Execution ================================================================================ GE CAPITAL MORTGAGE SERVICES, INC., Seller and Servicer and STATE STREET BANK AND TRUST COMPANY, Trustee ----------------------- POOLING AND SERVICING AGREEMENT Dated as of July 1, 1999 ----------------------- GE Capital Mortgage Services, Inc., 1999-15 Trust ================================================================================ Table of Contents Page ---- ARTICLE I DEFINITIONS Section 1.01. Definitions............................................1 ARTICLE II CONVEYANCE OF MORTGAGE LOANS; ORIGINAL ISSUANCE OF CERTIFICATES Section 2.01. Conveyance of Mortgage Loans..........................39 Section 2.02. Acceptance by Trustee.................................43 Section 2.03. Representations and Warranties of the Company; Mortgage Loan Repurchase............................44 Section 2.04. Execution of Certificates.............................50 Section 2.05. Designations under the REMIC Provisions...............50 ARTICLE III ADMINISTRATION AND SERVICING OF MORTGAGE LOANS Section 3.01. Company to Act as Servicer..............................53 Section 3.02. Collection of Certain Mortgage Loan Payments; Mortgage Loan Payment Records; Certificate Account......56 Section 3.03. Collection of Taxes, Assessments and Other Items........59 Section 3.04. Permitted Debits to the Mortgage Loan Payment Records...59 Section 3.05. Maintenance of the Primary Insurance Policies...........61 Section 3.06. Maintenance of Hazard Insurance.........................61 Section 3.07. Assumption and Modification Agreements..................62 Section 3.08. Realization Upon Defaulted Mortgage Loans...............63 Section 3.09. Trustee to Cooperate; Release of Mortgage Files.........65 Section 3.10. Servicing Compensation; Payment of Certain Expenses by the Company.........................66 Section 3.11. Reports to the Trustee..................................66 Section 3.12. Annual Statement as to Compliance.......................67 Section 3.13. Annual Independent Public Accountants' Servicing Report........................................67 Section 3.14. Access to Certain Documentation and Information Regarding the Mortgage Loans............................67 Section 3.15. Maintenance of Certain Servicing Policies...............68 Section 3.16. Optional Purchase of Defaulted Mortgage Loans...........68 ARTICLE IV PAYMENTS AND STATEMENTS Section 4.01. Distributions...........................................68 Section 4.02. Method of Distribution..................................77 Section 4.03. Allocation of Losses....................................78 Section 4.04. Monthly Advances; Purchases of Defaulted Mortgage Loans..........................................80 Section 4.05. Statements to Certificateholders........................80 Section 4.06. Servicer's Certificate..................................83 Section 4.07. Reports of Foreclosures and Abandonments of Mortgaged Property......................................83 Section 4.08. Reduction of Servicing Fees by Compensating Interest Payments..........................83 Section 4.09. Surety Bond.............................................83 Section 4.10. Distributions to Holders of Designated Retail Certificates..........................83 ARTICLE V THE CERTIFICATES Section 5.01. The Certificates........................................88 Section 5.02. Registration of Transfer and Exchange of Certificates...90 Section 5.03. Mutilated, Destroyed, Lost or Stolen Certificates.......95 Section 5.04. Persons Deemed Owners...................................96 Section 5.05. Access to List of Certificateholders' Names and Addresses.....................................96 Section 5.06. Representation of Certain Certificateholders............96 Section 5.07. Determination of COFI...................................96 Section 5.08. Determination of LIBOR..................................97 ARTICLE VI THE COMPANY Section 6.01. Liability of the Company...............................98 Section 6.02. Merger or Consolidation of, or Assumption of the Obligations of, the Company..........99 Section 6.03. Assignment.............................................99 Section 6.04. Limitation on Liability of the Company and Others......99 Section 6.05. The Company Not to Resign.............................100 ARTICLE VII DEFAULT Section 7.01. Events of Default......................................100 Section 7.02. Trustee to Act; Appointment of Successor...............101 Section 7.03. Notification to Certificateholders.....................102 ARTICLE VIII THE TRUSTEE Section 8.01. Duties of Trustee......................................102 Section 8.02. Certain Matters Affecting the Trustee..................103 Section 8.03. Trustee Not Liable for Certificates or Mortgage Loans..105 Section 8.04. Trustee May Own Certificates...........................105 Section 8.05. The Company to Pay Trustee's Fees and Expenses.........105 Section 8.06. Eligibility Requirements for Trustee...................105 Section 8.07. Resignation or Removal of Trustee......................106 Section 8.08. Successor Trustee......................................106 Section 8.09. Merger or Consolidation of Trustee.....................107 Section 8.10. Appointment of Co-Trustee or Separate Trustee..........107 Section 8.11. Compliance with REMIC Provisions; Tax Returns..........108 ARTICLE IX TERMINATION Section 9.01. Termination upon Repurchase by the Company or Liquidation of All Mortgage Loans...........108 Section 9.02. Additional Termination Requirements....................110 ARTICLE X MISCELLANEOUS PROVISIONS Section 10.01. Amendment.............................................110 Section 10.02. Recordation of Agreement..............................111 Section 10.03. Limitation on Rights of Certificateholders............112 Section 10.04. Governing Law.........................................112 Section 10.05. Notices...............................................113 Section 10.06. Notices to the Rating Agencies........................113 Section 10.07. Severability of Provisions............................113 Section 10.08. Certificates Nonassessable and Fully Paid.............113 Exhibits - -------- EXHIBIT A Forms of Certificates EXHIBIT B Principal Balance Schedules EXHIBIT C Mortgage Loans (including list of Cooperative Loans) EXHIBIT D Form of Servicer's Certificate EXHIBIT E Form of Transfer Certificate as to ERISA Matters for Definitive ERISA-Restricted Certificates EXHIBIT F Form of Residual Certificate Transferee Affidavit EXHIBIT G Form of Residual Certificate Transferor Letter EXHIBIT H Additional Servicer Compensation EXHIBIT I Form of Investment Letter for Definitive Restricted Certificates EXHIBIT J Form of Distribution Date Statement EXHIBIT K Form of Special Servicing and Collateral Fund Agreement EXHIBIT L Form of Lost Note Affidavit and Agreement EXHIBIT M Schedule of Designated Loans EXHIBIT N Schedule of Pledged Asset Mortgage Loans EXHIBIT O Senior Principal Priorities THIS POOLING AND SERVICING AGREEMENT, dated as of July 1, 1999, between GE CAPITAL MORTGAGE SERVICES, INC., a corporation organized and existing under the laws of the State of New Jersey, and STATE STREET BANK AND TRUST COMPANY, a Massachusetts banking corporation, as Trustee. W I T N E S S E T H T H A T : In consideration of the mutual agreements herein contained, GE Capital Mortgage Services, Inc. and State Street Bank and Trust Company agree as follows: ARTICLE I DEFINITIONS Section 1.01. Definitions. Whenever used in this Agreement, the following words and phrases, unless the context otherwise requires, shall have the following meanings: Accretion Directed Certificate: Any Class A22 or Class A23 Certificate. Accretion Directed Component: None. Accretion Termination Date: The earlier to occur of (1) the Distribution Date on which the Class Certificate Principal Balance of the Class A23 Certificates has been reduced to zero and (2) the Cross-Over Date. Accrual Amount: As to any Class of Accrual Certificates and each Distribution Date through the Accretion Termination Date, the sum of (x) any amount of Accrued Certificate Interest allocable to such Class pursuant to Section 4.01(a)(i) on such Distribution Date and (y) any amount of Unpaid Class Interest Shortfall allocable to such Class pursuant to Section 4.01(a)(ii) on such Distribution Date, to the extent that such amounts are distributed to any Accretion Directed Certificates pursuant to Section 4.01(h). As to any Class of Accrual Certificates and each Distribution Date after the related Accretion Termination Date, zero. Accrual Certificates: Any Class A24 Certificate. Accrual Component: None. Accrued Certificate Interest: As to any Distribution Date and any Class of Certificates (other than any Class of Principal Only Certificates and any Class of Certificates consisting of Specified Components), interest accrued during the related Interest Accrual Period at the applicable Certificate Interest Rate on the Class Certificate Principal Balance (or, in the case of any Class of Notional Certificates other than the Class S Certificates, on the aggregate Notional Principal Balance) thereof immediately prior to (or, in the case of the Class S Certificates, on the aggregate Notional Principal Balance thereof with respect to) such Distribution Date, calculated on the basis of a 360-day year consisting of twelve 30-day months. As to any Distribution Date and any Specified Component (other than any Principal Only Component), interest accrued during the related Interest Accrual Period at the applicable Component Interest Rate on the Component Principal Balance (or Notional Component Principal Balance) thereof immediately prior to such Distribution Date, calculated on the basis of a 360-day year consisting of twelve 30-day months. As to any Distribution Date and any Class of Certificates consisting of Specified Components, the aggregate of Accrued Certificate Interest on such Specified Components for such Distribution Date. Accrued Certificate Interest on each Class of Certificates (other than any Class of Principal Only Certificates and any Class of Certificates consisting of Specified Components) and any Specified Component (other than any Principal Only Component) shall be reduced by such Class's or Specified Component's share (determined as set forth in the next two sentences) of the amount of any Net Interest Shortfall and Interest Losses for such Distribution Date. Any Net Interest Shortfall in respect of a Mortgage Pool shall be allocated on a pro rata basis among (1) the related Classes of Senior Certificates (other than any Class of Principal Only Certificates) in proportion to the respective amounts of Accrued Certificate Interest that would have resulted absent such shortfall and (2) the Junior Certificates in proportion to the respective amounts of Accrued Certificate Interest on their respective Apportioned Principal Balances relating to such Mortgage Pool that would have resulted absent such shortfall. Any Interest Losses shall be allocated on a pro rata basis among (1) all Classes of Senior Certificates (other than any Class of Principal Only Certificates) in proportion to the respective amounts of Accrued Certificate Interest that would have resulted absent such losses and (2) the Junior Certificates in proportion to the respective amounts of Accrued Certificate Interest that would have resulted absent such losses. Additional Collateral: With respect to any Mortgage 100SM Loan, the marketable securities held from time to time as security for the repayment of such Mortgage 100SM Loan and any related collateral. With respect to any Parent PowerSM Loan, the third-party guarantee for such Parent PowerSM Loan, together with (i) any marketable securities held from time to time as security for the performance of such guarantee and any related collateral or (ii) any mortgaged property securing the performance of such guarantee, the related home equity line of credit loan and any related collateral. Aggregate Junior Percentage: The percentage (carried to six places rounded up) obtained by dividing the sum of the Class Certificate Principal Balances of the Junior Certificates by the aggregate of the Pool 1 Scheduled Principal Balances (less the Class Certificate Principal Balance of the Class 1-PO Certificates) and Pool 2 Scheduled Principal Balances. Agreement: This Pooling and Servicing Agreement and all amendments hereof and supplements hereto. Allocable Share: (a) As to any Distribution Date and amounts distributable pursuant to clauses (a)(i), (a)(iii), (b)(i) and (b)(iii) of the definition of Junior Optimal Principal Amount, and as to each Class of Junior Certificates, the fraction, expressed as a percentage, the numerator of which is the Class Certificate Principal Balance of such Class and the denominator of which is the aggregate Class Certificate Principal Balance of the Junior Certificates. (b) As to any Distribution Date and amounts distributable pursuant to clauses (a)(ii), (a)(iv), (a)(v), (b)(ii), (b)(iv) and (b)(v) of the definition of Junior Optimal Principal Amount, and as to the Class M Certificates and each Class of Class B Certificates for which the related Prepayment Distribution Trigger has been satisfied on such Distribution Date, the fraction, expressed as a percentage, the numerator of which is the Class Certificate Principal Balance of such Class and the denominator of which is the aggregate Class Certificate Principal Balance of all such Classes. As to any Distribution Date and each Class of Class B Certificates for which the related Prepayment Distribution Trigger has not been satisfied on such Distribution Date, 0%. Amortization Payment: As to any REO Mortgage Loan and any month, the payment of principal and accrued interest due in such month in accordance with the terms of the related Mortgage Note as contemplated by Section 3.08(b). Amount Held for Future Distribution: As to each Distribution Date and Mortgage Pool, the total of all amounts credited to the Mortgage Loan Payment Record for such Mortgage Pool as of the preceding Determination Date on account of (i) Principal Prepayments, Insurance Proceeds and Liquidation Proceeds received in respect of such Mortgage Pool subsequent to the preceding Prepayment Period applicable to such receipts, and (ii) monthly payments of principal and interest due subsequent to the preceding Due Date. Anniversary Determination Date: The Determination Date occurring in August of each year that the Certificates are outstanding, commencing in August 2000. Apportioned Principal Balance: As to any Class of Junior Certificates, any Mortgage Pool and any Distribution Date, the Class Certificate Principal Balance of such Class multiplied by a fraction, the numerator of which is the Pool Junior Amount with respect to such Mortgage Pool and the denominator of which is the sum of the Pool Junior Amounts for both Mortgage Pools. Assignment of Proprietary Lease: With respect to a Cooperative Loan, the assignment of the related Proprietary Lease from the Mortgagor to the originator of the Cooperative Loan. Assumed Monthly Payment Reduction: As of any Anniversary Determination Date, and as to any Non-Primary Residence Loan remaining in the Trust Fund whose original principal balance was 80% or greater of the Original Value thereof, the excess of (i) the Monthly Payment thereof calculated on the assumption that the Mortgage Rate thereon was equal to the weighted average (by principal balance) of the Net Mortgage Rates of all Outstanding Mortgage Loans (the "Weighted Average Rate") as of such Anniversary Determination Date over (ii) the Monthly Payment thereof calculated on the assumption that the Net Mortgage Rate thereon was equal to the Weighted Average Rate less 1.25% per annum. Available Funds: As to each Distribution Date and Mortgage Pool, an amount equal to the sum of (i) all amounts credited to the Mortgage Loan Payment Record for such Mortgage Pool pursuant to Section 3.02 as of the preceding Determination Date, (ii) any Monthly Advance and any Compensating Interest Payment in respect of such Mortgage Pool for such Distribution Date, (iii) the Purchase Price of any Defective Mortgage Loans and Defaulted Mortgage Loans in respect of such Mortgage Pool deposited in the Certificate Account on the Business Day preceding such Distribution Date (including any amounts deposited in the Certificate Account in connection with any substitution of a Mortgage Loan in such Mortgage Pool as specified in Section 2.03(b)), and (iv) the purchase price of any defaulted Mortgage Loan in such Mortgage Pool purchased under an agreement entered into pursuant to Section 3.08(e) as of the end of the preceding Prepayment Period, less the sum of (x) the Amount Held for Future Distribution in respect of such Mortgage Pool, (y) the amount of any Unanticipated Recovery credited to the Mortgage Loan Payment Record in respect of such Mortgage Pool pursuant to clause (vi) of Section 3.02(b), and (z) amounts permitted to be debited from the related Mortgage Loan Payment Record pursuant to clauses (i) through (vii) and (ix) of Section 3.04. Bankruptcy Coverage Termination Date: The Distribution Date upon which the Bankruptcy Loss Amount has been reduced to zero or a negative number (or the Cross-Over Date, if earlier). Bankruptcy Loss Amount: As of any Determination Date prior to the first Anniversary Determination Date, the Bankruptcy Loss Amount shall equal $358,194, as reduced by the aggregate amount of Deficient Valuations and Debt Service Reductions in respect of either Mortgage Pool since the Cut-off Date. As of any Determination Date after the first Anniversary Determination Date, other than an Anniversary Determination Date, the Bankruptcy