder. The Company and any director or officer or employee or agent of the Company shall be indemnified by the Trust Fund and held harmless against any loss, liability or expense incurred in connection with any legal action relating to this Agreement or the Certificates, other than any loss, liability or expense related to any specific Mortgage Loan or Mortgage Loans (except as any such loss, liability or expense shall be otherwise reimbursable pursuant to this Agreement) and any loss, liability or expense incurred by reason of willful misfeasance, bad faith or gross negligence in the performance of duties hereunder or by reason of reckless disregard of obligations and duties hereunder. The Company shall be under no obligation to appear in, prosecute or defend any legal action which is not incidental to its duties to service the Mortgage Loans in accordance with this Agreement and which in its opinion may involve it in any expense or liability; provided, however, that the Company may in its sole discretion undertake any such action which it may deem necessary or desirable in respect of this Agreement, and the rights and duties of the parties hereto and the interests of the Certificateholders hereunder. In such event, the legal expenses and costs of such action and any liability resulting therefrom shall be expenses, costs and liabilities of the Trust Fund and the Company shall be entitled to be reimbursed therefor from amounts credited to the Mortgage Loan Payment Record as provided by Section 3.04. Section 6.05. The Company Not to Resign. Subject to the provisions of Sections 6.02 and 6.03, the Company shall not resign from the obligations and duties hereby imposed on it except upon determination that the performance of its duties hereunder is no longer permissible under applicable law. Any such determination permitting the resignation of the Company shall be evidenced by an Opinion of Counsel to such effect delivered to the Trustee. No such resignation shall become effective until the Trustee or a successor servicer shall have assumed the responsibilities and obligations of the Company in accordance with Section 7.02. ARTICLE VII DEFAULT Section 7.01. Events of Default. If any one of the following events ("Events of Default") shall occur and be continuing: (i) Any failure by the Company to make any payment to the Trustee of funds pursuant to Section 3.02(d) out of which distributions to Certificateholders of any Class are required to be made under the terms of the Certificates and this Agreement which failure continues unremedied for a period of three Business Days after the date upon which written notice of such failure shall have been given to the Company by the Trustee or to the Company and the Trustee by Holders of Certificates of each Class affected thereby evidencing, as to each such Class, Percentage Interests aggregating not less than 25%; or (ii) Failure on the part of the Company duly to observe or perform in any material respect any other covenants or agreements of the Company set forth in the Certificates or in this Agreement, which covenants and agreements (A) materially affect the rights of Certificateholders and (B) continue unremedied for a period of 60 days after the date on which written notice of such failure, requiring the same to be remedied, shall have been given to the Company by the Trustee, or to the Company and the Trustee by the Holders of Certificates of each Class affected thereby evidencing, as to each such Class, Percentage Interests aggregating not less than 25%; or (iii) The entry of a decree or order by a court or agency or supervisory authority having jurisdiction in the premises for the appointment of a conservator, receiver or liquidator in any insolvency, readjustment of debt, marshalling of assets and liabilities or similar proceedings of or relating to the Company, or for the winding up or liquidation of the Company's affairs, and the continuance of any such decree or order unstayed and in effect for a period of 60 consecutive days; or (iv) The consent by the Company to the appointment of a conservator or receiver or liquidator in any insolvency, readjustment of debt, marshalling of assets and liabilities or similar proceedings of or relating to the Company or of or relating to substantially all of its property; or the Company shall admit in writing its inability to pay its debts generally as they become due, file a petition to take advantage of any applicable insolvency or reorganization statute, make an assignment for the benefit of its creditors, or voluntarily suspend payment of its obligations; then, and in each and every such case, so long as an Event of Default shall not have been remedied by the Company, either the Trustee, or the Holders of Certificates of each Class affected thereby evidencing, as to each such Class, Percentage Interests aggregating not less than 51%, by notice then given in writing to the Company (and to the Trustee if given by the Certificateholders) may terminate all of the rights and obligations of the Company as servicer under this Agreement. On or after the receipt by the Company of such written notice, all authority and power of the Company under this Agreement, whether with respect to the Certificates or the Mortgage Loans or otherwise, shall pass to and be vested in the Trustee pursuant to and under this Section 7.01; and, without limitation, the Trustee is hereby authorized and empowered to execute and deliver, on behalf of the Company, as attorney-in-fact or otherwise, any and all documents and other instruments, and to do or accomplish all other acts or things necessary or appropriate to effect the purposes of such notice of termination, whether to complete the transfer and endorsement of the Mortgage Loans and related documents, or otherwise, including, without limitation, the recordation of the assignments of the Mortgage Loans to it. The Company agrees to cooperate with the Trustee in effecting the termination of the responsibilities and rights of the Company hereunder, including, without limitation, the transfer to the Trustee for the administration by it of all cash amounts that shall at the time be held by the Company and that have been or should have been credited by it to the Mortgage Loan Payment Record, or that have been deposited by the Company in the Certificate Account or are thereafter received by the Company with respect to the Mortgage Loans. In addition to any other amounts which are then, or, notwithstanding the termination of its activities as servicer, may become, payable to the Company under this Agreement, the Company shall be entitled to receive out of any delinquent payment on account of interest on a Mortgage Loan, due during the period prior to the notice pursuant to this Section 7.01 which terminates the obligation and rights of the Company hereunder and received after such notice, that portion of such payment which it would have been entitled to retain pursuant to Section 3.04(vi) if such notice had not been given. Section 7.02. Trustee to Act; Appointment of Successor. (a) On and after the time the Company receives a notice of termination pursuant to Section 7.01, the Trustee shall be the successor in all respects to the Company in its capacity as servicer under this Agreement and the transactions set forth or provided for herein and shall succeed to all the rights of and be subject to all the responsibilities, duties and liabilities relating thereto placed on the Company in its capacity as servicer by the terms and provisions hereof; provided, however, that the responsibilities and duties of the Company pursuant to Sections 2.02 and 2.03(a) and, if the Trustee is prohibited by law or regulation from making Monthly Advances, the responsibility to make Monthly Advances pursuant to Section 4.04, shall not be the responsibilities, duties or obligations of the Trustee; and provided further, that any failure of the Trustee to perform such duties and responsibilities that is caused by the Company's failure to cooperate with the Trustee as required by Section 7.01 shall not be considered a default by the Trustee hereunder. As compensation therefor, the Trustee shall, except as provided in Section 7.01, be entitled to such compensation as the Company would have been entitled to hereunder if no such notice of termination had been given. Notwithstanding the above, the Trustee may, if it shall be unwilling so to act, or shall, if it is legally unable so to act, appoint, or petition a court of competent jurisdiction to appoint, any established housing and home finance institution approved to service mortgage loans for either FNMA or FHLMC, having a net worth of not less than $10,000,000, as the successor to the Company hereunder in the assumption of all or any part of the responsibilities, duties or liabilities of the Company hereunder. Pending appointment of a successor to the Company pursuant to this Article VII, unless the Trustee is prohibited by law from so acting, the Trustee shall act in such capacity as hereinabove provided. In connection with such appointment and assumption, the Trustee may make such arrangements for the compensation of such successor out of payments on Mortgage Loans as it and such successor shall agree; provided, however, that no such compensation shall be in excess of that permitted the Company hereunder. The Trustee and such successor shall take such action, consistent with this Agreement, as shall be necessary to effectuate any such succession. (b) Any successor, including the Trustee, to the Company as servicer pursuant to this Article VII shall during the term of its service as servicer maintain in force (i) a policy or policies of insurance covering errors and omissions in the performance of its obligations as servicer hereunder, and (ii) a fidelity bond in respect of its officers, employees and agents to the same extent as the Company is so required pursuant to Section 3.15. Section 7.03. Notification to Certificateholders. Upon any termination or appointment of a successor to the Company pursuant to this Article VII, the Trustee shall give prompt written notice thereof to Certificateholders at their respective addresses appearing in the Certificate Register. ARTICLE VIII THE TRUSTEE Section 8.01. Duties of Trustee. The Trustee, prior to the occurrence of an Event of Default and after the curing of all Events of Default which may have occurred, undertakes to perform such duties and only such duties as are specifically set forth in this Agreement. If an Event of Default has occurred (which has not been cured), the Trustee shall exercise such of the rights and powers vested in it by this Agreement, and use the same degree of care and skill in their exercise, as a prudent person would exercise or use under the circumstances in the conduct of his or her own affairs. The Trustee, upon receipt of all resolutions, certificates, statements, opinions, reports, documents, orders or other instruments furnished to the Trustee which are specifically required to be furnished pursuant to any provision of this Agreement, shall examine them to determine whether they conform to the requirements of this Agreement. No provision of this Agreement shall be construed to relieve the Trustee from liability for its own negligent action, its own negligent failure to act or its own misconduct; provided, however, that: (i) Prior to the occurrence of an Event of Default, and after the curing of all such Events of Default which may have occurred, the duties and obligations of the Trustee shall be determined solely by the express provisions of this Agreement, the Trustee shall not be liable except for the performance of such duties and obligations as are specifically set forth in this Agreement, no implied covenants or obligations shall be read into this Agreement against the Trustee and, in the absence of bad faith on the part of the Trustee, the Trustee may conclusively rely, as to the truth of the statements and the correctness of the opinions expressed therein, upon any certificates or opinions furnished to the Trustee and conforming to the requirements of this Agreement; (ii) The Trustee shall not be personally liable for an error of judgment made in good faith by a Responsible Officer of the Trustee, unless it shall be proved that the Trustee was negligent in performing its duties in accordance with the terms of this Agreement; (iii) The Trustee shall not be personally liable with respect to any action taken, suffered or omitted to be taken by it in good faith in accordance with the direction of the Holders of Certificates of each Class affected thereby evidencing, as to each such Class, Percentage Interests aggregating not less than 25%, relating to the time, method and place of conducting any proceeding for any remedy available to the Trustee, or exercising any trust or power conferred upon the Trustee, under this Agreement; and (iv) The Trustee shall not be charged with knowledge of (A) any failure by the Company to comply with the obligations of the Company referred to in clauses (i) and (ii) of Section 7.01, (B) the rating downgrade referred to in the definition of "Trigger Event" or (C) any failure by the Company to comply with the obligations of the Company to record the assignments of Mortgages referred to in Section 2.01 unless a Responsible Officer of the Trustee at the Corporate Trust Office obtains actual knowledge of such failures, occurrence or downgrade or the Trustee receives written notice of such failures, occurrence or downgrade from the Company or the Holders of Certificates of each Class affected thereby evidencing, as to each such Class, Percentage Interests aggregating not less than 25%. Subject to any obligation of the Trustee to make Monthly Advances as provided herein, the Trustee shall not be required to expend or risk its own funds or otherwise incur financial liability in the performance of any of its duties hereunder, or in the exercise of any of its rights or powers, if there is reasonable ground for believing that the repayment of such funds or adequate indemnity against such risk or liability is not reasonably assured to it, and none of the provisions contained in this Agreement shall in any event require the Trustee to perform, or be responsible for the manner of performance of, any of the obligations of the Company under this Agreement, except during such time, if any, as the Trustee shall be the successor to, and be vested with the rights, duties, powers and privileges of, the Company in accordance with the terms of this Agreement. Section 8.02. Certain Matters Affecting the Trustee. Except as otherwise provided in Section 8.01: (i) The Trustee may conclusively rely and shall be protected in acting or refraining from acting upon any resolution, Officer's Certificate, certificate of auditors or any other certificate, statement, instrument, opinion, report, notice, request, consent, order, appraisal, bond or other paper or document believed by it to be genuine and to have been signed or presented by the proper party or parties; (ii) The Trustee may consult with counsel and any Opinion of Counsel shall be full and complete authorization and protection in respect of any action taken or suffered or omitted by it hereunder in good faith and in accordance with such Opinion of Counsel; (iii) The Trustee shall be under no obligation to exercise any of the rights or powers vested in it by this Agreement, or to institute, conduct or defend any litigation hereunder or in relation hereto, at the request, order or direction of any of the Certificateholders, pursuant to the provisions of this Agreement, unless such Certificateholders shall have offered to the Trustee reasonable security or indemnity against the costs, expenses and liabilities which may be incurred therein or thereby; nothing contained herein shall, however, relieve the Trustee of the obligations, upon the occurrence of an Event of Default (which has not been cured), to exercise such of the rights and powers vested in it by this Agreement, and to use the same degree of care and skill in their exercise as a prudent person would exercise or use under the circumstances in the conduct of his or her own affairs; (iv) The Trustee shall not be personally liable for any action taken, suffered or omitted by it in good faith and believed by it to be authorized or within the discretion or rights or powers conferred upon it by this Agreement; (v) Prior to the occurrence of an Event of Default and after the curing of all Events of Default which may have occurred, the Trustee shall not be bound to make any investigation into the facts or matters stated in any resolution, certificate, statement, instrument, opinion, report, notice, request, consent, order, approval, bond or other paper or documents, unless requested in writing so to do by Holders of Certificates of each Class affected thereby evidencing, as to each such Class, Percentage Interests aggregating not less than 25%; provided, however, that if the payment within a reasonable time to the Trustee of the costs, expenses or liabilities likely to be incurred by it in the making of such investigation is, in the opinion of the Trustee, not reasonably assured to the Trustee by the security afforded to it by the terms of this Agreement, the Trustee may require reasonable indemnity against such cost, expense or liability as a condition to such proceeding. The reasonable expense of every such investigation shall be paid by the Company or, if paid by the Trustee, shall be reimbursed by the Company upon demand. Nothing in this clause (v) shall derogate from the obligation of the Company to observe any applicable law prohibiting disclosure of information regarding the Mortgagors; and (vi) The Trustee may execute any of the trusts or powers hereunder or perform any duties hereunder either directly or by or through agents or attorneys or a custodian. Section 8.03. Trustee Not Liable for Certificates or Mortgage Loans. The recitals contained herein and in the Certificates (other than the signature and countersignature of the Trustee on the Certificates) shall be taken as the statements of the Company, and the Trustee assumes no responsibility for the correctness of the same. The Trustee makes no representations as to the validity or sufficiency of this Agreement or of the Certificates (other than the signature and countersignature of the Trustee on the Certificates) or of any Mortgage Loan or related document. The Trustee shall not be accountable for the use or application by the Company of any of the Certificates or of the proceeds of such Certificates, or for the use or application of any funds paid to the Company in respect of the Mortgage Loans or deposited in or withdrawn from the Certificate Account by the Company. Section 8.04. Trustee May Own Certificates. The Trustee in its individual or any other capacity may become the owner or pledgee of Certificates with the same rights as it would have if it were not Trustee. Section 8.05. The Company to Pay Trustee's Fees and Expenses. The Company covenants and agrees to pay to the Trustee from time to time, and the Trustee shall be entitled to, reasonable compensation (which shall not be limited by any provision of law in regard to the compensation of a trustee of an express trust) for all services rendered by it in the execution of the trusts hereby created and in the exercise and performance of any of the powers and duties hereunder of the Trustee, and the Company will pay or reimburse the Trustee upon its request for all reasonable expenses, disbursements and advances (including any Monthly Advances of the Trustee not previously reimbursed thereto pursuant to Section 3.04) incurred or made by the Trustee in accordance with any of the provisions of this Agreement (including the reasonable compensation and the expenses and disbursements of its counsel and of all persons not regularly in its employ) except any such expense, disbursement or advance as may arise from its negligence or bad faith or which is the responsibility of Certificateholders hereunder. In addition, the Company covenants and agrees to indemnify the Trustee from, and hold it harmless against, any and all losses, liabilities, damages, claims or expenses other than those resulting from the negligence or bad faith of the Trustee. From time to time, the Trustee may request that the Company debit the Mortgage Loan Payment Record pursuant to Section 3.04 to reimburse the Trustee for any Monthly Advances and Nonrecoverable Advances. Section 8.06. Eligibility Requirements for Trustee. The Trustee hereunder shall at all times be a corporation having its principal office either in the State of New York or in the same state as that in which the initial Trustee under this Agreement has its principal office and organized and doing business under the laws of such State or the United States of America, authorized under such laws to exercise corporate trust powers, having a combined capital and surplus of at least $50,000,000 and subject to supervision or examination by federal or state authority. If such corporation publishes reports of condition at least annually, pursuant to law or to the requirements of the aforesaid supervising or examining authority, then for the purposes of this Section 8.06, the combined capital and surplus of such corporation shall be deemed to be its combined capital and surplus as set forth in its most recent report of condition so published. The Trustee shall not be an affiliate of the Company. In case at any time the Trustee shall cease to be eligible in accordance with the provisions of this Section 8.06, the Trustee shall resign immediately in the manner and with the effect specified in Section 8.07. Section 8.07. Resignation or Removal of Trustee. The Trustee may at any time resign and be discharged from the trusts hereby created by giving written notice thereof to the Company. Upon receiving such notice of resignation, the Company shall promptly appoint a successor Trustee by written instrument, in duplicate, one copy of which instrument shall be delivered to the resigning Trustee and one copy to the successor Trustee. If no successor Trustee shall have been so appointed and having accepted appointment within 30 days after the giving of such notice of resignation, the resigning Trustee may petition any court of competent jurisdiction for the appointment of a successor Trustee. If the conditions in any of the following clauses (i), (ii) or (iii) shall occur at any time, the Company may remove the Trustee: (i) the Trustee shall cease to be eligible in accordance with the provisions of Section 8.06 and shall fail to resign after written request therefor by the Company; (ii) the Trustee shall be legally unable to act, or shall be adjudged a bankrupt or insolvent, or a receiver of the Trustee or of its property shall be appointed, or any public officer shall take charge or control of the Trustee or of its property or affairs for the purpose of rehabilitation, conservation or liquidation; or (iii) the replacement of the Trustee with a successor Trustee will enable the Company to avoid (and should, based on the information included in the notice referred to below, result in the avoidance of) a downgrading of the ratings assigned to the Certificates by the Rating Agencies (whether or not other actions could avoid such downgrading) and no Event of Default, as provided by Section 7.01 hereof, shall have occurred or be continuing; provided, however, that no action shall be taken pursuant to this clause (iii) unless reasonable notice shall have been provided to the Trustee, which notice shall set forth the basis for any rating downgrade as contemplated by the Rating Agencies and shall also indicate the manner in which such proposed action is intended to avoid such downgrade. If it removes the Trustee under the authority of the immediately preceding sentence, the Company shall promptly appoint a successor trustee by written instrument, in duplicate, one copy of which instrument shall be delivered to the Trustee so removed and one copy to the successor trustee. Any resignation or removal of the Trustee and appointment of a successor Trustee pursuant to any of the provisions of this Section 8.07 shall not become effective until acceptance of appointment by the successor Trustee as provided in Section 8.08. Section 8.08. Successor Trustee. Any successor Trustee appointed as provided in Section 8.07 shall execute, acknowledge and deliver to the Company and to its predecessor Trustee an instrument accepting such appointment hereunder, and thereupon the resignation or removal of the predecessor Trustee shall become effective and such successor Trustee, without any further act, deed or conveyance, shall become fully vested with all the rights, powers, duties and obligations of its predecessor hereunder, with like effect as if originally named as Trustee. The predecessor Trustee shall deliver to the successor Trustee all Mortgage Files and related documents and statements held by it hereunder; and the Company and the predecessor Trustee shall execute and deliver such instruments and do such other things as may reasonably be required for fully and certainly vesting and confirming in the successor Trustee all such rights, powers, duties and obligations. No successor Trustee shall accept appointment as provided in this Section 8.08 unless at the time of such acceptance such successor Trustee shall be eligible under the provisions of Section 8.06. Upon acceptance of appointment by a successor Trustee as provided in this Section 8.08, the Company shall mail notice of the succession of such Trustee hereunder to all holders of Certificates at their addresses as shown in the Certificate Register. If the Company fails to mail such notice within 10 days after acceptance of appointment by the successor Trustee, the successor Trustee shall cause such notice to be mailed at the expense of the Company. Section 8.09. Merger or Consolidation of Trustee. Any corporation into which the Trustee may be merged or converted or with which it may be consolidated, or any corporation resulting from any merger, conversion or consolidation to which the Trustee shall be a party, or any corporation succeeding to the corporate trust business of the Trustee, shall be the successor of the Trustee hereunder, provided that such corporation shall be eligible under the provisions of Section 8.06, without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding. Section 8.10. Appointment of Co-Trustee or Separate Trustee. Notwithstanding any other provisions of this Agreement, at any time, for the purpose of meeting any legal requirements of any jurisdiction in which any part of the Trust Fund or property securing any Mortgage Note may at the time be located, the Company and the Trustee acting jointly shall have the power and shall execute and deliver all instruments to appoint one or more Persons approved by the Trustee to act as co-trustee or co-trustees, jointly with the Trustee, of all or any part of the Trust Fund, or separate trustee or separate trustees of any part of the Trust Fund, and to vest in such Person or Persons, in such capacity and for the benefit of the Certificateholders, such title to the Trust Fund, or any part thereof, and, subject to the other provisions of this Section 8.10, such powers, duties, obligations, rights and trusts as the Company and the Trustee may consider necessary or desirable. If the Company shall not have joined in such appointment within 15 days after the receipt by it of a request so to do, or in case an Event of Default shall have occurred and be continuing, the Trustee alone shall have the power to make such appointment. No co-trustee or separate trustee hereunder shall be required to meet the terms of eligibility as a successor trustee under Section 8.06 and no notice to Certificateholders of the appointment of any co-trustee or separate trustee shall be required under Section 8.08. Every separate trustee and co-trustee shall, to the extent permitted by law, be appointed and act subject to the following provisions and conditions: (i) All rights, powers, duties and obligations conferred or imposed upon the Trustee shall be conferred or imposed upon and exercised or performed by the Trustee and such separate trustee or co-trustee jointly (it being understood that such separate trustee or co-trustee is not authorized to act separately without the Trustee joining in such act), except to the extent that under any law of any jurisdiction in which any particular act or acts are to be performed (whether as Trustee hereunder or as successor to the Company hereunder), the Trustee shall be incompetent or unqualified to perform such act or acts, in which event such rights, powers, duties and obligations (including the holding of title to the Trust Fund or any portion thereof in any such jurisdiction) shall be exercised and performed singly by such separate trustee or co-trustee, but solely at the direction of the Trustee; (ii) No trustee hereunder shall be held personally liable by reason of any act or omission of any other trustee hereunder; and (iii) The Company and the Trustee acting jointly may at any time accept the resignation of or remove any separate trustee or co-trustee. Any notice, request or other writing given to the Trustee shall be deemed to have been given to each of the then separate trustees and co-trustees, as effectively as if given to each of them. Every instrument appointing any separate trustee or co-trustee shall refer to this Agreement and the conditions of this Article VIII. Each separate trustee and co-trustee, upon its acceptance of the trusts conferred, shall be vested with the estates or property specified in its instrument of appointment, either jointly with the Trustee or separately, as may be provided therein, subject to all the provisions of this Agreement, specifically including every provision of this Agreement relating to the conduct of, affecting the liability of, or affording protection to, the Trustee. Every such instrument shall be filed with the Trustee and a copy thereof given to the Company. Any separate trustee or co-trustee may, at any time, constitute the Trustee, its agent or attorney-in-fact, with full power and authority, to the extent not prohibited by law, to do any lawful act under or in respect of this Agreement on its behalf and in its name. If any separate trustee or co-trustee shall die, become incapable of acting, resign or be removed, all of its estates, properties, rights, remedies and trusts shall vest in and be exercised by the Trustee, to the extent permitted by law, without the appointment of a new or successor trustee. Section 8.11. Compliance with REMIC Provisions; Tax Returns. The Trustee shall at all times act in such a manner in the performance of its duties hereunder as shall be necessary to prevent each of the Upper-Tier REMIC and Lower-Tier REMIC from failing to qualify as a REMIC and to prevent the imposition of a tax on the Trust Fund or the related REMICs established hereunder. The Trustee, upon request, will furnish the Company with all such information within its possession as may be reasonably required in connection with the preparation of all tax returns of the Trust Fund and any Reserve Fund, and shall, upon request, execute such returns. ARTICLE IX TERMINATION Section 9.01. Termination upon Repurchase by the Company or Liquidation of All Mortgage Loans. Subject to Section 9.02, the respective obligations and responsibilities of the Company and the Trustee created hereby (other than the obligation of the Trustee to make certain payments to Certificateholders after the final Distribution Date and the obligation of the Trustee to send certain notices as hereinafter set forth) shall terminate upon the last action required to be taken by the Trustee on the final Distribution Date pursuant to this Article IX following the earlier of (a) the repurchase by the Company of all Mortgage Loans and all REO Mortgage Loans remaining in the Trust Fund at a price equal to the sum of (x) 100% of the unpaid principal balance of each Mortgage Loan (other than any REO Mortgage Loans described in the following clause) as of the first day of the month in which such purchase price is to be distributed to Certificateholders plus accrued and unpaid interest thereon at the applicable Net Mortgage Rate (less any amounts constituting previously unreimbursed Monthly Advances) to the first day of the month in which such purchase price is to be distributed to Certificateholders and (y) the appraised value of any REO Mortgage Loan (less the good faith estimate of the Company of Liquidation Expenses to be incurred in connection with its disposal thereof), such appraisal to be conducted by an appraiser mutually agreed upon by the Company and the Trustee, and (b) the later of the final payment or other liquidation (or any Monthly Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund or the disposition of all property acquired upon foreclosure or by deed in lieu of foreclosure of any Mortgage Loan; provided, however, that in no event shall the Trust Fund created hereby continue beyond the expiration of 21 years from the death of the last survivor of the descendants of Joseph P. Kennedy, the late ambassador of the United States of America to the Court of St. James's, living on the date of this Agreement. The right of the Company to repurchase all Mortgage Loans pursuant to clause (a) above shall be conditioned upon the aggregate of the Scheduled Principal Balance of the Outstanding Mortgage Loans, at the time of any such repurchase, aggregating less than 10 percent of the aggregate of the Scheduled Principal Balance of the Mortgage Loans as of the Cut-off Date. Notice of any termination, specifying the Distribution Date upon which the Certificateholders may surrender their Certificates to the Trustee for payment of the final distribution and cancellation, shall be given promptly by the Trustee by letter to Certificateholders mailed not earlier than the 15th day and not later than the 25th day of the month next preceding the month of such final distribution specifying (A) the Distribution Date upon which final payment of the Certificates will be made upon presentation and surrender of the Certificates at the office of the Trustee therein designated, (B) the amount of any such final payment and (C) that the Record Date otherwise applicable to such Distribution Date is not applicable, payments being made only upon presentation and surrender of the Certificates at the office of the Trustee therein specified. The Trustee shall give such notice to the Certificate Registrar at the time such notice is given to Certificateholders. In the event such notice is given in connection with the exercise by the Company of its right of repurchase, the Company shall deposit in the Certificate Account not later than 11:00 a.m. on the Business Day prior to the final Distribution Date in next-day funds an amount equal to the price described above. Upon presentation and surrender of the Certificates, the Trustee shall cause to be distributed to Certificateholders an amount equal to the price calculated as above provided, any such repurchase being in lieu of the distribution otherwise required to be made on the Distribution Date upon which the repurchase is effected. Upon certification to the Trustee by a Servicing Officer following such final deposit, the Trustee shall promptly release to the Company the Mortgage Files for the repurchased Mortgage Loans. On the final Distribution Date, the Trustee shall distribute amounts on deposit in the Certificate Account and, if applicable, in each Rounding Account and the Class A12 Interest Account, in accordance with the applicable priorities and uses provided by Sections 4.01 and 4.10. Distributions on each Certificate shall be made on the final Distribution Date in the manner specified in Section 4.02 but only upon presentation and surrender of the Certificates. In the event that all of the Certificateholders shall not surrender their Certificates for cancellation within six months after the date specified in the above-mentioned written notice, the Trustee shall give a second written notice to the remaining Certificateholders to surrender their Certificates for cancellation and receive the final distribution with respect thereto. If within one year after the second notice all the Certificates shall not have been surrendered for cancellation, the Trustee may take appropriate steps, or may appoint an agent to take appropriate steps, to contact the remaining Certificateholders concerning surrender of their Certificates, and the cost thereof shall be paid out of the funds and other assets which remain subject hereto. Section 9.02. Additional Termination Requirements. (a) In the event the Company exercises its purchase option as provided in Section 9.01, the Trust Fund and the related REMICs established hereunder shall be terminated in accordance with the following additional requirements, unless the Trustee has been supplied with an Opinion of Counsel to the effect that the failure to comply with the requirements of this Section 9.02 will not (i) result in the imposition of taxes on "prohibited transactions" of any such REMIC as defined in section 860F of the Code, or (ii) cause the Upper-Tier REMIC or Lower-Tier REMIC to fail to qualify as a REMIC at any time that any Certificates are outstanding: (i) Within 90 days prior to the final Distribution Date set forth in the notice given by the Trustee under Section 9.01, the Company shall prepare and the Trustee shall execute and adopt a plan of complete liquidation for such REMIC or REMICs within the meaning of section 860F(a)(4)(A)(i) of the Code, which shall be evidenced by such notice; and (ii) Within 90 days after the time of adoption of such a plan of complete liquidation, the Trustee shall sell all of the assets of the Trust Fund to the Company for cash in accordance with Section 9.01. (b) By their acceptance of the Residual Certificates, the Holders thereof hereby authorize the Trustee to adopt such a plan of complete liquidation which authorization shall be binding on all successor Holders of the Residual Certificates. (c) On the final federal income tax return for the related REMIC established hereunder, the Trustee will attach a statement specifying the date of the adoption of the plan of liquidation. ARTICLE X MISCELLANEOUS PROVISIONS Section 10.01. Amendment. This Agreement may be amended from time to time by the Company and the Trustee, without the consent of any of the Certificateholders, to cure any ambiguity, to correct or supplement any provisions herein or therein which may be defective or inconsistent with any other provisions herein, or to surrender any right or power herein conferred upon the Company, or to add any other provisions with respect to matters or questions arising under this Agreement, which shall not be materially inconsistent with the provisions of this Agreement; provided, however, that such action shall not, as evidenced by an Opinion of Counsel, adversely affect in any material respect the interests of any Certificateholder. Notwithstanding the foregoing, without the consent of the Certificateholders, the Trustee and the Company may at any time and from time to time amend this Agreement to modify, eliminate or add to any of its provisions to such extent as shall be necessary or appropriate to maintain the qualification of each of the Upper-Tier REMIC or Lower-Tier REMIC as a REMIC under the Code or to avoid or minimize the risk of the imposition of any tax on the Trust Fund pursuant to the Code that would be a claim against the Trust Fund at any time prior to the final redemption of the Certificates, provided that the Trustee has obtained an opinion of independent counsel (which opinion also shall be addressed to the Company) to the effect that such action is necessary or appropriate to maintain such qualification or to avoid or minimize the risk of the imposition of such a tax. This Agreement may also be amended from time to time by the Company and the Trustee with the consent of Holders of Certificates evidencing (i) not less than 66% of the Voting Rights of all the Certificates or (ii) Percentage Interests aggregating not less than 66% of each Class affected by such amendment, for the purpose of adding any provisions to or changing in any manner or eliminating any of the provisions of this Agreement, or of modifying in any manner the rights of the Holders of Certificates; provided, however, that no such amendment shall (a) reduce in any manner the amount of, or delay the timing of, collections of payments on the Mortgage Loans or distributions which are required to be made on any Certificate without the consent of the Holder of such Certificate, (b) adversely affect in any material respects the interests of the Holders of any Class of Certificates in any manner other than as described in (a), without the consent of the Holders of Certificates evidencing Percentage Interests aggregating not less than 66% of such Class, or (c) reduce the aforesaid percentages of Certificates of any Class required to consent to any such amendment, without the consent of the Holders of all Certificates of such Class then outstanding. For purposes of this paragraph, references to "Holder" or "Holders" shall be deemed to include, in the case of any Class of Book-Entry Certificates, the related Certificate Owners. Notwithstanding any contrary provision of this Agreement, the Trustee shall not consent to any amendment to this Agreement unless it shall have first received an Opinion of Counsel to the effect that such amendment will not subject the Trust Fund to tax or cause either of the Upper-Tier REMIC or Lower-Tier REMIC to fail to qualify as a REMIC at any time that any Certificates are outstanding. Promptly after the execution of any such amendment or consent the Trustee shall furnish written notification of the substance of such amendment to each Certificateholder. It shall not be necessary for the consent of Certificateholders under this Section 10.01 to approve the particular form of any proposed amendment, but it shall be sufficient if such consent shall approve the substance thereof. The manner of obtaining such consents and of evidencing the authorization of the execution thereof by Certificateholders shall be subject to such reasonable requirements as the Trustee may prescribe. Section 10.02. Recordation of Agreement. This Agreement is subject to recordation in all appropriate public offices for real property records in all the counties or other comparable jurisdictions in which any or all of the properties subject to the Mortgages are situated, and in any other appropriate public recording office or elsewhere, such recordation to be effected by the Company and at its expense on direction by the Trustee, but only upon direction of the Trustee accompanied by an Opinion of Counsel to the effect that such recordation materially and beneficially affects the interests of Certificateholders. For the purpose of facilitating the recordation of this Agreement as herein provided and for other purposes, this Agreement may be executed simultaneously in any number of counterparts, each of which counterparts shall be deemed to be an original, and such counterparts shall constitute but one and the same instrument. Section 10.03. Limitation on Rights of Certificateholders. The death or incapacity of any Certificateholder shall not operate to terminate this Agreement or the Trust Fund, nor entitle such Certificateholder's legal representatives or heirs to claim an accounting or to take any action or commence any proceeding in any court for a partition or winding up of the Trust Fund, nor otherwise affect the rights, obligations and liabilities of the parties hereto or any of them. No Certificateholder shall have any right to vote (except as provided in Section 10.01) or in any manner otherwise control the operation and management of the Trust Fund, or the obligations of the parties hereto, nor shall anything herein set forth, or contained in the terms of the Certificates, be construed so as to constitute the Certificateholders from time to time as partners or members of an association; nor shall any Certificateholder be under any liability to any third person by reason of any action taken by the parties to this Agreement pursuant to any provision hereof. No Certificateholder shall have any right by virtue or by availing itself of any provisions of this Agreement to institute any suit, action or proceeding in equity or at law upon or under or with respect to this Agreement, unless such Holder previously shall have given to the Trustee a written notice of default and of the continuance thereof, as hereinbefore provided, and unless also the Holders of Certificates of each Class affected thereby evidencing, as to each such Class, Percentage Interests aggregating not less than 25% shall have made written request upon the Trustee to institute such action, suit or proceeding in its own name as Trustee hereunder and shall have offered to the Trustee such reasonable indemnity as it may require against the costs, expenses and liabilities to be incurred therein or thereby, and the Trustee, for 60 days after its receipt of such notice, request and offer of indemnity, shall have neglected or refused to institute any such action, suit or proceeding; it being understood and intended, and being expressly covenanted by each Certificateholder with every other Certificateholder and the Trustee, that no one or more Holders of Certificates shall have any right in any manner whatever by virtue or by availing itself or themselves of any provisions of this Agreement to affect, disturb or prejudice the rights of the Holders of any other of the Certificates, or to obtain or seek to obtain priority over or preference to any other such Holder, or to enforce any right under this Agreement, except in the manner herein provided and for the equal, ratable and common benefit of all Certificateholders. For the protection and enforcement of the provisions of this Section 10.03, each and every Certificateholder and the Trustee shall be entitled to such relief as can be given either at law or in equity. Section 10.04. Governing Law. THIS AGREEMENT SHALL BE CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES HEREUNDER SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS. Section 10.05. Notices. All demands, notices and communications hereunder shall be in writing and shall be deemed to have been duly given if personally delivered at or mailed by certified mail, return receipt requested, (a) in the case of the Company, to GE Capital Mortgage Services, Inc., 3 Executive Campus, Cherry Hill, New Jersey 08002, Attention: General Counsel, (b) in the case of the Trustee, to State Street Bank and Trust Company, Corporate Trust Department, 225 Franklin Street, Boston, Massachusetts 02110, (c) in the case of Fitch, to Fitch IBCA, Inc., One State Street Plaza, New York, New York 10004, Attention: Structured Finance Surveillance, and (d) in the case of S&P, Standard and Poor's Ratings Services, 26 Broadway, 10th Floor, New York, New York 10004, Attention: Residential Mortgage Surveillance, or, as to each such Person, at such other address as shall be designated by such Person in a written notice to each other named Person. Any notice required or permitted to be mailed to a Certificateholder shall be given by first class mail, postage prepaid, at the address of such Holder as shown in the Certificate Register. Any notice so mailed within the time prescribed in this Agreement shall be conclusively presumed to have been duly given, whether or not the Certificateholder receives such notice. Section 10.06. Notices to the Rating Agencies. The Company shall deliver written notice of the following events to each Rating Agency promptly following the occurrence thereof: material amendment to this Agreement; any Event of Default; any Trigger Event; change in or termination of the Trustee; removal of the Company or any successor servicer as servicer; repurchase or replacement of any Defective Mortgage Loan pursuant to Section 2.03; and final payment to Certificateholders. In addition, the Company shall deliver copies of the following documents to each Rating Agency at the time such documents are required to be delivered pursuant to this Agreement: monthly statements to Certificateholders pursuant to Section 4.05, annual report of independent accountants pursuant to Section 3.13 and annual servicer compliance report pursuant to Section 3.12. Notwithstanding the foregoing, the failure to deliver such notices or copies shall not constitute an Event of Default under this Agreement. Section 10.07. Severability of Provisions. If any one or more of the covenants, agreements, provisions or terms of this Agreement shall be for any reason whatsoever held invalid, then to the extent permitted by law such covenants, agreements, provisions or terms shall be deemed severable from the remaining covenants, agreements, provisions or terms of this Agreement and shall in no way affect the validity or enforceability of the other provisions of this Agreement or of the Certificates or the rights of the Holders thereof. Section 10.08. Certificates Nonassessable and Fully Paid. It is the intention of the Trustee that Certificateholders shall not be personally liable for obligations of the Trust Fund, that the beneficial ownership interests represented by the Certificates shall be nonassessable for any losses or expenses of the Trust Fund or for any reason whatsoever, and that Certificates upon execution, countersignature and delivery thereof by the Trustee are and shall be deemed fully paid. * * * IN WITNESS WHEREOF, the Company and the Trustee have caused this Agreement to be duly executed by their respective officers and their respective seals, duly attested, to be hereunto affixed, all as of the day and year first above written. GE CAPITAL MORTGAGE SERVICES, INC. By:____________________________________ Name: Title: [SEAL] Attest: By:____________________________________ Name: Title: STATE STREET BANK AND TRUST COMPANY, as Trustee By:______________________________________ Name: Title: [SEAL] Attest: By:____________________________________ Name: Title: State of New Jersey ) ) ss.: County of Camden ) On the day of May, 1999 before me, a notary public in and for the State of New Jersey, personally appeared _______________________, known to me who, being by me duly sworn, did depose and say that he/she resides at ______________________________________________________________________________; that he/she is a(n) _________________________ of GE Capital Mortgage Services, Inc., a corporation formed under the laws of the State of New Jersey, one of the parties that executed the foregoing instrument; that he/she knows the seal of said corporation; that the seal affixed to said instrument is such corporate seal; that it was so affixed by order of the Board of Directors of said corporation; and that he/she signed his/her name thereto by like order. _________________________________ Notary Public [Notarial Seal] The Commonwealth of Massachusetts ) ) ss.: County of Suffolk ) On the day of May, 1999 before me, a notary public in and for the Commonwealth of Massachusetts, personally appeared ____________________, known to me who, being by me duly sworn, did depose and say that he/she resides at _______________________________________________________________________________; that he/she is a(n) __________________________________ of State Street Bank and Trust Company, one of the parties that executed the foregoing instrument; that he/she knows the seal of said Bank; that the seal affixed to said instrument is such corporate seal; that it was so affixed by order of the Board of Directors of said Bank; and that he/she signed his/her name thereto by order of the Board of Directors of said Bank. _________________________________ Notary Public [Notarial Seal] EXHIBIT A FORMS OF CERTIFICATES PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11 evidencing a beneficial ownership interest in a trust fund which consists primarily of a pool of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A1 Certificate Principal Balance: Class A1 $30,939,608 Certificate Interest Initial Certificate Principal Rate per annum: 5.95% Balance of this Certificate: $ Cut-off Date: May 1, 1999 First Distribution Date: CUSIP:36157RX83 June 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A1 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of May 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in June 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency maintained for that purpose by the Trustee in New York, New York. This Certificate is one of a duly authorized issue of Certificates designated as REMIC Mortgage Pass-Through Certificates, Series 1999-11, issued in thirty-two Classes (Class A1, Class A2, Class A3, Class A4, Class A5, Class A6, Class A7, Class A8, Class A9, Class A10, Class A11, Class A12, Class A13, Class A14, Class A15, Class A16, Class A17, Class A18, Class A19, Class A20, Class A21, Class A22, Class S, Class R, Class RL, Class PO, Class M, Class B1, Class B2, Class B3, Class B4 and Class B5, herein called the "Certificates"). The Certificates are limited in right of payment to certain payments on and collections in respect of the Mortgage Loans, all as more specifically set forth in the Agreement. The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Certificate Account for payment hereunder and that the Trustee in its individual capacity is not personally liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement. As provided in the Agreement and with certain exceptions therein provided, certain losses on the Mortgage Loans resulting from defaults by Mortgagors will be borne by the Holders of the Class M, Class B1, Class B2, Class B3, Class B4 and Class B5 Certificates before such losses will be borne by the Holders of the other Classes of the Certificates. This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee. The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Company and the rights of the Certificateholders under the Agreement at any time by the Company and the Trustee with the consent of the Holders of Certificates evidencing not less than 66% of all the Voting Rights as defined in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange herefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates. No transfer of any Class M, Class B1, Class B2, Class B3, Class B4 or Class B5 Certificate which is in the form of a Definitive Certificate shall be made to any Person unless the Trustee has received (i) a certificate from such transferee to the effect that such transferee (x) is not an employee benefit plan subject to the Employee Retirement Income Security Act of 1974, as amended ("ERISA") or a plan subject to Section 4975 of the Internal Revenue Code of 1986, as amended ("Section 4975") (a "Plan") or a Person that is using the assets of a Plan to acquire such Certificate or (y) is an insurance company investing assets of its general account and the exemption provided by Section III(a) of Department of Labor Prohibited Transaction Exemption 95-60, 60 Fed. Reg. 35925 (July 12, 1995) (the "Exemption") applies to such transferee's acquisition and holding of such Certificate, or (ii) an opinion of counsel satisfactory to the Trustee, which opinion shall not be an expense of the Trustee or the Company, to the effect that the purchase and holding of such Certificate will not constitute or result in the assets of the Trust Fund being deemed to be "plan assets" and subject to the prohibited transaction provisions of ERISA or Section 4975 and will not subject the Trustee or the Company to any obligation in addition to those undertaken in the Agreement; provided, however, that the Trustee will not require such certificate or opinion in the event that, as a result of a change of law or otherwise, counsel satisfactory to the Trustee has rendered an opinion to the effect that the purchase and holding of a Class M, Class B1, Class B2, Class B3, Class B4 or Class B5 Certificate by a Plan or a Person that is purchasing or holding such Certificate with the assets of a Plan will not constitute or result in a prohibited transaction under ERISA or Section 4975. No transfer of any Class R or Class RL Certificate shall be made to any Person unless the Trustee has received a certificate from such transferee to the effect that, among other things, such transferee (x) is not an employee benefit plan subject to ERISA or a Plan or a Person that is using the assets of a Plan to acquire any such Class R or Class RL Certificate or (y) is an insurance company investing assets of its general account and the Exemption applies to such transferee's acquisition and holding of any such Class R or Class RL Certificate. As provided in the Agreement, and subject to certain limitations therein set forth, the transfer of this Certificate is registerable in the Certificate Register of the Trustee upon surrender of this Certificate for registration of transfer at the office or agency maintained by the Trustee in the city in which the Corporate Trust Office of the Trustee is located or in the City of New York, accompanied by a written instrument of transfer in form satisfactory to the Company, the Trustee, and the Certificate Registrar duly executed by the Holder hereof or such Holder's attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class of authorized denominations evidencing the same aggregate Percentage Interest will be issued to the designated transferee or transferees. The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class of authorized denominations evidencing the same aggregate Percentage Interest as requested by the Holder surrendering the same. No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Trustee and the Certificate Registrar and any agent of the Trustee or the Certificate Registrar may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and neither the Trustee, the Certificate Registrar nor any such agent shall be affected by any notice to the contrary. The obligations and responsibilities created by the Agreement, and the Trust Fund created thereby shall terminate upon payment to the Certificateholders, or provision therefor, in accordance with the Agreement following the earlier of (a) the repurchase by the Company of all Mortgage Loans and all property acquired in respect of any Mortgage Loan remaining in the Trust Fund at a price equal to the sum of (x) 100% of the unpaid principal balance of each Mortgage Loan (other than a Mortgage Loan described in clause (y)) plus accrued and unpaid interest thereon at the rate provided for in the Agreement (less any amounts representing previously unreimbursed Monthly Advances) and (y) the appraised value of any property acquired in respect of a Mortgage Loan determined as provided in the Agreement, and (b) the later of the final payment or other liquidation (or any Monthly Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and the disposition of all property acquired upon foreclosure or by deed in lieu of foreclosure of any Mortgage Loan. The right of the Company to repurchase all the Mortgage Loans and property in respect of Mortgage Loans is subject to the Pool Scheduled Principal Balance at the time of repurchase being less than 10 percent of the Pool Scheduled Principal Balance as of the Cut-off Date. The Company's exercise of such right will result in early retirement of the Certificates. Unless this Certificate has been countersigned by the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose. IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed under its official seal. STATE STREET BANK AND TRUST COMPANY, not in its individual capacity but solely as Trustee (SEAL) By:___________________________ Name: Title: Countersigned: By_______________________ Authorized Signatory of STATE STREET BANK AND TRUST COMPANY, not in its individual capacity but solely as Trustee Dated:___________________ ASSIGNMENT FOR VALUE RECEIVED the undersigned hereby sell(s), assign(s) and transfer(s) unto Please insert social security or other identifying number of assignee _____________________________________________________________ _____________________________________________________________ (Please print or typewrite name and address including postal zip code of assignee) _____________________________________________________________ this Certificate evidencing a Percentage Interest in certain distributions with respect to the Trust Fund and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of said Trust Fund. I (we) further direct the Certificate Registrar to issue a new Certificate of like Class and Percentage Interest, to the above named assignee and deliver such Certificate to the following address: _____________________________________________________________ _____________________________________________________________ _____________________________________________________________ Dated:___________________ _____________________________________ Signature by or on behalf of assignor _________________________ *Signature Guaranteed* *The signature hereon must be guaranteed by a bank, trust company or broker of the signatory who is a member of a signature guarantee medallion program. PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11 evidencing a beneficial ownership interest in a trust fund which consists primarily of a pool of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A2 Certificate Principal Balance: Class A2 $45,707,200 Certificate Interest Initial Certificate Principal Rate per annum: 6.00% Balance of this Certificate: $ Cut-off Date: May 1, 1999 First Distribution Date: CUSIP:36157RX91 June 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A2 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of May 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in June 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11 evidencing a beneficial ownership interest in a trust fund which consists primarily of a pool of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A3 Certificate Principal Balance: Class A3 $171,374,222 Certificate Interest Initial Certificate Principal Rate per annum: 6.25% Balance of this Certificate $ Cut-off Date: May 1, 1999 First Distribution Date: CUSIP:36157RY25 June 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A3 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of May 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in June 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11 evidencing a beneficial ownership interest in a trust fund which consists primarily of a pool of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A4 Certificate Principal Balance: Class A4 $41,356,970 Certificate Interest Initial Certificate Principal Rate per annum: Variable Balance of this Certificate: $ Cut-off Date: May 1, 1999 First Distribution Date: CUSIP:36157RY33 June 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A4 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of May 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in June 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable PRINCIPAL WILL NOT BE DISTRIBUTABLE IN RESPECT OF THIS CERTIFICATE. INTEREST IS CALCULATED ON THIS CERTIFICATE BASED ON THE NOTIONAL PRINCIPAL BALANCE HEREOF, WHICH IS EQUAL TO THE CLASS CERTIFICATE PRINCIPAL BALANCE OF ONE OR MORE CLASSES OF CERTIFICATES. ACCORDINGLY, THE NOTIONAL PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL NOTIONAL PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11 evidencing a beneficial ownership interest in a trust fund which consists primarily of a pool of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A5 Certificate Notional Balance: Class A5 $41,356,970 Certificate Interest Initial Certificate Notional Rate per annum: Variable Balance of this Certificate: $ Cut-off Date: May 1, 1999 First Distribution Date: CUSIP:36157RY41 June 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A5 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of May 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in June 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11 evidencing a beneficial ownership interest in a trust fund which consists primarily of a pool of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A6 Certificate Principal Balance: Class A6 $236,250,000 Certificate Interest Initial Certificate Principal Rate per annum: 6.50% Balance of this Certificate: $ Cut-off Date: May 1, 1999 First Distribution Date: CUSIP:36157RY58 June 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A6 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of May 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in June 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11 evidencing a beneficial ownership interest in a trust fund which consists primarily of a pool of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A7 Certificate Principal Balance: Class A7 $150,998,836 Certificate Interest Initial Certificate Principal Rate per annum: 6.50% Balance of this Certificate: $ Cut-off Date: May 1, 1999 First Distribution Date: CUSIP:36157RY66 June 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A7 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of May 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in June 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11 evidencing a beneficial ownership interest in a trust fund which consists primarily of a pool of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A8 Certificate Principal Balance: Class A8 $53,979,484 Certificate Interest Initial Certificate Principal Rate per annum: 6.50% Balance of this Certificate: $ Cut-off Date: May 1, 1999 First Distribution Date: CUSIP:36157RY74 June 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A8 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of May 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in June 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11 evidencing a beneficial ownership interest in a trust fund which consists primarily of a pool of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A9 Certificate Principal Balance: Class A9 $1,000,000 Certificate Interest Initial Certificate Principal Rate per annum: 6.50% Balance of this Certificate: $ Cut-off Date: May 1, 1999 First Distribution Date: CUSIP:36157RY82 June 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A9 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of May 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in June 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11 evidencing a beneficial ownership interest in a trust fund which consists primarily of a pool of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A10 Certificate Principal Balance: Class A10 $18,929,196 Certificate Interest Initial Certificate Principal Rate per annum: 6.50% Balance of this Certificate: $ Cut-off Date: May 1, 1999 First Distribution Date: CUSIP:36157RY90 June 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A10 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of May 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in June 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11 evidencing a beneficial ownership interest in a trust fund which consists primarily of a pool of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A11 Certificate Principal Balance: Class A11 $6,694,000 Certificate Interest Initial Certificate Principal Rate per annum: 6.50% Balance of this Certificate: $ Cut-off Date: May 1, 1999 First Distribution Date: CUSIP:36157RZ24 June 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A11 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of May 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in June 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11 evidencing a beneficial ownership interest in a trust fund which consists primarily of a pool of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A12 Certificate Principal Balance: Class A12 $1,306,000 Certificate Interest Initial Certificate Principal Rate per annum: Variable Balance of this Certificate: $ Cut-off Date: May 1, 1999 First Distribution Date: CUSIP:36157RZ32 June 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A12 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of May 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in June 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11 evidencing a beneficial ownership interest in a trust fund which consists primarily of a pool of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A13 Certificate Principal Balance: Class A13 $21,000,000 Certificate Interest Initial Certificate Principal Rate per annum: Variable Balance of this Certificate: $ Cut-off Date: May 1, 1999 First Distribution Date: CUSIP:36157RZ40 June 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A13 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of May 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in June 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11 evidencing a beneficial ownership interest in a trust fund which consists primarily of a pool of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A14 Certificate Principal Balance: Class A14 $6,461,538 Certificate Interest Initial Certificate Principal Rate per annum: Variable Balance of this Certificate: $ Cut-off Date: May 1, 1999 First Distribution Date: CUSIP:36157RZ57 June 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A14 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of May 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in June 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11 evidencing a beneficial ownership interest in a trust fund which consists primarily of a pool of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A15 Certificate Principal Balance: Class A15 $5,000,000 Certificate Interest Initial Certificate Principal Rate per annum: 6.50% Balance of this Certificate: $ Cut-off Date: May 1, 1999 First Distribution Date: CUSIP:36157RZ65 June 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A15 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of May 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in June 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11 evidencing a beneficial ownership interest in a trust fund which consists primarily of a pool of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A16 Certificate Principal Balance: Class A16 $5,000,000 Certificate Interest Initial Certificate Principal Rate per annum: 6.50% Balance of this Certificate: $ Cut-off Date: May 1, 1999 First Distribution Date: CUSIP:36157RZ73 June 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A16 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of May 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in June 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11 evidencing a beneficial ownership interest in a trust fund which consists primarily of a pool of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A17 Certificate Principal Balance: Class A17 $5,000,000 Certificate Interest Initial Certificate Principal Rate per annum: 6.50% Balance of this Certificate: $ Cut-off Date: May 1, 1999 First Distribution Date: CUSIP:36157RZ81 June 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A17 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of May 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in June 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11 evidencing a beneficial ownership interest in a trust fund which consists primarily of a pool of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A18 Certificate Principal Balance: Class A18 $5,630,052 Certificate Interest Initial Certificate Principal Rate per annum: 6.75% Balance of this Certificate: $ Cut-off Date: May 1, 1999 First Distribution Date: CUSIP:36157RZ99 June 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A18 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of May 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in June 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11 evidencing a beneficial ownership interest in a trust fund which consists primarily of a pool of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A19 Certificate Principal Balance: Class A19 $5,630,052 Certificate Interest Initial Certificate Principal Rate per annum: 7.00% Balance of this Certificate: $ Cut-off Date: May 1, 1999 First Distribution Date: CUSIP:36157R2A2 June 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A19 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of May 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in June 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11 evidencing a beneficial ownership interest in a trust fund which consists primarily of a pool of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A20 Certificate Principal Balance: Class A20 $649,621 Certificate Interest Initial Certificate Principal Rate per annum: Balance of this Certificate: non-interest bearing $ Cut-off Date: May 1, 1999 First Distribution Date: CUSIP:36157R2B0 June 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A20 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of May 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in June 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11 evidencing a beneficial ownership interest in a trust fund which consists primarily of a pool of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A21 Certificate Principal Balance: Class A21 $5,000,000 Certificate Interest Initial Certificate Principal Rate per annum: 6.50% Balance of this Certificate: $ Cut-off Date: May 1, 1999 First Distribution Date: CUSIP:36157R2C8 June 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A21 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of May 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in June 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11 evidencing a beneficial ownership interest in a trust fund which consists primarily of a pool of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A22 Certificate Principal Balance: Class A22 $95,240,025 Certificate Interest Initial Certificate Principal Rate per annum: 6.50% Balance of this Certificate: $ Cut-off Date: May 1, 1999 First Distribution Date: CUSIP:36157R2D6 June 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A22 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of May 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in June 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). TRANSFER OF THIS CERTIFICATE IS RESTRICTED AS PROVIDED IN SECTION 5.02 OF THE AGREEMENT. FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS THE "RESIDUAL INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(2) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE "CODE"). A TRANSFEREE OF THIS CERTIFICATE, BY ACCEPTANCE HEREOF, IS DEEMED TO HAVE ACCEPTED THIS CERTIFICATE SUBJECT TO CERTAIN RESTRICTIONS ON TRANSFERABILITY AS SET FORTH IN THE AGREEMENT, AND SHALL BE REQUIRED TO FURNISH AN AFFIDAVIT TO THE TRANSFEROR AND THE TRUSTEE TO THE EFFECT THAT IT IS NOT A DISQUALIFIED ORGANIZATION, AS SUCH TERM IS DEFINED IN CODE SECTION 860E(e)(5), AN AGENT (INCLUDING A BROKER, NOMINEE OR OTHER MIDDLEMAN) FOR SUCH DISQUALIFIED ORGANIZATION, OR AN ENTITY THAT HOLDS REMIC RESIDUAL SECURITIES AS NOMINEE TO FACILITATE THE CLEARANCE AND SETTLEMENT OF SUCH SECURITIES THROUGH BOOK-ENTRY CHANGES IN ACCOUNTS OF PARTICIPATING ORGANIZATIONS (A "BOOK-ENTRY NOMINEE") AND TO HAVE AGREED TO SUCH AMENDMENTS TO THE AGREEMENT AS MAY BE REQUIRED TO FURTHER EFFECTUATE THE RESTRICTIONS ON TRANSFERS TO DISQUALIFIED ORGANIZATIONS, AGENTS THEREOF OR BOOK-ENTRY NOMINEES. THE HOLDER OF THIS CLASS R OR CLASS RL CERTIFICATE, BY ACCEPTANCE HEREOF, IS DEEMED TO HAVE IRREVOCABLY APPOINTED THE COMPANY (AS DEFINED HEREIN) AS ITS AGENT AND ATTORNEY-IN-FACT TO ACT AS "TAX MATTERS PERSON" OF THE REMIC TO PERFORM THE FUNCTIONS OF A "TAX MATTERS PARTNER" FOR PURPOSES OF SUBCHAPTER C OF CHAPTER 63 OF SUBTITLE F OF THE CODE, WITH RESPECT TO THE TRUST FUND. THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY DISQUALIFIED ORGANIZATION, BOOK-ENTRY NOMINEE OR NON-PERMITTED FOREIGN HOLDER, AS DEFINED IN THE AGREEMENT OR TO ANY EMPLOYEE BENEFIT PLAN SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA") OR A PLAN SUBJECT TO SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED ("SECTION 4975") (A "PLAN") OR A PERSON THAT IS USING THE ASSETS OF A PLAN TO ACQUIRE THIS CERTIFICATE, EXCEPT AS DESCRIBED HEREIN. THE TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN OTHER RESTRICTIONS AS SET FORTH HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11 evidencing a beneficial ownership interest in a trust fund which consists primarily of a pool of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class R Certificate Principal Balance: Class R $100 Certificate Interest Initial Certificate Principal Rate per annum: 6.50% Balance of this Certificate: $ Cut-off Date: May 1, 1999 First Distribution Date: CUSIP: 36157R2E4 June 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class R Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of May 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in June 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency maintained for that purpose by the Trustee in New York, New York. This Certificate is one of a duly authorized issue of Certificates designated as REMIC Mortgage Pass-Through Certificates, Series 1999-11, issued in thirty-two Classes (Class A1, Class A2, Class A3, Class A4, Class A5, Class A6, Class A7, Class A8, Class A9, Class A10, Class A11, Class A12, Class A13, Class A14, Class A15, Class A16, Class A17, Class A18, Class A19, Class A20, Class A21, Class A22, Class S, Class R, Class RL, Class PO, Class M, Class B1, Class B2, Class B3, Class B4 and Class B5, herein called the "Certificates"). The Certificates are limited in right of payment to certain payments on and collections in respect of the Mortgage Loans, all as more specifically set forth in the Agreement. The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Certificate Account for payment hereunder and that the Trustee in its individual capacity is not personally liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement. As provided in the Agreement and with certain exceptions therein provided, certain losses on the Mortgage Loans resulting from defaults by Mortgagors will be borne by the Holders of the Class M, Class B1, Class B2, Class B3, Class B4 and Class B5 Certificates before such losses will be borne by the Holders of the other Classes of the Certificates. This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee. The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Company and the rights of the Certificateholders under the Agreement at any time by the Company and the Trustee with the consent of the Holders of Certificates evidencing not less than 66% of all the Voting Rights as defined in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange herefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates. No transfer of any Class M, Class B1, Class B2, Class B3, Class B4 or Class B5 Certificate which is in the form of a Definitive Certificate shall be made to any Person unless the Trustee has received (i) a certificate from such transferee to the effect that such transferee (x) is not an employee benefit plan subject to the Employee Retirement Income Security Act of 1974, as amended ("ERISA") or a plan subject to Section 4975 of the Internal Revenue Code of 1986, as amended ("Section 4975") (a "Plan") or a Person that is using the assets of a Plan to acquire such Certificate or (y) is an insurance company investing assets of its general account and the exemption provided by Section III(a) of Department of Labor Prohibited Transaction Exemption 95-60, 60 Fed. Reg. 35925 (July 12, 1995) (the "Exemption") applies to such transferee's acquisition and holding of such Certificate, or (ii) an opinion of counsel satisfactory to the Trustee, which opinion shall not be an expense of the Trustee or the Company, to the effect that the purchase and holding of such Certificate will not constitute or result in the assets of the Trust Fund being deemed to be "plan assets" and subject to the prohibited transaction provisions of ERISA or Section 4975 and will not subject the Trustee or the Company to any obligation in addition to those undertaken in the Agreement; provided, however, that the Trustee will not require such certificate or opinion in the event that, as a result of a change of law or otherwise, counsel satisfactory to the Trustee has rendered an opinion to the effect that the purchase and holding of a Class M, Class B1, Class B2, Class B3, Class B4 or Class B5 Certificate by a Plan or a Person that is purchasing or holding such Certificate with the assets of a Plan will not constitute or result in a prohibited transaction under ERISA or Section 4975. No transfer of any Class R or Class RL Certificate shall be made to any Person unless the Trustee has received a certificate from such transferee to the effect that, among other things, such transferee (x) is not an employee benefit plan subject to ERISA or a Plan or a Person that is using the assets of a Plan to acquire any such Class R or Class RL Certificate or (y) is an insurance company investing assets of its general account and the Exemption applies to such transferee's acquisition and holding of any such Class R or Class RL Certificate. As provided in the Agreement, and subject to certain limitations therein set forth, the transfer of this Certificate is registerable in the Certificate Register of the Trustee upon surrender of this Certificate for registration of transfer at the office or agency maintained by the Trustee in the city in which the Corporate Trust Office of the Trustee is located or in the City of New York, accompanied by a written instrument of transfer in form satisfactory to the Company, the Trustee, and the Certificate Registrar duly executed by the Holder hereof or such Holder's attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class of authorized denominations evidencing the same aggregate Percentage Interest will be issued to the designated transferee or transferees. The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class of authorized denominations evidencing the same aggregate Percentage Interest as requested by the Holder surrendering the same. No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Trustee and the Certificate Registrar and any agent of the Trustee or the Certificate Registrar may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and neither the Trustee, the Certificate Registrar nor any such agent shall be affected by any notice to the contrary. The obligations and responsibilities created by the Agreement, and the Trust Fund created thereby shall terminate upon payment to the Certificateholders, or provision therefor, in accordance with the Agreement following the earlier of (a) the repurchase by the Company of all Mortgage Loans and all property acquired in respect of any Mortgage Loan remaining in the Trust Fund at a price equal to the sum of (x) 100% of the unpaid principal balance of each Mortgage Loan (other than a Mortgage Loan described in clause (y)) plus accrued and unpaid interest thereon at the rate provided for in the Agreement (less any amounts representing previously unreimbursed Monthly Advances) and (y) the appraised value of any property acquired in respect of a Mortgage Loan determined as provided in the Agreement, and (b) the later of the final payment or other liquidation (or any Monthly Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and the disposition of all property acquired upon foreclosure or by deed in lieu of foreclosure of any Mortgage Loan. The right of the Company to repurchase all the Mortgage Loans and property in respect of Mortgage Loans is subject to the Pool Scheduled Principal Balance at the time of repurchase being less than 10 percent of the Pool Scheduled Principal Balance as of the Cut-off Date. The Company's exercise of such right will result in early retirement of the Certificates. Unless this Certificate has been countersigned by the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose. IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed under its official seal. STATE STREET BANK AND TRUST COMPANY, not in its individual capacity but solely as Trustee (SEAL) By:___________________________ Name: Title: Countersigned: By_______________________ Authorized Signatory of STATE STREET BANK AND TRUST COMPANY, not in its individual capacity but solely as Trustee Dated:___________________ ASSIGNMENT FOR VALUE RECEIVED the undersigned hereby sell(s), assign(s) and transfer(s) unto Please insert social security or other identifying number of assignee _____________________________________________________________ _____________________________________________________________ (Please print or typewrite name and address including postal zip code of assignee) _____________________________________________________________ this Certificate evidencing a Percentage Interest in certain distributions with respect to the Trust Fund and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of said Trust Fund. I (we) further direct the Certificate Registrar to issue a new Certificate of like Class and Percentage Interest, to the above named assignee and deliver such Certificate to the following address: _____________________________________________________________ _____________________________________________________________ _____________________________________________________________ Dated:___________________ _____________________________________ Signature by or on behalf of assignor _________________________ *Signature Guaranteed* *The signature hereon must be guaranteed by a bank, trust company or broker of the signatory who is a member of a signature guarantee medallion program. PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). TRANSFER OF THIS CERTIFICATE IS RESTRICTED AS PROVIDED IN SECTION 5.02 OF THE AGREEMENT. FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS THE "RESIDUAL INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(2) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE "CODE"). A TRANSFEREE OF THIS CERTIFICATE, BY ACCEPTANCE HEREOF, IS DEEMED TO HAVE ACCEPTED THIS CERTIFICATE SUBJECT TO CERTAIN RESTRICTIONS ON TRANSFERABILITY AS SET FORTH IN THE AGREEMENT, AND SHALL BE REQUIRED TO FURNISH AN AFFIDAVIT TO THE TRANSFEROR AND THE TRUSTEE TO THE EFFECT THAT IT IS NOT A DISQUALIFIED ORGANIZATION, AS SUCH TERM IS DEFINED IN CODE SECTION 860E(e)(5), AN AGENT (INCLUDING A BROKER, NOMINEE OR OTHER MIDDLEMAN) FOR SUCH DISQUALIFIED ORGANIZATION, OR AN ENTITY THAT HOLDS REMIC RESIDUAL SECURITIES AS NOMINEE TO FACILITATE THE CLEARANCE AND SETTLEMENT OF SUCH SECURITIES THROUGH BOOK-ENTRY CHANGES IN ACCOUNTS OF PARTICIPATING ORGANIZATIONS (A "BOOK-ENTRY NOMINEE") AND TO HAVE AGREED TO SUCH AMENDMENTS TO THE AGREEMENT AS MAY BE REQUIRED TO FURTHER EFFECTUATE THE RESTRICTIONS ON TRANSFERS TO DISQUALIFIED ORGANIZATIONS, AGENTS THEREOF OR BOOK-ENTRY NOMINEES. THE HOLDER OF THIS CLASS R OR CLASS RL CERTIFICATE, BY ACCEPTANCE HEREOF, IS DEEMED TO HAVE IRREVOCABLY APPOINTED THE COMPANY (AS DEFINED HEREIN) AS ITS AGENT AND ATTORNEY-IN-FACT TO ACT AS "TAX MATTERS PERSON" OF THE REMIC TO PERFORM THE FUNCTIONS OF A "TAX MATTERS PARTNER" FOR PURPOSES OF SUBCHAPTER C OF CHAPTER 63 OF SUBTITLE F OF THE CODE, WITH RESPECT TO THE TRUST FUND. THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY DISQUALIFIED ORGANIZATION, BOOK-ENTRY NOMINEE OR NON-PERMITTED FOREIGN HOLDER, AS DEFINED IN THE AGREEMENT OR TO ANY EMPLOYEE BENEFIT PLAN SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA") OR A PLAN SUBJECT TO SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED ("SECTION 4975") (A "PLAN") OR A PERSON THAT IS USING THE ASSETS OF A PLAN TO ACQUIRE THIS CERTIFICATE, EXCEPT AS DESCRIBED HEREIN. THE TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN OTHER RESTRICTIONS AS SET FORTH HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11 evidencing a beneficial ownership interest in a trust fund which consists primarily of a pool of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class RL Certificate Principal Balance: Class RL $100 Certificate Interest Initial Certificate Principal Rate per annum: 6.50% Balance of this Certificate: $ Cut-off Date: May 1, 1999 First Distribution Date: CUSIP: 36157R2F1 June 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class RL Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of May 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in June 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE "SECURITIES ACT"). ANY RESALE OR TRANSFER OF THIS CERTIFICATE WITHOUT REGISTRATION THEREOF UNDER THE SECURITIES ACT MAY ONLY BE MADE IN A TRANSACTION EXEMPT FROM THE REGISTRATION REQUIREMENTS OF THE SECURITIES ACT AND IN ACCORDANCE WITH SECTION 5.02 OF THE AGREEMENT REFERRED TO HEREIN. THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11 evidencing a beneficial ownership interest in a trust fund which consists primarily of a pool of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class PO Certificate Principal Balance: Class PO $1,156,244.78 Certificate Interest Initial Certificate Principal Rate per annum: Balance of this Certificate: non-interest bearing $ Cut-off Date: May 1, 1999 First Distribution Date: June 25, 1999 THIS CERTIFIES THAT GE CAPITAL MORTGAGE SERVICES, INC. is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class PO Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of May 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in June 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency maintained for that purpose by the Trustee in New York, New York. This Certificate is one of a duly authorized issue of Certificates designated as REMIC Mortgage Pass-Through Certificates, Series 1999-11, issued in thirty-two Classes (Class A1, Class A2, Class A3, Class A4, Class A5, Class A6, Class A7, Class A8, Class A9, Class A10, Class A11, Class A12, Class A13, Class A14, Class A15, Class A16, Class A17, Class A18, Class A19, Class A20, Class A21, Class A22, Class S, Class R, Class RL, Class PO, Class M, Class B1, Class B2, Class B3, Class B4 and Class B5, herein called the "Certificates"). The Certificates are limited in right of payment to certain payments on and collections in respect of the Mortgage Loans, all as more specifically set forth in the Agreement. The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Certificate Account for payment hereunder and that the Trustee in its individual capacity is not personally liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement. As provided in the Agreement and with certain exceptions therein provided, certain losses on the Mortgage Loans resulting from defaults by Mortgagors will be borne by the Holders of the Class M, Class B1, Class B2, Class B3, Class B4 and Class B5 Certificates before such losses will be borne by the Holders of the other Classes of the Certificates. This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee. The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Company and the rights of the Certificateholders under the Agreement at any time by the Company and the Trustee with the consent of the Holders of Certificates evidencing not less than 66% of all the Voting Rights as defined in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange herefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates. No transfer of any Class M, Class B1, Class B2, Class B3, Class B4 or Class B5 Certificate which is in the form of a Definitive Certificate shall be made to any Person unless the Trustee has received (i) a certificate from such transferee to the effect that such transferee (x) is not an employee benefit plan subject to the Employee Retirement Income Security Act of 1974, as amended ("ERISA") or a plan subject to Section 4975 of the Internal Revenue Code of 1986, as amended ("Section 4975") (a "Plan") or a Person that is using the assets of a Plan to acquire such Certificate or (y) is an insurance company investing assets of its general account and the exemption provided by Section III(a) of Department of Labor Prohibited Transaction Class Exemption 95-60, 60 Fed. Reg. 35925 (July 12, 1995) (the "Exemption") applies to such transferee's acquisition and holding of such Certificate, or (ii) an opinion of counsel satisfactory to the Trustee, which opinion shall not be an expense of the Trustee or the Company, to the effect that the purchase and holding of such Certificate will not constitute or result in the assets of the Trust Fund being deemed to be "plan assets" and subject to the prohibited transaction provisions of ERISA or Section 4975 and will not subject the Trustee or the Company to any obligation in addition to those undertaken in the Agreement; provided, however, that the Trustee will not require such certificate or opinion in the event that, as a result of a change of law or otherwise, counsel satisfactory to the Trustee has rendered an opinion to the effect that the purchase and holding of a Class M, Class B1, Class B2, Class B3, Class B4 or Class B5 Certificate by a Plan or a Person that is purchasing or holding such Certificate with the assets of a Plan will not constitute or result in a prohibited transaction under ERISA or Section 4975. No transfer of any Class R or Class RL Certificate shall be made to any Person unless the Trustee has received a certificate from such transferee to the effect that, among other things, such transferee (x) is not an employee benefit plan subject to ERISA or a Plan or a Person that is using the assets of a Plan to acquire any such Class R or Class RL Certificate or (y) is an insurance company investing assets of its general account and the Exemption applies to such transferee's acquisition and holding of any such Class R or Class RL Certificate. As provided in the Agreement, and subject to certain limitations therein set forth, the transfer of this Certificate is registerable in the Certificate Register of the Trustee upon surrender of this Certificate for registration of transfer at the office or agency maintained by the Trustee in the city in which the Corporate Trust Office of the Trustee is located or in the City of New York, accompanied by a written instrument of transfer in form satisfactory to the Company, the Trustee, and the Certificate Registrar duly executed by the Holder hereof or such Holder's attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class of authorized denominations evidencing the same aggregate Percentage Interest will be issued to the designated transferee or transferees. The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class of authorized denominations evidencing the same aggregate Percentage Interest as requested by the Holder surrendering the same. No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Trustee and the Certificate Registrar and any agent of the Trustee or the Certificate Registrar may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and neither the Trustee, the Certificate Registrar nor any such agent shall be affected by any notice to the contrary. The obligations and responsibilities created by the Agreement, and the Trust Fund created thereby shall terminate upon payment to the Certificateholders, or provision therefor, in accordance with the Agreement following the earlier of (a) the repurchase by the Company of all Mortgage Loans and all property acquired in respect of any Mortgage Loan remaining in the Trust Fund at a price equal to the sum of (x) 100% of the unpaid principal balance of each Mortgage Loan (other than a Mortgage Loan described in clause (y)) plus accrued and unpaid interest thereon at the rate provided for in the Agreement (less any amounts representing previously unreimbursed Monthly Advances) and (y) the appraised value of any property acquired in respect of a Mortgage Loan determined as provided in the Agreement, and (b) the later of the final payment or other liquidation (or any Monthly Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and the disposition of all property acquired upon foreclosure or by deed in lieu of foreclosure of any Mortgage Loan. The right of the Company to repurchase all the Mortgage Loans and property in respect of Mortgage Loans is subject to the Pool Scheduled Principal Balance at the time of repurchase being less than 10 percent of the Pool Scheduled Principal Balance as of the Cut-off Date. The Company's exercise of such right will result in early retirement of the Certificates. Unless this Certificate has been countersigned by the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose. IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed under its official seal. STATE STREET BANK AND TRUST COMPANY, not in its individual capacity but solely as Trustee (SEAL) By:___________________________ Name: Title: Countersigned: By_______________________ Authorized Signatory of STATE STREET BANK AND TRUST COMPANY, not in its individual capacity but solely as Trustee Dated:___________________ ASSIGNMENT FOR VALUE RECEIVED the undersigned hereby sell(s), assign(s) and transfer(s) unto Please insert social security or other identifying number of assignee _____________________________________________________________ _____________________________________________________________ (Please print or typewrite name and address including postal zip code of assignee) _____________________________________________________________ this Certificate evidencing a Percentage Interest in certain distributions with respect to the Trust Fund and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of said Trust Fund. I (we) further direct the Certificate Registrar to issue a new Certificate of like Class and Percentage Interest, to the above named assignee and deliver such Certificate to the following address: _____________________________________________________________ _____________________________________________________________ _____________________________________________________________ Dated:___________________ _____________________________________ Signature by or on behalf of assignor _________________________ *Signature Guaranteed* *The signature hereon must be guaranteed by a bank, trust company or broker of the signatory who is a member of a signature guarantee medallion program. PRINCIPAL WILL NOT BE DISTRIBUTABLE IN RESPECT OF THIS CERTIFICATE. INTEREST IS CALCULATED ON THIS CERTIFICATE BASED ON THE CLASS S NOTIONAL PRINCIPAL BALANCE, WHICH, AS OF ANY DISTRIBUTION DATE, IS EQUAL TO THE AGGREGATE SCHEDULED PRINCIPAL BALANCE OF THE OUTSTANDING NON-DISCOUNT MORTGAGE LOANS AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). CONSEQUENTLY, THE NOTIONAL PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL NOTIONAL PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE "SECURITIES ACT"). ANY RESALE OR TRANSFER OF THIS CERTIFICATE WITHOUT REGISTRATION THEREOF UNDER THE SECURITIES ACT MAY ONLY BE MADE IN A TRANSACTION EXEMPT FROM THE REGISTRATION REQUIREMENTS OF THE SECURITIES ACT AND IN ACCORDANCE WITH SECTION 5.02 OF THE AGREEMENT REFERRED TO HEREIN. THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11 evidencing a beneficial ownership interest in a trust fund which consists primarily of a pool of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class S Certificate Principal Balance: Class S $904,009,427.37 Certificate Interest Initial Certificate Principal Rate per annum: variable Balance of this Certificate: $ Cut-off Date: May 1, 1999 First Distribution Date: June 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class S Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of May 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in June 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency maintained for that purpose by the Trustee in New York, New York. This Certificate is one of a duly authorized issue of Certificates designated as REMIC Mortgage Pass-Through Certificates, Series 1999-11, issued in thirty-two Classes (Class A1, Class A2, Class A3, Class A4, Class A5, Class A6, Class A7, Class A8, Class A9, Class A10, Class A11, Class A12, Class A13, Class A14, Class A15, Class A16, Class A17, Class A18, Class A19, Class A20, Class A21, Class A22, Class S, Class R, Class RL, Class PO, Class M, Class B1, Class B2, Class B3, Class B4 and Class B5, herein called the "Certificates"). The Certificates are limited in right of payment to certain payments on and collections in respect of the Mortgage Loans, all as more specifically set forth in the Agreement. The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Certificate Account for payment hereunder and that the Trustee in its individual capacity is not personally liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement. As provided in the Agreement and with certain exceptions therein provided, certain losses on the Mortgage Loans resulting from defaults by Mortgagors will be borne by the Holders of the Class M, Class B1, Class B2, Class B3, Class B4 and Class B5 Certificates before such losses will be borne by the Holders of the other Classes of the Certificates. This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee. The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Company and the rights of the Certificateholders under the Agreement at any time by the Company and the Trustee with the consent of the Holders of Certificates evidencing not less than 66% of all the Voting Rights as defined in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange herefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates. No transfer of any Class M, Class B1, Class B2, Class B3, Class B4 or Class B5 Certificate which is in the form of a Definitive Certificate shall be made to any Person unless the Trustee has received (i) a certificate from such transferee to the effect that such transferee (x) is not an employee benefit plan subject to the Employee Retirement Income Security Act of 1974, as amended ("ERISA") or a plan subject to Section 4975 of the Internal Revenue Code of 1986, as amended ("Section 4975") (a "Plan") or a Person that is using the assets of a Plan to acquire such Certificate or (y) is an insurance company investing assets of its general account and the exemption provided by Section III(a) of Department of Labor Prohibited Transaction Class Exemption 95-60, 60 Fed. Reg. 35925 (July 12, 1995) (the "Exemption") applies to such transferee's acquisition and holding of such Certificate, or (ii) an opinion of counsel satisfactory to the Trustee, which opinion shall not be an expense of the Trustee or the Company, to the effect that the purchase and holding of such Certificate will not constitute or result in the assets of the Trust Fund being deemed to be "plan assets" and subject to the prohibited transaction provisions of ERISA or Section 4975 and will not subject the Trustee or the Company to any obligation in addition to those undertaken in the Agreement; provided, however, that the Trustee will not require such certificate or opinion in the event that, as a result of a change of law or otherwise, counsel satisfactory to the Trustee has rendered an opinion to the effect that the purchase and holding of a Class M, Class B1, Class B2, Class B3, Class B4 or Class B5 Certificate by a Plan or a Person that is purchasing or holding such Certificate with the assets of a Plan will not constitute or result in a prohibited transaction under ERISA or Section 4975. No transfer of any Class R or Class RL Certificate shall be made to any Person unless the Trustee has received a certificate from such transferee to the effect that, among other things, such transferee (x) is not an employee benefit plan subject to ERISA or a Plan or a Person that is using the assets of a Plan to acquire any such Class R or Class RL Certificate or (y) is an insurance company investing assets of its general account and the Exemption applies to such transferee's acquisition and holding of any such Class R or Class RL Certificate. As provided in the Agreement, and subject to certain limitations therein set forth, the transfer of this Certificate is registerable in the Certificate Register of the Trustee upon surrender of this Certificate for registration of transfer at the office or agency maintained by the Trustee in the city in which the Corporate Trust Office of the Trustee is located or in the City of New York, accompanied by a written instrument of transfer in form satisfactory to the Company, the Trustee, and the Certificate Registrar duly executed by the Holder hereof or such Holder's attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class of authorized denominations evidencing the same aggregate Percentage Interest will be issued to the designated transferee or transferees. The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class of authorized denominations evidencing the same aggregate Percentage Interest as requested by the Holder surrendering the same. No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Trustee and the Certificate Registrar and any agent of the Trustee or the Certificate Registrar may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and neither the Trustee, the Certificate Registrar nor any such agent shall be affected by any notice to the contrary. The obligations and responsibilities created by the Agreement, and the Trust Fund created thereby shall terminate upon payment to the Certificateholders, or provision therefor, in accordance with the Agreement following the earlier of (a) the repurchase by the Company of all Mortgage Loans and all property acquired in respect of any Mortgage Loan remaining in the Trust Fund at a price equal to the sum of (x) 100% of the unpaid principal balance of each Mortgage Loan (other than a Mortgage Loan described in clause (y)) plus accrued and unpaid interest thereon at the rate provided for in the Agreement (less any amounts representing previously unreimbursed Monthly Advances) and (y) the appraised value of any property acquired in respect of a Mortgage Loan determined as provided in the Agreement, and (b) the later of the final payment or other liquidation (or any Monthly Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and the disposition of all property acquired upon foreclosure or by deed in lieu of foreclosure of any Mortgage Loan. The right of the Company to repurchase all the Mortgage Loans and property in respect of Mortgage Loans is subject to the Pool Scheduled Principal Balance at the time of repurchase being less than 10 percent of the Pool Scheduled Principal Balance as of the Cut-off Date. The Company's exercise of such right will result in early retirement of the Certificates. Unless this Certificate has been countersigned by the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose. IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed under its official seal. STATE STREET BANK AND TRUST COMPANY, not in its individual capacity but solely as Trustee (SEAL) By:___________________________ Name: Title: Countersigned: By_______________________ Authorized Signatory of STATE STREET BANK AND TRUST COMPANY, not in its individual capacity but solely as Trustee Dated:___________________ ASSIGNMENT FOR VALUE RECEIVED the undersigned hereby sell(s), assign(s) and transfer(s) unto Please insert social security or other identifying number of assignee _____________________________________________________________ _____________________________________________________________ (Please print or typewrite name and address including postal zip code of assignee) _____________________________________________________________ this Certificate evidencing a Percentage Interest in certain distributions with respect to the Trust Fund and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of said Trust Fund. I (we) further direct the Certificate Registrar to issue a new Certificate of like Class and Percentage Interest, to the above named assignee and deliver such Certificate to the following address: _____________________________________________________________ _____________________________________________________________ _____________________________________________________________ Dated:___________________ _____________________________________ Signature by or on behalf of assignor _________________________ *Signature Guaranteed* *The signature hereon must be guaranteed by a bank, trust company or broker of the signatory who is a member of a signature guarantee medallion program. THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF DISTRIBUTION TO CERTAIN CLASSES OF THE CERTIFICATES AS SET FORTH HEREIN AND IN THE AGREEMENT REFERRED TO HEREIN. PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). TRANSFER OF THIS CERTIFICATE IS RESTRICTED AS PROVIDED IN SECTION 5.02 OF THE AGREEMENT. THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY EMPLOYEE BENEFIT PLAN SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA") OR A PLAN SUBJECT TO SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED ("SECTION 4975") (A "PLAN") OR A PERSON THAT IS USING THE ASSETS OF A PLAN TO ACQUIRE THIS CERTIFICATE, EXCEPT AS DESCRIBED HEREIN. THE TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN OTHER RESTRICTIONS AS SET FORTH HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11 evidencing a beneficial ownership interest in a trust fund which consists primarily of a pool of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class M Certificate Principal Balance: Class M $17,620,000 Certificate Interest Initial Certificate Principal Rate per annum: 6.50% Balance of this Certificate: $ Cut-off Date: May 1, 1999 First Distribution Date: CUSIP: 36157R2G9 June 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class M Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of May 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in June 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency maintained for that purpose by the Trustee in New York, New York. This Certificate is one of a duly authorized issue of Certificates designated as REMIC Mortgage Pass-Through Certificates, Series 1999-11, issued in thirty-two Classes (Class A1, Class A2, Class A3, Class A4, Class A5, Class A6, Class A7, Class A8, Class A9, Class A10, Class A11, Class A12, Class A13, Class A14, Class A15, Class A16, Class A17, Class A18, Class A19, Class A20, Class A21, Class A22, Class S, Class R, Class RL, Class PO, Class M, Class B1, Class B2, Class B3, Class B4 and Class B5, herein called the "Certificates"). The Certificates are limited in right of payment to certain payments on and collections in respect of the Mortgage Loans, all as more specifically set forth in the Agreement. The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Certificate Account for payment hereunder and that the Trustee in its individual capacity is not personally liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement. As provided in the Agreement and with certain exceptions therein provided, certain losses on the Mortgage Loans resulting from defaults by Mortgagors will be borne by the Holders of the Class M, Class B1, Class B2, Class B3, Class B4 and Class B5 Certificates before such losses will be borne by the Holders of the other Classes of the Certificates. This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee. The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Company and the rights of the Certificateholders under the Agreement at any time by the Company and the Trustee with the consent of the Holders of Certificates evidencing not less than 66% of all the Voting Rights as defined in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange herefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates. No transfer of any Class M, Class B1, Class B2, Class B3, Class B4 or Class B5 Certificate which is in the form of a Definitive Certificate shall be made to any Person unless the Trustee has received (i) a certificate from such transferee to the effect that such transferee (x) is not an employee benefit plan subject to the Employee Retirement Income Security Act of 1974, as amended ("ERISA") or a plan subject to Section 4975 of the Internal Revenue Code of 1986, as amended ("Section 4975") (a "Plan") or a Person that is using the assets of a Plan to acquire such Certificate or (y) is an insurance company investing assets of its general account and the exemption provided by Section III(a) of Department of Labor Prohibited Transaction Exemption 95-60, 60 Fed. Reg. 35925 (July 12, 1995) (the "Exemption") applies to such transferee's acquisition and holding of such Certificate, or (ii) an opinion of counsel satisfactory to the Trustee, which opinion shall not be an expense of the Trustee or the Company, to the effect that the purchase and holding of such Certificate will not constitute or result in the assets of the Trust Fund being deemed to be "plan assets" and subject to the prohibited transaction provisions of ERISA or Section 4975 and will not subject the Trustee or the Company to any obligation in addition to those undertaken in the Agreement; provided, however, that the Trustee will not require such certificate or opinion in the event that, as a result of a change of law or otherwise, counsel satisfactory to the Trustee has rendered an opinion to the effect that the purchase and holding of a Class M, Class B1, Class B2, Class B3, Class B4 or Class B5 Certificate by a Plan or a Person that is purchasing or holding such Certificate with the assets of a Plan will not constitute or result in a prohibited transaction under ERISA or Section 4975. No transfer of any Class R or Class RL Certificate shall be made to any Person unless the Trustee has received a certificate from such transferee to the effect that, among other things, such transferee (x) is not an employee benefit plan subject to ERISA or a Plan or a Person that is using the assets of a Plan to acquire any such Class R or Class RL Certificate or (y) is an insurance company investing assets of its general account and the Exemption applies to such transferee's acquisition and holding of any such Class R or Class RL Certificate. As provided in the Agreement, and subject to certain limitations therein set forth, the transfer of this Certificate is registerable in the Certificate Register of the Trustee upon surrender of this Certificate for registration of transfer at the office or agency maintained by the Trustee in the city in which the Corporate Trust Office of the Trustee is located or in the City of New York, accompanied by a written instrument of transfer in form satisfactory to the Company, the Trustee, and the Certificate Registrar duly executed by the Holder hereof or such Holder's attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class of authorized denominations evidencing the same aggregate Percentage Interest will be issued to the designated transferee or transferees. The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class of authorized denominations evidencing the same aggregate Percentage Interest as requested by the Holder surrendering the same. No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Trustee and the Certificate Registrar and any agent of the Trustee or the Certificate Registrar may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and neither the Trustee, the Certificate Registrar nor any such agent shall be affected by any notice to the contrary. The obligations and responsibilities created by the Agreement, and the Trust Fund created thereby shall terminate upon payment to the Certificateholders, or provision therefor, in accordance with the Agreement following the earlier of (a) the repurchase by the Company of all Mortgage Loans and all property acquired in respect of any Mortgage Loan remaining in the Trust Fund at a price equal to the sum of (x) 100% of the unpaid principal balance of each Mortgage Loan (other than a Mortgage Loan described in clause (y)) plus accrued and unpaid interest thereon at the rate provided for in the Agreement (less any amounts representing previously unreimbursed Monthly Advances) and (y) the appraised value of any property acquired in respect of a Mortgage Loan determined as provided in the Agreement, and (b) the later of the final payment or other liquidation (or any Monthly Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and the disposition of all property acquired upon foreclosure or by deed in lieu of foreclosure of any Mortgage Loan. The right of the Company to repurchase all the Mortgage Loans and property in respect of Mortgage Loans is subject to the Pool Scheduled Principal Balance at the time of repurchase being less than 10 percent of the Pool Scheduled Principal Balance as of the Cut-off Date. The Company's exercise of such right will result in early retirement of the Certificates. Unless this Certificate has been countersigned by the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose. IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed under its official seal. STATE STREET BANK AND TRUST COMPANY, not in its individual capacity but solely as Trustee (SEAL) By:___________________________ Name: Title: Countersigned: By_______________________ Authorized Signatory of STATE STREET BANK AND TRUST COMPANY, not in its individual capacity but solely as Trustee Dated:___________________ ASSIGNMENT FOR VALUE RECEIVED the undersigned hereby sell(s), assign(s) and transfer(s) unto Please insert social security or other identifying number of assignee _____________________________________________________________ _____________________________________________________________ (Please print or typewrite name and address including postal zip code of assignee) _____________________________________________________________ this Certificate evidencing a Percentage Interest in certain distributions with respect to the Trust Fund and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of said Trust Fund. I (we) further direct the Certificate Registrar to issue a new Certificate of like Class and Percentage Interest, to the above named assignee and deliver such Certificate to the following address: _____________________________________________________________ _____________________________________________________________ _____________________________________________________________ Dated:___________________ _____________________________________ Signature by or on behalf of assignor _________________________ *Signature Guaranteed* *The signature hereon must be guaranteed by a bank, trust company or broker of the signatory who is a member of a signature guarantee medallion program. THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF DISTRIBUTION TO CERTAIN CLASSES OF THE CERTIFICATES AS SET FORTH HEREIN AND IN THE AGREEMENT REFERRED TO HEREIN. PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). TRANSFER OF THIS CERTIFICATE IS RESTRICTED AS PROVIDED IN SECTION 5.02 OF THE AGREEMENT. THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY EMPLOYEE BENEFIT PLAN SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA") OR A PLAN SUBJECT TO SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED ("SECTION 4975") (A "PLAN") OR A PERSON THAT IS USING THE ASSETS OF A PLAN TO ACQUIRE THIS CERTIFICATE, EXCEPT AS DESCRIBED HEREIN. THE TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN OTHER RESTRICTIONS AS SET FORTH HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11 evidencing a beneficial ownership interest in a trust fund which consists primarily of a pool of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class B1 Certificate Principal Balance: Class B1 $7,143,000 Certificate Interest Initial Certificate Principal Rate per annum: 6.50% Balance of this Certificate: $ Cut-off Date: May 1, 1999 First Distribution Date: CUSIP: 36157R2H7 June 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class B1 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of May 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in June 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF DISTRIBUTION TO CERTAIN CLASSES OF THE CERTIFICATES AS SET FORTH HEREIN AND IN THE AGREEMENT REFERRED TO HEREIN. PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). TRANSFER OF THIS CERTIFICATE IS RESTRICTED AS PROVIDED IN SECTION 5.02 OF THE AGREEMENT. THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY EMPLOYEE BENEFIT PLAN SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA") OR A PLAN SUBJECT TO SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED ("SECTION 4975") (A "PLAN") OR A PERSON THAT IS USING THE ASSETS OF A PLAN TO ACQUIRE THIS CERTIFICATE, EXCEPT AS DESCRIBED HEREIN. THE TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN OTHER RESTRICTIONS AS SET FORTH HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11 evidencing a beneficial ownership interest in a trust fund which consists primarily of a pool of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class B2 Certificate Principal Balance: Class B2 $4,286,000 Certificate Interest Initial Certificate Principal Rate per annum: 6.50% Balance of this Certificate: $ Cut-off Date: May 1, 1999 First Distribution Date: CUSIP: 36157R2J3 June 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class B2 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of May 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in June 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF DISTRIBUTION TO CERTAIN CLASSES OF THE CERTIFICATES AS SET FORTH HEREIN AND IN THE AGREEMENT REFERRED TO HEREIN. THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE "SECURITIES ACT"), OR THE SECURITIES LAWS OF ANY STATE OF THE UNITED STATES ("BLUE SKY LAWS"), AND SUCH CERTIFICATE MAY NOT BE OFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED EXCEPT (A) TO A PERSON WHOM THE SELLER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A UNDER THE SECURITIES ACT IN A TRANSACTION MEETING THE REQUIREMENTS OF RULE 144A, (B) PURSUANT TO AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER THE SECURITIES ACT (IF AVAILABLE) OR (C) TO AN INSTITUTIONAL ACCREDITED INVESTOR AS DEFINED IN RULE 501(a)(1), (2), (3) OR (7) OF REGULATION D UNDER THE SECURITIES ACT, IN EACH CASE IN A TRANSACTION EXEMPT FROM THE REGISTRATION REQUIREMENTS OF THE SECURITIES ACT AND IN ACCORDANCE WITH ANY APPLICABLE BLUE SKY LAWS. NO REPRESENTATION IS MADE AS TO THE AVAILABILITY OF THE EXEMPTION PROVIDED BY RULE 144 FOR RESALES OF THIS CERTIFICATE. PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). TRANSFER OF THIS CERTIFICATE IS RESTRICTED AS PROVIDED IN SECTION 5.02 OF THE AGREEMENT. THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY EMPLOYEE BENEFIT PLAN SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA") OR A PLAN SUBJECT TO SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED ("SECTION 4975") (A "PLAN") OR A PERSON THAT IS USING THE ASSETS OF A PLAN TO ACQUIRE THIS CERTIFICATE, EXCEPT AS DESCRIBED HEREIN. THE TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN OTHER RESTRICTIONS AS SET FORTH HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11 evidencing a beneficial ownership interest in a trust fund which consists primarily of a pool of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class B3 Certificate Principal Balance: Class B3 $4,762,000.00 Certificate Interest Initial Certificate Principal Rate per annum: 6.50% Balance of this Certificate: $ Cut-off Date: May 1, 1999 First Distribution Date: CUSIP: 36157R2N4 June 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class B3 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of MaY 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in June 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency maintained for that purpose by the Trustee in New York, New York. This Certificate is one of a duly authorized issue of Certificates designated as REMIC Mortgage Pass-Through Certificates, Series 1999-11, issued in thirty-two Classes (Class A1, Class A2, Class A3, Class A4, Class A5, Class A6, Class A7, Class A8, Class A9, Class A10, Class A11, Class A12, Class A13, Class A14, Class A15, Class A16, Class A17, Class A18, Class A19, Class A20, Class A21, Class A22, Class S, Class R, Class RL, Class PO, Class M, Class B1, Class B2, Class B3, Class B4 and Class B5, herein called the "Certificates"). The Certificates are limited in right of payment to certain payments on and collections in respect of the Mortgage Loans, all as more specifically set forth in the Agreement. The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Certificate Account for payment hereunder and that the Trustee in its individual capacity is not personally liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement. As provided in the Agreement and with certain exceptions therein provided, certain losses on the Mortgage Loans resulting from defaults by Mortgagors will be borne by the Holders of the Class M, Class B1, Class B2, Class B3, Class B4 and Class B5 Certificates before such losses will be borne by the Holders of the other Classes of the Certificates. This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee. The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Company and the rights of the Certificateholders under the Agreement at any time by the Company and the Trustee with the consent of the Holders of Certificates evidencing not less than 66% of all the Voting Rights as defined in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange herefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates. No transfer of any Class M, Class B1, Class B2, Class B3, Class B4 or Class B5 Certificate which is in the form of a Definitive Certificate shall be made to any Person unless the Trustee has received (i) a certificate from such transferee to the effect that such transferee (x) is not an employee benefit plan subject to the Employee Retirement Income Security Act of 1974, as amended ("ERISA") or a plan subject to Section 4975 of the Internal Revenue Code of 1986, as amended ("Section 4975") (a "Plan") or a Person that is using the assets of a Plan to acquire such Certificate or (y) is an insurance company investing assets of its general account and the exemption provided by Section III(a) of Department of Labor Prohibited Transaction Exemption 95-60, 60 Fed. Reg. 35925 (July 12, 1995) (the "Exemption") applies to such transferee's acquisition and holding of such Certificate, or (ii) an opinion of counsel satisfactory to the Trustee, which opinion shall not be an expense of the Trustee or the Company, to the effect that the purchase and holding of such Certificate will not constitute or result in the assets of the Trust Fund being deemed to be "plan assets" and subject to the prohibited transaction provisions of ERISA or Section 4975 and will not subject the Trustee or the Company to any obligation in addition to those undertaken in the Agreement; provided, however, that the Trustee will not require such certificate or opinion in the event that, as a result of a change of law or otherwise, counsel satisfactory to the Trustee has rendered an opinion to the effect that the purchase and holding of a Class M, Class B1, Class B2, Class B3, Class B4 or Class B5 Certificate by a Plan or a Person that is purchasing or holding such Certificate with the assets of a Plan will not constitute or result in a prohibited transaction under ERISA or Section 4975. No transfer of any Class R or Class RL Certificate shall be made to any Person unless the Trustee has received a certificate from such transferee to the effect that, among other things, such transferee (x) is not an employee benefit plan subject to ERISA or a Plan or a Person that is using the assets of a Plan to acquire any such Class R or Class RL Certificate or (y) is an insurance company investing assets of its general account and the Exemption applies to such transferee's acquisition and holding of any such Class R or Class RL Certificate. As provided in the Agreement, and subject to certain limitations therein set forth, the transfer of this Certificate is registerable in the Certificate Register of the Trustee upon surrender of this Certificate for registration of transfer at the office or agency maintained by the Trustee in the city in which the Corporate Trust Office of the Trustee is located or in the City of New York, accompanied by a written instrument of transfer in form satisfactory to the Company, the Trustee, and the Certificate Registrar duly executed by the Holder hereof or such Holder's attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class of authorized denominations evidencing the same aggregate Percentage Interest will be issued to the designated transferee or transferees. The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class of authorized denominations evidencing the same aggregate Percentage Interest as requested by the Holder surrendering the same. No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Trustee and the Certificate Registrar and any agent of the Trustee or the Certificate Registrar may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and neither the Trustee, the Certificate Registrar nor any such agent shall be affected by any notice to the contrary. The obligations and responsibilities created by the Agreement, and the Trust Fund created thereby shall terminate upon payment to the Certificateholders, or provision therefor, in accordance with the Agreement following the earlier of (a) the repurchase by the Company of all Mortgage Loans and all property acquired in respect of any Mortgage Loan remaining in the Trust Fund at a price equal to the sum of (x) 100% of the unpaid principal balance of each Mortgage Loan (other than a Mortgage Loan described in clause (y)) plus accrued and unpaid interest thereon at the rate provided for in the Agreement (less any amounts representing previously unreimbursed Monthly Advances) and (y) the appraised value of any property acquired in respect of a Mortgage Loan determined as provided in the Agreement, and (b) the later of the final payment or other liquidation (or any Monthly Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and the disposition of all property acquired upon foreclosure or by deed in lieu of foreclosure of any Mortgage Loan. The right of the Company to repurchase all the Mortgage Loans and property in respect of Mortgage Loans is subject to the Pool Scheduled Principal Balance at the time of repurchase being less than 10 percent of the Pool Scheduled Principal Balance as of the Cut-off Date. The Company's exercise of such right will result in early retirement of the Certificates. Unless this Certificate has been countersigned by the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose. IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed under its official seal. STATE STREET BANK AND TRUST COMPANY, not in its individual capacity but solely as Trustee (SEAL) By:___________________________ Name: Title: Countersigned: By_______________________ Authorized Signatory of STATE STREET BANK AND TRUST COMPANY, not in its individual capacity but solely as Trustee Dated:___________________ ASSIGNMENT FOR VALUE RECEIVED the undersigned hereby sell(s), assign(s) and transfer(s) unto Please insert social security or other identifying number of assignee _____________________________________________________________ _____________________________________________________________ (Please print or typewrite name and address including postal zip code of assignee) _____________________________________________________________ this Certificate evidencing a Percentage Interest in certain distributions with respect to the Trust Fund and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of said Trust Fund. I (we) further direct the Certificate Registrar to issue a new Certificate of like Class and Percentage Interest, to the above named assignee and deliver such Certificate to the following address: _____________________________________________________________ _____________________________________________________________ _____________________________________________________________ Dated:___________________ _____________________________________ Signature by or on behalf of assignor _________________________ *Signature Guaranteed* *The signature hereon must be guaranteed by a bank, trust company or broker of the signatory who is a member of a signature guarantee medallion program. In connection with any transfer of this Certificate, the undersigned registered holder hereof confirms that without utilizing any general solicitation or general advertising: (Check One) - |_| (a) This Certificate is being transferred by the undersigned to a person whom the undersigned reasonably believes is a "qualified institutional buyer" (as defined in Rule 144A under the Securities Act of 1933, as amended) pursuant to the exemption from registration under the Securities Act of 1933, as amended, provided by Rule 144A thereunder. |_| (b) This Certificate is being transferred by the undersigned to an institutional "accredited investor" (as defined in Rule 501(a)(1), (2), (3) or (7) of Regulation D under the Securities Act of 1933, as amended) and that the undersigned has been advised by the prospective purchaser that it intends to hold this Certificate for investment and not for distribution or resale. Dated ___________________________ (Signature) If none of the foregoing boxes is checked, the Trustee shall not be obligated to register this Certificate in the name of any person other than the registered holder thereof unless and until the conditions to any such transfer of registration set forth herein, and in the Pooling and Servicing Agreement have been satisfied. TO BE COMPLETED BY PURCHASER IF (a) ABOVE IS CHECKED: The undersigned represents and warrants that (i) it is a "qualified institutional buyer" (as defined in Rule 144A under the Securities Act of 1933, as amended) and acknowledges that it has received such information as the undersigned has requested pursuant to Rule 144A or has determined not to request such information and that it is aware that the registered holder is relying upon the undersigned's foregoing representations in order to claim the exemption from registration provided by Rule 144A, and (ii) the undersigned (x) is not an employee benefit plan subject to the Employee Retirement Income Security Act of 1974, as amended, or a plan subject to Section 4975 of the Internal Revenue Code of 1986, as amended, and is not using the assets of any such employee benefit or other plan to acquire this Certificate or (y) is an insurance company investing assets of its general account and the exemptions provided by Section III(a) of Department of Labor Prohibited Transaction Exemption 95-60, 60 Fed. Reg. 35925 (July 12, 1995), apply to the acquisition and holding by the undersigned of this Certificate. Dated ___________________________ (Signature) TO BE COMPLETED BY PURCHASER IF (b) ABOVE IS CHECKED: The undersigned represents and warrants that (i) it is an institutional "accredited investor" (as defined in Rule 501(a)(1), (2), (3) or (7) of Regulation D under the Securities Act of 1933, as amended), and (ii) the undersigned (x) is not an employee benefit plan subject to the Employee Retirement Income Security Act of 1974, as amended, or a plan subject to Section 4975 of the Internal Revenue Code of 1986, as amended, and is not using the assets of any such employee benefit or other plan to acquire this Certificate or (y) is an insurance company investing assets of its general account and the exemptions provided by Section III(a) of Department of Labor Prohibited Transaction Exemption 95-60, 60 Fed. Reg. 35925 (July 12, 1995), apply to the acquisition and holding by the undersigned of this Certificate. Dated ___________________________ (Signature) THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF DISTRIBUTION TO CERTAIN CLASSES OF THE CERTIFICATES AS SET FORTH HEREIN AND IN THE AGREEMENT REFERRED TO HEREIN. THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE "SECURITIES ACT"), OR THE SECURITIES LAWS OF ANY STATE OF THE UNITED STATES ("BLUE SKY LAWS"), AND SUCH CERTIFICATE MAY NOT BE OFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED EXCEPT (A) TO A PERSON WHOM THE SELLER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A UNDER THE SECURITIES ACT IN A TRANSACTION MEETING THE REQUIREMENTS OF RULE 144A, (B) PURSUANT TO AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER THE SECURITIES ACT (IF AVAILABLE) OR (C) TO AN INSTITUTIONAL ACCREDITED INVESTOR AS DEFINED IN RULE 501(a)(1), (2), (3) OR (7) OF REGULATION D UNDER THE SECURITIES ACT, IN EACH CASE IN A TRANSACTION EXEMPT FROM THE REGISTRATION REQUIREMENTS OF THE SECURITIES ACT AND IN ACCORDANCE WITH ANY APPLICABLE BLUE SKY LAWS. NO REPRESENTATION IS MADE AS TO THE AVAILABILITY OF THE EXEMPTION PROVIDED BY RULE 144 FOR RESALES OF THIS CERTIFICATE. PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). TRANSFER OF THIS CERTIFICATE IS RESTRICTED AS PROVIDED IN SECTION 5.02 OF THE AGREEMENT. THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY EMPLOYEE BENEFIT PLAN SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA") OR A PLAN SUBJECT TO SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED ("SECTION 4975") (A "PLAN") OR A PERSON THAT IS USING THE ASSETS OF A PLAN TO ACQUIRE THIS CERTIFICATE, EXCEPT AS DESCRIBED HEREIN. THE TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN OTHER RESTRICTIONS AS SET FORTH HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11 evidencing a beneficial ownership interest in a trust fund which consists primarily of a pool of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class B4 Certificate Principal Balance: Class B4 $1,905,000.00 Certificate Interest Initial Certificate Principal Rate per annum: 6.50% Balance of this Certificate: $ Cut-off Date: May 1, 1999 First Distribution Date: CUSIP: 36157R2P9 June 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class B4 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of MaY 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in June 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF DISTRIBUTION TO CERTAIN CLASSES OF THE CERTIFICATES AS SET FORTH HEREIN AND IN THE AGREEMENT REFERRED TO HEREIN. THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE "SECURITIES ACT"), OR THE SECURITIES LAWS OF ANY STATE OF THE UNITED STATES ("BLUE SKY LAWS"), AND SUCH CERTIFICATE MAY NOT BE OFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED EXCEPT (A) TO A PERSON WHOM THE SELLER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A UNDER THE SECURITIES ACT IN A TRANSACTION MEETING THE REQUIREMENTS OF RULE 144A, (B) PURSUANT TO AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER THE SECURITIES ACT (IF AVAILABLE) OR (C) TO AN INSTITUTIONAL ACCREDITED INVESTOR AS DEFINED IN RULE 501(a)(1), (2), (3) OR (7) OF REGULATION D UNDER THE SECURITIES ACT, IN EACH CASE IN A TRANSACTION EXEMPT FROM THE REGISTRATION REQUIREMENTS OF THE SECURITIES ACT AND IN ACCORDANCE WITH ANY APPLICABLE BLUE SKY LAWS. NO REPRESENTATION IS MADE AS TO THE AVAILABILITY OF THE EXEMPTION PROVIDED BY RULE 144 FOR RESALES OF THIS CERTIFICATE. PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). TRANSFER OF THIS CERTIFICATE IS RESTRICTED AS PROVIDED IN SECTION 5.02 OF THE AGREEMENT. THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY EMPLOYEE BENEFIT PLAN SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA") OR A PLAN SUBJECT TO SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED ("SECTION 4975") (A "PLAN") OR A PERSON THAT IS USING THE ASSETS OF A PLAN TO ACQUIRE THIS CERTIFICATE, EXCEPT AS DESCRIBED HEREIN. THE TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN OTHER RESTRICTIONS AS SET FORTH HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-11 evidencing a beneficial ownership interest in a trust fund which consists primarily of a pool of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class B5 Certificate Principal Balance: Class B5 $2,381,000.83 Certificate Interest Initial Certificate Principal Rate per annum: 6.50% Balance of this Certificate: $ Cut-off Date: May 1, 1999 First Distribution Date: CUSIP: 36157R2Q7 June 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class B5 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of a pool (the "Pool") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of MaY 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in June 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable EXHIBIT B PRINCIPAL BALANCE SCHEDULES Appendix A PAC Balances Table The PAC Balances set forth in the table below were calculated on the basis of the Class Certificate Principal Balances of the Class A1, Class A2, Class A3 and Class A4 Certificates set forth in the summary of this prospectus supplement and the other assumptions described in "Yield and Weighted Average Life Considerations -- Weighted Average Lives of the Certificates -- PAC Certificates" in this prospectus supplement. If such Class Certificate Principal Balances are increased or decreased in accordance with the variance permitted hereby, the applicable balances set forth in the table below will be increased or decreased substantially correspondingly. In such event, the final PAC Balances Table will be calculated on or about May 27, 1999 on the basis of such revised Class Certificate Principal Balances and the actual characteristics of the mortgage loans and on the basis of (1) the PAC Structuring Range for the PAC Certificates and (2) the assumptions set forth in clauses (1), (4) through (8) and (11) of the Modeling Assumptions. The final PAC Balances Table will be set forth in the Agreement, which will be filed as an exhibit to the definitive description of the mortgage loans filed on a Current Report on Form 8-K. Class A1 Class A2 Class A3 Class A4 Distribution Date PAC Balance PAC Balance PAC Balance PAC Balance ----------------- ----------- ----------- ----------- ----------- Initial Balance...................... $30,939,608.00 $45,707,200.00 $171,374,222.00 $41,356,970.00 June 1999............................ 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00 July 1999............................ 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00 August 1999.......................... 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00 September 1999....................... 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00 October 1999......................... 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00 November 1999........................ 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00 December 1999........................ 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00 January 2000......................... 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00 February 2000........................ 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00 March 2000........................... 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00 April 2000........................... 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00 May 2000............................. 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00 June 2000............................ 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00 July 2000............................ 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00 August 2000.......................... 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00 September 2000....................... 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00 October 2000......................... 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00 November 2000........................ 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00 December 2000........................ 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00 January 2001......................... 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00 February 2001........................ 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00 March 2001........................... 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00 April 2001........................... 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00 May 2001............................. 30,939,608.00 45,707,200.00 171,374,222.00 41,356,970.00 June 2001............................ 26,319,220.73 45,707,200.00 171,374,222.00 40,086,363.53 July 2001............................ 21,519,577.47 45,707,200.00 171,374,222.00 38,766,461.66 August 2001.......................... 16,601,897.07 45,707,200.00 171,374,222.00 37,414,099.59 Class A1 Class A2 Class A3 Class A4 Distribution Date PAC Balance PAC Balance PAC Balance PAC Balance ----------------- ----------- ----------- ----------- ----------- September 2001....................... $11,709,352.65 $45,707,200.00 $171,374,222.00 $36,068,649.90 October 2001......................... 6,849,188.21 45,707,200.00 171,374,222.00 34,732,104.71 November 2001........................ 2,021,196.01 45,707,200.00 171,374,222.00 33,404,406.89 December 2001........................ 0.00 42,876,873.09 171,374,222.00 32,140,996.27 January 2002......................... 0.00 38,017,322.32 171,374,222.00 30,926,108.58 February 2002........................ 0.00 33,189,959.86 171,374,222.00 29,719,267.96 March 2002........................... 0.00 28,394,579.30 171,374,222.00 28,520,422.83 April 2002........................... 0.00 23,630,975.61 171,374,222.00 27,329,521.90 May 2002............................. 0.00 18,898,945.06 171,374,222.00 26,146,514.26 June 2002............................ 0.00 14,198,285.27 171,374,222.00 24,971,349.32 July 2002............................ 0.00 9,528,795.22 171,374,222.00 23,803,976.80 August 2002.......................... 0.00 4,890,275.14 171,374,222.00 22,644,346.79 September 2002....................... 0.00 282,526.63 171,374,222.00 21,492,409.66 October 2002......................... 0.00 0.00 166,602,391.51 20,825,299.18 November 2002........................ 0.00 0.00 161,550,396.52 20,193,799.80 December 2002........................ 0.00 0.00 156,531,939.34 19,566,492.65 January 2003......................... 0.00 0.00 151,546,805.23 18,943,350.88 February 2003........................ 0.00 0.00 146,594,780.83 18,324,347.82 March 2003........................... 0.00 0.00 141,675,654.19 17,709,456.98 April 2003........................... 0.00 0.00 136,789,214.75 17,098,652.04 May 2003............................. 0.00 0.00 131,935,253.30 16,491,906.86 June 2003............................ 0.00 0.00 127,113,562.06 15,889,195.44 July 2003............................ 0.00 0.00 122,323,934.55 15,290,492.00 August 2003.......................... 0.00 0.00 117,566,165.69 14,695,770.88 September 2003....................... 0.00 0.00 112,840,051.71 14,105,006.63 October 2003......................... 0.00 0.00 108,145,390.22 13,518,173.93 November 2003........................ 0.00 0.00 103,481,980.10 12,935,247.66 December 2003........................ 0.00 0.00 98,849,621.60 12,356,202.84 January 2004......................... 0.00 0.00 94,248,116.24 11,781,014.67 February 2004........................ 0.00 0.00 89,677,266.90 11,209,658.49 March 2004........................... 0.00 0.00 85,136,877.68 10,642,109.83 April 2004........................... 0.00 0.00 80,626,754.01 10,078,344.37 May 2004............................. 0.00 0.00 76,146,702.59 9,518,337.94 June 2004............................ 0.00 0.00 71,954,166.01 8,994,270.86 July 2004............................ 0.00 0.00 67,790,817.62 8,473,852.30 August 2004.......................... 0.00 0.00 63,656,468.59 7,957,058.67 September 2004....................... 0.00 0.00 59,550,931.35 7,443,866.51 October 2004......................... 0.00 0.00 55,474,019.55 6,934,252.52 November 2004........................ 0.00 0.00 51,431,420.32 6,428,927.61 December 2004........................ 0.00 0.00 47,533,363.25 5,941,670.48 January 2005......................... 0.00 0.00 43,775,309.48 5,471,913.75 February 2005........................ 0.00 0.00 40,152,857.45 5,019,107.24 March 2005........................... 0.00 0.00 36,661,738.81 4,582,717.41 April 2005........................... 0.00 0.00 33,297,814.48 4,162,226.86 May 2005............................. 0.00 0.00 30,057,070.73 3,757,133.89 June 2005............................ 0.00 0.00 27,250,143.65 3,406,268.00 July 2005............................ 0.00 0.00 24,551,918.39 3,068,989.83 Class A1 Class A2 Class A3 Class A4 Distribution Date PAC Balance PAC Balance PAC Balance PAC Balance ----------------- ----------- ----------- ----------- ----------- August 2005.......................... $ 0.00 $ 0.00 $21,958,842.74 $ 2,744,855.37 September 2005....................... 0.00 0.00 19,467,474.05 2,433,434.28 October 2005......................... 0.00 0.00 17,074,475.92 2,134,309.51 November 2005........................ 0.00 0.00 14,776,614.97 1,847,076.89 December 2005........................ 0.00 0.00 12,570,757.81 1,571,344.74 January 2006......................... 0.00 0.00 10,453,867.95 1,306,733.51 February 2006........................ 0.00 0.00 8,423,002.90 1,052,875.38 March 2006........................... 0.00 0.00 6,475,311.36 809,413.93 April 2006........................... 0.00 0.00 4,608,030.42 576,003.81 May 2006............................. 0.00 0.00 2,818,482.92 352,310.37 June 2006............................ 0.00 0.00 1,646,680.33 205,835.04 July 2006............................ 0.00 0.00 530,758.39 66,344.80 August 2006 and thereafter........... 0.00 0.00 0.00 0.00 Appendix B TAC Balances Table The TAC Balances set forth in the table below were calculated on the basis of the Class Certificate Principal Balances of the TAC Certificates set forth in the summary of this prospectus supplement and a constant prepayment rate of 275% of the Prepayment Assumption (the "TAC Prepayment Assumption") and other assumptions described in "Yield and Weighted Average Life Considerations -- Weighted Average Lives of the Certificates -- TAC Certificates" in this prospectus supplement. If the Class Certificate Principal Balance of any class of the TAC Certificates is increased or decreased in accordance with the variance permitted hereby, the applicable balances set forth in the table below will be increased or decreased substantially correspondingly. In such event, the final TAC Balances Table will be calculated on or about May 27, 1999 on the basis of such revised Class Certificate Principal Balances and the actual characteristics of the mortgage loans and on the basis of (1) the TAC Prepayment Assumption and (2) the assumptions set forth in clauses (1), (4) through (8) and (11) of the Modeling Assumptions. The final TAC Balances Table will be set forth in the Agreement, which will be filed as an exhibit to the definitive description of the mortgage loans filed on a Current Report on Form 8-K. Class A6 Class A7 Class A8 Class A9 Distribution Date TAC Balance TAC Balance TAC Balance TAC Balance ----------------- --------------- --------------- -------------- ------------- Initial Balance...................... $236,250,000.00 $150,998,836.00 $53,979,484.00 $1,000,000.00 June 1999............................ 235,040,861.40 150,096,884.70 53,657,051.94 1,005,416.67 July 1999............................ 233,625,184.19 149,040,866.89 53,279,543.76 1,010,862.67 August 1999.......................... 232,003,823.20 147,831,420.23 52,847,187.40 1,016,338.18 September 1999....................... 230,177,830.30 146,469,329.35 52,360,263.36 1,021,843.34 October 1999......................... 228,148,547.76 144,955,595.51 51,819,129.58 1,027,378.33 November 1999........................ 225,917,607.83 143,291,436.28 51,224,221.30 1,032,943.30 December 1999........................ 223,486,931.69 141,478,284.75 50,576,050.85 1,038,538.41 January 2000......................... 220,858,727.65 139,517,788.22 49,875,207.10 1,044,163.82 February 2000........................ 218,035,488.76 137,411,806.34 49,122,354.84 1,049,819.71 March 2000........................... 215,019,989.64 135,162,408.85 48,318,233.96 1,055,506.23 April 2000........................... 211,815,282.71 132,771,872.66 47,463,658.44 1,061,223.56 May 2000............................. 208,424,693.65 130,242,678.58 46,559,515.10 1,066,971.85 June 2000............................ 204,851,816.30 127,577,507.39 45,606,762.29 1,072,751.28 July 2000............................ 201,100,506.77 124,779,235.55 44,606,428.28 1,078,562.02 August 2000.......................... 197,174,877.01 121,850,930.35 43,559,609.59 1,084,404.23 September 2000....................... 193,079,287.64 118,795,844.57 42,467,469.03 1,090,278.09 October 2000......................... 188,818,340.19 115,617,410.71 41,331,233.65 1,096,183.76 November 2000........................ 184,396,868.79 112,319,234.75 40,152,192.53 1,102,121.42 December 2000........................ 179,819,931.12 108,905,089.45 38,931,694.37 1,108,091.25 January 2001......................... 175,092,798.94 105,378,907.26 37,671,144.95 1,114,093.41 February 2001........................ 170,220,948.00 101,744,772.79 36,372,004.45 1,120,128.08 March 2001........................... 165,210,047.41 98,006,914.88 35,035,784.60 1,126,195.44 April 2001........................... 160,065,948.56 94,169,698.35 33,664,045.76 1,132,295.66 May 2001............................. 154,794,673.55 90,237,615.35 32,258,393.79 1,138,428.93 June 2001............................ 152,144,606.85 88,260,810.46 31,551,720.08 1,144,595.42 July 2001............................ 149,486,260.50 86,277,829.40 30,842,838.50 1,150,795.31 Class A6 Class A7 Class A8 Class A9 Distribution Date TAC Balance TAC Balance TAC Balance TAC Balance ----------------- --------------- --------------- -------------- ------------- August 2001.......................... $146,789,761.72 $ 84,266,388.72 $30,123,783.08 $1,157,028.79 September 2001....................... 144,154,750.94 82,300,814.73 29,421,124.23 1,163,296.03 October 2001......................... 141,585,261.15 80,384,115.81 28,735,937.36 1,169,597.22 November 2001........................ 139,080,119.92 78,515,417.40 28,067,909.86 1,175,932.53 December 2001........................ 136,638,173.59 76,693,858.93 27,416,734.07 1,182,302.17 January 2002......................... 134,258,286.96 74,918,593.61 26,782,107.28 1,188,706.31 February 2002........................ 131,939,342.96 73,188,788.15 26,163,731.61 1,195,145.13 March 2002........................... 129,680,242.45 71,503,622.67 25,561,313.97 1,201,618.83 April 2002........................... 127,479,903.86 69,862,290.36 24,974,565.93 1,208,127.60 May 2002............................. 125,337,263.00 68,263,997.41 24,403,203.72 1,214,671.63 June 2002............................ 123,251,272.73 66,707,962.71 23,846,948.10 1,221,251.10 July 2002............................ 121,220,902.72 65,193,417.67 23,305,524.33 1,227,866.21 August 2002.......................... 119,245,139.20 63,719,606.09 22,778,662.07 1,234,517.15 September 2002....................... 117,322,984.68 62,285,783.90 22,266,095.32 1,241,204.12 October 2002......................... 115,453,457.73 60,891,218.99 21,767,562.38 1,247,927.31 November 2002........................ 113,635,592.70 59,535,191.06 21,282,805.74 1,254,686.91 December 2002........................ 111,868,439.50 58,216,991.38 20,811,572.05 1,261,483.13 January 2003......................... 110,151,063.35 56,935,922.65 20,353,612.03 1,268,316.17 February 2003........................ 108,482,544.53 55,691,298.82 19,908,680.45 1,275,186.21 March 2003........................... 106,861,978.18 54,482,444.91 19,476,535.99 1,282,093.47 April 2003........................... 105,288,474.03 53,308,696.83 19,056,941.26 1,289,038.15 May 2003............................. 103,761,156.22 52,169,401.24 18,649,662.70 1,296,020.44 June 2003............................ 102,279,163.02 51,063,915.33 18,254,470.52 1,303,040.55 July 2003............................ 100,841,646.68 49,991,606.72 17,871,138.66 1,310,098.68 August 2003.......................... 99,447,773.14 48,951,853.26 17,499,444.70 1,317,195.05 September 2003....................... 98,096,721.87 47,944,042.88 17,139,169.84 1,324,329.86 October 2003......................... 96,787,685.66 46,967,573.42 16,790,098.82 1,331,503.31 November 2003........................ 95,519,870.38 46,021,852.53 16,452,019.88 1,338,715.62 December 2003........................ 94,292,494.78 45,106,297.43 16,124,724.70 1,345,967.00 January 2004......................... 93,104,790.34 44,220,334.85 15,808,008.33 1,353,257.65 February 2004........................ 91,956,001.01 43,363,400.80 15,501,669.16 1,360,587.80 March 2004........................... 90,845,383.06 42,534,940.52 15,205,508.88 1,367,957.65 April 2004........................... 89,772,204.86 41,734,408.26 14,919,332.38 1,375,367.42 May 2004............................. 88,735,746.72 40,961,267.14 14,642,947.74 1,382,817.32 June 2004............................ 87,889,605.14 40,330,091.78 14,417,313.42 1,390,307.58 July 2004............................ 87,077,599.96 39,724,380.31 14,200,781.99 1,397,838.42 August 2004.......................... 86,299,051.16 39,143,625.46 13,993,172.14 1,405,410.04 September 2004....................... 85,553,289.92 38,587,328.35 13,794,305.49 1,413,022.68 October 2004......................... 84,839,658.40 38,054,998.25 13,604,006.65 1,420,676.55 November 2004........................ 84,154,434.44 37,543,858.63 13,421,283.04 1,428,371.88 December 2004........................ 83,439,160.64 37,010,303.48 13,230,546.26 1,436,108.90 January 2005......................... 82,695,492.38 36,455,567.61 13,032,237.73 1,443,887.82 February 2005........................ 81,925,024.07 35,880,840.36 12,826,782.64 1,451,708.88 March 2005........................... 81,129,291.15 35,287,267.11 12,614,590.42 1,459,572.30 April 2005........................... 80,309,772.02 34,675,950.63 12,396,055.31 1,467,478.32 May 2005............................. 79,467,889.86 34,047,952.57 12,171,556.81 1,475,427.16 June 2005............................ 78,531,448.57 33,349,418.56 11,921,842.93 1,483,419.06 Class A6 Class A7 Class A8 Class A9 Distribution Date TAC Balance TAC Balance TAC Balance TAC Balance ----------------- --------------- --------------- -------------- ------------- July 2005............................ $ 77,577,862.38 $ 32,638,095.39 $11,667,557.15 $1,491,454.25 August 2005.......................... 76,608,351.21 31,914,893.06 11,409,024.76 1,499,532.96 September 2005....................... 75,624,087.39 31,180,686.05 11,146,558.40 1,507,655.43 October 2005......................... 74,626,197.23 30,436,314.55 10,880,458.40 1,515,821.89 November 2005........................ 73,615,762.62 29,682,585.56 10,611,013.27 1,524,032.59 December 2005........................ 72,593,822.41 28,920,274.03 10,338,500.02 1,532,287.77 January 2006......................... 71,561,373.95 28,150,123.92 10,063,184.62 1,540,587.66 February 2006........................ 70,519,374.40 27,372,849.22 9,785,322.29 1,548,932.51 March 2006........................... 69,468,742.14 26,589,134.98 9,505,157.95 1,557,322.56 April 2006........................... 68,410,358.01 25,799,638.29 9,222,926.47 1,565,758.06 May 2006............................. 