Loss Amount shall equal the Bankruptcy Loss Amount on the immediately preceding Anniversary Determination Date as reduced by the aggregate amount of Deficient Valuations and Debt Service Reductions for either Mortgage Pool since such preceding Anniversary Determination Date. As of any Anniversary Determination Date, the Bankruptcy Loss Amount shall equal the lesser of (x) the Bankruptcy Loss Amount as of the preceding Determination Date as reduced by any Deficient Valuations and Debt Service Reductions for either Mortgage Pool for the preceding Distribution Date, and (y) the greater of (i) the Fitch Formula Amount for such Anniversary Determination Date and (ii) the Formula Amount for such Anniversary Determination Date. The Bankruptcy Loss Amount may be further reduced by the Company (including accelerating the manner in which such coverage is reduced) provided that prior to any such reduction, the Company shall obtain written confirmation from each Rating Agency that such reduction shall not adversely affect the then-current rating assigned to the related Classes of Certificates by such Rating Agency and shall provide a copy of such written confirmation to the Trustee. BBA: The British Bankers' Association. BIF: The Bank Insurance Fund of the FDIC, or its successor in interest. Book-Entry Certificate: Any Certificate registered in the name of the Depository or its nominee, ownership of which is reflected on the books of the Depository or on the books of a person maintaining an account with such Depository (directly or as an indirect participant in accordance with the rules of such Depository). As of the Closing Date, each Class of Certificates, other than the Class B3, Class B4, Class B5, Class R, Class 1-PO, Class 1-S and Class 2-S Certificates, constitutes a Class of Book-Entry Certificates. Book-Entry Nominee: As defined in Section 5.02(b). Business Day: Any day other than a Saturday or a Sunday, or a day on which banking institutions in New York City or the city in which the Corporate Trust Office is located are authorized or obligated by law or executive order to be closed. Buydown Funds: Funds contributed by the Mortgagor or another source in order to reduce the interest payments required from the Mortgagor for a specified period in specified amounts. Buydown Mortgage Loan: Any Mortgage Loan as to which the Mortgagor pays less than the full monthly payment specified in the Mortgage Note during the Buydown Period and the difference between the amount paid by the Mortgagor and the amount specified in the Mortgage Note is paid from the related Buydown Funds. Buydown Period: The period during which Buydown Funds are required to be applied to the related Buydown Mortgage Loan. Certificate: Any one of the certificates signed and countersigned by the Trustee in substantially the forms attached hereto as Exhibit A. Certificate Account: The trust account or accounts created and maintained with the Trustee pursuant to Section 3.02 and which must be an Eligible Account. Certificate Interest Rate: With respect to any Class of Certificates, other than the Class S Certificates or any LIBOR Certificates, and as of any Distribution Date, the per annum rate specified or described in Section 5.01(b). With respect to any Class of LIBOR Certificates, the per annum variable rate at any time at which interest accrues on the Certificates of such Class, as determined pursuant to Section 5.01(f). With respect to the Class S Certificates and any Distribution Date, the Strip Rate for such Distribution Date. Certificate Owner: With respect to any Book-Entry Certificate, the person who is the beneficial owner thereof. Certificate Principal Balance: As to any Certificate other than a Notional Certificate, and as of any Distribution Date, the Initial Certificate Principal Balance of such Certificate (plus, in the case of any Accrual Certificate or any Certificate consisting of one or more Accrual Components, its Percentage Interest of any related Accrual Amount for each previous Distribution Date) less the sum of (i) all amounts distributed with respect to such Certificate in reduction of the Certificate Principal Balance thereof on previous Distribution Dates pursuant to Section 4.01, (ii) any Realized Losses allocated to such Certificate on previous Distribution Dates pursuant to Section 4.03(b) and (c), and (iii) in the case of a Subordinate Certificate, such Certificate's Percentage Interest of the Subordinate Certificate Writedown Amount allocated to such Certificate on previous Distribution Dates. The Notional Certificates are issued without Certificate Principal Balances. Certificate Register and Certificate Registrar: The register maintained and the registrar appointed pursuant to Section 5.02. Certificateholder or Holder: The person in whose name a Certificate is registered in the Certificate Register, except that, solely for the purposes of giving any consent pursuant to this Agreement, a Certificate of any Class to the extent that the Company or any affiliate is the Certificate Owner or Holder thereof (except to the extent the Company or any affiliate thereof shall be the Certificate Owner or Holder of all Certificates of such Class), shall be deemed not to be outstanding and the Percentage Interest (or Voting Rights) evidenced thereby shall not be taken into account in determining whether the requisite amount of Percentage Interests (or Voting Rights) necessary to effect any such consent has been obtained; provided, however, that in determining whether the Trustee shall be protected in relying on such consent only the Certificates that the Trustee knows to be so held shall be so disregarded. Class: All Certificates bearing the same class designation. Class B Certificate: Any Class B1, Class B2, Class B3, Class B4 or Class B5 Certificate. Class Certificate Principal Balance: As to any Class of Certificates, other than any Class of Notional Certificates, and as of any date of determination, the aggregate of the Certificate Principal Balances of all Certificates of such Class. The Class Certificate Principal Balance of each such Class of Certificates as of the Closing Date is specified in Section 5.01(b). Class Interest Shortfall: As to any Distribution Date and any Class of Certificates (other than any Class of Principal Only Certificates or any Class consisting of Specified Components) or any Specified Component, any amount by which the amount distributed to Holders of such Class of Certificates or in respect of such Specified Component (or added to the Class Certificate Principal Balance of any Class of Accrual Certificates or to the Component Principal Balance of any Accrual Component constituting a Specified Component) on such Distribution Date pursuant to Sections 4.01(a)(i), (b)(i), (c)(i), (c)(iv), (c)(vii), (c)(x), (c)(xiii), (c)(xvi) or (g)(ii) is less than the Accrued Certificate Interest thereon or in respect thereof for such Distribution Date. As to any Distribution Date and any Class of Certificates consisting of Specified Components, the sum of the Class Interest Shortfalls for such Components on such date. Class PO Certificates: The Class 1-PO Certificates. Class PO Deferred Amount: As to any Distribution Date and Pool 1 on or prior to the Cross-Over Date, the aggregate of the PO Percentage of the principal portion of each Realized Loss in respect of Pool 1, other than any related Excess Loss, to be allocated to the Class 1-PO Certificates on such Distribution Date or previously allocated to the Class 1-PO Certificates and not yet paid to the Holders of such Class 1-PO Certificates pursuant to Section 4.01(a)(iv). Class PO Principal Distribution Amount: As to any Distribution Date and for Pool 1, an amount equal to the sum of the PO Percentage of: (i) the principal portion of each Monthly Payment due on the related Due Date on each Outstanding Mortgage Loan in Pool 1 as of such Due Date as specified in the amortization schedule at the time applicable thereto (after adjustments for previous Principal Prepayments and the principal portion of Debt Service Reductions, each in respect of Pool 1, subsequent to the Bankruptcy Coverage Termination Date but before any adjustment to such amortization schedule by reason of any bankruptcy (except as aforesaid) or similar proceeding or any moratorium or similar waiver or grace period); (ii) all principal prepayments in part in respect of Pool 1 received during the related Prepayment Period, together with the Scheduled Principal Balance (as reduced by any Deficient Valuation in respect of Pool 1 occurring on or prior to the Bankruptcy Coverage Termination Date) of each Mortgage Loan in Pool 1 that was the subject of a Voluntary Principal Prepayment in full during the related Prepayment Period; (iii) the sum of (A) all Net Liquidation Proceeds in respect of Pool 1 allocable to principal received in respect of each Mortgage Loan in Pool 1 that became a Liquidated Mortgage Loan during the related Prepayment Period (other than Mortgage Loans described in clause (B)) and (B) the principal balance of each Mortgage Loan in Pool 1 purchased by an insurer from the Trustee pursuant to the related Primary Insurance Policy, in each case during the related Prepayment Period; (iv) the Scheduled Principal Balance (as reduced by any Deficient Valuation of Pool 1 occurring on or prior to the Bankruptcy Coverage Termination Date) of each Mortgage Loan in Pool 1 that was purchased on such Distribution Date pursuant to Section 2.02, 2.03(a) or 3.16; and (v) the Substitution Amount for any Mortgage Loan in Pool 1 substituted during the month of such Distribution Date; for purposes of this clause (v), the definition of "Substitution Amount" shall be modified to reduce the Scheduled Principal Balance of the Mortgage Loan that is substituted for by any Deficient Valuation in respect of Pool 1 occurring on or prior to the Bankruptcy Coverage Termination Date. For purposes of clause (ii) above, a Voluntary Principal Prepayment in full with respect to a Mortgage Loan serviced by a Primary Servicer shall be deemed to have been received when the Company, as servicer, receives notice thereof. Class S Certificates: Any of the Class 1-S and Class 2-S Certificates. Closing Date: July 29, 1999. Code: The Internal Revenue Code of 1986, as it may be amended from time to time, any successor statutes thereto, and applicable U.S. Department of the Treasury temporary or final regulations promulgated thereunder. COFI: The monthly weighted average cost of funds for savings institutions the home offices of which are located in Arizona, California, or Nevada that are member institutions of the Eleventh Federal Home Loan Bank District, as computed from statistics tabulated and published by the Federal Home Loan Bank of San Francisco in its monthly Information Bulletin. COFI Certificates: None. COFI Determination Date: As to each Interest Accrual Period for any COFI Certificates, the last Business Day of the calendar month preceding the commencement of such Interest Accrual Period. Company: GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey, or its successor in interest or, if any successor servicer is appointed as herein provided, then such successor servicer. Compensating Interest Payment: With respect to any Distribution Date and Mortgage Pool, an amount equal to the aggregate of the Interest Shortfalls described in clauses (A) and (B) of the definition thereof with respect to such Distribution Date and Mortgage Pool; provided, however, that such amount shall not exceed the lesser of (i) an amount equal to the product of (x) the Pool Scheduled Principal Balance with respect to such Distribution Date and Mortgage Pool and (y) one-twelfth of 0.125%, and (ii) the aggregate of the Servicing Fees that the Company would be entitled to retain on such Distribution Date in respect of the Mortgage Loans in such Mortgage Pool (less any portion thereof paid as servicing compensation to any Primary Servicer) without giving effect to any related Compensating Interest Payment. Component: Any of the components of a Class of Component Certificates having the designations, initial Component Principal Balances (or Notional Component Balances) and Component Interest Rates as follows: Initial Component Principal Balance or Notional Component Designation Component Balance Interest Rate ----------- ----------------- ------------- N/A N/A N/A Component Certificate: None. Component Interest Rate: With respect to any Component, other than a Principal Only Component, and as of any Distribution Date, the per annum fixed rate specified for such Component in the definition of the term "Component." Component Principal Balance: As of any Distribution Date, and with respect to any Component, other than any Notional Component, the initial Component Principal Balance thereof (as set forth, as applicable, in the definition of Component) (plus, in the case of any Accrual Component, any related Accrual Amount for each previous Distribution Date) less the sum of (x) all amounts distributed in reduction thereof on previous Distribution Dates pursuant to Section 4.01 and (y) the amount of all Realized Losses allocated thereto pursuant to Section 4.03(d). Confirmatory Mortgage Note: With respect to any Mortgage Loan, a note or other evidence of indebtedness executed by the Mortgagor confirming its obligation under the note or other evidence of indebtedness previously executed by the Mortgagor upon the origination of the related Mortgage Loan. Cooperative: A private, cooperative housing corporation organized in accordance with applicable state laws which owns or leases land and all or part of a building or buildings located in the relevant state, including apartments, spaces used for commercial purposes and common areas therein and whose board of directors authorizes, among other things, the sale of Cooperative Stock. Cooperative Apartment: A dwelling unit in a multi-dwelling building owned or leased by a Cooperative, which unit the Mortgagor has an exclusive right to occupy pursuant to the terms of one or more Proprietary Leases. Cooperative Loans: Any of the Mortgage Loans made in respect of a Cooperative Apartment, evidenced by a Mortgage Note and secured by (i) a Security Agreement, (ii) the related Cooperative Stock Certificate(s), (iii) an assignment of the Proprietary Lease(s), (iv) financing statements and (v) a stock power (or other similar instrument), and in addition thereto, a recognition agreement between the Cooperative and the originator of the Cooperative Loan, each of which was transferred and assigned to the Trustee pursuant to Section 2.01 and are from time to time held as part of the Trust Fund. The Mortgage Loans identified as such in Exhibit C hereto are Cooperative Loans. Cooperative Stock: With respect to a Cooperative Loan, the single outstanding class of stock, partnership interest or other ownership instrument in the related Cooperative. Cooperative Stock Certificate: With respect to a Cooperative Loan, the stock certificate(s) or other instrument evidencing the related Cooperative Stock. Corporate Trust Office: The principal office of the Trustee at which at any particular time its corporate trust business shall be administered, which office at the date of the execution of this instrument is located at 225 Franklin Street, Boston, Massachusetts 02110, Attention: Corporate Trust Department. Cross-Over Date: The first Distribution Date on which the aggregate Class Certificate Principal Balance of the Junior Certificates has been reduced to zero (giving effect to all distributions on such Distribution Date). Cut-off Date: July 1, 1999. Debt Service Reduction: As to any Mortgage Loan and any Determination Date, the excess of (a) the then current Monthly Payment for such Mortgage Loan over (b) the amount of the monthly payment of principal and interest required to be paid by the Mortgagor as established by a court of competent jurisdiction as a result of a proceeding initiated by or against the related Mortgagor under the Bankruptcy Code, as amended from time to time (11 U.S.C.). Deceased Holder: With respect to a Holder of any Designated Retail Certificate, as defined in Section 4.10(b). Defaulted Mortgage Loan: With respect to any Determination Date, a Mortgage Loan as to which the related Mortgagor has failed to make unexcused payment in full of a total of three or more consecutive installments of principal and interest, and as to which such delinquent installments have not been paid, as of the close of business on the last Business Day of the month next preceding the month of such Determination Date. Defective Mortgage Loan: Any Mortgage Loan which is required to be purchased by the Company (or which the Company may replace with a substitute Mortgage Loan) pursuant to Section 2.02 or 2.03(a). Deficient Valuation: As to any Mortgage Loan and any Determination Date, the excess of (a) the then outstanding indebtedness under such Mortgage Loan over (b) the valuation by a court of competent jurisdiction of the related Mortgaged Property as a result of a proceeding initiated by or against the related Mortgagor under the Bankruptcy Code, as amended from time to time (11 U.S.C.), pursuant to which such Mortgagor retained such Mortgaged Property. Definitive Certificate: Any Certificate, other than a Book-Entry Certificate, issued in definitive, fully registered form. Definitive Restricted Junior Certificate: Any Restricted Junior Certificate that is in the form of a Definitive Certificate. Depository: The initial Depository shall be The Depository Trust Company, the nominee of which is CEDE & Co. The Depository shall at all times be a "clearing corporation" as defined in Section 8-102(a)(5) of the Uniform Commercial Code of the State of New York, as amended, or any successor provisions thereto. Depository Participant: A broker, dealer, bank or other financial institution or other Person for which, from time to time, the Depository effects book-entry transfers and pledges of securities deposited with such Depository. Designated Loan Closing Documents: With respect to any Designated Loan, a Lost Note Affidavit substantially in the form of Exhibit L, and an assignment of the related Mortgage to the Trustee in recordable form (except for the omission therein of recording information concerning such Mortgage). Designated Loans: The Mortgage Loans listed in Exhibit M hereto. Designated Rate: 6.75% per annum. Designated Retail Certificate: Any Class A19 Certificate. Designated Telerate Page: The Dow Jones Telerate Service page 3750 (or such other page as may replace page 3750 on that service or such other service as may be nominated by the BBA for the purpose of displaying the Interest Settlement Rates). Determination Date: With respect to any Distribution Date, the fifth Business Day prior thereto. Discount Mortgage Loan: Any Mortgage Loan with a Net Mortgage Rate less than the Designated Rate. Disqualified Organization: Any of the following: (i) the United States, any State or political subdivision thereof, or any agency or instrumentality of any of the foregoing (including but not limited to state pension organizations); (ii) a foreign government, International Organization or any agency or instrumentality of either of the foregoing; (iii) an organization (except certain farmers' cooperatives described in Code section 521) which is exempt from tax imposed by Chapter 1 of the Code (including the tax imposed by section 511 of the Code on unrelated business taxable income); and (iv) a rural electric and telephone cooperative described in Code section 1381(a)(2)(C). The terms "United States," "State" and "International Organization" shall have the meanings set forth in Code section 7701 or successor provisions. A corporation will not be treated as an instrumentality of the United States or of any State or political subdivision thereof for these purposes if all of its activities are subject to tax and a majority of its board of directors is not selected by such governmental unit. Distribution Date: The 25th day of each calendar month after the month of initial issuance of the Certificates, or, if such 25th day is not a Business Day, the next succeeding Business Day. Distribution Date Statement: The statement referred to in Section 4.05(a). Document File: As defined in Section 2.01. Due Date: The first day of the month of the related Distribution Date. Eligible Account: An account that is either (i) maintained with a depository institution the debt obligations of which have been rated by each Rating Agency in one of its two highest long-term rating categories and has been assigned by S&P its highest short-term rating, (ii) an account or accounts the deposits in which are fully insured by either the BIF or the SAIF, (iii) an account or accounts, in a depository institution in which such accounts are insured by the BIF or the SAIF (to the limits established by the FDIC), the uninsured deposits in which accounts are either invested in Permitted Investments or are otherwise secured to the extent required by the Rating Agencies such that, as evidenced by an Opinion of Counsel delivered to the Trustee, the Certificateholders have a claim with respect to the funds in such account or a perfected first security interest against any collateral (which shall be limited to Permitted Investments) securing such funds that is superior to claims of any other depositors or creditors of the depository institution with which such account is maintained, (iv) a trust account maintained with the corporate trust department of a federal or state chartered depository institution or of a trust company with trust powers and acting in its fiduciary capacity for the benefit of the Trustee hereunder or (v) such account as will not cause either Rating Agency to downgrade or withdraw its then-current rating assigned to the Certificates, as evidenced in writing by the Rating Agencies. ERISA: The Employee Retirement Income Security Act of 1974, as amended. ERISA-Restricted Certificate: Any Class A26 or Junior Certificate. Event of Default: An event described in Section 7.01. Excess Bankruptcy Loss: Any Deficient Valuation or Debt Service Reduction, or portion thereof, in respect of a Mortgage Loan in either Mortgage Pool, (i) occurring after the Bankruptcy Coverage Termination Date or (ii) if on such date, in excess of the then-applicable Bankruptcy Loss Amount. Excess Fraud Loss: Any Fraud Loss, or portion thereof, in respect of a Mortgage Loan in either Mortgage Pool, (i) occurring after the Fraud Coverage Termination Date or (ii) if on such date, in excess of the then-applicable Fraud Loss Amount. Excess Loss: Any Excess Bankruptcy Loss, Excess Fraud Loss or Excess Special Hazard Loss. Excess Special Hazard Loss: Any Special Hazard Loss, or portion thereof, in respect of a Mortgage Loan in either Mortgage Pool, (i) occurring after the Special Hazard Termination Date or (ii) if on such date, in excess of the then-applicable Special Hazard Loss Amount. FDIC: The Federal Deposit Insurance Corporation, or its successor in interest. FHLMC: The Federal Home Loan Mortgage Corporation or its successor in interest. Financial Intermediary: A broker, dealer, bank or other financial institution or other Person that clears through or maintains a custodial relationship with a Depository Participant. Fitch: Fitch IBCA, Inc. and its successors. Fitch Formula Amount: As to each Anniversary Determination Date, the greater of (i) $50,000 and (ii) the product of (x) the greatest Assumed Monthly Payment Reduction for any Non-Primary Residence Loan whose original principal balance was 80% or greater of the Original Value thereof, (y) the weighted average remaining term to maturity (expressed in months) of all the Non-Primary Residence Loans remaining in the Trust Fund as of such Anniversary Determination Date, and (z) the sum of (A) one plus (B) the number of all remaining Non-Primary Residence Loans divided by the total number of Outstanding Mortgage Loans as of such Anniversary Determination Date. FNMA: The Federal National Mortgage Association or its successor in interest. Formula Amount: As to each Anniversary Determination Date, the greater of (i) $100,000 and (ii) the product of (x) 0.06% and (y) the Scheduled Principal Balance of each Mortgage Loan remaining in the Trust Fund whose original principal balance was 75% or greater of the Original Value thereof. Fraud Coverage Termination Date: The Distribution Date upon which the related Fraud Loss Amount has been reduced to zero or a negative number (or the Cross-Over Date, if earlier). Fraud Loss: Any Realized Loss attributable to fraud in the origination of the related Mortgage Loan. Fraud Loss Amount: As of any Distribution Date after the Cut-off Date, (x) prior to the first anniversary of the Cut-off Date, an amount equal to $10,045,610, minus the aggregate amount of Fraud Losses in either Mortgage Pool that would have been allocated to the Junior Certificates in accordance with Section 4.03 in the absence of the Loss Allocation Limitation since the Cut-off Date, and (y) from the first to the fifth anniversary of the Cut-off Date, an amount equal to (1) the lesser of (a) the Fraud Loss Amount as of the most recent anniversary of the Cut-off Date and (b) 1% (from the first to but excluding the third anniversaries of the Cut-off Date) or 0.5% (from and including the third to but excluding the fifth anniversaries of the Cut-off Date) of the aggregate outstanding principal balance of all of the Mortgage Loans as of the most recent anniversary of the Cut-off Date minus (2) the Fraud Losses that would have been allocated to the Junior Certificates in accordance with Section 4.03 in the absence of the Loss Allocation Limitation since the most recent anniversary of the Cut-off Date. On or after the fifth anniversary of the Cut-off Date the Fraud Loss Amount shall be zero. Initial Certificate Principal Balance: With respect to any Certificate, other than a Notional Certificate, the Certificate Principal Balance of such Certificate or any predecessor Certificate on the Closing Date. Initial LIBOR Rate: None. Insurance Proceeds: Proceeds paid pursuant to the Primary Insurance Policies, if any, and amounts paid by any insurer pursuant to any other insurance policy covering a Mortgage Loan. Insured Expenses: Expenses covered by the Primary Insurance Policies, if any, or any other insurance policy or policies applicable to the Mortgage Loans. Interest Accrual Period: With respect to any Distribution Date and any Class of Certificates (other than any Class of Principal Only Certificates) or Component, the one-month period ending on the last day of the month preceding the month in which such Distribution Date occurs. Interest Losses: The interest portion of (i) on or prior to the Cross-Over Date, any Excess Losses and (ii) after the Cross-Over Date, any Realized Losses and Debt Service Reductions. Interest Settlement Rate: With respect to any Interest Accrual Period, the rate (expressed as a percentage per annum) for one-month U.S. Dollar deposits reported by the BBA at 11:00 a.m. London time on the related LIBOR Determination Date and as it appears on the Designated Telerate Page. Interest Shortfall: With respect to any Distribution Date and each Mortgage Loan that during the related Prepayment Period was the subject of a Voluntary Principal Prepayment or constitutes a Relief Act Mortgage Loan, an amount determined as follows: (A) partial principal prepayments: one month's interest at the applicable Net Mortgage Rate on the amount of such prepayment; (B) principal prepayments in full received on or after the sixteenth day of the month preceding the month of such Distribution Date (or, in the case of the first Distribution Date, on or after the Cut-off Date) but on or before the last day of the month preceding the month of such Distribution Date, the difference between (i) one month's interest at the applicable Net Mortgage Rate on the Scheduled Principal Balance of such Mortgage Loan immediately prior to such prepayment and (ii) the amount of interest for the calendar month of such prepayment (adjusted to the applicable Net Mortgage Rate) received at the time of such prepayment; (C) principal prepayments in full received by the Company (or of which the Company receives notice, in the case of a Mortgage Loan serviced by a Primary Servicer) on or after the first day but on or before the fifteenth day of the month of such Distribution Date: none; and (D) Relief Act Mortgage Loans: As to any Relief Act Mortgage Loan, the excess of (i) 30 days' interest (or, in the case of a Principal Prepayment in full, interest to the date of prepayment) on the Scheduled Principal Balance thereof (or, in the case of a Principal Prepayment in part, on the amount so prepaid) at the related Net Mortgage Rate over (ii) 30 days' interest (or, in the case of a Principal Prepayment in full, interest to the date of prepayment) on such Scheduled Principal Balance (or, in the case of a Principal Prepayment in part, on the amount so prepaid) at the Net Mortgage Rate required to be paid by the Mortgagor as limited by application of the Relief Act. Junior Certificate: Any Class M or Class B Certificate. Junior Optimal Principal Amount: As to any Distribution Date, an amount equal to the sum of the following: (a) the sum of: (vi) the Junior Percentage in respect of Pool 1 of the applicable Non-PO Percentage of the principal portion of each Monthly Payment due on the related Due Date on each Outstanding Mortgage Loan in Pool 1 as of such Due Date as specified in the amortization schedule at the time applicable thereto (after adjustment for previous Principal Prepayments and the principal portion of Debt Service Reductions in respect of Pool 1 subsequent to the Bankruptcy Coverage Termination Date but before any adjustment to such amortization schedule by reason of any bankruptcy (other than as aforesaid) or similar proceeding or any moratorium or similar waiver or grace period); (vii) the Junior Prepayment Percentage in respect of Pool 1 of the applicable Non-PO Percentage of all principal prepayments in part in respect of Pool 1 received during the related Prepayment Period, and 100% of any Senior Optimal Principal Amount in respect of Pool 1 not distributed to the Pool 1 Senior Certificates on such Distribution Date, together with the Junior Prepayment Percentage in respect of Pool 1 of the applicable Non-PO Percentage of the Scheduled Principal Balance of each Mortgage Loan in Pool 1 that was the subject of a Voluntary Principal Prepayment in full during the related Prepayment Period; (viii) the excess, if any, of (x) the applicable Non-PO Percentage of the sum of (A) all Net Liquidation Proceeds in respect of Pool 1 allocable to principal received during the related Prepayment Period (other than in respect of Mortgage Loans described in clause (B)) and (B) the principal balance of each Mortgage Loan in Pool 1 that was purchased by an insurer from the Trustee during the related Prepayment Period pursuant to the related Primary Insurance Policy, over (y) the amount distributable pursuant to clause (iii) of the definition of Senior Optimal Principal Amount in respect of Pool 1 on such Distribution Date; (ix) the Junior Prepayment Percentage in respect of Pool 1 of the applicable Non-PO Percentage of the Scheduled Principal Balance of each Mortgage Loan in Pool 1 that was purchased on such Distribution Date pursuant to Section 2.02, 2.03(a) or 3.16; and (x) the Junior Prepayment Percentage in respect of Pool 1 of the applicable Non-PO Percentage of the Substitution Amount for any Mortgage Loan in Pool 1 substituted during the month of such Distribution Date; and (b) the sum of: (i) the Junior Percentage in respect of Pool 2 of the principal portion of each Monthly Payment due on the related Due Date on each Outstanding Mortgage Loan in Pool 2 as of such Due Date as specified in the amortization schedule at the time applicable thereto (after adjustment for previous Principal Prepayments and the principal portion of Debt Service Reductions in respect of Pool 2 subsequent to the Bankruptcy Coverage Termination Date but before any adjustment to such amortization schedule by reason of any bankruptcy (other than as aforesaid) or similar proceeding or any moratorium or similar waiver or grace period); (ii) the Junior Prepayment Percentage in respect of Pool 2 of all principal prepayments in part in respect of Pool 2 received during the related Prepayment Period, and 100% of any Senior Optimal Principal Amount in respect of Pool 2 not distributed to the Pool 2 Senior Certificates on such Distribution Date, together with the Junior Prepayment Percentage in respect of Pool 2 of the Scheduled Principal Balance of each Mortgage Loan in Pool 2 that was the subject of a Voluntary Principal Prepayment in full during the related Prepayment Period; (iii) the excess, if any, of (x) the sum of (A) all Net Liquidation Proceeds in respect of Pool 2 allocable to principal received during the related Prepayment Period (other than in respect of Mortgage Loans described in clause (B)) and (B) the principal balance of each Mortgage Loan in Pool 2 that was purchased by an insurer from the Trustee during the related Prepayment Period pursuant to the related Primary Insurance Policy, over (y) the amount distributable pursuant to clause (iii) of the definition of Senior Optimal Principal Amount in respect of Pool 2 on such Distribution Date; (iv) the Junior Prepayment Percentage in respect of Pool 2 of the Scheduled Principal Balance of each Mortgage Loan in Pool 2 that was purchased on such Distribution Date pursuant to Section 2.02, 2.03(a) or 3.16; and (v) the Junior Prepayment Percentage in respect of Pool 2 of the Substitution Amount for any Mortgage Loan in Pool 2 substituted during the month of such Distribution Date. For purposes of clauses (a)(ii) and (b)(ii) above, a Voluntary Principal Prepayment in full with respect to a Mortgage Loan serviced by a Primary Servicer shall be deemed to have been received when the Company, as servicer, receives notice thereof. After the Class Certificate Principal Balances of the Junior Certificates have been reduced to zero, the Junior Optimal Principal Amount shall be zero. Junior Percentage: As to any Distribution Date and each Mortgage Pool, the excess of 100% over the related Senior Percentage for such Distribution Date. Junior Prepayment Percentage: As to any Distribution Date and each Mortgage Pool, the excess of 100% over the related Senior Prepayment Percentage for such Distribution Date, except that (i) after the aggregate Certificate Principal Balance of the related Senior Certificates (other than, in the case of the Pool 1 Senior Certificates, the Class 1-PO Certificates) have been reduced to zero, the Junior Prepayment Percentage for such Mortgage Pool shall be 100%, and (ii) after the Cross-Over Date, the Junior Prepayment Percentage for both Mortgage Pools shall be zero. Latest Possible Maturity Date: July 25, 2031. LIBOR: With respect to any Interest Accrual Period, the per annum rate determined, pursuant to Section 5.08, on the basis of the Interest Settlement Rate or as otherwise provided in such Section. LIBOR Certificate: None. LIBOR Determination Date: The second London Banking Day immediately preceding the commencement of each Interest Accrual Period for any LIBOR Certificates. Liquidated Mortgage Loan: Any defaulted Mortgage Loan as to which the Company has determined that all amounts which it expects to recover on behalf of the Trust Fund from or on account of such Mortgage Loan have been recovered, including any