67,345,066.66 25,004,989.17 8,938,853.10 1,574,239.25 June 2006............................ 66,158,566.42 24,119,924.86 8,622,457.84 1,582,766.38 July 2006............................ 64,972,765.14 23,235,381.92 8,306,248.97 1,591,339.70 August 2006.......................... 63,509,988.60 22,144,230.59 7,916,181.16 1,599,959.45 September 2006....................... 61,798,234.55 20,867,355.65 7,459,720.35 1,608,625.90 October 2006......................... 60,114,963.76 19,611,727.66 7,010,854.97 1,617,339.29 November 2006........................ 58,459,698.53 18,376,990.28 6,569,457.61 1,626,099.88 December 2006........................ 56,831,968.61 17,162,792.74 6,135,402.90 1,634,907.92 January 2007......................... 55,231,311.14 15,968,789.77 5,708,567.40 1,643,763.67 February 2007........................ 53,657,270.47 14,794,641.48 5,288,829.60 1,652,667.39 March 2007........................... 52,109,398.12 13,640,013.32 4,876,069.91 1,661,619.34 April 2007........................... 50,587,252.60 12,504,575.98 4,470,170.61 1,670,619.78 May 2007............................. 49,090,399.35 11,388,005.28 4,071,015.81 1,679,668.97 June 2007............................ 47,769,155.82 10,402,429.84 3,718,689.56 1,688,767.18 July 2007............................ 46,468,915.70 9,432,521.78 3,371,964.13 1,697,914.66 August 2007.......................... 45,189,320.33 8,478,013.59 3,030,743.88 1,707,111.70 September 2007....................... 43,930,016.73 7,538,641.94 2,694,934.70 1,716,358.56 October 2007......................... 42,690,657.56 6,614,147.75 2,364,443.94 1,725,655.50 November 2007........................ 41,470,900.98 5,704,276.02 2,039,180.46 1,735,002.80 December 2007........................ 40,270,410.58 4,808,775.82 1,719,054.56 1,744,400.73 January 2008......................... 39,088,855.32 3,927,400.18 1,403,977.94 1,753,849.57 February 2008........................ 37,925,909.42 3,059,906.11 1,093,863.75 1,763,349.59 March 2008........................... 36,781,252.25 2,206,054.44 788,626.48 1,772,901.07 April 2008........................... 35,654,568.30 1,365,609.81 488,181.99 1,782,504.28 May 2008............................. 34,545,547.10 538,340.61 192,447.50 1,792,159.51 June 2008............................ 33,583,073.94 0.00 0.00 1,801,867.04 July 2008............................ 32,633,847.31 0.00 0.00 1,811,627.15 August 2008.......................... 31,697,651.79 0.00 0.00 1,821,440.13 September 2008....................... 30,774,275.19 0.00 0.00 1,831,306.27 October 2008......................... 29,863,508.48 0.00 0.00 1,841,225.84 November 2008........................ 28,965,145.76 0.00 0.00 1,851,199.15 December 2008........................ 28,078,984.21 0.00 0.00 1,861,226.48 January 2009......................... 27,204,824.05 0.00 0.00 1,871,308.12 February 2009........................ 26,342,468.48 0.00 0.00 1,881,444.38 March 2009........................... 25,491,723.63 0.00 0.00 1,891,635.53 April 2009........................... 24,652,398.53 0.00 0.00 1,901,881.89 May 2009............................. 23,824,305.08 0.00 0.00 1,912,183.75 Class A6 Class A7 Class A8 Class A9 Distribution Date TAC Balance TAC Balance TAC Balance TAC Balance ----------------- --------------- --------------- -------------- ------------- June 2009............................ $ 23,007,257.97 $ 0.00 $ 0.00 $1,922,541.41 July 2009............................ 22,201,074.64 0.00 0.00 1,932,955.18 August 2009.......................... 21,405,575.29 0.00 0.00 1,943,425.35 September 2009....................... 20,620,582.78 0.00 0.00 1,953,952.24 October 2009......................... 19,845,922.60 0.00 0.00 1,964,536.15 November 2009........................ 19,081,422.86 0.00 0.00 1,975,177.39 December 2009........................ 18,326,914.23 0.00 0.00 1,985,876.26 January 2010......................... 17,582,229.89 0.00 0.00 1,996,633.09 February 2010........................ 16,847,205.50 0.00 0.00 2,007,448.19 March 2010........................... 16,121,679.19 0.00 0.00 2,018,321.87 April 2010........................... 15,405,491.47 0.00 0.00 2,029,254.44 May 2010............................. 14,698,485.23 0.00 0.00 2,040,246.24 June 2010............................ 14,000,505.70 0.00 0.00 2,051,297.57 July 2010............................ 13,311,400.42 0.00 0.00 2,062,408.77 August 2010.......................... 12,631,019.16 0.00 0.00 2,073,580.15 September 2010....................... 11,959,213.96 0.00 0.00 2,084,812.04 October 2010......................... 11,295,839.02 0.00 0.00 2,096,104.77 November 2010........................ 10,640,750.73 0.00 0.00 2,107,458.67 December 2010........................ 9,993,807.59 0.00 0.00 2,118,874.08 January 2011......................... 9,354,870.20 0.00 0.00 2,130,351.31 February 2011........................ 8,723,801.25 0.00 0.00 2,141,890.71 March 2011........................... 8,100,465.42 0.00 0.00 2,153,492.62 April 2011........................... 7,484,729.41 0.00 0.00 2,165,157.37 May 2011............................. 6,876,461.90 0.00 0.00 2,176,885.31 June 2011............................ 6,275,533.49 0.00 0.00 2,188,676.77 July 2011............................ 5,681,816.72 0.00 0.00 2,200,532.10 August 2011.......................... 5,095,185.99 0.00 0.00 2,212,451.65 September 2011....................... 4,515,517.55 0.00 0.00 2,224,435.77 October 2011......................... 3,942,689.50 0.00 0.00 2,236,484.79 November 2011........................ 3,376,581.69 0.00 0.00 2,248,599.08 December 2011........................ 2,817,075.79 0.00 0.00 2,260,779.00 January 2012......................... 2,264,055.18 0.00 0.00 2,273,024.88 February 2012........................ 1,717,404.96 0.00 0.00 2,285,337.10 March 2012........................... 1,177,011.93 0.00 0.00 2,297,716.01 April 2012........................... 642,764.54 0.00 0.00 2,310,161.97 May 2012............................. 114,552.87 0.00 0.00 2,322,675.35 June 2012............................ 0.00 0.00 0.00 1,459,339.46 July 2012............................ 0.00 0.00 0.00 362,485.68 August 2012 and thereafter........... 0.00 0.00 0.00 0.00 Class A10 Class A11 Class A12 Class A13 Distribution Date TAC Balance TAC Balance TAC Balance TAC Balance ----------------- -------------- ------------- ------------- -------------- Initial Balance...................... $18,929,196.00 $6,694,000.00 $1,306,000.00 $21,000,000.00 June 1999............................ 18,929,196.00 6,694,000.00 1,306,000.00 20,874,562.10 July 1999............................ 18,929,196.00 6,694,000.00 1,306,000.00 20,727,697.56 August 1999.......................... 18,929,196.00 6,694,000.00 1,306,000.00 20,559,495.07 September 1999....................... 18,929,196.00 6,694,000.00 1,306,000.00 20,370,063.76 October 1999......................... 18,929,196.00 6,694,000.00 1,306,000.00 20,159,542.86 November 1999........................ 18,929,196.00 6,694,000.00 1,306,000.00 19,928,101.71 December 1999........................ 18,929,196.00 6,694,000.00 1,306,000.00 19,675,939.62 January 2000......................... 18,929,196.00 6,694,000.00 1,306,000.00 19,403,285.68 February 2000........................ 18,929,196.00 6,694,000.00 1,306,000.00 19,110,398.53 March 2000........................... 18,929,196.00 6,694,000.00 1,306,000.00 18,797,566.00 April 2000........................... 18,929,196.00 6,694,000.00 1,306,000.00 18,465,104.76 May 2000............................. 18,929,196.00 6,694,000.00 1,306,000.00 18,113,359.83 June 2000............................ 18,929,196.00 6,694,000.00 1,306,000.00 17,742,704.02 July 2000............................ 18,929,196.00 6,694,000.00 1,306,000.00 17,353,537.39 August 2000.......................... 18,929,196.00 6,694,000.00 1,306,000.00 16,946,286.51 September 2000....................... 18,929,196.00 6,694,000.00 1,306,000.00 16,521,403.75 October 2000......................... 18,929,196.00 6,694,000.00 1,306,000.00 16,079,366.50 November 2000........................ 18,929,196.00 6,694,000.00 1,306,000.00 15,620,676.24 December 2000........................ 18,929,196.00 6,694,000.00 1,306,000.00 15,145,857.67 January 2001......................... 18,929,196.00 6,694,000.00 1,306,000.00 14,655,457.69 February 2001........................ 18,929,196.00 6,694,000.00 1,306,000.00 14,150,044.37 March 2001........................... 18,929,196.00 6,694,000.00 1,306,000.00 13,630,205.81 April 2001........................... 18,929,196.00 6,694,000.00 1,306,000.00 13,096,549.07 May 2001............................. 18,929,196.00 6,694,000.00 1,306,000.00 12,549,698.88 June 2001............................ 18,929,196.00 6,694,000.00 1,306,000.00 12,274,776.87 July 2001............................ 18,929,196.00 6,694,000.00 1,306,000.00 11,998,995.92 August 2001.......................... 18,929,196.00 6,694,000.00 1,306,000.00 11,719,256.98 September 2001....................... 18,929,196.00 6,694,000.00 1,306,000.00 11,445,896.90 October 2001......................... 18,929,196.00 6,694,000.00 1,306,000.00 11,179,334.07 November 2001........................ 18,929,196.00 6,694,000.00 1,306,000.00 10,919,446.86 December 2001........................ 18,929,196.00 6,694,000.00 1,306,000.00 10,666,115.58 January 2002......................... 18,929,196.00 6,694,000.00 1,306,000.00 10,419,222.47 February 2002........................ 18,929,196.00 6,694,000.00 1,306,000.00 10,178,651.65 March 2002........................... 18,929,196.00 6,694,000.00 1,306,000.00 9,944,289.08 April 2002........................... 18,929,196.00 6,694,000.00 1,306,000.00 9,716,022.56 May 2002............................. 18,929,196.00 6,694,000.00 1,306,000.00 9,493,741.70 June 2002............................ 18,929,196.00 6,694,000.00 1,306,000.00 9,277,337.85 July 2002............................ 18,929,196.00 6,694,000.00 1,306,000.00 9,066,704.14 August 2002.......................... 18,929,196.00 6,694,000.00 1,306,000.00 8,861,735.38 September 2002....................... 18,929,196.00 6,694,000.00 1,306,000.00 8,662,328.11 October 2002......................... 18,929,196.00 6,694,000.00 1,306,000.00 8,468,380.50 November 2002........................ 18,929,196.00 6,694,000.00 1,306,000.00 8,279,792.38 December 2002........................ 18,929,196.00 6,694,000.00 1,306,000.00 8,096,465.19 January 2003......................... 18,929,196.00 6,694,000.00 1,306,000.00 7,918,301.94 February 2003........................ 18,929,196.00 6,694,000.00 1,306,000.00 7,745,207.22 March 2003........................... 18,929,196.00 6,694,000.00 1,306,000.00 7,577,087.17 Class A10 Class A11 Class A12 Class A13 Distribution Date TAC Balance TAC Balance TAC Balance TAC Balance ----------------- -------------- ------------- ------------- -------------- April 2003........................... $18,929,196.00 $6,694,000.00 $1,306,000.00 $ 7,413,849.43 May 2003............................. 18,929,196.00 6,694,000.00 1,306,000.00 7,255,403.12 June 2003............................ 18,929,196.00 6,694,000.00 1,306,000.00 7,101,658.86 July 2003............................ 18,929,196.00 6,694,000.00 1,306,000.00 6,952,528.70 August 2003.......................... 18,929,196.00 6,694,000.00 1,306,000.00 6,807,926.11 September 2003....................... 18,929,196.00 6,694,000.00 1,306,000.00 6,667,765.97 October 2003......................... 18,929,196.00 6,694,000.00 1,306,000.00 6,531,964.54 November 2003........................ 18,929,196.00 6,694,000.00 1,306,000.00 6,400,439.43 December 2003........................ 18,929,196.00 6,694,000.00 1,306,000.00 6,273,109.59 January 2004......................... 18,929,196.00 6,694,000.00 1,306,000.00 6,149,895.30 February 2004........................ 18,929,196.00 6,694,000.00 1,306,000.00 6,030,718.12 March 2004........................... 18,929,196.00 6,694,000.00 1,306,000.00 5,915,500.91 April 2004........................... 18,929,196.00 6,694,000.00 1,306,000.00 5,804,167.74 May 2004............................. 18,929,196.00 6,694,000.00 1,306,000.00 5,696,643.98 June 2004............................ 18,929,196.00 6,694,000.00 1,306,000.00 5,608,863.95 July 2004............................ 18,929,196.00 6,694,000.00 1,306,000.00 5,524,625.28 August 2004.......................... 18,929,196.00 6,694,000.00 1,306,000.00 5,443,857.43 September 2004....................... 18,929,196.00 6,694,000.00 1,306,000.00 5,366,491.01 October 2004......................... 18,929,196.00 6,694,000.00 1,306,000.00 5,292,457.77 November 2004........................ 18,929,196.00 6,694,000.00 1,306,000.00 5,221,371.58 December 2004........................ 18,929,196.00 6,694,000.00 1,306,000.00 5,147,167.98 January 2005......................... 18,929,196.00 6,694,000.00 1,306,000.00 5,070,018.68 February 2005........................ 18,929,196.00 6,694,000.00 1,306,000.00 4,990,089.11 March 2005........................... 18,929,196.00 6,694,000.00 1,306,000.00 4,907,538.55 April 2005........................... 18,929,196.00 6,694,000.00 1,306,000.00 4,822,520.38 May 2005............................. 18,929,196.00 6,694,000.00 1,306,000.00 4,735,182.22 June 2005............................ 18,929,196.00 6,694,000.00 1,306,000.00 4,638,034.36 July 2005............................ 18,929,196.00 6,694,000.00 1,306,000.00 4,539,107.86 August 2005.......................... 18,929,196.00 6,694,000.00 1,306,000.00 4,438,529.28 September 2005....................... 18,929,196.00 6,694,000.00 1,306,000.00 4,336,420.23 October 2005......................... 18,929,196.00 6,694,000.00 1,306,000.00 4,232,897.57 November 2005........................ 18,929,196.00 6,694,000.00 1,306,000.00 4,128,073.52 December 2005........................ 18,929,196.00 6,694,000.00 1,306,000.00 4,022,055.87 January 2006......................... 18,929,196.00 6,694,000.00 1,306,000.00 3,914,948.07 February 2006........................ 18,929,196.00 6,694,000.00 1,306,000.00 3,806,849.44 March 2006........................... 18,929,196.00 6,694,000.00 1,306,000.00 3,697,855.22 April 2006........................... 18,929,196.00 6,694,000.00 1,306,000.00 3,588,056.82 May 2006............................. 18,929,196.00 6,694,000.00 1,306,000.00 3,477,541.86 June 2006............................ 18,929,196.00 6,694,000.00 1,306,000.00 3,354,452.49 July 2006............................ 18,929,196.00 6,694,000.00 1,306,000.00 3,231,435.64 August 2006.......................... 18,929,196.00 6,694,000.00 1,306,000.00 3,079,684.95 September 2006....................... 18,929,196.00 6,694,000.00 1,306,000.00 2,902,104.94 October 2006......................... 18,929,196.00 6,694,000.00 1,306,000.00 2,727,479.84 November 2006........................ 18,929,196.00 6,694,000.00 1,306,000.00 2,555,760.07 December 2006........................ 18,929,196.00 6,694,000.00 1,306,000.00 2,386,896.86 January 2007......................... 18,929,196.00 6,694,000.00 1,306,000.00 2,220,842.19 February 2007........................ 18,929,196.00 6,694,000.00 1,306,000.00 2,057,548.78 Class A10 Class A11 Class A12 Class A13 Distribution Date TAC Balance TAC Balance TAC Balance TAC Balance ----------------- -------------- ------------- ------------- -------------- March 2007........................... $18,929,196.00 $6,694,000.00 $1,306,000.00 $ 1,896,970.12 April 2007........................... 18,929,196.00 6,694,000.00 1,306,000.00 1,739,060.40 May 2007............................. 18,929,196.00 6,694,000.00 1,306,000.00 1,583,774.53 June 2007............................ 18,929,196.00 6,694,000.00 1,306,000.00 1,446,706.69 July 2007............................ 18,929,196.00 6,694,000.00 1,306,000.00 1,311,817.78 August 2007.......................... 18,929,196.00 6,694,000.00 1,306,000.00 1,179,070.58 September 2007....................... 18,929,196.00 6,694,000.00 1,306,000.00 1,048,428.48 October 2007......................... 18,929,196.00 6,694,000.00 1,306,000.00 919,855.45 November 2007........................ 18,929,196.00 6,694,000.00 1,306,000.00 793,316.03 December 2007........................ 18,929,196.00 6,694,000.00 1,306,000.00 668,775.30 January 2008......................... 18,929,196.00 6,694,000.00 1,306,000.00 546,198.94 February 2008........................ 18,929,196.00 6,694,000.00 1,306,000.00 425,553.14 March 2008........................... 18,929,196.00 6,694,000.00 1,306,000.00 306,804.64 April 2008........................... 18,929,196.00 6,694,000.00 1,306,000.00 189,920.71 May 2008............................. 18,929,196.00 6,694,000.00 1,306,000.00 74,869.14 June 2008............................ 18,794,443.52 6,646,346.99 1,296,702.89 0.00 July 2008............................ 18,263,217.99 6,458,487.79 1,260,051.55 0.00 August 2008.......................... 17,739,285.20 6,273,207.54 1,223,903.35 0.00 September 2008....................... 17,222,526.39 6,090,464.26 1,188,250.12 0.00 October 2008......................... 16,712,824.58 5,910,216.56 1,153,083.78 0.00 November 2008........................ 16,210,064.54 5,732,423.71 1,118,396.38 0.00 December 2008........................ 15,714,132.78 5,557,045.57 1,084,180.09 0.00 January 2009......................... 15,224,917.47 5,384,042.60 1,050,427.19 0.00 February 2009........................ 14,742,308.49 5,213,375.84 1,017,130.09 0.00 March 2009........................... 14,266,197.34 5,045,006.93 984,281.30 0.00 April 2009........................... 13,796,477.14 4,878,898.08 951,873.45 0.00 May 2009............................. 13,333,042.63 4,715,012.06 919,899.27 0.00 June 2009............................ 12,875,790.08 4,553,312.19 888,351.62 0.00 July 2009............................ 12,424,617.36 4,393,762.35 857,223.43 0.00 August 2009.......................... 11,979,423.82 4,236,326.94 826,507.77 0.00 September 2009....................... 11,540,110.33 4,080,970.93 796,197.79 0.00 October 2009......................... 11,106,579.23 3,927,659.76 766,286.77 0.00 November 2009........................ 10,678,734.32 3,776,359.42 736,768.06 0.00 December 2009........................ 10,256,480.84 3,627,036.39 707,635.12 0.00 January 2010......................... 9,839,725.43 3,479,657.67 678,881.52 0.00 February 2010........................ 9,428,376.12 3,334,190.72 650,500.91 0.00 March 2010........................... 9,022,342.31 3,190,603.52 622,487.03 0.00 April 2010........................... 8,621,534.76 3,048,864.50 594,833.74 0.00 May 2010............................. 8,225,865.54 2,908,942.56 567,534.95 0.00 June 2010............................ 7,835,248.02 2,770,807.08 540,584.71 0.00 July 2010............................ 7,449,596.90 2,634,427.88 513,977.11 0.00 August 2010.......................... 7,068,828.08 2,499,775.23 487,706.37 0.00 September 2010....................... 6,692,858.78 2,366,819.84 461,766.76 0.00 October 2010......................... 6,321,607.39 2,235,532.87 436,152.66 0.00 November 2010........................ 5,954,993.55 2,105,885.89 410,858.53 0.00 December 2010........................ 5,592,938.06 1,977,850.90 385,878.89 0.00 January 2011......................... 5,235,362.91 1,851,400.31 361,208.37 0.00 Class A10 Class A11 Class A12 Class A13 Distribution Date TAC Balance TAC Balance TAC Balance TAC Balance ----------------- -------------- ------------- ------------- -------------- February 2011........................ $ 4,882,191.25 $1,726,506.94 $ 336,841.66 $ 0.00 March 2011........................... 4,533,347.37 1,603,144.01 312,773.54 0.00 April 2011........................... 4,188,756.65 1,481,285.15 288,998.87 0.00 May 2011............................. 3,848,345.60 1,360,904.36 265,512.56 0.00 June 2011............................ 3,512,041.81 1,241,976.04 242,309.64 0.00 July 2011............................ 3,179,773.94 1,124,474.95 219,385.16 0.00 August 2011.......................... 2,851,471.71 1,008,376.25 196,734.30 0.00 September 2011....................... 2,527,065.86 893,655.43 174,352.26 0.00 October 2011......................... 2,206,488.16 780,288.38 152,234.33 0.00 November 2011........................ 1,889,671.39 668,251.32 130,375.89 0.00 December 2011........................ 1,576,549.30 557,520.83 108,772.36 0.00 January 2012......................... 1,267,056.65 448,073.82 87,419.24 0.00 February 2012........................ 961,129.13 339,887.57 66,312.09 0.00 March 2012........................... 658,703.38 232,939.66 45,446.55 0.00 April 2012........................... 359,716.97 127,208.01 24,818.29 0.00 May 2012............................. 64,108.41 22,670.89 4,423.09 0.00 June 2012 and thereafter............. 0.00 0.00 0.00 0.00 Class A14 Class A18 Class A19 Class A20 Distribution Date TAC Balance TAC Balance TAC Balance TAC Balance ----------------- ------------- ------------- ------------- ----------- Initial Balance...................... $6,461,538.00 $5,630,052.00 $5,630,052.00 $649,621.00 June 1999............................ 6,422,941.73 5,630,052.00 5,630,052.00 649,621.00 July 1999............................ 6,377,752.64 5,630,052.00 5,630,052.00 649,621.00 August 1999.......................... 6,325,998.03 5,630,052.00 5,630,052.00 649,621.00 September 1999....................... 6,267,711.48 5,630,052.00 5,630,052.00 649,621.00 October 1999......................... 6,202,935.82 5,630,052.00 5,630,052.00 649,621.00 November 1999........................ 6,131,723.17 5,630,052.00 5,630,052.00 649,621.00 December 1999........................ 6,054,134.84 5,630,052.00 5,630,052.00 649,621.00 January 2000......................... 5,970,241.32 5,630,052.00 5,630,052.00 649,621.00 February 2000........................ 5,880,122.20 5,630,052.00 5,630,052.00 649,621.00 March 2000........................... 5,783,866.05 5,630,052.00 5,630,052.00 649,621.00 April 2000........................... 5,681,570.29 5,630,052.00 5,630,052.00 649,621.00 May 2000............................. 5,573,341.09 5,630,052.00 5,630,052.00 649,621.00 June 2000............................ 5,459,293.16 5,630,052.00 5,630,052.00 649,621.00 July 2000............................ 5,339,549.59 5,630,052.00 5,630,052.00 649,621.00 August 2000.......................... 5,214,241.63 5,630,052.00 5,630,052.00 649,621.00 September 2000....................... 5,083,508.48 5,630,052.00 5,630,052.00 649,621.00 October 2000......................... 4,947,497.03 5,630,052.00 5,630,052.00 649,621.00 November 2000........................ 4,806,361.58 5,630,052.00 5,630,052.00 649,621.00 December 2000........................ 4,660,263.57 5,630,052.00 5,630,052.00 649,621.00 January 2001......................... 4,509,371.28 5,630,052.00 5,630,052.00 649,621.00 February 2001........................ 4,353,859.49 5,630,052.00 5,630,052.00 649,621.00 March 2001........................... 4,193,909.18 5,630,052.00 5,630,052.00 649,621.00 April 2001........................... 4,029,707.12 5,630,052.00 5,630,052.00 649,621.00 May 2001............................. 3,861,445.53 5,630,052.00 5,630,052.00 649,621.00 June 2001............................ 3,776,854.15 5,630,052.00 5,630,052.00 649,621.00 July 2001............................ 3,691,998.48 5,630,052.00 5,630,052.00 649,621.00 August 2001.......................... 3,605,924.97 5,630,052.00 5,630,052.00 649,621.00 September 2001....................... 3,521,814.18 5,630,052.00 5,630,052.00 649,621.00 October 2001......................... 3,439,794.85 5,630,052.00 5,630,052.00 649,621.00 November 2001........................ 3,359,829.56 5,630,052.00 5,630,052.00 649,621.00 December 2001........................ 3,281,881.48 5,630,052.00 5,630,052.00 649,621.00 January 2002......................... 3,205,914.38 5,630,052.00 5,630,052.00 649,621.00 February 2002........................ 3,131,892.59 5,630,052.00 5,630,052.00 649,621.00 March 2002........................... 3,059,781.04 5,630,052.00 5,630,052.00 649,621.00 April 2002........................... 2,989,545.19 5,630,052.00 5,630,052.00 649,621.00 May 2002............................. 2,921,151.08 5,630,052.00 5,630,052.00 649,621.00 June 2002............................ 2,854,565.29 5,630,052.00 5,630,052.00 649,621.00 July 2002............................ 2,789,754.92 5,630,052.00 5,630,052.00 649,621.00 August 2002.......................... 2,726,687.62 5,630,052.00 5,630,052.00 649,621.00 September 2002....................... 2,665,331.54 5,630,052.00 5,630,052.00 649,621.00 October 2002......................... 2,605,655.35 5,630,052.00 5,630,052.00 649,621.00 November 2002........................ 2,547,628.24 5,630,052.00 5,630,052.00 649,621.00 December 2002........................ 2,491,219.88 5,630,052.00 5,630,052.00 649,621.00 January 2003......................... 2,436,400.42 5,630,052.00 5,630,052.00 649,621.00 February 2003........................ 2,383,140.51 5,630,052.00 5,630,052.00 649,621.00 March 2003........................... 2,331,411.27 5,630,052.00 5,630,052.00 649,621.00 Class A14 Class A18 Class A19 Class A20 Distribution Date TAC Balance TAC Balance TAC Balance TAC Balance ----------------- ------------- ------------- ------------- ----------- April 2003........................... $2,281,184.28 $5,630,052.00 $5,630,052.00 $649,621.00 May 2003............................. 2,232,431.57 5,630,052.00 5,630,052.00 649,621.00 June 2003............................ 2,185,125.65 5,630,052.00 5,630,052.00 649,621.00 July 2003............................ 2,139,239.45 5,630,052.00 5,630,052.00 649,621.00 August 2003.......................... 2,094,746.35 5,630,052.00 5,630,052.00 649,621.00 September 2003....................... 2,051,620.15 5,630,052.00 5,630,052.00 649,621.00 October 2003......................... 2,009,835.10 5,630,052.00 5,630,052.00 649,621.00 November 2003........................ 1,969,365.84 5,630,052.00 5,630,052.00 649,621.00 December 2003........................ 1,930,187.43 5,630,052.00 5,630,052.00 649,621.00 January 2004......................... 1,892,275.34 5,630,052.00 5,630,052.00 649,621.00 February 2004........................ 1,855,605.44 5,630,052.00 5,630,052.00 649,621.00 March 2004........................... 1,820,153.99 5,630,052.00 5,630,052.00 649,621.00 April 2004........................... 1,785,897.64 5,630,052.00 5,630,052.00 649,621.00 May 2004............................. 1,752,813.41 5,630,052.00 5,630,052.00 649,621.00 June 2004............................ 1,725,804.17 5,630,052.00 5,630,052.00 649,621.00 July 2004............................ 1,699,884.58 5,630,052.00 5,630,052.00 649,621.00 August 2004.......................... 1,675,032.93 5,630,052.00 5,630,052.00 649,621.00 September 2004....................... 1,651,227.88 5,630,052.00 5,630,052.00 649,621.00 October 2004......................... 1,628,448.43 5,630,052.00 5,630,052.00 649,621.00 November 2004........................ 1,606,575.76 5,630,052.00 5,630,052.00 649,621.00 December 2004........................ 1,583,743.88 5,630,052.00 5,630,052.00 649,621.00 January 2005......................... 1,560,005.64 5,630,052.00 5,630,052.00 649,621.00 February 2005........................ 1,535,411.93 5,630,052.00 5,630,052.00 649,621.00 March 2005........................... 1,510,011.75 5,630,052.00 5,630,052.00 649,621.00 April 2005........................... 1,483,852.32 5,630,052.00 5,630,052.00 649,621.00 May 2005............................. 1,456,979.04 5,630,052.00 5,630,052.00 649,621.00 June 2005............................ 1,427,087.39 5,630,052.00 5,630,052.00 649,621.00 July 2005............................ 1,396,648.47 5,630,052.00 5,630,052.00 649,621.00 August 2005.......................... 1,365,701.22 5,630,052.00 5,630,052.00 649,621.00 September 2005....................... 1,334,283.05 5,630,052.00 5,630,052.00 649,621.00 October 2005......................... 1,302,429.93 5,630,052.00 5,630,052.00 649,621.00 November 2005........................ 1,270,176.38 5,630,052.00 5,630,052.00 649,621.00 December 2005........................ 1,237,555.56 5,630,052.00 5,630,052.00 649,621.00 January 2006......................... 1,204,599.32 5,630,052.00 5,630,052.00 649,621.00 February 2006........................ 1,171,338.20 5,630,052.00 5,630,052.00 649,621.00 March 2006........................... 1,137,801.53 5,630,052.00 5,630,052.00 649,621.00 April 2006........................... 1,104,017.41 5,630,052.00 5,630,052.00 649,621.00 May 2006............................. 1,070,012.80 5,630,052.00 5,630,052.00 649,621.00 June 2006............................ 1,032,139.16 5,630,052.00 5,630,052.00 649,621.00 July 2006............................ 994,287.82 5,630,052.00 5,630,052.00 649,621.00 August 2006.......................... 947,595.30 5,630,052.00 5,630,052.00 649,621.00 September 2006....................... 892,955.30 5,630,052.00 5,630,052.00 649,621.00 October 2006......................... 839,224.51 5,630,052.00 5,630,052.00 649,621.00 November 2006........................ 786,387.66 5,630,052.00 5,630,052.00 649,621.00 December 2006........................ 734,429.75 5,630,052.00 5,630,052.00 649,621.00 January 2007......................... 683,336.01 5,630,052.00 5,630,052.00 649,621.00 February 2007........................ 633,091.89 5,630,052.00 5,630,052.00 649,621.00 Class A14 Class A18 Class A19 Class A20 Distribution Date TAC Balance TAC Balance TAC Balance TAC Balance ----------------- ------------- ------------- ------------- ----------- March 2007........................... $ 583,683.07 $5,630,052.00 $5,630,052.00 $649,621.00 April 2007........................... 535,095.47 5,630,052.00 5,630,052.00 649,621.00 May 2007............................. 487,315.21 5,630,052.00 5,630,052.00 649,621.00 June 2007............................ 445,140.49 5,630,052.00 5,630,052.00 649,621.00 July 2007............................ 403,636.21 5,630,052.00 5,630,052.00 649,621.00 August 2007.......................... 362,790.92 5,630,052.00 5,630,052.00 649,621.00 September 2007....................... 322,593.36 5,630,052.00 5,630,052.00 649,621.00 October 2007......................... 283,032.43 5,630,052.00 5,630,052.00 649,621.00 November 2007........................ 244,097.22 5,630,052.00 5,630,052.00 649,621.00 December 2007........................ 205,777.00 5,630,052.00 5,630,052.00 649,621.00 January 2008......................... 168,061.20 5,630,052.00 5,630,052.00 649,621.00 February 2008........................ 130,939.42 5,630,052.00 5,630,052.00 649,621.00 March 2008........................... 94,401.42 5,630,052.00 5,630,052.00 649,621.00 April 2008........................... 58,437.14 5,630,052.00 5,630,052.00 649,621.00 May 2008............................. 23,036.66 5,630,052.00 5,630,052.00 649,621.00 June 2008............................ 0.00 5,589,972.99 5,589,972.99 644,996.50 July 2008............................ 0.00 5,431,972.23 5,431,972.23 626,765.66 August 2008.......................... 0.00 5,276,140.52 5,276,140.52 608,785.08 September 2008....................... 0.00 5,122,442.56 5,122,442.56 591,050.71 October 2008......................... 0.00 4,970,843.53 4,970,843.53 573,558.53 November 2008........................ 0.00 4,821,309.17 4,821,309.17 556,304.58 December 2008........................ 0.00 4,673,805.73 4,673,805.73 539,284.96 January 2009......................... 0.00 4,528,299.94 4,528,299.94 522,495.84 February 2009........................ 0.00 4,384,759.05 4,384,759.05 505,933.44 March 2009........................... 0.00 4,243,150.78 4,243,150.78 489,594.03 April 2009........................... 0.00 4,103,443.36 4,103,443.36 473,473.95 May 2009............................. 0.00 3,965,605.48 3,965,605.48 457,569.59 June 2009............................ 0.00 3,829,606.27 3,829,606.27 441,877.39 July 2009............................ 0.00 3,695,415.37 3,695,415.37 426,393.83 August 2009.......................... 0.00 3,563,002.84 3,563,002.84 411,115.47 September 2009....................... 0.00 3,432,339.19 3,432,339.19 396,038.90 October 2009......................... 0.00 3,303,395.38 3,303,395.38 381,160.78 November 2009........................ 0.00 3,176,142.80 3,176,142.80 366,477.80 December 2009........................ 0.00 3,050,553.25 3,050,553.25 351,986.71 January 2010......................... 0.00 2,926,598.99 2,926,598.99 337,684.30 February 2010........................ 0.00 2,804,252.64 2,804,252.64 323,567.42 March 2010........................... 0.00 2,683,487.26 2,683,487.26 309,632.96 April 2010........................... 0.00 2,564,276.32 2,564,276.32 295,877.86 May 2010............................. 0.00 2,446,593.65 2,446,593.65 282,299.10 June 2010............................ 0.00 2,330,413.49 2,330,413.49 268,893.71 July 2010............................ 0.00 2,215,710.48 2,215,710.48 255,658.75 August 2010.......................... 0.00 2,102,459.59 2,102,459.59 242,591.35 September 2010....................... 0.00 1,990,636.21 1,990,636.21 229,688.66 October 2010......................... 0.00 1,880,216.06 1,880,216.06 216,947.88 November 2010........................ 0.00 1,771,175.24 1,771,175.24 204,366.25 December 2010........................ 0.00 1,663,490.20 1,663,490.20 191,941.06 January 2011......................... 0.00 1,557,137.74 1,557,137.74 179,669.63 Class A14 Class A18 Class A19 Class A20 Distribution Date TAC Balance TAC Balance TAC Balance TAC Balance ----------------- ------------- ------------- ------------- ----------- February 2011........................ $ 0.00 $1,452,094.99 $1,452,094.99 $167,549.32 March 2011........................... 0.00 1,348,339.43 1,348,339.43 155,577.53 April 2011........................... 0.00 1,245,848.88 1,245,848.88 143,751.71 May 2011............................. 0.00 1,144,601.48 1,144,601.48 132,069.32 June 2011............................ 0.00 1,044,575.69 1,044,575.69 120,527.89 July 2011............................ 0.00 945,750.29 945,750.29 109,124.97 August 2011.......................... 0.00 848,104.38 848,104.38 97,858.14 September 2011....................... 0.00 751,617.35 751,617.35 86,725.03 October 2011......................... 0.00 656,268.92 656,268.92 75,723.29 November 2011........................ 0.00 562,039.09 562,039.09 64,850.63 December 2011........................ 0.00 468,908.16 468,908.16 54,104.76 January 2012......................... 0.00 376,856.73 376,856.73 43,483.44 February 2012........................ 0.00 285,865.65 285,865.65 32,984.48 March 2012........................... 0.00 195,916.10 195,916.10 22,605.69 April 2012........................... 0.00 106,989.50 106,989.50 12,344.94 May 2012............................. 0.00 19,067.57 19,067.57 2,200.10 June 2012 and thereafter............. 0.00 0.00 0.00 0.00 EXHIBIT C MORTGAGE LOANS GE Capital Mortgages Services, Inc. EXHIBIT C \ Issue Date: May 1, 1999\ P.O. Box 5260\ Cherry Hill, N.J. 08034\ (800) -257-7818\ DELIVERY ID: 0004991130 -------------------------------------------------------------------------------- LN # 0001085265 MORTGAGORS: DEFILIPPIS, FRANCO DEFILIPPIS, EMANUELA ADDRESS : 86 DARLINGTON DRIVE MORTGAGE AMT: 129,000.00 CITY WAYNE :\ STATE/ZIP :\ LIFETIME RATE : 10.25000 NJ 07470 UNPAID BALANCE: 111,441.530 OPTION TO CONVERT : No MONTHLY P&I: 1,155.98 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 10.25000 MATURITY DATE: 05/01/16 RATE: ------------------ -------------------------------------------------------------------------------- LN # 0001086800 MORTGAGORS: FULLER, JAMES FULLER, MARY ADDRESS : 467 MEDINA DRIVE MORTGAGE AMT: 79,000.00 CITY HIGHLAND VILLAGE :\ STATE/ZIP :\ LIFETIME RATE : 10.25000 TX 75067 UNPAID BALANCE: 68,383.820 OPTION TO CONVERT : No MONTHLY P&I: 707.93 ANNUAL RATE ADJUST: 0.000 LTV : 57.66423 OUTSIDE CONV DATE: CURRENT INT 10.25000 MATURITY DATE: 06/01/16 RATE: 02 -------------------------------------------------------------------------------- LN # 0001102888 MORTGAGORS: GARBACCIO, ERNEST GARBACCIO, JANET ADDRESS : 8 PINEVIEW DRIVE MORTGAGE AMT: 110,000.00 CITY WALDWICK :\ STATE/ZIP :\ LIFETIME RATE : 10.37500 NJ 07436 UNPAID BALANCE: 94,899.580 OPTION TO CONVERT : No MONTHLY P&I: 995.95 ANNUAL RATE ADJUST: 0.000 LTV : 68.75000 OUTSIDE CONV DATE: CURRENT INT 10.37500 MATURITY DATE: 04/01/16 RATE: 02 - -------------------------------------------------------------------------------- LN # 0001138247 MORTGAGORS: KIM, SANG KIM, KYUNG ADDRESS : 33 BERKSHIRE DRIVE MORTGAGE AMT: 133,250.00 CITY BERKELEY HEIGHTS :\ STATE/ZIP :\ LIFETIME RATE : 10.12500 NJ 07922 UNPAID BALANCE: 115,382.640 OPTION TO CONVERT : No MONTHLY P&I: 1,181.70 ANNUAL RATE ADJUST: 0.000 LTV : 63.45238 OUTSIDE CONV DATE: CURRENT INT 10.12500 MATURITY DATE: 08/01/16 RATE: 02 - -------------------------------------------------------------------------------- LN # 0001185313 MORTGAGORS: BRENNAN, KENNETH BRENNAN, DELIA ADDRESS : 16 BRANCHVILLE ROAD MORTGAGE AMT: 159,300.00 CITY CLARKSTOWN TOWN :\ STATE/ZIP :\ LIFETIME RATE : 10.25000 NY 10989 UNPAID BALANCE: 132,763.660 OPTION TO CONVERT : No MONTHLY P&I: 1,427.49 ANNUAL RATE ADJUST: 0.000 LTV : 74.96470 OUTSIDE CONV DATE: CURRENT INT 10.25000 MATURITY DATE: 07/01/16 RATE: 02 - -------------------------------------------------------------------------------- LN # 0001185370 MORTGAGORS: BALASKOVITS, ALBERT BALASKOVITS, ANNA ADDRESS : 16 MAY PLACE MORTGAGE AMT: 148,100.00 CITY CLARKSTOWN TOWN :\ STATE/ZIP :\ LIFETIME RATE : 10.25000 NY 10954 UNPAID BALANCE: 128,346.230 OPTION TO CONVERT : No MONTHLY P&I: 1,327.13 ANNUAL RATE ADJUST: 0.000 LTV : 74.98734 OUTSIDE CONV DATE: CURRENT INT 10.25000 MATURITY DATE: 07/01/16 RATE: 02 - -------------------------------------------------------------------------------- LN # 0001195098 MORTGAGORS: MONT, JAY ADDRESS : NORTH PASS ROAD & LANDFIL MORTGAGE AMT: 150,000.00 CITY EAST HAMPTON :\ STATE/ZIP :\ LIFETIME RATE : 11.00000 NY 11937 UNPAID BALANCE: 100,028.390 OPTION TO CONVERT : No MONTHLY P&I: 1,428.49 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 11.00000 MATURITY DATE: 09/01/16 RATE: 02 - -------------------------------------------------------------------------------- LN # 0001239995 MORTGAGORS: REINERT, RICHARD REINERT, SHARON ADDRESS : 3011 NORTH IOWA STREET MORTGAGE AMT: 97,500.00 CITY CHANDLER :\ STATE/ZIP :\ LIFETIME RATE : 10.25000 AZ 85224 UNPAID BALANCE: 83,915.530 OPTION TO CONVERT : No MONTHLY P&I: 873.70 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 10.25000 MATURITY DATE: 05/01/16 RATE: 02 - -------------------------------------------------------------------------------- LN # 0001313832 MORTGAGORS: THOMPSON, MICHAEL THOMPSON, SUSAN ADDRESS : 331 SPRINGBROOK TRAIL MORTGAGE AMT: 100,000.00 CITY SPARTA TOWNSHIP :\ STATE/ZIP :\ LIFETIME RATE : 10.37500 NJ 07871 UNPAID BALANCE: 87,246.900 OPTION TO CONVERT : No MONTHLY P&I: 905.41 ANNUAL RATE ADJUST: 0.000 LTV : 66.66666 OUTSIDE CONV DATE: CURRENT INT 10.37500 MATURITY DATE: 09/01/16 RATE: 02 - -------------------------------------------------------------------------------- LN # 0001404003 MORTGAGORS: SANDELL, RON SANDELL, JULIE ADDRESS : 3321 SAN SIMEON WAY MORTGAGE AMT: 162,750.00 CITY PLANO :\ STATE/ZIP :\ LIFETIME RATE : 10.75000 TX 75023 UNPAID BALANCE: 144,184.930 OPTION TO CONVERT : No MONTHLY P&I: 1,519.25 ANNUAL RATE ADJUST: 0.000 LTV : 74.82758 OUTSIDE CONV DATE: CURRENT INT 10.75000 MATURITY DATE: 08/01/17 RATE: 02 - -------------------------------------------------------------------------------- LN # 0001420108 MORTGAGORS: SHAH, HASMUKH SHAH, BHARATI ADDRESS : 601 TIMBER OAKS ROAD MORTGAGE AMT: 148,000.00 CITY EDISON :\ STATE/ZIP :\ LIFETIME RATE : 10.00000 NJ 08820 UNPAID BALANCE: 127,700.640 OPTION TO CONVERT : No MONTHLY P&I: 1,298.81 ANNUAL RATE ADJUST: 0.000 LTV : 79.14438 OUTSIDE CONV DATE: CURRENT INT 10.00000 MATURITY DATE: 12/01/16 RATE: 02 - -------------------------------------------------------------------------------- LN # 0002893733 MORTGAGORS: ZHANG, PAK ZHANG, YU ADDRESS : 15-1 CONCORD SQUARE MORTGAGE AMT: 112,460.77 CITY SAYERVILLE :\ STATE/ZIP :\ LIFETIME RATE : 9.12500 NJ 08559 UNPAID BALANCE: 102,578.250 OPTION TO CONVERT : No MONTHLY P&I: 939.65 ANNUAL RATE ADJUST: 0.000 LTV : 73.02647 OUTSIDE CONV DATE: CURRENT INT 9.12500 MATURITY DATE: 11/01/18 RATE: 02 - -------------------------------------------------------------------------------- LN # 0004745915 MORTGAGORS: CHUNG, FREDERICK CHUNG, OK ADDRESS : 10329 ROYAL ASCOT CT. MORTGAGE AMT: 329,650.00 CITY ELLICOTT CITY :\ STATE/ZIP :\ LIFETIME RATE : 8.75000 MD 21043 UNPAID BALANCE: 306,364.380 OPTION TO CONVERT : No MONTHLY P&I: 2,593.36 ANNUAL RATE ADJUST: 0.000 LTV : 75.01400 OUTSIDE CONV DATE: CURRENT INT 8.75000 MATURITY DATE: 01/01/22 RATE: 02 - -------------------------------------------------------------------------------- LN # 0004858346 MORTGAGORS: MOLLO, ROBERT MOLLO, ROBERT MOLLO, ROBERT MOLLO, ANGELINA ADDRESS : 38 COLLEGE AVE MORTGAGE AMT: 247,500.00 CITY MONTCLAIR :\ STATE/ZIP :\ LIFETIME RATE : 8.87500 NJ 07042 UNPAID BALANCE: 227,462.850 OPTION TO CONVERT : No MONTHLY P&I: 1,969.23 ANNUAL RATE ADJUST: 0.000 LTV : 85.64013 OUTSIDE CONV DATE: CURRENT INT 8.87500 MATURITY DATE: 12/01/21 RATE: 02 - -------------------------------------------------------------------------------- LN # 0004885430 MORTGAGORS: VEST, CHARLES FEIK, ROBIN ADDRESS : 6409 AUTUMN SKY WAY MORTGAGE AMT: 280,000.00 CITY CLARKSVILLE :\ STATE/ZIP :\ LIFETIME RATE : 8.87500 MD 21029 UNPAID BALANCE: 261,518.550 OPTION TO CONVERT : No MONTHLY P&I: 2,227.81 ANNUAL RATE ADJUST: 0.000 LTV : 79.99600 OUTSIDE CONV DATE: CURRENT INT 8.87500 MATURITY DATE: 04/01/22 RATE: 02 - -------------------------------------------------------------------------------- LN # 0004897070 MORTGAGORS: KLINGER, LORA ADDRESS : 1545 SOUTH BEVERLY DRIVE MORTGAGE AMT: 305,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 8.62500 CA 90035 UNPAID BALANCE: 283,111.160 OPTION TO CONVERT : No MONTHLY P&I: 2,372.26 ANNUAL RATE ADJUST: 0.000 LTV : 68.53900 OUTSIDE CONV DATE: CURRENT INT 8.62500 MATURITY DATE: 02/01/22 RATE: 02 - -------------------------------------------------------------------------------- LN # 0004907408 MORTGAGORS: MULLEN, CRAIG MULLEN, MIGNON ADDRESS : 2907 SOUTH LAKE DRIVE MORTGAGE AMT: 337,600.00 CITY DAVIDSONVILLE :\ STATE/ZIP :\ LIFETIME RATE : 8.62500 MD 21035 UNPAID BALANCE: 314,141.000 OPTION TO CONVERT : No MONTHLY P&I: 2,625.82 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.62500 MATURITY DATE: 05/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0004922415 MORTGAGORS: KRUGER-LUTZ, JULIE LUTZ, DENNIS ADDRESS : 17413 S.E. 45TH STREET MORTGAGE AMT: 327,800.00 CITY ISSAQUAH :\ STATE/ZIP :\ LIFETIME RATE : 8.37500 WA 98027 UNPAID BALANCE: 303,528.390 OPTION TO CONVERT : No MONTHLY P&I: 2,491.52 ANNUAL RATE ADJUST: 0.000 LTV : 73.66200 OUTSIDE CONV DATE: CURRENT INT 8.37500 MATURITY DATE: 02/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0004928065 MORTGAGORS: SHUTELLO, DONALD SHUTELLO, PATRICIA ADDRESS : 350 NAPLES CT MORTGAGE AMT: 288,750.00 CITY DOVER TOWNSHIP :\ STATE/ZIP :\ LIFETIME RATE : 9.00000 NJ 08753 UNPAID BALANCE: 269,191.360 OPTION TO CONVERT : No MONTHLY P&I: 2,323.35 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 9.00000 MATURITY DATE: 01/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0004933727 MORTGAGORS: CHOI, KYE CHOI, HYO ADDRESS : 400 HOPPER AVENUE MORTGAGE AMT: 216,000.00 CITY RIDGEWOOD :\ STATE/ZIP :\ LIFETIME RATE : 8.75000 NJ 07450 UNPAID BALANCE: 200,356.850 OPTION TO CONVERT : No MONTHLY P&I: 1,699.28 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.75000 MATURITY DATE: 02/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0004937199 MORTGAGORS: BURNS, THOMAS BURNS, LORAINE ADDRESS : 523 PARKVIEW AVENUE MORTGAGE AMT: 248,000.00 CITY WESTFIELD :\ STATE/ZIP :\ LIFETIME RATE : 8.25000 NJ 07090 UNPAID BALANCE: 229,302.020 OPTION TO CONVERT : No MONTHLY P&I: 1,863.15 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.25000 MATURITY DATE: 03/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0004940086 MORTGAGORS: VANDERWERF, PHILLIP VANDERWERF, GRACE ADDRESS : 701 BARRISTER COURT MORTGAGE AMT: 350,000.00 CITY FRANKLIN LAKES :\ STATE/ZIP :\ LIFETIME RATE : 8.87500 NJ 07417 UNPAID BALANCE: 326,161.280 OPTION TO CONVERT : No MONTHLY P&I: 2,784.76 ANNUAL RATE ADJUST: 0.000 LTV : 53.35365 OUTSIDE CONV DATE: CURRENT INT 8.87500 MATURITY DATE: 02/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0004941852 MORTGAGORS: LEDERFARB, JEFFREY LEDERFARB, LYNN ADDRESS : 20 ROLLING WAY MORTGAGE AMT: 304,000.00 CITY CLARKSTOWN :\ STATE/ZIP :\ LIFETIME RATE : 8.87500 NY 10956 UNPAID BALANCE: 281,630.830 OPTION TO CONVERT : No MONTHLY P&I: 2,418.77 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.87500 MATURITY DATE: 03/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0004946299 MORTGAGORS: LABGOLD, MARC LABGOLD, ELLEN ADDRESS : 11015 WARWICKSHIRE DRIVE MORTGAGE AMT: 305,000.00 CITY GREAT FALLS :\ STATE/ZIP :\ LIFETIME RATE : 8.50000 VA 22066 UNPAID BALANCE: 278,996.190 OPTION TO CONVERT : No MONTHLY P&I: 2,345.19 ANNUAL RATE ADJUST: 0.000 LTV : 89.70588 OUTSIDE CONV DATE: CURRENT INT 8.50000 MATURITY DATE: 02/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0004946406 MORTGAGORS: GORMAN, PATRICK GORMAN, INGE ADDRESS : 1706 WESTMINSTER WAY MORTGAGE AMT: 356,250.00 CITY ANNAPOLIS :\ STATE/ZIP :\ LIFETIME RATE : 8.62500 MD 21401 UNPAID BALANCE: 296,403.080 OPTION TO CONVERT : No MONTHLY P&I: 2,770.88 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 8.62500 MATURITY DATE: 01/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0004947461 MORTGAGORS: SUTKUS, WAYNE SUTKUS, ANDREA ADDRESS : 401 28TH STREET SOUTH MORTGAGE AMT: 305,300.00 CITY BRIGANTINE :\ STATE/ZIP :\ LIFETIME RATE : 8.87500 NJ 08203 UNPAID BALANCE: 258,083.190 OPTION TO CONVERT : No MONTHLY P&I: 2,429.11 ANNUAL RATE ADJUST: 0.000 LTV : 61.06000 OUTSIDE CONV DATE: CURRENT INT 8.87500 MATURITY DATE: 05/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0004949749 MORTGAGORS: DUBBIOSO, ANGELO DUBBIOSO, KAREN ADDRESS : 11 DEER RUN MORTGAGE AMT: 352,000.00 CITY POMONA :\ STATE/ZIP :\ LIFETIME RATE : 8.87500 NY 10970 UNPAID BALANCE: 301,033.120 OPTION TO CONVERT : No MONTHLY P&I: 2,800.68 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.87500 MATURITY DATE: 05/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0004952206 MORTGAGORS: GRIFFIS, SHARON GRIFFIS, HUGHES ADDRESS : 605 PEQUOT AVENUE MORTGAGE AMT: 355,000.00 CITY NEW LONDON :\ STATE/ZIP :\ LIFETIME RATE : 8.50000 CT 06320 UNPAID BALANCE: 318,560.190 OPTION TO CONVERT : No MONTHLY P&I: 2,729.65 ANNUAL RATE ADJUST: 0.000 LTV : 63.39200 OUTSIDE CONV DATE: CURRENT INT 8.50000 MATURITY DATE: 03/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0004953105 MORTGAGORS: OSORIO, SERAPIO OSORIO, MARIA ADDRESS : 701 HAWKESBURY LANE MORTGAGE AMT: 238,000.00 CITY SILVER SPRING :\ STATE/ZIP :\ LIFETIME RATE : 8.37500 MD 20904 UNPAID BALANCE: 172,648.150 OPTION TO CONVERT : No MONTHLY P&I: 2,046.63 ANNUAL RATE ADJUST: 0.000 LTV : 64.24185 OUTSIDE CONV DATE: CURRENT INT 8.37500 MATURITY DATE: 02/01/12 RATE: 02 -------------------------------------------------------------------------------- LN # 0004953790 MORTGAGORS: SANCHEZ, CARLOS SANCHEZ, WILMA ADDRESS : 9251 NASHVILLE MORTGAGE AMT: 310,000.00 CITY MORTON GROVE :\ STATE/ZIP :\ LIFETIME RATE : 8.87500 IL 60053 UNPAID BALANCE: 279,668.220 OPTION TO CONVERT : No MONTHLY P&I: 2,466.50 ANNUAL RATE ADJUST: 0.000 LTV : 73.80900 OUTSIDE CONV DATE: CURRENT INT 8.87500 MATURITY DATE: 02/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0004959995 MORTGAGORS: SLAUGHTER, STEPHEN SLAUGHTER, DIANA ADDRESS : 6856 MOSSVINE CIRCLE MORTGAGE AMT: 228,000.00 CITY DALLAS :\ STATE/ZIP :\ LIFETIME RATE : 8.50000 TX 75240 UNPAID BALANCE: 210,464.600 OPTION TO CONVERT : No MONTHLY P&I: 1,753.13 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.50000 MATURITY DATE: 01/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0004960316 MORTGAGORS: ROSEN, JAY ROSEN, JOSEPHINE ADDRESS : 198 PARKWAY DRIVE MORTGAGE AMT: 305,000.00 CITY ROSLYN HEIGHTS :\ STATE/ZIP :\ LIFETIME RATE : 8.50000 NY 11577 UNPAID BALANCE: 248,265.910 OPTION TO CONVERT : No MONTHLY P&I: 2,646.87 ANNUAL RATE ADJUST: 0.000 LTV : 73.31700 OUTSIDE CONV DATE: CURRENT INT 8.50000 MATURITY DATE: 04/01/12 RATE: 02 -------------------------------------------------------------------------------- LN # 0004961835 MORTGAGORS: FALLON, WILLIAM HARDY, SUSAN ADDRESS : 30 HARVEST LN MORTGAGE AMT: 318,750.00 CITY MEDFORD :\ STATE/ZIP :\ LIFETIME RATE : 9.75000 NJ 08055 UNPAID BALANCE: 300,935.130 OPTION TO CONVERT : No MONTHLY P&I: 2,738.55 ANNUAL RATE ADJUST: 0.000 LTV : 85.00000 OUTSIDE CONV DATE: CURRENT INT 9.75000 MATURITY DATE: 05/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0004962676 MORTGAGORS: FIELDCAMP, GEORGE FIELDCAMP, ROCHELLE ADDRESS : 104 LOCUST DRIVE MORTGAGE AMT: 360,000.00 CITY LOWER MORELAND TOWNS :\ STATE/ZIP :\ LIFETIME RATE : 8.25000 PA 19006 UNPAID BALANCE: 331,262.630 OPTION TO CONVERT : No MONTHLY P&I: 2,704.56 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.25000 MATURITY DATE: 04/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0004964896 MORTGAGORS: PATEL, NALIN PATEL, VANDANA ADDRESS : 6329 BROCKETT'S CROSSING MORTGAGE AMT: 336,800.00 CITY ALEXANDRIA :\ STATE/ZIP :\ LIFETIME RATE : 8.75000 VA 22310 UNPAID BALANCE: 310,562.960 OPTION TO CONVERT : No MONTHLY P&I: 2,649.61 ANNUAL RATE ADJUST: 0.000 LTV : 89.98900 OUTSIDE CONV DATE: CURRENT INT 8.75000 MATURITY DATE: 02/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0004970885 MORTGAGORS: VOGELIUS, MICHAEL VOGELIUS, KIRSTEN ADDRESS : 110 NORTH 8TH AVENUE MORTGAGE AMT: 244,000.00 CITY HIGHLAND PARK :\ STATE/ZIP :\ LIFETIME RATE : 8.37500 NJ 08904 UNPAID BALANCE: 226,482.880 OPTION TO CONVERT : No MONTHLY P&I: 1,854.58 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.37500 MATURITY DATE: 04/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0004972592 MORTGAGORS: WARANCH, ISAAC WARANCH, NAN ADDRESS : 2 SHADOW COURT MORTGAGE AMT: 292,000.00 CITY OWINGS MILLS :\ STATE/ZIP :\ LIFETIME RATE : 8.62500 MD 21117 UNPAID BALANCE: 271,896.390 OPTION TO CONVERT : No MONTHLY P&I: 2,271.15 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.62500 MATURITY DATE: 04/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0004975124 MORTGAGORS: ALSOP, RONALD ALSOP, MARY ADDRESS : 45 LOCUST DRIVE MORTGAGE AMT: 223,000.00 CITY SUMMIT :\ STATE/ZIP :\ LIFETIME RATE : 8.25000 NJ 07901 UNPAID BALANCE: 206,034.440 OPTION TO CONVERT : No MONTHLY P&I: 1,675.33 ANNUAL RATE ADJUST: 0.000 LTV : 68.61538 OUTSIDE CONV DATE: CURRENT INT 8.25000 MATURITY DATE: 03/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0004975314 MORTGAGORS: SONG, KENNETH SONG, ESTEE ADDRESS : 459 PHILLIPS HILL ROAD MORTGAGE AMT: 250,000.00 CITY CLARKSTOWN :\ STATE/ZIP :\ LIFETIME RATE : 8.87500 NY 10956 UNPAID BALANCE: 230,124.080 OPTION TO CONVERT : No MONTHLY P&I: 1,989.12 ANNUAL RATE ADJUST: 0.000 LTV : 66.31200 OUTSIDE CONV DATE: CURRENT INT 8.87500 MATURITY DATE: 04/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0004976494 MORTGAGORS: TRAN, QUANG TRAN, THUYMINH ADDRESS : 2480 OAKTON HILLS DRIVE MORTGAGE AMT: 650,000.00 CITY OAKTON :\ STATE/ZIP :\ LIFETIME RATE : 8.37500 VA 22124 UNPAID BALANCE: 601,302.480 OPTION TO CONVERT : No MONTHLY P&I: 4,940.47 ANNUAL RATE ADJUST: 0.000 LTV : 74.99685 OUTSIDE CONV DATE: CURRENT INT 8.37500 MATURITY DATE: 02/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0004978250 MORTGAGORS: PAIGE, CATHY PAIGE, PHILLIP ADDRESS : 49 TEAL DRIVE MORTGAGE AMT: 248,000.00 CITY LANGHORNE :\ STATE/ZIP :\ LIFETIME RATE : 8.87500 PA 19047 UNPAID BALANCE: 210,341.610 OPTION TO CONVERT : No MONTHLY P&I: 1,973.20 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.87500 MATURITY DATE: 04/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0004984779 MORTGAGORS: TURNER, LAWRENCE TURNER, ROBERTA ADDRESS : 715 EAST DILIDO DRIVE MORTGAGE AMT: 434,000.00 CITY MIAMI BEACH :\ STATE/ZIP :\ LIFETIME RATE : 8.50000 FL 33139 UNPAID BALANCE: 403,313.880 OPTION TO CONVERT : No MONTHLY P&I: 3,337.09 ANNUAL RATE ADJUST: 0.000 LTV : 66.76900 OUTSIDE CONV DATE: CURRENT INT 8.50000 MATURITY DATE: 04/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0004988481 MORTGAGORS: LEE, HYON LEE, SAE ADDRESS : 14106 SILENT WOOD WAY MORTGAGE AMT: 240,000.00 CITY GAITHERSBURG :\ STATE/ZIP :\ LIFETIME RATE : 8.62500 MD 20878 UNPAID BALANCE: 219,259.330 OPTION TO CONVERT : No MONTHLY P&I: 1,866.70 ANNUAL RATE ADJUST: 0.000 LTV : 69.56521 OUTSIDE CONV DATE: CURRENT INT 8.62500 MATURITY DATE: 02/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0004996161 MORTGAGORS: BENJAMIN, SHEMIRAN BENJAMIN, DONASHA BENJAMIN, DONASHA BENJAMIN, SPER JOHN ADDRESS : 1844 KELTON AVENUE #104 MORTGAGE AMT: 306,000.00 CITY LOS ANGELES, :\ STATE/ZIP :\ LIFETIME RATE : 8.75000 CA 90025 UNPAID BALANCE: 284,022.790 OPTION TO CONVERT : No MONTHLY P&I: 2,407.31 ANNUAL RATE ADJUST: 0.000 LTV : 85.00000 OUTSIDE CONV DATE: CURRENT INT 8.75000 MATURITY DATE: 03/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0004997227 MORTGAGORS: KUPFERBERG, ROBERT KUPFERBERG, RONA ADDRESS : 82-24 215TH STREET MORTGAGE AMT: 220,000.00 CITY HOLLIS HILLS :\ STATE/ZIP :\ LIFETIME RATE : 8.62500 NY 11427 UNPAID BALANCE: 204,827.010 OPTION TO CONVERT : No MONTHLY P&I: 1,711.14 ANNUAL RATE ADJUST: 0.000 LTV : 77.19298 OUTSIDE CONV DATE: CURRENT INT 8.62500 MATURITY DATE: 04/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0005202429 MORTGAGORS: LARIO, MICHAEL LARIO, DOROTHEA ADDRESS : 37 YORKSHIRE DRIVE MORTGAGE AMT: 277,500.00 CITY VOORHEES TOWNSHIP :\ STATE/ZIP :\ LIFETIME RATE : 8.62500 NJ 08043 UNPAID BALANCE: 257,805.620 OPTION TO CONVERT : No MONTHLY P&I: 2,158.37 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 8.62500 MATURITY DATE: 03/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0005202627 MORTGAGORS: FISCHELL, SCOTT FISCHELL, FELECIA ADDRESS : 4109 FLINTLOCK COURT MORTGAGE AMT: 236,000.00 CITY GLENELG :\ STATE/ZIP :\ LIFETIME RATE : 8.50000 MD 21737 UNPAID BALANCE: 217,524.060 OPTION TO CONVERT : No MONTHLY P&I: 1,814.64 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.50000 MATURITY DATE: 04/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0005202635 MORTGAGORS: HEALEY, JAMES HEALEY, SUSAN ADDRESS : 5713 ROCKMERE DRIVE MORTGAGE AMT: 331,500.00 CITY BETHESDA :\ STATE/ZIP :\ LIFETIME RATE : 8.50000 MD 20816 UNPAID BALANCE: 308,193.470 OPTION TO CONVERT : No MONTHLY P&I: 2,548.95 ANNUAL RATE ADJUST: 0.000 LTV : 57.05679 OUTSIDE CONV DATE: CURRENT INT 8.50000 MATURITY DATE: 04/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0005204144 MORTGAGORS: JOY, ROBERT JOY, MYRA ADDRESS : 5 PADDOCK DRIVE MORTGAGE AMT: 216,750.00 CITY LAWRENCE TOWNSHIP :\ STATE/ZIP :\ LIFETIME RATE : 8.62500 NJ 08648 UNPAID BALANCE: 195,265.450 OPTION TO CONVERT : No MONTHLY P&I: 1,685.86 ANNUAL RATE ADJUST: 0.000 LTV : 71.06500 OUTSIDE CONV DATE: CURRENT INT 8.62500 MATURITY DATE: 05/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0005209374 MORTGAGORS: SANDERS, JARED SANDERS, ANNETTE ADDRESS : 14270 ALDER WOOD LANE MORTGAGE AMT: 243,500.00 CITY CHINO HILLS :\ STATE/ZIP :\ LIFETIME RATE : 9.12500 CA 91709 UNPAID BALANCE: 208,627.230 OPTION TO CONVERT : No MONTHLY P&I: 1,981.20 ANNUAL RATE ADJUST: 0.000 LTV : 85.43800 OUTSIDE CONV DATE: CURRENT INT 9.12500 MATURITY DATE: 04/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0005211081 MORTGAGORS: PIDANY, JOSEPH PIDANY, KATHLEEN ADDRESS : 496 JUNIPER LANE MORTGAGE AMT: 225,000.00 CITY BRIDGEWATER :\ STATE/ZIP :\ LIFETIME RATE : 8.75000 NJ 08807 UNPAID BALANCE: 210,058.250 OPTION TO CONVERT : No MONTHLY P&I: 1,770.08 ANNUAL RATE ADJUST: 0.000 LTV : 74.75083 OUTSIDE CONV DATE: CURRENT INT 8.75000 MATURITY DATE: 05/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0005222526 MORTGAGORS: HOWARD, JOHN ADDRESS : 2710 MONKTON ROAD MORTGAGE AMT: 225,000.00 CITY MONKTON :\ STATE/ZIP :\ LIFETIME RATE : 9.00000 MD 21111 UNPAID BALANCE: 210,531.550 OPTION TO CONVERT : No MONTHLY P&I: 1,810.41 ANNUAL RATE ADJUST: 0.000 LTV : 65.78947 OUTSIDE CONV DATE: CURRENT INT 9.00000 MATURITY DATE: 05/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0005226469 MORTGAGORS: MULLIGAN, MICHAEL MULLIGAN, DIANA ADDRESS : 9501 GROVER ROAD MORTGAGE AMT: 250,650.00 CITY GAITHERSBURG :\ STATE/ZIP :\ LIFETIME RATE : 8.75000 MD 20877 UNPAID BALANCE: 233,916.550 OPTION TO CONVERT : No MONTHLY P&I: 1,971.87 ANNUAL RATE ADJUST: 0.000 LTV : 65.96052 OUTSIDE CONV DATE: CURRENT INT 8.75000 MATURITY DATE: 05/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0005239132 MORTGAGORS: SAVIANO, ANTHONY SAVIANO, KAREN ADDRESS : 4 WEXFORD DRIVE MORTGAGE AMT: 273,300.00 CITY SOUTH BRUNSWICK TOWN :\ STATE/ZIP :\ LIFETIME RATE : 9.00000 NJ 08852 UNPAID BALANCE: 255,639.040 OPTION TO CONVERT : No MONTHLY P&I: 2,199.04 ANNUAL RATE ADJUST: 0.000 LTV : 71.92100 OUTSIDE CONV DATE: CURRENT INT 9.00000 MATURITY DATE: 04/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0005242052 MORTGAGORS: LUBA, MATTHEW LUBA, ALISON ADDRESS : 20 WESTMINSTER PLACE MORTGAGE AMT: 351,000.00 CITY OLD TAPPAN :\ STATE/ZIP :\ LIFETIME RATE : 8.12500 NJ 07675 UNPAID BALANCE: 324,731.990 OPTION TO CONVERT : No MONTHLY P&I: 2,606.17 ANNUAL RATE ADJUST: 0.000 LTV : 78.00000 OUTSIDE CONV DATE: CURRENT INT 8.12500 MATURITY DATE: 04/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0005244934 MORTGAGORS: LANCASTER, DONALD ADDRESS : 2106 BROMLEY COURT MORTGAGE AMT: 247,000.00 CITY CROFTON :\ STATE/ZIP :\ LIFETIME RATE : 8.50000 MD 21114 UNPAID BALANCE: 230,173.660 OPTION TO CONVERT : No MONTHLY P&I: 1,899.22 ANNUAL RATE ADJUST: 0.000 LTV : 84.58904 OUTSIDE CONV DATE: CURRENT INT 8.50000 MATURITY DATE: 06/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0005245402 MORTGAGORS: KLOSK, MICHAEL KLOSK, ARLENE ADDRESS : 15 MILL ROAD EXTENSION MORTGAGE AMT: 650,000.00 CITY WOODCLIFF LAKE :\ STATE/ZIP :\ LIFETIME RATE : 8.62500 NJ 07675 UNPAID BALANCE: 604,492.670 OPTION TO CONVERT : No MONTHLY P&I: 5,055.64 ANNUAL RATE ADJUST: 0.000 LTV : 79.26800 OUTSIDE CONV DATE: CURRENT INT 8.62500 MATURITY DATE: 05/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0005250733 MORTGAGORS: CHONG, JOHN CHONG, PUI- ADDRESS : 24 NEPOTE PLACE MORTGAGE AMT: 226,000.00 CITY FRANKLIN TWP :\ STATE/ZIP :\ LIFETIME RATE : 8.87500 NJ 08873 UNPAID BALANCE: 207,861.690 OPTION TO CONVERT : No MONTHLY P&I: 1,798.16 ANNUAL RATE ADJUST: 0.000 LTV : 79.29800 OUTSIDE CONV DATE: CURRENT INT 8.87500 MATURITY DATE: 06/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0005254834 MORTGAGORS: GRIPPO, ALFRED GRIPPO, CAROLINE ADDRESS : 48 SUNSET DRIVE MORTGAGE AMT: 262,000.00 CITY CHATHAM :\ STATE/ZIP :\ LIFETIME RATE : 8.75000 NJ 07928 UNPAID BALANCE: 244,614.920 OPTION TO CONVERT : No MONTHLY P&I: 2,061.16 ANNUAL RATE ADJUST: 0.000 LTV : 68.05194 OUTSIDE CONV DATE: CURRENT INT 8.75000 MATURITY DATE: 05/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0005260559 MORTGAGORS: DIAMANT, JOSEPH DIAMANT, IRIS ADDRESS : 10 CAYUGA COURT MORTGAGE AMT: 281,450.00 CITY SPRINGFIELD TOWNSHIP :\ STATE/ZIP :\ LIFETIME RATE : 8.50000 NJ 07081 UNPAID BALANCE: 262,263.720 OPTION TO CONVERT : No MONTHLY P&I: 2,164.11 ANNUAL RATE ADJUST: 0.000 LTV : 76.89890 OUTSIDE CONV DATE: CURRENT INT 8.50000 MATURITY DATE: 06/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0005268594 MORTGAGORS: ROBINSON, ELIZABETH ROBINSON, DONALD ADDRESS : 7823 SOUTHDOWN ROAD MORTGAGE AMT: 364,000.00 CITY ALEXANDRIA :\ STATE/ZIP :\ LIFETIME RATE : 8.62500 VA 22308 UNPAID BALANCE: 339,231.940 OPTION TO CONVERT : No MONTHLY P&I: 2,831.16 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.62500 MATURITY DATE: 05/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0005276662 MORTGAGORS: YOUNG, STEPHEN HOCKFIELD, BARBARA ADDRESS : 29 EAGLE ROCK WAY MORTGAGE AMT: 285,600.00 CITY MONTCLAIR TOWNSHIP :\ STATE/ZIP :\ LIFETIME RATE : 8.75000 NJ 07042 UNPAID BALANCE: 265,722.660 OPTION TO CONVERT : No MONTHLY P&I: 2,246.82 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.75000 MATURITY DATE: 06/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0005283627 MORTGAGORS: WALSH, PHILIP WALSH, KAREN ADDRESS : 108 BELLEHAHN COURT MORTGAGE AMT: 380,000.00 CITY SEVERNA PARK :\ STATE/ZIP :\ LIFETIME RATE : 8.87500 MD 21146 UNPAID BALANCE: 355,036.910 OPTION TO CONVERT : No MONTHLY P&I: 3,023.46 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.87500 MATURITY DATE: 05/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0005286760 MORTGAGORS: SCHUBERT, DAVID SCHUBERT, LAURA ADDRESS : 530 WEST 37TH STREET MORTGAGE AMT: 267,932.00 CITY DOWNERS GROVE :\ STATE/ZIP :\ LIFETIME RATE : 9.37500 IL 60515 UNPAID BALANCE: 250,230.470 OPTION TO CONVERT : No MONTHLY P&I: 2,228.53 ANNUAL RATE ADJUST: 0.000 LTV : 76.55200 OUTSIDE CONV DATE: CURRENT INT 9.37500 MATURITY DATE: 05/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0005299300 MORTGAGORS: DANNENBERG, O. DANNENBERG, ETHEL ADDRESS : 1440 FLORA VISTA DRIVE MORTGAGE AMT: 268,200.00 CITY ESCONDIDO :\ STATE/ZIP :\ LIFETIME RATE : 9.25000 CA 92027 UNPAID BALANCE: 251,870.030 OPTION TO CONVERT : No MONTHLY P&I: 2,206.42 ANNUAL RATE ADJUST: 0.000 LTV : 70.57800 OUTSIDE CONV DATE: CURRENT INT 9.25000 MATURITY DATE: 06/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0005301890 MORTGAGORS: SYLVESTER, GORDON SYLVESTER, GLORIA ADDRESS : SOUTH BREEZE DRIVE MORTGAGE AMT: 218,000.00 CITY WAINSCOTT :\ STATE/ZIP :\ LIFETIME RATE : 8.75000 NY 11975 UNPAID BALANCE: 203,364.550 OPTION TO CONVERT : No MONTHLY P&I: 1,715.01 ANNUAL RATE ADJUST: 0.000 LTV : 68.12500 OUTSIDE CONV DATE: CURRENT INT 8.75000 MATURITY DATE: 05/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0005318514 MORTGAGORS: CORNFELD, EDWARD CORNFELD, JOAN ADDRESS : 8925 CHERBOURG DRIVE MORTGAGE AMT: 280,000.00 CITY POTOMAC :\ STATE/ZIP :\ LIFETIME RATE : 8.87500 MD 20854 UNPAID BALANCE: 261,810.060 OPTION TO CONVERT : No MONTHLY P&I: 2,227.81 ANNUAL RATE ADJUST: 0.000 LTV : 70.88600 OUTSIDE CONV DATE: CURRENT INT 8.87500 MATURITY DATE: 05/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0005325428 MORTGAGORS: PLOTNICK, I. PLOTNICK, ESTELLE ADDRESS : 322 BASSWOOD DRIVE MORTGAGE AMT: 220,500.00 CITY NORTHBROOK :\ STATE/ZIP :\ LIFETIME RATE : 9.00000 IL 60062 UNPAID BALANCE: 206,102.200 OPTION TO CONVERT : No MONTHLY P&I: 1,774.20 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 9.00000 MATURITY DATE: 06/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0005326376 MORTGAGORS: DYCK, PHILIP MOSCHELLA, JOAN ADDRESS : 1447 BURRELL COURT MORTGAGE AMT: 252,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 9.25000 CA 95126 UNPAID BALANCE: 236,600.670 OPTION TO CONVERT : No MONTHLY P&I: 2,073.14 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 9.25000 MATURITY DATE: 05/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0005330931 MORTGAGORS: WEST, JEFFREY ADDRESS : 730 OUTPOST CIRCLE MORTGAGE AMT: 281,250.00 CITY UPPER MERION TOWNSHI :\ STATE/ZIP :\ LIFETIME RATE : 9.12500 PA 19087 UNPAID BALANCE: 260,367.760 OPTION TO CONVERT : No MONTHLY P&I: 2,288.35 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 9.12500 MATURITY DATE: 06/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0005351689 MORTGAGORS: HOAG, MARY ADDRESS : 95 SOUTHERN BOULEVARD MORTGAGE AMT: 290,000.00 CITY CHATHAM :\ STATE/ZIP :\ LIFETIME RATE : 8.87500 NJ 07928 UNPAID BALANCE: 249,727.830 OPTION TO CONVERT : No MONTHLY P&I: 2,307.38 ANNUAL RATE ADJUST: 0.000 LTV : 74.35800 OUTSIDE CONV DATE: CURRENT INT 8.87500 MATURITY DATE: 06/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0005356019 MORTGAGORS: GRAHAM, GARY GRAHAM, JUNE ADDRESS : 3411 HUNTERS PACE DRIVE MORTGAGE AMT: 247,450.00 CITY LITHONIA :\ STATE/ZIP :\ LIFETIME RATE : 9.00000 GA 30038 UNPAID BALANCE: 231,702.480 OPTION TO CONVERT : No MONTHLY P&I: 1,991.04 ANNUAL RATE ADJUST: 0.000 LTV : 76.13846 OUTSIDE CONV DATE: CURRENT INT 9.00000 MATURITY DATE: 06/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0005380530 MORTGAGORS: SANTOS, JOSEPH SANTOS, MARY ADDRESS : 10708 BAILEY DRIVE MORTGAGE AMT: 250,000.00 CITY CHELTENHAM :\ STATE/ZIP :\ LIFETIME RATE : 8.87500 MD 20623 UNPAID BALANCE: 233,752.510 OPTION TO CONVERT : No MONTHLY P&I: 1,989.12 ANNUAL RATE ADJUST: 0.000 LTV : 89.52500 OUTSIDE CONV DATE: CURRENT INT 8.87500 MATURITY DATE: 05/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0005385315 MORTGAGORS: CALDAROLA, PASQUALE CALDAROLA, ROSE ADDRESS : 24 WINFIELD ROAD MORTGAGE AMT: 225,000.00 CITY S HINGHAM :\ STATE/ZIP :\ LIFETIME RATE : 9.25000 MA 04043 UNPAID BALANCE: 211,413.170 OPTION TO CONVERT : No MONTHLY P&I: 1,851.02 ANNUAL RATE ADJUST: 0.000 LTV : 78.94736 OUTSIDE CONV DATE: CURRENT INT 9.25000 MATURITY DATE: 06/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0005385323 MORTGAGORS: SAIVETZ, RICHARD SAIVETZ, CAROL ADDRESS : 33 REDWOOD ROAD MORTGAGE AMT: 318,000.00 CITY NEWTON :\ STATE/ZIP :\ LIFETIME RATE : 9.25000 MA 02159 UNPAID BALANCE: 117,886.480 OPTION TO CONVERT : No MONTHLY P&I: 2,616.11 ANNUAL RATE ADJUST: 0.000 LTV : 74.29906 OUTSIDE CONV DATE: CURRENT INT 9.25000 MATURITY DATE: 05/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0005393491 MORTGAGORS: LEESLEY, MICHAEL LEESLEY, BARBARA ADDRESS : 130 HIGH SIERRA MORTGAGE AMT: 220,000.00 CITY AUSTIN :\ STATE/ZIP :\ LIFETIME RATE : 9.50000 TX 78737 UNPAID BALANCE: 194,480.190 OPTION TO CONVERT : No MONTHLY P&I: 1,849.88 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 9.50000 MATURITY DATE: 05/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0005396437 MORTGAGORS: MORRIS, WILLIAM MORRIS, ELAINE ADDRESS : 1046 MELALEUCA ROAD MORTGAGE AMT: 348,000.00 CITY DELRAY BEACH :\ STATE/ZIP :\ LIFETIME RATE : 9.37500 FL 33483 UNPAID BALANCE: 324,055.750 OPTION TO CONVERT : No MONTHLY P&I: 2,894.49 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 9.37500 MATURITY DATE: 05/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0005407473 MORTGAGORS: SALGUERO, SALVADOR SALGUERO, ISOLINA ADDRESS : 8503 CENTURY OAK COURT MORTGAGE AMT: 282,450.00 CITY FAIRFAX STATION :\ STATE/ZIP :\ LIFETIME RATE : 8.75000 VA 22039 UNPAID BALANCE: 253,137.030 OPTION TO CONVERT : No MONTHLY P&I: 2,222.04 ANNUAL RATE ADJUST: 0.000 LTV : 77.59615 OUTSIDE CONV DATE: CURRENT INT 8.75000 MATURITY DATE: 07/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0005521018 MORTGAGORS: CURRAO, JOHN CURRAO, CHRISTA ADDRESS : 64 OLD FARM ROAD MORTGAGE AMT: 235,000.00 CITY SALEM :\ STATE/ZIP :\ LIFETIME RATE : 8.50000 NH 03079 UNPAID BALANCE: 218,236.270 OPTION TO CONVERT : No MONTHLY P&I: 1,806.95 ANNUAL RATE ADJUST: 0.000 LTV : 71.21212 OUTSIDE CONV DATE: CURRENT INT 8.50000 MATURITY DATE: 09/01/22 RATE: 02 -------------------------------------------------------------------------------- LN # 0007520216 MORTGAGORS: HARDIN, CHARLES ADDRESS : 1906 NORTH BEACH BOULEVAR MORTGAGE AMT: 90,500.00 CITY BAY SAINT LOUIS :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 MS 39520 UNPAID BALANCE: 88,645.590 OPTION TO CONVERT : No MONTHLY P&I: 664.06 ANNUAL RATE ADJUST: 0.000 LTV : 64.64280 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 04/01/27 RATE: 02 -------------------------------------------------------------------------------- LN # 0007678485 MORTGAGORS: KAZMIRAK, KRZYSZTOF KAZMIRAK, JADWIGA ADDRESS : 1030 BLUEBIRD MORTGAGE AMT: 185,000.00 CITY ROSELLE :\ STATE/ZIP :\ LIFETIME RATE : 7.80000 IL 60172 UNPAID BALANCE: 180,109.160 OPTION TO CONVERT : No MONTHLY P&I: 1,331.77 ANNUAL RATE ADJUST: 0.000 LTV : 41.47900 OUTSIDE CONV DATE: CURRENT INT 7.80000 MATURITY DATE: 06/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0007705353 MORTGAGORS: HALL, MARK HALL, MEGAN ADDRESS : 2046 42ND AVENUE EAST MORTGAGE AMT: 321,750.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 WA 98112 UNPAID BALANCE: 319,341.930 OPTION TO CONVERT : No MONTHLY P&I: 2,113.67 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 09/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0007706518 MORTGAGORS: MENDELSON, ROBERT MENDELSON, CYNTHIA ADDRESS : 2749 MILESTONE PLANTATION MORTGAGE AMT: 207,000.00 CITY TALLAHASSEE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 FL 32312 UNPAID BALANCE: 200,172.830 OPTION TO CONVERT : No MONTHLY P&I: 1,394.60 ANNUAL RATE ADJUST: 0.000 LTV : 42.68041 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/26 RATE: 02 -------------------------------------------------------------------------------- LN # 0007706732 MORTGAGORS: MCCULLOUGH, RALPH MCCULLOUGH, ELIZABETH ADDRESS : 201 HAMPTON'S GRANT C MORTGAGE AMT: 340,000.00 CITY COLUMBIA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 SC 29209 UNPAID BALANCE: 336,709.280 OPTION TO CONVERT : No MONTHLY P&I: 2,319.40 ANNUAL RATE ADJUST: 0.000 LTV : 79.81220 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0007730260 MORTGAGORS: POLLEY, JAMES POLLEY, BRETT ADDRESS : 1501 SEVERNCROFT ROAD MORTGAGE AMT: 512,000.00 CITY ANNAPOLIS :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 MD 21401 UNPAID BALANCE: 507,843.460 OPTION TO CONVERT : No MONTHLY P&I: 3,278.40 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 08/01/28 RATE: 50 -------------------------------------------------------------------------------- LN # 0007748908 MORTGAGORS: BISHOP, BRUCE BISHOP, LISA ADDRESS : 9039 HARMONY GROVE ROAD MORTGAGE AMT: 320,000.00 CITY ESCONDIDO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92029 UNPAID BALANCE: 317,929.830 OPTION TO CONVERT : No MONTHLY P&I: 2,237.49 ANNUAL RATE ADJUST: 0.000 LTV : 60.37735 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 09/01/28 RATE: 50 -------------------------------------------------------------------------------- LN # 0007749484 MORTGAGORS: LARKIN, FRED LARKIN, LUCETTA ADDRESS : 1 COVE LANE MORTGAGE AMT: 530,000.00 CITY LITTLETON :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CO 80123 UNPAID BALANCE: 525,058.150 OPTION TO CONVERT : No MONTHLY P&I: 3,705.84 ANNUAL RATE ADJUST: 0.000 LTV : 55.78900 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 09/01/28 RATE: 50 -------------------------------------------------------------------------------- LN # 0007752074 MORTGAGORS: MCCARTY, TODD ADDRESS : 8334 FOREST HILLS BOULEVA MORTGAGE AMT: 500,000.00 CITY DALLAS :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 TX 75218 UNPAID BALANCE: 497,353.310 OPTION TO CONVERT : No MONTHLY P&I: 3,496.07 ANNUAL RATE ADJUST: 0.000 LTV : 78.18600 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 10/01/28 RATE: 50 -------------------------------------------------------------------------------- LN # 0007754591 MORTGAGORS: VOGEL, WILLIAM VOGEL, DINAH ADDRESS : 4549 RHEIMS PLACE MORTGAGE AMT: 270,000.00 CITY HIGHLAND PARK :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 TX 75205 UNPAID BALANCE: 267,671.860 OPTION TO CONVERT : No MONTHLY P&I: 1,819.04 ANNUAL RATE ADJUST: 0.000 LTV : 60.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 08/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0007775257 MORTGAGORS: HERTENSTEIN, DENNIS ADDRESS : 2901 DRIFTWOOD ROAD MORTGAGE AMT: 276,000.00 CITY BODEGA BAY :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 94923 UNPAID BALANCE: 274,593.310 OPTION TO CONVERT : No MONTHLY P&I: 1,953.51 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 11/01/28 RATE: 50 -------------------------------------------------------------------------------- LN # 0007775570 MORTGAGORS: CHUNG, CALVIN LAI, CAROL ADDRESS : 462 WEST WINNIE WAY MORTGAGE AMT: 300,000.00 CITY ARCADIA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91007 UNPAID BALANCE: 293,949.650 OPTION TO CONVERT : No MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000 LTV : 67.41573 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0007775588 MORTGAGORS: MAZER, SUSAN DAMUTH, JOHN ADDRESS : 1139 PALOMINO ROAD MORTGAGE AMT: 300,000.00 CITY SANTA BARBARA :\ STATE/ZIP :\ LIFETIME RATE : 7.35000 CA 93105 UNPAID BALANCE: 297,152.290 OPTION TO CONVERT : No MONTHLY P&I: 2,066.92 ANNUAL RATE ADJUST: 0.000 LTV : 48.00000 OUTSIDE CONV DATE: CURRENT INT 7.35000 MATURITY DATE: 05/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0007775612 MORTGAGORS: PILIGIAN, ALLISON PILIGIAN, DOUGLAS ADDRESS : 375 OSTER STED MORTGAGE AMT: 286,800.00 CITY SOLVANG :\ STATE/ZIP :\ LIFETIME RATE : 7.30000 CA 93463 UNPAID BALANCE: 284,749.400 OPTION TO CONVERT : No MONTHLY P&I: 1,966.22 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.30000 MATURITY DATE: 08/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0007777659 MORTGAGORS: PRETTYMAN, RONALD PRETTYMAN, CAROL ADDRESS : 10222 HUMBOLT STREET MORTGAGE AMT: 315,000.00 CITY LOS ALAMITOS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90720 UNPAID BALANCE: 313,285.990 OPTION TO CONVERT : No MONTHLY P&I: 2,148.86 ANNUAL RATE ADJUST: 0.000 LTV : 78.75000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 11/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0007778152 MORTGAGORS: MEISENBACH, THOMAS MEISENBACH, SANDRA ADDRESS : 1548 WHIPPLE AVENUE MORTGAGE AMT: 315,000.00 CITY REDWOOD CITY :\ STATE/ZIP :\ LIFETIME RATE : 6.90000 CA 94062 UNPAID BALANCE: 313,397.010 OPTION TO CONVERT : No MONTHLY P&I: 2,074.60 ANNUAL RATE ADJUST: 0.000 LTV : 43.15068 OUTSIDE CONV DATE: CURRENT INT 6.90000 MATURITY DATE: 11/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0007779002 MORTGAGORS: DIAMOND, STEVEN ATWELL, DEBRA ADDRESS : 1000 ESTILL DRIVE MORTGAGE AMT: 352,000.00 CITY LAKEWOOD :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 OH 44107 UNPAID BALANCE: 350,285.790 OPTION TO CONVERT : No MONTHLY P&I: 2,371.49 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 11/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0007780000 MORTGAGORS: JOHNSON, PHILLIP JOHNSON, JENNAFER JOHNSON, KEVIN JOHNSON, SALLY ADDRESS : 4211 3RD AVENUE S. W. MORTGAGE AMT: 284,900.00 CITY NAPLES :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 FL 34119 UNPAID BALANCE: 281,036.540 OPTION TO CONVERT : No MONTHLY P&I: 1,992.06 ANNUAL RATE ADJUST: 0.000 LTV : 89.87381 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 10/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0007780711 MORTGAGORS: LAGHAEIAN, MEHRDAD LAGHAEIAN, SARAH ADDRESS : 28 SOMERSET DRIVE MORTGAGE AMT: 429,850.00 CITY ANDOVER :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MA 01810 UNPAID BALANCE: 427,704.870 OPTION TO CONVERT : No MONTHLY P&I: 2,859.80 ANNUAL RATE ADJUST: 0.000 LTV : 79.99900 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 11/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0007782998 MORTGAGORS: MOORE, ANTHONY ADDRESS : 2711 GALLIVAN LOOP MORTGAGE AMT: 592,000.00 CITY PARK CITY :\ STATE/ZIP :\ LIFETIME RATE : 9.25000 UT 84060 UNPAID BALANCE: 590,122.700 OPTION TO CONVERT : No MONTHLY P&I: 4,870.24 ANNUAL RATE ADJUST: 0.000 LTV : 64.92900 OUTSIDE CONV DATE: CURRENT INT 9.25000 MATURITY DATE: 11/01/28 RATE: 50 -------------------------------------------------------------------------------- LN # 0007788193 MORTGAGORS: POLOTANU, FLORIN POLOTANU, CERASELA ADDRESS : 1661 173RD AVENUE NE MORTGAGE AMT: 297,000.00 CITY BELLEVUE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 WA 98008 UNPAID BALANCE: 296,087.640 OPTION TO CONVERT : No MONTHLY P&I: 2,051.31 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007790223 MORTGAGORS: TRACY, JOHN TRACY, ASHLEY ADDRESS : 5010 HICKORY HILLS DRIVE MORTGAGE AMT: 290,200.00 CITY WOODSTOCK :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 GA 30118 UNPAID BALANCE: 289,202.590 OPTION TO CONVERT : No MONTHLY P&I: 1,930.71 ANNUAL RATE ADJUST: 0.000 LTV : 79.99228 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007790272 MORTGAGORS: WALLACE, BRUCE ADDRESS : 4348 MIDDLESEX DRIVE MORTGAGE AMT: 374,900.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92116 UNPAID BALANCE: 371,745.040 OPTION TO CONVERT : No MONTHLY P&I: 2,494.22 ANNUAL RATE ADJUST: 0.000 LTV : 64.08500 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 07/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0007790413 MORTGAGORS: MAO, RICHARD MAO, JOY ADDRESS : 50 PLEASANT COURT MORTGAGE AMT: 624,800.00 CITY FOSTER CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94404 UNPAID BALANCE: 620,520.930 OPTION TO CONVERT : No MONTHLY P&I: 4,368.69 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 08/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0007792369 MORTGAGORS: SOKOL, MITCHELL SOKOL, KIM ADDRESS : 15216 S. 18TH DR. MORTGAGE AMT: 296,650.00 CITY PHOENIX :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 AZ 85045 UNPAID BALANCE: 295,562.680 OPTION TO CONVERT : No MONTHLY P&I: 2,099.68 ANNUAL RATE ADJUST: 0.000 LTV : 89.98556 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 12/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0007792609 MORTGAGORS: COCHRANE, EDWARD COCHRANE, ANNA ADDRESS : 6409 JUMET COURT MORTGAGE AMT: 342,000.00 CITY FAIRFAX STATION :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 VA 22039 UNPAID BALANCE: 337,882.340 OPTION TO CONVERT : No MONTHLY P&I: 2,600.44 ANNUAL RATE ADJUST: 0.000 LTV : 75.16483 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 11/01/18 RATE: 02 -------------------------------------------------------------------------------- LN # 0007793425 MORTGAGORS: GARLIE, JAMES ADDRESS : RURAL ROUTE 1, BOX 398A MORTGAGE AMT: 250,000.00 CITY BACKUS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MN 56435 UNPAID BALANCE: 248,927.250 OPTION TO CONVERT : No MONTHLY P&I: 1,705.44 ANNUAL RATE ADJUST: 0.000 LTV : 70.62146 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 12/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0007793946 MORTGAGORS: CORIROSSI, JERRY CORIROSSI, LINDA ADDRESS : 9418 EAST CAVALRY DRIVE MORTGAGE AMT: 330,500.00 CITY SCOTTSDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 AZ 85262 UNPAID BALANCE: 329,459.340 OPTION TO CONVERT : No MONTHLY P&I: 2,254.59 ANNUAL RATE ADJUST: 0.000 LTV : 79.99280 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007798531 MORTGAGORS: HALLEN, HUGH HALLEN, PHILLIS ADDRESS : 149 RUE DES CHATEAUX MORTGAGE AMT: 375,000.00 CITY TARPON SPRINGS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 FL 34689 UNPAID BALANCE: 369,164.270 OPTION TO CONVERT : No MONTHLY P&I: 2,583.17 ANNUAL RATE ADJUST: 0.000 LTV : 75.83417 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 10/01/27 RATE: 02 -------------------------------------------------------------------------------- LN # 0007799034 MORTGAGORS: HOKANSON, JACK HOKANSON, ROSIE ADDRESS : 1817 NANTUCKET PL MORTGAGE AMT: 265,000.00 CITY COSTA MESA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92627 UNPAID BALANCE: 264,144.770 OPTION TO CONVERT : No MONTHLY P&I: 1,785.35 ANNUAL RATE ADJUST: 0.000 LTV : 78.40200 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007799059 MORTGAGORS: LIVELY, RILEY LIVELY, ONIE ADDRESS : 7934 STERLING DRIVE MORTGAGE AMT: 416,700.00 CITY EL CAJON :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92021 UNPAID BALANCE: 415,451.340 OPTION TO CONVERT : No MONTHLY P&I: 2,913.63 ANNUAL RATE ADJUST: 0.000 LTV : 73.10500 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007799117 MORTGAGORS: KISLINGBURY, ROGER KISLINGBURY, ELLEN ADDRESS : 267 N EL MOLINO AVE MORTGAGE AMT: 424,000.00 CITY PASADENA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91101 UNPAID BALANCE: 422,284.990 OPTION TO CONVERT : No MONTHLY P&I: 2,856.57 ANNUAL RATE ADJUST: 0.000 LTV : 44.63100 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 12/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0007799133 MORTGAGORS: RIORDAN, RICHARD RIORDAN, MARCIA ADDRESS : 5367 MIDVALE COURT MORTGAGE AMT: 285,000.00 CITY PLEASANTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94588 UNPAID BALANCE: 283,989.990 OPTION TO CONVERT : No MONTHLY P&I: 1,944.20 ANNUAL RATE ADJUST: 0.000 LTV : 72.15100 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007799182 MORTGAGORS: ZIEMANN, STEPHEN ZIEMANN, LEEANN ADDRESS : 4907 OCEAN VIEW BLVD MORTGAGE AMT: 265,000.00 CITY LA CANADA-FLINTRIDGE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91011 UNPAID BALANCE: 264,165.560 OPTION TO CONVERT : No MONTHLY P&I: 1,807.77 ANNUAL RATE ADJUST: 0.000 LTV : 66.25000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007799265 MORTGAGORS: BIBI, FAZAL ADDRESS : 2895 HIDDEN HILLS WAY MORTGAGE AMT: 311,400.00 CITY CORONA :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 91720 UNPAID BALANCE: 310,489.840 OPTION TO CONVERT : No MONTHLY P&I: 2,204.07 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007799331 MORTGAGORS: WATT, JEFFREY WATT, ANN ADDRESS : 20261 SOUTH SPRUCE AVENUE MORTGAGE AMT: 400,000.00 CITY SANTA ANA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92707 UNPAID BALANCE: 399,081.270 OPTION TO CONVERT : No MONTHLY P&I: 2,762.70 ANNUAL RATE ADJUST: 0.000 LTV : 74.76600 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007799349 MORTGAGORS: SAEE, MAHMOOD ADDRESS : 1857 NORTH BEVERLY DRIVE MORTGAGE AMT: 321,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 90210 UNPAID BALANCE: 320,262.710 OPTION TO CONVERT : No MONTHLY P&I: 2,217.07 ANNUAL RATE ADJUST: 0.000 LTV : 37.32500 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007800097 MORTGAGORS: VO, TOM JAMISON-VO, CECILIA ADDRESS : 6782 TIFFANY COMMON MORTGAGE AMT: 219,600.00 CITY LIVERMORE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94550 UNPAID BALANCE: 219,095.620 OPTION TO CONVERT : No MONTHLY P&I: 1,516.72 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007800147 MORTGAGORS: PARSONS, MICHAEL CONG, LIN ADDRESS : 9265 LOS LAGOS CIRCLE SOU MORTGAGE AMT: 608,000.00 CITY GRANITE BAY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95746 UNPAID BALANCE: 606,603.550 OPTION TO CONVERT : No MONTHLY P&I: 4,199.30 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007800154 MORTGAGORS: BURROWS, RAY SMOKE-BURROWS, JO ANNE ADDRESS : 4421 FREMONTS LOOP MORTGAGE AMT: 315,200.00 CITY RESCUE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95672 UNPAID BALANCE: 314,476.040 OPTION TO CONVERT : No MONTHLY P&I: 2,177.01 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007800246 MORTGAGORS: KING, CHRIS ADDRESS : 1005 CHAGALL WAY MORTGAGE AMT: 197,600.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95138 UNPAID BALANCE: 196,178.670 OPTION TO CONVERT : No MONTHLY P&I: 1,347.98 ANNUAL RATE ADJUST: 0.000 LTV : 79.99100 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 08/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0007800352 MORTGAGORS: JOHNSON, ABBPETTY JOHNSON, MARILYN ADDRESS : 6231 STODDARD ROAD MORTGAGE AMT: 247,500.00 CITY OAKDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95361 UNPAID BALANCE: 246,089.640 OPTION TO CONVERT : No MONTHLY P&I: 1,667.45 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 10/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0007800378 MORTGAGORS: HENDERSON, DEVIN ADDRESS : 690 SCENIC WAY MORTGAGE AMT: 136,800.00 CITY BEN LOMOND :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95005 UNPAID BALANCE: 136,039.290 OPTION TO CONVERT : No MONTHLY P&I: 933.22 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 10/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0007800451 MORTGAGORS: CYCHNER, THOMAS CYCHNER, DAWN ADDRESS : 5130 CONGEMI COURT MORTGAGE AMT: 260,184.00 CITY RANCHO CUCAMONGA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91739 UNPAID BALANCE: 259,181.860 OPTION TO CONVERT : No MONTHLY P&I: 1,797.03 ANNUAL RATE ADJUST: 0.000 LTV : 94.99900 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 12/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0007800790 MORTGAGORS: CLINE, LARRY CLINE, CHERYL ADDRESS : 21704 37TH PLACE WEST MORTGAGE AMT: 269,800.00 CITY BRIER :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 WA 98036 UNPAID BALANCE: 268,734.860 OPTION TO CONVERT : No MONTHLY P&I: 1,840.51 ANNUAL RATE ADJUST: 0.000 LTV : 83.01500 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 12/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0007801301 MORTGAGORS: WELLS, DEBRA WELLS, H. ADDRESS : 2242 AUGUSTA DRIVE MORTGAGE AMT: 304,000.00 CITY EVERGREEN :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CO 80439 UNPAID BALANCE: 303,248.070 OPTION TO CONVERT : No MONTHLY P&I: 2,022.52 ANNUAL RATE ADJUST: 0.000 LTV : 67.55500 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007801715 MORTGAGORS: CHURCHILL, MINH ADDRESS : 351 HULL AVENUE MORTGAGE AMT: 255,200.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95125 UNPAID BALANCE: 254,820.020 OPTION TO CONVERT : No MONTHLY P&I: 1,784.40 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007801723 MORTGAGORS: PERLISS, STEVEN CHAN, JOLIE ADDRESS : 115 3RD AVENUE MORTGAGE AMT: 459,000.00 CITY SAN FRANCISCO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94118 UNPAID BALANCE: 457,919.310 OPTION TO CONVERT : No MONTHLY P&I: 3,131.19 ANNUAL RATE ADJUST: 0.000 LTV : 57.37500 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007801731 MORTGAGORS: BETTENCOURT, EDWIN BETTENCOURT, NANCY ADDRESS : 1551 PEREGRINE DRIVE MORTGAGE AMT: 305,000.00 CITY GILROY :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 CA 95020 UNPAID BALANCE: 304,168.330 OPTION TO CONVERT : No MONTHLY P&I: 1,927.81 ANNUAL RATE ADJUST: 0.000 LTV : 72.61900 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007801749 MORTGAGORS: O'MALLEY, TORI O'MALLEY, THOMAS ADDRESS : 749 EL PINTADO ROAD MORTGAGE AMT: 444,000.00 CITY DANVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94526 UNPAID BALANCE: 442,980.200 OPTION TO CONVERT : No MONTHLY P&I: 3,066.60 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007801756 MORTGAGORS: JAHN, ELLEN ADDRESS : 2011 MARSALA CIRCLE MORTGAGE AMT: 288,000.00 CITY MONTEREY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 93940 UNPAID BALANCE: 287,321.910 OPTION TO CONVERT : No MONTHLY P&I: 1,964.67 ANNUAL RATE ADJUST: 0.000 LTV : 77.83700 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007801764 MORTGAGORS: TEBELSKIS, JAMES ADDRESS : 47626 HOYT STREET MORTGAGE AMT: 272,000.00 CITY FREMONT :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94539 UNPAID BALANCE: 269,386.590 OPTION TO CONVERT : No MONTHLY P&I: 1,809.62 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007801772 MORTGAGORS: FERRARI, JOHN FERRARI, SAGHI ADDRESS : 71 HASKINS RANCH CIRCLE MORTGAGE AMT: 295,850.00 CITY DANVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94506 UNPAID BALANCE: 295,187.170 OPTION TO CONVERT : No MONTHLY P&I: 2,068.63 ANNUAL RATE ADJUST: 0.000 LTV : 74.99300 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007801780 MORTGAGORS: COSTELLO, BARBARA ADDRESS : 7982 CHERRYWOOD COURT MORTGAGE AMT: 263,600.00 CITY PLEASANTON :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94588 UNPAID BALANCE: 263,155.830 OPTION TO CONVERT : No MONTHLY P&I: 1,731.66 ANNUAL RATE ADJUST: 0.000 LTV : 78.68600 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007801798 MORTGAGORS: POTTS, DENNIS POTTS, CARTER ADDRESS : 114 LUCIA LANE MORTGAGE AMT: 348,000.00 CITY SCOTTS VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 95066 UNPAID BALANCE: 347,117.890 OPTION TO CONVERT : No MONTHLY P&I: 2,286.11 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007801806 MORTGAGORS: BROWN, GEORGE DRYDEN-BROWN, JULIE ADDRESS : 404 VILLAGE CIRCLE MORTGAGE AMT: 316,000.00 CITY SANTA CRUZ :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95060 UNPAID BALANCE: 315,108.890 OPTION TO CONVERT : No MONTHLY P&I: 2,128.95 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007801814 MORTGAGORS: ROGERS, DANIEL ROGERS, KIMBERLY ADDRESS : 1878 JONATHAN AVENUE MORTGAGE AMT: 333,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 95125 UNPAID BALANCE: 332,438.880 OPTION TO CONVERT : No MONTHLY P&I: 2,187.57 ANNUAL RATE ADJUST: 0.000 LTV : 71.30600 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007802002 MORTGAGORS: GARDINER, PEGGY GARDINER, MICHAEL ADDRESS : 3001 WHITE CLOUD AVENUE MORTGAGE AMT: 420,000.00 CITY GIG HARBOR :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 WA 98335 UNPAID BALANCE: 419,035.330 OPTION TO CONVERT : No MONTHLY P&I: 2,900.84 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007802283 MORTGAGORS: HOLLINGSHEAD, ALLEN HOLLINGSHEAD, CYNTHIA ADDRESS : 6228 NEW HARVARD LANE MORTGAGE AMT: 312,000.00 CITY GLEN ALLEN :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 VA 23060 UNPAID BALANCE: 310,951.180 OPTION TO CONVERT : No MONTHLY P&I: 2,049.62 ANNUAL RATE ADJUST: 0.000 LTV : 79.59100 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007802309 MORTGAGORS: HUGHES, MARK HUGHES, LAURA ADDRESS : 2024 PEPPERMINT COURT MORTGAGE AMT: 311,200.00 CITY RESTON :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 VA 20191 UNPAID BALANCE: 310,649.350 OPTION TO CONVERT : No MONTHLY P&I: 1,992.65 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007802317 MORTGAGORS: SNYDER, JAMES SNYDER, PATRICIA ADDRESS : 7614 THOMAS GRANT DRIVE MORTGAGE AMT: 300,000.00 CITY ALEXANDRIA :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 VA 22315 UNPAID BALANCE: 299,201.550 OPTION TO CONVERT : No MONTHLY P&I: 1,920.94 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007802325 MORTGAGORS: HUNNINGS, JOSEPH HUNNINGS, WANDA ADDRESS : 2840 MILLWOOD LANE MORTGAGE AMT: 262,000.00 CITY BLACKSBURG :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 VA 24060 UNPAID BALANCE: 261,569.230 OPTION TO CONVERT : No MONTHLY P&I: 1,743.09 ANNUAL RATE ADJUST: 0.000 LTV : 74.85700 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007802713 MORTGAGORS: ROSE, NORMAN ADDRESS : 700 FIFTH STREET MORTGAGE AMT: 320,000.00 CITY GILROY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95020 UNPAID BALANCE: 318,992.370 OPTION TO CONVERT : No MONTHLY P&I: 2,182.97 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007802770 MORTGAGORS: WORLEY, DIANE RYAN, TIMOTHY ADDRESS : 537 MARIN AVENUE MORTGAGE AMT: 370,000.00 CITY MILL VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94941 UNPAID BALANCE: 369,128.830 OPTION TO CONVERT : No MONTHLY P&I: 2,524.06 ANNUAL RATE ADJUST: 0.000 LTV : 79.56900 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007802788 MORTGAGORS: TAKEKAWA, MAKOTO TAKEKAWA, YUKI ADDRESS : 837 CONSTITUTION DRIVE MORTGAGE AMT: 363,800.00 CITY FOSTER CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94404 UNPAID BALANCE: 362,922.030 OPTION TO CONVERT : No MONTHLY P&I: 2,450.99 ANNUAL RATE ADJUST: 0.000 LTV : 79.95600 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007802820 MORTGAGORS: KINNEY, BRIAN KINNEY, BRENDA ADDRESS : 1942 KIRKLAND AVENUE MORTGAGE AMT: 246,500.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95125 UNPAID BALANCE: 245,919.610 OPTION TO CONVERT : No MONTHLY P&I: 1,681.57 ANNUAL RATE ADJUST: 0.000 LTV : 70.42800 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007802861 MORTGAGORS: KRIENKE, KRISTOPHER LEE, SUE ANN ADDRESS : 21380 CASTILLO ST. MORTGAGE AMT: 408,000.00 CITY WOODLAND HILLS :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 91364 UNPAID BALANCE: 407,085.910 OPTION TO CONVERT : No MONTHLY P&I: 2,852.80 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007802945 MORTGAGORS: GONZALEZ, TAURINO GONZALEZ, RAQUEL ADDRESS : 6766 HAMPTON DRIVE MORTGAGE AMT: 528,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95120 UNPAID BALANCE: 526,378.050 OPTION TO CONVERT : No MONTHLY P&I: 3,646.77 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007802960 MORTGAGORS: REESE, JOHN TIGHE, MARY ADDRESS : 3415 NORTH 21ST AVENUE MORTGAGE AMT: 318,000.00 CITY ARLINGTON :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 VA 22207 UNPAID BALANCE: 317,193.920 OPTION TO CONVERT : No MONTHLY P&I: 2,089.04 ANNUAL RATE ADJUST: 0.000 LTV : 67.65900 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007803083 MORTGAGORS: LOUGHAN, ROBERT LOUGHAN, MARY ADDRESS : 14801 TYROL ROAD MORTGAGE AMT: 376,000.00 CITY TRUCKEE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 96161 UNPAID BALANCE: 374,844.980 OPTION TO CONVERT : No MONTHLY P&I: 2,596.94 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007803109 MORTGAGORS: OVERSTREET, RICHARD ADDRESS : 18465 MURPHY SPRINGS COUR MORTGAGE AMT: 386,600.00 CITY MORGAN HILL :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95037 UNPAID BALANCE: 385,995.000 OPTION TO CONVERT : No MONTHLY P&I: 2,637.30 ANNUAL RATE ADJUST: 0.000 LTV : 77.63000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007803141 MORTGAGORS: ZEPEDA, MARVIN ZEPEDA, ELIZABETH ADDRESS : 2320 ASHLAND AVENUE MORTGAGE AMT: 332,500.00 CITY SANTA MONICA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 90405 UNPAID BALANCE: 331,657.170 OPTION TO CONVERT : No MONTHLY P&I: 2,184.29 ANNUAL RATE ADJUST: 0.000 LTV : 70.74400 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007803224 MORTGAGORS: CANNING, MARY ADDRESS : 366 SAN CARLOS AVENUE MORTGAGE AMT: 515,000.00 CITY PIEDMONT :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94611 UNPAID BALANCE: 513,417.980 OPTION TO CONVERT : No MONTHLY P&I: 3,556.98 ANNUAL RATE ADJUST: 0.000 LTV : 63.97500 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007803232 MORTGAGORS: GLASCOTT, THOMAS CITTI-GLASCOTT, ADRIANNA ADDRESS : 1777 W. HEDDING STREET MORTGAGE AMT: 560,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95126 UNPAID BALANCE: 558,540.120 OPTION TO CONVERT : No MONTHLY P&I: 3,725.70 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007803240 MORTGAGORS: SEAVER, CYRUS ADDRESS : 155 PARKHAVEN DRIVE MORTGAGE AMT: 305,000.00 CITY DANVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94526 UNPAID BALANCE: 304,263.910 OPTION TO CONVERT : No MONTHLY P&I: 2,054.85 ANNUAL RATE ADJUST: 0.000 LTV : 50.83300 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007803323 MORTGAGORS: NIKSSARIAN, CYNTHIA NIKSSARIAN, RICHARD ADDRESS : 4495 LAWRENCE DRIVE MORTGAGE AMT: 221,200.00 CITY CASTRO VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94546 UNPAID BALANCE: 220,666.170 OPTION TO CONVERT : No MONTHLY P&I: 1,490.27 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007803349 MORTGAGORS: DEEL, JEFFERY DEEL, TRINA ADDRESS : 91 ELDERBERRY COURT MORTGAGE AMT: 119,200.00 CITY CHICO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95928 UNPAID BALANCE: 118,833.820 OPTION TO CONVERT : No MONTHLY P&I: 823.29 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007803430 MORTGAGORS: FINNEGAN, DEAN FINNEGAN, MELINDA ADDRESS : 8051 CROSS RIDGE ROAD MORTGAGE AMT: 283,500.00 CITY DUBLIN :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94568 UNPAID BALANCE: 282,585.020 OPTION TO CONVERT : No MONTHLY P&I: 1,910.00 ANNUAL RATE ADJUST: 0.000 LTV : 77.67100 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007803455 MORTGAGORS: LEWIS, CHRISTOPHER LEWIS, VIRGINIA ADDRESS : 1009 RIVA RIDGE DRIVE MORTGAGE AMT: 313,600.00 CITY GREAT FALLS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 VA 22066 UNPAID BALANCE: 312,861.630 OPTION TO CONVERT : No MONTHLY P&I: 2,139.31 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007803463 MORTGAGORS: LAWRENCE, JOSEPH LAWRENCE, PAMELA ADDRESS : 36 VAILWOOD COURT MORTGAGE AMT: 310,150.00 CITY DANVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94526 UNPAID BALANCE: 309,401.500 OPTION TO CONVERT : No MONTHLY P&I: 2,089.54 ANNUAL RATE ADJUST: 0.000 LTV : 61.41500 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007803471 MORTGAGORS: LUONG, LOC SUMARNO, SUSAN ADDRESS : 4645 VANDERBILT DR. MORTGAGE AMT: 312,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95130 UNPAID BALANCE: 310,288.460 OPTION TO CONVERT : No MONTHLY P&I: 2,181.55 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007803505 MORTGAGORS: LAU, PAUL WONG, MARK WONG, MARK LAU, WENDY ADDRESS : 1447-1449 16TH STREET MORTGAGE AMT: 334,000.00 CITY SAN FRANCISCO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94122 UNPAID BALANCE: 333,044.850 OPTION TO CONVERT : No MONTHLY P&I: 2,306.86 ANNUAL RATE ADJUST: 0.000 LTV : 60.18000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007803521 MORTGAGORS: SIMPSON-SHARPE, KIMBERLY SHARPE, JAMES ADDRESS : 12948 OAK LAWN PLACE MORTGAGE AMT: 311,000.00 CITY HERNDON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 VA 20171 UNPAID BALANCE: 310,285.690 OPTION TO CONVERT : No MONTHLY P&I: 2,148.00 ANNUAL RATE ADJUST: 0.000 LTV : 78.73400 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007803562 MORTGAGORS: BOINSTT, PATRICK SALVATI, CATHERINE ADDRESS : 4045 NORTH FORTY FIRST ST MORTGAGE AMT: 376,000.00 CITY MCLEAN :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 VA 22101 UNPAID BALANCE: 375,366.410 OPTION TO CONVERT : No MONTHLY P&I: 2,470.06 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007803596 MORTGAGORS: FOURNIER, DANIEL FOURNIER, DOREEN ADDRESS : 1715 EISENHOWER STREET MORTGAGE AMT: 290,000.00 CITY SAN MATEO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94403 UNPAID BALANCE: 288,273.920 OPTION TO CONVERT : No MONTHLY P&I: 1,929.38 ANNUAL RATE ADJUST: 0.000 LTV : 70.38800 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007803638 MORTGAGORS: STEFFEE, MICHAEL STEFFEE, SUZANNE ADDRESS : 4623 MARITIME LOOP MORTGAGE AMT: 321,600.00 CITY UNION CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94587 UNPAID BALANCE: 320,861.320 OPTION TO CONVERT : No MONTHLY P&I: 2,221.22 ANNUAL RATE ADJUST: 0.000 LTV : 75.67000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007803646 MORTGAGORS: BOMONGCAG, SABINO BOMONGCAG, FLORIDA ADDRESS : 541 BECKET DRIVE MORTGAGE AMT: 375,000.00 CITY REDWOOD CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94065 UNPAID BALANCE: 374,094.980 OPTION TO CONVERT : No MONTHLY P&I: 2,526.45 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007803653 MORTGAGORS: PROMET, TYNIS PROMET, FANCY ADDRESS : 104 ALMENAR DRIVE MORTGAGE AMT: 324,000.00 CITY GREENBRAE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94939 UNPAID BALANCE: 322,352.730 OPTION TO CONVERT : No MONTHLY P&I: 2,128.45 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007803679 MORTGAGORS: MURRAY, THOMAS ALBERTSEN MURRAY, TAMMY ADDRESS : 436 BALLY WAY MORTGAGE AMT: 332,000.00 CITY PACIFICA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94044 UNPAID BALANCE: 331,237.440 OPTION TO CONVERT : No MONTHLY P&I: 2,293.05 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007803687 MORTGAGORS: GINN, MIKE TISSON, CAROL ADDRESS : 2550 SANTA LUCIA AVENUE MORTGAGE AMT: 650,000.00 CITY CARMEL :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 93923 UNPAID BALANCE: 648,392.250 OPTION TO CONVERT : No MONTHLY P&I: 4,324.47 ANNUAL RATE ADJUST: 0.000 LTV : 46.59400 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007803695 MORTGAGORS: HERLING, MICHAEL KING, JOANNE ADDRESS : 6353 WESTOVER DRIVE MORTGAGE AMT: 300,000.00 CITY OAKLAND :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94611 UNPAID BALANCE: 298,908.260 OPTION TO CONVERT : No MONTHLY P&I: 1,970.79 ANNUAL RATE ADJUST: 0.000 LTV : 78.94700 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007803703 MORTGAGORS: CHIN, KEITH CHEN, CECILIA ADDRESS : 266 CREEDON CIRCLE MORTGAGE AMT: 400,000.00 CITY ALAMEDA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94502 UNPAID BALANCE: 397,016.800 OPTION TO CONVERT : No MONTHLY P&I: 2,694.88 ANNUAL RATE ADJUST: 0.000 LTV : 66.44500 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007803729 MORTGAGORS: HARDY, ALLEN ECKELMANN, CLAUDIA ADDRESS : 82 DIABLO VIEW ROAD MORTGAGE AMT: 425,000.00 CITY ORINDA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94563 UNPAID BALANCE: 423,922.690 OPTION TO CONVERT : No MONTHLY P&I: 2,791.95 ANNUAL RATE ADJUST: 0.000 LTV : 59.44000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007803778 MORTGAGORS: VOGEL, RANDALL VOGEL, SUET ADDRESS : 1 VILLANOVA LANE MORTGAGE AMT: 327,000.00 CITY OAKLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94611 UNPAID BALANCE: 325,648.010 OPTION TO CONVERT : No MONTHLY P&I: 2,230.72 ANNUAL RATE ADJUST: 0.000 LTV : 76.04600 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007803794 MORTGAGORS: WELCH, DONALD WELCH, ANAIDA ADDRESS : 16970 PINE WAY MORTGAGE AMT: 325,000.00 CITY MORGAN HILL :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 95037 UNPAID BALANCE: 324,176.180 OPTION TO CONVERT : No MONTHLY P&I: 2,135.02 ANNUAL RATE ADJUST: 0.000 LTV : 66.32600 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007803802 MORTGAGORS: SORNSEN, NEAL SORNSEN, BETH ADDRESS : 427 CABONIA COURT MORTGAGE AMT: 402,000.00 CITY PLEASANTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94566 UNPAID BALANCE: 400,533.530 OPTION TO CONVERT : No MONTHLY P&I: 2,742.35 ANNUAL RATE ADJUST: 0.000 LTV : 64.83800 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007803844 MORTGAGORS: ANDERSON, REBECCA BATTIN, TIMOTHY ADDRESS : 805 VASSAR ROAD MORTGAGE AMT: 270,400.00 CITY ALEXANDRIA :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 VA 22314 UNPAID BALANCE: 269,697.630 OPTION TO CONVERT : No MONTHLY P&I: 1,753.81 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007803943 MORTGAGORS: MARTIN, ZONDRA MARTIN, HOMER ADDRESS : 627 TRESTLE GLEN ROAD MORTGAGE AMT: 268,000.00 CITY OAKLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 94610 UNPAID BALANCE: 267,414.380 OPTION TO CONVERT : No MONTHLY P&I: 1,896.89 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007804032 MORTGAGORS: VANDERWERF, JOHN VANDERWERF, JANE ADDRESS : 1825 MONTE SERENO DRIVE MORTGAGE AMT: 375,000.00 CITY ALAMO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94507 UNPAID BALANCE: 374,094.980 OPTION TO CONVERT : No MONTHLY P&I: 2,526.45 ANNUAL RATE ADJUST: 0.000 LTV : 66.96400 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007804073 MORTGAGORS: CABRAL, BRIAN CABRAL, ELIZABETH ADDRESS : 5835 CHAMBERTIN DRIVE MORTGAGE AMT: 271,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95118 UNPAID BALANCE: 270,329.690 OPTION TO CONVERT : No MONTHLY P&I: 1,802.97 ANNUAL RATE ADJUST: 0.000 LTV : 62.29800 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007804081 MORTGAGORS: LIN, PETER LIN, JUDY ADDRESS : 112 GARDEN HILL DRIVE MORTGAGE AMT: 400,000.00 CITY LOS GATOS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95032 UNPAID BALANCE: 399,389.370 OPTION TO CONVERT : No MONTHLY P&I: 2,762.71 ANNUAL RATE ADJUST: 0.000 LTV : 72.72700 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007804305 MORTGAGORS: MARTIN, F. ADDRESS : 6301 SOUTH RIVERGLEN ROAD MORTGAGE AMT: 550,000.00 CITY OZARK :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MO 65721 UNPAID BALANCE: 549,117.720 OPTION TO CONVERT : No MONTHLY P&I: 3,705.46 ANNUAL RATE ADJUST: 0.000 LTV : 78.57100 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007804537 MORTGAGORS: HANDEL, WILLIAM HANDEL, LINDA ADDRESS : 9350 PARKGATE DRIVE MORTGAGE AMT: 340,000.00 CITY GERMANTOWN :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 TN 38139 UNPAID BALANCE: 337,273.840 OPTION TO CONVERT : No MONTHLY P&I: 2,279.24 ANNUAL RATE ADJUST: 0.000 LTV : 78.16000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 11/01/27 RATE: 02 -------------------------------------------------------------------------------- LN # 0007804545 MORTGAGORS: BRYANT, G. ADDRESS : 483 MONTEIGNE BOULEVARD MORTGAGE AMT: 440,000.00 CITY MEMPHIS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 TN 38103 UNPAID BALANCE: 438,859.930 OPTION TO CONVERT : No MONTHLY P&I: 3,036.07 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 12/01/27 RATE: 02 -------------------------------------------------------------------------------- LN # 0007804727 MORTGAGORS: LIFRIERI, MARIA SARUBBI, GIUSEPPE ADDRESS : 121 PARKS ROAD-UNIT 31 MORTGAGE AMT: 254,600.00 CITY GOLDENS BRIDGE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NY 10526 UNPAID BALANCE: 253,697.500 OPTION TO CONVERT : No MONTHLY P&I: 1,736.83 ANNUAL RATE ADJUST: 0.000 LTV : 94.98200 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007804842 MORTGAGORS: FEKETE, STEVEN FEKETE, LINDA ADDRESS : 130 PUMA PLACE MORTGAGE AMT: 280,000.00 CITY DURANGO :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CO 81301 UNPAID BALANCE: 279,388.140 OPTION TO CONVERT : No MONTHLY P&I: 1,981.83 ANNUAL RATE ADJUST: 0.000 LTV : 78.87300 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007805047 MORTGAGORS: WILLIAMS, JEFFREY WILLIAMS, GINGER ADDRESS : 4406 N. 38TH STREET MORTGAGE AMT: 410,000.00 CITY ARLINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 VA 22207 UNPAID BALANCE: 409,325.880 OPTION TO CONVERT : No MONTHLY P&I: 2,727.75 ANNUAL RATE ADJUST: 0.000 LTV : 79.61100 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007805054 MORTGAGORS: WASZKIEWICZ, DAVID WASZKIEWICZ, MARY ADDRESS : 15420 LIBERTY ROAD MORTGAGE AMT: 292,000.00 CITY MT. AIRY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MD 21771 UNPAID BALANCE: 291,554.240 OPTION TO CONVERT : No MONTHLY P&I: 2,016.78 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007805062 MORTGAGORS: DITCH, W. DITCH, JOANNE ADDRESS : 4661 DEVON PATH MORTGAGE AMT: 380,000.00 CITY ROYAL OAK :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MD 21662 UNPAID BALANCE: 379,082.910 OPTION TO CONVERT : No MONTHLY P&I: 2,560.14 ANNUAL RATE ADJUST: 0.000 LTV : 43.42800 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007805070 MORTGAGORS: LONG, ROLAND LONG, MELINDA ADDRESS : 8403 BLACK STALLION PLACE MORTGAGE AMT: 350,000.00 CITY VIENNA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 VA 22182 UNPAID BALANCE: 349,410.750 OPTION TO CONVERT : No MONTHLY P&I: 2,358.02 ANNUAL RATE ADJUST: 0.000 LTV : 79.72600 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007805088 MORTGAGORS: SUDDRETH, JACK SUDDRETH, BLANCHE ADDRESS : 422 PARK AVENUE MORTGAGE AMT: 288,700.00 CITY FALLS CHURCH :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 VA 22046 UNPAID BALANCE: 287,666.220 OPTION TO CONVERT : No MONTHLY P&I: 2,086.75 ANNUAL RATE ADJUST: 0.000 LTV : 68.25000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 02/01/24 RATE: 02 -------------------------------------------------------------------------------- LN # 0007805096 MORTGAGORS: MILNER, BRUCE MILNER, ANNA ADDRESS : 8801 BELLS MILL ROAD MORTGAGE AMT: 273,800.00 CITY POTOMAC :\ STATE/ZIP :\ LIFETIME RATE : 6.37500 MD 20854 UNPAID BALANCE: 273,035.160 OPTION TO CONVERT : No MONTHLY P&I: 1,708.16 ANNUAL RATE ADJUST: 0.000 LTV : 79.36200 OUTSIDE CONV DATE: CURRENT INT 6.37500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007805112 MORTGAGORS: REDMON, RICHARD REDMON, LAURA ADDRESS : 7805 PREAKNESS LANE MORTGAGE AMT: 303,000.00 CITY FAIRFAX STATION :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 VA 22039 UNPAID BALANCE: 302,489.420 OPTION TO CONVERT : No MONTHLY P&I: 1,990.50 ANNUAL RATE ADJUST: 0.000 LTV : 75.93900 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007805179 MORTGAGORS: WALK, CHESTER WALK, BERNICE ADDRESS : 21456 DONNELL JONES ROAD MORTGAGE AMT: 270,500.00 CITY SHERWOOD :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MD 21665 UNPAID BALANCE: 270,066.080 OPTION TO CONVERT : No MONTHLY P&I: 1,822.41 ANNUAL RATE ADJUST: 0.000 LTV : 21.46800 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007805195 MORTGAGORS: BISHOPP, FRED KING, MARGARET ADDRESS : 18061 TURNBERRY DRIVE MORTGAGE AMT: 366,000.00 CITY ROUND HILL :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 VA 20141 UNPAID BALANCE: 365,383.270 OPTION TO CONVERT : No MONTHLY P&I: 2,404.36 ANNUAL RATE ADJUST: 0.000 LTV : 82.24700 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007805203 MORTGAGORS: LOCKARD, DENNIS LOCKARD, BEVERLY ADDRESS : 5021 WHISPER WILLOW DRIVE MORTGAGE AMT: 262,000.00 CITY FAIRFAX :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 VA 22030 UNPAID BALANCE: 261,600.050 OPTION TO CONVERT : No MONTHLY P&I: 1,809.57 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007805229 MORTGAGORS: ANDERSON, JEFFREY ANDERSON, ANN ADDRESS : 314 LITTLE FALLS STREET MORTGAGE AMT: 345,000.00 CITY FALLS CHURCH :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 VA 22046 UNPAID BALANCE: 344,418.640 OPTION TO CONVERT : No MONTHLY P&I: 2,266.41 ANNUAL RATE ADJUST: 0.000 LTV : 77.52800 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007805237 MORTGAGORS: SUPRON, STEPHEN SUPRON, SHARON ADDRESS : 5394 HARROW LANE MORTGAGE AMT: 260,000.00 CITY FAIRFAX :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 VA 22033 UNPAID BALANCE: 259,603.100 OPTION TO CONVERT : No MONTHLY P&I: 1,795.76 ANNUAL RATE ADJUST: 0.000 LTV : 74.28500 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007806052 MORTGAGORS: RODGERS, DON RODGERS, CAROLE ADDRESS : 9247 ROGUES ROAD MORTGAGE AMT: 350,000.00 CITY CASANOVA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 VA 20139 UNPAID BALANCE: 349,175.920 OPTION TO CONVERT : No MONTHLY P&I: 2,387.62 ANNUAL RATE ADJUST: 0.000 LTV : 51.09400 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007806060 MORTGAGORS: HURLEY, DAVID HURLEY, CLEO ADDRESS : 6776 EDGE CLIFF DRIVE MORTGAGE AMT: 296,100.00 CITY ALEXANDRIA :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 VA 22315 UNPAID BALANCE: 294,793.490 OPTION TO CONVERT : No MONTHLY P&I: 1,895.97 ANNUAL RATE ADJUST: 0.000 LTV : 79.99300 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007806128 MORTGAGORS: BRACCIODIETA, WILLIAM BRACCIODIETA, ELAINE ADDRESS : 6208 MANAFORD CIR MORTGAGE AMT: 274,850.00 CITY GLEN ALLEN :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 VA 23060 UNPAID BALANCE: 272,476.630 OPTION TO CONVERT : No MONTHLY P&I: 1,898.33 ANNUAL RATE ADJUST: 0.000 LTV : 74.99000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0007806136 MORTGAGORS: HUBBARD, ARTHUR HUBBARD, VANESSA ADDRESS : 628 GREENTREE DRIVE MORTGAGE AMT: 250,000.00 CITY VA. BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 VA 23452 UNPAID BALANCE: 249,425.790 OPTION TO CONVERT : No MONTHLY P&I: 1,726.69 ANNUAL RATE ADJUST: 0.000 LTV : 71.42800 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007806235 MORTGAGORS: HARRIS, ANDREW REX-HARRIS, ALEXANDRA ADDRESS : 10110 TATE COURT MORTGAGE AMT: 310,000.00 CITY OAKTON :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 VA 22124 UNPAID BALANCE: 309,194.760 OPTION TO CONVERT : No MONTHLY P&I: 2,010.66 ANNUAL RATE ADJUST: 0.000 LTV : 63.08900 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007806284 MORTGAGORS: SMITH, MICHAEL SMITH, SALLY ADDRESS : 13034 CHAMPLAIN DRIVE MORTGAGE AMT: 244,200.00 CITY MANASSAS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 VA 20112 UNPAID BALANCE: 242,842.050 OPTION TO CONVERT : No MONTHLY P&I: 1,665.88 ANNUAL RATE ADJUST: 0.000 LTV : 79.90300 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 10/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0007806318 MORTGAGORS: FREEMAN, GEORGE FREEMAN, LOUISE ADDRESS : 28 WILLWAY AVENUE MORTGAGE AMT: 285,000.00 CITY RICHMOND :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 VA 23226 UNPAID BALANCE: 282,751.560 OPTION TO CONVERT : No MONTHLY P&I: 1,872.25 ANNUAL RATE ADJUST: 0.000 LTV : 79.16600 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 09/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0007806466 MORTGAGORS: SMITH, WILLIAM SMITH, LISA ADDRESS : 9925 BICKLEY COURT MORTGAGE AMT: 318,300.00 CITY VIENNA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 VA 22181 UNPAID BALANCE: 317,221.100 OPTION TO CONVERT : No MONTHLY P&I: 2,091.01 ANNUAL RATE ADJUST: 0.000 LTV : 79.84200 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007806706 MORTGAGORS: RYDER, KAREN ADDRESS : 6 PINE LANE MORTGAGE AMT: 350,000.00 CITY CHARLOTTESVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 VA 22901 UNPAID BALANCE: 349,134.290 OPTION TO CONVERT : No MONTHLY P&I: 2,328.56 ANNUAL RATE ADJUST: 0.000 LTV : 77.77700 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007807696 MORTGAGORS: SCOTT, NEWTON SCOTT, LOUISE ADDRESS : 1303 DENBRIGHT ROAD MORTGAGE AMT: 92,000.00 CITY CATONSVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MD 21228 UNPAID BALANCE: 91,852.400 OPTION TO CONVERT : No MONTHLY P&I: 619.83 ANNUAL RATE ADJUST: 0.000 LTV : 75.41000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007807704 MORTGAGORS: WILLIAMS, BROOKS ADDRESS : 7312 POINT OF ROCKS ROAD MORTGAGE AMT: 349,750.00 CITY SARASOTA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 FL 34242 UNPAID BALANCE: 349,470.310 OPTION TO CONVERT : No MONTHLY P&I: 2,356.33 ANNUAL RATE ADJUST: 0.000 LTV : 57.80900 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007807712 MORTGAGORS: BALLARD, DWANE BALLARD, TERESA ADDRESS : 3472 PRESTON LAKES CIRCLE MORTGAGE AMT: 259,350.00 CITY CELINA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 TX 75009 UNPAID BALANCE: 258,933.970 OPTION TO CONVERT : No MONTHLY P&I: 1,747.29 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007807738 MORTGAGORS: EVERS, BRUCE EVERS, LYNDA ADDRESS : 6616 PRAIRIE HILL DRIVE MORTGAGE AMT: 279,000.00 CITY SUN PRAIRIE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 WI 53590 UNPAID BALANCE: 278,563.380 OPTION TO CONVERT : No MONTHLY P&I: 1,903.28 ANNUAL RATE ADJUST: 0.000 LTV : 79.71400 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007807746 MORTGAGORS: HARRIS, GARTH HARRIS, ORBIE ADDRESS : 444 SOUTH 8750 EAST MORTGAGE AMT: 283,500.00 CITY HUNTSVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 UT 84317 UNPAID BALANCE: 283,289.600 OPTION TO CONVERT : No MONTHLY P&I: 1,982.28 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007807753 MORTGAGORS: STOUGES, WILLIAM STOUGES, KERRIE ADDRESS : 22 SUNNYWOODS DRIVE MORTGAGE AMT: 264,000.00 CITY S HUNTINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NY 11746 UNPAID BALANCE: 263,722.580 OPTION TO CONVERT : No MONTHLY P&I: 1,845.93 ANNUAL RATE ADJUST: 0.000 LTV : 78.80500 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007807787 MORTGAGORS: GILBURNE, MORRIS ADDRESS : 12324 NORTH 128TH PLACE MORTGAGE AMT: 240,000.00 CITY SCOTTSDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 AZ 85259 UNPAID BALANCE: 239,633.640 OPTION TO CONVERT : No MONTHLY P&I: 1,657.62 ANNUAL RATE ADJUST: 0.000 LTV : 74.79000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007807795 MORTGAGORS: FABER, KEITH FABER, ANITA ADDRESS : 1458 WEST COMMERSE AVENUE MORTGAGE AMT: 342,800.00 CITY GILBERT :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 AZ 85233 UNPAID BALANCE: 342,263.550 OPTION TO CONVERT : No MONTHLY P&I: 2,338.50 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007807803 MORTGAGORS: FERGUSON, MARY ADDRESS : 4521 CYPRUS CIRCLE MORTGAGE AMT: 88,750.00 CITY PRESCOTT VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 AZ 86314 UNPAID BALANCE: 88,687.360 OPTION TO CONVERT : No MONTHLY P&I: 635.82 ANNUAL RATE ADJUST: 0.000 LTV : 57.25800 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007807837 MORTGAGORS: CONCELLO, RANDALL CONCELLO, CAROL ADDRESS : 2727 53RD STREET, MORTGAGE AMT: 100,000.00 CITY SARASOTA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 FL 34234 UNPAID BALANCE: 99,847.340 OPTION TO CONVERT : No MONTHLY P&I: 690.68 ANNUAL RATE ADJUST: 0.000 LTV : 53.76300 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808058 MORTGAGORS: KUBICKI, BERND ADDRESS : 5821 SPRUCE CREEK WOODS MORTGAGE AMT: 133,600.00 CITY PORT ORANGE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 FL 32127 UNPAID BALANCE: 133,401.080 OPTION TO CONVERT : No MONTHLY P&I: 934.15 ANNUAL RATE ADJUST: 0.000 LTV : 74.22222 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808140 MORTGAGORS: ALLISON, MIRIAM ALLISON, DANIEL ADDRESS : 8593 S. ALBION BASIN ROAD MORTGAGE AMT: 437,200.00 CITY SANDY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 UT 84092 UNPAID BALANCE: 436,014.350 OPTION TO CONVERT : No MONTHLY P&I: 3,019.63 ANNUAL RATE ADJUST: 0.000 LTV : 67.26100 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808157 MORTGAGORS: FERMIN, RAMON ADDRESS : 950 W BERWYN AVE #01 MORTGAGE AMT: 253,000.00 CITY CHICAGO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 IL 60640 UNPAID BALANCE: 252,623.290 OPTION TO CONVERT : No MONTHLY P&I: 1,769.02 ANNUAL RATE ADJUST: 0.000 LTV : 77.60700 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808165 MORTGAGORS: MACIUSZEK, JAMES MACIUSZEK, CRISTY MACIUSZEK, CRISTY ADDRESS : 1079 LAUREL GROVE CT MORTGAGE AMT: 395,200.00 CITY SUWANEE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 GA 30024 UNPAID BALANCE: 393,561.250 OPTION TO CONVERT : No MONTHLY P&I: 2,629.28 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 12/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808173 MORTGAGORS: SURGES, RICHARD SURGES, MELISSA ADDRESS : 13988 N HONEY BEE TRAIL MORTGAGE AMT: 600,000.00 CITY TUCSON :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 AZ 85737 UNPAID BALANCE: 598,988.970 OPTION TO CONVERT : No MONTHLY P&I: 3,941.57 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808181 MORTGAGORS: BARBOUR, JAMES ADDRESS : 6109 EAST EXETER BLVD. MORTGAGE AMT: 301,500.00 CITY PHOENIX :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 AZ 85018 UNPAID BALANCE: 300,390.850 OPTION TO CONVERT : No MONTHLY P&I: 2,005.89 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808199 MORTGAGORS: SCHAUF, KENNETH SCHAUF, CARRIE SCHAUF, CARRIE ADDRESS : 26670 ZANE AVENUE MORTGAGE AMT: 307,800.00 CITY NEW MARKET TWSP. :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 MN 55020 UNPAID BALANCE: 306,679.130 OPTION TO CONVERT : No MONTHLY P&I: 1,970.88 ANNUAL RATE ADJUST: 0.000 LTV : 79.99300 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808207 MORTGAGORS: HARRISON, TODD HARRISON, LISA ADDRESS : 4 CIRCULO DE PRADO MORTGAGE AMT: 268,950.00 CITY TUBAC :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 AZ 85646 UNPAID BALANCE: 268,529.030 OPTION TO CONVERT : No MONTHLY P&I: 1,834.71 ANNUAL RATE ADJUST: 0.000 LTV : 88.18000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808215 MORTGAGORS: HILL, CYNTHIA ADDRESS : 11907 QUINCY LANE MORTGAGE AMT: 131,350.00 CITY DALLAS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 TX 75230 UNPAID BALANCE: 131,025.130 OPTION TO CONVERT : No MONTHLY P&I: 873.87 ANNUAL RATE ADJUST: 0.000 LTV : 56.13200 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808231 MORTGAGORS: ONDERA, PAUL ADDRESS : 6401 RED BANK ROAD MORTGAGE AMT: 280,000.00 CITY GALENA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 OH 43021 UNPAID BALANCE: 279,118.320 OPTION TO CONVERT : No MONTHLY P&I: 1,910.10 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808256 MORTGAGORS: NAES, CARL NAES, JOY NAES, JOY ADDRESS : 2075 KEY HARBOUR DRIVE MORTGAGE AMT: 280,000.00 CITY LAKE ST. LOUIS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MO 63367 UNPAID BALANCE: 279,561.820 OPTION TO CONVERT : No MONTHLY P&I: 1,910.10 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808264 MORTGAGORS: ZELLER, TIMOTHY ZELLER, MARGARET ZELLER, MARGARET ADDRESS : 1627 ST MARY'S STREET MORTGAGE AMT: 310,000.00 CITY RALEIGH :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 NC 27608 UNPAID BALANCE: 309,464.700 OPTION TO CONVERT : No MONTHLY P&I: 2,010.65 ANNUAL RATE ADJUST: 0.000 LTV : 76.54300 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808272 MORTGAGORS: MCDANIEL, NANCY ADDRESS : 1450 W WESLEY RD MORTGAGE AMT: 307,800.00 CITY ATLANTA :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 GA 30327 UNPAID BALANCE: 307,268.480 OPTION TO CONVERT : No MONTHLY P&I: 1,996.39 ANNUAL RATE ADJUST: 0.000 LTV : 53.53000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808298 MORTGAGORS: ROKEY, J ROKEY, KARLYN ADDRESS : 6398 N.YUMA MINE ROAD MORTGAGE AMT: 480,000.00 CITY TUCSON :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 AZ 85743 UNPAID BALANCE: 479,191.170 OPTION TO CONVERT : No MONTHLY P&I: 3,153.26 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808314 MORTGAGORS: SZAREK, VALERIE ADDRESS : 510 SUNSET DRIVE MORTGAGE AMT: 105,500.00 CITY LOUISVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CO 80027 UNPAID BALANCE: 105,338.940 OPTION TO CONVERT : No MONTHLY P&I: 728.67 ANNUAL RATE ADJUST: 0.000 LTV : 68.06400 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808330 MORTGAGORS: GREEN, STEVEN GREEN, THERESA ADDRESS : 27 MOUNTAIN PINE DR. MORTGAGE AMT: 255,500.00 CITY LITTLETON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CO 80127 UNPAID BALANCE: 255,090.150 OPTION TO CONVERT : No MONTHLY P&I: 1,721.35 ANNUAL RATE ADJUST: 0.000 LTV : 79.84300 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808363 MORTGAGORS: DOWD, BRIAN ADDRESS : 705 MILLPORT POINTE MORTGAGE AMT: 521,100.00 CITY DULUTH :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 GA 30097 UNPAID BALANCE: 519,779.090 OPTION TO CONVERT : No MONTHLY P&I: 3,423.26 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808371 MORTGAGORS: ALTIER, WILLIAM ALTIER, PAMELA ADDRESS : 33 MT AIRY RD MORTGAGE AMT: 292,950.00 CITY PIPERSVILLE :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 PA 18947 UNPAID BALANCE: 292,170.300 OPTION TO CONVERT : No MONTHLY P&I: 1,875.80 ANNUAL RATE ADJUST: 0.000 LTV : 79.17500 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808389 MORTGAGORS: ADCOCK, JOHN ADDRESS : 118 BELFAIR OAKS BOULEVAR MORTGAGE AMT: 350,000.00 CITY BLUFFTON :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 SC 29910 UNPAID BALANCE: 349,090.850 OPTION TO CONVERT : No MONTHLY P&I: 2,270.10 ANNUAL RATE ADJUST: 0.000 LTV : 61.40300 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808405 MORTGAGORS: WOLFF, WARREN WOLFF, SHERRIE ADDRESS : 2900 JULLIARD STREET MORTGAGE AMT: 255,500.00 CITY BOULDER :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CO 80303 UNPAID BALANCE: 254,868.030 OPTION TO CONVERT : No MONTHLY P&I: 1,699.85 ANNUAL RATE ADJUST: 0.000 LTV : 58.73500 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808413 MORTGAGORS: SMITH, JERRY REED, BONNIE ADDRESS : 14103 S 140TH PL MORTGAGE AMT: 342,249.00 CITY GILBERT :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 AZ 85296 UNPAID BALANCE: 341,402.440 OPTION TO CONVERT : No MONTHLY P&I: 2,277.00 ANNUAL RATE ADJUST: 0.000 LTV : 71.30100 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808439 MORTGAGORS: SPRUILL, ELBERT SPRUILL, PATRICIA SPRUILL, PATRICIA ADDRESS : 5302 ASHTON CREEK ROAD MORTGAGE AMT: 311,250.00 CITY CHESTER :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 VA 23831 UNPAID BALANCE: 310,738.260 OPTION TO CONVERT : No MONTHLY P&I: 2,070.75 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808447 MORTGAGORS: LARSON, DAVID ROELOFS, RENAE ADDRESS : 5617 PROMONTORY POINT RD MORTGAGE AMT: 293,000.00 CITY MIDLOTHIAN :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 VA 23112 UNPAID BALANCE: 292,458.330 OPTION TO CONVERT : No MONTHLY P&I: 1,998.78 ANNUAL RATE ADJUST: 0.000 LTV : 73.25000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808462 MORTGAGORS: LOUTHIAN, HERBERT ADDRESS : 1930 OLD NECK ROAD MORTGAGE AMT: 288,000.00 CITY COLUMBIA :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 SC 29206 UNPAID BALANCE: 285,163.590 OPTION TO CONVERT : No MONTHLY P&I: 1,867.97 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808470 MORTGAGORS: CONWAY, DAVID CONWAY, LEANNE ADDRESS : 6546 HERITAGE CLUB DRIVE MORTGAGE AMT: 525,000.00 CITY MASON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 OH 45040 UNPAID BALANCE: 524,157.820 OPTION TO CONVERT : No MONTHLY P&I: 3,537.03 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808496 MORTGAGORS: RICCHIO, DAVID RICCHIO, SANDRA ADDRESS : 4925 LIGHTHOUSE DRIVE MORTGAGE AMT: 399,000.00 CITY RACINE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 WI 53402 UNPAID BALANCE: 398,375.610 OPTION TO CONVERT : No MONTHLY P&I: 2,721.89 ANNUAL RATE ADJUST: 0.000 LTV : 47.50000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808512 MORTGAGORS: SIMENTON, GEORGE SIMENTON, BARBARA ADDRESS : 14260 DARTS MORTGAGE AMT: 287,200.00 CITY FENTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MI 48430 UNPAID BALANCE: 286,727.790 OPTION TO CONVERT : No MONTHLY P&I: 1,910.75 ANNUAL RATE ADJUST: 0.000 LTV : 77.62100 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808546 MORTGAGORS: COLBERT, GARRETT COLBERT, JUDY ADDRESS : 719 SPINDLETREE AVENUE MORTGAGE AMT: 250,000.00 CITY NAPERVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 60565 UNPAID BALANCE: 249,608.770 OPTION TO CONVERT : No MONTHLY P&I: 1,705.44 ANNUAL RATE ADJUST: 0.000 LTV : 62.50000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808553 MORTGAGORS: SMITH, TIMOTHY SMITH, MARY ADDRESS : 11815 N 97TH ST MORTGAGE AMT: 450,000.00 CITY SCOTTSDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 AZ 85260 UNPAID BALANCE: 448,966.420 OPTION TO CONVERT : No MONTHLY P&I: 3,108.04 ANNUAL RATE ADJUST: 0.000 LTV : 68.18100 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808579 MORTGAGORS: FERGUSON, MARIANNE ADDRESS : 8043 E HARVARD CIRCLE MORTGAGE AMT: 145,400.00 CITY DENVER :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CO 80231 UNPAID BALANCE: 145,172.450 OPTION TO CONVERT : No MONTHLY P&I: 991.89 ANNUAL RATE ADJUST: 0.000 LTV : 70.78800 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808587 MORTGAGORS: BARNES, PATRICIA ADDRESS : 927 #2 MICHIGAN AVE MORTGAGE AMT: 276,750.00 CITY EVANSTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60202 UNPAID BALANCE: 276,306.050 OPTION TO CONVERT : No MONTHLY P&I: 1,864.52 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808603 MORTGAGORS: EDWARDS, CHARLES EDWARDS, PATRICIA ADDRESS : 10605 WOOD CREST COURT MORTGAGE AMT: 390,000.00 CITY MEQUON :\ STATE/ZIP :\ LIFETIME RATE : 6.37500 WI 53092 UNPAID BALANCE: 389,275.660 OPTION TO CONVERT : No MONTHLY P&I: 2,433.09 ANNUAL RATE ADJUST: 0.000 LTV : 62.40000 OUTSIDE CONV DATE: CURRENT INT 6.37500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808629 MORTGAGORS: DOYLE, J DOYLE, MARY ADDRESS : N5245 CLUB DE NEVEU DRIVE MORTGAGE AMT: 505,000.00 CITY FOND DU LAC :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 WI 54935 UNPAID BALANCE: 504,229.110 OPTION TO CONVERT : No MONTHLY P&I: 3,487.91 ANNUAL RATE ADJUST: 0.000 LTV : 73.18800 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808637 MORTGAGORS: MCALEESE, DAVID MCALEESE, SUSAN ADDRESS : 925 EAST RIVERBEND STREET MORTGAGE AMT: 335,200.00 CITY SUPERIOR :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CO 80027 UNPAID BALANCE: 334,662.310 OPTION TO CONVERT : No MONTHLY P&I: 2,258.30 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808645 MORTGAGORS: GAERTNER, W. ADDRESS : 1485 AMBERLAKE ROAD MORTGAGE AMT: 464,100.00 CITY MANAKIN-SABOT :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 VA 23103 UNPAID BALANCE: 463,317.960 OPTION TO CONVERT : No MONTHLY P&I: 3,048.81 ANNUAL RATE ADJUST: 0.000 LTV : 58.01200 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808660 MORTGAGORS: ELLISON, JERRY ELLISON, BRENDA ADDRESS : 16 SPINNAKER CT MORTGAGE AMT: 365,000.00 CITY HILTON HEAD :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 SC 29928 UNPAID BALANCE: 364,399.870 OPTION TO CONVERT : No MONTHLY P&I: 2,428.36 ANNUAL RATE ADJUST: 0.000 LTV : 68.86700 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808678 MORTGAGORS: BACKNER, BARRY BACKNER, NANCY ADDRESS : 2376 ARLINGTON AVE MORTGAGE AMT: 401,250.00 CITY COLUMBUS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 OH 43221 UNPAID BALANCE: 400,606.340 OPTION TO CONVERT : No MONTHLY P&I: 2,703.30 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808686 MORTGAGORS: KALAR, RICHARD KALAR, BONNIE ADDRESS : 4535 PALMER COURT MORTGAGE AMT: 412,000.00 CITY LONGMONT :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CO 80503 UNPAID BALANCE: 411,339.100 OPTION TO CONVERT : No MONTHLY P&I: 2,775.72 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808694 MORTGAGORS: PRANCE, DAVID PRANCE, LINDA PRANCE, LINDA ADDRESS : 9135 ETCHING OVERLOOK MORTGAGE AMT: 508,000.00 CITY DULUTH :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 GA 30097 UNPAID BALANCE: 488,520.740 OPTION TO CONVERT : No MONTHLY P&I: 3,337.20 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808710 MORTGAGORS: HERRING, LYNETTE ADDRESS : 34 ENCANTADO ROAD MORTGAGE AMT: 100,000.00 CITY SANTA FE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NM 87505 UNPAID BALANCE: 99,534.420 OPTION TO CONVERT : No MONTHLY P&I: 665.30 ANNUAL RATE ADJUST: 0.000 LTV : 58.82300 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808728 MORTGAGORS: DAVIDSON, JAY DAVIDSON, HYANGKUM ADDRESS : 419 LAUREL CREEK BLVD MORTGAGE AMT: 295,650.00 CITY MOORESTOWN :\ STATE/ZIP :\ LIFETIME RATE : 6.37500 NJ 08057 UNPAID BALANCE: 295,100.870 OPTION TO CONVERT : No MONTHLY P&I: 1,844.48 ANNUAL RATE ADJUST: 0.000 LTV : 79.99100 OUTSIDE CONV DATE: CURRENT INT 6.37500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808744 MORTGAGORS: LISI, MARCEL MANGANO, DAVID ADDRESS : 909 ONEIDA STREET MORTGAGE AMT: 380,000.00 CITY DENVER :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CO 80220 UNPAID BALANCE: 379,359.670 OPTION TO CONVERT : No MONTHLY P&I: 2,496.33 ANNUAL RATE ADJUST: 0.000 LTV : 75.39600 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808777 MORTGAGORS: HULET, JAY HULET, KIMBERLY ADDRESS : 1715 EAST ENROSE STREET MORTGAGE AMT: 271,700.00 CITY MESA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 AZ 85203 UNPAID BALANCE: 271,264.170 OPTION TO CONVERT : No MONTHLY P&I: 1,830.49 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808785 MORTGAGORS: LAUGHTER, STEPHEN ADDRESS : 105 LIBERTY COVE MORTGAGE AMT: 381,650.00 CITY HENDERSONVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 TN 37075 UNPAID BALANCE: 381,037.780 OPTION TO CONVERT : No MONTHLY P&I: 2,571.25 ANNUAL RATE ADJUST: 0.000 LTV : 63.60800 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808827 MORTGAGORS: PAQUETTE, CRAIG PAQUETTE, JESSICA ADDRESS : 1132 N. ROOSEVELT AVENUE MORTGAGE AMT: 292,500.00 CITY CHANDLER :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 AZ 85226 UNPAID BALANCE: 292,042.260 OPTION TO CONVERT : No MONTHLY P&I: 1,995.37 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808868 MORTGAGORS: ANNON, DAVID ANNON, SONDRA ADDRESS : 4672 N VIA ZURBURAN MORTGAGE AMT: 273,500.00 CITY TUCSON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 AZ 85750 UNPAID BALANCE: 273,061.280 OPTION TO CONVERT : No MONTHLY P&I: 1,842.62 ANNUAL RATE ADJUST: 0.000 LTV : 67.53086 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808900 MORTGAGORS: STEVENSON, MICHAEL STEVENSON, JANE ADDRESS : 5461 MEDALLION DRIVE EAST MORTGAGE AMT: 389,262.00 CITY WESTERVILLE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 OH 43082 UNPAID BALANCE: 388,275.300 OPTION TO CONVERT : No MONTHLY P&I: 2,557.17 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808934 MORTGAGORS: IDRISS, ZIAD IDRISS, NEHMAT ADDRESS : 7620 WHEATCROFT CT MORTGAGE AMT: 612,000.00 CITY BETHESDA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MD 20817 UNPAID BALANCE: 611,065.760 OPTION TO CONVERT : No MONTHLY P&I: 4,226.94 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808942 MORTGAGORS: THUL, ANDREW THUL, MARY ADDRESS : 166 ASBURY ROAD MORTGAGE AMT: 336,000.00 CITY CINCINNATI :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 OH 45255 UNPAID BALANCE: 335,074.600 OPTION TO CONVERT : No MONTHLY P&I: 2,263.69 ANNUAL RATE ADJUST: 0.000 LTV : 78.13900 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808959 MORTGAGORS: BOYD, DONALD BOYD, SANDRA BOYD, SANDRA ADDRESS : 1143 EAST PHIPPS COURT MORTGAGE AMT: 392,000.00 CITY HIGHLANDS RANCH :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CO 80126 UNPAID BALANCE: 391,371.180 OPTION TO CONVERT : No MONTHLY P&I: 2,640.98 ANNUAL RATE ADJUST: 0.000 LTV : 78.40000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808975 MORTGAGORS: BALISTRERI, JAMES BALISTRERI, VICTORIA ADDRESS : 2520 NE 32ND CT MORTGAGE AMT: 295,000.00 CITY LIGHTHOUSE POINT :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 FL 33064 UNPAID BALANCE: 294,502.890 OPTION TO CONVERT : No MONTHLY P&I: 1,937.95 ANNUAL RATE ADJUST: 0.000 LTV : 59.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808983 MORTGAGORS: COHEN, SCOTT ADDRESS : 4116 TWIN LEAF COURT MORTGAGE AMT: 290,000.00 CITY MARIETTA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 GA 30062 UNPAID BALANCE: 289,557.310 OPTION TO CONVERT : No MONTHLY P&I: 2,002.96 ANNUAL RATE ADJUST: 0.000 LTV : 75.32400 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007808991 MORTGAGORS: BOOHER, EDWARD BOOHER, KIMBERLY ADDRESS : 2019 CLEMATIS DRIVE MORTGAGE AMT: 379,700.00 CITY CHARLOTTE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NC 28211 UNPAID BALANCE: 378,737.520 OPTION TO CONVERT : No MONTHLY P&I: 2,494.36 ANNUAL RATE ADJUST: 0.000 LTV : 72.32300 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809007 MORTGAGORS: WILLNER, ALAN WILLNER, SUSAN ADDRESS : 2 PRAIRIE CLOVER MORTGAGE AMT: 365,000.00 CITY LITTLETON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CO 80127 UNPAID BALANCE: 364,414.480 OPTION TO CONVERT : No MONTHLY P&I: 2,459.08 ANNUAL RATE ADJUST: 0.000 LTV : 74.48900 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809015 MORTGAGORS: KESTERSON, SEAN KESTERSON, MELISSA ADDRESS : 8200 SHIELD RD. MORTGAGE AMT: 253,000.00 CITY DEXTER :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MI 48130 UNPAID BALANCE: 252,594.160 OPTION TO CONVERT : No MONTHLY P&I: 1,704.51 ANNUAL RATE ADJUST: 0.000 LTV : 78.57100 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809031 MORTGAGORS: EVERHART, MICHAEL EVERHART, TENA ADDRESS : 11466 W COAL MINE DRIVE MORTGAGE AMT: 273,750.00 CITY LITTLETON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CO 80127 UNPAID BALANCE: 272,526.480 OPTION TO CONVERT : No MONTHLY P&I: 1,890.73 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809056 MORTGAGORS: NELSON, MICHAEL NELSON, JACQUELINE ADDRESS : 21850 GREEN VALLEY CT MORTGAGE AMT: 308,000.00 CITY MUNDELEIN :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60060 UNPAID BALANCE: 307,505.940 OPTION TO CONVERT : No MONTHLY P&I: 2,075.05 ANNUAL RATE ADJUST: 0.000 LTV : 70.80400 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809064 MORTGAGORS: OMESS, PATRICK OMESS, MARCIA OMESS, MARCIA ADDRESS : 1000 PARRS RIDGE DRIVE MORTGAGE AMT: 495,000.00 CITY SPENCERVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MD 20868 UNPAID BALANCE: 493,200.010 OPTION TO CONVERT : No MONTHLY P&I: 3,334.91 ANNUAL RATE ADJUST: 0.000 LTV : 58.23500 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809072 MORTGAGORS: OKUN, BERNARD OKUN, DEANNA ADDRESS : 6612 MAUGH RD MORTGAGE AMT: 437,600.00 CITY MCLEAN :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 VA 22101 UNPAID BALANCE: 436,898.020 OPTION TO CONVERT : No MONTHLY P&I: 2,948.20 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809114 MORTGAGORS: MOHRDIECK, THOMAS MOHRDIECK, LORI ADDRESS : 1266 N MAIDSTONE DRIVE MORTGAGE AMT: 270,000.00 CITY VERNON HILLS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 60061 UNPAID BALANCE: 269,577.470 OPTION TO CONVERT : No MONTHLY P&I: 1,841.88 ANNUAL RATE ADJUST: 0.000 LTV : 73.97200 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809122 MORTGAGORS: HALLEY, MARC HALLEY, DEBRA ADDRESS : 6201 INVERURIE DRIVE E. MORTGAGE AMT: 301,500.00 CITY DUBLIN :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 OH 43017 UNPAID BALANCE: 301,016.340 OPTION TO CONVERT : No MONTHLY P&I: 2,031.26 ANNUAL RATE ADJUST: 0.000 LTV : 75.37500 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809148 MORTGAGORS: YARBROUGH, JOHN YARBROUGH, SHARON YARBROUGH, SHARON ADDRESS : 140 OLD FARM ROAD MORTGAGE AMT: 140,000.00 CITY MARIETTA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 GA 30068 UNPAID BALANCE: 139,775.420 OPTION TO CONVERT : No MONTHLY P&I: 943.21 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809171 MORTGAGORS: MAIXNER, WILLIAM MAIXNER, VIRAVAN ADDRESS : 228 HUNTINGTON DRIVE MORTGAGE AMT: 299,000.00 CITY CHAPEL HILL :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 NC 27514 UNPAID BALANCE: 298,470.940 OPTION TO CONVERT : No MONTHLY P&I: 1,914.53 ANNUAL RATE ADJUST: 0.000 LTV : 77.86400 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809197 MORTGAGORS: ROBINSON, FRED ROBINSON, MANDIE ADDRESS : 720 MALLORY MANOR COURT MORTGAGE AMT: 315,000.00 CITY ALPHARETTA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 GA 30022 UNPAID BALANCE: 314,469.200 OPTION TO CONVERT : No MONTHLY P&I: 2,069.33 ANNUAL RATE ADJUST: 0.000 LTV : 72.41300 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809205 MORTGAGORS: COLGROVE, ROBERT COLGROVE, THERESIA COLGROVE, THERESIA ADDRESS : 18991 N 74TH DR MORTGAGE AMT: 270,000.00 CITY GLENDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 AZ 85308 UNPAID BALANCE: 269,577.470 OPTION TO CONVERT : No MONTHLY P&I: 1,841.88 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809239 MORTGAGORS: KATELMAN, LORRIE ADDRESS : 12681 MAYPAN DR MORTGAGE AMT: 201,650.00 CITY BOCA RATON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 FL 33428 UNPAID BALANCE: 201,326.520 OPTION TO CONVERT : No MONTHLY P&I: 1,358.56 ANNUAL RATE ADJUST: 0.000 LTV : 79.07800 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809247 MORTGAGORS: JOHNSON, JAMES JOHNSON, TAMMY ADDRESS : 539 DARK HOLLOW ROAD MORTGAGE AMT: 298,200.00 CITY PIPERSVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 PA 18947 UNPAID BALANCE: 297,744.800 OPTION TO CONVERT : No MONTHLY P&I: 2,059.59 ANNUAL RATE ADJUST: 0.000 LTV : 71.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809270 MORTGAGORS: BROOKS, RUTH ADDRESS : 8277 SOUTH ALBION STREET MORTGAGE AMT: 353,853.00 CITY LITTLETON :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CO 80122 UNPAID BALANCE: 353,326.140 OPTION TO CONVERT : No MONTHLY P&I: 2,474.19 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809288 MORTGAGORS: ALLISON, R ALLISON, JENNIFER ADDRESS : 3491 N BONANZA AVE MORTGAGE AMT: 276,700.00 CITY TUCSON :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 AZ 85749 UNPAID BALANCE: 275,981.280 OPTION TO CONVERT : No MONTHLY P&I: 1,794.67 ANNUAL RATE ADJUST: 0.000 LTV : 78.83100 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809296 MORTGAGORS: FREY, WILLIAM FREY, FRANCES ADDRESS : 317 ALDERWOOD DR MORTGAGE AMT: 359,750.00 CITY GAITHERSBURG :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MD 20878 UNPAID BALANCE: 357,286.120 OPTION TO CONVERT : No MONTHLY P&I: 2,515.43 ANNUAL RATE ADJUST: 0.000 LTV : 79.99300 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 08/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809304 MORTGAGORS: FRANCIS, ARTHUR FRANCIS, MARVETTE ADDRESS : 106 TICONDEROGA RD MORTGAGE AMT: 250,000.00 CITY APEX :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NC 27502 UNPAID BALANCE: 247,946.490 OPTION TO CONVERT : No MONTHLY P&I: 1,684.30 ANNUAL RATE ADJUST: 0.000 LTV : 83.33300 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809312 MORTGAGORS: PHILLIPS, MALCOLM PHILLIPS, KATHY ADDRESS : 107 SANTA FE TRL MORTGAGE AMT: 242,000.00 CITY APEX :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NC 27502 UNPAID BALANCE: 239,806.900 OPTION TO CONVERT : No MONTHLY P&I: 1,630.40 ANNUAL RATE ADJUST: 0.000 LTV : 74.31400 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809320 MORTGAGORS: THOMAS, JAMES THOMAS, SHINY ADDRESS : 701 PRESTON VILLAGE WAY MORTGAGE AMT: 249,950.00 CITY MORRISVILLE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NC 27560 UNPAID BALANCE: 243,384.710 OPTION TO CONVERT : No MONTHLY P&I: 1,642.00 ANNUAL RATE ADJUST: 0.000 LTV : 79.95100 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 11/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809346 MORTGAGORS: KU, W KU, ANNIE KU, ANNIE ADDRESS : 5617 TEMPLIN WAY MORTGAGE AMT: 401,051.70 CITY PLANO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 TX 75093 UNPAID BALANCE: 395,684.090 OPTION TO CONVERT : No MONTHLY P&I: 2,744.52 ANNUAL RATE ADJUST: 0.000 LTV : 63.15700 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 10/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809361 MORTGAGORS: LEHMKUHL, MARK LEHMKUHL, LINDA ADDRESS : 5534 ASHFORD ROAD MORTGAGE AMT: 285,000.00 CITY DUBLIN :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 OH 43017 UNPAID BALANCE: 284,586.130 OPTION TO CONVERT : No MONTHLY P&I: 2,017.22 ANNUAL RATE ADJUST: 0.000 LTV : 89.06200 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809387 MORTGAGORS: PARENTE, CIRIACO ADDRESS : 900 NW 122ND AVE MORTGAGE AMT: 484,000.00 CITY PLANTATION :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 FL 33325 UNPAID BALANCE: 483,223.600 OPTION TO CONVERT : No MONTHLY P&I: 3,260.80 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809452 MORTGAGORS: MARTINEZ, JORGE MARTINEZ, SONYA ADDRESS : 10401 CANYON DR MORTGAGE AMT: 112,000.00 CITY OAK HILLS :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 92345 UNPAID BALANCE: 111,767.230 OPTION TO CONVERT : No MONTHLY P&I: 812.08 ANNUAL RATE ADJUST: 0.000 LTV : 78.87300 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809478 MORTGAGORS: KOHLER, THOMAS KOHLER, KANDACE ADDRESS : 7341 OAKVIEW MORTGAGE AMT: 277,267.60 CITY SHAWNEE :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 KS 66216 UNPAID BALANCE: 276,705.720 OPTION TO CONVERT : No MONTHLY P&I: 2,034.50 ANNUAL RATE ADJUST: 0.000 LTV : 93.98900 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 02/01/29 RATE: - ----- -------------------------------------------------------------------------------- LN # 0007809544 MORTGAGORS: TURNER, KELLY BREUHAUS, BABETTA ADDRESS : 9125 BARKER ROAD MORTGAGE AMT: 367,500.00 CITY NEW HILL :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 NC 27562 UNPAID BALANCE: 366,402.180 OPTION TO CONVERT : No MONTHLY P&I: 2,322.86 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809601 MORTGAGORS: THOMAS, MARTIN ADDRESS : 203 TICONDEROGA RD MORTGAGE AMT: 280,000.00 CITY APEX :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NC 27502 UNPAID BALANCE: 278,602.650 OPTION TO CONVERT : No MONTHLY P&I: 1,862.85 ANNUAL RATE ADJUST: 0.000 LTV : 92.92400 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 11/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809619 MORTGAGORS: TWIDT, BRIAN TWIDT, SHARI ADDRESS : 112 CUPOLA CHASE WAY MORTGAGE AMT: 275,100.00 CITY APEX :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NC 27502 UNPAID BALANCE: 273,493.600 OPTION TO CONVERT : No MONTHLY P&I: 1,830.25 ANNUAL RATE ADJUST: 0.000 LTV : 89.98500 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 10/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809635 MORTGAGORS: BARBUSCIO, KENNETH BARBUSCIO, SANDRA ADDRESS : 2 MORRIS DR MORTGAGE AMT: 250,000.00 CITY HOPEWELL :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 NJ 08560 UNPAID BALANCE: 249,546.750 OPTION TO CONVERT : No MONTHLY P&I: 1,580.18 ANNUAL RATE ADJUST: 0.000 LTV : 53.76300 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809643 MORTGAGORS: LAGGER, DAVID LAGGER, NANCY ADDRESS : 16206 REGENTS RD MORTGAGE AMT: 272,850.00 CITY LOCKPORT :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 60441 UNPAID BALANCE: 271,789.030 OPTION TO CONVERT : No MONTHLY P&I: 1,861.32 ANNUAL RATE ADJUST: 0.000 LTV : 86.49700 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809650 MORTGAGORS: BUSH, ELLEN LLOYD, MILDRED ADDRESS : 206 SALINGER CLOSE MORTGAGE AMT: 312,000.00 CITY MOOSIC :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 PA 18507 UNPAID BALANCE: 311,499.500 OPTION TO CONVERT : No MONTHLY P&I: 2,102.01 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809668 MORTGAGORS: LOMBARDO, ANTHONY LOMBARDO, DONNA ADDRESS : 12 HASTINGS RD MORTGAGE AMT: 400,000.00 CITY HOLMDEL :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 07733 UNPAID BALANCE: 399,358.340 OPTION TO CONVERT : No MONTHLY P&I: 2,694.88 ANNUAL RATE ADJUST: 0.000 LTV : 43.24300 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809718 MORTGAGORS: WOMACK, DENNIS WOMACK, CATHERINE WOMACK, CATHERINE ADDRESS : 850 MECHUMS WEST DR MORTGAGE AMT: 356,000.00 CITY CHARLOTTESVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 VA 22903 UNPAID BALANCE: 355,231.710 OPTION TO CONVERT : No MONTHLY P&I: 2,398.44 ANNUAL RATE ADJUST: 0.000 LTV : 57.88600 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809759 MORTGAGORS: MILLER, WILLIAM MILLER, DARLENE ADDRESS : 6100 WHITTEMORE CT MORTGAGE AMT: 503,000.00 CITY UPPER MARLBORO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MD 20772 UNPAID BALANCE: 502,193.110 OPTION TO CONVERT : No MONTHLY P&I: 3,388.81 ANNUAL RATE ADJUST: 0.000 LTV : 71.85700 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809767 MORTGAGORS: DEPRIEST, SAMUEL DEPRIEST, CYNTHIA ADDRESS : 27 N ELDER MORTGAGE AMT: 317,250.00 CITY LAGRANGE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 60525 UNPAID BALANCE: 316,753.520 OPTION TO CONVERT : No MONTHLY P&I: 2,164.21 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809775 MORTGAGORS: DUNCAN, RAYMOND DUNCAN, CATHY ADDRESS : 1341 NIX BRIDGE ROAD MORTGAGE AMT: 300,000.00 CITY DAWSONVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 GA 30534 UNPAID BALANCE: 299,506.750 OPTION TO CONVERT : No MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000 LTV : 56.60300 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809817 MORTGAGORS: STRUNK, MERRIT ADDRESS : 8605 CASE RIDGE DRIVE MORTGAGE AMT: 254,000.00 CITY OAKRIDGE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NC 27310 UNPAID BALANCE: 253,309.700 OPTION TO CONVERT : No MONTHLY P&I: 1,668.60 ANNUAL RATE ADJUST: 0.000 LTV : 84.94900 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809825 MORTGAGORS: SIFFORD, ROBERT ADDRESS : 6410 HIGHWAY 152 EAST MORTGAGE AMT: 122,940.00 CITY ROCKWELL :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NC 28138 UNPAID BALANCE: 122,749.810 OPTION TO CONVERT : No MONTHLY P&I: 859.62 ANNUAL RATE ADJUST: 0.000 LTV : 73.17800 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809833 MORTGAGORS: HUSEBY, WILLIAM ADDRESS : 2244 TAYLOR GRADY TERRACE MORTGAGE AMT: 439,000.00 CITY DULUTH :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 GA 30097 UNPAID BALANCE: 437,887.200 OPTION TO CONVERT : No MONTHLY P&I: 2,883.92 ANNUAL RATE ADJUST: 0.000 LTV : 77.56100 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809858 MORTGAGORS: GRAY, STEPHEN ADDRESS : 1742 VICKERS CIRCLE MORTGAGE AMT: 245,250.00 CITY DECATUR :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 GA 30030 UNPAID BALANCE: 244,612.950 OPTION TO CONVERT : No MONTHLY P&I: 1,590.69 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809874 MORTGAGORS: CRIST, ELMER CRIST, JOHANNA ADDRESS : 215 CHANCELLORS PARK CT MORTGAGE AMT: 311,200.00 CITY SIMPSONVILLE :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 SC 29681 UNPAID BALANCE: 309,569.580 OPTION TO CONVERT : No MONTHLY P&I: 2,018.44 ANNUAL RATE ADJUST: 0.000 LTV : 78.52600 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 11/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809882 MORTGAGORS: MARKUS, BARBARA ADDRESS : 2310 BOTULPH MORTGAGE AMT: 110,000.00 CITY SANTA FE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NM 87505 UNPAID BALANCE: 109,670.370 OPTION TO CONVERT : No MONTHLY P&I: 769.14 ANNUAL RATE ADJUST: 0.000 LTV : 27.50000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809890 MORTGAGORS: INAMULLAH, MOHAMMAD ADDRESS : 8514 SWEET OAKS COVE MORTGAGE AMT: 275,000.00 CITY GERMANTOWN :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 TN 38138 UNPAID BALANCE: 274,590.530 OPTION TO CONVERT : No MONTHLY P&I: 1,922.84 ANNUAL RATE ADJUST: 0.000 LTV : 78.57100 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809908 MORTGAGORS: KNOX, TIMOTHY KNOX, CHRISTINE ADDRESS : 226 W JACKSON MORTGAGE AMT: 315,000.00 CITY ST. LOUIS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MO 63119 UNPAID BALANCE: 314,482.070 OPTION TO CONVERT : No MONTHLY P&I: 2,095.71 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809916 MORTGAGORS: EBNER, THOMAS EBNER, SHARON ADDRESS : 12441 BALWYCK MORTGAGE AMT: 273,500.00 CITY DES PERES :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MO 63131 UNPAID BALANCE: 271,573.080 OPTION TO CONVERT : No MONTHLY P&I: 1,819.61 ANNUAL RATE ADJUST: 0.000 LTV : 70.12800 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809924 MORTGAGORS: LARIMORE, FREDERICK ADDRESS : 7221 ALMADEN DRIVE MORTGAGE AMT: 277,900.00 CITY INDIANAPOLIS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IN 46278 UNPAID BALANCE: 277,454.200 OPTION TO CONVERT : No MONTHLY P&I: 1,872.27 ANNUAL RATE ADJUST: 0.000 LTV : 74.10600 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809932 MORTGAGORS: O'SHEA, CHARLES O'SHEA, BRENDA ADDRESS : 820 HEATHERHAVEN DRIVE MORTGAGE AMT: 280,000.00 CITY BALLWIN :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MO 63011 UNPAID BALANCE: 279,550.850 OPTION TO CONVERT : No MONTHLY P&I: 1,886.41 ANNUAL RATE ADJUST: 0.000 LTV : 57.73100 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809957 MORTGAGORS: BLITZ, BEVERLY ADDRESS : 450 CONWAY VILLAGE DRIVE MORTGAGE AMT: 489,000.00 CITY TOWN & COUNTRY :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MO 63041 UNPAID BALANCE: 488,175.990 OPTION TO CONVERT : No MONTHLY P&I: 3,212.39 ANNUAL RATE ADJUST: 0.000 LTV : 59.27200 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007809981 MORTGAGORS: MARCHITELLI, DENNIS MARCHITELLI, GABRIELA ADDRESS : 338 COTTSWOLD PL MORTGAGE AMT: 286,450.00 CITY RIVA :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 MD 21140 UNPAID BALANCE: 285,419.360 OPTION TO CONVERT : No MONTHLY P&I: 1,857.91 ANNUAL RATE ADJUST: 0.000 LTV : 68.20200 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810005 MORTGAGORS: KATZ, DAVID KATZ, LISA ADDRESS : 9435 SUNNYFIELD CT MORTGAGE AMT: 352,500.00 CITY POTOMAC :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MD 20854 UNPAID BALANCE: 351,920.410 OPTION TO CONVERT : No MONTHLY P&I: 2,345.20 ANNUAL RATE ADJUST: 0.000 LTV : 68.44600 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810013 MORTGAGORS: DELAUNEY, HUBERT DELAUNEY, JUNE ADDRESS : 1017 DARTFORD MEWS MORTGAGE AMT: 350,000.00 CITY VIRGINIA BEACH :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 VA 23452 UNPAID BALANCE: 349,410.210 OPTION TO CONVERT : No MONTHLY P&I: 2,299.26 ANNUAL RATE ADJUST: 0.000 LTV : 47.29700 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810021 MORTGAGORS: WRIGHT, TERRY WRIGHT, JAMIE ADDRESS : 2080 E DOVE RD. MORTGAGE AMT: 364,000.00 CITY SOUTHLAKE :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 TX 76092 UNPAID BALANCE: 363,355.910 OPTION TO CONVERT : No MONTHLY P&I: 2,330.74 ANNUAL RATE ADJUST: 0.000 LTV : 50.00000 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810047 MORTGAGORS: CARROLL, THOMAS MIKO, KATHLEEN ADDRESS : 3843 GARRISON ST MORTGAGE AMT: 486,400.00 CITY WASHINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 DC 20016 UNPAID BALANCE: 484,998.510 OPTION TO CONVERT : No MONTHLY P&I: 3,236.04 ANNUAL RATE ADJUST: 0.000 LTV : 74.83000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810054 MORTGAGORS: LEW, JOANN LEW, M ADDRESS : 1184 W PINE GROVE ROAD MORTGAGE AMT: 360,000.00 CITY PENNA FURNANCE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 PA 16865 UNPAID BALANCE: 359,408.100 OPTION TO CONVERT : No MONTHLY P&I: 2,395.09 ANNUAL RATE ADJUST: 0.000 LTV : 76.59500 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810062 MORTGAGORS: BRENNER, IRA BRENNER, JENNIFER ADDRESS : 8411 RIVER ROCK TERR MORTGAGE AMT: 432,000.00 CITY BETHESDA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MD 20817 UNPAID BALANCE: 431,307.010 OPTION TO CONVERT : No MONTHLY P&I: 2,910.47 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810104 MORTGAGORS: SEATON, CHRISTOPHER SEATON, TERESA ADDRESS : 509 INDIAN TRAIL MORTGAGE AMT: 270,000.00 CITY SALADO :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 TX 76571 UNPAID BALANCE: 269,315.600 OPTION TO CONVERT : No MONTHLY P&I: 1,773.71 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810120 MORTGAGORS: MILLER, SHARON ADDRESS : 1115 QUEEN PALM CT MORTGAGE AMT: 160,000.00 CITY HOLLYWOOD :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 FL 33019 UNPAID BALANCE: 159,749.600 OPTION TO CONVERT : No MONTHLY P&I: 1,091.49 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810146 MORTGAGORS: SIMO, WILLIAM SIMO, LAURA ADDRESS : 1550 WOODVALE MORTGAGE AMT: 412,000.00 CITY DEERFIELD :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60015 UNPAID BALANCE: 411,339.080 OPTION TO CONVERT : No MONTHLY P&I: 2,775.73 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810153 MORTGAGORS: JOHNSON, ROBERT JOHNSON, KERRY ADDRESS : 214 PAUL REVERE DR MORTGAGE AMT: 280,000.00 CITY HOUSTON :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 TX 77024 UNPAID BALANCE: 278,787.360 OPTION TO CONVERT : No MONTHLY P&I: 1,839.41 ANNUAL RATE ADJUST: 0.000 LTV : 74.17200 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810161 MORTGAGORS: SPOONER, DAVID SPOONER, NANCY SPOONER, NANCY ADDRESS : 1908 KENMORE ST N MORTGAGE AMT: 260,000.00 CITY ARLINGTON :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 VA 22207 UNPAID BALANCE: 259,539.950 OPTION TO CONVERT : No MONTHLY P&I: 1,664.81 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810179 MORTGAGORS: KOCH, WILLIAM KOCH, BARBARA KOCH, BARBARA ADDRESS : 1407 ARNOLD PALMER BLVD MORTGAGE AMT: 430,000.00 CITY LOUISVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 KY 40245 UNPAID BALANCE: 429,310.230 OPTION TO CONVERT : No MONTHLY P&I: 2,896.99 ANNUAL RATE ADJUST: 0.000 LTV : 79.95900 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810187 MORTGAGORS: WARRELL, DANIEL WARRELL, NORMA ADDRESS : 135 MEADOW BRK MORTGAGE AMT: 300,000.00 CITY SPRINGBORO :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 OH 45066 UNPAID BALANCE: 299,201.540 OPTION TO CONVERT : No MONTHLY P&I: 1,920.94 ANNUAL RATE ADJUST: 0.000 LTV : 67.41500 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810195 MORTGAGORS: CARUSO, ANDREW CARUSO, LINDA ADDRESS : 105 WINDSOR DRIVE MORTGAGE AMT: 225,000.00 CITY EATONTOWN :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 07724 UNPAID BALANCE: 224,406.990 OPTION TO CONVERT : No MONTHLY P&I: 1,515.87 ANNUAL RATE ADJUST: 0.000 LTV : 73.77049 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810203 MORTGAGORS: GARLAND, LYNDEN GARLAND, OLIVIA ADDRESS : 2804 COTTAGE COVE DR MORTGAGE AMT: 280,000.00 CITY RICHMOND :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 VA 23233 UNPAID BALANCE: 278,684.290 OPTION TO CONVERT : No MONTHLY P&I: 2,108.27 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 03/01/19 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810211 MORTGAGORS: LORENZO, DAVID ADDRESS : 69 WEST COLUMBIA AVE MORTGAGE AMT: 355,200.00 CITY PALISADES PARK :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 NJ 07650 UNPAID BALANCE: 354,696.980 OPTION TO CONVERT : No MONTHLY P&I: 2,544.70 ANNUAL RATE ADJUST: 0.000 LTV : 71.04000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810229 MORTGAGORS: TOCCI, ANTHONY RONAN, SUSAN ADDRESS : 12704 WATERTOWN COURT MORTGAGE AMT: 322,400.00 CITY POTOMAC :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 MD 20854 UNPAID BALANCE: 321,843.260 OPTION TO CONVERT : No MONTHLY P&I: 2,091.09 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810245 MORTGAGORS: FLYNN, NEIL FLYNN, SUSAN ADDRESS : 5208 WILDCAT RUN MORTGAGE AMT: 372,700.00 CITY SPRINGFIELD :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 62707 UNPAID BALANCE: 372,116.740 OPTION TO CONVERT : No MONTHLY P&I: 2,542.48 ANNUAL RATE ADJUST: 0.000 LTV : 64.25800 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810252 MORTGAGORS: FRIEDAN, BETTY ADDRESS : 2022 COLUMBIA ROAD NW #4 MORTGAGE AMT: 281,000.00 CITY WASHINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 DC 20009 UNPAID BALANCE: 280,602.060 OPTION TO CONVERT : No MONTHLY P&I: 2,013.12 ANNUAL RATE ADJUST: 0.000 LTV : 71.13900 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810260 MORTGAGORS: BLATT, RANDOLPH BLATT, JANE BLATT, JANE ADDRESS : 1914 REDWOOD AVE MORTGAGE AMT: 120,000.00 CITY WYOMISSING :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 PA 19610 UNPAID BALANCE: 119,802.690 OPTION TO CONVERT : No MONTHLY P&I: 798.37 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810278 MORTGAGORS: WELLS, DOUGLAS THOMPSON-WELLS, DIANE ADDRESS : 11230 STRATFORD PL MORTGAGE AMT: 278,000.00 CITY BELVIDERE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 61008 UNPAID BALANCE: 277,564.930 OPTION TO CONVERT : No MONTHLY P&I: 1,896.46 ANNUAL RATE ADJUST: 0.000 LTV : 70.37900 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810286 MORTGAGORS: WITHAM, ROBERT WITHAM, MARY ADDRESS : 4727 ASHWOOD CT MORTGAGE AMT: 266,500.00 CITY ZIONSVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IN 46077 UNPAID BALANCE: 266,072.480 OPTION TO CONVERT : No MONTHLY P&I: 1,795.47 ANNUAL RATE ADJUST: 0.000 LTV : 55.52000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810328 MORTGAGORS: FAYOMI, OLUKAYODE ADDRESS : 7160 MORNING LIGHT TRAIL MORTGAGE AMT: 276,000.00 CITY COLUMBIA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MD 21044 UNPAID BALANCE: 275,546.200 OPTION TO CONVERT : No MONTHLY P&I: 1,836.24 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810336 MORTGAGORS: BUNTING, W BUNTING, KAREN ADDRESS : 9522 HEMSWELL PLACE MORTGAGE AMT: 729,700.00 CITY POTOMAC :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MD 20854 UNPAID BALANCE: 728,500.230 OPTION TO CONVERT : No MONTHLY P&I: 4,854.72 ANNUAL RATE ADJUST: 0.000 LTV : 76.01000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 15 -------------------------------------------------------------------------------- LN # 0007810344 MORTGAGORS: BARTH, MICHAEL BARTH, CHRISTINA ADDRESS : 151 GLYN CARIN STABLES MORTGAGE AMT: 386,900.00 CITY GRANVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 OH 43023 UNPAID BALANCE: 386,263.870 OPTION TO CONVERT : No MONTHLY P&I: 2,574.06 ANNUAL RATE ADJUST: 0.000 LTV : 79.60900 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810351 MORTGAGORS: VOLKERDING, MICHAEL ALLEN, MARY ADDRESS : 946 REDWAY AVE MORTGAGE AMT: 288,000.00 CITY CINCINNATI :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 OH 45229 UNPAID BALANCE: 287,526.460 OPTION TO CONVERT : No MONTHLY P&I: 1,916.08 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810369 MORTGAGORS: ANDERSON, RICHARD ANDERSON, DONNA ADDRESS : 9690 MARTINGHAM CR MORTGAGE AMT: 295,000.00 CITY ST MICHAELS :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MD 21663 UNPAID BALANCE: 294,502.880 OPTION TO CONVERT : No MONTHLY P&I: 1,937.95 ANNUAL RATE ADJUST: 0.000 LTV : 49.16600 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810377 MORTGAGORS: SHARP-GRACIA, LEEANNE ADDRESS : 2208 WYOMING AVE. NW MORTGAGE AMT: 469,600.00 CITY WASHINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 DC 20008 UNPAID BALANCE: 468,619.880 OPTION TO CONVERT : No MONTHLY P&I: 3,124.27 ANNUAL RATE ADJUST: 0.000 LTV : 76.11000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810385 MORTGAGORS: CULBERTSON, JACK CULBERTSON, MARGARET ADDRESS : 3804 PURDUE ST MORTGAGE AMT: 273,700.00 CITY UNIVERSITY PARK :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 TX 75225 UNPAID BALANCE: 273,260.940 OPTION TO CONVERT : No MONTHLY P&I: 1,843.97 ANNUAL RATE ADJUST: 0.000 LTV : 79.33300 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810393 MORTGAGORS: SCHNEIDER, PAULINE ADDRESS : 5900 16TH STREET NW MORTGAGE AMT: 513,000.00 CITY WASHINGTON :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 DC 20011 UNPAID BALANCE: 511,703.140 OPTION TO CONVERT : No MONTHLY P&I: 3,370.05 ANNUAL RATE ADJUST: 0.000 LTV : 79.78200 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810401 MORTGAGORS: HURLEY, JANICE ADDRESS : 1308 EAST CAPITOL ST NE MORTGAGE AMT: 194,250.00 CITY WASHINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 DC 20002 UNPAID BALANCE: 193,960.760 OPTION TO CONVERT : No MONTHLY P&I: 1,358.23 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810419 MORTGAGORS: KASTNER, ROBERT ADDRESS : 122 BEAGLE TRAIL MORTGAGE AMT: 441,000.00 CITY WILMINGTON :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 NC 28409 UNPAID BALANCE: 440,219.670 OPTION TO CONVERT : No MONTHLY P&I: 2,823.78 ANNUAL RATE ADJUST: 0.000 LTV : 64.85200 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810443 MORTGAGORS: POPP, CRAIG GREGG, LINDA ADDRESS : 6N603 BROOKHAVEN LANE MORTGAGE AMT: 388,000.00 CITY ST CHARLES :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 IL 60175 UNPAID BALANCE: 385,586.680 OPTION TO CONVERT : No MONTHLY P&I: 2,679.82 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 09/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810450 MORTGAGORS: SILLIVEN, DAVID SILLIVEN, MEREDITH ADDRESS : 2812 OAKWOOD SE MORTGAGE AMT: 280,000.00 CITY EAST GRAND RAPIDS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MI 49506 UNPAID BALANCE: 278,980.740 OPTION TO CONVERT : No MONTHLY P&I: 1,886.41 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810468 MORTGAGORS: HAWKINS, CHRISTOPHER HON-HAWKINS, JERILYN ADDRESS : 2376 CASCADE LAKES CIR SE MORTGAGE AMT: 319,000.00 CITY GRAND RAPIDS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MI 49546 UNPAID BALANCE: 317,446.510 OPTION TO CONVERT : No MONTHLY P&I: 2,149.16 ANNUAL RATE ADJUST: 0.000 LTV : 76.86700 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 11/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810476 MORTGAGORS: WASSENAAR, JEFFREY ADDRESS : 878 BRADFORD GREENS CT. N MORTGAGE AMT: 331,000.00 CITY GRAND RAPIDS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MI 49505 UNPAID BALANCE: 329,693.250 OPTION TO CONVERT : No MONTHLY P&I: 2,258.00 ANNUAL RATE ADJUST: 0.000 LTV : 73.71900 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 12/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810484 MORTGAGORS: MORGAN, WILLIAM MORGAN, SUSAN ADDRESS : 13070 COUNTY CLUB DR MORTGAGE AMT: 280,000.00 CITY CLIO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MI 48420 UNPAID BALANCE: 278,636.440 OPTION TO CONVERT : No MONTHLY P&I: 1,886.41 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 11/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810492 MORTGAGORS: BRANOFF, CHRISTOPHER BRANOFF, KIMBERLEY ADDRESS : 5711 ALASKA MORTGAGE AMT: 649,950.00 CITY ALTO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MI 49302 UNPAID BALANCE: 647,953.460 OPTION TO CONVERT : No MONTHLY P&I: 4,489.04 ANNUAL RATE ADJUST: 0.000 LTV : 51.99600 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810500 MORTGAGORS: MURRAY, BRUCE MURRAY, CHERYL ADDRESS : 530 GREENTREE LANE MORTGAGE AMT: 267,200.00 CITY ADA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MI 49301 UNPAID BALANCE: 266,118.840 OPTION TO CONVERT : No MONTHLY P&I: 1,800.18 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 12/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810518 MORTGAGORS: HUBERS, ROBERT HUBERS, RUTH ADDRESS : 4368 WINTERWOOD SHORES MORTGAGE AMT: 355,600.00 CITY WHITEHALL :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MI 49461 UNPAID BALANCE: 354,534.420 OPTION TO CONVERT : No MONTHLY P&I: 2,486.41 ANNUAL RATE ADJUST: 0.000 LTV : 74.08300 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810526 MORTGAGORS: JEFFERY, JAMES JEFFERY, BARBARA ADDRESS : 8074 GROSSE ILE PARKWAY MORTGAGE AMT: 261,150.00 CITY GROSSE ILE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MI 48138 UNPAID BALANCE: 257,235.600 OPTION TO CONVERT : No MONTHLY P&I: 1,737.44 ANNUAL RATE ADJUST: 0.000 LTV : 59.62300 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810534 MORTGAGORS: ZEERIP, NELSON ZEERIP, MARY ADDRESS : 387 BIG BAY MORTGAGE AMT: 420,000.00 CITY HOLLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MI 49424 UNPAID BALANCE: 418,421.890 OPTION TO CONVERT : No MONTHLY P&I: 2,936.70 ANNUAL RATE ADJUST: 0.000 LTV : 64.61500 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 12/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810542 MORTGAGORS: HAMILTON, BETTY ADDRESS : 901 SPRING DRIVE MORTGAGE AMT: 600,000.00 CITY NORTHVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 MI 48167 UNPAID BALANCE: 598,721.370 OPTION TO CONVERT : No MONTHLY P&I: 4,298.47 ANNUAL RATE ADJUST: 0.000 LTV : 38.70900 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810559 MORTGAGORS: CARTER, SANDRA CARTER, KURT ADDRESS : 6133 COTTAGE DR MORTGAGE AMT: 650,000.00 CITY HASLETT :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 MI 48840 UNPAID BALANCE: 646,712.630 OPTION TO CONVERT : No MONTHLY P&I: 4,656.68 ANNUAL RATE ADJUST: 0.000 LTV : 65.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810567 MORTGAGORS: LIVERMORE, BRIAN FRANCO, LISA ADDRESS : 9019 SOUTH DAMEN AVENUE MORTGAGE AMT: 416,000.00 CITY CHICAGO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60620 UNPAID BALANCE: 414,657.420 OPTION TO CONVERT : No MONTHLY P&I: 2,802.67 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810575 MORTGAGORS: WILLENBORG, STEVEN WILLENBORG, CHRISTINE ADDRESS : 12482 SCENIC VIEW COURT MORTGAGE AMT: 320,000.00 CITY BRIGHTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MI 48114 UNPAID BALANCE: 319,226.940 OPTION TO CONVERT : No MONTHLY P&I: 2,182.96 ANNUAL RATE ADJUST: 0.000 LTV : 70.19000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810583 MORTGAGORS: LOWEN, WILLIAM ADDRESS : 2560 BUTTRICK AVENUE SE MORTGAGE AMT: 262,000.00 CITY ADA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MI 49301 UNPAID BALANCE: 260,591.480 OPTION TO CONVERT : No MONTHLY P&I: 1,809.57 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810591 MORTGAGORS: SPUNGEN, ERIC SPUNGEN, SHARON ADDRESS : 60 FOX POINT CT NE MORTGAGE AMT: 267,600.00 CITY ADA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MI 49301 UNPAID BALANCE: 266,969.960 OPTION TO CONVERT : No MONTHLY P&I: 1,825.50 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810609 MORTGAGORS: HESS, CHARLES HESS, KATHLEEN ADDRESS : 3000 N 9TH STREET MORTGAGE AMT: 269,000.00 CITY KALAMAZOO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MI 49009 UNPAID BALANCE: 268,334.660 OPTION TO CONVERT : No MONTHLY P&I: 1,789.66 ANNUAL RATE ADJUST: 0.000 LTV : 89.75600 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810617 MORTGAGORS: JOUBRAN, THEODORE JOUBRAN, LINDA ADDRESS : 8132 UNDERWOOD RIDGE MORTGAGE AMT: 317,500.00 CITY TRAVERSE CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MI 49686 UNPAID BALANCE: 316,752.460 OPTION TO CONVERT : No MONTHLY P&I: 2,165.91 ANNUAL RATE ADJUST: 0.000 LTV : 62.25400 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810625 MORTGAGORS: WALTERS, JAMES CRISSMAN, MOLLY ADDRESS : 17865 N FRUITPORT ROAD MORTGAGE AMT: 439,200.00 CITY SPRING LAKE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MI 49456 UNPAID BALANCE: 438,512.690 OPTION TO CONVERT : No MONTHLY P&I: 2,996.12 ANNUAL RATE ADJUST: 0.000 LTV : 76.38200 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810633 MORTGAGORS: WILLIAMS, CHAD WILLIAMS, KATHY ADDRESS : 4155 FIRE RIDGE DRIVE MORTGAGE AMT: 379,000.00 CITY GRAND RAPIDS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MI 49525 UNPAID BALANCE: 378,406.900 OPTION TO CONVERT : No MONTHLY P&I: 2,585.45 ANNUAL RATE ADJUST: 0.000 LTV : 53.38000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810641 MORTGAGORS: FEENSTRA, GARY FEENSTRA, DIANE ADDRESS : 547 NORTHRIDGE MORTGAGE AMT: 468,750.00 CITY HOLLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MI 49423 UNPAID BALANCE: 467,913.530 OPTION TO CONVERT : No MONTHLY P&I: 3,197.70 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007810666 MORTGAGORS: VERGARA, VIRGINIA ADDRESS : 345 BROOKSIDE LANE MORTGAGE AMT: 266,000.00 CITY GLENCOE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60022 UNPAID BALANCE: 265,573.310 OPTION TO CONVERT : No MONTHLY P&I: 1,792.09 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007811763 MORTGAGORS: JONDRON, LORI ADDRESS : 3613 LEAFIELD DRIVE MORTGAGE AMT: 94,400.00 CITY AUSTIN :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 TX 78749 UNPAID BALANCE: 94,172.150 OPTION TO CONVERT : No MONTHLY P&I: 636.00 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007812142 MORTGAGORS: AVENTO, DOMINICK AVENTO, DOMINICK AVENTO, JOSEPHINE ADDRESS : 215 HIDDEN ACRES PATH MORTGAGE AMT: 252,000.00 CITY WADING RIVER :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NY 11792 UNPAID BALANCE: 251,595.740 OPTION TO CONVERT : No MONTHLY P&I: 1,697.78 ANNUAL RATE ADJUST: 0.000 LTV : 89.13800 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007812159 MORTGAGORS: FENELLO, MICHAEL FENELLO, PATRICIA ADDRESS : 50 CLIVEDON COURT MORTGAGE AMT: 318,450.00 CITY PHOENIXVILLE :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 PA 19460 UNPAID BALANCE: 317,886.530 OPTION TO CONVERT : No MONTHLY P&I: 2,039.07 ANNUAL RATE ADJUST: 0.000 LTV : 79.61200 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007812175 MORTGAGORS: KELEHER, RANDALL KELEHER, DIANE ADDRESS : 123 LOCKWOOD ROAD MORTGAGE AMT: 259,000.00 CITY RIVERSIDE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CT 06878 UNPAID BALANCE: 258,270.630 OPTION TO CONVERT : No MONTHLY P&I: 1,851.27 ANNUAL RATE ADJUST: 0.000 LTV : 30.47000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/24 RATE: 02 -------------------------------------------------------------------------------- LN # 0007812209 MORTGAGORS: HARRIS, JAMES HARRIS, SYLVIA ADDRESS : 637 CROSS RIDGE LANE MORTGAGE AMT: 396,000.00 CITY MANAKIN-SABOT :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 VA 23103 UNPAID BALANCE: 395,364.760 OPTION TO CONVERT : No MONTHLY P&I: 2,667.93 ANNUAL RATE ADJUST: 0.000 LTV : 78.90800 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007812225 MORTGAGORS: DUNNING, MAYNARD DUNNING, LISA ADDRESS : 21090 CEDAR LANE MORTGAGE AMT: 261,000.00 CITY COUNCIL BLUFFS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 IA 51503 UNPAID BALANCE: 260,786.060 OPTION TO CONVERT : No MONTHLY P&I: 1,736.44 ANNUAL RATE ADJUST: 0.000 LTV : 72.50000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007812233 MORTGAGORS: MINOR, LLOYD KEAMY, LISA ADDRESS : 303 VALLEYVIEW GARTH MORTGAGE AMT: 270,000.00 CITY TIMONIUM :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MD 21093 UNPAID BALANCE: 269,556.070 OPTION TO CONVERT : No MONTHLY P&I: 1,796.32 ANNUAL RATE ADJUST: 0.000 LTV : 79.41100 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007812241 MORTGAGORS: BEYER, EDWIN BEYER, JENNIFER ADDRESS : 23 SIERRA DRIVE MORTGAGE AMT: 319,000.00 CITY WASHINGTON TOWNSHIP :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 07853 UNPAID BALANCE: 318,488.270 OPTION TO CONVERT : No MONTHLY P&I: 2,149.17 ANNUAL RATE ADJUST: 0.000 LTV : 88.85700 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007812258 MORTGAGORS: SKILLMAN, DAVID SKILLMAN, BRENDA ADDRESS : 614 E PACIFIC AVE MORTGAGE AMT: 289,050.00 CITY ST LOUIS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MO 63119 UNPAID BALANCE: 288,608.750 OPTION TO CONVERT : No MONTHLY P&I: 1,996.40 ANNUAL RATE ADJUST: 0.000 LTV : 84.99600 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007812274 MORTGAGORS: TIPTON, DAILEY TIPTON, JESSICA ADDRESS : 210 W ASHBRIDGE STREET MORTGAGE AMT: 255,000.00 CITY WEST CHESTER :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 PA 19380 UNPAID BALANCE: 254,369.240 OPTION TO CONVERT : No MONTHLY P&I: 1,696.53 ANNUAL RATE ADJUST: 0.000 LTV : 78.46100 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007812282 MORTGAGORS: SODEN, STEPHEN ADDRESS : 6221 NORTHLAKE DR MORTGAGE AMT: 363,920.00 CITY PARKVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MO 64152 UNPAID BALANCE: 363,336.230 OPTION TO CONVERT : No MONTHLY P&I: 2,451.80 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007812290 MORTGAGORS: OOSTEN, MELINDA OOSTEN, DIERCK ADDRESS : 1795 HAWTHORNE DRIVE MORTGAGE AMT: 290,500.00 CITY WAUKEE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 IA 50263 UNPAID BALANCE: 290,255.940 OPTION TO CONVERT : No MONTHLY P&I: 1,908.38 ANNUAL RATE ADJUST: 0.000 LTV : 85.95800 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007812308 MORTGAGORS: DOWNS, FREDERICK DOWNS, TINA ADDRESS : RD 3 BOX 189B MORTGAGE AMT: 280,000.00 CITY LEWES :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 DE 19958 UNPAID BALANCE: 279,764.770 OPTION TO CONVERT : No MONTHLY P&I: 1,839.40 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007812316 MORTGAGORS: SAMPLE, KENNETH SAMPLE, DEBORAH ADDRESS : 629 OAKWOOD DRIVE MORTGAGE AMT: 380,000.00 CITY LEITCHFIELD :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 KY 42754 UNPAID BALANCE: 379,390.440 OPTION TO CONVERT : No MONTHLY P&I: 2,560.13 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007812332 MORTGAGORS: HUGHES, EDWARD JOHANSEN-HUGHES, SHERYL ADDRESS : 14254 WEST OAKWOOD COURT MORTGAGE AMT: 288,000.00 CITY GREEN OAKS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 60048 UNPAID BALANCE: 287,549.300 OPTION TO CONVERT : No MONTHLY P&I: 1,964.67 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007812340 MORTGAGORS: CRAWFORD, JOHN CRAWFORD, KAREN ADDRESS : 13510 FORT STREET MORTGAGE AMT: 320,000.00 CITY OMAHA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NE 68164 UNPAID BALANCE: 319,486.680 OPTION TO CONVERT : No MONTHLY P&I: 2,155.90 ANNUAL RATE ADJUST: 0.000 LTV : 55.65200 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007812357 MORTGAGORS: RICHARDS, FRANCIS RICHARDS, BARBARA ADDRESS : 116 NANSEMOND POINT DR MORTGAGE AMT: 289,600.00 CITY SUFFOLK :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 VA 23434 UNPAID BALANCE: 288,865.900 OPTION TO CONVERT : No MONTHLY P&I: 1,902.47 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007812365 MORTGAGORS: MCCAIN, SCOTT MCCAIN, LORI ADDRESS : 5889 WEST COUNTY ROAD MORTGAGE AMT: 298,500.00 CITY MCCORDSVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IN 46055 UNPAID BALANCE: 298,021.170 OPTION TO CONVERT : No MONTHLY P&I: 2,011.05 ANNUAL RATE ADJUST: 0.000 LTV : 79.81200 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007812373 MORTGAGORS: JENNINGS, JOSEPH JENNINGS, MARGARET ADDRESS : 4401 50TH STREET WEST MORTGAGE AMT: 397,500.00 CITY EDINA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MN 55424 UNPAID BALANCE: 396,830.170 OPTION TO CONVERT : No MONTHLY P&I: 2,611.30 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007812381 MORTGAGORS: ALFORD, RONALD ALFORD, JANAN ADDRESS : 13920 TINCUP CIRCLE MORTGAGE AMT: 340,000.00 CITY BROOMFIELD :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CO 80020 UNPAID BALANCE: 339,454.590 OPTION TO CONVERT : No MONTHLY P&I: 2,290.65 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007812399 MORTGAGORS: HILEY, CHARLES HILEY, VICKI ADDRESS : 803 FOXPOINTE LANE SW MORTGAGE AMT: 391,000.00 CITY ROCHESTER :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MN 55902 UNPAID BALANCE: 390,671.510 OPTION TO CONVERT : No MONTHLY P&I: 2,568.59 ANNUAL RATE ADJUST: 0.000 LTV : 56.74800 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007812407 MORTGAGORS: WORTH, RICHARD WORTH, TREVA ADDRESS : 71 THE WOODLANDS MORTGAGE AMT: 361,650.00 CITY GLADSTONE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MO 64119 UNPAID BALANCE: 361,084.050 OPTION TO CONVERT : No MONTHLY P&I: 2,467.09 ANNUAL RATE ADJUST: 0.000 LTV : 79.48300 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007812415 MORTGAGORS: DIAMOND, MURRY DIAMOND, JULIE ADDRESS : 14602 GOLDEN LEAF PLACE MORTGAGE AMT: 384,000.00 CITY LOUISVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 KY 40245 UNPAID BALANCE: 383,384.020 OPTION TO CONVERT : No MONTHLY P&I: 2,587.08 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007812449 MORTGAGORS: EMEHISER, DANIEL EMEHISER, DIANA ADDRESS : 9153 NW 73RD ST MORTGAGE AMT: 500,000.00 CITY JOHNSTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 IA 50131 UNPAID BALANCE: 499,590.160 OPTION TO CONVERT : No MONTHLY P&I: 3,326.51 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007812456 MORTGAGORS: UDELMAN, HAROLD UDELMAN, LINDA ADDRESS : 11249 E SORREL LANE MORTGAGE AMT: 395,000.00 CITY SCOTTSDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 AZ 85259 UNPAID BALANCE: 394,350.570 OPTION TO CONVERT : No MONTHLY P&I: 2,627.94 ANNUAL RATE ADJUST: 0.000 LTV : 79.79700 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007812464 MORTGAGORS: MCDONALD, ALEXANDER MCDONALD, CATHERINE ADDRESS : 34 HOPKINS ROAD MORTGAGE AMT: 340,000.00 CITY NEW BOSTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NH 03070 UNPAID BALANCE: 339,454.590 OPTION TO CONVERT : No MONTHLY P&I: 2,290.65 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007812480 MORTGAGORS: BRENNER, CHARLES BRENNER, CHERYL ADDRESS : 444 ROLLING ROAD MORTGAGE AMT: 365,000.00 CITY SALISBURY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MD 21801 UNPAID BALANCE: 364,399.890 OPTION TO CONVERT : No MONTHLY P&I: 2,428.35 ANNUAL RATE ADJUST: 0.000 LTV : 78.49400 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007812498 MORTGAGORS: SMITH, GREGORY SMITH, JILL ADDRESS : 12202 HOLLY LANE MORTGAGE AMT: 297,000.00 CITY ANCHORAGE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 KY 40223 UNPAID BALANCE: 296,768.320 OPTION TO CONVERT : No MONTHLY P&I: 2,026.06 ANNUAL RATE ADJUST: 0.000 LTV : 79.20000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007812506 MORTGAGORS: SANDAU, GERALD BEATTIE, JEAN ADDRESS : 9723 NORTH 117TH WAY MORTGAGE AMT: 312,000.00 CITY SCOTTSDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 AZ 85259 UNPAID BALANCE: 311,499.520 OPTION TO CONVERT : No MONTHLY P&I: 2,102.00 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007812514 MORTGAGORS: MORGAN, H MORGAN, TERRI ADDRESS : 803 GREY FRIAR DRIVE MORTGAGE AMT: 264,000.00 CITY LAKE SHERWOOD :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MO 63357 UNPAID BALANCE: 263,783.600 OPTION TO CONVERT : No MONTHLY P&I: 1,756.40 ANNUAL RATE ADJUST: 0.000 LTV : 75.42800 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007812530 MORTGAGORS: INGOGLIA, SCOTT INGOGLIA, DAWN ADDRESS : 6448 CRABAPPLE DR MORTGAGE AMT: 293,850.00 CITY TROY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MI 48098 UNPAID BALANCE: 293,378.640 OPTION TO CONVERT : No MONTHLY P&I: 1,979.72 ANNUAL RATE ADJUST: 0.000 LTV : 77.32800 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007812563 MORTGAGORS: BARRETT, REBECCA BARRETT, SEAN ADDRESS : 807 BALTIMORE PIKE MORTGAGE AMT: 316,000.00 CITY CHADDSFORD :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 PA 19317 UNPAID BALANCE: 315,480.430 OPTION TO CONVERT : No MONTHLY P&I: 2,102.36 ANNUAL RATE ADJUST: 0.000 LTV : 84.26600 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007812571 MORTGAGORS: CARNEY, MICHAEL CARNEY, KAREN ADDRESS : 1450 WELLINGTON VIEW LANE MORTGAGE AMT: 265,000.00 CITY WILDWOOD :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MO 63005 UNPAID BALANCE: 264,574.920 OPTION TO CONVERT : No MONTHLY P&I: 1,785.35 ANNUAL RATE ADJUST: 0.000 LTV : 79.34100 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007812589 MORTGAGORS: WHARTON, C. WHARTON, ALLISON ADDRESS : 8914 NORWICK ROAD MORTGAGE AMT: 332,500.00 CITY RICHMOND :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 VA 23229 UNPAID BALANCE: 331,953.290 OPTION TO CONVERT : No MONTHLY P&I: 2,212.14 ANNUAL RATE ADJUST: 0.000 LTV : 76.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007812605 MORTGAGORS: MENDOZA, JOE MENDOZA, MARY ADDRESS : 11087 JACKSON RD MORTGAGE AMT: 269,600.00 CITY KRUM :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 TX 76249 UNPAID BALANCE: 269,188.460 OPTION TO CONVERT : No MONTHLY P&I: 1,862.06 ANNUAL RATE ADJUST: 0.000 LTV : 88.73900 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007812613 MORTGAGORS: HODGES, THOMAS ADDRESS : 5700 N GRANDVIEW MORTGAGE AMT: 350,000.00 CITY LITTLE ROCK :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 AR 72207 UNPAID BALANCE: 349,410.230 OPTION TO CONVERT : No MONTHLY P&I: 2,299.25 ANNUAL RATE ADJUST: 0.000 LTV : 73.68400 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007812621 MORTGAGORS: KINDIG, EDWIN KINDIG, PATRICIA ADDRESS : 23858 SARAH COURT MORTGAGE AMT: 277,500.00 CITY ANTIOCH :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 60002 UNPAID BALANCE: 276,965.130 OPTION TO CONVERT : No MONTHLY P&I: 1,893.04 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007812639 MORTGAGORS: ROCCO, FRANK ROCCO, ANGELA ADDRESS : 795 LARSON LANE MORTGAGE AMT: 301,000.00 CITY ROSELLE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 IL 60172 UNPAID BALANCE: 300,747.120 OPTION TO CONVERT : No MONTHLY P&I: 1,977.36 ANNUAL RATE ADJUST: 0.000 LTV : 62.70800 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007812654 MORTGAGORS: CLEMMENT, ROBERT CLEMMENT, JILL ADDRESS : 406 PROVIDENCE WAY MORTGAGE AMT: 337,500.00 CITY EASLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 SC 29642 UNPAID BALANCE: 336,643.140 OPTION TO CONVERT : No MONTHLY P&I: 2,302.35 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007812688 MORTGAGORS: DAY, ZANE DAY, DONNA ADDRESS : 8212 W FOOTHILL DRIVE MORTGAGE AMT: 287,700.00 CITY PEORIA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 AZ 85382 UNPAID BALANCE: 287,249.760 OPTION TO CONVERT : No MONTHLY P&I: 1,962.63 ANNUAL RATE ADJUST: 0.000 LTV : 94.97800 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007812696 MORTGAGORS: DEBRUYN, RANDALL DODGE, SARAH ADDRESS : 831 TYROL TRL N MORTGAGE AMT: 384,000.00 CITY GOLDEN VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MN 55427 UNPAID BALANCE: 383,685.230 OPTION TO CONVERT : No MONTHLY P&I: 2,554.77 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007812704 MORTGAGORS: WALKER, C. WALKER, SUZANNE ADDRESS : 6150 SHADOWBROOK DR MORTGAGE AMT: 288,000.00 CITY BETTENDORF :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IA 52722 UNPAID BALANCE: 287,775.330 OPTION TO CONVERT : No MONTHLY P&I: 1,964.67 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007813587 MORTGAGORS: HARDESTY, KEVIN ADDRESS : 17260 GARVIN COURT MORTGAGE AMT: 118,000.00 CITY BROOKINGS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 OR 97415 UNPAID BALANCE: 117,903.270 OPTION TO CONVERT : No MONTHLY P&I: 785.06 ANNUAL RATE ADJUST: 0.000 LTV : 76.12900 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007813595 MORTGAGORS: SALTER, RONALD SALTER, JACQUELINE ADDRESS : 19550 BRAEWOOD DRIVE MORTGAGE AMT: 350,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91356 UNPAID BALANCE: 349,713.110 OPTION TO CONVERT : No MONTHLY P&I: 2,328.56 ANNUAL RATE ADJUST: 0.000 LTV : 66.66600 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007813603 MORTGAGORS: WELLS, CATHERINE ADDRESS : 12736 HORTENSE STREET MORTGAGE AMT: 267,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91604 UNPAID BALANCE: 266,791.720 OPTION TO CONVERT : No MONTHLY P&I: 1,821.41 ANNUAL RATE ADJUST: 0.000 LTV : 62.82300 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007813611 MORTGAGORS: STALLONES, STEVEN ADDRESS : 4665 INGRAM COURT MORTGAGE AMT: 167,000.00 CITY BOULDER :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CO 80303 UNPAID BALANCE: 166,879.130 OPTION TO CONVERT : No MONTHLY P&I: 1,182.02 ANNUAL RATE ADJUST: 0.000 LTV : 77.67400 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007813629 MORTGAGORS: GUNNETT, WILLIAM GUNNETT, SANDRA ADDRESS : 485 FLORENCE DRIVE MORTGAGE AMT: 276,000.00 CITY LAFAYETTE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94549 UNPAID BALANCE: 275,784.690 OPTION TO CONVERT : No MONTHLY P&I: 1,882.81 ANNUAL RATE ADJUST: 0.000 LTV : 72.63100 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007813645 MORTGAGORS: CHAPMAN, THOMAS CHAPMAN, LISA ADDRESS : 18021 NORTHEAST 13TH STRE MORTGAGE AMT: 198,400.00 CITY BELLEVUE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 WA 98008 UNPAID BALANCE: 198,245.230 OPTION TO CONVERT : No MONTHLY P&I: 1,353.44 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007813652 MORTGAGORS: GABAI, MORAD GABAI, NADIA ADDRESS : 10363 CALVIN AVENUE MORTGAGE AMT: 275,250.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 90025 UNPAID BALANCE: 275,040.560 OPTION TO CONVERT : No MONTHLY P&I: 1,901.08 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007813660 MORTGAGORS: WOODS, JOHN WOODS, BARBARA ADDRESS : 789 DOUGLAS PLACE MORTGAGE AMT: 77,500.00 CITY BERTHOUD :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CO 80513 UNPAID BALANCE: 76,560.760 OPTION TO CONVERT : No MONTHLY P&I: 541.89 ANNUAL RATE ADJUST: 0.000 LTV : 50.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007813678 MORTGAGORS: VERSHININA, OLGA RUBANOV, NATAN ADDRESS : 43335 BANDA TERRACE MORTGAGE AMT: 310,000.00 CITY FREMONT :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 CA 94539 UNPAID BALANCE: 309,726.500 OPTION TO CONVERT : No MONTHLY P&I: 1,984.96 ANNUAL RATE ADJUST: 0.000 LTV : 76.54300 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007813686 MORTGAGORS: CARVER, DEBORAH ADDRESS : 667 EAST FIFTH STREET MORTGAGE AMT: 144,500.00 CITY CHICO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95928 UNPAID BALANCE: 144,390.040 OPTION TO CONVERT : No MONTHLY P&I: 998.03 ANNUAL RATE ADJUST: 0.000 LTV : 79.90000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007813694 MORTGAGORS: GHIRALDINI, MARCO GHIRALDINI, MARIA ADDRESS : 1170 MCCLELLAND DRIVE MORTGAGE AMT: 308,000.00 CITY NOVATO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94945 UNPAID BALANCE: 307,753.700 OPTION TO CONVERT : No MONTHLY P&I: 2,075.05 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007813702 MORTGAGORS: CROCKER, RONALD CROCKER, LINDA ADDRESS : 4171 OLD VINEYARD LANE MORTGAGE AMT: 410,800.00 CITY SANTA ROSA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95404 UNPAID BALANCE: 410,237.750 OPTION TO CONVERT : No MONTHLY P&I: 2,767.64 ANNUAL RATE ADJUST: 0.000 LTV : 51.35000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007813710 MORTGAGORS: BEVERLY, DAVID BEVERLY, ANN ADDRESS : 162 CLOVER WAY MORTGAGE AMT: 739,900.00 CITY LOS GATOS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95030 UNPAID BALANCE: 739,322.810 OPTION TO CONVERT : No MONTHLY P&I: 5,047.42 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 15 -------------------------------------------------------------------------------- LN # 0007813728 MORTGAGORS: DESGRANGES, PAULA ADDRESS : 14010 S. HANEY RD. MORTGAGE AMT: 107,200.00 CITY KENNEWICK :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 WA 99337 UNPAID BALANCE: 107,126.230 OPTION TO CONVERT : No MONTHLY P&I: 777.27 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007813736 MORTGAGORS: KJESSLER, MICHAEL ADDRESS : 17720 WICKIUP LANE MORTGAGE AMT: 107,800.00 CITY SUNRIVER :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 OR 97707 UNPAID BALANCE: 107,717.970 OPTION TO CONVERT : No MONTHLY P&I: 744.55 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007813744 MORTGAGORS: WVINNER, JAMES ADDRESS : 727 OZONE AVENUE MORTGAGE AMT: 248,000.00 CITY SANTA MONICA :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 90405 UNPAID BALANCE: 247,820.500 OPTION TO CONVERT : No MONTHLY P&I: 1,755.33 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007813751 MORTGAGORS: CARDENAS, DANIEL ADDRESS : 4180 SOUTH OURAY WAY MORTGAGE AMT: 77,750.00 CITY AURORA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CO 80013 UNPAID BALANCE: 75,953.850 OPTION TO CONVERT : No MONTHLY P&I: 543.64 ANNUAL RATE ADJUST: 0.000 LTV : 64.79100 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007813769 MORTGAGORS: LYNN, NICHOLAS MARRA, CHRISTINE ADDRESS : 5929 SOUTH MOLINE WAY MORTGAGE AMT: 250,600.00 CITY ENGLEWOOD :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CO 80111 UNPAID BALANCE: 250,418.620 OPTION TO CONVERT : No MONTHLY P&I: 1,773.73 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007813777 MORTGAGORS: DE LUCA, PATRICIA ADDRESS : 1913 QUEBEC WAY MORTGAGE AMT: 328,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 95124 UNPAID BALANCE: 327,768.500 OPTION TO CONVERT : No MONTHLY P&I: 2,349.83 ANNUAL RATE ADJUST: 0.000 LTV : 60.96600 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007813785 MORTGAGORS: RUSHMEYER, ANTIONETTE ADDRESS : 3129 AARON DRIVE MORTGAGE AMT: 193,000.00 CITY ROCKLIN :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95765 UNPAID BALANCE: 192,853.150 OPTION TO CONVERT : No MONTHLY P&I: 1,333.00 ANNUAL RATE ADJUST: 0.000 LTV : 74.84600 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007813793 MORTGAGORS: CONDOLORA, LISA ADDRESS : 6751 WEST TURQUOISE AVENU MORTGAGE AMT: 67,500.00 CITY PEORIA :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 AZ 85345 UNPAID BALANCE: 67,392.140 OPTION TO CONVERT : No MONTHLY P&I: 483.58 ANNUAL RATE ADJUST: 0.000 LTV : 76.70400 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007813819 MORTGAGORS: FLAMM, BRYAN FLAMM, KATHERINE ADDRESS : 524 CHAMISO LANE NW MORTGAGE AMT: 173,100.00 CITY ALBUQUERQUE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NM 87107 UNPAID BALANCE: 172,971.540 OPTION TO CONVERT : No MONTHLY P&I: 1,210.34 ANNUAL RATE ADJUST: 0.000 LTV : 73.65900 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007813827 MORTGAGORS: BRAND, GARY ADDRESS : 19748 BLYTHE STREET MORTGAGE AMT: 172,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91306 UNPAID BALANCE: 171,862.450 OPTION TO CONVERT : No MONTHLY P&I: 1,158.80 ANNUAL RATE ADJUST: 0.000 LTV : 66.15300 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007813835 MORTGAGORS: LUCAS, MOYES LUCAS, JAN ADDRESS : 912 MOUNT WASHINGTON DRIV MORTGAGE AMT: 260,750.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 90065 UNPAID BALANCE: 260,556.490 OPTION TO CONVERT : No MONTHLY P&I: 1,823.20 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007813843 MORTGAGORS: SAWELSON, ADAM SAWELSON, MICHELLE ADDRESS : 12109 HILLSLOPE STREET MORTGAGE AMT: 360,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 91604 UNPAID BALANCE: 359,745.920 OPTION TO CONVERT : No MONTHLY P&I: 2,579.08 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007813850 MORTGAGORS: ANDREWS, JAKUB ADDRESS : 5021 DANTES VIEW DRIVE MORTGAGE AMT: 210,000.00 CITY CALABASAS :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 91301 UNPAID BALANCE: 209,844.150 OPTION TO CONVERT : No MONTHLY P&I: 1,468.35 ANNUAL RATE ADJUST: 0.000 LTV : 71.18600 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007813868 MORTGAGORS: BROOKS, JEAN ZAK, WILLIAM ADDRESS : 2527 172ND STREET COURT E MORTGAGE AMT: 97,450.00 CITY SPANAWAY :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 WA 98387 UNPAID BALANCE: 97,379.460 OPTION TO CONVERT : No MONTHLY P&I: 689.75 ANNUAL RATE ADJUST: 0.000 LTV : 74.99000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007813876 MORTGAGORS: POPE, KELLY ADDRESS : 6715 11TH STREET EAST MORTGAGE AMT: 196,000.00 CITY FIFE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 WA 98424 UNPAID BALANCE: 195,854.540 OPTION TO CONVERT : No MONTHLY P&I: 1,370.46 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007813884 MORTGAGORS: SETHI, BALRAM SETHI, SUDESH ADDRESS : 11049 SWANSFIELD ROAD MORTGAGE AMT: 227,000.00 CITY COLUMBIA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MD 21044 UNPAID BALANCE: 226,653.490 OPTION TO CONVERT : No MONTHLY P&I: 1,567.83 ANNUAL RATE ADJUST: 0.000 LTV : 79.64900 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007813892 MORTGAGORS: GARRIDO, CARLOS GARRIDO, EUNICE ADDRESS : 11601 GOLF COURSE SQUARE MORTGAGE AMT: 123,000.00 CITY RESTON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 VA 20191 UNPAID BALANCE: 122,810.230 OPTION TO CONVERT : No MONTHLY P&I: 849.53 ANNUAL RATE ADJUST: 0.000 LTV : 66.48600 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 03/01/29 RATE: - ----------------- -------------------------------------------------------------------------------- LN # 0007813900 MORTGAGORS: HOEFLICH, JEFFERY ADDRESS : 49 COASTAL DRIVE MORTGAGE AMT: 68,000.00 CITY BERLIN :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 MD 21811 UNPAID BALANCE: 67,890.640 OPTION TO CONVERT : No MONTHLY P&I: 487.16 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007813926 MORTGAGORS: JACKSON, PATRICIA ADDRESS : 528 OLD FORT ROAD MORTGAGE AMT: 115,000.00 CITY WINCHESTER :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 VA 22601 UNPAID BALANCE: 114,914.650 OPTION TO CONVERT : No MONTHLY P&I: 804.10 ANNUAL RATE ADJUST: 0.000 LTV : 43.43700 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007813934 MORTGAGORS: BERNSTEIN, GARY BERNSTEIN, MARTINE ADDRESS : 111 NOTTINGHAM LANE MORTGAGE AMT: 82,500.00 CITY BERLIN :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MD 21811 UNPAID BALANCE: 82,436.520 OPTION TO CONVERT : No MONTHLY P&I: 569.81 ANNUAL RATE ADJUST: 0.000 LTV : 79.71000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007813942 MORTGAGORS: TROSS, MARILYN ADDRESS : 103 SUNSET DRIVE MORTGAGE AMT: 141,900.00 CITY ANNAPOLIS :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 MD 21403 UNPAID BALANCE: 141,799.850 OPTION TO CONVERT : No MONTHLY P&I: 1,016.59 ANNUAL RATE ADJUST: 0.000 LTV : 63.06600 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007813967 MORTGAGORS: SPEARS, JOHN SPEARS, CAROLYN ADDRESS : 22923 WILDCAT ROAD MORTGAGE AMT: 317,000.00 CITY GAITHERSBURG :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MD 20882 UNPAID BALANCE: 307,775.700 OPTION TO CONVERT : No MONTHLY P&I: 2,135.69 ANNUAL RATE ADJUST: 0.000 LTV : 79.25000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007813975 MORTGAGORS: WADE, JOHN ADDRESS : 5153 UTE ROAD MORTGAGE AMT: 116,250.00 CITY INDIAN HILL :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CO 80454 UNPAID BALANCE: 116,155.760 OPTION TO CONVERT : No MONTHLY P&I: 783.20 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007813991 MORTGAGORS: HAIGHT, PATRICIA ADDRESS : 20462 PACIFIC COAST HIGHW MORTGAGE AMT: 434,000.00 CITY MALIBU :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 90265 UNPAID BALANCE: 433,677.910 OPTION TO CONVERT : No MONTHLY P&I: 3,034.59 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814007 MORTGAGORS: DUCKWORTH, HAROLD ADDRESS : 3066 ELM STREET MORTGAGE AMT: 190,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92102 UNPAID BALANCE: 189,855.430 OPTION TO CONVERT : No MONTHLY P&I: 1,312.28 ANNUAL RATE ADJUST: 0.000 LTV : 73.07600 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814023 MORTGAGORS: LAI, TU PHUONG, KIEU ADDRESS : 13 WEAVER PLACE MORTGAGE AMT: 180,000.00 CITY EAST HANOVER :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 07936 UNPAID BALANCE: 179,711.270 OPTION TO CONVERT : No MONTHLY P&I: 1,212.69 ANNUAL RATE ADJUST: 0.000 LTV : 66.66600 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814031 MORTGAGORS: CASEY, THOMAS ADDRESS : 793 HIGHLAND AVENUE MORTGAGE AMT: 123,000.00 CITY MEDFORD :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MA 02155 UNPAID BALANCE: 122,896.670 OPTION TO CONVERT : No MONTHLY P&I: 808.02 ANNUAL RATE ADJUST: 0.000 LTV : 72.35200 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814056 MORTGAGORS: CAPONE, BENJAMIN ADDRESS : 7 WESTON STREET MORTGAGE AMT: 66,800.00 CITY HULL :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MA 02045 UNPAID BALANCE: 66,290.480 OPTION TO CONVERT : No MONTHLY P&I: 450.04 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814064 MORTGAGORS: GARLAND, MICHAEL GARLAND, STACY ADDRESS : 222 BORTON MILL COURT MORTGAGE AMT: 130,000.00 CITY DELRAN :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 NJ 08075 UNPAID BALANCE: 129,778.330 OPTION TO CONVERT : No MONTHLY P&I: 920.13 ANNUAL RATE ADJUST: 0.000 LTV : 94.54500 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814072 MORTGAGORS: TUONI, THOMAS ADDRESS : 1612 IRONSIDE ROAD\ MORTGAGE AMT: 252,000.00 CITY NEWARK :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 DE 19702 UNPAID BALANCE: 251,822.140 OPTION TO CONVERT : No MONTHLY P&I: 1,805.36 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814098 MORTGAGORS: EVANS FOSTER, DAVID EVANS FOSTER, CARRIE ADDRESS : 1764 TIERRA NUEVA LANE MORTGAGE AMT: 116,800.00 CITY OCEANO :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 93445 UNPAID BALANCE: 116,713.010 OPTION TO CONVERT : No MONTHLY P&I: 846.89 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814106 MORTGAGORS: GOULART, MIKE CORSON-GOULART, JILL ADDRESS : 5520 CAMINO TECATE MORTGAGE AMT: 283,200.00 CITY YORBA LINDA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92887 UNPAID BALANCE: 282,971.430 OPTION TO CONVERT : No MONTHLY P&I: 1,907.97 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814114 MORTGAGORS: KONG, AMY ADDRESS : 9145 1/2 NOBLE AVENUE MORTGAGE AMT: 95,900.00 CITY LOS ANGELES (NORTH H :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 91343 UNPAID BALANCE: 95,832.310 OPTION TO CONVERT : No MONTHLY P&I: 687.04 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814122 MORTGAGORS: ROYSTON, JEFF ADDRESS : 21500 CALIFA STREET, UNIT MORTGAGE AMT: 120,000.00 CITY LOS ANGELES (WOODLAN :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 91367 UNPAID BALANCE: 119,896.870 OPTION TO CONVERT : No MONTHLY P&I: 839.06 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814130 MORTGAGORS: MARKS, ELIANE ADDRESS : 6122 WEST 77TH STREET MORTGAGE AMT: 280,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90045 UNPAID BALANCE: 279,781.580 OPTION TO CONVERT : No MONTHLY P&I: 1,910.09 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814148 MORTGAGORS: ZHAO, MING GU, RONGQING ADDRESS : 1115 HUGO REID DRIVE MORTGAGE AMT: 353,000.00 CITY ARCADIA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91007 UNPAID BALANCE: 352,717.710 OPTION TO CONVERT : No MONTHLY P&I: 2,378.23 ANNUAL RATE ADJUST: 0.000 LTV : 79.86400 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814155 MORTGAGORS: UNDERWOOD, FRANK ADDRESS : 243 UPLAND ROAD MORTGAGE AMT: 268,000.00 CITY REDWOOD CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94062 UNPAID BALANCE: 267,796.070 OPTION TO CONVERT : No MONTHLY P&I: 1,851.01 ANNUAL RATE ADJUST: 0.000 LTV : 55.25700 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814163 MORTGAGORS: HART, DAVID HART, BARBARA ADDRESS : 1647 ELDORADO DRIVE MORTGAGE AMT: 195,000.00 CITY GILROY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95020 UNPAID BALANCE: 194,847.890 OPTION TO CONVERT : No MONTHLY P&I: 1,330.24 ANNUAL RATE ADJUST: 0.000 LTV : 41.93500 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814171 MORTGAGORS: CLEAVER, ROBERT ADDRESS : 1210 VACATION DRIVE MORTGAGE AMT: 284,000.00 CITY LAFAYETTE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94549 UNPAID BALANCE: 283,778.450 OPTION TO CONVERT : No MONTHLY P&I: 1,937.38 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814189 MORTGAGORS: TORKELSON, RICHARD ENOCHS-TORKELSON, LORI ADDRESS : 9 SKYHAWK COURT MORTGAGE AMT: 347,950.00 CITY PETALUMA :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 94954 UNPAID BALANCE: 347,698.160 OPTION TO CONVERT : No MONTHLY P&I: 2,462.77 ANNUAL RATE ADJUST: 0.000 LTV : 79.99700 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814197 MORTGAGORS: SHATTUCK, DAVID ADDRESS : 7290 5TH AVENUE MORTGAGE AMT: 111,500.00 CITY TAHOMA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 96142 UNPAID BALANCE: 111,413.020 OPTION TO CONVERT : No MONTHLY P&I: 760.63 ANNUAL RATE ADJUST: 0.000 LTV : 76.89600 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814205 MORTGAGORS: GANLEY, THOMAS GANLEY, MAURA ADDRESS : 237 MONTURA WAY MORTGAGE AMT: 424,500.00 CITY NOVATO :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94949 UNPAID BALANCE: 424,143.370 OPTION TO CONVERT : No MONTHLY P&I: 2,788.66 ANNUAL RATE ADJUST: 0.000 LTV : 70.80900 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814213 MORTGAGORS: WINFREE, ROBERT ADDRESS : 14542 STORY ROAD MORTGAGE AMT: 193,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95127 UNPAID BALANCE: 192,849.440 OPTION TO CONVERT : No MONTHLY P&I: 1,316.60 ANNUAL RATE ADJUST: 0.000 LTV : 57.61100 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814221 MORTGAGORS: HANF, MARK HANF, LISA ADDRESS : 38 RICHARDSON ROAD MORTGAGE AMT: 370,000.00 CITY NOVATO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94949 UNPAID BALANCE: 369,711.370 OPTION TO CONVERT : No MONTHLY P&I: 2,524.05 ANNUAL RATE ADJUST: 0.000 LTV : 79.97300 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814239 MORTGAGORS: SCHLICHTING, JOHN SHCLICHTING, LORIE ADDRESS : 2257 LORING AVENUE MORTGAGE AMT: 270,750.00 CITY HENDERSON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NV 89014 UNPAID BALANCE: 270,538.790 OPTION TO CONVERT : No MONTHLY P&I: 1,846.99 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814247 MORTGAGORS: DE DIOS, MARIA ADDRESS : 241 NORTH DREXEL AVENUE MORTGAGE AMT: 72,000.00 CITY NATIONAL CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 91950 UNPAID BALANCE: 71,845.950 OPTION TO CONVERT : No MONTHLY P&I: 503.43 ANNUAL RATE ADJUST: 0.000 LTV : 50.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814254 MORTGAGORS: SCHMIDT, ERIK ADDRESS : 1 AVENTINE MORTGAGE AMT: 189,000.00 CITY ALISO VIEJO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92656 UNPAID BALANCE: 188,859.730 OPTION TO CONVERT : No MONTHLY P&I: 1,321.52 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814262 MORTGAGORS: PINDER, WILLIAM PINDER, DONNA ADDRESS : 22972 TIAGUA MORTGAGE AMT: 355,200.00 CITY MISSION VIEJO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92692 UNPAID BALANCE: 354,936.390 OPTION TO CONVERT : No MONTHLY P&I: 2,483.61 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814270 MORTGAGORS: OSWALD, LESTER ADDRESS : 24821 LAGRIMA MORTGAGE AMT: 192,000.00 CITY MISSION VIEJO :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 92692 UNPAID BALANCE: 191,864.490 OPTION TO CONVERT : No MONTHLY P&I: 1,375.51 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814288 MORTGAGORS: LIPKIN, DIANE ADDRESS : 1268 VALLECITO ROAD MORTGAGE AMT: 145,000.00 CITY CARPINTERIA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 93013 UNPAID BALANCE: 144,889.670 OPTION TO CONVERT : No MONTHLY P&I: 1,001.48 ANNUAL RATE ADJUST: 0.000 LTV : 46.77400 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814296 MORTGAGORS: PAIGNE, CHAMNAN VANLY, MORYVANN ADDRESS : 12240 SANDY ROCK STREET MORTGAGE AMT: 220,000.00 CITY CERRITOS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 90703 UNPAID BALANCE: 219,832.590 OPTION TO CONVERT : No MONTHLY P&I: 1,519.49 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814304 MORTGAGORS: HAHN, YUNJU ADDRESS : 22700 HIDDEN HILLS ROAD MORTGAGE AMT: 497,000.00 CITY YORBA LINDA :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 92887 UNPAID BALANCE: 496,640.290 OPTION TO CONVERT : No MONTHLY P&I: 3,517.73 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814312 MORTGAGORS: GALEA, FRANK GALEA, KATHRYN ADDRESS : 1632 MOLITOR ROAD MORTGAGE AMT: 312,000.00 CITY BELMONT :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94002 UNPAID BALANCE: 311,768.450 OPTION TO CONVERT : No MONTHLY P&I: 2,181.55 ANNUAL RATE ADJUST: 0.000 LTV : 49.68100 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814320 MORTGAGORS: DWYER, JAMES DWYER, VICTORIA ADDRESS : 28752 CALLE VISTA MORTGAGE AMT: 223,200.00 CITY LAGUNA NIGUEL :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 92677 UNPAID BALANCE: 223,038.450 OPTION TO CONVERT : No MONTHLY P&I: 1,579.80 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814338 MORTGAGORS: SAMPSON, LINDA ADDRESS : 13719 IROQUOIS MORTGAGE AMT: 259,900.00 CITY TUSTIN :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92782 UNPAID BALANCE: 259,707.120 OPTION TO CONVERT : No MONTHLY P&I: 1,817.26 ANNUAL RATE ADJUST: 0.000 LTV : 79.99300 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814346 MORTGAGORS: BUDINICH, ROBERT BIEWER, SHELLY ADDRESS : 3520 197TH AVENUE COURT E MORTGAGE AMT: 249,500.00 CITY SUMNER :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 WA 98390 UNPAID BALANCE: 249,305.370 OPTION TO CONVERT : No MONTHLY P&I: 1,702.03 ANNUAL RATE ADJUST: 0.000 LTV : 83.16600 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814353 MORTGAGORS: HOWK, MONTE HOWK, MARGARET ADDRESS : 1443 ARBOR STREET MORTGAGE AMT: 84,800.00 CITY RATHDRUM :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 ID 83858 UNPAID BALANCE: 84,739.880 OPTION TO CONVERT : No MONTHLY P&I: 607.52 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814361 MORTGAGORS: DU, PHAT DU, MAI ADDRESS : 6325 WEST HARBOR DRIVE MORTGAGE AMT: 196,000.00 CITY COEUR D ALENE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 ID 83814 UNPAID BALANCE: 195,843.260 OPTION TO CONVERT : No MONTHLY P&I: 1,320.49 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814379 MORTGAGORS: THOMPSON, LARRY THOMPSON, PHYLLIS ADDRESS : 9525 180TH AVENUE EAST MORTGAGE AMT: 200,000.00 CITY SUMNER :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 WA 98390 UNPAID BALANCE: 199,851.570 OPTION TO CONVERT : No MONTHLY P&I: 1,398.43 ANNUAL RATE ADJUST: 0.000 LTV : 74.90600 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814387 MORTGAGORS: TILLER, DONALD ADDRESS : 22 PINE COURT MORTGAGE AMT: 89,600.00 CITY PORT HADLOCK :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 WA 98339 UNPAID BALANCE: 89,311.180 OPTION TO CONVERT : No MONTHLY P&I: 626.50 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814395 MORTGAGORS: DECUIRE, MARJORIE ADDRESS : 2009 EAST LUDLOW DRIVE MORTGAGE AMT: 127,900.00 CITY PHOENIX :\ STATE/ZIP :\ LIFETIME RATE : 8.12500 AZ 85022 UNPAID BALANCE: 127,816.340 OPTION TO CONVERT : No MONTHLY P&I: 949.65 ANNUAL RATE ADJUST: 0.000 LTV : 79.98700 OUTSIDE CONV DATE: CURRENT INT 8.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814403 MORTGAGORS: MONTGOMERY, MICHAEL ADDRESS : 22645 SOUTH 195TH PLACE MORTGAGE AMT: 174,400.00 CITY QUEEN CREEK :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 AZ 85242 UNPAID BALANCE: 174,279.980 OPTION TO CONVERT : No MONTHLY P&I: 1,264.52 ANNUAL RATE ADJUST: 0.000 LTV : 79.27200 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814429 MORTGAGORS: MILOWE, JEFFREY MILOWE, HELEN ADDRESS : 161 PINE STREET MORTGAGE AMT: 284,000.00 CITY SAN ANSELMO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94960 UNPAID BALANCE: 283,778.450 OPTION TO CONVERT : No MONTHLY P&I: 1,937.38 ANNUAL RATE ADJUST: 0.000 LTV : 68.43300 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814437 MORTGAGORS: HOLT, JANET MOLINA, LAURA MOLINA, LAURA MOLINA, MARK ADDRESS : 915 PIOVANA COURT MORTGAGE AMT: 344,000.00 CITY CARLSBAD :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92009 UNPAID BALANCE: 343,744.700 OPTION TO CONVERT : No MONTHLY P&I: 2,405.30 ANNUAL RATE ADJUST: 0.000 LTV : 66.15300 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814445 MORTGAGORS: LIGHT, B LIGHT, ADDRESS : 3853 REKLAW DRIVE MORTGAGE AMT: 329,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91604 UNPAID BALANCE: 328,743.340 OPTION TO CONVERT : No MONTHLY P&I: 2,244.37 ANNUAL RATE ADJUST: 0.000 LTV : 67.83500 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814452 MORTGAGORS: THOMSEN, BENT ADDRESS : 17622 WEDDINGTON STREET MORTGAGE AMT: 500,000.00 CITY LOS ANGELES (ENCINO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91316 UNPAID BALANCE: 499,619.540 OPTION TO CONVERT : No MONTHLY P&I: 3,453.38 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814460 MORTGAGORS: WEST, M ADDRESS : 2493 SOUTH 800 EAST MORTGAGE AMT: 90,000.00 CITY SALT LAKE CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 UT 84106 UNPAID BALANCE: 89,931.510 OPTION TO CONVERT : No MONTHLY P&I: 621.61 ANNUAL RATE ADJUST: 0.000 LTV : 61.64300 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814478 MORTGAGORS: SHAPIRO, SUSAN ADDRESS : 1496 SENEGAL COURT MORTGAGE AMT: 323,000.00 CITY GILROY :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 95020 UNPAID BALANCE: 322,777.720 OPTION TO CONVERT : No MONTHLY P&I: 2,341.97 ANNUAL RATE ADJUST: 0.000 LTV : 79.96000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 04/01/29 RATE: - -------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0007814486 MORTGAGORS: SHAHBAZI, MEHDI SHAHBAZI, VALERIE ADDRESS : 9603 BUCKEYE COURT MORTGAGE AMT: 376,000.00 CITY CARMEL VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 93923 UNPAID BALANCE: 375,734.620 OPTION TO CONVERT : No MONTHLY P&I: 2,693.71 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814494 MORTGAGORS: TOM, ALAND CHU, ELAINE ADDRESS : 4232 ANZA STREET MORTGAGE AMT: 265,000.00 CITY SAN FRANCISCO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94121 UNPAID BALANCE: 264,798.360 OPTION TO CONVERT : No MONTHLY P&I: 1,830.29 ANNUAL RATE ADJUST: 0.000 LTV : 74.64700 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814502 MORTGAGORS: LOWRY JR, JOHN LOWRY, NANCY ADDRESS : 6 SILVER PINE TERRACE MORTGAGE AMT: 270,000.00 CITY SAN RAFAEL :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94903 UNPAID BALANCE: 269,778.680 OPTION TO CONVERT : No MONTHLY P&I: 1,796.32 ANNUAL RATE ADJUST: 0.000 LTV : 58.06400 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814510 MORTGAGORS: SIBAL, MICHAEL SIBAL, MELLIE ADDRESS : 690 POPPY CIRCLE MORTGAGE AMT: 121,600.00 CITY VACAVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95687 UNPAID BALANCE: 121,500.320 OPTION TO CONVERT : No MONTHLY P&I: 809.01 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814528 MORTGAGORS: CROWLEY, TIMOTHY URBACH, KATRINA ADDRESS : 62 UPPER BRIAR ROAD MORTGAGE AMT: 584,000.00 CITY KENTFIELD :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94904 UNPAID BALANCE: 583,566.590 OPTION TO CONVERT : No MONTHLY P&I: 4,083.41 ANNUAL RATE ADJUST: 0.000 LTV : 47.47900 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814536 MORTGAGORS: KELLEY, FRANCIS KELLEY, MARY ADDRESS : 1711 JUBILEE DRIVE MORTGAGE AMT: 194,900.00 CITY BRENTWOOD :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94513 UNPAID BALANCE: 194,751.690 OPTION TO CONVERT : No MONTHLY P&I: 1,346.13 ANNUAL RATE ADJUST: 0.000 LTV : 74.99000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814544 MORTGAGORS: ERIXSON, KIMBERLEY ADDRESS : 490 DENMAN ROAD MORTGAGE AMT: 185,000.00 CITY PENNGROVE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94951 UNPAID BALANCE: 184,688.270 OPTION TO CONVERT : No MONTHLY P&I: 1,215.32 ANNUAL RATE ADJUST: 0.000 LTV : 49.33300 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814551 MORTGAGORS: ERDMAN, ERIC ERDMAN, SUZANNE ADDRESS : 1545 VIVIAN LANE MORTGAGE AMT: 400,000.00 CITY INCLINE VILLAGE :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 NV 89451 UNPAID BALANCE: 399,710.500 OPTION TO CONVERT : No MONTHLY P&I: 2,831.17 ANNUAL RATE ADJUST: 0.000 LTV : 31.37200 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814569 MORTGAGORS: WEINSTEIN, MENDEL WEINSTEIN, FANYA ADDRESS : 1678 26TH AVENUE MORTGAGE AMT: 277,800.00 CITY SAN FRANCISCO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94122 UNPAID BALANCE: 277,588.610 OPTION TO CONVERT : No MONTHLY P&I: 1,918.70 ANNUAL RATE ADJUST: 0.000 LTV : 63.13600 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814577 MORTGAGORS: SAAKIAN, SAMUEL SAAKIAN, NINA ADDRESS : 600-602 SOUTH CHEVY CHASE MORTGAGE AMT: 99,000.00 CITY GLENDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91205 UNPAID BALANCE: 98,920.830 OPTION TO CONVERT : No MONTHLY P&I: 666.98 ANNUAL RATE ADJUST: 0.000 LTV : 44.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814585 MORTGAGORS: GULRAJANI, ROMESH GULRAJANI, TARA ADDRESS : 686 CALLE MIGUEL MORTGAGE AMT: 185,400.00 CITY CAMARILLO :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 93010 UNPAID BALANCE: 185,265.810 OPTION TO CONVERT : No MONTHLY P&I: 1,312.25 ANNUAL RATE ADJUST: 0.000 LTV : 79.98700 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814593 MORTGAGORS: TOKADJIAN, SAMVEL TOKADJIAN, MARINE ADDRESS : 17623 ROSCOE BOULEVARD MORTGAGE AMT: 157,500.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91325 UNPAID BALANCE: 157,377.130 OPTION TO CONVERT : No MONTHLY P&I: 1,074.43 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814601 MORTGAGORS: VETLUGIN, NATASHA ADDRESS : 12029 DRESDEN PLACE MORTGAGE AMT: 217,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91344 UNPAID BALANCE: 216,834.880 OPTION TO CONVERT : No MONTHLY P&I: 1,498.77 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814619 MORTGAGORS: PURL, LINDA ADDRESS : 3714 WHITESPEAK DRIVE MORTGAGE AMT: 353,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91403 UNPAID BALANCE: 352,717.710 OPTION TO CONVERT : No MONTHLY P&I: 2,378.23 ANNUAL RATE ADJUST: 0.000 LTV : 69.90000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814627 MORTGAGORS: TIANSAY, RAUL TIANSAY, RUTH ADDRESS : 7038 BROADWAY TERRACE MORTGAGE AMT: 528,000.00 CITY OAKLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94611 UNPAID BALANCE: 527,545.000 OPTION TO CONVERT : No MONTHLY P&I: 3,646.76 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814643 MORTGAGORS: MOQUIN, THOMAS ADDRESS : 727 VANITIE COURT MORTGAGE AMT: 227,500.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92109 UNPAID BALANCE: 227,326.890 OPTION TO CONVERT : No MONTHLY P&I: 1,571.29 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814650 MORTGAGORS: STAATS, NEAL ADDRESS : 2120 ORINDA DRIVE UNIT #C MORTGAGE AMT: 245,600.00 CITY ENCINITAS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92007 UNPAID BALANCE: 245,413.120 OPTION TO CONVERT : No MONTHLY P&I: 1,696.30 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814668 MORTGAGORS: HILL, LEAH ADDRESS : 4605 SEDA COVE MORTGAGE AMT: 222,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 92124 UNPAID BALANCE: 221,839.330 OPTION TO CONVERT : No MONTHLY P&I: 1,571.30 ANNUAL RATE ADJUST: 0.000 LTV : 68.30700 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814676 MORTGAGORS: CHAMMAS, SABAH CHAMMAS, ZEINA ADDRESS : 13913 BOQUITA DRIVE MORTGAGE AMT: 460,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 92014 UNPAID BALANCE: 459,667.070 OPTION TO CONVERT : No MONTHLY P&I: 3,255.85 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814684 MORTGAGORS: POLLOCK, JAMES ADDRESS : 3565 WINDMILL DRIVE UNIT MORTGAGE AMT: 58,100.00 CITY FORT COLLINS :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CO 80526 UNPAID BALANCE: 58,058.990 OPTION TO CONVERT : No MONTHLY P&I: 416.24 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814700 MORTGAGORS: DUNCAN, M. ADDRESS : 745 MARSHVIEW CLOSE MORTGAGE AMT: 159,000.00 CITY ROSWELL :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 GA 30076 UNPAID BALANCE: 158,863.290 OPTION TO CONVERT : No MONTHLY P&I: 1,125.39 ANNUAL RATE ADJUST: 0.000 LTV : 69.13000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814718 MORTGAGORS: EBERWEIN, JAMES EBERWEIN, JILL ADDRESS : 5283 NORTH PLEASANT AVENU MORTGAGE AMT: 160,800.00 CITY FRESNO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 93711 UNPAID BALANCE: 160,680.660 OPTION TO CONVERT : No MONTHLY P&I: 1,124.34 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814726 MORTGAGORS: LAU, JUDY ADDRESS : 780 VASONA STREET MORTGAGE AMT: 209,600.00 CITY MILPITAS :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 95035 UNPAID BALANCE: 209,452.070 OPTION TO CONVERT : No MONTHLY P&I: 1,501.60 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814734 MORTGAGORS: HOUTS, MARK ADDRESS : 151 EATON STREET MORTGAGE AMT: 234,750.00 CITY SANTA CRUZ :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95062 UNPAID BALANCE: 234,575.780 OPTION TO CONVERT : No MONTHLY P&I: 1,641.41 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814742 MORTGAGORS: PARK, JAMES PARK, ESTHER ADDRESS : 980 STANLEY AVENUE MORTGAGE AMT: 400,000.00 CITY LOS ALTOS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94024 UNPAID BALANCE: 399,695.630 OPTION TO CONVERT : No MONTHLY P&I: 2,762.70 ANNUAL RATE ADJUST: 0.000 LTV : 68.96500 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814759 MORTGAGORS: BARTLE, RICHARD ADDRESS : 1841 CHANTICLEER AVENUE MORTGAGE AMT: 232,000.00 CITY SANTA CRUZ :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 95062 UNPAID BALANCE: 231,671.450 OPTION TO CONVERT : No MONTHLY P&I: 1,662.08 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814767 MORTGAGORS: TASSA, SHACHAR TASSA, ZIONA TASSA, ABRAHAM ADDRESS : 824 SLADKY AVENUE MORTGAGE AMT: 390,400.00 CITY MOUNTAIN VIEW :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94040 UNPAID BALANCE: 390,102.930 OPTION TO CONVERT : No MONTHLY P&I: 2,696.40 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007814775 MORTGAGORS: SAWYER, CHARLES SAWYER, BELINDA ADDRESS : 3712 NORTHSIDE DRIVE MORTGAGE AMT: 212,500.00 CITY KEY WEST :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 FL 33040 UNPAID BALANCE: 212,330.060 OPTION TO CONVERT : No MONTHLY P&I: 1,431.66 ANNUAL RATE ADJUST: 0.000 LTV : 65.38400 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007815475 MORTGAGORS: KIM, WESLEY ADDRESS : 11 BODEGA DRIVE MORTGAGE AMT: 910,000.00 CITY NEWPORT BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92625 UNPAID BALANCE: 909,290.110 OPTION TO CONVERT : No MONTHLY P&I: 6,207.81 ANNUAL RATE ADJUST: 0.000 LTV : 65.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 15 -------------------------------------------------------------------------------- LN # 0007815483 MORTGAGORS: WITTPENN, GREGORY WITTPENN, BONNIE ADDRESS : 906 GAOL PLACE MORTGAGE AMT: 228,800.00 CITY COLLEGE STATION :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 TX 77845 UNPAID BALANCE: 228,621.510 OPTION TO CONVERT : No MONTHLY P&I: 1,560.82 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007815491 MORTGAGORS: PETERSON, ROGER MAGNE, LISA ADDRESS : 207 JUNIPERO COURT MORTGAGE AMT: 240,000.00 CITY CAPITOLA :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 95010 UNPAID BALANCE: 239,793.360 OPTION TO CONVERT : No MONTHLY P&I: 1,556.64 ANNUAL RATE ADJUST: 0.000 LTV : 73.84600 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007815509 MORTGAGORS: WANG, CHUNG-YI HORNG, CHIA-CHING ADDRESS : 43148 GALLEGOS AVENUE MORTGAGE AMT: 344,000.00 CITY FREEMONT :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94539 UNPAID BALANCE: 343,209.880 OPTION TO CONVERT : No MONTHLY P&I: 2,375.93 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007815517 MORTGAGORS: HORN, TIMOTHY MARTIN, ELIZABETH ADDRESS : 34 SPRUCE ROAD MORTGAGE AMT: 279,100.00 CITY FAIRFAX :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94930 UNPAID BALANCE: 278,871.220 OPTION TO CONVERT : No MONTHLY P&I: 1,856.86 ANNUAL RATE ADJUST: 0.000 LTV : 89.97400 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007815525 MORTGAGORS: TITTIRANONDA, PACHONGJIT ADDRESS : 110 PALMER STREET MORTGAGE AMT: 330,000.00 CITY SAN RAMON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94583 UNPAID BALANCE: 329,736.100 OPTION TO CONVERT : No MONTHLY P&I: 2,223.28 ANNUAL RATE ADJUST: 0.000 LTV : 68.46600 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007815533 MORTGAGORS: OTA, CHRIS OTA, KATHRYN ADDRESS : 325 YEARLING COURT MORTGAGE AMT: 650,000.00 CITY PLEASANTON :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94566 UNPAID BALANCE: 649,453.920 OPTION TO CONVERT : No MONTHLY P&I: 4,270.04 ANNUAL RATE ADJUST: 0.000 LTV : 65.65600 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007815541 MORTGAGORS: FAVRAT, ANTON MOREN, MARY ADDRESS : 36825 PAPAYA STREET MORTGAGE AMT: 288,000.00 CITY NEWARK :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94560 UNPAID BALANCE: 287,775.330 OPTION TO CONVERT : No MONTHLY P&I: 1,964.67 ANNUAL RATE ADJUST: 0.000 LTV : 78.90400 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007815558 MORTGAGORS: JILES, BRIAN JILES, MARGO ADDRESS : 428 ROBIN DRIVE MORTGAGE AMT: 300,000.00 CITY APTOS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95003 UNPAID BALANCE: 299,760.090 OPTION TO CONVERT : No MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000 LTV : 78.94700 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007815566 MORTGAGORS: GRADY, KENNETH GRADY, GIUIA ADDRESS : 981 SKYLINE DRIVE MORTGAGE AMT: 266,000.00 CITY DALY CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94015 UNPAID BALANCE: 265,797.590 OPTION TO CONVERT : No MONTHLY P&I: 1,837.20 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007815574 MORTGAGORS: KENNING, MICHAEL KENNING, MEGAN ADDRESS : 3236 MONMOUTH COURT MORTGAGE AMT: 265,600.00 CITY PLEASANTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94588 UNPAID BALANCE: 265,392.810 OPTION TO CONVERT : No MONTHLY P&I: 1,811.86 ANNUAL RATE ADJUST: 0.000 LTV : 78.11700 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007815590 MORTGAGORS: VALDEZ, TROY VALDEZ, KRISTINA ADDRESS : 30 MEDALLION COURT MORTGAGE AMT: 368,000.00 CITY PLEASANT HILL :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94523 UNPAID BALANCE: 367,726.890 OPTION TO CONVERT : No MONTHLY P&I: 2,573.11 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007815608 MORTGAGORS: MUNOZ, MARIA ADDRESS : 15409 NW WHITE FOX DRIVE MORTGAGE AMT: 64,500.00 CITY BEAVERTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 OR 97006 UNPAID BALANCE: 64,447.130 OPTION TO CONVERT : No MONTHLY P&I: 429.12 ANNUAL RATE ADJUST: 0.000 LTV : 33.59300 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007815616 MORTGAGORS: PARSONS, ROBERT PARSONS, MARY ADDRESS : 7219 SOUTHEAST 28TH AVENU MORTGAGE AMT: 337,500.00 CITY PORTLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 OR 97202 UNPAID BALANCE: 337,223.350 OPTION TO CONVERT : No MONTHLY P&I: 2,245.40 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007815624 MORTGAGORS: LIZARDE, PLUTARCO LIZARDE, MARIA ADDRESS : 8441 WOODLAWN STREET MORTGAGE AMT: 300,000.00 CITY SAN GABRIEL :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91775 UNPAID BALANCE: 299,760.090 OPTION TO CONVERT : No MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007815632 MORTGAGORS: TODD, JOSEPH TODD, KIMBERLY ADDRESS : 1550 POST CANYON ROAD MORTGAGE AMT: 420,000.00 CITY TEMPLETON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 93465 UNPAID BALANCE: 419,680.410 OPTION TO CONVERT : No MONTHLY P&I: 2,900.84 ANNUAL RATE ADJUST: 0.000 LTV : 62.22200 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007815640 MORTGAGORS: TINTLE, GERARD TINTLE, MARTHA ADDRESS : 25302 LINDA VISTA DRIVE MORTGAGE AMT: 291,500.00 CITY LAGUNA HILLS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92653 UNPAID BALANCE: 291,278.190 OPTION TO CONVERT : No MONTHLY P&I: 2,013.32 ANNUAL RATE ADJUST: 0.000 LTV : 88.87100 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007815657 MORTGAGORS: LIVINGSTON, GLEN LIVINGSTON, ELIZABETH ADDRESS : 3881 TROUT GULCH ROAD MORTGAGE AMT: 506,000.00 CITY APTOS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95003 UNPAID BALANCE: 505,585.240 OPTION TO CONVERT : No MONTHLY P&I: 3,366.43 ANNUAL RATE ADJUST: 0.000 LTV : 66.75400 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007815665 MORTGAGORS: MCDOWELL, DENNIS MCDOWELL, GLADYS MCDOWELL, GLADYS GARDE, COLLEEN ADDRESS : 128 FOREST AVENUE MORTGAGE AMT: 328,000.00 CITY SANTA CRUZ :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95062 UNPAID BALANCE: 327,737.700 OPTION TO CONVERT : No MONTHLY P&I: 2,209.80 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007815673 MORTGAGORS: LIST, ROBERT LIST, TERI ADDRESS : 792 PARK COURT MORTGAGE AMT: 285,000.00 CITY SANTA CLARA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95050 UNPAID BALANCE: 284,777.670 OPTION TO CONVERT : No MONTHLY P&I: 1,944.21 ANNUAL RATE ADJUST: 0.000 LTV : 74.02500 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007815681 MORTGAGORS: VANSCHEIK, WILLIAM VANSCHEIK, JESSIE ADDRESS : 2545 YERBA HILLS COURT MORTGAGE AMT: 229,620.00 CITY SAN JOSEARA :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 95121 UNPAID BALANCE: 229,453.800 OPTION TO CONVERT : No MONTHLY P&I: 1,625.24 ANNUAL RATE ADJUST: 0.000 LTV : 89.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: -------------------------------------------------------------------------------- LN # 0007815699 MORTGAGORS: KARIM, RON KARIM, MARIAM ADDRESS : 2161 HILLSTONE DRIVE MORTGAGE AMT: 482,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95138 UNPAID BALANCE: 481,207.510 OPTION TO CONVERT : No MONTHLY P&I: 3,206.76 ANNUAL RATE ADJUST: 0.000 LTV : 59.14100 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: -------------------------------------------------------------------------------- LN # 0007815707 MORTGAGORS: GIVELBER, ILIA GIVELBER, MARIA ADDRESS : 24649 GILMORE STREET MORTGAGE AMT: 287,200.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 91307 UNPAID BALANCE: 286,986.850 OPTION TO CONVERT : No MONTHLY P&I: 2,008.15 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007815715 MORTGAGORS: NGUYEN, LINH HOANG, TONY HOANG, TONY DOAN, HAI ADDRESS : 1950 SOUTHWEST EXPRESSWAY MORTGAGE AMT: 489,600.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95126 UNPAID BALANCE: 489,236.640 OPTION TO CONVERT : No MONTHLY P&I: 3,423.36 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007815723 MORTGAGORS: WILLIAMS, MICHAEL WILLIAMS, BEVERLEY ADDRESS : 15345 ARMSBY LANE MORTGAGE AMT: 420,000.00 CITY MORGAN HILL :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 CA 95037 UNPAID BALANCE: 419,629.440 OPTION TO CONVERT : No MONTHLY P&I: 2,689.31 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007815731 MORTGAGORS: KUMAR, KRISHNA KUMAR, GLORIA ADDRESS : 1092 NOVEMBER DRIVE MORTGAGE AMT: 500,000.00 CITY CUPERTINO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95014 UNPAID BALANCE: 499,609.940 OPTION TO CONVERT : No MONTHLY P&I: 3,410.89 ANNUAL RATE ADJUST: 0.000 LTV : 73.63700 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007815756 MORTGAGORS: KINGSLEY, EDWIN KINGSLEY, SUSAN ADDRESS : 25950 CARMEL KNOLLS DRIVE MORTGAGE AMT: 457,000.00 CITY CARMEL :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 93923 UNPAID BALANCE: 456,660.840 OPTION TO CONVERT : No MONTHLY P&I: 3,195.41 ANNUAL RATE ADJUST: 0.000 LTV : 69.87700 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007815764 MORTGAGORS: HEWITT, JEFFREY MUELLER, KERSTIN ADDRESS : 479 SIMAS DRIVE MORTGAGE AMT: 311,900.00 CITY MILPITAS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95035 UNPAID BALANCE: 311,662.670 OPTION TO CONVERT : No MONTHLY P&I: 2,154.22 ANNUAL RATE ADJUST: 0.000 LTV : 79.99400 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007815772 MORTGAGORS: KING, DANIEL KING, SIMONE ADDRESS : 1106 VIA ROBLE MORTGAGE AMT: 510,000.00 CITY LAYAYETTE :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 CA 94549 UNPAID BALANCE: 509,550.040 OPTION TO CONVERT : No MONTHLY P&I: 3,265.59 ANNUAL RATE ADJUST: 0.000 LTV : 58.42400 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007815780 MORTGAGORS: SACKETT, JAMES PATTENGALE, MARY ADDRESS : 101 PLANTATION CIRCLE S. MORTGAGE AMT: 491,250.00 CITY PONTE VERDA BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 FL 32082 UNPAID BALANCE: 490,857.150 OPTION TO CONVERT : No MONTHLY P&I: 3,309.65 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007815798 MORTGAGORS: BEAL, JEFF ADDRESS : 8518 POTOSI COVE MORTGAGE AMT: 126,400.00 CITY AUSTIN :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 TX 78717 UNPAID BALANCE: 126,303.810 OPTION TO CONVERT : No MONTHLY P&I: 873.02 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007815806 MORTGAGORS: KLONOWSKI, MICHAEL KLONOWSKI, CRISTY ADDRESS : 17412 NORTH 60TH PLACE MORTGAGE AMT: 287,800.00 CITY SCOTTSDALE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 AZ 85254 UNPAID BALANCE: 287,558.210 OPTION TO CONVERT : No MONTHLY P&I: 1,890.65 ANNUAL RATE ADJUST: 0.000 LTV : 65.70700 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007815814 MORTGAGORS: FAGAN, NANCY ADDRESS : 77 PRIMROSE LANE MORTGAGE AMT: 59,000.00 CITY PORTLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 ME 04103 UNPAID BALANCE: 58,955.110 OPTION TO CONVERT : No MONTHLY P&I: 407.50 ANNUAL RATE ADJUST: 0.000 LTV : 59.59500 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007815822 MORTGAGORS: SORENSON, KELLY SORENSON, DENNA ADDRESS : 1926 EAST 7325 STREET MORTGAGE AMT: 328,000.00 CITY SALT LAKE CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 UT 84121 UNPAID BALANCE: 327,744.130 OPTION TO CONVERT : No MONTHLY P&I: 2,237.54 ANNUAL RATE ADJUST: 0.000 LTV : 89.86300 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007815830 MORTGAGORS: IM, WAN-SU IM, YOUN IM, YOUN ADDRESS : 11 RUSSEL PARK DRIVE MORTGAGE AMT: 276,000.00 CITY SYOSSET :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NY 11791 UNPAID BALANCE: 275,784.690 OPTION TO CONVERT : No MONTHLY P&I: 1,882.81 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007815855 MORTGAGORS: GREEN, TAMARA ADDRESS : 3949 RIDGEMONT DRIVE MORTGAGE AMT: 599,000.00 CITY MALIBU :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 90265 UNPAID BALANCE: 598,520.980 OPTION TO CONVERT : No MONTHLY P&I: 4,035.58 ANNUAL RATE ADJUST: 0.000 LTV : 62.72200 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007815863 MORTGAGORS: KIRSCHNER, ROBERT ADDRESS : 235 BELMONT ROAD MORTGAGE AMT: 360,000.00 CITY WEST PALM BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 FL 33405 UNPAID BALANCE: 359,726.070 OPTION TO CONVERT : No MONTHLY P&I: 2,486.43 ANNUAL RATE ADJUST: 0.000 LTV : 79.12000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007815871 MORTGAGORS: FERDINANDI, DAVID FERDINANDI, WENDY ADDRESS : 6680 NORTH VAN NESS BLVD MORTGAGE AMT: 508,800.00 CITY FRESNO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 93711 UNPAID BALANCE: 508,393.120 OPTION TO CONVERT : No MONTHLY P&I: 3,427.88 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007815889 MORTGAGORS: CRAWFORD, MICHAEL ALBERS, CHERYL ADDRESS : 6582 APOLLO ROAD MORTGAGE AMT: 296,000.00 CITY WEST LINN :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 OR 97068 UNPAID BALANCE: 295,732.400 OPTION TO CONVERT : No MONTHLY P&I: 1,870.93 ANNUAL RATE ADJUST: 0.000 LTV : 89.98900 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007815897 MORTGAGORS: ZARRELLA, EDWARD ZARRELLA, SHARON ADDRESS : 11672 FAIRMONT PLACE MORTGAGE AMT: 262,500.00 CITY IJAMSVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MD 21754 UNPAID BALANCE: 262,290.070 OPTION TO CONVERT : No MONTHLY P&I: 1,768.52 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007815905 MORTGAGORS: WENDT, JEFFREY WENDT, SUZANNE ADDRESS : 198 NORTH SIERRA COURT MORTGAGE AMT: 260,000.00 CITY GILBERT :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 AZ 85234 UNPAID BALANCE: 259,797.170 OPTION TO CONVERT : No MONTHLY P&I: 1,773.66 ANNUAL RATE ADJUST: 0.000 LTV : 89.65500 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007815913 MORTGAGORS: LAZAR, DAVID LAZAR, GAIL ADDRESS : 6599 153RD AVENUE S.E. MORTGAGE AMT: 360,000.00 CITY BELLEVUE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 WA 98006 UNPAID BALANCE: 359,408.100 OPTION TO CONVERT : No MONTHLY P&I: 2,395.09 ANNUAL RATE ADJUST: 0.000 LTV : 57.60000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007815921 MORTGAGORS: ESCHBACH JR, JOHN ESCHBACH, CAROLE ADDRESS : 29629 FLYING CLOUD AVENUE MORTGAGE AMT: 130,000.00 CITY BIG PINE KEY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 FL 33043 UNPAID BALANCE: 129,893.430 OPTION TO CONVERT : No MONTHLY P&I: 864.90 ANNUAL RATE ADJUST: 0.000 LTV : 46.42800 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007815939 MORTGAGORS: DALE, ERIC DALE, DIANE ADDRESS : 458 EAST FAIRCHILD DRIVE MORTGAGE AMT: 650,000.00 CITY LITTLETON :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CO 80126 UNPAID BALANCE: 649,440.360 OPTION TO CONVERT : No MONTHLY P&I: 4,215.89 ANNUAL RATE ADJUST: 0.000 LTV : 69.89200 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007815947 MORTGAGORS: DAVIS, RAYMOND DAVIS, KSTHLEEN DAVIS, KSTHLEEN CURTIS, MARTIN ADDRESS : 7641 MIRABEL ROAD MORTGAGE AMT: 311,000.00 CITY FORESTVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95436 UNPAID BALANCE: 310,745.080 OPTION TO CONVERT : No MONTHLY P&I: 2,069.09 ANNUAL RATE ADJUST: 0.000 LTV : 77.75000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007815954 MORTGAGORS: PATTERSON, CAROL ADDRESS : 21911 ERIE LANE MORTGAGE AMT: 620,000.00 CITY LAKE FOREST :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92630 UNPAID BALANCE: 619,504.190 OPTION TO CONVERT : No MONTHLY P&I: 4,177.06 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007815962 MORTGAGORS: ROACH, THEODORE ROACH, JOAN ADDRESS : 7435 MOUNT VERNON ROAD MORTGAGE AMT: 330,000.00 CITY AUBURN :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95603 UNPAID BALANCE: 329,742.560 OPTION TO CONVERT : No MONTHLY P&I: 2,251.19 ANNUAL RATE ADJUST: 0.000 LTV : 73.33300 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007815970 MORTGAGORS: WAUFLE, MICHAEL WAUFLE, KATHRYN ADDRESS : 5910 LA SALLE AVE MORTGAGE AMT: 276,000.00 CITY OAKLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94611 UNPAID BALANCE: 275,773.760 OPTION TO CONVERT : No MONTHLY P&I: 1,836.24 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007815996 MORTGAGORS: HOEPER, JOANNE TOMICH, STEPHEN ADDRESS : 1912 YOLO AVENUE MORTGAGE AMT: 402,450.00 CITY BERKELEY :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94707 UNPAID BALANCE: 402,111.890 OPTION TO CONVERT : No MONTHLY P&I: 2,643.81 ANNUAL RATE ADJUST: 0.000 LTV : 69.99100 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007816002 MORTGAGORS: HALL, BURL HALL, MARY ADDRESS : 1766 MALLARD COURT MORTGAGE AMT: 297,483.00 CITY LIVERMORE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94550 UNPAID BALANCE: 297,233.070 OPTION TO CONVERT : No MONTHLY P&I: 1,954.26 ANNUAL RATE ADJUST: 0.000 LTV : 79.99900 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007816010 MORTGAGORS: WHITSEL, ROBERT WHITSEL, CANDI ADDRESS : 5147 BREWSTER AVENUE MORTGAGE AMT: 272,000.00 CITY SANTA CLARA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95124 UNPAID BALANCE: 271,782.480 OPTION TO CONVERT : No MONTHLY P&I: 1,832.52 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007816028 MORTGAGORS: ZILBERMAN, DAVID ZILBERMAN, LEORAH ADDRESS : 2728 ELMWOOD AVENUE MORTGAGE AMT: 470,000.00 CITY BERKLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94705 UNPAID BALANCE: 469,642.360 OPTION TO CONVERT : No MONTHLY P&I: 3,246.18 ANNUAL RATE ADJUST: 0.000 LTV : 63.51351 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007816036 MORTGAGORS: HARRIS, GREGORY MAYHEW-HARRIS, PAULA ADDRESS : 9566 FERNCREST LANE MORTGAGE AMT: 324,000.00 CITY PALO CEDRO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 96073 UNPAID BALANCE: 323,734.420 OPTION TO CONVERT : No MONTHLY P&I: 2,155.58 ANNUAL RATE ADJUST: 0.000 LTV : 79.80200 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007816044 MORTGAGORS: LOPEZ, ERIC LOPEZ, SYLVIA ADDRESS : 1785 MARLYN WAY MORTGAGE AMT: 345,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95125 UNPAID BALANCE: 344,337.710 OPTION TO CONVERT : No MONTHLY P&I: 2,674.79 ANNUAL RATE ADJUST: 0.000 LTV : 46.24600 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/19 RATE: 02 -------------------------------------------------------------------------------- LN # 0007816051 MORTGAGORS: JAYE, JEFFREY JAYE, BARBARA ADDRESS : 2824 MORGAN DRIVE MORTGAGE AMT: 355,200.00 CITY SAN RAMON :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 94583 UNPAID BALANCE: 354,894.180 OPTION TO CONVERT : No MONTHLY P&I: 2,303.82 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007816069 MORTGAGORS: PANDYA, HIMANSHU PANDYA, UTTARA ADDRESS : 116 CASCADES CIRCLE MORTGAGE AMT: 273,400.00 CITY UNION CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94587 UNPAID BALANCE: 273,191.960 OPTION TO CONVERT : No MONTHLY P&I: 1,888.31 ANNUAL RATE ADJUST: 0.000 LTV : 80.05800 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007816077 MORTGAGORS: JOHNSON-ALOSI, PAULA ADDRESS : 755 CUESTA AVENUE MORTGAGE AMT: 340,000.00 CITY SAN MATEO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94403 UNPAID BALANCE: 339,721.300 OPTION TO CONVERT : No MONTHLY P&I: 2,262.03 ANNUAL RATE ADJUST: 0.000 LTV : 61.81800 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007816085 MORTGAGORS: FONG, ANDREW FONG, CAROL ADDRESS : 4098 CRANFORD CIRCLE MORTGAGE AMT: 411,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95124 UNPAID BALANCE: 410,663.100 OPTION TO CONVERT : No MONTHLY P&I: 2,734.40 ANNUAL RATE ADJUST: 0.000 LTV : 79.99200 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007816093 MORTGAGORS: PRATER, DARYL PRATER, VALARIE ADDRESS : 5419 EAST CREEK COURT MORTGAGE AMT: 303,250.00 CITY ANTIOCH :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94509 UNPAID BALANCE: 303,007.490 OPTION TO CONVERT : No MONTHLY P&I: 2,043.06 ANNUAL RATE ADJUST: 0.000 LTV : 79.99700 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007816101 MORTGAGORS: ESTEVERENA, ALEX ESTEVERENA, RUTH ADDRESS : 3005 BRITTAN MORTGAGE AMT: 490,000.00 CITY SAN CARLOS :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 94070 UNPAID BALANCE: 489,578.120 OPTION TO CONVERT : No MONTHLY P&I: 3,178.13 ANNUAL RATE ADJUST: 0.000 LTV : 74.92300 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007816119 MORTGAGORS: PRICE, FRANKLIN RUDOLPH, JANET ADDRESS : 7155 MARBOROUGH TERRACE MORTGAGE AMT: 400,000.00 CITY BERKLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94705 UNPAID BALANCE: 399,687.960 OPTION TO CONVERT : No MONTHLY P&I: 2,728.71 ANNUAL RATE ADJUST: 0.000 LTV : 72.07200 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007816127 MORTGAGORS: WILSON, CHARLES WILSON, JOAN ADDRESS : 4561 PALOMA LANE MORTGAGE AMT: 213,600.00 CITY YORBA LINDA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92886 UNPAID BALANCE: 213,437.460 OPTION TO CONVERT : No MONTHLY P&I: 1,475.29 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007816135 MORTGAGORS: OSTROFF, LAWRENCE OSTROFF, MARLENE ADDRESS : 17 HOLDEN LANE MORTGAGE AMT: 350,000.00 CITY BAYVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NY 11709 UNPAID BALANCE: 349,720.110 OPTION TO CONVERT : No MONTHLY P&I: 2,358.02 ANNUAL RATE ADJUST: 0.000 LTV : 63.63600 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007816143 MORTGAGORS: BENNION, DOUGLAS BENNION, KAREN ADDRESS : 955 WEST 10375 SOUTH MORTGAGE AMT: 268,000.00 CITY SOUTH JORDAN :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 UT 84095 UNPAID BALANCE: 267,780.320 OPTION TO CONVERT : No MONTHLY P&I: 1,783.01 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007816150 MORTGAGORS: RIGGS, STEVEN RIGGS, ANN RIGGS, ANN ADDRESS : 2432 GENOA ASPEN DRIVE MORTGAGE AMT: 425,000.00 CITY GENOA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NV 89411 UNPAID BALANCE: 424,676.610 OPTION TO CONVERT : No MONTHLY P&I: 2,935.37 ANNUAL RATE ADJUST: 0.000 LTV : 74.56100 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007816168 MORTGAGORS: MCGARRY, MICHAEL ADDRESS : 8655 WINDING WAY MORTGAGE AMT: 390,000.00 CITY FAIR OAKS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95628 UNPAID BALANCE: 389,688.120 OPTION TO CONVERT : No MONTHLY P&I: 2,627.51 ANNUAL RATE ADJUST: 0.000 LTV : 67.82600 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0007816275 MORTGAGORS: SARNO, DEBORAH SARNO, MARK ADDRESS : 125 BOWKER STREET MORTGAGE AMT: 470,000.00 CITY NORWELL :\ STATE/ZIP :\ LIFETIME RATE : 8.87500 MA 02061 UNPAID BALANCE: 469,471.050 OPTION TO CONVERT : No MONTHLY P&I: 3,739.54 ANNUAL RATE ADJUST: 0.000 LTV : 89.94800 OUTSIDE CONV DATE: CURRENT INT 8.87500 MATURITY DATE: 03/01/29 RATE: 50 -------------------------------------------------------------------------------- LN # 0007816317 MORTGAGORS: HOGLE, RHONDA ADDRESS : 1027 SOUTH MAPLE AVENUE MORTGAGE AMT: 250,000.00 CITY MESA :\ STATE/ZIP :\ LIFETIME RATE : 8.87500 AZ 85206 UNPAID BALANCE: 249,859.840 OPTION TO CONVERT : No MONTHLY P&I: 1,989.12 ANNUAL RATE ADJUST: 0.000 LTV : 79.36500 OUTSIDE CONV DATE: CURRENT INT 8.87500 MATURITY DATE: 04/01/29 RATE: 50 -------------------------------------------------------------------------------- LN # 0030580658 MORTGAGORS: ROBERTS, JOHN ROBERTS, CHARLENE ADDRESS : 1933 SOUTHEAST TALBOT PLA MORTGAGE AMT: 300,550.00 CITY STUART :\ STATE/ZIP :\ LIFETIME RATE : 8.37500 FL 34997 UNPAID BALANCE: 294,795.290 OPTION TO CONVERT : No MONTHLY P&I: 2,284.40 ANNUAL RATE ADJUST: 0.000 LTV : 79.98700 OUTSIDE CONV DATE: CURRENT INT 8.37500 MATURITY DATE: 01/01/27 RATE: 02 -------------------------------------------------------------------------------- LN # 0030795413 MORTGAGORS: CRANDALL, DENNIS CRANDALL, LAURA ADDRESS : 3719 E. LEONARA DRIVE MORTGAGE AMT: 528,000.00 CITY MESA :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 AZ 85205 UNPAID BALANCE: 177,189.500 OPTION TO CONVERT : No MONTHLY P&I: 3,861.44 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 03/01/26 RATE: 02 -------------------------------------------------------------------------------- LN # 0030895205 MORTGAGORS: JACOBY, PHILIP JACOBY, PHYLLIS ADDRESS : 6800 PARADISE SPRING COUR MORTGAGE AMT: 310,000.00 CITY CLIFTON :\ STATE/ZIP :\ LIFETIME RATE : 8.37500 VA 22024 UNPAID BALANCE: 304,984.610 OPTION TO CONVERT : No MONTHLY P&I: 2,356.23 ANNUAL RATE ADJUST: 0.000 LTV : 62.62600 OUTSIDE CONV DATE: CURRENT INT 8.37500 MATURITY DATE: 05/01/27 RATE: 02 -------------------------------------------------------------------------------- LN # 0031350911 MORTGAGORS: QUINTAVALLE, DAVID ADDRESS : 36 COMMERCE STREET MORTGAGE AMT: 629,000.00 CITY NEW YORK :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NY 10014 UNPAID BALANCE: 625,860.970 OPTION TO CONVERT : No MONTHLY P&I: 4,184.76 ANNUAL RATE ADJUST: 0.000 LTV : 33.10500 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 11/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0031581523 MORTGAGORS: GOODMAN, GEOFFREY GOODMAN, KATHRYN ADDRESS : 6255 CLUBHOUSE DRIVE MORTGAGE AMT: 979,382.00 CITY RANCHO SANTA FE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92067 UNPAID BALANCE: 977,810.950 OPTION TO CONVERT : No MONTHLY P&I: 6,598.28 ANNUAL RATE ADJUST: 0.000 LTV : 69.99900 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 15 -------------------------------------------------------------------------------- LN # 0031581689 MORTGAGORS: SHEETS, DALE SHEETS, MONICA ADDRESS : 6700 VIA CORDOBA MORTGAGE AMT: 600,000.00 CITY RANCHO SANTA FE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92067 UNPAID BALANCE: 599,031.030 OPTION TO CONVERT : No MONTHLY P&I: 4,045.55 ANNUAL RATE ADJUST: 0.000 LTV : 36.92300 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031584238 MORTGAGORS: WATTS, WILLIAM WATTS, RUTH ADDRESS : 108 SANCTUARY TRACE MORTGAGE AMT: 317,700.00 CITY CRYSTAL BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 FL 34681 UNPAID BALANCE: 317,470.050 OPTION TO CONVERT : No MONTHLY P&I: 2,248.67 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031617509 MORTGAGORS: LIN, HUEI ADDRESS : 38 ASH STREET MORTGAGE AMT: 300,000.00 CITY ENGLEWOOD CLIFFS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NJ 07632 UNPAID BALANCE: 298,843.920 OPTION TO CONVERT : No MONTHLY P&I: 2,072.03 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 12/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0031632458 MORTGAGORS: LIOTTA, STEVE LIOTTA, MARGARET ADDRESS : 24 EQUESTRIAN ROAD MORTGAGE AMT: 300,000.00 CITY SALEM :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NH 03079 UNPAID BALANCE: 299,031.780 OPTION TO CONVERT : No MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000 LTV : 66.85000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031666845 MORTGAGORS: BRAUN, NANCY ADDRESS : 4109 RUTHERFORD DRIVE MORTGAGE AMT: 119,200.00 CITY CHARLOTTE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NC 28210 UNPAID BALANCE: 118,299.730 OPTION TO CONVERT : No MONTHLY P&I: 793.05 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 08/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0031712441 MORTGAGORS: BEDROSIAN, CRAIG BEDROSIAN, CHRISTINE ADDRESS : 25 EVERSON PL. MORTGAGE AMT: 300,000.00 CITY BERNARDS TOWNSHIP :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NJ 07920 UNPAID BALANCE: 296,920.440 OPTION TO CONVERT : No MONTHLY P&I: 2,072.03 ANNUAL RATE ADJUST: 0.000 LTV : 68.01500 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 10/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0031717671 MORTGAGORS: MILLIKAN, ROBERT MILLIKAN, ANN ADDRESS : 14 HIGGINS PLACE MORTGAGE AMT: 280,000.00 CITY HARRINGTON PARK :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 NJ 07640 UNPAID BALANCE: 276,833.020 OPTION TO CONVERT : No MONTHLY P&I: 2,005.96 ANNUAL RATE ADJUST: 0.000 LTV : 72.16494 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 08/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0031729221 MORTGAGORS: SKOLNIK, CHRISTINE ADDRESS : 37 LAKE KATHERINE WAY MORTGAGE AMT: 273,000.00 CITY PALOS HEIGHTS :\ STATE/ZIP :\ LIFETIME RATE : 9.50000 IL 60463 UNPAID BALANCE: 271,895.530 OPTION TO CONVERT : No MONTHLY P&I: 2,295.53 ANNUAL RATE ADJUST: 0.000 LTV : 89.90600 OUTSIDE CONV DATE: CURRENT INT 9.50000 MATURITY DATE: 09/01/28 RATE: 50 -------------------------------------------------------------------------------- LN # 0031737422 MORTGAGORS: WILLIAMS, STEVEN LENNON, NELL ADDRESS : 2006 BYRD ROAD MORTGAGE AMT: 398,250.00 CITY VIENNA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 VA 22182 UNPAID BALANCE: 395,242.500 OPTION TO CONVERT : No MONTHLY P&I: 2,649.57 ANNUAL RATE ADJUST: 0.000 LTV : 79.96988 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 08/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0031764939 MORTGAGORS: MCCOIG, BOBBY MCCOIG, LAURA ADDRESS : 5625 BELSTEAD LANE MORTGAGE AMT: 250,900.00 CITY GLEN ALLEN :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 VA 23060 UNPAID BALANCE: 249,414.500 OPTION TO CONVERT : No MONTHLY P&I: 1,775.86 ANNUAL RATE ADJUST: 0.000 LTV : 94.99900 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 09/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0031766728 MORTGAGORS: PIETRZYK, MARIAN DROGON, WIESLAW ADDRESS : 1724 62ND STREET MORTGAGE AMT: 342,000.00 CITY BROOKLYN :\ STATE/ZIP :\ LIFETIME RATE : 8.25000 NY 11204 UNPAID BALANCE: 340,262.860 OPTION TO CONVERT : No MONTHLY P&I: 2,569.34 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 8.25000 MATURITY DATE: 10/01/28 RATE: 50 -------------------------------------------------------------------------------- LN # 0031773989 MORTGAGORS: XU, RUO ZHANG, DAN ADDRESS : 66 DOGWOOD LANE MORTGAGE AMT: 286,000.00 CITY WATCHUNG :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NJ 07060 UNPAID BALANCE: 286,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,902.77 ANNUAL RATE ADJUST: 0.000 LTV : 79.88800 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031775158 MORTGAGORS: TRICK, CHARLES TRICK, CLARE ADDRESS : 1945 MATZEN RANCH CIRCLE MORTGAGE AMT: 452,000.00 CITY PETALUMA :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 94954 UNPAID BALANCE: 449,125.750 OPTION TO CONVERT : No MONTHLY P&I: 3,277.32 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 08/01/28 RATE: 50 -------------------------------------------------------------------------------- LN # 0031782238 MORTGAGORS: MCCURRY, KEVIN MCCURRY, CHERYL ADDRESS : 233 HEREDIA COURT MORTGAGE AMT: 338,900.00 CITY ROSEVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95747 UNPAID BALANCE: 338,635.620 OPTION TO CONVERT : No MONTHLY P&I: 2,311.90 ANNUAL RATE ADJUST: 0.000 LTV : 89.99300 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031786072 MORTGAGORS: MERCEDES, HECTOR ADDRESS : 8356 NW 10 STREET 6 MORTGAGE AMT: 104,000.00 CITY MIAMI :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 FL 33126 UNPAID BALANCE: 103,248.720 OPTION TO CONVERT : No MONTHLY P&I: 736.11 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031790637 MORTGAGORS: PARRA, JOSE PARRA, GLORIA PARRA, GLORIA ADDRESS : 559 PASEO ROSAL MORTGAGE AMT: 310,450.00 CITY CHULA VISTA :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 91910 UNPAID BALANCE: 310,225.300 OPTION TO CONVERT : No MONTHLY P&I: 2,197.35 ANNUAL RATE ADJUST: 0.000 LTV : 89.98500 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031804206 MORTGAGORS: FOX, JOELLE FOX, JOELLE FOX, TIMOTHY ADDRESS : 1118 ZIMMER DRIVE MORTGAGE AMT: 292,000.00 CITY ATLANTA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 GA 30306 UNPAID BALANCE: 291,754.690 OPTION TO CONVERT : No MONTHLY P&I: 1,918.23 ANNUAL RATE ADJUST: 0.000 LTV : 78.91800 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031811045 MORTGAGORS: HECKMAN, JOHN HECKMAN, KRISTINE ADDRESS : 2030 KRISTI COURT MORTGAGE AMT: 457,900.00 CITY FALLBROOK :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92028 UNPAID BALANCE: 457,560.170 OPTION TO CONVERT : No MONTHLY P&I: 3,201.71 ANNUAL RATE ADJUST: 0.000 LTV : 79.99700 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031819055 MORTGAGORS: MICHEL, J. MICHEL, LOUELLEN ADDRESS : 10925 FALLS ROAD MORTGAGE AMT: 322,000.00 CITY LUTHERVILLE, :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 MD 21093 UNPAID BALANCE: 320,579.240 OPTION TO CONVERT : No MONTHLY P&I: 2,279.10 ANNUAL RATE ADJUST: 0.000 LTV : 84.73600 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 11/01/28 RATE: 50 -------------------------------------------------------------------------------- LN # 0031820616 MORTGAGORS: SANDERSON, STEVEN SANDERSON, ROSAILE ADDRESS : 316 VICKERS DRIVE NE, MORTGAGE AMT: 500,000.00 CITY ATLANTA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 GA 30307 UNPAID BALANCE: 497,008.580 OPTION TO CONVERT : No MONTHLY P&I: 3,284.64 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 10/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0031825730 MORTGAGORS: ZINKL, CHRISTOPHER MASSON, DOLORES ZINKL, TRACY ADDRESS : 13 FAQUIER COURT MORTGAGE AMT: 344,500.00 CITY EDGEWATER :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MD 21037 UNPAID BALANCE: 344,224.510 OPTION TO CONVERT : No MONTHLY P&I: 2,320.96 ANNUAL RATE ADJUST: 0.000 LTV : 79.99800 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031827967 MORTGAGORS: SUTILA, BARBARA ADDRESS : 126 MERRIMAC DRIVE MORTGAGE AMT: 337,500.00 CITY TRUMBULL :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CT 06611 UNPAID BALANCE: 335,896.210 OPTION TO CONVERT : No MONTHLY P&I: 2,302.35 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 11/01/28 RATE: 50 -------------------------------------------------------------------------------- LN # 0031828528 MORTGAGORS: WADE, ROBERT WADE, STACEY ADDRESS : 2 DONNA COURT MORTGAGE AMT: 375,000.00 CITY OCEAN TOWNSHIP :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NJ 07712 UNPAID BALANCE: 375,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,494.89 ANNUAL RATE ADJUST: 0.000 LTV : 78.12500 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031831233 MORTGAGORS: THAXTON, ALAN THAXTON, THERESA ADDRESS : 2544 BRICKFIELD COURT MORTGAGE AMT: 606,600.00 CITY THOUSAND OAKS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91362 UNPAID BALANCE: 606,102.780 OPTION TO CONVERT : No MONTHLY P&I: 4,035.72 ANNUAL RATE ADJUST: 0.000 LTV : 79.99600 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031833601 MORTGAGORS: BRANNON, KATHY ADDRESS : 3337 LANGSTON DRIVE MORTGAGE AMT: 130,500.00 CITY PLANO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 TX 75025 UNPAID BALANCE: 129,559.720 OPTION TO CONVERT : No MONTHLY P&I: 912.48 ANNUAL RATE ADJUST: 0.000 LTV : 79.99800 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 08/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0031837511 MORTGAGORS: LEHMANN, PAUL LEHMANN, CAROLE ADDRESS : 25 STAFFORD DRIVE MORTGAGE AMT: 297,500.00 CITY MADISON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NJ 07940 UNPAID BALANCE: 297,500.000 OPTION TO CONVERT : No MONTHLY P&I: 2,029.48 ANNUAL RATE ADJUST: 0.000 LTV : 53.60300 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031844715 MORTGAGORS: GOAD, JAMES ADDRESS : LOT 7 CORONADO DRIVE MORTGAGE AMT: 110,000.00 CITY PUNTA GORDA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 FL 33950 UNPAID BALANCE: 109,907.590 OPTION TO CONVERT : No MONTHLY P&I: 722.62 ANNUAL RATE ADJUST: 0.000 LTV : 33.43465 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031851389 MORTGAGORS: REMICK, LINDA ADDRESS : 6418 THIRTEENTH STREET MORTGAGE AMT: 218,500.00 CITY ALEXANDRIA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 VA 22307 UNPAID BALANCE: 217,511.740 OPTION TO CONVERT : No MONTHLY P&I: 1,527.78 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 11/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0031855471 MORTGAGORS: GRESKOVICH, WILLIAM GRESKOVICH, ELIZABETH ADDRESS : 24 WINDFLOWER COURT MORTGAGE AMT: 343,400.00 CITY REISTERSTOWN :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MD 21136 UNPAID BALANCE: 343,111.510 OPTION TO CONVERT : No MONTHLY P&I: 2,255.89 ANNUAL RATE ADJUST: 0.000 LTV : 79.99534 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031859820 MORTGAGORS: SULLIVAN, CASEY SULLIVAN, NICOLE ADDRESS : 5189 NEWGATE DRIVE MORTGAGE AMT: 257,700.00 CITY CASTRO VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94552 UNPAID BALANCE: 257,483.500 OPTION TO CONVERT : No MONTHLY P&I: 1,692.91 ANNUAL RATE ADJUST: 0.000 LTV : 79.98700 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031865124 MORTGAGORS: LOGAN, DWAYNE ADDRESS : 28184 NEW BEDFORD DRIVE MORTGAGE AMT: 328,000.00 CITY FARMINGTON HILLS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MI 48334 UNPAID BALANCE: 326,175.900 OPTION TO CONVERT : No MONTHLY P&I: 2,237.54 ANNUAL RATE ADJUST: 0.000 LTV : 79.03614 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 10/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0031865314 MORTGAGORS: DIGIORNO, TERESA ADDRESS : 36369 CRYSTAL SPRINGS CT MORTGAGE AMT: 281,900.00 CITY NEWARK :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94560 UNPAID BALANCE: 281,436.510 OPTION TO CONVERT : No MONTHLY P&I: 1,875.49 ANNUAL RATE ADJUST: 0.000 LTV : 74.99400 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031866478 MORTGAGORS: SHEAF, CHARLES SHEAF, KATHERINE ADDRESS : 1 QUARRY STREET MORTGAGE AMT: 80,000.00 CITY LAMBERTVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NJ 08530 UNPAID BALANCE: 44,786.100 OPTION TO CONVERT : No MONTHLY P&I: 532.25 ANNUAL RATE ADJUST: 0.000 LTV : 55.94400 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031881246 MORTGAGORS: DYMOTT, THOMAS DYMOTT, CARROL ADDRESS : 6390 TOPMAST DRIVE MORTGAGE AMT: 399,100.00 CITY CARLSBAD :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92009 UNPAID BALANCE: 398,088.350 OPTION TO CONVERT : No MONTHLY P&I: 2,621.80 ANNUAL RATE ADJUST: 0.000 LTV : 74.98700 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031887052 MORTGAGORS: RAIOLA, STEVEN RAIOLA, JENNIFER ADDRESS : 10 ALYSSA LANE MORTGAGE AMT: 312,000.00 CITY MANALAPAN :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NJ 07726 UNPAID BALANCE: 310,993.900 OPTION TO CONVERT : No MONTHLY P&I: 2,513.46 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/19 RATE: 02 -------------------------------------------------------------------------------- LN # 0031887367 MORTGAGORS: GAGNON, STEWART GAGNON, LYNN ADDRESS : 11610 MOCKINGBIRD LANE MORTGAGE AMT: 664,350.00 CITY HOUSTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 TX 77024 UNPAID BALANCE: 661,483.430 OPTION TO CONVERT : No MONTHLY P&I: 4,580.21 ANNUAL RATE ADJUST: 0.000 LTV : 79.99400 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 11/01/27 RATE: 50 -------------------------------------------------------------------------------- LN # 0031892029 MORTGAGORS: DUNLOP, BRIAN DUNLOP, SHERI ADDRESS : 10701 MILLER ROAD MORTGAGE AMT: 306,000.00 CITY OAKTON :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 VA 22124 UNPAID BALANCE: 304,884.460 OPTION TO CONVERT : No MONTHLY P&I: 1,934.13 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031899644 MORTGAGORS: GALVEZ, ANA ADDRESS : 1016-1018 NORTH ARDMORE A MORTGAGE AMT: 179,100.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 90029 UNPAID BALANCE: 178,645.740 OPTION TO CONVERT : No MONTHLY P&I: 1,267.66 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031903255 MORTGAGORS: JENSEN, JEFF JENSEN, SHELLEY ADDRESS : 26209 BEECHER LANE MORTGAGE AMT: 260,050.00 CITY STEVENSON RANCH :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91381 UNPAID BALANCE: 259,231.170 OPTION TO CONVERT : No MONTHLY P&I: 1,774.00 ANNUAL RATE ADJUST: 0.000 LTV : 79.98800 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031908478 MORTGAGORS: REPASKY, SUSAN PERREAULT, KATHLEEN ADDRESS : 7450 SUNDIAL PLACE MORTGAGE AMT: 400,000.00 CITY CARLSBAD :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 92005 UNPAID BALANCE: 398,961.000 OPTION TO CONVERT : No MONTHLY P&I: 2,594.39 ANNUAL RATE ADJUST: 0.000 LTV : 75.85200 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031909815 MORTGAGORS: WEINER, ROBERT WILKER, NACHAMA ADDRESS : 2715 LIVINGSTON STREET NW MORTGAGE AMT: 304,000.00 CITY WASHINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 DC 20015 UNPAID BALANCE: 302,267.630 OPTION TO CONVERT : No MONTHLY P&I: 2,048.11 ANNUAL RATE ADJUST: 0.000 LTV : 72.38000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 10/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0031911084 MORTGAGORS: ZARA, GRACIANO ADDRESS : 22 PRIMROSE LANE MORTGAGE AMT: 335,196.00 CITY EAST BRUNSWICK :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 NJ 08816 UNPAID BALANCE: 333,967.450 OPTION TO CONVERT : No MONTHLY P&I: 2,372.50 ANNUAL RATE ADJUST: 0.000 LTV : 92.09900 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 12/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0031913171 MORTGAGORS: HOSIMER, GENE HOSIMER, PAMELA ADDRESS : 10201 BUCKMEADOW LANE MORTGAGE AMT: 268,500.00 CITY DAMASCUS :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MD 20872 UNPAID BALANCE: 268,300.740 OPTION TO CONVERT : No MONTHLY P&I: 1,877.39 ANNUAL RATE ADJUST: 0.000 LTV : 79.99200 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031917131 MORTGAGORS: SMITH, MARGARET SMITH, JAY ADDRESS : 696 PADDOCK CIRCLE MORTGAGE AMT: 360,000.00 CITY WEST CHESTER :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 PA 19382 UNPAID BALANCE: 360,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,275.44 ANNUAL RATE ADJUST: 0.000 LTV : 78.77400 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031920994 MORTGAGORS: CELL, ANDREW CHAE, SOOKA ADDRESS : 2596 ESTELLA DRIVE MORTGAGE AMT: 260,000.00 CITY SANTA CLARA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95051 UNPAID BALANCE: 259,593.120 OPTION TO CONVERT : No MONTHLY P&I: 1,773.66 ANNUAL RATE ADJUST: 0.000 LTV : 48.59800 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031921489 MORTGAGORS: COWAN, PATRICK COWAN, BILLIE ADDRESS : 12902 CAMINITO BESO MORTGAGE AMT: 266,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 92130 UNPAID BALANCE: 265,807.480 OPTION TO CONVERT : No MONTHLY P&I: 1,882.73 ANNUAL RATE ADJUST: 0.000 LTV : 70.93300 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031925571 MORTGAGORS: RICHERT, PETER RICHERT, SANDRA ADDRESS : 5357 FAIRWEATHER COURT MORTGAGE AMT: 321,350.00 CITY CASTRO VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94552 UNPAID BALANCE: 321,086.590 OPTION TO CONVERT : No MONTHLY P&I: 2,137.95 ANNUAL RATE ADJUST: 0.000 LTV : 79.99000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031925597 MORTGAGORS: MATLIN, DAVID PARKER, HEATHER ADDRESS : 2 LAUREL LANE MORTGAGE AMT: 268,000.00 CITY OLD FIELD :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NY 11733 UNPAID BALANCE: 267,548.410 OPTION TO CONVERT : No MONTHLY P&I: 1,760.57 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031926009 MORTGAGORS: MCDERMOTT, FRANK MCDERMOTT, MARCIA ADDRESS : 108 COLVARD COURT MORTGAGE AMT: 288,000.00 CITY FOREST HILL :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 MD 21050 UNPAID BALANCE: 287,179.020 OPTION TO CONVERT : No MONTHLY P&I: 2,063.27 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031928294 MORTGAGORS: MCKENZIE, DONAVAN MCKENZIE, JUDITH ADDRESS : 113 OAKMONT DRIVE MORTGAGE AMT: 371,900.00 CITY MOORESTOWN :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NJ 08057 UNPAID BALANCE: 369,998.300 OPTION TO CONVERT : No MONTHLY P&I: 2,443.12 ANNUAL RATE ADJUST: 0.000 LTV : 89.99200 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 11/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0031929003 MORTGAGORS: HEINLEIN, DAVID HEINLEIN, JENNIFER ADDRESS : 23 BOGART AVENUE MORTGAGE AMT: 246,000.00 CITY PORT WASHINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NY 11050 UNPAID BALANCE: 245,803.280 OPTION TO CONVERT : No MONTHLY P&I: 1,657.35 ANNUAL RATE ADJUST: 0.000 LTV : 69.68800 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 50 -------------------------------------------------------------------------------- LN # 0031930613 MORTGAGORS: SHINGLER, JOHN SHINGLER, NANCY ADDRESS : 105 PINE LAKE DR MORTGAGE AMT: 440,000.00 CITY ATLANTA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 GA 30327 UNPAID BALANCE: 438,508.620 OPTION TO CONVERT : No MONTHLY P&I: 2,890.49 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031930720 MORTGAGORS: POOL, STEVEN POOL, SUSAN ADDRESS : 11 HANCOCK ST MORTGAGE AMT: 356,000.00 CITY LAGUNA NIGUEL :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92677 UNPAID BALANCE: 355,708.190 OPTION TO CONVERT : No MONTHLY P&I: 2,368.48 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031934011 MORTGAGORS: GOMERDINGER, GEOFFREY GOMERDINGER, CYNTHIA ADDRESS : 10796 QUAIL CREEK DR. EAS MORTGAGE AMT: 314,900.00 CITY PARKER :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CO 80138 UNPAID BALANCE: 314,194.500 OPTION TO CONVERT : No MONTHLY P&I: 2,201.83 ANNUAL RATE ADJUST: 0.000 LTV : 89.61200 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031939549 MORTGAGORS: REID, SAMMY REID, PEGGY ADDRESS : 3296 RUNNING TRAILS MORTGAGE AMT: 295,050.00 CITY SIMI VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 93063 UNPAID BALANCE: 294,576.700 OPTION TO CONVERT : No MONTHLY P&I: 1,987.81 ANNUAL RATE ADJUST: 0.000 LTV : 79.99400 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031943491 MORTGAGORS: ADAMKIEWICZ, CHARLES ADAMKIEWICZ, LAURIE ADDRESS : 1468 GARRETT DRIVE MORTGAGE AMT: 282,000.00 CITY WALL :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 NJ 07719 UNPAID BALANCE: 282,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,829.05 ANNUAL RATE ADJUST: 0.000 LTV : 67.14200 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031943707 MORTGAGORS: MARALDO, CLAUDE MARALDO, KATHERINE ADDRESS : 586 WEST BEACH BLVD. MORTGAGE AMT: 300,000.00 CITY LONG BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MS 39560 UNPAID BALANCE: 258,807.810 OPTION TO CONVERT : No MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000 LTV : 86.95600 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031949076 MORTGAGORS: BLACK, GINGER ADDRESS : 6731 TOWNE LANE RD. MORTGAGE AMT: 266,000.00 CITY MCLEAN :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 VA 22101 UNPAID BALANCE: 265,792.490 OPTION TO CONVERT : No MONTHLY P&I: 1,814.59 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031949910 MORTGAGORS: LI, STEVEN LI, SHU ADDRESS : 75 STALLION CIRCLE MORTGAGE AMT: 290,000.00 CITY HOLLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 PA 18966 UNPAID BALANCE: 289,534.790 OPTION TO CONVERT : No MONTHLY P&I: 1,953.79 ANNUAL RATE ADJUST: 0.000 LTV : 72.63900 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031951676 MORTGAGORS: GALLOWAY, THOMAS GALLOWAY, MARY GALLOWAY, MARY-LOIS ADDRESS : 7113 THUNDER MOUNTAIN ROA MORTGAGE AMT: 454,000.00 CITY EFLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NC 27243 UNPAID BALANCE: 453,627.860 OPTION TO CONVERT : No MONTHLY P&I: 3,020.47 ANNUAL RATE ADJUST: 0.000 LTV : 79.92900 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031953201 MORTGAGORS: PATEL, RAKESHKUMAR PATEL, GEMINI ADDRESS : 2801 MILES STONE DRIVE MORTGAGE AMT: 268,000.00 CITY VIENNA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 VA 22181 UNPAID BALANCE: 267,774.850 OPTION TO CONVERT : No MONTHLY P&I: 1,760.57 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031953995 MORTGAGORS: MCELROY, FELIX MCELROY, TRISHA ADDRESS : 255 SOUNDVIEW AVENUE MORTGAGE AMT: 430,000.00 CITY WHITE PLAINS :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 NY 10605 UNPAID BALANCE: 429,375.580 OPTION TO CONVERT : No MONTHLY P&I: 3,043.51 ANNUAL RATE ADJUST: 0.000 LTV : 68.25300 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031954324 MORTGAGORS: ABRAMS, DANIEL ABRAMS, MICHELLE ABRAMS, MICHELLE ADDRESS : 704 21ST PLACE MORTGAGE AMT: 650,000.00 CITY SANTA MONICA :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 90402 UNPAID BALANCE: 648,311.620 OPTION TO CONVERT : No MONTHLY P&I: 4,215.89 ANNUAL RATE ADJUST: 0.000 LTV : 47.27200 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031955776 MORTGAGORS: DEVITA, JAMES DEVITA, ELSA ADDRESS : 37 DARWIN AVENUE MORTGAGE AMT: 350,000.00 CITY HASTINGS-ON-HUDSON :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NY 10706 UNPAID BALANCE: 349,478.880 OPTION TO CONVERT : No MONTHLY P&I: 2,447.25 ANNUAL RATE ADJUST: 0.000 LTV : 72.91600 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031956394 MORTGAGORS: NEWMAN, THOMAS ADDRESS : 14 GATE HOUSE ROAD MORTGAGE AMT: 330,000.00 CITY SEA RANCH LAKES :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 FL 33308 UNPAID BALANCE: 329,203.580 OPTION TO CONVERT : No MONTHLY P&I: 2,223.28 ANNUAL RATE ADJUST: 0.000 LTV : 50.76900 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031961014 MORTGAGORS: STEIN, JOSEPH ADDRESS : 1039 RT 35 MORTGAGE AMT: 285,000.00 CITY CROSS RIVER :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NY 10518 UNPAID BALANCE: 283,645.680 OPTION TO CONVERT : No MONTHLY P&I: 1,944.21 ANNUAL RATE ADJUST: 0.000 LTV : 68.67400 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 11/01/28 RATE: 50 -------------------------------------------------------------------------------- LN # 0031961550 MORTGAGORS: MACDONALD, DANIEL MACDONALD, LINDA ADDRESS : 10 CEDAR CREST ROAD MORTGAGE AMT: 172,000.00 CITY CANTON :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 MA 02021 UNPAID BALANCE: 171,530.990 OPTION TO CONVERT : No MONTHLY P&I: 1,087.16 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031961725 MORTGAGORS: ROSENBERG, ALFRED ROSENBERG, LUCY ADDRESS : 10153 NW 17TH STREET MORTGAGE AMT: 290,000.00 CITY CORAL SPRINGS :\ STATE/ZIP :\ LIFETIME RATE : 8.62500 FL 33071 UNPAID BALANCE: 290,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,255.60 ANNUAL RATE ADJUST: 0.000 LTV : 78.37800 OUTSIDE CONV DATE: CURRENT INT 8.62500 MATURITY DATE: 05/01/29 RATE: 50 -------------------------------------------------------------------------------- LN # 0031967623 MORTGAGORS: DY, ROBEN DY, MERLINA ADDRESS : 802 BAMBOO PALM COURT MORTGAGE AMT: 276,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 95133 UNPAID BALANCE: 275,300.370 OPTION TO CONVERT : No MONTHLY P&I: 1,813.13 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031967680 MORTGAGORS: CARL, ELIZABETH ADDRESS : 2 CEDAR HILL ROAD MORTGAGE AMT: 211,000.00 CITY STONY BROOK :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NY 11790 UNPAID BALANCE: 210,831.260 OPTION TO CONVERT : No MONTHLY P&I: 1,421.55 ANNUAL RATE ADJUST: 0.000 LTV : 69.18000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031968464 MORTGAGORS: WILLIAMS, JO ANN AGRESTA, JOSEPH ADDRESS : 5 YORKSHIRE ROAD MORTGAGE AMT: 384,000.00 CITY DOVER :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MA 02030 UNPAID BALANCE: 383,692.920 OPTION TO CONVERT : No MONTHLY P&I: 2,587.08 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031969611 MORTGAGORS: KINKELDEI, BERND KINKELDEI, BAERBEL ADDRESS : 523 PORT ROYAL COURT MORTGAGE AMT: 323,000.00 CITY LANDENBERG :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 PA 19350 UNPAID BALANCE: 321,660.650 OPTION TO CONVERT : No MONTHLY P&I: 2,148.93 ANNUAL RATE ADJUST: 0.000 LTV : 71.77700 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 12/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0031969678 MORTGAGORS: CHERUK, ALFRED CHERUK, SUZANNE ADDRESS : 161 BRIAR BRAE ROAD MORTGAGE AMT: 369,000.00 CITY STAMFORD :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CT 06903 UNPAID BALANCE: 368,697.530 OPTION TO CONVERT : No MONTHLY P&I: 2,454.97 ANNUAL RATE ADJUST: 0.000 LTV : 88.06600 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031972094 MORTGAGORS: HAN, SANGMIN HAN, MEE ADDRESS : 5780 176TH PLACE SOUTHEAS MORTGAGE AMT: 861,750.00 CITY BELLEVUE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 WA 98006 UNPAID BALANCE: 859,618.630 OPTION TO CONVERT : No MONTHLY P&I: 5,951.89 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 02/01/29 RATE: 15 -------------------------------------------------------------------------------- LN # 0031972102 MORTGAGORS: HOUGHTON, BROCK HOUGHTON, MARTHA ADDRESS : 774 DUNE ROAD MORTGAGE AMT: 249,600.00 CITY WESTHAMPTON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NY 11977 UNPAID BALANCE: 249,600.000 OPTION TO CONVERT : No MONTHLY P&I: 1,723.93 ANNUAL RATE ADJUST: 0.000 LTV : 79.87200 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031972243 MORTGAGORS: HENNESSY, MICHAEL HENNESSY, KIMBERLY ADDRESS : 6636 N LOLETA AVENUE MORTGAGE AMT: 328,500.00 CITY CHICAGO :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 IL 60646 UNPAID BALANCE: 327,904.470 OPTION TO CONVERT : No MONTHLY P&I: 2,076.34 ANNUAL RATE ADJUST: 0.000 LTV : 77.29400 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031972805 MORTGAGORS: KEENE, TERRANCE KEENE, LISA ADDRESS : 18888 CRESCENT ROAD MORTGAGE AMT: 366,400.00 CITY ODESSA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 FL 33556 UNPAID BALANCE: 365,579.110 OPTION TO CONVERT : No MONTHLY P&I: 2,561.93 ANNUAL RATE ADJUST: 0.000 LTV : 89.80300 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031973977 MORTGAGORS: DIBARTOLO, CARMELO HERN, MICHELE ADDRESS : 526 72ND STREET MORTGAGE AMT: 341,000.00 CITY BROOKLYN :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NY 11209 UNPAID BALANCE: 340,740.520 OPTION TO CONVERT : No MONTHLY P&I: 2,355.21 ANNUAL RATE ADJUST: 0.000 LTV : 89.97300 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031975345 MORTGAGORS: MITCHELL, ROBIN DALY, MARY ADDRESS : 800 MILL ROAD MORTGAGE AMT: 500,000.00 CITY BRYN MAWR :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 PA 19010 UNPAID BALANCE: 499,547.990 OPTION TO CONVERT : No MONTHLY P&I: 3,160.34 ANNUAL RATE ADJUST: 0.000 LTV : 70.42200 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031975774 MORTGAGORS: LEE, STEPHEN LEE, SOON ADDRESS : 6057 FIRWOOD ROW MORTGAGE AMT: 356,000.00 CITY LA JOLLA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92037 UNPAID BALANCE: 355,400.110 OPTION TO CONVERT : No MONTHLY P&I: 2,338.67 ANNUAL RATE ADJUST: 0.000 LTV : 56.96000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031976491 MORTGAGORS: LABELLE, MICHAEL LABELLE, SUE ADDRESS : 43 HIGHLAND AVE MORTGAGE AMT: 436,000.00 CITY MADISON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NJ 07940 UNPAID BALANCE: 436,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,011.35 ANNUAL RATE ADJUST: 0.000 LTV : 78.55800 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031977184 MORTGAGORS: MARCH, ALANE MAZENKO, SCOTT ADDRESS : 6419 VIA DE ANZA MORTGAGE AMT: 423,500.00 CITY RANCHO PALOS VERDES :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90275 UNPAID BALANCE: 422,837.260 OPTION TO CONVERT : No MONTHLY P&I: 2,889.02 ANNUAL RATE ADJUST: 0.000 LTV : 79.53000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031977846 MORTGAGORS: VELEZ, JOSE VALEZ, SHELLY ADDRESS : 56 FEATHER RIDGE MORTGAGE AMT: 320,000.00 CITY MISSION VIEJO :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92692 UNPAID BALANCE: 319,731.160 OPTION TO CONVERT : No MONTHLY P&I: 2,102.17 ANNUAL RATE ADJUST: 0.000 LTV : 74.41800 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031977853 MORTGAGORS: EBNER, EMMETT EBNER, TANYA ADDRESS : 22551 WAKEFIELD, MORTGAGE AMT: 305,000.00 CITY MISSION VIEJO, :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92692 UNPAID BALANCE: 304,743.770 OPTION TO CONVERT : No MONTHLY P&I: 2,003.63 ANNUAL RATE ADJUST: 0.000 LTV : 68.53900 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031978224 MORTGAGORS: WOOD, JOSEPH WOOD, LORI ADDRESS : 9821 BRIDLERIDGE COURT MORTGAGE AMT: 249,850.00 CITY VIENNA :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 VA 22181 UNPAID BALANCE: 249,634.880 OPTION TO CONVERT : No MONTHLY P&I: 1,620.53 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031979768 MORTGAGORS: GRAVES, JAMES GRAVES, CYNTHIA ADDRESS : 2491 IRON FORGE RD MORTGAGE AMT: 281,600.00 CITY OAK HILL :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 VA 20171 UNPAID BALANCE: 281,369.170 OPTION TO CONVERT : No MONTHLY P&I: 1,873.50 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031980477 MORTGAGORS: CHEN, QIANG ZHU, CHUANXIAN ADDRESS : 1 BERGEN DRIVE MORTGAGE AMT: 342,000.00 CITY CRANBURY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NJ 08512 UNPAID BALANCE: 342,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,275.34 ANNUAL RATE ADJUST: 0.000 LTV : 79.88955 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031980899 MORTGAGORS: BARASCH, JAY ADDRESS : 4037 SUNSET LANE MORTGAGE AMT: 485,000.00 CITY NORTHBROOK :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 IL 60062 UNPAID BALANCE: 485,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,226.72 ANNUAL RATE ADJUST: 0.000 LTV : 64.66600 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031981236 MORTGAGORS: BOWEN, ALVIN ADDRESS : 5600 HEATHERDALE DRIVE MORTGAGE AMT: 270,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 CA 90043 UNPAID BALANCE: 269,522.260 OPTION TO CONVERT : No MONTHLY P&I: 1,728.84 ANNUAL RATE ADJUST: 0.000 LTV : 72.00000 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031981442 MORTGAGORS: STACY, MARK STACY, MARY ADDRESS : 16 EDGERLY PLACE MORTGAGE AMT: 307,000.00 CITY BOSTON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MA 02116 UNPAID BALANCE: 307,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,120.38 ANNUAL RATE ADJUST: 0.000 LTV : 71.39534 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031982119 MORTGAGORS: AKHTAR, ASHER ADDRESS : 2472 SYCAMORE LAKES COVE MORTGAGE AMT: 276,000.00 CITY HERNDON :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 VA 20171 UNPAID BALANCE: 275,511.640 OPTION TO CONVERT : No MONTHLY P&I: 1,767.26 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031982184 MORTGAGORS: COLE, THOMAS COLE, KRISTINA ADDRESS : 111 HAMILTON COURT MORTGAGE AMT: 287,200.00 CITY GRANITE BAY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95746 UNPAID BALANCE: 286,739.300 OPTION TO CONVERT : No MONTHLY P&I: 1,934.92 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031982788 MORTGAGORS: BOSWORTH, SCOTT BOSWORTH, ANNETTE ADDRESS : 36 LINDEN AVENUE MORTGAGE AMT: 342,000.00 CITY LAKE FOREST :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60045 UNPAID BALANCE: 342,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,304.12 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031983034 MORTGAGORS: WINCHESTER, SAMUEL WINCHESTER, SYLVIA ADDRESS : 100 LOCHSTONE LN MORTGAGE AMT: 350,000.00 CITY CARY :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NC 27511 UNPAID BALANCE: 349,705.960 OPTION TO CONVERT : No MONTHLY P&I: 2,299.25 ANNUAL RATE ADJUST: 0.000 LTV : 66.53900 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031984032 MORTGAGORS: FRIEDLAND, STEVEN FRIEDLAND, RANDI ADDRESS : 32 BAKER HILL ROAD MORTGAGE AMT: 270,000.00 CITY GREAT NECK :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NY 11020 UNPAID BALANCE: 269,784.080 OPTION TO CONVERT : No MONTHLY P&I: 1,819.05 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 50 -------------------------------------------------------------------------------- LN # 0031984438 MORTGAGORS: SCHLOSS, MARTIN SLOSF, KIM SCHLOSS, KIM ADDRESS : 15 CAMPBELL ROAD MORTGAGE AMT: 335,000.00 CITY MIDDLETON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MA 01949 UNPAID BALANCE: 334,732.100 OPTION TO CONVERT : No MONTHLY P&I: 2,256.96 ANNUAL RATE ADJUST: 0.000 LTV : 70.52600 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031984677 MORTGAGORS: KRESCH, ROBERT FEIN, DEBORAH ADDRESS : 283 SUMMIT STREET MORTGAGE AMT: 418,500.00 CITY NORWOOD :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NJ 07648 UNPAID BALANCE: 418,181.550 OPTION TO CONVERT : No MONTHLY P&I: 2,890.48 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031985054 MORTGAGORS: MILLS, MICHAEL ADDRESS : 3064 CASTLE STREET MORTGAGE AMT: 374,250.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90039 UNPAID BALANCE: 373,509.450 OPTION TO CONVERT : No MONTHLY P&I: 2,489.90 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: -------------------------------------------------------------------------------- LN # 0031986763 MORTGAGORS: RADNOTI, ROBERT RADNOTI, JAN ADDRESS : 3805 CAMPUS DRIVE MORTGAGE AMT: 375,000.00 CITY THOUSAND OAKS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91360 UNPAID BALANCE: 375,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,494.88 ANNUAL RATE ADJUST: 0.000 LTV : 63.51300 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031987290 MORTGAGORS: BECKER, SCOTT BECKER, STACEY ADDRESS : 11268 SHERRARD WAY MORTGAGE AMT: 369,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92131 UNPAID BALANCE: 363,731.880 OPTION TO CONVERT : No MONTHLY P&I: 2,424.07 ANNUAL RATE ADJUST: 0.000 LTV : 70.96153 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031987720 MORTGAGORS: BARBAGALLO, NEIL CALABRETTA, CLAIRE ADDRESS : 516 88TH STREET MORTGAGE AMT: 275,400.00 CITY BROOKLYN :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NY 11209 UNPAID BALANCE: 275,179.770 OPTION TO CONVERT : No MONTHLY P&I: 1,855.42 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031988645 MORTGAGORS: HARRIS, MICHELLE ADDRESS : 116 NORTHSHORE DRIVE MORTGAGE AMT: 351,500.00 CITY STOW :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MA 01775 UNPAID BALANCE: 350,928.990 OPTION TO CONVERT : No MONTHLY P&I: 2,444.89 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0031989007 MORTGAGORS: ZARKOWSKY, FRANK ZARKOWSKY, CHRISTINE ADDRESS : 21 ADAMS ROAD MORTGAGE AMT: 333,600.00 CITY RIDGEFIELD :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 CT 06877 UNPAID BALANCE: 333,305.670 OPTION TO CONVERT : No MONTHLY P&I: 2,136.08 ANNUAL RATE ADJUST: 0.000 LTV : 52.37000 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031989270 MORTGAGORS: EHLING, ELIZABETH ADDRESS : 298 GREEN RIDGE ROAD MORTGAGE AMT: 239,900.00 CITY FRANKLIN LAKES :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NJ 07417 UNPAID BALANCE: 239,717.460 OPTION TO CONVERT : No MONTHLY P&I: 1,656.93 ANNUAL RATE ADJUST: 0.000 LTV : 43.61800 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031989379 MORTGAGORS: MAYFIELD, DARYL MAYFIELD, LESLIE ADDRESS : 28926 CURLEW LANE MORTGAGE AMT: 443,000.00 CITY LAGUNA NIGUEL :\ STATE/ZIP :\ LIFETIME RATE : 6.12500 CA 92677 UNPAID BALANCE: 442,569.430 OPTION TO CONVERT : No MONTHLY P&I: 2,691.72 ANNUAL RATE ADJUST: 0.000 LTV : 84.70300 OUTSIDE CONV DATE: CURRENT INT 6.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031989643 MORTGAGORS: BARNES, RONALD BARNES, SANDRA ADDRESS : 33010 FOREST DRIVE MORTGAGE AMT: 277,600.00 CITY GRAYSLAKE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60030 UNPAID BALANCE: 277,378.010 OPTION TO CONVERT : No MONTHLY P&I: 1,870.24 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031989676 MORTGAGORS: SHAKIS, DAVID BLAIR, SUSAN ADDRESS : 138 UNION STREET MORTGAGE AMT: 362,000.00 CITY HINGHAM :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 MA 02043 UNPAID BALANCE: 361,359.460 OPTION TO CONVERT : No MONTHLY P&I: 2,317.93 ANNUAL RATE ADJUST: 0.000 LTV : 65.81800 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031989809 MORTGAGORS: VALENTI, JAMES VALENTI, JEAN ADDRESS : 37 LONDONDERRY ROAD MORTGAGE AMT: 360,000.00 CITY WINDHAM :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NH 03087 UNPAID BALANCE: 359,726.070 OPTION TO CONVERT : No MONTHLY P&I: 2,486.43 ANNUAL RATE ADJUST: 0.000 LTV : 79.64600 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031989858 MORTGAGORS: GREENWOOD, BEN DAVIDTZ, EMBETH ADDRESS : 338 MOUNT HOLYOKE AVENUE MORTGAGE AMT: 788,000.00 CITY PACIFIC PALISADES :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 90272 UNPAID BALANCE: 787,400.400 OPTION TO CONVERT : No MONTHLY P&I: 5,442.52 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 15 -------------------------------------------------------------------------------- LN # 0031989932 MORTGAGORS: RESCH, PAUL RESCH, MAUREEN ADDRESS : 8 EXETER PASS MORTGAGE AMT: 188,000.00 CITY COLTS NECK :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NJ 07722 UNPAID BALANCE: 187,845.900 OPTION TO CONVERT : No MONTHLY P&I: 1,250.77 ANNUAL RATE ADJUST: 0.000 LTV : 67.14285 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031990278 MORTGAGORS: BRAMBLE, MARK BRAMBLE, DONNA BRAMBLE, DONNA ADDRESS : 12 ELISHA DRIVE MORTGAGE AMT: 305,650.00 CITY ALLENTOWN :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NJ 08501 UNPAID BALANCE: 305,411.560 OPTION TO CONVERT : No MONTHLY P&I: 2,085.08 ANNUAL RATE ADJUST: 0.000 LTV : 88.59400 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031991748 MORTGAGORS: BENDER, DONALD BENDER, MARGARET ADDRESS : 374 WOODLAND PLACE MORTGAGE AMT: 254,000.00 CITY SOUTH ORANGE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NJ 07079 UNPAID BALANCE: 253,724.410 OPTION TO CONVERT : No MONTHLY P&I: 1,689.87 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031992191 MORTGAGORS: COUTURE, TAMMY COLEMAN, SUSANNE ADDRESS : 4156 N. PAULINA STREET MORTGAGE AMT: 444,000.00 CITY CHICAGO :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 IL 60613 UNPAID BALANCE: 443,598.610 OPTION TO CONVERT : No MONTHLY P&I: 2,806.39 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031992951 MORTGAGORS: DODD, MICHAEL DODD, DONNA ADDRESS : 30 LINDEN HEIGHTS, MORTGAGE AMT: 284,400.00 CITY NORWALK :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CT 06851 UNPAID BALANCE: 284,172.570 OPTION TO CONVERT : No MONTHLY P&I: 1,916.06 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031992985 MORTGAGORS: O'FARRELL, GENE SMITH, ANGELA ADDRESS : 1372 HENKE ROAD MORTGAGE AMT: 330,000.00 CITY LAKE ST.LOUIS :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 MO 63367 UNPAID BALANCE: 329,715.880 OPTION TO CONVERT : No MONTHLY P&I: 2,140.37 ANNUAL RATE ADJUST: 0.000 LTV : 73.33300 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031993405 MORTGAGORS: GOLDMAN, DIANE GOLDMAN, ANDREW ADDRESS : 13 NOTTINGHAM ROAD MORTGAGE AMT: 500,000.00 CITY LIVINGSTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NJ 07039 UNPAID BALANCE: 499,382.770 OPTION TO CONVERT : No MONTHLY P&I: 3,533.90 ANNUAL RATE ADJUST: 0.000 LTV : 78.12500 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/24 RATE: 02 -------------------------------------------------------------------------------- LN # 0031993496 MORTGAGORS: OWENS, LEON OWENS, JACQUELINE OWENS, JACQUELYN ADDRESS : 5725 GOVERNOR'S POND CR MORTGAGE AMT: 248,150.00 CITY ALEXANDRIA :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 VA 22310 UNPAID BALANCE: 247,931.060 OPTION TO CONVERT : No MONTHLY P&I: 1,588.94 ANNUAL RATE ADJUST: 0.000 LTV : 79.28495 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031993934 MORTGAGORS: NUNES, MARK WILSON-NUNES, MYKEN ADDRESS : 10316 186TH CT NE MORTGAGE AMT: 309,000.00 CITY REDMOND :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 WA 98052 UNPAID BALANCE: 308,746.720 OPTION TO CONVERT : No MONTHLY P&I: 2,055.78 ANNUAL RATE ADJUST: 0.000 LTV : 78.22700 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031994213 MORTGAGORS: OETGEN, GARY OETGEN, TRACY ADDRESS : 147 PENROSE DRIVE MORTGAGE AMT: 512,000.00 CITY SAVANNAH :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 GA 31410 UNPAID BALANCE: 511,580.320 OPTION TO CONVERT : No MONTHLY P&I: 3,406.35 ANNUAL RATE ADJUST: 0.000 LTV : 68.26600 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031994676 MORTGAGORS: DE MARZO, DARLENE DE MARZO, EUGENE ADDRESS : 6 JENNIFER COURT MORTGAGE AMT: 300,000.00 CITY EAST BRUNSWICK :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NJ 08816 UNPAID BALANCE: 299,765.970 OPTION TO CONVERT : No MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031994817 MORTGAGORS: CROSS, DAVID CROSS, CHERYL ADDRESS : 289 UPPER TOWN TRAIL MORTGAGE AMT: 510,000.00 CITY CHARLOTTE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 VT 05445 UNPAID BALANCE: 509,592.170 OPTION TO CONVERT : No MONTHLY P&I: 3,435.96 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031995145 MORTGAGORS: SUTHERLAND, WYATT SUTHERLAND, MONIKA ADDRESS : 126 S. CLINTON AVENUE MORTGAGE AMT: 314,000.00 CITY OAK PARK :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 IL 60302 UNPAID BALANCE: 314,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,062.76 ANNUAL RATE ADJUST: 0.000 LTV : 74.76100 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031995251 MORTGAGORS: CROVELLA, MARK CROVELLA, LINDA ADDRESS : 14 COLLIER ROAD MORTGAGE AMT: 314,000.00 CITY SCITUATE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MA 02066 UNPAID BALANCE: 313,642.070 OPTION TO CONVERT : No MONTHLY P&I: 2,320.43 ANNUAL RATE ADJUST: 0.000 LTV : 78.50000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/24 RATE: 02 -------------------------------------------------------------------------------- LN # 0031995277 MORTGAGORS: SHAFFER, MARK SHAFFER, PATRICIA ADDRESS : 4 PHEASANT HOLLOW ROAD MORTGAGE AMT: 314,400.00 CITY NATICK :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MA 01760 UNPAID BALANCE: 314,142.290 OPTION TO CONVERT : No MONTHLY P&I: 2,091.71 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031995475 MORTGAGORS: MAYO, WAYNIE MAYO, ASTER ADDRESS : 1197 PARK BROOK COURT MORTGAGE AMT: 259,000.00 CITY MILPITAS :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 95035 UNPAID BALANCE: 258,623.890 OPTION TO CONVERT : No MONTHLY P&I: 1,833.19 ANNUAL RATE ADJUST: 0.000 LTV : 94.87100 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031995483 MORTGAGORS: EAKINS, WALTER ADDRESS : 10836 POND RIDGE DRIVE MORTGAGE AMT: 264,000.00 CITY FORT MYERS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 FL 33913 UNPAID BALANCE: 263,788.880 OPTION TO CONVERT : No MONTHLY P&I: 1,778.62 ANNUAL RATE ADJUST: 0.000 LTV : 79.04100 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031995988 MORTGAGORS: FITZPATRICK, BRENDAN GIBBONS, MARY ADDRESS : 2003 ST. ANDREWS DRIVE MORTGAGE AMT: 380,000.00 CITY BERWYN :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 PA 19312 UNPAID BALANCE: 379,664.730 OPTION TO CONVERT : No MONTHLY P&I: 2,433.19 ANNUAL RATE ADJUST: 0.000 LTV : 76.37700 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031996572 MORTGAGORS: CORRAL, EDGAZ ARMONA-CORRAL, JANET ADDRESS : 6723 ALTIPLANO WAY MORTGAGE AMT: 252,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 95119 UNPAID BALANCE: 251,788.280 OPTION TO CONVERT : No MONTHLY P&I: 1,655.47 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031996598 MORTGAGORS: O'DONNELL, MICHAEL O'DONNELL, JIHAN ADDRESS : 12607 LAKE NORMANDY LANE MORTGAGE AMT: 316,000.00 CITY FAIRFAX :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 VA 22030 UNPAID BALANCE: 315,734.520 OPTION TO CONVERT : No MONTHLY P&I: 2,075.90 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031997349 MORTGAGORS: HOUSTON, DOUGLAS HOUSTON, SANDRA ADDRESS : 6349 THISTLEWOOD COURT MORTGAGE AMT: 290,000.00 CITY SPARKS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NV 89436 UNPAID BALANCE: 289,523.190 OPTION TO CONVERT : No MONTHLY P&I: 1,929.38 ANNUAL RATE ADJUST: 0.000 LTV : 70.73100 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031997968 MORTGAGORS: THOMPSON, EDWARD KINDER, NANCY THOMPSON, JULIETTE ADDRESS : 2229 CASEMONT DRIVE MORTGAGE AMT: 304,000.00 CITY FALLS CHURCH :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 VA 22046 UNPAID BALANCE: 303,762.850 OPTION TO CONVERT : No MONTHLY P&I: 2,073.82 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031999170 MORTGAGORS: SIMKOWITZ, PHILIP WOLF, LORRAINE ADDRESS : LOT #1 STEVENS LAKE ESTAT MORTGAGE AMT: 316,000.00 CITY MONTEREY :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 MA 01245 UNPAID BALANCE: 315,727.930 OPTION TO CONVERT : No MONTHLY P&I: 2,049.57 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031999261 MORTGAGORS: GASTON, ROGER GASTON, SUZANNE ADDRESS : 200 HIGHLAND AVENUE MORTGAGE AMT: 830,000.00 CITY RIDGEWOOD :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NJ 07450 UNPAID BALANCE: 830,000.000 OPTION TO CONVERT : No MONTHLY P&I: 5,732.61 ANNUAL RATE ADJUST: 0.000 LTV : 67.75500 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 15 -------------------------------------------------------------------------------- LN # 0031999774 MORTGAGORS: VAN LANDINGHAM, VICTORIA STODDARD, PAUL ADDRESS : 16004 SOUTHEAST 264TH PLA MORTGAGE AMT: 261,600.00 CITY KENT :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 WA 98042 UNPAID BALANCE: 261,180.360 OPTION TO CONVERT : No MONTHLY P&I: 1,762.45 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0031999824 MORTGAGORS: BROWN, JOHN BROWN, KERRY ADDRESS : 11260 BROADVIEW DRIVE MORTGAGE AMT: 366,000.00 CITY MOORPARK :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 93021 UNPAID BALANCE: 365,721.500 OPTION TO CONVERT : No MONTHLY P&I: 2,527.87 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 50 -------------------------------------------------------------------------------- LN # 0031999923 MORTGAGORS: CARMACK, CURTIS CARMACK, MELANIE ADDRESS : 210 BLACKBURN ROAD MORTGAGE AMT: 360,000.00 CITY SUMMIT :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NJ 07901 UNPAID BALANCE: 360,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,455.84 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032000069 MORTGAGORS: NEUMANN, RICHARD NEUMANN, MARY ADDRESS : 777 GALILEO DR MORTGAGE AMT: 370,000.00 CITY COROLLA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NC 27927 UNPAID BALANCE: 369,704.120 OPTION TO CONVERT : No MONTHLY P&I: 2,492.76 ANNUAL RATE ADJUST: 0.000 LTV : 72.40704 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 50 -------------------------------------------------------------------------------- LN # 0032000077 MORTGAGORS: ABRAHAM, DAVID ABRAHAM, BRONTE ADDRESS : 785 ARBOR ROAD MORTGAGE AMT: 438,750.00 CITY MENLO PARK :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94025 UNPAID BALANCE: 438,416.150 OPTION TO CONVERT : No MONTHLY P&I: 3,030.34 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032001547 MORTGAGORS: O'BRIEN, GEORGE ADDRESS : 349 SALEM ST MORTGAGE AMT: 44,000.00 CITY REVERE/SAUGUS :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 MA 02151 UNPAID BALANCE: 43,432.920 OPTION TO CONVERT : No MONTHLY P&I: 311.43 ANNUAL RATE ADJUST: 0.000 LTV : 31.42800 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032001620 MORTGAGORS: LIAO, CHENG ADDRESS : 11998 N 80TH PLACE MORTGAGE AMT: 321,200.00 CITY SCOTTSDALE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 AZ 85260 UNPAID BALANCE: 320,930.150 OPTION TO CONVERT : No MONTHLY P&I: 2,110.06 ANNUAL RATE ADJUST: 0.000 LTV : 79.30800 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032002537 MORTGAGORS: BECKER, TROY ADDRESS : 607 PALOMAR ROAD MORTGAGE AMT: 324,000.00 CITY OJAI :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 93023 UNPAID BALANCE: 323,198.570 OPTION TO CONVERT : No MONTHLY P&I: 2,155.59 ANNUAL RATE ADJUST: 0.000 LTV : 73.22000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032002677 MORTGAGORS: SALAS, PATRICK ADDRESS : 22391 RIPPLING BROOK MORTGAGE AMT: 256,500.00 CITY LAKE FOREST :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 92630 UNPAID BALANCE: 255,833.750 OPTION TO CONVERT : No MONTHLY P&I: 1,663.65 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032002701 MORTGAGORS: MARTIN-VON CANNON, MARLA MARTIN, CAROLE VON CANNON, SCOTT ADDRESS : 31841 EAST NINE DRIVE MORTGAGE AMT: 370,000.00 CITY LAGUNA NIGUEL :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92677 UNPAID BALANCE: 369,391.650 OPTION TO CONVERT : No MONTHLY P&I: 2,461.62 ANNUAL RATE ADJUST: 0.000 LTV : 63.79310 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032002743 MORTGAGORS: GLENN, LORNA ADDRESS : 7700 WESTPARK DRIVE MORTGAGE AMT: 262,270.00 CITY RIVERSIDE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92506 UNPAID BALANCE: 261,636.980 OPTION TO CONVERT : No MONTHLY P&I: 1,766.96 ANNUAL RATE ADJUST: 0.000 LTV : 84.60322 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032002990 MORTGAGORS: HENDERSON, CARL HENDERSON, CANDY ADDRESS : 525 17TH STREET MORTGAGE AMT: 284,000.00 CITY HUNTINGTON BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92648 UNPAID BALANCE: 283,778.440 OPTION TO CONVERT : No MONTHLY P&I: 1,937.39 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032003170 MORTGAGORS: SMITH, AUBREY SMITH, JUNE ADDRESS : 23 FRANCIS DRIVE MORTGAGE AMT: 261,100.00 CITY HILLSBOROUGH TOWNSHI :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NJ 08502 UNPAID BALANCE: 260,660.040 OPTION TO CONVERT : No MONTHLY P&I: 1,715.24 ANNUAL RATE ADJUST: 0.000 LTV : 88.50800 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032003196 MORTGAGORS: BRYCHCY, STEVEN ADDRESS : 64 FOSTER AVENUE MORTGAGE AMT: 101,000.00 CITY VALLEY STREAM :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NY 11580 UNPAID BALANCE: 101,000.000 OPTION TO CONVERT : No MONTHLY P&I: 671.96 ANNUAL RATE ADJUST: 0.000 LTV : 60.11900 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032003444 MORTGAGORS: CORNELIUS, PETER ADDRESS : 103 ESMERALDA COURT MORTGAGE AMT: 450,000.00 CITY SANTA CRUZ :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 95060 UNPAID BALANCE: 449,621.950 OPTION TO CONVERT : No MONTHLY P&I: 2,956.18 ANNUAL RATE ADJUST: 0.000 LTV : 74.38000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032003477 MORTGAGORS: SANBORN, DARRYL SANBORN, CONNIE ADDRESS : 22084 EAST QUARTO PLACE MORTGAGE AMT: 274,858.00 CITY AURORA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CO 80016 UNPAID BALANCE: 274,632.700 OPTION TO CONVERT : No MONTHLY P&I: 1,828.64 ANNUAL RATE ADJUST: 0.000 LTV : 84.99900 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032003873 MORTGAGORS: HAPP, JAMES MOSES, ELIZABETH ADDRESS : 13433 GIBSON STREET MORTGAGE AMT: 280,000.00 CITY GLEN ELLEN :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 95442 UNPAID BALANCE: 279,272.710 OPTION TO CONVERT : No MONTHLY P&I: 1,816.07 ANNUAL RATE ADJUST: 0.000 LTV : 63.63600 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032004699 MORTGAGORS: CURRIN, JAMES CURRIN, THERESE ADDRESS : 3910 SAINT ANDREWS COURT MORTGAGE AMT: 355,000.00 CITY MASON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 OH 45040 UNPAID BALANCE: 354,723.060 OPTION TO CONVERT : No MONTHLY P&I: 2,421.73 ANNUAL RATE ADJUST: 0.000 LTV : 78.88800 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032004806 MORTGAGORS: PHILLIPS, GRANT BRODERICK, MARIA ADDRESS : 33 WARNER STREET MORTGAGE AMT: 430,000.00 CITY CONCORD :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 MA 01742 UNPAID BALANCE: 430,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,788.98 ANNUAL RATE ADJUST: 0.000 LTV : 88.29500 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032005217 MORTGAGORS: FLEMING, NANO FLEMING, NATALIE ADDRESS : 15440 GOLDEN STAR AVENUE MORTGAGE AMT: 305,950.00 CITY RIVERSIDE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92506 UNPAID BALANCE: 305,446.980 OPTION TO CONVERT : No MONTHLY P&I: 2,035.49 ANNUAL RATE ADJUST: 0.000 LTV : 89.98500 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032005365 MORTGAGORS: ALLEN, MARTIN ALLEN, CASEY ADDRESS : 1650 9TH AVENUE MORTGAGE AMT: 248,400.00 CITY SACRAMENTO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95818 UNPAID BALANCE: 248,096.380 OPTION TO CONVERT : No MONTHLY P&I: 1,652.62 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032005613 MORTGAGORS: RAVICHANDRAN, GURUSWAMINAIDU RAVICHANDRAN, SANDHYA RAVICHANDRAN, SANDHYA ADDRESS : 410 SAN MIGUEL DR MORTGAGE AMT: 330,000.00 CITY ARCADIA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 91007 UNPAID BALANCE: 329,722.760 OPTION TO CONVERT : No MONTHLY P&I: 2,167.87 ANNUAL RATE ADJUST: 0.000 LTV : 87.07100 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032005910 MORTGAGORS: CRIBBS, DAVID DOUGLAS, SUSAN DOUGLAS, STEVEN CRIBBS, MICHELLE ADDRESS : 57668 RED CEDAR LANE MORTGAGE AMT: 283,000.00 CITY SUNRIVER :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 OR 97707 UNPAID BALANCE: 283,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,859.11 ANNUAL RATE ADJUST: 0.000 LTV : 74.47300 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032006199 MORTGAGORS: THURMAN, RUSSELL ROBERTS, PATRICIA ADDRESS : 9654 RANIER AVENUE SOUTH MORTGAGE AMT: 422,000.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 WA 98118 UNPAID BALANCE: 421,006.390 OPTION TO CONVERT : No MONTHLY P&I: 2,878.79 ANNUAL RATE ADJUST: 0.000 LTV : 88.84200 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032006348 MORTGAGORS: BARBAKOW, ALAN BARBAKOW, RISE ADDRESS : 31820 SEAFIELD DRIVE MORTGAGE AMT: 1,225,000.00 CITY MALIBU :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90285 UNPAID BALANCE: 1,223,995. OPTION TO CONVERT : No 870 MONTHLY P&I: 8,149.96 ANNUAL RATE ADJUST: 0.000 LTV : 40.83300 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 50 -------------------------------------------------------------------------------- LN # 0032006611 MORTGAGORS: GRAVEL, ALAN ADDRESS : 4278 BRISTLECONE DR, MORTGAGE AMT: 303,000.00 CITY MARIETTA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 GA 30064 UNPAID BALANCE: 302,745.440 OPTION TO CONVERT : No MONTHLY P&I: 1,990.50 ANNUAL RATE ADJUST: 0.000 LTV : 70.46500 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032006926 MORTGAGORS: MARTINEZ, JAMES ADDRESS : 3521 BUFFALO GRASS LANE MORTGAGE AMT: 148,650.00 CITY CASTLE ROCK :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CO 80104 UNPAID BALANCE: 148,650.000 OPTION TO CONVERT : No MONTHLY P&I: 1,001.49 ANNUAL RATE ADJUST: 0.000 LTV : 79.99800 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 50 -------------------------------------------------------------------------------- LN # 0032006959 MORTGAGORS: LEWINTER, ROBERT ADDRESS : 12282 MENUDA PANORAMA MORTGAGE AMT: 484,000.00 CITY SANTA ANA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92705 UNPAID BALANCE: 482,549.680 OPTION TO CONVERT : No MONTHLY P&I: 3,384.20 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 02/01/29 RATE: 50 -------------------------------------------------------------------------------- LN # 0032007205 MORTGAGORS: KOSS, GREGORY OLLVIERI-KOSS, MARIA ADDRESS : 11 LENOX TERRACE MORTGAGE AMT: 272,000.00 CITY SOUTH ORANGE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NJ 07079 UNPAID BALANCE: 271,793.030 OPTION TO CONVERT : No MONTHLY P&I: 1,878.64 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032007221 MORTGAGORS: JONES, SCOTT JONES, ELIZABETH ADDRESS : 13245 WEST 67TH PLACE MORTGAGE AMT: 385,608.00 CITY ARVADA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CO 80002 UNPAID BALANCE: 385,284.030 OPTION TO CONVERT : No MONTHLY P&I: 2,533.18 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032007296 MORTGAGORS: HOFMANN, NORBERT WAGNER, ANITA ADDRESS : 5-7 TRAYMORE STREET MORTGAGE AMT: 375,000.00 CITY CAMBRIDGE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 02140 UNPAID BALANCE: 374,655.040 OPTION TO CONVERT : No MONTHLY P&I: 2,610.59 ANNUAL RATE ADJUST: 0.000 LTV : 66.96400 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/27 RATE: 02 -------------------------------------------------------------------------------- LN # 0032007379 MORTGAGORS: EDMUNDSON, ROBERT EDMUNDSON, DIANE ADDRESS : 3731 DEVONSHIRE RD MORTGAGE AMT: 302,000.00 CITY ALLENTOWN :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 PA 18103 UNPAID BALANCE: 301,764.410 OPTION TO CONVERT : No MONTHLY P&I: 2,060.17 ANNUAL RATE ADJUST: 0.000 LTV : 72.77100 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032007445 MORTGAGORS: OLIVERA, MICHAEL OLIVERA, MARY ADDRESS : 35 LA SERENA TRAIL MORTGAGE AMT: 430,300.00 CITY SANTA FE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NM 87501 UNPAID BALANCE: 429,592.510 OPTION TO CONVERT : No MONTHLY P&I: 2,862.80 ANNUAL RATE ADJUST: 0.000 LTV : 78.23600 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032007692 MORTGAGORS: MCMILLAN, STEPHEN MCMILLAN, MCMILLAN, LORRIE ADDRESS : 25581 UPPER CLUBHOUSE DRI MORTGAGE AMT: 277,200.00 CITY SOUTH RIDING :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 VA 20152 UNPAID BALANCE: 276,983.760 OPTION TO CONVERT : No MONTHLY P&I: 1,890.99 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032007700 MORTGAGORS: UMPHREY, KIRK ADDRESS : 1592 EAST CHAPEL OAKS CIR MORTGAGE AMT: 350,000.00 CITY SANDY :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 UT 84093 UNPAID BALANCE: 349,410.230 OPTION TO CONVERT : No MONTHLY P&I: 2,299.25 ANNUAL RATE ADJUST: 0.000 LTV : 74.46800 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032007767 MORTGAGORS: LYCAN, MAURICE LYCAN, GARY LYCAN, MARY ADDRESS : 2332 RIVERSIDE DRIVE MORTGAGE AMT: 288,000.00 CITY SANTA ANA :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 92706 UNPAID BALANCE: 287,791.550 OPTION TO CONVERT : No MONTHLY P&I: 2,038.45 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032008138 MORTGAGORS: VELACRUZ, ALVIN VELACRUZ, MARY ANN ADDRESS : 2720 ALEMANY BOULEVARD MORTGAGE AMT: 270,750.00 CITY SAN FRANCISCO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94112 UNPAID BALANCE: 270,549.070 OPTION TO CONVERT : No MONTHLY P&I: 1,893.12 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032008203 MORTGAGORS: HARRIS, TIMOTHY STEPHENS, MEGAN ADDRESS : 32 WINTERFIELD ROAD MORTGAGE AMT: 296,850.00 CITY IRVINE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92602 UNPAID BALANCE: 296,543.970 OPTION TO CONVERT : No MONTHLY P&I: 2,025.05 ANNUAL RATE ADJUST: 0.000 LTV : 94.99700 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032008328 MORTGAGORS: WEATHERSPOON, FLOYD JONES-WEATHERSPOON, STEPHANIE ADDRESS : 1618 PERRIS COURT MORTGAGE AMT: 358,300.00 CITY NEW ALBANY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 OH 43054 UNPAID BALANCE: 358,013.470 OPTION TO CONVERT : No MONTHLY P&I: 2,413.94 ANNUAL RATE ADJUST: 0.000 LTV : 94.98900 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032008559 MORTGAGORS: MESSERMAN, JEFFREY MESSERMAN, LYNDA ADDRESS : 19 BLUEBERRY LANE MORTGAGE AMT: 343,000.00 CITY HOPKINTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MA 01748 UNPAID BALANCE: 343,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,310.86 ANNUAL RATE ADJUST: 0.000 LTV : 79.76744 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032008815 MORTGAGORS: MARIANO, JAMES ADDRESS : 51 R.F. HIGGINS DRIVE MORTGAGE AMT: 300,000.00 CITY NORWELL :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MA 02061 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,970.79 ANNUAL RATE ADJUST: 0.000 LTV : 56.60300 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032008930 MORTGAGORS: GRECO, RAY GRECO, KATHY ADDRESS : 3404 SEA CREST MORTGAGE AMT: 374,400.00 CITY HILTON HEAD ISLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 SC 29928 UNPAID BALANCE: 374,135.750 OPTION TO CONVERT : No MONTHLY P&I: 2,682.25 ANNUAL RATE ADJUST: 0.000 LTV : 69.99400 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032009300 MORTGAGORS: BRUNO, FRANK BRUNO, CYNTHIA ADDRESS : 13 LACKAWANNA TRAIL MORTGAGE AMT: 105,000.00 CITY SUFFERN :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NY 10901 UNPAID BALANCE: 104,807.440 OPTION TO CONVERT : No MONTHLY P&I: 837.87 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/19 RATE: 02 -------------------------------------------------------------------------------- LN # 0032009326 MORTGAGORS: DAVIS, RICHARD DAVIS, JEANIE DAVIS, JEANIE ADDRESS : 636 EAST RAWHIDE AVENUE MORTGAGE AMT: 319,900.00 CITY GILBERT :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 AZ 85296 UNPAID BALANCE: 319,644.180 OPTION TO CONVERT : No MONTHLY P&I: 2,155.23 ANNUAL RATE ADJUST: 0.000 LTV : 76.16600 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032009334 MORTGAGORS: YAZDANI, MARIA ADDRESS : 26 ROCK ROSE MORTGAGE AMT: 321,800.00 CITY ALSIO VIEJO :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 92656 UNPAID BALANCE: 321,578.540 OPTION TO CONVERT : No MONTHLY P&I: 2,333.27 ANNUAL RATE ADJUST: 0.000 LTV : 79.45600 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 04/01/29 RATE: 50 -------------------------------------------------------------------------------- LN # 0032009565 MORTGAGORS: CHERNG, THOMAS CHERNG, JUANA ADDRESS : 302 HIGHLAND PLACE MORTGAGE AMT: 280,000.00 CITY MONROVIA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91016 UNPAID BALANCE: 279,572.550 OPTION TO CONVERT : No MONTHLY P&I: 1,933.90 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032009573 MORTGAGORS: HAMMAD, MO HAMMAD, REEM ADDRESS : 11670 LAURELWOOD DRIVE MORTGAGE AMT: 252,000.00 CITY STUDIO CITY AREA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91604 UNPAID BALANCE: 251,808.240 OPTION TO CONVERT : No MONTHLY P&I: 1,740.51 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032009649 MORTGAGORS: RUDOLPH, NICK MILLS, LYNDA ADDRESS : 1549 WEST SALTSAGE DRIVE MORTGAGE AMT: 394,600.00 CITY PHOENIX :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 AZ 85045 UNPAID BALANCE: 394,284.440 OPTION TO CONVERT : No MONTHLY P&I: 2,658.50 ANNUAL RATE ADJUST: 0.000 LTV : 89.65000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032009656 MORTGAGORS: STEINTHAL, RONALD STEINTHAL, LORI ADDRESS : 17203 DEBBIE ROAD MORTGAGE AMT: 409,000.00 CITY LOS GATOS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95030 UNPAID BALANCE: 408,343.920 OPTION TO CONVERT : No MONTHLY P&I: 2,755.51 ANNUAL RATE ADJUST: 0.000 LTV : 53.11600 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032009847 MORTGAGORS: BODNAR, JOHN BODNAR, KAREN ADDRESS : 3 FERNDALE ROAD MORTGAGE AMT: 434,000.00 CITY MADISON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NJ 07940 UNPAID BALANCE: 434,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,960.65 ANNUAL RATE ADJUST: 0.000 LTV : 67.81200 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032009854 MORTGAGORS: GRAINGER, RAYMOND GRAINGER, ELISA ADDRESS : 24 CERVANTES MORTGAGE AMT: 650,000.00 CITY NEWPORT BEACH, :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92660 UNPAID BALANCE: 650,000.000 OPTION TO CONVERT : No MONTHLY P&I: 4,270.04 ANNUAL RATE ADJUST: 0.000 LTV : 74.93400 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032010035 MORTGAGORS: WON, JONG WON, KYONG ADDRESS : 115 PHILIP DRIVE MORTGAGE AMT: 450,000.00 CITY ROCKAWAY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NJ 07866 UNPAID BALANCE: 449,631.130 OPTION TO CONVERT : No MONTHLY P&I: 2,993.87 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032010175 MORTGAGORS: PLUM, DAVID PLUM, DAWN ADDRESS : 8 MEADOWBROOK ROAD MORTGAGE AMT: 300,000.00 CITY RANDOLPH :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 07869 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000 LTV : 78.94700 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032010977 MORTGAGORS: SLOAN, CAROL ADDRESS : 2908 WEST CANYON AVENUE MORTGAGE AMT: 288,450.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92123 UNPAID BALANCE: 288,213.560 OPTION TO CONVERT : No MONTHLY P&I: 1,919.07 ANNUAL RATE ADJUST: 0.000 LTV : 89.99700 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032011132 MORTGAGORS: KENDALL, LAWRENCE KENDALL, JOAN ADDRESS : 33 MEETING HOUSE ROAD MORTGAGE AMT: 649,000.00 CITY GREENWICH :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CT 06831 UNPAID BALANCE: 648,468.020 OPTION TO CONVERT : No MONTHLY P&I: 4,317.81 ANNUAL RATE ADJUST: 0.000 LTV : 33.71400 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032011736 MORTGAGORS: DOUBEK, WILLIAM ADDRESS : 897 CAYO GRANDE COURT MORTGAGE AMT: 271,200.00 CITY THOUSAND OAKS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91320 UNPAID BALANCE: 269,911.250 OPTION TO CONVERT : No MONTHLY P&I: 1,850.07 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 11/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0032011801 MORTGAGORS: FISHER, JAMES ADDRESS : 5243 NEPTUNE SQUARE MORTGAGE AMT: 280,000.00 CITY OXNARD :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 93035 UNPAID BALANCE: 279,340.740 OPTION TO CONVERT : No MONTHLY P&I: 1,910.10 ANNUAL RATE ADJUST: 0.000 LTV : 71.79400 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032011884 MORTGAGORS: GANDOLFI, THOMAS GANDOLFI, MELODY ADDRESS : 1700 CATTAIL WOODS LANE MORTGAGE AMT: 340,000.00 CITY WOODBINE :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 MD 21797 UNPAID BALANCE: 339,707.260 OPTION TO CONVERT : No MONTHLY P&I: 2,205.24 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032012031 MORTGAGORS: KORREN, ROBERT KORREN, AMY KORREN, AMY ADDRESS : 76 BRUNDAGE RIDGE ROAD MORTGAGE AMT: 265,000.00 CITY BEDFORD :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NY 10506 UNPAID BALANCE: 264,788.090 OPTION TO CONVERT : No MONTHLY P&I: 1,785.35 ANNUAL RATE ADJUST: 0.000 LTV : 58.88800 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032012346 MORTGAGORS: OBADIAH, RICHARD OBADIAH, PATRICIA ADDRESS : 151 TREMONT STREET, UNIT MORTGAGE AMT: 315,000.00 CITY BOSTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MA 02111 UNPAID BALANCE: 315,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,095.70 ANNUAL RATE ADJUST: 0.000 LTV : 78.75000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032012353 MORTGAGORS: RODMAN, JEFFREY RODMAN, ABBY RODMAN, ABBY ADDRESS : 101 CLAREMONT STREET MORTGAGE AMT: 450,000.00 CITY NEWTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MA 02458 UNPAID BALANCE: 449,631.140 OPTION TO CONVERT : No MONTHLY P&I: 2,993.86 ANNUAL RATE ADJUST: 0.000 LTV : 55.55500 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032012387 MORTGAGORS: COOPER, DAVID ADDRESS : 5 KIMBALL ROAD MORTGAGE AMT: 260,000.00 CITY LEXINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MA 02421 UNPAID BALANCE: 259,807.040 OPTION TO CONVERT : No MONTHLY P&I: 1,817.96 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032012510 MORTGAGORS: GAYLE, CHRISTOPHER GALE, CHRIS GAYLE, MICHELLE ADDRESS : 6972 SECREST COURT MORTGAGE AMT: 297,200.00 CITY ARVADA :\ STATE/ZIP :\ LIFETIME RATE : 6.25000 CO 80007 UNPAID BALANCE: 297,200.000 OPTION TO CONVERT : No MONTHLY P&I: 1,829.91 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032014052 MORTGAGORS: BUTCH, PARK ADDRESS : 465 OCEAN DRIVE APT. 1101 MORTGAGE AMT: 112,000.00 CITY MIAMI BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 FL 33139 UNPAID BALANCE: 110,759.010 OPTION TO CONVERT : No MONTHLY P&I: 802.39 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 02/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0032014474 MORTGAGORS: STOHLGREN, KEITH STOHLGREN, CAMILLE ADDRESS : 63 LINDEN AVENUE MORTGAGE AMT: 360,000.00 CITY LAKE FOREST :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 IL 60045 UNPAID BALANCE: 360,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,395.09 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032014839 MORTGAGORS: GENNARI, MATTHEW GENNARI, CHRIS ADDRESS : 113 STOHE CLIFF ROAD MORTGAGE AMT: 500,000.00 CITY PRINCETON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NJ 08540 UNPAID BALANCE: 500,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,326.52 ANNUAL RATE ADJUST: 0.000 LTV : 78.29700 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032014862 MORTGAGORS: EMANUEL, DEBRA ADDRESS : 7 WILLOW LAKE DRIVE MORTGAGE AMT: 397,500.00 CITY COLTS NECK :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 NJ 07722 UNPAID BALANCE: 397,219.450 OPTION TO CONVERT : No MONTHLY P&I: 2,847.74 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032015422 MORTGAGORS: BENDER, JONATHAN ADDRESS : 7208 LA PRESA DRIVE MORTGAGE AMT: 468,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 90068 UNPAID BALANCE: 467,597.060 OPTION TO CONVERT : No MONTHLY P&I: 3,035.44 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032015547 MORTGAGORS: LORING, KELLY LORING, JAMES ADDRESS : 46 ROCKY WOODS ROAD MORTGAGE AMT: 278,000.00 CITY HOPKINTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 01748 UNPAID BALANCE: 277,783.130 OPTION TO CONVERT : No MONTHLY P&I: 1,896.45 ANNUAL RATE ADJUST: 0.000 LTV : 74.13300 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032015588 MORTGAGORS: KORN, SCOTT KORN, ARLENE ADDRESS : 1233 MEADOWBANK ROAD MORTGAGE AMT: 1,500,000.00 CITY VILLANOVA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 PA 19085 UNPAID BALANCE: 1,500,000. OPTION TO CONVERT : No 000 MONTHLY P&I: 10,360.13 ANNUAL RATE ADJUST: 0.000 LTV : 62.50000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 15 -------------------------------------------------------------------------------- LN # 0032016412 MORTGAGORS: PAVLINI, PAUL PAVLINI, DELORES PAVLINI, DOLORES ADDRESS : 18 FOWLER ROAD MORTGAGE AMT: 430,000.00 CITY PEAPACK-GLADSTONE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NJ 07934 UNPAID BALANCE: 430,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,860.80 ANNUAL RATE ADJUST: 0.000 LTV : 68.80000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032016479 MORTGAGORS: TRUE, DOUGLAS TRUE, DENISE ADDRESS : 1541 MANNING LANE MORTGAGE AMT: 352,400.00 CITY ALAMO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94507 UNPAID BALANCE: 352,125.090 OPTION TO CONVERT : No MONTHLY P&I: 2,403.99 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032016693 MORTGAGORS: CHARLTON, MATTHEW CHARLTON, CHRISTINE ADDRESS : 611 LAWRENCE AVENUE MORTGAGE AMT: 356,000.00 CITY WESTFIELD :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NJ 07090 UNPAID BALANCE: 356,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,338.67 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032017048 MORTGAGORS: GERENA, EDGARD ADDRESS : 67 MAPLE AVENUE NORTH MORTGAGE AMT: 383,000.00 CITY WESTPORT :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CT 06880 UNPAID BALANCE: 382,701.220 OPTION TO CONVERT : No MONTHLY P&I: 2,612.74 ANNUAL RATE ADJUST: 0.000 LTV : 69.63600 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032017071 MORTGAGORS: PELEUSES, ZEUS PELEUSES, STEPHANIE ADDRESS : 35 WASHINGTON MORTGAGE AMT: 336,000.00 CITY IRVINE :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 92606 UNPAID BALANCE: 335,512.070 OPTION TO CONVERT : No MONTHLY P&I: 2,378.19 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032017253 MORTGAGORS: DARROW, BRIAN ADDRESS : 2450 ORANGE AVE MORTGAGE AMT: 290,000.00 CITY COSTA MESA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92627 UNPAID BALANCE: 289,773.770 OPTION TO CONVERT : No MONTHLY P&I: 1,978.31 ANNUAL RATE ADJUST: 0.000 LTV : 76.31500 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032017279 MORTGAGORS: MARCUS, KENNETH MARCUS, MARY MARCUS, MARY ADDRESS : 11834 CEDAR CREEK ROAD MORTGAGE AMT: 321,600.00 CITY CEDARBURG :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 WI 53012 UNPAID BALANCE: 321,329.810 OPTION TO CONVERT : No MONTHLY P&I: 2,112.69 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032017352 MORTGAGORS: SEHRINGER, GOTTFRIED SEHRINGER, CLAIRE ADDRESS : 26 RICE SPRING LANE MORTGAGE AMT: 334,000.00 CITY WAYLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MA 01778 UNPAID BALANCE: 333,745.850 OPTION TO CONVERT : No MONTHLY P&I: 2,306.86 ANNUAL RATE ADJUST: 0.000 LTV : 89.78400 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032017402 MORTGAGORS: SPAULDING, CRAIG ADDRESS : 6904 BOB-O-LINK DRIVE MORTGAGE AMT: 308,000.00 CITY DALLAS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 TX 75214 UNPAID BALANCE: 307,753.700 OPTION TO CONVERT : No MONTHLY P&I: 2,075.05 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032017428 MORTGAGORS: CURCIO, ROBERT CURCIO, DEBRA ADDRESS : 3523 ASBURY AVENUE MORTGAGE AMT: 273,375.00 CITY OCEAN CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NJ 08226 UNPAID BALANCE: 273,375.000 OPTION TO CONVERT : No MONTHLY P&I: 1,888.14 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032017493 MORTGAGORS: MATTERA, PAUL MATTERA, JUDITH ADDRESS : 16 FULLER AVENUE MORTGAGE AMT: 310,000.00 CITY SWAMPSCOTT :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MA 01907 UNPAID BALANCE: 309,752.110 OPTION TO CONVERT : No MONTHLY P&I: 2,088.52 ANNUAL RATE ADJUST: 0.000 LTV : 60.78400 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032017758 MORTGAGORS: BERRY, DELORES ADDRESS : 267 PALMETTO DR MORTGAGE AMT: 150,000.00 CITY ELLERSLIE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 GA 31807 UNPAID BALANCE: 149,882.980 OPTION TO CONVERT : No MONTHLY P&I: 1,023.27 ANNUAL RATE ADJUST: 0.000 LTV : 60.