Mortgage Loan with respect to which the Company determines not to foreclose upon the related Mortgaged Property based on its belief that such Mortgaged Property may be contaminated with or affected by hazardous or toxic wastes, materials or substances. Liquidation Expenses: Expenses which are incurred by the Company in connection with the liquidation of any defaulted Mortgage Loan and not recovered by the Company under any Primary Insurance Policy for reasons other than the Company's failure to comply with Section 3.05, such expenses including, without limitation, legal fees and expenses, and, regardless of when incurred, any unreimbursed amount expended by the Company pursuant to Section 3.03 or Section 3.06 respecting the related Mortgage Loan and any related and unreimbursed Property Protection Expenses. Liquidation Proceeds: Cash (other than Insurance Proceeds) received in connection with the liquidation of any defaulted Mortgage Loan whether through judicial foreclosure or otherwise. Living Holder: Any Certificate Owner of a Designated Retail Certificate, other than a Deceased Holder. Loan-to-Value Ratio: With respect to each Mortgage Loan, the original principal amount of such Mortgage Loan, divided by the Original Value of the related Mortgaged Property. London Banking Day: Any day on which banks are open for dealing in foreign currency and exchange in London, England. Loss Allocation Limitation: As defined in Section 4.03(g). Minimum Servicing Standards: As defined in Section 3.13(a). MLCC: Merrill Lynch Credit Corporation, or its successor in interest. Monthly Advance: With respect to any Distribution Date and each Mortgage Pool, the aggregate of the advances required to be made by the Company pursuant to Section 4.04(a) (or by the Trustee pursuant to Section 4.04(b)) on such Distribution Date in respect of such Mortgage Pool, the amount of any such Monthly Advance being equal to (a) the aggregate of payments of principal and interest (adjusted to the related Net Mortgage Rate) on the Mortgage Loans in such Mortgage Pool that were due on the related Due Date, without regard to any arrangements entered into by the Company with the related Mortgagors pursuant to Section 3.02(a)(ii), and delinquent as of the close of business on the Business Day next preceding the related Determination Date, less (b) the amount of any such payments which the Company or the Trustee, as applicable, in its reasonable judgment believes will not be ultimately recoverable by it either out of late payments by the Mortgagor, Net Liquidation Proceeds, Insurance Proceeds, REO Proceeds or otherwise. With respect to any Mortgage Loan, the portion of any such advance or advances made with respect thereto. Monthly Payment: The scheduled monthly payment on a Mortgage Loan for any month allocable to principal or interest on such Mortgage Loan. Moody's: Moody's Investors Service, Inc. and its successors. Mortgage: The mortgage or deed of trust creating a first lien on a fee simple interest or leasehold estate in real property securing a Mortgage Note. Mortgage 100SM Loan: A Mortgage Loan identified on Exhibit N hereof that has a Loan-to-Value Ratio at origination in excess of 80.00% and that is secured by Additional Collateral and does not have a Primary Insurance Policy. Mortgage File: The mortgage documents listed in Section 2.01 pertaining to a particular Mortgage Loan and any additional documents required to be added to such documents pursuant to this Agreement. Mortgage Loan Payment Record: With respect to each Mortgage Pool, the record maintained by the Company pursuant to Section 3.02(b). Mortgage Loan Schedule: As of any date of determination, the schedule of Mortgage Loans, identified by Mortgage Pool, included in the Trust Fund. The initial schedule of Mortgage Loans as of the Cut-off Date is attached hereto as Exhibit C. Mortgage Loans: As of any date of determination, each of the mortgage loans identified on the Mortgage Loan Schedule (as amended pursuant to Section 2.03(b)) delivered and assigned to the Trustee pursuant to Section 2.01 or 2.03(b), and not theretofore released from the Trust Fund by the Trustee. Mortgage Note: With respect to any Mortgage Loan, the note or other evidence of indebtedness (which may consist of a Confirmatory Mortgage Note) evidencing the indebtedness of a Mortgagor under such Mortgage Loan. Mortgage Pool: Either of Pool 1 or Pool 2, as applicable. Mortgage Rate: The per annum rate of interest borne by a Mortgage Loan as set forth in the related Mortgage Note. Mortgaged Property: The underlying real property securing the Mortgage Loan, or with respect to a Cooperative Loan, the related Proprietary Lease and Cooperative Stock. Mortgagor: With respect to any Mortgage Loan, each obligor on the related Mortgage Note. Net Interest Shortfall: With respect to any Distribution Date and each Mortgage Pool, the excess, if any, of the aggregate Interest Shortfalls allocable in respect of the related Mortgage Loans (as determined in accordance with the definition of Interest Shortfall) for such Distribution Date over any related Compensating Interest Payment for such date. Net Liquidation Proceeds: As to any Liquidated Mortgage Loan, the sum of (i) any Liquidation Proceeds therefor less the related Liquidation Expenses, and (ii) any Insurance Proceeds therefor, other than any such Insurance Proceeds applied to the restoration of the related Mortgaged Property. Net Mortgage Rate: With respect to any Mortgage Loan, the related Mortgage Rate less the applicable Servicing Fee Rate. Non-Book-Entry Certificate: Any Certificate other than a Book-Entry Certificate. Non-Discount Mortgage Loan: With respect to either Mortgage Pool, any Mortgage Loan with a Net Mortgage Rate greater than or equal to the Designated Rate. Non-permitted Foreign Holder: As defined in Section 5.02(b). Non-PO Percentage: As to any Discount Mortgage Loan in Pool 1, a fraction (expressed as a percentage), the numerator of which is the Net Mortgage Rate of such Discount Mortgage Loan and the denominator of which is the Designated Rate. As to any Non-Discount Mortgage Loan, 100%. Non-Primary Residence Loan: Any Mortgage Loan secured by a Mortgaged Property that is (on the basis of representations made by the Mortgagors at origination) a second home or investor-owned property. Nonrecoverable Advance: All or any portion of any Monthly Advance or Monthly Advances previously made by the Company (or the Trustee) which, in the reasonable judgment of the Company (or, as applicable, the Trustee) will not be ultimately recoverable from related Net Liquidation Proceeds, Insurance Proceeds, REO Proceeds or otherwise. The determination by the Company that it has made a Nonrecoverable Advance or that any advance, if made, would constitute a Nonrecoverable Advance, shall be evidenced by an Officer's Certificate of the Company delivered to the Trustee and detailing the reasons for such determination. Non-U.S. Person: As defined in Section 4.02(c). Notional Certificate: Any Class S Certificate. Notional Component: None. Notional Component Balance: None. Notional Principal Balance: As to any Distribution Date and any Class of Class S Certificates, the aggregate Scheduled Principal Balance of the Outstanding Non-Discount Mortgage Loans in the related Mortgage Pool as of the Due Date in the month preceding such Distribution Date. As to any Distribution Date and any Class S Certificate, such Certificate's Percentage Interest of the aggregate Notional Principal Balance of the related Class of Class S Certificates for such Distribution Date. Officer's Certificate: A certificate signed by the President, a Senior Vice President or a Vice President of the Company and delivered to the Trustee. Opinion of Counsel: A written opinion of counsel, who may be counsel for the Company; provided, however, that any Opinion of Counsel with respect to the interpretation or application of the REMIC Provisions or the status of an account as an Eligible Account shall be the opinion of independent counsel satisfactory to the Trustee. Original Pool Junior Amount: As to either Mortgage Pool, the Pool Junior Amount for such Mortgage Pool on the Closing Date. Original Value: The value of the property underlying a Mortgage Loan based, in the case of the purchase of the underlying Mortgaged Property, on the lower of an appraisal satisfactory to the Company or the sales price of such property or, in the case of a refinancing, on an appraisal satisfactory to the Company. Outstanding Mortgage Loan: With respect to any Due Date, a Mortgage Loan which, prior to such Due Date, was not the subject of a Principal Prepayment in full, did not become a Liquidated Mortgage Loan and was not purchased pursuant to Section 2.02, 2.03(a) or 3.16 or replaced pursuant to Section 2.03(b). Outstanding Non-Discount Mortgage Loan: Any Outstanding Mortgage Loan that is a Non-Discount Mortgage Loan. PAC Balance: As to any Distribution Date and any Class of PAC Certificates and any PAC Component, the balance designated as such for such Distribution Date and such Class or Component as set forth in the Principal Balance Schedules. PAC Certificate: None. PAC Component: None. Parent PowerSM Loan: A Mortgage Loan identified on Exhibit N hereto that has a Loan-to-Value Ratio at origination in excess of 80.00%, that is supported by Additional Collateral and does not have a Primary Insurance Policy. Pay-out Rate: With respect to any Class of Certificates (other than any Class of Principal Only Certificates) and any Distribution Date, the rate at which interest is distributed on such Class on such Distribution Date and which is equal to a fraction (expressed as an annualized percentage) the numerator of which is the Accrued Certificate Interest for such Class and Distribution Date, and the denominator of which is the Class Certificate Principal Balance (or, in the case of the Notional Certificates, the Notional Principal Balance) of such Class immediately prior to such Distribution Date. Percentage Interest: With respect to any Certificate, the percentage interest in the undivided beneficial ownership interest in the Trust Fund evidenced by Certificates of the same Class as such Certificate. With respect to any Certificate, the Percentage Interest evidenced thereby shall equal the Initial Certificate Principal Balance (or, in the case of a Notional Certificate, the initial Notional Principal Balance) thereof divided by the aggregate Initial Certificate Principal Balance (or, in the case of a Notional Certificate, the aggregate initial Notional Principal Balance) of all Certificates of the same Class. Permitted Investments: One or more of the following; provided, however, that no such Permitted Investment may mature later than the Business Day preceding the Distribution Date after such investment except as otherwise provided in Section 3.02(e) hereof, provided, further, that such investments qualify as "cash flow investments" as defined in section 860G(a)(6) of the Code: (i) obligations of, or guaranteed as to timely receipt of principal and interest by, the United States or any agency or instrumentality thereof when such obligations are backed by the full faith and credit of the United States; (ii) repurchase agreements on obligations specified in clause (i) provided that the unsecured obligations of the party agreeing to repurchase such obligations are at the time rated by each Rating Agency in the highest long-term rating category; (iii) federal funds, certificates of deposit, time deposits and banker's acceptances, of any U.S. depository institution or trust company incorporated under the laws of the United States or any state provided that the debt obligations of such depository institution or trust company at the date of acquisition thereof have been rated by each Rating Agency in the highest long-term rating category; (iv) commercial paper of any corporation incorporated under the laws of the United States or any state thereof which on the date of acquisition has the highest short term rating of each Rating Agency; and (v) other obligations or securities that are acceptable to each Rating Agency as a Permitted Investment hereunder and will not, as evidenced in writing, result in a reduction or withdrawal in the then current rating of the Certificates. Notwithstanding the foregoing, Permitted Investments shall not include "stripped securities" and investments which contractually may return less than the purchase price therefor. Person: Any legal person, including any individual, corporation, partnership, limited liability company, joint venture, association, joint-stock company, trust, unincorporated organization or government or any agency or political subdivision thereof. Plan: Any Person which is an employee benefit plan subject to ERISA or a plan subject to section 4975 of the Code. Pledged Asset Loan-to-Value Ratio: With respect to any Pledged Asset Mortgage Loan, (i) the original loan amount less the portion of any required Additional Collateral which is covered by the Surety Bond, divided by (ii) the Original Value of the related Mortgaged Property. Pledged Asset Mortgage Loan: Each Mortgage 100SM Loan and Parent PowerSM Loan purchased from MLCC that is supported by Additional Collateral and identified on Exhibit N hereto. Pledged Asset Mortgage Servicing Agreement: The Amended and Restated Pledged Asset Mortgage Servicing Agreement, dated as of June 2, 1998, between MLCC and the Company. PO Percentage: As to any Discount Mortgage Loan in Pool 1, a fraction (expressed as a percentage), the numerator of which is the excess of the Designated Rate over the Net Mortgage Rate of such Discount Mortgage Loan and the denominator of which is the Designated Rate. As to any Non-Discount Mortgage Loan, 0%. Pool 1: The aggregate of the Mortgage Loans identified in the Mortgage Loan Schedule as Pool 1 Mortgage Loans. Pool 1 Group I Final Distribution Date: The Distribution Date on which the aggregate Certificate Principal Balance of the Pool 1 Group I Senior Certificates is reduced to zero. Pool 1 Group I Senior Certificate: Any Class A1, Class A2, Class A3, Class A4, Class A5, Class A6, Class A7, Class A8, Class A9, Class A10, Class A11, Class A12, Class A13, Class A14, Class A15, Class A16, Class A17, Class A18, Class A19, Class A20, Class A21, Class A22, Class A23, Class A24, Class A27, Class A28 and Class R Certificate. Pool 1 Group II Senior Certificate: Any Class A25 or Class A26 Certificate. Pool 1 Group II Senior Distribution Percentage: 0% through the Distribution Date in July 2004; 30% thereafter through the Distribution Date in July 2005; 40% thereafter through the Distribution Date in July 2006; 60% thereafter through the Distribution Date in July 2007; 80% thereafter through the Distribution Date in July 2008; and 100% thereafter. Pool 1 Group II Senior Percentage: With respect to any Distribution Date, the percentage (carried to six decimal places rounded up) obtained by dividing (x) the aggregate Certificate Principal Balance of the Pool 1 Group II Senior Certificates immediately preceding such Distribution Date by (y) the aggregate Scheduled Principal Balance of Pool 1 (other than the Class 1-PO Certificates) immediately preceding such Distribution Date. Pool 1 Group II Senior Principal Distribution Amount: With respect to any Distribution Date, the product of (a) the Senior Optimal Principal Amount for Pool 1 on such date (determined without application of the Senior Percentage for Pool 1 or the Senior Prepayment Percentage for Pool 1) multiplied by (b) the Pool 1 Group II Senior Percentage for such date multiplied by (c) the Pool 1 Group II Senior Distribution Percentage for such date; provided, however, that (i) on the Pool 1 Group I Final Distribution Date, the Pool 1 Group II Senior Principal Distribution Amount will be increased by any portion of the Senior Optimal Principal Amount for Pool 1 remaining after distributions of principal have been made on the Pool 1 Group I Senior Certificates and (ii) following the Pool 1 Group I Final Distribution Date, the Pool 1 Group II Senior Principal Distribution Amount will equal the Senior Optimal Principal Amount for Pool 1. Pool 1 Mortgage Loan: A Mortgage Loan identified as a Pool 1 Mortgage Loan in the Mortgage Loan Schedule. Pool 1 Senior Certificate: Any Class A1, Class A2, Class A3, Class A4, Class A5, Class A6, Class A7, Class A8, Class A9, Class A10, Class A11, Class A12, Class A13, Class A14, Class A15, Class A16, Class A17, Class A18, Class A19, Class A20, Class A21, Class A22, Class A23, Class A24, Class A25, Class A26, Class A27, Class A28, Class R or Class 1-PO Certificate. Pool 2: The aggregate of the Mortgage Loans identified in the Mortgage Loan Schedule as Pool 2 Mortgage Loans. Pool 2 Group I Final Distribution Date: The Distribution Date on which the aggregate Certificate Principal Balance of the Pool 2 Group I Senior Certificates has been reduced to zero. Pool 2 Group I Senior Certificate: Any Class 2-A1, Class 2-A2, Class 2-A3 or Class 2-A4 Certificate. Pool 2 Group II Senior Certificate: Any Class 2-A5 Certificate. Pool 2 Group II Senior Distribution Percentage: 0% through the Distribution Date in July 2004; 30% thereafter through the Distribution Date in July 2005; 40% thereafter through the Distribution Date in July 2006; 60% thereafter through the Distribution Date in July 2007; 80% thereafter through the Distribution Date in July 2008; and 100% thereafter. Pool 2 Group II Senior Percentage: With respect to any Distribution Date, the percentage (carried to six decimal places rounded up) obtained by dividing (x) the aggregate Certificate Principal Balance of the Pool 2 Group II Senior Certificates immediately preceding such Distribution Date by (y) the aggregate Scheduled Principal Balance of Pool 2 immediately preceding such