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032017774 MORTGAGORS: BENNETT, PATRICK BENNETT, UTE ADDRESS : 16 DIAMOND DRIVE MORTGAGE AMT: 288,000.00 CITY THORNTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 PA 19373 UNPAID BALANCE: 287,775.330 OPTION TO CONVERT : No MONTHLY P&I: 1,964.67 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032017915 MORTGAGORS: STIBOLT, JULIA ADDRESS : 1122 SOUTH ESTATE LANE MORTGAGE AMT: 300,000.00 CITY LAKE FORREST :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 60045 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000 LTV : 62.50000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032017980 MORTGAGORS: FLETCHER, JEFFREY FLETCHER, TAMI ADDRESS : 3633 WHITE OAK LANE MORTGAGE AMT: 341,600.00 CITY CUMMING :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IA 50061 UNPAID BALANCE: 341,132.310 OPTION TO CONVERT : No MONTHLY P&I: 2,330.32 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032018426 MORTGAGORS: RIVARD, JOHN RIVARD, JULIE RIVARD, JULIE ADDRESS : 2104 COPLEY AVENUE MORTGAGE AMT: 373,500.00 CITY ANN ARBOR :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MI 48104 UNPAID BALANCE: 373,500.000 OPTION TO CONVERT : No MONTHLY P&I: 2,516.34 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032018517 MORTGAGORS: SATTERFIELD, MARK ADDRESS : 720 RIO GRANDE DRIVE MORTGAGE AMT: 150,950.00 CITY ALPHARETTA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 GA 30022 UNPAID BALANCE: 150,832.240 OPTION TO CONVERT : No MONTHLY P&I: 1,029.75 ANNUAL RATE ADJUST: 0.000 LTV : 60.38000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032018681 MORTGAGORS: WARDLOW, RICHARD WARDLOW, GERALDINE ADDRESS : 12627 SPRING CREEK COURT MORTGAGE AMT: 266,800.00 CITY MOORPARK :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 93021 UNPAID BALANCE: 266,606.890 OPTION TO CONVERT : No MONTHLY P&I: 1,888.40 ANNUAL RATE ADJUST: 0.000 LTV : 73.09500 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032018715 MORTGAGORS: CHAMPION, THOMAS ADDRESS : 1227 BROOKHAVEN PARK PLAC MORTGAGE AMT: 206,000.00 CITY ATLANTA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 GA 30319 UNPAID BALANCE: 205,839.290 OPTION TO CONVERT : No MONTHLY P&I: 1,405.29 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032018764 MORTGAGORS: RIDGE, JOHN JOHNS, PENELOPE ADDRESS : 815 ANITA STREET MORTGAGE AMT: 276,000.00 CITY REDONDO BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90278 UNPAID BALANCE: 276,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,836.23 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032018863 MORTGAGORS: MARIN, ELIOT RAND, DIANE ADDRESS : 17206 CIRCA DEL NORTE MORTGAGE AMT: 875,000.00 CITY RANCHO SANTE FE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92067 UNPAID BALANCE: 874,350.620 OPTION TO CONVERT : No MONTHLY P&I: 6,118.13 ANNUAL RATE ADJUST: 0.000 LTV : 58.33300 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 15 -------------------------------------------------------------------------------- LN # 0032018970 MORTGAGORS: STEDMAN, ALICIA STEDMAN, MICHAEL ADDRESS : 47 BEAUFORT AVENUE MORTGAGE AMT: 260,800.00 CITY NEEDHAM :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MA 02492 UNPAID BALANCE: 260,591.440 OPTION TO CONVERT : No MONTHLY P&I: 1,757.06 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032019291 MORTGAGORS: SMITH, RICHARD BELTRAMELLO, MARIA ADDRESS : 160 WATERTOWN ROAD MORTGAGE AMT: 349,900.00 CITY MIDDLEBURY :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 CT 06762 UNPAID BALANCE: 349,591.290 OPTION TO CONVERT : No MONTHLY P&I: 2,240.45 ANNUAL RATE ADJUST: 0.000 LTV : 69.28700 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032019390 MORTGAGORS: DUDLEY, PAUL DUDLEY, TONIA ADDRESS : 2080 EAST VICTOR ROAD MORTGAGE AMT: 277,250.00 CITY GILBERT :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 AZ 85296 UNPAID BALANCE: 277,017.070 OPTION TO CONVERT : No MONTHLY P&I: 1,821.34 ANNUAL RATE ADJUST: 0.000 LTV : 79.98900 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032019457 MORTGAGORS: KNIGHTLY, KEITH KNIGHTLY, LISA ADDRESS : 9 MONROE PLACE MORTGAGE AMT: 365,000.00 CITY BERNARDS TOWNSHIP :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NJ 07920 UNPAID BALANCE: 364,700.810 OPTION TO CONVERT : No MONTHLY P&I: 2,428.36 ANNUAL RATE ADJUST: 0.000 LTV : 66.66600 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032019572 MORTGAGORS: MILONE, RICHARD TROMP, KAREN ADDRESS : 2955 WHISPERING OAKS MORTGAGE AMT: 351,000.00 CITY BUFFALO GROVE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 60089 UNPAID BALANCE: 350,726.190 OPTION TO CONVERT : No MONTHLY P&I: 2,394.44 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032019630 MORTGAGORS: MACIAS, ALEX MACIAS, CECILLIA ADDRESS : 3051 WINLOCK WAY MORTGAGE AMT: 322,000.00 CITY GRANITE BAY :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95746 UNPAID BALANCE: 322,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,251.47 ANNUAL RATE ADJUST: 0.000 LTV : 88.21900 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032019705 MORTGAGORS: WELWOOD, MICHAEL WELWOOD, MELINDA ADDRESS : 735 EAGLE POINT DRIVE MORTGAGE AMT: 515,800.00 CITY VENICE :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 FL 34292 UNPAID BALANCE: 515,426.680 OPTION TO CONVERT : No MONTHLY P&I: 3,650.80 ANNUAL RATE ADJUST: 0.000 LTV : 60.68200 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032019713 MORTGAGORS: BULLOCK, JOHN BULLOCK, LINDA ADDRESS : 430 GREAT SPRINGS ROAD MORTGAGE AMT: 560,000.00 CITY BRYN MAWR :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 PA 19010 UNPAID BALANCE: 560,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,772.82 ANNUAL RATE ADJUST: 0.000 LTV : 67.87800 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032019754 MORTGAGORS: CLAPP, JEFFREY CLAPP, ROSEANNE ADDRESS : 67 AGAWAM DRIVE MORTGAGE AMT: 308,000.00 CITY WAYNE :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 NJ 07470 UNPAID BALANCE: 308,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,972.16 ANNUAL RATE ADJUST: 0.000 LTV : 75.49000 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032019861 MORTGAGORS: MILLER, MATTHEW MILLER, T FOSSUM, THERESA ADDRESS : 4920 FIRESTONE DRIVE MORTGAGE AMT: 316,000.00 CITY COLLEGE STATION :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 TX 77845 UNPAID BALANCE: 315,747.290 OPTION TO CONVERT : No MONTHLY P&I: 2,128.96 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032019887 MORTGAGORS: DINH, TIEN DINH, CYNTHIA ADDRESS : 1918 COACHLAMP DRIVE MORTGAGE AMT: 89,600.00 CITY CEDAR PARK :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 TX 78613 UNPAID BALANCE: 89,531.820 OPTION TO CONVERT : No MONTHLY P&I: 618.85 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032020224 MORTGAGORS: BLAGG, DAVID BLAGG, MARY ADDRESS : 448 LEXINGTON CIRCLE MORTGAGE AMT: 297,300.00 CITY OCEANSIDE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92057 UNPAID BALANCE: 297,068.080 OPTION TO CONVERT : No MONTHLY P&I: 2,028.11 ANNUAL RATE ADJUST: 0.000 LTV : 94.99200 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032020265 MORTGAGORS: WATSON, JAMES WATSON, SUSAN ADDRESS : 34300 LANTERN BAY DRIVE MORTGAGE AMT: 332,000.00 CITY DANA POINT :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92629 UNPAID BALANCE: 331,753.610 OPTION TO CONVERT : No MONTHLY P&I: 2,321.39 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032020463 MORTGAGORS: GANEM, GLENDA BRESLIN, M. ADDRESS : 189 CARLTON ROAD MORTGAGE AMT: 305,500.00 CITY WABAN :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MA 02468 UNPAID BALANCE: 305,499.740 OPTION TO CONVERT : No MONTHLY P&I: 2,006.92 ANNUAL RATE ADJUST: 0.000 LTV : 67.58800 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032020505 MORTGAGORS: SALO, MARK SALO, KARI ADDRESS : 4 CHANDLER PLACE MORTGAGE AMT: 259,500.00 CITY LAS FLORES :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92688 UNPAID BALANCE: 259,281.980 OPTION TO CONVERT : No MONTHLY P&I: 1,704.74 ANNUAL RATE ADJUST: 0.000 LTV : 79.98600 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032020927 MORTGAGORS: WOO, DEAN WOO, JEAN ADDRESS : 1541 TAYLOR STREET MORTGAGE AMT: 350,000.00 CITY SAN FRANCISCO :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94133 UNPAID BALANCE: 349,705.950 OPTION TO CONVERT : No MONTHLY P&I: 2,299.26 ANNUAL RATE ADJUST: 0.000 LTV : 46.66600 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032020992 MORTGAGORS: FENN, WILLIE FENN, SYLVIA ADDRESS : 31 BLACK GUM DRIVE MORTGAGE AMT: 276,550.00 CITY THE TOWNSHIP OF SOUT :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NJ 08852 UNPAID BALANCE: 276,117.220 OPTION TO CONVERT : No MONTHLY P&I: 1,886.56 ANNUAL RATE ADJUST: 0.000 LTV : 79.99700 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032021396 MORTGAGORS: LAROIA, RAJIV LAROIA, SAPNA ADDRESS : 455 SOMERVILLE RD. MORTGAGE AMT: 352,000.00 CITY BASKING RIDGE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 07920 UNPAID BALANCE: 352,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,371.49 ANNUAL RATE ADJUST: 0.000 LTV : 74.89300 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032021438 MORTGAGORS: SCANNELL, J.P. SCANNELL, LISA ADDRESS : 5315 N. 40TH STREET MORTGAGE AMT: 249,050.00 CITY PHOENIX :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 AZ 85018 UNPAID BALANCE: 248,878.600 OPTION TO CONVERT : No MONTHLY P&I: 1,805.79 ANNUAL RATE ADJUST: 0.000 LTV : 79.98500 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032021446 MORTGAGORS: MCDONALD, JOSEPH MCDONALD, KATHLEEN ADDRESS : 18906 SANTA CATHRINE STRE MORTGAGE AMT: 266,900.00 CITY FOUNTAIN VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92708 UNPAID BALANCE: 266,696.910 OPTION TO CONVERT : No MONTHLY P&I: 1,843.41 ANNUAL RATE ADJUST: 0.000 LTV : 85.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032021461 MORTGAGORS: SMITH, ROBERT SMITH, MARCIA ADDRESS : 9157 BUCK HILL DRIVE MORTGAGE AMT: 480,000.00 CITY HIGHLANDS RANCH :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CO 80126 UNPAID BALANCE: 479,606.550 OPTION TO CONVERT : No MONTHLY P&I: 3,193.45 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032021602 MORTGAGORS: FOX, DANIEL ADDRESS : 412 RESERVE TRAIL MORTGAGE AMT: 440,000.00 CITY SOUTH RUSSELL :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 OH 44022 UNPAID BALANCE: 439,639.330 OPTION TO CONVERT : No MONTHLY P&I: 2,927.34 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032021719 MORTGAGORS: RILEY, JOHN RILEY, PATRICIA ADDRESS : 16 SHELTERWOOD PLACE MORTGAGE AMT: 547,550.00 CITY DANVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94506 UNPAID BALANCE: 547,112.130 OPTION TO CONVERT : No MONTHLY P&I: 3,688.95 ANNUAL RATE ADJUST: 0.000 LTV : 79.99700 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032021768 MORTGAGORS: CLOUTIER, NORMAND CLOUTIER, GWENDOLYN ADDRESS : 5267 WINTER VIEW DRIVE MORTGAGE AMT: 323,450.00 CITY ALEXANDRIA :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 VA 22312 UNPAID BALANCE: 323,171.510 OPTION TO CONVERT : No MONTHLY P&I: 2,097.90 ANNUAL RATE ADJUST: 0.000 LTV : 79.99200 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032021867 MORTGAGORS: HODGSON, JAMES HODGSON, MARJORIE ADDRESS : 1317 LINGER LONGER ROAD MORTGAGE AMT: 285,000.00 CITY QUILCENE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 WA 98376 UNPAID BALANCE: 284,452.890 OPTION TO CONVERT : No MONTHLY P&I: 2,209.61 ANNUAL RATE ADJUST: 0.000 LTV : 76.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/19 RATE: 02 -------------------------------------------------------------------------------- LN # 0032022097 MORTGAGORS: BEREZIN, ERIC BEREZIN, DEBRA ADDRESS : 2034 OLD FORGE WAY MORTGAGE AMT: 256,000.00 CITY MARIETTA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 GA 30068 UNPAID BALANCE: 255,795.280 OPTION TO CONVERT : No MONTHLY P&I: 1,724.72 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032022188 MORTGAGORS: BANWELL, SCOTT BANWELL, ELPIDIA ADDRESS : 8 CHANDLER PLACE MORTGAGE AMT: 274,750.00 CITY LAS FLORES :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92688 UNPAID BALANCE: 274,524.790 OPTION TO CONVERT : No MONTHLY P&I: 1,827.92 ANNUAL RATE ADJUST: 0.000 LTV : 79.99300 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032022220 MORTGAGORS: MACILOEK, JOHN MACILOEK, TERRI ADDRESS : 478 BALLYTORE ROAD MORTGAGE AMT: 275,000.00 CITY WYNNEWOOD :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 PA 19096 UNPAID BALANCE: 274,785.470 OPTION TO CONVERT : No MONTHLY P&I: 1,875.99 ANNUAL RATE ADJUST: 0.000 LTV : 63.21800 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032022675 MORTGAGORS: MIGINSKY, MICHAEL MIGINSKY, CAROL MIGINSKY, CAROL ADDRESS : 40888 HANNAH DRIVE MORTGAGE AMT: 500,000.00 CITY WATERFORD :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 VA 20197 UNPAID BALANCE: 499,579.930 OPTION TO CONVERT : No MONTHLY P&I: 3,284.65 ANNUAL RATE ADJUST: 0.000 LTV : 75.75700 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032022907 MORTGAGORS: FELDGOISE, JEFFREY REMEN, DANNA ADDRESS : 15 WINDSOR ROAD MORTGAGE AMT: 316,000.00 CITY BROOKLINE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MA 02445 UNPAID BALANCE: 315,747.300 OPTION TO CONVERT : No MONTHLY P&I: 2,128.95 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032023004 MORTGAGORS: NATHAN, MARC NATHAN, CATHY S. NATHAN, CATHY ADDRESS : 4381 PASEO SANTA CATARINA MORTGAGE AMT: 556,700.00 CITY THOUSAND OAKS :\ STATE/ZIP :\ LIFETIME RATE : 6.37500 CA 91320 UNPAID BALANCE: 556,700.000 OPTION TO CONVERT : No MONTHLY P&I: 3,473.08 ANNUAL RATE ADJUST: 0.000 LTV : 79.99400 OUTSIDE CONV DATE: CURRENT INT 6.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032023228 MORTGAGORS: ONOUYE, VICTOR ONOUYE, SANAE ADDRESS : 2838 WINDMILL ROAD MORTGAGE AMT: 300,000.00 CITY TORRANCE :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 90505 UNPAID BALANCE: 299,741.710 OPTION TO CONVERT : No MONTHLY P&I: 1,945.79 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032023244 MORTGAGORS: MCDONOUGH, ELIZABETH FISCHER, LINDA ADDRESS : 1555 CALIFORNIA STREET #4 MORTGAGE AMT: 272,550.00 CITY DENVER :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CO 80202 UNPAID BALANCE: 272,332.050 OPTION TO CONVERT : No MONTHLY P&I: 1,836.22 ANNUAL RATE ADJUST: 0.000 LTV : 89.99100 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032023343 MORTGAGORS: CHOWDHURY, BADRUL PARVEEN, MARIUM ADDRESS : 10434 SNOWPOINT DRIVE MORTGAGE AMT: 500,000.00 CITY BETHESDA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MD 20814 UNPAID BALANCE: 499,177.910 OPTION TO CONVERT : No MONTHLY P&I: 3,326.52 ANNUAL RATE ADJUST: 0.000 LTV : 79.36500 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032023632 MORTGAGORS: PERRY, FRANK PERRY, LESLIE ADDRESS : 708 N. ROCKWELL MORTGAGE AMT: 385,000.00 CITY CHICAGO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 IL 60612 UNPAID BALANCE: 384,707.050 OPTION TO CONVERT : No MONTHLY P&I: 2,659.10 ANNUAL RATE ADJUST: 0.000 LTV : 70.64200 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032024689 MORTGAGORS: ANTES, JAMES ANTES, ANN ADDRESS : 6 REBECCA LANE MORTGAGE AMT: 318,000.00 CITY WESTFORD :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 MA 01886 UNPAID BALANCE: 317,719.430 OPTION TO CONVERT : No MONTHLY P&I: 2,036.19 ANNUAL RATE ADJUST: 0.000 LTV : 77.56000 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032024796 MORTGAGORS: HOOPER, ROBERT BUCKINGHAM, JOHN ADDRESS : 6345 BRYN MAWR DRIVE MORTGAGE AMT: 300,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90068 UNPAID BALANCE: 299,248.980 OPTION TO CONVERT : No MONTHLY P&I: 2,325.90 ANNUAL RATE ADJUST: 0.000 LTV : 77.92200 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/19 RATE: 02 -------------------------------------------------------------------------------- LN # 0032024895 MORTGAGORS: PROULX, ROGER BLANCHETTE, SHAY ADDRESS : 13 NORTON STREET MORTGAGE AMT: 282,400.00 CITY FOXBORO :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 MA 02035 UNPAID BALANCE: 282,400.000 OPTION TO CONVERT : No MONTHLY P&I: 1,831.65 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032024978 MORTGAGORS: PLOTKIN, ALEX PLOTKIN, INESSA ADDRESS : 556 JONES ROAD MORTGAGE AMT: 386,000.00 CITY ENGLEWOOD :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 07631 UNPAID BALANCE: 384,536.040 OPTION TO CONVERT : No MONTHLY P&I: 3,021.69 ANNUAL RATE ADJUST: 0.000 LTV : 89.78800 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/19 RATE: 02 -------------------------------------------------------------------------------- LN # 0032025009 MORTGAGORS: WINSKAS, JOHN WINSKAS, ROBIN ADDRESS : 7518 E. PLACITA DE LA POE MORTGAGE AMT: 277,100.00 CITY TUCSON :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 AZ 85750 UNPAID BALANCE: 276,609.680 OPTION TO CONVERT : No MONTHLY P&I: 1,774.31 ANNUAL RATE ADJUST: 0.000 LTV : 89.99800 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032025074 MORTGAGORS: KOCAR, WILLIAM KOCAR, VICTORIA ADDRESS : 830 ANACAPA COURT MORTGAGE AMT: 325,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92109 UNPAID BALANCE: 324,215.650 OPTION TO CONVERT : No MONTHLY P&I: 2,189.59 ANNUAL RATE ADJUST: 0.000 LTV : 59.09000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032025082 MORTGAGORS: DEXTER, MIKE DEXTER, ELIZABETH ADDRESS : 6220 TRANCAS CANYON ROAD MORTGAGE AMT: 352,000.00 CITY MALIBU :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 CA 90265 UNPAID BALANCE: 351,377.150 OPTION TO CONVERT : No MONTHLY P&I: 2,253.90 ANNUAL RATE ADJUST: 0.000 LTV : 56.77400 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032025090 MORTGAGORS: DEPPISCH, RALPH DEPPISCH, MARY ADDRESS : 611 KINGS PLACE MORTGAGE AMT: 465,000.00 CITY NEWPORT BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92663 UNPAID BALANCE: 463,877.780 OPTION TO CONVERT : No MONTHLY P&I: 3,132.80 ANNUAL RATE ADJUST: 0.000 LTV : 78.41400 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032025116 MORTGAGORS: AL-ESHAIKER, MAAN AZIZ, BAN ADDRESS : 6 MAYFLOWER MORTGAGE AMT: 266,000.00 CITY IRVINE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92620 UNPAID BALANCE: 265,562.640 OPTION TO CONVERT : No MONTHLY P&I: 1,769.71 ANNUAL RATE ADJUST: 0.000 LTV : 78.23500 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032025199 MORTGAGORS: RIPPE, WILLIAM RIPPE, MABEL ADDRESS : 1020 CRESTVIEW DRIVE MORTGAGE AMT: 290,000.00 CITY MILLBRAE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94030 UNPAID BALANCE: 289,523.190 OPTION TO CONVERT : No MONTHLY P&I: 1,929.38 ANNUAL RATE ADJUST: 0.000 LTV : 62.36500 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032025371 MORTGAGORS: FLASHNER, DAVID FLASHNER, JODY ADDRESS : 42 DONNA ROAD MORTGAGE AMT: 282,000.00 CITY NEWTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 02459 UNPAID BALANCE: 282,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,923.74 ANNUAL RATE ADJUST: 0.000 LTV : 48.62069 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032025454 MORTGAGORS: PERKINSON, DAVID PERKINSON, SUZANNE ADDRESS : 4142 EAST HUBER CIRCLE MORTGAGE AMT: 320,000.00 CITY MESA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 AZ 85205 UNPAID BALANCE: 319,744.100 OPTION TO CONVERT : No MONTHLY P&I: 2,155.90 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032025512 MORTGAGORS: HADLEY, THEODORE HADLEY, NANCY ADDRESS : 1721 44TH AVENUE SOUTHWES MORTGAGE AMT: 290,700.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 WA 98116 UNPAID BALANCE: 290,461.720 OPTION TO CONVERT : No MONTHLY P&I: 1,934.03 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032025561 MORTGAGORS: MAHLKE, KENT ADDRESS : 1384 GULFPORT RUN MORTGAGE AMT: 317,100.00 CITY GRAYSON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 GA 30017 UNPAID BALANCE: 317,100.000 OPTION TO CONVERT : No MONTHLY P&I: 2,163.18 ANNUAL RATE ADJUST: 0.000 LTV : 79.99400 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032025637 MORTGAGORS: BRIGGS, PHILIP BRIGGS, SUSAN BRIGGS, SUSAN ADDRESS : 1872 FOREST CIR MORTGAGE AMT: 570,000.00 CITY SANTA FE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NM 87501 UNPAID BALANCE: 569,544.180 OPTION TO CONVERT : No MONTHLY P&I: 3,840.20 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032025678 MORTGAGORS: HUGHES, LARRY HUGHES, ALICE ADDRESS : 5051 PARIS WAY MORTGAGE AMT: 272,000.00 CITY IRVINE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92604 UNPAID BALANCE: 271,361.300 OPTION TO CONVERT : No MONTHLY P&I: 1,809.63 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032025702 MORTGAGORS: YAKIRA, JOSEPH YAKIRA, RODIKA ADDRESS : 417 EDGEMONT DRIVE MORTGAGE AMT: 500,000.00 CITY REDLANDS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92373 UNPAID BALANCE: 499,177.910 OPTION TO CONVERT : No MONTHLY P&I: 3,326.52 ANNUAL RATE ADJUST: 0.000 LTV : 79.36500 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032025793 MORTGAGORS: MILLER, MARTIN MILLER, LESLIE ADDRESS : 30-32 LANCASTER STREET MORTGAGE AMT: 645,000.00 CITY CAMBRIDGE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MA 02140 UNPAID BALANCE: 645,000.000 OPTION TO CONVERT : No MONTHLY P&I: 4,237.19 ANNUAL RATE ADJUST: 0.000 LTV : 43.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032025975 MORTGAGORS: BOWMAN, SUZANNE ADDRESS : 385 WADDY DRIVE MORTGAGE AMT: 302,000.00 CITY WEEMS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 VA 22576 UNPAID BALANCE: 301,752.450 OPTION TO CONVERT : No MONTHLY P&I: 2,009.22 ANNUAL RATE ADJUST: 0.000 LTV : 46.46100 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032026007 MORTGAGORS: LANGFORD, FP ADDRESS : 13436 SCANLAN WAY MORTGAGE AMT: 273,750.00 CITY DAVIDSON :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NC 28036 UNPAID BALANCE: 273,520.010 OPTION TO CONVERT : No MONTHLY P&I: 1,798.35 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032026023 MORTGAGORS: BLECH, SCOTT BLECH, HEDIE ADDRESS : 2882 WEST CANYON AVENUE MORTGAGE AMT: 260,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92123 UNPAID BALANCE: 259,786.880 OPTION TO CONVERT : No MONTHLY P&I: 1,729.79 ANNUAL RATE ADJUST: 0.000 LTV : 79.99300 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032026155 MORTGAGORS: LONG, MICHAEL LONG, DEE ADDRESS : 545 MEADOWMEADE LANE MORTGAGE AMT: 268,800.00 CITY LAWERENCEVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 GA 30043 UNPAID BALANCE: 268,579.660 OPTION TO CONVERT : No MONTHLY P&I: 1,788.34 ANNUAL RATE ADJUST: 0.000 LTV : 84.34800 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032026205 MORTGAGORS: KING, D. KING, REBECCA ADDRESS : 30 STRATFORD ROAD MORTGAGE AMT: 355,000.00 CITY CANTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MA 02021 UNPAID BALANCE: 354,716.100 OPTION TO CONVERT : No MONTHLY P&I: 2,391.71 ANNUAL RATE ADJUST: 0.000 LTV : 60.68300 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032026445 MORTGAGORS: RICHARDS, STEVEN RICHARDS, MICHELLE RICHARDS, MICHELE ADDRESS : 1809 RAMONA AVENUE MORTGAGE AMT: 364,000.00 CITY SOUTH PASADENA :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 91030 UNPAID BALANCE: 363,686.600 OPTION TO CONVERT : No MONTHLY P&I: 2,360.90 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032026494 MORTGAGORS: STRICKLETT, CHRISTOPHER STRICKLETT, KAREN ADDRESS : 6203 HICKORY COURT SOUTHE MORTGAGE AMT: 166,250.00 CITY OLYMPIA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 WA 98501 UNPAID BALANCE: 166,117.050 OPTION TO CONVERT : No MONTHLY P&I: 1,120.06 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032027088 MORTGAGORS: WAITE, RYAN SPANGLER, SANDRA ADDRESS : 5722-43RD AVENUE NORTHEAS MORTGAGE AMT: 255,000.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 WA 98105 UNPAID BALANCE: 254,785.770 OPTION TO CONVERT : No MONTHLY P&I: 1,675.17 ANNUAL RATE ADJUST: 0.000 LTV : 60.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032027377 MORTGAGORS: JAUCH, STEVEN JAUCH, ALISA ADDRESS : 2248 RUDOLPH DRIVE MORTGAGE AMT: 290,300.00 CITY SIMI VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 93065 UNPAID BALANCE: 290,056.110 OPTION TO CONVERT : No MONTHLY P&I: 1,907.07 ANNUAL RATE ADJUST: 0.000 LTV : 79.99000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032027419 MORTGAGORS: PETROSINO, RICHARD PETROSINO, CAROL ADDRESS : 3352 FALLING WATER COURT MORTGAGE AMT: 413,800.00 CITY SIMI VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 93063 UNPAID BALANCE: 413,452.350 OPTION TO CONVERT : No MONTHLY P&I: 2,718.38 ANNUAL RATE ADJUST: 0.000 LTV : 79.99000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032027468 MORTGAGORS: OUSHAN, KAMIL OUSHAN, KAMIL BORJA, DORIS ADDRESS : 7255 MARTWOOD WAY MORTGAGE AMT: 265,600.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95120 UNPAID BALANCE: 265,392.810 OPTION TO CONVERT : No MONTHLY P&I: 1,811.86 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032027617 MORTGAGORS: ROGERS, RYAN RODGERS, BRIAN ROGERS, KELLY ADDRESS : 22835 OCEAN AVENUE MORTGAGE AMT: 270,300.00 CITY TORRANCE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 90505 UNPAID BALANCE: 270,083.850 OPTION TO CONVERT : No MONTHLY P&I: 1,821.06 ANNUAL RATE ADJUST: 0.000 LTV : 79.99400 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032027625 MORTGAGORS: HERTER, MATTHEW ZAKI, KARMA ZAKI, KARIMA ADDRESS : 2894 WEST CANYON AVENUE MORTGAGE AMT: 307,400.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92123 UNPAID BALANCE: 307,148.030 OPTION TO CONVERT : No MONTHLY P&I: 2,045.14 ANNUAL RATE ADJUST: 0.000 LTV : 89.99000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032027658 MORTGAGORS: MURPHY, THOMAS MURPHY, JUDITH ADDRESS : 2902 WEST CANYON AVENUE MORTGAGE AMT: 302,250.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92123 UNPAID BALANCE: 301,753.050 OPTION TO CONVERT : No MONTHLY P&I: 2,010.88 ANNUAL RATE ADJUST: 0.000 LTV : 79.99300 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032027674 MORTGAGORS: BUTLER, ADAM BUTLER, TRACY ADDRESS : 21333 THIMBLEWEED COURT MORTGAGE AMT: 199,920.00 CITY ASHBURN :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 VA 20147 UNPAID BALANCE: 199,752.040 OPTION TO CONVERT : No MONTHLY P&I: 1,313.34 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032028045 MORTGAGORS: FISHER, BROOKS ADDRESS : 10122 ADELHEID COURT MORTGAGE AMT: 400,000.00 CITY CUPERTINO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95014 UNPAID BALANCE: 399,687.960 OPTION TO CONVERT : No MONTHLY P&I: 2,728.71 ANNUAL RATE ADJUST: 0.000 LTV : 44.44400 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032028060 MORTGAGORS: JANSSEN, MELISSA JANSSEN, CHRISTIAN ADDRESS : 4 OAK CREST ROAD MORTGAGE AMT: 412,000.00 CITY DARIEN :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CT 06820 UNPAID BALANCE: 412,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,672.22 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032028110 MORTGAGORS: ABUL-JUBEIN, SARI ADDRESS : 257 LAKEVIEW AVENUE MORTGAGE AMT: 432,000.00 CITY CAMBRIDGE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MA 02138 UNPAID BALANCE: 432,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,837.93 ANNUAL RATE ADJUST: 0.000 LTV : 79.26600 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032028185 MORTGAGORS: LINGLE, MARK LINGLE, JOAN ADDRESS : 104 SAINT ANDREWS DRIVE MORTGAGE AMT: 376,000.00 CITY AVONDALE :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 PA 19311 UNPAID BALANCE: 375,668.260 OPTION TO CONVERT : No MONTHLY P&I: 2,407.57 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032028318 MORTGAGORS: VANSYCKLE, LEE VANSYCKLE, LINDA ADDRESS : 9 BRINDLEWOOD CT MORTGAGE AMT: 258,750.00 CITY ALGONQUIN :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 60102 UNPAID BALANCE: 258,548.150 OPTION TO CONVERT : No MONTHLY P&I: 1,765.13 ANNUAL RATE ADJUST: 0.000 LTV : 73.82300 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032028375 MORTGAGORS: SINGH, JASBIR KOUR, CAVINDER KAUR, RAVINDER ADDRESS : 4263 LAUREL RIDGE CIRCLE MORTGAGE AMT: 163,000.00 CITY WESTON :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 FL 33331 UNPAID BALANCE: 162,859.670 OPTION TO CONVERT : No MONTHLY P&I: 1,057.21 ANNUAL RATE ADJUST: 0.000 LTV : 68.14300 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032028417 MORTGAGORS: BLENDER, ALAN BLENDER, MARCY ADDRESS : 734 RIGHTERS MILL ROAD MORTGAGE AMT: 400,000.00 CITY NARBERTH :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 PA 19072 UNPAID BALANCE: 399,695.630 OPTION TO CONVERT : No MONTHLY P&I: 2,762.70 ANNUAL RATE ADJUST: 0.000 LTV : 36.36300 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032028425 MORTGAGORS: DIAZ, HENRY DIAZ, INEZ ADDRESS : 45560 CALLESITO ALTAR MORTGAGE AMT: 266,650.00 CITY TEMECULA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92592 UNPAID BALANCE: 266,436.750 OPTION TO CONVERT : No MONTHLY P&I: 1,796.48 ANNUAL RATE ADJUST: 0.000 LTV : 94.99300 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032028540 MORTGAGORS: SAMSON, CLIFTON SAMSON, CLIFTON SAMSON, MARION ADDRESS : 470 DORSET STREET MORTGAGE AMT: 185,000.00 CITY CAMBRIA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 93428 UNPAID BALANCE: 184,844.580 OPTION TO CONVERT : No MONTHLY P&I: 1,215.32 ANNUAL RATE ADJUST: 0.000 LTV : 77.08300 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032028748 MORTGAGORS: KELLY, MICHAEL KELLY, LINDA ADDRESS : 2803 WINTER OAKS WAY MORTGAGE AMT: 390,000.00 CITY OAK HILL :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 VA 20171 UNPAID BALANCE: 389,647.430 OPTION TO CONVERT : No MONTHLY P&I: 2,465.07 ANNUAL RATE ADJUST: 0.000 LTV : 75.27900 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032028920 MORTGAGORS: GOODMAN, MARK GOODMAN, ANNE ADDRESS : 3894 ROYAL WOODS DRIVE MORTGAGE AMT: 336,000.00 CITY SHERMAN OAKS AREA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91403 UNPAID BALANCE: 335,402.110 OPTION TO CONVERT : No MONTHLY P&I: 2,320.67 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032029308 MORTGAGORS: SERINA, ELISEO SERINA, NORMA ADDRESS : 10 SURREY LANE MORTGAGE AMT: 293,175.00 CITY RANCHO PALOS VERDES :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 90275 UNPAID BALANCE: 289,789.060 OPTION TO CONVERT : No MONTHLY P&I: 1,925.95 ANNUAL RATE ADJUST: 0.000 LTV : 51.43400 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032029472 MORTGAGORS: VONGPUKKEAW, NIRUN VONGPUKKEAW, RATTANA ADDRESS : 5452 MARLSTONE LANE MORTGAGE AMT: 474,550.00 CITY FAIRFAX :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 VA 22030 UNPAID BALANCE: 474,151.320 OPTION TO CONVERT : No MONTHLY P&I: 3,117.46 ANNUAL RATE ADJUST: 0.000 LTV : 69.99600 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032029563 MORTGAGORS: SHRINKMAN, RONALD STEINHAUS, STEPHANIE ADDRESS : 5406 HAZELTINE ST MORTGAGE AMT: 274,550.00 CITY SHERMAN OAKS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91401 UNPAID BALANCE: 274,550.000 OPTION TO CONVERT : No MONTHLY P&I: 1,872.91 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032030124 MORTGAGORS: THAXTER, STEVEN THAXTER, JAYNE ADDRESS : 7577 NORTH CHERYL AVENUE MORTGAGE AMT: 328,500.00 CITY FRESNO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 93711 UNPAID BALANCE: 328,256.210 OPTION TO CONVERT : No MONTHLY P&I: 2,296.92 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032030157 MORTGAGORS: SUDARMADJI, MARIA ADDRESS : 1145 PORTHOLE COURT MORTGAGE AMT: 51,500.00 CITY OXNARD :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 93030 UNPAID BALANCE: 51,459.820 OPTION TO CONVERT : No MONTHLY P&I: 351.33 ANNUAL RATE ADJUST: 0.000 LTV : 26.68300 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032030215 MORTGAGORS: CREASI, ANITA ADDRESS : 12846 WILLIAMS MEADOW COU MORTGAGE AMT: 283,000.00 CITY HERNDON :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 VA 20171 UNPAID BALANCE: 282,744.160 OPTION TO CONVERT : No MONTHLY P&I: 1,788.76 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032030322 MORTGAGORS: NGUYEN, CHIEN LE, TRAN LE, TRAM ADDRESS : 619 CYPRESS TREE COURT MORTGAGE AMT: 76,000.00 CITY ORLANDO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 FL 32701 UNPAID BALANCE: 75,939.220 OPTION TO CONVERT : No MONTHLY P&I: 512.03 ANNUAL RATE ADJUST: 0.000 LTV : 62.80900 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032030355 MORTGAGORS: FRIAS, ALFONSO FRIAS, DOLORES ADDRESS : 116 SAINT FRANCIS BOULEVA MORTGAGE AMT: 272,000.00 CITY DALY CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94015 UNPAID BALANCE: 271,787.810 OPTION TO CONVERT : No MONTHLY P&I: 1,855.52 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032031395 MORTGAGORS: FORRESTER, CHIRSTOPHER FORRESTER, LINDA ADDRESS : 815 SOUTH ROYAL STREET MORTGAGE AMT: 237,800.00 CITY ALEXANDRIA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 VA 22314 UNPAID BALANCE: 237,800.000 OPTION TO CONVERT : No MONTHLY P&I: 1,662.74 ANNUAL RATE ADJUST: 0.000 LTV : 79.98900 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032031718 MORTGAGORS: KINNEY, STEVEN KINNEY, SUSAN ADDRESS : 2108 SHILSTONE WAY MORTGAGE AMT: 528,000.00 CITY EDMOND :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 OK 73013 UNPAID BALANCE: 527,627.340 OPTION TO CONVERT : No MONTHLY P&I: 3,782.66 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 04/01/29 RATE: 50 -------------------------------------------------------------------------------- LN # 0032031759 MORTGAGORS: SHIH, RONNIE SHIH, SHAO SHIH, SHAO ADDRESS : 4340 ST. ANDREWS DRIVE MORTGAGE AMT: 268,000.00 CITY STOCKTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95219 UNPAID BALANCE: 267,785.680 OPTION TO CONVERT : No MONTHLY P&I: 1,805.57 ANNUAL RATE ADJUST: 0.000 LTV : 76.90100 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032031866 MORTGAGORS: YACKLEY, RANDAL YACKLEY, MARY ADDRESS : 5379 ASPENWOOD DRIVE MORTGAGE AMT: 351,900.00 CITY CONCORD :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 94521 UNPAID BALANCE: 351,597.020 OPTION TO CONVERT : No MONTHLY P&I: 2,282.42 ANNUAL RATE ADJUST: 0.000 LTV : 79.99500 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032031924 MORTGAGORS: SUMMERS, BRETT SUMMERS, JAMIE ADDRESS : 111 HIGH STREET MORTGAGE AMT: 390,000.00 CITY CAMBRIDGE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MD 21613 UNPAID BALANCE: 389,672.350 OPTION TO CONVERT : No MONTHLY P&I: 2,562.03 ANNUAL RATE ADJUST: 0.000 LTV : 78.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032031957 MORTGAGORS: JENNINGS, WAYNE JENNINGS, MEREDTIH ADDRESS : 180 HAY STREET MORTGAGE AMT: 280,000.00 CITY NEWBURY :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 MA 01951 UNPAID BALANCE: 280,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,981.82 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032032047 MORTGAGORS: DICKIE, DAVID DICKIE, KATHERINE ADDRESS : 20 ARBORWOOD ROAD MORTGAGE AMT: 322,500.00 CITY ACTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MA 01720 UNPAID BALANCE: 322,242.100 OPTION TO CONVERT : No MONTHLY P&I: 2,172.74 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032033003 MORTGAGORS: ROONEY, JAMES ROONEY, KIRSTEN ADDRESS : 28036 LIANA LANE MORTGAGE AMT: 290,000.00 CITY (AREA OF VALENCIA)LO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91354 UNPAID BALANCE: 289,762.290 OPTION TO CONVERT : No MONTHLY P&I: 1,929.38 ANNUAL RATE ADJUST: 0.000 LTV : 70.73100 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032033128 MORTGAGORS: ROSA, STEPHEN ROSA, LINDA ADDRESS : 5405 LOS RIOS MORTGAGE AMT: 309,600.00 CITY YORBA LINDA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92887 UNPAID BALANCE: 309,370.230 OPTION TO CONVERT : No MONTHLY P&I: 2,164.77 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032033664 MORTGAGORS: WOOLLETT, LAURIE ADDRESS : 108-D S HIGH ST MORTGAGE AMT: 365,000.00 CITY BRECKENRIDGE :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CO 80424 UNPAID BALANCE: 364,469.960 OPTION TO CONVERT : No MONTHLY P&I: 2,583.45 ANNUAL RATE ADJUST: 0.000 LTV : 73.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032034126 MORTGAGORS: GARRETT, MICHAEL GARRETT, MARY ADDRESS : 3375 FALLING WATER COURT MORTGAGE AMT: 436,600.00 CITY SIMI VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 93065 UNPAID BALANCE: 433,155.660 OPTION TO CONVERT : No MONTHLY P&I: 2,868.16 ANNUAL RATE ADJUST: 0.000 LTV : 79.99600 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032034142 MORTGAGORS: ROBINSON, ANDREA TALAMO, JONATHON TALAMO, JONATHAN ADDRESS : 7 EUCLID AVENUE MORTGAGE AMT: 303,600.00 CITY MATTAPOISETT :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MA 02739 UNPAID BALANCE: 303,600.000 OPTION TO CONVERT : No MONTHLY P&I: 1,994.44 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032034167 MORTGAGORS: RUSSELL, JOHN RUSSELL, CHERYL ADDRESS : 1616 BRENTWOOD LANE MORTGAGE AMT: 283,100.00 CITY GILROY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95020 UNPAID BALANCE: 282,884.590 OPTION TO CONVERT : No MONTHLY P&I: 1,955.30 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032034266 MORTGAGORS: HALLAL, HUSSEIN HALLAL, DIANA ADDRESS : 28171 SOMERSET MORTGAGE AMT: 244,000.00 CITY MISSION VIEJO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92692 UNPAID BALANCE: 243,627.520 OPTION TO CONVERT : No MONTHLY P&I: 1,685.25 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032034274 MORTGAGORS: MORTAZAVI, MAHMOOD MORTAZAVI, CARMEN ADDRESS : 35440 THOMAS ROAD MORTGAGE AMT: 316,000.00 CITY AGUA DULCE, LOS ANGE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91350 UNPAID BALANCE: 315,517.610 OPTION TO CONVERT : No MONTHLY P&I: 2,182.54 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032034282 MORTGAGORS: VER STEEG, KURT ADDRESS : 2227 MAPLELEAF AVENUE MORTGAGE AMT: 262,000.00 CITY THOUSAND OAKS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91320 UNPAID BALANCE: 261,569.210 OPTION TO CONVERT : No MONTHLY P&I: 1,743.10 ANNUAL RATE ADJUST: 0.000 LTV : 77.05800 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032034290 MORTGAGORS: MOFFETT, THOMAS MOFFETT, DEBRA ADDRESS : 13490 HIDDEN VALLEY ROAD MORTGAGE AMT: 395,100.00 CITY VICTORVILLE AREA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92392 UNPAID BALANCE: 394,450.370 OPTION TO CONVERT : No MONTHLY P&I: 2,628.62 ANNUAL RATE ADJUST: 0.000 LTV : 79.09900 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032034308 MORTGAGORS: ORTOLF, DAVID ORTOLF, CYNTHIA ADDRESS : 20582 PAISLEY LANE MORTGAGE AMT: 256,000.00 CITY HUNTINGTON BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92646 UNPAID BALANCE: 255,579.080 OPTION TO CONVERT : No MONTHLY P&I: 1,703.18 ANNUAL RATE ADJUST: 0.000 LTV : 77.57500 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032034324 MORTGAGORS: TALUNAS, ANNAMARIE ADDRESS : 29852 TRIUNFO DRIVE MORTGAGE AMT: 336,000.00 CITY AGOURA HILLS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91301 UNPAID BALANCE: 335,447.550 OPTION TO CONVERT : No MONTHLY P&I: 2,235.42 ANNUAL RATE ADJUST: 0.000 LTV : 78.13953 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032034357 MORTGAGORS: HAUSER, STEPHEN HAUSER, PAULA ADDRESS : 7835 WESTPARK DRIVE MORTGAGE AMT: 284,000.00 CITY RIVERSIDE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92506 UNPAID BALANCE: 283,533.060 OPTION TO CONVERT : No MONTHLY P&I: 1,889.46 ANNUAL RATE ADJUST: 0.000 LTV : 78.88800 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032034431 MORTGAGORS: RAPS, PAUL ADDRESS : 869 NORTHFIELD ROAD MORTGAGE AMT: 82,000.00 CITY LUNENBURG :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MA 01462 UNPAID BALANCE: 81,931.110 OPTION TO CONVERT : No MONTHLY P&I: 538.68 ANNUAL RATE ADJUST: 0.000 LTV : 33.74400 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032034456 MORTGAGORS: ANTONACIO, DONALD ADDRESS : 345 DRESHERTOWN ROAD MORTGAGE AMT: 387,100.00 CITY FORT WASHINGTON :\ STATE/ZIP :\ LIFETIME RATE : 6.37500 PA 19034 UNPAID BALANCE: 383,215.310 OPTION TO CONVERT : No MONTHLY P&I: 2,415.01 ANNUAL RATE ADJUST: 0.000 LTV : 77.42000 OUTSIDE CONV DATE: CURRENT INT 6.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032035099 MORTGAGORS: HUCKEMEYER, DANIEL HUCKEMEYER, LISA ADDRESS : 27927 NORTH BROOKDALE COU MORTGAGE AMT: 251,000.00 CITY VALENCIA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 91354 UNPAID BALANCE: 250,577.030 OPTION TO CONVERT : No MONTHLY P&I: 1,648.90 ANNUAL RATE ADJUST: 0.000 LTV : 77.23000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032035495 MORTGAGORS: GOLOD, RICHARD GOLOD, CYNTHIA GOLOD, CYNTHIA ADDRESS : 932 MELVIN ROAD MORTGAGE AMT: 342,800.00 CITY ANNAPOLIS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MD 21401 UNPAID BALANCE: 342,525.870 OPTION TO CONVERT : No MONTHLY P&I: 2,309.51 ANNUAL RATE ADJUST: 0.000 LTV : 68.56000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032035552 MORTGAGORS: JAKIMOWSKA, DARIA GILMORE, RODERICK ADDRESS : 103 PRINCETON OVAL MORTGAGE AMT: 293,100.00 CITY FREEHOLD TOWNSHIP :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NJ 07728 UNPAID BALANCE: 292,859.740 OPTION TO CONVERT : No MONTHLY P&I: 1,950.01 ANNUAL RATE ADJUST: 0.000 LTV : 84.99600 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032035669 MORTGAGORS: ALLISON, DAVE ALLISON, SUSAN ADDRESS : 2513 RUSHWOOD DRIVE MORTGAGE AMT: 303,200.00 CITY FLOWER MOUND :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 TX 75028 UNPAID BALANCE: 302,963.470 OPTION TO CONVERT : No MONTHLY P&I: 2,068.36 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032035685 MORTGAGORS: MOYER, M MOYER, PATRICIA ADDRESS : 1268 ROUND HILL ROAD MORTGAGE AMT: 300,000.00 CITY BRYN MAWR :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 PA 19010 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,149.24 ANNUAL RATE ADJUST: 0.000 LTV : 63.15700 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032036071 MORTGAGORS: HAMANN, MARTIN ADDRESS : 614 NORTH 23RD STREET MORTGAGE AMT: 220,400.00 CITY PHILADELPHIA :\ STATE/ZIP :\ LIFETIME RATE : 8.62500 PA 19130 UNPAID BALANCE: 220,269.880 OPTION TO CONVERT : No MONTHLY P&I: 1,714.25 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 8.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032036535 MORTGAGORS: ANDREWS, ROGER SAN GABRIEL, DARIO ADDRESS : 4909 SIR EDWARDS COURT MORTGAGE AMT: 318,750.00 CITY FAIR OAKS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95628 UNPAID BALANCE: 318,488.720 OPTION TO CONVERT : No MONTHLY P&I: 2,120.66 ANNUAL RATE ADJUST: 0.000 LTV : 85.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032036667 MORTGAGORS: BOERNER, ELEANOR SUNDERHAUF, STEPHEN ADDRESS : 1527 DAHLIA COURT MORTGAGE AMT: 296,000.00 CITY MCLEAN :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 VA 22101 UNPAID BALANCE: 296,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,944.51 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032036683 MORTGAGORS: LONG, CHRISTOPHER LONG, MERRILL ADDRESS : 19 MONTGOMERY AVENUE, MORTGAGE AMT: 271,900.00 CITY ROCKY HILL :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 NJ 08553 UNPAID BALANCE: 271,900.000 OPTION TO CONVERT : No MONTHLY P&I: 1,924.49 ANNUAL RATE ADJUST: 0.000 LTV : 84.99500 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032037558 MORTGAGORS: ADAMS, RICHARD ADAMS, BRENDA ADDRESS : 3154 VIA DE CABALLO MORTGAGE AMT: 244,150.00 CITY ENCINITAS :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 92024 UNPAID BALANCE: 243,977.680 OPTION TO CONVERT : No MONTHLY P&I: 1,749.12 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032037913 MORTGAGORS: GIAMMONA, JERRY ADDRESS : 3207 SYLVANER COURT MORTGAGE AMT: 280,000.00 CITY PLEASANTON :\ STATE/ZIP :\ LIFETIME RATE : 8.12500 CA 94566 UNPAID BALANCE: 279,816.840 OPTION TO CONVERT : No MONTHLY P&I: 2,078.99 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.12500 MATURITY DATE: 04/01/29 RATE: - ---------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0032038127 MORTGAGORS: RIORDAN, MICHAEL RIORDAN, MARCY RIORDAN, MARCY ADDRESS : 6 MAGNOLIA DRIVE UNIT 21 MORTGAGE AMT: 332,000.00 CITY WESTFORD :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MA 01886 UNPAID BALANCE: 332,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,321.39 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032038184 MORTGAGORS: TABATABAI, NOUROLDIN TABATABAI, DONNA ADDRESS : 1330 PEBBLE HILL ROAD MORTGAGE AMT: 255,000.00 CITY DOYLESTOWN :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 PA 18901 UNPAID BALANCE: 255,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,761.23 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 50 -------------------------------------------------------------------------------- LN # 0032038242 MORTGAGORS: HARRIS, CHERYL ADDRESS : 2560 TOWNSHIP ROAD MORTGAGE AMT: 304,000.00 CITY QUAKERTOWN :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 PA 18951 UNPAID BALANCE: 303,762.850 OPTION TO CONVERT : No MONTHLY P&I: 2,073.82 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032038374 MORTGAGORS: BORAGNO, LUCILLE ADDRESS : 515 MARIGOLD AVE MORTGAGE AMT: 432,000.00 CITY CORONA DEL MAR :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92625 UNPAID BALANCE: 431,671.280 OPTION TO CONVERT : No MONTHLY P&I: 2,983.72 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032038432 MORTGAGORS: BELTRAN, MARK BELTRAN, MIN-CHI ADDRESS : 31 HIGHCREST LANE MORTGAGE AMT: 320,300.00 CITY SOUTH SAN FRANCISCO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94080 UNPAID BALANCE: 320,050.130 OPTION TO CONVERT : No MONTHLY P&I: 2,185.02 ANNUAL RATE ADJUST: 0.000 LTV : 79.99300 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032038457 MORTGAGORS: DUNCAN, SCOTT ADDRESS : 2212 RACE STREET MORTGAGE AMT: 287,900.00 CITY PHILADELPHIA :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 PA 19103 UNPAID BALANCE: 287,691.620 OPTION TO CONVERT : No MONTHLY P&I: 2,037.74 ANNUAL RATE ADJUST: 0.000 LTV : 79.99400 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032038994 MORTGAGORS: JACKSON, BRIAN JACKSON, LINDA ADDRESS : 17 SAW MILL DRIVE MORTGAGE AMT: 346,150.00 CITY FRANKLIN :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NJ 08873 UNPAID BALANCE: 345,893.100 OPTION TO CONVERT : No MONTHLY P&I: 2,420.34 ANNUAL RATE ADJUST: 0.000 LTV : 89.99700 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032039042 MORTGAGORS: MOORE, THOMAS MOORE, CHRISTINA ADDRESS : 2590 MALAGA DRIVE MORTGAGE AMT: 305,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95125 UNPAID BALANCE: 304,756.100 OPTION TO CONVERT : No MONTHLY P&I: 2,054.84 ANNUAL RATE ADJUST: 0.000 LTV : 79.11800 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032039208 MORTGAGORS: DRUM, JOHN LINDELL, DEANNA ADDRESS : 8667 E WINDSONG DRIVE MORTGAGE AMT: 348,500.00 CITY ANAHEIM HILLS :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92808 UNPAID BALANCE: 347,616.600 OPTION TO CONVERT : No MONTHLY P&I: 2,289.40 ANNUAL RATE ADJUST: 0.000 LTV : 94.95900 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032039612 MORTGAGORS: HENNING, WALTER HENNING, TERESA ADDRESS : 3699 TIFFANI COURT MORTGAGE AMT: 315,000.00 CITY SANTA CRUZ :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95065 UNPAID BALANCE: 314,482.090 OPTION TO CONVERT : No MONTHLY P&I: 2,095.70 ANNUAL RATE ADJUST: 0.000 LTV : 55.75200 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032039646 MORTGAGORS: FREIJE, CHARLES FREIJE, LAURIE ADDRESS : 21913 EAST RIDGE TRAIL CI MORTGAGE AMT: 325,000.00 CITY AURORA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CO 80016 UNPAID BALANCE: 324,633.020 OPTION TO CONVERT : No MONTHLY P&I: 2,162.23 ANNUAL RATE ADJUST: 0.000 LTV : 59.89800 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032039828 MORTGAGORS: RAKOSKY, JOHN RAKOSKY, GAYL ADDRESS : 5716 THISTLETON LANE MORTGAGE AMT: 366,200.00 CITY RALEIGH :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NC 27606 UNPAID BALANCE: 366,200.000 OPTION TO CONVERT : No MONTHLY P&I: 2,467.16 ANNUAL RATE ADJUST: 0.000 LTV : 79.99700 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032039901 MORTGAGORS: CALVANESE, RALPH CALVANESE, JOAN ADDRESS : 11 FREEDOM TRAIL MORTGAGE AMT: 376,500.00 CITY NORFOLK :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 MA 02056 UNPAID BALANCE: 376,234.270 OPTION TO CONVERT : No MONTHLY P&I: 2,697.29 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032040248 MORTGAGORS: KIWAN, JOHN ADDRESS : 3560 COOPER CREST MORTGAGE AMT: 352,500.00 CITY ENCINITAS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92024 UNPAID BALANCE: 352,211.060 OPTION TO CONVERT : No MONTHLY P&I: 2,345.19 ANNUAL RATE ADJUST: 0.000 LTV : 46.38100 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032040438 MORTGAGORS: YAMIN, ALI KASHANI, PARIVASH ADDRESS : 1515 GLENDON AVENUE MORTGAGE AMT: 400,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90024 UNPAID BALANCE: 400,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,728.71 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032040529 MORTGAGORS: ZWICKER, GLEN ADDRESS : 1632 30TH STREET N.W. #9 MORTGAGE AMT: 200,000.00 CITY WASHINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 DC 20007 UNPAID BALANCE: 200,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,398.43 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032040636 MORTGAGORS: KOWALSKI, DAVID BUINIS, LONNA ADDRESS : 588 RIVER ROAD MORTGAGE AMT: 312,000.00 CITY BELLE MEAD :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NJ 08502 UNPAID BALANCE: 312,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,154.91 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032040644 MORTGAGORS: CLARK, DANIEL CLARK, ROBIN ADDRESS : 4920 KENWORTH DRIVE MORTGAGE AMT: 268,000.00 CITY SHINGLE SPRINGS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95682 UNPAID BALANCE: 268,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,783.01 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032040693 MORTGAGORS: CARBERRY, DAVID CARBERRY, ANDREA ADDRESS : 2835 PINCKARD AVENUE MORTGAGE AMT: 251,750.00 CITY REDONDO BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90278 UNPAID BALANCE: 251,553.610 OPTION TO CONVERT : No MONTHLY P&I: 1,717.38 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032040768 MORTGAGORS: WAGGAMAN, DOUGLAS WAGGAMAN, LORENE ADDRESS : 15650 KINGMAN ROAD MORTGAGE AMT: 440,000.00 CITY POWAY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92064 UNPAID BALANCE: 439,639.340 OPTION TO CONVERT : No MONTHLY P&I: 2,927.33 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032041329 MORTGAGORS: YELLIN, WILLIAM YELLIN, WNEDY YELLIN, WENDY ADDRESS : 15 CENTURY OAKS COURTS MORTGAGE AMT: 411,000.00 CITY SAN RAMON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94583 UNPAID BALANCE: 410,663.100 OPTION TO CONVERT : No MONTHLY P&I: 2,734.40 ANNUAL RATE ADJUST: 0.000 LTV : 79.80500 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032041451 MORTGAGORS: FALCO, STEVEN FALCO, DANA ADDRESS : 10 LORIMAR LANE MORTGAGE AMT: 400,000.00 CITY REHOBOTH :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MA 02769 UNPAID BALANCE: 399,663.950 OPTION TO CONVERT : No MONTHLY P&I: 2,627.72 ANNUAL RATE ADJUST: 0.000 LTV : 59.61200 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032041675 MORTGAGORS: WARREN, VIRGINIA ADDRESS : 97 ASPEN WAY MORTGAGE AMT: 266,000.00 CITY ROLLING HILLS ESTATE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 90274 UNPAID BALANCE: 265,797.590 OPTION TO CONVERT : No MONTHLY P&I: 1,837.20 ANNUAL RATE ADJUST: 0.000 LTV : 66.83400 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032041717 MORTGAGORS: QUINN, DAVID QUINN, HEIDI ADDRESS : 1290 OAK CIRCLE MORTGAGE AMT: 320,000.00 CITY HEBER CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 UT 84032 UNPAID BALANCE: 319,756.510 OPTION TO CONVERT : No MONTHLY P&I: 2,210.16 ANNUAL RATE ADJUST: 0.000 LTV : 76.19000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032041782 MORTGAGORS: STORCH, ROBERT STORCH, SUSAN ADDRESS : 9632 E.ROAD RUNNER DRIVE MORTGAGE AMT: 375,750.00 CITY SCOTTSDALE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 AZ 85262 UNPAID BALANCE: 375,434.330 OPTION TO CONVERT : No MONTHLY P&I: 2,468.41 ANNUAL RATE ADJUST: 0.000 LTV : 74.99900 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032041790 MORTGAGORS: CANFIELD, CRAIG CANFIELD, ROSEMARY ADDRESS : 214 INDIO DRIVE MORTGAGE AMT: 416,000.00 CITY PISMO BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 93449 UNPAID BALANCE: 416,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,837.85 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032041832 MORTGAGORS: MELVIN, BRIAN RICINGER-MELVIN, GABRIELLA REISINGER-MELVIN, GABRIELA ADDRESS : 24515 MARINE VIEW DRIVE S MORTGAGE AMT: 255,200.00 CITY DES MOINES :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 WA 98198 UNPAID BALANCE: 255,000.920 OPTION TO CONVERT : No MONTHLY P&I: 1,740.91 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032042012 MORTGAGORS: ALLEN, GEOFFREY ALLEN, NANCY ADDRESS : 321 DANA WAY MORTGAGE AMT: 294,750.00 CITY WINTER PARK :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 FL 32789 UNPAID BALANCE: 294,520.070 OPTION TO CONVERT : No MONTHLY P&I: 2,010.71 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032042095 MORTGAGORS: BROERSMA, JAMES SEBADE, DOROTHY ADDRESS : 1088 CORTEZ AVENUE MORTGAGE AMT: 435,000.00 CITY LAGUNA BEACH :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92651 UNPAID BALANCE: 434,634.550 OPTION TO CONVERT : No MONTHLY P&I: 2,857.64 ANNUAL RATE ADJUST: 0.000 LTV : 68.50300 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032042111 MORTGAGORS: MORRIS, LISA MAGEL, RON MAGEE, RONALD ADDRESS : 31814 TREVOR AVENUE MORTGAGE AMT: 244,600.00 CITY HAYWARD :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94544 UNPAID BALANCE: 244,413.880 OPTION TO CONVERT : No MONTHLY P&I: 1,689.39 ANNUAL RATE ADJUST: 0.000 LTV : 94.99000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032042228 MORTGAGORS: ROJAS, GEORGE OYCO, LYNNE ROJAS, CATHERINE ADDRESS : 215 BELHAVEN AVENUE MORTGAGE AMT: 238,400.00 CITY DALY CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94015 UNPAID BALANCE: 238,214.020 OPTION TO CONVERT : No MONTHLY P&I: 1,626.31 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032042616 MORTGAGORS: MARTINEZ, EUGENIO MARTINEZ, KIM ADDRESS : 23 VINEYARD PLACE MORTGAGE AMT: 315,200.00 CITY EASTON :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MA 02356 UNPAID BALANCE: 315,200.000 OPTION TO CONVERT : No MONTHLY P&I: 2,203.93 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032042731 MORTGAGORS: JASINSKI, JAMES JASINSKI, SUSAN ADDRESS : 27 ENGLISH PATH MORTGAGE AMT: 290,900.00 CITY FREEHOLD :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NJ 07728 UNPAID BALANCE: 290,678.640 OPTION TO CONVERT : No MONTHLY P&I: 2,009.18 ANNUAL RATE ADJUST: 0.000 LTV : 74.99300 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032042913 MORTGAGORS: KEARNEY, THOMAS KEARNEY, DEBORAH ADDRESS : 18 KNICHEL ROAD MORTGAGE AMT: 430,000.00 CITY MAHWAH :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 NJ 07430 UNPAID BALANCE: 429,629.770 OPTION TO CONVERT : No MONTHLY P&I: 2,788.98 ANNUAL RATE ADJUST: 0.000 LTV : 72.94300 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032043291 MORTGAGORS: SHOCKLEY, RICHARD ADDRESS : 2708 CRANLYN ROAD MORTGAGE AMT: 352,000.00 CITY SHAKER HEIGHTS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 OH 44122 UNPAID BALANCE: 352,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,341.86 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032043382 MORTGAGORS: SHOEMAKER, ROBERT PHAM, PHUONG ADDRESS : 26911 WINDEMERE CIRCLE, MORTGAGE AMT: 316,000.00 CITY LAKE FOREST, :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92630 UNPAID BALANCE: 315,753.490 OPTION TO CONVERT : No MONTHLY P&I: 2,155.68 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032043556 MORTGAGORS: SCHUELER, ROBERT SCHUELER, KRISTINE ADDRESS : 394 BRYN MAWR ST MORTGAGE AMT: 425,000.00 CITY BIRMINGHAM :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MI 48009 UNPAID BALANCE: 425,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,899.25 ANNUAL RATE ADJUST: 0.000 LTV : 66.40600 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032043663 MORTGAGORS: DEUTCHMAN, GARY ADDRESS : 67 SHAD ROAD WEST MORTGAGE AMT: 475,000.00 CITY POUND RIDGE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NY 10576 UNPAID BALANCE: 475,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,321.27 ANNUAL RATE ADJUST: 0.000 LTV : 79.16600 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 50 -------------------------------------------------------------------------------- LN # 0032043861 MORTGAGORS: MILLHOUSE, RICHARD MILLHOUSE, KATHERINE ADDRESS : 8422 EAST IRONWOOD AVENUE MORTGAGE AMT: 261,250.00 CITY ORANGE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92869 UNPAID BALANCE: 261,051.210 OPTION TO CONVERT : No MONTHLY P&I: 1,804.39 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032043887 MORTGAGORS: BAKER, GLEN BAKER, JOYA ADDRESS : 43555 CAREFREE DRIVE MORTGAGE AMT: 650,000.00 CITY TEMECULA :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 92592 UNPAID BALANCE: 649,529.550 OPTION TO CONVERT : No MONTHLY P&I: 4,600.66 ANNUAL RATE ADJUST: 0.000 LTV : 66.66600 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032044133 MORTGAGORS: KUSSIN, DAVID KUSSIN, MEREDITH ADDRESS : 18923 VINTAGE STREET MORTGAGE AMT: 311,250.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91324 UNPAID BALANCE: 311,013.160 OPTION TO CONVERT : No MONTHLY P&I: 2,149.73 ANNUAL RATE ADJUST: 0.000 LTV : 73.23500 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032044257 MORTGAGORS: EDWARDS, STEVEN EDWARDS, JANIS ADDRESS : 47330 WESTWOOD PLACE MORTGAGE AMT: 256,800.00 CITY STERLING :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 VA 20165 UNPAID BALANCE: 256,599.670 OPTION TO CONVERT : No MONTHLY P&I: 1,751.83 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032044737 MORTGAGORS: GANEVA, STOYAN GANEVA, MARINA ADDRESS : 27 FOREST AVE. MORTGAGE AMT: 295,200.00 CITY GREENWICH :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CT 06870 UNPAID BALANCE: 294,986.340 OPTION TO CONVERT : No MONTHLY P&I: 2,089.41 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032045130 MORTGAGORS: FUGOSO, MAURICIO FUGOSO, TERESITA ADDRESS : 1018 ACERO STREET, MORTGAGE AMT: 317,000.00 CITY CHULA VISTA, :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91910 UNPAID BALANCE: 316,253.630 OPTION TO CONVERT : No MONTHLY P&I: 2,162.50 ANNUAL RATE ADJUST: 0.000 LTV : 70.44400 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032045320 MORTGAGORS: DANIAL, ALBERT DANIAL, ASHLEY ADDRESS : 2207 ROBINSON STREET #B MORTGAGE AMT: 319,150.00 CITY REDONDO BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 90278 UNPAID BALANCE: 318,907.150 OPTION TO CONVERT : No MONTHLY P&I: 2,204.29 ANNUAL RATE ADJUST: 0.000 LTV : 79.99700 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032045346 MORTGAGORS: MAN, DONALD MAN, CECILIA ADDRESS : 30 CASABLANCA STREET MORTGAGE AMT: 343,200.00 CITY DANVILLE :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 94506 UNPAID BALANCE: 342,607.360 OPTION TO CONVERT : No MONTHLY P&I: 2,225.99 ANNUAL RATE ADJUST: 0.000 LTV : 79.98900 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032045593 MORTGAGORS: BROWN, TYLER BROWN, COLLEEN ADDRESS : 29 MIDDLE STREET MORTGAGE AMT: 369,000.00 CITY HINGHAM :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MA 02043 UNPAID BALANCE: 369,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,580.11 ANNUAL RATE ADJUST: 0.000 LTV : 78.52700 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032045866 MORTGAGORS: SCHANZER, ALAN SCHANZER, TRACY ADDRESS : 1304 SHIPPAN AVENUE MORTGAGE AMT: 291,000.00 CITY STAMFORD :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CT 06902 UNPAID BALANCE: 290,784.040 OPTION TO CONVERT : No MONTHLY P&I: 2,034.71 ANNUAL RATE ADJUST: 0.000 LTV : 78.43600 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032046088 MORTGAGORS: LINAO, SALVADOR LINAO, AURITA ADDRESS : 1752 THURBER PLACE MORTGAGE AMT: 346,500.00 CITY BURBANK :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 91501 UNPAID BALANCE: 346,249.210 OPTION TO CONVERT : No MONTHLY P&I: 2,452.51 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032046195 MORTGAGORS: RAPPORT, MARK ADDRESS : 9435 BRIDGE CREEK LANE, MORTGAGE AMT: 390,000.00 CITY NEWCASTLE, :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95658 UNPAID BALANCE: 389,688.130 OPTION TO CONVERT : No MONTHLY P&I: 2,627.50 ANNUAL RATE ADJUST: 0.000 LTV : 79.59100 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032046336 MORTGAGORS: TRAUTMAN, ARTHUR TRAUTMAN, JUDITH ADDRESS : 6444 NORTH 181ST AVENUE MORTGAGE AMT: 256,000.00 CITY WADDELL :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 AZ 85355 UNPAID BALANCE: 255,800.300 OPTION TO CONVERT : No MONTHLY P&I: 1,746.37 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032046575 MORTGAGORS: LAMB, JOHN LAMB, SUSAN ADDRESS : 25041 VALLEY PLACE MORTGAGE AMT: 420,000.00 CITY CARMEL :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 93923 UNPAID BALANCE: 420,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,936.70 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032046666 MORTGAGORS: ROSENBERG, JEFFREY ROSENBERG, LYNN ADDRESS : 432 SUNDANCE TRAIL MORTGAGE AMT: 363,600.00 CITY WEBSTER :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NY 14580 UNPAID BALANCE: 363,316.360 OPTION TO CONVERT : No MONTHLY P&I: 2,480.39 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032046963 MORTGAGORS: LAMPE, JAMES LAMPE, JANE ADDRESS : 7930 S.E. 70TH STREET MORTGAGE AMT: 225,000.00 CITY MERCER ISLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 WA 98040 UNPAID BALANCE: 224,820.070 OPTION TO CONVERT : No MONTHLY P&I: 1,515.87 ANNUAL RATE ADJUST: 0.000 LTV : 51.14700 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032047524 MORTGAGORS: JOHNSON, ANN JOHNSON, PIERCE ADDRESS : 543 MONROE AVENUE MORTGAGE AMT: 340,000.00 CITY RIVER FOREST :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60305 UNPAID BALANCE: 340,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,290.65 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032048399 MORTGAGORS: REDMOND, JOHN ADDRESS : 7860 OLD MILL ROAD MORTGAGE AMT: 300,000.00 CITY GATES MILLS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 OH 44040 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032048621 MORTGAGORS: COMRAS, MICHAEL ADDRESS : 5890 SW 117 ST, MORTGAGE AMT: 450,000.00 CITY CORAL GABLES :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 FL 33156 UNPAID BALANCE: 450,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,223.86 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 05/01/29 RATE: 50 -------------------------------------------------------------------------------- LN # 0032048886 MORTGAGORS: MAROTTA, RICHARD ADDRESS : 1304 ESCALONA DRIVE MORTGAGE AMT: 500,000.00 CITY SANTA CRUZ :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95060 UNPAID BALANCE: 500,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,368.59 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032048936 MORTGAGORS: BURLAND, BRIAN LASALA-BURLAND, JOHANNA ADDRESS : 11 LEDGE ROAD MORTGAGE AMT: 440,000.00 CITY WOODBRIDGE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CT 06525 UNPAID BALANCE: 440,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,038.98 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032049140 MORTGAGORS: FINN, STEPHEN ADDRESS : 10391 PINEVILLE AVENUE MORTGAGE AMT: 374,500.00 CITY CUPERTINO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95014 UNPAID BALANCE: 374,215.040 OPTION TO CONVERT : No MONTHLY P&I: 2,586.58 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032049264 MORTGAGORS: HENDERSON, ALAN ADDRESS : 8172 KIRKWOOD DRIVE MORTGAGE AMT: 300,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 90046 UNPAID BALANCE: 299,777.360 OPTION TO CONVERT : No MONTHLY P&I: 2,097.64 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032049397 MORTGAGORS: PAYNE, NAOMA PAYNE, GEORGE ADDRESS : 14881 ROUND VALLEY DRIVE MORTGAGE AMT: 384,000.00 CITY SHERMAN OAKS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91403 UNPAID BALANCE: 383,692.920 OPTION TO CONVERT : No MONTHLY P&I: 2,587.08 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032049496 MORTGAGORS: COOPER, SAMUEL COOPER, DIANE ADDRESS : 4531 CLUB VALLEY DRIVE MORTGAGE AMT: 241,500.00 CITY ATLANTA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 GA 30319 UNPAID BALANCE: 241,311.600 OPTION TO CONVERT : No MONTHLY P&I: 1,647.46 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032049512 MORTGAGORS: ANDERSON, EDWARD ANDERSON, CARLA ADDRESS : 7759 EAST MOURA DRIVE MORTGAGE AMT: 485,100.00 CITY SCOTTSDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 AZ 85262 UNPAID BALANCE: 484,739.990 OPTION TO CONVERT : No MONTHLY P&I: 3,391.89 ANNUAL RATE ADJUST: 0.000 LTV : 79.99300 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032049819 MORTGAGORS: TRAN, TUAN XAOCHAY, MAINHIA ADDRESS : 18775 ASHFORD LANE MORTGAGE AMT: 312,600.00 CITY HUNTINGTON BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92648 UNPAID BALANCE: 312,362.140 OPTION TO CONVERT : No MONTHLY P&I: 2,159.05 ANNUAL RATE ADJUST: 0.000 LTV : 76.61700 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032049959 MORTGAGORS: STANLEY, ELIZABETH ADDRESS : 2923 PEARL STREET MORTGAGE AMT: 290,100.00 CITY SANTA MONICA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90405 UNPAID BALANCE: 289,862.210 OPTION TO CONVERT : No MONTHLY P&I: 1,930.04 ANNUAL RATE ADJUST: 0.000 LTV : 58.02000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032049975 MORTGAGORS: PATEL, ARVIND PATEL, PRABHA ADDRESS : 25569 SOUTH GOLDRIDGE DRI MORTGAGE AMT: 404,000.00 CITY CASTRO VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94552 UNPAID BALANCE: 403,351.920 OPTION TO CONVERT : No MONTHLY P&I: 2,721.83 ANNUAL RATE ADJUST: 0.000 LTV : 74.12800 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032050023 MORTGAGORS: O'BOYLE, KEVIN O'BOYLE, CARRIE ADDRESS : 18345 LAMSON ROAD MORTGAGE AMT: 299,300.00 CITY CASTRO VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94546 UNPAID BALANCE: 298,819.880 OPTION TO CONVERT : No MONTHLY P&I: 2,016.44 ANNUAL RATE ADJUST: 0.000 LTV : 72.12000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032050049 MORTGAGORS: KOPELOW, KEVIN ADDRESS : 10624 BRADBURY ROAD MORTGAGE AMT: 604,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 90064 UNPAID BALANCE: 603,031.110 OPTION TO CONVERT : No MONTHLY P&I: 4,069.26 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032050122 MORTGAGORS: POWELL, MICHELLE ADDRESS : 5433 MARICOPA DR MORTGAGE AMT: 251,000.00 CITY SIMI VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 93063 UNPAID BALANCE: 251,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,733.59 ANNUAL RATE ADJUST: 0.000 LTV : 89.64200 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032050130 MORTGAGORS: CORE, BRUCE CORE, DEBORAH ADDRESS : 341 SOUTH COYOTE LANE MORTGAGE AMT: 363,000.00 CITY ANAHEIM :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92808 UNPAID BALANCE: 363,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,445.60 ANNUAL RATE ADJUST: 0.000 LTV : 79.78000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032050239 MORTGAGORS: ARDABILIZADEH, ALI ARDABILIZADEH, ALALEH ADDRESS : 1212 VIA VISALIA MORTGAGE AMT: 195,000.00 CITY SAN CLEMENTE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92672 UNPAID BALANCE: 195,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,330.24 ANNUAL RATE ADJUST: 0.000 LTV : 45.77400 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032050262 MORTGAGORS: PRINZ, JENNIFER ADDRESS : 19020 88TH AVE W MORTGAGE AMT: 258,850.00 CITY EDMONDS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 WA 98026 UNPAID BALANCE: 258,850.000 OPTION TO CONVERT : No MONTHLY P&I: 1,765.81 ANNUAL RATE ADJUST: 0.000 LTV : 94.99000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032050312 MORTGAGORS: CASTILLO, THOMAS CASTILLO, AMY ADDRESS : 14781 WINNWOOD MORTGAGE AMT: 406,400.00 CITY DALLAS AKA ADDISON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 TX 75248 UNPAID BALANCE: 406,075.000 OPTION TO CONVERT : No MONTHLY P&I: 2,738.00 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032050452 MORTGAGORS: IRELAND, LYNDA ADDRESS : 26 HARBORWATCH COURT MORTGAGE AMT: 350,000.00 CITY SAG HARBOR :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 NY 11963 UNPAID BALANCE: 350,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,477.28 ANNUAL RATE ADJUST: 0.000 LTV : 50.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032050510 MORTGAGORS: LA PLACE, DIANA ADDRESS : 50 APPLEGLEN DRIVE MORTGAGE AMT: 291,500.00 CITY IRVINE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92602 UNPAID BALANCE: 291,272.600 OPTION TO CONVERT : No MONTHLY P&I: 1,988.55 ANNUAL RATE ADJUST: 0.000 LTV : 94.99900 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032050536 MORTGAGORS: SCHRADER, MICHAEL SCHRADER, ANN MARIE SCHRADER, ANN ADDRESS : 924 ANATRA COURT MORTGAGE AMT: 281,000.00 CITY CARLSBAD :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92009 UNPAID BALANCE: 280,769.670 OPTION TO CONVERT : No MONTHLY P&I: 1,869.50 ANNUAL RATE ADJUST: 0.000 LTV : 66.11700 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032050791 MORTGAGORS: ROTH, HELEN ADDRESS : 950 N MICHIGAN AVE #4404 MORTGAGE AMT: 125,000.00 CITY CHICAGO :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 IL 60611 UNPAID BALANCE: 125,000.000 OPTION TO CONVERT : No MONTHLY P&I: 895.52 ANNUAL RATE ADJUST: 0.000 LTV : 21.00800 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032050833 MORTGAGORS: DEVITT, DONALD NADEAU-DEVITT, NADEAU-DEVITT, BARBARA ADDRESS : 35 PPILGRIM ROAD MORTGAGE AMT: 300,000.00 CITY MARBLEHEAD :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 01945 UNPAID BALANCE: 299,765.970 OPTION TO CONVERT : No MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000 LTV : 60.66700 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032050874 MORTGAGORS: TOLLESON, RAYMOND TOLLESON, ALICE ADDRESS : 310 HOLLYPORT ROAD MORTGAGE AMT: 270,000.00 CITY RICHMOND :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 VA 23229 UNPAID BALANCE: 269,799.620 OPTION TO CONVERT : No MONTHLY P&I: 1,887.88 ANNUAL RATE ADJUST: 0.000 LTV : 49.09000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032050882 MORTGAGORS: SMITH, KEVIN SMITH, ELIZABETH C SMITH, ELIZABETH ADDRESS : 9411 45TH AVENUE SW MORTGAGE AMT: 277,500.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 WA 98136 UNPAID BALANCE: 277,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,893.04 ANNUAL RATE ADJUST: 0.000 LTV : 84.99200 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032050908 MORTGAGORS: BONNETT, DANIEL MARTIN, SUSAN ADDRESS : 3912 NORTH 54TH STREET MORTGAGE AMT: 311,200.00 CITY PHOENIX :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 AZ 85018 UNPAID BALANCE: 310,974.760 OPTION TO CONVERT : No MONTHLY P&I: 2,202.66 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032050924 MORTGAGORS: BORDO, GREGORY KUSSIN, SUSAN ADDRESS : 5301 MELVIN AVENUE MORTGAGE AMT: 410,000.00 CITY TARZANA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91356 UNPAID BALANCE: 409,663.930 OPTION TO CONVERT : No MONTHLY P&I: 2,727.74 ANNUAL RATE ADJUST: 0.000 LTV : 78.09500 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032050940 MORTGAGORS: KELLY, WILLIAM KELLY, JODIE ADDRESS : 21700 LOS ALIMOS STREET MORTGAGE AMT: 288,000.00 CITY CHATSWORTH :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 91311 UNPAID BALANCE: 288,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,013.74 ANNUAL RATE ADJUST: 0.000 LTV : 66.20600 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032051005 MORTGAGORS: FREETHY, BARBARA ADDRESS : 125 CRESCENT AVENUE MORTGAGE AMT: 462,700.00 CITY BURLINGAME :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94010 UNPAID BALANCE: 462,700.000 OPTION TO CONVERT : No MONTHLY P&I: 3,078.36 ANNUAL RATE ADJUST: 0.000 LTV : 59.70300 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032051013 MORTGAGORS: GORDON, DOUGLAS GORDAN, JANICE GORDON, ANN ADDRESS : 20 POWDER BOWL COURT MORTGAGE AMT: 320,000.00 CITY RICHMOND :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94803 UNPAID BALANCE: 319,385.710 OPTION TO CONVERT : No MONTHLY P&I: 2,480.96 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/19 RATE: 02 -------------------------------------------------------------------------------- LN # 0032051104 MORTGAGORS: WINCHESTER, PAUL WINCHESTER, CHERYL ADDRESS : 10408 RAINIER AVE S MORTGAGE AMT: 339,600.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 WA 98178 UNPAID BALANCE: 339,328.430 OPTION TO CONVERT : No MONTHLY P&I: 2,287.95 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032051153 MORTGAGORS: CASSIDY, PAULA ADDRESS : 45 ST. BOTOLPH STREET, UN MORTGAGE AMT: 324,800.00 CITY BOSTON :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 MA 02116 UNPAID BALANCE: 324,520.350 OPTION TO CONVERT : No MONTHLY P&I: 2,106.65 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032051336 MORTGAGORS: WOERNER, WILLIAM WOERNER, LIZETTE ADDRESS : 515 BUTLER NATIONAL DRIVE MORTGAGE AMT: 390,000.00 CITY DULUTH :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 GA 30097 UNPAID BALANCE: 389,688.120 OPTION TO CONVERT : No MONTHLY P&I: 2,627.51 ANNUAL RATE ADJUST: 0.000 LTV : 79.59100 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032051344 MORTGAGORS: FARNUM, WILLIAM ADDRESS : 2755 S. GILPIN STREET MORTGAGE AMT: 141,600.00 CITY DENVER :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CO 80210 UNPAID BALANCE: 141,494.910 OPTION TO CONVERT : No MONTHLY P&I: 990.09 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032051518 MORTGAGORS: BASS, RUTH BASS, JAMES ADDRESS : 4720 CHESTERFIELD PLACE MORTGAGE AMT: 274,550.00 CITY JAMESTOWN :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NC 27282 UNPAID BALANCE: 274,346.240 OPTION TO CONVERT : No MONTHLY P&I: 1,919.70 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032051567 MORTGAGORS: CARTON, STEVEN STRONG, MICHELLE STRONG, MICHELE ADDRESS : 3252 BRECKENRIDGE WAY MORTGAGE AMT: 322,000.00 CITY RIVA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MD 21140 UNPAID BALANCE: 321,748.810 OPTION TO CONVERT : No MONTHLY P&I: 2,196.61 ANNUAL RATE ADJUST: 0.000 LTV : 89.44400 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032051583 MORTGAGORS: MILBRANDT, KEITH SMITH, JEAN ADDRESS : 1125 NORBY LANE MORTGAGE AMT: 266,000.00 CITY FULLERTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92833 UNPAID BALANCE: 265,562.640 OPTION TO CONVERT : No MONTHLY P&I: 1,769.71 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032051898 MORTGAGORS: FENTON, ROBERT SENTON, MARY FENTON, MARY ADDRESS : 12833 DOGWOOD HILLS LANE MORTGAGE AMT: 278,250.00 CITY FAIRFAX :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 VA 22033 UNPAID BALANCE: 278,021.910 OPTION TO CONVERT : No MONTHLY P&I: 1,851.21 ANNUAL RATE ADJUST: 0.000 LTV : 94.99800 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032051930 MORTGAGORS: DERIDER, ROBERT CHALOUPKA, JULIE ADDRESS : 9346 VINEYARD CREST MORTGAGE AMT: 408,000.00 CITY BELLEVUE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 WA 98004 UNPAID BALANCE: 408,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,714.43 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032052060 MORTGAGORS: MURPHY, THOMAS MURPHY, ELAINE ADDRESS : 5330 SOLEDAD MOUNTAIN ROA MORTGAGE AMT: 357,000.00 CITY SAN DEIGO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92109 UNPAID BALANCE: 356,721.510 OPTION TO CONVERT : No MONTHLY P&I: 2,435.37 ANNUAL RATE ADJUST: 0.000 LTV : 78.80700 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032052243 MORTGAGORS: REYNER, WILLIAM REYNER, DEBORAH ADDRESS : 12 MANZINITA PLACE MORTGAGE AMT: 650,000.00 CITY MILL VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94941 UNPAID BALANCE: 649,505.400 OPTION TO CONVERT : No MONTHLY P&I: 4,489.39 ANNUAL RATE ADJUST: 0.000 LTV : 46.90000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032052250 MORTGAGORS: FRIEDMAN, JUD FRIEDMAN, KARIN ADDRESS : 12328 DEBBY STREET MORTGAGE AMT: 250,000.00 CITY NORTH HOLLYWOOD :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91606 UNPAID BALANCE: 249,800.080 OPTION TO CONVERT : No MONTHLY P&I: 1,684.30 ANNUAL RATE ADJUST: 0.000 LTV : 78.12500 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032052326 MORTGAGORS: GESSELMAN, GARRETT GESSELMAN, CHERYL ADDRESS : 1212 MARINA CIRCLE MORTGAGE AMT: 282,850.00 CITY DISCOVERY BAY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94514 UNPAID BALANCE: 282,850.000 OPTION TO CONVERT : No MONTHLY P&I: 1,929.54 ANNUAL RATE ADJUST: 0.000 LTV : 89.99300 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032052334 MORTGAGORS: BURG, DUANE BURG, TONYA ADDRESS : 23075 NO. SOWLES ROAD MORTGAGE AMT: 272,500.00 CITY ACAMPO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95220 UNPAID BALANCE: 272,282.090 OPTION TO CONVERT : No MONTHLY P&I: 1,835.88 ANNUAL RATE ADJUST: 0.000 LTV : 79.91200 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032052573 MORTGAGORS: KATO, BRIAN ADDRESS : 7922 COLLINS LANE MORTGAGE AMT: 284,000.00 CITY LA PALMA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90623 UNPAID BALANCE: 283,778.440 OPTION TO CONVERT : No MONTHLY P&I: 1,937.39 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032052631 MORTGAGORS: GONZALES, RAMON GONZALES, BERNADETTE ADDRESS : 5605 MARIOLA PL NE MORTGAGE AMT: 304,300.00 CITY ALBUQUERQUE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NM 87111 UNPAID BALANCE: 304,050.560 OPTION TO CONVERT : No MONTHLY P&I: 2,024.52 ANNUAL RATE ADJUST: 0.000 LTV : 89.99600 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032052920 MORTGAGORS: DENMARK, STEVEN DENMARK, KAREN ADDRESS : 383 CORRAL DE TIERRA MORTGAGE AMT: 545,000.00 CITY SALINAS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 93908 UNPAID BALANCE: 544,564.170 OPTION TO CONVERT : No MONTHLY P&I: 3,671.77 ANNUAL RATE ADJUST: 0.000 LTV : 65.66200 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032052946 MORTGAGORS: RICHARDSON, MARK RICHARDSON, TERI ADDRESS : 2305 CHINON STREET MORTGAGE AMT: 275,500.00 CITY BAKERSFIELD :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 93311 UNPAID BALANCE: 275,285.080 OPTION TO CONVERT : No MONTHLY P&I: 1,879.40 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032053019 MORTGAGORS: KLAASSENS, ROBERT ADDRESS : 102 PINTAIL COURT MORTGAGE AMT: 263,600.00 CITY NORTH WALES :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 PA 19454 UNPAID BALANCE: 263,378.540 OPTION TO CONVERT : No MONTHLY P&I: 1,731.67 ANNUAL RATE ADJUST: 0.000\ LTV : 94.99000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032053142 MORTGAGORS: NOUSS, J. STEPHEN NOUSS, JEANNE ADDRESS : 2341 NORTHEAST 28TH COURT MORTGAGE AMT: 486,500.00 CITY LIGHTHOUSE POINT :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 FL 33064 UNPAID BALANCE: 486,101.220 OPTION TO CONVERT : No MONTHLY P&I: 3,236.70 ANNUAL RATE ADJUST: 0.000 LTV : 77.84000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032053563 MORTGAGORS: MARTIN, BARDI ADDRESS : 5700 ANN ARBOR AVE NORTHE MORTGAGE AMT: 329,000.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 WA 98105 UNPAID BALANCE: 328,730.320 OPTION TO CONVERT : No MONTHLY P&I: 2,188.85 ANNUAL RATE ADJUST: 0.000 LTV : 67.14200 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032053589 MORTGAGORS: VARGAS, JAVIER ADDRESS : 816 W EMERSON STREET #816 MORTGAGE AMT: 319,875.00 CITY SEATTLE, :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 WA 98119 UNPAID BALANCE: 319,619.200 OPTION TO CONVERT : No MONTHLY P&I: 2,155.06 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032053894 MORTGAGORS: NEMIROFF, ARTHUR NEMIROFF, UTE ADDRESS : 6 GALAXY MORTGAGE AMT: 517,500.00 CITY IRVINE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92612 UNPAID BALANCE: 517,106.230 OPTION TO CONVERT : No MONTHLY P&I: 3,574.24 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032053902 MORTGAGORS: EMANUELSON, MARK WANLESS, JEANETTE ADDRESS : 2210 STEBBINS AVENUE MORTGAGE AMT: 256,000.00 CITY SANTA CLARA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95051 UNPAID BALANCE: 256,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,768.13 ANNUAL RATE ADJUST: 0.000 LTV : 78.76900 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032053977 MORTGAGORS: STUREK, RICHARD STUREK, KATHLEEN ADDRESS : 9837 LA CIENEGA STREET MORTGAGE AMT: 257,500.00 CITY LAS VEGAS :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NV 89123 UNPAID BALANCE: 257,308.900 OPTION TO CONVERT : No MONTHLY P&I: 1,800.48 ANNUAL RATE ADJUST: 0.000 LTV : 89.98700 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032053993 MORTGAGORS: CUTLER, TIMOTHY CUTLER, MILLICENT ADDRESS : 31 CONCORD AVENUE #13 MORTGAGE AMT: 282,800.00 CITY CAMBRIDGE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 02138 UNPAID BALANCE: 282,800.000 OPTION TO CONVERT : No MONTHLY P&I: 1,929.19 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032054132 MORTGAGORS: DOW, RICHARD DOW, DIANE ADDRESS : 2817 TEAL STREET MORTGAGE AMT: 338,400.00 CITY LA VERNE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91750 UNPAID BALANCE: 338,122.620 OPTION TO CONVERT : No MONTHLY P&I: 2,251.38 ANNUAL RATE ADJUST: 0.000 LTV : 69.28800 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032054157 MORTGAGORS: FERRARO, JOHN FERRARO, LAURA ADDRESS : 2808 39TH AVENUE WEST MORTGAGE AMT: 364,000.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 WA 98199 UNPAID BALANCE: 363,694.200 OPTION TO CONVERT : No MONTHLY P&I: 2,391.22 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032054249 MORTGAGORS: HARVEY, G MCCORMACK, MCCORMACK, MIKE ADDRESS : 371 EL CAMINO DEL MAR MORTGAGE AMT: 776,000.00 CITY LAGUNA BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92651 UNPAID BALANCE: 775,409.530 OPTION TO CONVERT : No MONTHLY P&I: 5,359.64 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 15 -------------------------------------------------------------------------------- LN # 0032054330 MORTGAGORS: HOUGH, PAUL HOUGH, VICKI ADDRESS : 4024 GREENVIEW DRIVE MORTGAGE AMT: 435,000.00 CITY EL DORADO HILLS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95762 UNPAID BALANCE: 434,302.200 OPTION TO CONVERT : No MONTHLY P&I: 2,930.68 ANNUAL RATE ADJUST: 0.000 LTV : 77.67800 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032054629 MORTGAGORS: RICHTER, DAVID RICHTER, ALISON ADDRESS : 307 ELATI COURT MORTGAGE AMT: 453,000.00 CITY DANVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94526 UNPAID BALANCE: 452,663.800 OPTION TO CONVERT : No MONTHLY P&I: 3,167.45 ANNUAL RATE ADJUST: 0.000 LTV : 78.78200 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032054637 MORTGAGORS: FARMER, RUSSELL FARMER, SUSAN ADDRESS : 79142 STARLIGHT LANE MORTGAGE AMT: 266,400.00 CITY BERMUDA DUNES :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92201 UNPAID BALANCE: 266,181.630 OPTION TO CONVERT : No MONTHLY P&I: 1,772.37 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032055683 MORTGAGORS: WHERRY, KENNETH WHERRY, MARGUERITE ADDRESS : 2975 SEQUIT DRIVE MORTGAGE AMT: 308,000.00 CITY MALIBU :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90265 UNPAID BALANCE: 307,747.530 OPTION TO CONVERT : No MONTHLY P&I: 2,049.14 ANNUAL RATE ADJUST: 0.000 LTV : 56.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032055691 MORTGAGORS: SULLIVAN, NEIL SULLIVAN, NEIL SULLIVAN, MICHELE ADDRESS : 542 FAIRMOUNT AVENUE MORTGAGE AMT: 295,000.00 CITY CHATHAM :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 07928 UNPAID BALANCE: 294,764.090 OPTION TO CONVERT : No MONTHLY P&I: 1,987.47 ANNUAL RATE ADJUST: 0.000 LTV : 88.05900 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032055782 MORTGAGORS: MURRAY, CARL MURRAY, VERA ADDRESS : 11 TURNBERRY DRIVE MORTGAGE AMT: 246,000.00 CITY MANALAPAN :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NJ 07726 UNPAID BALANCE: 245,817.430 OPTION TO CONVERT : No MONTHLY P&I: 1,720.07 ANNUAL RATE ADJUST: 0.000 LTV : 79.91300 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032056012 MORTGAGORS: HENRYDOSS, GNANASEKARAN GNANASEKARAN, BERLIN ADDRESS : 37310 LANTANA COMMON MORTGAGE AMT: 308,000.00 CITY FREMONT :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94536 UNPAID BALANCE: 307,771.420 OPTION TO CONVERT : No MONTHLY P&I: 2,153.58 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032056087 MORTGAGORS: WEISS, JOHN WEISS, ELIZABETH ADDRESS : 322 WARWICK ROAD MORTGAGE AMT: 633,000.00 CITY KENILWORTH :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60043 UNPAID BALANCE: 633,000.000 OPTION TO CONVERT : No MONTHLY P&I: 4,264.64 ANNUAL RATE ADJUST: 0.000 LTV : 55.04300 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032056186 MORTGAGORS: ROBINSON, MICHAEL ADDRESS : 1100 SOUTH MONTEZUMA WAY MORTGAGE AMT: 275,000.00 CITY WEST COVINA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91791 UNPAID BALANCE: 274,547.840 OPTION TO CONVERT : No MONTHLY P&I: 1,829.59 ANNUAL RATE ADJUST: 0.000 LTV : 78.57100 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032056194 MORTGAGORS: MEYER, TERRY ADDRESS : 1756 MCBAIN AVENUE MORTGAGE AMT: 428,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95125 UNPAID BALANCE: 427,666.110 OPTION TO CONVERT : No MONTHLY P&I: 2,919.72 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032056269 MORTGAGORS: WHISLER, CLAYTON WHISLER, ZANDRA ADDRESS : 50 NEBRASKA MORTGAGE AMT: 263,650.00 CITY IRVINE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92606 UNPAID BALANCE: 263,433.880 OPTION TO CONVERT : No MONTHLY P&I: 1,754.08 ANNUAL RATE ADJUST: 0.000 LTV : 89.98600 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032056335 MORTGAGORS: YARGER, WAYNE YARGER, SUSAN ADDRESS : 3088 HIGHWAY 37 MORTGAGE AMT: 282,000.00 CITY LIBBY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MT 59923 UNPAID BALANCE: 281,768.850 OPTION TO CONVERT : No MONTHLY P&I: 1,876.15 ANNUAL RATE ADJUST: 0.000 LTV : 76.52600 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032056392 MORTGAGORS: HESSE, EDWIN ADDRESS : 723 GLENGARRY ROAD MORTGAGE AMT: 444,000.00 CITY PHILADELPHIA :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 PA 19118 UNPAID BALANCE: 444,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,842.98 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032056426 MORTGAGORS: SHAUL, KENNETH SHAUL, JANICE ADDRESS : 1033 HAVRE COURT MORTGAGE AMT: 365,000.00 CITY SUNNYVALE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94087 UNPAID BALANCE: 365,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,397.79 ANNUAL RATE ADJUST: 0.000 LTV : 68.86700 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032056442 MORTGAGORS: MONJAZEB, JAVANSHIR MONJAZEB, JAVEN MONJAZEB, MEHRDOKHT ADDRESS : 4605 CONRAD DRIVE MORTGAGE AMT: 340,000.00 CITY LA MESA :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 91941 UNPAID BALANCE: 339,766.010 OPTION TO CONVERT : No MONTHLY P&I: 2,465.24 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 04/01/29 RATE: 50 -------------------------------------------------------------------------------- LN # 0032056483 MORTGAGORS: LACHEY, STEPHEN ADDRESS : 401 THE ALAMEDA MORTGAGE AMT: 375,000.00 CITY SAN ANSELMO :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 94960 UNPAID BALANCE: 374,728.580 OPTION TO CONVERT : No MONTHLY P&I: 2,654.23 ANNUAL RATE ADJUST: 0.000 LTV : 66.96400 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032056491 MORTGAGORS: FITZPATRICK, JAYNE ADDRESS : 14 WILDE ROAD MORTGAGE AMT: 399,900.00 CITY NEWTON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MA 02468 UNPAID BALANCE: 399,900.000 OPTION TO CONVERT : No MONTHLY P&I: 2,762.01 ANNUAL RATE ADJUST: 0.000 LTV : 76.17100 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032056632 MORTGAGORS: BROWN, ROBERT MIRRER, ANGELA ADDRESS : 140 WAVERLEY AVENUE MORTGAGE AMT: 268,000.00 CITY NEWTON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MA 02458 UNPAID BALANCE: 268,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,851.01 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032056731 MORTGAGORS: COWAN, MICHAEL MCDERMOTT-COWAN, MARYANN ADDRESS : 3333 RITTENHOUSE ST N.W. MORTGAGE AMT: 336,000.00 CITY WASHINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 DC 20015 UNPAID BALANCE: 335,750.630 OPTION TO CONVERT : No MONTHLY P&I: 2,349.37 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032057374 MORTGAGORS: QUINER, PAUL ADDRESS : 2379 HYDE PARK COURT MORTGAGE AMT: 464,000.00 CITY ATLANTA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 GA 30318 UNPAID BALANCE: 463,628.940 OPTION TO CONVERT : No MONTHLY P&I: 3,126.06 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032057473 MORTGAGORS: ARAM, FARBOD ADDRESS : 22658 SILVER OAK LANE MORTGAGE AMT: 280,000.00 CITY CUPERTINO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95014 UNPAID BALANCE: 279,792.190 OPTION TO CONVERT : No MONTHLY P&I: 1,957.81 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032057499 MORTGAGORS: SAMUELSON, WALTER SAMUELSON, PATRICIA ADDRESS : 2038 ESSEX MINE COURT MORTGAGE AMT: 365,100.00 CITY GOLD RIVER :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95670 UNPAID BALANCE: 364,499.720 OPTION TO CONVERT : No MONTHLY P&I: 2,429.02 ANNUAL RATE ADJUST: 0.000 LTV : 58.88700 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032057549 MORTGAGORS: BOULANGER, JOSEPH BOULANGER, ELIZABETH ADDRESS : 25 PEARL ROAD MORTGAGE AMT: 295,000.00 CITY BOXFORD :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 MA 01921 UNPAID BALANCE: 295,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,913.37 ANNUAL RATE ADJUST: 0.000 LTV : 52.39700 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032057804 MORTGAGORS: HANSON, EDWARD KOMES, LINDA ADDRESS : 3408 RODMAN STREET NW MORTGAGE AMT: 300,000.00 CITY WASHINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 DC 20008 UNPAID BALANCE: 299,760.090 OPTION TO CONVERT : No MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032058323 MORTGAGORS: GUERRERO, ARMANDO GUERRERO, COLLEEN ADDRESS : 5835 IMPALA TRAIL MORTGAGE AMT: 260,000.00 CITY SANTA MARIA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 93455 UNPAID BALANCE: 260,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,729.79 ANNUAL RATE ADJUST: 0.000 LTV : 60.18500 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032058349 MORTGAGORS: PARKS, RYAN PARKS, NICHOLE ADDRESS : 11 VALEROSO MORTGAGE AMT: 286,200.00 CITY RANCHO SANTA MARGARI :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92688 UNPAID BALANCE: 285,717.720 OPTION TO CONVERT : No MONTHLY P&I: 1,880.14 ANNUAL RATE ADJUST: 0.000 LTV : 94.99200 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032058364 MORTGAGORS: TA, VINH TA, MARGARET ADDRESS : 1655 27TH AVENUE MORTGAGE AMT: 280,000.00 CITY SAN FRANCISCO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94122 UNPAID BALANCE: 279,776.080 OPTION TO CONVERT : No MONTHLY P&I: 1,886.42 ANNUAL RATE ADJUST: 0.000 LTV : 65.11600 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032058414 MORTGAGORS: MESSIHA, JOSEPH ADDRESS : 2045 MORGAN AVENUE MORTGAGE AMT: 287,200.00 CITY BURBANK :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91504 UNPAID BALANCE: 287,200.000 OPTION TO CONVERT : No MONTHLY P&I: 1,983.62 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032058588 MORTGAGORS: SCHUTZ, JERROLD ADDRESS : 4221 MICHELLE DRIVE MORTGAGE AMT: 383,200.00 CITY TORRANCE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 90503 UNPAID BALANCE: 382,878.070 OPTION TO CONVERT : No MONTHLY P&I: 2,517.35 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032058604 MORTGAGORS: CACACHO, ARTHUR CACACHO, GRACE CACACHO, GRACE ADDRESS : 34512 SALINAS PLACE MORTGAGE AMT: 316,800.00 CITY FREMONT :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94555 UNPAID BALANCE: 316,800.000 OPTION TO CONVERT : No MONTHLY P&I: 2,107.68 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032058844 MORTGAGORS: LEICHTLING, NITZA CADY, ANDREW ADDRESS : 903-905 STRATFORD CT. MORTGAGE AMT: 480,000.00 CITY DEL MAR :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92014 UNPAID BALANCE: 479,606.550 OPTION TO CONVERT : No MONTHLY P&I: 3,193.45 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032058919 MORTGAGORS: KELLER, JAMES KELLER, PATRICIA ADDRESS : 2 BARKENTINE ROAD MORTGAGE AMT: 261,000.00 CITY RANCHO PALOS VERDES :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90275 UNPAID BALANCE: 261,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,736.44 ANNUAL RATE ADJUST: 0.000 LTV : 49.24500 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032058935 MORTGAGORS: BUTLER, PETER BUTLER, ALEXANDRA ADDRESS : 5028 COMMONWEALTH AVENUE MORTGAGE AMT: 579,000.00 CITY LA CANADA FLINTRIDGE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 91011 UNPAID BALANCE: 578,570.290 OPTION TO CONVERT : No MONTHLY P&I: 4,048.46 ANNUAL RATE ADJUST: 0.000 LTV : 63.07100 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032058943 MORTGAGORS: APPELL, THOMAS APPELL, DIANNA ADDRESS : 1 PEGASUS DRIVE MORTGAGE AMT: 300,000.00 CITY COTO DE CAZA AREA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92679 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,970.79 ANNUAL RATE ADJUST: 0.000 LTV : 54.54500 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: - --------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032058992 MORTGAGORS: ENGELHARDT, DONALD ENGELHARDT, JULIA ADDRESS : 2780 CANYON VIEW CIRCLE MORTGAGE AMT: 300,000.00 CITY CORONA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91720 UNPAID BALANCE: 299,754.090 OPTION TO CONVERT : No MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000 LTV : 89.87700 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032059149 MORTGAGORS: HEWITT, JAMES HEWITT, PATRICIA ADDRESS : 23612 VERRAZANNO BAY, MORTGAGE AMT: 303,800.00 CITY DANA POINT, :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92629 UNPAID BALANCE: 303,324.570 OPTION TO CONVERT : No MONTHLY P&I: 2,072.46 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032059263 MORTGAGORS: SCHAEFER, STEVEN SCHAEFER, NANCY ADDRESS : 4670 PANNONIA ROAD MORTGAGE AMT: 361,600.00 CITY CARLSBAD :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92008 UNPAID BALANCE: 361,303.600 OPTION TO CONVERT : No MONTHLY P&I: 2,405.73 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032059552 MORTGAGORS: HASSELL, MARK HASSELL, SHERYL ADDRESS : 6 PARADISE COVE MORTGAGE AMT: 315,000.00 CITY LAGUNA NIGUEL :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92677 UNPAID BALANCE: 314,735.360 OPTION TO CONVERT : No MONTHLY P&I: 2,069.33 ANNUAL RATE ADJUST: 0.000 LTV : 56.25000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032060329 MORTGAGORS: HICKEY, PAUL ADDRESS : #32 BEETOVEN AVENUE MORTGAGE AMT: 347,000.00 CITY WALPOLE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 02081 UNPAID BALANCE: 346,729.310 OPTION TO CONVERT : No MONTHLY P&I: 2,367.15 ANNUAL RATE ADJUST: 0.000 LTV : 94.89700 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032060345 MORTGAGORS: WISEMAN, THOMAS WISEMAN, JANICE ADDRESS : 13970 HANNUM COURT MORTGAGE AMT: 400,000.00 CITY WALNUT GROVE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95690 UNPAID BALANCE: 399,695.630 OPTION TO CONVERT : No MONTHLY P&I: 2,762.70 ANNUAL RATE ADJUST: 0.000 LTV : 89.48500 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032060378 MORTGAGORS: BAKER, TERRANCE BAKER, JANET ADDRESS : 1664 CAMBRIA PLACE, MORTGAGE AMT: 302,000.00 CITY ESCONDIDO, :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92029 UNPAID BALANCE: 302,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,009.21 ANNUAL RATE ADJUST: 0.000 LTV : 67.11100 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032060394 MORTGAGORS: MOLASKEY, JAMES MOLASKEY, TRACY MOLASKEY, TRACEY ADDRESS : 109 WINTERGREEN LANE MORTGAGE AMT: 290,000.00 CITY GROTON :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 MA 01450 UNPAID BALANCE: 290,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,880.93 ANNUAL RATE ADJUST: 0.000 LTV : 70.73100 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032060410 MORTGAGORS: FOGELSON, ADAM FOGELSON, HILLARY ADDRESS : 1802 CALIFORNIA AVENUE NO MORTGAGE AMT: 344,000.00 CITY SANTA MONICA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 90403 UNPAID BALANCE: 343,738.240 OPTION TO CONVERT : No MONTHLY P&I: 2,375.93 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032060634 MORTGAGORS: LONG, JESSE LONG, ANITA ADDRESS : 13501 CASABLANCA COURT MORTGAGE AMT: 275,000.00 CITY MANASSAS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 VA 20112 UNPAID BALANCE: 275,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,875.99 ANNUAL RATE ADJUST: 0.000 LTV : 73.33300 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032060709 MORTGAGORS: VERDONE, JOSEPH VERDONE, MEREDITH ADDRESS : 6 GENEVA ROAD MORTGAGE AMT: 276,800.00 CITY MELROSE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MA 02176 UNPAID BALANCE: 276,800.000 OPTION TO CONVERT : No MONTHLY P&I: 1,841.56 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032060741 MORTGAGORS: POHLMAN, LAWRENCE PUNER, POLLY ADDRESS : 280 CLARK ROAD MORTGAGE AMT: 520,000.00 CITY BROOKLINE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MA 02445 UNPAID BALANCE: 520,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,591.51 ANNUAL RATE ADJUST: 0.000 LTV : 61.17600 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032060824 MORTGAGORS: BOND, RICHARD BOND, ELIZABETH ADDRESS : 3 ASPEN HILL ROAD MORTGAGE AMT: 550,000.00 CITY CRESTED BUTTE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CO 81224 UNPAID BALANCE: 550,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,751.97 ANNUAL RATE ADJUST: 0.000 LTV : 62.85700 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032060857 MORTGAGORS: SALCEDO, EDWARD SALCEDO, JEANNE ADDRESS : 2030 BALTRA PLACE MORTGAGE AMT: 320,000.00 CITY CASA MESA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92626 UNPAID BALANCE: 318,736.700 OPTION TO CONVERT : No MONTHLY P&I: 2,182.96 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 12/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0032060972 MORTGAGORS: MOLYNEUX, ALLEN MOLYNEUX, LINDA ADDRESS : 905 DEER PLACE MORTGAGE AMT: 326,700.00 CITY CLAYTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94517 UNPAID BALANCE: 326,700.000 OPTION TO CONVERT : No MONTHLY P&I: 2,228.67 ANNUAL RATE ADJUST: 0.000 LTV : 79.99100 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032061079 MORTGAGORS: BROOKS, DAMIEN BROOKS, CAROLYN ADDRESS : 1577 RIDGEWOOD ROAD MORTGAGE AMT: 365,000.00 CITY ALAMO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94507 UNPAID BALANCE: 365,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,489.95 ANNUAL RATE ADJUST: 0.000 LTV : 77.65900 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032061285 MORTGAGORS: PONCE, WALTER MORA-PONCE, ADDRESS : 5247 ARMIDA DRIVE MORTGAGE AMT: 325,000.00 CITY WOODLAND HILLS :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 CA 91364 UNPAID BALANCE: 325,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,081.01 ANNUAL RATE ADJUST: 0.000 LTV : 73.86300 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032061343 MORTGAGORS: LEWIS, CRAIG LEWIS, CAROL ADDRESS : 195 WILLOWBROOK DRIVE MORTGAGE AMT: 260,000.00 CITY PROTOLA VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94028 UNPAID BALANCE: 260,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,708.01 ANNUAL RATE ADJUST: 0.000 LTV : 20.07700 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032061400 MORTGAGORS: KANEF, MICHAEL OXFELD-KANEF, GAIL ADDRESS : 318 LUPINE WAY MORTGAGE AMT: 465,750.00 CITY MILLBURN :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 NJ 07078 UNPAID BALANCE: 465,348.990 OPTION TO CONVERT : No MONTHLY P&I: 3,020.85 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032061442 MORTGAGORS: BRACKEN, MICHAEL BRACKEN, LAURA ADDRESS : 4441 GLOSTER ROAD MORTGAGE AMT: 479,200.00 CITY DALLAS :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 TX 75220 UNPAID BALANCE: 478,797.410 OPTION TO CONVERT : No MONTHLY P&I: 3,148.01 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032061467 MORTGAGORS: PETERS, THOMAS PETERS, SARAH ADDRESS : 22512 ROBIN COURT MORTGAGE AMT: 216,000.00 CITY GAITHERSBURG :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MD 20882 UNPAID BALANCE: 215,827.270 OPTION TO CONVERT : No MONTHLY P&I: 1,455.23 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032061509 MORTGAGORS: RUPERT, JEANNINE ADDRESS : 1675 GROVE ROAD MORTGAGE AMT: 252,700.00 CITY EL CAJON AREA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92020 UNPAID BALANCE: 252,492.860 OPTION TO CONVERT : No MONTHLY P&I: 1,681.22 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032061558 MORTGAGORS: JAVER, CHARLES JAVER, CHERYL ADDRESS : 13895 PLUMROSE PLACE MORTGAGE AMT: 494,100.00 CITY CHINO HILLS :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 91709 UNPAID BALANCE: 494,100.000 OPTION TO CONVERT : No MONTHLY P&I: 3,245.89 ANNUAL RATE ADJUST: 0.000 LTV : 79.99900 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032061574 MORTGAGORS: HIGGINS, THOMAS ADDRESS : 4575 SOUTHEAST REGNER ROA MORTGAGE AMT: 645,000.00 CITY GRESHAM :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 OR 97080 UNPAID BALANCE: 644,509.200 OPTION TO CONVERT : No MONTHLY P&I: 4,454.86 ANNUAL RATE ADJUST: 0.000 LTV : 53.75000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032061590 MORTGAGORS: STERNLIEB, GEOFFREY FEHER, ELSA FEHER, GEORGE FEHER, SHOSHANAH ADDRESS : 3932 ALAMEDO PLACE MORTGAGE AMT: 399,600.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92103 UNPAID BALANCE: 399,280.450 OPTION TO CONVERT : No MONTHLY P&I: 2,692.18 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032061665 MORTGAGORS: WONG, ETHAN CHUNG WONG, SELINA ADDRESS : 5 CLARK COURT MORTGAGE AMT: 315,000.00 CITY TITUSVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 08560 UNPAID BALANCE: 315,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,122.22 ANNUAL RATE ADJUST: 0.000 LTV : 69.23000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032061699 MORTGAGORS: YANG, MICHAEL YANG, DAVID YANG, DAVID YANG, MARIA ADDRESS : 2813 RUBINO CIRCLE MORTGAGE AMT: 290,200.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95125 UNPAID BALANCE: 289,967.920 OPTION TO CONVERT : No MONTHLY P&I: 1,955.14 ANNUAL RATE ADJUST: 0.000 LTV : 79.97400 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032061855 MORTGAGORS: POTTS, MARK POTTS, COLLEEN ADDRESS : 4358 WHITTINGTON WAY MORTGAGE AMT: 260,000.00 CITY NORCROSS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 GA 30092 UNPAID BALANCE: 259,736.570 OPTION TO CONVERT : No MONTHLY P&I: 1,729.79 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032061871 MORTGAGORS: MCGRATH, JOSEPH SYNGAL, SONALI ADDRESS : 31089 PALOMARES ROAD MORTGAGE AMT: 460,000.00 CITY CASTRO VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94552 UNPAID BALANCE: 459,613.550 OPTION TO CONVERT : No MONTHLY P&I: 3,021.87 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032061905 MORTGAGORS: PARKS, WILLIAM STRUCKHOFF, BETH ADDRESS : 5544 ASHWORTH AVENUE NORT MORTGAGE AMT: 277,000.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 WA 98103 UNPAID BALANCE: 276,772.940 OPTION TO CONVERT : No MONTHLY P&I: 1,842.89 ANNUAL RATE ADJUST: 0.000 LTV : 67.56000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032061947 MORTGAGORS: FLANAGAN, MICHAEL FLANAGAN, KATHLEEN ADDRESS : 268 WINDROSE COURT MORTGAGE AMT: 324,450.00 CITY THOUSAND OAKS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91320 UNPAID BALANCE: 324,184.060 OPTION TO CONVERT : No MONTHLY P&I: 2,158.57 ANNUAL RATE ADJUST: 0.000 LTV : 89.98900 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032062028 MORTGAGORS: NAIR, KRISHNA SETH, UDITA ADDRESS : 12 TEN BROEK COURT MORTGAGE AMT: 249,000.00 CITY BRIDGEWATER :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NJ 08807 UNPAID BALANCE: 249,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,698.62 ANNUAL RATE ADJUST: 0.000 LTV : 79.04700 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032062168 MORTGAGORS: BOHORQUEZ, JUAN BOHORQUEZ, MARTHA ADDRESS : 5513 WOODHURST LANE MORTGAGE AMT: 260,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95123 UNPAID BALANCE: 259,797.170 OPTION TO CONVERT : No MONTHLY P&I: 1,773.66 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032062259 MORTGAGORS: BURPEE, RALPH BURPEE, RITA ADDRESS : 11520 CLARA BARTON DRIVE MORTGAGE AMT: 370,500.00 CITY FAIRFAX STATION :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 VA 22039 UNPAID BALANCE: 370,500.000 OPTION TO CONVERT : No MONTHLY P&I: 2,558.96 ANNUAL RATE ADJUST: 0.000 LTV : 86.16200 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032062440 MORTGAGORS: LEITCH, JAMES ADDRESS : 2541 MALAGA DRIVE MORTGAGE AMT: 324,400.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 95125 UNPAID BALANCE: 324,400.000 OPTION TO CONVERT : No MONTHLY P&I: 2,296.08 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032062499 MORTGAGORS: SWINDAL, ROY ADDRESS : 103 MOUNTAIN BROOK PARK # MORTGAGE AMT: 295,100.00 CITY MOUNTAIN BROOK :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 AL 35213 UNPAID BALANCE: 294,852.080 OPTION TO CONVERT : No MONTHLY P&I: 1,938.60 ANNUAL RATE ADJUST: 0.000 LTV : 79.99200 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032063224 MORTGAGORS: HINTZ, CRAIG HINTZ, MICHELLE HINTZ, D. ADDRESS : 47585 GRIFFITH PLACE MORTGAGE AMT: 313,000.00 CITY STERLING :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 VA 20165 UNPAID BALANCE: 312,737.040 OPTION TO CONVERT : No MONTHLY P&I: 2,056.19 ANNUAL RATE ADJUST: 0.000 LTV : 79.44100 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032063331 MORTGAGORS: PLUMMER, CHARLES PLUMMER, KATHLEEN ADDRESS : 3 ALEXANDER DRIVE MORTGAGE AMT: 288,000.00 CITY HAMPTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NH 03842 UNPAID BALANCE: 287,769.690 OPTION TO CONVERT : No MONTHLY P&I: 1,940.31 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032063356 MORTGAGORS: YING, LEVI ADDRESS : 1016 VOLANTE DRIVE, MORTGAGE AMT: 345,000.00 CITY ARCADIA, :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91007 UNPAID BALANCE: 344,730.870 OPTION TO CONVERT : No MONTHLY P&I: 2,353.51 ANNUAL RATE ADJUST: 0.000 LTV : 65.09400 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032063679 MORTGAGORS: EDWARDS, DWIGHT ADDRESS : 736 ARLINGTON ROAD MORTGAGE AMT: 265,000.00 CITY RIVERSIDE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60546 UNPAID BALANCE: 265,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,785.35 ANNUAL RATE ADJUST: 0.000 LTV : 89.98302 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032063794 MORTGAGORS: RUIZ, MARIO RUIZ, SUSAN ADDRESS : 7655 RIVER RANCH WAY MORTGAGE AMT: 314,700.00 CITY SACRAMENTO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95831 UNPAID BALANCE: 314,700.000 OPTION TO CONVERT : No MONTHLY P&I: 2,093.71 ANNUAL RATE ADJUST: 0.000 LTV : 74.92800 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032063877 MORTGAGORS: ENGELMANN, MATTHEW ENGELMANN, KATHRYN ADDRESS : 17757 STEADING ROAD MORTGAGE AMT: 256,650.00 CITY EDEN PRAIRIE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MN 55347 UNPAID BALANCE: 256,444.760 OPTION TO CONVERT : No MONTHLY P&I: 1,729.10 ANNUAL RATE ADJUST: 0.000 LTV : 79.98500 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032063885 MORTGAGORS: ALLEN, DAVID ADDRESS : 55 BAYBERRY AVENUE MORTGAGE AMT: 350,000.00 CITY PROVINCETOWN :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MA 02657 UNPAID BALANCE: 350,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,358.02 ANNUAL RATE ADJUST: 0.000 LTV : 71.13800 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032063901 MORTGAGORS: SAKOWSKI, NADEEN ADDRESS : 6 DOWITCHER WAY MORTGAGE AMT: 295,200.00 CITY SAN RAFAEL :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94901 UNPAID BALANCE: 294,958.030 OPTION TO CONVERT : No MONTHLY P&I: 1,963.97 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032063976 MORTGAGORS: DOUGHTY, ALLEN DOUGHTY, KAREN ADDRESS : 833 WOODLAWN AVENUE MORTGAGE AMT: 276,000.00 CITY SAN BERNARDINO :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 92407 UNPAID BALANCE: 275,762.360 OPTION TO CONVERT : No MONTHLY P&I: 1,790.14 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032064065 MORTGAGORS: LOVE, TIMOTHY LOVE, MARINA ADDRESS : 122 F STREET MORTGAGE AMT: 315,000.00 CITY SOUTH BOSTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 02127 UNPAID BALANCE: 315,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,148.86 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032064222 MORTGAGORS: SHERMAN, MICHAEL SHERMAN, PENNY ADDRESS : 114 ROLLING HILL DRIVE MORTGAGE AMT: 287,800.00 CITY MARLBORO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NJ 07746 UNPAID BALANCE: 286,204.280 OPTION TO CONVERT : No MONTHLY P&I: 1,987.77 ANNUAL RATE ADJUST: 0.000 LTV : 79.28300 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 09/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0032064305 MORTGAGORS: ROSE, ALAN ROSE, SUSAN ADDRESS : 1629 NORTH HUDSON AVENUE MORTGAGE AMT: 437,000.00 CITY CHICAGO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60614 UNPAID BALANCE: 437,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,944.15 ANNUAL RATE ADJUST: 0.000 LTV : 69.64100 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032064529 MORTGAGORS: MARENTIS, TODD MACKEY-MARENTIS, KATHRYN ADDRESS : 7710 RIO BARCO WAY MORTGAGE AMT: 300,000.00 CITY SACRAMENTO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95831 UNPAID BALANCE: 299,760.090 OPTION TO CONVERT : No MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000 LTV : 68.88600 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032064586 MORTGAGORS: MCMAHAN, ROBERT MCMAHAN, DONNA ADDRESS : 12130 MONT VISTA DRIVE MORTGAGE AMT: 332,800.00 CITY AUBURN :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95603 UNPAID BALANCE: 332,533.860 OPTION TO CONVERT : No MONTHLY P&I: 2,242.14 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032064784 MORTGAGORS: BUCK, CHARLES BUCK, NANCEE ADDRESS : 330 WEST MALVERN AVENUE MORTGAGE AMT: 204,800.00 CITY FULLERTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92832 UNPAID BALANCE: 204,471.470 OPTION TO CONVERT : No MONTHLY P&I: 1,379.78 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032064917 MORTGAGORS: AMOS, HENRY AMOS, DIANA ADDRESS : 101 TOMLINSON DRIVE MORTGAGE AMT: 305,000.00 CITY FOLSOM :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 95630 UNPAID BALANCE: 304,557.080 OPTION TO CONVERT : No MONTHLY P&I: 2,158.78 ANNUAL RATE ADJUST: 0.000 LTV : 71.76400 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032064933 MORTGAGORS: BENZIGER, DAVID VOGT, LILIANA ADDRESS : 1071 HIGH STREET MORTGAGE AMT: 350,000.00 CITY DEDHAM :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 02026 UNPAID BALANCE: 350,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,387.62 ANNUAL RATE ADJUST: 0.000 LTV : 62.50000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032065237 MORTGAGORS: MORELLO, GREGORY MORELLO, KATHLEEN ADDRESS : 100 BRIAR WAY MORTGAGE AMT: 300,000.00 CITY BRANCHBURG TWP. :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NJ 08853 UNPAID BALANCE: 299,765.970 OPTION TO CONVERT : No MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000 LTV : 69.76700 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032065377 MORTGAGORS: PEEK, DANIEL PEEK, ALYCE ADDRESS : 685 DEPOT ROAD MORTGAGE AMT: 320,000.00 CITY BOXBOROUGH :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 MA 01719 UNPAID BALANCE: 320,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,075.52 ANNUAL RATE ADJUST: 0.000 LTV : 68.81700 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032065419 MORTGAGORS: WRIGHT, CHARLES WRIGHT, SUVADA ADDRESS : 21092 PONDEROSA MORTGAGE AMT: 257,000.00 CITY MISSIN VIEJO :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92692 UNPAID BALANCE: 256,784.090 OPTION TO CONVERT : No MONTHLY P&I: 1,688.31 ANNUAL RATE ADJUST: 0.000 LTV : 79.81300 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032065484 MORTGAGORS: CRAVEN, ROBERT CRAVEN, LAURA ADDRESS : 995 EDEN ISLE DR. NE MORTGAGE AMT: 300,000.00 CITY ST. PETERSBURG :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 FL 33704 UNPAID BALANCE: 299,747.960 OPTION TO CONVERT : No MONTHLY P&I: 1,970.79 ANNUAL RATE ADJUST: 0.000 LTV : 71.42800 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032065674 MORTGAGORS: BURCHETT, MICHAEL PRESTINARI-BURCHETT, NORA ADDRESS : 1934 BARTON HILL ROAD MORTGAGE AMT: 249,000.00 CITY RESTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 VA 20191 UNPAID BALANCE: 248,800.880 OPTION TO CONVERT : No MONTHLY P&I: 1,677.56 ANNUAL RATE ADJUST: 0.000 LTV : 87.36800 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032065708 MORTGAGORS: LUNGO, MARINELLIS LUNGO, JULIE ADDRESS : 12 LEICESTER COURT MORTGAGE AMT: 535,000.00 CITY LAGUNA NIGUEL :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92677 UNPAID BALANCE: 534,602.950 OPTION TO CONVERT : No MONTHLY P&I: 3,740.80 ANNUAL RATE ADJUST: 0.000 LTV : 69.93400 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 50 -------------------------------------------------------------------------------- LN # 0032065773 MORTGAGORS: BRUGUE, JUAN HERNANDO, THERESA ADDRESS : 5345 NORTH WINTHROP AVENU MORTGAGE AMT: 328,000.00 CITY CHICAGO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 IL 60640 UNPAID BALANCE: 327,750.420 OPTION TO CONVERT : No MONTHLY P&I: 2,265.41 ANNUAL RATE ADJUST: 0.000 LTV : 89.86300 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032065799 MORTGAGORS: SCHMOLL, ROBERT SCHMOLL, JENNIFER ADDRESS : 948 DUTTON MILL ROAD MORTGAGE AMT: 333,000.00 CITY WEST CHESTER :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 PA 19380 UNPAID BALANCE: 333,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,215.46 ANNUAL RATE ADJUST: 0.000 LTV : 85.38400 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032065864 MORTGAGORS: SELINE, RICHARD SELINE, ELEANOR ADDRESS : 711 CHALFONTE DRIVE MORTGAGE AMT: 320,000.00 CITY ALEXANDRIA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 VA 22305 UNPAID BALANCE: 320,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,102.18 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032065955 MORTGAGORS: GRIJALVA, FRANK ADDRESS : 7015 BIANCA AVENUE MORTGAGE AMT: 155,300.00 CITY (VAN NUYS AREA) LOS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91406 UNPAID BALANCE: 155,181.830 OPTION TO CONVERT : No MONTHLY P&I: 1,072.62 ANNUAL RATE ADJUST: 0.000 LTV : 94.98400 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032065963 MORTGAGORS: BERRY, WAYNE BERRY, ISABEL ADDRESS : 325 STEEPLE CREST NORTH MORTGAGE AMT: 330,000.00 CITY IRMO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 SC 29063 UNPAID BALANCE: 330,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,251.19 ANNUAL RATE ADJUST: 0.000 LTV : 73.66000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032066078 MORTGAGORS: THOMAS, WILLIAM THOMAS, LINDA ADDRESS : 231 S FAIRFIELD LANE MORTGAGE AMT: 296,600.00 CITY ORANGE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92869 UNPAID BALANCE: 296,368.620 OPTION TO CONVERT : No MONTHLY P&I: 2,023.34 ANNUAL RATE ADJUST: 0.000 LTV : 94.99894 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032066144 MORTGAGORS: EMBURY, STEPHEN EMBURY, KRISTIN EMBURY, KRISTIN ADDRESS : 108 EAGLE TRACE DRIVE, MORTGAGE AMT: 540,800.00 CITY HALF MOON BAY, :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94109 UNPAID BALANCE: 540,356.710 OPTION TO CONVERT : No MONTHLY P&I: 3,597.96 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032066318 MORTGAGORS: MA, CHRISTINE ADDRESS : 1990 ROBIN ROAD MORTGAGE AMT: 360,000.00 CITY SAN MARINO :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 91108 UNPAID BALANCE: 359,697.550 OPTION TO CONVERT : No MONTHLY P&I: 2,364.95 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032066359 MORTGAGORS: FABER, DONALD FABER, GENEVIEVE ADDRESS : 161 HIGHLAND AVENUE MORTGAGE AMT: 275,000.00 CITY MONTCLAIR :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NJ 07042 UNPAID BALANCE: 274,785.470 OPTION TO CONVERT : No MONTHLY P&I: 1,875.99 ANNUAL RATE ADJUST: 0.000 LTV : 63.95300 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032066375 MORTGAGORS: MENTZER, RICHARD MENTZER, JOYCE MENTZER, JOYCE ADDRESS : 6218 S NETHERLAND CIR MORTGAGE AMT: 257,850.00 CITY AURORA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CO 80016 UNPAID BALANCE: 257,653.790 OPTION TO CONVERT : No MONTHLY P&I: 1,780.91 ANNUAL RATE ADJUST: 0.000 LTV : 57.30000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032066466 MORTGAGORS: CAVERS, MICHAEL CAVERS, AMY ADDRESS : 1 STONE MILL DRIVE MORTGAGE AMT: 325,000.00 CITY PITTSTOWN :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NJ 08867 UNPAID BALANCE: 325,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,244.70 ANNUAL RATE ADJUST: 0.000 LTV : 79.95300 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032066490 MORTGAGORS: HERBERT, WAYNE HERBERT, JANA ADDRESS : 24751 MONTE ROYALE MORTGAGE AMT: 292,000.00 CITY LAGUNA HILLS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92653 UNPAID BALANCE: 292,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,991.96 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032066524 MORTGAGORS: KRAEMER, JAMES KRAEMER, JO ANNE KRAEMER, JO-ANNE ADDRESS : 2052 WINWARD POINT MORTGAGE AMT: 326,250.00 CITY BYRON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94514 UNPAID BALANCE: 325,995.490 OPTION TO CONVERT : No MONTHLY P&I: 2,225.60 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032066565 MORTGAGORS: FISHER, KIMBERLY ADDRESS : 1871,1873,1875 MCALLISTER MORTGAGE AMT: 340,000.00 CITY SAN FRANCISCO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94115 UNPAID BALANCE: 339,747.670 OPTION TO CONVERT : No MONTHLY P&I: 2,377.33 ANNUAL RATE ADJUST: 0.000 LTV : 70.10300 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 50 -------------------------------------------------------------------------------- LN # 0032066672 MORTGAGORS: DUKE, PAUL DUKE, SONOKO ADDRESS : 5282 MORNING MIST LANE MORTGAGE AMT: 267,250.00 CITY ALEXANDRIA :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 VA 22312 UNPAID BALANCE: 267,014.200 OPTION TO CONVERT : No MONTHLY P&I: 1,711.24 ANNUAL RATE ADJUST: 0.000 LTV : 79.99100 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032066813 MORTGAGORS: DERTOROSSIAN, VATACHE DERTOROSSIAN, MARAL ADDRESS : 111 SHIRLEY ROAD MORTGAGE AMT: 260,000.00 CITY WALTHAM :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MA 02454 UNPAID BALANCE: 260,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,751.67 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032066979 MORTGAGORS: AMATO, DAVID AMATO, MARILYN ADDRESS : 24811 HENDON STREET MORTGAGE AMT: 324,000.00 CITY LAGUNA HILLS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92653 UNPAID BALANCE: 323,734.420 OPTION TO CONVERT : No MONTHLY P&I: 2,155.58 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032066987 MORTGAGORS: LEMESNAGER, RENE LEMESNAGER, REBECCA LEMESNAGER, REBECCA ADDRESS : 5441 LA JOLLA BOULEVARD MORTGAGE AMT: 209,600.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92037 UNPAID BALANCE: 209,440.510 OPTION TO CONVERT : No MONTHLY P&I: 1,447.66 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032067134 MORTGAGORS: PINO, CONRAD ADDRESS : 8263 SKYLINE CIRCLE, MORTGAGE AMT: 331,465.00 CITY OAKLAND, :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 CA 94604 UNPAID BALANCE: 310,755.740 OPTION TO CONVERT : No MONTHLY P&I: 2,095.09 ANNUAL RATE ADJUST: 0.000 LTV : 79.99800 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032067266 MORTGAGORS: FRITCH, DAVID FRITCH, JENNIFER ADDRESS : 114 BRIDGEWATER DRIVE MORTGAGE AMT: 244,150.00 CITY NEW HOPE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 PA 18938 UNPAID BALANCE: 244,150.000 OPTION TO CONVERT : No MONTHLY P&I: 1,603.89 ANNUAL RATE ADJUST: 0.000 LTV : 89.98200 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032067639 MORTGAGORS: WALKER, SCOTT ADDRESS : 36393 CRYSTAL SPRINGS COU MORTGAGE AMT: 460,300.00 CITY NEWARK :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94560 UNPAID BALANCE: 442,362.520 OPTION TO CONVERT : No MONTHLY P&I: 3,023.85 ANNUAL RATE ADJUST: 0.000 LTV : 79.99916 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032067753 MORTGAGORS: HUTTER, MICHAEL BORDWELL, CONNIE ADDRESS : 10731 HUNTER STATION ROAD MORTGAGE AMT: 412,000.00 CITY VIENNA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 VA 22181 UNPAID BALANCE: 410,952.840 OPTION TO CONVERT : No MONTHLY P&I: 2,810.57 ANNUAL RATE ADJUST: 0.000 LTV : 76.29600 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032067787 MORTGAGORS: MACKLIN, RICHARD MACKLIN, DEBORAH ADDRESS : 25220 WOODFIELD SCHOOL RO MORTGAGE AMT: 230,000.00 CITY GAITHERSBURG :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MD 20882 UNPAID BALANCE: 229,310.810 OPTION TO CONVERT : No MONTHLY P&I: 1,608.19 ANNUAL RATE ADJUST: 0.000 LTV : 59.58500 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032067803 MORTGAGORS: SMITH, WILLIAM SMITH, LOUISE ADDRESS : 1022 SONATA LANE MORTGAGE AMT: 287,200.00 CITY APOLLO BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 FL 33572 UNPAID BALANCE: 286,986.860 OPTION TO CONVERT : No MONTHLY P&I: 2,008.14 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032067845 MORTGAGORS: ABELITE, PAUL SANTAGATA, LOREEN ADDRESS : 11900 PROFFITT ESTATES CO MORTGAGE AMT: 333,000.00 CITY HERNDON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 VA 20171 UNPAID BALANCE: 332,176.340 OPTION TO CONVERT : No MONTHLY P&I: 2,215.46 ANNUAL RATE ADJUST: 0.000 LTV : 65.16600 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032067894 MORTGAGORS: CHAKKO, SIMON CHAKKO, ELIZABETH ADDRESS : 12641 SW 103 COURT MORTGAGE AMT: 312,000.00 CITY MIAMI :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 FL 33176 UNPAID BALANCE: 311,228.300 OPTION TO CONVERT : No MONTHLY P&I: 2,075.74 ANNUAL RATE ADJUST: 0.000 LTV : 79.97700 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032067928 MORTGAGORS: CROWLEY, MICHAEL CROWLEY, DEBBY ADDRESS : 1407 PINE STREET MORTGAGE AMT: 344,000.00 CITY KEY WEST :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 FL 33040 UNPAID BALANCE: 343,474.890 OPTION TO CONVERT : No MONTHLY P&I: 2,375.92 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032067944 MORTGAGORS: ZANER, TOMMY ZANER, JULIE ANN ADDRESS : 5054 WINDING HILLS LANE MORTGAGE AMT: 282,500.00 CITY WOODSTOCK :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 GA 30189 UNPAID BALANCE: 282,046.840 OPTION TO CONVERT : No MONTHLY P&I: 1,903.25 ANNUAL RATE ADJUST: 0.000 LTV : 78.47200 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032067985 MORTGAGORS: STEVENS, BARRY STEVENS, ANITA ADDRESS : 501 S. LEXINGTON STREET MORTGAGE AMT: 259,000.00 CITY ARLINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 VA 22204 UNPAID BALANCE: 258,574.160 OPTION TO CONVERT : No MONTHLY P&I: 1,723.13 ANNUAL RATE ADJUST: 0.000 LTV : 72.75200 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032068009 MORTGAGORS: HENDRICKS, R. CHECROUN, TAMAR ADDRESS : 914 3RD AVENUE MORTGAGE AMT: 282,000.00 CITY LONGMONT :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CO 80501 UNPAID BALANCE: 281,311.100 OPTION TO CONVERT : No MONTHLY P&I: 1,923.74 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032068033 MORTGAGORS: TRUSKOWSKI, MICHAEL TRUSKOWSKI, ANNE ADDRESS : 18 OAKLEIGH LANE MORTGAGE AMT: 350,000.00 CITY LADUE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MO 63124 UNPAID BALANCE: 349,424.540 OPTION TO CONVERT : No MONTHLY P&I: 2,328.56 ANNUAL RATE ADJUST: 0.000 LTV : 36.84200 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032068041 MORTGAGORS: FIORILLO, LORAYNE ADDRESS : 629 CASWELL BEACH ROAD MORTGAGE AMT: 299,000.00 CITY CASWELL BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NC 28465 UNPAID BALANCE: 298,508.410 OPTION TO CONVERT : No MONTHLY P&I: 1,989.25 ANNUAL RATE ADJUST: 0.000 LTV : 66.44400 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032068108 MORTGAGORS: GOETZ, CHRIS GOETZ, SHEREE ADDRESS : 9755 MARSHALL WAY MORTGAGE AMT: 295,750.00 CITY WESTMINSTER :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CO 80021 UNPAID BALANCE: 295,513.500 OPTION TO CONVERT : No MONTHLY P&I: 1,992.52 ANNUAL RATE ADJUST: 0.000 LTV : 84.00100 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032068215 MORTGAGORS: RINALDI, PAUL RINALDI, KATREEN ADDRESS : 10320 HICKORY FOREST DRIV MORTGAGE AMT: 444,000.00 CITY OAKTON :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 VA 22124 UNPAID BALANCE: 443,214.380 OPTION TO CONVERT : No MONTHLY P&I: 2,842.98 ANNUAL RATE ADJUST: 0.000 LTV : 69.92100 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032068447 MORTGAGORS: FULFORD, WILLIAM FULFORD, SHERRI ADDRESS : 9741 BENTBROOK DRIVE MORTGAGE AMT: 349,200.00 CITY MONTGOMERY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 AL 36117 UNPAID BALANCE: 348,639.840 OPTION TO CONVERT : No MONTHLY P&I: 2,352.63 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032068546 MORTGAGORS: CHAPIN, DAVID ADDRESS : 166 WEST BROOKLINE STREET MORTGAGE AMT: 450,000.00 CITY ROXBURY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 02118 UNPAID BALANCE: 450,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,069.79 ANNUAL RATE ADJUST: 0.000 LTV : 47.36800 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032068611 MORTGAGORS: SMITH, CRAIG SMITH, KRISTEN ADDRESS : 5110 TALLGRASS GLEN MORTGAGE AMT: 292,800.00 CITY KENNESAW :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 GA 30152 UNPAID BALANCE: 292,318.580 OPTION TO CONVERT : No MONTHLY P&I: 1,948.01 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032068652 MORTGAGORS: PRIEGUES, LAZARO PRIEGUES, LAUREN ADDRESS : 925 CASTILE PLAZA MORTGAGE AMT: 640,000.00 CITY CORAL GABLES :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 FL 33134 UNPAID BALANCE: 638,416.970 OPTION TO CONVERT : No MONTHLY P&I: 4,257.94 ANNUAL RATE ADJUST: 0.000 LTV : 67.36800 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032068678 MORTGAGORS: PLOHR, THOMAS PLOHR, BARBARA ADDRESS : 1031 BLACKBURN CIRCLE MORTGAGE AMT: 408,000.00 CITY LIBERTYVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 IL 60048 UNPAID BALANCE: 407,130.530 OPTION TO CONVERT : No MONTHLY P&I: 2,922.96 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032068702 MORTGAGORS: ANDERSON, MARK ANDERSON, JEANETTE ADDRESS : 1662 GORE DR MORTGAGE AMT: 472,350.00 CITY LAKESPUR :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CO 80118 UNPAID BALANCE: 471,554.070 OPTION TO CONVERT : No MONTHLY P&I: 3,103.00 ANNUAL RATE ADJUST: 0.000 LTV : 89.99900 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032068736 MORTGAGORS: WEISCHEDEL, MARK WEISCHEDEL, JUDITH ADDRESS : 1607 MASTERS WAY MORTGAGE AMT: 305,000.00 CITY CHADDS FORD :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 PA 19317 UNPAID BALANCE: 305,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,927.81 ANNUAL RATE ADJUST: 0.000 LTV : 68.15600 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032068827 MORTGAGORS: KESSLER, ARTHUR KESSLER, CARROLL ADDRESS : 3057 RIO ROAD MORTGAGE AMT: 200,000.00 CITY CARMEL :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 93923 UNPAID BALANCE: 200,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,381.35 ANNUAL RATE ADJUST: 0.000 LTV : 40.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032068884 MORTGAGORS: CRAIN, MICHAEL CRAIN, NICOLE ADDRESS : 3771 PLATT COURT NORTH MORTGAGE AMT: 267,750.00 CITY PLEASANTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94588 UNPAID BALANCE: 267,541.130 OPTION TO CONVERT : No MONTHLY P&I: 1,826.53 ANNUAL RATE ADJUST: 0.000 LTV : 85.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 50 -------------------------------------------------------------------------------- LN # 0032069049 MORTGAGORS: MOORE, DAVID MOORE, INGEBORG MOORE, INGEBORG MOORE, CHARLES ADDRESS : 16164 TORTOLA CIRCLE MORTGAGE AMT: 356,250.00 CITY HUNTINGTON BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92649 UNPAID BALANCE: 355,957.980 OPTION TO CONVERT : No MONTHLY P&I: 2,370.15 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032069205 MORTGAGORS: ARGENS, JEFFREY ARGENS, ERIN ADDRESS : 3850 42ND AVENUE NORTHEAS MORTGAGE AMT: 250,000.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 WA 98015 UNPAID BALANCE: 250,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,663.26 ANNUAL RATE ADJUST: 0.000 LTV : 45.45400 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032069403 MORTGAGORS: HUANG, ALVIN HUANG, JOYCE ADDRESS : 1062 HOA STREET MORTGAGE AMT: 400,000.00 CITY HONOLULU :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 HI 96825 UNPAID BALANCE: 400,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,661.21 ANNUAL RATE ADJUST: 0.000 LTV : 59.25900 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032069437 MORTGAGORS: MANN, SRENG MANN, SRONG MANN, SRONG ADDRESS : 27 EDMONTON WAY MORTGAGE AMT: 204,950.00 CITY LAS FLORES, :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92688 UNPAID BALANCE: 204,786.100 OPTION TO CONVERT : No MONTHLY P&I: 1,380.79 ANNUAL RATE ADJUST: 0.000 LTV : 67.19800 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032069775 MORTGAGORS: KRAUSE, JAMES KRAUSE, KRISTIE ADDRESS : 2310 DIANA AVENUE MORTGAGE AMT: 550,000.00 CITY MORGAN HILL :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95037 UNPAID BALANCE: 550,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,751.97 ANNUAL RATE ADJUST: 0.000 LTV : 70.51200 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032071359 MORTGAGORS: EARL, MICHAEL EARL, LA VONNE ADDRESS : 5005 CHELSHIRE DOWNS ROAD MORTGAGE AMT: 399,000.00 CITY GRANITE BAY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95746 UNPAID BALANCE: 398,696.400 OPTION TO CONVERT : No MONTHLY P&I: 2,755.79 ANNUAL RATE ADJUST: 0.000 LTV : 76.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032071383 MORTGAGORS: MORFE, SIMEON MORFE, JULIA ADDRESS : 1 WHITESELL COURT MORTGAGE AMT: 323,000.00 CITY SUMMIT :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NJ 07901 UNPAID BALANCE: 322,760.280 OPTION TO CONVERT : No MONTHLY P&I: 2,258.47 ANNUAL RATE ADJUST: 0.000 LTV : 85.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032071557 MORTGAGORS: BIFANO, DAVID BIFANO, JENNY ADDRESS : 929 W.CARMEL VALLEY RD. MORTGAGE AMT: 525,000.00 CITY CARMEL VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 93924 UNPAID BALANCE: 524,218.300 OPTION TO CONVERT : No MONTHLY P&I: 3,670.88 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032071565 MORTGAGORS: HASSAN, MUKTA ADDRESS : 94-29 54TH AVE. MORTGAGE AMT: 300,000.00 CITY ELMHURST :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 NY 11372 UNPAID BALANCE: 299,564.340 OPTION TO CONVERT : No MONTHLY P&I: 2,123.39 ANNUAL RATE ADJUST: 0.000 LTV : 89.55200 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032071771 MORTGAGORS: LAMBERTZ, RODNEY LAMBERTZ, MARILYN ADDRESS : 22458 EAST POLK DRIVE MORTGAGE AMT: 289,350.00 CITY AURORA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CO 80016 UNPAID BALANCE: 289,112.830 OPTION TO CONVERT : No MONTHLY P&I: 1,925.05 ANNUAL RATE ADJUST: 0.000 LTV : 79.99300 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032071813 MORTGAGORS: LEWIS, ANDREW LEWIS, SUZANNE ADDRESS : 22497 E POLK DRIVE MORTGAGE AMT: 312,850.00 CITY AURORA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CO 80016 UNPAID BALANCE: 312,593.560 OPTION TO CONVERT : No MONTHLY P&I: 2,081.40 ANNUAL RATE ADJUST: 0.000 LTV : 94.37200 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032071912 MORTGAGORS: KHOSROVI, PAUL ETTEFAGH, LEILA ADDRESS : 110 GERBERA STREET MORTGAGE AMT: 412,300.00 CITY DANVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94506 UNPAID BALANCE: 411,638.600 OPTION TO CONVERT : No MONTHLY P&I: 2,777.75 ANNUAL RATE ADJUST: 0.000 LTV : 79.99500 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032072316 MORTGAGORS: CHERVENAK, FRANK CHERVENAK, CAROLYN CHERVENAK, CAROLYN ADDRESS : 18585 RAINBOW RIDGE COURT MORTGAGE AMT: 500,000.00 CITY COLFAX :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 95713 UNPAID BALANCE: 499,647.110 OPTION TO CONVERT : No MONTHLY P&I: 3,582.06 ANNUAL RATE ADJUST: 0.000 LTV : 76.92300 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 04/01/29 RATE: 50 -------------------------------------------------------------------------------- LN # 0032072613 MORTGAGORS: HOFFMAN, GILBERT HOFFMAN, VIVIAN ADDRESS : 5491 NIAGARA STREET MORTGAGE AMT: 97,600.00 CITY COMMERCE CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CO 80022 UNPAID BALANCE: 97,523.860 OPTION TO CONVERT : No MONTHLY P&I: 665.81 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032072639 MORTGAGORS: OSTRONIK, K MENZIES, ROSSLYN ADDRESS : 116 POINT PLEASANT MORTGAGE AMT: 290,000.00 CITY KEY LARGO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 FL 33037 UNPAID BALANCE: 289,762.290 OPTION TO CONVERT : No MONTHLY P&I: 1,929.38 ANNUAL RATE ADJUST: 0.000 LTV : 70.73100 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032073173 MORTGAGORS: WETZEL, GLEN WETZEL, SUSAN WETZEL, SUSAN ADDRESS : 3276 PALMO COURT MORTGAGE AMT: 352,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95135 UNPAID BALANCE: 351,732.150 OPTION TO CONVERT : No MONTHLY P&I: 2,431.18 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032073199 MORTGAGORS: LINK, EDWARD LINK, BARBARA ADDRESS : 2954 MOUNTAIN VIEW DRIVE MORTGAGE AMT: 320,000.00 CITY LAGUNA BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92651 UNPAID BALANCE: 319,762.510 OPTION TO CONVERT : No MONTHLY P&I: 2,237.49 ANNUAL RATE ADJUST: 0.000 LTV : 66.66600 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032073371 MORTGAGORS: SHVETZOV, WALTER SHVETZOV, DEBORAH ADDRESS : 15 VIA ENCARO MORTGAGE AMT: 251,000.00 CITY RANCHO SANTA MARGARI :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92688 UNPAID BALANCE: 250,809.020 OPTION TO CONVERT : No MONTHLY P&I: 1,733.59 ANNUAL RATE ADJUST: 0.000 LTV : 79.68200 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032073389 MORTGAGORS: SIVAKUMAR, VISVANATHAN SIVAKUMAR, REMA ADDRESS : 1047 QUAIL CREEK CIRCLE MORTGAGE AMT: 440,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95120 UNPAID BALANCE: 440,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,927.33 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032073462 MORTGAGORS: CRITCHFIELD, STEPHEN CRITCHFIELD, DEBORAH ADDRESS : 2 KRISTEN COURT MORTGAGE AMT: 424,900.00 CITY WAYNE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NJ 07470 UNPAID BALANCE: 424,900.000 OPTION TO CONVERT : No MONTHLY P&I: 2,970.97 ANNUAL RATE ADJUST: 0.000 LTV : 68.53200 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 50 -------------------------------------------------------------------------------- LN # 0032073835 MORTGAGORS: DAVIS, MARK TEST, MARINA ADDRESS : 437 BISCAYNE AVENUE MORTGAGE AMT: 440,000.00 CITY FOSTER CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94404 UNPAID BALANCE: 440,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,001.58 ANNUAL RATE ADJUST: 0.000 LTV : 77.19200 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032073876 MORTGAGORS: ANDERSON, ERIK ADDRESS : 2531 10TH AVENUE MORTGAGE AMT: 220,000.00 CITY OAKLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 94606 UNPAID BALANCE: 219,840.770 OPTION TO CONVERT : No MONTHLY P&I: 1,557.15 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032074163 MORTGAGORS: FUNG, GREG FUNG, TRACI FUNG, TRACI ADDRESS : 38707 SOBRANTE STREET MORTGAGE AMT: 297,600.00 CITY FREMONT :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94536 UNPAID BALANCE: 297,373.550 OPTION TO CONVERT : No MONTHLY P&I: 2,055.45 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032074312 MORTGAGORS: HOFFMANN, THOMAS HOFFMANN, CYNTHIA ADDRESS : 11 MEADOWOOD MORTGAGE AMT: 305,000.00 CITY LAS FLORES AREA ORA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92688 UNPAID BALANCE: 304,756.090 OPTION TO CONVERT : No MONTHLY P&I: 2,054.85 ANNUAL RATE ADJUST: 0.000 LTV : 67.77700 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032074635 MORTGAGORS: MIHELICH, JOHN MIHELICH, PAMELA ADDRESS : 418 NORTH DOWNEY LANE MORTGAGE AMT: 456,000.00 CITY PLACENTIA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92870 UNPAID BALANCE: 455,250.260 OPTION TO CONVERT : No MONTHLY P&I: 3,033.78 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032074775 MORTGAGORS: BIEDERMANN, SCOTT ADDRESS : 3775 EAST THOUSAND OAKS C MORTGAGE AMT: 368,000.00 CITY SALT LAKE CITY :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 UT 84124 UNPAID BALANCE: 368,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,417.50 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032075020 MORTGAGORS: ROSADO, CAROLYN ADDRESS : 3983 CAMINITO SILVELA MORTGAGE AMT: 175,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 92122 UNPAID BALANCE: 175,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,253.72 ANNUAL RATE ADJUST: 0.000 LTV : 68.62700 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032075244 MORTGAGORS: PULIDO, BERTIN PULIDO, ANA ADDRESS : 870 WATER MILL LANE MORTGAGE AMT: 270,000.00 CITY SANTA YNEZ :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 93460 UNPAID BALANCE: 270,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,819.04 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032075517 MORTGAGORS: COOLEY, CRISMAN COOLEY, CATHERINE ADDRESS : 599 VIA EL CUADRO MORTGAGE AMT: 327,200.00 CITY SANTA BARBARA :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 CA 93111 UNPAID BALANCE: 326,904.200 OPTION TO CONVERT : No MONTHLY P&I: 2,068.13 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032075574 MORTGAGORS: GREATHEAD, DENIS GREATHEAD, JOANN ADDRESS : 21425 RIVERVIEW COURT MORTGAGE AMT: 272,300.00 CITY SALINAS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 93908 UNPAID BALANCE: 272,076.800 OPTION TO CONVERT : No MONTHLY P&I: 1,811.62 ANNUAL RATE ADJUST: 0.000 LTV : 75.63800 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032075665 MORTGAGORS: PRELL, LLOYD TRELL, AURDREY PRELL, AUDREY ADDRESS : 260 NORTH KENTER AVENUE MORTGAGE AMT: 500,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 90049 UNPAID BALANCE: 499,628.920 OPTION TO CONVERT : No MONTHLY P&I: 3,496.08 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032075707 MORTGAGORS: BROWN, PETER BROWN, TRUDY ADDRESS : 35 SANDY BROOK DRIVE MORTGAGE AMT: 248,000.00 CITY DURHAM :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NH 03824 UNPAID BALANCE: 247,701.080 OPTION TO CONVERT : No MONTHLY P&I: 1,670.83 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032075723 MORTGAGORS: GURITA, MIRCEA O'CONNOR, PATRICIA ADDRESS : 21413 VILLENA AVENUE MORTGAGE AMT: 283,100.00 CITY WOODLAND HILLS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91364 UNPAID BALANCE: 283,100.000 OPTION TO CONVERT : No MONTHLY P&I: 1,931.24 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032075749 MORTGAGORS: SPETKO, MARY ADDRESS : 6915 A1A SOUTH MORTGAGE AMT: 150,000.00 CITY MELBOURNE BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 FL 32951 UNPAID BALANCE: 149,880.050 OPTION TO CONVERT : No MONTHLY P&I: 1,010.58 ANNUAL RATE ADJUST: 0.000 LTV : 43.60400 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032075756 MORTGAGORS: FURLAND, DONALD FURLAND, MELANIE ADDRESS : 8471 SIENA MADRE TRAIL MORTGAGE AMT: 329,900.00 CITY KALAMAZOO (TOWNSHIP :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 MI 49009 UNPAID BALANCE: 329,661.220 OPTION TO CONVERT : No MONTHLY P&I: 2,335.02 ANNUAL RATE ADJUST: 0.000 LTV : 94.99200 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032075863 MORTGAGORS: BUA, JOSEPH BUA, SUSAN ADDRESS : 17100 RAYMER STREET MORTGAGE AMT: 292,500.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91325 UNPAID BALANCE: 292,266.090 OPTION TO CONVERT : No MONTHLY P&I: 1,970.63 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032076010 MORTGAGORS: WOOD, MATTHEW DEICKE, DOREEN ADDRESS : 725 ANDOVER STREET MORTGAGE AMT: 271,200.00 CITY SAN FRANCISCO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94110 UNPAID BALANCE: 271,200.000 OPTION TO CONVERT : No MONTHLY P&I: 1,850.06 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032076051 MORTGAGORS: KHALIGHI, AMIR ADDRESS : 1220 LONGMEADOW DRIVE MORTGAGE AMT: 270,400.00 CITY GILORY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95020 UNPAID BALANCE: 270,189.060 OPTION TO CONVERT : No MONTHLY P&I: 1,844.61 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032076077 MORTGAGORS: HAZLINGER, PAUL HAZLINGER, PEG ADDRESS : 1116 WEST LAS PALMARITUS MORTGAGE AMT: 340,000.00 CITY PHOENIX :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 AZ 85021 UNPAID BALANCE: 339,728.100 OPTION TO CONVERT : No MONTHLY P&I: 2,290.65 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032076291 MORTGAGORS: SURREY, DAVID LONNEGREN, CAMI LONNEGREN, CAMI ADDRESS : 6397 TOPMAST DRIVE MORTGAGE AMT: 431,500.00 CITY CARLSBAD :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92009 UNPAID BALANCE: 431,500.000 OPTION TO CONVERT : No MONTHLY P&I: 2,907.10 ANNUAL RATE ADJUST: 0.000 LTV : 79.96900 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032076457 MORTGAGORS: CAREY, TIMOTHY CAREY, VIRGINIA ADDRESS : 1120 SIERRA MADRE MORTGAGE AMT: 400,000.00 CITY SAN MARINO :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 91108 UNPAID BALANCE: 399,655.600 OPTION TO CONVERT : No MONTHLY P&I: 2,594.40 ANNUAL RATE ADJUST: 0.000 LTV : 62.69500 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032076515 MORTGAGORS: SUAREZ, ANTONIO ADDRESS : 10448 SALINAS RIVER CIRCL MORTGAGE AMT: 356,000.00 CITY FOUNTAIN VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 92708 UNPAID BALANCE: 355,742.330 OPTION TO CONVERT : No MONTHLY P&I: 2,519.75 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032076622 MORTGAGORS: FOLEY, CHRISTOPHER ADDRESS : 2157 CORTE ACEBO, MORTGAGE AMT: 299,700.00 CITY CARLSBAD, :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 CA 92009 UNPAID BALANCE: 299,156.670 OPTION TO CONVERT : No MONTHLY P&I: 1,894.31 ANNUAL RATE ADJUST: 0.000 LTV : 79.98900 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032076648 MORTGAGORS: EMERSON, MICHAEL EMERSON, LEAH ADDRESS : 2323 PASEO SAUCEDAL MORTGAGE AMT: 310,000.00 CITY CARLSBAD :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92009 UNPAID BALANCE: 309,490.300 OPTION TO CONVERT : No MONTHLY P&I: 2,062.44 ANNUAL RATE ADJUST: 0.000 LTV : 74.90200 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032076663 MORTGAGORS: ECHEVERRY, CARLOS ECHEVERRY, STELLA ADDRESS : 8675 E WINDSONG DRIVE MORTGAGE AMT: 272,650.00 CITY ANAHEIM HILLS :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92808 UNPAID BALANCE: 272,190.570 OPTION TO CONVERT : No MONTHLY P&I: 1,791.12 ANNUAL RATE ADJUST: 0.000 LTV : 79.99400 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032076705 MORTGAGORS: JOPES, DAN JOPES, NANCY ADDRESS : 2331 PASEO SAUCEDAL, MORTGAGE AMT: 299,300.00 CITY CARLSBAD, :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92009 UNPAID BALANCE: 298,807.890 OPTION TO CONVERT : No MONTHLY P&I: 1,991.26 ANNUAL RATE ADJUST: 0.000 LTV : 79.99000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: - ---------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032076804 MORTGAGORS: D'SA, RUSSELL D'SA, ELLEN ADDRESS : 6109 SADDLE HORN DRIVE MORTGAGE AMT: 325,600.00 CITY FAIRFAX :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 VA 22030 UNPAID BALANCE: 325,600.000 OPTION TO CONVERT : No MONTHLY P&I: 2,276.64 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: :002 -------------------------------------------------------------------------------- LN # 0032076838 MORTGAGORS: DAWSON, DANIEL DAWSON, SUZANNE ADDRESS : 2113 VALLEY LO LANE MORTGAGE AMT: 330,000.00 CITY GLENVIEW :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60025 UNPAID BALANCE: 329,470.630 OPTION TO CONVERT : No MONTHLY P&I: 2,223.28 ANNUAL RATE ADJUST: 0.000 LTV : 66.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032076853 MORTGAGORS: COFFMAN, CRAIG LITTLE, SUSAN ADDRESS : 5095 REDFIELD RD. MORTGAGE AMT: 354,250.00 CITY DOYLESTOWN :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 PA 18901 UNPAID BALANCE: 353,681.740 OPTION TO CONVERT : No MONTHLY P&I: 2,386.65 ANNUAL RATE ADJUST: 0.000 LTV : 94.99100 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032076887 MORTGAGORS: ELLIOTT, PETER ADDRESS : #2 LAKESIDE DR. MORTGAGE AMT: 588,000.00 CITY AUSTIN :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 TX 78746 UNPAID BALANCE: 587,009.170 OPTION TO CONVERT : No MONTHLY P&I: 3,862.75 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032076903 MORTGAGORS: GUIDERA, GERALD ADDRESS : 1527 T STREET NW MORTGAGE AMT: 356,400.00 CITY WASHINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 DC 20009 UNPAID BALANCE: 355,855.940 OPTION TO CONVERT : No MONTHLY P&I: 2,461.57 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032076911 MORTGAGORS: SACKS, RITA ADDRESS : 701 PENNSYLVANIA AVE. NW MORTGAGE AMT: 267,900.00 CITY WASHINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 DC 20004 UNPAID BALANCE: 267,480.740 OPTION TO CONVERT : No MONTHLY P&I: 1,827.56 ANNUAL RATE ADJUST: 0.000 LTV : 79.99400 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032077026 MORTGAGORS: HART, STEVEN PLUGGE, DENISE ADDRESS : 7846 SITIO COCO MORTGAGE AMT: 305,150.00 CITY CARLSBAD :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92009 UNPAID BALANCE: 304,648.260 OPTION TO CONVERT : No MONTHLY P&I: 2,030.18 ANNUAL RATE ADJUST: 0.000 LTV : 79.99900 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032077364 MORTGAGORS: NASH, JERRY NASH, MARY NASH, MARY ADDRESS : 3 SPRUCEWOOD MORTGAGE AMT: 336,000.00 CITY ALISO VIEJO AREA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92656 UNPAID BALANCE: 336,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,207.28 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032078065 MORTGAGORS: LAI, TY HO, SEPHANIA ADDRESS : 1801 PENWOOD STREET MORTGAGE AMT: 271,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95133 UNPAID BALANCE: 270,783.280 OPTION TO CONVERT : No MONTHLY P&I: 1,825.78 ANNUAL RATE ADJUST: 0.000 LTV : 59.46700 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032078255 MORTGAGORS: MAYBURY, MARK MAYBURY, VICKIE ADDRESS : 7109 SO CHAPPAREL CIR W MORTGAGE AMT: 351,200.00 CITY AURORA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CO 80016 UNPAID BALANCE: 350,932.770 OPTION TO CONVERT : No MONTHLY P&I: 2,425.65 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032078263 MORTGAGORS: LEAL, JORGE LEAL, MARIA ADDRESS : 2402 SOUTH DUNDEE STREET MORTGAGE AMT: 322,000.00 CITY TAMPA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 FL 33629 UNPAID BALANCE: 321,496.100 OPTION TO CONVERT : No MONTHLY P&I: 2,196.61 ANNUAL RATE ADJUST: 0.000 LTV : 45.67300 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032078768 MORTGAGORS: LIAPIS, GEORGE LIAPIS, CHARLOTTE ADDRESS : 5011 E. DESERT VISTA LANE MORTGAGE AMT: 248,000.00 CITY PHOENIX :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 AZ 85331 UNPAID BALANCE: 247,536.550 OPTION TO CONVERT : No MONTHLY P&I: 1,649.96 ANNUAL RATE ADJUST: 0.000 LTV : 89.99200 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032078792 MORTGAGORS: SCOTT, RON SCOTT, ANN ADDRESS : 4254 S. HAMPTON CIRCLE MORTGAGE AMT: 306,000.00 CITY BOULDER :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CO 80301 UNPAID BALANCE: 305,257.140 OPTION TO CONVERT : No MONTHLY P&I: 2,187.21 ANNUAL RATE ADJUST: 0.000 LTV : 57.73500 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/24 RATE: 02 -------------------------------------------------------------------------------- LN # 0032078800 MORTGAGORS: KAFATOS, MENAS KAFATOU, THALIS KAFATOU, THALIA ADDRESS : 8741 MOUNTAIN VALLEY RD. MORTGAGE AMT: 360,000.00 CITY FAIRFAX STATION :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 VA 22039 UNPAID BALANCE: 359,422.510 OPTION TO CONVERT : No MONTHLY P&I: 2,425.39 ANNUAL RATE ADJUST: 0.000 LTV : 72.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032078818 MORTGAGORS: PACHOLKA, ROGER PACHOLKA, KATHRYN ADDRESS : 2375 ALDERWOOD CT. MORTGAGE AMT: 275,500.00 CITY XENIA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 OH 45385 UNPAID BALANCE: 275,068.860 OPTION TO CONVERT : No MONTHLY P&I: 1,879.40 ANNUAL RATE ADJUST: 0.000 LTV : 75.06800 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032078834 MORTGAGORS: HOLLIS, WILLIAM HOLLIS, REBECCA ADDRESS : 897 ESTATES DRIVE MORTGAGE AMT: 333,000.00 CITY LOS ALAMOS :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NM 87544 UNPAID BALANCE: 332,155.910 OPTION TO CONVERT : No MONTHLY P&I: 2,187.57 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032078842 MORTGAGORS: QARAGHOLI, ALI NASHAT, NADWA ADDRESS : 1405 NORTH PEGRAM STREET MORTGAGE AMT: 464,000.00 CITY ALEXANDRIA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 VA 22304 UNPAID BALANCE: 458,627.660 OPTION TO CONVERT : No MONTHLY P&I: 3,126.05 ANNUAL RATE ADJUST: 0.000 LTV : 43.16200 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032078867 MORTGAGORS: REESE, RONALD REESE, BRENDA ADDRESS : 321 5TH ST SE MORTGAGE AMT: 294,400.00 CITY WASHINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 DC 20003 UNPAID BALANCE: 293,915.940 OPTION TO CONVERT : No MONTHLY P&I: 1,958.66 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032078909 MORTGAGORS: BRANSOM, ROB BRANSOM, KATHRYN ADDRESS : 10400 CARRIAGE TRAIL MORTGAGE AMT: 398,000.00 CITY CINCINNATI :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 OH 45242 UNPAID BALANCE: 397,361.570 OPTION TO CONVERT : No MONTHLY P&I: 2,681.40 ANNUAL RATE ADJUST: 0.000 LTV : 50.18900 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032078917 MORTGAGORS: CAPAUL, ROXANNE ADDRESS : 66 TIMBER LANE MORTGAGE AMT: 210,500.00 CITY BOULDER :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CO 80304 UNPAID BALANCE: 210,178.670 OPTION TO CONVERT : No MONTHLY P&I: 1,453.87 ANNUAL RATE ADJUST: 0.000 LTV : 60.14200 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032078925 MORTGAGORS: WORRELL, GREGORY ADDRESS : 12 OLGA ST. MORTGAGE AMT: 454,500.00 CITY WAYNE :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 NJ 07470 UNPAID BALANCE: 453,839.990 OPTION TO CONVERT : No MONTHLY P&I: 3,216.93 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032078933 MORTGAGORS: SPENCER, JOHN SPENCER, CARMELINA ADDRESS : 126 GRANDVIEW AVENUE MORTGAGE AMT: 246,800.00 CITY QUINCY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MA 02170 UNPAID BALANCE: 246,394.220 OPTION TO CONVERT : No MONTHLY P&I: 1,641.97 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032079279 MORTGAGORS: NGUYEN, SON NGUYEN, GIANG ADDRESS : 18053 SECOND STREET MORTGAGE AMT: 259,200.00 CITY FOUNTAIN VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92708 UNPAID BALANCE: 258,992.720 OPTION TO CONVERT : No MONTHLY P&I: 1,746.28 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032079352 MORTGAGORS: LEIBOWITZ, MARK LEIBOWITZ, CARA ADDRESS : 1500 OCEAN DRIVE #903 MORTGAGE AMT: 318,000.00 CITY MIAMI :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 FL 33139 UNPAID BALANCE: 317,758.020 OPTION TO CONVERT : No MONTHLY P&I: 2,196.35 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032079436 MORTGAGORS: LAZARUS, ARTHUR LAZARUS, CHERYL ADDRESS : 6830 WINDHAM PKWY MORTGAGE AMT: 350,000.00 CITY PROSPECT :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 KY 40059 UNPAID BALANCE: 349,740.250 OPTION TO CONVERT : No MONTHLY P&I: 2,447.25 ANNUAL RATE ADJUST: 0.000 LTV : 76.08600 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032079444 MORTGAGORS: ZAREI, ZAVASH ZAREI, Z ASADZADEHFARD, ZOHREH ADDRESS : 1746 BROWN DEER RIDGE MORTGAGE AMT: 341,250.00 CITY CORALVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 IA 52241 UNPAID BALANCE: 340,970.280 OPTION TO CONVERT : No MONTHLY P&I: 2,270.34 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032079584 MORTGAGORS: WAYNE, JOHN FOX-WAYNE, COLLEEN FOX-WAYNE, COLLEEN ADDRESS : 959 COUNTY ROAD 2900 MORTGAGE AMT: 255,000.00 CITY AZREC :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NM 87410 UNPAID BALANCE: 254,610.730 OPTION TO CONVERT : No MONTHLY P&I: 1,761.23 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032079592 MORTGAGORS: BRISSON, ISAAC ADDRESS : 1015 LIGHTHOUSE ROAD MORTGAGE AMT: 283,000.00 CITY CHAPIN :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 SC 29036 UNPAID BALANCE: 282,534.690 OPTION TO CONVERT : No MONTHLY P&I: 1,882.81 ANNUAL RATE ADJUST: 0.000 LTV : 76.48600 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032079626 MORTGAGORS: LARSON, KEVIN LARSON, MICHELE ADDRESS : 202 LEACH COURT MORTGAGE AMT: 269,000.00 CITY BERKELEY TOWNSHIP, :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 08721 UNPAID BALANCE: 268,784.880 OPTION TO CONVERT : No MONTHLY P&I: 1,812.31 ANNUAL RATE ADJUST: 0.000 LTV : 89.66600 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032079642 MORTGAGORS: KLARIDES, THEODORA ADDRESS : 6711 NORTH OCEAN BLVD #6 MORTGAGE AMT: 275,000.00 CITY OCEAN RIDGE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 FL 33435 UNPAID BALANCE: 274,547.860 OPTION TO CONVERT : No MONTHLY P&I: 1,829.58 ANNUAL RATE ADJUST: 0.000 LTV : 60.57200 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032079659 MORTGAGORS: SPRINGER, ARTHUR SPRINGER, MARITA SPRINGER, MARITA ADDRESS : 1315 CAMINITO DIADEMA MORTGAGE AMT: 299,400.00 CITY LA JOLLA :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 92037 UNPAID BALANCE: 298,882.990 OPTION TO CONVERT : No MONTHLY P&I: 1,941.91 ANNUAL RATE ADJUST: 0.000 LTV : 32.02100 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032079683 MORTGAGORS: HAWKINS, DAVID HAWKINS, PATTI ADDRESS : 17605 MANZANITA DRIVE MORTGAGE AMT: 400,000.00 CITY MORGAN HILL :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95037 UNPAID BALANCE: 399,680.120 OPTION TO CONVERT : No MONTHLY P&I: 2,694.88 ANNUAL RATE ADJUST: 0.000 LTV : 71.42800 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032079691 MORTGAGORS: RIIS, JAMES RIIS, ELIZABETH RIIS, ELIZABETH ADDRESS : 6104 WARBLER WAY MORTGAGE AMT: 311,550.00 CITY GLEN ALLEN :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 VA 23060 UNPAID BALANCE: 310,998.740 OPTION TO CONVERT : No MONTHLY P&I: 1,994.89 ANNUAL RATE ADJUST: 0.000 LTV : 79.99700 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032079733 MORTGAGORS: DUDASH, J DUDASH, MARY DUDASH, MARY ADDRESS : 188 TRADD ST MORTGAGE AMT: 531,600.00 CITY CHARLESTON :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 SC 29401 UNPAID BALANCE: 530,704.240 OPTION TO CONVERT : No MONTHLY P&I: 3,492.23 ANNUAL RATE ADJUST: 0.000 LTV : 66.24200 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032079741 MORTGAGORS: NICE, RICHARD NICE, JUDITH NICE, JUDITH ADDRESS : 18949 ST CLARE DRIVE MORTGAGE AMT: 300,000.00 CITY BATON ROUGE :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 LA 70810 UNPAID BALANCE: 299,469.160 OPTION TO CONVERT : No MONTHLY P&I: 1,920.94 ANNUAL RATE ADJUST: 0.000 LTV : 54.05400 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032079758 MORTGAGORS: FUERST, MARTHA FUERST, JULIAN FUERST, JULIAN ADDRESS : 2679 MERCEDES DRIVE NE MORTGAGE AMT: 258,000.00 CITY ATLANTA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 GA 30345 UNPAID BALANCE: 257,565.250 OPTION TO CONVERT : No MONTHLY P&I: 1,694.88 ANNUAL RATE ADJUST: 0.000 LTV : 50.39000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032079766 MORTGAGORS: SOLDWISCH, ROBERT SOLDWISCH, MARY SOLDWISCH, MARY ADDRESS : 23744 CALRSON COURT MORTGAGE AMT: 317,000.00 CITY HAYWARD :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94541 UNPAID BALANCE: 314,921.620 OPTION TO CONVERT : No MONTHLY P&I: 2,109.01 ANNUAL RATE ADJUST: 0.000 LTV : 74.58800 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032079774 MORTGAGORS: MOSSMAN, MICHAEL ADDRESS : 4537 EAST ENCANTO MORTGAGE AMT: 308,900.00 CITY MESA :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 AZ 85205 UNPAID BALANCE: 304,879.060 OPTION TO CONVERT : No MONTHLY P&I: 1,977.93 ANNUAL RATE ADJUST: 0.000 LTV : 89.02000 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032079782 MORTGAGORS: RUSSELL, KENT RUSSELL, ROZANNE RUSSELL, ROZANNE ADDRESS : 180 SOUTH 325 WEST MORTGAGE AMT: 274,000.00 CITY OREM :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 UT 84058 UNPAID BALANCE: 273,538.280 OPTION TO CONVERT : No MONTHLY P&I: 1,799.99 ANNUAL RATE ADJUST: 0.000 LTV : 70.25600 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032079790 MORTGAGORS: BRYANT, RUSSELL ADDRESS : 17835 EAST POWERS DRIVE MORTGAGE AMT: 280,000.00 CITY AURORA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CO 80015 UNPAID BALANCE: 279,181.260 OPTION TO CONVERT : No MONTHLY P&I: 1,910.10 ANNUAL RATE ADJUST: 0.000 LTV : 87.50000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032079808 MORTGAGORS: IORILLO, ANTHONY IORILLO, SALLY IORILLO, SALLY ADDRESS : 551 PASEO MIRAMAR PACIFIC MORTGAGE AMT: 409,000.00 CITY PALISADES AREA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 90272 UNPAID BALANCE: 408,343.920 OPTION TO CONVERT : No MONTHLY P&I: 2,755.51 ANNUAL RATE ADJUST: 0.000 LTV : 22.10800 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032079816 MORTGAGORS: ROBINSON, DENNIS ROBINSON, ANNE ROBINSON, ANNE ADDRESS : 159 COTTAGE PLACE MORTGAGE AMT: 375,000.00 CITY RIDGEWAY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NJ 07450 UNPAID BALANCE: 374,072.470 OPTION TO CONVERT : No MONTHLY P&I: 2,494.88 ANNUAL RATE ADJUST: 0.000 LTV : 71.42800 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032079832 MORTGAGORS: BENNION, SCOTT BENNION, BRITTANY ADDRESS : 2604 EAST 6200 SOUTH MORTGAGE AMT: 343,500.00 CITY SALT LAKE CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 UT 84121 UNPAID BALANCE: 343,232.030 OPTION TO CONVERT : No MONTHLY P&I: 2,343.28 ANNUAL RATE ADJUST: 0.000 LTV : 85.87500 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032079857 MORTGAGORS: PINE, SHARON ADDRESS : 20948 COLINA DRIVE MORTGAGE AMT: 350,000.00 CITY TOPANGA AREA :\ STATE/ZIP :\ LIFETIME RATE : 8.12500 CA 90290 UNPAID BALANCE: 349,540.530 OPTION TO CONVERT : No MONTHLY P&I: 2,598.75 ANNUAL RATE ADJUST: 0.000 LTV : 50.00000 OUTSIDE CONV DATE: CURRENT INT 8.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032079865 MORTGAGORS: MOUFLOUZELIS, JOHN MOUFLOUZELIS, SUSAN MOUFLOUZELIS, SUSAN ADDRESS : 5021 WEST ESTES AVENUE MORTGAGE AMT: 281,250.00 CITY SKOKIE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60077 UNPAID BALANCE: 280,775.020 OPTION TO CONVERT : No MONTHLY P&I: 1,894.84 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032079873 MORTGAGORS: SUMBLER, J SUMBLER, KATHLEEN SUMBLER, KATHLEEN ADDRESS : 28781 SHADOW MOUNTAIN DRI MORTGAGE AMT: 264,000.00 CITY CONIFER :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CO 80433 UNPAID BALANCE: 263,565.940 OPTION TO CONVERT : No MONTHLY P&I: 1,756.40 ANNUAL RATE ADJUST: 0.000 LTV : 78.80500 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032079881 MORTGAGORS: SINYANSKY, VIKTOR SINYANSKY, LYUDMILA SINYANSKY, LYUDMILA ADDRESS : 182 CANDLEWICK LANE MORTGAGE AMT: 270,400.00 CITY BRIDGEWATER :\ STATE/ZIP :\ LIFETIME RATE : 6.25000 NJ 08807 UNPAID BALANCE: 269,885.530 OPTION TO CONVERT : No MONTHLY P&I: 1,664.90 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032079899 MORTGAGORS: GALLO, PETER GALLO, MICHELE GALLO, MICHELE ADDRESS : 145 BARN HILL LANE MORTGAGE AMT: 300,000.00 CITY NEWINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CT 06111 UNPAID BALANCE: 299,518.760 OPTION TO CONVERT : No MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032079907 MORTGAGORS: DORN, PETER DORN, BONNIE DORN, BONNIE DORN, BONNIE ADDRESS : 848 N.E 33RD STREET MORTGAGE AMT: 330,000.00 CITY BOCA RATON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 FL 33431 UNPAID BALANCE: 329,742.570 OPTION TO CONVERT : No MONTHLY P&I: 2,251.18 ANNUAL RATE ADJUST: 0.000 LTV : 63.46100 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032079923 MORTGAGORS: NEWMAN, BRUCE NEWMAN, URSULA NEWMAN, URSULA ADDRESS : 10201 NORTH 109TH PLACE MORTGAGE AMT: 531,000.00 CITY SCOTTSDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 AZ 85259 UNPAID BALANCE: 530,189.420 OPTION TO CONVERT : No MONTHLY P&I: 3,667.49 ANNUAL RATE ADJUST: 0.000 LTV : 79.25300 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032079931 MORTGAGORS: WILLIAMS, ROBIN ADDRESS : 1936 BILTMORE STREET,NW MORTGAGE AMT: 497,600.00 CITY WASHINGTON :\ STATE/ZIP :\ LIFETIME RATE : 6.37500 DC 20009 UNPAID BALANCE: 496,675.790 OPTION TO CONVERT : No MONTHLY P&I: 3,104.38 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.37500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032079949 MORTGAGORS: HEDRICK, BOBBY HEDRICK, RENEE ADDRESS : 17735 SPINNAKERS REACH DR MORTGAGE AMT: 390,000.00 CITY CORNELIUS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NC 28031 UNPAID BALANCE: 389,404.660 OPTION TO CONVERT : No MONTHLY P&I: 2,693.63 ANNUAL RATE ADJUST: 0.000 LTV : 61.51400 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032079956 MORTGAGORS: WESEMANN, DARREN WESEMANN, STACY WESEMANN, STACY ADDRESS : 229 FAIRWAY DRIVE MORTGAGE AMT: 350,000.00 CITY NORTH SALT LAKE , :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 UT 84054 UNPAID BALANCE: 349,456.570 OPTION TO CONVERT : No MONTHLY P&I: 2,458.37 ANNUAL RATE ADJUST: 0.000 LTV : 79.54500 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 09/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0032079964 MORTGAGORS: CARL, ROBERT ADDRESS : 2 JENNY LANE MORTGAGE AMT: 400,000.00 CITY WAYNE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 07470 UNPAID BALANCE: 399,034.680 OPTION TO CONVERT : No MONTHLY P&I: 2,694.87 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032080095 MORTGAGORS: LEW, KEN LEW, YIM ADDRESS : 13747 SORBONNE COURT MORTGAGE AMT: 226,300.