Distribution Date. Pool 2 Group II Senior Principal Distribution Amount: With respect to any Distribution Date, the product of (a) the Senior Optimal Principal Amount for Pool 2 on such date (determined without application of the Senior Percentage for Pool 2 or the Senior Prepayment Percentage for Pool 2) multiplied by (b) the Pool 2 Group II Senior Percentage for such date multiplied by (c) the Pool 2 Group II Senior Distribution Percentage for such date; provided, however, that (i) on the Pool 2 Group I Final Distribution Date, the Pool 2 Group II Senior Principal Distribution Amount will be increased by any portion of the Senior Optimal Principal Amount for Pool 2 remaining after distributions of principal have been made on the Pool 2 Group I Senior Certificates and (ii) following the Pool 2 Group I Final Distribution Date, the Pool 2 Group II Senior Principal Distribution Amount will equal the Senior Optimal Principal Amount for Pool 2. Pool 2 Mortgage Loan: A Mortgage Loan identified as a Pool 2 Mortgage Loan in the Mortgage Loan Schedule. Pool 2 Senior Certificate: Any Class 2-A1, Class 2-A2, Class 2-A3, Class 2-A4 or Class 2-A5 Certificate. Pool Balance Shortfall Distribution: As defined in Section 4.01(g)(ii). Pool Balance Shortfall Group: With respect to any Distribution Date, (i) the Pool 1 Senior Certificates (other than the Class 1-PO Certificates) if the aggregate Class Certificate Principal Balance thereof, after giving effect to distributions pursuant to Section 4.01(a) on such date, is greater than the Pool Scheduled Principal Balance of Pool 1 (calculated for each Mortgage Loan on the basis of the applicable Non-PO Percentage thereof) or (ii) the Pool 2 Senior Certificates if the aggregate Class Certificate Principal Balance thereof, after giving effect to distributions pursuant to Section 4.01(b) on such date, is greater than the Pool Scheduled Principal Balance of Pool 2. Pool Junior Amount: With respect to the Closing Date or any Distribution Date and each Mortgage Pool, the excess of the aggregate of the applicable Non-PO Percentage of the Scheduled Principal Balance of each Mortgage Loan in such Mortgage Pool over the aggregate of the Class Certificate Principal Balances of the Senior Certificates (other than, in the case of the Pool 1 Senior Certificates, the Class 1-PO Certificates) of such Mortgage Pool, before giving effect to distributions on such Distribution Date. After the Cross-Over Date, the Pool Junior Amount shall be equal to zero. Pool Scheduled Principal Balance: With respect to any Distribution Date and each Mortgage Pool, the aggregate Scheduled Principal Balance of all the Mortgage Loans in such Mortgage Pool that were Outstanding Mortgage Loans on the Due Date in the month next preceding the month of such Distribution Date (or, in the case of the first Distribution Date, the Cut-off Date; or, if so specified, such other date). Prepayment Assumption: The assumed fixed schedule of prepayments on a pool of new mortgage loans with such schedule given as a monthly sequence of prepayment rates, expressed as annualized percent values. These values start at 0.2% per year in the first month, increase by 0.2% per year in each succeeding month until month 30, ending at 6.0% per year. At such time, the rate remains constant at 6.0% per year for the balance of the remaining term. Multiples of the Prepayment Assumption are calculated from this prepayment rate series. Prepayment Assumption Multiple: 250% of the Prepayment Assumption. Prepayment Distribution Trigger: As of any Distribution Date and as to each Class of Class B Certificates, the related Prepayment Distribution Trigger is satisfied if (x) the fraction, expressed as a percentage, the numerator of which is the aggregate Class Certificate Principal Balance of such Class and each Class subordinate thereto, if any, on such Distribution Date, and the denominator of which is the sum of the Pool Scheduled Principal Balances for each Mortgage Pool for such Distribution Date, equals or exceeds (y) such percentage calculated as of the Closing Date. Prepayment Interest Excess: As to any Voluntary Principal Prepayment in full received from the first day through the fifteenth day of any calendar month (other than the calendar month in which the Cut-off Date occurs), all amounts paid in respect of interest on such Principal Prepayment. For purposes of determining the amount of Prepayment Interest Excess for any month, a Voluntary Principal Prepayment in full with respect to a Mortgage Loan serviced by a Primary Servicer shall be deemed to have been received when the Company, as servicer, receives notice thereof. All Prepayment Interest Excess shall be retained by the Company, as servicer, as additional servicing compensation. Prepayment Period: With respect to any Distribution Date and any Voluntary Principal Prepayment in part or other Principal Prepayment other than a Voluntary Principal Prepayment in full, the calendar month preceding the month of such Distribution Date; with respect to any Distribution Date and any Voluntary Principal Prepayment in full, the period beginning on the sixteenth day of the calendar month preceding the month of such Distribution Date (or, in the case of the first Distribution Date, beginning on the Cut-off Date) and ending on the fifteenth day of the month in which such Distribution Date occurs. Primary Insurance Policy: The certificate of private mortgage insurance relating to a particular Mortgage Loan, or an electronic screen print setting forth the information contained in such certificate of private mortgage insurance, including, without limitation, information relating to the name of the mortgage insurance carrier, the certificate number, the loan amount, the property address, the effective date of coverage, the amount of coverage and the expiration date of the policy. Each such policy covers defaults by the Mortgagor, which coverage shall equal the portion of the unpaid principal balance of the related Mortgage Loan that exceeds 75% (or such lesser coverage required or permitted by FNMA or FHLMC) of the Original Value of the underlying Mortgaged Property. Primary Servicer: Any servicer with which the Company has entered into a servicing agreement, as described in Section 3.01(f). Principal Balance Schedules: Any principal balance schedules attached hereto, if applicable, as Exhibit B, setting forth the PAC Balances of any PAC Certificates and PAC Components, the TAC Balances of any TAC Certificates and TAC Components and the Scheduled Balances of any Scheduled Certificates and Scheduled Components. Principal Distribution Request: Any request for a distribution in reduction of the Class Certificate Principal Balance of any Designated Retail Certificate, submitted in writing to a Depository Participant or Financial Intermediary (or, if such Designated Retail Certificate is no longer represented by a Book-Entry Certificate, to the Trustee) by the Certificate Owner (or Certificateholder) of such Designated Retail Certificate pursuant to Section 4.10(c) or 4.10(g), as applicable. Principal Only Certificate: Any Class A14, Class 2-A3 or Class 1-PO Certificate. Principal Only Component: None. Principal Prepayment: Any payment or other recovery of principal on a Mortgage Loan (including, for this purpose, any refinancing permitted by Section 3.01 and any REO Proceeds treated as such pursuant to Section 3.08(b)) which is received in advance of its scheduled Due Date and is not accompanied by an amount of interest representing scheduled interest for any month subsequent to the month of prepayment. Private Placement Memorandum: The Company's private placement memorandum relating to the placement of the Restricted Junior Certificates dated the date of the prospectus supplement referred to in the definition of Prospectus. Prohibited Transaction Exemption: U.S. Department of Labor Prohibited Transaction Exemption 90-30, 55 Fed. Reg. 21461, May 24, 1990. Property Protection Expenses: With respect to any Mortgage Loan, expenses paid or incurred by or for the account of the Company in accordance with the related Mortgage for (a) real estate property taxes and property repair, replacement, protection and preservation expenses and (b) similar expenses reasonably paid or incurred to preserve or protect the value of such Mortgage to the extent the Company is not reimbursed therefor pursuant to the Primary Insurance Policy, if any, or any other insurance policy with respect thereto. Proprietary Lease: With respect to a Cooperative Loan, the proprietary lease(s) or occupancy agreement with respect to the Cooperative Apartment occupied by the Mortgagor and relating to the related Cooperative Stock, which lease or agreement confers an exclusive right to the holder of such Cooperative Stock to occupy such apartment. Prospectus: The Company's prospectus supplement dated July 28, 1999, and the related prospectus dated July 22, 1999, relating to the public offering of the Certificates other than the Restricted Certificates. Purchase Price: With respect to any Mortgage Loan required or permitted to be purchased hereunder from the Trust Fund, an amount equal to 100% of the unpaid principal balance thereof plus interest thereon at the applicable Mortgage Rate from the date to which interest was last paid to the first day of the month in which such purchase price is to be distributed; provided, however, that if the Company is the servicer hereunder, such purchase price shall be net of unreimbursed Monthly Advances with respect to such Mortgage Loan, and the interest component of the Purchase Price may be computed on the basis of the Net Mortgage Rate for such Mortgage Loan. QIB: A "qualified institutional buyer" as defined in Rule 144A under the Securities Act of 1933, as amended. Random Lot: With respect to any Distribution Date prior to the Cross-Over Date, if the amount available for distribution in reduction of the Class Certificate Principal Balance of any Class of Designated Retail Certificates on such Distribution Date exceeds the amount needed to honor all Principal Distribution Requests with respect to such Class on such date, the method by which the Depository will determine which Depository Participants holding interests in such Class of Certificates will receive payments of amounts distributable in respect of principal on such Class on such Distribution Date, using its established random lot procedures or, if such Class of Certificates is no longer represented by Book-Entry Certificates, the method by which the Trustee will determine which Certificates of such Class will receive payments of amounts distributable in respect of principal on such Class on such Distribution Date, using its own random lot procedures comparable to those used by the Depository. Rating Agency: Any statistical credit rating agency, or its successor, that rated any of the Certificates at the request of the Company at the time of the initial issuance of the Certificates. If such agency or a successor is no longer in existence, "Rating Agency" shall be such statistical credit rating agency, or other comparable Person, designated by the Company, notice of which designation shall be given to the Trustee. References herein to the two highest long-term rating categories of a Rating Agency shall mean such ratings without any modifiers. As of the date of the initial issuance of the Certificates, the Rating Agencies are Fitch and S&P; except that for purposes of the Junior Certificates, other than the Class B5 Certificates, Fitch shall be the sole Rating Agency. The Class B5 Certificates are issued without ratings. Realized Loss: Any (i) Deficient Valuation or (ii) as to any Liquidated Mortgage Loan, (x) the unpaid principal balance of such Liquidated Mortgage Loan plus accrued and unpaid interest thereon at the Net Mortgage Rate through the last day of the month of such liquidation less (y) the related Liquidation Proceeds and Insurance Proceeds (as reduced by the related Liquidation Expenses). Record Date: The last Business Day of the month immediately preceding the month of the related Distribution Date. Reference Banks: As defined in Section 5.08. Relief Act: The Soldiers' and Sailors' Civil Relief Act of 1940, as amended. Relief Act Mortgage Loan: Any Mortgage Loan as to which the Monthly Payment thereof has been reduced due to the application of the Relief Act. REMIC: A "real estate mortgage investment conduit" within the meaning of section 860D of the Code. REMIC Provisions: Provisions of the federal income tax law relating to real estate mortgage investment conduits, which appear at sections 860A through 860G of Part IV of Subchapter M of Chapter 1 of the Code, and related provisions, and U.S. Department of the Treasury temporary or final regulations promulgated thereunder, as the foregoing may be in effect from time to time, as well as provisions of applicable state laws. REO Mortgage Loan: Any Mortgage Loan which is not a Liquidated Mortgage Loan and as to which the related Mortgaged Property is held as part of the Trust Fund. REO Proceeds: Proceeds, net of any related expenses of the Company, received in respect of any REO Mortgage Loan (including, without limitation, proceeds from the rental of the related Mortgaged Property). Required Surety Payment: With respect to any Pledged Asset Mortgage Loan that becomes a Liquidated Mortgage Loan, the lesser of (i) the principal portion of the Realized Loss with respect to such Mortgage Loan and (ii) the excess, if any, of (a) the amount of Additional Collateral required at origination with respect to such Mortgage Loan which is covered by the Surety Bond over (b) the net proceeds realized by MLCC from the liquidation of the related Additional Collateral. Reserve Fund: None. Reserve Interest Rate: As defined in Section 5.08. Residual Certificate: Any Class R Certificate. Responsible Officer: When used with respect to the Trustee, any officer or assistant officer assigned to and working in the Corporate Trust Department of the Trustee and, also, with respect to a particular matter, any other officer to whom such matter is referred because of such officer's knowledge of and familiarity with the particular subject. Restricted Certificate: Any Restricted Junior Certificate, Class PO Certificate or Class S Certificate. Restricted Junior Certificate: Any Class B3, Class B4 or Class B5 Certificate. Rounding Account: With respect to each Class of Designated Retail Certificates, the respective segregated, non-interest bearing Eligible Account created and maintained therefor pursuant to Section 4.10. Rounding Account Depositor: Bear, Stearns & Co. Inc. Rounding Amount: With respect to any Class of Designated Retail Certificates and each Distribution Date prior to the Cross-Over Date on which such Class of Certificates is entitled to a distribution in reduction of the Class Certificate Principal Balance thereof, the amount, if any, necessary to round the aggregate of such distribution (after giving effect to any deposit into the related Rounding Account on such Distribution Date) upward to the next higher integral multiple of $1,000. S&P: Standard & Poor's Ratings Services, a division of The McGraw-Hill Companies, Inc., and its successors. SAIF: The Savings Association Insurance Fund of the FDIC, or its successor in interest. Scheduled Balance: As to any Distribution Date and any Class of Scheduled Certificates and any Scheduled Component, the balance designated as such for such Distribution Date and such Class or Component as set forth in the Principal Balance Schedules. Scheduled Certificate: None. Scheduled Component: None. Scheduled Principal Balance: As to any Mortgage Loan and Distribution Date, the principal balance of such Mortgage Loan as of the Due Date in the month next preceding the month of such Distribution Date (or, if so specified, such other date) as specified in the amortization schedule at the time relating to such Mortgage Loan (before any adjustment to such amortization schedule by reason of any bankruptcy or similar proceeding or any moratorium or similar waiver or grace period) after giving effect to any previous Principal Prepayments, Deficient Valuations incurred subsequent to the Bankruptcy Coverage Termination Date, adjustments due to the application of the Relief Act and the payment of principal due on such Due Date, irrespective of any delinquency in payment by the related Mortgagor. As to any Mortgage Loan and the Cut-off Date or the Closing Date, the "unpaid balance" thereof specified in the initial Mortgage Loan Schedule. Security Agreement: With respect to a Cooperative Loan, the agreement creating a security interest in favor of the originator in the related Cooperative Stock and Proprietary Lease. Senior Certificate: Any Pool 1 Senior Certificate or Pool 2 Senior Certificate. Senior Certificate Principal Balance: As of any Distribution Date and as to each Mortgage Pool, an amount equal to the sum of the Certificate Principal Balances of the related Senior Certificates (other than, in the case of the Pool 1 Certificates, the Class 1-PO Certificates). Senior Optimal Principal Amount: As to any Distribution Date and each Mortgage Pool, an amount equal to the sum of: (i) the related Senior Percentage of the applicable Non-PO Percentage of the principal portion of each Monthly Payment due on the related Due Date on each Outstanding Mortgage Loan in such Mortgage Pool as of such Due Date as specified in the amortization schedule at the time applicable thereto (after adjustments for previous Principal Prepayments and the principal portion of Debt Service Reductions in respect of such Mortgage Pool subsequent to the Bankruptcy Coverage Termination Date but before any adjustment to such amortization schedule by reason of any bankruptcy (except as aforesaid) or similar