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92128 UNPAID BALANCE: 226,123.470 OPTION TO CONVERT : No MONTHLY P&I: 1,543.76 ANNUAL RATE ADJUST: 0.000 LTV : 79.99200 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032080111 MORTGAGORS: GOODNOUGH, PAUL GOODNOUGH, DEBORAH ADDRESS : 187 PARKSIDE DRIVE MORTGAGE AMT: 252,000.00 CITY SIMI VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 93065 UNPAID BALANCE: 251,793.430 OPTION TO CONVERT : No MONTHLY P&I: 1,676.57 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032080129 MORTGAGORS: GRIGSBY, TERESA ADDRESS : 2681 PREAKNESS WAY MORTGAGE AMT: 180,000.00 CITY NORCO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91760 UNPAID BALANCE: 179,852.450 OPTION TO CONVERT : No MONTHLY P&I: 1,197.55 ANNUAL RATE ADJUST: 0.000 LTV : 57.56600 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032080210 MORTGAGORS: LEE, BRADLEY LEE, ANDRIENNE LEE, ADRIENNE ADDRESS : 4643 GOOSE CREEK FLYWAY MORTGAGE AMT: 289,750.00 CITY CHESAPEAKE :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 VA 23321 UNPAID BALANCE: 289,249.660 OPTION TO CONVERT : No MONTHLY P&I: 1,879.31 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032080228 MORTGAGORS: TAYLOR, EDWARD TAYLOR, LEANORE TAYLOR, LEANORE ADDRESS : 2571 MONTECITO AVENUE MORTGAGE AMT: 611,650.00 CITY THOUSAND OAKS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91362 UNPAID BALANCE: 610,644.330 OPTION TO CONVERT : No MONTHLY P&I: 4,069.33 ANNUAL RATE ADJUST: 0.000 LTV : 78.99800 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032080236 MORTGAGORS: MCLAUGHLIN, MICHAEL MCLAUGHLIN, BARBARA ADDRESS : 1902 MISTY WOODS DRIVE MORTGAGE AMT: 261,000.00 CITY DULUTH :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 GA 30097 UNPAID BALANCE: 260,581.320 OPTION TO CONVERT : No MONTHLY P&I: 1,758.41 ANNUAL RATE ADJUST: 0.000 LTV : 94.94300 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032080251 MORTGAGORS: BEAZELY, RONALD BEAZELY, JANICE ADDRESS : 3645 NE MERGES DR MORTGAGE AMT: 498,000.00 CITY PORTLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 OR 97212 UNPAID BALANCE: 497,220.670 OPTION TO CONVERT : No MONTHLY P&I: 3,397.24 ANNUAL RATE ADJUST: 0.000 LTV : 88.92800 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032080269 MORTGAGORS: PARKER, CHRISTOPHER PARKER, CHRISTINA ADDRESS : 1319 ROBERT E LEE LANE MORTGAGE AMT: 248,000.00 CITY BRENTWOOD :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 TN 37027 UNPAID BALANCE: 247,582.110 OPTION TO CONVERT : No MONTHLY P&I: 1,629.18 ANNUAL RATE ADJUST: 0.000 LTV : 84.06700 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032080277 MORTGAGORS: VITTI, VINCENT VITTI, SUSAN VITTI, SUSAN ADDRESS : 140 SUNSET LANE MORTGAGE AMT: 500,000.00 CITY MANTOLOKING :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 08738 UNPAID BALANCE: 498,386.350 OPTION TO CONVERT : No MONTHLY P&I: 3,368.59 ANNUAL RATE ADJUST: 0.000 LTV : 65.78900 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032080285 MORTGAGORS: MILLS, CHARLES MILLS, CHARLENE MILLS, CHARLENE ADDRESS : 22737 IA LANE MORTGAGE AMT: 335,000.00 CITY WOODLAND HILLS AREA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91364 UNPAID BALANCE: 334,449.200 OPTION TO CONVERT : No MONTHLY P&I: 2,228.77 ANNUAL RATE ADJUST: 0.000 LTV : 58.77100 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032080293 MORTGAGORS: MALPIEDI, RONALD MALPIEDI, PATRICIA MALPIEDI, PATRICIA ADDRESS : 10747 NORTH 140TH WAY MORTGAGE AMT: 297,500.00 CITY SCOTTSDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 AZ 85259 UNPAID BALANCE: 297,010.860 OPTION TO CONVERT : No MONTHLY P&I: 1,979.28 ANNUAL RATE ADJUST: 0.000 LTV : 72.91600 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032080418 MORTGAGORS: BIENZ, TIMOTHY MA, YAN ADDRESS : 5547 BIGOAK DRIVE MORTGAGE AMT: 529,600.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 95129 UNPAID BALANCE: 529,155.070 OPTION TO CONVERT : No MONTHLY P&I: 3,479.10 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032080459 MORTGAGORS: NARDIELLO, ANTHONY NARDIELLO, LORRAINE ADDRESS : 47 RIVEREDGE DRIVE MORTGAGE AMT: 650,000.00 CITY COLTS NECK :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NJ 07722 UNPAID BALANCE: 649,007.760 OPTION TO CONVERT : No MONTHLY P&I: 4,489.39 ANNUAL RATE ADJUST: 0.000 LTV : 79.46200 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032080467 MORTGAGORS: SCALES, ROBERT SCALES, WILMA ADDRESS : 1270 ROGERS LAKE ROAD MORTGAGE AMT: 245,850.00 CITY LITHONIA :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 GA 30058 UNPAID BALANCE: 245,326.070 OPTION TO CONVERT : No MONTHLY P&I: 1,761.30 ANNUAL RATE ADJUST: 0.000 LTV : 86.26300 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032080483 MORTGAGORS: MANSMITH, DAVID MANSMITH, PATRICIA MANSMITH, PATRICIA ADDRESS : 411 N. THORNBUSH CIRCLE MORTGAGE AMT: 480,424.00 CITY HARTLAND :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 WI 53029 UNPAID BALANCE: 480,020.380 OPTION TO CONVERT : No MONTHLY P&I: 3,156.04 ANNUAL RATE ADJUST: 0.000 LTV : 77.48700 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032080509 MORTGAGORS: NAKAMURA, TOSHIAKI NAKAMURA, SATOMI ADDRESS : 25171 SULLIVAN LN MORTGAGE AMT: 269,400.00 CITY NOVI :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MI 48375 UNPAID BALANCE: 269,195.010 OPTION TO CONVERT : No MONTHLY P&I: 1,860.68 ANNUAL RATE ADJUST: 0.000 LTV : 73.60600 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032080525 MORTGAGORS: MADDOX, RONALD MADDOX, GRETA ADDRESS : 821 CUMBERLAND RD. MORTGAGE AMT: 360,800.00 CITY ATLANTA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 GA 30306 UNPAID BALANCE: 360,532.230 OPTION TO CONVERT : No MONTHLY P&I: 2,522.77 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032080533 MORTGAGORS: BLAKE, CHRISTOPHER BLAKE, DEBRA ADDRESS : 2273 SHADETREE CIRCLE MORTGAGE AMT: 290,000.00 CITY BREA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92821 UNPAID BALANCE: 289,762.290 OPTION TO CONVERT : No MONTHLY P&I: 1,929.38 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032080541 MORTGAGORS: MOSER, DAVID MOSER, SHEILA ADDRESS : 29 SOUTH MONROE STREET MORTGAGE AMT: 486,700.00 CITY HINSDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 IL 60521 UNPAID BALANCE: 486,301.050 OPTION TO CONVERT : No MONTHLY P&I: 3,238.03 ANNUAL RATE ADJUST: 0.000 LTV : 72.64100 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032080558 MORTGAGORS: WIEDERRICH, LESTER WIEDERRICH, FLORENCE ADDRESS : 13440 ST ANDREWS PLACE MORTGAGE AMT: 300,000.00 CITY POWAY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92064 UNPAID BALANCE: 299,754.090 OPTION TO CONVERT : No MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000 LTV : 69.76700 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032080566 MORTGAGORS: CHEWNING, HUGH CHEWNING, ROBERTA ADDRESS : 4 CANDLEBUSH MORTGAGE AMT: 272,000.00 CITY IRVINE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92612 UNPAID BALANCE: 271,782.480 OPTION TO CONVERT : No MONTHLY P&I: 1,832.52 ANNUAL RATE ADJUST: 0.000 LTV : 56.08200 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032080590 MORTGAGORS: KLEYKAMP, PAUL KLEYKAMP, KATHY ADDRESS : 17000 COUNTRY CLUB DR. MORTGAGE AMT: 326,000.00 CITY CATLETTSBURG :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 KY 41129 UNPAID BALANCE: 325,477.050 OPTION TO CONVERT : No MONTHLY P&I: 2,196.33 ANNUAL RATE ADJUST: 0.000 LTV : 74.94200 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032080608 MORTGAGORS: PALADINO, FRANK PALADINO, KATHLEEN ADDRESS : 335 FLOWER STREET MORTGAGE AMT: 346,500.00 CITY COSTA MESA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92627 UNPAID BALANCE: 346,215.970 OPTION TO CONVERT : No MONTHLY P&I: 2,305.28 ANNUAL RATE ADJUST: 0.000 LTV : 77.86500 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032080624 MORTGAGORS: STEVENS, LISA STEVENS, JAMES STEVENS, JAMES ADDRESS : 1829 16TH ST. NW #2 MORTGAGE AMT: 212,000.00 CITY WASHINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 DC 20009 UNPAID BALANCE: 211,659.910 OPTION TO CONVERT : No MONTHLY P&I: 1,428.29 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032080640 MORTGAGORS: MAGUIRE, DANIEL MAGUIRE, LESLIE ADDRESS : 440 SUNSET ROAD MORTGAGE AMT: 440,000.00 CITY WINNETKA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60093 UNPAID BALANCE: 439,258.320 OPTION TO CONVERT : No MONTHLY P&I: 2,964.37 ANNUAL RATE ADJUST: 0.000 LTV : 61.53800 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032080699 MORTGAGORS: SCHLECT, PATRICIA ADDRESS : 2014 CHALCEDONY STREET MORTGAGE AMT: 350,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92109 UNPAID BALANCE: 349,713.110 OPTION TO CONVERT : No MONTHLY P&I: 2,328.56 ANNUAL RATE ADJUST: 0.000 LTV : 72.91600 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032080814 MORTGAGORS: ESPOSITO, LINDA ADDRESS : 8 GREENFIELD COURT, MORTGAGE AMT: 372,000.00 CITY MILL VALLEY, :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94941 UNPAID BALANCE: 371,716.940 OPTION TO CONVERT : No MONTHLY P&I: 2,569.31 ANNUAL RATE ADJUST: 0.000 LTV : 48.31100 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032080848 MORTGAGORS: SMITH, STEVEN SMITH, BABETTE ADDRESS : 15585 UVAS ROAD, MORTGAGE AMT: 400,000.00 CITY MORGAN HILL, :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 CA 95037 UNPAID BALANCE: 399,647.090 OPTION TO CONVERT : No MONTHLY P&I: 2,561.24 ANNUAL RATE ADJUST: 0.000 LTV : 78.43100 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032080855 MORTGAGORS: DALY, SCOTT DALY, KATHERINE ADDRESS : 865 HIGHLAND AVENUE MORTGAGE AMT: 350,000.00 CITY SANTA CRUZ, :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95060 UNPAID BALANCE: 349,720.120 OPTION TO CONVERT : No MONTHLY P&I: 2,358.01 ANNUAL RATE ADJUST: 0.000 LTV : 67.56700 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032081028 MORTGAGORS: TARANTINO, NICHOLAS TARANTINO, KIMBERLY ADDRESS : 19 LARKFIELD LANE MORTGAGE AMT: 430,000.00 CITY LAGUNA NIGUEL :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92677 UNPAID BALANCE: 429,555.540 OPTION TO CONVERT : No MONTHLY P&I: 2,896.99 ANNUAL RATE ADJUST: 0.000 LTV : 64.27500 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032081085 MORTGAGORS: BELDEN, ANDREW BELDEN, DEIRDRE ADDRESS : 12405 AMERSHIRE LANE MORTGAGE AMT: 251,950.00 CITY GLEN ALLEN :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 VA 23060 UNPAID BALANCE: 251,733.070 OPTION TO CONVERT : No MONTHLY P&I: 1,634.15 ANNUAL RATE ADJUST: 0.000 LTV : 89.99800 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032081119 MORTGAGORS: SQUIRE, SHARON ADDRESS : 1016 PENNSYLVANIA AVENUE MORTGAGE AMT: 194,250.00 CITY SAN FRANCISCO :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 94107 UNPAID BALANCE: 194,109.410 OPTION TO CONVERT : No MONTHLY P&I: 1,374.89 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032081242 MORTGAGORS: DUROVY, JAMES DUROVY, NANCY DUROVY, NANCY ADDRESS : 3333 DAWSONVILLE HIGHWAY MORTGAGE AMT: 307,620.00 CITY GAINESVILLE :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 GA 30506 UNPAID BALANCE: 306,706.320 OPTION TO CONVERT : No MONTHLY P&I: 1,995.22 ANNUAL RATE ADJUST: 0.000 LTV : 70.39300 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032081259 MORTGAGORS: DORSEY, HATTIE ADDRESS : 4405 PARK CENTER DRIVE MORTGAGE AMT: 392,000.00 CITY ATLANTA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 GA 30331 UNPAID BALANCE: 391,686.520 OPTION TO CONVERT : No MONTHLY P&I: 2,640.98 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032081267 MORTGAGORS: ADAMS, DAVID ADAMS, PAMELA ADDRESS : 3041 FARMINGTON LANE MORTGAGE AMT: 350,000.00 CITY ATLANTA :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 GA 30339 UNPAID BALANCE: 349,759.140 OPTION TO CONVERT : No MONTHLY P&I: 2,537.74 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032081283 MORTGAGORS: ANASTACIO, RUBEN ANASTACIO, TERESITA ADDRESS : RFD 3820 MORTGAGE AMT: 329,000.00 CITY LONG GROVE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 IL 60047 UNPAID BALANCE: 328,730.320 OPTION TO CONVERT : No MONTHLY P&I: 2,188.85 ANNUAL RATE ADJUST: 0.000 LTV : 51.56700 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032081291 MORTGAGORS: BUFTY, PAUL BUFTY, MINDY ADDRESS : 79 ROY LANE MORTGAGE AMT: 301,500.00 CITY HUNTINGDON VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 PA 19006 UNPAID BALANCE: 301,252.860 OPTION TO CONVERT : No MONTHLY P&I: 2,005.89 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032081309 MORTGAGORS: NAWALINSKI, FRANCIS ADDRESS : 244 WOODLAND ROAD MORTGAGE AMT: 375,000.00 CITY NEWTOWN, :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 PA 18940 UNPAID BALANCE: 374,352.460 OPTION TO CONVERT : No MONTHLY P&I: 2,432.24 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032081317 MORTGAGORS: HAUGLID, DAVID HAUGLID, MELISSA ADDRESS : 10920 DEERBERRY COURT MORTGAGE AMT: 277,000.00 CITY MATTHEWS :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NC 28105 UNPAID BALANCE: 276,767.290 OPTION TO CONVERT : No MONTHLY P&I: 1,819.69 ANNUAL RATE ADJUST: 0.000 LTV : 89.35400 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032081325 MORTGAGORS: BREWER, DONALD BREWER, ELIZABETH ADDRESS : 4808 CLUBVIEW COURT MORTGAGE AMT: 563,200.00 CITY FUQUAY-VARINA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NC 27526 UNPAID BALANCE: 562,726.850 OPTION TO CONVERT : No MONTHLY P&I: 3,699.82 ANNUAL RATE ADJUST: 0.000 LTV : 61.89000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032081333 MORTGAGORS: SCHWEIKERT, ERIC O'CONNOR, LYNNE O'CONNOR, LYNNE ADDRESS : 2352 N VERNON STREET MORTGAGE AMT: 344,000.00 CITY ARLINGTON :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 VA 22207 UNPAID BALANCE: 343,296.990 OPTION TO CONVERT : No MONTHLY P&I: 2,231.18 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032081341 MORTGAGORS: SCHLESAK, HERBERT ANTOLIN, JENNIFER ADDRESS : 405 CREST HILL MORTGAGE AMT: 285,750.00 CITY PROSPECT HEIGHTS :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 IL 60070 UNPAID BALANCE: 283,438.030 OPTION TO CONVERT : No MONTHLY P&I: 2,047.15 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 10/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0032081358 MORTGAGORS: KLEIN, RICHARD ADDRESS : 46 ANNANDALE DRIVE MORTGAGE AMT: 323,000.00 CITY CHAPPAQUA :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 NY 10514 UNPAID BALANCE: 322,542.570 OPTION TO CONVERT : No MONTHLY P&I: 2,314.02 ANNUAL RATE ADJUST: 0.000 LTV : 37.34100 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032081366 MORTGAGORS: KOSENA, ROBERT KOSENA, NANCY ADDRESS : 4241 PRESERVE PARKWAY SOU MORTGAGE AMT: 478,000.00 CITY LITTLETON :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CO 80121 UNPAID BALANCE: 477,598.420 OPTION TO CONVERT : No MONTHLY P&I: 3,140.12 ANNUAL RATE ADJUST: 0.000 LTV : 59.75000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032081374 MORTGAGORS: KHANNA, OM KHANNA, UMA KHANNA, UMA ADDRESS : 3630 PARK COURT MORTGAGE AMT: 468,750.00 CITY FT LAUDERDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 FL 33332 UNPAID BALANCE: 468,402.120 OPTION TO CONVERT : No MONTHLY P&I: 3,277.57 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032081382 MORTGAGORS: MANDEL, MARC MANDEL, SARAH MANDEL, SARAH ADDRESS : 806 NANCY WAY MORTGAGE AMT: 361,600.00 CITY WESTFIELD :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NJ 07090 UNPAID BALANCE: 360,926.670 OPTION TO CONVERT : No MONTHLY P&I: 2,858.00 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/19 RATE: 02 -------------------------------------------------------------------------------- LN # 0032081390 MORTGAGORS: WALL, KEVIN SAND-WALL, DARLENE ADDRESS : 1246 MERRELL ROAD MORTGAGE AMT: 248,800.00 CITY BURLINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 KY 41005 UNPAID BALANCE: 248,601.040 OPTION TO CONVERT : No MONTHLY P&I: 1,676.21 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032081416 MORTGAGORS: VENTIMIGLIA, FRANK VENTIMIGLIA, CHRISTINE VENTIMIGLIA, CHRISTINE ADDRESS : 21503 CROWN LAKE DRIVE MORTGAGE AMT: 270,000.00 CITY CORNELIUS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NC 28031 UNPAID BALANCE: 269,778.680 OPTION TO CONVERT : No MONTHLY P&I: 1,796.32 ANNUAL RATE ADJUST: 0.000 LTV : 73.97200 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032081424 MORTGAGORS: DE MARINO, FRANK DE MARINO, LAURA ADDRESS : 4725 TALLEYBROOK DRIVE MORTGAGE AMT: 455,500.00 CITY KENNESAW :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 GA 30152 UNPAID BALANCE: 455,117.330 OPTION TO CONVERT : No MONTHLY P&I: 2,992.31 ANNUAL RATE ADJUST: 0.000 LTV : 79.99200 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032081440 MORTGAGORS: PANGAN, CRISPIN PANGAN, ARZELI PANGAN, ARZELI ADDRESS : 8190 EAST SOMERSET LANE MORTGAGE AMT: 364,000.00 CITY ANAHEIM :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 92808 UNPAID BALANCE: 363,471.420 OPTION TO CONVERT : No MONTHLY P&I: 2,576.37 ANNUAL RATE ADJUST: 0.000 LTV : 60.56500 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032081465 MORTGAGORS: AMOROSO, CARMELO AMOROSO, RANDI ADDRESS : 1001 BETTE LANE MORTGAGE AMT: 387,000.00 CITY GLENVIEW :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 60025 UNPAID BALANCE: 386,698.100 OPTION TO CONVERT : No MONTHLY P&I: 2,640.03 ANNUAL RATE ADJUST: 0.000 LTV : 74.42300 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032081473 MORTGAGORS: SWEET, THEODORE SWEET, PAMELA ADDRESS : 15541 EAST EL LAGO BLVD MORTGAGE AMT: 260,000.00 CITY FOUNTAIN HILLS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 AZ 85268 UNPAID BALANCE: 259,797.170 OPTION TO CONVERT : No MONTHLY P&I: 1,773.66 ANNUAL RATE ADJUST: 0.000 LTV : 89.99600 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032081481 MORTGAGORS: ALLEN, JOHN ALLEN, DAWNRACHELLE ADDRESS : 27680 YANKEE STREET MORTGAGE AMT: 300,000.00 CITY EDWARDSBURG :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MI 49112 UNPAID BALANCE: 299,777.350 OPTION TO CONVERT : No MONTHLY P&I: 2,097.65 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032081499 MORTGAGORS: ESAGOFF, ASHER ESAGOFF, NORA ESAGOFF, NORA ADDRESS : 611 NORTH LINDEN DRIVE MORTGAGE AMT: 650,000.00 CITY BEVERLY HILLS :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 90210 UNPAID BALANCE: 648,904.710 OPTION TO CONVERT : No MONTHLY P&I: 4,270.04 ANNUAL RATE ADJUST: 0.000 LTV : 41.93500 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032081507 MORTGAGORS: MONTILLA, THOMAS MONTILLA, MARITZA ADDRESS : 3868 FALCON RIDGE CIR MORTGAGE AMT: 255,600.00 CITY WESTON :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 FL 33331 UNPAID BALANCE: 255,158.620 OPTION TO CONVERT : No MONTHLY P&I: 1,657.82 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032081515 MORTGAGORS: ALCARAZ, FRANK ALCARAZ, ANGELA ADDRESS : 13 CREEKVIEW TERRACE MORTGAGE AMT: 306,850.00 CITY LAFAYETTE HILL :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 PA 19444 UNPAID BALANCE: 305,953.120 OPTION TO CONVERT : No MONTHLY P&I: 2,171.87 ANNUAL RATE ADJUST: 0.000 LTV : 79.99900 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032081523 MORTGAGORS: BONNEY, F BONNEY, LINDA ADDRESS : 3303 SPRINGCREEK COURT MORTGAGE AMT: 280,000.00 CITY MIDLOTHIAN :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 VA 23113 UNPAID BALANCE: 279,770.480 OPTION TO CONVERT : No MONTHLY P&I: 1,862.85 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032081531 MORTGAGORS: MIELE, STEFANO MIELE, ANGELA MIELE, ANGELA ADDRESS : 325 HUNTING VIEW COURT MORTGAGE AMT: 368,500.00 CITY ATLANTA :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 GA 30328 UNPAID BALANCE: 367,863.680 OPTION TO CONVERT : No MONTHLY P&I: 2,390.08 ANNUAL RATE ADJUST: 0.000 LTV : 79.99800 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032081549 MORTGAGORS: D'ARISTA, UMBERTO ROMA, MARY ADDRESS : 7350 SEDWICK CT. MORTGAGE AMT: 292,000.00 CITY ST. LEONARD :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MD 20685 UNPAID BALANCE: 291,777.800 OPTION TO CONVERT : No MONTHLY P&I: 2,016.78 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032081556 MORTGAGORS: AUSTIN, DAVID AUSTIN, ALEXANDRA AUSTIN, ALEXANDRA ADDRESS : ROUTE 100 MORTGAGE AMT: 300,000.00 CITY WESTON :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 VT 05148 UNPAID BALANCE: 299,395.350 OPTION TO CONVERT : No MONTHLY P&I: 1,970.79 ANNUAL RATE ADJUST: 0.000 LTV : 54.24900 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032081564 MORTGAGORS: CHISLING, BRIAN ADDRESS : 231 EAST SYCAMORE STREET MORTGAGE AMT: 280,000.00 CITY COLUMBUS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 OH 43206 UNPAID BALANCE: 279,770.480 OPTION TO CONVERT : No MONTHLY P&I: 1,862.85 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032081572 MORTGAGORS: MCMILLAN, VERNOTTO MCMILLAN, PHYLLIS MCMILLAN, PHYLLIS ADDRESS : 283 RIVER COVE ROAD MORTGAGE AMT: 285,000.00 CITY HUNTSVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 AL 35811 UNPAID BALANCE: 284,312.190 OPTION TO CONVERT : No MONTHLY P&I: 1,920.10 ANNUAL RATE ADJUST: 0.000 LTV : 73.07600 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032081580 MORTGAGORS: TRISJONO, FREDERICK LEE, ELAINE ADDRESS : 2797 RUBINO CIRCLE MORTGAGE AMT: 337,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 8.12500 CA 95125 UNPAID BALANCE: 336,557.610 OPTION TO CONVERT : No MONTHLY P&I: 2,502.22 ANNUAL RATE ADJUST: 0.000 LTV : 89.86600 OUTSIDE CONV DATE: CURRENT INT 8.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032081598 MORTGAGORS: MILLER, ALEXANDER MILLER, MONICA MILLER, MONICA ADDRESS : 5 LOST TIMBERS MORTGAGE AMT: 392,000.00 CITY SAN ANTONIO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 TX 78248 UNPAID BALANCE: 391,355.480 OPTION TO CONVERT : No MONTHLY P&I: 2,607.99 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032081614 MORTGAGORS: KIMMEL, H KIMMEL, HARRIET KIMMEL, HARRIET ADDRESS : 12412 RIVERS EDGE DRIVE MORTGAGE AMT: 550,000.00 CITY POTOMAC :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MD 20854 UNPAID BALANCE: 549,139.310 OPTION TO CONVERT : No MONTHLY P&I: 3,751.97 ANNUAL RATE ADJUST: 0.000 LTV : 71.89500 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032081630 MORTGAGORS: MATHEWS, ALTON MATHEWS, ANGELA ADDRESS : 100 CAMINO RAYO DEL SOL MORTGAGE AMT: 354,000.00 CITY CORRALES :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NM 87048 UNPAID BALANCE: 353,403.490 OPTION TO CONVERT : No MONTHLY P&I: 2,325.53 ANNUAL RATE ADJUST: 0.000 LTV : 86.34100 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032081648 MORTGAGORS: GRESHAM, WILLIAM ADDRESS : 86 COWDRAY PARK MORTGAGE AMT: 297,000.00 CITY COLUMBIA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 SC 29223 UNPAID BALANCE: 296,511.680 OPTION TO CONVERT : No MONTHLY P&I: 1,975.95 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032081655 MORTGAGORS: FRANZESE, ANIELLO FRANZESE, TERESA ADDRESS : 112 WEST WOOSTER STREET MORTGAGE AMT: 243,000.00 CITY DANBURY :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 CT 06810 UNPAID BALANCE: 242,539.340 OPTION TO CONVERT : No MONTHLY P&I: 1,535.93 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032081663 MORTGAGORS: MATHEWS, JOHN MATHEWS, AMY ADDRESS : 4600 SE VIEW ACRES ROAD MORTGAGE AMT: 247,000.00 CITY MILWAUKIE :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 OR 97267 UNPAID BALANCE: 246,446.560 OPTION TO CONVERT : No MONTHLY P&I: 1,778.50 ANNUAL RATE ADJUST: 0.000 LTV : 88.21400 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 07/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0032081705 MORTGAGORS: FLOM, FREDERIC FLOM, CAROLYN ADDRESS : E 1185 ROUND LAKE DRIVE MORTGAGE AMT: 262,500.00 CITY WAUPACA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 WI 54981 UNPAID BALANCE: 262,284.830 OPTION TO CONVERT : No MONTHLY P&I: 1,746.42 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032081853 MORTGAGORS: DELANEY, MICHAEL DELANEY, SOTHY ADDRESS : 19 VALEROSO, MORTGAGE AMT: 265,000.00 CITY RANCHO SANTA MARGARI :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 92688 UNPAID BALANCE: 264,542.390 OPTION TO CONVERT : No MONTHLY P&I: 1,718.79 ANNUAL RATE ADJUST: 0.000 LTV : 87.62400 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032081903 MORTGAGORS: KOSH, TINA ADDRESS : 374 KENNEDY AVENUE MORTGAGE AMT: 231,950.00 CITY SAN BUENAVENTURA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 93003 UNPAID BALANCE: 231,773.500 OPTION TO CONVERT : No MONTHLY P&I: 1,602.03 ANNUAL RATE ADJUST: 0.000 LTV : 79.98500 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032081937 MORTGAGORS: REZA, ART REZA, COLETTE ADDRESS : 12204 BRIAR KNOLL WAY MORTGAGE AMT: 325,500.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92128 UNPAID BALANCE: 325,226.530 OPTION TO CONVERT : No MONTHLY P&I: 2,138.31 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032081960 MORTGAGORS: WINER, KENNETH WINER, MICHELLE ADDRESS : 2334 MONTROSE DRIVE MORTGAGE AMT: 276,000.00 CITY THOUSAND OAKS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91362 UNPAID BALANCE: 275,773.760 OPTION TO CONVERT : No MONTHLY P&I: 1,836.24 ANNUAL RATE ADJUST: 0.000 LTV : 78.85700 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032081986 MORTGAGORS: SIMONIAN, LONNY SIMONIAN, DOMINIQUE ADDRESS : 4 SPARROW COURT MORTGAGE AMT: 368,500.00 CITY MORAGA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94556 UNPAID BALANCE: 368,212.540 OPTION TO CONVERT : No MONTHLY P&I: 2,513.82 ANNUAL RATE ADJUST: 0.000 LTV : 77.57800 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082018 MORTGAGORS: FARBER, RANDY BARLETTA-FARBER, L BARLETTA-FARBER, L. ADDRESS : 5921 EAST SUNNY VISTA AVE MORTGAGE AMT: 340,000.00 CITY VENTURA COUNTY :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 91377 UNPAID BALANCE: 339,724.860 OPTION TO CONVERT : No MONTHLY P&I: 2,377.33 ANNUAL RATE ADJUST: 0.000 LTV : 85.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082075 MORTGAGORS: BELLANTONI, JOSEPH BELLANTONI, DENISE BELLANTONI, DENISE ADDRESS : 756 WEST SHORE DRIVE MORTGAGE AMT: 286,000.00 CITY KINNELON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 07405 UNPAID BALANCE: 285,771.300 OPTION TO CONVERT : No MONTHLY P&I: 1,926.83 ANNUAL RATE ADJUST: 0.000 LTV : 43.30000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082083 MORTGAGORS: GREENWALD, STEVEN GREENWALD, CAROL GREENWALD, CAROL ADDRESS : 7239 BALLANTRAE COURT MORTGAGE AMT: 600,000.00 CITY BOCA RATON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 FL 33496 UNPAID BALANCE: 599,013.490 OPTION TO CONVERT : No MONTHLY P&I: 3,991.82 ANNUAL RATE ADJUST: 0.000 LTV : 61.22400 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082091 MORTGAGORS: HOLYFIELD, LARRY HOLYFIELD, JULIA HOLYFIELD, JULIA ADDRESS : 17112 GREEN DOLPHIN LANE MORTGAGE AMT: 483,550.00 CITY CORNELIUS :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 NC 28031 UNPAID BALANCE: 482,715.000 OPTION TO CONVERT : No MONTHLY P&I: 3,136.30 ANNUAL RATE ADJUST: 0.000 LTV : 68.58800 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082109 MORTGAGORS: DE SOUZA LIMA, DOUGLAS ADDRESS : 10451 NORTH WEST 48 STREE MORTGAGE AMT: 260,000.00 CITY MIAMI :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 FL 33178 UNPAID BALANCE: 259,631.810 OPTION TO CONVERT : No MONTHLY P&I: 1,862.67 ANNUAL RATE ADJUST: 0.000 LTV : 78.78700 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082117 MORTGAGORS: WILLIAMS, DR. STEPHEN WILLIAMS, LORI WILLIAMS, LORI ADDRESS : 655 FAIRACRES ROAD MORTGAGE AMT: 412,500.00 CITY OMAHA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NE 68132 UNPAID BALANCE: 411,838.300 OPTION TO CONVERT : No MONTHLY P&I: 2,779.09 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082125 MORTGAGORS: VALDEZ, FRANK VALDEZ, PEARL VALDEZ, PEARL ADDRESS : 03 CALLE ESTEVAN, MORTGAGE AMT: 270,350.00 CITY SANTA FE :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 NM 87501 UNPAID BALANCE: 269,782.590 OPTION TO CONVERT : No MONTHLY P&I: 1,753.49 ANNUAL RATE ADJUST: 0.000 LTV : 64.36900 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082133 MORTGAGORS: COCKRIEL, CHARLES COCKRIEL, TRACY COCKRIEL, TRACY ADDRESS : 6431 SOUTH JAMICA MORTGAGE AMT: 297,500.00 CITY ENGLEWOOD :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CO 80111 UNPAID BALANCE: 296,986.280 OPTION TO CONVERT : No MONTHLY P&I: 1,929.58 ANNUAL RATE ADJUST: 0.000 LTV : 78.28900 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082141 MORTGAGORS: TORRES, MARIO MENDOZA, MARTHA ADDRESS : 3473 MT PRIETA DRIVE MORTGAGE AMT: 270,750.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95127 UNPAID BALANCE: 270,315.670 OPTION TO CONVERT : No MONTHLY P&I: 1,824.10 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082158 MORTGAGORS: GARRIGUES, HAL ADDRESS : 7350 SW 173 STREET MORTGAGE AMT: 311,200.00 CITY MIAMI :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 FL 33157 UNPAID BALANCE: 310,713.010 OPTION TO CONVERT : No MONTHLY P&I: 2,122.93 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082166 MORTGAGORS: CHUNKA, MICHAEL CHUNKA, JOAN CHUNKA, JOAN ADDRESS : 61 ARUBA BEND MORTGAGE AMT: 290,000.00 CITY CORONADO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92118 UNPAID BALANCE: 289,546.160 OPTION TO CONVERT : No MONTHLY P&I: 1,978.32 ANNUAL RATE ADJUST: 0.000 LTV : 58.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082174 MORTGAGORS: WAGONER, JAMES WAGONER, ANGELA WAGONER, ANGELA ADDRESS : 4372 LOMBARD AVE MORTGAGE AMT: 340,000.00 CITY FREMONT :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94536 UNPAID BALANCE: 339,440.980 OPTION TO CONVERT : No MONTHLY P&I: 2,262.03 ANNUAL RATE ADJUST: 0.000 LTV : 47.22200 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082182 MORTGAGORS: HAIGHT, DONALD HAIGHT, LORI HAIGHT, LORI ADDRESS : 24012 SOUTH 150TH STREET MORTGAGE AMT: 317,000.00 CITY CHANDLER :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 AZ 85249 UNPAID BALANCE: 316,289.800 OPTION TO CONVERT : No MONTHLY P&I: 2,216.51 ANNUAL RATE ADJUST: 0.000 LTV : 60.38000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082190 MORTGAGORS: ARCHER, KEVIN ARCHER, LINDA ADDRESS : 7702 CORONA COURT MORTGAGE AMT: 301,000.00 CITY LARKSPUR :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CO 80118 UNPAID BALANCE: 300,517.150 OPTION TO CONVERT : No MONTHLY P&I: 2,027.90 ANNUAL RATE ADJUST: 0.000 LTV : 84.78800 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082208 MORTGAGORS: PARKER, GREGORY PARKER, AMANDA PARKER, AMANDA ADDRESS : 20 PARTRICK LANE, MORTGAGE AMT: 425,000.00 CITY WESTPORT :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CT 06880 UNPAID BALANCE: 424,334.920 OPTION TO CONVERT : No MONTHLY P&I: 2,899.25 ANNUAL RATE ADJUST: 0.000 LTV : 69.97600 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082232 MORTGAGORS: GIARRATANO, JERALD GIARRATANO, MARIA ADDRESS : 36 BROOKS ROAD MORTGAGE AMT: 270,000.00 CITY MORRESTOWN :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NJ 08057 UNPAID BALANCE: 269,577.460 OPTION TO CONVERT : No MONTHLY P&I: 1,841.88 ANNUAL RATE ADJUST: 0.000 LTV : 84.38100 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082240 MORTGAGORS: QIAN, PHILIP QIAN, LILY QIAN, LILY ADDRESS : 129 BRIARCLIFF DRIVE MORTGAGE AMT: 330,000.00 CITY MARLBORO TOWNSHIP :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NJ 07751 UNPAID BALANCE: 329,356.840 OPTION TO CONVERT : No MONTHLY P&I: 2,195.50 ANNUAL RATE ADJUST: 0.000 LTV : 78.57100 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082257 MORTGAGORS: WOJTOWICZ, STEPHEN WOJTOWICZ, KATHLEEN ADDRESS : 27 MISTY LANE MORTGAGE AMT: 348,000.00 CITY SHELTON :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CT 06484 UNPAID BALANCE: 347,399.080 OPTION TO CONVERT : No MONTHLY P&I: 2,257.12 ANNUAL RATE ADJUST: 0.000 LTV : 89.92200 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082265 MORTGAGORS: MANCINI, ALDO ADDRESS : 2533 MONTCLAIRE CIRCLE MORTGAGE AMT: 412,000.00 CITY WESTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 FL 33327 UNPAID BALANCE: 411,339.100 OPTION TO CONVERT : No MONTHLY P&I: 2,775.72 ANNUAL RATE ADJUST: 0.000 LTV : 73.57100 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082281 MORTGAGORS: DE MOYE, CYNTHIA MONDIK, GARY MONDIK, GARY ADDRESS : 1642 SILVERHEELS DRIVE MORTGAGE AMT: 282,550.00 CITY LARKSPUR :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CO 80118 UNPAID BALANCE: 281,800.280 OPTION TO CONVERT : No MONTHLY P&I: 1,975.64 ANNUAL RATE ADJUST: 0.000 LTV : 68.08400 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082299 MORTGAGORS: THIELKE, PETER THIELKE, MARNIE ADDRESS : 12686 DURHAM WAY MORTGAGE AMT: 259,000.00 CITY APPLE VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MN 55124 UNPAID BALANCE: 258,533.450 OPTION TO CONVERT : No MONTHLY P&I: 1,788.85 ANNUAL RATE ADJUST: 0.000 LTV : 89.93000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082307 MORTGAGORS: ABAR, GEORGE CAMPAIGNE, ALYSSONDRA CAMPAIGNE, ALYSSONDRA ADDRESS : 1343 T STREET NW MORTGAGE AMT: 324,000.00 CITY WASHINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 DC 20009 UNPAID BALANCE: 323,529.510 OPTION TO CONVERT : No MONTHLY P&I: 2,293.25 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082356 MORTGAGORS: MONTASSER, ALI MONTASSER, KATHLEEN ADDRESS : 5318 CARVEL ROAD MORTGAGE AMT: 415,000.00 CITY BETHESDA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MD 20816-1807 UNPAID BALANCE: 414,676.250 OPTION TO CONVERT : No MONTHLY P&I: 2,831.04 ANNUAL RATE ADJUST: 0.000 LTV : 65.87300 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082364 MORTGAGORS: OWENS, JAMES BROWN, STACEY ADDRESS : 234 MEADOW GATE DRIVE MORTGAGE AMT: 553,000.00 CITY ANNAPOLIS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MD 21401 UNPAID BALANCE: 551,697.970 OPTION TO CONVERT : No MONTHLY P&I: 3,772.44 ANNUAL RATE ADJUST: 0.000 LTV : 73.05100 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082372 MORTGAGORS: HESTER, EUGENE HESTER, SHARON ADDRESS : 21606 REDBEAM AVENUE MORTGAGE AMT: 320,000.00 CITY TORRANCE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90503-6227 UNPAID BALANCE: 319,750.360 OPTION TO CONVERT : No MONTHLY P&I: 2,182.97 ANNUAL RATE ADJUST: 0.000 LTV : 67.36800 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE:\02 -------------------------------------------------------------------------------- LN # 0032082380 MORTGAGORS: WILKERSON, WILLIDEAN WILKERSON, DOUGLAS ADDRESS : 5809 BARNES DRIVE MORTGAGE AMT: 252,000.00 CITY CLINTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MD 20735-4712 UNPAID BALANCE: 251,605.630 OPTION TO CONVERT : No MONTHLY P&I: 1,719.09 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082406 MORTGAGORS: ENG, VICTOR ENG, CHARLAINE ADDRESS : 18841 DEEP WELL ROAD MORTGAGE AMT: 400,000.00 CITY SANTA ANA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92705 UNPAID BALANCE: 399,695.620 OPTION TO CONVERT : No MONTHLY P&I: 2,762.71 ANNUAL RATE ADJUST: 0.000 LTV : 65.04000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082414 MORTGAGORS: ALLEN, WILLIAM ALLEN, ROSANNA ADDRESS : 3069 BELLE RIVER DRIVE MORTGAGE AMT: 286,200.00 CITY HACIENDA HEIGHTS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91745 UNPAID BALANCE: 285,752.130 OPTION TO CONVERT : No MONTHLY P&I: 1,952.39 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082422 MORTGAGORS: KEAST, DONALD KEAST, MARILYN ADDRESS : 373 WASHINGTONIA DRIVE MORTGAGE AMT: 384,000.00 CITY SAN MARCOS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92069 UNPAID BALANCE: 383,399.070 OPTION TO CONVERT : No MONTHLY P&I: 2,619.56 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082430 MORTGAGORS: LALANI, JALALUDDIN LALANI, MEENAH ADDRESS : 2348 SANTE FE AVENUE MORTGAGE AMT: 270,000.00 CITY CITY OF TORRANCE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90501 UNPAID BALANCE: 269,778.680 OPTION TO CONVERT : No MONTHLY P&I: 1,796.32 ANNUAL RATE ADJUST: 0.000 LTV : 65.06000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082448 MORTGAGORS: BENNER, CAROL BENNER, C. ADDRESS : 2333 CHESTNUT HILL AVE. MORTGAGE AMT: 247,500.00 CITY FALLS CHURCH :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 VA 22043-2924 UNPAID BALANCE: 247,112.680 OPTION TO CONVERT : No MONTHLY P&I: 1,688.39 ANNUAL RATE ADJUST: 0.000 LTV : 59.35200 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082455 MORTGAGORS: YOSHIKAWA, DONALD YOSHIKAWA, DARLENE ADDRESS : 18150 SIGMOND CIRCLE MORTGAGE AMT: 352,000.00 CITY FOUNTAIN VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92708 UNPAID BALANCE: 351,718.510 OPTION TO CONVERT : No MONTHLY P&I: 2,371.49 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082463 MORTGAGORS: EAKIN, PAUL ADDRESS : 1745 BEACH AVENUE MORTGAGE AMT: 350,000.00 CITY ATLANTIC BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 FL 32233 UNPAID BALANCE: 349,175.920 OPTION TO CONVERT : No MONTHLY P&I: 2,387.62 ANNUAL RATE ADJUST: 0.000 LTV : 46.66600 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082497 MORTGAGORS: FOSTER, DAVID ADDRESS : 12760 DUNVEGAN DRIVE MORTGAGE AMT: 408,000.00 CITY CLIFTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 VA 20124-1800 UNPAID BALANCE: 407,039.380 OPTION TO CONVERT : No MONTHLY P&I: 2,783.28 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082505 MORTGAGORS: MUSMANN, CARLTON ADDRESS : 1302 EL CERRITO CIRCLE MORTGAGE AMT: 384,000.00 CITY SOUTH PASADENA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91030 UNPAID BALANCE: 383,685.230 OPTION TO CONVERT : No MONTHLY P&I: 2,554.77 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082513 MORTGAGORS: ARNDT, STEPHEN ARNDT, SIDNEY ADDRESS : 7291 NE WILLIAM ROGERS RO MORTGAGE AMT: 312,200.00 CITY INDIANOLA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 WA 98342 UNPAID BALANCE: 311,956.450 OPTION TO CONVERT : No MONTHLY P&I: 2,129.76 ANNUAL RATE ADJUST: 0.000 LTV : 65.72600 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082521 MORTGAGORS: CRISWELL, NANCY ADDRESS : 4715 THOMAS DRIVE MORTGAGE AMT: 125,000.00 CITY PANAMA CITY BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 FL 32408 UNPAID BALANCE: 124,902.480 OPTION TO CONVERT : No MONTHLY P&I: 852.73 ANNUAL RATE ADJUST: 0.000 LTV : 45.45400 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082547 MORTGAGORS: ADAMS, ARTHUR ADAMS, CLARE ADDRESS : 33 SPRUCEWOOD MORTGAGE AMT: 338,600.00 CITY ALISO VIEJO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92656-2117 UNPAID BALANCE: 337,701.570 OPTION TO CONVERT : No MONTHLY P&I: 2,309.85 ANNUAL RATE ADJUST: 0.000 LTV : 69.10200 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082554 MORTGAGORS: LEE, JEFFREY LEE, BONNIE ADDRESS : 9391 MOKIHANA DRIVE MORTGAGE AMT: 243,750.00 CITY HUNTINGTON BCH :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92646-7948 UNPAID BALANCE: 243,176.090 OPTION TO CONVERT : No MONTHLY P&I: 1,662.81 ANNUAL RATE ADJUST: 0.000 LTV : 79.91800 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082562 MORTGAGORS: BRENHAUG, MICHAEL BRENHAUG, SUSAN ADDRESS : 3810 CANTERBURY DRIVE MORTGAGE AMT: 100,000.00 CITY REDDING :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 96002 UNPAID BALANCE: 99,925.780 OPTION TO CONVERT : No MONTHLY P&I: 699.22 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082570 MORTGAGORS: PALHIDAI, SCOTT PALHIDAI, TERRY ADDRESS : 25 BELCANTO MORTGAGE AMT: 292,500.00 CITY MISSION VIEJO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92692 UNPAID BALANCE: 292,277.430 OPTION TO CONVERT : No MONTHLY P&I: 2,020.23 ANNUAL RATE ADJUST: 0.000 LTV : 73.12500 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082596 MORTGAGORS: KLINE, RONALD ADDRESS : 1531 SILVERWOOD TERRACE MORTGAGE AMT: 304,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 90026 UNPAID BALANCE: 303,756.890 OPTION TO CONVERT : No MONTHLY P&I: 2,048.11 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082604 MORTGAGORS: CHINN, ROBERT CHINN, TERRI ADDRESS : 219 SKI TRAIL ROAD MORTGAGE AMT: 352,000.00 CITY MOUNT CHARLESTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NV 89124 UNPAID BALANCE: 351,711.460 OPTION TO CONVERT : No MONTHLY P&I: 2,341.87 ANNUAL RATE ADJUST: 0.000 LTV : 76.52100 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082612 MORTGAGORS: TETER, MATT ADDRESS : 410 GALLERIA DRIVE MORTGAGE AMT: 280,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95134 UNPAID BALANCE: 279,770.480 OPTION TO CONVERT : No MONTHLY P&I: 1,862.85 ANNUAL RATE ADJUST: 0.000 LTV : 77.77700 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082638 MORTGAGORS: WALKER, MARICHU ADDRESS : 4209 VANALDEN AVENUE MORTGAGE AMT: 275,000.00 CITY LOS ANGELES (TARZAN :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91356 UNPAID BALANCE: 274,774.580 OPTION TO CONVERT : No MONTHLY P&I: 1,829.59 ANNUAL RATE ADJUST: 0.000 LTV : 54.24000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082646 MORTGAGORS: WHITNEY, PETER WHITNEY, MARIA ADDRESS : 311 SURREY DRIVE MORTGAGE AMT: 292,500.00 CITY CHULA VISTA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91902 UNPAID BALANCE: 291,924.220 OPTION TO CONVERT : No MONTHLY P&I: 1,995.37 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082661 MORTGAGORS: KENT, NANCY KENT, KRISTOPHER ADDRESS : 5 DEERFIELD PLACE MORTGAGE AMT: 300,700.00 CITY TRABUCO CANYON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92679 UNPAID BALANCE: 300,229.420 OPTION TO CONVERT : No MONTHLY P&I: 2,051.31 ANNUAL RATE ADJUST: 0.000 LTV : 79.99400 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082711 MORTGAGORS: MERING, SUMNER MERING, PAMELA ADDRESS : 247 CHERRY LANE MORTGAGE AMT: 370,000.00 CITY DOYLESTOWN :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 PA 18901 UNPAID BALANCE: 369,718.460 OPTION TO CONVERT : No MONTHLY P&I: 2,555.50 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082729 MORTGAGORS: GOLDSMITH, PAUL GOLDSMITH, KATHLEEN ADDRESS : 420 KENNEDY AVENUE MORTGAGE AMT: 247,850.00 CITY SAN BUENAVENTURA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 93003 UNPAID BALANCE: 247,661.410 OPTION TO CONVERT : No MONTHLY P&I: 1,711.84 ANNUAL RATE ADJUST: 0.000 LTV : 79.99300 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082737 MORTGAGORS: WALKER, GWENDOLYN ADDRESS : 19647 VINTAGE STREET MORTGAGE AMT: 277,875.00 CITY NORTHRIDGE (AREA), :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 91324 UNPAID BALANCE: 277,678.870 OPTION TO CONVERT : No MONTHLY P&I: 1,990.74 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082794 MORTGAGORS: D'SILVA, BOSCO D'SILVA, GAIL ADDRESS : 850 BREVINS LOOP MORTGAGE AMT: 342,400.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95125 UNPAID BALANCE: 342,126.180 OPTION TO CONVERT : No MONTHLY P&I: 2,306.82 ANNUAL RATE ADJUST: 0.000 LTV : 79.99700 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082935 MORTGAGORS: DEGANGE, DOUGLAS DEGANGE, MICHELLE ADDRESS : 2530 ELTINGE DRIVE MORTGAGE AMT: 279,800.00 CITY ALPINE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91901 UNPAID BALANCE: 279,466.960 OPTION TO CONVERT : No MONTHLY P&I: 1,932.51 ANNUAL RATE ADJUST: 0.000 LTV : 83.52200 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082950 MORTGAGORS: STEINERT, SCOTT STEINERT, DIANA ADDRESS : 11235 NEW MORNING ROAD MORTGAGE AMT: 272,000.00 CITY LA MESA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 91941 UNPAID BALANCE: 271,771.480 OPTION TO CONVERT : No MONTHLY P&I: 1,786.85 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032082984 MORTGAGORS: JEANE, MICHAEL JEANE, PAMELA ADDRESS : 3559 ALTURIA HEIGHTS MORTGAGE AMT: 300,000.00 CITY SANTA ROSA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95403 UNPAID BALANCE: 299,760.090 OPTION TO CONVERT : No MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032083115 MORTGAGORS: MATTHEWS, DAVID MATTHEWS, CHERYL MATTHEWS, CHERYL ADDRESS : LOT 325 TANGLWOOD NORTH MORTGAGE AMT: 280,000.00 CITY TAFTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 PA 18464 UNPAID BALANCE: 279,768.420 OPTION TO CONVERT : No MONTHLY P&I: 1,894.08 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 11/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0032083123 MORTGAGORS: FLAXMAN, MARTIN FALES, MARY FALES, MARY ADDRESS : 2 SOUTH BOULEVARD MORTGAGE AMT: 333,000.00 CITY ORANGETOWN TWP, SOUT :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NY 10960 UNPAID BALANCE: 331,455.920 OPTION TO CONVERT : No MONTHLY P&I: 2,299.95 ANNUAL RATE ADJUST: 0.000 LTV : 68.65900 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 11/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0032083131 MORTGAGORS: SCHLOTTER, ANDREW SCHLOTTER, LINDA SCHLOTTER, LINDA ADDRESS : 87 HAMPTON COURT MORTGAGE AMT: 333,000.00 CITY WASHINGTON TOWNSHIP :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 PA 18940 UNPAID BALANCE: 331,940.720 OPTION TO CONVERT : No MONTHLY P&I: 2,271.65 ANNUAL RATE ADJUST: 0.000 LTV : 54.59000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032083149 MORTGAGORS: APPENZELLER, KEITH APPENZELLER, SUSAN APPENZELLER, SUSAN ADDRESS : 1123 RANCH ROAD MORTGAGE AMT: 400,000.00 CITY TARPON SPRINGS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 FL 34689 UNPAID BALANCE: 399,342.330 OPTION TO CONVERT : No MONTHLY P&I: 2,661.21 ANNUAL RATE ADJUST: 0.000 LTV : 66.11500 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032083172 MORTGAGORS: HEALY, ROBERT HEALY, CHERYL HEALY, CHERYL ADDRESS : 3200 PROVIDENCE BRANCE LA MORTGAGE AMT: 502,500.00 CITY CHARLOTTE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NC 28270 UNPAID BALANCE: 501,713.630 OPTION TO CONVERT : No MONTHLY P&I: 3,427.94 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032083180 MORTGAGORS: BHASTEKAR, ABIMELEKH ADDRESS : 6447 ALTAMAR CIRCLE MORTGAGE AMT: 269,775.00 CITY LIVERMORE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94550 UNPAID BALANCE: 269,775.000 OPTION TO CONVERT : No MONTHLY P&I: 1,817.53 ANNUAL RATE ADJUST: 0.000 LTV : 94.99700 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032083206 MORTGAGORS: RICHINS, LEANN ADDRESS : 21282 HILLSIDE COURT MORTGAGE AMT: 306,000.00 CITY LAKE FOREST :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92630 UNPAID BALANCE: 305,761.290 OPTION TO CONVERT : No MONTHLY P&I: 2,087.46 ANNUAL RATE ADJUST: 0.000 LTV : 78.46100 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032083222 MORTGAGORS: SALLE, WILLIAM SALLE, NANCY ADDRESS : 3612 PATRICK HENRY PLACE MORTGAGE AMT: 375,750.00 CITY AGOURA HILLS :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 CA 91301 UNPAID BALANCE: 375,418.480 OPTION TO CONVERT : No MONTHLY P&I: 2,405.97 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032083248 MORTGAGORS: BODAS, MILIND BODAS, MOHANA ADDRESS : 554 CARLISLE WAY MORTGAGE AMT: 452,000.00 CITY SUNNYVALE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94087 UNPAID BALANCE: 451,629.500 OPTION TO CONVERT : No MONTHLY P&I: 3,007.17 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032083255 MORTGAGORS: JOURDAIN, CHARLES JOURDAIN, JENNIFER ADDRESS : 37 BANBRIDGE PLACE MORTGAGE AMT: 319,200.00 CITY PLEASANT HILL :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94523 UNPAID BALANCE: 318,944.740 OPTION TO CONVERT : No MONTHLY P&I: 2,150.51 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032083339 MORTGAGORS: MCNICHOLAS, STEVE MCNICHOLAS, MARY ADDRESS : 25932 VIA MAREJADA MORTGAGE AMT: 371,200.00 CITY MISSION VIEJO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92691 UNPAID BALANCE: 370,895.730 OPTION TO CONVERT : No MONTHLY P&I: 2,469.60 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032083347 MORTGAGORS: BULEY, JOSEPH BULEY, GERALDINE ADDRESS : 17192 GREENLEAF LANE MORTGAGE AMT: 300,000.00 CITY HUNTINGTON BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92649 UNPAID BALANCE: 299,754.090 OPTION TO CONVERT : No MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000 LTV : 73.17000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: - -----------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032083370 MORTGAGORS: BARNHART, PATRICIA ADDRESS : 9120 NORTHEAST 19TH STREE MORTGAGE AMT: 286,000.00 CITY BELLEVUE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 WA 98004 UNPAID BALANCE: 285,776.900 OPTION TO CONVERT : No MONTHLY P&I: 1,951.02 ANNUAL RATE ADJUST: 0.000 LTV : 35.75000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032083388 MORTGAGORS: CONDE, DAVID CONDE, VICTORIA ADDRESS : 11301 ANEGADA STREET MORTGAGE AMT: 275,500.00 CITY CYPRESS :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 90630 UNPAID BALANCE: 275,295.540 OPTION TO CONVERT : No MONTHLY P&I: 1,926.34 ANNUAL RATE ADJUST: 0.000 LTV : 79.85500 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032083396 MORTGAGORS: STATLER, DOUGLAS STATLER, KIMBERLY ADDRESS : 63 MONSERRAT AVENUE MORTGAGE AMT: 286,000.00 CITY FOOTHILL RANCH :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 92610 UNPAID BALANCE: 285,793.000 OPTION TO CONVERT : No MONTHLY P&I: 2,024.29 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032083404 MORTGAGORS: MYERS, MICHAEL ADDRESS : 341 GRANTHAM ROAD MORTGAGE AMT: 514,000.00 CITY HAMILTON :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 GA 31811 UNPAID BALANCE: 513,112.430 OPTION TO CONVERT : No MONTHLY P&I: 3,333.79 ANNUAL RATE ADJUST: 0.000 LTV : 77.87800 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032083420 MORTGAGORS: STIDHAM, WENDELL STIDHAM, JENNIFER ADDRESS : 908 ACORN RIDGE PLACE MORTGAGE AMT: 322,000.00 CITY SPARTANBURG :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 SC 29301 UNPAID BALANCE: 321,483.490 OPTION TO CONVERT : No MONTHLY P&I: 2,169.37 ANNUAL RATE ADJUST: 0.000 LTV : 89.94600 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032083438 MORTGAGORS: PARKER, HAROLD ADDRESS : 4954 RIDGE OAK RUN MORTGAGE AMT: 280,000.00 CITY MABLETON :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 GA 30126 UNPAID BALANCE: 279,764.770 OPTION TO CONVERT : No MONTHLY P&I: 1,839.40 ANNUAL RATE ADJUST: 0.000 LTV : 79.79400 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032083446 MORTGAGORS: JOHNSON, LINDA ADDRESS : 84 BAYVIEW MORTGAGE AMT: 650,000.00 CITY LOVELADIES :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NJ 08008 UNPAID BALANCE: 649,453.920 OPTION TO CONVERT : No MONTHLY P&I: 4,270.04 ANNUAL RATE ADJUST: 0.000 LTV : 67.01000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032083461 MORTGAGORS: KERSTING, ROBERT ADDRESS : 5202 NORTH 34TH PLACE MORTGAGE AMT: 250,500.00 CITY PHOENIX :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 AZ 85018 UNPAID BALANCE: 250,314.090 OPTION TO CONVERT : No MONTHLY P&I: 1,751.54 ANNUAL RATE ADJUST: 0.000 LTV : 84.91500 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032083479 MORTGAGORS: ELLIS, PAUL ADDRESS : 149 ALPINE STREET MORTGAGE AMT: 244,000.00 CITY STAMFORD :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CT 06905 UNPAID BALANCE: 243,396.470 OPTION TO CONVERT : No MONTHLY P&I: 1,623.34 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032083487 MORTGAGORS: HERSHGORDON, HAL HERSHGORDON, RANDI HERSHGORDON, RANDI ADDRESS : 1512 AIDENN LAIR RD MORTGAGE AMT: 351,200.00 CITY MAPLE GLEN :\ STATE/ZIP :\ LIFETIME RATE : 6.37500 PA 19002 UNPAID BALANCE: 350,874.720 OPTION TO CONVERT : No MONTHLY P&I: 2,191.03 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032083495 MORTGAGORS: KREISCHER, MICHAEL WYSOCKI, SHEREE WYSOCKI, SHEREE ADDRESS : 16333 FREDERICK ROAD MORTGAGE AMT: 300,000.00 CITY WOODBINE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MD 21797 UNPAID BALANCE: 299,271.830 OPTION TO CONVERT : No MONTHLY P&I: 2,084.99 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0032083511 MORTGAGORS: LUONG, THANH NGUYEN, MARIE ADDRESS : 2965 SERIANA WAY MORTGAGE AMT: 324,000.00 CITY UNION CITY :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94587 UNPAID BALANCE: 323,454.040 OPTION TO CONVERT : No MONTHLY P&I: 2,128.45 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032083529 MORTGAGORS: GALBREATH, DEAN GALBREATH, DEBRA GALBREATH, DEBRA ADDRESS : 9506 SOUTH HARFORD COURT MORTGAGE AMT: 289,000.00 CITY HIGHLANDS RANCH :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CO 80126 UNPAID BALANCE: 288,536.320 OPTION TO CONVERT : No MONTHLY P&I: 1,947.05 ANNUAL RATE ADJUST: 0.000 LTV : 68.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032083537 MORTGAGORS: LENHARD, GARY LENHARD, BERNA ADDRESS : 24269 DODDS ROAD MORTGAGE AMT: 350,000.00 CITY BEND :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 OR 97701 UNPAID BALANCE: 349,726.960 OPTION TO CONVERT : No MONTHLY P&I: 2,387.62 ANNUAL RATE ADJUST: 0.000 LTV : 76.08600 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032083545 MORTGAGORS: FALES, ROBERT ADDRESS : 252 MIDDLESEX AVENUE MORTGAGE AMT: 361,500.00 CITY CHESTER :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CT 06412 UNPAID BALANCE: 360,905.630 OPTION TO CONVERT : No MONTHLY P&I: 2,405.07 ANNUAL RATE ADJUST: 0.000 LTV : 70.74300 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032083560 MORTGAGORS: RIZZO, FRANK RIZZO, CHRISTINE RIZZO, CHRISTINE ADDRESS : 3 GUERNSEY LANE MORTGAGE AMT: 278,000.00 CITY MEDIA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 PA 19063 UNPAID BALANCE: 277,783.130 OPTION TO CONVERT : No MONTHLY P&I: 1,896.45 ANNUAL RATE ADJUST: 0.000 LTV : 78.30900 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032083578 MORTGAGORS: NODAL, CARLOS NODAL, KARRI ADDRESS : 11262 S.W. 25 COURT MORTGAGE AMT: 360,000.00 CITY DAVIE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 FL 33325 UNPAID BALANCE: 359,719.170 OPTION TO CONVERT : No MONTHLY P&I: 2,455.83 ANNUAL RATE ADJUST: 0.000 LTV : 87.80400 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032083586 MORTGAGORS: NG, IRENE ADDRESS : 4434 WESTOVER PLACE NW MORTGAGE AMT: 348,000.00 CITY WASHINGTON :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 DC 20016 UNPAID BALANCE: 347,369.100 OPTION TO CONVERT : No MONTHLY P&I: 2,199.60 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032083594 MORTGAGORS: MCMAHON, CARY MCMAHON, DESIREE MCMAHON, DESIREE ADDRESS : 5201 LAUREL STREET MORTGAGE AMT: 300,900.00 CITY BELLAIRE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 TX 77401 UNPAID BALANCE: 300,169.620 OPTION TO CONVERT : No MONTHLY P&I: 2,091.25 ANNUAL RATE ADJUST: 0.000 LTV : 77.15300 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0032083610 MORTGAGORS: DOERGES, FRED DOERGES, LINDA ADDRESS : 21053 VIA FRANCISCO MORTGAGE AMT: 277,500.00 CITY YORBA LINDA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92887 UNPAID BALANCE: 277,288.840 OPTION TO CONVERT : No MONTHLY P&I: 1,916.63 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032083644 MORTGAGORS: PATYK, MICHAEL PATYK, DEBORAH PATYK, DEBORAH ADDRESS : 11202 E. PROSPECT LANE MORTGAGE AMT: 276,000.00 CITY TUCSON :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 AZ 85749 UNPAID BALANCE: 275,523.400 OPTION TO CONVERT : No MONTHLY P&I: 1,790.13 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032083677 MORTGAGORS: DANA, WILLIAM DANA, PAMELA DANA, PAMELA ADDRESS : 16686 COLUMBIA DRIVE MORTGAGE AMT: 250,000.00 CITY CASTRO VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 94552 UNPAID BALANCE: 249,645.940 OPTION TO CONVERT : No MONTHLY P&I: 1,791.04 ANNUAL RATE ADJUST: 0.000 LTV : 64.93500 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032083685 MORTGAGORS: SASINA, KEITH SASINE, LINDA SASINE, LINDA ADDRESS : 12401 EAST 114TH AVENUE MORTGAGE AMT: 273,750.00 CITY HENDERSON :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CO 80640 UNPAID BALANCE: 273,288.700 OPTION TO CONVERT : No MONTHLY P&I: 1,798.35 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032083693 MORTGAGORS: BERNHARDT, MARY BUSKO, ERIC BUSKO, ERIC ADDRESS : 2684 BROOKWOOD DRIVE MORTGAGE AMT: 280,000.00 CITY ATLANTA :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 GA 30305 UNPAID BALANCE: 279,516.500 OPTION TO CONVERT : No MONTHLY P&I: 1,816.07 ANNUAL RATE ADJUST: 0.000 LTV : 65.88200 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032083701 MORTGAGORS: RASHMIR, LEWIS RASHMIR, MARILYN RASHMIR, MARILYN ADDRESS : 5112 WALNUT PARK DR MORTGAGE AMT: 650,000.00 CITY BRENTWOOD :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 TN 37027 UNPAID BALANCE: 649,492.930 OPTION TO CONVERT : No MONTHLY P&I: 4,434.15 ANNUAL RATE ADJUST: 0.000 LTV : 76.47000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032083719 MORTGAGORS: DECKER, MELINDA DECKER, ROBERT ADDRESS : 2694 BRAND DRIVE MORTGAGE AMT: 261,250.00 CITY TUSTIN :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92782 UNPAID BALANCE: 261,041.080 OPTION TO CONVERT : No MONTHLY P&I: 1,760.09 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032083727 MORTGAGORS: CLEMENT, RONALD CLEMENT, ELAINE ADDRESS : 7571 LOCKFORD COURT MORTGAGE AMT: 368,000.00 CITY CUPERTINO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95014 UNPAID BALANCE: 367,719.990 OPTION TO CONVERT : No MONTHLY P&I: 2,541.68 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032083917 MORTGAGORS: ROSSI, VICTOR ROSSI, BONNIE ADDRESS : 4827 LIDO SANDS DRIVE MORTGAGE AMT: 450,000.00 CITY NEWPORT BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92663 UNPAID BALANCE: 449,657.580 OPTION TO CONVERT : No MONTHLY P&I: 3,108.04 ANNUAL RATE ADJUST: 0.000 LTV : 73.77000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032083925 MORTGAGORS: KRONBERGER, WILLIAM KRONBERGER, CAROL KRONBERGER, LYNN ADDRESS : 2682 MISSION BOULEVARD #B MORTGAGE AMT: 311,250.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92109 UNPAID BALANCE: 311,019.000 OPTION TO CONVERT : No MONTHLY P&I: 2,176.31 ANNUAL RATE ADJUST: 0.000 LTV : 73.58100 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032083941 MORTGAGORS: SEARS, MARK SEARS, MELANIE ADDRESS : 26808 GWENALDA LANE MORTGAGE AMT: 371,250.00 CITY SANTA CLARITA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 91350 UNPAID BALANCE: 370,974.480 OPTION TO CONVERT : No MONTHLY P&I: 2,595.83 ANNUAL RATE ADJUST: 0.000 LTV : 75.76500 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032083982 MORTGAGORS: LEW, CLARENCE LEW, LESLIE ADDRESS : 9 VERMONT MORTGAGE AMT: 330,000.00 CITY IRVINE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92606 UNPAID BALANCE: 329,729.500 OPTION TO CONVERT : No MONTHLY P&I: 2,195.50 ANNUAL RATE ADJUST: 0.000 LTV : 76.74400 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032083990 MORTGAGORS: POKHARNA, HIMANSHU POKHARNA, ANUPAMA ADDRESS : 439 CAMILLE CIRCLE #13 MORTGAGE AMT: 304,800.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95134 UNPAID BALANCE: 304,538.240 OPTION TO CONVERT : No MONTHLY P&I: 2,079.27 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032084014 MORTGAGORS: SHASTRI, SUBRAMANIAN BALAN-SHASTRI, VIJI ADDRESS : 4373 MILLER AVENUE MORTGAGE AMT: 480,000.00 CITY PALO ALTO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94306 UNPAID BALANCE: 479,606.540 OPTION TO CONVERT : No MONTHLY P&I: 3,193.46 ANNUAL RATE ADJUST: 0.000 LTV : 78.68800 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032084022 MORTGAGORS: MEYER-HUNT, CYNTHIA HUNT, MARKUS ADDRESS : 11462 MARWICK DRIVE MORTGAGE AMT: 306,000.00 CITY DUBLIN :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94568 UNPAID BALANCE: 305,749.170 OPTION TO CONVERT : No MONTHLY P&I: 2,035.83 ANNUAL RATE ADJUST: 0.000 LTV : 77.66400 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032084030 MORTGAGORS: WILLIAMS, JAMES WEBER, KIMBERLY ADDRESS : 523 15TH STREET MORTGAGE AMT: 270,000.00 CITY HUNTINGTON BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92648 UNPAID BALANCE: 269,799.620 OPTION TO CONVERT : No MONTHLY P&I: 1,887.88 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032084048 MORTGAGORS: NORDSTROM, JEFF NORDSTROM, TANIA ADDRESS : 9804 WISH AVENUE MORTGAGE AMT: 328,000.00 CITY NORTHRIDGE AREA LOS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91325 UNPAID BALANCE: 327,744.130 OPTION TO CONVERT : No MONTHLY P&I: 2,237.54 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032084089 MORTGAGORS: FETTERMAN, CHARLES FETTERMAN, LESLEY ADDRESS : 1727 KELLY STREET MORTGAGE AMT: 342,700.00 CITY SAN MATEO :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 94403 UNPAID BALANCE: 342,458.120 OPTION TO CONVERT : No MONTHLY P&I: 2,455.15 ANNUAL RATE ADJUST: 0.000 LTV : 75.65100 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 04/01/29 RATE: 50 -------------------------------------------------------------------------------- LN # 0032084105 MORTGAGORS: DEAN, MATTHEW DEAN, JAYNA ADDRESS : 851 ALMARIDA DRIVE MORTGAGE AMT: 360,000.00 CITY CAMPBELL :\ STATE/ZIP :\ LIFETIME RATE : 8.62500 CA 95008 UNPAID BALANCE: 359,787.450 OPTION TO CONVERT : No MONTHLY P&I: 2,800.05 ANNUAL RATE ADJUST: 0.000 LTV : 56.69200 OUTSIDE CONV DATE: CURRENT INT 8.62500 MATURITY DATE: 04/01/29 RATE: 50 -------------------------------------------------------------------------------- LN # 0032084113 MORTGAGORS: LAWSON, JOHN LAWSON, REBBECCA LAWSON, REBECCAA ADDRESS : 448 GLENCREST DRIVE, MORTGAGE AMT: 325,000.00 CITY SOLANA BEACH, :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92075 UNPAID BALANCE: 324,758.800 OPTION TO CONVERT : No MONTHLY P&I: 2,272.45 ANNUAL RATE ADJUST: 0.000 LTV : 65.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032084188 MORTGAGORS: BISCHOFF, WILLIAM BISCHOFF, PAMELA ADDRESS : 1537 HERMOCILLA WAY MORTGAGE AMT: 261,750.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95116 UNPAID BALANCE: 261,545.810 OPTION TO CONVERT : No MONTHLY P&I: 1,785.60 ANNUAL RATE ADJUST: 0.000 LTV : 79.98500 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032084212 MORTGAGORS: MCCORMICK, GRANT ADDRESS : 2835 RUBINO CIRCLE MORTGAGE AMT: 332,650.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95125 UNPAID BALANCE: 332,403.120 OPTION TO CONVERT : No MONTHLY P&I: 2,325.94 ANNUAL RATE ADJUST: 0.000 LTV : 79.98800 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032084295 MORTGAGORS: HEPKER, CRAIG HEPKER, SUSAN ADDRESS : RT 1,BOX 1298 MORTGAGE AMT: 255,000.00 CITY MANISTIQUE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MI 49854 UNPAID BALANCE: 254,790.970 OPTION TO CONVERT : No MONTHLY P&I: 1,696.53 ANNUAL RATE ADJUST: 0.000 LTV : 85.57000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032084469 MORTGAGORS: ARMSTRONG, WESLEY ARMSTRONG, BARBARA ARMSTRONG, BARBARA ADDRESS : 2422 OLD RANCH ROAD MORTGAGE AMT: 259,600.00 CITY ESCONDIDO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92027 UNPAID BALANCE: 259,392.410 OPTION TO CONVERT : No MONTHLY P&I: 1,748.97 ANNUAL RATE ADJUST: 0.000 LTV : 84.98700 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032084543 MORTGAGORS: FITZGIBBON, JOHN FITZGIBBON, MELYNDA ADDRESS : 26782 ASHFORD MORTGAGE AMT: 288,000.00 CITY MISSION VIEJO :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 92692 UNPAID BALANCE: 287,752.040 OPTION TO CONVERT : No MONTHLY P&I: 1,867.96 ANNUAL RATE ADJUST: 0.000 LTV : 87.80487 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032084568 MORTGAGORS: PRUNCHUNAS, EDWARD PRUNCHUNAS, ELBA ADDRESS : 22133 TULSA STREET MORTGAGE AMT: 870,000.00 CITY CHATSWORTH AREA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91311 UNPAID BALANCE: 869,338.010 OPTION TO CONVERT : No MONTHLY P&I: 6,008.87 ANNUAL RATE ADJUST: 0.000 LTV : 66.92300 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 15 -------------------------------------------------------------------------------- LN # 0032084600 MORTGAGORS: PRELL, KAREN QUINN, MICHAEL ADDRESS : 2762 HOLLIDAY COURT MORTGAGE AMT: 260,700.00 CITY PINOLE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94564 UNPAID BALANCE: 260,480.980 OPTION TO CONVERT : No MONTHLY P&I: 1,712.61 ANNUAL RATE ADJUST: 0.000 LTV : 79.99300 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032084618 MORTGAGORS: MURATA, CRAIG MURATA, JOYCE ADDRESS : 3227 FALLS CREEK DRIVE MORTGAGE AMT: 363,300.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95135 UNPAID BALANCE: 363,016.590 OPTION TO CONVERT : No MONTHLY P&I: 2,478.35 ANNUAL RATE ADJUST: 0.000 LTV : 66.05400 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032084626 MORTGAGORS: DALE, WILLIAM DALE, AMYLYNN ADDRESS : 2401 CALISTOGA DRIVE, MORTGAGE AMT: 211,050.00 CITY HOLLISTER, :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95023 UNPAID BALANCE: 210,889.410 OPTION TO CONVERT : No MONTHLY P&I: 1,457.67 ANNUAL RATE ADJUST: 0.000 LTV : 79.99600 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032084659 MORTGAGORS: LEE, WILLIAM LEE, LUANNA ADDRESS : 1021 WINDSOR STREET MORTGAGE AMT: 270,000.00 CITY SANTA CRUZ :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95062 UNPAID BALANCE: 269,794.550 OPTION TO CONVERT : No MONTHLY P&I: 1,864.82 ANNUAL RATE ADJUST: 0.000 LTV : 72.97200 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: -------------------------------------------------------------------------------- LN # 0032084709 MORTGAGORS: MOSSER, LARRY MOSSER, MARY ADDRESS : 6212 FOXCROFT AVENUE MORTGAGE AMT: 275,000.00 CITY LAS VEGAS :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 NV 89108 UNPAID BALANCE: 274,800.960 OPTION TO CONVERT : No MONTHLY P&I: 1,946.44 ANNUAL RATE ADJUST: 0.000 LTV : 94.82700 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: -------------------------------------------------------------------------------- LN # 0032084733 MORTGAGORS: BACIO, ANTHONY ADDRESS : 2839 RUBINO CIRCLE MORTGAGE AMT: 301,300.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95125 UNPAID BALANCE: 301,076.390 OPTION TO CONVERT : No MONTHLY P&I: 2,106.74 ANNUAL RATE ADJUST: 0.000 LTV : 74.97600 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032084808 MORTGAGORS: BOHACIK, STEPHEN BOHACIK, THERESA BOHACIK, THERESA ADDRESS : 415 OSPREY POINT LANE MORTGAGE AMT: 650,000.00 CITY BRIELLE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NJ 08730 UNPAID BALANCE: 649,492.930 OPTION TO CONVERT : No MONTHLY P&I: 4,434.15 ANNUAL RATE ADJUST: 0.000 LTV : 70.65200 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032084824 MORTGAGORS: AMBER, MARK AMBER, KRISTIN ADDRESS : 83 LAKE ESTATES DRIVE MORTGAGE AMT: 423,000.00 CITY MONTGOMERY :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 TX 77356 UNPAID BALANCE: 422,287.220 OPTION TO CONVERT : No MONTHLY P&I: 2,778.81 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032084832 MORTGAGORS: JONES, THEODORE ADDRESS : 18423 WEST VILLAGE WAY DR MORTGAGE AMT: 324,000.00 CITY BATON ROUGE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 LA 70810 UNPAID BALANCE: 323,454.040 OPTION TO CONVERT : No MONTHLY P&I: 2,128.45 ANNUAL RATE ADJUST: 0.000 LTV : 78.07200 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032084857 MORTGAGORS: NECUZE, LUIS NECUZE, ANA NECUZE, ANA ADDRESS : 9250 SW 118 TERRACE MORTGAGE AMT: 425,000.00 CITY MIAMI :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 FL 33176 UNPAID BALANCE: 424,634.090 OPTION TO CONVERT : No MONTHLY P&I: 2,756.54 ANNUAL RATE ADJUST: 0.000 LTV : 72.03300 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032084865 MORTGAGORS: BERNDT, DENNIS BERNDT, BETH ADDRESS : 9 FOXCHASE MORTGAGE AMT: 314,200.00 CITY IRVINE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92618 UNPAID BALANCE: 313,683.380 OPTION TO CONVERT : No MONTHLY P&I: 2,090.39 ANNUAL RATE ADJUST: 0.000 LTV : 79.99700 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032084873 MORTGAGORS: MARSH, SAMUEL ADDRESS : 107 CANVAS BACK DRIVE MORTGAGE AMT: 252,000.00 CITY DUCK :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NC 27949 UNPAID BALANCE: 251,788.290 OPTION TO CONVERT : No MONTHLY P&I: 1,655.46 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032084899 MORTGAGORS: SCHWABROW, MICHAEL SCHWABROW, KELLY ADDRESS : 7 FOXCHASE MORTGAGE AMT: 389,300.00 CITY IRVINE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92618 UNPAID BALANCE: 388,659.920 OPTION TO CONVERT : No MONTHLY P&I: 2,590.03 ANNUAL RATE ADJUST: 0.000 LTV : 79.99500 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032084907 MORTGAGORS: SHULER, EDWARD SHULER, COLLEEN SHULER, EDWARD SHULER, DONNA ADDRESS : 312 NORHT DOWNEY LANE MORTGAGE AMT: 432,000.00 CITY PLACENTIA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92870 UNPAID BALANCE: 431,289.710 OPTION TO CONVERT : No MONTHLY P&I: 2,874.11 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032084915 MORTGAGORS: ANDERSON, NANCY ADDRESS : 32 WASHINGTON VALLEY ROAD MORTGAGE AMT: 382,500.00 CITY MORRISTOWN :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NJ 07960 UNPAID BALANCE: 382,201.620 OPTION TO CONVERT : No MONTHLY P&I: 2,609.32 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032084923 MORTGAGORS: WYLIE, STEVE WYLIE, KAREN ADDRESS : 32881 SENTINEL DRIVE MORTGAGE AMT: 350,000.00 CITY (TRABUCO CANYON AREA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92679 UNPAID BALANCE: 349,196.090 OPTION TO CONVERT : No MONTHLY P&I: 2,417.37 ANNUAL RATE ADJUST: 0.000 LTV : 76.08600 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032084931 MORTGAGORS: REEVES, MELVYN REEVES, LINDA REEVES, LINDA REEVES, LINDA ADDRESS : 1903 EAST RIDGEHOLLOW DRI MORTGAGE AMT: 366,000.00 CITY BOUNTIFUL :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 UT 84010 UNPAID BALANCE: 365,707.320 OPTION TO CONVERT : No MONTHLY P&I: 2,465.81 ANNUAL RATE ADJUST: 0.000 LTV : 63.65200 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032084956 MORTGAGORS: RAMA, JOHN RAMA, CATHERINE ADDRESS : LOT 2061 WILLBROOK LANE MORTGAGE AMT: 393,720.00 CITY MT. PLEASANT :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 SC 29464 UNPAID BALANCE: 392,793.680 OPTION TO CONVERT : No MONTHLY P&I: 2,767.60 ANNUAL RATE ADJUST: 0.000 LTV : 94.99900 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0032084972 MORTGAGORS: SNYDER, AARON SNYDER, KIMIKO SNYDER, KIMIKO ADDRESS : 3933 15TH STREET MORTGAGE AMT: 294,750.00 CITY BOULDER :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CO 80304 UNPAID BALANCE: 294,265.380 OPTION TO CONVERT : No MONTHLY P&I: 1,960.98 ANNUAL RATE ADJUST: 0.000 LTV : 75.57600 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032084980 MORTGAGORS: DICKSON, THOMAS DICKSON, DAPHNE DICKSON, DAPHNE ADDRESS : 4120 HAMMONDS FERRY MORTGAGE AMT: 270,000.00 CITY EVANS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 GA 30809 UNPAID BALANCE: 269,566.890 OPTION TO CONVERT : No MONTHLY P&I: 1,819.04 ANNUAL RATE ADJUST: 0.000 LTV : 67.50000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032084998 MORTGAGORS: TIERNEY, KEVIN TIERNEY, CRIS TIERNEY, CRIS ADDRESS : 44 WOODLANDS DRIVE MORTGAGE AMT: 425,000.00 CITY FALMOUTH :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 ME 04105 UNPAID BALANCE: 424,301.230 OPTION TO CONVERT : No MONTHLY P&I: 2,827.54 ANNUAL RATE ADJUST: 0.000 LTV : 72.03300 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032085003 MORTGAGORS: WERNER, GARY WERNER, DIANE WERNER, DIANE ADDRESS : 8 TREE TOP LANE MORTGAGE AMT: 500,000.00 CITY CHATHAM :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 NJ 07928 UNPAID BALANCE: 499,558.870 OPTION TO CONVERT : No MONTHLY P&I: 3,201.55 ANNUAL RATE ADJUST: 0.000 LTV : 62.85300 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032085029 MORTGAGORS: MILLS, JOE MILLS, BRENDA MILLS, BRENDA ADDRESS : 6108 BELLE RIVE DRIVE MORTGAGE AMT: 296,800.00 CITY BRENTWOOD :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 TN 37027 UNPAID BALANCE: 296,579.730 OPTION TO CONVERT : No MONTHLY P&I: 2,075.27 ANNUAL RATE ADJUST: 0.000 LTV : 55.89400 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032085037 MORTGAGORS: DUBBS, DAVID FIRESTONE, WILLIAM FIRESTONE, WILLIAM DUBBS, SUSAN ADDRESS : 1919-1921 BRODERICK STREE MORTGAGE AMT: 614,000.00 CITY SAN FRANCISCO :\ STATE/ZIP :\ LIFETIME RATE : 8.12500 CA 95115 UNPAID BALANCE: 613,170.970 OPTION TO CONVERT : No MONTHLY P&I: 4,558.94 ANNUAL RATE ADJUST: 0.000 LTV : 52.47800 OUTSIDE CONV DATE: CURRENT INT 8.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032085045 MORTGAGORS: SUN, JOHN WANG, GRACE ADDRESS : 1285 28TH AVENUE MORTGAGE AMT: 320,000.00 CITY SAN FRANCISCO :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 94122 UNPAID BALANCE: 319,768.390 OPTION TO CONVERT : No MONTHLY P&I: 2,264.94 ANNUAL RATE ADJUST: 0.000 LTV : 57.14200 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032085052 MORTGAGORS: STEVENSON, JOHN STEVENSON, TERESA STEVENSON, TERESA ADDRESS : 1 RIVERVIEW TERRACE MORTGAGE AMT: 516,000.00 CITY IRVINGTON :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NY 10533 UNPAID BALANCE: 515,130.510 OPTION TO CONVERT : No MONTHLY P&I: 3,389.76 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032085078 MORTGAGORS: MAYFIELD, JAMES MAYFIELD, LIDA MAYFIELD, LIDA ADDRESS : 11393 WILLOW GARDENS DRIV MORTGAGE AMT: 360,000.00 CITY WINDERMERE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 FL 34786 UNPAID BALANCE: 359,719.170 OPTION TO CONVERT : No MONTHLY P&I: 2,455.83 ANNUAL RATE ADJUST: 0.000 LTV : 73.46900 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032085086 MORTGAGORS: GOMEZ, JUAN GOMEZ, RAMONA ADDRESS : 3557 DEL MONTE WAY MORTGAGE AMT: 145,000.00 CITY SAN LEANDRO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94578 UNPAID BALANCE: 144,892.380 OPTION TO CONVERT : No MONTHLY P&I: 1,013.87 ANNUAL RATE ADJUST: 0.000 LTV : 61.70200 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032085094 MORTGAGORS: MISCHEL, JOHN MISCHEL, LAURA MISCHEL, LAURA ADDRESS : 3957 194TH LANE MORTGAGE AMT: 446,500.00 CITY SUNNY ISLES BEACH :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 FL 33160 UNPAID BALANCE: 446,124.880 OPTION TO CONVERT : No MONTHLY P&I: 2,933.19 ANNUAL RATE ADJUST: 0.000 LTV : 79.73200 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032085102 MORTGAGORS: OGILVY, PETER OGILVY, LYNN OGILVY, LYNN ADDRESS : 69 ROUND HILL DRIVE MORTGAGE AMT: 319,000.00 CITY FAIRFIELD :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CT 06430 UNPAID BALANCE: 317,995.560 OPTION TO CONVERT : No MONTHLY P&I: 2,176.14 ANNUAL RATE ADJUST: 0.000 LTV : 50.41200 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032085128 MORTGAGORS: MANDEL, EDWARD MANDEL, IRENE ADDRESS : 4609 FIRESTONE DRIVE MORTGAGE AMT: 376,200.00 CITY FRISCO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 TX 75034 UNPAID BALANCE: 375,913.740 OPTION TO CONVERT : No MONTHLY P&I: 2,598.32 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032085144 MORTGAGORS: ZHANG, BIAO ZHANG, ZHILING ADDRESS : 1616 KITCHENER DRIVE MORTGAGE AMT: 462,000.00 CITY SUNNYVALE :\ STATE/ZIP :\ LIFETIME RATE : 8.12500 CA 94087 UNPAID BALANCE: 461,393.520 OPTION TO CONVERT : No MONTHLY P&I: 3,430.34 ANNUAL RATE ADJUST: 0.000 LTV : 74.51600 OUTSIDE CONV DATE: CURRENT INT 8.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032085151 MORTGAGORS: PERRON, RICHARD LAMB, ARNOLD LAMB, ARNOLD ADDRESS : 9681 WILSHIRE LAKE BLVD. MORTGAGE AMT: 297,800.00 CITY NAPLES :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 FL 34109 UNPAID BALANCE: 297,561.860 OPTION TO CONVERT : No MONTHLY P&I: 2,006.33 ANNUAL RATE ADJUST: 0.000 LTV : 89.99600 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032085169 MORTGAGORS: KRAFINSKI, PETER MOLINI, LEE MOLINI, LEE ADDRESS : 2535 WILLOW CREEK COURT MORTGAGE AMT: 340,000.00 CITY EVANS :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 GA 30809 UNPAID BALANCE: 339,383.610 OPTION TO CONVERT : No MONTHLY P&I: 2,149.03 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032085177 MORTGAGORS: PETRILLI, JOSEPH PETRILLI, DONNA PETRILLI, DONNA ADDRESS : 7 WOODBRIDGE COURT MORTGAGE AMT: 412,500.00 CITY DOVE CANYON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92679 UNPAID BALANCE: 411,854.470 OPTION TO CONVERT : No MONTHLY P&I: 2,813.98 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032085185 MORTGAGORS: HALL, WILLIAM HALL, LYNNE HALL, LYNNE ADDRESS : 25 PONTIAC DRIVE MORTGAGE AMT: 250,000.00 CITY MEDFORD :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NJ 08055 UNPAID BALANCE: 249,795.070 OPTION TO CONVERT : No MONTHLY P&I: 1,663.26 ANNUAL RATE ADJUST: 0.000 LTV : 79.87200 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032085193 MORTGAGORS: MOORE, STANLEY ADDRESS : 208 SE 3RD STREET MORTGAGE AMT: 250,000.00 CITY BENTONVILLE :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 AR 72712 UNPAID BALANCE: 249,784.750 OPTION TO CONVERT : No MONTHLY P&I: 1,621.50 ANNUAL RATE ADJUST: 0.000 LTV : 74.62600 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032085201 MORTGAGORS: LEWIS, BARRY LEWIS, PEGGY LEWIS, PEGGY ADDRESS : 24 LAKE ROAD MORTGAGE AMT: 275,000.00 CITY NEWTOWN :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CT 06470 UNPAID BALANCE: 274,785.480 OPTION TO CONVERT : No MONTHLY P&I: 1,875.98 ANNUAL RATE ADJUST: 0.000 LTV : 42.30700 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032085318 MORTGAGORS: ROSEN, DAVID ROSEN, CHERYLE ADDRESS : 316 C. SOUTH 2ND STREET MORTGAGE AMT: 299,250.00 CITY PHILADELPHIA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 PA 19106 UNPAID BALANCE: 299,016.550 OPTION TO CONVERT : No MONTHLY P&I: 2,041.42 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032085706 MORTGAGORS: FERNANDEZ, BIENVENIDO NUVAL, CYRIL FERNANDEZ, JOHN FERNANDEZ, ROSALINA ADDRESS : 21 SURREY COURT MORTGAGE AMT: 306,000.00 CITY DALY CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94015 UNPAID BALANCE: 305,767.150 OPTION TO CONVERT : No MONTHLY P&I: 2,113.47 ANNUAL RATE ADJUST: 0.000 LTV : 85.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032085714 MORTGAGORS: CRANNER, CHRIS PERDUE-CRANNER, ROSEMOND ADDRESS : 4458 RADFORD AVENUE MORTGAGE AMT: 340,000.00 CITY LOS ANGELES NORTH HO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 91607 UNPAID BALANCE: 339,747.670 OPTION TO CONVERT : No MONTHLY P&I: 2,377.33 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032085763 MORTGAGORS: HA, MELANIE HA, YVONNE ADDRESS : 44551 KADI COURT MORTGAGE AMT: 385,000.00 CITY FREMONT :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94539 UNPAID BALANCE: 384,714.270 OPTION TO CONVERT : No MONTHLY P&I: 2,691.98 ANNUAL RATE ADJUST: 0.000 LTV : 74.97500 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032085789 MORTGAGORS: MONELA, ROMMEL MONELA, JADE ADDRESS : 2581 OREGON STREET MORTGAGE AMT: 252,000.00 CITY UNION CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94587 UNPAID BALANCE: 252,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,676.57 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032085797 MORTGAGORS: CHAPMAN, LESLIE ADDRESS : 13754 VALLEY VISTA BLVD MORTGAGE AMT: 360,000.00 CITY LOS ANGELES, SHERMAN :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 91423 UNPAID BALANCE: 359,732.830 OPTION TO CONVERT : No MONTHLY P&I: 2,517.17 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032085839 MORTGAGORS: FAULK, RICHARD FAULK, ANGELA ADDRESS : 17 ELM GROVE WAY MORTGAGE AMT: 380,000.00 CITY GREENSBORO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NC 27405 UNPAID BALANCE: 379,717.980 OPTION TO CONVERT : No MONTHLY P&I: 2,657.02 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032086209 MORTGAGORS: WELSH, MICHAEL WELSH, SUSAN ADDRESS : 550 SOUTH SILVERADO WAY MORTGAGE AMT: 284,000.00 CITY ANAHEIM :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92807 UNPAID BALANCE: 283,783.900 OPTION TO CONVERT : No MONTHLY P&I: 1,961.52 ANNUAL RATE ADJUST: 0.000 LTV : 74.73600 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032086274 MORTGAGORS: GWIN, THOMAS GIACALONE, THERESA GWIN, DINA ADDRESS : 70 VALENTINE STREET MORTGAGE AMT: 405,000.00 CITY YONKERS :\ STATE/ZIP :\ LIFETIME RATE : 8.12500 NY 10704 UNPAID BALANCE: 404,163.410 OPTION TO CONVERT : No MONTHLY P&I: 3,019.17 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 8.12500 MATURITY DATE: 08/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0032086290 MORTGAGORS: DUBE, GLENN DUBE, BERNADETTE ADDRESS : 2 PATRICIAN COURT MORTGAGE AMT: 272,650.00 CITY EAST NORTHPORT :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NY 11731 UNPAID BALANCE: 272,437.300 OPTION TO CONVERT : No MONTHLY P&I: 1,859.96 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032086316 MORTGAGORS: FIRST, JONATHAN FIRST, SUSAN FIRST, SUSAN ADDRESS : 718 FREDERICK COURT MORTGAGE AMT: 380,000.00 CITY WYCKOFF :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NJ 07481 UNPAID BALANCE: 379,680.750 OPTION TO CONVERT : No MONTHLY P&I: 2,496.33 ANNUAL RATE ADJUST: 0.000 LTV : 48.40700 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032086324 MORTGAGORS: JACOBUS, JEFFREY JACOBUS, STEPHANIE JACOBUS, STEPHANIE ADDRESS : 1450 GOLF STREET MORTGAGE AMT: 274,000.00 CITY SCOTCH PLAINS :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NJ 07076 UNPAID BALANCE: 273,769.810 OPTION TO CONVERT : No MONTHLY P&I: 1,799.98 ANNUAL RATE ADJUST: 0.000 LTV : 79.42000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032086332 MORTGAGORS: JENKINS, JAMES JENKINS, ALLISON JENKINS, ALLISON ADDRESS : 260 HELENS MANOR DRIVE MORTGAGE AMT: 276,000.00 CITY LAWRENCEVILLE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 GA 30045 UNPAID BALANCE: 275,768.130 OPTION TO CONVERT : No MONTHLY P&I: 1,813.12 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032086340 MORTGAGORS: KIPPER, STEVEN KIPPER, NANCY KIPPER, NANCY ADDRESS : 2122 CENTURY PARK LANE NO MORTGAGE AMT: 300,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 90067 UNPAID BALANCE: 299,793.540 OPTION TO CONVERT : No MONTHLY P&I: 2,175.21 ANNUAL RATE ADJUST: 0.000 LTV : 57.14200 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032086357 MORTGAGORS: PATE, JOHN ADDRESS : 102 REEDY COVE PLACE MORTGAGE AMT: 266,400.00 CITY GREENWOOD :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 SC 29649 UNPAID BALANCE: 266,181.630 OPTION TO CONVERT : No MONTHLY P&I: 1,772.37 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032086373 MORTGAGORS: GOLDMAN, CESAR GOLDMAN, ARIELA GOLDMAN, ARIELA ADDRESS : 23680 PARK SEVILLA MORTGAGE AMT: 480,000.00 CITY CALABASAS :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 91302 UNPAID BALANCE: 479,661.220 OPTION TO CONVERT : No MONTHLY P&I: 3,438.78 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032086381 MORTGAGORS: GREENWALD, THOMAS GREENWALD, GAIL GREENWALD, GAIL ADDRESS : 428 IROQUOIS AVE MORTGAGE AMT: 268,000.00 CITY BEACH HAVEN :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NJ 08008 UNPAID BALANCE: 267,580.610 OPTION TO CONVERT : No MONTHLY P&I: 1,828.23 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032086399 MORTGAGORS: BERNARDINO, VITALIANO BERNARDINO, EVELINA BERNARDINO, EVELINA ADDRESS : 1112 SHANNON LANE MORTGAGE AMT: 380,000.00 CITY NEWTOWN :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 PA 18940 UNPAID BALANCE: 379,703.560 OPTION TO CONVERT : No MONTHLY P&I: 2,592.27 ANNUAL RATE ADJUST: 0.000 LTV : 67.67500 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032086407 MORTGAGORS: TORDIK, SUSAN ADDRESS : 4590 WINDSOR PARK PLACE MORTGAGE AMT: 259,520.00 CITY ATLANTA :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 GA 30342 UNPAID BALANCE: 259,296.560 OPTION TO CONVERT : No MONTHLY P&I: 1,683.24 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032086415 MORTGAGORS: SWENSON, LAWRENCE SWENSON, ELISABETH ADDRESS : 24234 HIPSLEY MILL ROAD MORTGAGE AMT: 280,800.00 CITY LAYTONSVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MD 20882 UNPAID BALANCE: 280,132.430 OPTION TO CONVERT : No MONTHLY P&I: 1,946.91 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 09/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0032086423 MORTGAGORS: PORTER, THOMAS PORTER, MITZI PORTER, MITZI ADDRESS : 18326 BOWSPRIT POINTE MORTGAGE AMT: 525,000.00 CITY CORNELIUS :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 NC 28031 UNPAID BALANCE: 523,992.870 OPTION TO CONVERT : No MONTHLY P&I: 3,405.14 ANNUAL RATE ADJUST: 0.000 LTV : 77.20500 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032086431 MORTGAGORS: CRANE, DOUGLAS CRANE, ROSEMARY CRANE, ROSEMARY ADDRESS : 5310 CHIPPERS COURT MORTGAGE AMT: 264,560.00 CITY NAGS HEAD :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NC 27959 UNPAID BALANCE: 264,145.980 OPTION TO CONVERT : No MONTHLY P&I: 1,804.77 ANNUAL RATE ADJUST: 0.000 LTV : 76.68400 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032086449 MORTGAGORS: HANSEN, CRAIG ADDRESS : 7954 EAST ROSE GARDEN LAN MORTGAGE AMT: 369,000.00 CITY SCOTTSDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 AZ 85255 UNPAID BALANCE: 368,732.930 OPTION TO CONVERT : No MONTHLY P&I: 2,611.76 ANNUAL RATE ADJUST: 0.000 LTV : 89.95600 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032086456 MORTGAGORS: WAX, DANIEL DELANEY-WAX, AMY ADDRESS : LOT 53 INDIGO LAKE DR. MORTGAGE AMT: 247,950.00 CITY MAGNOLIA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 TX 77355 UNPAID BALANCE: 247,159.110 OPTION TO CONVERT : No MONTHLY P&I: 1,657.89 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 08/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0032086464 MORTGAGORS: LEONARD, JOSEPH ADDRESS : INDIAN HARBOUR VILLAS UNI MORTGAGE AMT: 288,000.00 CITY BETHANY BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 DE 19930 UNPAID BALANCE: 287,549.300 OPTION TO CONVERT : No MONTHLY P&I: 1,964.67 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032086472 MORTGAGORS: BOWEN, CHRISTOPHER BOWEN, KAREN BOWEN, KAREN ADDRESS : 125 WHITE PLAINS ROAD MORTGAGE AMT: 550,000.00 CITY BRONXVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NY 10708 UNPAID BALANCE: 549,591.820 OPTION TO CONVERT : No MONTHLY P&I: 3,845.68 ANNUAL RATE ADJUST: 0.000 LTV : 59.78200 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032086480 MORTGAGORS: KHAN, MUHAMMAD KHAN, FATNA KHAN, FATNA ADDRESS : 29 LAURA DRIVE MORTGAGE AMT: 295,000.00 CITY CEDAR GROVE :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 NJ 07009 UNPAID BALANCE: 294,188.920 OPTION TO CONVERT : No MONTHLY P&I: 1,913.36 ANNUAL RATE ADJUST: 0.000 LTV : 51.25900 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032086498 MORTGAGORS: BURKE, JOHN BURKE, LISA ADDRESS : SADDLE RIDGE TOWNHOME UNI MORTGAGE AMT: 265,500.00 CITY BIG SKY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MT 59716 UNPAID BALANCE: 265,094.700 OPTION TO CONVERT : No MONTHLY P&I: 1,833.75 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032086514 MORTGAGORS: WRIGHT, INGA-LISA ADDRESS : 1232 WEST SHORE DRIVE MORTGAGE AMT: 250,000.00 CITY BIG PINE KEY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 FL 33043 UNPAID BALANCE: 249,618.370 OPTION TO CONVERT : No MONTHLY P&I: 1,726.69 ANNUAL RATE ADJUST: 0.000 LTV : 75.75700 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 03/01/29 RATE: 02\ -------------------------------------------------------------------------------- LN # 0032086522 MORTGAGORS: PERRYMAN, MICHAEL PERRYMAN, VICKI PERRYMAN, VICKI ADDRESS : 9712 MOODY COURT MORTGAGE AMT: 296,000.00 CITY HARRISBURG :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NC 28075 UNPAID BALANCE: 295,513.320 OPTION TO CONVERT : No MONTHLY P&I: 1,969.30 ANNUAL RATE ADJUST: 0.000 LTV : 75.89700 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032086530 MORTGAGORS: BURNETTE, DONNA BURNETTE, BRUCE BURNETTE, BRUCE ADDRESS : LOT 4 CROOKED BRIDGE LANE MORTGAGE AMT: 282,400.00 CITY LEESBURG :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 VA 20175 UNPAID BALANCE: 281,700.120 OPTION TO CONVERT : No MONTHLY P&I: 1,967.45 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 03/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0032086548 MORTGAGORS: HARRON, PAUL ADDRESS : 10484 MUIRFIELD ROAD MORTGAGE AMT: 500,000.00 CITY BOYNTON BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 FL 33436 UNPAID BALANCE: 499,628.930 OPTION TO CONVERT : No MONTHLY P&I: 3,496.07 ANNUAL RATE ADJUST: 0.000 LTV : 72.72700 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032086555 MORTGAGORS: GORDON, CHARLES ADDRESS : 241 CROSSCREEK LANE MORTGAGE AMT: 315,000.00 CITY WINCHESTER :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 VA 22603 UNPAID BALANCE: 314,741.800 OPTION TO CONVERT : No MONTHLY P&I: 2,095.70 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032086563 MORTGAGORS: DAVIS, ROBERT DAVIS, ARLENE DAVIS, ARLENE ADDRESS : #910-N ANNAPOLIS HOUSE MORTGAGE AMT: 300,000.00 CITY BEHTANY BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 DE 19930 UNPAID BALANCE: 299,530.530 OPTION TO CONVERT : No MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032086795 MORTGAGORS: BERNAS, JASON BERNAS, JENNIFER ADDRESS : 2355 LASS DRIVE MORTGAGE AMT: 289,000.00 CITY SANTA CLARA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95054 UNPAID BALANCE: 288,780.090 OPTION TO CONVERT : No MONTHLY P&I: 1,996.06 ANNUAL RATE ADJUST: 0.000 LTV : 64.94300 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032086811 MORTGAGORS: SCHRAUB, PAUL BUTLER, KATHERINE ADDRESS : 451 GRANITE CREEK ROAD MORTGAGE AMT: 280,000.00 CITY SANTA CRUZ :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 95065 UNPAID BALANCE: 279,764.770 OPTION TO CONVERT : No MONTHLY P&I: 1,839.40 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032086837 MORTGAGORS: HIGAKI, ROBERT ADDRESS : 735 OREGON STREEET MORTGAGE AMT: 266,800.00 CITY WATSONVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95076 UNPAID BALANCE: 266,800.000 OPTION TO CONVERT : No MONTHLY P&I: 1,775.03 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032086886 MORTGAGORS: MOORE, CHRISTOPHER MOORE, CATHERINE ADDRESS : 2843 RUBINO CIRCLE MORTGAGE AMT: 280,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 95125 UNPAID BALANCE: 279,764.760 OPTION TO CONVERT : No MONTHLY P&I: 1,839.41 ANNUAL RATE ADJUST: 0.000 LTV : 73.06700 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032086944 MORTGAGORS: DAVIDIAN, ARAMAZD DAVIDIAN, ANNETTE ADDRESS : 3328 SANTA CARLOTTA STREE MORTGAGE AMT: 380,800.00 CITY GLENDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91214 UNPAID BALANCE: 380,487.860 OPTION TO CONVERT : No MONTHLY P&I: 2,533.47 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032087009 MORTGAGORS: FAGAN, SCOTT FAGAN, LESLIE ADDRESS : 11721 PINE STREET MORTGAGE AMT: 279,000.00 CITY LOS ALAMITOS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90720 UNPAID BALANCE: 278,771.310 OPTION TO CONVERT : No MONTHLY P&I: 1,856.19 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032087348 MORTGAGORS: GUIDI, DAVID GUIDI, SHIRLEY ADDRESS : 1416 DOMINICA LANE MORTGAGE AMT: 450,000.00 CITY FOSTER CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94404 UNPAID BALANCE: 450,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,108.04 ANNUAL RATE ADJUST: 0.000 LTV : 64.74800 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032087371 MORTGAGORS: VANN, JOEL VANN, PAMELA ADDRESS : 2335 PASEO SAUCEDAL MORTGAGE AMT: 328,050.00 CITY CARLSBAD :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92009 UNPAID BALANCE: 327,787.660 OPTION TO CONVERT : No MONTHLY P&I: 2,210.14 ANNUAL RATE ADJUST: 0.000 LTV : 79.99900 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032087520 MORTGAGORS: RIVAS, ABUNDIO ADDRESS : 1734 FABIAN DRIVE MORTGAGE AMT: 344,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95124 UNPAID BALANCE: 343,448.190 OPTION TO CONVERT : No MONTHLY P&I: 2,317.59 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032087538 MORTGAGORS: WILLIAMS, JODELL ADDRESS : 982 JIMENO ROAD MORTGAGE AMT: 260,000.00 CITY SANTA BARBARA :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 93103 UNPAID BALANCE: 259,811.820 OPTION TO CONVERT : No MONTHLY P&I: 1,840.26 ANNUAL RATE ADJUST: 0.000 LTV : 37.95600 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032087546 MORTGAGORS: BERTRAM, JOHN RUCKER, ELIZABETH RUCKER, ELIZABETH BERTRAM, SANDRA ADDRESS : 4889 GRANGE ROAD MORTGAGE AMT: 400,000.00 CITY SANTA ROSA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95404 UNPAID BALANCE: 399,672.120 OPTION TO CONVERT : No MONTHLY P&I: 2,661.21 ANNUAL RATE ADJUST: 0.000 LTV : 44.44400 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032087595 MORTGAGORS: HOWARD, CAROL ADDRESS : 3856 DIXIE CANYON AVENUE MORTGAGE AMT: 241,000.00 CITY SHERMAN OAKS AREA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91423 UNPAID BALANCE: 240,816.620 OPTION TO CONVERT : No MONTHLY P&I: 1,664.53 ANNUAL RATE ADJUST: 0.000 LTV : 54.77200 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032087629 MORTGAGORS: RIEK-RICCIUTI, JENNIFER ADDRESS : 10 SUSAN TERRACE MORTGAGE AMT: 346,500.00 CITY NORTHPORT :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NY 11768 UNPAID BALANCE: 346,500.000 OPTION TO CONVERT : No MONTHLY P&I: 2,305.27 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032087694 MORTGAGORS: METOYER, JAMES STOUFFER-METOYER, SHARON ADDRESS : 5052 CORNELL AVENUE MORTGAGE AMT: 296,000.00 CITY WESTMINSTER :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92683 UNPAID BALANCE: 295,282.670 OPTION TO CONVERT : No MONTHLY P&I: 1,994.21 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032087793 MORTGAGORS: ADAMS, DALE ADAMS, CARYN ADDRESS : 474 PANORAMA DRIVE MORTGAGE AMT: 269,000.00 CITY BENICIA :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 94510 UNPAID BALANCE: 269,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,744.73 ANNUAL RATE ADJUST: 0.000 LTV : 79.94000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032087892 MORTGAGORS: KWAN, SIMON KWAN, MAE ADDRESS : 34936 NOVA TERRACE MORTGAGE AMT: 276,000.00 CITY FREMONT :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94555 UNPAID BALANCE: 275,779.290 OPTION TO CONVERT : No MONTHLY P&I: 1,859.46 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032087918 MORTGAGORS: WASSERMAN, RANDALL WASSERMAN, ANGELA ADDRESS : 10376 RUE RIVIERE VERTE MORTGAGE AMT: 350,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92131 UNPAID BALANCE: 350,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,358.01 ANNUAL RATE ADJUST: 0.000 LTV : 77.77700 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032087926 MORTGAGORS: KOVAL, KEVIN ADDRESS : 909 SOUTH EASTHILLS DRIVE MORTGAGE AMT: 292,000.00 CITY WEST COVINA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91791 UNPAID BALANCE: 292,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,967.26 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032088023 MORTGAGORS: DE LA RIVA, MARK ADDRESS : 5820 EAST AVENIDA SERRA MORTGAGE AMT: 247,000.00 CITY ANAHEIM :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92807 UNPAID BALANCE: 247,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,705.97 ANNUAL RATE ADJUST: 0.000 LTV : 79.93500 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032088254 MORTGAGORS: KIKUTA, DARREN KIKUTA, CANDICE ADDRESS : 11725 GOETTING AVE MORTGAGE AMT: 303,800.00 CITY TUSTIN RANCH :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92782 UNPAID BALANCE: 303,544.770 OPTION TO CONVERT : No MONTHLY P&I: 1,995.75 ANNUAL RATE ADJUST: 0.000 LTV : 89.88400 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032088270 MORTGAGORS: ALESSI, JOSEPH ALESSI, MICHELLE ADDRESS : 11735 GOETTING AVENUE MORTGAGE AMT: 298,850.00 CITY TUSTIN RANCH :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92782 UNPAID BALANCE: 298,605.030 OPTION TO CONVERT : No MONTHLY P&I: 1,988.26 ANNUAL RATE ADJUST: 0.000 LTV : 79.99400 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032088320 MORTGAGORS: RYB, GABRIEL RYB, LORI ADDRESS : 19 S. DERBY AVENUE MORTGAGE AMT: 360,000.00 CITY VENTNOR :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NJ 08406 UNPAID BALANCE: 360,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,395.09 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032088346 MORTGAGORS: TAW, JEFFERY TAW, VISTORIA TAW, VICTORIA ADDRESS : 923 SOUTH AVERIL AVENUE MORTGAGE AMT: 273,000.00 CITY SAN PEDRO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 90732 UNPAID BALANCE: 272,593.510 OPTION TO CONVERT : No MONTHLY P&I: 1,908.86 ANNUAL RATE ADJUST: 0.000 LTV : 61.34800 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032088353 MORTGAGORS: CLAVELLI, MICHAEL CLAVELLI, SHARON ADDRESS : 429 APPLEBY STREET MORTGAGE AMT: 243,150.00 CITY CORONA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91720 UNPAID BALANCE: 242,955.550 OPTION TO CONVERT : No MONTHLY P&I: 1,638.15 ANNUAL RATE ADJUST: 0.000 LTV : 94.99900 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032088403 MORTGAGORS: BISNAR, BRENT ADDRESS : 27 RUSSEL LANE MORTGAGE AMT: 398,000.00 CITY LAGUNA NIGUEL :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92677 UNPAID BALANCE: 398,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,681.40 ANNUAL RATE ADJUST: 0.000 LTV : 69.21700 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032088411 MORTGAGORS: HUNTER, JOHN HUNTER, MELISSA ADDRESS : 3541 FOXWOOD PLACE MORTGAGE AMT: 383,200.00 CITY SANTA ROSA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95405 UNPAID BALANCE: 383,200.000 OPTION TO CONVERT : No MONTHLY P&I: 2,581.69 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032088429 MORTGAGORS: SEBITS, GEORGE SEBITS, CAROLE ADDRESS : 1009 ROBLE LANE MORTGAGE AMT: 400,000.00 CITY SANTA BARBARA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 93103 UNPAID BALANCE: 399,672.120 OPTION TO CONVERT : No MONTHLY P&I: 2,661.21 ANNUAL RATE ADJUST: 0.000 LTV : 47.05800 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032088437 MORTGAGORS: GOLDHAWK, GARY GOLDHAWK, ROBIN ADDRESS : 614 SHERI LANE MORTGAGE AMT: 295,000.00 CITY DANVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94526 UNPAID BALANCE: 294,769.860 OPTION TO CONVERT : No MONTHLY P&I: 2,012.43 ANNUAL RATE ADJUST: 0.000 LTV : 62.10500 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032088957 MORTGAGORS: MURRAY, PATRICK MURRAY, KATHLEEN MURRAY, KATHLEEN ADDRESS : 189 MOUNTAIN AVENUE MORTGAGE AMT: 460,000.00 CITY WARREN :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NJ 07060 UNPAID BALANCE: 459,641.160 OPTION TO CONVERT : No MONTHLY P&I: 3,138.01 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032089096 MORTGAGORS: AMIRI, RAHMAT TOKHI, DAVID ADDRESS : 3603 MISTY GLEN COURT MORTGAGE AMT: 267,950.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 95111 UNPAID BALANCE: 267,950.000 OPTION TO CONVERT : No MONTHLY P&I: 1,737.92 ANNUAL RATE ADJUST: 0.000 LTV : 79.98700 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: - -------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032089120 MORTGAGORS: LARSON, JAMES ANTON, DENISE ADDRESS : 83 MAGEE AVENUE MORTGAGE AMT: 360,000.00 CITY MILL VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94941 UNPAID BALANCE: 360,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,395.09 ANNUAL RATE ADJUST: 0.000 LTV : 45.56900 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032089138 MORTGAGORS: CARLSON, MICHAEL CARLSON, KIM ADDRESS : 1073 HACIENDA DRIVE MORTGAGE AMT: 456,000.00 CITY WALNUT CREEK :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94598 UNPAID BALANCE: 456,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,110.72 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032089260 MORTGAGORS: ROSAZZA, EUGENE O'HEERN, ROBIN ADDRESS : 78 PIZARRO AVENUE MORTGAGE AMT: 342,000.00 CITY NOVATO :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94949 UNPAID BALANCE: 342,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,246.70 ANNUAL RATE ADJUST: 0.000 LTV : 89.98300 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032089567 MORTGAGORS: RINGLER, BRIAN RINGLER, VIRGINIA ADDRESS : 539 IRWIN LANE MORTGAGE AMT: 311,700.00 CITY SANTA ROSA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95401 UNPAID BALANCE: 311,700.000 OPTION TO CONVERT : No MONTHLY P&I: 2,152.83 ANNUAL RATE ADJUST: 0.000 LTV : 79.92300 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032089658 MORTGAGORS: DEAN, STEPHEN DEAN, MICHELLE ADDRESS : 3457 ASHWOOD AVENUE MORTGAGE AMT: 280,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 90066 UNPAID BALANCE: 279,764.760 OPTION TO CONVERT : No MONTHLY P&I: 1,839.41 ANNUAL RATE ADJUST: 0.000 LTV : 69.13500 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0032090136 MORTGAGORS: MARSDEN, MICHAEL MARSDEN, LINDA ADDRESS : 1109 BRITTANY HILLS COURT MORTGAGE AMT: 293,750.00 CITY MARTINEZ :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94553 UNPAID BALANCE: 293,750.000 OPTION TO CONVERT : No MONTHLY P&I: 1,954.33 ANNUAL RATE ADJUST: 0.000 LTV : 89.99900 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070007182 MORTGAGORS: PARKER, SAMUEL PARKER, DEBRA ADDRESS : 626 SOUTH LEE STREET MORTGAGE AMT: 280,800.00 CITY ALEXANDRIA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 VA 22314 UNPAID BALANCE: 275,431.340 OPTION TO CONVERT : No MONTHLY P&I: 2,075.09 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 01/01/23 RATE: -------------------------------------------------------------------------------- LN # 0070023916 MORTGAGORS: BEEKES, MARIO BEEKES, HENRIETTA ADDRESS : 271 FRONT STREET MORTGAGE AMT: 435,000.00 CITY LAHAINA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 HI 96761 UNPAID BALANCE: 426,802.010 OPTION TO CONVERT : No MONTHLY P&I: 3,041.58 ANNUAL RATE ADJUST: 0.000 LTV : 54.37500 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 02/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0070089214 MORTGAGORS: WENTZ, JERRY WENTZ, ELIZABETH ADDRESS : 704 HUNTING RIDGE ROAD MORTGAGE AMT: 116,550.00 CITY RALEIGH :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 NC 27615 UNPAID BALANCE: 113,409.220 OPTION TO CONVERT : No MONTHLY P&I: 886.20 ANNUAL RATE ADJUST: 0.000 LTV : 92.50000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/18 RATE: 01 -------------------------------------------------------------------------------- LN # 0070095898 MORTGAGORS: AMBRUZ, JOHN HARRIS, JENNIFER ADDRESS : 57 WINDING WOOD ROAD MORTGAGE AMT: 388,600.00 CITY RYE BROOK :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NY 10573 UNPAID BALANCE: 384,039.590 OPTION TO CONVERT : No MONTHLY P&I: 2,717.15 ANNUAL RATE ADJUST: 0.000 LTV : 76.95050 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0070152830 MORTGAGORS: HAYNES, DENNIS HAYNES, LINDA ADDRESS : 10315 REGENCY STATION MORTGAGE AMT: 418,750.00 CITY FAIRFAX STA :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 VA 22039 UNPAID BALANCE: 415,707.090 OPTION TO CONVERT : No MONTHLY P&I: 2,999.98 ANNUAL RATE ADJUST: 0.000 LTV : 82.92079 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 07/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0070225198 MORTGAGORS: PETAJA, MICHAEL ADDRESS : 6 FOX LANE MORTGAGE AMT: 260,000.00 CITY DIX HILLS :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 NY 11746 UNPAID BALANCE: 258,063.480 OPTION TO CONVERT : No MONTHLY P&I: 1,840.26 ANNUAL RATE ADJUST: 0.000 LTV : 76.02339 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0070267588 MORTGAGORS: SPELLS, MICHAEL SPELLS, DEBRA ADDRESS : 142 NASSAU DRIVE MORTGAGE AMT: 44,000.00 CITY SPRINGFIELD :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MA 01129 UNPAID BALANCE: 43,836.310 OPTION TO CONVERT : No MONTHLY P&I: 303.90 ANNUAL RATE ADJUST: 0.000 LTV : 77.19298 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070268552 MORTGAGORS: DAVIS, KENNY ADDRESS : 308 WEST NORTH 2ND STREET MORTGAGE AMT: 38,000.00 CITY SUMMERVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 SC 29483 UNPAID BALANCE: 37,823.800 OPTION TO CONVERT : No MONTHLY P&I: 262.46 ANNUAL RATE ADJUST: 0.000 LTV : 58.64198 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 11/01/28 RATE: 01 -------------------------------------------------------------------------------- LN # 0070352901 MORTGAGORS: RAMOS, PATRICIA ADDRESS : 3205 RIVIERA DRIVE MORTGAGE AMT: 265,600.00 CITY CORAL GABLE :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 FL 33134 UNPAID BALANCE: 261,970.610 OPTION TO CONVERT : No MONTHLY P&I: 1,879.90 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 08/01/28 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070401823 MORTGAGORS: SANTELISES, RAY ADDRESS : 31 SEVEN OAKS ROAD MORTGAGE AMT: 243,500.00 CITY MONROE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NY 10950 UNPAID BALANCE: 243,314.720 OPTION TO CONVERT : No MONTHLY P&I: 1,681.79 ANNUAL RATE ADJUST: 0.000 LTV : 78.54839 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070478946 MORTGAGORS: GUGLIADA, RICHARD GUGLIADA, KUMUD ADDRESS : 15 GRYMES HILL ROAD MORTGAGE AMT: 633,600.00 CITY STATEN ISLA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NY 10301 UNPAID BALANCE: 632,558.250 OPTION TO CONVERT : No MONTHLY P&I: 4,215.36 ANNUAL RATE ADJUST: 0.000 LTV : 89.23944 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070498613 MORTGAGORS: SINGER, JEFFREY SINGER, JILL ADDRESS : 47766 MARINER COURT MORTGAGE AMT: 246,550.00 CITY STERLING :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 VA 20165 UNPAID BALANCE: 244,329.860 OPTION TO CONVERT : No MONTHLY P&I: 1,619.66 ANNUAL RATE ADJUST: 0.000 LTV : 73.59701 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070506811 MORTGAGORS: BROWN, JESS BROWN, LAURA ADDRESS : 815 VISTA DEL MAR DRIVE MORTGAGE AMT: 383,000.00 CITY APTOS :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 95003 UNPAID BALANCE: 381,807.540 OPTION TO CONVERT : No MONTHLY P&I: 2,516.04 ANNUAL RATE ADJUST: 0.000 LTV : 75.09804 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070507629 MORTGAGORS: LEEUW, JAMES LEEUW, SHERI ADDRESS : 504 MORAINE WAY MORTGAGE AMT: 525,000.00 CITY HEATH :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 TX 75087 UNPAID BALANCE: 519,068.170 OPTION TO CONVERT : No MONTHLY P&I: 3,492.84 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070513445 MORTGAGORS: BRADSHAW, CURTIS ADDRESS : 16100 FOX RIDGE CIRCLE MORTGAGE AMT: 425,000.00 CITY SISTERS :\ STATE/ZIP :\ LIFETIME RATE : 8.75000 OR 97759 UNPAID BALANCE: 423,759.440 OPTION TO CONVERT : No MONTHLY P&I: 3,343.48 ANNUAL RATE ADJUST: 0.000 LTV : 65.38462 OUTSIDE CONV DATE: CURRENT INT 8.75000 MATURITY DATE: 12/01/28 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070534227 MORTGAGORS: FELDMAN, PETER BRESLIN, MARY ADDRESS : 465 BLINN ROAD MORTGAGE AMT: 437,700.00 CITY CROTON ON H :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NY 10520 UNPAID BALANCE: 437,349.970 OPTION TO CONVERT : No MONTHLY P&I: 2,948.87 ANNUAL RATE ADJUST: 0.000 LTV : 89.50920 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070568274 MORTGAGORS: WRIGHT, DANIEL WRIGHT, DEBORAH ADDRESS : 11838 MACODA LANE MORTGAGE AMT: 783,900.00 CITY CHATSWORTH :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91311 UNPAID BALANCE: 776,512.790 OPTION TO CONVERT : No MONTHLY P&I: 6,195.76 ANNUAL RATE ADJUST: 0.000 LTV : 68.16522 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 12/01/18 RATE: 03 -------------------------------------------------------------------------------- LN # 0070604814 MORTGAGORS: PETRUSKY, PETER ADDRESS : 5 SHADY COVE LANE MORTGAGE AMT: 240,000.00 CITY NOYACK :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NY 11963 UNPAID BALANCE: 240,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,576.63 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 01 -------------------------------------------------------------------------------- LN # 0070635669 MORTGAGORS: CORLEY, JAMES LATTIMER COR, PHYLLIS ADDRESS : 219 75 STEWART RD MORTGAGE AMT: 248,000.00 CITY QUEENS VILL :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NY 11427 UNPAID BALANCE: 247,791.650 OPTION TO CONVERT : No MONTHLY P&I: 1,629.18 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070635677 MORTGAGORS: PASKA, JOSEPH PASKA, MARY ADDRESS : 2513 CHELMSFORD DRIVE MORTGAGE AMT: 229,500.00 CITY CROFTON :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MD 21114 UNPAID BALANCE: 229,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,762.13 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/19 RATE: 04 -------------------------------------------------------------------------------- LN # 0070641287 MORTGAGORS: MURRAY, R MURRAY, TAMMY ADDRESS : 1208 DELPA DRIVE MORTGAGE AMT: 240,000.00 CITY NEWARK :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 DE 19711 UNPAID BALANCE: 239,735.660 OPTION TO CONVERT : No MONTHLY P&I: 1,576.63 ANNUAL RATE ADJUST: 0.000 LTV : 87.27273 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 01 -------------------------------------------------------------------------------- LN # 0070646237 MORTGAGORS: SHERRILL, JAMES MC GRATH, KELLY ADDRESS : 3952 RHODA AVE MORTGAGE AMT: 250,000.00 CITY OAKLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94602 UNPAID BALANCE: 249,800.080 OPTION TO CONVERT : No MONTHLY P&I: 1,684.30 ANNUAL RATE ADJUST: 0.000 LTV : 79.36508 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070646955 MORTGAGORS: ROBBINS, PERCY ROBBINS, AMELIA ADDRESS : 12404 WOODWALK TERRACE MORTGAGE AMT: 356,400.00 CITY MITCHELLVIL :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MD 20721 UNPAID BALANCE: 356,400.000 OPTION TO CONVERT : No MONTHLY P&I: 2,431.28 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070647078 MORTGAGORS: HARLAN, ROBERT ADDRESS : 01255 SW MARY FAILING DRI MORTGAGE AMT: 325,000.00 CITY PORTLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 OR 97219 UNPAID BALANCE: 322,321.480 OPTION TO CONVERT : No MONTHLY P&I: 2,217.07 ANNUAL RATE ADJUST: 0.000 LTV : 45.45455 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070652466 MORTGAGORS: TULLIS, RICHARD ADDRESS : 101 MOUNT LYELL DRIVE MORTGAGE AMT: 345,000.00 CITY SAN RAFAEL :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94903 UNPAID BALANCE: 345,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,353.51 ANNUAL RATE ADJUST: 0.000 LTV : 71.13402 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070660667 MORTGAGORS: PHILLIPS, GAIL ADDRESS : 4025 ALTA MESA DRIVE MORTGAGE AMT: 293,950.00 CITY STUDIO CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91604 UNPAID BALANCE: 293,950.000 OPTION TO CONVERT : No MONTHLY P&I: 2,005.26 ANNUAL RATE ADJUST: 0.000 LTV : 78.38667 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070660865 MORTGAGORS: BERGMAN, R BOYER, CELIA ADDRESS : 3176 CAMINO COLORADOS MORTGAGE AMT: 276,750.00 CITY LAFAYETTE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94549 UNPAID BALANCE: 276,517.500 OPTION TO CONVERT : No MONTHLY P&I: 1,818.05 ANNUAL RATE ADJUST: 0.000 LTV : 79.07143 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070666201 MORTGAGORS: CUMMINGS, ALLAN CUMMINGS, EILEEN ADDRESS : 19 COUNTRY MEADOW RD MORTGAGE AMT: 232,500.00 CITY HACKETTSTOW :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 NJ 07840 UNPAID BALANCE: 232,199.260 OPTION TO CONVERT : No MONTHLY P&I: 1,507.99 ANNUAL RATE ADJUST: 0.000 LTV : 89.42308 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: 01 -------------------------------------------------------------------------------- LN # 0070666409 MORTGAGORS: ST LAWRENCE, OLIVER ST LAWRENCE, SHARON ADDRESS : 1 SLEIGH LANE MORTGAGE AMT: 320,000.00 CITY WESTBOROUGH :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 01581 UNPAID BALANCE: 319,750.370 OPTION TO CONVERT : No MONTHLY P&I: 2,182.96 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070668660 MORTGAGORS: BOOMGARDEN, MICHAEL BOOMGARDEN, VICTORIA ADDRESS : 429 EAST NORTH AVENUE MORTGAGE AMT: 234,500.00 CITY NAPERVILLE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 IL 60540 UNPAID BALANCE: 230,903.290 OPTION TO CONVERT : No MONTHLY P&I: 1,540.50 ANNUAL RATE ADJUST: 0.000 LTV : 74.68000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 01 -------------------------------------------------------------------------------- LN # 0070669924 MORTGAGORS: ROBINSON, GARY ROBINSON, KATHRYN ADDRESS : 2640 OBELISCO PLACE MORTGAGE AMT: 476,000.00 CITY CARLSBAD :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92009 UNPAID BALANCE: 475,637.810 OPTION TO CONVERT : No MONTHLY P&I: 3,287.61 ANNUAL RATE ADJUST: 0.000 LTV : 52.88889 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070669981 MORTGAGORS: DEAN, GREGORY DEAN, MARGARET ADDRESS : 10503 EAST TIERRA BUENA MORTGAGE AMT: 233,500.00 CITY SCOTTSDALE :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 AZ 85259 UNPAID BALANCE: 233,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,514.48 ANNUAL RATE ADJUST: 0.000 LTV : 81.92982 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: 01 -------------------------------------------------------------------------------- LN # 0070670922 MORTGAGORS: NEIDERMAN, GEORGE NEIDERMAN, LAURIE ADDRESS : 9 TAIN DRIVE MORTGAGE AMT: 330,000.00 CITY GREAT NECK :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NY 11021 UNPAID BALANCE: 330,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,223.27 ANNUAL RATE ADJUST: 0.000 LTV : 73.33333 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070671524 MORTGAGORS: BANNAN, RICHARD BANNAN, PAMELA ADDRESS : 1546 BRIARCLIFF ROAD MORTGAGE AMT: 300,000.00 CITY ARNOLD :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MD 21012 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000 LTV : 69.76744 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070671599 MORTGAGORS: DAVEJAN, MIKAIL DAVEJAN, RIMA ADDRESS : 932 PORTSWOOD CIRCLE MORTGAGE AMT: 350,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95120 UNPAID BALANCE: 350,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,328.56 ANNUAL RATE ADJUST: 0.000 LTV : 67.30769 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070673363 MORTGAGORS: BRIDGEWATER, BRUCE BRIDGEWATER, JACQUELINE ADDRESS : 13414 EAST GOLD DUST AVEN MORTGAGE AMT: 251,000.00 CITY SCOTTSDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 AZ 85259 UNPAID BALANCE: 248,851.580 OPTION TO CONVERT : No MONTHLY P&I: 1,691.03 ANNUAL RATE ADJUST: 0.000 LTV : 69.72222 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070674494 MORTGAGORS: GABRIELE, CARMEN DAVIS, CORENE DAVIS, CALVIN GABRIELE, RENEE ADDRESS : 2800 OLD SALINAS ROAD MORTGAGE AMT: 350,000.00 CITY SAN JUAN BA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 95045 UNPAID BALANCE: 350,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,299.25 ANNUAL RATE ADJUST: 0.000 LTV : 44.30380 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070674536 MORTGAGORS: HOFFMAN, STEPHEN HOFFMAN, DEANA ADDRESS : 1504 COUNTRY VISTAS LANE MORTGAGE AMT: 329,950.00 CITY CHULA VISTA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91910 UNPAID BALANCE: 329,686.150 OPTION TO CONVERT : No MONTHLY P&I: 2,222.93 ANNUAL RATE ADJUST: 0.000 LTV : 79.12470 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070675756 MORTGAGORS: TAVLIN, JOSHUA TAVLIN, CYNTHIA ADDRESS : 1210 BLOOMFIELD STREET MORTGAGE AMT: 329,350.00 CITY HOBOKEN :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 07030 UNPAID BALANCE: 329,350.000 OPTION TO CONVERT : No MONTHLY P&I: 2,218.89 ANNUAL RATE ADJUST: 0.000 LTV : 77.49412 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070676424 MORTGAGORS: JENKINS, JOHN MC GUIRE, SHARON ADDRESS : 507 DUDLEY COURT MORTGAGE AMT: 245,800.00 CITY WESTFIELD :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 07090 UNPAID BALANCE: 245,800.000 OPTION TO CONVERT : No MONTHLY P&I: 1,656.00 ANNUAL RATE ADJUST: 0.000 LTV : 76.81250 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070677356 MORTGAGORS: BIALICK, GERALD BIALICK, KAREN BIALICK, KAREN ADDRESS : 930 WILLOW COURT MORTGAGE AMT: 240,000.00 CITY FAIRVIEW :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 TX 75069 UNPAID BALANCE: 239,798.370 OPTION TO CONVERT : No MONTHLY P&I: 1,576.63 ANNUAL RATE ADJUST: 0.000 LTV : 64.86486 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 01 -------------------------------------------------------------------------------- LN # 0070681416 MORTGAGORS: JENSEN, DAVID JENSEN, JANET ADDRESS : 2 WHITNEY TERRACE MORTGAGE AMT: 250,700.00 CITY VERONA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 07044 UNPAID BALANCE: 250,499.520 OPTION TO CONVERT : No MONTHLY P&I: 1,689.01 ANNUAL RATE ADJUST: 0.000 LTV : 68.12500 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070684014 MORTGAGORS: CURRIE, RANDY CURRIE, MARY ADDRESS : 103 ASHFORD DRIVE MORTGAGE AMT: 293,000.00 CITY KENNETT :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 PA 19317 UNPAID BALANCE: 293,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,949.34 ANNUAL RATE ADJUST: 0.000 LTV : 76.10390 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070684949 MORTGAGORS: MARSHALL, WESLEY LORRAINE, ANDREA ADDRESS : 14 ROBERT ROAD MORTGAGE AMT: 292,000.00 CITY MARBLEHEAD :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MA 01945 UNPAID BALANCE: 291,760.650 OPTION TO CONVERT : No MONTHLY P&I: 1,942.68 ANNUAL RATE ADJUST: 0.000 LTV : 78.91892 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070685474 MORTGAGORS: CLAIR, KELLY CLAIR, MARGARET ADDRESS : 7815 BALTUSROL LANE MORTGAGE AMT: 367,500.00 CITY CHARLOTTE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NC 28210 UNPAID BALANCE: 367,198.760 OPTION TO CONVERT : No MONTHLY P&I: 2,444.99 ANNUAL RATE ADJUST: 0.000 LTV : 63.36207 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070685623 MORTGAGORS: WIENER, DAVID KLEIN, LYNN ADDRESS : 218 MEETINGHOUSE LANE MORTGAGE AMT: 368,200.00 CITY MERION :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 PA 19066 UNPAID BALANCE: 368,200.000 OPTION TO CONVERT : No MONTHLY P&I: 2,357.62 ANNUAL RATE ADJUST: 0.000 LTV : 75.91753 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070685870 MORTGAGORS: LESERMAN, ANDREW LESERMAN, KIMBERLY ADDRESS : 1150 3RD STREET MORTGAGE AMT: 400,000.00 CITY MANHATTAN B :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90266 UNPAID BALANCE: 399,672.120 OPTION TO CONVERT : No MONTHLY P&I: 2,661.21 ANNUAL RATE ADJUST: 0.000 LTV : 48.89976 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070686126 MORTGAGORS: MARAJ, NORMA ADDRESS : 2940 NW 26 COURT MORTGAGE AMT: 257,000.00 CITY BOCA RATON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 FL 33434 UNPAID BALANCE: 256,506.650 OPTION TO CONVERT : No MONTHLY P&I: 1,992.52 ANNUAL RATE ADJUST: 0.000 LTV : 66.75325 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/19 RATE: 05 -------------------------------------------------------------------------------- LN # 0070686217-R01 MORTGAGORS: BELTRANO, ROBERT BELTRANO, KRISTIN ADDRESS : 1926 GREY EAGLE STREET MORTGAGE AMT: 275,200.00 CITY HENDERSON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NV 89014 UNPAID BALANCE: 273,939.780 OPTION TO CONVERT : No MONTHLY P&I: 1,830.91 ANNUAL RATE ADJUST: 0.000 LTV : 64.60094 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070686571 MORTGAGORS: HIBBARD, WILLIAM HIBBARD, JULIE ADDRESS : 18 VIA BERRENDO MORTGAGE AMT: 360,000.00 CITY RANCHO SANT :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92688 UNPAID BALANCE: 360,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,395.09 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070686993 MORTGAGORS: PULSIPHER, JAMES PULSIPHER, SUZANNE ADDRESS : 12072 WOOD RANCH ROAD MORTGAGE AMT: 371,900.00 CITY GRANADA HIL :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91344 UNPAID BALANCE: 371,595.160 OPTION TO CONVERT : No MONTHLY P&I: 2,474.26 ANNUAL RATE ADJUST: 0.000 LTV : 61.98333 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070687090 MORTGAGORS: ANDERSEN, CRAIG ANDERSEN, JODY ADDRESS : 16273 NORTHWOOD ROAD MORTGAGE AMT: 268,000.00 CITY PRIOR LAKE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MN 55372 UNPAID BALANCE: 267,780.320 OPTION TO CONVERT : No MONTHLY P&I: 1,783.01 ANNUAL RATE ADJUST: 0.000 LTV : 71.27660 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070687678 MORTGAGORS: OTTO, STEVEN OTTO, ERIKA ADDRESS : 565 ALAMEDA BLVD MORTGAGE AMT: 325,000.00 CITY CORONADO :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 92118 UNPAID BALANCE: 324,720.190 OPTION TO CONVERT : No MONTHLY P&I: 2,107.94 ANNUAL RATE ADJUST: 0.000 LTV : 49.61832 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070688130 MORTGAGORS: TANG, DANNY TANG, SUPHIE ADDRESS : 2 TAYLORR LAKE COURT MORTGAGE AMT: 385,000.00 CITY MANALAPAN TOWNSHIP :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NJ 07726 UNPAID BALANCE: 384,684.420 OPTION TO CONVERT : No MONTHLY P&I: 2,561.41 ANNUAL RATE ADJUST: 0.000 LTV : 55.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070688395 MORTGAGORS: MONAGHAN,, JOHN MONAGHAN, JOHN ADDRESS : 121-123 SUNRIDGE STREET MORTGAGE AMT: 286,000.00 CITY PLAYA DEL REY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90293 UNPAID BALANCE: 286,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,902.77 ANNUAL RATE ADJUST: 0.000 LTV : 76.27000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070688593 MORTGAGORS: BURNITT, RUSSELL BURNITT, CATHERINE ADDRESS : 120 JON QUIL COURT MORTGAGE AMT: 303,500.00 CITY MOORESVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NC 28115 UNPAID BALANCE: 303,500.000 OPTION TO CONVERT : No MONTHLY P&I: 2,019.19 ANNUAL RATE ADJUST: 0.000 LTV : 63.89474 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070689120 MORTGAGORS: BOWER, WILLIAM KING BOWER, EILEEN ADDRESS : 1333 MONROE AVENUE MORTGAGE AMT: 335,000.00 CITY RIVER FORES :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 IL 60305 UNPAID BALANCE: 334,725.410 OPTION TO CONVERT : No MONTHLY P&I: 2,228.76 ANNUAL RATE ADJUST: 0.000 LTV : 76.65904 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070689146 MORTGAGORS: MILAD, MAGDY MILAD, ELLEN ADDRESS : 7314 OAK STREET MORTGAGE AMT: 596,000.00 CITY RIVER FORES :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60305 UNPAID BALANCE: 595,523.390 OPTION TO CONVERT : No MONTHLY P&I: 4,015.36 ANNUAL RATE ADJUST: 0.000 LTV : 79.46667 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070689484 MORTGAGORS: HIBBARD, MARK HIBBARD, JUDITH ADDRESS : 2446 CIRCLE DRIVE MORTGAGE AMT: 282,300.00 CITY KANSASVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 WI 53139 UNPAID BALANCE: 282,068.600 OPTION TO CONVERT : No MONTHLY P&I: 1,878.15 ANNUAL RATE ADJUST: 0.000 LTV : 77.13115 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070689633 MORTGAGORS: KYLE, DANNY KYLE, LANIE ADDRESS : 2761 WEST WINDSOR AVENUE MORTGAGE AMT: 278,000.00 CITY CHICAGO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 IL 60625 UNPAID BALANCE: 277,772.130 OPTION TO CONVERT : No MONTHLY P&I: 1,849.54 ANNUAL RATE ADJUST: 0.000 LTV : 68.30467 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070689757 MORTGAGORS: DE LA PAZ, ALBERTO DE LA PAZ, KAREN ADDRESS : 9216 GOLDEN EAGLE DRIVE MORTGAGE AMT: 595,000.00 CITY LAS VEGAS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NV 89134 UNPAID BALANCE: 594,512.280 OPTION TO CONVERT : No MONTHLY P&I: 3,958.55 ANNUAL RATE ADJUST: 0.000 LTV : 64.32432 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070689963 MORTGAGORS: LEVY, JOAN ADDRESS : 12710 MANOR DRIVE MORTGAGE AMT: 263,700.00 CITY AUBURN :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95603 UNPAID BALANCE: 263,483.850 OPTION TO CONVERT : No MONTHLY P&I: 1,754.40 ANNUAL RATE ADJUST: 0.000 LTV : 74.28169 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070690763 MORTGAGORS: ISHAM PITMAN, CAROLYNN PITMAN, PAUL ADDRESS : 280 SOUTHERN AVENUE MORTGAGE AMT: 400,000.00 CITY ESSEX :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MA 01929 UNPAID BALANCE: 400,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,661.21 ANNUAL RATE ADJUST: 0.000 LTV : 57.14286 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070692009 MORTGAGORS: SERIMIAN, DAVID ADDRESS : 10176 NORTH PONDEROSA DRI MORTGAGE AMT: 379,000.00 CITY FRESNO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 93720 UNPAID BALANCE: 378,689.330 OPTION TO CONVERT : No MONTHLY P&I: 2,521.50 ANNUAL RATE ADJUST: 0.000 LTV : 77.34694 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070692173 MORTGAGORS: NANQUIL, ANACLETO NANQUIL, CAESAR NANQUIL, CAESAR NANQUIL, SALLY ADDRESS : 9687 BABAUTA ROAD MORTGAGE AMT: 275,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92129 UNPAID BALANCE: 275,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,829.58 ANNUAL RATE ADJUST: 0.000 LTV : 76.38889 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070692249 MORTGAGORS: BONNEY, PHILIP BONNEY, KATHARINE ADDRESS : 7587 MCCONNELL AVENUE MORTGAGE AMT: 230,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 90045 UNPAID BALANCE: 229,801.970 OPTION TO CONVERT : No MONTHLY P&I: 1,491.78 ANNUAL RATE ADJUST: 0.000 LTV : 70.76923 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: 01 -------------------------------------------------------------------------------- LN # 0070692561 MORTGAGORS: CHO, CHARLIE CHO, JENIFER ADDRESS : 1364 CERRO VERDE MORTGAGE AMT: 268,900.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95120 UNPAID BALANCE: 268,457.880 OPTION TO CONVERT : No MONTHLY P&I: 1,789.00 ANNUAL RATE ADJUST: 0.000 LTV : 56.61053 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070692595 MORTGAGORS: STOCKTON, ALFRED STOCKTON, STEPHANIE ADDRESS : 407 WEST POPLAR AVENUE MORTGAGE AMT: 431,000.00 CITY SAN MATEO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94402 UNPAID BALANCE: 431,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,867.45 ANNUAL RATE ADJUST: 0.000 LTV : 45.36842 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070692934 MORTGAGORS: KIM, BONG KIM, SOON ADDRESS : 1235 S WINDSOR BLVD MORTGAGE AMT: 255,800.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90019 UNPAID BALANCE: 255,800.000 OPTION TO CONVERT : No MONTHLY P&I: 1,701.84 ANNUAL RATE ADJUST: 0.000 LTV : 74.14493 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070693270 MORTGAGORS: LEVINE, SALLY LEVINE, BARTON ADDRESS : 2741 ROSCOMARE ROAD MORTGAGE AMT: 350,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90077 UNPAID BALANCE: 349,713.110 OPTION TO CONVERT : No MONTHLY P&I: 2,328.56 ANNUAL RATE ADJUST: 0.000 LTV : 79.54545 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070693726 MORTGAGORS: BRAMMER, KEVIN LOOP BRAMMER, SHAWN ADDRESS : 14610 WEETH DRIVE MORTGAGE AMT: 371,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95124 UNPAID BALANCE: 370,390.020 OPTION TO CONVERT : No MONTHLY P&I: 2,468.27 ANNUAL RATE ADJUST: 0.000 LTV : 68.70370 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070693924 MORTGAGORS: MILLER, LARRY MILLER, TRACEY ADDRESS : 32 CAMARIN STREET MORTGAGE AMT: 321,550.00 CITY FOOTHILL RA :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 CA 92610 UNPAID BALANCE: 321,550.000 OPTION TO CONVERT : No MONTHLY P&I: 2,032.41 ANNUAL RATE ADJUST: 0.000 LTV : 79.39506 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070694047 MORTGAGORS: MILLER, JAMES MURPHY, RICHARD ADDRESS : 151 WEST GILBERT ROAD MORTGAGE AMT: 384,000.00 CITY SOUTHBURY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CT 06488 UNPAID BALANCE: 382,327.100 OPTION TO CONVERT : No MONTHLY P&I: 2,977.15 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/19 RATE: 05 -------------------------------------------------------------------------------- LN # 0070694138 MORTGAGORS: COLLINS, MAUREEN ADDRESS : 3178 CLUBHOUSE ROAD MORTGAGE AMT: 365,000.00 CITY MERRICK :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NY 11566 UNPAID BALANCE: 365,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,428.35 ANNUAL RATE ADJUST: 0.000 LTV : 71.56863 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070694484 MORTGAGORS: DUNKER, JOHN ANDERSON DUN, DEBRA ADDRESS : 5945 BLAKEFORD DR MORTGAGE AMT: 309,300.00 CITY WINDERMERE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 FL 34786 UNPAID BALANCE: 309,300.000 OPTION TO CONVERT : No MONTHLY P&I: 2,031.88 ANNUAL RATE ADJUST: 0.000 LTV : 79.92248 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070694583 MORTGAGORS: HORVATH, JOSEPH HORVATH, JANET ADDRESS : 5431 SOUTH GENEVA STREET MORTGAGE AMT: 318,450.00 CITY ENGLEWOOD :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CO 80111 UNPAID BALANCE: 318,094.620 OPTION TO CONVERT : No MONTHLY P&I: 2,118.66 ANNUAL RATE ADJUST: 0.000 LTV : 56.86607 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070694690 MORTGAGORS: VEGA, JOHN VEGA, SHIRLEY ADDRESS : 11325 DONOVAN ROAD MORTGAGE AMT: 286,000.00 CITY LOS ALAMITO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90720 UNPAID BALANCE: 285,765.560 OPTION TO CONVERT : No MONTHLY P&I: 1,902.77 ANNUAL RATE ADJUST: 0.000 LTV : 75.26316 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070695598 MORTGAGORS: FORBES, MARILYN ADDRESS : 8421 MELBA AVENUE MORTGAGE AMT: 237,000.00 CITY WEST HILLS :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 91304 UNPAID BALANCE: 236,795.950 OPTION TO CONVERT : No MONTHLY P&I: 1,537.18 ANNUAL RATE ADJUST: 0.000 LTV : 74.06250 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: 01 -------------------------------------------------------------------------------- LN # 0070695861 MORTGAGORS: MIGLAS, CRAIG MIGLAS, MARIA ADDRESS : 53571 SOUTH RIVER ROAD MORTGAGE AMT: 251,000.00 CITY CLARKSBURG :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95612 UNPAID BALANCE: 251,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,669.91 ANNUAL RATE ADJUST: 0.000 LTV : 56.40449 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070696273 MORTGAGORS: ISAAC, RAPHAEL ISAAC, SUSAN ADDRESS : 17 NASSAU DRIVE MORTGAGE AMT: 347,300.00 CITY GREAT NECK :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 NY 11021 UNPAID BALANCE: 347,300.000 OPTION TO CONVERT : No MONTHLY P&I: 2,399.54 ANNUAL RATE ADJUST: 0.000 LTV : 69.46000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/24 RATE: 14 -------------------------------------------------------------------------------- LN # 0070697065 MORTGAGORS: WIITA, BRUCE WIITA, LUANN ADDRESS : 848 LAKESIDE DRIVE MORTGAGE AMT: 649,000.00 CITY NORTH PALM :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 FL 33408 UNPAID BALANCE: 648,481.010 OPTION TO CONVERT : No MONTHLY P&I: 4,372.43 ANNUAL RATE ADJUST: 0.000 LTV : 67.25389 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070697800 MORTGAGORS: KOHLER, DIETMAR KOHLER, ELPIDA ADDRESS : 37 DERWEN ROAD MORTGAGE AMT: 320,000.00 CITY BALA CYNWYD :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 PA 19004 UNPAID BALANCE: 319,774.150 OPTION TO CONVERT : No MONTHLY P&I: 2,292.52 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 04/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070698147 MORTGAGORS: ALFORD, EVAN COOPER, MARY ADDRESS : 42512 ALFORD ROAD MORTGAGE AMT: 376,000.00 CITY ASHBURN :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 VA 20148 UNPAID BALANCE: 376,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,533.18 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070698212 MORTGAGORS: LONG, DENMAN LONG, MARY ADDRESS : 355 NORTHWEST RIDGE ROAD MORTGAGE AMT: 482,500.00 CITY JACKSON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 WY 83001 UNPAID BALANCE: 482,104.500 OPTION TO CONVERT : No MONTHLY P&I: 3,210.08 ANNUAL RATE ADJUST: 0.000 LTV : 48.25000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070699277 MORTGAGORS: OLIVER, MICHAEL OLIVER, EVELYN ADDRESS : 20589 KOMINA AVENUE MORTGAGE AMT: 322,000.00 CITY SARATOGA :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 95070 UNPAID BALANCE: 321,722.760 OPTION TO CONVERT : No MONTHLY P&I: 2,088.49 ANNUAL RATE ADJUST: 0.000 LTV : 64.40000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070700778 MORTGAGORS: FERNANDEZ, DAVID FERNANDEZ, JOANN ADDRESS : 9332 BALCOM AVE MORTGAGE AMT: 280,000.00 CITY NORTHRIDGE :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 CA 91325 UNPAID BALANCE: 280,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,769.79 ANNUAL RATE ADJUST: 0.000 LTV : 77.77778 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070701198 MORTGAGORS: LINDMAN, HARRY LINDMAN, PATRICIA ADDRESS : 856 GREENTHORNE BOULEVARD MORTGAGE AMT: 446,200.00 CITY SCHENECTADY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NY 12303 UNPAID BALANCE: 446,200.000 OPTION TO CONVERT : No MONTHLY P&I: 3,006.13 ANNUAL RATE ADJUST: 0.000 LTV : 79.67857 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070701966 MORTGAGORS: KHORRAM, HOMAYOUN KHORRAM, THERESA ADDRESS : 13243 WHISPER CREEK DRIVE MORTGAGE AMT: 291,950.00 CITY CHARLOTTE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NC 28277 UNPAID BALANCE: 291,950.000 OPTION TO CONVERT : No MONTHLY P&I: 2,086.78 ANNUAL RATE ADJUST: 0.000 LTV : 79.98630 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/24 RATE: 14 -------------------------------------------------------------------------------- LN # 0070702238 MORTGAGORS: SHEEHAN, VINCE SHEEHAN, JOAN ADDRESS : 183 RESERVOIR ROAD MORTGAGE AMT: 345,000.00 CITY SAN RAFAEL :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94901 UNPAID BALANCE: 344,717.210 OPTION TO CONVERT : No MONTHLY P&I: 2,295.29 ANNUAL RATE ADJUST: 0.000 LTV : 54.76190 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070702451 MORTGAGORS: ROBERTS, THOMAS ROBERTS, CYNTHIA ADDRESS : 28925 WAGON ROAD MORTGAGE AMT: 640,000.00 CITY AGOURA :\ STATE/ZIP :\ LIFETIME RATE : 6.37500 CA 91301 UNPAID BALANCE: 640,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,992.77 ANNUAL RATE ADJUST: 0.000 LTV : 67.36842 OUTSIDE CONV DATE: CURRENT INT 6.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070703681 MORTGAGORS: NGUYEN, TIEN TRAN, PHUONG ADDRESS : 325 DIAMOND COURT MORTGAGE AMT: 505,000.00 CITY PLEASANTON :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94566 UNPAID BALANCE: 504,401.560 OPTION TO CONVERT : No MONTHLY P&I: 3,317.49 ANNUAL RATE ADJUST: 0.000 LTV : 66.88742 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070704192 MORTGAGORS: KEENAN, THOMAS KEENAN, IRENE ADDRESS : 125 FRANKLIN AVENUE MORTGAGE AMT: 280,000.00 CITY OAKLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NJ 07436 UNPAID BALANCE: 280,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,862.85 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: - -----------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070704200 MORTGAGORS: CAGGIANO, THOMAS CAGGIANO, MARIE ADDRESS : 17 ANDERSON ROAD MORTGAGE AMT: 244,000.00 CITY POMONA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NY 10970 UNPAID BALANCE: 244,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,623.34 ANNUAL RATE ADJUST: 0.000 LTV : 74.16413 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: UCT CODE:102 -------------------------------------------------------------------------------- LN # 0070704390 MORTGAGORS: PETRIDES, KONSTANTIN PETRIDES, SOTIRA ADDRESS : 30 STUART AVENUE MORTGAGE AMT: 293,600.00 CITY NORWALK :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CT 06850 UNPAID BALANCE: 293,600.000 OPTION TO CONVERT : No MONTHLY P&I: 1,953.33 ANNUAL RATE ADJUST: 0.000 LTV : 75.28205 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070704416 MORTGAGORS: FREY, STEVEN FREY, RUTH ADDRESS : 802 DRESHER WAY MORTGAGE AMT: 311,500.00 CITY WAYNE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 PA 19087 UNPAID BALANCE: 311,500.000 OPTION TO CONVERT : No MONTHLY P&I: 2,072.42 ANNUAL RATE ADJUST: 0.000 LTV : 46.14815 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070704457 MORTGAGORS: KISZA, ALAN ADDRESS : 295 KINNELON ROAD MORTGAGE AMT: 326,500.00 CITY KINNELON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NJ 07405 UNPAID BALANCE: 326,232.370 OPTION TO CONVERT : No MONTHLY P&I: 2,172.21 ANNUAL RATE ADJUST: 0.000 LTV : 63.03089 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070705561 MORTGAGORS: NIERI, WALTER FLEMING, LILI ADDRESS : 6510 NORTH 27TH STREET MORTGAGE AMT: 287,400.00 CITY PHOENIX :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 AZ 85016 UNPAID BALANCE: 287,164.420 OPTION TO CONVERT : No MONTHLY P&I: 1,912.08 ANNUAL RATE ADJUST: 0.000 LTV : 63.87000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070705942 MORTGAGORS: ARROYO, PEDRO ARROYO, MARCIA ADDRESS : 1440 ARROYO VISTA DRIVE MORTGAGE AMT: 282,000.00 CITY DELAND :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 FL 32724 UNPAID BALANCE: 282,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,876.15 ANNUAL RATE ADJUST: 0.000 LTV : 71.39241 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070705967 MORTGAGORS: ROBSON, GARY ROBSON, REBECCA ADDRESS : 621 WOODSMANS WAY MORTGAGE AMT: 272,500.00 CITY CROWNSVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MD 21032 UNPAID BALANCE: 272,276.630 OPTION TO CONVERT : No MONTHLY P&I: 1,812.95 ANNUAL RATE ADJUST: 0.000 LTV : 85.15625 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070706817 MORTGAGORS: BERRO, STEVEN BERRO, TAMMY ADDRESS : 20791 PORTER RANCH ROAD MORTGAGE AMT: 275,000.00 CITY TRABUCO CAN :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92679 UNPAID BALANCE: 274,774.590 OPTION TO CONVERT : No MONTHLY P&I: 1,829.58 ANNUAL RATE ADJUST: 0.000 LTV : 72.94430 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070707344 MORTGAGORS: BROCCO, PERRY BROCCO, CHERYL ADDRESS : 47 ROYDEN ROAD MORTGAGE AMT: 334,600.00 CITY TENAFLY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NJ 07670 UNPAID BALANCE: 334,325.730 OPTION TO CONVERT : No MONTHLY P&I: 2,226.10 ANNUAL RATE ADJUST: 0.000 LTV : 78.72941 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070707591 MORTGAGORS: CARTER, JOY ADDRESS : 3930 ADMIRABLE DRIVE MORTGAGE AMT: 415,000.00 CITY RANCHO PALO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90275 UNPAID BALANCE: 413,639.020 OPTION TO CONVERT : No MONTHLY P&I: 2,831.03 ANNUAL RATE ADJUST: 0.000 LTV : 75.45455 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070708334 MORTGAGORS: WILLIAMS, GEORGE WILLIAMS, MARIAN ADDRESS : 51 WILCOX AVENUE MORTGAGE AMT: 119,700.00 CITY EAST ORANGE :\ STATE/ZIP :\ LIFETIME RATE : 8.12000 NJ 07017 UNPAID BALANCE: 119,621.620 OPTION TO CONVERT : No MONTHLY P&I: 888.35 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 8.12000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070708458 MORTGAGORS: LEE, HANLEY WONG LEE, JOLENE ADDRESS : 22 HUNTINGTON DRIVE MORTGAGE AMT: 308,550.00 CITY SAN FRANCIS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94132 UNPAID BALANCE: 308,297.080 OPTION TO CONVERT : No MONTHLY P&I: 2,052.79 ANNUAL RATE ADJUST: 0.000 LTV : 66.35484 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070708565 MORTGAGORS: BARNES, RAYMOND CORSELLO, JOHN ADDRESS : 5184 CANOGA AVE MORTGAGE AMT: 264,000.00 CITY WOODLAND HI :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 91364 UNPAID BALANCE: 264,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,845.93 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070709332 MORTGAGORS: KORTSCHAK, PAUL KORTSCHAK, KIMBERLY ADDRESS : 135 PARKHAVEN DRIVE MORTGAGE AMT: 288,000.00 CITY DANVILLE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94506 UNPAID BALANCE: 288,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,891.95 ANNUAL RATE ADJUST: 0.000 LTV : 51.42857 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070709415 MORTGAGORS: COPPIN, KEVIN COPPIN, JULIE ADDRESS : 6123 WOODLAKE AVENUE MORTGAGE AMT: 285,000.00 CITY WOODLAND HI :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 91367 UNPAID BALANCE: 285,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,872.25 ANNUAL RATE ADJUST: 0.000 LTV : 54.28571 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070709423 MORTGAGORS: KIRKPATRICK, BRUCE ADDRESS : 27045 COUNTRY ROAD MORTGAGE AMT: 235,600.00 CITY DAVIS :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 CA 95616 UNPAID BALANCE: 235,600.000 OPTION TO CONVERT : No MONTHLY P&I: 1,773.95 ANNUAL RATE ADJUST: 0.000 LTV : 78.53333 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 05/01/19 RATE: 04 -------------------------------------------------------------------------------- LN # 0070711254 MORTGAGORS: MABANGLO, DAVID MABANGLO, ELIZABETH ADDRESS : 5555 RIDGEWOOD DRIVE MORTGAGE AMT: 268,000.00 CITY FREMONT :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94555 UNPAID BALANCE: 267,669.160 OPTION TO CONVERT : No MONTHLY P&I: 1,894.17 ANNUAL RATE ADJUST: 0.000 LTV : 60.90909 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/24 RATE: 14 -------------------------------------------------------------------------------- LN # 0070711536 MORTGAGORS: LING, RICHARD LING, SANDRA ADDRESS : 1401 ALTER ROAD MORTGAGE AMT: 292,000.00 CITY MILFORD :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MI 48381 UNPAID BALANCE: 291,760.650 OPTION TO CONVERT : No MONTHLY P&I: 1,942.68 ANNUAL RATE ADJUST: 0.000 LTV : 76.43979 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070711916 MORTGAGORS: ANDERSON, MARK ANDERSON, PATRICIA ADDRESS : 3900 CUBA ROAD MORTGAGE AMT: 350,000.00 CITY LONG GROVE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 IL 60047 UNPAID BALANCE: 350,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,713.55 ANNUAL RATE ADJUST: 0.000 LTV : 66.66667 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/19 RATE: 05 -------------------------------------------------------------------------------- LN # 0070713334 MORTGAGORS: DAIGLE, MICHAEL DAIGLE, DEIRDRE ADDRESS : 11611 MARINE VIEW DRIVE S MORTGAGE AMT: 410,000.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 WA 98146 UNPAID BALANCE: 409,680.160 OPTION TO CONVERT : No MONTHLY P&I: 2,796.92 ANNUAL RATE ADJUST: 0.000 LTV : 63.07692 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070713383 MORTGAGORS: SHANDS, JOSEPH SHANDS, DONNA ADDRESS : 2487 NW QUIMBY STREET MORTGAGE AMT: 303,000.00 CITY PORTLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 OR 97210 UNPAID BALANCE: 302,769.440 OPTION TO CONVERT : No MONTHLY P&I: 2,092.75 ANNUAL RATE ADJUST: 0.000 LTV : 79.73684 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070713474 MORTGAGORS: SOON, DAN SOON, KWANG ADDRESS : 7324 233RD PL NE MORTGAGE AMT: 295,000.00 CITY REDMOND :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 WA 98053 UNPAID BALANCE: 294,769.870 OPTION TO CONVERT : No MONTHLY P&I: 2,012.42 ANNUAL RATE ADJUST: 0.000 LTV : 73.75000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070713714 MORTGAGORS: BEHL, ROBERT BEHL, JOANNA ADDRESS : 361 TIOGA COURT MORTGAGE AMT: 312,300.00 CITY PALO ALTO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94306 UNPAID BALANCE: 312,044.010 OPTION TO CONVERT : No MONTHLY P&I: 2,077.74 ANNUAL RATE ADJUST: 0.000 LTV : 56.78182 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070713953 MORTGAGORS: SUTTON, NORMA ADDRESS : 825 SOUTH OAKLEY BOULEVAR MORTGAGE AMT: 289,000.00 CITY CHICAGO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 IL 60612 UNPAID BALANCE: 289,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,922.72 ANNUAL RATE ADJUST: 0.000 LTV : 89.75155 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070713995 MORTGAGORS: SOUSA, CHRISTOPHE ADDRESS : 13 MAPLE STREET MORTGAGE AMT: 242,250.00 CITY NORTHBOROUG :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MA 01581 UNPAID BALANCE: 242,250.000 OPTION TO CONVERT : No MONTHLY P&I: 1,673.16 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070714159 MORTGAGORS: SCAZZERO, WILLIAM LAPORTA, JEANNE ADDRESS : 125 STONEWALL CIRCLE MORTGAGE AMT: 525,000.00 CITY WEST HARRIS :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 NY 10604 UNPAID BALANCE: 525,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,318.36 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070715065 MORTGAGORS: LIGHTFOOT, JAY TITUS, SUSAN ADDRESS : 1202 ROWLAND DRIVE MORTGAGE AMT: 246,500.00 CITY HERNDON :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 VA 22070 UNPAID BALANCE: 246,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,619.33 ANNUAL RATE ADJUST: 0.000 LTV : 74.92401 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070715263 MORTGAGORS: BRUIN, EDWARD BRUIN, PAULA ADDRESS : 154 LOMBARD STREET MORTGAGE AMT: 332,750.00 CITY SAN FRANCIS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94111 UNPAID BALANCE: 332,750.000 OPTION TO CONVERT : No MONTHLY P&I: 2,213.79 ANNUAL RATE ADJUST: 0.000 LTV : 65.89000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070715701 MORTGAGORS: CHUEY, PAMELA ADDRESS : 240 EWING TERRACE MORTGAGE AMT: 312,500.00 CITY SAN FRANCIS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94118 UNPAID BALANCE: 312,500.000 OPTION TO CONVERT : No MONTHLY P&I: 2,079.07 ANNUAL RATE ADJUST: 0.000 LTV : 72.67442 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070715875 MORTGAGORS: MULLEN, THOMAS MULLEN, KATHLEEN ADDRESS : 142 LAKE ROAD MORTGAGE AMT: 292,200.00 CITY MORRISTOWN :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NJ 07960 UNPAID BALANCE: 291,954.510 OPTION TO CONVERT : No MONTHLY P&I: 1,919.55 ANNUAL RATE ADJUST: 0.000 LTV : 82.30986 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070716089 MORTGAGORS: GHANIZADEH, TEOUMAN GHANIZADEH, JACQUELINE ADDRESS : 59 RIDGE AVENUE MORTGAGE AMT: 295,500.00 CITY SAN RAFAEL :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94901 UNPAID BALANCE: 295,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,965.97 ANNUAL RATE ADJUST: 0.000 LTV : 47.66129 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070716485 MORTGAGORS: KISIEL, KEVIN KISIEL, ANNETTE ADDRESS : 10344 NEWINGTON DRIVE MORTGAGE AMT: 253,600.00 CITY ORLANDO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 FL 32836 UNPAID BALANCE: 251,990.140 OPTION TO CONVERT : No MONTHLY P&I: 1,687.21 ANNUAL RATE ADJUST: 0.000 LTV : 79.74843 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070716535 MORTGAGORS: FITZGERALD, JOHN FITZGERALD, MICHELLE ADDRESS : 14 CHESTERWOOD MORTGAGE AMT: 250,000.00 CITY ALISO VIEJO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92656 UNPAID BALANCE: 247,863.780 OPTION TO CONVERT : No MONTHLY P&I: 1,663.26 ANNUAL RATE ADJUST: 0.000 LTV : 78.12500 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070716717 MORTGAGORS: FOUCAR, DAVID FOUCAR, DEBORA ADDRESS : 742 VISTA PALACIO MORTGAGE AMT: 281,500.00 CITY CAMARILLO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 93012 UNPAID BALANCE: 281,269.250 OPTION TO CONVERT : No MONTHLY P&I: 1,872.83 ANNUAL RATE ADJUST: 0.000 LTV : 72.17949 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070717079 MORTGAGORS: ORDONIO, ANTHONY ORDONIO, MIMI ADDRESS : 1817 KOFMAN PARKWAY MORTGAGE AMT: 321,000.00 CITY ALAMEDA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94502 UNPAID BALANCE: 321,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,488.71 ANNUAL RATE ADJUST: 0.000 LTV : 69.78261 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/19 RATE: 05 -------------------------------------------------------------------------------- LN # 0070717525 MORTGAGORS: SCHUSTER, DOUGLAS SCHUSTER, CHRISTINE ADDRESS : 9 MAYNARD FARM CIRCLE MORTGAGE AMT: 397,000.00 CITY SUDBURY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MA 01776 UNPAID BALANCE: 396,682.530 OPTION TO CONVERT : No MONTHLY P&I: 2,674.66 ANNUAL RATE ADJUST: 0.000 LTV : 66.16667 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070719356 MORTGAGORS: HOSIER, ROBERT HOSIER, WINNIE ADDRESS : 27614 SOUTH FAIR OAKS ROA MORTGAGE AMT: 290,000.00 CITY TRACY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95376 UNPAID BALANCE: 290,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,929.38 ANNUAL RATE ADJUST: 0.000 LTV : 77.33333 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070719711 MORTGAGORS: HASTINGS, JAMES HASTINGS, PATRICIA ADDRESS : 305 PIPING ROCK DRIVE MORTGAGE AMT: 247,500.00 CITY SILVER SPRI :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MD 20905 UNPAID BALANCE: 247,297.130 OPTION TO CONVERT : No MONTHLY P&I: 1,646.62 ANNUAL RATE ADJUST: 0.000 LTV : 79.32692 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070720115 MORTGAGORS: FREEDMAN, EDWARD FREEDMAN, KIMBERLEY ADDRESS : 56 WILTSHIRE LANE MORTGAGE AMT: 281,000.00 CITY MARSHFIELD :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MA 02050 UNPAID BALANCE: 280,769.670 OPTION TO CONVERT : No MONTHLY P&I: 1,869.50 ANNUAL RATE ADJUST: 0.000 LTV : 74.93333 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070721477 MORTGAGORS: CHURCH, WILLIAM CHURCH, PATRICIA ADDRESS : 6012 EAST ROBINSON ROAD MORTGAGE AMT: 297,000.00 CITY FREELAND :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 WA 98249 UNPAID BALANCE: 297,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,975.95 ANNUAL RATE ADJUST: 0.000 LTV : 40.13514 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070721485 MORTGAGORS: HARTHUN, ERIC HARTHUN, CAROLYN ADDRESS : 128 BRISTOL ROAD MORTGAGE AMT: 463,000.00 CITY WELLESLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MA 02481 UNPAID BALANCE: 462,629.740 OPTION TO CONVERT : No MONTHLY P&I: 3,119.32 ANNUAL RATE ADJUST: 0.000 LTV : 83.42342 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070722137 MORTGAGORS: BASANEZ, MIGUEL ADDRESS : 27 WEST SHORE DRIVE MORTGAGE AMT: 285,000.00 CITY PENNINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NJ 08534 UNPAID BALANCE: 284,527.370 OPTION TO CONVERT : No MONTHLY P&I: 1,896.11 ANNUAL RATE ADJUST: 0.000 LTV : 79.16667 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070722749 MORTGAGORS: BRENNAN, HELEN ADDRESS : 131 CORNELL AVENUE MORTGAGE AMT: 232,750.00 CITY HAWTHORNE :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 NJ 07506 UNPAID BALANCE: 232,750.000 OPTION TO CONVERT : No MONTHLY P&I: 1,608.10 ANNUAL RATE ADJUST: 0.000 LTV : 86.20370 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/24 RATE: 13 -------------------------------------------------------------------------------- LN # 0070722970 MORTGAGORS: LICHTCSIEN, STEVEN LICHTCSIEN, SHARON ADDRESS : 1914 ATLANTIC AVENUE MORTGAGE AMT: 240,000.00 CITY SANDUSKY :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 OH 44870 UNPAID BALANCE: 239,793.360 OPTION TO CONVERT : No MONTHLY P&I: 1,556.64 ANNUAL RATE ADJUST: 0.000 LTV : 76.19048 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: 01 -------------------------------------------------------------------------------- LN # 0070723754 MORTGAGORS: SMITH, JAY ADDRESS : 5415 42ND STREET NW MORTGAGE AMT: 415,000.00 CITY WASHINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 DC 20015 UNPAID BALANCE: 414,533.860 OPTION TO CONVERT : No MONTHLY P&I: 2,831.03 ANNUAL RATE ADJUST: 0.000 LTV : 79.42584 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070723937 MORTGAGORS: SAMUELS, ROBERT LUND, LINDA ADDRESS : 2841 QUEEN COURTYARD DRIV MORTGAGE AMT: 255,750.00 CITY LAS VEGAS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NV 89109 UNPAID BALANCE: 255,249.510 OPTION TO CONVERT : No MONTHLY P&I: 1,701.51 ANNUAL RATE ADJUST: 0.000 LTV : 71.04167 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070724133 MORTGAGORS: LUSTBADER, JEROME LUSTBADER, JOYCE ADDRESS : 111 OXFORD DRIVE MORTGAGE AMT: 549,000.00 CITY TENAFLY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NJ 07670 UNPAID BALANCE: 549,000.000 OPTION TO CONVERT : No MONTHLY P&I: 4,256.39 ANNUAL RATE ADJUST: 0.000 LTV : 56.30769 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/19 RATE: 05 -------------------------------------------------------------------------------- LN # 0070724935 MORTGAGORS: SELIG, MADELINE ADDRESS : 109 SPRING GROVE AVENUE MORTGAGE AMT: 285,000.00 CITY SAN ANSELMO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94960 UNPAID BALANCE: 285,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,920.10 ANNUAL RATE ADJUST: 0.000 LTV : 63.33333 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070725866 MORTGAGORS: WILLIAMS, SUEANNE ADDRESS : 662 HARBOR ROAD MORTGAGE AMT: 360,000.00 CITY BRICK :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 NJ 08724 UNPAID BALANCE: 359,682.380 OPTION TO CONVERT : No MONTHLY P&I: 2,305.12 ANNUAL RATE ADJUST: 0.000 LTV : 63.15789 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070726245 MORTGAGORS: HOFMANN, ERWIN HOFMANN, MARJORIE ADDRESS : 1497 GLENWOOD DRIVE MORTGAGE AMT: 253,300.00 CITY GARDNERVILL :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NV 89410 UNPAID BALANCE: 252,702.960 OPTION TO CONVERT : No MONTHLY P&I: 1,685.21 ANNUAL RATE ADJUST: 0.000 LTV : 71.55367 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: - -------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070726682 MORTGAGORS: MCDONALD, KEVIN MCDONALD, LINDA ADDRESS : 25110 CENTURY OAKS CIRCLE MORTGAGE AMT: 340,000.00 CITY CASTRO VALL :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94552 UNPAID BALANCE: 340,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,262.03 ANNUAL RATE ADJUST: 0.000 LTV : 69.38776 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: - -----------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070726849 MORTGAGORS: CUMMINGS, JOHN SWENSON CUMM, CHERYL ADDRESS : 4108 OLD TOPANGA CANYON R MORTGAGE AMT: 254,200.00 CITY CALABASAS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91302 UNPAID BALANCE: 253,996.720 OPTION TO CONVERT : No MONTHLY P&I: 1,712.59 ANNUAL RATE ADJUST: 0.000 LTV : 75.88060 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070726864 MORTGAGORS: MCFARLAND, RICHARD MCFARLAND, SHARON ADDRESS : 30335 MERIDIEN CIRCLE MORTGAGE AMT: 311,350.00 CITY UNION CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94587 UNPAID BALANCE: 311,350.000 OPTION TO CONVERT : No MONTHLY P&I: 2,097.62 ANNUAL RATE ADJUST: 0.000 LTV : 75.02410 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070727052 MORTGAGORS: MOORE, ROBERT MOORE, MARY ADDRESS : 901 SW 87TH PLACE MORTGAGE AMT: 322,000.00 CITY OCALA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 FL 34480 UNPAID BALANCE: 322,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,169.37 ANNUAL RATE ADJUST: 0.000 LTV : 76.66667 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070727490 MORTGAGORS: RICHART, GEORGE RICHART, SUSAN ADDRESS : 328 PRATT STREET MORTGAGE AMT: 239,900.00 CITY LONGMONT :\ STATE/ZIP :\ LIFETIME RATE : 6.37500 CO 80501 UNPAID BALANCE: 239,900.000 OPTION TO CONVERT : No MONTHLY P&I: 1,496.66 ANNUAL RATE ADJUST: 0.000 LTV : 68.54286 OUTSIDE CONV DATE: CURRENT INT 6.37500 MATURITY DATE: 05/01/29 RATE: 01 -------------------------------------------------------------------------------- LN # 0070727581 MORTGAGORS: JOHNSON, RUSSELL JOHNSON, CHERYL ADDRESS : 9 ERICK COURT MORTGAGE AMT: 292,500.00 CITY CHESTER TOW :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 07930 UNPAID BALANCE: 292,146.010 OPTION TO CONVERT : No MONTHLY P&I: 2,090.71 ANNUAL RATE ADJUST: 0.000 LTV : 70.48193 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/24 RATE: 14 -------------------------------------------------------------------------------- LN # 0070727623 MORTGAGORS: CURRAN, BRIAN CURRAN, DANA ADDRESS : 800 PARKWOOD COURT MORTGAGE AMT: 265,500.00 CITY MCKINNEY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 TX 75070 UNPAID BALANCE: 265,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,766.38 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070729108 MORTGAGORS: SITINAS, NICHOLAS ROBERTSON SI, STACY ADDRESS : 17 POND ROAD MORTGAGE AMT: 416,934.00 CITY WILTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CT 06897 UNPAID BALANCE: 416,592.240 OPTION TO CONVERT : No MONTHLY P&I: 2,773.87 ANNUAL RATE ADJUST: 0.000 LTV : 54.14727 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070729165 MORTGAGORS: PIKEN, SUNNY ADDRESS : 45 EIDER CREEK LANE MORTGAGE AMT: 285,800.00 CITY TELLURIDE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CO 81435 UNPAID BALANCE: 285,800.000 OPTION TO CONVERT : No MONTHLY P&I: 1,925.49 ANNUAL RATE ADJUST: 0.000 LTV : 71.45000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070729355 MORTGAGORS: BRAUSAM, TIMOTHY BRAUSAM, CAMILLE ADDRESS : 26016 LUCERNE COURT MORTGAGE AMT: 254,800.00 CITY VALENCIA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 91355 UNPAID BALANCE: 254,303.400 OPTION TO CONVERT : No MONTHLY P&I: 1,956.39 ANNUAL RATE ADJUST: 0.000 LTV : 68.86486 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/19 RATE: 05 -------------------------------------------------------------------------------- LN # 0070729512 MORTGAGORS: SUNSHINE, STEPHEN LANGWEILER, SUSAN ADDRESS : 44 DEER TRAIL ROAD MORTGAGE AMT: 278,000.00 CITY NORTH CALDW :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NJ 07006 UNPAID BALANCE: 277,772.130 OPTION TO CONVERT : No MONTHLY P&I: 1,849.54 ANNUAL RATE ADJUST: 0.000 LTV : 75.13514 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070730379 MORTGAGORS: PIZZOLI, JOSEPH PIZZOLI, CHRISTINE ADDRESS : 15 ROCKHILL DRIVE MORTGAGE AMT: 333,310.00 CITY LIVINGSTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 07039 UNPAID BALANCE: 333,310.000 OPTION TO CONVERT : No MONTHLY P&I: 2,245.57 ANNUAL RATE ADJUST: 0.000 LTV : 59.62612 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070730452 MORTGAGORS: CARLSON, JEFF CARLSON, KAREN ADDRESS : 605 S ROCKRIDGE PLACE MORTGAGE AMT: 351,000.00 CITY ANAHEIM :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92807 UNPAID BALANCE: 351,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,394.44 ANNUAL RATE ADJUST: 0.000 LTV : 74.68085 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070730460 MORTGAGORS: WINIK, JEFFREY WINIK, ROBYN ADDRESS : 84 ADELLA AVENUE MORTGAGE AMT: 330,000.00 CITY NEWTON :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MA 02465 UNPAID BALANCE: 329,722.760 OPTION TO CONVERT : No MONTHLY P&I: 2,167.87 ANNUAL RATE ADJUST: 0.000 LTV : 62.26415 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070731534 MORTGAGORS: GOLDMAN, MARK GOLDMAN, JAN ADDRESS : 3737 SUNRIDGE DRIVE MORTGAGE AMT: 284,600.00 CITY PARK CITY :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 UT 84098 UNPAID BALANCE: 284,600.000 OPTION TO CONVERT : No MONTHLY P&I: 1,869.62 ANNUAL RATE ADJUST: 0.000 LTV : 66.18605 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070732748 MORTGAGORS: MCQUEEN, DARREN MCQUEEN, ANGELLA ADDRESS : 21 BEECHWOOD LANE MORTGAGE AMT: 368,000.00 CITY EAST HANOVE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 07936 UNPAID BALANCE: 368,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,630.37 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/24 RATE: 14 -------------------------------------------------------------------------------- LN # 0070732961 MORTGAGORS: HONG, JEN HO ADDRESS : 18102 SANTA ARABELLA MORTGAGE AMT: 276,000.00 CITY FOUTAIN VAL :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 92708 UNPAID BALANCE: 276,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,790.13 ANNUAL RATE ADJUST: 0.000 LTV : 69.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070733134 MORTGAGORS: WHITTEN, DANIEL WHITTEN, LESLIE ADDRESS : 9 CANOE BROOK ROAD MORTGAGE AMT: 450,000.00 CITY SHORT HILLS :\ STATE/ZIP :\ LIFETIME RATE : 6.37500 NJ 07078 UNPAID BALANCE: 449,583.220 OPTION TO CONVERT : No MONTHLY P&I: 2,807.41 ANNUAL RATE ADJUST: 0.000 LTV : 70.31250 OUTSIDE CONV DATE: CURRENT INT 6.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070733779 MORTGAGORS: TAYLOR, WARREN TAYLOR, SHERRY ADDRESS : 280 WEBLEY LANE MORTGAGE AMT: 283,000.00 CITY ALPHARETTA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 GA 30202 UNPAID BALANCE: 283,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,906.62 ANNUAL RATE ADJUST: 0.000 LTV : 89.84127 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070734488 MORTGAGORS: BALTAZAR, DILSO BALTAZAR, SIOMARA ADDRESS : 41 HIGHLAND BOULEVARD MORTGAGE AMT: 323,000.00 CITY KENSINGTON :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94707 UNPAID BALANCE: 323,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,121.88 ANNUAL RATE ADJUST: 0.000 LTV : 52.95082 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070734785 MORTGAGORS: KAPLAN, EVAN ADDRESS : 2266 NE 63RD STREET MORTGAGE AMT: 266,400.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 WA 98155 UNPAID BALANCE: 266,181.630 OPTION TO CONVERT : No MONTHLY P&I: 1,772.37 ANNUAL RATE ADJUST: 0.000 LTV : 50.74286 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070735147 MORTGAGORS: DOLAN, PATRICK DOLAN, MARGARET ADDRESS : 64 STANISLAUS AVENUE MORTGAGE AMT: 290,500.00 CITY VENTURA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 93004 UNPAID BALANCE: 290,267.690 OPTION TO CONVERT : No MONTHLY P&I: 1,957.15 ANNUAL RATE ADJUST: 0.000 LTV : 78.51351 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070735238 MORTGAGORS: HAYES, JAMES HAYES, MARIANNE ADDRESS : 630 EARL DRIVE MORTGAGE AMT: 327,800.00 CITY NORTHFIELD :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60093 UNPAID BALANCE: 327,537.860 OPTION TO CONVERT : No MONTHLY P&I: 2,208.45 ANNUAL RATE ADJUST: 0.000 LTV : 74.50000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070735329 MORTGAGORS: BECKER, DAVID ADDRESS : 12 COUNTRY CLUB CIRCLE MORTGAGE AMT: 364,500.00 CITY TEQUESTA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 FL 33469 UNPAID BALANCE: 364,215.660 OPTION TO CONVERT : No MONTHLY P&I: 2,486.53 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070735527 MORTGAGORS: BOARDWINE, CARL BOARDWINE, IRMA ADDRESS : 125 BALDCYPRESS EAST MORTGAGE AMT: 358,000.00 CITY ECLECTIC :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 AL 36024 UNPAID BALANCE: 358,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,411.91 ANNUAL RATE ADJUST: 0.000 LTV : 54.24242 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070736178 MORTGAGORS: FLEISCHER, SCOTT FLEISCHER, JEANNE ADDRESS : 1500 MONTICELLO DRIVE MORTGAGE AMT: 455,000.00 CITY GLADWYNE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 PA 19035 UNPAID BALANCE: 455,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,989.03 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070736327 MORTGAGORS: OLEY, ROBERT OLEY, SARA ADDRESS : 7 APRIL DRIVE MORTGAGE AMT: 421,000.00 CITY WESTPORT :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CT 06880 UNPAID BALANCE: 420,663.340 OPTION TO CONVERT : No MONTHLY P&I: 2,836.35 ANNUAL RATE ADJUST: 0.000 LTV : 71.96581 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070737150 MORTGAGORS: LYNCH, JOHN LYNCH, LINDA ADDRESS : 546 BRIGHTON WAY MORTGAGE AMT: 348,200.00 CITY PHOENIXVILL :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 PA 19460 UNPAID BALANCE: 348,200.000 OPTION TO CONVERT : No MONTHLY P&I: 2,752.09 ANNUAL RATE ADJUST: 0.000 LTV : 68.27451 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/19 RATE: 05 -------------------------------------------------------------------------------- LN # 0070737796 MORTGAGORS: TURNER, FRANKLIN ADDRESS : 25 DEERBROOK LANE MORTGAGE AMT: 298,400.00 CITY MILFORD :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NJ 07480 UNPAID BALANCE: 298,400.000 OPTION TO CONVERT : No MONTHLY P&I: 2,035.61 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070737861 MORTGAGORS: MUNSO, JOSEPH MUNSO, DIANE ADDRESS : 1723 7TH AVENUE MORTGAGE AMT: 265,250.00 CITY SACRAMENTO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95818 UNPAID BALANCE: 265,250.000 OPTION TO CONVERT : No MONTHLY P&I: 1,787.04 ANNUAL RATE ADJUST: 0.000 LTV : 76.88406 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070738596 MORTGAGORS: STONE LEWIS, MIRIAM LEWIS, OSCAR ADDRESS : 2427 EAST LOUISA STREET MORTGAGE AMT: 372,000.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 WA 98112 UNPAID BALANCE: 371,687.470 OPTION TO CONVERT : No MONTHLY P&I: 2,443.78 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070739081 MORTGAGORS: AMARAL, GENUINO ADDRESS : 23288 HANSEN ROAD MORTGAGE AMT: 228,200.00 CITY TRACY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95376 UNPAID BALANCE: 228,200.000 OPTION TO CONVERT : No MONTHLY P&I: 1,649.45 ANNUAL RATE ADJUST: 0.000 LTV : 68.11940 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/24 RATE: 14 -------------------------------------------------------------------------------- LN # 0070740782 MORTGAGORS: DUPUY, DAMIAN DUPUY, CATHERINE ADDRESS : 148 ORCHARD STREET MORTGAGE AMT: 280,000.00 CITY MILLIS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MA 02054 UNPAID BALANCE: 279,776.090 OPTION TO CONVERT : No MONTHLY P&I: 1,886.41 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070742267 MORTGAGORS: WEAVER, HENRY WEAVER, MONICA ADDRESS : 9126 MC BRIDE RIVER AVENU MORTGAGE AMT: 277,700.00 CITY FOUNTAIN VA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92708 UNPAID BALANCE: 277,700.000 OPTION TO CONVERT : No MONTHLY P&I: 1,894.40 ANNUAL RATE ADJUST: 0.000 LTV : 77.13889 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070742366 MORTGAGORS: TOBIA, ALPHONSE TOBIA, JUDITH ADDRESS : 5692 ABINGTON DRIVE MORTGAGE AMT: 240,000.00 CITY NEWARK :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94560 UNPAID BALANCE: 240,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,677.18 ANNUAL RATE ADJUST: 0.000 LTV : 66.30000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/24 RATE: 13 -------------------------------------------------------------------------------- LN # 0070742887 MORTGAGORS: ABBATO, CHRISTOPHE ABBATO, SILVA ADDRESS : 31 ROBINHOOD WAY MORTGAGE AMT: 270,000.00 CITY WAYNE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NJ 07470 UNPAID BALANCE: 270,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,796.32 ANNUAL RATE ADJUST: 0.000 LTV : 62.50000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070747621 MORTGAGORS: HIRAGA, RONALD NISHIKAWA, GAYLE ADDRESS : 813 EVELYN AVENUE MORTGAGE AMT: 270,000.00 CITY ALBANY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94706 UNPAID BALANCE: 269,784.090 OPTION TO CONVERT : No MONTHLY P&I: 1,819.04 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070748017 MORTGAGORS: ESVELDT, GEORGE HUNT, KATHRYN ADDRESS : 5014 48TH AVE S MORTGAGE AMT: 319,000.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 WA 98118 UNPAID BALANCE: 318,744.900 OPTION TO CONVERT : No MONTHLY P&I: 2,149.16 ANNUAL RATE ADJUST: 0.000 LTV : 77.80488 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070748389 MORTGAGORS: RAY, GARY RAY, CAROLYN ADDRESS : 2306 DANBURY DRIVE MORTGAGE AMT: 240,000.00 CITY COLLEYVILLE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 TX 76034 UNPAID BALANCE: 240,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,576.63 ANNUAL RATE ADJUST: 0.000 LTV : 66.29834 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 01 -------------------------------------------------------------------------------- LN # 0070750153 MORTGAGORS: BAGHAI, PARVIZ OTMISHI, SHOHREH ADDRESS : 575 SOUTH BARRINGTON AVEN MORTGAGE AMT: 459,100.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 90049 UNPAID BALANCE: 459,100.000 OPTION TO CONVERT : No MONTHLY P&I: 3,281.52 ANNUAL RATE ADJUST: 0.000 LTV : 59.62338 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/24 RATE: 14 -------------------------------------------------------------------------------- LN # 0070752696 MORTGAGORS: DEWELL, JAMES DEWELL, JEMELA ADDRESS : 4726 PALM DRIVE MORTGAGE AMT: 364,000.00 CITY LA CANADA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91011 UNPAID BALANCE: 364,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,452.34 ANNUAL RATE ADJUST: 0.000 LTV : 53.92593 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070753157 MORTGAGORS: ZUBER, MARIANN ADDRESS : 1809 ADOBE CREEK DRIVE MORTGAGE AMT: 300,000.00 CITY PETALUMA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94954 UNPAID BALANCE: 299,760.090 OPTION TO CONVERT : No MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000 LTV : 67.41573 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070753199 MORTGAGORS: ROARK, JAMES ADDRESS : 1106 37TH AVENUE MORTGAGE AMT: 330,000.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 WA 98122 UNPAID BALANCE: 325,566.000 OPTION TO CONVERT : No MONTHLY P&I: 2,167.87 ANNUAL RATE ADJUST: 0.000 LTV : 55.46218 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070753488 MORTGAGORS: GUSTAFSON, LEE EATHERLY, SUSAN ADDRESS : 266 VIA BUENA VENTURA MORTGAGE AMT: 331,800.00 CITY REDONDO BEA :\ STATE/ZIP :\ LIFETIME RATE : 6.37500 CA 90277 UNPAID BALANCE: 331,800.000 OPTION TO CONVERT : No MONTHLY P&I: 2,070.00 ANNUAL RATE ADJUST: 0.000 LTV : 65.05882 OUTSIDE CONV DATE: CURRENT INT 6.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070753793 MORTGAGORS: HARRIS, JERRY GATTI HARRIS, BEVERLY ADDRESS : 125 STONEBRIDGE BOULEVARD MORTGAGE AMT: 310,000.00 CITY BOSSIER CIT :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 LA 71111 UNPAID BALANCE: 310,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,062.44 ANNUAL RATE ADJUST: 0.000 LTV : 77.50000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070754353 MORTGAGORS: FRANKLIN, JAMES FRANKLIN, MICHELE ADDRESS : 23671 WEST SILVERHAWK PLA MORTGAGE AMT: 236,600.00 CITY VALENCIA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91354 UNPAID BALANCE: 236,406.060 OPTION TO CONVERT : No MONTHLY P&I: 1,574.11 ANNUAL RATE ADJUST: 0.000 LTV : 77.82895 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 01 -------------------------------------------------------------------------------- LN # 0070754502 MORTGAGORS: ADLER, ALAN ADLER, KAREN ADDRESS : 23 WHIPPORWILL LN MORTGAGE AMT: 275,000.00 CITY EAST QUOGUE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NY 11942 UNPAID BALANCE: 274,780.080 OPTION TO CONVERT : No MONTHLY P&I: 1,852.73 ANNUAL RATE ADJUST: 0.000 LTV : 59.13978 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070754726 MORTGAGORS: GUTHRIE, MARK GUTHRIE, NATALIE ADDRESS : 174 NORTH RIVER DRIVE EAS MORTGAGE AMT: 298,000.00 CITY JUPITER :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 FL 33414 UNPAID BALANCE: 298,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,982.60 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070755368 MORTGAGORS: PACK, JUDY ADDRESS : 4260 NORTH WILSON AVENUE MORTGAGE AMT: 264,500.00 CITY FRESNO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 93704 UNPAID BALANCE: 264,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,826.84 ANNUAL RATE ADJUST: 0.000 LTV : 73.47222 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070755509 MORTGAGORS: GAGLIARDO, ANDREW GAGLIARDO, ELISABETH ADDRESS : 719 JACKSON MORTGAGE AMT: 312,000.00 CITY RIVER FORES :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 IL 60305 UNPAID BALANCE: 312,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,075.74 ANNUAL RATE ADJUST: 0.000 LTV : 76.09756 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070756267 MORTGAGORS: WATERS, DAVID WATERS, LIVIA ADDRESS : 52 VILLAGE ROAD MORTGAGE AMT: 265,200.00 CITY FLORHAM PAR :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 07932 UNPAID BALANCE: 265,200.000 OPTION TO CONVERT : No MONTHLY P&I: 1,786.70 ANNUAL RATE ADJUST: 0.000 LTV : 61.67442 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070758057 MORTGAGORS: HANKE, DAVID HANKE, ANITA HANKE, ANIA ADDRESS : 12645 PREGO CT MORTGAGE AMT: 385,950.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92130 UNPAID BALANCE: 385,950.000 OPTION TO CONVERT : No MONTHLY P&I: 2,600.22 ANNUAL RATE ADJUST: 0.000 LTV : 75.67647 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070758206 MORTGAGORS: SEGLIAS, EDWARD SEGLIAS, LINDA SEGLIAS, LYNDA ADDRESS : 1115 SHADOW OAK ROAD MORTGAGE AMT: 368,000.00 CITY MALVERN :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 PA 19355 UNPAID BALANCE: 368,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,356.34 ANNUAL RATE ADJUST: 0.000 LTV : 75.40984 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070758834 MORTGAGORS: SMITH, JAMES JAHANT, JAMES ADDRESS : 2031 VETERAN AVENUE MORTGAGE AMT: 278,600.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90025 UNPAID BALANCE: 278,600.000 OPTION TO CONVERT : No MONTHLY P&I: 1,900.54 ANNUAL RATE ADJUST: 0.000 LTV : 71.25320 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070759014 MORTGAGORS: FARGIS, JOSEPH HOMFELD, CONRAD ADDRESS : 467 HAMPTON ROAD MORTGAGE AMT: 300,000.00 CITY SOUTH HAMPT :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NY 11968 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000 LTV : 75.94937 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070759824 MORTGAGORS: CUNNINGHAM, RALPH CUNNINGHAM, MARIA ADDRESS : 3524 QUEBEC STREET NW MORTGAGE AMT: 280,000.00 CITY WASHINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 DC 20016 UNPAID BALANCE: 280,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,910.09 ANNUAL RATE ADJUST: 0.000 LTV : 78.87324 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070760228 MORTGAGORS: VARGAS, MICHAEL VARGAS, NORMA ADDRESS : 8106 ENRAMADA AVENUE MORTGAGE AMT: 300,000.00 CITY WHITTIER :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90605 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000 LTV : 76.72634 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070760426 MORTGAGORS: JACK, EVERETT ADDRESS : 33916 E KAPPLER ROAD MORTGAGE AMT: 320,000.00 CITY SAINT HELEN :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 OR 97051 UNPAID BALANCE: 319,717.670 OPTION TO CONVERT : No MONTHLY P&I: 2,049.00 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070761366 MORTGAGORS: WIGGINS, EVELYN SCHNEIDER, RICHARD ADDRESS : 2812 BAYSIDE WALK MORTGAGE AMT: 558,700.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92109 UNPAID BALANCE: 558,253.210 OPTION TO CONVERT : No MONTHLY P&I: 3,764.07 ANNUAL RATE ADJUST: 0.000 LTV : 79.81429 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070761630 MORTGAGORS: BISHOW, THOMAS BISHOW, NANCY ADDRESS : 2 SEQUERO MORTGAGE AMT: 240,000.00 CITY RANCHO SANT :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92688 UNPAID BALANCE: 240,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,696.27 ANNUAL RATE ADJUST: 0.000 LTV : 64.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/24 RATE: 13 -------------------------------------------------------------------------------- LN # 0070762679 MORTGAGORS: MCALISTER, DONALD MCALISTER, LISA ADDRESS : 12 SOMERSET DRIVE MORTGAGE AMT: 410,800.00 CITY ANDOVER :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 01810 UNPAID BALANCE: 410,800.000 OPTION TO CONVERT : No MONTHLY P&I: 2,802.38 ANNUAL RATE ADJUST: 0.000 LTV : 76.07000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070762802 MORTGAGORS: POWELL, JAMES ADDRESS : 2032 GRANT AVENUE MORTGAGE AMT: 281,250.00 CITY WALNUT CREE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94596 UNPAID BALANCE: 281,250.000 OPTION TO CONVERT : No MONTHLY P&I: 1,918.62 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070764436 MORTGAGORS: STRAUSS, PAUL GERSHBERG, FELICIA ADDRESS : 1033 RUBIS DRIVE MORTGAGE AMT: 487,700.00 CITY SUNNYVALE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94087 UNPAID BALANCE: 487,700.000 OPTION TO CONVERT : No MONTHLY P&I: 3,285.73 ANNUAL RATE ADJUST: 0.000 LTV : 79.30000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070765029 MORTGAGORS: RAES, RONALD RAES, CANDICE ADDRESS : 17909 LAHEY STREET MORTGAGE AMT: 262,400.00 CITY GRANADA HIL :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 CA 91344 UNPAID BALANCE: 262,400.000 OPTION TO CONVERT : No MONTHLY P&I: 1,680.18 ANNUAL RATE ADJUST: 0.000 LTV : 77.17647 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070766282 MORTGAGORS: MIRK, JEFFREY MIRK, KATHLEEN ADDRESS : 3385 OAKWOOD COURT MORTGAGE AMT: 293,350.00 CITY MORGAN HILL :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95037 UNPAID BALANCE: 293,350.000 OPTION TO CONVERT : No MONTHLY P&I: 2,001.16 ANNUAL RATE ADJUST: 0.000 LTV : 71.54878 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070766589 MORTGAGORS: HUGHES, NICCI ADDRESS : 6221 CORDOBA CT MORTGAGE AMT: 340,000.00 CITY LONG BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 90803 UNPAID BALANCE: 339,728.110 OPTION TO CONVERT : No MONTHLY P&I: 2,290.64 ANNUAL RATE ADJUST: 0.000 LTV : 61.81818 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070766621 MORTGAGORS: STEFANIK, RICHARD STEFANIK, MONA ADDRESS : 60 JANE ANNWAY MORTGAGE AMT: 358,000.00 CITY CAMPBELL :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95008 UNPAID BALANCE: 357,706.550 OPTION TO CONVERT : No MONTHLY P&I: 2,381.78 ANNUAL RATE ADJUST: 0.000 LTV : 71.60000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070766761 MORTGAGORS: MOFFAT, CLARK MOFFAT, ELIZABETH ADDRESS : 2404 VIA DEL AQUACATE MORTGAGE AMT: 321,569.00 CITY FALLBROOK :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92028 UNPAID BALANCE: 321,569.000 OPTION TO CONVERT : No MONTHLY P&I: 2,166.47 ANNUAL RATE ADJUST: 0.000 LTV : 61.25124 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070766845 MORTGAGORS: ERION, KEVIN ADDRESS : 18582 E VIA BRAVO MORTGAGE AMT: 423,200.00 CITY VILLA PARK :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92861 UNPAID BALANCE: 422,885.920 OPTION TO CONVERT : No MONTHLY P&I: 2,959.08 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070767330 MORTGAGORS: BOLAND, ROBERT BOLAND, MARLEEN ADDRESS : 3421 EL CAMINO REAL MORTGAGE AMT: 311,200.00 CITY ATHERTON :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 94027 UNPAID BALANCE: 311,200.000 OPTION TO CONVERT : No MONTHLY P&I: 2,229.47 ANNUAL RATE ADJUST: 0.000 LTV : 66.92473 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070767546 MORTGAGORS: WILLIAMS, DANNY ADDRESS : 26955 CORTE CRISTAL MORTGAGE AMT: 305,250.00 CITY TEMECULA :\ STATE/ZIP :\ LIFETIME RATE : 8.12500 CA 92590 UNPAID BALANCE: 305,050.330 OPTION TO CONVERT : No MONTHLY P&I: 2,266.47 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 8.12500 MATURITY DATE: 04/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070768072 MORTGAGORS: KNIGHT, SUSAN ADDRESS : 2310 NE 47TH STREET MORTGAGE AMT: 308,000.00 CITY LIGHTHOUSE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 FL 33064 UNPAID BALANCE: 307,765.640 OPTION TO CONVERT : No MONTHLY P&I: 2,127.28 ANNUAL RATE ADJUST: 0.000 LTV : 69.21348 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070768353 MORTGAGORS: BAILEY, DAVID BAILEY, LINDA ADDRESS : 1643 VIA CAMPAGNA MORTGAGE AMT: 442,500.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 95120 UNPAID BALANCE: 442,119.010 OPTION TO CONVERT : No MONTHLY P&I: 2,870.05 ANNUAL RATE ADJUST: 0.000 LTV : 68.60465 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070768932 MORTGAGORS: NIEVES, ARTHUR NIEVES, JO ADDRESS : 11824 NW 9TH ST MORTGAGE AMT: 335,500.00 CITY CORAL SPRIN :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 FL 33071 UNPAID BALANCE: 335,500.000 OPTION TO CONVERT : No MONTHLY P&I: 2,260.33 ANNUAL RATE ADJUST: 0.000 LTV : 74.55556 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070769286 MORTGAGORS: JOHNSON, DEAN JOHNSON, KAREN ADDRESS : 1480 185TH AVE NE MORTGAGE AMT: 424,500.00 CITY BELLEVUE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 WA 98008 UNPAID BALANCE: 424,500.000 OPTION TO CONVERT : No MONTHLY P&I: 2,824.21 ANNUAL RATE ADJUST: 0.000 LTV : 85.75758 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070770052 MORTGAGORS: HUANG, YIWEN WANG, XIAODAN ADDRESS : 20 BERGEN DRIVE MORTGAGE AMT: 335,450.00 CITY CRANBURY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 08512 UNPAID BALANCE: 335,181.740 OPTION TO CONVERT : No MONTHLY P&I: 2,259.99 ANNUAL RATE ADJUST: 0.000 LTV : 79.86905 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070770466 MORTGAGORS: NORRIS, LOUIS NORRIS, MARY ADDRESS : 6870 LODGEPOLE COURT MORTGAGE AMT: 256,000.00 CITY MANASSAS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 VA 20111 UNPAID BALANCE: 256,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,746.37 ANNUAL RATE ADJUST: 0.000 LTV : 76.41791 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070772017 MORTGAGORS: SMELSER, SCOTT SMELSER, JULIE ADDRESS : 1185 HANOVER PLACE MORTGAGE AMT: 366,000.00 CITY SAN LUIS OB :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 93401 UNPAID BALANCE: 366,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,496.77 ANNUAL RATE ADJUST: 0.000 LTV : 73.93939 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070772090 MORTGAGORS: BLONSKY, PETER BLONSKY, STEPHANIE ADDRESS : 3099 N FENIMORE AVENUE MORTGAGE AMT: 255,000.00 CITY TUCSON :\ STATE/ZIP :\ LIFETIME RATE : 8.25000 AZ 85749 UNPAID BALANCE: 254,837.400 OPTION TO CONVERT : No MONTHLY P&I: 1,915.73 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 8.25000 MATURITY DATE: 04/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070772322 MORTGAGORS: LA FRAMBOISE, ROBERT NOONAN, JOYCE ADDRESS : 3507 NORTHWEST 67TH STREE MORTGAGE AMT: 340,600.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 WA 98117 UNPAID BALANCE: 340,600.000 OPTION TO CONVERT : No MONTHLY P&I: 2,294.69 ANNUAL RATE ADJUST: 0.000 LTV : 72.77778 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070772694 MORTGAGORS: RUCH, DAVID RUCH, JULIE ADDRESS : 20646 SPICE WAY MORTGAGE AMT: 303,250.00 CITY JAMUL :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91935 UNPAID BALANCE: 303,013.440 OPTION TO CONVERT : No MONTHLY P&I: 2,068.70 ANNUAL RATE ADJUST: 0.000 LTV : 70.52326 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070772769 MORTGAGORS: WARREN, RICHARD WARREN, KATHLEEN ADDRESS : 20730 VISTA DEL NORTE MORTGAGE AMT: 256,800.00 CITY YORBA LINDA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92886 UNPAID BALANCE: 256,800.000 OPTION TO CONVERT : No MONTHLY P&I: 1,708.50 ANNUAL RATE ADJUST: 0.000 LTV : 65.01266 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070773023 MORTGAGORS: MUNNO, SALVATORE MUNNO, LOUISE ADDRESS : 14501 OLDE HICKORY BLVD MORTGAGE AMT: 254,000.00 CITY FORT MYERS :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 FL 33912 UNPAID BALANCE: 253,786.610 OPTION TO CONVERT : No MONTHLY P&I: 1,668.60 ANNUAL RATE ADJUST: 0.000 LTV : 65.97403 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070773601 MORTGAGORS: BUIKA, PAUL BUIKA, MARGARET ADDRESS : 6268 VISTA STREET MORTGAGE AMT: 283,000.00 CITY LONG BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 90803 UNPAID BALANCE: 282,784.660 OPTION TO CONVERT : No MONTHLY P&I: 1,954.61 ANNUAL RATE ADJUST: 0.000 LTV : 69.87654 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070773809 MORTGAGORS: SOBOL, LAWRENCE SOBOL, VIRGINIA ADDRESS : 14 BROTHERS PLACE MORTGAGE AMT: 300,000.00 CITY CONVENT STA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 07960 UNPAID BALANCE: 299,760.090 OPTION TO CONVERT : No MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000 LTV : 67.41573 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070774054 MORTGAGORS: LI, DAVID LI, CHRISTINA ADDRESS : 1721 TIMBER RIDGE COURT MORTGAGE AMT: 244,000.00 CITY VIRGINIA BE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 VA 23455 UNPAID BALANCE: 244,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,643.87 ANNUAL RATE ADJUST: 0.000 LTV : 47.19536 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070774625 MORTGAGORS: MARTUCCI, THOMAS MARTUCCI, KATHLEEN ADDRESS : 27 HAINES COVE DR MORTGAGE AMT: 557,000.00 CITY TOMS RIVER :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NJ 08753 UNPAID BALANCE: 556,586.630 OPTION TO CONVERT : No MONTHLY P&I: 3,894.62 ANNUAL RATE ADJUST: 0.000 LTV : 79.57143 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070774849 MORTGAGORS: STENZLER, MICHAEL STENZLER, CAROLINE ADDRESS : 23 FLICKER LANE MORTGAGE AMT: 428,000.00 CITY NORWALK :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CT 06853 UNPAID BALANCE: 428,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,919.71 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070774872 MORTGAGORS: BAGHERI, ASGHAR ADDRESS : 9120 HOME GUARD DRIVE MORTGAGE AMT: 234,000.00 CITY BURKE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 VA 22015 UNPAID BALANCE: 234,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,672.57 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/24 RATE: 13 -------------------------------------------------------------------------------- LN # 0070774948 MORTGAGORS: ZUANICH, ROBERT ZUANICH, MICHELLE ADDRESS : 17777 15TH AVENUE NW MORTGAGE AMT: 415,500.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 WA 98177 UNPAID BALANCE: 415,500.000 OPTION TO CONVERT : No MONTHLY P&I: 2,834.44 ANNUAL RATE ADJUST: 0.000 LTV : 69.25000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070774971 MORTGAGORS: JOHNSON, JAMES JOHNSON, JUDYTA ADDRESS : 1335 CHANDLER ROAD MORTGAGE AMT: 305,000.00 CITY LAKE OSWEGO :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 OR 97034 UNPAID BALANCE: 304,743.770 OPTION TO CONVERT : No MONTHLY P&I: 2,003.63 ANNUAL RATE ADJUST: 0.000 LTV : 35.46512 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070775135 MORTGAGORS: STOLL, JOHN ADDRESS : 22487 KENT AVENUE MORTGAGE AMT: 259,200.00 CITY TORRANCE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 90503 UNPAID BALANCE: 259,200.000 OPTION TO CONVERT : No MONTHLY P&I: 1,746.28 ANNUAL RATE ADJUST: 0.000 LTV : 79.75385 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070775499 MORTGAGORS: MIZUSAWA, ANITA ALEI, PHILIP ADDRESS : 7920 VIA ENSENADA MORTGAGE AMT: 308,600.00 CITY CARLSBAD :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92009 UNPAID BALANCE: 308,340.740 OPTION TO CONVERT : No MONTHLY P&I: 2,027.28 ANNUAL RATE ADJUST: 0.000 LTV : 67.82418 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070775531 MORTGAGORS: CANO, JOHN R CANO, RHONDA ADDRESS : 8513 LA SIERRA AVENUE MORTGAGE AMT: 273,800.00 CITY WHITTIER :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 90605 UNPAID BALANCE: 273,800.000 OPTION TO CONVERT : No MONTHLY P&I: 1,844.64 ANNUAL RATE ADJUST: 0.000 LTV : 61.39013 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070775747 MORTGAGORS: TUCCIARONE, JAMES TUCCIARONE, MARY ADDRESS : 123 HURLBUTT STREET MORTGAGE AMT: 319,000.00 CITY WILTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CT 06897 UNPAID BALANCE: 316,582.980 OPTION TO CONVERT : No MONTHLY P&I: 2,149.16 ANNUAL RATE ADJUST: 0.000 LTV : 65.10204 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070775861 MORTGAGORS: MORSE, LAURENCE MC KOIN, PAMELA ADDRESS : 208 GUINEA ROAD MORTGAGE AMT: 390,000.00 CITY STAMFORD :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CT 06903 UNPAID BALANCE: 389,680.320 OPTION TO CONVERT : No MONTHLY P&I: 2,594.68 ANNUAL RATE ADJUST: 0.000 LTV : 69.64286 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070775986 MORTGAGORS: LINCOLN, STEPHEN LINCOLN, LESLIE ADDRESS : 54 OLD HOLLOW ROAD MORTGAGE AMT: 335,000.00 CITY TRUMBULL :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CT 06611 UNPAID BALANCE: 335,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,256.96 ANNUAL RATE ADJUST: 0.000 LTV : 78.82353 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070776174 MORTGAGORS: ROBINSON, JOSEPH ROBINSON, MARYLIN ADDRESS : 9600 CONESTOGA WAY MORTGAGE AMT: 390,000.00 CITY POTOMAC :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MD 20854 UNPAID BALANCE: 390,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,660.49 ANNUAL RATE ADJUST: 0.000 LTV : 57.52212 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070776885 MORTGAGORS: KELLING, BRUCE ADDRESS : 39095 ZACATE AVENUE MORTGAGE AMT: 252,400.00 CITY FREMONT :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94539 UNPAID BALANCE: 252,400.000 OPTION TO CONVERT : No MONTHLY P&I: 1,937.96 ANNUAL RATE ADJUST: 0.000 LTV : 70.30641 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/19 RATE: 05 -------------------------------------------------------------------------------- LN # 0070777644 MORTGAGORS: PLADSON, TODD PLADSON, CYNTHIA ADDRESS : 4324 202ND AVENUE NE MORTGAGE AMT: 291,950.00 CITY REDMOND :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 WA 98053 UNPAID BALANCE: 291,950.000 OPTION TO CONVERT : No MONTHLY P&I: 1,917.90 ANNUAL RATE ADJUST: 0.000 LTV : 79.98630 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070778063 MORTGAGORS: NORR, KERRY NORR, ALLISON ADDRESS : 14003 263RD AVE EAST MORTGAGE AMT: 308,000.00 CITY BUCKLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 WA 98321 UNPAID BALANCE: 307,765.640 OPTION TO CONVERT : No MONTHLY P&I: 2,127.28 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070778311 MORTGAGORS: CHARLES, GEOFFREY CHARLES, JANET ADDRESS : 6630 CASCADE PLACE SE MORTGAGE AMT: 406,400.00 CITY SNOQUALMIE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 WA 98065 UNPAID BALANCE: 406,400.000 OPTION TO CONVERT : No MONTHLY P&I: 2,772.36 ANNUAL RATE ADJUST: 0.000 LTV : 77.40952 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070778592 MORTGAGORS: ELDER, LEO ELDER, RUTH ADDRESS : 2156 VIZCAYA CIRCLE MORTGAGE AMT: 350,000.00 CITY CAMPBELL :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 95008 UNPAID BALANCE: 350,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,299.25 ANNUAL RATE ADJUST: 0.000 LTV : 63.06306 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070779699 MORTGAGORS: MICROUTSICOS, VANETTA ADDRESS : 81 CRANBROOK ROAD MORTGAGE AMT: 55,000.00 CITY TRENTON :\ STATE/ZIP :\ LIFETIME RATE : 8.37500 NJ 08690 UNPAID BALANCE: 54,865.120 OPTION TO CONVERT : No MONTHLY P&I: 418.04 ANNUAL RATE ADJUST: 0.000 LTV : 30.55556 OUTSIDE CONV DATE: CURRENT INT 8.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070780507 MORTGAGORS: MORSE, RICHARD MORSE, KATHLEEN ADDRESS : 4812 NORTHEAST 40TH STREE MORTGAGE AMT: 345,000.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 WA 98105 UNPAID BALANCE: 345,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,382.83 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070780945 MORTGAGORS: MC ALLISTER, SCOTT MC ALLISTER, KATHLEEN ADDRESS : 2277 RYAN STREET MORTGAGE AMT: 542,100.00 CITY LIVERMORE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94550 UNPAID BALANCE: 542,100.000 OPTION TO CONVERT : No MONTHLY P&I: 3,652.23 ANNUAL RATE ADJUST: 0.000 LTV : 79.99481 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070781778 MORTGAGORS: ALEXANDER, MARK ALEXANDER, DANIELLE B ADDRESS : 9710 LIVE OAK AVENUE MORTGAGE AMT: 245,400.00 CITY BEN LOMOND :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95005 UNPAID BALANCE: 245,400.000 OPTION TO CONVERT : No MONTHLY P&I: 1,715.87 ANNUAL RATE ADJUST: 0.000 LTV : 80.45902 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070782396 MORTGAGORS: JENNINGS, RONALD JENNINGS, CHARMAINE ADDRESS : 1103 PETRA COURT MORTGAGE AMT: 236,400.00 CITY DAVIS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95616 UNPAID BALANCE: 236,400.000 OPTION TO CONVERT : No MONTHLY P&I: 1,612.66 ANNUAL RATE ADJUST: 0.000 LTV : 89.20755 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 01 -------------------------------------------------------------------------------- LN # 0070784616 MORTGAGORS: ELIAS, CHARLES ELIAS, EDNA ADDRESS : 7890 HARVARD DRIVE MORTGAGE AMT: 246,000.00 CITY BEN LOMOND :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95005 UNPAID BALANCE: 246,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,720.07 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070785696 MORTGAGORS: BROWN, JASON MILCAREK, WILLIAM ADDRESS : 53 KETTLEHOLE ROAD MORTGAGE AMT: 433,000.00 CITY MONTAUK :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 NY 11954 UNPAID BALANCE: 433,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,064.75 ANNUAL RATE ADJUST: 0.000 LTV : 79.88930 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070786264 MORTGAGORS: HANSEN, ELIOT HANSEN, ABBY ADDRESS : 9712 WESTWOOD DRIVE MORTGAGE AMT: 249,000.00 CITY WESTMINSTER :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 92683 UNPAID BALANCE: 249,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,044.16 ANNUAL RATE ADJUST: 0.000 LTV : 79.29936 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 05/01/19 RATE: 05 -------------------------------------------------------------------------------- LN # 0070786694 MORTGAGORS: BREITBARTH, LARRY HEATH BREITB, JESSICA ADDRESS : 23769 MONTECARLO PLACE NW MORTGAGE AMT: 299,250.00 CITY POULSBO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 WA 98370 UNPAID BALANCE: 299,016.560 OPTION TO CONVERT : No MONTHLY P&I: 2,041.41 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070787056 MORTGAGORS: YOUNG, NORMAN YOUNG, RUTH ADDRESS : 2472 E LAKE SAMMAMISH PKW MORTGAGE AMT: 300,000.00 CITY REDMOND :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 WA 98053 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000 LTV : 63.82979 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070787775 MORTGAGORS: ORNELAS, CARY ADDRESS : 290 LA VERNE AVENUE MORTGAGE AMT: 300,000.00 CITY LONG BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90803 UNPAID BALANCE: 299,765.970 OPTION TO CONVERT : No MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070787833 MORTGAGORS: AVEDIAN, RAFFI AVEDIAN, GAYANEH ADDRESS : 12060 BEAUFAIT AVENUE MORTGAGE AMT: 500,000.00 CITY NORTHRIDGE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 91326 UNPAID BALANCE: 499,579.940 OPTION TO CONVERT : No MONTHLY P&I: 3,284.64 ANNUAL RATE ADJUST: 0.000 LTV : 75.75758 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070787932 MORTGAGORS: FINE, ADAM FINE, ROGER ADDRESS : 155 WEST 68TH STREET MORTGAGE AMT: 288,750.00 CITY NEW YORK :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NY 10023 UNPAID BALANCE: 288,750.000 OPTION TO CONVERT : No MONTHLY P&I: 1,994.32 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070788401 MORTGAGORS: GEDNEY, REX GEDNEY, LAURA ADDRESS : 153 SOUTH WATER STREET MORTGAGE AMT: 280,000.00 CITY EDGARTOWN :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 MA 02539 UNPAID BALANCE: 279,797.350 OPTION TO CONVERT : No MONTHLY P&I: 1,981.82 ANNUAL RATE ADJUST: 0.000 LTV : 43.07692 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070788625 MORTGAGORS: RUBINSTEIN, JACOB RUBINSTEIN, MARIA ADDRESS : 41 SACO STREET MORTGAGE AMT: 157,000.00 CITY NEWTON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MA 02464 UNPAID BALANCE: 156,880.540 OPTION TO CONVERT : No MONTHLY P&I: 1,084.36 ANNUAL RATE ADJUST: 0.000 LTV : 64.08163 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070788732 MORTGAGORS: ASHBY, JOHN ASHBY, MICHELLE ADDRESS : 1311 HAGYSFORD ROAD MORTGAGE AMT: 616,650.00 CITY NARBERTH :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 PA 19072 UNPAID BALANCE: 616,650.000 OPTION TO CONVERT : No MONTHLY P&I: 4,311.71 ANNUAL RATE ADJUST: 0.000 LTV : 67.39344 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070789805 MORTGAGORS: WOLVOS, TOM ADDRESS : 40 CEDARCREST ROAD MORTGAGE AMT: 316,000.00 CITY CANTON :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MA 02021 UNPAID BALANCE: 316,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,209.52 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070790605 MORTGAGORS: COLBY, KENNETH COLBY, MAXINE ADDRESS : 25307 MALIBU ROAD MORTGAGE AMT: 295,000.00 CITY MALIBU :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 90265 UNPAID BALANCE: 294,775.530 OPTION TO CONVERT : No MONTHLY P&I: 2,037.49 ANNUAL RATE ADJUST: 0.000 LTV : 43.70370 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070791199 MORTGAGORS: ABORDE, JOEL ABORDE, MINA ADDRESS : 97 SOUTH CLIFF STREET MORTGAGE AMT: 250,000.00 CITY COLONIA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 07067 UNPAID BALANCE: 250,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,684.30 ANNUAL RATE ADJUST: 0.000 LTV : 94.69697 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070791264 MORTGAGORS: DAVIS, WILLIAM DAVIS, EILEEN ADDRESS : 16 WILLOW DR MORTGAGE AMT: 452,000.00 CITY CHESTER :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 NJ 07930 UNPAID BALANCE: 452,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,238.18 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070791371 MORTGAGORS: EVANS FORD, ANNETTE ADDRESS : 966 SCOTT STREET MORTGAGE AMT: 423,800.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92106 UNPAID BALANCE: 423,800.000 OPTION TO CONVERT : No MONTHLY P&I: 2,891.06 ANNUAL RATE ADJUST: 0.000 LTV : 53.98726 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070793120 MORTGAGORS: MORGAN, DWIGHT ADDRESS : 26001 CAMPEON MORTGAGE AMT: 268,000.00 CITY LAGUNA NIGU :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92677 UNPAID BALANCE: 268,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,851.01 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070793716 MORTGAGORS: HACKETT, DAVID PANICK, MELISSA ADDRESS : 5 CACCAMO LANE MORTGAGE AMT: 392,000.00 CITY WESTPORT :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CT 06880 UNPAID BALANCE: 392,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,674.13 ANNUAL RATE ADJUST: 0.000 LTV : 79.19192 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070794912 MORTGAGORS: ALLEN, MICHAEL ALLEN, AMY ADDRESS : 548 HILL AVENUE MORTGAGE AMT: 280,000.00 CITY GLEN ELLYN :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 IL 60137 UNPAID BALANCE: 280,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,981.82 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070795208 MORTGAGORS: NELSON, LEE ADDRESS : 2310 CASTLEGATE LANE MORTGAGE AMT: 132,000.00 CITY Vista :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92084 UNPAID BALANCE: 132,000.000 OPTION TO CONVERT : No MONTHLY P&I: 964.76 ANNUAL RATE ADJUST: 0.000 LTV : 35.68000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/24 RATE: 14 -------------------------------------------------------------------------------- LN # 0070795703 MORTGAGORS: LOONEY, GAYLAND LOONEY, HEATHER ADDRESS : 22044 SW RIGGS RD MORTGAGE AMT: 440,000.00 CITY ALOHA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 OR 97007 UNPAID BALANCE: 440,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,001.58 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070795786 MORTGAGORS: SANGHA, HARJINDER SANGHA, GIAN ADDRESS : 276 SHOSHONE COURT MORTGAGE AMT: 263,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95127 UNPAID BALANCE: 263,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,794.12 ANNUAL RATE ADJUST: 0.000 LTV : 82.96530 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070796511 MORTGAGORS: LINELL, G RAHN, BAIBA ADDRESS : 2373 N LABADIE ROAD MORTGAGE AMT: 352,000.00 CITY MILFORD :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MI 48380 UNPAID BALANCE: 352,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,461.24 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070796743 MORTGAGORS: PRIGAL, KENNETH ADDRESS : 2617 BAYVIEW DRIVE MORTGAGE AMT: 272,000.00 CITY FORT LAUDER :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 FL 33306 UNPAID BALANCE: 272,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,925.20 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 05/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070797055 MORTGAGORS: FERRARA, ERIC FERRARA, MARTA ADDRESS : 18 WORCHESTER COURT MORTGAGE AMT: 325,000.00 CITY BRIDGEHAMPT :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NY 11932 UNPAID BALANCE: 325,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,272.45 ANNUAL RATE ADJUST: 0.000 LTV : 65.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070797196 MORTGAGORS: RICCIARDELLI, ROBERT ADDRESS : 131 WEST 82ND STREET 8 MORTGAGE AMT: 234,400.00 CITY NEW YORK :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NY 10024 UNPAID BALANCE: 234,400.000 OPTION TO CONVERT : No MONTHLY P&I: 1,638.96 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070797261 MORTGAGORS: CURTIS, ROBERT CURTIS, VICTORIA ADDRESS : 60 MIMOSA CIRCLE MORTGAGE AMT: 431,900.00 CITY RIDGEFIELD :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CT 06877 UNPAID BALANCE: 431,900.000 OPTION TO CONVERT : No MONTHLY P&I: 2,946.32 ANNUAL RATE ADJUST: 0.000 LTV : 89.99792 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070797378 MORTGAGORS: BERINI, JOSEPH ADDRESS : 676 ROUTE 9W MORTGAGE AMT: 308,000.00 CITY NYACK :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NY 10960 UNPAID BALANCE: 308,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,101.10 ANNUAL RATE ADJUST: 0.000 LTV : 89.27536 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070798087 MORTGAGORS: BAKER, BUCK BAKER, LINDI ADDRESS : 4707 LOWER RIVER ROAD MORTGAGE AMT: 398,000.00 CITY GRANTS PASS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 OR 97526 UNPAID BALANCE: 397,681.730 OPTION TO CONVERT : No MONTHLY P&I: 2,681.40 ANNUAL RATE ADJUST: 0.000 LTV : 56.61451 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070799366 MORTGAGORS: MCFAUL, THOMAS ADDRESS : 1752 PROSPECT AVENUE MORTGAGE AMT: 335,200.00 CITY SANTA BARBA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 93101 UNPAID BALANCE: 335,200.000 OPTION TO CONVERT : No MONTHLY P&I: 2,315.14 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070799721 MORTGAGORS: FELDMAN, ROB FELDMAN, KAREN ADDRESS : 14017 LOBLOLLY TERRACE MORTGAGE AMT: 298,046.00 CITY ROCKVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MD 20850 UNPAID BALANCE: 297,801.690 OPTION TO CONVERT : No MONTHLY P&I: 1,982.91 ANNUAL RATE ADJUST: 0.000 LTV : 74.88593 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070801410 MORTGAGORS: TREAT, MICHAEL TREAT, JOYCE ADDRESS : 1531 205TH COURT NORTHEAS MORTGAGE AMT: 573,500.00 CITY REDMOND :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 WA 98053 UNPAID BALANCE: 573,041.380 OPTION TO CONVERT : No MONTHLY P&I: 3,863.78 ANNUAL RATE ADJUST: 0.000 LTV : 71.68750 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070801998 MORTGAGORS: FREGOSO, FABRICIO FREGOSO, NORMA ADDRESS : 11943 LA SERNA DRIVE MORTGAGE AMT: 236,400.00 CITY LA MIRADA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90638 UNPAID BALANCE: 236,400.000 OPTION TO CONVERT : No MONTHLY P&I: 1,612.66 ANNUAL RATE ADJUST: 0.000 LTV : 86.91176 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 01 -------------------------------------------------------------------------------- LN # 0070802004 MORTGAGORS: CUNNINGHAM, ROBERT ADDRESS : 1196 S GARFIELD AVENUE MORTGAGE AMT: 248,500.00 CITY DENVER :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CO 80210 UNPAID BALANCE: 248,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,653.28 ANNUAL RATE ADJUST: 0.000 LTV : 65.39474 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070802442 MORTGAGORS: SANCHEZ, NORBERTO SANCHEZ, WENDY ADDRESS : 4810 12 UNIVERSITY DRIVE MORTGAGE AMT: 273,600.00 CITY CORAL GABLE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 FL 33134 UNPAID BALANCE: 273,600.000 OPTION TO CONVERT : No MONTHLY P&I: 1,913.05 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070802806 MORTGAGORS: THILO, ROBERT ADDRESS : 7215 SOUTHEAST 32ND STREE MORTGAGE AMT: 420,000.00 CITY MERCER ISLA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 WA 98040 UNPAID BALANCE: 420,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,794.27 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070802970 MORTGAGORS: ROJAS, DANIEL ROJAS, CYNTHIA ADDRESS : 57 DECLARATION PLACE MORTGAGE AMT: 322,500.00 CITY IRVINE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92602 UNPAID BALANCE: 322,254.600 OPTION TO CONVERT : No MONTHLY P&I: 2,227.43 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070802996 MORTGAGORS: LEE, PRESTON LEE, GRETCHEN ADDRESS : 8 WHITEWATER DRIVE MORTGAGE AMT: 300,000.00 CITY CORONA DEL :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 CA 92625 UNPAID BALANCE: 299,798.710 OPTION TO CONVERT : No MONTHLY P&I: 2,201.29 ANNUAL RATE ADJUST: 0.000 LTV : 54.54545 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 04/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070803200 MORTGAGORS: NOURI NIKBAK, KAMRAN DEGANI, MONICA ADDRESS : 10 EAST TRENTON MORTGAGE AMT: 285,000.00 CITY IRVINE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92620 UNPAID BALANCE: 285,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,944.20 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070804182 MORTGAGORS: BOWKER, ROBERT BOWKER, KAREN ADDRESS : 7451 WESTCLIFF DRIVE MORTGAGE AMT: 309,100.00 CITY WEST HILLS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91307 UNPAID BALANCE: 309,100.000 OPTION TO CONVERT : No MONTHLY P&I: 2,108.61 ANNUAL RATE ADJUST: 0.000 LTV : 60.60784 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070804380 MORTGAGORS: TATE, PATRICK TATE, BARBARA ADDRESS : 23829 DOCKTON ROAD SW MORTGAGE AMT: 429,000.00 CITY VASHON ISLA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 WA 98070 UNPAID BALANCE: 429,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,963.00 ANNUAL RATE ADJUST: 0.000 LTV : 78.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070804547 MORTGAGORS: MARTINEZ, JOSEPH MARTINEZ, ANGIE ADDRESS : 11201 ADDISON ROAD MORTGAGE AMT: 300,000.00 CITY SANTA ANA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92705 UNPAID BALANCE: 299,765.970 OPTION TO CONVERT : No MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000 LTV : 77.72021 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070804570 MORTGAGORS: WEEDE, RICHARD WEEDE, MARGARET ADDRESS : 14935 HIGHLAND VALLEY ROA MORTGAGE AMT: 289,500.00 CITY ESCONDIDO :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 92025 UNPAID BALANCE: 289,500.000 OPTION TO CONVERT : No MONTHLY P&I: 2,074.01 ANNUAL RATE ADJUST: 0.000 LTV : 79.31507 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070805387 MORTGAGORS: CULOTTI, GARY ADDRESS : 708 17TH STREET MORTGAGE AMT: 500,000.00 CITY SANTA MONIC :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 90402 UNPAID BALANCE: 499,655.900 OPTION TO CONVERT : No MONTHLY P&I: 3,625.35 ANNUAL RATE ADJUST: 0.000 LTV : 64.51613 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 04/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070805981 MORTGAGORS: TOOHEY, TIMOTHY TOOHEY, ANN ADDRESS : 39 STONELEIGH ROAD MORTGAGE AMT: 254,150.00 CITY TRUMBULL :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CT 06611 UNPAID BALANCE: 254,150.000 OPTION TO CONVERT : No MONTHLY P&I: 1,777.05 ANNUAL RATE ADJUST: 0.000 LTV : 85.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070806070 MORTGAGORS: CIAMPI, GISELA ADDRESS : 9 HOLLAND AVENUE MORTGAGE AMT: 270,200.00 CITY OAKHURST :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NJ 07755 UNPAID BALANCE: 269,994.400 OPTION TO CONVERT : No MONTHLY P&I: 1,866.20 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070806864 MORTGAGORS: MADSON, JACK MADSON, KATHLEEN ADDRESS : 7205 NE 131ST PLACE MORTGAGE AMT: 300,000.00 CITY KIRKLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 WA 98034 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000 LTV : 74.07407 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070806997 MORTGAGORS: GURICK, MITCHELL GURICK, LISA ADDRESS : 4 SHELBURNE DRIVE MORTGAGE AMT: 359,200.00 CITY OAK BROOK :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 IL 60523 UNPAID BALANCE: 358,898.230 OPTION TO CONVERT : No MONTHLY P&I: 2,359.69 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070807672 MORTGAGORS: CLEAVER, CLIFFORD CLEAVER, LINDA ADDRESS : 282 OLD PICKARD STREET MORTGAGE AMT: 347,700.00 CITY CONCORD :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 MA 01742 UNPAID BALANCE: 347,700.000 OPTION TO CONVERT : No MONTHLY P&I: 2,255.18 ANNUAL RATE ADJUST: 0.000 LTV : 63.79817 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070807839 MORTGAGORS: RUSSELL, EDWARD RUSSELL, DORIS ADDRESS : 220 GREENWOOD DR MORTGAGE AMT: 260,000.00 CITY LAKE OSWEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 OR 97034 UNPAID BALANCE: 260,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,817.96 ANNUAL RATE ADJUST: 0.000 LTV : 78.78788 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070808290 MORTGAGORS: DODDS, DOUGLAS ADDRESS : 250 EAST 54TH STREET MORTGAGE AMT: 374,500.00 CITY NEW YORK :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 NY 10022 UNPAID BALANCE: 374,242.280 OPTION TO CONVERT : No MONTHLY P&I: 2,715.38 ANNUAL RATE ADJUST: 0.000 LTV : 65.13043 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070808308 MORTGAGORS: BEACH, TYLER BEACH, JULIE ADDRESS : 212 DOE RUN ROAD MORTGAGE AMT: 290,000.00 CITY LOPEZ :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 WA 98261 UNPAID BALANCE: 289,779.330 OPTION TO CONVERT : No MONTHLY P&I: 2,002.96 ANNUAL RATE ADJUST: 0.000 LTV : 74.35897 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070808555 MORTGAGORS: ANDERSON, CHRISTIAN SMITH, CHERI ADDRESS : 2743 VETERAN AVENUE MORTGAGE AMT: 260,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 90064 UNPAID BALANCE: 260,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,708.01 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070811294 MORTGAGORS: LANNON, DAVID LANNON, KELLEY ADDRESS : 47 SINAWOY MORTGAGE AMT: 336,000.00 CITY GREENWICH :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CT 06807 UNPAID BALANCE: 335,744.330 OPTION TO CONVERT : No MONTHLY P&I: 2,320.67 ANNUAL RATE ADJUST: 0.000 LTV : 87.27273 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070811401 MORTGAGORS: MCKEAGUE, CHARLES MCKEAGUE, DIANE ADDRESS : 398 WINDWARD AVENUE MORTGAGE AMT: 500,000.00 CITY PISMO BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 93449 UNPAID BALANCE: 499,590.160 OPTION TO CONVERT : No MONTHLY P&I: 3,326.51 ANNUAL RATE ADJUST: 0.000 LTV : 52.63158 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070811435 MORTGAGORS: MORRIS, JEAN HARRIS, DAROLD ADDRESS : 1840 KELSON PLACE MORTGAGE AMT: 325,000.00 CITY ESCONDIDO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92029 UNPAID BALANCE: 325,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,272.45 ANNUAL RATE ADJUST: 0.000 LTV : 79.85258 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070811872 MORTGAGORS: GODIN, ROY KENNISON GOD, JANE ADDRESS : 47 COMMERCIAL WHARF MORTGAGE AMT: 376,000.00 CITY BOSTON :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 MA 02110 UNPAID BALANCE: 376,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,661.30 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070812300 MORTGAGORS: LENDWAY, CHARLES LENDWAY, VIMLA ADDRESS : 18332 MINNIHAHA STREET MORTGAGE AMT: 276,300.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 91326 UNPAID BALANCE: 276,300.000 OPTION TO CONVERT : No MONTHLY P&I: 1,931.93 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070812342 MORTGAGORS: SPENCER, GARY ADDRESS : 3905 S DOUGLAS BOULEVARD MORTGAGE AMT: 250,000.00 CITY EDMOND :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 OK 73013 UNPAID BALANCE: 250,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,748.04 ANNUAL RATE ADJUST: 0.000 LTV : 79.36508 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070812409 MORTGAGORS: SMITHERMAN, JOHN SMITHERMAN, REBECCA ADDRESS : 12527 ANTONIO PLACE MORTGAGE AMT: 300,000.00 CITY SALINAS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 93908 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000 LTV : 59.40594 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070812425 MORTGAGORS: DABNEY, ANDREW ADDRESS : 1493 SW 156 WAY MORTGAGE AMT: 292,000.00 CITY PEMBROKE PI :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 FL 33027 UNPAID BALANCE: 292,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,942.68 ANNUAL RATE ADJUST: 0.000 LTV : 89.84615 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070812524 MORTGAGORS: MAURINO, VINCENT MAURINO, CARMEN ADDRESS : 1671 CLARK LANE MORTGAGE AMT: 289,000.00 CITY CONCORD :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 94521 UNPAID BALANCE: 289,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,874.45 ANNUAL RATE ADJUST: 0.000 LTV : 77.06667 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070812672 MORTGAGORS: HOLSTON, ROBERT HOLSTON, ROXANNE ADDRESS : 12518 PRARIE ROSE WAY MORTGAGE AMT: 228,500.00 CITY BAKERSFIELD :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 93312 UNPAID BALANCE: 228,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,806.01 ANNUAL RATE ADJUST: 0.000 LTV : 87.88462 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/19 RATE: 04 -------------------------------------------------------------------------------- LN # 0070812995 MORTGAGORS: JANSEN, CHARLES JANSEN, PHYLLIS ADDRESS : 5521 WENDY CIRCLE MORTGAGE AMT: 284,000.00 CITY HUNTINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92649 UNPAID BALANCE: 283,721.650 OPTION TO CONVERT : No MONTHLY P&I: 1,937.38 ANNUAL RATE ADJUST: 0.000 LTV : 77.80822 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070813993 MORTGAGORS: EVANS, WILLIAM ADDRESS : 922 SAN PAULO WAY MORTGAGE AMT: 58,000.00 CITY KISSIMMEE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 FL 34758 UNPAID BALANCE: 58,000.000 OPTION TO CONVERT : No MONTHLY P&I: 419.23 ANNUAL RATE ADJUST: 0.000 LTV : 67.44186 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/24 RATE: 14 -------------------------------------------------------------------------------- LN # 0070815253 MORTGAGORS: ALVIS, HELEN ROSENTHAL, ELIZABETH ADDRESS : 1740 MELISE DRIVE MORTGAGE AMT: 260,000.00 CITY GLENVIEW :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 60025 UNPAID BALANCE: 260,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,773.66 ANNUAL RATE ADJUST: 0.000 LTV : 78.78788 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070815501 MORTGAGORS: FREAL, MIKE BOLLINGER, DANA ADDRESS : 504 7TH AVENUE MORTGAGE AMT: 262,400.00 CITY KIRKLAND :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 WA 98034 UNPAID BALANCE: 262,400.000 OPTION TO CONVERT : No MONTHLY P&I: 1,723.78 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070815998 MORTGAGORS: MORRIS, SCOTT MORRIS, CARA ADDRESS : 22625 S FERGUSON MORTGAGE AMT: 320,000.00 CITY BEAVERCREEK :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 OR 97004 UNPAID BALANCE: 320,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,210.16 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070816301 MORTGAGORS: STEPHENS, JOHN STEPHENS, JOLENE ADDRESS : 22220 NE 187TH STREET MORTGAGE AMT: 367,200.00 CITY WOODINVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 WA 98072 UNPAID BALANCE: 367,200.000 OPTION TO CONVERT : No MONTHLY P&I: 2,473.89 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070816319 MORTGAGORS: GREENSTEIN, SIMEON GREENSTEIN, BARBARA ADDRESS : 867 REQUEZA STREET MORTGAGE AMT: 275,000.00 CITY ENCINITAS :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92024 UNPAID BALANCE: 275,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,922.84 ANNUAL RATE ADJUST: 0.000 LTV : 66.26506 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070816566 MORTGAGORS: WATERMAN, GEORGE WATERMON, MARY WATERMAN, MARYSUE ADDRESS : 14 SILVERBROOK ROAD MORTGAGE AMT: 270,000.00 CITY Westport :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 CT 06880 UNPAID BALANCE: 270,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,728.84 ANNUAL RATE ADJUST: 0.000 LTV : 41.86000 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070816673 MORTGAGORS: HINK, JEFFREY HINK, SUSAN ADDRESS : 2011 ROBINSON ST MORTGAGE AMT: 268,000.00 CITY REDONDO BEA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90278 UNPAID BALANCE: 268,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,783.01 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070816749 MORTGAGORS: ROGERS, STEVEN ROGERS, TERESA ADDRESS : 363 SHAWNEE WAY MORTGAGE AMT: 304,000.00 CITY FREMONT :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94539 UNPAID BALANCE: 304,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,997.06 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070816830 MORTGAGORS: KLINK, PAUL KLINK, LISA ADDRESS : 17508 LUNA DE MIEL MORTGAGE AMT: 478,000.00 CITY RANCHO SANT :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 92067 UNPAID BALANCE: 478,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,465.83 ANNUAL RATE ADJUST: 0.000 LTV : 53.11111 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070816871 MORTGAGORS: SCAPA, BENJAMIN SCAPA, VICTORIA ADDRESS : 3736 140TH AVENUE NE MORTGAGE AMT: 244,000.00 CITY BELLEVUE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 WA 98005 UNPAID BALANCE: 244,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,706.08 ANNUAL RATE ADJUST: 0.000 LTV : 38.42520 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070816889 MORTGAGORS: GRADY, THOMAS GRADY, LINDA ADDRESS : 631 633 I AVENUE MORTGAGE AMT: 492,000.00 CITY CORONADO :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 92118 UNPAID BALANCE: 491,661.410 OPTION TO CONVERT : No MONTHLY P&I: 3,567.34 ANNUAL RATE ADJUST: 0.000 LTV : 78.72000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070817036 MORTGAGORS: ROBINSON, RONALD GILMORE, MARY ADDRESS : 3041 PALM VISTA COURT MORTGAGE AMT: 292,000.00 CITY EL CAJON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92019 UNPAID BALANCE: 291,760.650 OPTION TO CONVERT : No MONTHLY P&I: 1,942.68 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070817044 MORTGAGORS: SWENSON, ROBERT SWENSON, JOANNE ADDRESS : 28 MARSEILLE MORTGAGE AMT: 410,000.00 CITY LAGUNA NIGU :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92677 UNPAID BALANCE: 409,663.930 OPTION TO CONVERT : No MONTHLY P&I: 2,727.74 ANNUAL RATE ADJUST: 0.000 LTV : 74.81752 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070817341 MORTGAGORS: SCHENONE, ZOILA ADDRESS : 101 HAMPTON LANE MORTGAGE AMT: 357,000.00 CITY KEY BISCAYN :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 FL 33149 UNPAID BALANCE: 357,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,435.37 ANNUAL RATE ADJUST: 0.000 LTV : 53.28358 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070817440 MORTGAGORS: WERESCH, JOSEPH WERESCH, SANDRA ADDRESS : 21390 PARKVIEW TERRACE MORTGAGE AMT: 320,800.00 CITY WEST LINN :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 OR 97068 UNPAID BALANCE: 320,800.000 OPTION TO CONVERT : No MONTHLY P&I: 2,270.60 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070817531 MORTGAGORS: SEEKER, EDWARD SEEKER, TONI ADDRESS : 14430 SE 61ST STREET MORTGAGE AMT: 307,950.00 CITY BELLEVUE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 WA 98006 UNPAID BALANCE: 307,950.000 OPTION TO CONVERT : No MONTHLY P&I: 2,074.72 ANNUAL RATE ADJUST: 0.000 LTV : 79.99740 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070817622 MORTGAGORS: HOFMANN, RONALD HOFMANN, ZOE ADDRESS : 26414 WEST BEECHER LANE MORTGAGE AMT: 284,250.00 CITY STEVENSON R :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 91381 UNPAID BALANCE: 284,250.000 OPTION TO CONVERT : No MONTHLY P&I: 1,867.32 ANNUAL RATE ADJUST: 0.000 LTV : 79.99111 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070817689 MORTGAGORS: PHINNEY, DAVID PHINNEY, ELAINE ADDRESS : 2847 SHIRLEY DRIVE MORTGAGE AMT: 260,500.00 CITY THOUSAND OA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91320 UNPAID BALANCE: 260,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,799.21 ANNUAL RATE ADJUST: 0.000 LTV : 77.76119 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070817721 MORTGAGORS: KEBSCHULL, SCOTT KEBSCHULL, LAURA ADDRESS : 100 ROCKINGHORSE ROAD MORTGAGE AMT: 432,000.00 CITY RANCHO PALO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90275 UNPAID BALANCE: 432,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,874.11 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070817754 MORTGAGORS: MATAS, DANIEL MATAS, MARION MATAS, MARY ADDRESS : 1127 N WOODBINE AVENUE MORTGAGE AMT: 437,600.00 CITY OAK PARK :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 60302 UNPAID BALANCE: 437,600.000 OPTION TO CONVERT : No MONTHLY P&I: 2,985.20 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070817796 MORTGAGORS: JEVENS, DAREL JEVENS, LISA ADDRESS : 5207 N LAKEWOOD AVENUE MORTGAGE AMT: 346,800.00 CITY CHICAGO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60640 UNPAID BALANCE: 346,800.000 OPTION TO CONVERT : No MONTHLY P&I: 2,336.46 ANNUAL RATE ADJUST: 0.000 LTV : 82.57143 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070817937 MORTGAGORS: JONSEN, STEPHEN JONSEN, SUZANNE ADDRESS : 1431 GREGORY AVENUE MORTGAGE AMT: 410,000.00 CITY WILMETTE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 60091 UNPAID BALANCE: 410,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,796.92 ANNUAL RATE ADJUST: 0.000 LTV : 87.23404 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070818497 MORTGAGORS: RICHARDS, SHIRLETA ADDRESS : 6634 SHENANDOAH AVENUE MORTGAGE AMT: 409,600.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 90056 UNPAID BALANCE: 409,600.000 OPTION TO CONVERT : No MONTHLY P&I: 2,969.88 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 05/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070818547 MORTGAGORS: RICHER, MICHEL RICHER, KELLI ADDRESS : 1527 ALAMITAS AVENUE MORTGAGE AMT: 169,600.00 CITY MONROVIA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91016 UNPAID BALANCE: 169,600.000 OPTION TO CONVERT : No MONTHLY P&I: 1,142.63 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070819271 MORTGAGORS: YOUNGBLOOD, CHRIS YOUNGBLOOD, DIANE ADDRESS : 26810 S BOLLAND ROAD MORTGAGE AMT: 255,000.00 CITY CANBY :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 OR 97013 UNPAID BALANCE: 255,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,783.00 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070819503 MORTGAGORS: MARTINEZ, FRANK MARTINEZ, FRANCES ADDRESS : 4817 FAIRLAWN DRIVE MORTGAGE AMT: 520,000.00 CITY LA CANADA F :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 91011 UNPAID BALANCE: 520,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,416.03 ANNUAL RATE ADJUST: 0.000 LTV : 75.36232 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070819602 MORTGAGORS: ELAKMAN, CARYN ADDRESS : 9 CHURCH STREET NORTH MORTGAGE AMT: 300,000.00 CITY WESTPORT :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CT 06880 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000 LTV : 78.95000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070819800 MORTGAGORS: ATKINS, FLOYD ATKINS, JOYCE ADDRESS : 19 BRIDLE PATH MORTGAGE AMT: 415,500.00 CITY WESTWOOD :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MA 02090 UNPAID BALANCE: 415,500.000 OPTION TO CONVERT : No MONTHLY P&I: 2,799.30 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070819826 MORTGAGORS: MOORE, CLAY ADDRESS : 5719 MOSS CREEK COURT MORTGAGE AMT: 320,000.00 CITY DALLAS :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 TX 75240 UNPAID BALANCE: 319,768.390 OPTION TO CONVERT : No MONTHLY P&I: 2,264.94 ANNUAL RATE ADJUST: 0.000 LTV : 79.01235 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070820964 MORTGAGORS: MONAHAN, WAYNE MONAHAN, JANELLE ADDRESS : 2237 WILLESTER AVENUE MORTGAGE AMT: 272,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95124 UNPAID BALANCE: 272,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,809.62 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070820980 MORTGAGORS: BECKER, KARL BECKER, MONIKA ADDRESS : 855 SUGARBUSH DRIVE MORTGAGE AMT: 391,300.00 CITY VISTA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92084 UNPAID BALANCE: 391,300.000 OPTION TO CONVERT : No MONTHLY P&I: 2,669.36 ANNUAL RATE ADJUST: 0.000 LTV : 75.25000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070821277 MORTGAGORS: HANSEN, TODD HANSEN, KYLE ADDRESS : 1124 NORTH LINDEN AVENUE MORTGAGE AMT: 271,200.00 CITY OAK PARK :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 IL 60302 UNPAID BALANCE: 271,200.000 OPTION TO CONVERT : No MONTHLY P&I: 1,873.11 ANNUAL RATE ADJUST: 0.000 LTV : 79.76471 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070821368 MORTGAGORS: TAYLOR, RICHARD TAYLOR, FLORENCE ADDRESS : 4433 HONEY TREE LANE MORTGAGE AMT: 101,100.00 CITY JACKSONVILL :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 FL 32225 UNPAID BALANCE: 101,100.000 OPTION TO CONVERT : No MONTHLY P&I: 706.91 ANNUAL RATE ADJUST: 0.000 LTV : 78.98438 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070822010 MORTGAGORS: MACDONALD, ROBERT ADDRESS : 125 BAY VIEW DRIVE MORTGAGE AMT: 560,000.00 CITY MILL VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94941 UNPAID BALANCE: 560,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,725.69 ANNUAL RATE ADJUST: 0.000 LTV : 65.72770 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070822416 MORTGAGORS: STONE, MARK STONE, RINA ADDRESS : 22602 LIBERTY BELL ROAD MORTGAGE AMT: 340,000.00 CITY CALABASAS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91302 UNPAID BALANCE: 340,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,290.64 ANNUAL RATE ADJUST: 0.000 LTV : 66.66667 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070822457 MORTGAGORS: FRAZIER, CHRISTOPHE FRAZIER, STACEY ADDRESS : 539 BENNINGTON TERRACE MORTGAGE AMT: 256,000.00 CITY RIDGEWOOD :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NJ 07450 UNPAID BALANCE: 255,800.300 OPTION TO CONVERT : No MONTHLY P&I: 1,746.37 ANNUAL RATE ADJUST: 0.000 LTV : 78.52761 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070822747 MORTGAGORS: KRUEGER, MICHAEL KRUEGER, KATHY ADDRESS : 10830 SW MOREY LANE MORTGAGE AMT: 640,000.00 CITY WILSONVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 OR 97070 UNPAID BALANCE: 640,000.000 OPTION TO CONVERT : No MONTHLY P&I: 4,420.32 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070822804 MORTGAGORS: BROWN, KAREN ADDRESS : 36429 249TH AVENUE SE MORTGAGE AMT: 332,000.00 CITY ENUMCLAW :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 WA 98022 UNPAID BALANCE: 332,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,293.04 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070823596 MORTGAGORS: RUIZ, CARLOS BOUDREAU, KATHY ADDRESS : 4 BALDWIN STREET MORTGAGE AMT: 119,500.00 CITY HAVERHILL :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 01832 UNPAID BALANCE: 119,500.000 OPTION TO CONVERT : No MONTHLY P&I: 815.20 ANNUAL RATE ADJUST: 0.000 LTV : 91.92308 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070824099 MORTGAGORS: UNBEKANT, DONALD UNBEKANT, M ADDRESS : 62 COVE CIRCLE MORTGAGE AMT: 299,000.00 CITY MARION :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MA 02738 UNPAID BALANCE: 299,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,014.42 ANNUAL RATE ADJUST: 0.000 LTV : 46.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070824206 MORTGAGORS: MCPEAK, PARTICK MCPEAK, DONNA ADDRESS : 9030 HUNT CLUB ROAD MORTGAGE AMT: 464,000.00 CITY ZIONSVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 IN 46077 UNPAID BALANCE: 464,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,204.73 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070824396 MORTGAGORS: GREEN, DONALD ADDRESS : 765 HARVARD AVENUE MORTGAGE AMT: 333,900.00 CITY SUNNYVALE :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 94087 UNPAID BALANCE: 333,900.000 OPTION TO CONVERT : No MONTHLY P&I: 2,392.10 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 05/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070824446 MORTGAGORS: SCHOEFFEL, BERNARD BOND SCHOEFF, ELIZABETH ADDRESS : 3188 C STREET MORTGAGE AMT: 400,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 92102 UNPAID BALANCE: 400,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,900.28 ANNUAL RATE ADJUST: 0.000 LTV : 78.43137 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 05/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070824511 MORTGAGORS: TAYLOR, JOHN TAYLOR, LINDA ADDRESS : 6835 AVILA VALLEY DRIVE MORTGAGE AMT: 436,700.00 CITY SAN LUIS OB :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 93405 UNPAID BALANCE: 436,700.000 OPTION TO CONVERT : No MONTHLY P&I: 3,016.18 ANNUAL RATE ADJUST: 0.000 LTV : 56.34839 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070824867 MORTGAGORS: PEIFFER, JEFFERY PEIFFER, CLARE ADDRESS : N11 W 29866 ST JAMES WAY MORTGAGE AMT: 265,000.00 CITY WAUKESHA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 WI 53188 UNPAID BALANCE: 265,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,807.77 ANNUAL RATE ADJUST: 0.000 LTV : 58.24176 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070825237 MORTGAGORS: SHANKLE, WILLIAM HARA, JUNKO ADDRESS : 614 1/2 ACACIA AVENUE MORTGAGE AMT: 439,200.00 CITY NEWPORT BEA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92625 UNPAID BALANCE: 439,200.000 OPTION TO CONVERT : No MONTHLY P&I: 3,070.95 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070825492 MORTGAGORS: SMITH, GEOFFREY SMITH, JULIANNE ADDRESS : 3323 DOVE HOLLOW ROAD MORTGAGE AMT: 380,000.00 CITY ENCINITAS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92024 UNPAID BALANCE: 380,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,592.27 ANNUAL RATE ADJUST: 0.000 LTV : 44.18605 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070825583 MORTGAGORS: THOMPSON, TERRY THOMPSON, SUE ADDRESS : 2731 S LAKE CRABAPPLE RD MORTGAGE AMT: 337,000.00 CITY MARYSVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 WA 98271 UNPAID BALANCE: 337,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,242.07 ANNUAL RATE ADJUST: 0.000 LTV : 74.88889 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070826599 MORTGAGORS: VALENZUELA, CESAR VALENZUELA, MARIA ADDRESS : 31611 VIA COYOTE MORTGAGE AMT: 344,000.00 CITY TRABUCO CAN :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92679 UNPAID BALANCE: 344,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,317.59 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070826870 MORTGAGORS: RASHTIAN, ROSHANAK ADDRESS : 709 NORTH ELM DRIVE MORTGAGE AMT: 935,000.00 CITY BEVERLY HIL :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 90210 UNPAID BALANCE: 935,000.000 OPTION TO CONVERT : No MONTHLY P&I: 6,537.66 ANNUAL RATE ADJUST: 0.000 LTV : 40.65217 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070826979 MORTGAGORS: ANGLE, DONALD NEWELL ANGLE, KATHLEEN ADDRESS : 10675 LONGFELLOW TRACE MORTGAGE AMT: 273,600.00 CITY SHREVEPORT :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 LA 71106 UNPAID BALANCE: 273,600.000 OPTION TO CONVERT : No MONTHLY P&I: 1,843.29 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070827290 MORTGAGORS: TANKENSON, DAVE TANKENSON, LAURA ADDRESS : 1334 WHITECLIFF ROAD MORTGAGE AMT: 204,250.00 CITY THOUSAND OA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91360 UNPAID BALANCE: 204,250.000 OPTION TO CONVERT : No MONTHLY P&I: 1,376.07 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070827514 MORTGAGORS: SILVA, WILLIAM SILVA, JACKALYN ADDRESS : 90 MATTERHORN TERRACE MORTGAGE AMT: 285,000.00 CITY PARK CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 UT 84098 UNPAID BALANCE: 281,549.750 OPTION TO CONVERT : No MONTHLY P&I: 1,968.42 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070828306 MORTGAGORS: WAYNE, JAMES WAYNE, ROBIN ADDRESS : 2824 AVENIDA DE AUTLAN MORTGAGE AMT: 407,200.00 CITY CAMARILLO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 93010 UNPAID BALANCE: 406,890.150 OPTION TO CONVERT : No MONTHLY P&I: 2,812.43 ANNUAL RATE ADJUST: 0.000 LTV : 79.84314 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070828397 MORTGAGORS: CARNEY, GERALD CARNEY, DIANE ADDRESS : 89 INDIAN HILL ROAD MORTGAGE AMT: 270,000.00 CITY WILTON :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CT 06897 UNPAID BALANCE: 270,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,887.88 ANNUAL RATE ADJUST: 0.000 LTV : 56.84211 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070828553 MORTGAGORS: STEWART JONE, PRISCILLA JONES, ERIC ADDRESS : 8026 IGLESIA DRIVE MORTGAGE AMT: 274,000.00 CITY DUBLIN :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94568 UNPAID BALANCE: 274,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,869.16 ANNUAL RATE ADJUST: 0.000 LTV : 70.25641 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070828835 MORTGAGORS: HARRINGTON, WILLIAM HARRINGTON, GLORIA ADDRESS : 2110 BALLAU AVENUE MORTGAGE AMT: 71,250.00 CITY SCRANTON :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 PA 18508 UNPAID BALANCE: 71,250.000 OPTION TO CONVERT : No MONTHLY P&I: 498.19 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070829114 MORTGAGORS: COTOI, CORNEL COTOI, VIORICA ADDRESS : 10219 HORLEY AVENUE MORTGAGE AMT: 274,500.00 CITY DOWNEY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90241 UNPAID BALANCE: 274,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,872.57 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070829197 MORTGAGORS: SHINGLES, BERYL ADDRESS : 9650 SOUTH LEAVITT MORTGAGE AMT: 254,400.00 CITY CHICAGO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60643 UNPAID BALANCE: 254,400.000 OPTION TO CONVERT : No MONTHLY P&I: 1,713.94 ANNUAL RATE ADJUST: 0.000 LTV : 79.87441 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070829759 MORTGAGORS: YOON, DOUGLAS YOON, CHUNG ADDRESS : 20111 VIVA CIRCLE MORTGAGE AMT: 253,000.00 CITY HUNTINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92646 UNPAID BALANCE: 253,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,747.41 ANNUAL RATE ADJUST: 0.000 LTV : 56.85393 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070829825 MORTGAGORS: TEXEIRA, STEVE TEXEIRA, KAREN ADDRESS : 321 IRON HORSE COURT MORTGAGE AMT: 450,000.00 CITY ALAMO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94507 UNPAID BALANCE: 450,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,108.04 ANNUAL RATE ADJUST: 0.000 LTV : 35.29412 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070829924 MORTGAGORS: SAKURAI, TEIICHI ADDRESS : 5307 CHANNELBROOK COURT MORTGAGE AMT: 480,000.00 CITY DALLAS :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 TX 75287 UNPAID BALANCE: 480,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,438.78 ANNUAL RATE ADJUST: 0.000 LTV : 78.68852 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 05/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070830377 MORTGAGORS: BARTHELEMY, JANICE ADDRESS : 2241 RIDGEMONT DRIVE MORTGAGE AMT: 355,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90046 UNPAID BALANCE: 355,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,421.73 ANNUAL RATE ADJUST: 0.000 LTV : 65.13761 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070830559 MORTGAGORS: BEHAR, JOY ADDRESS : 123 NORTH WEST PATH MORTGAGE AMT: 329,600.00 CITY SAGAPONACK :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NY 11962 UNPAID BALANCE: 329,600.000 OPTION TO CONVERT : No MONTHLY P&I: 2,220.58 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070831052 MORTGAGORS: LADD, JAMES ADDRESS : 1433 E 24TH STREET MORTGAGE AMT: 210,000.00 CITY NATIONAL CI :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91950 UNPAID BALANCE: 210,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,397.14 ANNUAL RATE ADJUST: 0.000 LTV : 30.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070831102 MORTGAGORS: TURNER, MICHELE ADDRESS : 26408 WEST BEECHER LANE MORTGAGE AMT: 278,000.00 CITY STEVENSON R :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91381 UNPAID BALANCE: 278,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,849.54 ANNUAL RATE ADJUST: 0.000 LTV : 79.98895 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070831219 MORTGAGORS: TASSONE, STEPHEN TASSONE, FRANCINE ADDRESS : 120 PASEO DE LAS DELICIAS MORTGAGE AMT: 470,400.00 CITY REDONDO BEA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 90277 UNPAID BALANCE: 470,400.000 OPTION TO CONVERT : No MONTHLY P&I: 3,248.94 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070831292 MORTGAGORS: AMANTE, BENJAMIN AMANTE, CAROL ADDRESS : 19432 SIERRA NUEVO ROAD MORTGAGE AMT: 301,000.00 CITY IRVINE :\ STATE/ZIP :\ LIFETIME RATE : 6.37500 CA 92612 UNPAID BALANCE: 301,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,877.85 ANNUAL RATE ADJUST: 0.000 LTV : 68.25397 OUTSIDE CONV DATE: CURRENT INT 6.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070831508 MORTGAGORS: ADAMS, RICHARD ADAMS, DIANE ADDRESS : 100 CHARLES LANE MORTGAGE AMT: 300,000.00 CITY DANVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 94526 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,149.24 ANNUAL RATE ADJUST: 0.000 LTV : 93.75000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070832639 MORTGAGORS: TENORIO, FRANK TENORIO, CATHERINE ADDRESS : 4221 230TH WAY SE MORTGAGE AMT: 397,000.00 CITY ISSAQUAH :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 WA 98029 UNPAID BALANCE: 397,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,708.24 ANNUAL RATE ADJUST: 0.000 LTV : 79.40000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070832670 MORTGAGORS: LIONIKIS, GEORGE LIONIKIS, PATRICIA ADDRESS : 3 JENNA LANE MORTGAGE AMT: 308,000.00 CITY EDISON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NJ 08820 UNPAID BALANCE: 308,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,127.28 ANNUAL RATE ADJUST: 0.000 LTV : 64.84211 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070832720 MORTGAGORS: FINKBONER, BRIAN ADDRESS : 4565 SANTA CRUZ AVENUE MORTGAGE AMT: 265,000.00 CITY San Diego :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92107 UNPAID BALANCE: 265,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,740.86 ANNUAL RATE ADJUST: 0.000 LTV : 69.74000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070834106 MORTGAGORS: FALCIANI, AMERIGO GRAULE, MELISSA GRAULE, MELISSA ADDRESS : 444 CARIBBEAN DRIVE EAST MORTGAGE AMT: 344,000.00 CITY SUMMERLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 FL 33042 UNPAID BALANCE: 344,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,375.92 ANNUAL RATE ADJUST: 0.000\ LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070834494 MORTGAGORS: WHEELER, CYNTHIA ADDRESS : 4836 BREWSTER DRIVE MORTGAGE AMT: 385,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91356 UNPAID BALANCE: 385,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,626.38 ANNUAL RATE ADJUST: 0.000 LTV : 48.12500 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070834692 MORTGAGORS: NEVES, GILBERT NEVES, TERESA ADDRESS : 1732 HIGGINS AVENUE MORTGAGE AMT: 288,000.00 CITY SANTA CLARA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95051 UNPAID BALANCE: 288,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,989.14 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070834726 MORTGAGORS: RHONE, RICHARD RHONE, ANNE ADDRESS : 158 THE HIGHLANDS MORTGAGE AMT: 263,150.00 CITY TUSCALOOSA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 AL 35404 UNPAID BALANCE: 263,150.000 OPTION TO CONVERT : No MONTHLY P&I: 1,772.89 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070834825 MORTGAGORS: PRASAD, RAJENDRA PRASAD, BRINDA ADDRESS : 57 EAGLE CREEK MORTGAGE AMT: 376,400.00 CITY IRVINE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92620 UNPAID BALANCE: 376,400.000 OPTION TO CONVERT : No MONTHLY P&I: 2,631.84 ANNUAL RATE ADJUST: 0.000 LTV : 79.99167 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070836366 MORTGAGORS: TAQUECHEL, AMARO TAQUECHEL, JULIA ADDRESS : 740 MENDOZA AVENUE MORTGAGE AMT: 200,000.00 CITY CORAL GABLE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 FL 33134 UNPAID BALANCE: 200,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,381.35 ANNUAL RATE ADJUST: 0.000 LTV : 57.14286 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070836663 MORTGAGORS: KEOGH, PARRY KEOGH, KATRINA ADDRESS : 1314 N AVENIDA DE LA ESTR MORTGAGE AMT: 400,000.00 CITY SAN CLEMENT :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 92672 UNPAID BALANCE: 400,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,900.28 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070838446 MORTGAGORS: REICHERT, TIMOTHY KIRBY, ROBIN ADDRESS : 2175 RIM CREST DRIVE MORTGAGE AMT: 207,500.00 CITY NORCO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91760 UNPAID BALANCE: 207,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,397.97 ANNUAL RATE ADJUST: 0.000 LTV : 65.25157 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 01 -------------------------------------------------------------------------------- LN # 0070838552 MORTGAGORS: YOUNKIN, G C HEBRANK, GAIL ADDRESS : 2501 WEST 10TH STREET MORTGAGE AMT: 272,000.00 CITY PORT ANGELE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 WA 98363 UNPAID BALANCE: 272,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,855.52 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070839188 MORTGAGORS: ASHBY, ROBIN ADDRESS : 951 FISKE STREET MORTGAGE AMT: 400,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 90272 UNPAID BALANCE: 400,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,627.72 ANNUAL RATE ADJUST: 0.000 LTV : 62.01550 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070839337 MORTGAGORS: AMO, KEITH ADDRESS : 3863 OCEAN LANE MORTGAGE AMT: 235,000.00 CITY CANNON BEAC :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 OR 97145 UNPAID BALANCE: 235,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,623.09 ANNUAL RATE ADJUST: 0.000 LTV : 37.90323 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070839618 MORTGAGORS: CONOVER, JOHN ADDRESS : 647 QUAIL GARDEN DRIVE MORTGAGE AMT: 435,000.00 CITY ENCINITAS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92024 UNPAID BALANCE: 435,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,004.44 ANNUAL RATE ADJUST: 0.000 LTV : 66.92308 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070841382 MORTGAGORS: MERELES, ENRIQUE HAWKIN MERELES, NANNETTE MERELES, NANNETTE L ADDRESS : 1075 SUNSET CLIFFS BOULEV MORTGAGE AMT: 937,500.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92107 UNPAID BALANCE: 937,500.000 OPTION TO CONVERT : No MONTHLY P&I: 6,395.40 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 03 -------------------------------------------------------------------------------- LN # 0070842232 MORTGAGORS: BROADBENT, THOMAS SPITERI, NANCY ADDRESS : 66 COMPO ROAD NORTH MORTGAGE AMT: 637,500.00 CITY WESTPORT :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CT 06880 UNPAID BALANCE: 637,500.000 OPTION TO CONVERT : No MONTHLY P&I: 4,134.81 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070842752 MORTGAGORS: KAO, SHIUNG PIN CHIN, YING LO ADDRESS : 1740 WAYNE CIRCLE MORTGAGE AMT: 308,700.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95131 UNPAID BALANCE: 308,700.000 OPTION TO CONVERT : No MONTHLY P&I: 2,158.48 ANNUAL RATE ADJUST: 0.000 LTV : 79.97782 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070843107 MORTGAGORS: KIMMEL, MELISSA GOLDBLATT, JASON ADDRESS : 3609 ALBEMARLE STREET NW MORTGAGE AMT: 375,000.00 CITY WASHINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 DC 20016 UNPAID BALANCE: 375,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,494.88 ANNUAL RATE ADJUST: 0.000 LTV : 52.93947 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070844600 MORTGAGORS: KIRSCH, HARVEY KIRSCH, ROSE ADDRESS : 7306 AMBER FALLS LANE MORTGAGE AMT: 70,000.00 CITY BOYNTON BEA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 FL 33437 UNPAID BALANCE: 70,000.000 OPTION TO CONVERT : No MONTHLY P&I: 459.85 ANNUAL RATE ADJUST: 0.000 LTV : 34.09429 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 01 -------------------------------------------------------------------------------- LN # 0070844774 MORTGAGORS: MC COY, JEANNE ADDRESS : 3995 SYME DRIVE MORTGAGE AMT: 282,500.00 CITY CARLSBAD :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92008 UNPAID BALANCE: 282,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,975.28 ANNUAL RATE ADJUST: 0.000 LTV : 62.77778 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070845748 MORTGAGORS: KHALSA, MEHERBANI KHALSA, GURUMANTRA ADDRESS : 1238 UPAS STREET MORTGAGE AMT: 313,300.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92103 UNPAID BALANCE: 313,300.000 OPTION TO CONVERT : No MONTHLY P&I: 2,190.64 ANNUAL RATE ADJUST: 0.000 LTV : 72.02299 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070846183 MORTGAGORS: POND, G POND, TRACY ADDRESS : 437 AIRSTREAM COURT MORTGAGE AMT: 290,400.00 CITY SCOTTS VALL :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95066 UNPAID BALANCE: 290,400.000 OPTION TO CONVERT : No MONTHLY P&I: 1,932.04 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070847223 MORTGAGORS: HASLINGER, PAUL HASLINGER, BEATE ADDRESS : 20602 DEFOREST STREET MORTGAGE AMT: 416,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 91364 UNPAID BALANCE: 416,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,732.82 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070847512 MORTGAGORS: HENRIQUEZ, ANA ADDRESS : 175 TULIP LANE MORTGAGE AMT: 244,000.00 CITY COSTA MESA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92627 UNPAID BALANCE: 244,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,664.51 ANNUAL RATE ADJUST: 0.000 LTV : 78.70968 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070848387 MORTGAGORS: PEKEROL, MEHMET ADDRESS : 1714 SUNSET AVENUE MORTGAGE AMT: 456,000.00 CITY SANTA MONIC :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90405 UNPAID BALANCE: 456,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,110.72 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070848460 MORTGAGORS: KIRSHAW, LESLIE ADDRESS : 28 DOROTHY ROAD MORTGAGE AMT: 445,000.00 CITY REDDING :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CT 06896 UNPAID BALANCE: 445,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,923.33 ANNUAL RATE ADJUST: 0.000 LTV : 68.99225 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070848528 MORTGAGORS: MITCHELL, CHRIS MITCHELL, DEBRA ADDRESS : 370 MERCURY ROAD MORTGAGE AMT: 429,000.00 CITY JUNO BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 FL 33408 UNPAID BALANCE: 429,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,890.25 ANNUAL RATE ADJUST: 0.000 LTV : 79.44444 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070850359 MORTGAGORS: SCHULTZ, WILLIAM SCHULTZ, WENDY ADDRESS : 23210 BEAUMONT STREET MORTGAGE AMT: 297,000.00 CITY VALENCIA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91354 UNPAID BALANCE: 297,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,000.94 ANNUAL RATE ADJUST: 0.000 LTV : 69.06977 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070850680 MORTGAGORS: FERRY, THOMAS FERRY, KATHLEEN ADDRESS : 2007 SABRINA TERRACE MORTGAGE AMT: 1,218,750.00 CITY CORONA DEL :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92625 UNPAID BALANCE: 1,218,750. OPTION TO CONVERT : No 000 MONTHLY P&I: 8,521.68 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 03 -------------------------------------------------------------------------------- LN # 0070851415 MORTGAGORS: SCHWARTZ, ARTHUR SCHWARTZ, KAREN ADDRESS : 105 STONE CREEK LANE MORTGAGE AMT: 292,000.00 CITY PERKASIE :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 PA 18944 UNPAID BALANCE: 292,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,142.59 ANNUAL RATE ADJUST: 0.000 LTV : 76.84211 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070851787 MORTGAGORS: BROWN, MITCHELL BROWN, SUSAN ADDRESS : 764 HOLLY DRIVE NORTH MORTGAGE AMT: 310,400.00 CITY Annapolis :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MD 21401 UNPAID BALANCE: 310,400.000 OPTION TO CONVERT : No MONTHLY P&I: 2,383.29 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/19 RATE: 05 -------------------------------------------------------------------------------- LN # 0070851985 MORTGAGORS: DECKOFF, ANTHONY ADDRESS : 7617 FOUNTAIN AVENUE MORTGAGE AMT: 252,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90046 UNPAID BALANCE: 252,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,719.08 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070851993 MORTGAGORS: HOUSER, GREGORY HOUSER, SUSAN ADDRESS : 3627 MONTROSE PLACE MORTGAGE AMT: 318,000.00 CITY LIVERMORE :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 94550 UNPAID BALANCE: 318,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,062.54 ANNUAL RATE ADJUST: 0.000 LTV : 74.47307 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070852066 MORTGAGORS: CASSIDY, STEVEN CASSIDY, JOAN ADDRESS : 2 ROCKLAWN RD MORTGAGE AMT: 340,000.00 CITY WESTBORO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MA 01581 UNPAID BALANCE: 340,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,377.33 ANNUAL RATE ADJUST: 0.000 LTV : 76.75000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070853171 MORTGAGORS: IVES WARD, LAUREN ADDRESS : 4 BRADLEY STREET MORTGAGE AMT: 504,000.00 CITY WESTPORT :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CT 06880 UNPAID BALANCE: 504,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,395.54 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070853924 MORTGAGORS: GROSS, STUART GROSS, NANCY ADDRESS : 11909 SE INDIAN RIVER DRI MORTGAGE AMT: 280,000.00 CITY HOBE SOUND :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 FL 33455 UNPAID BALANCE: 280,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,769.79 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070854120 MORTGAGORS: THOMPSON, SHARON THOMPSON, KEVIN ADDRESS : 1053 CASSIA WAY MORTGAGE AMT: 360,000.00 CITY SUNNYVALE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94086 UNPAID BALANCE: 360,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,486.43 ANNUAL RATE ADJUST: 0.000 LTV : 78.09111 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070854740 MORTGAGORS: ROSENBERG, CRAIG WURMBRAND, AMELY ADDRESS : 1574 NW 190TH STREET MORTGAGE AMT: 480,000.00 CITY SHORELINE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 WA 98177 UNPAID BALANCE: 480,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,274.45 ANNUAL RATE ADJUST: 0.000 LTV : 73.84615 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070854807 MORTGAGORS: HALVORSON, GARY HALVORSON, JAN ADDRESS : 2875 ARLINE WAY MORTGAGE AMT: 375,000.00 CITY EUGENE :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 OR 97403 UNPAID BALANCE: 375,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,370.26 ANNUAL RATE ADJUST: 0.000 LTV : 61.98347 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070855523 MORTGAGORS: HIEMENZ, ERIC HIEMENZ, JODI ADDRESS : 16004 BACONSFIELD LANE MORTGAGE AMT: 295,000.00 CITY Monkton :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MD 21111 UNPAID BALANCE: 295,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,012.42 ANNUAL RATE ADJUST: 0.000 LTV : 69.41000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070855895 MORTGAGORS: MARKINSON, KEITH MARKINSON, MARTIN MARKINSON, MARTIN MARKINSON, LISA ADDRESS : 5100 AVENIDA HACIENDA MORTGAGE AMT: 700,000.00 CITY TARZANA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91356 UNPAID BALANCE: 700,000.000 OPTION TO CONVERT : No MONTHLY P&I: 4,775.23 ANNUAL RATE ADJUST: 0.000 LTV : 66.66667 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 03 -------------------------------------------------------------------------------- LN # 0070858071 MORTGAGORS: GIBBAR, DAVID GIBBAR, ELIZABETH ADDRESS : 437 WALTONIA DRIVE MORTGAGE AMT: 271,000.00 CITY GLENDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91206 UNPAID BALANCE: 271,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,802.97 ANNUAL RATE ADJUST: 0.000 LTV : 71.31579 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070858493 MORTGAGORS: FREIDENREICH, ELLIOT SHEERY, MARC SHEERY, MARC FREIDENREICH, ANITA ADDRESS : 1578 RT 27 MORTGAGE AMT: 76,400.00 CITY EDISON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NJ 08817 UNPAID BALANCE: 74,881.590 OPTION TO CONVERT : No MONTHLY P&I: 521.18 ANNUAL RATE ADJUST: 0.000 LTV : 72.76190 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 01 -------------------------------------------------------------------------------- LN # 0070858832 MORTGAGORS: BAKER, DOUGLAS BAKER, BILLIE ADDRESS : 14408 BUTTERFIELD DRIVE MORTGAGE AMT: 271,900.00 CITY OKLAHOMA CI :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 OK 73101 UNPAID BALANCE: 271,900.000 OPTION TO CONVERT : No MONTHLY P&I: 1,831.84 ANNUAL RATE ADJUST: 0.000 LTV : 84.96875 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070860002 MORTGAGORS: SCHWARTZ, BRUCE SCHWARTZ, TERRI ADDRESS : 18752 MAPLEWOOD LANE MORTGAGE AMT: 415,000.00 CITY NORTHRIDGE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91326 UNPAID BALANCE: 415,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,795.93 ANNUAL RATE ADJUST: 0.000 LTV : 79.04762 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070861588 MORTGAGORS: AIELLO, JOHN ADDRESS : 1265 3RD AVENUE MORTGAGE AMT: 278,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90019 UNPAID BALANCE: 278,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,896.45 ANNUAL RATE ADJUST: 0.000 LTV : 73.15789 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070862115 MORTGAGORS: KHANMOHAMED, HOOSEIN KHANMOHAMED, SAKER KHANMOHAMED, SAKERKHANO ADDRESS : 4127 BERRYMAN AVENUE MORTGAGE AMT: 266,000.00 CITY CULVER CITY :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 90066 UNPAID BALANCE: 266,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,747.43 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070867668 MORTGAGORS: MCALLISTER, TROY COYLE, CARA ADDRESS : 255 WILLIAMS AVENUE MORTGAGE AMT: 150,300.00 CITY HASBROUCK H :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 07604 UNPAID BALANCE: 150,300.000 OPTION TO CONVERT : No MONTHLY P&I: 1,012.60 ANNUAL RATE ADJUST: 0.000 LTV : 89.25178 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 01 -------------------------------------------------------------------------------- LN # 0070867791 MORTGAGORS: KLINE, JAMES KLINE, LAURA ADDRESS : 1628 OLD BARN CIRCLE MORTGAGE AMT: 296,000.00 CITY LIBERTYVILL :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 60048 UNPAID BALANCE: 296,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,019.24 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0070872007 MORTGAGORS: MC CLOY, CHARLES MC CLOY, WANDA ADDRESS : 29 FAIRWAY OAKS LANE MORTGAGE AMT: 250,000.00 CITY ISLE OF PAL :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 SC 29451 UNPAID BALANCE: 249,045.390 OPTION TO CONVERT : No MONTHLY P&I: 1,663.26 ANNUAL RATE ADJUST: 0.000 LTV : 79.36508 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080005499 MORTGAGORS: KUBISCHTA, RONALD KUBISCHTA, RHONDA ADDRESS : 9795 MARSHALL WAY MORTGAGE AMT: 262,550.00 CITY WESTMINSTER :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CO 80021 UNPAID BALANCE: 262,355.150 OPTION TO CONVERT : No MONTHLY P&I: 1,835.79 ANNUAL RATE ADJUST: 0.000 LTV : 79.56061 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080005689 MORTGAGORS: HOCHFELD, KURT NIXA, DIANE ADDRESS : 1081 PRINCETON KINGSTON R MORTGAGE AMT: 300,000.00 CITY PRINCETON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NJ 08540 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000 LTV : 74.07407 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080005713 MORTGAGORS: MYERS, DAVID Myers, Michelle MYERS, MICHELLE ADDRESS : 2415 W COURSE DRIVE MORTGAGE AMT: 339,500.00 CITY RIVERWOODS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 IL 60015 UNPAID BALANCE: 339,500.000 OPTION TO CONVERT : No MONTHLY P&I: 2,258.71 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080005747 MORTGAGORS: BOWMAN, WILLIAM BOWMAN, LISELOTTE BOWMAN, LISE ADDRESS : 5823 SOUTH KEARNEY ST MORTGAGE AMT: 500,000.00 CITY ENGLEWOOD :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CO 80111 UNPAID BALANCE: 499,619.540 OPTION TO CONVERT : No MONTHLY P&I: 3,453.38 ANNUAL RATE ADJUST: 0.000 LTV : 74.07407 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080005754 MORTGAGORS: GENTILE, DAVID GENTILE, KRISTIN ADDRESS : 11 GREENGROVE COURT MORTGAGE AMT: 348,000.00 CITY MIDDLETOWN :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NJ 07738 UNPAID BALANCE: 348,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,433.27 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080005887 MORTGAGORS: STEVENSON, SHAWN STEVENSON, CHRISTINE ADDRESS : 10053 EAST TOLLHOUSE ROAD MORTGAGE AMT: 307,500.00 CITY CLOVIS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 93611 UNPAID BALANCE: 307,247.940 OPTION TO CONVERT : No MONTHLY P&I: 2,045.81 ANNUAL RATE ADJUST: 0.000 LTV : 75.92593 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080005911 MORTGAGORS: DUTT, KASEY ADDRESS : 7045 LANEWOOD AVENUE MORTGAGE AMT: 400,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 CA 90028 UNPAID BALANCE: 400,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,935.06 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080005960 MORTGAGORS: MILLER, JAMES Miller, Patricia MILLER, PATRICIA ADDRESS : 1101 PHEASANT HILL WAY MORTGAGE AMT: 473,100.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95120 UNPAID BALANCE: 472,377.800 OPTION TO CONVERT : No MONTHLY P&I: 3,267.58 ANNUAL RATE ADJUST: 0.000 LTV : 78.85000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 03/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080006059 MORTGAGORS: TAYLOR, RICHARD TAYLOR, ZORAIDA ADDRESS : 7490 NORTHAMPTON COURT MORTGAGE AMT: 262,250.00 CITY CUMMING :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 GA 30040 UNPAID BALANCE: 262,040.280 OPTION TO CONVERT : No MONTHLY P&I: 1,766.83 ANNUAL RATE ADJUST: 0.000 LTV : 79.99231 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080006372 MORTGAGORS: GASPERONI, GREGORY gasperoni, charlene GASPERONI, CHARLENE ADDRESS : 4 GREENBRIAR CIRCLE MORTGAGE AMT: 323,200.00 CITY ANDOVER :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MA 01810 UNPAID BALANCE: 322,928.480 OPTION TO CONVERT : No MONTHLY P&I: 2,123.19 ANNUAL RATE ADJUST: 0.000 LTV : 79.60591 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080006638 MORTGAGORS: DELUSANT, JOSEPH DELUSANT, MARION ADDRESS : 134 PRINCETON OVAL MORTGAGE AMT: 300,000.00 CITY FREEHOLD TO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NJ 07726 UNPAID BALANCE: 299,777.350 OPTION TO CONVERT : No MONTHLY P&I: 2,097.65 ANNUAL RATE ADJUST: 0.000 LTV : 89.41894 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080006778 MORTGAGORS: ROSE, RICHARD ROSE, COLLEEN ADDRESS : 130 GREENDALE DRIVE MORTGAGE AMT: 458,000.00 CITY LOS GATOS :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95032 UNPAID BALANCE: 457,660.100 OPTION TO CONVERT : No MONTHLY P&I: 3,202.40 ANNUAL RATE ADJUST: 0.000 LTV : 89.98035 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080006794 MORTGAGORS: KOLAKOwSKI, GENE KOLAKOWSKI, ANNA ADDRESS : 2125 GREENSBORO ROAD MORTGAGE AMT: 318,000.00 CITY PLACERVILLE :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 CA 95667 UNPAID BALANCE: 318,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,036.19 ANNUAL RATE ADJUST: 0.000 LTV : 76.62651 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080007016 MORTGAGORS: FLOYD, CARLTON FLOYD, JERILYN ADDRESS : 22457 E POLK DRIVE MORTGAGE AMT: 315,500.00 CITY AURORA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CO 80016 UNPAID BALANCE: 315,241.390 OPTION TO CONVERT : No MONTHLY P&I: 2,099.03 ANNUAL RATE ADJUST: 0.000 LTV : 79.47103 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080007156 MORTGAGORS: HEBERT, JEFF HEBERT, KRISTIN ADDRESS : 7450 HIGHWAY 73 MORTGAGE AMT: 300,000.00 CITY EVERGREEN :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CO 80439 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000 LTV : 62.50000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080007198 MORTGAGORS: LOCOCO, JOHN Lococo, Dorothy LOCOCO, DOROTHY ADDRESS : 6796 DECANTURE STREET MORTGAGE AMT: 281,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92120 UNPAID BALANCE: 280,780.790 OPTION TO CONVERT : No MONTHLY P&I: 1,916.92 ANNUAL RATE ADJUST: 0.000 LTV : 74.93333 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080007255 MORTGAGORS: SISSON, DARYL sisson, lisa SISSON, LISA ADDRESS : 9435 SOUTHEAST 52ND STREE MORTGAGE AMT: 460,000.00 CITY MERCER ISLA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 WA 98040 UNPAID BALANCE: 460,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,099.11 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080007446 MORTGAGORS: SALVO, LA WEEN SALVO, PAUL ADDRESS : 2003 DEWEY STREET MORTGAGE AMT: 304,000.00 CITY SANTA MONIC :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 90405 UNPAID BALANCE: 304,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,997.06 ANNUAL RATE ADJUST: 0.000 LTV : 56.82243 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080007594 MORTGAGORS: NECE, J Rosentswieg, Jody ROSENTSWIEG, JODY ADDRESS : 9109 31ST AVENUE NW MORTGAGE AMT: 287,600.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 WA 98117 UNPAID BALANCE: 287,600.000 OPTION TO CONVERT : No MONTHLY P&I: 1,913.41 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080007636 MORTGAGORS: MACLELLAN, DONALD MACLELLAN, DONNA ADDRESS : 10 VIA TIGRA MORTGAGE AMT: 302,300.00 CITY RANCHO SANT :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92688 UNPAID BALANCE: 302,300.000 OPTION TO CONVERT : No MONTHLY P&I: 2,087.91 ANNUAL RATE ADJUST: 0.000 LTV : 89.99702 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080007768 MORTGAGORS: RUSSO, JOSEPH RUSSO, LYNN ADDRESS : 81 AUDUBON ROAD MORTGAGE AMT: 463,000.00 CITY WELLESLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 MA 02481 UNPAID BALANCE: 463,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,277.09 ANNUAL RATE ADJUST: 0.000 LTV : 69.51952 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080007776 MORTGAGORS: GIRON, SAMUEL GIRON, BONNIE ADDRESS : 20890 COVINA HILLS ROAD MORTGAGE AMT: 150,000.00 CITY COVINA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 91724 UNPAID BALANCE: 149,888.680 OPTION TO CONVERT : No MONTHLY P&I: 1,048.82 ANNUAL RATE ADJUST: 0.000 LTV : 42.85714 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080008220 MORTGAGORS: MARION, DAVID ADDRESS : 595 BAUMANN COURT MORTGAGE AMT: 358,000.00 CITY MORGAN HILL :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 CA 92057 UNPAID BALANCE: 358,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,292.31 ANNUAL RATE ADJUST: 0.000 LTV : 70.89109 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080008394 MORTGAGORS: THOMAS, JOHN HUNTER, SAMUEL ADDRESS : 511 WEST LEE STREET MORTGAGE AMT: 440,000.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 WA 98119 UNPAID BALANCE: 440,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,964.36 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080008501 MORTGAGORS: GRANDE, STEPHEN GRANDE, SUSAN ADDRESS : 9881 SOUTH VERDE LOMAS CI MORTGAGE AMT: 455,000.00 CITY VILLA PARK :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92861 UNPAID BALANCE: 455,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,027.13 ANNUAL RATE ADJUST: 0.000 LTV : 70.54264 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080008741 MORTGAGORS: BLAIR, ROBERT ADDRESS : 883 OLD STAGE ROAD MORTGAGE AMT: 382,000.00 CITY CENTRAL POI :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 OR 97502 UNPAID BALANCE: 381,694.520 OPTION TO CONVERT : No MONTHLY P&I: 2,573.61 ANNUAL RATE ADJUST: 0.000 LTV : 58.76923 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080008907 MORTGAGORS: PITTS, ROBERT ADDRESS : 3468 HENDERSON CIRCLE MORTGAGE AMT: 308,750.00 CITY SANTA ROSA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95403 UNPAID BALANCE: 308,503.090 OPTION TO CONVERT : No MONTHLY P&I: 2,080.11 ANNUAL RATE ADJUST: 0.000 LTV : 76.23457 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080009020 MORTGAGORS: LEDERMAN, CHARLES LEDERMAN, DIANE ADDRESS : 342 SUN VALLEY DRIVE MORTGAGE AMT: 240,000.00 CITY AMBLER :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 PA 19002 UNPAID BALANCE: 239,817.370 OPTION TO CONVERT : No MONTHLY P&I: 1,657.63 ANNUAL RATE ADJUST: 0.000 LTV : 63.15789 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080009095 MORTGAGORS: KANG, YUNG LIN, HUEI MIN ADDRESS : 2424 SAINT GEORGE WAY MORTGAGE AMT: 260,700.00 CITY BROOKEVILLE :\ STATE/ZIP :\ LIFETIME RATE : 6.37500 MD 20833 UNPAID BALANCE: 260,458.540 OPTION TO CONVERT : No MONTHLY P&I: 1,626.43 ANNUAL RATE ADJUST: 0.000 LTV : 77.82090 OUTSIDE CONV DATE: CURRENT INT 6.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080009202 MORTGAGORS: BOX, MICHAEL BOX, BELLA ADDRESS : 1627 NORTH HILL AVENUE MORTGAGE AMT: 339,000.00 CITY PASADENA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91104 UNPAID BALANCE: 338,728.900 OPTION TO CONVERT : No MONTHLY P&I: 2,283.91 ANNUAL RATE ADJUST: 0.000 LTV : 72.90323 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080009210 MORTGAGORS: CALDWELL, KENNETH CALDWELL, TERESA ADDRESS : 845 LAGUNA ROAD MORTGAGE AMT: 544,000.00 CITY PASADENA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91105 UNPAID BALANCE: 543,586.060 OPTION TO CONVERT : No MONTHLY P&I: 3,757.27 ANNUAL RATE ADJUST: 0.000 LTV : 73.51351 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080009509 MORTGAGORS: SURBER, DAVID SURBER, MARIE ADDRESS : 4301 HARVEST COURT MORTGAGE AMT: 350,400.00 CITY ROHNERT PAR :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94928 UNPAID BALANCE: 350,133.370 OPTION TO CONVERT : No MONTHLY P&I: 2,420.13 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080009558 MORTGAGORS: KHANNA, VINAY GUPTE, SONJA ADDRESS : 14451 SOBEY ROAD MORTGAGE AMT: 566,000.00 CITY SARATOGA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95070 UNPAID BALANCE: 565,547.380 OPTION TO CONVERT : No MONTHLY P&I: 3,813.25 ANNUAL RATE ADJUST: 0.000 LTV : 49.21739 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080009608 MORTGAGORS: LUTHER, JEFFREY REILLEY, NICOLE-MELISSA REILLEY, NICOLE MEL ADDRESS : 18 GAUCHO DRIVE MORTGAGE AMT: 432,000.00 CITY ROLLING HIL :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90274 UNPAID BALANCE: 431,645.890 OPTION TO CONVERT : No MONTHLY P&I: 2,874.11 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080009954 MORTGAGORS: DOMOKOS, STEVE DOMOKOS, HELEN ADDRESS : 5441 CHERRYLEE LANE MORTGAGE AMT: 340,800.00 CITY YORBA LINDA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92686 UNPAID BALANCE: 340,527.470 OPTION TO CONVERT : No MONTHLY P&I: 2,296.03 ANNUAL RATE ADJUST: 0.000 LTV : 75.73333 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080011018 MORTGAGORS: FEALING, LINDA ADDRESS : 4706 WALNEY KNOLL COURT MORTGAGE AMT: 289,600.00 CITY CHANTILLY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 VA 20151 UNPAID BALANCE: 289,600.000 OPTION TO CONVERT : No MONTHLY P&I: 1,951.09 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080011042 MORTGAGORS: NAEF, WESTON NAEF, MARY NAEF, MARY ADDRESS : 844 AND 846 HAVERFORD AVE MORTGAGE AMT: 640,000.00 CITY PACIFIC PAL :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 90272 UNPAID BALANCE: 639,488.200 OPTION TO CONVERT : No MONTHLY P&I: 4,311.80 ANNUAL RATE ADJUST: 0.000 LTV : 55.65217 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080011067 MORTGAGORS: ESNER, STUART ADDRESS : 4901 CASTLE ROAD MORTGAGE AMT: 432,000.00 CITY LA CANADA-FLINTRIDGE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91011 UNPAID BALANCE: 432,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,947.00 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080011117 MORTGAGORS: HINES, KEVIN HINES, VALERIE ADDRESS : 1436 CAMBRIDGE STREET MORTGAGE AMT: 272,000.00 CITY NOVATO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94947 UNPAID BALANCE: 271,777.050 OPTION TO CONVERT : No MONTHLY P&I: 1,809.62 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080011208 MORTGAGORS: HEITZ, ERIC BIRKS, BRENDA ADDRESS : 91 NELSON AVENUE MORTGAGE AMT: 332,000.00 CITY MILL VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94941 UNPAID BALANCE: 331,734.500 OPTION TO CONVERT : No MONTHLY P&I: 2,236.75 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080011224 MORTGAGORS: OSTERGAARD, SONDRA ADDRESS : 5801 SANTA TERESA BLVD MORTGAGE AMT: 247,500.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95123 UNPAID BALANCE: 247,311.670 OPTION TO CONVERT : No MONTHLY P&I: 1,709.42 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080011265 MORTGAGORS: IDIART, PATRICK IDIART, MARIE ADDRESS : 521 ALMANOR STREET MORTGAGE AMT: 269,500.00 CITY PETALUMA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94954 UNPAID BALANCE: 269,284.490 OPTION TO CONVERT : No MONTHLY P&I: 1,815.67 ANNUAL RATE ADJUST: 0.000 LTV : 76.02257 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080011273 MORTGAGORS: PARK, JONG PARK, SOON ADDRESS : 24352 RIMFORD PLACE MORTGAGE AMT: 280,000.00 CITY DIAMOND BAR :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91765 UNPAID BALANCE: 280,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,910.09 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080011281 MORTGAGORS: TELEFUS, MARK TLELFUS, TENATA TELEFUS, RENATA ADDRESS : 22 WOODACRES COURT MORTGAGE AMT: 650,000.00 CITY ORINDA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94563 UNPAID BALANCE: 649,480.210 OPTION TO CONVERT : No MONTHLY P&I: 4,379.17 ANNUAL RATE ADJUST: 0.000 LTV : 46.42857 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080011315 MORTGAGORS: RODRIGUEZ, RICARDO RODRIGUEZ, DEBRA ADDRESS : 2728 NORTH LONGHURST STRE MORTGAGE AMT: 448,000.00 CITY ORANGE :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 CA 92867 UNPAID BALANCE: 447,604.740 OPTION TO CONVERT : No MONTHLY P&I: 2,868.59 ANNUAL RATE ADJUST: 0.000 LTV : 79.29204 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080011422 MORTGAGORS: LINDNER, JEFFREY aryan, cheryl ARYAN, CHERYL ADDRESS : 2357 N BAILY STREET MORTGAGE AMT: 248,900.00 CITY ORANGE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92867 UNPAID BALANCE: 248,900.000 OPTION TO CONVERT : No MONTHLY P&I: 1,676.89 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080011448 MORTGAGORS: ALVAREZ, ROBERT ALVAREZ, MICHELE ALVAREZ, MICHELLE ADDRESS : 2841 BLUME DR MORTGAGE AMT: 267,700.00 CITY LOS ALAMITO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 90720 UNPAID BALANCE: 267,700.000 OPTION TO CONVERT : No MONTHLY P&I: 1,803.54 ANNUAL RATE ADJUST: 0.000 LTV : 79.99402 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080011471 MORTGAGORS: PACKARD, MICHAEL ADDRESS : 600 STANTON ROAD MORTGAGE AMT: 268,000.00 CITY ARROYO GRAN :\ STATE/ZIP :\ LIFETIME RATE : 8.62500 CA 93420 UNPAID BALANCE: 268,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,084.48 ANNUAL RATE ADJUST: 0.000 LTV : 72.62873 OUTSIDE CONV DATE: CURRENT INT 8.62500 MATURITY DATE: 05/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080011687 MORTGAGORS: MORTELL, JOHN ADDRESS : 64 LONGWOOD DRIVE MORTGAGE AMT: 404,000.00 CITY SAN ANSELMO :\ STATE/ZIP :\ LIFETIME RATE : 6.37500 CA 94960 UNPAID BALANCE: 403,625.820 OPTION TO CONVERT : No MONTHLY P&I: 2,520.43 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080011695 MORTGAGORS: STEPHENS, RONALD STEPHENS, JUDITH ADDRESS : 113 ENGELHART DRIVE MORTGAGE AMT: 288,000.00 CITY FOLSOM :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95630 UNPAID BALANCE: 287,775.330 OPTION TO CONVERT : No MONTHLY P&I: 1,964.67 ANNUAL RATE ADJUST: 0.000 LTV : 77.83784 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080011737 MORTGAGORS: ZOELLNER, JAY DUNCAN, MICHELLE ADDRESS : 32491 SEVEN SEAS DRIVE MORTGAGE AMT: 400,000.00 CITY DANA POINT :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92629 UNPAID BALANCE: 399,672.120 OPTION TO CONVERT : No MONTHLY P&I: 2,661.21 ANNUAL RATE ADJUST: 0.000 LTV : 88.88889 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080011752 MORTGAGORS: FURY, MICHAEL FURY, L. FURY, L ADDRESS : 3065 WHISPERWAVE CIRCLE MORTGAGE AMT: 426,000.00 CITY REDWOOD CIT :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94065 UNPAID BALANCE: 425,642.110 OPTION TO CONVERT : No MONTHLY P&I: 2,798.52 ANNUAL RATE ADJUST: 0.000 LTV : 78.88889 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080011760 MORTGAGORS: GIBSON, ROBERT GIBSON, ELIZABETH ADDRESS : 28501 EL SUR MORTGAGE AMT: 292,850.00 CITY LAGUNA NIGU :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92677 UNPAID BALANCE: 292,632.660 OPTION TO CONVERT : No MONTHLY P&I: 2,047.65 ANNUAL RATE ADJUST: 0.000 LTV : 79.14865 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080011778 MORTGAGORS: FOSTER, ROBIN ADDRESS : 82 MARINERO CIRCLE MORTGAGE AMT: 294,000.00 CITY TIBURON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94920 UNPAID BALANCE: 293,764.900 OPTION TO CONVERT : No MONTHLY P&I: 1,980.73 ANNUAL RATE ADJUST: 0.000 LTV : 73.50000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080011794 MORTGAGORS: SAKAGUCHI, GERALD SAKAGUCHI, REGINA ADDRESS : 20141 CRATER CIRCLE MORTGAGE AMT: 292,000.00 CITY HUNTINGTON :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92646 UNPAID BALANCE: 291,754.690 OPTION TO CONVERT : No MONTHLY P&I: 1,918.23 ANNUAL RATE ADJUST: 0.000 LTV : 76.84211 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080011810 MORTGAGORS: COLBECK, BRIAN ADDRESS : 28455 RANCHO GRANDE MORTGAGE AMT: 345,600.00 CITY LAGUNA NIGU :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92677 UNPAID BALANCE: 345,330.400 OPTION TO CONVERT : No MONTHLY P&I: 2,357.60 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: - -PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080011950 MORTGAGORS: CHOW, OLIVER ADDRESS : 33 WEST PUTNAM AVENUE MORTGAGE AMT: 300,000.00 CITY GREENWICH :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CT 06830 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080012099 MORTGAGORS: IBRAHIM, ANDRIA Ibrahim, Luciene IBRAHIM, LUCIENNE ADDRESS : 14120 STIRLING ROAD MORTGAGE AMT: 240,000.00 CITY FT LAUDERDA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 FL 33330 UNPAID BALANCE: 240,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,678.11 ANNUAL RATE ADJUST: 0.000 LTV : 20.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080012107 MORTGAGORS: MEGUERDITCHI, HAROUTIOUN MEGUERDITCHI, ZOVIG ADDRESS : 5837 IRVINE AVENUE MORTGAGE AMT: 155,000.00 CITY NORTH HOLLY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91601 UNPAID BALANCE: 155,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,057.37 ANNUAL RATE ADJUST: 0.000 LTV : 34.44444 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080012180 MORTGAGORS: LUU, VANHAO DO, VU LUU, TRANG ADDRESS : 5351 PINTAIL STREET MORTGAGE AMT: 337,500.00 CITY LAVERNE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91750 UNPAID BALANCE: 337,500.000 OPTION TO CONVERT : No MONTHLY P&I: 2,273.80 ANNUAL RATE ADJUST: 0.000 LTV : 79.97630 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080012222 MORTGAGORS: Forschner, Hans Forschner, Lenora Forschner, Lenora ADDRESS : 2533 North Shady Forest L MORTGAGE AMT: 280,000.00 CITY ORANGE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92867 UNPAID BALANCE: 280,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,910.09 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080012495 MORTGAGORS: SMITH, MARTIN TURNER SMITH, DEBORAH ADDRESS : 25539 BAKER PLACE MORTGAGE AMT: 280,000.00 CITY STEVENSON R :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 91381 UNPAID BALANCE: 280,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,957.80 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080012511 MORTGAGORS: DONNELLY, JANET ADDRESS : 4243 BAKMAN AVENUE MORTGAGE AMT: 276,000.00 CITY STUDIO CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91602 UNPAID BALANCE: 276,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,882.81 ANNUAL RATE ADJUST: 0.000 LTV : 77.74648 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080012545 MORTGAGORS: MEYER, KATHLEEN ADDRESS : 99 ST MARKS LANE MORTGAGE AMT: 250,000.00 CITY ISLIP :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NY 11751 UNPAID BALANCE: 250,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,726.69 ANNUAL RATE ADJUST: 0.000 LTV : 74.29421 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080012826 MORTGAGORS: REITH, BETH ANNE M. Reith, Beth MAHONEY, ANNE ADDRESS : 319 CAMBRIDGE STREET MORTGAGE AMT: 256,000.00 CITY BURLINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 MA 01803 UNPAID BALANCE: 255,823.820 OPTION TO CONVERT : No MONTHLY P&I: 1,856.18 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080012941 MORTGAGORS: MITCHELL, THOMAS MITCHELL, STACIE ADDRESS : 9281 LOGANBERRY DRIVE MORTGAGE AMT: 280,800.00 CITY GILROY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95020 UNPAID BALANCE: 280,800.000 OPTION TO CONVERT : No MONTHLY P&I: 1,915.55 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080013006 MORTGAGORS: KELLY, JANE ABRAHAMS, ELIHU ADDRESS : 195 EAST LUPINE DR MORTGAGE AMT: 430,000.00 CITY ASPEN :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CO 81611 UNPAID BALANCE: 430,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,896.99 ANNUAL RATE ADJUST: 0.000 LTV : 64.66165 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080013048 MORTGAGORS: TALKHOONCHEH, NASSER ADDRESS : 26722 FOND DU LAC ROAD MORTGAGE AMT: 260,000.00 CITY RANCHO PALO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90275 UNPAID BALANCE: 260,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,773.66 ANNUAL RATE ADJUST: 0.000 LTV : 49.05660 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080013089 MORTGAGORS: YOUNG, JOHN YOUNG, KAYLA ADDRESS : 27138 NORTH SADDLE PEAK T MORTGAGE AMT: 209,000.00 CITY VALENCIA :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 91355 UNPAID BALANCE: 209,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,479.29 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080013121 MORTGAGORS: STEWART, GINA STEWART, J ADDRESS : 135 - 135 1/2 31ST STREE MORTGAGE AMT: 527,200.00 CITY HERMOSA BEA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90254 UNPAID BALANCE: 527,200.000 OPTION TO CONVERT : No MONTHLY P&I: 3,596.43 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080013147 MORTGAGORS: THOMPSON, DAVID NORTHCUTT, KRISTINE ADDRESS : 12525 9TH AVENUE NW MORTGAGE AMT: 412,000.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 WA 98177 UNPAID BALANCE: 412,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,741.05 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080013220 MORTGAGORS: URUBURU, STEVEN URUBURU, RONNA ADDRESS : 1928 AVENIDA ESTUDIANTE MORTGAGE AMT: 299,500.00 CITY RANCHO PALO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 90275 UNPAID BALANCE: 299,500.000 OPTION TO CONVERT : No MONTHLY P&I: 2,068.57 ANNUAL RATE ADJUST: 0.000 LTV : 78.81579 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080013261 MORTGAGORS: CALAGNA, CHRISTOPHE ADDRESS : 772 TWINVIEW PLACE MORTGAGE AMT: 259,000.00 CITY PLEASANT HI :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94523 UNPAID BALANCE: 259,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,810.97 ANNUAL RATE ADJUST: 0.000 LTV : 79.69231 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080013311 MORTGAGORS: LUND, THOMAS LUND, ROBERTA ADDRESS : 6531 S RICHMOND AVE MORTGAGE AMT: 270,000.00 CITY CLARENDON H :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 IL 60514 UNPAID BALANCE: 270,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,887.88 ANNUAL RATE ADJUST: 0.000 LTV : 72.97297 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080013386 MORTGAGORS: BECK, DAVID Beck, Linda BECK, LINDA ADDRESS : 3807 JOCELYN DRIVE MORTGAGE AMT: 176,000.00 CITY WOODBRIDGE :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 VA 22192 UNPAID BALANCE: 176,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,260.89 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080013519 MORTGAGORS: HANNUM, DAVID Hannum, Larissa HANNUM, LARISA ADDRESS : 307 NOTTINGHAM DRIVE MORTGAGE AMT: 162,500.00 CITY SPRING CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 PA 19475 UNPAID BALANCE: 162,258.050 OPTION TO CONVERT : No MONTHLY P&I: 1,136.22 ANNUAL RATE ADJUST: 0.000 LTV : 47.51462 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080013543 MORTGAGORS: REEVES, WAYNE REEVES, RHONDA ADDRESS : 11250 NORTH 118TH WAY MORTGAGE AMT: 319,350.00 CITY SCOTTSDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 AZ 85259 UNPAID BALANCE: 319,094.610 OPTION TO CONVERT : No MONTHLY P&I: 2,151.53 ANNUAL RATE ADJUST: 0.000 LTV : 89.99817 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080013568 MORTGAGORS: WULFF, RICHARD WULFF, GEMMA ADDRESS : 10813 ELM RIDGE AVE MORTGAGE AMT: 268,500.00 CITY LAS VEGAS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NV 89134 UNPAID BALANCE: 268,295.690 OPTION TO CONVERT : No MONTHLY P&I: 1,854.47 ANNUAL RATE ADJUST: 0.000 LTV : 79.99166 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080013576 MORTGAGORS: KALAVRITINOS, CHRISTOPHE ADDRESS : 11508 RIDGE MIST TERRACE MORTGAGE AMT: 300,000.00 CITY POTOMAC :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MD 20854 UNPAID BALANCE: 299,760.090 OPTION TO CONVERT : No MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000 LTV : 50.30392 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080013592 MORTGAGORS: Romick, Brent Romick, robin Romick, Robin ADDRESS : 28750 ROUTT COUNTY ROAD 1 MORTGAGE AMT: 648,900.00 CITY Steamboat Springs :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CO 80477 UNPAID BALANCE: 648,900.000 OPTION TO CONVERT : No MONTHLY P&I: 4,481.79 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080013618 MORTGAGORS: NORTHRUP, M ADDRESS : 616 VISTAMONT AVENUE MORTGAGE AMT: 371,250.00 CITY BERKELEY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94708 UNPAID BALANCE: 371,250.000 OPTION TO CONVERT : No MONTHLY P&I: 2,469.94 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080013659 MORTGAGORS: WHITE, JAMES WHITE, MARION ADDRESS : 12725 LONGSTOCK COURT MORTGAGE AMT: 262,800.00 CITY HUNTERSVILL :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NC 28078 UNPAID BALANCE: 262,800.000 OPTION TO CONVERT : No MONTHLY P&I: 1,792.76 ANNUAL RATE ADJUST: 0.000 LTV : 94.97651 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080014780 MORTGAGORS: DIENER, GLENN Diener, Cynthia DIENER, CYNTHIA ADDRESS : 15 PERRI PLACE MORTGAGE AMT: 289,500.00 CITY DIX HILLS :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NY 11746 UNPAID BALANCE: 288,632.490 OPTION TO CONVERT : No MONTHLY P&I: 2,024.23 ANNUAL RATE ADJUST: 0.000 LTV : 82.71429 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080014806 MORTGAGORS: WAENDELIN, ANNA ADDRESS : 1137 SOUTH CITRUS AVENUE MORTGAGE AMT: 270,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 90019 UNPAID BALANCE: 270,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,864.82 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080014871 MORTGAGORS: KIMBALL, SCOTT KIMBALL, WENDY ADDRESS : 30739 COOL VALLEY RANCH L MORTGAGE AMT: 278,600.00 CITY VALLEY CENT :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92082 UNPAID BALANCE: 278,371.640 OPTION TO CONVERT : No MONTHLY P&I: 1,853.53 ANNUAL RATE ADJUST: 0.000 LTV : 73.70370 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080014939 MORTGAGORS: YU, TONNY Yu, Lawrence Yu, Lawrence YU, SHEILA ADDRESS : 926 SOUTH 8TH AVENUE MORTGAGE AMT: 292,000.00 CITY ARCADIA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 91006 UNPAID BALANCE: 292,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,041.71 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080014962 MORTGAGORS: ERWIN, GREGORY ERWIN, TERRY ADDRESS : 18008 AVENIDA ALONDRA MORTGAGE AMT: 1,256,500.00 CITY RANCHO SANT :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92067 UNPAID BALANCE: 1,256,500. OPTION TO CONVERT : No 000 MONTHLY P&I: 8,571.55 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 03 -------------------------------------------------------------------------------- LN # 0080015035 MORTGAGORS: JACOBS, MARC KLEMPNER JAC, ESTHER ADDRESS : 7 COROMANDE MORTGAGE AMT: 297,500.00 CITY IRVINE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92614 UNPAID BALANCE: 297,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,979.27 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080015225 MORTGAGORS: BRENNAN COOK, JESSE BRENNAN COOK, MICHELLE ADDRESS : 7437 BRIGADOON WAY MORTGAGE AMT: 256,500.00 CITY DUBLIN :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94568 UNPAID BALANCE: 256,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,728.09 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080015316 MORTGAGORS: NGUYEN, THANH NGUYEN, MYLY NGUYEN, MY ADDRESS : 19241 HARDING LANE MORTGAGE AMT: 262,000.00 CITY HUNTINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92646 UNPAID BALANCE: 262,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,787.30 ANNUAL RATE ADJUST: 0.000 LTV : 77.05882 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080015852 MORTGAGORS: MC COMB, DONALD MC COMB, MICHELLE ADDRESS : 845 LOMA PRIETA DRIVE MORTGAGE AMT: 236,050.00 CITY APTOS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95003 UNPAID BALANCE: 235,865.860 OPTION TO CONVERT : No MONTHLY P&I: 1,610.28 ANNUAL RATE ADJUST: 0.000 LTV : 91.13900 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080015878 MORTGAGORS: O BRIEN, TOM O BRIEN, TRACIE ADDRESS : 13244 LA SALINA STREET MORTGAGE AMT: 270,000.00 CITY LA MIRADA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90638 UNPAID BALANCE: 269,778.680 OPTION TO CONVERT : No MONTHLY P&I: 1,796.32 ANNUAL RATE ADJUST: 0.000 LTV : 79.41176 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080015902 MORTGAGORS: DELLS, EUGENE ADDRESS : 3752 BLUEBIRD CANYON ROAD MORTGAGE AMT: 311,200.00 CITY VISTA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92084 UNPAID BALANCE: 310,963.190 OPTION TO CONVERT : No MONTHLY P&I: 2,149.39 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080015936 MORTGAGORS: KNOX, FRED KNOX, GLENDA ADDRESS : 3 WINDGATE MORTGAGE AMT: 353,000.00 CITY MISSION VIE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92692 UNPAID BALANCE: 352,710.650 OPTION TO CONVERT : No MONTHLY P&I: 2,348.52 ANNUAL RATE ADJUST: 0.000 LTV : 77.58242 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080015944 MORTGAGORS: GOODMAN, CHARLES GOODMAN, LYNNE ADDRESS : 743 CHANTRY CIRCLE MORTGAGE AMT: 300,000.00 CITY SIMI VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 93065 UNPAID BALANCE: 299,754.090 OPTION TO CONVERT : No MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000 LTV : 70.58824 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080015977 MORTGAGORS: NGUYEN, TOAN NGUYEN, ISABELLE ADDRESS : 2950 SALEM DRIVE MORTGAGE AMT: 265,700.00 CITY SANTA CLARA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95051 UNPAID BALANCE: 265,482.210 OPTION TO CONVERT : No MONTHLY P&I: 1,767.71 ANNUAL RATE ADJUST: 0.000 LTV : 78.60947 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080015993 MORTGAGORS: RASIC, WALTER ADDRESS : 2315 LEE AVENUE MORTGAGE AMT: 344,000.00 CITY ARCADIA :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 91006 UNPAID BALANCE: 343,757.210 OPTION TO CONVERT : No MONTHLY P&I: 2,464.46 ANNUAL RATE ADJUST: 0.000 LTV : 73.19149 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 04/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080016009 MORTGAGORS: ALSHAWAHIN, JAMAL BRINK, KIMBERLEE ADDRESS : 2625 MONARDA COURT MORTGAGE AMT: 319,900.00 CITY PLEASANTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94588 UNPAID BALANCE: 319,637.780 OPTION TO CONVERT : No MONTHLY P&I: 2,128.30 ANNUAL RATE ADJUST: 0.000 LTV : 79.98980 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080016041 MORTGAGORS: LOIS, RODRIGO COBOS, ANA ADDRESS : 24851 WINTERWOOD DRIVE MORTGAGE AMT: 303,000.00 CITY LAKE FOREST :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92630 UNPAID BALANCE: 302,745.450 OPTION TO CONVERT : No MONTHLY P&I: 1,990.49 ANNUAL RATE ADJUST: 0.000 LTV : 89.11765 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080016066 MORTGAGORS: RIGHTER, WILLIAM RIGHTER, LINDA ADDRESS : 14807 NORTHWEST APPLEGATE MORTGAGE AMT: 256,000.00 CITY PORTLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 OR 97229 UNPAID BALANCE: 255,382.180 OPTION TO CONVERT : No MONTHLY P&I: 1,724.72 ANNUAL RATE ADJUST: 0.000 LTV : 78.76923 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080016090 MORTGAGORS: CONDON, NIALL CONDON, MAJELLA ADDRESS : 82 PAYER LANE MORTGAGE AMT: 272,000.00 CITY GROTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CT 06355 UNPAID BALANCE: 272,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,832.51 ANNUAL RATE ADJUST: 0.000 LTV : 94.93892 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080016165 MORTGAGORS: REVECHE, EDWIN Reveche, Ann REVECHE, ANN ADDRESS : 28702 LOMO DRIVE MORTGAGE AMT: 350,000.00 CITY RANCHO PALO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90275 UNPAID BALANCE: 349,726.960 OPTION TO CONVERT : No MONTHLY P&I: 2,387.62 ANNUAL RATE ADJUST: 0.000 LTV : 76.08696 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080016272 MORTGAGORS: FRAUM, BRAD FRAUM, SHARON ADDRESS : 1 SWEET WATER LANE MORTGAGE AMT: 330,000.00 CITY HILTON HEAD :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 SC 29926 UNPAID BALANCE: 329,736.110 OPTION TO CONVERT : No MONTHLY P&I: 2,223.27 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080016306 MORTGAGORS: GRIMES, JAMES ADDRESS : 45527 CLUB DR MORTGAGE AMT: 265,500.00 CITY INDIAN WELL :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92210 UNPAID BALANCE: 265,302.970 OPTION TO CONVERT : No MONTHLY P&I: 1,856.41 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080016470 MORTGAGORS: MOODY, GIDEON NEYLAND, SHIRLEY ADDRESS : 4838 BERMUDA AVENUE MORTGAGE AMT: 294,500.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92107 UNPAID BALANCE: 294,270.260 OPTION TO CONVERT : No MONTHLY P&I: 2,009.01 ANNUAL RATE ADJUST: 0.000 LTV : 94.08946 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080016496 MORTGAGORS: PHILLIPS, WALTER PHILLIPS, DIANA ADDRESS : 9549 VIA PEREZA MORTGAGE AMT: 248,900.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 92129 UNPAID BALANCE: 248,593.240 OPTION TO CONVERT : No MONTHLY P&I: 1,761.70 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080016579 MORTGAGORS: HALL, STANLEY HALL, ANNETTE ADDRESS : 978 EL MONTE DRIVE MORTGAGE AMT: 292,500.00 CITY SIMI VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 93065 UNPAID BALANCE: 292,266.090 OPTION TO CONVERT : No MONTHLY P&I: 1,970.63 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080016587 MORTGAGORS: HALKER, GARY HALKER, DONNA ADDRESS : 3331 HILL ROSE DRIVE MORTGAGE AMT: 300,000.00 CITY LOS ALAMITO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90720 UNPAID BALANCE: 299,754.090 OPTION TO CONVERT : No MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080016611 MORTGAGORS: PEARSON, JOSEPH PEARSON, LISA ADDRESS : 2918 GRAYSON AVENUE MORTGAGE AMT: 354,220.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90291 UNPAID BALANCE: 353,929.640 OPTION TO CONVERT : No MONTHLY P&I: 2,356.64 ANNUAL RATE ADJUST: 0.000 LTV : 61.07241 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080016629 MORTGAGORS: BACON, HARRY ADDRESS : 27850 MOUNT WHITNEY WAY MORTGAGE AMT: 435,000.00 CITY YORBA LINDA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92887 UNPAID BALANCE: 434,669.000 OPTION TO CONVERT : No MONTHLY P&I: 3,004.44 ANNUAL RATE ADJUST: 0.000 LTV : 66.92308 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080016645 MORTGAGORS: SULLIVAN, MARY LOU ADDRESS : 9 AVOCADO LANE MORTGAGE AMT: 304,000.00 CITY ROLLING HIL :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 90274 UNPAID BALANCE: 304,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,099.65 ANNUAL RATE ADJUST: 0.000 LTV : 78.96104 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080016678 MORTGAGORS: CHARLES, BRUCE CHARLES, JUNE ADDRESS : 3 WOODFLOWER MORTGAGE AMT: 500,000.00 CITY IRVINE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92614 UNPAID BALANCE: 499,590.150 OPTION TO CONVERT : No MONTHLY P&I: 3,326.52 ANNUAL RATE ADJUST: 0.000 LTV : 76.92308 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080016686 MORTGAGORS: DWYER, PAUL DWYER, MARY SUE ADDRESS : 221 WEST END AVENUE MORTGAGE AMT: 300,000.00 CITY RIDGEWOOD :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NJ 07450 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,970.79 ANNUAL RATE ADJUST: 0.000 LTV : 53.81166 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080016744 MORTGAGORS: STEWART, BURT ADDRESS : 21989 LOS ALTOS DRIVE MORTGAGE AMT: 320,000.00 CITY PALO CEDRO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 96073 UNPAID BALANCE: 319,737.700 OPTION TO CONVERT : No MONTHLY P&I: 2,128.97 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080016769 MORTGAGORS: BROOKS, JASON BROOKS, BETH ADDRESS : 3665 JEPSON CIRCLE MORTGAGE AMT: 263,500.00 CITY CORONA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91720 UNPAID BALANCE: 263,299.500 OPTION TO CONVERT : No MONTHLY P&I: 1,819.93 ANNUAL RATE ADJUST: 0.000 LTV : 94.98747 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080016819 MORTGAGORS: HAMMERNESS, ROLLAND HAMMERNESS, GWENDA ADDRESS : 438 DE ANZA SPUR MORTGAGE AMT: 284,000.00 CITY BORREGO SPR :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92004 UNPAID BALANCE: 283,767.210 OPTION TO CONVERT : No MONTHLY P&I: 1,889.46 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080016827 MORTGAGORS: GREEN, ROWAN ADDRESS : 332 COLTON MORTGAGE AMT: 245,000.00 CITY NEWPORT BEA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92660 UNPAID BALANCE: 244,808.870 OPTION TO CONVERT : No MONTHLY P&I: 1,671.34 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080016843 MORTGAGORS: SCHWARTZBERG, LAWRENCE SCHWARTZBERG, KATHLEEN ADDRESS : 417 SOUTH BROADWAY MORTGAGE AMT: 331,000.00 CITY REDONDO BEA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90277 UNPAID BALANCE: 330,728.670 OPTION TO CONVERT : No MONTHLY P&I: 2,202.16 ANNUAL RATE ADJUST: 0.000 LTV : 77.88235 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080016850 MORTGAGORS: ELSTER, MICHAEL ADDRESS : 617 WILLOWGLEN ROAD MORTGAGE AMT: 294,500.00 CITY SANTA BARBA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 93105 UNPAID BALANCE: 294,275.910 OPTION TO CONVERT : No MONTHLY P&I: 2,034.04 ANNUAL RATE ADJUST: 0.000 LTV : 70.79327 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080016868 MORTGAGORS: PARKER, THOMAS ADDRESS : 19532 RANCH LANE MORTGAGE AMT: 275,500.00 CITY HUNTINGTON :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92648 UNPAID BALANCE: 275,268.550 OPTION TO CONVERT : No MONTHLY P&I: 1,809.84 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080016876 MORTGAGORS: HUME, MICHAEL MCNAUGHTON H, KIMBERLY ADDRESS : 31734 FAIRVIEW ROAD MORTGAGE AMT: 304,000.00 CITY LAGUNA BEAC :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92651 UNPAID BALANCE: 303,768.670 OPTION TO CONVERT : No MONTHLY P&I: 2,099.66 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080016884 MORTGAGORS: WELCH, KENNETH ADDRESS : 159 ORVAL AVENUE MORTGAGE AMT: 284,000.00 CITY MOSS BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94038 UNPAID BALANCE: 283,767.210 OPTION TO CONVERT : No MONTHLY P&I: 1,889.46 ANNUAL RATE ADJUST: 0.000 LTV : 56.57371 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080016900 MORTGAGORS: LEE, ELEANOR Smuckers, Timothy SMUCKER, TIMOTHY ADDRESS : 1084 LANIER BOULEVARD MORTGAGE AMT: 327,050.00 CITY ATLANTA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 GA 30306 UNPAID BALANCE: 327,050.000 OPTION TO CONVERT : No MONTHLY P&I: 2,175.88 ANNUAL RATE ADJUST: 0.000 LTV : 79.76829 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080016926 MORTGAGORS: HIGHLAND, SCOTT HIGHLAND, PAMELA ADDRESS : 24 SIERRA BLANCO MORTGAGE AMT: 264,000.00 CITY FOOTHILL RA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92610 UNPAID BALANCE: 263,783.600 OPTION TO CONVERT : No MONTHLY P&I: 1,756.40 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080016934 MORTGAGORS: PEBSWORTH, STANLEY PEBSWORTH, LINDA ADDRESS : 1408 RUTHERFORD DRIVE MORTGAGE AMT: 470,000.00 CITY PASADENA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91103 UNPAID BALANCE: 469,614.740 OPTION TO CONVERT : No MONTHLY P&I: 3,126.93 ANNUAL RATE ADJUST: 0.000 LTV : 56.42257 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080016991 MORTGAGORS: GUNEWARDENA, SHELLY GUNEWARDENA, LORNA ADDRESS : 20347 RIM RIDGE ROAD MORTGAGE AMT: 264,000.00 CITY WALNUT :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91789 UNPAID BALANCE: 263,788.880 OPTION TO CONVERT : No MONTHLY P&I: 1,778.62 ANNUAL RATE ADJUST: 0.000 LTV : 78.80597 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080017015 MORTGAGORS: LEBOWITZ, MARK LEBOWITZ, EILEEN ADDRESS : 141 NORTH WINDSOR BOULEVA MORTGAGE AMT: 275,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90004 UNPAID BALANCE: 274,774.580 OPTION TO CONVERT : No MONTHLY P&I: 1,829.59 ANNUAL RATE ADJUST: 0.000 LTV : 61.11111 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080017056 MORTGAGORS: MCALEENAN, MICHAEL ADDRESS : 3190 HOLLYBURNE COURT MORTGAGE AMT: 415,000.00 CITY GLENDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91206 UNPAID BALANCE: 414,668.120 OPTION TO CONVERT : No MONTHLY P&I: 2,795.94 ANNUAL RATE ADJUST: 0.000 LTV : 79.80769 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080017171 MORTGAGORS: GRANDE, TROY GRANDE, LINDA ADDRESS : 1829 LAUREL MORTGAGE AMT: 840,000.00 CITY MANHATTAN B :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90267 UNPAID BALANCE: 840,000.000 OPTION TO CONVERT : No MONTHLY P&I: 5,730.29 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 03 -------------------------------------------------------------------------------- LN # 0080017205 MORTGAGORS: RYAN, PATRICIA RYAN, THOMAS ADDRESS : 441 COUNTRY CLUB LANE MORTGAGE AMT: 380,250.00 CITY CORONADO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92118 UNPAID BALANCE: 380,250.000 OPTION TO CONVERT : No MONTHLY P&I: 2,561.82 ANNUAL RATE ADJUST: 0.000 LTV : 74.99260 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080017254 MORTGAGORS: EIBECK, DOUGLAS EIBECK, SANDRA ADDRESS : 587 HUBBARD AVENUE MORTGAGE AMT: 330,000.00 CITY SANTA CLARA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 95051 UNPAID BALANCE: 330,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,167.87 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080017296 MORTGAGORS: WORTHY, THOMAS Worthy, Susan WORTHY, SUSAN ADDRESS : 1101 JOHNSON DRIVE MORTGAGE AMT: 381,000.00 CITY NAPERVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60540 UNPAID BALANCE: 381,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,566.87 ANNUAL RATE ADJUST: 0.000 LTV : 76.20000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080017387 MORTGAGORS: HACKETT, LEONARD BUCKLEY, MARY ADDRESS : 2703 WEST LAKE VAN NESS C MORTGAGE AMT: 597,600.00 CITY FRESNO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 93711 UNPAID BALANCE: 597,600.000 OPTION TO CONVERT : No MONTHLY P&I: 4,127.47 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080017411 MORTGAGORS: CANNON, KELL CANNON, KIMBERLY ADDRESS : 45 SPRUCE HOLLOW ROAD MORTGAGE AMT: 355,000.00 CITY GREENBROOK :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NJ 08812 UNPAID BALANCE: 354,601.750 OPTION TO CONVERT : No MONTHLY P&I: 2,332.10 ANNUAL RATE ADJUST: 0.000 LTV : 68.26923 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080017460 MORTGAGORS: LEE, KEVIN LEE, LUCINDY ADDRESS : 33733 TRAILSIDE WAY MORTGAGE AMT: 374,748.00 CITY UNION CITY :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94587 UNPAID BALANCE: 374,433.160 OPTION TO CONVERT : No MONTHLY P&I: 2,461.83 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080017486 MORTGAGORS: KANEMOTO, SEAN KANEMOTO, MARYANN ADDRESS : 36184 KIOTE DRIVE MORTGAGE AMT: 361,257.00 CITY NEWARK :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94560 UNPAID BALANCE: 360,953.490 OPTION TO CONVERT : No MONTHLY P&I: 2,373.21 ANNUAL RATE ADJUST: 0.000 LTV : 79.92412 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080017643 MORTGAGORS: TRIEU, ALEX T TRIEU, HANH ADDRESS : 36220 KIOTE DRIVE MORTGAGE AMT: 250,450.00 CITY NEWARK :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94560 UNPAID BALANCE: 250,239.590 OPTION TO CONVERT : No MONTHLY P&I: 1,645.28 ANNUAL RATE ADJUST: 0.000 LTV : 55.52439 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080017684 MORTGAGORS: ZHANG, LI LI, QING ADDRESS : 17116 PATINA STREET MORTGAGE AMT: 291,900.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92127 UNPAID BALANCE: 291,900.000 OPTION TO CONVERT : No MONTHLY P&I: 1,966.58 ANNUAL RATE ADJUST: 0.000 LTV : 79.99452 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080017932 MORTGAGORS: HEMATI, NERSI Hemati, Mojqan HEMATI, MOJQAN ADDRESS : 150 NADINA WAY MORTGAGE AMT: 420,000.00 CITY GREENBRAE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94904 UNPAID BALANCE: 419,664.130 OPTION TO CONVERT : No MONTHLY P&I: 2,829.62 ANNUAL RATE ADJUST: 0.000 LTV : 66.66667 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080018021 MORTGAGORS: SABA, MICHAEL ADDRESS : 104 PATERO DE ORO MORTGAGE AMT: 380,000.00 CITY SAN CLEMENT :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92672 UNPAID BALANCE: 380,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,560.13 ANNUAL RATE ADJUST: 0.000 LTV : 79.16667 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080018229 MORTGAGORS: BORER, JONATHAN Borer, Susana BORER, SUSANA ADDRESS : 8740 EAST BANNER RIDGE DR MORTGAGE AMT: 302,000.00 CITY ANAHEIM :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92808 UNPAID BALANCE: 301,775.870 OPTION TO CONVERT : No MONTHLY P&I: 2,111.63 ANNUAL RATE ADJUST: 0.000 LTV : 78.44156 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080018252 MORTGAGORS: HOANG, THANH Le, Baochau LE, BAOCHAU ADDRESS : 3822 SAPPHIRE DRIVE MORTGAGE AMT: 275,000.00 CITY ENCINO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91436 UNPAID BALANCE: 274,774.580 OPTION TO CONVERT : No MONTHLY P&I: 1,829.59 ANNUAL RATE ADJUST: 0.000 LTV : 59.13978 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080018286 MORTGAGORS: RICHTER, GREG ADDRESS : 2 TALKING TREES DRIVE MORTGAGE AMT: 295,000.00 CITY MURPHY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NC 28906 UNPAID BALANCE: 294,758.180 OPTION TO CONVERT : No MONTHLY P&I: 1,962.65 ANNUAL RATE ADJUST: 0.000 LTV : 63.44086 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080018302 MORTGAGORS: DAILEY, THOMAS Dailey, Maria DAILEY, MARIA ADDRESS : 22622 ORELLANA MORTGAGE AMT: 340,000.00 CITY MISSION VIE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92691 UNPAID BALANCE: 339,747.670 OPTION TO CONVERT : No MONTHLY P&I: 2,377.33 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080018310 MORTGAGORS: POPP, PETER ADDRESS : 3547 VIA LOMA VISTA MORTGAGE AMT: 283,000.00 CITY ESCONDIDO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92029 UNPAID BALANCE: 282,773.680 OPTION TO CONVERT : No MONTHLY P&I: 1,906.63 ANNUAL RATE ADJUST: 0.000 LTV : 54.95146 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080018328 MORTGAGORS: KOwALSKI, LYDIA ADDRESS : 5035 CARRILLOS DRIVE MORTGAGE AMT: 275,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 91364 UNPAID BALANCE: 274,768.960 OPTION TO CONVERT : No MONTHLY P&I: 1,806.56 ANNUAL RATE ADJUST: 0.000 LTV : 79.71014 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080018393 MORTGAGORS: DUGAN, GARY Dugan, Becky DUGAN, BECKY ADDRESS : 18770 BRANHART AVEENUE MORTGAGE AMT: 254,000.00 CITY CUPERTINO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95014 UNPAID BALANCE: 253,806.720 OPTION TO CONVERT : No MONTHLY P&I: 1,754.32 ANNUAL RATE ADJUST: 0.000 LTV : 74.70588 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080018401 MORTGAGORS: NOORANI, FARHAD ADDRESS : 412 NORTH PALM DRIVE #204 MORTGAGE AMT: 225,000.00 CITY BEVERLY HIL :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 90210 UNPAID BALANCE: 224,828.790 OPTION TO CONVERT : No MONTHLY P&I: 1,554.02 ANNUAL RATE ADJUST: 0.000 LTV : 70.31250 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080018492 MORTGAGORS: BURNS, CHRISTINE RICKENBACHER, BRUCE ADDRESS : 6548 WEST 98TH DRIVE MORTGAGE AMT: 245,550.00 CITY WESTMINSTER :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CO 80021 UNPAID BALANCE: 245,550.000 OPTION TO CONVERT : No MONTHLY P&I: 1,695.95 ANNUAL RATE ADJUST: 0.000 LTV : 94.99511 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080018583 MORTGAGORS: TENDICK, JEFFREY \ TENDICK, ELIZABETH ADDRESS : 1 MANOR ROAD MORTGAGE AMT: 400,000.00 CITY NEWTOWN :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 PA 18940 UNPAID BALANCE: 399,647.080 OPTION TO CONVERT : No MONTHLY P&I: 2,561.25 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080018625 MORTGAGORS: LUK, WILLIAM LUK, JOSEPHINE ADDRESS : 36196 KIOTE DRIVE MORTGAGE AMT: 363,450.00 CITY NEWARK :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94560 UNPAID BALANCE: 363,144.660 OPTION TO CONVERT : No MONTHLY P&I: 2,387.61 ANNUAL RATE ADJUST: 0.000 LTV : 79.98952 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080018641 MORTGAGORS: GOVINDACHARI, ARAVIND RAJAGOPAL, SUNITA ADDRESS : 36232 KIOTE DRIVE MORTGAGE AMT: 338,596.00 CITY NEWARK :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94560 UNPAID BALANCE: 338,112.690 OPTION TO CONVERT : No MONTHLY P&I: 2,224.34 ANNUAL RATE ADJUST: 0.000 LTV : 89.69430 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080018773 MORTGAGORS: OISTER, MICHAEL OISTER, JODI ADDRESS : 934 LA SALLE STREET MORTGAGE AMT: 340,800.00 CITY SUPERIOR :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CO 80027 UNPAID BALANCE: 340,553.330 OPTION TO CONVERT : No MONTHLY P&I: 2,412.17 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080018807 MORTGAGORS: HOLDEN, THOMAS ADDRESS : 15 PIERCE DRIVE MORTGAGE AMT: 380,000.00 CITY NOVATO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94947 UNPAID BALANCE: 379,696.120 OPTION TO CONVERT : No MONTHLY P&I: 2,560.13 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080018872 MORTGAGORS: Hancock, James HANCOCK, SHERRANA ADDRESS : 1800 Foxborough Trail MORTGAGE AMT: 260,500.00 CITY Flower Mound :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 TX 75028 UNPAID BALANCE: 260,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,755.04 ANNUAL RATE ADJUST: 0.000 LTV : 74.43000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080019011 MORTGAGORS: PATEL, VIRENDRAKU PATEL, SANDHYA ADDRESS : 19932 EAST SKYLINE DRIVE MORTGAGE AMT: 381,000.00 CITY WALNUT :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91789 UNPAID BALANCE: 381,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,534.80 ANNUAL RATE ADJUST: 0.000 LTV : 70.68646 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080019037 MORTGAGORS: SCHINDERLE, DAVID RULLO SCHIND, MARIA ADDRESS : 26902 CALLE ESPERANZA MORTGAGE AMT: 400,000.00 CITY SAN JUAN CA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92675 UNPAID BALANCE: 399,672.120 OPTION TO CONVERT : No MONTHLY P&I: 2,661.21 ANNUAL RATE ADJUST: 0.000 LTV : 72.72727 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080019052 MORTGAGORS: COCHRAN, MICHAEL SHELLABARGER, SUSAN ADDRESS : 1472 LA CULEBRA CIRCLE MORTGAGE AMT: 245,800.00 CITY CAMARILLO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 93012 UNPAID BALANCE: 245,598.520 OPTION TO CONVERT : No MONTHLY P&I: 1,635.31 ANNUAL RATE ADJUST: 0.000 LTV : 66.43243 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080019185 MORTGAGORS: SOLONIUK, GAYLENE ADDRESS : 1600 NORTH IRWIN STREET MORTGAGE AMT: 348,500.00 CITY HANFORD :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 93230 UNPAID BALANCE: 348,500.000 OPTION TO CONVERT : No MONTHLY P&I: 2,377.38 ANNUAL RATE ADJUST: 0.000 LTV : 85.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080019250 MORTGAGORS: MORRIS, DAVID MORRIS, ARLENE ADDRESS : 11701 WINDING WAY MORTGAGE AMT: 629,000.00 CITY LOS ALTOS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94024 UNPAID BALANCE: 628,509.320 OPTION TO CONVERT : No MONTHLY P&I: 4,290.89 ANNUAL RATE ADJUST: 0.000 LTV : 57.18182 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080019292 MORTGAGORS: MINASIAN, DAVID MINASIAN, CARLENE ADDRESS : 3924 BEACON ROAD MORTGAGE AMT: 308,000.00 CITY SEAFORD :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NY 11783 UNPAID BALANCE: 308,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,101.11 ANNUAL RATE ADJUST: 0.000 LTV : 94.98843 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080019318 MORTGAGORS: DAWSON, HARRY ADDRESS : 3292 VENTURE DRIVE MORTGAGE AMT: 1,000,000.00 CITY HUNTINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92649 UNPAID BALANCE: 1,000,000. OPTION TO CONVERT : No 000 MONTHLY P&I: 6,821.76 ANNUAL RATE ADJUST: 0.000 LTV : 45.45455 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 03 -------------------------------------------------------------------------------- LN # 0080019359 MORTGAGORS: CORNELL, TODD Cornell, Jennifer CORNELL, JENNIFER ADDRESS : 4885 WESTFALIA COURT NE MORTGAGE AMT: 311,000.00 CITY ATLANTA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 GA 30342 UNPAID BALANCE: 311,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,174.56 ANNUAL RATE ADJUST: 0.000 LTV : 73.17647 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080019649 MORTGAGORS: PINNEY, RUSSELL PINNEY, NANCY ADDRESS : 5152 ELLINGTON COURT MORTGAGE AMT: 1,000,000.00 CITY GRANITE BAY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95746 UNPAID BALANCE: 1,000,000. OPTION TO CONVERT : No 000 MONTHLY P&I: 6,737.19 ANNUAL RATE ADJUST: 0.000 LTV : 55.55556 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 03 -------------------------------------------------------------------------------- LN # 0080019763 MORTGAGORS: JONES, ADAM JONES, PENNY ADDRESS : 68 APPLE TREE POINT ROAD MORTGAGE AMT: 148,500.00 CITY BURLINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 VT 05401 UNPAID BALANCE: 148,381.240 OPTION TO CONVERT : No MONTHLY P&I: 1,000.48 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 01 -------------------------------------------------------------------------------- LN # 0080019771 MORTGAGORS: WALLACE, MARK WALLACE, MARK LEKER, TERRI ADDRESS : 10 BAYHILLS DRIVE MORTGAGE AMT: 318,000.00 CITY SAN RAFAEL :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94903 UNPAID BALANCE: 318,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,169.32 ANNUAL RATE ADJUST: 0.000 LTV : 76.62651 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080019813 MORTGAGORS: NAY, LORRAINE ADDRESS : 408 LYNN ST MORTGAGE AMT: 300,000.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 WA 98109 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000 LTV : 78.53403 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080019821 MORTGAGORS: LORENC, MAREK LORENC, JULI ADDRESS : 9769 VIA CANADA MORTGAGE AMT: 735,000.00 CITY KENWOOD :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95452 UNPAID BALANCE: 735,000.000 OPTION TO CONVERT : No MONTHLY P&I: 5,076.46 ANNUAL RATE ADJUST: 0.000 LTV : 45.93750 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 03 -------------------------------------------------------------------------------- LN # 0080019839 MORTGAGORS: JOYCE, JOSEPH JOYCE, LESLIE ADDRESS : 12563 SOUTH 1840 EAST MORTGAGE AMT: 551,250.00 CITY DRAPER :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 UT 84020 UNPAID BALANCE: 551,250.000 OPTION TO CONVERT : No MONTHLY P&I: 3,713.87 ANNUAL RATE ADJUST: 0.000 LTV : 74.49324 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080019961 MORTGAGORS: BEARD, THOMAS ADDRESS : 3301 WEST ANDREWS DRIVE MORTGAGE AMT: 733,000.00 CITY ATLANTA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 GA 30305 UNPAID BALANCE: 733,000.000 OPTION TO CONVERT : No MONTHLY P&I: 5,000.36 ANNUAL RATE ADJUST: 0.000 LTV : 66.63636 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 03 -------------------------------------------------------------------------------- LN # 0080019995 MORTGAGORS: BIGCAS, PATERNO ADDRESS : 33692 CALLE CONEJO MORTGAGE AMT: 314,400.00 CITY SAN JUAN CA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92675 UNPAID BALANCE: 314,160.760 OPTION TO CONVERT : No MONTHLY P&I: 2,171.49 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080020142 MORTGAGORS: HAGEN, RICHARD Hagen, Janet HAGEN, JANET ADDRESS : 373 ULTIMO AVENUE MORTGAGE AMT: 268,800.00 CITY LONG BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 90814 UNPAID BALANCE: 268,595.470 OPTION TO CONVERT : No MONTHLY P&I: 1,856.53 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080020167 MORTGAGORS: METZ, MARILYN ADDRESS : 5 NORTH COVE MORTGAGE AMT: 260,000.00 CITY IRVINE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92604 UNPAID BALANCE: 259,786.880 OPTION TO CONVERT : No MONTHLY P&I: 1,729.79 ANNUAL RATE ADJUST: 0.000 LTV : 74.28571 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080020217 MORTGAGORS: SANTRAPPE, LONA ADDRESS : 31513 1ST AVENUE MORTGAGE AMT: 287,000.00 CITY LAGUNA BEAC :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92651 UNPAID BALANCE: 286,770.480 OPTION TO CONVERT : No MONTHLY P&I: 1,933.58 ANNUAL RATE ADJUST: 0.000 LTV : 71.75000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080020233 MORTGAGORS: ALCALA, BRIAN ALCALA, JULIE ADDRESS : 3831 BROADVIEW DRIVE MORTGAGE AMT: 199,920.00 CITY CINCINNATI :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 OH 45208 UNPAID BALANCE: 199,920.000 OPTION TO CONVERT : No MONTHLY P&I: 1,330.08 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080020258 MORTGAGORS: MOTTAGHI, MOHAMMAD Teimoori, Sahar TEIMOORI, SAHAR ADDRESS : 8538 E CANYON VISTA DRIVE MORTGAGE AMT: 316,000.00 CITY ANAHEIM :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92808 UNPAID BALANCE: 315,747.290 OPTION TO CONVERT : No MONTHLY P&I: 2,128.96 ANNUAL RATE ADJUST: 0.000 LTV : 72.64368 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080020282 MORTGAGORS: CONRAD, KRISTINE Conrad, John CONRAD, JOHN ADDRESS : 3260 LILY AVENUE MORTGAGE AMT: 315,000.00 CITY LONG BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90808 UNPAID BALANCE: 314,741.790 OPTION TO CONVERT : No MONTHLY P&I: 2,095.71 ANNUAL RATE ADJUST: 0.000 LTV : 78.75000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080020365 MORTGAGORS: RIOS, ALBERT TRETTIN RIOS, TERRI ADDRESS : 41815 OLYMPUS AVENUE MORTGAGE AMT: 281,400.00 CITY FREMONT :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94539 UNPAID BALANCE: 281,180.490 OPTION TO CONVERT : No MONTHLY P&I: 1,919.64 ANNUAL RATE ADJUST: 0.000 LTV : 70.35000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080020381 MORTGAGORS: DOST, ROBERT DOST, PAMELA ADDRESS : 25019 135TH AVENUE SOUTHE MORTGAGE AMT: 271,000.00 CITY KENT :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 WA 98042 UNPAID BALANCE: 270,772.320 OPTION TO CONVERT : No MONTHLY P&I: 1,780.28 ANNUAL RATE ADJUST: 0.000 LTV : 77.42857 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080020571 MORTGAGORS: HOwARD, ROBERT HOWARD, JOANNE ADDRESS : 123 EDGEMERE DRIVE MORTGAGE AMT: 333,000.00 CITY SOUTHAMPTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NY 11968 UNPAID BALANCE: 333,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,215.46 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080020670 MORTGAGORS: WEST, GREGG WEISS WEST, GAIL ADDRESS : 7 SAINT GEORGE WAY MORTGAGE AMT: 326,480.00 CITY BROOKEVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MD 20833 UNPAID BALANCE: 326,212.390 OPTION TO CONVERT : No MONTHLY P&I: 2,172.08 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080020712 MORTGAGORS: WALTERS, CHARLES Gauardo, Janice GALLARDO, JANICE ADDRESS : 22311 WARMSIDE AVENUE MORTGAGE AMT: 450,000.00 CITY TORRANCE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 90505 UNPAID BALANCE: 449,657.590 OPTION TO CONVERT : No MONTHLY P&I: 3,108.04 ANNUAL RATE ADJUST: 0.000 LTV : 72.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080020746 MORTGAGORS: GLANCY, JAMES GLANCY, CHERI ADDRESS : 688 MEDER STREET MORTGAGE AMT: 600,000.00 CITY SANTA CRUZ :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95060 UNPAID BALANCE: 599,531.940 OPTION TO CONVERT : No MONTHLY P&I: 4,093.06 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080020753 MORTGAGORS: HIGGINSON, ROBERT HIGGINSON, ROBYN ADDRESS : 3858 ALTA LOMA DRIVE MORTGAGE AMT: 313,000.00 CITY JAMUL AREA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91935 UNPAID BALANCE: 312,743.430 OPTION TO CONVERT : No MONTHLY P&I: 2,082.40 ANNUAL RATE ADJUST: 0.000 LTV : 70.33708 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080020811 MORTGAGORS: SZMIDT, ANDRZEJ Szmidt, Maria SZMIDT, MARIA ADDRESS : 876 PAMELA LANE MORTGAGE AMT: 306,000.00 CITY EL CAJON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92020 UNPAID BALANCE: 305,767.160 OPTION TO CONVERT : No MONTHLY P&I: 2,113.47 ANNUAL RATE ADJUST: 0.000 LTV : 85.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080020852 MORTGAGORS: ASHJIAN, HENRY Ashjian, Nora ASHJIAN, NORA ADDRESS : 1049 DON DIABLO DRIVE MORTGAGE AMT: 360,000.00 CITY ARCADIA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91006 UNPAID BALANCE: 359,712.110 OPTION TO CONVERT : No MONTHLY P&I: 2,425.39 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080020886 MORTGAGORS: BLACK, BOOKER Black, Mertis BLACK, MERTIS ADDRESS : 5283 RENOIR LANE MORTGAGE AMT: 305,000.00 CITY CHINO HILLS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91709 UNPAID BALANCE: 304,767.920 OPTION TO CONVERT : No MONTHLY P&I: 2,106.56 ANNUAL RATE ADJUST: 0.000 LTV : 87.14286 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080020902 MORTGAGORS: COFFELT, CHRIS Coffelt, Barbara COFFELT, BARBARA ADDRESS : 5656 IRON COURT MORTGAGE AMT: 309,600.00 CITY MERCED :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95340 UNPAID BALANCE: 309,364.410 OPTION TO CONVERT : No MONTHLY P&I: 2,138.34 ANNUAL RATE ADJUST: 0.000 LTV : 85.05495 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080020910 MORTGAGORS: PETERSON, CARY PETERSON, CHARLA ADDRESS : 194 PARK HILL ROAD MORTGAGE AMT: 273,600.00 CITY SIMI VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 93065 UNPAID BALANCE: 273,391.810 OPTION TO CONVERT : No MONTHLY P&I: 1,889.69 ANNUAL RATE ADJUST: 0.000 LTV : 79.88321 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080020928 MORTGAGORS: DONATI, RICHARD DONATI, NANCY ADDRESS : 1241 RAMAL LANE MORTGAGE AMT: 403,000.00 CITY NIPOMO :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 93444 UNPAID BALANCE: 403,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,647.42 ANNUAL RATE ADJUST: 0.000 LTV : 73.27273 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080020969 MORTGAGORS: HAN, BYONG HAN, HYE ADDRESS : 6270 TWEEDHOLM COURT MORTGAGE AMT: 350,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95120 UNPAID BALANCE: 349,726.960 OPTION TO CONVERT : No MONTHLY P&I: 2,387.62 ANNUAL RATE ADJUST: 0.000 LTV : 75.26882 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080021017 MORTGAGORS: BENDLER EDWA, GRETCHEN ADDRESS : 10908 BISMARCK AVENUE MORTGAGE AMT: 255,000.00 CITY NORTHRIDGE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 91326 UNPAID BALANCE: 254,810.750 OPTION TO CONVERT : No MONTHLY P&I: 1,783.00 ANNUAL RATE ADJUST: 0.000 LTV : 86.44068 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080021041 MORTGAGORS: SHELLER, STEVEN SHELLER, SANDRA ADDRESS : 820 HILLCREST STREET MORTGAGE AMT: 308,000.00 CITY WALNUT :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91789 UNPAID BALANCE: 307,747.530 OPTION TO CONVERT : No MONTHLY P&I: 2,049.14 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080021173 MORTGAGORS: CHANDRA, RAVI CHANDRA, AMY ADDRESS : 615 CONCORD PLACE MORTGAGE AMT: 254,000.00 CITY SAN MARCOS :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92069 UNPAID BALANCE: 253,811.500 OPTION TO CONVERT : No MONTHLY P&I: 1,776.00 ANNUAL RATE ADJUST: 0.000 LTV : 78.15385 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080021264 MORTGAGORS: GRIGSBY, RAYMOND GRIGSBY, ANNE-MARIE GRIGSBY, ANNE MARIE ADDRESS : 2753 TROVATA COURT MORTGAGE AMT: 360,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95135 UNPAID BALANCE: 359,719.160 OPTION TO CONVERT : No MONTHLY P&I: 2,455.84 ANNUAL RATE ADJUST: 0.000 LTV : 65.51410 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080021272 MORTGAGORS: TINDAL, ROBERT TINDAL, CONNIE ADDRESS : 1122 BEL MARIN KEYS MORTGAGE AMT: 368,000.00 CITY NOVATO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94949 UNPAID BALANCE: 367,726.890 OPTION TO CONVERT : No MONTHLY P&I: 2,573.11 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080021298 MORTGAGORS: TOSTI, NICOLA TOSTI, DEBORA ADDRESS : 28 EAGLETON FARMS ROAD MORTGAGE AMT: 260,000.00 CITY NEWTOWN :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 PA 18940 UNPAID BALANCE: 259,807.040 OPTION TO CONVERT : No MONTHLY P&I: 1,817.96 ANNUAL RATE ADJUST: 0.000 LTV : 75.36232 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080021330 MORTGAGORS: MELIKIAN, VICKEN Melikian, Sandra MELIKIAN, SANDRA ADDRESS : 164 MASSIMO CIRCLE MORTGAGE AMT: 312,000.00 CITY SANTA ROSA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95404 UNPAID BALANCE: 311,762.590 OPTION TO CONVERT : No MONTHLY P&I: 2,154.91 ANNUAL RATE ADJUST: 0.000 LTV : 78.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080021355 MORTGAGORS: BRAUNS, DONALD BRAUNS, JOCELYN ADDRESS : 1770 WAYNE CIRCLE MORTGAGE AMT: 317,300.