proceeding or any moratorium or similar waiver or grace period); (ii) the related Senior Prepayment Percentage of the applicable Non-PO Percentage of all principal prepayments in part in respect of such Mortgage Pool received during the related Prepayment Period, together with the related Senior Prepayment Percentage of the applicable Non-PO Percentage of the Scheduled Principal Balance of each Mortgage Loan in such Mortgage Pool which was the subject of a Voluntary Principal Prepayment in full during the related Prepayment Period; (iii) the lesser of (x) the related Senior Percentage of the applicable Non-PO Percentage of the sum of (A) the Scheduled Principal Balance of each Mortgage Loan in such Mortgage Pool that became a Liquidated Mortgage Loan (other than Mortgage Loans described in clause (B)) during the related Prepayment Period and (B) the Scheduled Principal Balance of each Mortgage Loan in such Mortgage Pool that was purchased by an insurer from the Trustee during such Prepayment Period pursuant to the related Primary Insurance Policy, as reduced in each case by the related Senior Percentage of the applicable Non-PO Percentage of the principal portion of any Excess Losses in respect of such Mortgage Pool (other than Excess Bankruptcy Losses attributable to Debt Service Reductions), and (y) the related Senior Prepayment Percentage of the applicable Non-PO Percentage of the sum of (A) all Net Liquidation Proceeds allocable to principal received in respect of each such Liquidated Mortgage Loan in such Mortgage Pool (other than Mortgage Loans described in clause (B)) and (B) the principal balance of each such Mortgage Loan in such Mortgage Pool purchased by an insurer from the Trustee pursuant to the related Primary Insurance Policy, in each case during the related Prepayment Period; (iv) the related Senior Prepayment Percentage of the applicable Non-PO Percentage of the Scheduled Principal Balance of each Mortgage Loan in such Mortgage Pool which was purchased on such Distribution Date pursuant to Section 2.02, 2.03(a) or 3.16; and (v) the related Senior Prepayment Percentage of the applicable Non-PO Percentage of the Substitution Amount for any Mortgage Loan in such Mortgage Pool substituted during the month of such Distribution Date. For purposes of clause (ii) above, a Voluntary Principal Prepayment in full with respect to a Mortgage Loan serviced by a Primary Servicer shall be deemed to have been received when the Company, as servicer, receives notice thereof. Senior Percentage: As to any Distribution Date and each Mortgage Pool, the lesser of (i) 100% and (ii) the percentage (carried to six places rounded up) obtained by dividing the Senior Certificate Principal Balance for such Mortgage Pool immediately prior to such Distribution Date by the Pool Scheduled Principal Balance of all Mortgage Loans in such Mortgage Pool (less, in the case of Pool 1, the Class Certificate Principal Balance of the Class 1-PO Certificates) that were Outstanding Mortgage Loans on the Due Date in the month next preceding the month of such Distribution Date. Senior Prepayment Percentage: As to each Mortgage Pool and for any Distribution Date occurring prior to the fifth anniversary of the first Distribution Date, 100%. As to each Mortgage Pool and for any Distribution Date occurring on or after the fifth anniversary of the first Distribution Date, an amount as follows: (i) for any Distribution Date subsequent to July 2004 to and including the Distribution Date in July 2005, the related Senior Percentage for such Distribution Date plus 70% of the related Junior Percentage for such Distribution Date; (ii) for any Distribution Date subsequent to July 2005 to and including the Distribution Date in July 2006, the related Senior Percentage for such Distribution Date plus 60% of the related Junior Percentage for such Distribution Date; (iii) for any Distribution Date subsequent to July 2006 to and including the Distribution Date in July 2007, the related Senior Percentage for such Distribution Date plus 40% of the related Junior Percentage for such Distribution Date; (iv) for any Distribution Date subsequent to July 2007 to and including the Distribution Date in July 2008, the related Senior Percentage for such Distribution Date plus 20% of the related Junior Percentage for such Distribution Date; and (v) for any Distribution Date thereafter, the related Senior Percentage for such Distribution Date. Notwithstanding the foregoing, if on any Distribution Date the Senior Percentage for either Mortgage Pool exceeds the related Senior Percentage as of the Closing Date, the Senior Prepayment Percentage for each Mortgage Pool for such Distribution Date will equal 100%. In addition, notwithstanding the foregoing, no reduction of the Senior Prepayment Percentage for either Mortgage Pool below the level in effect for the most recent prior period as set forth in clauses (i) through (iv) above shall be effective on any Distribution Date unless at least one of the following two tests is satisfied for each Mortgage Pools: Test I: If, as of the last day of the month preceding such Distribution Date, (i) the aggregate Scheduled Principal Balance of Mortgage Loans in such Mortgage Pool delinquent 60 days or more (including for this purpose any Mortgage Loans in foreclosure and REO Mortgage Loans) as a percentage of the applicable Pool Junior Amount as of such date, does not exceed 50%, and (ii) cumulative Realized Losses with respect to the Mortgage Loans in such Mortgage Pool do not exceed (a) 30% of the related Original Pool Junior Amount if such Distribution Date occurs between and including August 2004 and July 2005, (b) 35% of the related Original Pool Junior Amount if such Distribution Date occurs between and including August 2005 and July 2006, (c) 40% of the related Original Pool Junior Amount if such Distribution Date occurs between and including August 2006 and July 2007, (d) 45% of the related Original Pool Junior Amount if such Distribution Date occurs between and including August 2007 and July 2008 and (e) 50% of the related Original Pool Junior Amount if such Distribution Date occurs during or after August 2008; or Test II: If, as of the last day of the month preceding such Distribution Date, (i) the aggregate Scheduled Principal Balance of Mortgage Loans in such Mortgage Pool delinquent 60 days or more (including for this purpose any Mortgage Loans in foreclosure and REO Mortgage Loans) averaged over the last three months, as a percentage of the aggregate Scheduled Principal Balance of Mortgage Loans in such Mortgage Pool averaged over the last three months, does not exceed 4%, and (ii) cumulative Realized Losses with respect to the Mortgage Loans in such Mortgage Pool do not exceed (a) 10% of the related Original Pool Junior Amount if such Distribution Date occurs between and including August 2004 and July 2005, (b) 15% of the related Original Pool Junior Amount if such Distribution Date occurs between and including August 2005 and July 2006, (c) 20% of the related Original Pool Junior Amount if such Distribution Date occurs between and including August 2006 and July 2007, (d) 25% of the related Original Pool Junior Amount if such Distribution Date occurs between and including August 2007 and July 2008, and (e) 30% of the related Original Pool Junior Amount if such Distribution Date occurs during or after August 2008. Senior Principal Priorities: The priorities for the distribution of principal to the Senior Certificates as set forth in Exhibit O hereto. Servicer's Certificate: A certificate, completed by and executed on behalf of the Company by a Servicing Officer in accordance with Section 4.06, substantially in the form of Exhibit D hereto or in such other form as the Company and the Trustee shall agree. Servicing Fee: As to any Mortgage Loan and Distribution Date, an amount equal to the product of (i) the Scheduled Principal Balance of such Mortgage Loan as of the Due Date in the preceding calendar month and (ii) the Servicing Fee Rate for such Mortgage Loan. Servicing Fee Rate: As to any Mortgage Loan, the per annum rate identified as such for such Mortgage Loan and set forth in the Mortgage Loan Schedule. Servicing Officer: Any officer of the Company involved in, or responsible for, the administration and servicing of the Mortgage Loans whose name appears on a list of servicing officers attached to an Officer's Certificate furnished to the Trustee by the Company, as such list may from time to time be amended. Single Certificate: A Certificate with an Initial Certificate Principal Balance, or initial Notional Principal Balance, of $1,000 or, in the case of a Class of Certificates issued with an initial Class Certificate Principal Balance or initial Notional Principal Balance of less than $1,000, such lesser amount. Special Event Loss: Any Fraud Loss, Special Hazard Loss or Deficient Valuation. Special Hazard Loss: (i) A Realized Loss suffered by a Mortgaged Property on account of direct physical loss, exclusive of (a) any loss covered by a hazard policy or a flood insurance policy required to be maintained in respect of such Mortgaged Property under Section 3.06 and (b) any loss caused by or resulting from: (A) normal wear and tear; (B) conversion or other dishonest act on the part of the Trustee, the Company or any of their agents or employees; or (C) errors in design, faulty workmanship or faulty materials, unless the collapse of the property or a part thereof ensues; or (ii) any Realized Loss suffered by the Trust Fund arising from or related to the presence or suspected presence of hazardous wastes or hazardous substances on a Mortgaged Property unless such loss to a Mortgaged Property is covered by a hazard policy or a flood insurance policy required to be maintained in respect of such Mortgaged Property under Section 3.06. Special Hazard Loss Amount: As of any Distribution Date, an amount equal to $10,045,610 minus the sum of (i) the aggregate amount of Special Hazard Losses in respect of either Mortgage Pool that would have been allocated to the Junior Certificates in accordance with Section 4.03 in the absence of the Loss Allocation Limitation and (ii) the Adjustment Amount (as defined below) as most recently calculated. On each anniversary of the Cut-off Date, the "Adjustment Amount" shall be equal to the amount, if any, by which the amount calculated in accordance with the preceding sentence (without giving effect to the deduction of the Adjustment Amount for such anniversary) exceeds the lesser of (x) the greater of (A) the product of the Special Hazard Percentage for such anniversary multiplied by the outstanding principal balance of all the Mortgage Loans on the Distribution Date immediately preceding such anniversary and (B) twice the outstanding principal balance of the Mortgage Loan that has the largest outstanding principal balance on the Distribution Date immediately preceding such anniversary, and (y) an amount calculated by the Company and approved by each Rating Agency, which amount shall not be less than $500,000. Special Hazard Percentage: As of each anniversary of the Cut-off Date, the greater of (i) 1.00% and (ii) the largest percentage obtained by dividing (x) the aggregate outstanding principal balance (as of the immediately preceding Distribution Date) of the Mortgage Loans secured by Mortgaged Properties located in a single, five-digit zip code area in the State of California by (y) the outstanding principal balance of all the Mortgage Loans as of the immediately preceding Distribution Date. Special Hazard Termination Date: The Distribution Date upon which the Special Hazard Loss Amount has been reduced to zero or a negative number (or the Cross-Over Date, if earlier). Specified Component: None. Startup Day: As defined in Section 2.05(b). Strip Rate: With respect to each Class of the Class S Certificates and any Distribution Date, a variable rate per annum equal to the excess of (x) the weighted average (by Scheduled Principal Balance) carried to six decimal places, rounded down, of the Net Mortgage Rates of the Outstanding Non-Discount Mortgage Loans in the related Mortgage Pool as of the Due Date in the preceding calendar month (or the Cut-off Date, in the case of the first Distribution Date) over (y) the Designated Rate; provided, however, that such calculation shall not include any Mortgage Loan in such Mortgage Pool that was the subject of a Voluntary Principal Prepayment in full received by the Company (or of which the Company received notice, in the case of a Mortgage Loan serviced by a Primary Servicer) on or after the first day but on or before the 15th day of such preceding calendar month. Subordinate Certificates: As to any date of determination, first, the Class B5 Certificates until the Class Certificate Principal Balance thereof has been reduced to zero; second, the Class B4 Certificates until the Class Certificate Principal Balance thereof has been reduced to zero; third, the Class B3 Certificates until the Class Certificate Principal Balance thereof has been reduced to zero; fourth, the Class B2 Certificates until the Class Certificate Principal Balance thereof has been reduced to zero; fifth, the Class B1 Certificates until the Class Certificate Principal Balance thereof has been reduced to zero; and sixth, the Class M Certificates until the Class Certificate Principal Balance thereof has been reduced to zero. Subordinate Certificate Writedown Amount: As to any Distribution Date, first, any amount distributed to the Class 1-PO Certificates on such Distribution Date pursuant to Section 4.01(a)(iv) and second, after giving effect to the application of clause first above, the amount by which (i) the sum of the Class Certificate Principal Balances of all the Certificates (after giving effect to the distribution of principal and the application of Realized Losses in reduction of the Certificate Principal Balances of the related Certificates on such Distribution Date) exceeds (ii) the Pool Scheduled Principal Balances of both Mortgage Pools on the first day of the month of such Distribution Date less any Deficient Valuations occurring on or prior to the Bankruptcy Coverage Termination Date. Substitution Amount: With respect to any Mortgage Loan substituted pursuant to Section 2.03(b), the excess of (x) the Scheduled Principal Balance of the Mortgage Loan that is substituted for, over (y) the Scheduled Principal Balance of the related substitute Mortgage Loan, each balance being determined as of the date of substitution. Surety: Ambac Assurance Corporation, or its successors in interest. Surety Bond: The Limited Purpose Surety Bond (Policy No. AB0039BE), dated February 28, 1996, issued by the Surety for the benefit of certain beneficiaries, including the Trustee for the benefit of the Holders of the Certificates, but only to the extent that such Limited Purpose Surety Bond covers any Pledged Asset Mortgage Loans. TAC Balance: As to any Distribution Date and any Class of TAC Certificates and any TAC Component, the balance designated as such for such Distribution Date and such Class or Component as set forth in the Principal Balance Schedules attached as Exhibit B hereto. TAC Certificates: None. TAC Component: None. Trigger Event: Any one or more of the following: (i) if the Company is not a wholly-owned direct or indirect subsidiary of General Electric Company or if General Electric Capital Corporation shall not own (directly or indirectly) at least two-thirds of the voting shares of the capital stock of the Company, (ii) if the long-term senior unsecured rating of General Electric Capital Corporation is downgraded or withdrawn by Fitch or S&P below their two highest rating categories, (iii) if General Electric Capital Corporation is no longer obligated pursuant to the terms of the support agreement, dated as of October 1, 1990, between General Electric Capital Corporation and the Company, to maintain the Company's net worth or liquidity (as such terms are defined therein) at the levels specified therein, or if such support agreement, including any amendment thereto, has been breached, terminated or otherwise held to be unenforceable and (iv) if such support agreement, including any amendment thereto, is amended or modified. Trust Fund: The corpus of the trust created by this Agreement evidenced by the Certificates and consisting of: (i) the Mortgage Loans; (ii) all payments on or collections in respect of such Mortgage Loans, except as otherwise described in the first paragraph of Section 2.01, including the proceeds from the liquidation of any Additional Collateral for any Pledged Asset Mortgage Loan; (iii) the obligation of the Company to deposit in the Certificate Account the amounts required by Sections 3.02(d), 3.02(e) and 4.04(a), and the obligation of the Trustee to deposit in the Certificate Account any amount required pursuant to Section 4.04(b); (iv) the obligation of the Company to purchase or replace any Defective Mortgage Loan pursuant to Section 2.02 or 2.03; (v) all property acquired by foreclosure or deed in lieu of foreclosure with respect to any REO Mortgage Loan; (vi) the proceeds of the Primary Insurance Policies, if any, and the hazard insurance policies required by Section 3.06, in each case, in respect of the Mortgage Loans, and the Company's interest in the Surety Bond transferred to the Trustee pursuant to Section 2.01; (vii) the Certificate Account established pursuant to Section 3.02(d); (viii) the Eligible Account or Accounts, if any, established pursuant to Section 3.02(e); (ix) any collateral funds established to secure the obligations of the Holder of the Class B4 and Class B5 Certificates, respectively, under any agreements entered into between such holder and the Company pursuant to Section 3.08(e) (which collateral funds will not