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95131 UNPAID BALANCE: 316,803.450 OPTION TO CONVERT : No MONTHLY P&I: 2,164.55 ANNUAL RATE ADJUST: 0.000 LTV : 79.92443 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080021371 MORTGAGORS: SMITH, ALICE ADDRESS : 9621 GAVIN STONE AVENUE MORTGAGE AMT: 280,000.00 CITY LAS VEGAS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NV 89128 UNPAID BALANCE: 279,770.480 OPTION TO CONVERT : No MONTHLY P&I: 1,862.85 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080021389 MORTGAGORS: NAU, RICHARD NAU, TERRY ADDRESS : 10111 EAGLE AVENUE MORTGAGE AMT: 288,000.00 CITY FOUNTAIN VA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92708 UNPAID BALANCE: 287,658.320 OPTION TO CONVERT : No MONTHLY P&I: 2,081.68 ANNUAL RATE ADJUST: 0.000 LTV : 74.80519 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/24 RATE: 02 -------------------------------------------------------------------------------- LN # 0080021397 MORTGAGORS: PITTMAN, JERRY GARVEY, SUSAN ADDRESS : 9658 EAST SUMMIT RIDGE CO MORTGAGE AMT: 316,000.00 CITY PARKER :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CO 80138 UNPAID BALANCE: 315,740.970 OPTION TO CONVERT : No MONTHLY P&I: 2,102.36 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080021405 MORTGAGORS: STOLTZ, STEVEN ADDRESS : 684 HAWTHORNE DRIVE MORTGAGE AMT: 479,600.00 CITY TIBURON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94920 UNPAID BALANCE: 479,232.530 OPTION TO CONVERT : No MONTHLY P&I: 3,312.48 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: - ------- -------------------------------------------------------------------------------- LN # 0080021413 MORTGAGORS: HOLSTEIN, JAMES LENHARD, KAREN ADDRESS : 12265 OLD FREDERICK RD MORTGAGE AMT: 214,400.00 CITY MARRIOTTSVI :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MD 21104 UNPAID BALANCE: 214,228.550 OPTION TO CONVERT : No MONTHLY P&I: 1,444.45 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: - ---------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080021439 MORTGAGORS: HAUPT, KURT HAUPT, SUSAN ADDRESS : 18 MARIPOSA DRIVE MORTGAGE AMT: 306,500.00 CITY SAN LUIS OB :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 93401 UNPAID BALANCE: 306,263.760 OPTION TO CONVERT : No MONTHLY P&I: 2,116.92 ANNUAL RATE ADJUST: 0.000 LTV : 79.61039 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080021470 MORTGAGORS: WILSON, HAROLD ADDRESS : 4105 WESTWOOD PLACE MORTGAGE AMT: 248,850.00 CITY RALEIGH :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NC 27613 UNPAID BALANCE: 248,660.640 OPTION TO CONVERT : No MONTHLY P&I: 1,718.75 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080021488 MORTGAGORS: CHORNEAU, PETER Holliday-Chorneau, Nancy HOLLIDAY CHO, NANCY ADDRESS : 205 SOUTH STREET MORTGAGE AMT: 282,000.00 CITY SAUSALITO :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94965 UNPAID BALANCE: 281,763.090 OPTION TO CONVERT : No MONTHLY P&I: 1,852.54 ANNUAL RATE ADJUST: 0.000 LTV : 66.35294 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080021512 MORTGAGORS: JAMESON, CHARLES ADDRESS : 10539 LINDERHOF AVENUE MORTGAGE AMT: 259,900.00 CITY LAS VEGAS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NV 89135 UNPAID BALANCE: 259,061.950 OPTION TO CONVERT : No MONTHLY P&I: 1,729.13 ANNUAL RATE ADJUST: 0.000 LTV : 94.64607 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080021553 MORTGAGORS: BRADLEY, MARK Moon, Julia MOON, JULIA ADDRESS : 221 BEHRENS STREET MORTGAGE AMT: 290,000.00 CITY EL CERRITO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94530 UNPAID BALANCE: 289,768.100 OPTION TO CONVERT : No MONTHLY P&I: 1,953.78 ANNUAL RATE ADJUST: 0.000 LTV : 86.05341 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080021595 MORTGAGORS: WARD, ROBERT WARD, DEBORAH ADDRESS : 60 RAFAEL DRIVE MORTGAGE AMT: 309,750.00 CITY SAN RAFAEL :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94901 UNPAID BALANCE: 309,489.770 OPTION TO CONVERT : No MONTHLY P&I: 2,034.84 ANNUAL RATE ADJUST: 0.000 LTV : 74.45913 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080021645 MORTGAGORS: FORRESTER, CHERI ADDRESS : 101 WALNUT AVENUE MORTGAGE AMT: 500,000.00 CITY MILL VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94941 UNPAID BALANCE: 499,600.160 OPTION TO CONVERT : No MONTHLY P&I: 3,368.59 ANNUAL RATE ADJUST: 0.000 LTV : 74.07407 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080021678 MORTGAGORS: RODGERS, JOHN ADDRESS : 13090 HIGHWAY A1A MORTGAGE AMT: 275,000.00 CITY VERO BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 FL 32963 UNPAID BALANCE: 275,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,829.58 ANNUAL RATE ADJUST: 0.000 LTV : 79.94186 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080021702 MORTGAGORS: LU, PHAT KUANG, MENG ADDRESS : 4846 TUSCANY CIRCLE MORTGAGE AMT: 365,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95135 UNPAID BALANCE: 364,715.270 OPTION TO CONVERT : No MONTHLY P&I: 2,489.94 ANNUAL RATE ADJUST: 0.000 LTV : 72.27723 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080021710 MORTGAGORS: WILLET, NANCY ADDRESS : 26 WOODSIDE WAY MORTGAGE AMT: 599,000.00 CITY ROSS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94957 UNPAID BALANCE: 598,532.720 OPTION TO CONVERT : No MONTHLY P&I: 4,086.24 ANNUAL RATE ADJUST: 0.000 LTV : 71.73653 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080021751 MORTGAGORS: KELLEY, KIMBERLY ADDRESS : 12000 GOSHEN AVENUE MORTGAGE AMT: 270,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90049 UNPAID BALANCE: 269,789.370 OPTION TO CONVERT : No MONTHLY P&I: 1,841.88 ANNUAL RATE ADJUST: 0.000 LTV : 67.50000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080021785 MORTGAGORS: THOMPSON, PAUL THOMPSON, LISA THOMPSON, ELISABETH ADDRESS : 5020 GROSVENOR CIRCLE MORTGAGE AMT: 412,000.00 CITY GRANITE BAY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95746 UNPAID BALANCE: 411,662.280 OPTION TO CONVERT : No MONTHLY P&I: 2,741.05 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080021827 MORTGAGORS: CLAIRMONT, DANIEL CLAIRMONT, GAIL ADDRESS : 24512 LADERA DRIVE MORTGAGE AMT: 259,900.00 CITY MISSION VIE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92691 UNPAID BALANCE: 259,686.960 OPTION TO CONVERT : No MONTHLY P&I: 1,729.12 ANNUAL RATE ADJUST: 0.000 LTV : 79.96923 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080021850 MORTGAGORS: SCOTT, JOHN ADDRESS : 515 EAST SOLA STREET MORTGAGE AMT: 368,000.00 CITY SANTA BARBA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 93103 UNPAID BALANCE: 368,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,573.11 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080021884 MORTGAGORS: MAYFIELD, RICHARD MAYFIELD, SUSAN ADDRESS : 296 LARIAT LOOP DRIVE MORTGAGE AMT: 276,000.00 CITY SILVERTHORN :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CO 80498 UNPAID BALANCE: 275,754.480 OPTION TO CONVERT : No MONTHLY P&I: 1,859.47 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080021900 MORTGAGORS: REED, DENNIS Reed, Vicki REED, VICKI ADDRESS : 2715 BRENTWOOD CIRCLE MORTGAGE AMT: 271,000.00 CITY ARROYO GRAN :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 93420 UNPAID BALANCE: 270,772.320 OPTION TO CONVERT : No MONTHLY P&I: 1,780.28 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080021918 MORTGAGORS: GOETTING, MARK GOETTING, DEBRA ADDRESS : 687 OLD OAK RD MORTGAGE AMT: 310,000.00 CITY LIVERMORE :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 94550 UNPAID BALANCE: 309,533.090 OPTION TO CONVERT : No MONTHLY P&I: 2,010.66 ANNUAL RATE ADJUST: 0.000 LTV : 53.27010 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080021926 MORTGAGORS: DANAHER, JAMES DANAHER, KATHLEEN ADDRESS : 42 WINDING RIDGE MORTGAGE AMT: 251,900.00 CITY OAKLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NJ 07436 UNPAID BALANCE: 251,900.000 OPTION TO CONVERT : No MONTHLY P&I: 1,739.81 ANNUAL RATE ADJUST: 0.000 LTV : 79.97079 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080021934 MORTGAGORS: MCCANN, JAMES McCann, Gretchen MCCANN, GRETCHEN ADDRESS : 1055 SECOND AVENUE MORTGAGE AMT: 310,000.00 CITY NAPA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94558 UNPAID BALANCE: 310,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,036.48 ANNUAL RATE ADJUST: 0.000 LTV : 73.80952 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080022114 MORTGAGORS: MEHTA, SHASHI ADDRESS : 13528 LA SIERRA DRIVE MORTGAGE AMT: 476,000.00 CITY CHINO HILLS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91709 UNPAID BALANCE: 475,628.670 OPTION TO CONVERT : No MONTHLY P&I: 3,247.16 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080022270 MORTGAGORS: S STEPNICK, LARRY RYBOWSKI, LISA ADDRESS : 21121 STONECROP PLACE MORTGAGE AMT: 280,000.00 CITY ASHBURN :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 VA 20147 UNPAID BALANCE: 280,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,886.41 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080022296 MORTGAGORS: MCKEE, STEVEN vader, fran VADER, FRAN ADDRESS : 2378 BENTON STREET MORTGAGE AMT: 273,700.00 CITY SANTA CLARA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 95050 UNPAID BALANCE: 273,700.000 OPTION TO CONVERT : No MONTHLY P&I: 1,798.01 ANNUAL RATE ADJUST: 0.000 LTV : 70.35990 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080022403 MORTGAGORS: NOWLIN, THOMAS VOGEL, ALEXIS ADDRESS : 18128 ERWIN STREET MORTGAGE AMT: 299,250.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91335 UNPAID BALANCE: 299,250.000 OPTION TO CONVERT : No MONTHLY P&I: 2,041.42 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080022445 MORTGAGORS: KOHNE, GARTH KOHNE, LISA ADDRESS : 10 WHISTLING ISLE MORTGAGE AMT: 300,000.00 CITY IRVINE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92614 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080022510 MORTGAGORS: DUFFY, MICHAEL DUFFY, PATRICIA ADDRESS : 171 H LANE MORTGAGE AMT: 300,000.00 CITY NOVATO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94945 UNPAID BALANCE: 299,771.720 OPTION TO CONVERT : No MONTHLY P&I: 2,072.03 ANNUAL RATE ADJUST: 0.000 LTV : 46.15385 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080022676 MORTGAGORS: WEINSTEIN, MARC weinstein, lisa WEINSTEIN, LISA ADDRESS : 2 ALCOTT WAY MORTGAGE AMT: 346,000.00 CITY MEDFIELD :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MA 02052 UNPAID BALANCE: 346,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,682.53 ANNUAL RATE ADJUST: 0.000 LTV : 65.28302 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/19 RATE: 05 -------------------------------------------------------------------------------- LN # 0080023054 MORTGAGORS: BENEVENTO, JOHN BENEVENTO, DENISE ADDRESS : 1462 GERHARDT AVENUE MORTGAGE AMT: 350,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 95125 UNPAID BALANCE: 349,705.960 OPTION TO CONVERT : No MONTHLY P&I: 2,299.25 ANNUAL RATE ADJUST: 0.000 LTV : 67.43738 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080023070 MORTGAGORS: TURNER, MICHAEL TURNER, DAYNA ADDRESS : 1535 CERRO VERDE WAY MORTGAGE AMT: 288,000.00 CITY TRACY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95376 UNPAID BALANCE: 287,780.860 OPTION TO CONVERT : No MONTHLY P&I: 1,989.14 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080024607 MORTGAGORS: KATZ, RICHARD KATZ, MICHELLE ADDRESS : 2412 MILL RIDGE TRL MORTGAGE AMT: 219,500.00 CITY ATLANTA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 GA 30345 UNPAID BALANCE: 219,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,441.96 ANNUAL RATE ADJUST: 0.000 LTV : 79.98455 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080024680 MORTGAGORS: BATEMAN, ROBERT Bateman, Gilda BATEMAN, GILDA ADDRESS : 14034 NEWPORTER WAY MORTGAGE AMT: 271,050.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92128 UNPAID BALANCE: 271,050.000 OPTION TO CONVERT : No MONTHLY P&I: 1,803.30 ANNUAL RATE ADJUST: 0.000 LTV : 84.99530 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080024706 MORTGAGORS: POTTER, JAMES POTTER, KRISTY ADDRESS : 4355 CAMELLO ROAD MORTGAGE AMT: 328,000.00 CITY WOODLAND HI :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 91364 UNPAID BALANCE: 327,724.440 OPTION TO CONVERT : No MONTHLY P&I: 2,154.73 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080024805 MORTGAGORS: STARR, DENNIS STARR, CHERYYL ADDRESS : 5270 CRESCENT DRIVE MORTGAGE AMT: 415,000.00 CITY YORBA LINDA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92887 UNPAID BALANCE: 414,659.820 OPTION TO CONVERT : No MONTHLY P&I: 2,761.01 ANNUAL RATE ADJUST: 0.000 LTV : 75.45455 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080024847 MORTGAGORS: VEITCH, GREGORY VEITCH, KERRY ADDRESS : 193 OXBOW ROAD MORTGAGE AMT: 308,700.00 CITY WAYLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MA 01778 UNPAID BALANCE: 308,700.000 OPTION TO CONVERT : No MONTHLY P&I: 2,132.12 ANNUAL RATE ADJUST: 0.000 LTV : 79.99482 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080025133 MORTGAGORS: RALPH, MARK RALPH, KATHY ADDRESS : 26 WASHINGTON MORTGAGE AMT: 331,000.00 CITY IRVINE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92606 UNPAID BALANCE: 331,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,174.43 ANNUAL RATE ADJUST: 0.000 LTV : 79.95169 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080025174 MORTGAGORS: AGUILA, ROSEMARIE AGUILA, REXELL AGUILA, RYAN ADDRESS : 5066 YELLOWSTONE PARK DRI MORTGAGE AMT: 265,500.00 CITY FREMONT :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94538 UNPAID BALANCE: 265,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,811.18 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080025380 MORTGAGORS: WRIGHT, WILLIAM WRIGHT, LINDA ADDRESS : 26 CERVANTES MORTGAGE AMT: 567,000.00 CITY NEWPORT BEA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92660 UNPAID BALANCE: 567,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,724.79 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080026594 MORTGAGORS: SMITH, ARLENE ADDRESS : 647 NORTH CANYON BOULEVAR MORTGAGE AMT: 274,000.00 CITY MONROVIA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91016 UNPAID BALANCE: 273,775.400 OPTION TO CONVERT : No MONTHLY P&I: 1,822.93 ANNUAL RATE ADJUST: 0.000 LTV : 78.28571 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080026636 MORTGAGORS: BARRETT, WILLIAM Barrett, Lana BARRETT, LANA ADDRESS : 28482 CALLE PINATA MORTGAGE AMT: 387,500.00 CITY SAN JUAN CA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92675 UNPAID BALANCE: 387,197.710 OPTION TO CONVERT : No MONTHLY P&I: 2,643.44 ANNUAL RATE ADJUST: 0.000 LTV : 79.89691 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080026701 MORTGAGORS: MARTIN, BARBARA ADDRESS : 118 APOLENA AVENUE MORTGAGE AMT: 400,000.00 CITY NEWPORT BEA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92662 UNPAID BALANCE: 400,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,627.72 ANNUAL RATE ADJUST: 0.000 LTV : 61.53846 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080026842 MORTGAGORS: FRANCISCO, KELLY FRANCISCO, DENISE ADDRESS : 28027 TWISTED OAK ROAD MORTGAGE AMT: 360,000.00 CITY KEENE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 93531 UNPAID BALANCE: 359,704.910 OPTION TO CONVERT : No MONTHLY P&I: 2,395.09 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080026925 MORTGAGORS: ROSALES, ISRAEL ROSALES, LAETITIA ADDRESS : 95 SYCAMORE AVENUE MORTGAGE AMT: 476,250.00 CITY MILL VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 94941 UNPAID BALANCE: 475,905.300 OPTION TO CONVERT : No MONTHLY P&I: 3,370.87 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080026974 MORTGAGORS: SIMMONS, GARY SIMMONS, CAROL ADDRESS : 18390 NORTHWEST COLLINS R MORTGAGE AMT: 261,000.00 CITY HILLSBORO :\ STATE/ZIP :\ LIFETIME RATE : 6.37500 OR 97124 UNPAID BALANCE: 260,314.180 OPTION TO CONVERT : No MONTHLY P&I: 1,628.30 ANNUAL RATE ADJUST: 0.000 LTV : 74.14773 OUTSIDE CONV DATE: CURRENT INT 6.37500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080027014 MORTGAGORS: BARROSO, ROBERTO BARROSO, RAIMUNDA ADDRESS : 12965 HOMERIDGE LANE MORTGAGE AMT: 315,000.00 CITY CHINO HILLS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91709 UNPAID BALANCE: 314,482.090 OPTION TO CONVERT : No MONTHLY P&I: 2,095.70 ANNUAL RATE ADJUST: 0.000 LTV : 87.50000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080027105 MORTGAGORS: TASCIYAN, M TASCIYAN, MERI ADDRESS : 333 OSWEGO COURT MORTGAGE AMT: 313,850.00 CITY WEST NEW YO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NJ 07093 UNPAID BALANCE: 313,592.730 OPTION TO CONVERT : No MONTHLY P&I: 2,088.06 ANNUAL RATE ADJUST: 0.000 LTV : 79.99094 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080027121 MORTGAGORS: KIRSTEN, OSKAR KIRSTEN, JUDITH ADDRESS : 5101 MIDDLETON ROAD MORTGAGE AMT: 282,300.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92109 UNPAID BALANCE: 282,068.600 OPTION TO CONVERT : No MONTHLY P&I: 1,878.15 ANNUAL RATE ADJUST: 0.000 LTV : 64.15909 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080027170 MORTGAGORS: WATSON, JAMES WATSON, MELANIE ADDRESS : 38 LORTON AVENUE MORTGAGE AMT: 379,200.00 CITY BURLINGAME :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94010 UNPAID BALANCE: 378,881.430 OPTION TO CONVERT : No MONTHLY P&I: 2,491.07 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080027238 MORTGAGORS: MILLER, STUART MILLER, SABRINA ADDRESS : 10 SONORA COURT MORTGAGE AMT: 460,000.00 CITY NOVATO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94947 UNPAID BALANCE: 459,622.940 OPTION TO CONVERT : No MONTHLY P&I: 3,060.39 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080027279 MORTGAGORS: PRICE, RUSSELL PRICE, STEPHANIE ADDRESS : 1564 MEADOW LANE MORTGAGE AMT: 557,600.00 CITY MOUNTAIN VI :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94041 UNPAID BALANCE: 557,600.000 OPTION TO CONVERT : No MONTHLY P&I: 3,756.66 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080027311 MORTGAGORS: RADOC, YOLANDA ADDRESS : 660 LAUSANNE AVENUE MORTGAGE AMT: 327,250.00 CITY DALY CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94014 UNPAID BALANCE: 327,250.000 OPTION TO CONVERT : No MONTHLY P&I: 2,260.23 ANNUAL RATE ADJUST: 0.000 LTV : 85.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080027386 MORTGAGORS: ZEICHNER, DANIEL blechman, enid BLECHMAN, ENID ADDRESS : 596 HURLEY AVENUE MORTGAGE AMT: 320,000.00 CITY HURLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NY 12443 UNPAID BALANCE: 320,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,128.97 ANNUAL RATE ADJUST: 0.000 LTV : 62.13592 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080027501 MORTGAGORS: PATRICIAN, MICHAEL PATRICIAN, MARTHA ADDRESS : 9 STILL SHORE COURT MORTGAGE AMT: 455,800.00 CITY SACRAMENTO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95831 UNPAID BALANCE: 455,800.000 OPTION TO CONVERT : No MONTHLY P&I: 3,109.36 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080027592 MORTGAGORS: HALM, PETER HALM, PASCALE ADDRESS : 8984 SHOREHAM DRIVE MORTGAGE AMT: 300,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 90069 UNPAID BALANCE: 299,782.860 OPTION TO CONVERT : No MONTHLY P&I: 2,123.39 ANNUAL RATE ADJUST: 0.000 LTV : 57.14286 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080027691 MORTGAGORS: KRELL, BRENT KRELL, ROBIN ADDRESS : 2303 NORTH 54TH STREET MORTGAGE AMT: 320,000.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 WA 98103 UNPAID BALANCE: 319,744.100 OPTION TO CONVERT : No MONTHLY P&I: 2,155.90 ANNUAL RATE ADJUST: 0.000 LTV : 79.80050 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080027725 MORTGAGORS: BROCKMAN, LAWRENCE ADDRESS : 10304 CLUSTERBERRY COURT MORTGAGE AMT: 425,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90077 UNPAID BALANCE: 425,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,827.54 ANNUAL RATE ADJUST: 0.000 LTV : 62.96296 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080027733 MORTGAGORS: LANDIS, KENNETH landis, lia LANDIS, LIA ADDRESS : 460 FROST PLACE MORTGAGE AMT: 386,800.00 CITY LAKE FOREST :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 IL 60045 UNPAID BALANCE: 386,800.000 OPTION TO CONVERT : No MONTHLY P&I: 2,573.40 ANNUAL RATE ADJUST: 0.000 LTV : 79.95866 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080027949 MORTGAGORS: WEINTRAUB, JACK WEINTRAUB, RONIT ADDRESS : 9921 DURANT DRIVE MORTGAGE AMT: 603,000.00 CITY BEVERLY HIL :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90212 UNPAID BALANCE: 603,000.000 OPTION TO CONVERT : No MONTHLY P&I: 4,011.77 ANNUAL RATE ADJUST: 0.000 LTV : 73.09091 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080027998 MORTGAGORS: AHRENHOLD, HENRY AHRENHOLD, ELIZABETH ADDRESS : 4645 MILLBROOK DRIVE MORTGAGE AMT: 340,000.00 CITY ATLANTA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 GA 30327 UNPAID BALANCE: 340,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,348.30 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080028020 MORTGAGORS: Sandor, Edward Sandor, Carrie ADDRESS : 17 Fado lane MORTGAGE AMT: 290,000.00 CITY COS COB :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CT 06807 UNPAID BALANCE: 290,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,978.31 ANNUAL RATE ADJUST: 0.000 LTV : 69.88000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080028079 MORTGAGORS: WOO PARK, DENNIS ADDRESS : 5847 COLODNY DRIVE MORTGAGE AMT: 487,500.00 CITY AGOURA HILL :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91301 UNPAID BALANCE: 487,500.000 OPTION TO CONVERT : No MONTHLY P&I: 3,367.04 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080028202 MORTGAGORS: JOHNSON, KIMBER Johnson, Louranne JOHNSON, LORRAINE ADDRESS : 44 Woodridge Road MORTGAGE AMT: 536,000.00 CITY WELLESLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MA 02481 UNPAID BALANCE: 536,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,566.02 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080028434 MORTGAGORS: FREYER, DANIEL LEIGHTON, JOANNE ADDRESS : 2113 NORTH MEADOWS AVENUE MORTGAGE AMT: 258,000.00 CITY MANHATTAN B :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 90266 UNPAID BALANCE: 258,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,781.94 ANNUAL RATE ADJUST: 0.000 LTV : 57.97753 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080028475 MORTGAGORS: SKAIST, MARK SKAIST, JILL ADDRESS : 427 HIGH DRIVE MORTGAGE AMT: 488,000.00 CITY LAGUNA BEAC :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92651 UNPAID BALANCE: 488,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,287.75 ANNUAL RATE ADJUST: 0.000 LTV : 75.65891 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080028491 MORTGAGORS: STRICKFADEN, MICHAEL Strickfaden, Yukiko STRICKFADEN, YUKIKO ADDRESS : 1 VIA ONAGRO MORTGAGE AMT: 254,900.00 CITY RANCHO SANT :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92688 UNPAID BALANCE: 254,706.040 OPTION TO CONVERT : No MONTHLY P&I: 1,760.53 ANNUAL RATE ADJUST: 0.000 LTV : 67.07895 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080028509 MORTGAGORS: ESCOBAR, RAMONA ADDRESS : 712 RIVER VIEW DRIVE MORTGAGE AMT: 50,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95111 UNPAID BALANCE: 50,000.000 OPTION TO CONVERT : No MONTHLY P&I: 332.65 ANNUAL RATE ADJUST: 0.000 LTV : 15.47988 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080028533 MORTGAGORS: FABIANO, MICHAEL FABIANO, SONDRA ADDRESS : 160 WILLIAMS STREET MORTGAGE AMT: 240,000.00 CITY WRENTHAM :\ STATE/ZIP :\ LIFETIME RATE : 6.37500 MA 02093 UNPAID BALANCE: 240,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,497.29 ANNUAL RATE ADJUST: 0.000 LTV : 68.57143 OUTSIDE CONV DATE: CURRENT INT 6.37500 MATURITY DATE: 05/01/29 RATE: 01 -------------------------------------------------------------------------------- LN # 0080028566 MORTGAGORS: WADE, JON ADDRESS : 45587 CALLESITO ALTAR MORTGAGE AMT: 323,850.00 CITY TEMECULA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92592 UNPAID BALANCE: 323,850.000 OPTION TO CONVERT : No MONTHLY P&I: 2,154.58 ANNUAL RATE ADJUST: 0.000 LTV : 89.95833 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080028715 MORTGAGORS: A GUBATA, JOHN GUBATA, JOYCE ADDRESS : 15 CARDINAL LANE MORTGAGE AMT: 180,000.00 CITY WALPOLE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MA 02081 UNPAID BALANCE: 180,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,182.48 ANNUAL RATE ADJUST: 0.000 LTV : 57.14286 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 01 -------------------------------------------------------------------------------- LN # 0080029010 MORTGAGORS: CULLEN, DAVID CULLEN, DEBORAH ADDRESS : 34 WINTERBERRY DRIVE MORTGAGE AMT: 277,000.00 CITY FRANKLIN :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MA 02038 UNPAID BALANCE: 277,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,936.82 ANNUAL RATE ADJUST: 0.000 LTV : 74.86486 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080029275 MORTGAGORS: BOHAN, LIESL BOHAN, DAVID ADDRESS : 8615 NORTHEAST JUANITA DR MORTGAGE AMT: 650,000.00 CITY KIRKLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 WA 98034 UNPAID BALANCE: 650,000.000 OPTION TO CONVERT : No MONTHLY P&I: 4,379.17 ANNUAL RATE ADJUST: 0.000 LTV : 67.35751 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080029572 MORTGAGORS: LUX, STEVEN LUX, RUTH ADDRESS : 10301 TOPEKA DRIVE MORTGAGE AMT: 303,000.00 CITY NORTHRIDGE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91326 UNPAID BALANCE: 303,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,092.75 ANNUAL RATE ADJUST: 0.000 LTV : 78.70130 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080029648 MORTGAGORS: MAGNUSON, ARTHUR KOTEWA, CHANEL ADDRESS : 9299 CEDAR TRAILS LANE MORTGAGE AMT: 328,000.00 CITY VALLEY CENT :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92082 UNPAID BALANCE: 328,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,209.80 ANNUAL RATE ADJUST: 0.000 LTV : 79.03614 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080030042 MORTGAGORS: HORN, JAN WESTON, JANE ADDRESS : 529 LAKEMEAD WAY MORTGAGE AMT: 525,000.00 CITY REDWOOD CIT :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94062 UNPAID BALANCE: 525,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,626.04 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080030190 MORTGAGORS: HOFFMAN, GARY Hoffman, Lonnie HOFFMAN, LONNIE ADDRESS : 4022 YERBA BUENA AVENUE MORTGAGE AMT: 267,750.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95121 UNPAID BALANCE: 267,750.000 OPTION TO CONVERT : No MONTHLY P&I: 1,803.88 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080030224 MORTGAGORS: DIAZ, ERNESTO DIAZ, JENNIFER ADDRESS : 1820 VERDUGO KNOLLS PLACE MORTGAGE AMT: 275,000.00 CITY GLENDALE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 91208 UNPAID BALANCE: 274,768.970 OPTION TO CONVERT : No MONTHLY P&I: 1,806.55 ANNUAL RATE ADJUST: 0.000 LTV : 73.33333 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080030240 MORTGAGORS: BECKER, REGAN JOHNSON, SCOTT ADDRESS : 132 BURRILL DRIVE MORTGAGE AMT: 266,000.00 CITY FOLSOM :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95630 UNPAID BALANCE: 265,573.310 OPTION TO CONVERT : No MONTHLY P&I: 1,792.09 ANNUAL RATE ADJUST: 0.000 LTV : 93.33333 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080030257 MORTGAGORS: VICENTE, JUAN ADDRESS : 3626 ROLLINGSIDE DRIVE MORTGAGE AMT: 300,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 95148 UNPAID BALANCE: 299,494.480 OPTION TO CONVERT : No MONTHLY P&I: 1,970.79 ANNUAL RATE ADJUST: 0.000 LTV : 77.92208 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080030281 MORTGAGORS: CASARETTO, JOHN CASARETTO, JULIE ADDRESS : 1376 VERNON AVENUE MORTGAGE AMT: 253,650.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95125 UNPAID BALANCE: 253,447.160 OPTION TO CONVERT : No MONTHLY P&I: 1,708.89 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080030299 MORTGAGORS: KOLBER, KEITH ADDRESS : 730 PALMS BOULEVARD MORTGAGE AMT: 342,000.00 CITY VENICE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90291 UNPAID BALANCE: 341,719.670 OPTION TO CONVERT : No MONTHLY P&I: 2,275.33 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080030331 MORTGAGORS: STENOVICH, MICHAEL Stenovich, Loretta STENOVICH, LORETTA ADDRESS : 2807 JASON COURT MORTGAGE AMT: 350,000.00 CITY THOUSAND OA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91362 UNPAID BALANCE: 349,713.110 OPTION TO CONVERT : No MONTHLY P&I: 2,328.56 ANNUAL RATE ADJUST: 0.000 LTV : 72.46377 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080030349 MORTGAGORS: HESS, THOMAS Hess, Jane HESS, JANE ADDRESS : 10200 AUTUMN LEAF CIRCLE MORTGAGE AMT: 263,950.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 CA 90077 UNPAID BALANCE: 263,717.120 OPTION TO CONVERT : No MONTHLY P&I: 1,690.10 ANNUAL RATE ADJUST: 0.000 LTV : 47.99091 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080030356 MORTGAGORS: QUINN WEYANT, WILLIAM Quinn-Weyant, Janice QUINN WEYANT, JANICE ADDRESS : 2124 LOMA ALTA DRIVE MORTGAGE AMT: 259,500.00 CITY FULLERTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92833 UNPAID BALANCE: 259,292.480 OPTION TO CONVERT : No MONTHLY P&I: 1,748.30 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080030406 MORTGAGORS: KAUFFMAN, JOHN Kauffman, Robert KAUFFMAN, KATHLEEN KAUFFMAN, ROBERT ADDRESS : 1804 SPEYER LANE MORTGAGE AMT: 273,000.00 CITY REDONDO BEA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 90278 UNPAID BALANCE: 273,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,839.25 ANNUAL RATE ADJUST: 0.000 LTV : 70.90909 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080030489 MORTGAGORS: AGGARwAL, ASHOK Aggarwal, Renu AGGARWAL, RENU ADDRESS : 20 ELIZABETH LANE MORTGAGE AMT: 327,535.00 CITY IRVINE :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 CA 92602 UNPAID BALANCE: 327,238.900 OPTION TO CONVERT : No MONTHLY P&I: 2,070.25 ANNUAL RATE ADJUST: 0.000 LTV : 79.78928 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080030695 MORTGAGORS: DITTMAN, JEFFREY DITTMAN, SUSAN ADDRESS : 1687 ALTAMAR WAY MORTGAGE AMT: 260,684.00 CITY LIVERMORE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94550 UNPAID BALANCE: 260,475.530 OPTION TO CONVERT : No MONTHLY P&I: 1,756.28 ANNUAL RATE ADJUST: 0.000 LTV : 79.99975 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080030711 MORTGAGORS: SAMANIEGO, FABIAN WETTERSTROM, JON ADDRESS : 695 LAKEVIEW DRIVE MORTGAGE AMT: 400,000.00 CITY ZEPHYR COVE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NV 89448 UNPAID BALANCE: 399,687.960 OPTION TO CONVERT : No MONTHLY P&I: 2,728.71 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080030729 MORTGAGORS: JONES, EVAN ADDRESS : 2216 WALNUT GROVE AVENUE MORTGAGE AMT: 297,600.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95128 UNPAID BALANCE: 297,373.550 OPTION TO CONVERT : No MONTHLY P&I: 2,055.45 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080030745 MORTGAGORS: FRIED, EDGAR MICHAND, NANCY MICHAND, GARY MAAS, CYNTHIA ADDRESS : 214 CEDAR RIDGE MORTGAGE AMT: 328,000.00 CITY ZEPHYR COVE :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 NV 89448 UNPAID BALANCE: 327,768.500 OPTION TO CONVERT : No MONTHLY P&I: 2,349.83 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080030802 MORTGAGORS: HASSELL, ROGER HASSELL, KATHRYN ADDRESS : 1367 GOLDMINE LANE MORTGAGE AMT: 400,000.00 CITY EVERGREEN :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CO 80439 UNPAID BALANCE: 399,672.120 OPTION TO CONVERT : No MONTHLY P&I: 2,661.21 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080030851 MORTGAGORS: CONRAD, JOHN VESSELS, PAULA ADDRESS : 33214 NORTH 61ST ST MORTGAGE AMT: 301,900.00 CITY CAVE CREEK :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 AZ 85331 UNPAID BALANCE: 301,900.000 OPTION TO CONVERT : No MONTHLY P&I: 2,033.96 ANNUAL RATE ADJUST: 0.000 LTV : 89.99609 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080030901 MORTGAGORS: PITUKCHEEWAN, PISIT ADDRESS : 10023 BENARES PLACE MORTGAGE AMT: 273,600.00 CITY SUN VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 91352 UNPAID BALANCE: 273,370.140 OPTION TO CONVERT : No MONTHLY P&I: 1,797.36 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080030950 MORTGAGORS: DOUBEK, JAMES DOUBEK, JOANN DOUBEK, JO ADDRESS : 1898 MOUNTAIN VALLEY LANE MORTGAGE AMT: 336,000.00 CITY ESCONDIDO :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92029 UNPAID BALANCE: 335,717.720 OPTION TO CONVERT : No MONTHLY P&I: 2,207.28 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080031024 MORTGAGORS: ANDERSON, LAUREN MURPHEY, KIMBERLY MURPHEY, STEVEN ANDERSON, MARIE ADDRESS : 1116 DUTCH LANE MORTGAGE AMT: 372,000.00 CITY PENNGROVE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94951 UNPAID BALANCE: 371,388.360 OPTION TO CONVERT : No MONTHLY P&I: 2,474.93 ANNUAL RATE ADJUST: 0.000 LTV : 79.14894 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080031057 MORTGAGORS: DEININGER, PETER ADDRESS : 1632 VALLEJO STREET MORTGAGE AMT: 359,200.00 CITY SAN FRANCIS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94123 UNPAID BALANCE: 358,926.670 OPTION TO CONVERT : No MONTHLY P&I: 2,480.91 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080031065 MORTGAGORS: REDDELL, WILLIAM reddell, mari REDDELL, MARI ADDRESS : 690 FOOTHILL ROAD MORTGAGE AMT: 390,000.00 CITY COPPEROPOLI :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95228 UNPAID BALANCE: 390,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,594.68 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080031081 MORTGAGORS: FERNANDEZ, VICTOR FERNANDEZ, LETICIA ADDRESS : 2657 BURLINGAME WAY MORTGAGE AMT: 247,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95111 UNPAID BALANCE: 246,807.310 OPTION TO CONVERT : No MONTHLY P&I: 1,684.98 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080031115 MORTGAGORS: BIBAT, LEANDRO BIBAT, HENRY BIBAT, CORDOLA ADDRESS : 3406 CROPLEY AVENUE MORTGAGE AMT: 260,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95132 UNPAID BALANCE: 259,786.880 OPTION TO CONVERT : No MONTHLY P&I: 1,729.79 ANNUAL RATE ADJUST: 0.000 LTV : 84.69055 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080031222 MORTGAGORS: BERGIN, DANIEL ADDRESS : 5418 NORTH CROSS COUNTRY MORTGAGE AMT: 289,400.00 CITY PARK CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 UT 84098 UNPAID BALANCE: 289,185.220 OPTION TO CONVERT : No MONTHLY P&I: 2,023.53 ANNUAL RATE ADJUST: 0.000 LTV : 91.87302 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: - ------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080031305 MORTGAGORS: DUNN, DAVID OLIVAS, DENNIS ADDRESS : 21 NETHERBY PLACE MORTGAGE AMT: 300,000.00 CITY PLEASANT HI :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94523 UNPAID BALANCE: 299,494.480 OPTION TO CONVERT : No MONTHLY P&I: 1,970.79 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: ODE:102 -------------------------------------------------------------------------------- LN # 0080031347 MORTGAGORS: SCHMIDT, DALE BOWMAN SCHMI, DOROTHEA ADDRESS : 352 PANORAMIC WAY MORTGAGE AMT: 327,500.00 CITY BERKELEY :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94704 UNPAID BALANCE: 326,649.310 OPTION TO CONVERT : No MONTHLY P&I: 2,151.44 ANNUAL RATE ADJUST: 0.000 LTV : 76.16279 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080031362 MORTGAGORS: MEHL, CLAUDINE MARKS, WILBERNE ADDRESS : 422 SHEFFIELD ROAD MORTGAGE AMT: 276,000.00 CITY ALAMEDA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94501 UNPAID BALANCE: 275,773.770 OPTION TO CONVERT : No MONTHLY P&I: 1,836.23 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080031578 MORTGAGORS: d'amico, DAVID d'amico, MARGARET ADDRESS : 270 PIN OAK ROAD MORTGAGE AMT: 329,400.00 CITY FREEHOLD :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 07728 UNPAID BALANCE: 329,400.000 OPTION TO CONVERT : No MONTHLY P&I: 2,219.23 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080031685 MORTGAGORS: HAMMOND, CYNTHIA ADDRESS : 1206 DESTINY LANE MORTGAGE AMT: 220,000.00 CITY SAN RAMON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94583 UNPAID BALANCE: 220,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,463.67 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080032188 MORTGAGORS: RICHARDS, W RICHARDS, PATRICIA ADDRESS : 22448 E POLK DRIVE MORTGAGE AMT: 330,000.00 CITY AURORA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CO 80016 UNPAID BALANCE: 330,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,251.18 ANNUAL RATE ADJUST: 0.000 LTV : 86.33094 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080032212 MORTGAGORS: ALVAREZ, VICTOR ALVAREZ, DANA ADDRESS : 3511 CLAREMORE AVENUE MORTGAGE AMT: 277,600.00 CITY LONG BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90808 UNPAID BALANCE: 277,600.000 OPTION TO CONVERT : No MONTHLY P&I: 1,846.88 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080032220 MORTGAGORS: RUUD, JOHN CARDONA MORE, ROSA ADDRESS : 8608 113TH WAY NORTHEAST MORTGAGE AMT: 265,000.00 CITY KIRKLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 WA 98033 UNPAID BALANCE: 265,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,763.05 ANNUAL RATE ADJUST: 0.000 LTV : 88.94110 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080032261 MORTGAGORS: PRIZZI, CHARLES PRIZZI, JENNIFER ADDRESS : 5 RAY PLACE MORTGAGE AMT: 176,800.00 CITY NORTHPORT :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 NY 11768 UNPAID BALANCE: 176,800.000 OPTION TO CONVERT : No MONTHLY P&I: 1,146.73 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080032337 MORTGAGORS: BOWDEN, DANIEL BOWDEN, NANCIE ADDRESS : 5075 TISDALE WAY MORTGAGE AMT: 258,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95130 UNPAID BALANCE: 258,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,781.95 ANNUAL RATE ADJUST: 0.000 LTV : 71.66667 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080032386 MORTGAGORS: GALLO, THOMAS Gallo, Lisa GALLO, LISA ADDRESS : 23 TRAFALGAR PLACE MORTGAGE AMT: 321,500.00 CITY SHREWSBURY :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 NJ 07702 UNPAID BALANCE: 321,223.200 OPTION TO CONVERT : No MONTHLY P&I: 2,085.24 ANNUAL RATE ADJUST: 0.000 LTV : 71.44444 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080032527 MORTGAGORS: HEITING, JAMES HEITING, CINDY ADDRESS : 15992 SUMMIT CREST DRIVE MORTGAGE AMT: 286,000.00 CITY RIVERSIDE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92506 UNPAID BALANCE: 286,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,926.83 ANNUAL RATE ADJUST: 0.000 LTV : 69.75610 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080032568 MORTGAGORS: S KIM, CHOL KIM, KYUNG ADDRESS : 16322 EAGLE RIDGE COURT MORTGAGE AMT: 270,000.00 CITY LA MIRADA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 90638 UNPAID BALANCE: 270,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,819.04 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080032642 MORTGAGORS: WHITAKER FUM, BRIDGET ADDRESS : 22 CORMORANT CIRCLE MORTGAGE AMT: 382,500.00 CITY NEWPORT BEA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92660 UNPAID BALANCE: 382,500.000 OPTION TO CONVERT : No MONTHLY P&I: 2,609.33 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080032790 MORTGAGORS: GAROFALO, JOHN Canafolo, Christiane GAROFALO, CHRISTIANN ADDRESS : 1476 MAPLEWOOD DRIVE MORTGAGE AMT: 254,000.00 CITY LIVERMORE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94550 UNPAID BALANCE: 253,811.490 OPTION TO CONVERT : No MONTHLY P&I: 1,776.01 ANNUAL RATE ADJUST: 0.000 LTV : 79.87421 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080032832 MORTGAGORS: WALSH, MICHAEL walsh, Suzanne WALSH, SUZANNE ADDRESS : 31 RODEO DRIVE MORTGAGE AMT: 360,000.00 CITY HAILEY :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 ID 83333 UNPAID BALANCE: 359,697.550 OPTION TO CONVERT : No MONTHLY P&I: 2,364.95 ANNUAL RATE ADJUST: 0.000 LTV : 77.41935 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080032840 MORTGAGORS: HICKS, MICHAEL HICKS, SANDRA ADDRESS : 11674 MELONES WAY MORTGAGE AMT: 292,500.00 CITY GOLD RIVER :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95670 UNPAID BALANCE: 292,277.430 OPTION TO CONVERT : No MONTHLY P&I: 2,020.23 ANNUAL RATE ADJUST: 0.000 LTV : 84.78261 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080033178 MORTGAGORS: JIMENEZ, KENNETH BERGMANN, ELIZABETH ADDRESS : 59 CAMELOT COURT MORTGAGE AMT: 313,600.00 CITY ALAMO :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94507 UNPAID BALANCE: 313,336.540 OPTION TO CONVERT : No MONTHLY P&I: 2,060.13 ANNUAL RATE ADJUST: 0.000 LTV : 48.84735 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080033251 MORTGAGORS: GOMEZ, MICHAEL GOMEZ, PATRICIA ADDRESS : 7500 DOWD DRIVE MORTGAGE AMT: 351,200.00 CITY SEBASTOPOL :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95472 UNPAID BALANCE: 351,200.000 OPTION TO CONVERT : No MONTHLY P&I: 2,455.65 ANNUAL RATE ADJUST: 0.000 LTV : 78.04444 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080033269 MORTGAGORS: CAMERINO, ALEXANDER CAMERINO, LISA ADDRESS : 2303 BLUERIDGE AVENUE MORTGAGE AMT: 528,000.00 CITY MENLO PARK :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 94025 UNPAID BALANCE: 527,617.850 OPTION TO CONVERT : No MONTHLY P&I: 3,737.15 ANNUAL RATE ADJUST: 0.000 LTV : 74.89362 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080033368 MORTGAGORS: MARCENARO, CARLOS RIZO, VERONICA ADDRESS : 14227 FLORAL PARK DRIVE MORTGAGE AMT: 431,450.00 CITY North Potomac :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 MD 20878 UNPAID BALANCE: 431,450.000 OPTION TO CONVERT : No MONTHLY P&I: 3,053.78 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080033392 MORTGAGORS: BRANON, SHEILA BRANON, DAVID ADDRESS : 3771 VISTA DRIVE MORTGAGE AMT: 268,000.00 CITY SOQUEL :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95073 UNPAID BALANCE: 268,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,805.57 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080033442 MORTGAGORS: GOODSHAW, JAMES GOODSHAW, KAREN ADDRESS : 321 ROUNDHILL PLACE MORTGAGE AMT: 315,000.00 CITY CLAYTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94517 UNPAID BALANCE: 315,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,095.70 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080033525 MORTGAGORS: FASHEMPOUR, SHARRON ADDRESS : 5500 VIA FONTE MORTGAGE AMT: 291,200.00 CITY YORBA LINDA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92686 UNPAID BALANCE: 291,200.000 OPTION TO CONVERT : No MONTHLY P&I: 2,011.25 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080033541 MORTGAGORS: BLUM, JOSEPH BLUM, LINDA ADDRESS : 9 STEEPLE DRIVE MORTGAGE AMT: 316,000.00 CITY BELLE MEAD :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 08502 UNPAID BALANCE: 316,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,128.96 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080033657 MORTGAGORS: LEONARD, CHRISTOPHE LEONARD, STEPHANY ADDRESS : 3132 FERNCREST PLACE MORTGAGE AMT: 293,000.00 CITY THOUSAND OA :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 91362 UNPAID BALANCE: 292,787.930 OPTION TO CONVERT : No MONTHLY P&I: 2,073.84 ANNUAL RATE ADJUST: 0.000 LTV : 73.25000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080033715 MORTGAGORS: MARDESICH, THOMAS ADDRESS : 5570 RANCHO LOMA LINDA DR MORTGAGE AMT: 258,000.00 CITY CRESTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 93432 UNPAID BALANCE: 258,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,716.49 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080033723 MORTGAGORS: BUCHNER, ROBERT Buchner, Carol BUCHNER, CAROL ADDRESS : 7161 PARK VILLAGE ROAD MORTGAGE AMT: 295,600.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92129 UNPAID BALANCE: 295,600.000 OPTION TO CONVERT : No MONTHLY P&I: 2,066.88 ANNUAL RATE ADJUST: 0.000 LTV : 75.79487 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080033855 MORTGAGORS: GIL, JERONIMO GIL, DESI ADDRESS : 1615 FORD STREET MORTGAGE AMT: 328,500.00 CITY REDONDO BEA :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 90278 UNPAID BALANCE: 328,500.000 OPTION TO CONVERT : No MONTHLY P&I: 2,130.64 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080033889 MORTGAGORS: RAY, RICHARD Ray, Marianne RAY, MARIANNE ADDRESS : 18850 BLACKBERRY LANE MORTGAGE AMT: 348,000.00 CITY MEADOW VIST :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 95722 UNPAID BALANCE: 348,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,286.11 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080033962 MORTGAGORS: MILLER, GREGORY ADDRESS : 5707 IDLEWOOD ROAD MORTGAGE AMT: 530,000.00 CITY SANTA ROSA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95404 UNPAID BALANCE: 530,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,660.58 ANNUAL RATE ADJUST: 0.000 LTV : 69.73684 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080034010 MORTGAGORS: FLAMSON, SCOTT FLAMSON, BILLIE ADDRESS : 1539 PRISCILLA LANE MORTGAGE AMT: 300,000.00 CITY NEWPORT BEA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92660 UNPAID BALANCE: 299,771.720 OPTION TO CONVERT : No MONTHLY P&I: 2,072.03 ANNUAL RATE ADJUST: 0.000 LTV : 45.80153 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080034085 MORTGAGORS: LAVAIL, MATTHEW ADDRESS : 5 17 PEREGO TERRACE MORTGAGE AMT: 331,200.00 CITY SAN FRANCIS :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94131 UNPAID BALANCE: 330,954.200 OPTION TO CONVERT : No MONTHLY P&I: 2,315.80 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080034101 MORTGAGORS: A LUYON, ALVIN LUYON, REGINA ADDRESS : 1619 CONWAY STREET MORTGAGE AMT: 272,000.00 CITY MILPITAS :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 95035 UNPAID BALANCE: 271,771.480 OPTION TO CONVERT : No MONTHLY P&I: 1,786.85 ANNUAL RATE ADJUST: 0.000 LTV : 77.71429 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080034572 MORTGAGORS: JAQUET, STEFAN ADDRESS : 17035 OAK LEAF DRIVE MORTGAGE AMT: 390,000.00 CITY MORGAN HILL :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 95037 UNPAID BALANCE: 390,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,562.02 ANNUAL RATE ADJUST: 0.000 LTV : 79.10751 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080034648 MORTGAGORS: MICHAELSON, MIRIAM ADDRESS : 134 GARDEN STREET MORTGAGE AMT: 290,000.00 CITY CAMBRIDGE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MA 02138 UNPAID BALANCE: 289,756.360 OPTION TO CONVERT : No MONTHLY P&I: 1,905.10 ANNUAL RATE ADJUST: 0.000 LTV : 63.73626 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080034762 MORTGAGORS: DALY, RICHARD DALY, SUSAN ADDRESS : 1601 LEXINGTON ROAD MORTGAGE AMT: 385,000.00 CITY GREEN OAKS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60048 UNPAID BALANCE: 385,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,593.82 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080034770 MORTGAGORS: VRBAN, MICHAEL VRBAN, MAUREEN ADDRESS : 5371 ASPENWOOD COURT MORTGAGE AMT: 352,700.00 CITY CONCORD :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94521 UNPAID BALANCE: 352,700.000 OPTION TO CONVERT : No MONTHLY P&I: 2,316.99 ANNUAL RATE ADJUST: 0.000 LTV : 79.99546 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080034812 MORTGAGORS: DOLL, RICHARD KENNEDY DOLL, VICTORIA ADDRESS : 3531 COUNTY ROAD 331 MORTGAGE AMT: 325,000.00 CITY SILT :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CO 81652 UNPAID BALANCE: 324,733.590 OPTION TO CONVERT : No MONTHLY P&I: 2,162.24 ANNUAL RATE ADJUST: 0.000 LTV : 79.26829 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080034846 MORTGAGORS: MCKAY, WILLIAM ADDRESS : 5305 WOOD GROVE CT MORTGAGE AMT: 433,900.00 CITY CONCORD :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94521 UNPAID BALANCE: 433,900.000 OPTION TO CONVERT : No MONTHLY P&I: 2,850.42 ANNUAL RATE ADJUST: 0.000 LTV : 79.99263 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080034978 MORTGAGORS: HEYDARIAN, HAMID HEYDARIAN, SUSAN ADDRESS : 9231 RIVERWOOD DRIVE MORTGAGE AMT: 262,000.00 CITY PLACERVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95667 UNPAID BALANCE: 261,795.620 OPTION TO CONVERT : No MONTHLY P&I: 1,787.30 ANNUAL RATE ADJUST: 0.000 LTV : 79.15408 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080035348 MORTGAGORS: QUADRA, CHARLES QUADRA, OLGA ADDRESS : 24576 SADABA MORTGAGE AMT: 235,000.00 CITY MISSION VIE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92692 UNPAID BALANCE: 235,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,623.09 ANNUAL RATE ADJUST: 0.000 LTV : 77.04918 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080035496 MORTGAGORS: SCHROCK, JEFFREY ADDRESS : 1713 WARREN AVENUE NORTH MORTGAGE AMT: 300,600.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 WA 98109 UNPAID BALANCE: 300,600.000 OPTION TO CONVERT : No MONTHLY P&I: 1,999.90 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080035744 MORTGAGORS: WILLIAMS, MONIQUE WILLIAMS, JAIME ADDRESS : 277 ALMSHOUSE ROAD MORTGAGE AMT: 300,000.00 CITY RICHBORO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 PA 18954 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,072.03 ANNUAL RATE ADJUST: 0.000 LTV : 93.89671 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080036296 MORTGAGORS: DAVIS, PAMELA ADDRESS : 387 WESTON ROAD MORTGAGE AMT: 303,200.00 CITY WELLESLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MA 02482 UNPAID BALANCE: 303,200.000 OPTION TO CONVERT : No MONTHLY P&I: 2,042.72 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080036320 MORTGAGORS: DEVIN, WILLIAM Devin, Renate ADDRESS : 140 LAMBERTS LANE MORTGAGE AMT: 477,600.00 CITY COHASSET :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 MA 02025 UNPAID BALANCE: 477,600.000 OPTION TO CONVERT : No MONTHLY P&I: 3,097.71 ANNUAL RATE ADJUST: 0.000 LTV : 79.86622 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080036346-R01 MORTGAGORS: SMITH, MARK Smith, Lori SMITH, LORI ADDRESS : 27110 HIGHLANDS LANE MORTGAGE AMT: 270,250.00 CITY Valencia (AREA) :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 CA 91354 UNPAID BALANCE: 268,186.560 OPTION TO CONVERT : No MONTHLY P&I: 1,730.44 ANNUAL RATE ADJUST: 0.000 LTV : 77.21429 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080036411 MORTGAGORS: IBRAHIM, HISHAM ADDRESS : 271 APTOS BEACH DRIVE MORTGAGE AMT: 288,000.00 CITY APTOS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95003 UNPAID BALANCE: 288,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,940.31 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080036452 MORTGAGORS: TRAN, TU Nguyen, Teneese NGUYEN, TENEESE ADDRESS : 2816 AUGUSTA WAY MORTGAGE AMT: 349,550.00 CITY SANTA ANA :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 92706 UNPAID BALANCE: 349,249.040 OPTION TO CONVERT : No MONTHLY P&I: 2,267.18 ANNUAL RATE ADJUST: 0.000 LTV : 79.98179 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080036502 MORTGAGORS: BURRILL, CHRISTINE BURRILL, FREDERICK ADDRESS : 156 WADSWORTH AVENUE MORTGAGE AMT: 513,000.00 CITY SANTA MONIC :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90405 UNPAID BALANCE: 512,599.810 OPTION TO CONVERT : No MONTHLY P&I: 3,499.57 ANNUAL RATE ADJUST: 0.000 LTV : 58.62857 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080036650 MORTGAGORS: FERRIS, DAKIN HIBBS, KATHY ADDRESS : 446 448 GUERRERO STREET MORTGAGE AMT: 421,000.00 CITY SAN FRANCIS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94110 UNPAID BALANCE: 420,341.160 OPTION TO CONVERT : No MONTHLY P&I: 2,871.97 ANNUAL RATE ADJUST: 0.000 LTV : 63.78788 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080036742 MORTGAGORS: SAVASTA, RICHARD SAVASTA, MONIQUE ADDRESS : 5251 WOODVALE WAY MORTGAGE AMT: 304,000.00 CITY CARMICHAEL :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95608 UNPAID BALANCE: 303,762.850 OPTION TO CONVERT : No MONTHLY P&I: 2,073.82 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080037294 MORTGAGORS: WASHINGTON, JOHN LAPRADE, CELESTE ADDRESS : 155 BUENA VISTA AVENUE MORTGAGE AMT: 364,000.00 CITY STINSON BEA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94970 UNPAID BALANCE: 363,601.630 OPTION TO CONVERT : No MONTHLY P&I: 2,421.70 ANNUAL RATE ADJUST: 0.000 LTV : 72.80000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080037690 MORTGAGORS: ALLGYER, WARREN ALLGYER, KELLY ADDRESS : 15 ROUNDUP ROAD MORTGAGE AMT: 600,000.00 CITY BELL CANYON :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 91307 UNPAID BALANCE: 600,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,941.58 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080037716 MORTGAGORS: ROSS, STEVEN JAMES, BARBARA ADDRESS : 203 OXFORD STREET MORTGAGE AMT: 396,000.00 CITY CHEVY CHASE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MD 20815 UNPAID BALANCE: 394,657.760 OPTION TO CONVERT : No MONTHLY P&I: 2,601.44 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080037906 MORTGAGORS: WITT, MICHAEL witt, michael WITT, MARY ADDRESS : 2080 OUTRIGGER DRIVE MORTGAGE AMT: 455,000.00 CITY EL DORADO H :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95762 UNPAID BALANCE: 454,636.140 OPTION TO CONVERT : No MONTHLY P&I: 3,065.42 ANNUAL RATE ADJUST: 0.000 LTV : 64.53901 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080037971 MORTGAGORS: SERVEDIO, PHILIP KENNEDY, ANNE ADDRESS : 410 PINEWOOD AVENUE MORTGAGE AMT: 290,000.00 CITY SAN RAFAEL :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94903 UNPAID BALANCE: 290,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,953.78 ANNUAL RATE ADJUST: 0.000 LTV : 77.33333 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080038011 MORTGAGORS: SIMONS, RICHARD SIMONS, LYNN ADDRESS : 223 ROBINHOOD PLACE MORTGAGE AMT: 296,000.00 CITY COSTA MESA :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 92627 UNPAID BALANCE: 295,745.150 OPTION TO CONVERT : No MONTHLY P&I: 1,919.85 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080038185 MORTGAGORS: UNGER, GIDEON ADDRESS : 232 CLEVELAND AVENUE MORTGAGE AMT: 350,000.00 CITY MILL VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94941 UNPAID BALANCE: 350,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,299.25 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080038276 MORTGAGORS: GRASSO, LOUIS CARTARIQUA G, JEAN ADDRESS : 259 OCEAN VIEW AVENUE MORTGAGE AMT: 735,000.00 CITY NEWPORT BEA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92663 UNPAID BALANCE: 734,440.720 OPTION TO CONVERT : No MONTHLY P&I: 5,076.47 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080038300 MORTGAGORS: WALMER, ORTON ADDRESS : 10411 GARDEN HIGHWAY MORTGAGE AMT: 330,000.00 CITY SACRAMENTO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95837 UNPAID BALANCE: 327,195.420 OPTION TO CONVERT : No MONTHLY P&I: 2,279.23 ANNUAL RATE ADJUST: 0.000 LTV : 69.76744 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080038359 MORTGAGORS: SISCO, ERIC ADDRESS : 3348 SOLAMERE DRIVE MORTGAGE AMT: 650,000.00 CITY PARK CITY :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 UT 84060 UNPAID BALANCE: 650,000.000 OPTION TO CONVERT : No MONTHLY P&I: 4,270.04 ANNUAL RATE ADJUST: 0.000 LTV : 71.42857 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080038375 MORTGAGORS: TINIO, FROILAN TINIO, NARISSA ADDRESS : 323 NEARGLEN AVENUE MORTGAGE AMT: 290,700.00 CITY COVINA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91724 UNPAID BALANCE: 290,467.530 OPTION TO CONVERT : No MONTHLY P&I: 1,958.50 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080038441 MORTGAGORS: RICHARDSON, ARTHUR HAMM, KAREN ADDRESS : 13505 GAMBREL COURT MORTGAGE AMT: 244,200.00 CITY LAUREL :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MD 20707 UNPAID BALANCE: 242,981.330 OPTION TO CONVERT : No MONTHLY P&I: 1,624.67 ANNUAL RATE ADJUST: 0.000 LTV : 94.98804 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 11/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0080038458 MORTGAGORS: JACOBS, HENRY JACOBS, DIANE ADDRESS : 9705 RUGBY COURT MORTGAGE AMT: 280,100.00 CITY ELLICOTT CI :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MD 21042 UNPAID BALANCE: 279,173.570 OPTION TO CONVERT : No MONTHLY P&I: 1,863.51 ANNUAL RATE ADJUST: 0.000 LTV : 75.70270 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080038474 MORTGAGORS: ALBERGO, LOUIS M ALBERGO, REGINA ADDRESS : 4N630 EATON WAY MORTGAGE AMT: 260,000.00 CITY WEST CHICAG :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 IL 60185 UNPAID BALANCE: 258,444.480 OPTION TO CONVERT : No MONTHLY P&I: 1,708.01 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 10/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0080038490 MORTGAGORS: LAWRENCE, ROBERT LAWRENCE, JEANNIE ADDRESS : 2 QUAIL COVEY COURT MORTGAGE AMT: 397,300.00 CITY REISTERSTOW :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MD 21136 UNPAID BALANCE: 395,953.360 OPTION TO CONVERT : No MONTHLY P&I: 2,609.98 ANNUAL RATE ADJUST: 0.000 LTV : 79.88926 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080038508 MORTGAGORS: WUBBENA, TROY WUBBENA, JEWEL ADDRESS : 2965 MAPLE TRACE MORTGAGE AMT: 275,000.00 CITY TARPON SPRI :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 FL 34689 UNPAID BALANCE: 274,134.110 OPTION TO CONVERT : No MONTHLY P&I: 1,875.98 ANNUAL RATE ADJUST: 0.000 LTV : 69.62025 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080038516 MORTGAGORS: WOODSIDE, ALLEN WOODSIDE, AUDREY ADDRESS : 1132 REGAL OAK DRIVE MORTGAGE AMT: 231,900.00 CITY ROCKVILLE :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 MD 20852 UNPAID BALANCE: 231,094.580 OPTION TO CONVERT : No MONTHLY P&I: 1,504.10 ANNUAL RATE ADJUST: 0.000 LTV : 79.78916 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080038532 MORTGAGORS: DE VALK, RANDALL BJORKLUND, CYBELE ADDRESS : 4810 EARLSTON DRIVE MORTGAGE AMT: 264,000.00 CITY BETHESDA :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 MD 20816 UNPAID BALANCE: 262,450.670 OPTION TO CONVERT : No MONTHLY P&I: 1,668.66 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 12/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0080038565 MORTGAGORS: FOSTER, WALTER PARISER FOST, BEVERLY ADDRESS : 6322 NODDING NIGHT COURT MORTGAGE AMT: 327,800.00 CITY COLUMBIA :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 MD 21044 UNPAID BALANCE: 325,280.340 OPTION TO CONVERT : No MONTHLY P&I: 2,071.92 ANNUAL RATE ADJUST: 0.000 LTV : 77.12941 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 12/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0080038573 MORTGAGORS: JAROSCH, KENNETH JAROSCH, KATHRYN ADDRESS : 715 WINSTON DR MORTGAGE AMT: 320,000.00 CITY ELK GROVE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60007 UNPAID BALANCE: 318,441.620 OPTION TO CONVERT : No MONTHLY P&I: 2,155.90 ANNUAL RATE ADJUST: 0.000 LTV : 71.11111 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 11/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0080038581 MORTGAGORS: GREDE, FREDERICK GREDE, JANICE ADDRESS : 228 N OAK STREET MORTGAGE AMT: 675,000.00 CITY HINSDALE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 IL 60521 UNPAID BALANCE: 672,131.920 OPTION TO CONVERT : No MONTHLY P&I: 4,434.27 ANNUAL RATE ADJUST: 0.000 LTV : 48.21429 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 12/01/28 RATE: 03 -------------------------------------------------------------------------------- LN # 0080038599 MORTGAGORS: HARPER, DAVID HARPER, CHARLETTA ADDRESS : 5N571 MERCURY CT MORTGAGE AMT: 263,000.00 CITY BARTLETT :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 IL 60103 UNPAID BALANCE: 261,882.520 OPTION TO CONVERT : No MONTHLY P&I: 1,727.72 ANNUAL RATE ADJUST: 0.000 LTV : 73.05556 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 12/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0080038607 MORTGAGORS: BARRY, TIMOTHY BARRY, CAROL ADDRESS : 21400 BLUNT ROAD MORTGAGE AMT: 360,800.00 CITY GERMANTOWN :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MD 20876 UNPAID BALANCE: 359,042.920 OPTION TO CONVERT : No MONTHLY P&I: 2,430.78 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 11/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0080038615 MORTGAGORS: TADOM, TAMMY ADDRESS : 2113 PARKSIDE DRIVE MORTGAGE AMT: 359,000.00 CITY MITCHELVILL :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MD 20721 UNPAID BALANCE: 357,582.680 OPTION TO CONVERT : No MONTHLY P&I: 2,449.01 ANNUAL RATE ADJUST: 0.000 LTV : 87.56098 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 11/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0080038623 MORTGAGORS: MATTHEWS, DONALD MATTHEWS, CHRISTINA ADDRESS : 1592 PISCATAWAY ROAD MORTGAGE AMT: 334,750.00 CITY CROWNSVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MD 21032 UNPAID BALANCE: 332,973.790 OPTION TO CONVERT : No MONTHLY P&I: 2,283.59 ANNUAL RATE ADJUST: 0.000 LTV : 61.99074 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 11/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0080038631 MORTGAGORS: TROCHA, CHESTER TROCHA, HEIDI ADDRESS : 5 ORIOLE CT MORTGAGE AMT: 295,500.00 CITY HAWTHORN WO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60047 UNPAID BALANCE: 294,304.350 OPTION TO CONVERT : No MONTHLY P&I: 1,990.84 ANNUAL RATE ADJUST: 0.000 LTV : 71.37681 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 12/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0080038649 MORTGAGORS: WILFONG, JOHN WILFONG, SUSAN ADDRESS : 5 HILLSYDE COURT MORTGAGE AMT: 303,700.00 CITY COCKEYSVILL :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 MD 21030 UNPAID BALANCE: 302,096.130 OPTION TO CONVERT : No MONTHLY P&I: 1,969.79 ANNUAL RATE ADJUST: 0.000 LTV : 41.88966 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 11/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0080038656 MORTGAGORS: KYTE, JOHN ADDRESS : 814 MASSACHUSETTS AVE NE MORTGAGE AMT: 380,000.00 CITY WASHINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 DC 20002 UNPAID BALANCE: 378,194.290 OPTION TO CONVERT : No MONTHLY P&I: 2,592.27 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 11/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0080038672 MORTGAGORS: RAJAGOPAL, BANGALORE RAJAGOPAL, GEETHA ADDRESS : 2200 SAMANTHA WAY MORTGAGE AMT: 310,550.00 CITY ELLICOTT CI :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 MD 21042 UNPAID BALANCE: 310,013.740 OPTION TO CONVERT : No MONTHLY P&I: 2,014.22 ANNUAL RATE ADJUST: 0.000 LTV : 89.99415 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080038698 MORTGAGORS: LEE, CHIH TE CHEN, SOPHIA ADDRESS : 11209 HAWHILL END MORTGAGE AMT: 330,300.00 CITY POTOMAC :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 MD 20854 UNPAID BALANCE: 328,430.700 OPTION TO CONVERT : No MONTHLY P&I: 2,142.32 ANNUAL RATE ADJUST: 0.000 LTV : 79.99516 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 11/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0080038706 MORTGAGORS: CHRISTMAS, PATRICK CHRISTMAS, DANNETTE ADDRESS : 119 BEDFORD AVENUE MORTGAGE AMT: 254,000.00 CITY REHOBOTH BE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 DE 19971 UNPAID BALANCE: 253,430.960 OPTION TO CONVERT : No MONTHLY P&I: 1,776.00 ANNUAL RATE ADJUST: 0.000 LTV : 59.76471 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080038722 MORTGAGORS: BLANCHARD, JOSEPH BLANCHARD, MICHELLE ADDRESS : 239 NEW YORK AVE MORTGAGE AMT: 165,600.00 CITY PASADENA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MD 21122 UNPAID BALANCE: 165,180.240 OPTION TO CONVERT : No MONTHLY P&I: 1,087.87 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080038730 MORTGAGORS: STAPLETON, MARK STAPLETON, JODI ADDRESS : 0N492 ARBOR COURT MORTGAGE AMT: 290,000.00 CITY WINFIELD :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60190 UNPAID BALANCE: 289,300.150 OPTION TO CONVERT : No MONTHLY P&I: 1,953.78 ANNUAL RATE ADJUST: 0.000 LTV : 79.88981 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080038755 MORTGAGORS: ROSS, S ROSS, MARGARET ADDRESS : 951 EVONSHIRE LANE MORTGAGE AMT: 293,000.00 CITY GREAT FALLS :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 VA 22066 UNPAID BALANCE: 292,238.950 OPTION TO CONVERT : No MONTHLY P&I: 1,900.39 ANNUAL RATE ADJUST: 0.000 LTV : 57.45098 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080038763 MORTGAGORS: JACOBOVITZ, JEFFREY HADAD, LEAH ADDRESS : 2807 ELLICOTT STREET NW MORTGAGE AMT: 500,000.00 CITY WASHINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 DC 20008 UNPAID BALANCE: 498,346.230 OPTION TO CONVERT : No MONTHLY P&I: 3,326.51 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080038797 MORTGAGORS: WEISBART, EDMOND JENKINS, CYNTHIA ADDRESS : 1218 N GROVE AVE MORTGAGE AMT: 336,000.00 CITY OAK PARK :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60302 UNPAID BALANCE: 335,461.020 OPTION TO CONVERT : No MONTHLY P&I: 2,263.69 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080038839 MORTGAGORS: PEDERS, THORVALD GOSSIN, MARIAN ADDRESS : 8608 WATER FALL DRIVE MORTGAGE AMT: 266,000.00 CITY LAUREL :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MD 20723 UNPAID BALANCE: 264,922.290 OPTION TO CONVERT : No MONTHLY P&I: 1,747.43 ANNUAL RATE ADJUST: 0.000 LTV : 79.99639 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080038862 MORTGAGORS: GARDINER, ELIZABETH GARDINER, DAVID ADDRESS : 3611 N HARRISON STREET MORTGAGE AMT: 317,500.00 CITY ARLINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 VA 22207 UNPAID BALANCE: 316,770.770 OPTION TO CONVERT : No MONTHLY P&I: 2,192.89 ANNUAL RATE ADJUST: 0.000 LTV : 50.19763 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080038870 MORTGAGORS: MCMAHON, MICHAEL MCMAHON, ELIZABETH ADDRESS : 25 COLONY DRIVE MORTGAGE AMT: 310,000.00 CITY SUMMIT :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 NJ 07901 UNPAID BALANCE: 309,293.740 OPTION TO CONVERT : No MONTHLY P&I: 2,010.65 ANNUAL RATE ADJUST: 0.000 LTV : 79.69152 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080038888 MORTGAGORS: LARSON, THOMAS LARSON, PAMELA ADDRESS : 21790 W JUPITER CT MORTGAGE AMT: 287,000.00 CITY MUNDELEIN :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 IL 60060 UNPAID BALANCE: 286,516.380 OPTION TO CONVERT : No MONTHLY P&I: 1,885.39 ANNUAL RATE ADJUST: 0.000 LTV : 64.49438 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080038896 MORTGAGORS: KELTY, KEVIN KELTY, LAURIE ADDRESS : 21240 RAVENWOOD COURT MORTGAGE AMT: 256,000.00 CITY STERLING :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 VA 20165 UNPAID BALANCE: 255,568.620 OPTION TO CONVERT : No MONTHLY P&I: 1,681.74 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080038904 MORTGAGORS: WEINSTEIN, GLEN D ANDREA, ELISA ADDRESS : 3810 RENO ROAD NW MORTGAGE AMT: 275,500.00 CITY WASHINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 DC 20008 UNPAID BALANCE: 275,047.030 OPTION TO CONVERT : No MONTHLY P&I: 1,832.91 ANNUAL RATE ADJUST: 0.000 LTV : 51.98113 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080038912 MORTGAGORS: MARTINEZ, SAMUEL MARTINEZ, RUTH ADDRESS : 3823 DADE DRIVE MORTGAGE AMT: 364,000.00 CITY ANNANDALE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 VA 22003 UNPAID BALANCE: 363,062.220 OPTION TO CONVERT : No MONTHLY P&I: 2,391.22 ANNUAL RATE ADJUST: 0.000 LTV : 75.05155 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080038920 MORTGAGORS: BEARD, SANFORD BEARD, YVONNE ADDRESS : 2034 NACHTMAN CT MORTGAGE AMT: 292,750.00 CITY WHEATON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 60187 UNPAID BALANCE: 292,291.880 OPTION TO CONVERT : No MONTHLY P&I: 1,997.07 ANNUAL RATE ADJUST: 0.000 LTV : 79.98634 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080038938 MORTGAGORS: PETERSEN, VOLKER PETERSEN, KIMBERLY PETERSEN, KIMBERLY ADDRESS : 7515 BONNIE RIDGE ROAD MORTGAGE AMT: 288,700.00 CITY CRYSTAL LAK :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60014 UNPAID BALANCE: 287,780.610 OPTION TO CONVERT : No MONTHLY P&I: 1,945.03 ANNUAL RATE ADJUST: 0.000 LTV : 74.02564 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080038946 MORTGAGORS: LEVINE, NOEL M LEVINE, PATRICIA ADDRESS : 2009 JORDAN TERRACE MORTGAGE AMT: 400,000.00 CITY BUFFALO GRO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 60089 UNPAID BALANCE: 399,374.030 OPTION TO CONVERT : No MONTHLY P&I: 2,728.71 ANNUAL RATE ADJUST: 0.000 LTV : 88.69180 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080039035 MORTGAGORS: VAIL, WILLIAM VAIL, WANDA ADDRESS : 16086 PACIFIC AVENUE MORTGAGE AMT: 280,000.00 CITY SEAL BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 90743 UNPAID BALANCE: 279,797.350 OPTION TO CONVERT : No MONTHLY P&I: 1,981.82 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: - ---------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080039084 MORTGAGORS: QUANT, JOSE CHAVARRIA, ZULEMA QUANT, INES ADDRESS : 3257 NORWOOD AVENUE MORTGAGE AMT: 276,750.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95148 UNPAID BALANCE: 276,750.000 OPTION TO CONVERT : No MONTHLY P&I: 1,841.23 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: - ----------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080039274 MORTGAGORS: REESE, DANN Reese, Carol REESE, CAROLE ADDRESS : 159 MONTARA DRIVE MORTGAGE AMT: 164,700.00 CITY ALISO VIEJO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92656 UNPAID BALANCE: 164,700.000 OPTION TO CONVERT : No MONTHLY P&I: 1,109.61 ANNUAL RATE ADJUST: 0.000 LTV : 78.42857 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 01 -------------------------------------------------------------------------------- LN # 0080039423 MORTGAGORS: RICH, LEE RICH, KRISTI ADDRESS : 7617 ROUNDTABLE ROAD MORTGAGE AMT: 119,500.00 CITY FRISCO :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 TX 75035 UNPAID BALANCE: 119,413.510 OPTION TO CONVERT : No MONTHLY P&I: 845.81 ANNUAL RATE ADJUST: 0.000 LTV : 94.46640 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080039506 MORTGAGORS: HSIEH, ANTHONY Hsieh, Leah HSIEH, LEAH ADDRESS : 16792 CORAL CAY LANE MORTGAGE AMT: 1,000,000.00 CITY HUNTINGTON :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 92649 UNPAID BALANCE: 998,273.200 OPTION TO CONVERT : No MONTHLY P&I: 6,485.98 ANNUAL RATE ADJUST: 0.000 LTV : 53.56186 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 03/01/29 RATE: 03 -------------------------------------------------------------------------------- LN # 0080039878 MORTGAGORS: HAYES, JEFFREY HAYES, FREDERICK ADDRESS : 1660 NORTH DRUID HILLS RO MORTGAGE AMT: 295,500.00 CITY ATLANTA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 GA 30319 UNPAID BALANCE: 295,500.000 OPTION TO CONVERT : No MONTHLY P&I: 2,066.18 ANNUAL RATE ADJUST: 0.000 LTV : 86.91176 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080040140 MORTGAGORS: COVINGTON, COLIN Covington, Christy COVINGTON, CHRISTY ADDRESS : 18031 EAST SERRANO AVENUE MORTGAGE AMT: 365,000.00 CITY VILLA PARK :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92861 UNPAID BALANCE: 365,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,459.07 ANNUAL RATE ADJUST: 0.000 LTV : 71.85039 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080040538 MORTGAGORS: DAHLIN, SUSAN DAHLIN, BARRY ADDRESS : 13 SUNROSE MORTGAGE AMT: 285,000.00 CITY IRVINE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92612 UNPAID BALANCE: 285,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,896.11 ANNUAL RATE ADJUST: 0.000 LTV : 53.27103 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080040553 MORTGAGORS: ALULIS, GENA ALULIS, PAUL ADDRESS : 60 GARLAND COURT MORTGAGE AMT: 300,000.00 CITY VALLEY FORG :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 PA 19446 UNPAID BALANCE: 299,760.090 OPTION TO CONVERT : No MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000 LTV : 77.62709 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080040579 MORTGAGORS: HAMILTON, THEODORE HAMILTON, CHARCENE ADDRESS : 1042 BURLINGTON COURT MORTGAGE AMT: 352,000.00 CITY WALNUT CREE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94598 UNPAID BALANCE: 352,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,431.18 ANNUAL RATE ADJUST: 0.000 LTV : 74.10526 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080040587 MORTGAGORS: BELFORTE, HEIDI ADDRESS : 27 HACIENDA COURT MORTGAGE AMT: 248,800.00 CITY SAN RAFAEL :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94901 UNPAID BALANCE: 248,800.000 OPTION TO CONVERT : No MONTHLY P&I: 1,634.44 ANNUAL RATE ADJUST: 0.000 LTV : 74.26866 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080040595 MORTGAGORS: YAMANISHI, EIJI YAMANISHI, JANET ADDRESS : 4824 SHARYNNE LANE MORTGAGE AMT: 430,000.00 CITY TORRANCE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 90505 UNPAID BALANCE: 430,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,896.99 ANNUAL RATE ADJUST: 0.000 LTV : 79.92565 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080040603 MORTGAGORS: MINGUS, JERRY MINGUS, ROCHELLE ADDRESS : 5555 MULBERRY WAY MORTGAGE AMT: 305,600.00 CITY YORBA LINDA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92887 UNPAID BALANCE: 305,600.000 OPTION TO CONVERT : No MONTHLY P&I: 2,110.70 ANNUAL RATE ADJUST: 0.000 LTV : 78.35897 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080040629 MORTGAGORS: BEATON, SANDRA ADDRESS : 24 RIDGEVIEW COURT MORTGAGE AMT: 280,000.00 CITY SAUSALITO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94965 UNPAID BALANCE: 280,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,862.85 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080040645 MORTGAGORS: STOHLER, ROBERT STOHLER, SANDRA ADDRESS : 275 SAN LUIS WAY MORTGAGE AMT: 320,000.00 CITY NOVATO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94945 UNPAID BALANCE: 320,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,155.90 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080040652 MORTGAGORS: REED, LACHLAN ADDRESS : 2253 LINDA FLORA DRIVE MORTGAGE AMT: 300,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90077 UNPAID BALANCE: 299,754.090 OPTION TO CONVERT : No MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000 LTV : 46.15385 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080040702 MORTGAGORS: MURDOCK, RICHARD Murdock, Patricia MURDOCK, PATRICIA ADDRESS : 3001 SEABROOK COURT MORTGAGE AMT: 620,000.00 CITY REDWOOD CIT :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94065 UNPAID BALANCE: 619,479.120 OPTION TO CONVERT : No MONTHLY P&I: 4,072.96 ANNUAL RATE ADJUST: 0.000 LTV : 71.46521 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080040736 MORTGAGORS: JUMPER, JON Jumper, Makiko JUMPER, MAKIKO ADDRESS : 2820 AUGUSTA WAY MORTGAGE AMT: 321,200.00 CITY SANTA ANA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92706 UNPAID BALANCE: 320,949.430 OPTION TO CONVERT : No MONTHLY P&I: 2,191.15 ANNUAL RATE ADJUST: 0.000 LTV : 79.99741 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080040751 MORTGAGORS: RAGLAND, ERIC ADDRESS : 19122 OLYMPIC CREST DRIVE MORTGAGE AMT: 284,350.00 CITY SANTA CLARI :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91351 UNPAID BALANCE: 284,116.920 OPTION TO CONVERT : No MONTHLY P&I: 1,891.79 ANNUAL RATE ADJUST: 0.000 LTV : 79.99066 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080040769 MORTGAGORS: LONDON, CAROLYN ADDRESS : 440 NORTH CITRUS AVENUE MORTGAGE AMT: 496,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 90036 UNPAID BALANCE: 496,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,341.64 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080040777 MORTGAGORS: LEE, ALFRED Li, Mina LI, MINA ADDRESS : 2232 CHISIN STREET MORTGAGE AMT: 375,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95121 UNPAID BALANCE: 374,707.460 OPTION TO CONVERT : No MONTHLY P&I: 2,558.17 ANNUAL RATE ADJUST: 0.000 LTV : 65.10417 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080040876 MORTGAGORS: JIMENEZ, ERNESTO Jimenez, Luzviminda JIMENEZ, LUZVIMINDA ADDRESS : 1505 WENTWORTH PLACE MORTGAGE AMT: 272,250.00 CITY SAN MARCOS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92069 UNPAID BALANCE: 272,037.610 OPTION TO CONVERT : No MONTHLY P&I: 1,857.23 ANNUAL RATE ADJUST: 0.000 LTV : 72.99045 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080040900 MORTGAGORS: RHOADES, KEVIN Rhoades, Chrity RHOADES, CHRISTY ADDRESS : 4879 STONEYFORD COURT MORTGAGE AMT: 411,900.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95138 UNPAID BALANCE: 411,562.360 OPTION TO CONVERT : No MONTHLY P&I: 2,740.39 ANNUAL RATE ADJUST: 0.000 LTV : 66.76457 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080040918 MORTGAGORS: LY, JENNIFER Tran, Peter TRAN, PETER ADDRESS : 4880 STONEYFORD COURT MORTGAGE AMT: 400,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95138 UNPAID BALANCE: 399,672.120 OPTION TO CONVERT : No MONTHLY P&I: 2,661.21 ANNUAL RATE ADJUST: 0.000 LTV : 70.40518 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080040975 MORTGAGORS: MARIYAPPA, TEJ MARIYAPPA, VEENA ADDRESS : 2805 SAWGRASS DRIVE MORTGAGE AMT: 332,050.00 CITY SANTA ANA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92706 UNPAID BALANCE: 331,777.820 OPTION TO CONVERT : No MONTHLY P&I: 2,209.14 ANNUAL RATE ADJUST: 0.000 LTV : 79.99894 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080041023 MORTGAGORS: CARMICHAEL, NORMAN Carmichael, Susan CARMICHAEL, SUSAN ADDRESS : 2709 HEATHERWOOD DRIVE MORTGAGE AMT: 282,700.00 CITY FLOWER MOUN :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 TX 75028 UNPAID BALANCE: 282,479.470 OPTION TO CONVERT : No MONTHLY P&I: 1,928.51 ANNUAL RATE ADJUST: 0.000 LTV : 94.99519 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080041064 MORTGAGORS: WILSON, RUSSELL POLVERINO-WILSON, SARA POLVERINO WI, SARA ADDRESS : 205 DARBSTER PLACE MORTGAGE AMT: 284,000.00 CITY SANTA ROSA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95404 UNPAID BALANCE: 284,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,961.52 ANNUAL RATE ADJUST: 0.000 LTV : 79.99121 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080041072 MORTGAGORS: SHEEHAN, SHEILA ADDRESS : 510 CHEROKEE DRIVE MORTGAGE AMT: 391,200.00 CITY ORLANDO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 FL 32801 UNPAID BALANCE: 391,200.000 OPTION TO CONVERT : No MONTHLY P&I: 2,602.67 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080041114 MORTGAGORS: NICOL, DUANE Nicol, Marcia NICOL, MARCIA ADDRESS : 2675 N GREENWOOD COURT MORTGAGE AMT: 256,900.00 CITY ARLINGTON H :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 60004 UNPAID BALANCE: 256,699.590 OPTION TO CONVERT : No MONTHLY P&I: 1,752.51 ANNUAL RATE ADJUST: 0.000 LTV : 94.99370 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080041155 MORTGAGORS: FILLMORE, PETER Fillmore, Merrill Fillmore, Herbert FILLMORE, LISA ADDRESS : 19117 OLYMPIC CREST DRIVE MORTGAGE AMT: 273,900.00 CITY SANTA CLARI :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91351 UNPAID BALANCE: 273,680.960 OPTION TO CONVERT : No MONTHLY P&I: 1,845.32 ANNUAL RATE ADJUST: 0.000 LTV : 79.99089 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080041197 MORTGAGORS: MEADE, KENNETH MEADE, SUSAN ADDRESS : 4867 STONEYFORD COURT MORTGAGE AMT: 502,850.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95138 UNPAID BALANCE: 502,437.810 OPTION TO CONVERT : No MONTHLY P&I: 3,345.48 ANNUAL RATE ADJUST: 0.000 LTV : 79.99765 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080041288 MORTGAGORS: LACOUNT, KELLEE LaCount, Mary LACOUNT, MARY ADDRESS : 6356 BURNT MOUNTAIN PATH MORTGAGE AMT: 235,650.00 CITY COLUMBIA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MD 21045 UNPAID BALANCE: 235,470.690 OPTION TO CONVERT : No MONTHLY P&I: 1,627.58 ANNUAL RATE ADJUST: 0.000 LTV : 79.99308 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080041296 MORTGAGORS: WAGNER, BARBARA Burnham, Edward BURNHAM, EDWARD ADDRESS : 3340 GOVERNOR HOWARD DR MORTGAGE AMT: 261,250.00 CITY ELLICOTT CI :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MD 21043 UNPAID BALANCE: 261,046.200 OPTION TO CONVERT : No MONTHLY P&I: 1,782.19 ANNUAL RATE ADJUST: 0.000 LTV : 79.98592 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080041338 MORTGAGORS: BURGMAN, DAVID Burgman, Aileen BURGMAN, AILEEN ADDRESS : 5106 NORTHERN FENCES LANE MORTGAGE AMT: 264,250.00 CITY COLUMBIA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MD 21044 UNPAID BALANCE: 264,038.670 OPTION TO CONVERT : No MONTHLY P&I: 1,780.31 ANNUAL RATE ADJUST: 0.000 LTV : 79.98535 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080041346 MORTGAGORS: GODWIN, JAMES GODWIN, KIMBERLY ADDRESS : 2930 SOUTH NEWCOMBE WAY MORTGAGE AMT: 304,428.00 CITY LAKEWOOD :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CO 80227 UNPAID BALANCE: 304,428.000 OPTION TO CONVERT : No MONTHLY P&I: 1,999.88 ANNUAL RATE ADJUST: 0.000 LTV : 89.99982 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080041353 MORTGAGORS: KUMAR, PREM NAYAR, ASHA ADDRESS : 3029 SEABROOK COURT MORTGAGE AMT: 645,000.00 CITY REDWOOD CIT :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94065 UNPAID BALANCE: 644,484.200 OPTION TO CONVERT : No MONTHLY P&I: 4,345.49 ANNUAL RATE ADJUST: 0.000 LTV : 72.39025 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080041395 MORTGAGORS: LEMMEN, SCOTT Thomas, Mara THOMAS, MARA LEE ADDRESS : 19119 OLYMPIC CREST DRIVE MORTGAGE AMT: 252,250.00 CITY SANTA CLARI :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91351 UNPAID BALANCE: 252,053.220 OPTION TO CONVERT : No MONTHLY P&I: 1,720.79 ANNUAL RATE ADJUST: 0.000 LTV : 79.98668 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080041486 MORTGAGORS: SCHAFFER, M Shaffer, Kristine SHAFFER, KRISTINE ADDRESS : 10101 NICKOLAS AVENUE MORTGAGE AMT: 279,100.00 CITY HIGHLANDS R :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CO 80126 UNPAID BALANCE: 278,882.270 OPTION TO CONVERT : No MONTHLY P&I: 1,903.96 ANNUAL RATE ADJUST: 0.000 LTV : 89.99539 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080041528 MORTGAGORS: BAKER, JAMES Carr, Pamela CARR, PAMELA ADDRESS : 8804 S HOYT COURT MORTGAGE AMT: 245,900.00 CITY LITTLETON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CO 80128 UNPAID BALANCE: 245,698.440 OPTION TO CONVERT : No MONTHLY P&I: 1,635.98 ANNUAL RATE ADJUST: 0.000 LTV : 79.99662 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080041551 MORTGAGORS: CAGNEY, F CAGNEY, KATHLEEN ADDRESS : 28741 WOODCOCK DRIVE MORTGAGE AMT: 388,000.00 CITY LAGUNA NIGU :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92677 UNPAID BALANCE: 388,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,646.85 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080041650 MORTGAGORS: BOOMHOUWER, MARINUS BOOMHOUWER, PYONG ADDRESS : 837 WEST ETHELINDA WAY MORTGAGE AMT: 280,000.00 CITY BREA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92821 UNPAID BALANCE: 280,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,910.10 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080041783 MORTGAGORS: WAGNER, CHRISTIAN WAGNER, LISA ADDRESS : 905 CENTRE ROAD MORTGAGE AMT: 352,000.00 CITY GREENVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 DE 19807 UNPAID BALANCE: 351,718.510 OPTION TO CONVERT : No MONTHLY P&I: 2,371.49 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080042385 MORTGAGORS: PARNASS, JOHN HOPKINS, JANET ADDRESS : 1545 SUNSET AVE SW MORTGAGE AMT: 500,000.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 WA 98116 UNPAID BALANCE: 500,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,410.88 ANNUAL RATE ADJUST: 0.000 LTV : 79.36508 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080042500 MORTGAGORS: BAYAT, BIJAN KARAYIGITOGL, CIGDEM ADDRESS : 1110 PEBBLEWOOD LANE MORTGAGE AMT: 384,000.00 CITY GLENCOE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60022 UNPAID BALANCE: 384,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,587.08 ANNUAL RATE ADJUST: 0.000 LTV : 78.36735 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080042690 MORTGAGORS: TAYLOR, MICHAEL TAYLOR, ERIN ADDRESS : 33322 CHAMIZO CALLE ROAD MORTGAGE AMT: 327,200.00 CITY SANTA CLARI :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91350 UNPAID BALANCE: 327,200.000 OPTION TO CONVERT : No MONTHLY P&I: 2,204.41 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080042815 MORTGAGORS: KAWAGUCHI, MICHAEL KAWAGUCHI, GRACE ADDRESS : 823 BOULDER ROAD MORTGAGE AMT: 270,000.00 CITY BIG BEAR LA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92315 UNPAID BALANCE: 269,799.620 OPTION TO CONVERT : No MONTHLY P&I: 1,887.88 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080042864 MORTGAGORS: MCDONALD, PETER MCDONALD, ARYANNA ADDRESS : 2119 12TH AVENUE MORTGAGE AMT: 340,000.00 CITY SAN FRANCIS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94116 UNPAID BALANCE: 339,721.300 OPTION TO CONVERT : No MONTHLY P&I: 2,262.03 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080042930 MORTGAGORS: ANIEVAS, DAVID OLSON, DARLENE ADDRESS : 107 27TH STREET MORTGAGE AMT: 486,800.00 CITY NEWPORT BEA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92663 UNPAID BALANCE: 486,388.960 OPTION TO CONVERT : No MONTHLY P&I: 3,197.93 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080042955 MORTGAGORS: HANUKAAI, JOSEPH HANUKAAI, AZITA ADDRESS : 4418 GREER ROAD MORTGAGE AMT: 251,000.00 CITY WOODLAND HI :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91364 UNPAID BALANCE: 251,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,834.51 ANNUAL RATE ADJUST: 0.000 LTV : 77.23077 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/24 RATE: 14 -------------------------------------------------------------------------------- LN # 0080043003 MORTGAGORS: HUTCHESON, THOMAS HUTCHESON, DIANE ADDRESS : 1165 EUCALYPTUS ROAD MORTGAGE AMT: 200,000.00 CITY NIPOMO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 93444 UNPAID BALANCE: 200,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,347.44 ANNUAL RATE ADJUST: 0.000 LTV : 45.45455 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080043037 MORTGAGORS: GORCHOFF, NATHAN GORCHOFF, ROSALIE ADDRESS : 13219 FIJI WAY UNIT A MORTGAGE AMT: 246,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 90001 UNPAID BALANCE: 246,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,699.07 ANNUAL RATE ADJUST: 0.000 LTV : 78.09524 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080043052 MORTGAGORS: MAHONEY, MICHAEL MAHONEY, BELLA ADDRESS : 2375 LANCASTER COURT MORTGAGE AMT: 400,000.00 CITY HAYWARD :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94542 UNPAID BALANCE: 399,687.960 OPTION TO CONVERT : No MONTHLY P&I: 2,728.71 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080043078 MORTGAGORS: ZAKOSKI, ROBERT ZAKOSKI, KATHLEEN ADDRESS : 294 VIA DEL CERRITO MORTGAGE AMT: 272,645.00 CITY ENCINITAS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92024 UNPAID BALANCE: 272,645.000 OPTION TO CONVERT : No MONTHLY P&I: 1,836.86 ANNUAL RATE ADJUST: 0.000 LTV : 50.48981 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080043136 MORTGAGORS: SLACK, MARK SLACK, PAULETTE ADDRESS : 824 CRESCENT AVENUE MORTGAGE AMT: 350,000.00 CITY SAN MATEO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94401 UNPAID BALANCE: 350,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,447.26 ANNUAL RATE ADJUST: 0.000 LTV : 43.75000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080043151 MORTGAGORS: PATTERSON, JULIE ALLEN, KAREN ADDRESS : 596 BONITA CANYON WAY MORTGAGE AMT: 285,800.00 CITY BREA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92821 UNPAID BALANCE: 285,800.000 OPTION TO CONVERT : No MONTHLY P&I: 1,949.66 ANNUAL RATE ADJUST: 0.000 LTV : 79.38889 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080043250 MORTGAGORS: RICHMOND, ROBERT RICHMOND, MELINDA ADDRESS : 22933 AUDREY AVENUE MORTGAGE AMT: 320,000.00 CITY TORRANCE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 90505 UNPAID BALANCE: 319,731.150 OPTION TO CONVERT : No MONTHLY P&I: 2,102.18 ANNUAL RATE ADJUST: 0.000 LTV : 64.25703 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080043300 MORTGAGORS: KEADY, ANN ADDRESS : 1571 WILLOWMONT AVENUE MORTGAGE AMT: 262,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 95118 UNPAID BALANCE: 261,532.490 OPTION TO CONVERT : No MONTHLY P&I: 1,699.33 ANNUAL RATE ADJUST: 0.000 LTV : 54.13223 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080043458 MORTGAGORS: SHIELDS, ERIC SHIELDS, PAMELA ADDRESS : 532 NORTH ACACIA DRIVE MORTGAGE AMT: 392,000.00 CITY GILBERT :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 AZ 85233 UNPAID BALANCE: 391,694.190 OPTION TO CONVERT : No MONTHLY P&I: 2,674.14 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080043466 MORTGAGORS: ORTEZ, JESSE ORTEZ, CONSTANCE ADDRESS : 539 ANCHOR CIRCLE MORTGAGE AMT: 265,000.00 CITY REDWOOD CIT :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94065 UNPAID BALANCE: 264,782.770 OPTION TO CONVERT : No MONTHLY P&I: 1,763.06 ANNUAL RATE ADJUST: 0.000 LTV : 66.25000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080043474 MORTGAGORS: LUNDBERG, JACK LUNDBERG, JULIE ADDRESS : 266 6TH STREET MORTGAGE AMT: 384,000.00 CITY MONTARA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94037 UNPAID BALANCE: 383,700.440 OPTION TO CONVERT : No MONTHLY P&I: 2,619.56 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080043532 MORTGAGORS: BOWMAN, MARC BOWMAN, RHONDA ADDRESS : 23404 POLMITA PLACE MORTGAGE AMT: 244,000.00 CITY VALENCIA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91355 UNPAID BALANCE: 243,804.870 OPTION TO CONVERT : No MONTHLY P&I: 1,643.88 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080043565 MORTGAGORS: FONTANA, CORRADO FONTANA, LORI ADDRESS : 72 HIGHBRIDGE COURT MORTGAGE AMT: 320,000.00 CITY DANVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94526 UNPAID BALANCE: 319,744.100 OPTION TO CONVERT : No MONTHLY P&I: 2,155.90 ANNUAL RATE ADJUST: 0.000 LTV : 70.79646 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080043615 MORTGAGORS: ENGER, KOLBY ENGER, SUZANNE ADDRESS : 1925 OXFORD COURT MORTGAGE AMT: 280,606.00 CITY VISTA :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 92083 UNPAID BALANCE: 280,402.900 OPTION TO CONVERT : No MONTHLY P&I: 1,986.12 ANNUAL RATE ADJUST: 0.000 LTV : 94.99895 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080043631 MORTGAGORS: SPENCER DEVL, MUFFIN ADDRESS : 1083 MIRAMAR ST MORTGAGE AMT: 301,500.00 CITY LAGUNA BEAC :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92651 UNPAID BALANCE: 301,276.240 OPTION TO CONVERT : No MONTHLY P&I: 2,108.14 ANNUAL RATE ADJUST: 0.000 LTV : 69.47005 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080043649 MORTGAGORS: WALLER, IAN SHEVLIN WALL, DEBBIE ADDRESS : 3403 NORTH VALLEY DRIVE MORTGAGE AMT: 272,000.00 CITY MANHATTAN B :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 90266 UNPAID BALANCE: 271,793.030 OPTION TO CONVERT : No MONTHLY P&I: 1,878.64 ANNUAL RATE ADJUST: 0.000 LTV : 68.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080043698 MORTGAGORS: JACKSON, JAMES JACKSON, DIANE ADDRESS : 1072 EAST MARCELLUS STREE MORTGAGE AMT: 244,100.00 CITY LONG BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 90807 UNPAID BALANCE: 244,100.000 OPTION TO CONVERT : No MONTHLY P&I: 1,685.94 ANNUAL RATE ADJUST: 0.000 LTV : 76.28125 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080043722 MORTGAGORS: RAMSEY, JANET ADDRESS : 4440 SAN ANTONIO ROAD MORTGAGE AMT: 370,400.00 CITY YORBA LINDA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92886 UNPAID BALANCE: 370,400.000 OPTION TO CONVERT : No MONTHLY P&I: 2,433.27 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080043748 MORTGAGORS: SHARP, PHILIP SHARP, NANETTE ADDRESS : 719 721 BALBOA COURT MORTGAGE AMT: 330,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 92109 UNPAID BALANCE: 330,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,140.38 ANNUAL RATE ADJUST: 0.000 LTV : 52.38095 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080043755 MORTGAGORS: BLAKELY, MICHAEL BLAKELY, NICOLE ADDRESS : 10760 MOLONY ROAD MORTGAGE AMT: 290,000.00 CITY CULVER CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90230 UNPAID BALANCE: 289,762.290 OPTION TO CONVERT : No MONTHLY P&I: 1,929.38 ANNUAL RATE ADJUST: 0.000 LTV : 61.05263 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080043797 MORTGAGORS: BAGLEY, RICK BAGLEY, KARLA ADDRESS : 5426 WOODLAKE AVENUE MORTGAGE AMT: 297,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91367 UNPAID BALANCE: 296,762.490 OPTION TO CONVERT : No MONTHLY P&I: 2,000.95 ANNUAL RATE ADJUST: 0.000 LTV : 79.20000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080043904 MORTGAGORS: RITENOUR, JACOB RITENOUR, KATHRYN ADDRESS : 3800 GUEST ROAD MORTGAGE AMT: 289,000.00 CITY JACKSON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MI 49203 UNPAID BALANCE: 289,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,922.73 ANNUAL RATE ADJUST: 0.000 LTV : 79.17808 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080043912 MORTGAGORS: HUANG, YAO YEON ADDRESS : 1632 VISTA DEL SOL MORTGAGE AMT: 241,000.00 CITY SAN MATEO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94404 UNPAID BALANCE: 240,821.140 OPTION TO CONVERT : No MONTHLY P&I: 1,685.11 ANNUAL RATE ADJUST: 0.000 LTV : 79.80132 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080043946 MORTGAGORS: SPIVEY, CHRISTOPHE SPIVEY, MARY ADDRESS : 2161 OCEAN BOULEVARD MORTGAGE AMT: 471,800.00 CITY NEWPORT BEA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92661 UNPAID BALANCE: 471,800.000 OPTION TO CONVERT : No MONTHLY P&I: 3,138.90 ANNUAL RATE ADJUST: 0.000 LTV : 79.99864 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080043961 MORTGAGORS: CAMPBELL, JOHN ADDRESS : 2424 CASTILIAN DRIVE MORTGAGE AMT: 440,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90069 UNPAID BALANCE: 440,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,001.58 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080043979 MORTGAGORS: TOTH, MICHAEL TOTH, LAURA ADDRESS : 1074 E ROCK SPRINGS RD MORTGAGE AMT: 365,000.00 CITY ATLANTA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 GA 30306 UNPAID BALANCE: 365,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,397.79 ANNUAL RATE ADJUST: 0.000 LTV : 58.87097 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080044001 MORTGAGORS: DOOLIN, PATRICK ADDRESS : 6362 WEST 84TH STREET MORTGAGE AMT: 269,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90045 UNPAID BALANCE: 269,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,835.06 ANNUAL RATE ADJUST: 0.000 LTV : 76.85714 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080044050 MORTGAGORS: PEARCE, MICHAEL PEARCE, ALISON ADDRESS : 22 STOW COURT MORTGAGE AMT: 462,800.00 CITY SAN RAMON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94592 UNPAID BALANCE: 462,800.000 OPTION TO CONVERT : No MONTHLY P&I: 3,079.02 ANNUAL RATE ADJUST: 0.000 LTV : 79.99723 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080044092 MORTGAGORS: SIMMONS, GERALD SIMMONS, ESTHER ADDRESS : 13222 WHISTLER LANE MORTGAGE AMT: 250,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91344 UNPAID BALANCE: 250,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,726.69 ANNUAL RATE ADJUST: 0.000 LTV : 70.42254 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080044217 MORTGAGORS: STERN, DAVID Stern, Sylvia STERN, SYLVIA ADDRESS : 49 RALPH ROAD MORTGAGE AMT: 262,500.00 CITY MARBLEHEAD :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 01945 UNPAID BALANCE: 262,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,790.72 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080044274 MORTGAGORS: YORK, CHRISTOPHE YORK, CHRISTINE ADDRESS : 3100 FOOTHILL DRIVE. MORTGAGE AMT: 256,000.00 CITY THOUSAND OA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91361 UNPAID BALANCE: 255,800.290 OPTION TO CONVERT : No MONTHLY P&I: 1,746.38 ANNUAL RATE ADJUST: 0.000 LTV : 94.81481 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080044357 MORTGAGORS: DAVIS, DAVID ADDRESS : 2390 VISTA ROAD MORTGAGE AMT: 262,500.00 CITY LA HABRA HE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 90631 UNPAID BALANCE: 262,300.250 OPTION TO CONVERT : No MONTHLY P&I: 1,813.03 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080044399 MORTGAGORS: BRATENE, OSBJORN BRATENE, JANICE ADDRESS : 30140 VIA MONTEREY MORTGAGE AMT: 266,000.00 CITY TEMECULA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92591 UNPAID BALANCE: 266,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,814.59 ANNUAL RATE ADJUST: 0.000 LTV : 71.89189 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080044514 MORTGAGORS: NICOLAS, GIL NICOLAS, LINDA ADDRESS : 2634 GLEN FARM COURT MORTGAGE AMT: 255,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95148 UNPAID BALANCE: 255,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,717.99 ANNUAL RATE ADJUST: 0.000 LTV : 62.96296 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080044704 MORTGAGORS: LEFFERMAN, ELIAS OLEARY LEFF, KATHLEEN ADDRESS : 7917 VISKSBURG AVENUE MORTGAGE AMT: 270,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 90045 UNPAID BALANCE: 269,799.620 OPTION TO CONVERT : No MONTHLY P&I: 1,887.88 ANNUAL RATE ADJUST: 0.000 LTV : 79.64602 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080044738 MORTGAGORS: ALMQUIST, TIMOTHY ALMQUIST, JULIE ADDRESS : 41785 CHAPARRAL DRIVE MORTGAGE AMT: 380,800.00 CITY TEMECULA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92592 UNPAID BALANCE: 380,800.000 OPTION TO CONVERT : No MONTHLY P&I: 2,630.10 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080044779 MORTGAGORS: FRIEDMAN, ARNOLD ADDRESS : 11182 PROMESA DRIVE MORTGAGE AMT: 267,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92174 UNPAID BALANCE: 266,781.140 OPTION TO CONVERT : No MONTHLY P&I: 1,776.36 ANNUAL RATE ADJUST: 0.000 LTV : 79.70149 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080044795 MORTGAGORS: MALONE, THOMAS ADDRESS : 1323 ROBERT COURT MORTGAGE AMT: 267,500.00 CITY BREA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92821 UNPAID BALANCE: 267,291.320 OPTION TO CONVERT : No MONTHLY P&I: 1,824.83 ANNUAL RATE ADJUST: 0.000 LTV : 68.58974 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080044829 MORTGAGORS: ANTILLON, LANA COGHILL, ADAM ADDRESS : 31554 SUMMIT ROAD MORTGAGE AMT: 342,000.00 CITY LAGUNA BEAC :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92651 UNPAID BALANCE: 342,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,275.34 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080044837 MORTGAGORS: MC GOWN, MICHAEL MC GOWN, KAREN ADDRESS : 9 MARVIN STREET MORTGAGE AMT: 320,000.00 CITY NORWALK :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CT 06855 UNPAID BALANCE: 320,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,155.90 ANNUAL RATE ADJUST: 0.000 LTV : 76.19048 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080044910 MORTGAGORS: MACHADO, JEROME MACHADO, CAROL ADDRESS : 16930 MALAGA DRIVE MORTGAGE AMT: 285,000.00 CITY MORGAN HILL :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 95037 UNPAID BALANCE: 285,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,872.25 ANNUAL RATE ADJUST: 0.000 LTV : 71.25000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080044936 MORTGAGORS: O, SUNGKI PUN, STEPHANIE ADDRESS : 117 KING AVENUE MORTGAGE AMT: 277,080.00 CITY FREMONT :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94536 UNPAID BALANCE: 277,080.000 OPTION TO CONVERT : No MONTHLY P&I: 1,866.74 ANNUAL RATE ADJUST: 0.000 LTV : 79.96537 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080044944 MORTGAGORS: EDWARDS, CRANDALL EDWARDS, DOREEN ADDRESS : 2765 WILLIAMS WAY MORTGAGE AMT: 219,000.00 CITY SANTA BARBA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 93105 UNPAID BALANCE: 219,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,475.44 ANNUAL RATE ADJUST: 0.000 LTV : 49.77273 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 01 -------------------------------------------------------------------------------- LN # 0080045016 MORTGAGORS: MYKLEBUST, OLAF COYMAN, CAROLYN ADDRESS : 1770 SANDERS ROAD MORTGAGE AMT: 436,000.00 CITY SEBASTOPOL :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 95472 UNPAID BALANCE: 436,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,827.89 ANNUAL RATE ADJUST: 0.000 LTV : 74.52991 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080045131 MORTGAGORS: DOWNING, MARK DOWNING, CHERYL ADDRESS : 5750 MARSH HAWK DRIVE MORTGAGE AMT: 292,000.00 CITY SANTA ROSA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95409 UNPAID BALANCE: 292,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,967.26 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080045156 MORTGAGORS: KESSLER, THOMAS Kessler, Jacqueline KESSLER, JACQUELINE ADDRESS : 80 COOPER ROAD MORTGAGE AMT: 285,000.00 CITY DENVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 07834 UNPAID BALANCE: 285,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,920.10 ANNUAL RATE ADJUST: 0.000 LTV : 79.16667 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080045164 MORTGAGORS: RAMBO, MICHELE Coughlin, Brian COUGHLIN, BRIAN ADDRESS : 11954 GRAY SQUIRREL LANE MORTGAGE AMT: 280,000.00 CITY RESTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 VA 20194 UNPAID BALANCE: 280,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,886.42 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080045172 MORTGAGORS: LIM, SCOTT ADDRESS : 132 GLEN AVENUE MORTGAGE AMT: 256,000.00 CITY MILLBURN TO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NJ 07041 UNPAID BALANCE: 255,800.290 OPTION TO CONVERT : No MONTHLY P&I: 1,746.38 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080045180 MORTGAGORS: TEUBER, HANS PETER Ambros, Barbara AMBROS, BARBARA ADDRESS : 15 PLEASANT VIEW ROAD MORTGAGE AMT: 330,000.00 CITY CLINTON TOW :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NJ 08833 UNPAID BALANCE: 330,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,195.50 ANNUAL RATE ADJUST: 0.000 LTV : 72.52747 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080045198 MORTGAGORS: WALSH, CHRISTINE Tolleson, Joseph TOLLESON, JOSEPH ADDRESS : 37 ROOSEVELT AVENUE MORTGAGE AMT: 266,800.00 CITY CHATHAM BOR :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NJ 07928 UNPAID BALANCE: 266,596.980 OPTION TO CONVERT : No MONTHLY P&I: 1,842.73 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080045206 MORTGAGORS: HASKELL, GORDON Haskell, Lisa HASKELL, LISA ADDRESS : 24 WOODLAND DRIVE MORTGAGE AMT: 337,600.00 CITY FAIR HAVEN :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NJ 07704 UNPAID BALANCE: 337,343.110 OPTION TO CONVERT : No MONTHLY P&I: 2,331.72 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080045214 MORTGAGORS: POTTER, DAVID POTTER, CATHY ADDRESS : 4 MUIRHEAD CT MORTGAGE AMT: 269,500.00 CITY MONTGOMERY :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 NJ 08502 UNPAID BALANCE: 269,262.220 OPTION TO CONVERT : No MONTHLY P&I: 1,725.64 ANNUAL RATE ADJUST: 0.000 LTV : 79.99406 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080045354 MORTGAGORS: MAZZA, BARBARA ADDRESS : 12344 NW 48 DRIVE MORTGAGE AMT: 252,000.00 CITY CORAL SPRIN :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 FL 33076 UNPAID BALANCE: 251,634.040 OPTION TO CONVERT : No MONTHLY P&I: 1,783.65 ANNUAL RATE ADJUST: 0.000 LTV : 77.85924 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 03/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080045362 MORTGAGORS: LEUNG, JOSNEY LEUNG, SHIRLEY ADDRESS : 232 LUCY COURT MORTGAGE AMT: 441,800.00 CITY FREMONT :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94539 UNPAID BALANCE: 441,073.600 OPTION TO CONVERT : No MONTHLY P&I: 2,939.31 ANNUAL RATE ADJUST: 0.000 LTV : 57.24051 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080045370 MORTGAGORS: ICKOwICZ, TERRY ADDRESS : 6441 GARLAND CIRCLE MORTGAGE AMT: 335,100.00 CITY HUNTINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92648 UNPAID BALANCE: 334,825.320 OPTION TO CONVERT : No MONTHLY P&I: 2,229.43 ANNUAL RATE ADJUST: 0.000 LTV : 57.26932 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080045420 MORTGAGORS: Rahman, Fahim Rahman, Fareeha ADDRESS : 2672 Sycamore Grove Place MORTGAGE AMT: 462,500.00 CITY San Jose :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95121 UNPAID BALANCE: 461,739.570 OPTION TO CONVERT : No MONTHLY P&I: 3,077.02 ANNUAL RATE ADJUST: 0.000 LTV : 69.81000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080045446 MORTGAGORS: CLODFELTER, DEBORAH ADDRESS : 15816 SW 17TH ST MORTGAGE AMT: 268,150.00 CITY DAVIE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 FL 33326 UNPAID BALANCE: 167,750.730 OPTION TO CONVERT : No MONTHLY P&I: 1,874.95 ANNUAL RATE ADJUST: 0.000 LTV : 59.90238 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 03/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080045453 MORTGAGORS: ANDERSON, MARC ADDRESS : 1233 GOLD FLOWER ROAD MORTGAGE AMT: 345,350.00 CITY CARLSBAD :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92009 UNPAID BALANCE: 344,809.550 OPTION TO CONVERT : No MONTHLY P&I: 2,355.90 ANNUAL RATE ADJUST: 0.000 LTV : 69.99832 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080045479 MORTGAGORS: LEWIS, MARGO ADDRESS : 7972 GRADO EL TUPELO MORTGAGE AMT: 330,150.00 CITY CARLSBAD :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92009 UNPAID BALANCE: 329,620.390 OPTION TO CONVERT : No MONTHLY P&I: 2,224.29 ANNUAL RATE ADJUST: 0.000 LTV : 79.99661 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080045495 MORTGAGORS: SMITH, THEODORE ADDRESS : 14 ALHAMBRA COURT MORTGAGE AMT: 250,400.00 CITY NOVATO :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 94949 UNPAID BALANCE: 250,036.370 OPTION TO CONVERT : No MONTHLY P&I: 1,772.32 ANNUAL RATE ADJUST: 0.000 LTV : 69.98871 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 03/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080045743 MORTGAGORS: LAWRENCE, LLOYD ADDRESS : 2918 RR 620 N MORTGAGE AMT: 251,950.00 CITY AUSTIN :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 TX 78734 UNPAID BALANCE: 251,003.290 OPTION TO CONVERT : No MONTHLY P&I: 1,761.68 ANNUAL RATE ADJUST: 0.000 LTV : 89.99821 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 01/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080045925 MORTGAGORS: ONEIL, SARAH ADDRESS : 514 HANDS CREEK ROAD MORTGAGE AMT: 277,700.00 CITY EAST HAMPTO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NY 11937 UNPAID BALANCE: 277,488.690 OPTION TO CONVERT : No MONTHLY P&I: 1,918.01 ANNUAL RATE ADJUST: 0.000 LTV : 74.85175 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080046022 MORTGAGORS: SHIVELY, DAVID SHIVELY, JENNIFER ADDRESS : 4865 RICHMOND AVENUE MORTGAGE AMT: 300,000.00 CITY FREMONT :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94536 UNPAID BALANCE: 299,765.970 OPTION TO CONVERT : No MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000 LTV : 69.12442 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080046071 MORTGAGORS: KIMMELMAN, DAVID KIMMELMAN, BARBARA ADDRESS : 5112 TAMPA AVENUE MORTGAGE AMT: 337,000.00 CITY TARZANA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91356 UNPAID BALANCE: 337,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,242.07 ANNUAL RATE ADJUST: 0.000 LTV : 76.59091 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080046121 MORTGAGORS: RICHTER, HOWARD RICHTER, LUCY ADDRESS : 21 CAENARVON LANE MORTGAGE AMT: 257,500.00 CITY HAVERFORD :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 PA 19041 UNPAID BALANCE: 257,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,713.16 ANNUAL RATE ADJUST: 0.000 LTV : 62.80488 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080046188 MORTGAGORS: PLOCK, HENRY ADDRESS : 7015 EARLDOM STREET MORTGAGE AMT: 288,000.00 CITY PLAYA DEL R :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90293 UNPAID BALANCE: 288,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,916.08 ANNUAL RATE ADJUST: 0.000 LTV : 76.80000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080046204 MORTGAGORS: WIEST, KURT WIEST, KAREN ADDRESS : 1594 LOGANBERRY MORTGAGE AMT: 304,000.00 CITY PLEASANTON :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 CA 94566 UNPAID BALANCE: 303,725.180 OPTION TO CONVERT : No MONTHLY P&I: 1,921.49 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080046212 MORTGAGORS: HODJATI, SARANG TADAYON, SHAHLA ADDRESS : 2217 MALCOLM AVENUE MORTGAGE AMT: 320,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90064 UNPAID BALANCE: 319,737.700 OPTION TO CONVERT : No MONTHLY P&I: 2,128.97 ANNUAL RATE ADJUST: 0.000 LTV : 76.19048 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080046238 MORTGAGORS: GATTU, RADHARANI ADDRESS : 4373 CORTE DE LA FONDA MORTGAGE AMT: 330,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92130 UNPAID BALANCE: 329,755.090 OPTION TO CONVERT : No MONTHLY P&I: 2,307.41 ANNUAL RATE ADJUST: 0.000 LTV : 73.00885 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080046279 MORTGAGORS: MONFORE, PETER ADDRESS : 48 SILKWOOD MORTGAGE AMT: 360,000.00 CITY ALISO VIEJO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92656 UNPAID BALANCE: 359,719.160 OPTION TO CONVERT : No MONTHLY P&I: 2,455.84 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080046329 MORTGAGORS: LO, JIMMY VONG, CYNDI ADDRESS : 193 LINDA VISTA DRIVE MORTGAGE AMT: 268,000.00 CITY DALY CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94014 UNPAID BALANCE: 267,785.680 OPTION TO CONVERT : No MONTHLY P&I: 1,805.57 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080046360 MORTGAGORS: DOPP, NOEL DOPP, MINERVA ADDRESS : 5077 WAYLAND AVENUE MORTGAGE AMT: 291,650.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95124 UNPAID BALANCE: 291,422.480 OPTION TO CONVERT : No MONTHLY P&I: 1,989.57 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080046410 MORTGAGORS: GIFFIN, R GIFFIN, KELLY ADDRESS : 120 AND 124 WEST ISLAY ST MORTGAGE AMT: 371,200.00 CITY SANTA BARBA :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 CA 93101 UNPAID BALANCE: 370,543.200 OPTION TO CONVERT : No MONTHLY P&I: 2,376.83 ANNUAL RATE ADJUST: 0.000 LTV : 67.49091 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080046477 MORTGAGORS: DIEGOLI, JOHN DIEGOLI, EDITH ADDRESS : 9455 SKYLINE BOULEVARD MORTGAGE AMT: 264,000.00 CITY OAKLAND :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94611 UNPAID BALANCE: 264,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,734.30 ANNUAL RATE ADJUST: 0.000 LTV : 75.42857 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080046527 MORTGAGORS: SUH, ROBERT ADDRESS : 525 WEST FERN DRIVE MORTGAGE AMT: 265,200.00 CITY FULLERTON :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92832 UNPAID BALANCE: 265,200.000 OPTION TO CONVERT : No MONTHLY P&I: 1,854.32 ANNUAL RATE ADJUST: 0.000 LTV : 71.67568 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080046550 MORTGAGORS: TALLEY, MARK TALLEY, TRACY ADDRESS : 5991 COUNTRY VIEW DRIVE MORTGAGE AMT: 267,000.00 CITY YORBA LINDA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92886 UNPAID BALANCE: 267,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,866.90 ANNUAL RATE ADJUST: 0.000 LTV : 66.75000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080046576 MORTGAGORS: ZAKSON, LAURENCE ADDRESS : 9015 ELEVADO STREET MORTGAGE AMT: 353,600.00 CITY WEST HOLLYW :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90069 UNPAID BALANCE: 353,600.000 OPTION TO CONVERT : No MONTHLY P&I: 2,352.51 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080046733 MORTGAGORS: RIVERA, THOMAS RIVERA, CYNTHIA ADDRESS : 9210 NORTH 132ND STREET MORTGAGE AMT: 306,000.00 CITY OMAHA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NE 68142 UNPAID BALANCE: 305,761.290 OPTION TO CONVERT : No MONTHLY P&I: 2,087.46 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080046808 MORTGAGORS: LATIMER, THOMAS ADDRESS : 666 UPAS MORTGAGE AMT: 299,250.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92101 UNPAID BALANCE: 299,250.000 OPTION TO CONVERT : No MONTHLY P&I: 2,016.10 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080046923 MORTGAGORS: CRAIG, MONTE ADDRESS : 780 FLANDERS ROAD MORTGAGE AMT: 297,850.00 CITY RENO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NV 89511 UNPAID BALANCE: 297,850.000 OPTION TO CONVERT : No MONTHLY P&I: 2,031.86 ANNUAL RATE ADJUST: 0.000 LTV : 89.98734 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080046949 MORTGAGORS: KUKA, MYSLIM KUKA, GERTRUDE ADDRESS : 12 MONELL PLACE MORTGAGE AMT: 390,000.00 CITY BEACON :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 NY 12508 UNPAID BALANCE: 390,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,760.40 ANNUAL RATE ADJUST: 0.000 LTV : 46.70659 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080046980 MORTGAGORS: GROSSMAN, BARRY GROSSMAN, SALLY ADDRESS : 5038 OTIS AVENUE MORTGAGE AMT: 421,600.00 CITY TARZANA :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 91356 UNPAID BALANCE: 421,600.000 OPTION TO CONVERT : No MONTHLY P&I: 2,984.06 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080046998 MORTGAGORS: JACK, DEBORAH HARGREAVES, GREGORY ADDRESS : 14374 WEST BAYAUD MORTGAGE AMT: 289,900.00 CITY GOLDEN :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CO 80401 UNPAID BALANCE: 289,200.360 OPTION TO CONVERT : No MONTHLY P&I: 1,953.11 ANNUAL RATE ADJUST: 0.000 LTV : 79.99448 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080047020 MORTGAGORS: ARDEN, MICHELLE AKIN, THOMAS ADDRESS : 786 PALO ALTO AVENUE MORTGAGE AMT: 345,000.00 CITY PALO ALTO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94301 UNPAID BALANCE: 343,824.520 OPTION TO CONVERT : No MONTHLY P&I: 2,295.30 ANNUAL RATE ADJUST: 0.000 LTV : 53.90625 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080047459 MORTGAGORS: BOCHNER, DAVID Bochner, Beth BOCHNER, BETH ADDRESS : 37 HOWARD PARK DRIVE MORTGAGE AMT: 416,000.00 CITY TENAFLY BOR :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NJ 07670 UNPAID BALANCE: 415,659.010 OPTION TO CONVERT : No MONTHLY P&I: 2,767.66 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080047475 MORTGAGORS: COTTER, THOMAS Cotter, Patricia COTTER, PATRICIA ADDRESS : 433 FAIRMOUNT AVENUE MORTGAGE AMT: 353,000.00 CITY CHATHAM TOW :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 07928 UNPAID BALANCE: 353,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,378.23 ANNUAL RATE ADJUST: 0.000 LTV : 77.92494 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080047483 MORTGAGORS: KAHN, ROBERT Leider, Christine LEIDER, CHRISTINE ADDRESS : 505 NORTH CENTRAL AVENUE MORTGAGE AMT: 260,000.00 CITY RAMSEY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NJ 07446 UNPAID BALANCE: 259,797.170 OPTION TO CONVERT : No MONTHLY P&I: 1,773.66 ANNUAL RATE ADJUST: 0.000 LTV : 63.41463 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080047491 MORTGAGORS: DANIELS, MICHAEL Daniels, Jerlean DANIELS, JERLEAN ADDRESS : 80 NORTH MITCHELL AVENUE MORTGAGE AMT: 252,000.00 CITY LIVINGSTON :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NJ 07039 UNPAID BALANCE: 251,812.980 OPTION TO CONVERT : No MONTHLY P&I: 1,762.02 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080047509 MORTGAGORS: PAYTON, MICHAEL Payton, Teresa PAYTON, TERESA ADDRESS : 2638 SOUTH LYNN STREET MORTGAGE AMT: 310,000.00 CITY ARLINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 VA 22202 UNPAID BALANCE: 309,745.890 OPTION TO CONVERT : No MONTHLY P&I: 2,062.44 ANNUAL RATE ADJUST: 0.000 LTV : 62.62626 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080047673 MORTGAGORS: POURZANJANI, KAMRAN Pourzanjani, Farnaz POURZANJANI, FARNAZ ADDRESS : 15467 MILLDALE DRIVE MORTGAGE AMT: 430,200.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90077 UNPAID BALANCE: 430,200.000 OPTION TO CONVERT : No MONTHLY P&I: 2,862.13 ANNUAL RATE ADJUST: 0.000 LTV : 50.61176 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080047715 MORTGAGORS: MAJERUS, JOAN HICKS, SMITH ADDRESS : 5825 CAMINITO DEL ESTIO MORTGAGE AMT: 274,000.00 CITY LA JOLLA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92037 UNPAID BALANCE: 274,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,869.16 ANNUAL RATE ADJUST: 0.000 LTV : 62.27273 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080047749 MORTGAGORS: N THOMAS, TERRY THOMAS, DELORIE ADDRESS : 15088 HUNTINGTON GATE DRI MORTGAGE AMT: 435,000.00 CITY POWAY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92064 UNPAID BALANCE: 435,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,967.47 ANNUAL RATE ADJUST: 0.000 LTV : 48.33333 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080047905 MORTGAGORS: CECCARELLI, JOHN CECCARELLI, KRISTIN ADDRESS : 4931 SEAPINE CIRCLE MORTGAGE AMT: 292,000.00 CITY HUNTINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92649 UNPAID BALANCE: 291,766.490 OPTION TO CONVERT : No MONTHLY P&I: 1,967.26 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080047921 MORTGAGORS: NUZUM, JEFF NUZUM, MARNI ADDRESS : 402 DURANT WAY MORTGAGE AMT: 332,000.00 CITY MILL VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94941 UNPAID BALANCE: 332,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,208.80 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080047939 MORTGAGORS: NELSON, R NELSON, SHARON ADDRESS : 2030 CONEJO LANE MORTGAGE AMT: 259,000.00 CITY FULLERTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92833 UNPAID BALANCE: 259,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,723.13 ANNUAL RATE ADJUST: 0.000 LTV : 79.69231 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080047947 MORTGAGORS: GRAD, DENNIS GRAD, LORI ADDRESS : 2725 211TH AVENUE EAST MORTGAGE AMT: 314,000.00 CITY SUMNER :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 WA 98390 UNPAID BALANCE: 314,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,062.76 ANNUAL RATE ADJUST: 0.000 LTV : 88.70056 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080048168 MORTGAGORS: CLEM, T CLEM, VICTORIA ADDRESS : 4614 BRIGHTWOOD ROAD MORTGAGE AMT: 270,800.00 CITY OLNEY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MD 20832 UNPAID BALANCE: 270,593.950 OPTION TO CONVERT : No MONTHLY P&I: 1,870.34 ANNUAL RATE ADJUST: 0.000 LTV : 79.98818 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080048192 MORTGAGORS: RABIN, DAVID RABIN, DEBRA ADDRESS : 10 VIA VETTI MORTGAGE AMT: 310,500.00 CITY LAGUNA NIGU :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92677 UNPAID BALANCE: 310,500.000 OPTION TO CONVERT : No MONTHLY P&I: 2,118.16 ANNUAL RATE ADJUST: 0.000 LTV : 59.71154 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080048259 MORTGAGORS: BARMORE, GARY Barmore, Martha BARMORE, MARTHA ADDRESS : 1823 HUMMINGBIRD DRIVE MORTGAGE AMT: 290,500.00 CITY COSTA MESA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92626 UNPAID BALANCE: 290,500.000 OPTION TO CONVERT : No MONTHLY P&I: 2,031.22 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080048309 MORTGAGORS: AMORY, REGINALD Amory, Marian AMORY, MARION ADDRESS : 702 INDIAN WELLS COURT MORTGAGE AMT: 401,350.00 CITY SILVER SPRI :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MD 20905 UNPAID BALANCE: 401,029.050 OPTION TO CONVERT : No MONTHLY P&I: 2,703.97 ANNUAL RATE ADJUST: 0.000 LTV : 79.85952 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080048325 MORTGAGORS: DEFOREST, SHERMAN MEHAN, PATRICIA ADDRESS : 801 CREST ROAD MORTGAGE AMT: 428,000.00 CITY DEL MAR :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92014 UNPAID BALANCE: 428,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,847.50 ANNUAL RATE ADJUST: 0.000 LTV : 43.23232 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080048366 MORTGAGORS: DOMINGUEZ, DANIEL DOMINGUEZ, PETRA ADDRESS : 563 QUAIL RUN CIRCLE MORTGAGE AMT: 262,050.00 CITY TRACY :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95376 UNPAID BALANCE: 261,855.520 OPTION TO CONVERT : No MONTHLY P&I: 1,832.29 ANNUAL RATE ADJUST: 0.000 LTV : 89.99835 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080048432 MORTGAGORS: GLADDEN, DANE GLADDEN, MINDY ADDRESS : 28542 NORTH CALEX DRIVE MORTGAGE AMT: 271,300.00 CITY VALENCIA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91354 UNPAID BALANCE: 271,300.000 OPTION TO CONVERT : No MONTHLY P&I: 1,804.97 ANNUAL RATE ADJUST: 0.000 LTV : 79.99575 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080048481 MORTGAGORS: YOUNG, WAYNE ADDRESS : 4401 HARBOUR TOWN DRIVE MORTGAGE AMT: 253,550.00 CITY BELTSVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MD 20705 UNPAID BALANCE: 253,347.240 OPTION TO CONVERT : No MONTHLY P&I: 1,708.21 ANNUAL RATE ADJUST: 0.000 LTV : 79.98675 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080048515 MORTGAGORS: KING, CECIL King, Janis KING, JANIS ADDRESS : 1016 MARLIN DRIVE MORTGAGE AMT: 260,000.00 CITY WEST CHESTE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 PA 19382 UNPAID BALANCE: 259,786.880 OPTION TO CONVERT : No MONTHLY P&I: 1,729.79 ANNUAL RATE ADJUST: 0.000 LTV : 60.88993 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080048523 MORTGAGORS: BRUNER, WILLIAM BRUNER, BONNIE ADDRESS : 6221 CENTURY HILL DRIVE MORTGAGE AMT: 372,000.00 CITY RIVERSIDE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92506 UNPAID BALANCE: 371,695.070 OPTION TO CONVERT : No MONTHLY P&I: 2,474.93 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080048556 MORTGAGORS: HOFFMAN, RICHARD HOFFMAN, DAWN ADDRESS : 12377 COLD STREAM GUARD C MORTGAGE AMT: 252,500.00 CITY BRISTOW :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 VA 20136 UNPAID BALANCE: 252,277.220 OPTION TO CONVERT : No MONTHLY P&I: 1,616.79 ANNUAL RATE ADJUST: 0.000 LTV : 79.99620 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080048572 MORTGAGORS: ROY, CARL Roy, Tracy ROY, TRACY ADDRESS : 3726 VALLEY OAKS DRIVE MORTGAGE AMT: 339,700.00 CITY FAIRFAX :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 VA 22033 UNPAID BALANCE: 339,414.610 OPTION TO CONVERT : No MONTHLY P&I: 2,231.59 ANNUAL RATE ADJUST: 0.000 LTV : 79.99058 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080048580 MORTGAGORS: MARTIN, JERI MARTIN, MARGARET MARTIN, MARGARET ADDRESS : 3206 KIMBERLY DRIVE MORTGAGE AMT: 266,000.00 CITY MOUNT AIRY :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 MD 21771 UNPAID BALANCE: 265,540.650 OPTION TO CONVERT : No MONTHLY P&I: 1,725.27 ANNUAL RATE ADJUST: 0.000 LTV : 68.21000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080048622 MORTGAGORS: HENDERSON, DARRYL HENDERSON, ALISON HENDERSON, ALISON ADDRESS : 106 BEECHDALE COURT MORTGAGE AMT: 348,000.00 CITY Accokeek :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 MD 20607 UNPAID BALANCE: 347,139.760 OPTION TO CONVERT : No MONTHLY P&I: 2,257.12 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080048663 MORTGAGORS: HEMMY, VICTOR HEMMY, CANDACE HEMMY, CANDACE ADDRESS : 868 MOANIALA ST. MORTGAGE AMT: 650,000.00 CITY Honolulu :\ STATE/ZIP :\ LIFETIME RATE : 6.37500 HI 96821 UNPAID BALANCE: 649,397.970 OPTION TO CONVERT : No MONTHLY P&I: 4,055.15 ANNUAL RATE ADJUST: 0.000 LTV : 63.73000 OUTSIDE CONV DATE: CURRENT INT 6.37500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080048671 MORTGAGORS: MATTHEWS, MARK HATFIELD, JOAN ADDRESS : 60 MIDDLE LINE HIGHWAY MORTGAGE AMT: 500,000.00 CITY SOUTHAMPTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NY 11968 UNPAID BALANCE: 500,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,410.88 ANNUAL RATE ADJUST: 0.000 LTV : 64.51613 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080048697 MORTGAGORS: BROADY, JAMES BROADY, JAMES ADDRESS : 11024 DORSCH FARM ROAD MORTGAGE AMT: 325,000.00 CITY ELLICOTT CI :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MD 21042 UNPAID BALANCE: 324,740.100 OPTION TO CONVERT : No MONTHLY P&I: 2,189.59 ANNUAL RATE ADJUST: 0.000 LTV : 79.94785 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080048721 MORTGAGORS: BEALL,, LLOYD BEALL, JANIS ADDRESS : 3991 BRIARBUSH WAY MORTGAGE AMT: 273,000.00 CITY Fairfax :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 VA 22031 UNPAID BALANCE: 270,673.120 OPTION TO CONVERT : No MONTHLY P&I: 1,770.67 ANNUAL RATE ADJUST: 0.000 LTV : 74.59000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080048804 MORTGAGORS: NORTON, CARL NORTON, FRANCES NORTON, FRANCES ADDRESS : 6739 HERITAGE PLACE MORTGAGE AMT: 283,000.00 CITY WARRENTON :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 VA 20187 UNPAID BALANCE: 282,511.300 OPTION TO CONVERT : No MONTHLY P&I: 1,835.53 ANNUAL RATE ADJUST: 0.000 LTV : 72.56000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080048846 MORTGAGORS: CAPATI, LAVERNE CAPATI, REMEDIOS CAPATI, REMEDIOS ADDRESS : 12639 SORA WAY MORTGAGE AMT: 258,750.00 CITY San Diego :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 CA 92129 UNPAID BALANCE: 258,280.900 OPTION TO CONVERT : No MONTHLY P&I: 1,635.48 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080048861 MORTGAGORS: HOLLOWAY, EUGENE HOLLOWAY, SALLY HOLLOWAY, SALLY ADDRESS : 1 CHERRY TREE LN MORTGAGE AMT: 303,750.00 CITY Chester :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 NJ 07930 UNPAID BALANCE: 303,750.000 OPTION TO CONVERT : No MONTHLY P&I: 1,970.12 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080048929 MORTGAGORS: EDMONDS, LEE EDMONDS, DEBORAH EDMONDS, DEBORAH ADDRESS : 11600 RIVERSHORE DRIVE MORTGAGE AMT: 298,400.00 CITY Dunkirk :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 MD 20754 UNPAID BALANCE: 297,806.030 OPTION TO CONVERT : No MONTHLY P&I: 1,886.09 ANNUAL RATE ADJUST: 0.000 LTV : 75.16000 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080048952 MORTGAGORS: LEITNER, KENNETH LEITNER, LYLA ADDRESS : 5745 CAMINO DE BRYANT MORTGAGE AMT: 428,000.00 CITY YORBA LINDA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92887 UNPAID BALANCE: 427,649.180 OPTION TO CONVERT : No MONTHLY P&I: 2,847.49 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080048994 MORTGAGORS: RICHARDSON, STEPHEN RICHARDSON, KAREN ADDRESS : 26061 CHARONNE COURT MORTGAGE AMT: 279,000.00 CITY SANTA CLARI :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91355 UNPAID BALANCE: 279,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,903.28 ANNUAL RATE ADJUST: 0.000 LTV : 75.40541 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049059 MORTGAGORS: BRACCIO, PETER BRACCIO, RACHEL BRACCIO, RACHEL ADDRESS : 9 CAMINO DE TRAVESIA MORTGAGE AMT: 298,400.00 CITY Carmel Valley :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 93924 UNPAID BALANCE: 297,100.860 OPTION TO CONVERT : No MONTHLY P&I: 1,935.42 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 11/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049091 MORTGAGORS: DENTON, JOHN DENTON, VICTORIA ADDRESS : 658 BONWIT PLACE MORTGAGE AMT: 296,000.00 CITY SIMI VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 93065 UNPAID BALANCE: 295,774.770 OPTION TO CONVERT : No MONTHLY P&I: 2,044.40 ANNUAL RATE ADJUST: 0.000 LTV : 78.72340 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049109 MORTGAGORS: KRATZER, JEFFREY KRATZER, URSULA ADDRESS : 112 LONGWOOD DRIVE MORTGAGE AMT: 288,000.00 CITY Mandeville :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 LA 70471 UNPAID BALANCE: 287,752.030 OPTION TO CONVERT : No MONTHLY P&I: 1,867.96 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049158 MORTGAGORS: STELLATO, VIRGINIA OLDOERP, GREGORY ADDRESS : 19642 ISLAND BAY LANE MORTGAGE AMT: 379,000.00 CITY HUNTINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92648 UNPAID BALANCE: 379,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,521.50 ANNUAL RATE ADJUST: 0.000 LTV : 70.18519 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049174 MORTGAGORS: GIANNELLI, GRETCHEN GIANNELLI, VINCENZO ADDRESS : 2103 WILKINSON PLACE MORTGAGE AMT: 340,000.00 CITY Alexandria :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 VA 22306 UNPAID BALANCE: 339,700.020 OPTION TO CONVERT : No MONTHLY P&I: 2,177.06 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049190 MORTGAGORS: HENDERSON, DOUGLAS PEPPER, REBECCA ADDRESS : 434 NE FLORAL PLACE MORTGAGE AMT: 123,000.00 CITY PORTLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 OR 97232 UNPAID BALANCE: 122,396.610 OPTION TO CONVERT : No MONTHLY P&I: 818.32 ANNUAL RATE ADJUST: 0.000 LTV : 48.43000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049208 MORTGAGORS: GARIBALDI, SHERRY ADDRESS : 7625 EAST CAMELBACK MORTGAGE AMT: 32,000.00 CITY SCOTTSDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 AZ 85251 UNPAID BALANCE: 31,951.150 OPTION TO CONVERT : No MONTHLY P&I: 221.02 ANNUAL RATE ADJUST: 0.000 LTV : 62.75000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049216 MORTGAGORS: SANTARELLI, LORI ADDRESS : 0085 STONEGATE CIRCLE UNI MORTGAGE AMT: 166,875.00 CITY EDWARDS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CO 81632 UNPAID BALANCE: 166,620.280 OPTION TO CONVERT : No MONTHLY P&I: 1,152.56 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049224 MORTGAGORS: CAMPBELL, CHARLES CAMPBELL, DONNA ADDRESS : 2500 NE 160TH AVENUE MORTGAGE AMT: 148,200.00 CITY VANCOUVER :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 WA 98684 UNPAID BALANCE: 146,092.180 OPTION TO CONVERT : No MONTHLY P&I: 998.45 ANNUAL RATE ADJUST: 0.000 LTV : 60.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049232 MORTGAGORS: SHIVERS, ROBERT SHIVERS, TARA ADDRESS : 1424 EAST FREMONT ROAD MORTGAGE AMT: 75,000.00 CITY PHOENIX :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 AZ 85040 UNPAID BALANCE: 74,942.930 OPTION TO CONVERT : No MONTHLY P&I: 518.01 ANNUAL RATE ADJUST: 0.000 LTV : 68.81000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049240 MORTGAGORS: PEARCE, CARL PEARCE, JOY ADDRESS : 3120 SOUTH GREYTHORN WAY MORTGAGE AMT: 327,000.00 CITY CHANDLER :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 AZ 85248 UNPAID BALANCE: 326,751.180 OPTION TO CONVERT : No MONTHLY P&I: 2,258.51 ANNUAL RATE ADJUST: 0.000 LTV : 76.05000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049257 MORTGAGORS: FAKTOROVICH, BORIS ADDRESS : 3421 oak glen drive MORTGAGE AMT: 404,500.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 90068 UNPAID BALANCE: 402,392.690 OPTION TO CONVERT : No MONTHLY P&I: 2,725.19 ANNUAL RATE ADJUST: 0.000 LTV : 61.38000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049265 MORTGAGORS: SALTZMAN, JACK SALTZMAN, MARJORIE ADDRESS : 2332 SW 16TH AVENUE MORTGAGE AMT: 1,000,000.00 CITY PORTLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 OR 97201 UNPAID BALANCE: 1,000,000. OPTION TO CONVERT : No 000 MONTHLY P&I: 6,821.76 ANNUAL RATE ADJUST: 0.000 LTV : 58.82000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049273 MORTGAGORS: NUTE, HOWARD NUTE, DEBRA ADDRESS : 6199 north 20th street MORTGAGE AMT: 432,500.00 CITY PHOENIX :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 AZ 85016 UNPAID BALANCE: 431,788.910 OPTION TO CONVERT : No MONTHLY P&I: 2,877.43 ANNUAL RATE ADJUST: 0.000 LTV : 50.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049281 MORTGAGORS: HOFMANN, ADELE ADDRESS : 1551 tahiti avenue MORTGAGE AMT: 600,000.00 CITY laguna beach :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92651 UNPAID BALANCE: 599,520.190 OPTION TO CONVERT : No MONTHLY P&I: 4,042.31 ANNUAL RATE ADJUST: 0.000 LTV : 60.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049299 MORTGAGORS: TAYLOR, PATRICIA ADDRESS : 5072 Buckingham Road MORTGAGE AMT: 100,700.00 CITY BOULDER :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CO 80301 UNPAID BALANCE: 100,700.000 OPTION TO CONVERT : No MONTHLY P&I: 669.96 ANNUAL RATE ADJUST: 0.000 LTV : 75.71000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049307 MORTGAGORS: REYNOLDS, KATHLEEN ADDRESS : 4460 MONACO STREET MORTGAGE AMT: 275,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92107 UNPAID BALANCE: 274,790.740 OPTION TO CONVERT : No MONTHLY P&I: 1,899.36 ANNUAL RATE ADJUST: 0.000 LTV : 51.89000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049331 MORTGAGORS: DANIEL, W DANIEL, ADRIANA ADDRESS : 400 costa del sol MORTGAGE AMT: 395,000.00 CITY MALIBU :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90265 UNPAID BALANCE: 394,691.860 OPTION TO CONVERT : No MONTHLY P&I: 2,694.60 ANNUAL RATE ADJUST: 0.000 LTV : 61.72000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049349 MORTGAGORS: JANOFF, WALTER JANOFF, MARIANNE ADDRESS : 2 coveview drive MORTGAGE AMT: 304,000.00 CITY rancho palos verdes :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 90275 UNPAID BALANCE: 304,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,099.65 ANNUAL RATE ADJUST: 0.000 LTV : 38.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049356 MORTGAGORS: HADAR, ETTI ADDRESS : 4707 dunas lane MORTGAGE AMT: 423,000.00 CITY TARZANA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91356 UNPAID BALANCE: 423,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,921.56 ANNUAL RATE ADJUST: 0.000 LTV : 35.25000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049364 MORTGAGORS: CAPITAN, JOSE CAPITAN, BARBARA ADDRESS : 11 miguel street MORTGAGE AMT: 475,000.00 CITY san francisco :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94131 UNPAID BALANCE: 474,519.270 OPTION TO CONVERT : No MONTHLY P&I: 3,280.71 ANNUAL RATE ADJUST: 0.000 LTV : 67.86000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049380 MORTGAGORS: HENDRICKS, PHILIP ADDRESS : 3975 HAINES STREET MORTGAGE AMT: 195,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92109 UNPAID BALANCE: 195,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,297.34 ANNUAL RATE ADJUST: 0.000 LTV : 67.24000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049398 MORTGAGORS: SHAHEEN, PATRICIA ADDRESS : 11701 north 135th way MORTGAGE AMT: 122,000.00 CITY SCOTTSDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 AZ 85259 UNPAID BALANCE: 121,900.000 OPTION TO CONVERT : No MONTHLY P&I: 811.67 ANNUAL RATE ADJUST: 0.000 LTV : 71.76000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049406 MORTGAGORS: FOWL, RICHARD MONROE-FOWL, PATRICIA ADDRESS : 9230 NORTH 113TH WAY MORTGAGE AMT: 345,000.00 CITY SCOTTSDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 AZ 85259 UNPAID BALANCE: 345,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,382.83 ANNUAL RATE ADJUST: 0.000 LTV : 63.30000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049414 MORTGAGORS: BAKER, LONA ADDRESS : 128 south pioneer street MORTGAGE AMT: 72,000.00 CITY MIDVALE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 UT 84047 UNPAID BALANCE: 72,000.000 OPTION TO CONVERT : No MONTHLY P&I: 497.29 ANNUAL RATE ADJUST: 0.000 LTV : 59.50000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049422 MORTGAGORS: MICHEL, JOHN MICHEL, JOAN ADDRESS : 14943 altata drive MORTGAGE AMT: 310,000.00 CITY pacific palisades :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90272 UNPAID BALANCE: 310,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,062.44 ANNUAL RATE ADJUST: 0.000 LTV : 17.71000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049430 MORTGAGORS: HARPER, JOSEPH HARPER, BARBARA ADDRESS : 1716 OCEAN FRONT MORTGAGE AMT: 930,000.00 CITY DEL MAR :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92014 UNPAID BALANCE: 928,544.640 OPTION TO CONVERT : No MONTHLY P&I: 6,344.24 ANNUAL RATE ADJUST: 0.000 LTV : 18.60000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080049448 MORTGAGORS: fugleberg, erika FUGLEBERG, LARRY ADDRESS : 10233 east caron street MORTGAGE AMT: 265,962.00 CITY SCOTTSDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 AZ 85258 UNPAID BALANCE: 265,962.000 OPTION TO CONVERT : No MONTHLY P&I: 1,769.45 ANNUAL RATE ADJUST: 0.000 LTV : 69.99000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049455 MORTGAGORS: WHITE, JACK WHITE, DOROTHY ADDRESS : 3635 alcott street MORTGAGE AMT: 405,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92106 UNPAID BALANCE: 405,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,694.48 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049463 MORTGAGORS: MAZER, BARBARA ADDRESS : 1569 EMMONS MORTGAGE AMT: 86,000.00 CITY BIRMINGHAM :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MI 48009 UNPAID BALANCE: 86,000.000 OPTION TO CONVERT : No MONTHLY P&I: 673.23 ANNUAL RATE ADJUST: 0.000 LTV : 48.31000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/19 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049471 MORTGAGORS: NEUSCHATZ, ANDREW EPEL, SHARON ADDRESS : 301 san benito way MORTGAGE AMT: 350,000.00 CITY san francisco :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94127 UNPAID BALANCE: 350,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,358.01 ANNUAL RATE ADJUST: 0.000 LTV : 42.94000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049489 MORTGAGORS: MUNDY, JEFFERSON MUNDY, ALINE ADDRESS : 104 south ridgewood road MORTGAGE AMT: 239,000.00 CITY KENTFIELD :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94904 UNPAID BALANCE: 239,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,671.12 ANNUAL RATE ADJUST: 0.000 LTV : 11.95000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049497 MORTGAGORS: MAR, GERALD MAR, FLOR-ELLA ADDRESS : 11386 paymogo court MORTGAGE AMT: 276,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92129 UNPAID BALANCE: 276,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,882.81 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049505 MORTGAGORS: KLEIN, NORMA ADDRESS : 1000 west ocean front MORTGAGE AMT: 775,000.00 CITY newport beach :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92661 UNPAID BALANCE: 775,000.000 OPTION TO CONVERT : No MONTHLY P&I: 5,352.73 ANNUAL RATE ADJUST: 0.000 LTV : 55.36000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049513 MORTGAGORS: GUERRERO, PETER ADDRESS : 8302 EAST VISTA DRIVE MORTGAGE AMT: 95,900.00 CITY SCOTTSDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 AZ 85250 UNPAID BALANCE: 95,900.000 OPTION TO CONVERT : No MONTHLY P&I: 662.36 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049521 MORTGAGORS: MIGUENS, JOSE MIGUENS, BLANCA ADDRESS : 24720 NORTH 72ND PLACE MORTGAGE AMT: 89,000.00 CITY SCOTTSDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 AZ 85255 UNPAID BALANCE: 89,000.000 OPTION TO CONVERT : No MONTHLY P&I: 637.61 ANNUAL RATE ADJUST: 0.000 LTV : 55.97000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049539 MORTGAGORS: TITUS, NICOLE ADDRESS : 12806 NORTH 15TH DRIVE MORTGAGE AMT: 118,200.00 CITY PHOENIX :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 AZ 85029 UNPAID BALANCE: 118,200.000 OPTION TO CONVERT : No MONTHLY P&I: 816.38 ANNUAL RATE ADJUST: 0.000 LTV : 69.53000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049547 MORTGAGORS: COOPER, SUSAN COOPER, JAMES ADDRESS : 16046 NORTH 71ST AVENUE MORTGAGE AMT: 53,650.00 CITY PEORIA :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 AZ 85382 UNPAID BALANCE: 53,650.000 OPTION TO CONVERT : No MONTHLY P&I: 384.36 ANNUAL RATE ADJUST: 0.000 LTV : 94.96000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049554 MORTGAGORS: BRAYTON, BRYAN ADDRESS : 5816 VARNA AVENUE MORTGAGE AMT: 290,000.00 CITY VAN NUYS :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 91401 UNPAID BALANCE: 290,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,052.60 ANNUAL RATE ADJUST: 0.000 LTV : 76.32000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049562 MORTGAGORS: GIBSON, OSCAR WALKER-GIBSON, CHRISTY ADDRESS : 5245 EAST VIA DEL CIELO MORTGAGE AMT: 360,500.00 CITY PARADISE VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 AZ 85253 UNPAID BALANCE: 359,907.270 OPTION TO CONVERT : No MONTHLY P&I: 2,398.42 ANNUAL RATE ADJUST: 0.000 LTV : 72.10000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049570 MORTGAGORS: THONE,, ROBERT THONE, PATRICIA ADDRESS : 32146 RANCHO CIELO MORTGAGE AMT: 287,000.00 CITY Trabuco Canyon :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92679 UNPAID BALANCE: 287,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,909.42 ANNUAL RATE ADJUST: 0.000 LTV : 65.98000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049596 MORTGAGORS: GEIB, PATRICIA ADDRESS : 19 GREENVIEW DRIVE MORTGAGE AMT: 175,000.00 CITY CARLSBAD :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92009 UNPAID BALANCE: 174,739.460 OPTION TO CONVERT : No MONTHLY P&I: 1,223.63 ANNUAL RATE ADJUST: 0.000 LTV : 58.33000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049604 MORTGAGORS: ROTH, JEFFERSON ROTH, ELAINE ADDRESS : 011 DEER VALLEY DRIVE MORTGAGE AMT: 280,000.00 CITY GLENWOOD SPRINGS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CO 81601 UNPAID BALANCE: 278,921.850 OPTION TO CONVERT : No MONTHLY P&I: 2,170.84 ANNUAL RATE ADJUST: 0.000 LTV : 48.11000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/19 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049620 MORTGAGORS: SAWYER, ROBERT ADDRESS : 3661 NORTH NAVAJO TRAIL MORTGAGE AMT: 177,000.00 CITY PARK CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 UT 84098 UNPAID BALANCE: 176,469.610 OPTION TO CONVERT : No MONTHLY P&I: 1,237.61 ANNUAL RATE ADJUST: 0.000 LTV : 62.11000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 12/01/28 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049638 MORTGAGORS: KLECKNER, MARTIN KLECKNER, DARLENE ADDRESS : 6908 wildrose terrace MORTGAGE AMT: 247,500.00 CITY CARLSBAD :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92009 UNPAID BALANCE: 246,739.700 OPTION TO CONVERT : No MONTHLY P&I: 1,646.62 ANNUAL RATE ADJUST: 0.000 LTV : 56.90000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049646 MORTGAGORS: BENSON, LEE BENSON, PAULA ADDRESS : 3229 EAST PIRO STREE MORTGAGE AMT: 250,000.00 CITY PHOENIX :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 AZ 85044 UNPAID BALANCE: 250,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,726.69 ANNUAL RATE ADJUST: 0.000 LTV : 44.64000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049661 MORTGAGORS: GAROFOLO, RALPH ADDRESS : 404 SUMMER MESA DRIVE MORTGAGE AMT: 399,500.00 CITY LAS VEGAS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NV 89134 UNPAID BALANCE: 399,500.000 OPTION TO CONVERT : No MONTHLY P&I: 2,759.25 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049687 MORTGAGORS: MARTIN, NANCY ADDRESS : 10040 EAST HAPPY VALLEY R MORTGAGE AMT: 388,800.00 CITY SCOTTSDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 AZ 85255 UNPAID BALANCE: 388,800.000 OPTION TO CONVERT : No MONTHLY P&I: 2,652.30 ANNUAL RATE ADJUST: 0.000 LTV : 79.99000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049695 MORTGAGORS: HOUSLEY, WAYNE HOUSLEY, ANNE ADDRESS : 20529 SE BRADY ROAD MORTGAGE AMT: 297,750.00 CITY CAMAS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 WA 98607 UNPAID BALANCE: 297,284.050 OPTION TO CONVERT : No MONTHLY P&I: 2,031.18 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049703 MORTGAGORS: VAN KOMEN, JOHN KOMEN, EILEEN ADDRESS : 1362 EAST 8175 SOUTH MORTGAGE AMT: 120,000.00 CITY SANDY :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 UT 84093 UNPAID BALANCE: 119,785.340 OPTION TO CONVERT : No MONTHLY P&I: 849.35 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049760 MORTGAGORS: FLORES, DANIEL FLORES, SUZETTE FLORES, SUZETTE ADDRESS : 13699 ESSENCE ROAD MORTGAGE AMT: 245,250.00 CITY San Diego :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 92128 UNPAID BALANCE: 245,250.000 OPTION TO CONVERT : No MONTHLY P&I: 1,590.69 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049836 MORTGAGORS: LEE, FRED LEE, THERESA LEE, THERESA ADDRESS : 6709 MICHAELS DRIVE MORTGAGE AMT: 356,450.00 CITY Bethesda :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 MD 20817 UNPAID BALANCE: 356,450.000 OPTION TO CONVERT : No MONTHLY P&I: 2,311.93 ANNUAL RATE ADJUST: 0.000 LTV : 74.99000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049877 MORTGAGORS: DOERFLER, KATRINA CRETNEY,, WARREN CRETNEY,, WARREN ADDRESS : 27009 FIELDING DRIVE MORTGAGE AMT: 268,600.00 CITY Hayward :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 CA 94542 UNPAID BALANCE: 268,600.000 OPTION TO CONVERT : No MONTHLY P&I: 1,697.73 ANNUAL RATE ADJUST: 0.000 LTV : 78.31000 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049901 MORTGAGORS: COEN, IRA COEN, JEROLYN COEN, JEROLYN ADDRESS : 468 GEHRKE ROAD MORTGAGE AMT: 345,000.00 CITY Port Angeles :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 WA 98362 UNPAID BALANCE: 345,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,237.66 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049935 MORTGAGORS: CHANDLER, JEROME CHANDLER AKA, BETTY ADDRESS : 3016 BRUNER AVE MORTGAGE AMT: 304,200.00 CITY BRONX :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NY 10469 UNPAID BALANCE: 304,200.000 OPTION TO CONVERT : No MONTHLY P&I: 1,998.38 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049950 MORTGAGORS: KELLER, ROBERT KELLER, MARY KELLER, MARY ADDRESS : 126 CAMERON MEWS MORTGAGE AMT: 300,000.00 CITY Alexandria :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 VA 22314 UNPAID BALANCE: 299,741.700 OPTION TO CONVERT : No MONTHLY P&I: 1,945.79 ANNUAL RATE ADJUST: 0.000 LTV : 64.10000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049968 MORTGAGORS: MYTCZYNSKY, STEFAN MYTCZYNSKY, SUSAN MYTCZYNSKY, SUSAN ADDRESS : 0053 SCR 1041 MORTGAGE AMT: 434,000.00 CITY Frisco :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CO 80443 UNPAID BALANCE: 434,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,814.92 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080049984 MORTGAGORS: LAMMERS, CHARLES LAMMERS, AMY ADDRESS : 8911 CRESCENT DRIVE MORTGAGE AMT: 353,000.00 CITY HUNTINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92646 UNPAID BALANCE: 353,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,378.23 ANNUAL RATE ADJUST: 0.000 LTV : 79.32584 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080050016 MORTGAGORS: KEARNS, MICHAEL CORCORAN, MIMI ADDRESS : 2454 DONNINGTON CT. MORTGAGE AMT: 300,000.00 CITY Jeffersonton :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 VA 22724 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,945.79 ANNUAL RATE ADJUST: 0.000 LTV : 89.55000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080050057 MORTGAGORS: STOCKEL, JOHN ADDRESS : 2873 PEBBLE BEACH DRIVE MORTGAGE AMT: 365,000.00 CITY Ellicott City :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 MD 21042 UNPAID BALANCE: 365,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,367.38 ANNUAL RATE ADJUST: 0.000 LTV : 73.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080050073 MORTGAGORS: POWELL, ROBERT POWELL, JANET ADDRESS : 473 EAST MONTECITO AVENUE MORTGAGE AMT: 335,000.00 CITY SIERRA MADR :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 91024 UNPAID BALANCE: 334,718.550 OPTION TO CONVERT : No MONTHLY P&I: 2,200.72 ANNUAL RATE ADJUST: 0.000 LTV : 79.76190 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080050099 MORTGAGORS: NAKAMURA, KARL NAKAMURA, GLENDA ADDRESS : 5605 LOPING LANE MORTGAGE AMT: 261,250.00 CITY BONITA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91902 UNPAID BALANCE: 261,051.210 OPTION TO CONVERT : No MONTHLY P&I: 1,804.39 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080050347 MORTGAGORS: HENRY, FERRON HENRY, SANDRA ADDRESS : 11 VIA LIEBRE MORTGAGE AMT: 270,500.00 CITY RANCHO SANT :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 92688 UNPAID BALANCE: 270,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,937.90 ANNUAL RATE ADJUST: 0.000 LTV : 68.48101 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080050735 MORTGAGORS: WAUGH, DONALD WAUGH, PAULA ADDRESS : 1191 SPRING STREET MORTGAGE AMT: 238,000.00 CITY OAK VIEW :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 93022 UNPAID BALANCE: 238,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,603.46 ANNUAL RATE ADJUST: 0.000 LTV : 52.88889 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080050743 MORTGAGORS: FORD, JAMES ADDRESS : 306 33RD STREET MORTGAGE AMT: 304,000.00 CITY NEWPORT BEA :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 92663 UNPAID BALANCE: 304,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,971.74 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080050768 MORTGAGORS: JOHANSEN, ROBERT JOHANSEN, PENNY ADDRESS : 708 APPALOOSA DRIVE MORTGAGE AMT: 290,000.00 CITY WALNUT CREE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94596 UNPAID BALANCE: 289,773.760 OPTION TO CONVERT : No MONTHLY P&I: 1,978.32 ANNUAL RATE ADJUST: 0.000 LTV : 71.60494 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080051402 MORTGAGORS: MUNN, HARRY Munn, Roslyn MUNN, ROSLYN ADDRESS : 1383 STONEBRIDGE CIRCLE MORTGAGE AMT: 287,000.00 CITY ESCONDIDO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92029 UNPAID BALANCE: 287,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,957.85 ANNUAL RATE ADJUST: 0.000 LTV : 66.74419 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080051410 MORTGAGORS: ADICKES, ERIC ADDRESS : 34831 DOHENY PLACE MORTGAGE AMT: 635,000.00 CITY CAPISTRANO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92624 UNPAID BALANCE: 635,000.000 OPTION TO CONVERT : No MONTHLY P&I: 4,385.79 ANNUAL RATE ADJUST: 0.000 LTV : 74.70588 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080051535 MORTGAGORS: HAJ IBRAHIM, AHMAD CATOVIC, SURAYYA ADDRESS : 8 DOGWOOD DRIVE MORTGAGE AMT: 286,000.00 CITY LOWER MAKEF :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 PA 19067 UNPAID BALANCE: 285,776.890 OPTION TO CONVERT : No MONTHLY P&I: 1,951.03 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080051543 MORTGAGORS: HENNESSY, JOHN HENNESSY, CAREN ADDRESS : 19820 AVENIDA CASTILLA MORTGAGE AMT: 378,000.00 CITY MURRIETA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92562 UNPAID BALANCE: 378,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,578.63 ANNUAL RATE ADJUST: 0.000 LTV : 68.72727 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080051618 MORTGAGORS: TESSIER, VICTOR TESSIER, CATHERINE ADDRESS : 1180 NORTH PALOMARES STRE MORTGAGE AMT: 396,000.00 CITY POMONA :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 CA 91767 UNPAID BALANCE: 396,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,502.99 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080051675 MORTGAGORS: JOHNSON, GEORGE JOHNSON, DIANA ADDRESS : 362 PISMO TERRACE MORTGAGE AMT: 255,000.00 CITY SUNNYVALE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94086 UNPAID BALANCE: 255,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,696.53 ANNUAL RATE ADJUST: 0.000 LTV : 53.68421 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080051733 MORTGAGORS: BUCKLEY, EDWARD BUCKLEY, PATRICIA ADDRESS : 327 ADAMS STREEET MORTGAGE AMT: 251,600.00 CITY DECATUR :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 GA 30030 UNPAID BALANCE: 251,600.000 OPTION TO CONVERT : No MONTHLY P&I: 1,652.83 ANNUAL RATE ADJUST: 0.000 LTV : 69.88889 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080051758 MORTGAGORS: DEVEREAUX, LESLIE ADDRESS : 74 AZALEA STREET MORTGAGE AMT: 320,000.00 CITY PISCATAWAY :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NJ 08854 UNPAID BALANCE: 319,762.510 OPTION TO CONVERT : No MONTHLY P&I: 2,237.49 ANNUAL RATE ADJUST: 0.000 LTV : 88.88889 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080051782 MORTGAGORS: WILLIAMS, WENDELL WILLIAMS, THERESE ADDRESS : 1585 DIANNE LANE MORTGAGE AMT: 255,100.00 CITY CORONA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91719 UNPAID BALANCE: 255,100.000 OPTION TO CONVERT : No MONTHLY P&I: 1,761.92 ANNUAL RATE ADJUST: 0.000 LTV : 75.02941 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080051808 MORTGAGORS: EVANS, BRADSHAW Evans, Shawna EVANS, SHAWNA ADDRESS : 2 TRACEY LANE MORTGAGE AMT: 300,000.00 CITY MT OLIVE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 07828 UNPAID BALANCE: 299,760.090 OPTION TO CONVERT : No MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000 LTV : 89.82036 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080051832 MORTGAGORS: MIDGETTE, JERRY Midgette, Lisa MIDGETTE, LISA ADDRESS : 10 MANSFIELD ROAD MORTGAGE AMT: 300,000.00 CITY FRANKLIN :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NJ 08540 UNPAID BALANCE: 299,765.970 OPTION TO CONVERT : No MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000 LTV : 93.89671 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080051857 MORTGAGORS: KLOCK, DONALD KLOCK, PATTI ADDRESS : 1921 AVENIDA MONTE VISTA MORTGAGE AMT: 256,000.00 CITY SAN DIMAS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91773 UNPAID BALANCE: 256,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,768.13 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080051865 MORTGAGORS: LARKIN, THOMAS Larkin, Mary LARKIN, MARY ADDRESS : 41 COREY LANE MORTGAGE AMT: 650,000.00 CITY MENDHAM :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 NJ 07945 UNPAID BALANCE: 648,849.860 OPTION TO CONVERT : No MONTHLY P&I: 4,162.03 ANNUAL RATE ADJUST: 0.000 LTV : 41.93548 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080051881 MORTGAGORS: CONNELL, MARC CONNELL, MICHELLE ADDRESS : 13829 ARAPAHOE MORTGAGE AMT: 262,000.00 CITY TUSTIN :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92782 UNPAID BALANCE: 262,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,743.10 ANNUAL RATE ADJUST: 0.000 LTV : 88.81356 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080051915 MORTGAGORS: BERLOWITZ, PAUL Bailey, Malinda BAILEY, MALINDA ADDRESS : 4 NICOLE TERRACE MORTGAGE AMT: 309,000.00 CITY LEBANON :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 NJ 08826 UNPAID BALANCE: 308,727.370 OPTION TO CONVERT : No MONTHLY P&I: 1,978.57 ANNUAL RATE ADJUST: 0.000 LTV : 79.42016 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080051972 MORTGAGORS: SCUITTO, CHRISTOPHE SCUITTO, TIFFANY ADDRESS : 5111 LAURELGROVE AVENUE MORTGAGE AMT: 294,000.00 CITY VALLEY VILL :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91607 UNPAID BALANCE: 293,759.010 OPTION TO CONVERT : No MONTHLY P&I: 1,955.99 ANNUAL RATE ADJUST: 0.000 LTV : 77.36842 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080052004 MORTGAGORS: BOUCHIER, RICHARD Bouchier, Deena BOUCHIER, DEENA ADDRESS : 22 KIPP STREET MORTGAGE AMT: 281,250.00 CITY NEW CASTLE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NY 10514 UNPAID BALANCE: 281,025.080 OPTION TO CONVERT : No MONTHLY P&I: 1,894.84 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080052020 MORTGAGORS: KRISHNAMOORT, RAMAIYAH Krishnamoorthy, Kanchana KRISHNAMOORT, KANCHANA ADDRESS : 45 ZAITZ FARM ROAD MORTGAGE AMT: 335,150.00 CITY WEST WINDSO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NJ 08550 UNPAID BALANCE: 334,901.270 OPTION TO CONVERT : No MONTHLY P&I: 2,343.42 ANNUAL RATE ADJUST: 0.000 LTV : 78.85882 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080052046 MORTGAGORS: GREENBAUM, DENNIS Byrne, Rosemary BYRNE, ROSEMARY ADDRESS : 970 SALEM LANE MORTGAGE AMT: 355,500.00 CITY RIDGEWOOD V :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NJ 07451 UNPAID BALANCE: 355,229.480 OPTION TO CONVERT : No MONTHLY P&I: 2,455.36 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080052095 MORTGAGORS: RAGUSA, CHRISTINE ADDRESS : 32 VAN ETTEN BOULEVARD MORTGAGE AMT: 304,000.00 CITY NEW ROCHELL :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NY 10804 UNPAID BALANCE: 303,500.170 OPTION TO CONVERT : No MONTHLY P&I: 2,022.52 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080052129 MORTGAGORS: MANSELL, JOHN Mansell, Arlene MANSELL, ARLENE ADDRESS : 1093 LORAN COURT MORTGAGE AMT: 268,800.00 CITY GREAT FALLS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 VA 22066 UNPAID BALANCE: 268,579.660 OPTION TO CONVERT : No MONTHLY P&I: 1,788.34 ANNUAL RATE ADJUST: 0.000 LTV : 79.98810 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080052160 MORTGAGORS: BUCCI, RAYMOND BUCCI, DEBORAH ADDRESS : 750 IRVINE ROAD MORTGAGE AMT: 468,000.00 CITY SIMI VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 93065 UNPAID BALANCE: 467,616.380 OPTION TO CONVERT : No MONTHLY P&I: 3,113.62 ANNUAL RATE ADJUST: 0.000 LTV : 74.88000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080052194 MORTGAGORS: KING, KATHERINE ADDRESS : 317 N ROYAL STREET MORTGAGE AMT: 256,500.00 CITY ALEXANDRIA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 VA 22314 UNPAID BALANCE: 256,289.740 OPTION TO CONVERT : No MONTHLY P&I: 1,706.51 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080052251 MORTGAGORS: DESTEFANO, WILLIAM ADDRESS : 451 ROUTE 24 MORTGAGE AMT: 397,000.00 CITY CHESTER TOW :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 07930 UNPAID BALANCE: 396,682.520 OPTION TO CONVERT : No MONTHLY P&I: 2,674.67 ANNUAL RATE ADJUST: 0.000 LTV : 79.71888 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080052277 MORTGAGORS: MULLEN, KIMBERLY ADDRESS : 19 SHERWOOD LANE MORTGAGE AMT: 264,000.00 CITY COLTS NECK :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NJ 07722 UNPAID BALANCE: 263,794.050 OPTION TO CONVERT : No MONTHLY P&I: 1,800.95 ANNUAL RATE ADJUST: 0.000 LTV : 75.42857 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080052327 MORTGAGORS: LENTZ, JILL ADDRESS : 1942 SOUTH EL CAMINO REAL MORTGAGE AMT: 255,000.00 CITY ENCINITAS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92024 UNPAID BALANCE: 255,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,761.22 ANNUAL RATE ADJUST: 0.000 LTV : 60.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080052368 MORTGAGORS: ASH, JOHN Ash, Louise ASH, LOUISE ADDRESS : FIVE WOODSVIEW DRIVE MORTGAGE AMT: 250,950.00 CITY CONCORD :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 PA 19061 UNPAID BALANCE: 250,728.580 OPTION TO CONVERT : No MONTHLY P&I: 1,606.87 ANNUAL RATE ADJUST: 0.000 LTV : 79.98279 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080052376 MORTGAGORS: CALUBAQUIB, RAMON CALUBAQUIB, EVELYN ADDRESS : 1616 RANCHO HILLS DRIVE MORTGAGE AMT: 304,000.00 CITY CHINO HILLS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91709 UNPAID BALANCE: 304,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,022.52 ANNUAL RATE ADJUST: 0.000 LTV : 77.94872 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080052392 MORTGAGORS: JACOBSON, RICHARD JACOBSON, KATHERINE ADDRESS : 724 SANTA RITA WAY MORTGAGE AMT: 336,000.00 CITY SACRAMENTO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95864 UNPAID BALANCE: 336,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,292.12 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080052400 MORTGAGORS: BUCHANAN, WILLIAM ADDRESS : 2918 PAPER LANE MORTGAGE AMT: 500,000.00 CITY NEWPORT BEA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92660 UNPAID BALANCE: 500,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,496.08 ANNUAL RATE ADJUST: 0.000 LTV : 76.92308 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080052442 MORTGAGORS: SUEME, DONALD PRESCOTT SUE, PATRICIA ADDRESS : 1192 LA LIMONAR MORTGAGE AMT: 380,000.00 CITY SANTA ANA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92705 UNPAID BALANCE: 380,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,496.33 ANNUAL RATE ADJUST: 0.000 LTV : 77.55102 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080052459 MORTGAGORS: HAAKE, CHARLES HAAKE, KOURTNEY ADDRESS : 2008 BAJA MORTGAGE AMT: 260,000.00 CITY NEWPORT BEA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92660 UNPAID BALANCE: 260,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,729.79 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080052483 MORTGAGORS: RICHTER, GERALDINE ADDRESS : 2125 NORTH SCOTT STREET MORTGAGE AMT: 392,000.00 CITY ARLINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 VA 22209 UNPAID BALANCE: 392,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,607.99 ANNUAL RATE ADJUST: 0.000 LTV : 71.27273 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080052525 MORTGAGORS: SAFAEINILI, ALI SAFAEINILI, LISA ADDRESS : 3199 MONTE CARLO DRIVE MORTGAGE AMT: 298,000.00 CITY THOUSAND OA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91362 UNPAID BALANCE: 298,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,032.89 ANNUAL RATE ADJUST: 0.000 LTV : 70.95238 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080052624 MORTGAGORS: FISHLYN, ELLIOTT GREEN, LAURA ADDRESS : 4279 SAN RAFAEL AVENUE MORTGAGE AMT: 335,200.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90042 UNPAID BALANCE: 335,200.000 OPTION TO CONVERT : No MONTHLY P&I: 2,286.66 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080052988 MORTGAGORS: ANKETELL, SURENDRA ANKETELL, CHRISTINA ADDRESS : 1685 BRIGDEN ROAD MORTGAGE AMT: 270,000.00 CITY PASADENA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91104 UNPAID BALANCE: 270,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,864.83 ANNUAL RATE ADJUST: 0.000 LTV : 75.63025 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080053291 MORTGAGORS: CHISOM, HENRY CHISOM, LYNNEAN ADDRESS : 5321 OVERDALE DRIVE MORTGAGE AMT: 254,500.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90043 UNPAID BALANCE: 254,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,736.14 ANNUAL RATE ADJUST: 0.000 LTV : 79.53125 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080053341 MORTGAGORS: CLENDENEN, JON CLENDENEN, KATHERINE ADDRESS : 7937 WESTLAWN AVENUE MORTGAGE AMT: 255,500.