constitute a part of any REMIC established hereunder); and (x) all rights of the Company as assignee under any security agreements, pledge agreements or guarantees relating to the Additional Collateral supporting any Pledged Asset Mortgage Loan (which rights will not constitute a part of any REMIC established hereunder). Trustee: The institution executing this Agreement as Trustee, or its successor in interest, or if any successor trustee is appointed as herein provided, then such successor trustee so appointed. Unanticipated Recovery: As defined in Section 4.01(j) herein. Uninsured Cause: Any cause of damage to property subject to a Mortgage such that the complete restoration of the property is not fully reimbursable by the hazard insurance policies required to be maintained pursuant to Section 3.06. Unpaid Class Interest Shortfall: As to any Distribution Date and any Class of Certificates (other than any Class of Principal Only Certificates and any Class consisting of Specified Components) or any Specified Component (other than any Principal Only Component), the amount, if any, by which the aggregate of the Class Interest Shortfalls for such Class or in respect of such Specified Component for prior Distribution Dates is in excess of the aggregate amounts distributed on prior Distribution Dates to Holders of such Class of Certificates or in respect of such Specified Component (or added to the Class Certificate Principal Balance of any Class of Accrual Certificates, or to the Component Principal Balance of any Accrual Component constituting a Specified Component) pursuant to Section 4.01(a)(ii), in the case of the Pool 1 Senior Certificates (other than any Class of Principal Only Certificates) and any Specified Component thereof (other than any Principal Only Component) and the Class 1-S Certificates, Section 4.01(b)(ii), in the case of the Pool 2 Senior Certificates (other than any Class of Principal Only Certificates) and any Specified Component thereof (other than any Principal Only Component) and the Class 2-S Certificates, Section 4.01(c)(ii), in the case of the Class M Certificates, Section 4.01(c)(v), in the case of the Class B1 Certificates, Section 4.01(c)(viii), in the case of the Class B2 Certificates, Section 4.01(c)(xi), in the case of the Class B3 Certificates, Section 4.01(c)(xiv), in the case of the Class B4 Certificates, and Section 4.01(c)(xvii), in the case of the Class B5 Certificates. As to any Class of Certificates consisting of Specified Components and any Distribution Date, the sum of the Unpaid Class Interest Shortfalls for the Specified Components thereof on such date. Voluntary Principal Prepayment: With respect to any Distribution Date, any prepayment of principal received from the related Mortgagor on a Mortgage Loan. Voting Rights: The portion of the voting rights of all the Certificates that is allocated to any Certificate for purposes of the voting provisions of Section 10.01. At all times during the term of this Agreement, 100% of all Voting Rights shall be allocated to the Certificates other than the Class S Certificates, and no Voting Rights shall be allocated to the Class S Certificates. Voting Rights allocated to the Classes of Certificates eligible to vote shall be allocated among such Classes (and among the Certificates within each such Class) in proportion to their Class Certificate Principal Balances (or Certificate Principal Balances), as the case may be. With respect to any matters relating exclusively to the Pool 1 Senior Certificates or the Pool 2 Senior Certificates and not having an adverse effect on the Senior Certificateholders of the other Mortgage Pool or the Junior Certificateholders, only Pool 1 Senior Certificateholders or Pool 2 Senior Certificateholders, respectively, will be entitled to vote with respect thereto. Voting Rights allocated to the Senior Certificateholders of one Mortgage Pool shall be allocated based on the respective Certificate Principal Balances in proportion to the aggregate Scheduled Principal Balance of the Mortgage Loans in such Mortgage Pool. For purposes of this Agreement, the "related Mortgage Pool" in the case of the Pool 1 Senior Certificates means Pool 1 and in the case of the Pool 2 Senior Certificates means Pool 2. ARTICLE II CONVEYANCE OF MORTGAGE LOANS; ORIGINAL ISSUANCE OF CERTIFICATES Section 2.01. Conveyance of Mortgage Loans. (a) The Company, concurrently with the execution and delivery of this Agreement, does hereby transfer, assign, set-over and otherwise convey to the Trustee without recourse (except as provided herein) all the right, title and interest of the Company in and to the Mortgage Loans, including all interest and principal received by the Company on or with respect to the Mortgage Loans (other than payments of principal and interest due and payable on the Mortgage Loans on or before, and all Principal Prepayments received on or before, the Cut-off Date). The Company acknowledges it has sold all right, title and interest in and to the Mortgage Loans to the Trustee to the extent provided above and that retention of record title of Mortgages (subject to Section 2.01(d) of this Agreement) is for convenience only and that the Company holds record title solely as custodian for the Trustee for benefit of the Certificateholders. The Company agrees that it will take no action inconsistent with ownership of the Mortgage Loans by the Trustee and will not deliver any instrument of satisfaction or conveyance with respect to a Mortgage or a Mortgage Loan, or convey or purport to convey any interest in a Mortgage Loan, except in accordance with the terms and the intent of this Agreement. In addition, with respect to any Pledged Asset Mortgage Loan, the Company does hereby transfer, assign, set-over and otherwise convey to the Trustee without recourse (except as provided herein) (i) its rights as assignee under any security agreements, pledge agreements or guarantees relating to the Additional Collateral supporting any Pledged Asset Mortgage Loan, (ii) its security interest in and to any Additional Collateral, (iii) its right to receive payments in respect of any Pledged Asset Mortgage Loan pursuant to the Pledged Asset Mortgage Servicing Agreement, and (iv) its rights as beneficiary under the Surety Bond in respect of any Pledged Asset Mortgage Loan. (b) In connection with such transfer and assignment, the Company does hereby deliver to the Trustee the following documents or instruments with respect to: (1) Each Mortgage Loan (other than any Cooperative Loan or Designated Loan) so transferred and assigned: (i) The Mortgage Note, endorsed without recourse in blank by the Company, including all intervening endorsements showing a complete chain of endorsement from the originator to the Company; provided, however, that if such Mortgage Note is a Confirmatory Mortgage Note, such Confirmatory Mortgage Note may be payable directly to the Company or may show a complete chain of endorsement from the named payee to the Company; (ii) Any assumption and modification agreement; (iii) An assignment in recordable form (which may be included in a blanket assignment or assignments) of the Mortgage to the Trustee; and (2) Each Cooperative Loan (other than a Designated Loan) so transferred and assigned: (i) The Mortgage Note, endorsed without recourse in blank by the Company and showing an unbroken chain of endorsements from the originator to the Company; provided, however, that if such Mortgage Note is a Confirmatory Mortgage Note, such Confirmatory Mortgage Note may be payable directly to the Company or may show a complete chain of endorsement from the named payee to the Company; (ii) A counterpart of the Proprietary Lease and the Assignment of Proprietary Lease executed in blank or to the originator of the Cooperative Loan; (iii) The related Cooperative Stock Certificate, together with an undated stock power (or other similar instrument) executed in blank; (iv) A counterpart of the recognition agreement by the Cooperative of the interests of the mortgagee with respect to the related Cooperative Loan; (v) The Security Agreement; (vi) Copies of the original UCC-1 financing statement, and any continuation statements, filed by the originator of such Cooperative Loan as secured party, each with evidence of recording thereof, evidencing the interest of the originator in the Cooperative Stock and the Proprietary Lease; (vii) If applicable, copies of the UCC-3 assignments of the security interest described in clause (vi) above, sent to the appropriate public office for filing, showing an unbroken chain of title from the originator to the Company, evidencing the security interest of the originator in the Cooperative Stock and the Proprietary Lease; (viii) An executed assignment (which may be a blanket assignment for all Cooperative Loans) of the interest of the Company in the Security Agreement, Assignment of Proprietary Lease and the recognition agreement described in clause (iv) above, showing an unbroken chain of title from the originator to the Trustee; and (ix) A UCC-3 assignment from the Company to the Trustee of the security interest described in clause (vi) above, in form suitable for filing, otherwise complete except for filing information regarding the original UCC-1 if unavailable (which may be included in a blanket assignment to the Trustee). In instances where a completed assignment of the Mortgage in recordable form cannot be delivered by the Company to the Trustee in accordance with Section 2.01(b)(1)(iii) prior to or concurrently with the execution and delivery of this Agreement, due to a delay in connection with recording of the Mortgage, the Company may, in lieu of delivering the completed assignment in recordable form, deliver to the Trustee the assignment in such form, otherwise complete except for recording information. (3) With respect to each Designated Loan, the Company does hereby deliver to the Trustee the Designated Loan Closing Documents. (c) In connection with each Mortgage Loan transferred and assigned to the Trustee, the Company shall deliver to the Trustee the following documents or instruments as promptly as practicable, but in any event within 30 days, after receipt by the Company of all such documents and instruments for all of the outstanding Mortgage Loans: (1) the Mortgage with evidence of recording indicated thereon (other than with respect to a Cooperative Loan); (2) a copy of the title insurance policy (other than with respect to a Cooperative Loan); (3) with respect to any Mortgage that has been assigned to the Company, the related recorded intervening assignment or assignments of Mortgage, showing a complete chain of assignment from the originator to the Company (other than with respect to a Cooperative Loan); and (4) with respect to any Cooperative Loan that has been assigned to the Company, the related filed intervening UCC-3 financing statements (not previously delivered pursuant to Section 2.01(b)(2)(vii)), showing a complete chain of assignment from the named originator to the Company. Pending such delivery, the Company shall retain in its files (a) copies of the documents described in clauses (1) and (3) of the preceding sentence, without evidence of recording thereon, and (b) title insurance binders with respect to the Mortgage Loans (other than with respect to a Cooperative Loan). The Company shall also retain in its files the Primary Insurance Policy evidencing any primary mortgage insurance relating to the Mortgage Loans during the period when the related insurance is in force. (The copies of the Mortgage, intervening assignments of Mortgage, if any, title insurance binder and the Primary Insurance Policy, if any, described in the two preceding sentences are collectively referred to herein as the "Document File" with respect to each Mortgage Loan.) The Company shall advise the Trustee in writing if such delivery to the Trustee shall not have occurred on or before the first anniversary of the Closing Date. The Company shall promptly furnish to the Trustee the documents included in the Document Files (other than any such documents previously delivered to the Trustee as originals or copies) either (a) upon the written request of the Trustee or (b) when the Company or the Trustee obtains actual notice or knowledge of a Trigger Event. The Trustee shall have no obligation to request delivery of the Document Files unless a Responsible Officer of the Trustee has actual notice or knowledge of the occurrence of a Trigger Event. In the case of Mortgage Loans which have been prepaid in full after the Cut-off Date and prior to the date of execution and delivery of this Agreement, the Company, in lieu of delivering the above documents to the Trustee, herewith delivers to the Trustee a certification of a Servicing Officer of the nature set forth in Section 3.09. (d) The Company shall not be required to record the assignments of the Mortgages referred to in Section 2.01(b)(1)(iii) or file the UCC-3 assignments referred to in Section 2.01(b)(2)(ix) to the Trustee unless the Company or the Trustee obtains actual notice or knowledge of the occurrence of any Trigger Event; provided, however, that such recording or filing shall not be required if the Company delivers to the Trustee a letter from each Rating Agency to the effect that the failure to take such action will not cause such Rating Agency to reduce or withdraw its then current ratings of the Certificates. The party obtaining actual notice or knowledge of any of such events shall give the other party prompt written notice thereof. For purposes of the foregoing (as well as for purposes of determining whether the Company shall be required to deliver the Document Files to the Trustee following the occurrence of a Trigger Event), the Company shall be deemed to have knowledge of any such downgrading referred to in the definition of Trigger Event if, in the exercise of reasonable diligence, the Company has or should have had knowledge thereof. As promptly as practicable subsequent to the Company's delivery or receipt of such written notice, as the case may be, the Company shall insert the recording or filing information in the assignments of the Mortgages or UCC-3 assignments to the Trustee and shall cause the same to be recorded or filed, at the Company's expense, in the appropriate public office for real property records or UCC financing statements, except that the Company need not cause to be so completed and recorded any assignment of mortgage which relates to a Mortgage Loan secured by property in a jurisdiction under the laws of which, on the basis of an Opinion of Counsel reasonably satisfactory to the Trustee and satisfactory to each Rating Agency (as evidenced in writing), recordation of such assignment is not necessary to protect the Trustee against discharge of such Mortgage Loan by the Company or any valid assertion that any Person other than the Trustee has title to or any rights in such Mortgage Loan. In the event that the Company fails or refuses to record or file the assignment of Mortgages or UCC-3 financing statement in the circumstances provided above, the Trustee shall record or cause to be recorded or filed such assignment or UCC-3 financing statement at the expense of the Company. In connection with any such recording or filing, the Company shall furnish such documents as may be reasonably necessary to accomplish such recording or filing. Notwithstanding the foregoing, at any time the Company may record or file, or cause to be recorded or filed, the assignments of Mortgages or UCC-3 financing statement at the expense of the Company. Section 2.02. Acceptance by Trustee. Subject to the examination hereinafter provided, the Trustee acknowledges receipt of the Mortgage Notes, the assignments of the Mortgages to the Trustee, the assumption and modification agreements, if any, the documents specified in Section 2.01(b)(2) (subject to any permitted delayed delivery of the documents described in Section 2.01(c)(4)), and the Designated Loan Closing Documents, if any, delivered pursuant to Section 2.01, and declares that the Trustee holds and will hold such documents and each other document delivered to it pursuant to Section 2.01 in trust, upon the trusts herein set forth, for the use and benefit of all present and future Certificateholders. The Trustee agrees, for the benefit of the Certificateholders, to review each Mortgage File within 45 days after (i) the execution and delivery of this Agreement, in the case of the Mortgage Notes, the assignments of the Mortgages to the Trustee, the assumption and modification agreements, if any, the documents specified in Section 2.01(b)(2) (subject to any permitted delayed delivery of the documents described in Section 2.01(c)(4)), and the Designated Loan Closing Documents, if any, (ii) delivery to the Trustee after the Closing Date of the Mortgage Notes and the assumption and modification agreements, if any, with respect to each Designated Loan, and (iii) delivery of the recorded Mortgages, title insurance policies, recorded intervening assignments of Mortgage, if any, and filed intervening UCC-3 financing statements, if any, with respect to any Cooperative Loan to ascertain that all required documents set forth in Section 2.01 have been executed, received and recorded, if applicable, and that such documents relate to the Mortgage Loans identified in Exhibit C hereto. In performing such examination, the Trustee may conclusively assume the due execution and genuineness of any such document and the genuineness of any signature thereon. It is understood that the scope of the Trustee's examination of the Mortgage Files is limited solely to confirming, after receipt of the documents listed in Section 2.01, that such documents have been executed, received and recorded, if applicable, and relate