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 90045 UNPAID BALANCE: 255,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,657.17 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080053408 MORTGAGORS: KNOLL, GEORGE PARADA, JAIME KNOLL, KURTIS KNOLL, JANE ADDRESS : 22762 BOLTANA MORTGAGE AMT: 383,900.00 CITY MISSION VIE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92688 UNPAID BALANCE: 383,900.000 OPTION TO CONVERT : No MONTHLY P&I: 2,651.51 ANNUAL RATE ADJUST: 0.000 LTV : 79.97917 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080053432 MORTGAGORS: HYNEMAN, WALTER BARRENA, MONTSE ADDRESS : 719 NORTH JUANITA AVENUE MORTGAGE AMT: 295,000.00 CITY REDONDO BEA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90277 UNPAID BALANCE: 295,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,962.64 ANNUAL RATE ADJUST: 0.000 LTV : 70.23810 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080053465 MORTGAGORS: COOPER, CANDACE ADDRESS : 6726 SOUTH HOLT AVENUE MORTGAGE AMT: 390,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 90056 UNPAID BALANCE: 390,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,627.51 ANNUAL RATE ADJUST: 0.000 LTV : 72.89720 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080053473 MORTGAGORS: RANCK, PETER WATSON RANCK, YVONNE ADDRESS : 1634 AMARELLE STREET MORTGAGE AMT: 281,530.00 CITY THOUSAND OA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 91320 UNPAID BALANCE: 281,530.000 OPTION TO CONVERT : No MONTHLY P&I: 1,968.50 ANNUAL RATE ADJUST: 0.000 LTV : 73.69895 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080053747 MORTGAGORS: SCHMIDT, VICTORIA SCHMIDT, ERIK ADDRESS : 3007 204TH ST SE MORTGAGE AMT: 278,000.00 CITY BOTHELL :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 WA 98012 UNPAID BALANCE: 278,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,896.45 ANNUAL RATE ADJUST: 0.000 LTV : 94.88055 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080054000 MORTGAGORS: GENATOSSIO, CARLO Genatossio, Nina GENATOSSIO, NINA ADDRESS : 145 SYCAMORE DRIVE MORTGAGE AMT: 284,000.00 CITY HOLDEN :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MA 01520 UNPAID BALANCE: 283,783.900 OPTION TO CONVERT : No MONTHLY P&I: 1,961.52 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080054349 MORTGAGORS: CERNY, EDWARD CERNY, DE ADDRESS : 26 SKYCREST MORTGAGE AMT: 448,000.00 CITY MISSION VIE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92692 UNPAID BALANCE: 448,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,094.23 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080054786 MORTGAGORS: ALBISTON, CLAYTON ALBISTON, DEBORAH ADDRESS : 611 SOUTH WARBLER CIRCLE MORTGAGE AMT: 352,000.00 CITY ANAHEIM :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92807 UNPAID BALANCE: 352,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,341.87 ANNUAL RATE ADJUST: 0.000 LTV : 70.40000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080054836 MORTGAGORS: STRATTON, ELIZABETH ADDRESS : 21 RICHARDS ROAD MORTGAGE AMT: 400,000.00 CITY LITCHFIELD :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CT 06759 UNPAID BALANCE: 400,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,661.21 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080054950 MORTGAGORS: TCHAICKOVSKY, IZABELLA ADDRESS : 3029 20TH AVENUE MORTGAGE AMT: 240,000.00 CITY SAN FRANCIS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94132 UNPAID BALANCE: 240,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,596.73 ANNUAL RATE ADJUST: 0.000 LTV : 35.82090 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 01 -------------------------------------------------------------------------------- LN # 0080055098 MORTGAGORS: MEYER, GEOFFREY ADDRESS : 2533 WALTON ROAD MORTGAGE AMT: 245,600.00 CITY HUNTINGDON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 PA 19006 UNPAID BALANCE: 245,600.000 OPTION TO CONVERT : No MONTHLY P&I: 1,696.30 ANNUAL RATE ADJUST: 0.000 LTV : 94.46154 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: - ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080055163 MORTGAGORS: FOOTE, WILLIAM FOOTE, KATHLEEN ADDRESS : 114 JUNEBERRY COURT MORTGAGE AMT: 274,750.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95136 UNPAID BALANCE: 274,540.940 OPTION TO CONVERT : No MONTHLY P&I: 1,897.63 ANNUAL RATE ADJUST: 0.000 LTV : 67.83951 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080055296 MORTGAGORS: GAFFNEY, WILLIAM GAFFNEY, JOANNE ADDRESS : 37 HOLLY HILL LANE MORTGAGE AMT: 600,000.00 CITY CHARLESTON :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 PA 19355 UNPAID BALANCE: 599,565.740 OPTION TO CONVERT : No MONTHLY P&I: 4,246.76 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080055429 MORTGAGORS: SHELDON, KAREN ADDRESS : 921 TELFORD LANE MORTGAGE AMT: 240,000.00 CITY PETALUMA :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 94954 UNPAID BALANCE: 240,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,556.64 ANNUAL RATE ADJUST: 0.000 LTV : 72.94833 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: 01 -------------------------------------------------------------------------------- LN # 0080055627 MORTGAGORS: TAN, LUIS TAN, CRISELDA ADDRESS : 2208 166TH AVENUE MORTGAGE AMT: 240,000.00 CITY SAN LEANDRO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94578 UNPAID BALANCE: 240,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,616.92 ANNUAL RATE ADJUST: 0.000 LTV : 73.84615 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 01 -------------------------------------------------------------------------------- LN # 0080055635 MORTGAGORS: HATHEWAY, DOUG MCNEVIN, VALERIE ADDRESS : 1711 VERA AVENUE MORTGAGE AMT: 292,500.00 CITY REDWOOD CIT :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94061 UNPAID BALANCE: 292,500.000 OPTION TO CONVERT : No MONTHLY P&I: 2,045.20 ANNUAL RATE ADJUST: 0.000 LTV : 78.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080055775 MORTGAGORS: TSANG, ERIC ADDRESS : 1716 WAYNE CIRCLE MORTGAGE AMT: 303,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95131 UNPAID BALANCE: 303,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,041.37 ANNUAL RATE ADJUST: 0.000 LTV : 78.72052 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080056203 MORTGAGORS: RAMOS, MICHAEL RAMOS, SHELLI ADDRESS : 2643 CHATEAU LANE MORTGAGE AMT: 265,000.00 CITY DAVIS :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 95616 UNPAID BALANCE: 264,777.360 OPTION TO CONVERT : No MONTHLY P&I: 1,740.87 ANNUAL RATE ADJUST: 0.000 LTV : 77.94118 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080056278 MORTGAGORS: PETERSEN, DOUGLAS Petersen, Myrna PETERSEN, MYRNA ADDRESS : 1 NEW YORK COURT MORTGAGE AMT: 265,000.00 CITY MONARCH BEA :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 92629 UNPAID BALANCE: 265,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,898.49 ANNUAL RATE ADJUST: 0.000 LTV : 57.23542 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080056773 MORTGAGORS: BRANTLEY, OTIS BRANTLEY, NITA ADDRESS : 16180 PINNACLE ROAD MORTGAGE AMT: 307,000.00 CITY CHINO HILLS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91709 UNPAID BALANCE: 307,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,042.48 ANNUAL RATE ADJUST: 0.000 LTV : 78.31633 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080056906 MORTGAGORS: RAMALINGAM, SUBRAMANI VENKATACHALA, JAYASHREE ADDRESS : 8226 RINCONADA CT MORTGAGE AMT: 361,050.00 CITY NEWARK :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94560 UNPAID BALANCE: 361,050.000 OPTION TO CONVERT : No MONTHLY P&I: 2,371.85 ANNUAL RATE ADJUST: 0.000 LTV : 79.98910 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080058092 MORTGAGORS: KENNEDY, THOMAS SILVA, JOSEPH KENNEDY, ARLENE ADDRESS : 495 FIFTH STREET MORTGAGE AMT: 300,000.00 CITY GILROY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95020 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000 LTV : 55.04587 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080058159 MORTGAGORS: DOMINICIS, ANTHONY DI BATTISTA, MELISSA DI BATTISTA, PATRICK ADDRESS : 36 AMANTES MORTGAGE AMT: 334,000.00 CITY RANCHO SANT :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92688 UNPAID BALANCE: 334,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,335.38 ANNUAL RATE ADJUST: 0.000 LTV : 77.67442 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080058589 MORTGAGORS: SEBERG, KEVIN ADDRESS : 2121 COLINA VISTA COURT MORTGAGE AMT: 252,000.00 CITY COSTA MESA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92627 UNPAID BALANCE: 252,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,719.08 ANNUAL RATE ADJUST: 0.000 LTV : 84.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080058639 MORTGAGORS: RATAJCZAK, ROGER RATAJCZAK, PATRICIA ADDRESS : 8282 MOLLER RANCH DRIVE MORTGAGE AMT: 528,000.00 CITY PLEASANTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94588 UNPAID BALANCE: 527,588.100 OPTION TO CONVERT : No MONTHLY P&I: 3,601.90 ANNUAL RATE ADJUST: 0.000 LTV : 74.36620 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080058688 MORTGAGORS: SHAFER, ROBERT SHAFER, SUZANNE ADDRESS : 22115 BELLCROFT DRIVE MORTGAGE AMT: 268,000.00 CITY LAKE FOREST :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92630 UNPAID BALANCE: 268,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,783.02 ANNUAL RATE ADJUST: 0.000 LTV : 93.37979 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080058761 MORTGAGORS: KUECHLER, ROBERT KUECHLER, JUDITH ADDRESS : 451 SANTA ROSA DRIVE MORTGAGE AMT: 953,990.00 CITY LOS GATOS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95032 UNPAID BALANCE: 953,990.000 OPTION TO CONVERT : No MONTHLY P&I: 6,346.92 ANNUAL RATE ADJUST: 0.000 LTV : 69.99963 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 03 -------------------------------------------------------------------------------- LN # 0080058936 MORTGAGORS: STAR, CRYSTAL KARIMI, MITRA ADDRESS : 23782 MEDINAH LANE MORTGAGE AMT: 280,000.00 CITY LAGUNA NIGU :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92677 UNPAID BALANCE: 280,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,862.85 ANNUAL RATE ADJUST: 0.000 LTV : 45.90164 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080059017 MORTGAGORS: YU, SHERMAN YU, MEI ADDRESS : 208 WINDROSE COURT MORTGAGE AMT: 255,950.00 CITY THOUSAND OA :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 91320 UNPAID BALANCE: 255,485.380 OPTION TO CONVERT : No MONTHLY P&I: 1,660.09 ANNUAL RATE ADJUST: 0.000 LTV : 79.99687 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080059074 MORTGAGORS: GUTHRIE, WILLIAM GUTHRIE, DEANNA ADDRESS : 4007 SUTHERLAND COURT MORTGAGE AMT: 318,321.00 CITY PLEASANTON :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 94588 UNPAID BALANCE: 318,046.930 OPTION TO CONVERT : No MONTHLY P&I: 2,064.63 ANNUAL RATE ADJUST: 0.000 LTV : 91.20946 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080059272 MORTGAGORS: NEHIRA, ALICE ADDRESS : 2104 WEST 234TH STREET MORTGAGE AMT: 311,250.00 CITY TORRANCE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 90501 UNPAID BALANCE: 310,988.500 OPTION TO CONVERT : No MONTHLY P&I: 2,044.70 ANNUAL RATE ADJUST: 0.000 LTV : 77.81250 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080059280 MORTGAGORS: DEVANEY, FRANCIS DEVANEY, LESLIE ADDRESS : 12454 FIGTREE STREET MORTGAGE AMT: 545,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92131 UNPAID BALANCE: 545,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,625.90 ANNUAL RATE ADJUST: 0.000 LTV : 73.15436 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080059306 MORTGAGORS: HAYNES, CHRISTINE ADDRESS : 1421 RIVERVIEW DRIVE MORTGAGE AMT: 255,000.00 CITY FALLBROOK :\ STATE/ZIP :\ LIFETIME RATE : 6.37500 CA 92028 UNPAID BALANCE: 255,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,590.87 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 6.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080059330 MORTGAGORS: S KO, JOHN KO, LINDA ADDRESS : 11680 SEMINOLE CR MORTGAGE AMT: 383,600.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91326 UNPAID BALANCE: 383,285.560 OPTION TO CONVERT : No MONTHLY P&I: 2,552.11 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080059355 MORTGAGORS: BAUM, GARY BAUM, JANET ADDRESS : 239 HORIZON DRIVE MORTGAGE AMT: 303,000.00 CITY ENCINITAS :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92024 UNPAID BALANCE: 303,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,118.62 ANNUAL RATE ADJUST: 0.000 LTV : 73.01205 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080059371 MORTGAGORS: CHING, CHRISTOPHE ADDRESS : 328 SPYGLASS WAY MORTGAGE AMT: 364,850.00 CITY APTOS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95003 UNPAID BALANCE: 364,850.000 OPTION TO CONVERT : No MONTHLY P&I: 2,458.06 ANNUAL RATE ADJUST: 0.000 LTV : 79.15175 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080059470 MORTGAGORS: CRESPIN, ROBERT CRESPIN, JULIE CRESPIN, JULIE ADDRESS : 15341 ARDATH AVENUE MORTGAGE AMT: 168,000.00 CITY GARDENA :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 90249 UNPAID BALANCE: 167,878.400 OPTION TO CONVERT : No MONTHLY P&I: 1,189.10 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080059546 MORTGAGORS: SKEHAN, RODERICK SKEHAN, BETTINA ADDRESS : 30857 CANTERBURY WAY MORTGAGE AMT: 262,000.00 CITY UNION CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94587 UNPAID BALANCE: 262,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,787.31 ANNUAL RATE ADJUST: 0.000 LTV : 68.94737 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080059561 MORTGAGORS: MONTELEONE, ANTHONY LYON MONTELE, ROBYN ADDRESS : 4178 MENTONE AVENUE MORTGAGE AMT: 262,800.00 CITY CULVER CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 90232 UNPAID BALANCE: 262,800.000 OPTION TO CONVERT : No MONTHLY P&I: 1,815.10 ANNUAL RATE ADJUST: 0.000 LTV : 77.29412 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080059660 MORTGAGORS: HAYNES, DANNY HAYNES, MICHELE ADDRESS : 29245 KENSINGTON DRIVE MORTGAGE AMT: 311,850.00 CITY LAGUNA NIGU :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92677 UNPAID BALANCE: 311,850.000 OPTION TO CONVERT : No MONTHLY P&I: 2,048.64 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080059694 MORTGAGORS: BJELOBRK, MATTHEW ADDRESS : 54 BEACH CLUB LANE MORTGAGE AMT: 254,000.00 CITY WADING RIVE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NY 11792 UNPAID BALANCE: 254,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,754.31 ANNUAL RATE ADJUST: 0.000 LTV : 89.43662 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080060106 MORTGAGORS: TRIPODI, CLINTON ADDRESS : 1881 ARROYO SECO DRIVE MORTGAGE AMT: 658,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95125 UNPAID BALANCE: 658,000.000 OPTION TO CONVERT : No MONTHLY P&I: 4,544.64 ANNUAL RATE ADJUST: 0.000 LTV : 72.99999 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 03 -------------------------------------------------------------------------------- LN # 0080060486 MORTGAGORS: BROwN, KEITH BROWN, SHIRLEY ADDRESS : 1334 LINDSAY WAY MORTGAGE AMT: 320,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95118 UNPAID BALANCE: 320,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,155.90 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080060502 MORTGAGORS: HOWELL, RANDALL HOWELL, LINDA ADDRESS : 11572 PETENWELL ROAD MORTGAGE AMT: 299,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92131 UNPAID BALANCE: 299,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,065.12 ANNUAL RATE ADJUST: 0.000 LTV : 73.82716 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080060643 MORTGAGORS: STOWELL, THOMAS ADDRESS : 6391 CAMILLE DRIVE MORTGAGE AMT: 326,250.00 CITY HUNTINGTON :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92647 UNPAID BALANCE: 326,250.000 OPTION TO CONVERT : No MONTHLY P&I: 2,143.23 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080060890 MORTGAGORS: VAN VLEET, WILLIAM VAN VLEET, CAROLYN ADDRESS : 240 SOUTH MOHLER DRIVE MORTGAGE AMT: 460,000.00 CITY ANAHEIM :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92808 UNPAID BALANCE: 460,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,060.39 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080060981 MORTGAGORS: OSORIO, ROXANNE OSORIO, RICHARD ADDRESS : 189 SAN ANDREAS DRIVE MORTGAGE AMT: 268,800.00 CITY NOVATO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94945 UNPAID BALANCE: 268,800.000 OPTION TO CONVERT : No MONTHLY P&I: 1,833.69 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080061013 MORTGAGORS: KIM, JULIE ADDRESS : 748 SOUTH KINGSLEY DRIVE MORTGAGE AMT: 297,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 90005 UNPAID BALANCE: 297,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,076.67 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080061039 MORTGAGORS: DEUTSCH, PETER DEUTSCH, KATHARINA ADDRESS : 11 PIERCE DRIVE MORTGAGE AMT: 369,000.00 CITY NOVATO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94947 UNPAID BALANCE: 368,697.530 OPTION TO CONVERT : No MONTHLY P&I: 2,454.97 ANNUAL RATE ADJUST: 0.000 LTV : 75.30612 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080061104 MORTGAGORS: WILLIAMS, BRYAN WILLIAMS, LINDA ADDRESS : 30952 COLONIAL PLACE MORTGAGE AMT: 448,000.00 CITY LAGUNA NIGU :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92677 UNPAID BALANCE: 448,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,094.22 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080061138 MORTGAGORS: STINCELLI, DALE FONTAINE, MICHAEL G. FONTAINE, MICHAEL GARBARINO, JACQUELINE ADDRESS : 5657 ROSS BRANCH ROAD MORTGAGE AMT: 350,000.00 CITY SEBASTOPOL :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95472 UNPAID BALANCE: 350,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,328.56 ANNUAL RATE ADJUST: 0.000 LTV : 72.91667 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080061179 MORTGAGORS: SHOAFF, CAROL ADDRESS : 2401 DOWNING AVENUE MORTGAGE AMT: 332,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95128 UNPAID BALANCE: 332,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,236.75 ANNUAL RATE ADJUST: 0.000 LTV : 72.17391 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080061211 MORTGAGORS: WINDAWI, LOUIS WINDAWI, PATRICIA ADDRESS : 1011 SOUTH PATRICK WAY MORTGAGE AMT: 310,000.00 CITY ANAHEIM :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92808 UNPAID BALANCE: 310,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,167.57 ANNUAL RATE ADJUST: 0.000 LTV : 71.26437 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080061260 MORTGAGORS: ORTA, OSCAR ORTA, MARIA ADDRESS : 11274 CHIMINEAS AVENUE MORTGAGE AMT: 269,450.00 CITY NORTHRIDGE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91343 UNPAID BALANCE: 269,450.000 OPTION TO CONVERT : No MONTHLY P&I: 1,815.33 ANNUAL RATE ADJUST: 0.000 LTV : 85.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080061302 MORTGAGORS: BRANNAN, DANIEL BRANNAN, LISA ADDRESS : 1610 RAYMOND AVENUE MORTGAGE AMT: 284,000.00 CITY HERMOSA BEA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90254 UNPAID BALANCE: 284,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,889.46 ANNUAL RATE ADJUST: 0.000 LTV : 64.54545 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080061385 MORTGAGORS: SUN, WEI CHAUN Sun, Su-Chih SUN, SU CHIH ADDRESS : 6 MYRTLE DRIVE MORTGAGE AMT: 290,000.00 CITY ACTON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MA 01720 UNPAID BALANCE: 290,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,002.96 ANNUAL RATE ADJUST: 0.000 LTV : 87.87879 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080061559 MORTGAGORS: STEED, VAN ADDRESS : 3118 CORINNA DRIVE MORTGAGE AMT: 343,000.00 CITY RANCHO PALO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90275 UNPAID BALANCE: 343,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,281.99 ANNUAL RATE ADJUST: 0.000 LTV : 67.92079 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080064835 MORTGAGORS: TAMAYO, MODESTO TAMAYO, MARIETTA ADDRESS : 34 JACQUELINE COURT MORTGAGE AMT: 256,000.00 CITY DALY CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94014 UNPAID BALANCE: 256,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,746.37 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080064892 MORTGAGORS: NGUYEN, SI ADDRESS : 11599 RAINTREE SPRING COU MORTGAGE AMT: 516,000.00 CITY CUPERTINO :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 95014 UNPAID BALANCE: 515,644.890 OPTION TO CONVERT : No MONTHLY P&I: 3,741.36 ANNUAL RATE ADJUST: 0.000 LTV : 78.30046 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080064926 MORTGAGORS: PETERSON, KEVIN PETERSON, JACQUELINE ADDRESS : 5030 REBECCA DRIVE MORTGAGE AMT: 427,200.00 CITY PENNGROVE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94951 UNPAID BALANCE: 426,849.820 OPTION TO CONVERT : No MONTHLY P&I: 2,842.18 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080064991 MORTGAGORS: OTT, DIANA ADDRESS : 6316 EAST COLORADO STREET MORTGAGE AMT: 297,000.00 CITY LONG BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90803 UNPAID BALANCE: 296,768.320 OPTION TO CONVERT : No MONTHLY P&I: 2,026.06 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080065022 MORTGAGORS: WILLIAMSON, REX WILLIAMSON, THERESA ADDRESS : 26051 VIA VIENTO MORTGAGE AMT: 280,000.00 CITY MISSION VIE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92691 UNPAID BALANCE: 280,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,862.85 ANNUAL RATE ADJUST: 0.000 LTV : 74.66667 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080065063 MORTGAGORS: CARSTENSEN, CYNTHIA VAX, JULIA ADDRESS : 1919 POPLAR AVENUE MORTGAGE AMT: 340,000.00 CITY REDWOOD CIT :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94061 UNPAID BALANCE: 340,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,262.03 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080065105 MORTGAGORS: BERLINER, LAURIE HORN, JOHN ADDRESS : 75 HILLSIDE DRIVE MORTGAGE AMT: 385,600.00 CITY FAIRFAX :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94930 UNPAID BALANCE: 385,600.000 OPTION TO CONVERT : No MONTHLY P&I: 2,565.41 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080065121 MORTGAGORS: GLASSER, BERNARD GLASSER, JOAN ADDRESS : 41755 JONES DRIVE MORTGAGE AMT: 272,000.00 CITY PALM DESERT :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92211 UNPAID BALANCE: 272,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,878.64 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080065170 MORTGAGORS: SIEMSEN, RONALD SIEMSEN, JANET ADDRESS : 58 PORT ROYAL AVENUE MORTGAGE AMT: 450,000.00 CITY FOSTER CITY :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94404 UNPAID BALANCE: 450,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,956.18 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080065188 MORTGAGORS: GOODWIN, KEVIN GOODWIN, EILEEN ADDRESS : 510 FORTY FIRST AVENUE MORTGAGE AMT: 415,000.00 CITY SANTA CRUZ :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95062 UNPAID BALANCE: 415,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,761.01 ANNUAL RATE ADJUST: 0.000 LTV : 49.70060 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080065329 MORTGAGORS: DICECCO, MARK DICECCO, KIM DICECCO, KIM ADDRESS : 3922 HATFIELD COURT MORTGAGE AMT: 265,000.00 CITY MOORPARK :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 93021 UNPAID BALANCE: 265,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,763.05 ANNUAL RATE ADJUST: 0.000 LTV : 70.29178 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080065451 MORTGAGORS: SHUNNARAH, DAVID SHUNNARAH, INEZ ADDRESS : 1001 LAKE SHADOWS DRIVE MORTGAGE AMT: 375,000.00 CITY BIRMINGHAM :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 AL 35244 UNPAID BALANCE: 375,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,494.88 ANNUAL RATE ADJUST: 0.000 LTV : 61.47541 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080065527 MORTGAGORS: FISCHER, GUENTER PALLAVICINI, MARIA ADDRESS : 2571 WALKER PLACE MORTGAGE AMT: 305,000.00 CITY LIVERMORE :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 CA 94550 UNPAID BALANCE: 305,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,952.95 ANNUAL RATE ADJUST: 0.000 LTV : 74.39024 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080065592 MORTGAGORS: CASTRUCCIO, ANTHONY CASTRUCCIO, JANE ADDRESS : 1754 BEACHWOOD WAY MORTGAGE AMT: 332,000.00 CITY PLEASANTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94566 UNPAID BALANCE: 332,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,236.75 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080065691 MORTGAGORS: MORENO, GILBERT FARIAS MOREN, ELIZABETH ADDRESS : 508 WINCHESTER DRIVE MORTGAGE AMT: 158,000.00 CITY WATSONVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95076 UNPAID BALANCE: 158,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,077.84 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080065956 MORTGAGORS: HENDRICKS, BARRY HENDRICKS, SUSAN ADDRESS : 6718 N. PALM CANYON DRIVE MORTGAGE AMT: 404,600.00 CITY Phoenix :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 AZ 85018 UNPAID BALANCE: 404,600.000 OPTION TO CONVERT : No MONTHLY P&I: 2,760.09 ANNUAL RATE ADJUST: 0.000 LTV : 79.65000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: - -----------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080066103 MORTGAGORS: KRYS, JOSEPH KRYS, BRIDGID ADDRESS : 10887 CHAPARRO WAY MORTGAGE AMT: 257,400.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92121 UNPAID BALANCE: 257,400.000 OPTION TO CONVERT : No MONTHLY P&I: 1,799.78 ANNUAL RATE ADJUST: 0.000 LTV : 66.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: - -------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080067002 MORTGAGORS: NAVALTA, ERNESTO NAVALTA, GRACE ADDRESS : 1133 BORDEAUX STREET MORTGAGE AMT: 392,000.00 CITY PLEASANTON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94566 UNPAID BALANCE: 392,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,707.45 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080067093 MORTGAGORS: MAZUR, KENNETH MAZUR, CHERYL ADDRESS : 31812 VIA PATITO MORTGAGE AMT: 271,950.00 CITY COTO DE CAZ :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92679 UNPAID BALANCE: 271,950.000 OPTION TO CONVERT : No MONTHLY P&I: 1,809.29 ANNUAL RATE ADJUST: 0.000 LTV : 74.50685 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080067242 MORTGAGORS: FORAN, PATICK FORAN, JULIE ADDRESS : 644 BEAVER ROAD MORTGAGE AMT: 354,000.00 CITY GLENVIEW :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 IL 60025 UNPAID BALANCE: 354,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,325.53 ANNUAL RATE ADJUST: 0.000 LTV : 78.66667 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080067614 MORTGAGORS: MCMICHAEL, JAY MCMICHAEL, ELLEN ADDRESS : 0245 NORTH PINE STREET MORTGAGE AMT: 130,000.00 CITY ALMA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CO 80420 UNPAID BALANCE: 129,701.550 OPTION TO CONVERT : No MONTHLY P&I: 897.88 ANNUAL RATE ADJUST: 0.000 LTV : 71.82000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080067622 MORTGAGORS: ARRINGTON, THOMAS ARRINGTON, TAMARA ADDRESS : 4602 SOUTH ELIZABETH COUR MORTGAGE AMT: 911,250.00 CITY ENGLEWOOD :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CO 80110 UNPAID BALANCE: 909,157.020 OPTION TO CONVERT : No MONTHLY P&I: 6,293.78 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 02/01/29 RATE: 03 -------------------------------------------------------------------------------- LN # 0080067648 MORTGAGORS: TRAMONTE, JANICE ADDRESS : 265 stagecoach drive MORTGAGE AMT: 190,000.00 CITY jacksonville :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 OR 97530 UNPAID BALANCE: 189,717.100 OPTION TO CONVERT : No MONTHLY P&I: 1,328.51 ANNUAL RATE ADJUST: 0.000 LTV : 60.90000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080067663 MORTGAGORS: REILLY, DANIEL REILLY, COLLEEN ADDRESS : 4171 LOS COCHES WAY MORTGAGE AMT: 400,000.00 CITY SACRAMENTO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95864 UNPAID BALANCE: 399,703.140 OPTION TO CONVERT : No MONTHLY P&I: 2,796.86 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080067689 MORTGAGORS: GROUX, WILLIAM GROUX, SUSAN ADDRESS : 525 ALISO AVENUE MORTGAGE AMT: 499,950.00 CITY NEWPORT BEA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92663 UNPAID BALANCE: 499,950.000 OPTION TO CONVERT : No MONTHLY P&I: 3,368.26 ANNUAL RATE ADJUST: 0.000 LTV : 74.06667 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080067713 MORTGAGORS: WALIA, RIJU WALIA, MANJIT ADDRESS : 28361 RODGERS DRIVE MORTGAGE AMT: 245,000.00 CITY SAUGUS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91350 UNPAID BALANCE: 245,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,630.00 ANNUAL RATE ADJUST: 0.000 LTV : 87.50000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080067739 MORTGAGORS: PALLIVATHUCA, BOSE KALAPURAYIL, CARMEL ADDRESS : 3622 HAMILTON STREET MORTGAGE AMT: 258,350.00 CITY IRVINE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92614 UNPAID BALANCE: 258,350.000 OPTION TO CONVERT : No MONTHLY P&I: 1,784.36 ANNUAL RATE ADJUST: 0.000 LTV : 84.70492 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080067747 MORTGAGORS: ZAVIDNIAK, M ZAVIDNIAK, JULIE ADDRESS : 7 SPICEWOOD MORTGAGE AMT: 292,500.00 CITY IRVINE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92612 UNPAID BALANCE: 292,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,946.01 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080067762 MORTGAGORS: DOUGHERTY, SHARON ADDRESS : 47 CALVADOS MORTGAGE AMT: 341,500.00 CITY NEWPORT COA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92657 UNPAID BALANCE: 341,500.000 OPTION TO CONVERT : No MONTHLY P&I: 2,358.66 ANNUAL RATE ADJUST: 0.000 LTV : 76.74157 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080067804 MORTGAGORS: ZHANG, JING JIANG, FENG ADDRESS : 22517 KENT AVENUE MORTGAGE AMT: 255,900.00 CITY TORRANCE :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 90505 UNPAID BALANCE: 255,900.000 OPTION TO CONVERT : No MONTHLY P&I: 1,659.77 ANNUAL RATE ADJUST: 0.000 LTV : 79.99375 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080067812 MORTGAGORS: TORRES, RONALD TORRES, ROBIN ADDRESS : 33175 LARK WAY MORTGAGE AMT: 292,000.00 CITY FREMONT :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 94555 UNPAID BALANCE: 292,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,893.91 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080067838 MORTGAGORS: IN, STEVE ADDRESS : 528 SOUTH VAN NESS AVENUE MORTGAGE AMT: 255,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 CA 90020 UNPAID BALANCE: 255,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,632.80 ANNUAL RATE ADJUST: 0.000 LTV : 53.12500 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080067853 MORTGAGORS: REAMS, DANIEL REAMS, ANNA ADDRESS : 352 GENIAL COURT MORTGAGE AMT: 290,000.00 CITY SIMI VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 93065 UNPAID BALANCE: 290,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,880.94 ANNUAL RATE ADJUST: 0.000 LTV : 76.31579 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080067887 MORTGAGORS: BALADES, DAVID BALADES, JENNIFER ADDRESS : 1708 CAPISTRANO CIRCLE MORTGAGE AMT: 290,000.00 CITY GLENDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91208 UNPAID BALANCE: 290,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,002.96 ANNUAL RATE ADJUST: 0.000 LTV : 72.50000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080067929 MORTGAGORS: OLSON, WAYNE OLSON, ANITA ADDRESS : 17401 FORBES LANE MORTGAGE AMT: 250,500.00 CITY HUNTINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92649 UNPAID BALANCE: 250,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,730.15 ANNUAL RATE ADJUST: 0.000 LTV : 75.90909 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080067994 MORTGAGORS: MATTHEWS, STEVEN MATTHEWS, CARMEN ADDRESS : 268 VISTA DEL PARQUE MORTGAGE AMT: 310,000.00 CITY TORRANCE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90277 UNPAID BALANCE: 310,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,062.44 ANNUAL RATE ADJUST: 0.000 LTV : 69.66292 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080068190 MORTGAGORS: ESCOTO, ADAM GONZALES ESC, LAURA ADDRESS : 16208 SAINT LAWRENCE DRIV MORTGAGE AMT: 292,100.00 CITY MORGAN HILL :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95037 UNPAID BALANCE: 292,100.000 OPTION TO CONVERT : No MONTHLY P&I: 1,992.64 ANNUAL RATE ADJUST: 0.000 LTV : 79.99956 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080068257 MORTGAGORS: SCHULER, PETER SHCULER, TERESA ADDRESS : 2857 COX MORTGAGE AMT: 282,800.00 CITY TUSTIN :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92782 UNPAID BALANCE: 282,800.000 OPTION TO CONVERT : No MONTHLY P&I: 1,857.80 ANNUAL RATE ADJUST: 0.000 LTV : 72.51282 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080068356 MORTGAGORS: BRANDT, ANITA ADDRESS : 9 OCEAN PLACE MORTGAGE AMT: 285,000.00 CITY BROOKHAVEN :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NY 11719 UNPAID BALANCE: 285,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,968.42 ANNUAL RATE ADJUST: 0.000 LTV : 71.25000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080068448 MORTGAGORS: SANDEFUR, CRAIG SANDEFUR, SYLVIA ADDRESS : 159 W AVENIDA ALESSANDRO MORTGAGE AMT: 270,400.00 CITY SAN CLEMENT :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92672 UNPAID BALANCE: 270,194.240 OPTION TO CONVERT : No MONTHLY P&I: 1,867.59 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080068455 MORTGAGORS: WILLIS, ROBERT ADDRESS : 18850 SW PARRETT MT RD MORTGAGE AMT: 300,000.00 CITY SHERWOOD :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 OR 97140 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000 LTV : 57.14286 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080068471 MORTGAGORS: GOFORTH, DAVID GOFORTH, WENDY ADDRESS : 2609 JOSHUA AVENUE MORTGAGE AMT: 253,200.00 CITY CLOVIS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 93611 UNPAID BALANCE: 253,200.000 OPTION TO CONVERT : No MONTHLY P&I: 1,684.55 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080068489 MORTGAGORS: HOUSEHOLDER, SANDRA HOUSEHOLDER, SANDRA MUNOWITCH, IRENE ADDRESS : 72 FAIRLAWN AVENUE MORTGAGE AMT: 275,000.00 CITY DALY CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94015 UNPAID BALANCE: 275,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,922.84 ANNUAL RATE ADJUST: 0.000 LTV : 58.51064 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080068497 MORTGAGORS: R ADCOCK, DAVID ADCOCK, JANE ADDRESS : 1203 WEST CLARK AVENUE MORTGAGE AMT: 294,500.00 CITY SANTA MARIA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 93455 UNPAID BALANCE: 294,500.000 OPTION TO CONVERT : No MONTHLY P&I: 2,059.19 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080068505 MORTGAGORS: HATCH, RICHARD HATCH, JULIA ADDRESS : 6324 SOLANO DRIVE MORTGAGE AMT: 260,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95119 UNPAID BALANCE: 260,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,729.79 ANNUAL RATE ADJUST: 0.000 LTV : 66.66667 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080068521 MORTGAGORS: SRIKANT, RAMASWAMY SRIKANT, NABEENA ADDRESS : 3554 WALTON WAY MORTGAGE AMT: 304,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95117 UNPAID BALANCE: 303,762.850 OPTION TO CONVERT : No MONTHLY P&I: 2,073.82 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080068554 MORTGAGORS: MORISHIGE, DAVID MORISHIGE, LUPE MORISHIGE, EDWARD ADDRESS : 46 SOUTH SIXTEENTH ST MORTGAGE AMT: 287,960.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95112 UNPAID BALANCE: 287,960.000 OPTION TO CONVERT : No MONTHLY P&I: 1,964.40 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080068570 MORTGAGORS: TAKEUCHI, ROY TAKEUCHI, ANNE ADDRESS : 5497 COPELAND CTOURT MORTGAGE AMT: 260,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95124 UNPAID BALANCE: 259,792.080 OPTION TO CONVERT : No MONTHLY P&I: 1,751.67 ANNUAL RATE ADJUST: 0.000 LTV : 50.58366 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080068588 MORTGAGORS: KAZAN, MANUEL ADDRESS : 3543 GARFIELD STREET MORTGAGE AMT: 315,000.00 CITY CARLSBAD :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92008 UNPAID BALANCE: 315,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,069.33 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080068646 MORTGAGORS: SHAH, AMAR SHAH, KRUPA ADDRESS : 11 ANACAPA MORTGAGE AMT: 760,000.00 CITY ROLLING HIL :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90274 UNPAID BALANCE: 760,000.000 OPTION TO CONVERT : No MONTHLY P&I: 5,056.30 ANNUAL RATE ADJUST: 0.000 LTV : 63.33333 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 03 -------------------------------------------------------------------------------- LN # 0080068695 MORTGAGORS: KUNG, CHARLES ADDRESS : 1971 SKYLINE VISTA DRIVE MORTGAGE AMT: 336,000.00 CITY LA HABRA HE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90631 UNPAID BALANCE: 336,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,292.12 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080068752 MORTGAGORS: WOMER, RANDY WOMER, EILEEN ADDRESS : 23731 LA SALLE CANYON ROA MORTGAGE AMT: 282,000.00 CITY SANTA CLARI :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91321 UNPAID BALANCE: 282,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,993.12 ANNUAL RATE ADJUST: 0.000 LTV : 78.33333 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/24 RATE: 02 -------------------------------------------------------------------------------- LN # 0080068802 MORTGAGORS: GHAFFARI, OMID GHAFFARI, GLORIA ADDRESS : 28929 NORTH SECO CANYON R MORTGAGE AMT: 242,413.00 CITY SAUGUS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91350 UNPAID BALANCE: 242,413.000 OPTION TO CONVERT : No MONTHLY P&I: 1,674.29 ANNUAL RATE ADJUST: 0.000 LTV : 79.47967 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080068828 MORTGAGORS: CHANG, ANDREW CHANG, ANGIE ADDRESS : 4825 ALMONDWOOD WAY MORTGAGE AMT: 412,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92130 UNPAID BALANCE: 412,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,845.58 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080068844 MORTGAGORS: HUANG, GENE ADDRESS : 1811 OAKVIEW LANE MORTGAGE AMT: 280,000.00 CITY ARCADIA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91006 UNPAID BALANCE: 280,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,862.85 ANNUAL RATE ADJUST: 0.000 LTV : 76.71233 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080068851 MORTGAGORS: ELDRIDGE, JAMES ELDRIDGE, NANCY ADDRESS : 21005 BARCLAY LANE MORTGAGE AMT: 295,500.00 CITY LAKE FOREST :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92630 UNPAID BALANCE: 295,500.000 OPTION TO CONVERT : No MONTHLY P&I: 2,015.84 ANNUAL RATE ADJUST: 0.000 LTV : 75.76923 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080068885 MORTGAGORS: CAVANAGH, PETER ADDRESS : 605 MARSOLAN AVENUE MORTGAGE AMT: 300,000.00 CITY SOLANA BEAC :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92075 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,072.03 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080068968 MORTGAGORS: PARROTT, CHARLES PARROTT, MARIE ADDRESS : 36506 CHINA PLACE MORTGAGE AMT: 300,500.00 CITY PALMDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 93551 UNPAID BALANCE: 300,500.000 OPTION TO CONVERT : No MONTHLY P&I: 2,049.94 ANNUAL RATE ADJUST: 0.000 LTV : 77.05128 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080069016 MORTGAGORS: THYBERG, GREGORY THYBERG, KATHLEEN ADDRESS : 2155 SOUTH EL MOLINO AVEN MORTGAGE AMT: 500,000.00 CITY SAN MARINO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91108 UNPAID BALANCE: 500,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,410.89 ANNUAL RATE ADJUST: 0.000 LTV : 78.61635 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080069040 MORTGAGORS: SHANE, KEVIN SHANE, ROMINA ADDRESS : 1594 SAN JUAN DRIVE MORTGAGE AMT: 256,000.00 CITY BREA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92821 UNPAID BALANCE: 256,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,746.38 ANNUAL RATE ADJUST: 0.000 LTV : 73.14286 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080069057 MORTGAGORS: MURPHY, LANCE MURPHY, JANETTE ADDRESS : 4530 SANTA MONICA AVENUE MORTGAGE AMT: 400,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92107 UNPAID BALANCE: 400,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,728.71 ANNUAL RATE ADJUST: 0.000 LTV : 68.37607 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080069107 MORTGAGORS: LAMOUREUX, RIC LAMOUREUX, LORI ADDRESS : 13765 SW ESSEX DRIVE MORTGAGE AMT: 259,500.00 CITY TIGARD :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 OR 97223 UNPAID BALANCE: 259,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,683.12 ANNUAL RATE ADJUST: 0.000 LTV : 66.62388 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080069149 MORTGAGORS: CLARK, SUSAN CLARK, JAMES ADDRESS : 20 DOLORES COURT MORTGAGE AMT: 410,000.00 CITY ALAMO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94507 UNPAID BALANCE: 410,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,727.75 ANNUAL RATE ADJUST: 0.000 LTV : 73.21429 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080069214 MORTGAGORS: CARLTON, STEVEN CARLTON, JILL ADDRESS : 4265 PALOS VERDES DRIVE S MORTGAGE AMT: 240,000.00 CITY RANCHO PALO :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 90275 UNPAID BALANCE: 240,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,556.64 ANNUAL RATE ADJUST: 0.000 LTV : 44.44444 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080069263 MORTGAGORS: STETINA, WAYNE STETINA, BARBARA ADDRESS : 26572 MASIDE MORTGAGE AMT: 293,000.00 CITY MISSION VIE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92692 UNPAID BALANCE: 293,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,023.68 ANNUAL RATE ADJUST: 0.000 LTV : 72.34568 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080069305 MORTGAGORS: MAC DONNELL, NEIL MAC DONNELL, TINA ADDRESS : 6137 BARRINGTON DRIVE MORTGAGE AMT: 275,500.00 CITY GOLETA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 93117 UNPAID BALANCE: 275,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,832.91 ANNUAL RATE ADJUST: 0.000 LTV : 65.59524 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080069347 MORTGAGORS: REDDELL, C ADDRESS : 2020 PROSPECT AVENUE MORTGAGE AMT: 315,000.00 CITY HERMOSA BEA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90254 UNPAID BALANCE: 315,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,148.86 ANNUAL RATE ADJUST: 0.000 LTV : 75.90361 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080070147 MORTGAGORS: GREENWELL, JAMES GREENWELL, JANET ADDRESS : 9117 NORTH UPPER LANDO LA MORTGAGE AMT: 412,500.00 CITY PARK CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 UT 84098 UNPAID BALANCE: 412,500.000 OPTION TO CONVERT : No MONTHLY P&I: 2,744.37 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080070154 MORTGAGORS: GREENFIELD, ALAN LUO, QIUJU ADDRESS : 1768 KARAMEOS COURT MORTGAGE AMT: 470,400.00 CITY SUNNYVALE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94086 UNPAID BALANCE: 470,400.000 OPTION TO CONVERT : No MONTHLY P&I: 3,090.19 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080070279 MORTGAGORS: PLETT, ERIC PLETT, HELEN ADDRESS : 3800 FERNWOOD STREET MORTGAGE AMT: 396,000.00 CITY SAN MATEO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94403 UNPAID BALANCE: 396,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,667.93 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080070295 MORTGAGORS: REMOLONA, EDNORA BELTRAN, FRANCISCO ADDRESS : 2305 BOURBON COURT MORTGAGE AMT: 328,000.00 CITY SOUTH SAN F :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94080 UNPAID BALANCE: 328,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,237.54 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080070303 MORTGAGORS: FLYNN, ROSALEEN ADDRESS : 1754 18TH AVENUE MORTGAGE AMT: 260,000.00 CITY SAN FRANCIS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94122 UNPAID BALANCE: 260,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,795.76 ANNUAL RATE ADJUST: 0.000 LTV : 66.66667 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080070485 MORTGAGORS: HSIANG, ALLEN ADDRESS : 2341 DRIFTWOOD COURT MORTGAGE AMT: 265,500.00 CITY HOLLISTER :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95023 UNPAID BALANCE: 265,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,766.38 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080071087 MORTGAGORS: HILARIO, ALFONSO HILARIO, ELEANOR ADDRESS : 20633 MERRIDY STREET MORTGAGE AMT: 292,600.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91311 UNPAID BALANCE: 292,600.000 OPTION TO CONVERT : No MONTHLY P&I: 1,996.05 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080071186 MORTGAGORS: BLACK, DEWEY BLACK, FRANCES ADDRESS : 9879 CURRANT AVENUE MORTGAGE AMT: 300,000.00 CITY FOUNTAIN VA :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 92708 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,945.79 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080071368 MORTGAGORS: BOWEN, JAMES ADDRESS : 1014 WOODBOROUGH COURT MORTGAGE AMT: 302,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95116 UNPAID BALANCE: 302,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,060.17 ANNUAL RATE ADJUST: 0.000 LTV : 77.93548 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080071426 MORTGAGORS: HILTON, WILLIAM WONG, LILY ADDRESS : 143 BUCKTHORN WAY MORTGAGE AMT: 420,000.00 CITY MENLO PARK :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94025 UNPAID BALANCE: 420,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,936.70 ANNUAL RATE ADJUST: 0.000 LTV : 78.50467 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080071608 MORTGAGORS: STELZER, PETER HADLER, KAREN ADDRESS : 2201 14TH AVENUE MORTGAGE AMT: 314,000.00 CITY SAN FRANCIS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94116 UNPAID BALANCE: 314,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,168.72 ANNUAL RATE ADJUST: 0.000 LTV : 78.50000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080071830 MORTGAGORS: KELLICK, ANDREA KELLICK, CHRIS ADDRESS : 152 WILDWOOD AVENUE MORTGAGE AMT: 264,000.00 CITY PIEDMONT :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94610 UNPAID BALANCE: 264,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,823.38 ANNUAL RATE ADJUST: 0.000 LTV : 67.34694 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080072481 MORTGAGORS: DAVIS, GARY ADDRESS : 20939 HILLSIDE DRIVE MORTGAGE AMT: 257,500.00 CITY TOPANGA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90290 UNPAID BALANCE: 257,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,756.60 ANNUAL RATE ADJUST: 0.000 LTV : 79.23077 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080072523 MORTGAGORS: VERBEERST, JAMES VERBEERST, GRETCHEN ADDRESS : 31496 PASEO CHRISTINA MORTGAGE AMT: 550,000.00 CITY SAN JUAN CA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92675 UNPAID BALANCE: 550,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,613.11 ANNUAL RATE ADJUST: 0.000 LTV : 47.82609 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080072549 MORTGAGORS: FINN, RICHARD ADDRESS : 3272 COPA DE ORO DRIVE MORTGAGE AMT: 290,000.00 CITY LOS ALAMITO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 90720 UNPAID BALANCE: 290,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,953.78 ANNUAL RATE ADJUST: 0.000 LTV : 67.44186 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080072564 MORTGAGORS: LEE, JAMIE ADDRESS : 41060 VALERO DRIVE MORTGAGE AMT: 240,000.00 CITY FREMONT :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94539 UNPAID BALANCE: 240,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,616.92 ANNUAL RATE ADJUST: 0.000 LTV : 71.74888 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080072655 MORTGAGORS: GOODWIN, DONALD GOODWIN, MICHELE GOODWIN, L ADDRESS : 1365 OLDBURY PLACE MORTGAGE AMT: 311,000.00 CITY THOUSAND OA :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 91361 UNPAID BALANCE: 311,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,017.15 ANNUAL RATE ADJUST: 0.000 LTV : 79.74359 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080072911 MORTGAGORS: ATKINSON, KATHERINE ADDRESS : 79 WAWONA STREET MORTGAGE AMT: 330,000.00 CITY SAN FRANCIS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94127 UNPAID BALANCE: 330,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,251.19 ANNUAL RATE ADJUST: 0.000 LTV : 70.21277 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080073091 MORTGAGORS: SAVAGE, WILLIAM SAVAGE, DEANN SAVAGE, DE ANNA ADDRESS : 550 EL INVIERNO DRIVE MORTGAGE AMT: 280,000.00 CITY GILROY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95020 UNPAID BALANCE: 280,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,862.85 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080073133 MORTGAGORS: BIRNBAUM, MICHAEL ADDRESS : 13529 TIVERTON ROAD MORTGAGE AMT: 116,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92130 UNPAID BALANCE: 116,000.000 OPTION TO CONVERT : No MONTHLY P&I: 801.18 ANNUAL RATE ADJUST: 0.000 LTV : 61.05263 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080073729 MORTGAGORS: SCHOEN, DOUGLAS SCHOEN, KELLY ADDRESS : 1217 PINEHURST ROAD MORTGAGE AMT: 259,000.00 CITY CHULA VISTA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91915 UNPAID BALANCE: 259,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,788.85 ANNUAL RATE ADJUST: 0.000 LTV : 78.48485 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080073893 MORTGAGORS: LEEPER, MARY ADDRESS : 1202 DURRETT RIDGE ROAD MORTGAGE AMT: 252,000.00 CITY EARLYSVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 VA 22936 UNPAID BALANCE: 252,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,697.77 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080074651 MORTGAGORS: SCANCARELLA, JOHN SCANCARELLA, KAROL ADDRESS : 2191 WASHINGTON VALLEY RD MORTGAGE AMT: 300,000.00 CITY BRIDGEWATER :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 08836 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000 LTV : 58.25243 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080074750 MORTGAGORS: DELWICHE, DANIEL ADDRESS : 9100 NEW AVENUE MORTGAGE AMT: 249,000.00 CITY GILROY :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 95020 UNPAID BALANCE: 249,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,635.75 ANNUAL RATE ADJUST: 0.000 LTV : 68.21918 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080074768 MORTGAGORS: MORGAN, DAVID BEGELFOR, ELLA ADDRESS : 21623 ULMUS DRIVE MORTGAGE AMT: 468,000.00 CITY WOODLAND HI :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91364 UNPAID BALANCE: 468,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,113.62 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080075468 MORTGAGORS: ENG, STEVEN HUANG, JOYCE ADDRESS : 1568 GRETEL LANE MORTGAGE AMT: 430,000.00 CITY MOUNTAIN VI :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94040 UNPAID BALANCE: 430,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,896.99 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080075633 MORTGAGORS: CASSARA, PATRICK CASSARA, SHERRI ADDRESS : 1641 NORTH GREENBRIER ROA MORTGAGE AMT: 300,000.00 CITY LONG BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90815 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080075641 MORTGAGORS: ADAM, BARRY ADAM, KATHLEEN ADDRESS : 3084 COLETTE COURT MORTGAGE AMT: 260,000.00 CITY SIMI VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 93063 UNPAID BALANCE: 260,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,708.02 ANNUAL RATE ADJUST: 0.000 LTV : 77.61194 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080075708 MORTGAGORS: BARTHOLOW, AMY SWINTH, RICKARD ADDRESS : 1631 LOS OLIVOS ROAD MORTGAGE AMT: 266,000.00 CITY SANTA ROSA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95404 UNPAID BALANCE: 266,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,859.92 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080075781 MORTGAGORS: VARGAS, JOSEPH VARGAS, RENNE ADDRESS : 3047 SILVER ESTATES MORTGAGE AMT: 321,500.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95135 UNPAID BALANCE: 321,500.000 OPTION TO CONVERT : No MONTHLY P&I: 2,193.20 ANNUAL RATE ADJUST: 0.000 LTV : 78.41463 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080076060 MORTGAGORS: ALEXANDER, PETER ALEXANDER, CAROLYN ADDRESS : 4996 KILBURN COURT MORTGAGE AMT: 450,000.00 CITY Agoura (AREA) :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91301 UNPAID BALANCE: 450,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,993.86 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080076201 MORTGAGORS: HALVERSON, CAROL ADDRESS : 17991 HARTFIELD CIRCLE MORTGAGE AMT: 310,000.00 CITY HUNTINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92649 UNPAID BALANCE: 310,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,062.44 ANNUAL RATE ADJUST: 0.000 LTV : 71.26437 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080076490 MORTGAGORS: COOLEY, TODD COOLEY, LINDA ADDRESS : 28462 LA PLUMOSA MORTGAGE AMT: 400,450.00 CITY LAGUNA NIGU :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92677 UNPAID BALANCE: 400,450.000 OPTION TO CONVERT : No MONTHLY P&I: 2,731.78 ANNUAL RATE ADJUST: 0.000 LTV : 75.55660 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080077027 MORTGAGORS: TEJAVANIJA, ANUPONG ADDRESS : 862 BREVINS LOOP MORTGAGE AMT: 373,150.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95125 UNPAID BALANCE: 372,858.900 OPTION TO CONVERT : No MONTHLY P&I: 2,545.55 ANNUAL RATE ADJUST: 0.000 LTV : 79.99185 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080077878 MORTGAGORS: SQUIRE, STEVEN SQUIRE, LISA ADDRESS : 635 MIRAMAR AVENUE MORTGAGE AMT: 334,000.00 CITY SAN FRANCIS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94112 UNPAID BALANCE: 334,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,306.85 ANNUAL RATE ADJUST: 0.000 LTV : 79.90431 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080078090 MORTGAGORS: DE ROUSSE, MICHAEL DE ROUSSE, SANDRA ADDRESS : 43 RINCON VISTA ROAD MORTGAGE AMT: 500,000.00 CITY Santa Barbara :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 93103 UNPAID BALANCE: 500,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,284.64 ANNUAL RATE ADJUST: 0.000 LTV : 52.63000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080078314 MORTGAGORS: GUTHRIE, ROGER GUTHRIE, LISA ADDRESS : 21752 DON GEE COURT MORTGAGE AMT: 260,000.00 CITY SANTA CLARI :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91350 UNPAID BALANCE: 260,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,751.67 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080078496 MORTGAGORS: MAEWAL, AKHILESH PRASAD, VINEETA ADDRESS : 13125 SEAGROVE STREET MORTGAGE AMT: 484,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 92130 UNPAID BALANCE: 484,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,139.22 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080078827 MORTGAGORS: PALM, VINCENT ADDRESS : 6412 DOVE COURT MORTGAGE AMT: 267,100.00 CITY LIVERMORE :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 94550 UNPAID BALANCE: 267,100.000 OPTION TO CONVERT : No MONTHLY P&I: 1,890.52 ANNUAL RATE ADJUST: 0.000 LTV : 78.79056 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080079155 MORTGAGORS: BORREGO, JONATHAN BORREGO, KAREN ADDRESS : 8677 E WINDSONG DRIVE MORTGAGE AMT: 285,550.00 CITY ANAHEIM HIL :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 92808 UNPAID BALANCE: 285,056.900 OPTION TO CONVERT : No MONTHLY P&I: 1,852.08 ANNUAL RATE ADJUST: 0.000 LTV : 79.98823 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080079171 MORTGAGORS: TOPALIAN, DAVID ADDRESS : 103 HILLCREST AVENUE MORTGAGE AMT: 259,000.00 CITY HAWTHORNE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NJ 07506 UNPAID BALANCE: 258,787.690 OPTION TO CONVERT : No MONTHLY P&I: 1,723.14 ANNUAL RATE ADJUST: 0.000 LTV : 79.69231 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080079577 MORTGAGORS: KIPPS, DAVID KIPPS, MARGO ADDRESS : 240 ROSS STREET MORTGAGE AMT: 300,000.00 CITY SANTA CRUZ :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 95060 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,970.79 ANNUAL RATE ADJUST: 0.000 LTV : 50.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080080005 MORTGAGORS: THEAM, RAVUTH LIM, PHARINY ADDRESS : 1314 PINEHURST AVENUE MORTGAGE AMT: 307,810.00 CITY SANTA ANA :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 92706 UNPAID BALANCE: 307,810.000 OPTION TO CONVERT : No MONTHLY P&I: 1,996.45 ANNUAL RATE ADJUST: 0.000 LTV : 79.99990 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080080013 MORTGAGORS: HOFFMAN, CHERYL ADDRESS : 574 30TH STREET MORTGAGE AMT: 600,000.00 CITY MANHATTAN B :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 90266 UNPAID BALANCE: 600,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,891.59 ANNUAL RATE ADJUST: 0.000 LTV : 67.41573 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080080096 MORTGAGORS: WILSON, ALLAN WILSON, ISABEL ADDRESS : 2425 POOLITTLE AVE MORTGAGE AMT: 232,000.00 CITY ARCADIA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 91006 UNPAID BALANCE: 232,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,714.46 ANNUAL RATE ADJUST: 0.000 LTV : 68.23529 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/24 RATE: 02 -------------------------------------------------------------------------------- LN # 0080080708 MORTGAGORS: BARGET, DAVID BARGET, JENNIFER ADDRESS : 7419 EAST THUNDERHAWK ROA MORTGAGE AMT: 268,000.00 CITY SCOTTSDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 AZ 85255 UNPAID BALANCE: 268,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,828.23 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080080757 MORTGAGORS: MOY, RAYMOND MOY, PATRICIA ADDRESS : 11 BEECHAM COURT MORTGAGE AMT: 253,750.00 CITY OWINGS MILL :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MD 21117 UNPAID BALANCE: 252,831.330 OPTION TO CONVERT : No MONTHLY P&I: 1,688.21 ANNUAL RATE ADJUST: 0.000 LTV : 66.77632 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080080781 MORTGAGORS: MAHON, ROBERT MAHON, EILEEN ADDRESS : 2129 FIR MORTGAGE AMT: 416,000.00 CITY GLENVIEW :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60025 UNPAID BALANCE: 415,667.330 OPTION TO CONVERT : No MONTHLY P&I: 2,802.67 ANNUAL RATE ADJUST: 0.000 LTV : 86.66667 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080080799 MORTGAGORS: MAANUM, GREGORY MAANUM, JULIE ADDRESS : 8040 ACORN LANE MORTGAGE AMT: 270,000.00 CITY CHANHASSEN :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MN 55317 UNPAID BALANCE: 269,587.840 OPTION TO CONVERT : No MONTHLY P&I: 1,864.82 ANNUAL RATE ADJUST: 0.000 LTV : 71.05263 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 - -------------------------------------------------------------------------------- LN # 0080080815 MORTGAGORS: HUNTER, JAMES HUNTER, BONNIE ADDRESS : 3010 FRANKLINS CHANCE DRI MORTGAGE AMT: 288,450.00 CITY FALLSTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MD 21047 UNPAID BALANCE: 288,450.000 OPTION TO CONVERT : No MONTHLY P&I: 1,919.07 ANNUAL RATE ADJUST: 0.000 LTV : 73.96154 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: - -------------------------------------------------------------------------------- LN # 0080080831 MORTGAGORS: HERST, BARRY HERST, WENDY ADDRESS : 1029 OAK RIDGE MORTGAGE AMT: 562,500.00 CITY GLENCOE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60022 UNPAID BALANCE: 561,142.490 OPTION TO CONVERT : No MONTHLY P&I: 3,789.67 ANNUAL RATE ADJUST: 0.000 LTV : 70.75472 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080080849 MORTGAGORS: HARMON, LEO HARMON, KATHLEEN ADDRESS : 126 GALE AVE MORTGAGE AMT: 387,000.00 CITY RIVER FORES :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 60305 UNPAID BALANCE: 386,698.110 OPTION TO CONVERT : No MONTHLY P&I: 2,640.02 ANNUAL RATE ADJUST: 0.000 LTV : 73.01887 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080080872 MORTGAGORS: WEBER, LUTHER WEBER, BECKY ADDRESS : 7603 BENT OAK COURT MORTGAGE AMT: 340,000.00 CITY FALLS CHURC :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 VA 22043 UNPAID BALANCE: 339,728.110 OPTION TO CONVERT : No MONTHLY P&I: 2,290.64 ANNUAL RATE ADJUST: 0.000 LTV : 78.52194 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080081169 MORTGAGORS: SMITH, CHRISTOPHE SMITH, MAGALLY ADDRESS : 2061 SOUTH SANDERS COURT MORTGAGE AMT: 352,000.00 CITY LA HABRA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 90631 UNPAID BALANCE: 352,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,312.39 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080081219 MORTGAGORS: SIMON, HARRIS SIMON, PAMELA ADDRESS : 13937 DODDER COURT MORTGAGE AMT: 263,000.00 CITY POWAY :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 92064 UNPAID BALANCE: 262,244.820 OPTION TO CONVERT : No MONTHLY P&I: 1,705.81 ANNUAL RATE ADJUST: 0.000 LTV : 42.41935 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080081409 MORTGAGORS: SCHICK, ROBERT SCHICK, EILEEN ADDRESS : 6769 OLIVE BRANCH COURT MORTGAGE AMT: 560,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 95120 UNPAID BALANCE: 558,558.610 OPTION TO CONVERT : No MONTHLY P&I: 3,963.64 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 02/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080081755 MORTGAGORS: HARTLEY, ROGER YOUNGMAN HAR, ROBIN ADDRESS : 751 SPRUCE STREET MORTGAGE AMT: 382,000.00 CITY BERKELEY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94707 UNPAID BALANCE: 382,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,573.61 ANNUAL RATE ADJUST: 0.000 LTV : 78.76289 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080082381 MORTGAGORS: KUCZEK, KEVIN ADDRESS : 7383 SOURDOUGH DR MORTGAGE AMT: 320,000.00 CITY MORRISON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CO 80465 UNPAID BALANCE: 320,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,128.97 ANNUAL RATE ADJUST: 0.000 LTV : 86.25337 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080082456 MORTGAGORS: FOGEL, LAWRENCE FOGEL, LOUISE ADDRESS : 1130 LONG POINT TERRACE MORTGAGE AMT: 268,000.00 CITY ANNAPOLIS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MD 21401 UNPAID BALANCE: 267,559.360 OPTION TO CONVERT : No MONTHLY P&I: 1,783.01 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080082498 MORTGAGORS: GARTEN, DAVID GARTEN, MARJORIE ADDRESS : 6508 ROCK CRYSTAL DRIVE MORTGAGE AMT: 320,000.00 CITY CLIFTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 VA 20124 UNPAID BALANCE: 319,744.100 OPTION TO CONVERT : No MONTHLY P&I: 2,155.90 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080082795 MORTGAGORS: FALK, DANN FALK, SARAH ADDRESS : 105 SYDNEY LANE MORTGAGE AMT: 284,000.00 CITY REDWOOD CIT :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94063 UNPAID BALANCE: 283,761.400 OPTION TO CONVERT : No MONTHLY P&I: 1,865.68 ANNUAL RATE ADJUST: 0.000 LTV : 79.49170 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080082837 MORTGAGORS: FUCCI, JOHN ADDRESS : 3675 SANTA CLARA MORTGAGE AMT: 280,000.00 CITY CORONA :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 CA 91720 UNPAID BALANCE: 280,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,769.80 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080082951 MORTGAGORS: LIEWEN, ANTOINETTE ADDRESS : 2680 CAPELLA WAY MORTGAGE AMT: 352,000.00 CITY THOUSAND OA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91362 UNPAID BALANCE: 352,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,401.27 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080083009 MORTGAGORS: SCHRANK, JON SCHRANK, MARGET ADDRESS : 10503 S MORADA DRIVE MORTGAGE AMT: 447,000.00 CITY ORANGE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92869 UNPAID BALANCE: 447,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,973.90 ANNUAL RATE ADJUST: 0.000 LTV : 77.06897 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080083405 MORTGAGORS: MARSH, STEVEN MARSH, OLIVIA ADDRESS : 8840 CRESTVIEW LANE MORTGAGE AMT: 304,000.00 CITY ANAHEIM :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 92808 UNPAID BALANCE: 304,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,971.74 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080083496 MORTGAGORS: KATCHER, ALLAN KATCHER, GLORIA ADDRESS : 18318 SANDRINGHAM COURT MORTGAGE AMT: 358,650.00 CITY NORTHRIDGE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91326 UNPAID BALANCE: 358,650.000 OPTION TO CONVERT : No MONTHLY P&I: 2,386.11 ANNUAL RATE ADJUST: 0.000 LTV : 78.30786 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080084031 MORTGAGORS: JOHNSON, DANE ADDRESS : 662 VIA CARRO MORTGAGE AMT: 375,000.00 CITY NEWBURY PAR :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91320 UNPAID BALANCE: 375,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,494.89 ANNUAL RATE ADJUST: 0.000 LTV : 88.92894 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080084254 MORTGAGORS: GARCIA, JOSEPH GARCIA, MARIA ADDRESS : 1525 HERMOCILLA WAY MORTGAGE AMT: 241,500.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95116 UNPAID BALANCE: 241,302.040 OPTION TO CONVERT : No MONTHLY P&I: 1,606.71 ANNUAL RATE ADJUST: 0.000 LTV : 79.99947 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080084379 MORTGAGORS: ALPER, ZAKHARY ALSHVANG, SVETLANA ADDRESS : 488 LOWELL PLACE MORTGAGE AMT: 343,200.00 CITY FREMONT :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94536 UNPAID BALANCE: 343,200.000 OPTION TO CONVERT : No MONTHLY P&I: 2,312.20 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080085418 MORTGAGORS: BERGERUD, MARLYN ADDRESS : 101 VIA PRESA MORTGAGE AMT: 244,800.00 CITY SAN CLEMENT :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92672 UNPAID BALANCE: 244,800.000 OPTION TO CONVERT : No MONTHLY P&I: 1,690.77 ANNUAL RATE ADJUST: 0.000 LTV : 79.73941 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080085434 MORTGAGORS: FISCHER, DALE FISCHER, MARLENE ADDRESS : 2756 UNICORNIO STREET MORTGAGE AMT: 265,000.00 CITY CARLSBAD :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 CA 92009 UNPAID BALANCE: 265,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,696.82 ANNUAL RATE ADJUST: 0.000 LTV : 76.81159 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080085467 MORTGAGORS: GRAHAM, WILLIAM GRAHAM, KAREN ADDRESS : 9402 VILLA VISTA WAY MORTGAGE AMT: 400,000.00 CITY VILLA PARK :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92861 UNPAID BALANCE: 400,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,728.71 ANNUAL RATE ADJUST: 0.000 LTV : 74.76636 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080085590 MORTGAGORS: SCHMIDT, STEVEN SCHMIDT, BARBARA ADDRESS : 1026 CIMA DRIVE MORTGAGE AMT: 254,650.00 CITY SAN MARCOS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92069 UNPAID BALANCE: 254,261.270 OPTION TO CONVERT : No MONTHLY P&I: 1,758.81 ANNUAL RATE ADJUST: 0.000 LTV : 94.98357 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080085798 MORTGAGORS: ROUS, ROBERT ADDRESS : 717 1/2 Fernleaf Avenue MORTGAGE AMT: 298,000.00 CITY NEWPORT BEA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92625 UNPAID BALANCE: 298,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,982.60 ANNUAL RATE ADJUST: 0.000 LTV : 74.50000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080086473 MORTGAGORS: SOWERS, SCOTT SOWERS, MARY ADDRESS : 1093 BROOKVIEW AVENUE MORTGAGE AMT: 360,000.00 CITY THOUSAND OA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91361 UNPAID BALANCE: 360,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,486.44 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080086556 MORTGAGORS: BAMBICO, MICHAEL MARSHALL, MARY ADDRESS : 4177 HIDDEN VALLEY LANE MORTGAGE AMT: 337,500.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95127 UNPAID BALANCE: 337,500.000 OPTION TO CONVERT : No MONTHLY P&I: 2,245.40 ANNUAL RATE ADJUST: 0.000 LTV : 79.41176 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080086572 MORTGAGORS: ADAIR, JOHN ADAIR, KIMBERLY ADDRESS : 8443 HUMBOLDT STREET MORTGAGE AMT: 261,500.00 CITY VENTURA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 93004 UNPAID BALANCE: 261,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,783.89 ANNUAL RATE ADJUST: 0.000 LTV : 67.92208 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080086580 MORTGAGORS: ANDRADE, GREGORY ANDRADE, KATHRYN ADDRESS : 3974 WELLINGTON SQUARE MORTGAGE AMT: 280,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95136 UNPAID BALANCE: 280,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,862.85 ANNUAL RATE ADJUST: 0.000 LTV : 76.71233 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080086614 MORTGAGORS: HOOGENDAM, JOHN HOOGENDAM, JOANNE ADDRESS : 2332 PENNERTON DR MORTGAGE AMT: 312,000.00 CITY GLENDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91206 UNPAID BALANCE: 312,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,075.75 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080086630 MORTGAGORS: WILLHITE, CHARLES WILLHITE, NANCY ADDRESS : 691 VIA DE TIERRA MORTGAGE AMT: 416,000.00 CITY THOUSAND OA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91320 UNPAID BALANCE: 416,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,837.86 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080086838 MORTGAGORS: WINTER, SARAH ADDRESS : 14288 BERCOW LANE MORTGAGE AMT: 310,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95124 UNPAID BALANCE: 310,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,062.44 ANNUAL RATE ADJUST: 0.000 LTV : 79.48718 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080086853 MORTGAGORS: THICKSTUN, JOHN ADDRESS : 6672 MICHAEL JOHN DRIVE MORTGAGE AMT: 500,000.00 CITY LA JOLLA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92037 UNPAID BALANCE: 500,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,410.89 ANNUAL RATE ADJUST: 0.000 LTV : 76.92308 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080087026 MORTGAGORS: VANDERBILT, PAULA ADDRESS : 4342 JASMINE AVENUE MORTGAGE AMT: 281,250.00 CITY CULVER CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 90232 UNPAID BALANCE: 281,250.000 OPTION TO CONVERT : No MONTHLY P&I: 1,894.83 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080087067 MORTGAGORS: PARK, ROBERT ADDRESS : 4079 EAST BOULEVARD MORTGAGE AMT: 260,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90066 UNPAID BALANCE: 260,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,729.79 ANNUAL RATE ADJUST: 0.000 LTV : 65.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080087141 MORTGAGORS: BARTOLI, VICKI ADDRESS : 6006 BROOKSIDE DRIVE MORTGAGE AMT: 220,000.00 CITY EXPORT :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 PA 15632 UNPAID BALANCE: 219,824.060 OPTION TO CONVERT : No MONTHLY P&I: 1,482.19 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 01 -------------------------------------------------------------------------------- LN # 0080087208 MORTGAGORS: PAIZ, MARK NARASAKI, LYNN ADDRESS : 2202 VIA IRIS MORTGAGE AMT: 263,300.00 CITY SAN CLEMENT :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92673 UNPAID BALANCE: 263,300.000 OPTION TO CONVERT : No MONTHLY P&I: 1,818.55 ANNUAL RATE ADJUST: 0.000 LTV : 65.01235 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080087240 MORTGAGORS: PUTNEY, MICHAEL ADDRESS : 42 ROSY FINCH LANE MORTGAGE AMT: 270,000.00 CITY ALISO VIEJO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92656 UNPAID BALANCE: 270,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,796.32 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080087463 MORTGAGORS: POLK, RAYMOND ADDRESS : 31780 PEARL DRIVE MORTGAGE AMT: 300,000.00 CITY FORT BRAGG :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95437 UNPAID BALANCE: 299,777.350 OPTION TO CONVERT : No MONTHLY P&I: 2,097.65 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080087497 MORTGAGORS: GHARACHEDAGH, AFSHIN AFARY, MONA ADDRESS : 616 BOULEVARD WAY MORTGAGE AMT: 270,000.00 CITY OAKLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94610 UNPAID BALANCE: 269,794.550 OPTION TO CONVERT : No MONTHLY P&I: 1,864.83 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080087547 MORTGAGORS: SHUCK, DAVID SHUCK, LORI ADDRESS : 2601 OAK AVENUE MORTGAGE AMT: 425,000.00 CITY MANHATTAN B :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 90266 UNPAID BALANCE: 424,312.210 OPTION TO CONVERT : No MONTHLY P&I: 2,756.54 ANNUAL RATE ADJUST: 0.000 LTV : 66.40625 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080087828 MORTGAGORS: HANNUM, WILLIAM HANNUM, PAMELA ADDRESS : 412 SHOSHONI TRAIL MORTGAGE AMT: 352,000.00 CITY LAKE VILLA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 IL 60046 UNPAID BALANCE: 352,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,487.86 ANNUAL RATE ADJUST: 0.000 LTV : 78.22222 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/24 RATE: 02 -------------------------------------------------------------------------------- LN # 0080087836 MORTGAGORS: FOSTER, MAUREEN FOSTER, FRANK ADDRESS : 5228 LAWN AVE MORTGAGE AMT: 276,500.00 CITY WESTERN SPR :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 60558 UNPAID BALANCE: 276,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,886.22 ANNUAL RATE ADJUST: 0.000 LTV : 62.84091 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080089758 MORTGAGORS: CONNOLLY, MARK CONNOLLY, LINDA ADDRESS : 3400 MORAGA BOULEVARD MORTGAGE AMT: 348,500.00 CITY LAFAYETTE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94549 UNPAID BALANCE: 348,500.000 OPTION TO CONVERT : No MONTHLY P&I: 2,347.91 ANNUAL RATE ADJUST: 0.000 LTV : 85.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080091028 MORTGAGORS: MALEKI, JAMSHID MALEKI, MARYAM ADDRESS : 4002 EAST GREEN CLOVER CI MORTGAGE AMT: 407,000.00 CITY ORANGE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92867 UNPAID BALANCE: 407,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,811.05 ANNUAL RATE ADJUST: 0.000 LTV : 74.67890 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080091085 MORTGAGORS: SUPRA, JOHN SUPRA, LAURA ADDRESS : 159 CALLE MAYOR MORTGAGE AMT: 276,000.00 CITY TORRANCE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90277 UNPAID BALANCE: 276,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,882.81 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080091879 MORTGAGORS: FRIEDL, ANDREW ADDRESS : 13486 MANGO DRIVE MORTGAGE AMT: 300,000.00 CITY DEL MAR :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92014 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,970.79 ANNUAL RATE ADJUST: 0.000 LTV : 73.17073 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080093651 MORTGAGORS: TIERNEY, CHARLES ADDRESS : 471 SELKIRK DRIVE MORTGAGE AMT: 259,100.00 CITY CORONA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91719 UNPAID BALANCE: 252,974.250 OPTION TO CONVERT : No MONTHLY P&I: 1,723.80 ANNUAL RATE ADJUST: 0.000 LTV : 94.98358 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: 02 -------------------------------------------------------------------------------- LN # 0080093826 MORTGAGORS: CHRISTENSEN, MARK CHRISTENSEN, LAURA ADDRESS : 1111 CRESTLINE CIRCLE MORTGAGE AMT: 265,650.00 CITY EL DORADO H :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95762 UNPAID BALANCE: 265,437.560 OPTION TO CONVERT : No MONTHLY P&I: 1,789.74 ANNUAL RATE ADJUST: 0.000 LTV : 79.99217 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: 02 -------------------------------------------------------------------------------- **** PAGE TOTALS NUM OF LOANS: 2915 LOAN AMT: 956,156, **** 010.07 P & I AMT: 6,499, UPB AMT: 952,400, 861.13 249.61 **** GRAND TOTALS NUM OF LOANS: 2914 LOAN AMT: 956,156,010.07 **** P & I AMT: 6,499,861.13 UPB AMT: 952,400,249.61 EXHIBIT D FORM OF SERVICER'S CERTIFICATE ----------------, ------ (month) (year) GE CAPITAL MORTGAGE SERVICES, INC. REMIC Mortgage Pass-Through Certificates, Series 1999-11 Pursuant to the Pooling and Servicing Agreement dated as of May 1, 1999 (the "Agreement") between GE Capital Mortgage Services, Inc. (the "Company"), and State Street Bank and Trust Company (the "Trustee"), governing the Certificates referred to above, the Company hereby certifies to the Trustee: With respect to the Agreement and as of the Determination Date for this month: A. Mortgage Loan Information: (1) Aggregate Scheduled Monthly Payments: (a) Principal $________ (b) Interest $________ (c) Total $________ (2) Aggregate Monthly Payments received and Monthly Advances made this Month: (a) Principal $________ (b) Interest $________ (c) Total $________ (3) Aggregate Principal Prepayments in part received and applied in the applicable Prepayment Period: (a) Principal $________ (b) Interest $________ (c) Total $________ (4) Aggregate Principal Prepayments in full received in the applicable Prepayment Period: (a) Principal $________ (b) Interest $________ (c) Total $________ (5) Aggregate Insurance Proceeds (including purchases of Mortgage Loans by primary mortgage insurers) for prior month: (a) Principal $________ (b) Interest $________ (c) Total $________ (6) Aggregate Liquidation Proceeds for prior month: (a) Principal $________ (b) Interest $________ (c) Total $________ (7) Aggregate Purchase Prices for Defaulted Mortgage Loans: (a) Principal $________ (b) Interest $________ (c) Total $________ (8) Aggregate Purchase Prices (and substitution adjustments) for Defective Mortgage Loans: (a) Principal $________ (b) Interest $________ (c) Total $________ (9) Pool Scheduled Principal Balance: $________ (10) Available Funds: $________ (11) Realized Losses for prior month: $________ (12) Aggregate Realized Losses and Debt Service Reductions: (a) Deficient Valuations $________ (b) Special Hazard Losses $________ (c) Fraud Losses $________ (d) Excess Bankruptcy Losses $________ (i) Debt Service Reductions $________ (ii) Deficient Valuations $________ (e) Excess Special Hazard Losses $________ (f) Excess Fraud Losses $________ (g) Debt Service Reductions $________ (13) Compensating Interest Payment: $________ (14) Accrued Certificate Interest, Unpaid Class Interest Shortfalls and Pay-out Rate: Class A1 $__________ $__________ ____% Class A2 $__________ $__________ ____% Class A3 $__________ $__________ ____% Class A4 $__________ $__________ ____% Class A5 $__________ $__________ ____% Class A6 $__________ $__________ ____% Class A7 $__________ $__________ ____% Class A8 $__________ $__________ ____% Class A9 $__________ $__________ ____% Class A10 $__________ $__________ ____% Class A11 $__________ $__________ ____% Class A12 $__________ $__________ ____% Class A13 $__________ $__________ ____% Class A14 $__________ $__________ ____% Class A15 $__________ $__________ ____% Class A16 $__________ $__________ ____% Class A17 $__________ $__________ ____% Class A18 $__________ $__________ ____% Class A19 $__________ $__________ ____% Class A21 $__________ $__________ ____% Class A22 $__________ $__________ ____% Class M $__________ $__________ ____% Class B1 $__________ $__________ ____% Class B2 $__________ $__________ ____% Class B3 $__________ $__________ ____% Class B4 $__________ $__________ ____% Class B5 $__________ $__________ ____% Class R $__________ $__________ ____% Class RL $__________ $__________ ____% Class S $__________ $__________ ____% (15) Accrual amount: Class A9 $__________ Class A15 $__________ Class A16 $__________ Class A17 $__________ Class A21 $__________ (16) Principal distributable: Class A1 $__________ Class A2 $__________ Class A3 $__________ Class A4 $__________ Class A6 $__________ Class A7 $__________ Class A8 $__________ Class A9 $__________ Class A10 $__________ Class A11 $__________ Class A12 $__________ Class A13 $__________ Class A14 $__________ Class A15 $__________ Class A16 $__________ Class A17 $__________ Class A18 $__________ Class A19 $__________ Class A20 $__________ Class A21 $__________ Class A22 $__________ Class PO $__________ Class M $__________ Class B1 $__________ Class B2 $__________ Class B3 $__________ Class B4 $__________ Class B5 $__________ Class R $__________ Class RL $__________ (17) Additional distributions to the Class RL Certificates pursuant to Sections 2.05(d) and the Class R Certificates pursuant to Section 4.01(b): Class R $__________ Class RL $__________ (18) Certificate Interest Rate of: Class A4 Certificates __________% Class A5 Certificates __________% Class A13 Certificates __________% Class A14 Certificates __________% Class S Certificates __________% (19) Distributions Allocable to Unanticipated Recoveries: Class A1 $__________ Class A2 $__________ Class A3 $__________ Class A4 $__________ Class A6 $__________ Class A7 $__________ Class A8 $__________ Class A9 $__________ Class A10 $__________ Class A11 $__________ Class A12 $__________ Class A13 $__________ Class A14 $__________ Class A15 $__________ Class A16 $__________ Class A17 $__________ Class A18 $__________ Class A19 $__________ Class A20 $__________ Class A21 $__________ Class A22 $__________ Class PO $__________ Class M $__________ Class B1 $__________ Class B2 $__________ Class B3 $__________ Class B4 $___________ Class B5 $__________ Class R $__________ Class RL $__________ B. Other Amounts: 1. Senior Percentage for such Distribution Date: _____________% 2. Senior Prepayment Percentage for such Distribution Date: _____________% 3. Junior Percentage for such Distribution Date: _____________% 4. Junior Prepayment Percentage for such Distribution Date: _____________% 5. Class A22 Percentage for such Distribution Date: _____________% 6. Class A22 Distribution Percentage for such Distribution Date: _____________% 7. Subordinate Certificate Writedown Amount for such Distribution Date: $_____________ 8. Prepayment Distribution Triggers satisfied: Yes No Class B1 _____ _____ Class B2 _____ _____ Class B3 _____ _____ Class B4 _____ _____ Class B5 _____ _____ 9. Servicing Fee: $_____________ Capitalized terms used in this Certificate shall have the same meanings as in the Agreement. EXHIBIT E FORM OF TRANSFER CERTIFICATE AS TO ERISA MATTERS FOR DEFINITIVE ERISA-RESTRICTED CERTIFICATES State Street Bank and Trust Company Corporate Trust Department 225 Franklin Street Boston, Massachusetts 02110 [NAME OF OFFICER] ______________________ hereby certifies that: 1. That he [she] is [title of officer] ___________________________________ of [name of Investor] _______________________________________ (the "Investor"), a ________________________________ [description of type of entity] duly organized and existing under the laws of the [State of ____________] [United States], on behalf of which he [she] makes this affidavit. 2. The Investor (i) is not, and on ________________ [insert date of transfer of Certificate to Investor] will not be, and on such date will not be investing the funds of, an employee benefit plan subject to the Employee Retirement Income Security Act of 1974, as amended ("ERISA") or a plan subject to Section 4975 of the Code or (ii) is an insurance company investing assets of its general account and the exemptions provided by Section III(a) of Department of Labor Prohibited Transaction Class Exemption 95-60, 60 Fed. Reg. 35925 (July 12, 1995) (the "Exemptions") apply to the Investor's acquisition and holding or any ERISA-Restricted Certificate. 3. The Investor hereby acknowledges that under the terms of the Pooling and Servicing Agreement (the "Agreement") between State Street Bank and Trust Company, as Trustee and GE Capital Mortgage Services, Inc., dated as of May 1, 1999, no transfer of any ERISA-Restricted Certificate shall be permitted to be made to any person unless the Trustee has received (i) a certificate from such transferee to the effect that (x) such transferee is not an employee benefit plan subject to ERISA or a plan subject to Section 4975 of the Code (a "Plan") or a Person that is not using the assets of a Plan to acquire any such Certificate or (y) such transferee is an insurance company investing assets of its general account and the Exemptions apply to such transferee's acquisition and holding of any such Certificate or (ii) an opinion of counsel satisfactory to the Trustee and the Company to the effect that the purchase and holding of any such Certificate will not constitute or result in the assets of the Trust Fund created by the Agreement being deemed to be "plan assets" subject to the prohibited transaction provisions of ERISA or Section 4975 of the Code and will not subject the Trustee or the Company to any obligation in addition to those undertaken in the Agreement (provided, however, that the Trustee will not require such certificate or opinion in the event that, as a result of change of law or otherwise, counsel satisfactory to the Trustee has rendered an opinion to the effect that the purchase and holding of any such Certificate by a Plan or a Person that is purchasing or holding any such Certificate with the assets of a Plan will not constitute or result in a prohibited transaction under ERISA or Section 4975 of the Code). [4. The ERISA-Restricted Certificates shall be registered in the name of ______________________________________________ as nominee for the Investor.] IN WITNESS WHEREOF, the Investor has caused this instrument to be executed on its behalf, pursuant to authority of its Board of Directors, by its [title of officer] __________________ and its corporate seal to be hereunder attached, attested by its [Assistant] Secretary, this ____ day of _________, 199_. _______________________________________ [name of Investor] By:____________________________________ Name: Title: The undersigned hereby acknowledges that it is holding and will hold the ERISA-Restricted Certificates at the exclusive direction of and as nominee of the Investor named above. _______________________________ [name of nominee] By:____________________________ Name: Title: EXHIBIT F FORM OF RESIDUAL CERTIFICATE TRANSFEREE AFFIDAVIT STATE OF ) ) ss.: COUNTY OF ) [NAME OF OFFICER], _________________ being first duly sworn, deposes and says: 1. That he [she] is [title of officer] ________________________ of [name of Purchaser] _________________________________________ (the "Purchaser"), a _________________ ____________________ [description of type of entity] duly organized and existing under the laws of the [State of __________] [United States], on behalf of which he [she] makes this affidavit. 2. That the Purchaser's Taxpayer Identification Number is [ ]. 3. That the Purchaser is not a "disqualified organization" within the meaning of Section 860E(e)(5) of the Internal Revenue Code of 1986, as amended (the "Code") and will not be a "disqualified organization" as of [date of transfer], and that the Purchaser is not acquiring a Residual Certificate (as defined below) for the account of, or as agent (including a broker, nominee, or other middleman) for, any person or entity from which it has not received an affidavit substantially in the form of this affidavit. For these purposes, a "disqualified organization" means the United States, any state or political subdivision thereof, any foreign government, any international organization, any agency or instrumentality of any of the foregoing (other than an instrumentality if all of its activities are subject to tax and a majority of its board of directors is not selected by such governmental entity), any cooperative organization furnishing electric energy or providing telephone service to persons in rural areas as described in Code Section 1381(a)(2)(C), or any organization (other than a farmers' cooperative described in Code Section 521) that is exempt from federal income tax unless such organization is subject to the tax on unrelated business income imposed by Code Section 511. As used herein, "Residual Certificate" means any Certificate designated as a "Class R Certificate" or "Class RL Certificate" of GE Capital Mortgage Services, Inc.'s REMIC Mortgage Pass-Through Certificates, Series 1999-11. 4. That the Purchaser is not, and on __________ [insert date of transfer of Residual Certificate to Purchaser] will not be, and is not and on such date will not be investing the assets of, an employee benefit plan subject to the Employee Retirement Income Security Act of 1974, as amended ("ERISA"), or a plan subject to Code Section 4975 or a person or entity that is using the assets of any employee benefit plan or other plan to acquire a Residual Certificate. 5. That the Purchaser hereby acknowledges that under the terms of the Pooling and Servicing Agreement (the "Agreement") between State Street Bank and Trust Company, as Trustee, and GE Capital Mortgage Services, Inc., dated as of May 1, 1999, no transfer of the Residual Certificates shall be permitted to be made to any person unless the Trustee has received a certificate from such transferee to the effect that such transferee is not an employee benefit plan subject to ERISA or a plan subject to Section 4975 of the Code and is not using the assets of any employee benefit plan or other plan to acquire Residual Certificates. 6. That the Purchaser does not hold REMIC residual securities as nominee to facilitate the clearance and settlement of such securities through electronic book-entry changes in accounts of participating organizations (such entity, a "Book-Entry Nominee"). 7. That the Purchaser does not have the intention to impede the assessment or collection of any federal, state or local taxes legally required to be paid with respect to such Residual Certificate. 8. That the Purchaser will not transfer a Residual Certificate to any person or entity (i) as to which the Purchaser has actual knowledge that the requirements set forth in paragraph 3, paragraph 6 or paragraph 10 hereof are not satisfied or that the Purchaser has reason to believe does not satisfy the requirements set forth in paragraph 7 hereof, and (ii) without obtaining from the prospective Purchaser an affidavit substantially in this form and providing to the Trustee a written statement substantially in the form of Exhibit G to the Agreement. 9. That the Purchaser understands that, as the holder of a Residual Certificate, the Purchaser may incur tax liabilities in excess of any cash flows generated by the interest and that it intends to pay taxes associated with holding such Residual Certificate as they become due. 10. That the Purchaser (i) is not a Non-U.S. Person or (ii) is a Non-U.S. Person that holds a Residual Certificate in connection with the conduct of a trade or business within the United States and has furnished the transferor and the Trustee with an effective Internal Revenue Service Form 4224 or successor form at the time and in the manner required by the Code or (iii) is a Non-U.S. Person that has delivered to both the transferor and the Trustee an opinion of a nationally recognized tax counsel to the effect that the transfer of such Residual Certificate to it is in accordance with the requirements of the Code and the regulations promulgated thereunder and that such transfer of a Residual Certificate will not be disregarded for federal income tax purposes. "Non-U.S. Person" means an individual, corporation, partnership or other person other than (i) a citizen or resident of the United States; (ii) a corporation (or entity treated as a corporation for tax purposes) created or organized in the United States or under the laws of the United States or of any state thereof, including, for this purpose, the District of Columbia; (iii) a partnership (or entity treated as a partnership for tax purposes) organized in the United States or under the laws of the United States or of any state thereof, including, for this purpose, the District of Columbia (unless provided otherwise by future Treasury regulations); (iv) an estate whose income is includible in gross income for United States income tax purposes regardless of its source; or (v) a trust, if a court within the United States is able to exercise primary supervision over the administration of the trust and one or more U.S. Persons have authority to control all substantial decisions of the trust. Notwithstanding the last clause of the preceding sentence, to the extent provided in Treasury regulations, certain trusts in existence on August 20, 1996, and treated as U.S. Persons prior to such date, may elect to continue to be U.S. Persons. 11. That the Purchaser agrees to such amendments of the Pooling and Servicing Agreement as may be required to further effectuate the restrictions on transfer of any Residual Certificate to such a "disqualified organization," an agent thereof, a Book-Entry Nominee, or a person that does not satisfy the requirements of paragraph 7 and paragraph 10 hereof. 12. That the Purchaser consents to the designation of the Company as its agent to act as "tax matters person" of the Upper-Tier REMIC or Lower-Tier REMIC, pursuant to the Pooling and Servicing Agreement. IN WITNESS WHEREOF, the Purchaser has caused this instrument to be executed on its behalf, pursuant to authority of its Board of Directors, by its [title of officer] this _____ day of __________, 19__. _________________________________ [name of Purchaser] By:______________________________ Name: Title: Personally appeared before me the above-named [name of officer] ________________, known or proved to me to be the same person who executed the foregoing instrument and to be the [title of officer] _________________ of the Purchaser, and acknowledged to me that he [she] executed the same as his [her] free act and deed and the free act and deed of the Purchaser. Subscribed and sworn before me this _____ day of __________, 19__. NOTARY PUBLIC ______________________________ COUNTY OF_____________________ STATE OF______________________ My commission expires the _____ day of __________, 19__. EXHIBIT G [LETTER FROM TRANSFEROR OF RESIDUAL CERTIFICATE] __________________ Date State Street Bank and Trust Company Corporate Trust Department 225 Franklin Street 8th Floor Boston, Massachusetts 02110 Re: GE Capital Mortgage Services, Inc. REMIC Mortgage Pass-Through Certificates, Series 1999-11 ---------------------------------- Ladies and Gentlemen: _______________________ (the "Transferor") has reviewed the attached affidavit of _____________________________ (the "Transferee"), and has no actual knowledge that such affidavit is not true and has no reason to believe that the information contained in paragraph 7 thereof is not true, and has no reason to believe that the Transferee has the intention to impede the assessment or collection of any federal, state or local taxes legally required to be paid with respect to a Residual Certificate. In addition, the Transferor has conducted a reasonable investigation at the time of the transfer and found that the Transferee had historically paid its debts as they came due and found no significant evidence to indicate that the Transferee will not continue to pay its debts as they become due. Very truly yours, ___________________________ Name: Title: EXHIBIT H ADDITIONAL SERVICER COMPENSATION QUALIFIED ADMINISTRATIVE EXPENSES (Conventional, Non-Conforming Loans) Assumption Fees $550 - $800 Late Charges Per Loan Documents Appraisal/Inspection Fees Reasonable and Customary Charges Partial Release Fees $300 Easements $150 Insufficient Funds Charges $15 Document Requests (copies of loan file documents, additional pay-off quotations, amortization schedules, payment histories) $0 Modification Fees Reasonable and Customary Charges EXHIBIT I FORM OF INVESTMENT LETTER FOR DEFINITIVE RESTRICTED CERTIFICATES --------------------- Date State Street Bank and Trust Company Corporate Trust Department 225 Franklin Street 8th Floor Boston, Massachusetts 02110 Re: GE Capital Mortgage Services, Inc. REMIC Mortgage Pass Through Certificates, Series 1999-11 ---------------------------------- Ladies and Gentlemen: 1. The undersigned, a [title of officer] _______________ of [name of Investor] _________________________________________ (the "Investor"), a ______________ ___________________ [description of type of entity] duly organized and existing under the laws of the [State of __________________] [United States], hereby certifies as follows: 2. The Investor hereby acknowledges that under the terms of the Pooling and Servicing Agreement between State Street Bank and Trust Company, as Trustee, and GE Capital Mortgage Services, Inc. (the "Company"), dated as of May 1, 1999 (the "Agreement"), no transfer of a Restricted Certificate may be made unless such transfer is exempt from the registration requirements of the Securities Act of 1933, as amended (the "Securities Act"), and any applicable state securities laws, or is made in accordance with the Securities Act and such laws. 3. The Investor understands that (a) the Restricted Certificates have not been and will not be registered or qualified under the Securities Act, or the securities laws of any state, (b) neither the Company nor the Trustee is required, and neither intends, to so register or qualify the Restricted Certificates, (c) the Restricted Certificates cannot be resold unless (i) they are registered and qualified under the Securities Act and the applicable state securities laws or (ii) such sale is exempt from the requirements of the Securities Act, (d) the Agreement contains restrictions regarding the transfer of the Restricted Certificates and (e) the Restricted Certificates will bear a legend to the foregoing effect. 4. The Investor is acquiring the Restricted Certificates for its own account for investment only and not with a view to or for sale or other transfer in connection with any distribution of the Restricted Certificates in any manner that would violate the Securities Act or any applicable state securities laws. 5. The Investor (a) is a substantial, sophisticated institutional investor having such knowledge and experience in financial and business matters, and in particular in such matters related to securities similar to the Restricted Certificates, such that it is capable of evaluating the merits and risks of investment in the Restricted Certificates, (b) is able to bear the economic risks of such an investment and (c) is an "accredited investor" within the meaning of Rule 501(a)(1), (2), (3) or (7) promulgated pursuant to the Securities Act. 6. The Investor will not authorize nor has it authorized any person to (a) offer, pledge, sell, dispose of or otherwise transfer any Restricted Certificate, any interest in any Restricted Certificate or any other similar security to any person in any manner, (b) solicit any offer to buy or to accept a pledge, disposition or other transfer of any Restricted Certificate, any interest in any Restricted Certificate or any other similar security from any person in any manner, (c) otherwise approach or negotiate with respect to any Restricted Certificate, any interest in any Restricted Certificate or any other similar security with any person in any manner, (d) make any general solicitation by means of general advertising or in any other manner, or (e) take any other action that would constitute a distribution of any Restricted Certificate under the Securities Act, that would render the disposition of any Restricted Certificate a violation of Section 5 of the Securities Act or any state securities law, or that could require registration or qualification pursuant thereto. Neither the Investor nor anyone acting on its behalf has offered the Restricted Certificates for sale or made any general solicitation by means of general advertising or in any other manner with respect to the Restricted Certificates. The Investor will not sell or otherwise transfer any of the Restricted Certificates, except in compliance with the provisions of the Agreement. 7. If an Investor in a Restricted Certificate sells or otherwise transfers any such Certificate to a transferee other than a "qualified institutional buyer" under Rule 144A of the Securities Act, such Investor will obtain (a) from any subsequent purchaser the same certifications, representations, warranties and covenants contained in the foregoing paragraphs and in this paragraph or (b) an opinion of counsel in form and substance satisfactory to the Trustee pursuant to the Agreement. 8. The Investor hereby indemnifies the Trustee and the Company against any liability that may result if the Investor's transfer of a Restricted Certificate (or any portion thereof) is not exempt from the registration requirements of the Securities Act and any applicable state securities laws or is not made in accordance with such federal and state laws. Such indemnification of the Trustee and the Company shall survive the termination of the Agreement. [9. The Restricted Certificates shall be registered in the name of _____________________________ as nominee for the Investor.] IN WITNESS WHEREOF, the Investor has caused this instrument to be executed on its behalf, pursuant to authority of its Board of Directors, by its [title of officer] _____________ this _____ day of __________, 19__. _____________________________ [name of Investor] By:______________________________ Name: Title: The undersigned hereby acknowledges that it is holding and will hold the Restricted Certificates at the exclusive direction of and as nominee of the Investor named above. _____________________________ [name of nominee] By:__________________________ Name: Title: EXHIBIT J FORM OF DISTRIBUTION DATE STATEMENT -----------------, ------ (month) (year) GE CAPITAL MORTGAGE SERVICES, INC. REMIC Mortgage Pass-Through Certificates, Series 1999-11 Pursuant to the Pooling and Servicing Agreement dated as of May 1, 1999 (the "Agreement") between GE Capital Mortgage Services, Inc. (the "Company"), and State Street Bank and Trust Company (the "Trustee"), governing the Certificates referred to above, the Company hereby certifies to the Trustee: With respect to the Agreement and as of the Determination Date for this month: The amounts below are for a Single Certificate of $1,000: (1) Amount of distribution allocable to principal: Class A1 $__________ Class A2 $__________ Class A3 $__________ Class A4 $__________ Class A6 $__________ Class A7 $__________ Class A8 $__________ Class A9 $__________ Class A10 $__________ Class A11 $__________ Class A12 $__________ Class A13 $__________ Class A14 $__________ Class A15 $__________ Class A16 $__________ Class A17 $__________ Class A18 $__________ Class A19 $__________ Class A20 $__________ Class A21 $__________ Class A22 $__________ Class PO $__________ Class M $__________ Class B1 $__________ Class B2 $__________ Class B3 $__________ Class B4 $__________ Class B5 $__________ Class R $__________ Class RL $__________ (2) Aggregate principal prepayments included in distribution: Class A1 $__________ Class A2 $__________ Class A3 $__________ Class A4 $__________ Class A6 $__________ Class A7 $__________ Class A8 $__________ Class A9 $__________ Class A10 $__________ Class A11 $__________ Class A12 $__________ Class A13 $__________ Class A14 $__________ Class A15 $__________ Class A16 $__________ Class A17 $__________ Class A18 $__________ Class A19 $__________ Class A20 $__________ Class A21 $__________ Class A22 $__________ Class PO $__________ Class M $__________ Class B1 $__________ Class B2 $__________ Class B3 $__________ Class B4 $__________ Class B5 $__________ Class R $__________ Class RL $__________ (3) Amount of distribution allocable to interest; Pay-out Rate: Class A1 $__________ ____% Class A2 $__________ ____% Class A3 $__________ ____% Class A4 $__________ ____% Class A5 $__________ ____% Class A6 $__________ ____% Class A7 $__________ ____% Class A8 $__________ ____% Class A9 $__________ ____% Class A10 $__________ ____% Class A11 $__________ ____% Class A12 $__________ ____% Class A13 $__________ ____% Class A14 $__________ ____% Class A15 $__________ ____% Class A16 $__________ ____% Class A17 $__________ ____% Class A18 $__________ ____% Class A19 $__________ ____% Class A21 $__________ ____% Class A22 $__________ ____% Class M $__________ ____% Class B1 $__________ ____% Class B2 $__________ ____% Class B3 $__________ ____% Class B4 $__________ ____% Class B5 $__________ ____% Class R $__________ ____% Class RL $__________ ____% Class S $__________ ____% (4) Accrual Amount: Class A9 $__________ Class A15 $__________ Class A16 $__________ Class A17 $__________ Class A21 $__________ (5) Amount of distribution allocable to Unanticipated Recoveries: Class A1 $__________ ____% Class A2 $__________ ____% Class A3 $__________ ____% Class A4 $__________ ____% Class A6 $__________ ____% Class A7 $__________ ____% Class A8 $__________ ____% Class A9 $__________ ____% Class A10 $__________ ____% Class A11 $__________ ____% Class A12 $__________ ____% Class A13 $__________ ____% Class A14 $__________ ____% Class A15 $__________ ____% Class A16 $__________ ____% Class A17 $__________ ____% Class A18 $__________ ____% Class A19 $__________ ____% Class A20 $__________ ____% Class A21 $__________ ____% Class A22 $__________ ____% Class PO $__________ ____% Class M $__________ ____% Class B1 $__________ ____% Class B2 $__________ ____% Class B3 $__________ ____% Class B4 $__________ ____% Class B5 $__________ ____% Class R $__________ ____% Class RL $__________ ____% (6) Servicing Compensation: $__________ The amounts below are for the aggregate of all Certificates: (7) Pool Scheduled Principal Balance; number of Mortgage Loans: $__________ __________ (8) Class Certificate Principal Balance (or Notional Principal Balance) of each Class; Certificate Principal Balance (or Notional Principal Balance) of Single Certificate of each Class: Single Certificate Class Balance Balance ----- ------- ------- Class A1 $__________ $__________ Class A2 $__________ $__________ Class A3 $__________ $__________ Class A4 $__________ $__________ Class A5 $__________ $__________ Class A6 $__________ $__________ Class A7 $__________ $__________ Class A8 $__________ $__________ Class A9 $__________ $__________ Class A10 $__________ $__________ Class A11 $__________ $__________ Class A12 $__________ $__________ Class A13 $__________ $__________ Class A14 $__________ $__________ Class A15 $__________ $__________ Class A16 $__________ $__________ Class A17 $__________ $__________ Class A18 $__________ $__________ Class A19 $__________ $__________ Class A20 $__________ $__________ Class A21 $__________ $__________ Class A22 $__________ $__________ Class PO $__________ $__________ Class M $__________ $__________ Class B1 $__________ $__________ Class B2 $__________ $__________ Class B3 $__________ $__________ Class B4 $__________ $__________ Class B5 $__________ $__________ Class R $__________ $__________ Class RL $__________ $__________ Class S $__________ $__________ (9) Book value of real estate acquired on behalf of Certificateholders; number of related Mortgage Loans: $__________ __________ (10) Aggregate Scheduled Principal Balance and number of delinquent Mortgage Loans: 30-59 days delinquent $__________ __________ 60-89 days delinquent $__________ __________ 90 or more days delinquent $__________ __________ In foreclosure $__________ __________ (11) Aggregate Scheduled Principal Balance and number of replaced Mortgage Loans: $__________ __________ (12) Certificate Interest Rate of: Class A4 Certificate __________% Class A5 Certificate __________% Class A13 Certificate __________% Class A14 Certificate __________% Class S Certificate: __________% (13) Senior Percentage for such Distribution Date: __________% (14) Senior Prepayment Percentage for such Distribution Date: __________% (15) Class A22 Percentage for such Distribution Date: __________% (16) Class A22 Distribution Percentage for such Distribution Date: __________% (17) Junior Percentage for such Distribution Date: __________% (18) Junior Prepayment Percentage for such Distribution Date: __________% Capitalized terms used in this Statement shall have the same meanings as in the Agreement. EXHIBIT K FORM OF SPECIAL SERVICING AND COLLATERAL FUND AGREEMENT This SPECIAL SERVICING AND COLLATERAL FUND AGREEMENT (the "Agreement") is made and entered into as of ____________________, 199_, between GE Capital Mortgage Services, Inc. (the "Company") and _____________________________ (the "Purchaser"). PRELIMINARY STATEMENT ___________________________ or an affiliate thereof is the holder of the entire interest in REMIC Mortgage Pass-Through Certificates, Series 199_-__, Class B_ (the "Class B_ Certificates"). The Class B_ Certificates were issued pursuant to a Pooling and Servicing Agreement (the "Pooling and Servicing Agreement") dated as of ________ 1, 199_ between the Company (in its capacity as servicer thereunder, the "Servicer") and State Street Bank and Trust Company as Trustee. ____________________________ or an affiliate thereof intends to resell all of the Class B_ Certificates directly to the Purchaser on or promptly after the date hereof. In connection with such sale, the parties hereto have agreed that the Company, as Servicer, will engage in certain special servicing procedures relating to foreclosures for the benefit of the Purchaser, and that the Purchaser will deposit funds in a collateral fund to cover any losses attributable to such procedures as well as all advances and costs in connection therewith, as set forth herein. [The parties hereto have further agreed that the Purchaser will have no rights, and the Company will have no obligations under this Agreement until the Class Certificate Principal Balance of the REMIC Mortgage Pass-Through Certificates, Series 199_-__, Class B5 (the "Class B5 Certificates") has been reduced to zero, and any Special Servicing and Collateral Fund Agreement in respect of such Class between the Company and the Purchaser has been terminated.] In consideration of the mutual agreements herein contained, the receipt and sufficiency of which are hereby acknowledged, the Company and the Purchaser agree that the following provisions shall become effective and shall be binding on and enforceable by the Company and the Purchaser upon the acquisition by the Purchaser of the Class B_ Certificates. ARTICLE I DEFINITIONS Section 1.01. Defined Terms. Whenever used in this Agreement, the following words and phrases, unless the context otherwise requires, shall have the following meanings: Business Day: Any day other than (i) a Saturday or a Sunday of (ii) a day on which banking institutions in New York City or Boston, Massachusetts are required or authorized by law or executive order to be closed. Collateral Fund: The fund established and maintained pursuant to Section 3.01 hereof. Collateral Fund Permitted Investments: Either (i) obligations of, or obligations fully guaranteed as to principal and interest by, the United States, or any agency or instrumentality thereof, provided such obligations are backed by the full faith and credit of the United States, (ii) repurchase agreements on obligations specified in clause (i) provided that the unsecured obligations of the party agreeing to repurchase such obligations are at the time rated by each Rating Agency in the highest long-term rating category, (iii) federal funds, certificates of deposit, time deposits and banker's acceptances of any U.S. depository institution or trust company incorporated under the laws of the United States or any state provided that the debt obligations of such depository institution or trust company at the date of acquisition thereof have been rated by each Rating Agency in the highest long-term rating category, (iv) commercial paper of any corporation incorporated under the laws of the United States or any state thereof which on the date of acquisition has the highest short term rating of each Rating Agency, and (v) other obligations or securities that are acceptable to each Rating Agency as a Collateral Fund Permitted Investment hereunder and will not, as evidenced in writing, result in a reduction or withdrawal in the then current rating of the Certificates and, for each of the preceding clauses, the maturity thereof shall be not later than the earlier to occur of (A) 30 days from the date of the related investment and (B) the Business Day preceding the next succeeding Distribution Date. Commencement of Foreclosure: The first official action required under local law in order to commence foreclosure proceedings or to schedule a trustee's sale under a deed of trust, including (i) in the case of a mortgage, any filing or service of process necessary to commence an action to foreclose, or (ii) in the case of a deed of trust, the posting, publishing, filing or delivery of a notice of sale, but not including in either case (x) any notice of default, notice of intent to foreclose or sell or any other action prerequisite to the actions specified in (i) or (ii) above and, upon the consent of the Purchaser which will be deemed given unless expressly withheld within two Business Days of notification, (y) the acceptance of a deed-in-lieu of foreclosure (whether in connection with a sale of the related property or otherwise) or (z) initiation and completion of a short pay-off. Current Appraisal: With respect to any Mortgage Loan as to which the Purchaser has made an Election to Delay Foreclosure, an appraisal of the related Mortgaged Property obtained by the Purchaser as nearly contemporaneously as practicable to the time of the Purchaser's election, prepared based on the Company's customary requirements for such appraisals. Election to Delay Foreclosure: Any election by the Purchaser to delay the Commencement of Foreclosure, made in accordance with Section 2.02(b). Election to Foreclose: Any election by the Purchaser to proceed with the Commencement of Foreclosure, made in accordance with Section 2.03(a). Required Collateral Fund Balance: As of any date of determination, an amount equal to the aggregate of all amounts previously required to be deposited in the Collateral Fund pursuant to Section 2.02(d) (after adjustments for all withdrawals and deposits prior to such date pursuant to Section 2.02(e)) and Section 2.03(b) (after adjustment for all withdrawals and deposits prior to such date pursuant to Section 2.03(c)) and Section 3.02, reduced by all withdrawals therefrom prior to such date pursuant to Section 2.02(g) and Section 2.03(d). Section 1.02. Definitions Incorporated by Reference. All capitalized terms not otherwise defined in this Agreement shall have the meanings assigned in the Pooling and Servicing Agreement. ARTICLE II SPECIAL SERVICING PROCEDURES Section 2.01. Reports and Notices. (a) In connection with the performance of its duties under the Pooling and Servicing Agreement relating to the realization upon defaulted Mortgage Loans, the Company as Servicer shall provide to the Purchaser the following notices and reports: (i) Within five Business Days after each Distribution Date (or included in or with the monthly statements to Certificateholders pursuant to the Pooling and Servicing Agreement), the Company, as Servicer, shall provide to the Purchaser a report, using the same methodology and calculations in its standard servicing reports, indicating for the Trust Fund the number of Mortgage Loans that are (A) thirty days, (B) sixty days, (C) ninety days or more delinquent or (D) in foreclosure, and indicating for each such Mortgage Loan the loan number and outstanding principal balance. (ii) Prior to the Commencement of Foreclosure in connection with any Mortgage Loan, the Company shall provide the Purchaser with a notice (sent by facsimile transmission) of such proposed and imminent foreclosure, stating the loan number and the aggregate amount owing under the Mortgage Loan. Such notice may be provided to the Purchaser in the form of a copy of a referral letter from the Company to an attorney requesting the institution of foreclosure or a copy of a request to foreclose received by the Company from the related primary servicer which has been approved by the Company. (b) If requested by the Purchaser, the Company shall make its servicing personnel available (during their normal business hours) to respond to reasonable inquiries, in writing by facsimile transmission, by the Purchaser in connection with any Mortgage Loan identified in a report under subsection (a)(i) or (a)(ii) which has been given to the Purchaser, provided, that (1) the Company shall only be required to provide information that is readily accessible to its servicing personnel and is non-confidential and (2) the Company shall respond within five Business Days orally or in writing by facsimile transmission. (c) In addition to the foregoing, the Company shall provide to the Purchaser such information as the Purchaser may reasonably request concerning each Mortgage Loan that is at least sixty days delinquent and each Mortgage Loan which has become real estate owned, through the final liquidation thereof, provided, that the Company shall only be required to provide information that is readily accessible to its servicing personnel and is non-confidential. Section 2.02. Purchaser's Election to Delay Foreclosure Proceedings. (a) The Purchaser shall be deemed to direct the Company that in the event that the Company does not receive written notice of the Purchaser's election pursuant to subsection (b) below within 24 hours (exclusive of any intervening non-Business Days) of transmission of the notice provided by the Company under Section 2.01(a)(ii) subject to extension as set forth in Section 2.02(b), the Company may proceed with the Commencement of Foreclosure in respect of such Mortgage Loan in accordance with its normal foreclosure policies without further notice to the Purchaser. Any foreclosure that has been initiated may be discontinued (i) without notice to the Purchaser if the Mortgage Loan has been brought current or if a refinancing or prepayment occurs with respect to the Mortgage Loan (including by means of a short payoff approved by the Company) or (ii) with notice to the Purchaser if the Company has reached the terms of a forbearance agreement with the borrower. In such latter case the Company may complete such forbearance agreement unless instructed otherwise by the Purchaser within two Business Days of notification. (b) In connection with any Mortgage Loan with respect to which a notice under Section 2.01(a)(ii) has been given to the Purchaser, the Purchaser may elect to instruct the Company to delay the Commencement of Foreclosure until such time as the Purchaser determines that the Company may proceed with the Commencement of Foreclosure. Such election must be evidenced by written notice received within 24 hours (exclusive of any intervening non-Business Days) of transmission of the notice provided by the Company under Section 2.01(a)(ii). The Purchaser shall send a copy of such notice of election to each Rating Agency as soon as practicable thereafter. Such 24-hour period shall be extended for no longer than an additional four Business Days after the receipt of the information if the Purchaser requests additional information related to such foreclosure within such 24-hour period; provided, however, that the Purchaser will have at least one Business Day to make such election following its receipt of any requested additional information. Any such additional information shall (i) not be confidential in nature and (ii) be obtainable by the Company from existing reports, certificates or statements or otherwise be readily accessible to its servicing personnel. The Purchaser agrees that it has no right to deal with the mortgagor. However, if the Company's normal foreclosure policies include acceptance of a deed-in-lieu of foreclosure or short payoff, the Purchaser will be notified and given two Business Days to respond. (c) With respect to any Mortgage Loan as to which the Purchaser has made an Election to Delay Foreclosure, the Purchaser shall obtain a Current Appraisal as soon as practicable, and shall provide the Company with a copy of such Current Appraisal. (d) Within two Business Days of making any Election to Delay Foreclosure, the Purchaser shall remit by wire transfer to the Trustee, for deposit in the Collateral Fund, an amount, as calculated by the Company, equal to the sum of (i) 125% of the greater of the Scheduled Principal Balance of the Mortgage Loan and the value shown in the Current Appraisal referred to in subsection (c) above (or, if such Current Appraisal has not yet been obtained, the Company's estimate thereof, in which case the required deposit under this subsection shall be adjusted upon obtaining such Current Appraisal), and (ii) three months' interest on the Mortgage Loan at the applicable Mortgage Rate. If any Election to Delay Foreclosure extends for a period in excess of three months (such excess period being referred to herein as the "Excess Period"), the Purchaser shall remit by wire transfer in advance to the Trustee for deposit in the Collateral Fund the amount of each additional month's interest, as calculated by the Company, equal to interest on the Mortgage Loan at the applicable Mortgage Rate for the Excess Period. The terms of this Agreement will no longer apply to the servicing of any Mortgage Loan upon the failure of the Purchaser to deposit the above amounts relating to the Mortgage Loan within two Business Days of (i) the Election to Delay Foreclosure or (ii) the beginning of the related Excess Period, as the case may be. (e) With respect to any Mortgage Loan as to which the Purchaser has made an Election to Delay Foreclosure, the Company or the Trustee may withdraw from the Collateral Fund from time to time amounts necessary to reimburse the Company for all related Monthly Advances and Liquidation Expenses thereafter made by the Company as Servicer in accordance with the Pooling and Servicing Agreement. To the extent that the amount of any such Liquidation Expense is determined by the Company based on estimated costs, and the actual costs are subsequently determined to be higher, the Company or the Trustee may withdraw the additional amount from the Collateral Fund to reimburse the Company. In the event that the Mortgage Loan is brought current by the mortgagor, the amounts so withdrawn from the Collateral Fund shall be redeposited therein as and to the extent that reimbursement therefor from amounts paid by the mortgagor is not prohibited pursuant to the Pooling and Servicing Agreement as of the date hereof. Except as provided in the preceding sentence, amounts withdrawn from the Collateral Fund to cover Monthly Advances and Liquidation Expenses shall not be redeposited therein or otherwise reimbursed to the Purchaser. If and when any such Mortgage Loan is brought current by the mortgagor, all amounts remaining in the Collateral Fund in respect of such Mortgage Loan (after adjustment for all previous withdrawals and deposits pursuant to this subsection and after reimbursement to the Servicer for all related Monthly Advances) shall be released to the Purchaser. (f) With respect to any Mortgage Loan as to which the Purchaser has made an Election to Delay Foreclosure, the Company shall continue to service the Mortgage Loan in accordance with its customary procedures (other than the delay in Commencement of Foreclosure as provided herein). If and when, following such election, the Purchaser shall notify the Company that it believes that it is appropriate to do so, the Company shall proceed with the Commencement of Foreclosure; provided that, in any event, if the Mortgage Loan is not brought current by the mortgagor by the time the loan becomes 6 months delinquent, the Purchaser's election shall no longer be effective, unless the Purchaser shall have purchased the related Mortgage Loan promptly following (and in any event not later than the third Business Day after) the end of such 6-month period in the manner provided in the following two sentences, and the Company shall be entitled to proceed with the Commencement of Foreclosure. Any purchase of such Mortgage Loan by the Purchaser pursuant to the preceding sentence shall be at a purchase price equal to the unpaid principal balance of the Mortgage Loan plus accrued interest at the Mortgage Rate from the date last paid by the mortgagor. Such purchase price shall be deposited by the Purchaser into the Collateral Fund in immediately available funds on the Business Day which is the date of purchase and the Purchaser shall instruct the Trustee (with notice to the Company) to withdraw such amount therefrom on such Business Day and remit the same to the Trust Fund for application as Liquidation Proceeds pursuant to the Pooling and Servicing Agreement. Following such withdrawal, all amounts remaining in the Collateral Fund in respect of such Mortgage Loan (after adjustment for all previous withdrawals and deposits pursuant to this Agreement and after reimbursement to the Servicer for all related Monthly Advances) shall be released to the Purchaser. (g) Upon the occurrence of a liquidation with respect to any Mortgage Loan as to which the Purchaser made an Election to Delay Foreclosure and as to which the Company proceeded with the Commencement of Foreclosure in accordance with subsection (f) above, the Company shall calculate the amount, if any, by which the value shown on the Current Appraisal obtained under subsection (c) exceeds the actual sales price obtained for the related Mortgaged Property (net of Liquidation Expenses and unreimbursed Monthly Advances related to the extended foreclosure period), and the Company or the Trustee shall withdraw the amount of such excess from the Collateral Fund and shall remit the same to the Trust Fund for application as additional Liquidation Proceeds pursuant to the Pooling and Servicing Agreement. After making such withdrawal, all amounts remaining in the Collateral Fund in respect of such Mortgage Loan (after adjustment for all withdrawals and deposits pursuant to subsection (e) and after reimbursement to the Servicer for all related Monthly Advances) shall be released to the Purchaser. Section 2.03. Purchaser's Election to Commence Foreclosure Proceedings. (a) In connection with any Mortgage Loan identified in a report under Section 2.01(a)(i)(B), the Purchaser may elect to instruct the Company to proceed with the Commencement of Foreclosure as soon as practicable. Such election must be evidenced by written notice received by the Company by 5:00 p.m., New York City time, on the third Business Day following the delivery of such report under Section 2.01(a)(i). (b) Within two Business Days of making any Election to Foreclose, the Purchaser shall remit to the Trustee, for deposit in the Collateral Fund, an amount, as calculated by the Company, equal to 125% of the current Scheduled Principal Balance of the Mortgage Loan and three months' interest on the Mortgage Loan at the applicable Mortgage Rate. If and when any such Mortgage Loan is brought current by the mortgagor, all amounts in the Collateral Fund in respect of such Mortgage Loan (after adjustment for all withdrawals and deposits pursuant to subsection (c) below) shall be released to the Purchaser. The terms of this Agreement will no longer apply to the servicing of any Mortgage Loan upon the failure of the Purchaser to deposit the above amounts relating to the Mortgage Loan within two Business Days of the Election to Foreclose. (c) With respect to any Mortgage Loan as to which the Purchaser has made an Election to Foreclose, the Company shall continue to service the Mortgage Loan in accordance with its customary procedures. In connection therewith, the Company shall have the same rights to make withdrawals for Monthly Advances and Liquidation Expenses from the Collateral Fund as are provided under Section 2.02(e), and the Company shall make reimbursements thereto to the limited extent provided under such subsection. The Company shall not be required to proceed with the Commencement of Foreclosure if (i) the same is stayed as a result of the mortgagor's bankruptcy or is otherwise barred by applicable law, or to the extent that all legal conditions precedent thereto have not yet been complied with, or (ii) the Company believes there is a breach of representations or warranties by the Company, which may result in a repurchase or substitution of such Mortgage Loan, or (iii) the Company has or expects to have the right under the Pooling and Servicing Agreement to purchase the defaulted Mortgage Loan and intends to exercise such right or (iv) the Company reasonably believes the Mortgaged Property may be contaminated with or affected by hazardous wastes or hazardous substances (and the Company supplies the Purchaser with information supporting such belief) or (v) the same is prohibited by or is otherwise inconsistent with the provisions of the Pooling and Servicing Agreement. Any foreclosure that has been initiated may be discontinued (i) without notice to the Purchaser if the Mortgage Loan has been brought current or if a refinancing or prepayment occurs with respect to the Mortgage Loan (including by means of a short payoff approved by the Purchaser) or (ii) with notice to the Purchaser if the Company has reached the terms of a forbearance agreement unless instructed otherwise by the Purchaser within two Business Days of notification. (d) Upon the occurrence of a liquidation with respect to any Mortgage Loan as to which the Purchaser made an Election to Foreclose and as to which the Company proceeded with the Commencement of Foreclosure in accordance with subsection (c) above, the Company shall calculate the amount, if any, by which the Scheduled Principal Balance of the Mortgage Loan at the time of liquidation (plus all unreimbursed Monthly Advances and Liquidation Expenses in connection therewith other than those previously paid from the Collateral Fund) exceeds the actual sales price obtained for the related Mortgaged Property, and the Company or the Trustee shall withdraw the amount of such excess from the Collateral Fund and shall remit the same to the Trust Fund for application as additional Liquidation Proceeds pursuant to the Pooling and Servicing Agreement. After making such withdrawal, all amounts remaining in the Collateral Fund (after adjustment for all withdrawals and deposits pursuant to subsection (c) above and after reimbursement to the Servicer for all related Monthly Advances) in respect of such Mortgage Loan shall be released to the Purchaser. Section 2.04. Termination. (a) With respect to all Mortgage Loans included in the Trust Fund, the Purchaser's right to make any Election to Delay Foreclosure or any Election to Foreclose and the Company's obligations under Section 2.01 shall terminate on the earliest to occur of the following: (i) at such time as the Class Certificate Principal Balance of the Class B_ Certificates has been reduced to zero, (ii) if the greater of (x) 43% (or such lower or higher percentage that represents the Company's actual loss experience with respect to the Mortgage Loans in the related pool) of the aggregate principal balance of all Mortgage Loans that are in foreclosure or are more than 90 days delinquent on a contractual basis and the aggregate book value of REO properties or (y) the aggregate amount that the Company estimates through its normal servicing practices will be required to be withdrawn from the Collateral Fund with respect to Mortgage Loans as to which the Purchaser has made an Election to Delay Foreclosure or an Election to Foreclose exceeds (z) the then-current Class Certificate Principal Balance of the Class B_ Certificates, or (iii) upon any transfer by the Purchaser of any interest (other than the minority interest therein, but only if the transferee provides written acknowledgment to the Company of the Purchaser's right hereunder and that such transferee will have no rights hereunder) in the Class B_ Certificates [or in the Class B5 Certificates] (whether or not such transfer is registered under the Pooling and Servicing Agreement), including any such transfer in connection with a termination of the Trust Fund. Unless earlier terminated as set forth herein, this Agreement and the respective rights, obligations and responsibilities of the Purchaser and the Company hereunder shall terminate immediately upon (x) the later to occur of (i) the final liquidation of the last Mortgage Loan as to which the Purchaser made any Election to Delay Foreclosure or any Election to Foreclose and the withdrawal of all remaining amounts in the Collateral Fund as provided herein and (ii) ten (10) Business Days' notice or (y) the occurrence of any event that results in the Purchaser becoming an "affiliate" of the Trustee within the meaning of the Prohibited Transaction Exemption (as defined in the Pooling and Servicing Agreement). (b) The Purchaser's rights pursuant to Section 2.02 or 2.03 of this Agreement shall terminate with respect to a Mortgage Loan as to which the Purchaser has exercised its rights under Section 2.02 or 2.03 hereof, upon Purchaser's failure to deposit any amounts required pursuant to Section 2.02(d) or 2.03(b) after one Business Day's notice of such failure. Section 2.05. Notification. The Purchaser shall promptly notify the Trustee and the Company if such Purchaser becomes aware of any discussions, plans or events that might lead to such Person's becoming an "affiliate" (within the meaning of the Prohibited Transaction Exemption) of the Trustee, provided that the contents of any such notification shall be kept confidential by the parties to this Agreement. ARTICLE III COLLATERAL FUND; SECURITY INTEREST Section 3.01. Collateral Fund. Upon payment by the Purchaser of the initial amount required to be deposited in the Collateral Fund pursuant to Article II, the Company shall request the Trustee to establish and maintain with the Trustee a segregated account entitled "REMIC Mortgage Pass-Through Certificates 199_-__ Collateral Fund, for the benefit of GE Capital Mortgage Services, Inc. and State Street Bank and Trust Company on behalf of Certificateholders, as secured parties" (the "Collateral Fund"). Amounts held in the Collateral Fund shall continue to be the property of the Purchaser, subject to the first priority security interest granted hereunder for the benefit of such secured parties, until withdrawn from the Collateral Fund pursuant to the Section 2.02 or 2.03 hereof. Upon the termination of this Agreement and the liquidation of all Mortgage Loans as to which the Purchaser has made any Election to Delay Foreclosure or any Election to Foreclose pursuant to Section 2.04 hereof, the Company shall distribute to the Purchaser all amounts remaining in the Collateral Fund together with any investment earnings thereon (after giving effect to all withdrawals therefrom permitted under this Agreement). The Purchaser shall not take or direct the Company or the Trustee to take any action contrary to any provision of the Pooling and Servicing Agreement. In no event shall the Purchaser (i) take or cause the Trustee or the Company to take any action that could cause any REMIC established under the Pooling and Servicing Agreement to fail to qualify as a REMIC or cause the imposition on any such REMIC of any "prohibited transaction" or "prohibited contribution" taxes or (ii) cause the Trustee or the Company to fail to take any action necessary to maintain the status of any such REMIC as a REMIC. Section 3.02. Collateral Fund Permitted Investments. The Company shall, at the written direction of the Purchaser, direct the Trustee to invest the funds in the Collateral Fund in the name of the Trustee in Collateral Fund Permitted Investments. Such direction shall not be changed more frequently then quarterly. In the absence of any direction, the Company shall direct the Trustee select such investments in accordance with the definition of Collateral Fund Permitted Investments in its discretion. All income and gain realized from any investment as well as any interest earned on deposits in the Collateral Fund (net of any losses on such investments) and any payments of principal made in respect of any Collateral Fund Permitted Investment shall be deposited in the Collateral Fund upon receipt. All costs and realized losses associated with the purchase and sale of Collateral Fund Permitted Investments shall be borne by the Purchaser and the amount of net realized losses shall be promptly deposited by the Purchaser in the Collateral Fund. The Company shall periodically (but not more frequently than monthly) direct the Trustee to distribute to the Purchaser upon request an amount of cash, to the extent cash is available therefor in the Collateral Fund, equal to the amount by which the balance of the Collateral Fund, after giving effect to all other distributions to be made from the Collateral Fund on such date, exceeds the Required Collateral Fund Balance. Any amounts so distributed shall be released from the lien and security interest of this Agreement. Section 3.03. Grant of Security Interest. In order to secure the obligations of the Purchaser hereunder to the Company and the Trustee for the benefit of Certificateholders (other than its obligations under Section 4.10), the Purchaser hereby grants to the Company and to the Trustee for the benefit of the Certificateholders a security interest in and lien on all of the Purchaser's right, title and interest, whether now owned or hereafter acquired, in and to: (1) the Collateral Fund, (2) all amounts deposited in the Collateral Fund and Collateral Fund Permitted Investments in which such amounts are invested (and the distributions and proceeds of such investments) and (3) all cash and non-cash proceeds of any of the foregoing, including proceeds of the voluntary or involuntary conversion thereof (all of the foregoing collectively, the "Collateral"). The Purchaser acknowledges the lien on and security interest in the Collateral for the benefit of the Company and the Trustee on behalf of the Certificateholders. The Purchaser shall take all actions requested by the Company or the Trustee as may be reasonably necessary to perfect the security interest created under this Agreement in the Collateral and cause it to be prior to all other security interests and liens, including the execution and delivery to the Company or at its direction the Trustee for filing of appropriate financing statements in accordance with applicable law. Section 3.04. Collateral Shortfalls. In the event that amounts on deposit in the Collateral Fund at any time are insufficient to cover any withdrawals therefrom that the Company or the Trustee is then entitled to make hereunder, the Purchaser shall be obligated to pay such amounts to the Company or the Trustee immediately upon demand. Such obligation shall constitute a general corporate obligation of the Purchaser. The failure to pay such amounts within two Business Days of such demand (except for amounts to cover interest on a Mortgage Loan pursuant to Sections 2.02(d) and 2.03(b)), shall cause an immediate termination of the Purchaser's right to make any Election to Delay Foreclosure or Election to Foreclose and the Company's obligations under this Agreement with respect to all Mortgage Loans to which such insufficiencies relate, without the necessity of any further notice or demand on the part of the Company. ARTICLE IV MISCELLANEOUS PROVISIONS Section 4.01. Amendment. This Agreement may be amended from time to time by the Company and the Purchaser by written agreement signed by the Company and the Purchaser provided that no such amendment shall have a material adverse effect on the holders of other Classes of Certificates. Section 4.02. Counterparts. This Agreement may be executed simultaneously in any number of counterparts, each of which counterparts shall be deemed to be an original, and such counterparts shall constitute but one and the same instrument. Section 4.03. Governing Law. This Agreement shall be construed in accordance with the laws of the State of New York and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws. Section 4.04. Notices. All demands, notices and direction hereunder shall be in writing or by telecopy and shall be deemed effective upon receipt to: (a) in the case of the Company, with respect to notices pursuant to Sections 2.02 and 2.03 hereto, GE Capital Mortgage Services, Inc. 4680 Hallmark Parkway San Bernadino, California 92407 Attention: Ken Scheller Telephone: (909) 880-4608 Facsimile: (909) 473-2273 with respect to all other notices pursuant to this Agreement, GE Capital Mortgage Services, Inc. Three Executive Campus Cherry Hill, New Jersey 08002 Attention: General Counsel Telephone: (609) 661-6515 Facsimile: (609) 661-6875 or such other address as may hereafter be furnished in writing by the Company, or (b) in the case of the Purchaser, with respect to notices pursuant to Section 2.01, ________________________________ ________________________________ Attention:______________________ Telephone:______________________ Facsimile:______________________ with respect to all other notices pursuant to this Agreement, ________________________________ ________________________________ Attention:______________________ Telephone:______________________ Facsimile:______________________ or such other address as may hereafter be furnished in writing by the Purchaser, or (c) in the case of the Trustee, State Street Bank and Trust Company Corporate Trust Department 8th Floor 225 Franklin Street Boston, Massachusetts 02110 Attention: Karen Beard Telephone: (617) 664-5465 Facsimile: (617) 664-5167 Section 4.05. Severability of Provisions. If any one or more of the covenants, agreements, provisions or terms of this Agreement shall be for any reason whatsoever, including regulatory, held invalid, then such covenants, agreements, provisions or terms shall be deemed severable from the remaining covenants, agreements, provisions or terms of this Agreement and shall in no way affect the validity or enforceability of the other provisions of this Agreement. Section 4.06. Successor and Assigns. The provisions of this Agreement shall be binding upon and inure to the benefit of the parties hereto and the respective successors and assigns of the parties hereto; provided, however, that the rights under this Agreement cannot be assigned by the Purchaser without the consent of the Company. Section 4.07. Article and Section Headings. The article and section headings herein are for convenience of reference only and shall not limit or otherwise affect the meaning hereof. Section 4.08. Third Party Beneficiaries. The Trustee on behalf of Certificateholders is the intended third party beneficiary of this Agreement. Section 4.09. Confidentiality. The Purchaser agrees that all information supplied by or on behalf of the Company pursuant to Section 2.01 or 2.02, including individual account information, is the property of the Company and the Purchaser agrees to use such information solely for the purposes set forth in this Agreement and to hold such information confidential and not to disclose such information. Section 4.10. Indemnification. The Purchaser agrees to indemnify and hold harmless the Company against any and all losses, claims, damages or liabilities to which it may be subject, insofar as such losses, claims, damages or liabilities (or actions in respect thereof) arise out of or are based upon actions taken by the Company in accordance with the provisions of this Agreement and which actions conflict or are alleged to conflict with the Company's obligations under the Pooling and Servicing Agreement. The Purchaser hereby agrees to reimburse the Company on demand for the reasonable legal or other expenses incurred by it in connection with investigating or defending any such loss, claim, damage, liability or action. [Section 4.11. Delayed Effectiveness. The Purchaser agrees that, notwithstanding any other provision of this Agreement, the Purchaser shall have no rights hereunder, and the Company shall have no obligations hereunder, until the Class Certificate Principal Balance of the Class B5 Certificates has been reduced to zero and any Special Servicing and Collateral Fund Agreement between the Company and the Purchaser relating to such Class B5 Certificates has been terminated.] IN WITNESS WHEREOF, the Company and the Purchaser have caused their names to be signed hereto by their respective officers thereunto duly authorized, all as of the day and year first above written. GE CAPITAL MORTGAGE SERVICES, INC. By:________________________________ Name: Title: [PURCHASER] By:_______________________________ Name: Title: Acknowledged and agreed to: STATE STREET BANK AND TRUST COMPANY By:___________________________________ Name: Title: EXHIBIT L FORM OF LOST NOTE AFFIDAVIT AND AGREEMENT I, _________________________________________, being duly sworn, do hereby state under oath that: 1. I am a duly elected ______________________ of GE Capital Mortgage Services, Inc. (the "Company") and am duly authorized to make this affidavit. 2. This affidavit is being delivered in connection with the transfer of the Mortgage Loan described in Paragraph 3 hereof by the Company pursuant to the Pooling and Servicing Agreement dated as of [date] between the Company, Seller and Servicer, and State Street Bank and Trust Company, Trustee, relating to the Company's REMIC Mortgage Pass-Through Certificates, Series [____] ("Agreement"). Such Mortgage Loan constitutes a Designated Loan. 3. The Company is the payee under the following described Mortgage Note ("Mortgage Note") which evidences the obligation of the borrower(s) to repay the Mortgage Loan: Loan Number: ___________________________________ Mortgage Note Date:_____________________________ Borrower(s): ___________________________________ Original Payee (if not the Company): ___________ Original Amount:________________________________ Mortgage Rate: _________________________________ Address of Mortgaged Property: _________________ ________________________________________________ 4. The Company is the lawful owner of the Mortgage Note and has not cancelled, altered, assigned or hypothecated the Mortgage Note. 5. A thorough and diligent search for the executed original Mortgage Note was undertaken and was unsuccessful. 6. Attached hereto is a true and correct copy of the Mortgage Note. 7. The Mortgage Note has not been endorsed by the Company in any manner inconsistent with its transfer of the Mortgage Loan under the Agreement. 8. Without limiting the generality of the rights and remedies of the Trustee contained in the Agreement, the Company hereby confirms and agrees that in the event the inability to produce the executed original Mortgage Note results in a breach of the representations and warranties appearing in Agreement subsections 2.03(a)(ii) (the validity and enforceability of the lien created by the Mortgage Loan) or (x) (no valid offset, defense or counterclaim to any Mortgage Note or Mortgage), the Company shall repurchase the Mortgage Loan at the Purchase Price and otherwise in accordance with Section 2.03(b) of the Agreement. In addition, the Company covenants and agrees to indemnify the Trustee and the Trust Fund from and hold them harmless against any and all losses, liabilities, damages, claims or expenses (other than those resulting from negligence or bad faith of the Trustee) arising from the Company's failure to have delivered the Mortgage Note to the Trustee, including without limitation any such losses, liabilities, damages, claims or expenses arising from any action to enforce the indebtedness evidenced by the Mortgage Note or any claim by any third party who is the holder of such indebtedness by virtue of possession of the Mortgage Note. 9. In the event that the Company locates the executed original Mortgage Note, it shall promptly provide the Mortgage Note to the Trustee. 10. Capitalized terms not otherwise defined herein shall have the meanings given them in the Agreement. Date: _______________________ ______________________________ (signature) ______________________________ (print name) ______________________________ (print title) State of New Jersey ) )ss: ) On this ____________________day of ___________________, 199__, before me appeared ____________________________, to me personally known, who acknowledged the execution of the foregoing and who, having been duly sworn states that he/she is a/the ______________________________of GE Capital Mortgage Services, Inc., that any representations therein contained are true, that this Lost Note Affidavit was signed and sealed on behalf of GE Capital Mortgage Services, Inc. and that this Lost Note Affidavit is the free act and deed of GE Capital Mortgage Services, Inc. ___________________________________ (Notary Public) [Notarial Seal] EXHIBIT M SCHEDULE OF DESIGNATED LOANS SERIES 1999-11 LOAN NO. ORIGINAL PRINCIPLE BALANCE BORROWER NAME - -------- -------------------------- ------------- 31717671 $280,000.00 Millikan 70277553 $294,700.00 Weatherford 70506811 $383,000.00 Brown EXHIBIT N SCHEDULE OF PLEDGED ASSET MORTGAGE LOANS [[NONE]] EXHIBIT O SENIOR PRINCIPAL PRIORITIES third, to the classes of senior certificates entitled to principal distributions, in reduction of the aggregate Class Certificate Principal Balances thereof, to the extent of remaining Available Funds, concurrently, as follows: (1) to the Class A1 through Class A22 Certificates (other than the Class A5 Certificates) and the Class R and Class RL Certificates, the Senior Optimal Principal Distribution Amount for such Distribution Date, in the following order of priority: (a) to the Class A22 Certificates, the Class A22 Principal Distribution Amount (as defined herein) for such Distribution Date, until the Class Certificate Principal Balance thereof has been reduced to zero; and (b) to each of the Class A1 through Class A21 Certificates, other than the Class A5 Certificates, and the Class R and Class RL Certificates (together, the "Group I Senior Certificates"), the Senior Optimal Principal Amount for such Distribution Date, less the Class A22 Principal Distribution Amount for such Distribution Date, in the following order of priority: (I) pro rata, to the Class R and Class RL Certificates, until the Class Certificate Principal Balances thereof have each been reduced to zero; (II) to the Class A1 and Class A4 Certificates until the Class Certificate Principal Balance of the Class A1 Certificates has been reduced to its PAC Balance set forth in the PAC Balances Table attached hereto for such Distribution Date, concurrently, as follows: (A) approximately 78.431372946664% of the amount distributable under clause (1)(b)(II) to the Class A1 Certificates; and (B) approximately 21.568627053336% of the amount distributable under clause (1)(b)(II) to the Class A4 Certificates, up to the amount necessary to reduce the Class Certificate Principal Balance thereof to its PAC Balance set forth in the PAC Balances Table for such Distribution Date; (III) to the Class A2 and Class A4 Certificates until the Class Certificate Principal Balance of the Class A2 Certificates has been reduced to its PAC Balance set forth in the PAC Balances Table for such Distribution Date, concurrently, as follows: (A) approximately 80.00% of the amount distributable under clause (1) (b) (III) to the Class A2 Certificates; and (B) approximately 20.00% of the amount distributable under clause (1) (b) (III) to the Class A4 Certificates, up to the amount necessary to reduce the Class Certificate Principal Balance thereof to its PAC Balance set forth in the PAC Balances Table for such Distribution Date; (IV) to the Class A3 and Class A4 Certificates, concurrently, as follows: (A) approximately 88.888888773626% of the amount distributable under clause (1) (b) (IV) to the Class A3 Certificates, up to the amount necessary to reduce the Class Certificate Principal Balance thereof to its PAC Balance set forth in the PAC Balances Table for such Distribution Date; and (B) approximately 11.111111226374% of the amount distributable under clause (1) (b) (IV) to the Class A4 Certificates, up to the amount necessary to reduce the Class Certificate Principal Balance thereof to its PAC Balance set forth in the PAC Balances Table for such Distribution Date; (V) to the Class A6, Class A7, Class A8, Class A10, Class A11, Class A12, Class A13, Class A14, Class A18, Class A19 and Class A20 Certificates until the Class Certificate Principal Balance of the Class A6 Certificates has been reduced to its TAC Balance set forth in the TAC Balances Table attached hereto for such Distribution Date, concurrently, as follows: (A) approximately 46.5490844608833% of the amount distributable under clause (1) (b) (V) to the Class A6 Certificates; and (B) approximately 53.4509155391167% of the amount distributable under clause (1) (b) (V) to the Class A7, Class A8, Class A10, Class A11, Class A12, Class A13, Class A14, Class A18, Class A19 and Class A20 Certificates, in the following order of priority: (i) to the Class A7 Certificates, up to the amount necessary to reduce the Class Certificate Principal Balance thereof to its TAC Balance set forth in the TAC Balances Table for such Distribution Date; (ii) pro rata, to the Class A8, Class A13 and Class A14 Certificates, up to the amount necessary to reduce the respective Class Certificate Principal Balances of such classes to their respective TAC Balances set forth in the TAC Balances Table for such Distribution Date; and (iii) pro rata, to the Class A10, Class A11, Class A12, Class A18, Class A19 and Class A20 Certificates, up to the amount necessary to reduce the respective Class Certificate Principal Balances of such classes to their respective TAC Balances set forth in the TAC Balances Table for such Distribution Date; (VI) to the Class A9 Certificates, up to the amount necessary to reduce the Class Certificate Principal Balance thereof to its TAC Balance set forth in the TAC Balances Table for such Distribution Date; (VII) to the Class Al5, Class A16, Class A17 and Class A21 Certificates, concurrently, as follows: (A) approximately 25.00% of the amount distributable under clause (1) (b) (VII) to the Class A21 Certificates, until the Class Certificate Principal Balance thereof has been reduced to zero; and (B) approximately 75.00% of the amount distributable under clause (1) (b) (VII), sequentially, to the Class Al5, Class A16 and Class A17 Certificates, in that order, until the Class Certificate Principal Balances thereof have each been reduced to zero; (VIII) to the Class A6, Class A8, Class A13 and Class A14 Certificates until the Class Certificate Principal Balances of the Class A8, Class A13 and Class A14 Certificates have been reduced to their respective TAC Balances set forth in the TAC Balances Table for such Distribution Date, concurrently, as follows: (A) approximately 46.5490844608833% of the amount distributable under clause (1) (b) (VIII) to the Class A6 Certificates, without regard to its TAC Balance, until the Class Certificate Principal Balance thereof has been reduced to zero; and (B) approximately 53.4509155391167% of the amount distributable under clause (1) (b) (VIII) to the Class A8, Class A13 and Class A14 Certificates, pro rata; (IX) to the Class A6, Class A7, Class A8, Class A10, Class A11, Class A12, Class A13, Class A14, Class A18, Class A19 and Class A20 Certificates, concurrently, as follows: (A) approximately 46.5490844608833% of the amount distributable under clause (1) (b) (IX) to the Class A6 Certificates, without regard to its TAC Balance, until the Class Certificate Principal Balance thereof has been reduced to zero; and (B) approximately 53.4509155391167% of the amount distributable under clause (1) (b) (IX) to the Class A7, Class A8, Class A10, Class A11, Class A12, Class A13, Class A14, Class A18, Class A19 and Class A20 Certificates, in the following order of priority: (i) to the Class A7 Certificates, without regard to its TAC Balance, until the Class Certificate Principal Balance thereof has been reduced to zero; (ii) pro rata, to the Class A8, Class A13 and Class A14 Certificates, without regard to their respective TAC Balances, until the respective Class Certificate Principal Balances thereof have each been reduced to zero; and (iii) pro rata, to the Class A10, Class A11, Class A12, Class A18, Class A19 and Class A20 Certificates, without regard to their respective TAC Balances, until the respective Class Certificate Principal Balances thereof have each been reduced to zero; (X) to the Class A9 Certificates, without regard to its TAC Balance, until the Class Certificate Principal Balance thereof has been reduced to zero; (XI) to the Class A1 and Class A4 Certificates, until the Class Certificate Principal Balance of the Class A1 Certificates has been reduced to zero, concurrently, as follows: (A) approximately 78.431372946664% of the amount distributable under clause (1) (b) (XI) to the Class A1 Certificates, without regard to its PAC Balance; and (B) approximately 21.568627053336% of the amount distributable under clause (1) (b) (XI) to the Class A4 Certificates, without regard to its PAC Balance; (XII) to the Class A2 and Class A4 Certificates, until the Class Certificate Principal Balance of the Class A2 Certificates has been reduced to zero, concurrently, as follows: (A) approximately 80.00% of the amount distributable under clause (1) (b) (XII) to the Class A2 Certificates, without regard to its PAC Balance; and (B) approximately 20.00% of the amount distributable under clause (1) (b) (XII) to the Class A4 Certificates, without regard to its PAC Balance; and (XIII) to the Class A3 and Class A4 Certificates, concurrently, as follows: (A) approximately 88.888888773626% of the amount distributable under clause (1) (b) (XIII) to the Class A3 Certificates, without regard to its PAC Balance, until the Class Certificate Principal Balance thereof has been reduced to zero; and (B) approximately 11.111111226374% of the amount distributable under clause (1) (b) (XIII) to the Class A4 Certificates, without regard to its PAC Balance, until the Class Certificate Principal Balance thereof has been reduced to zero; and (2) to the Class PO Certificates, the Class PO Principal Distribution Amount for such Distribution Date, until the Class Certificate Principal Balance thereof has been reduced to zero; EXHIBIT P ACCRETION DIRECTED SCHEDULE first, to the Class A6, Class A7, Class A8, Class A10, Class A11, Class A12, Class A13, Class A14, Class A18, Class A19 and Class A20 Certificates until the Class Certificate Principal Balance of the Class A6 Certificates has been reduced to its TAC Balance set forth in the TAC Balances Table for such Distribution Date, concurrently, as follows: (1) approximately 46.5490844608833% of the amount distributable under priority first to the Class A6 Certificates; and (2) approximately 53.4509155391167% of the amount distributable under priority first to the Class A7, Class A8, Class A10, Class A11, Class A12, Class A13, Class A14, Class A18, Class A19 and Class A20 Certificates, in the following order of priority: (a) to the Class A7 Certificates, up to the amount necessary to reduce the Class Certificate Principal Balance thereof to its TAC Balance set forth in the TAC Balances Table for such Distribution Date; (b) pro rata, to the Class A8, Class A13 and Class A14 Certificates, up to the amount necessary to reduce the respective Class Certificate Principal Balances of such classes to their respective TAC Balances set forth in the TAC Balances Table for such Distribution Date; and (c) pro rata, to the Class A10, Class A11, Class A12, Class A18, Class A19 and Class A20 Certificates, up to the amount necessary to reduce the respective Class Certificate Principal Balances of such classes to their respective TAC Balances set forth in the TAC Balances Table for such Distribution Date; second, to the Class A9 Certificates, up to the amount necessary to reduce the Class Certificate Principal Balance thereof to its TAC Balance set forth in the TAC Balances Table for such Distribution Date; third, to the Class A15, Class A16, Class A17 and Class A21 Certificates, concurrently, as follows: (1) approximately 25.00% of the amount distributable under priority third to the Class A21 Certificates, until the Class Certificate Principal Balance thereof has been reduced to zero; and (2) approximately 75.00% of the amount distributable under priority third, sequentially, to the Class A15, Class A16, and Class A17 Certificates, in that order, until their respective Class Certificate Principal Balances thereof have each been reduced to zero; and fourth, to make distributions in accordance with subclauses (I), (II), (III), (IV), (V), (VI), (VII), (VIII), (IX) and (X), in that order, of clause (1)(b) of priority third as set forth in Exhibit O of this Pooling and Servicing Agreement.