to the Mortgage Loans identified in Exhibit C to this Agreement. If in the course of such review the Trustee finds (1) that any document required to be delivered as aforesaid has not been delivered, or (2) any such document has been mutilated, defaced or physically altered without the borrower's authorization or approval, or (3) based upon its examination of such documents, the information with respect to any Mortgage Loan set forth on Exhibit C is not accurate, the Trustee shall promptly so notify the Company in writing, which shall have a period of 60 days after receipt of such notice to correct or cure any such defect. The Company hereby covenants and agrees that, if any such material defect cannot be corrected or cured, the Company will on a Distribution Date which is not later than the first Distribution Date which is more than ten days after the end of such 60-day period repurchase the related Mortgage Loan from the Trustee at the Purchase Price therefor or replace such Mortgage Loan pursuant to Section 2.03(b); provided, however, that if the defect (or breach pursuant to Section 2.03(a)) is one that, had it been discovered before the Startup Day, would have prevented the Mortgage Loan from being a "qualified mortgage" within the meaning of the REMIC Provisions, such defect or breach shall be cured, or the related Mortgage Loan shall be repurchased or replaced, on a Distribution Date which falls within 90 days of the date of discovery of such defect or breach. The Purchase Price for the repurchased Mortgage Loan, or any amount required in respect of a substitution pursuant to Section 2.03(b), shall be deposited by the Company in the Certificate Account pursuant to Section 3.02(d) on the Business Day prior to the applicable Distribution Date and, upon receipt by the Trustee of written notification of such deposit signed by a Servicing Officer, the Trustee shall release or cause to be released to the Company the related Mortgage File and shall execute and deliver or cause to be executed and delivered such instruments of transfer or assignment, in each case without recourse, as shall be necessary to vest in the Company any Mortgage Loan released pursuant hereto. It is understood and agreed that the obligation of the Company to repurchase or replace any Mortgage Loan as to which a material defect in a constituent document exists shall constitute the sole remedy respecting such defect available to Certificateholders or the Trustee on behalf of Certificateholders. Upon receipt by the Trustee of the Mortgage Note with respect to a Designated Loan that is not defective in accordance with the fifth sentence of the preceding paragraph, the related Lost Note Affidavit delivered pursuant to Section 2.01 shall be void and the Trustee shall return it to the Company. Section 2.03. Representations and Warranties of the Company; Mortgage Loan Repurchase. (a) The Company hereby represents and warrants to the Trustee in respect of the related Mortgage Loans that: (i) The information set forth in Exhibit C hereto was true and correct in all material respects at the date or dates respecting which such information is furnished; (ii) As of the date of the initial issuance of the Certificates, other than with respect to Cooperative Loans, each Mortgage is a valid and enforceable first lien on the property securing the related Mortgage Note subject only to (a) the lien of current real property taxes and assessments, (b) covenants, conditions and restrictions, rights of way, easements and other matters of public record as of the date of recording of such Mortgage, such exceptions appearing of record being acceptable to mortgage lending institutions generally in the area wherein the property subject to the Mortgage is located or specifically reflected in the appraisal obtained in connection with the origination of the related Mortgage Loan obtained by the Company and (c) other matters to which like properties are commonly subject which do not materially interfere with the benefits of the security intended to be provided by such Mortgage; (iii) Immediately prior to the transfer and assignment herein contemplated, the Company had good title to, and was the sole owner of, each Mortgage Loan and all action had been taken to obtain good record title to each related Mortgage. Each Mortgage Loan has been transferred free and clear of any liens, claims and encumbrances; (iv) As of the date of the initial issuance of the Certificates, no payment of principal of or interest on or in respect of any Mortgage Loan is 30 or more days past due and none of the Mortgage Loans have been past due 30 or more days more than once during the preceding 12 months; (v) As of the date of the initial issuance of the Certificates, other than with respect to Cooperative Loans, there is no mechanics' lien or claim for work, labor or material affecting the premises subject to any Mortgage which is or may be a lien prior to, or equal or coordinate with, the lien of such Mortgage except those which are insured against by the title insurance policy referred to in (x) below; (vi) As of the date of the initial issuance of the Certificates, other than with respect to Cooperative Loans, there is no delinquent tax or assessment lien against the property subject to any Mortgage; (vii) As of the date of the initial issuance of the Certificates, there is no valid offset, defense or counterclaim to any Mortgage Note or Mortgage, including the obligation of the Mortgagor to pay the unpaid principal and interest on such Mortgage Note; (viii) As of the date of the initial issuance of the Certificates, the physical property subject to any Mortgage (or, in the case of a Cooperative Loan, the related Cooperative Apartment) is free of material damage and is in good repair; (ix) Each Mortgage Loan at the time it was made complied in all material respects with applicable state and federal laws, including, without limitation, usury, equal credit opportunity and disclosure laws; (x) Other than with respect to Cooperative Loans, a lender's title insurance policy or binder, or other assurance of title insurance customary in the relevant jurisdiction therefor was issued on the date of the origination of each Mortgage Loan and each such policy or binder is valid and remains in full force and effect; (xi) Each Mortgage Loan (other than a Pledged Asset Mortgage Loan) that had, as of the Cut-off Date, a Loan-to-Value Ratio of more than 80% is covered by a Primary Insurance Policy so long as its then outstanding principal amount exceeds 80% of the greater of (a) the Original Value and (b) the then current value of the related Mortgaged Property as evidenced by an appraisal thereof satisfactory to the Company, except to the extent such coverage may otherwise be terminable under applicable law. Each Primary Insurance Policy is issued by a private mortgage insurer acceptable to FNMA or FHLMC; (xii) Each Mortgage Note is payable on the first day of each month in self-amortizing monthly installments of principal and interest, with interest payable in arrears, over an original term of not more than thirty years; (xiii) Other than with respect to Cooperative Loans, the improvements on the Mortgaged Properties are insured against loss under a hazard insurance policy with extended coverage and conforming to the requirements of Section 3.06 hereof. As of the date of initial issuance of the Certificates, all such insurance policies are in full force and effect; (xiv) As to each condominium securing a Mortgage Loan or the related Mortgage Loan, (a) the related condominium is in a project that is on the FNMA or FHLMC approved list, (b) the related condominium is in a project that, upon submission of appropriate application, could be so approved by either FNMA or FHLMC, (c) the related Mortgage Loan meets the requirements for purchase by FNMA or FHLMC, (d) the related Mortgage Loan is of the type that could be approved for purchase by FNMA or FHLMC but for the principal balance of the related Mortgage Loan or the pre-sale requirements or (e) the related Mortgage Loan has been approved by a nationally recognized mortgage pool insurance company for coverage under a mortgage pool insurance policy issued by such insurer; (xv) Other than with respect to Cooperative Loans, no Mortgage Loan is secured by a leasehold interest in the related Mortgaged Property, and each Mortgagor holds fee title to the related Mortgaged Property; (xvi) The Mortgage Loans and the Mortgaged Properties, individually and in the aggregate, conform in all material respects to the applicable descriptions thereof contained in the Prospectus; (xvii) All appraisals have been prepared substantially in accordance with the description contained under the caption "The Trusts -- The Mortgage Loans" in the Prospectus; (xviii) No selection procedures, other than those necessary to comply with the representations and warranties set forth herein or the description of the Mortgage Loans made in any disclosure document delivered to prospective investors in the Certificates, have been utilized in selecting the Mortgage Loans from the Company's portfolio which would be adverse to the interests of the Certificateholders; (xix) Other than with respect to Cooperative Loans, to the best of the Company's knowledge, at origination no improvement located on or being part of a Mortgaged Property was in violation of any applicable zoning and subdivision laws and ordinances; (xx) None of the Mortgage Loans is a temporary construction loan. With respect to any Mortgaged Property which constitutes new construction, the related construction has been completed substantially in accordance with the specifications therefor and any incomplete aspect of such construction shall not be material or interfere with the habitability or legal occupancy of the Mortgaged Property. Mortgage Loan amounts sufficient to effect any such completion are in escrow for release upon or in connection with such completion or a performance bond or completion bond is in place to provide funds for this purpose and such completion shall be accomplished within 120 days after weather conditions permit the commencement thereof; (xxi) As of the Closing Date, each Mortgage Loan is a "qualified mortgage" as defined in Section 860G(a)(3) of the Code; (xxii) As of the Closing Date, the Company possesses the Document File with respect to each Mortgage Loan, and, other than with respect to Cooperative Loans, the related Mortgages and intervening assignment or assignments of Mortgages, if any, have been delivered to a title insurance company for recording; (xxiii) With respect to each Mortgage Loan identified in Exhibit C as a Cooperative Loan: (A) The Security Agreement creates a first lien in the stock ownership and leasehold rights associated with the related Cooperative Apartment; (B) The lien created by the related Security Agreement is a valid, enforceable and subsisting first priority security interest in the related Cooperative Stock securing the related Mortgage Note, subject only to (a) liens of the Cooperative for unpaid assessments representing the Mortgagor's pro rata share of the Cooperative's payments for its blanket mortgage, current and future real property taxes, insurance premiums, maintenance fees and other assessments to which like collateral is commonly subject and (b) other matters to which like collateral is commonly subject which do not materially interfere with the benefits of the security intended to be provided by the Security Agreement. There are no liens against or security interest in the Cooperative Stock relating to such Cooperative Loan (except for unpaid maintenance, assessments and other amounts owed to the related Cooperative which individually or in the aggregate do not have a material adverse effect on such Cooperative Loan), which have priority over the Trustee's security interest in such Cooperative Stock; (C) The Cooperative Stock that is pledged as security for the Mortgage Loan is held by a person as a "tenant-stockholder" within the meaning of section 216 of the Code, the related Cooperative that owns title to the related cooperative apartment building is a "cooperative housing corporation" within the meaning of section 216 of the Code, and such Cooperative is in material compliance with applicable federal, state and local laws which, if not complied with, could have a material adverse effect on the Mortgaged Property; and (D) There is no prohibition against pledging the Cooperative Stock or assigning the Proprietary Lease; and (xxiv) With respect to each Mortgage Loan identified on Exhibit C as having been originated or acquired under the Company's Enhanced Streamlined Refinance program, the value of the related Mortgaged Property, as of the date of such origination or acquisition under the Company's Enhanced Streamlined Refinance program, is no less than the value thereof established at the time the mortgage loan that is the subject of the refinancing was originated. It is understood and agreed that the representations and warranties set forth in this Section 2.03(a) shall survive delivery of the respective Mortgage Files to the Trustee. Upon discovery by either the Company or the Trustee of a breach of any of the foregoing representations and warranties which materially and adversely affects the interests of the Certificateholders in the related Mortgage Loan, the party discovering such breach shall give prompt written notice to the other. Subject to the following sentence, within 60 days of its discovery or its receipt of notice of breach, or, with the prior written consent of a Responsible Officer of the Trustee, such longer period specified in such consent, the Company shall cure such breach in all material respects or shall repurchase such Mortgage Loan from the Trustee or replace such Mortgage Loan pursuant to Section 2.03(b). Any such repurchase by the Company shall be accomplished in the manner set forth in Section 2.02, subject to the proviso of the third-to-last sentence thereof, and at the Purchase Price. It is understood and agreed that the obligation of the Company to repurchase or replace any Mortgage Loan as to which a breach occurred and is continuing shall constitute the sole remedy respecting such breach available to Certificateholders or the Trustee on behalf of Certificateholders and such obligation of the Company to repurchase or replace any such Mortgage Loan shall not be assumed by any Person which may succeed the Company as servicer hereunder, but shall continue as an obligation of the Company. Notwithstanding the preceding sentence, if a breach of the representation and warranty of the Company contained in Section 2.03(a)(ix) occurs as a result of a violation of the federal Truth in Lending Act, 15 U.S.C. ss. 1601 et seq., as amended ("TILA") or any state truth-in lending or similar statute, and the Trustee or the Trust Fund is named as a defendant in a TILA suit or a suit under any such statutes in respect of such violation and liability in respect thereof is imposed upon the Trustee or the Trust Fund as assignees of the related Mortgage Loan pursuant to Section 1641 of TILA, or any analogous provision of any such statute, the Company shall indemnify the Trustee and the Trust Fund from, and hold them harmless against, any and all losses, liabilities, damages, claims or expenses (including reasonable attorneys' fees) to which the Trustee and the Trust Fund, or either of them, become subject pursuant to TILA or any such statute, insofar as such losses, damages, claims or expenses (including reasonable attorneys' fees) result from such violation. The Company's obligations under the preceding sentence shall not impair or derogate from the Company's obligations to the Trustee under Section 8.05. (b) If the Company is required to repurchase any Mortgage Loan pursuant to Section 2.02 or 2.03(a), the Company may, at its option, within the applicable time period specified in such respective Sections, remove such Defective Mortgage Loan from the terms of this Agreement and substitute one or more other mortgage loans for such Defective Mortgage Loan, in lieu of repurchasing such Defective Mortgage Loan, provided that no such substitution shall occur more than two years after the Closing Date. Any substitute Mortgage Loan shall (a) have a Scheduled Principal Balance (together with that of any other Mortgage Loan substituted for the same Defective Mortgage Loan) as of the first Distribution Date following the month of substitution not in excess of the Scheduled Principal Balance of the Defective Mortgage Loan as of such date (the amount of any difference, plus one month's interest thereon at the respective Net Mortgage Rate, to be deposited by the Company in the Certificate Account pursuant to Section 2.02), (b) have a Mortgage Rate not less than, and not more than one percentage point greater than, the Mortgage Rate of the Defective Mortgage Loan, (c) have the same Net Mortgage Rate as the Defective Mortgage Loan, (d) have a remaining term to stated maturity not later than, and not more than one year less than, the remaining term to stated maturity of the Defective Mortgage Loan, (e) be, in the reasonable determination of the Company, of the same type, quality and character as the Defective Mortgage Loan as if the defect or breach had not occurred, (f) have a ratio of its current principal amount to its Original Value not greater than that of the removed Mortgage Loan and (g) be, in the reasonable determination of the Company, in compliance with the representations and warranties contained in Section 2.03(a), other than subparagraph (xvi) thereof, as of the date of substitution. The Company shall amend the Mortgage Loan Schedule to reflect the withdrawal of any Defective Mortgage Loan and the substitution of a substitute Mortgage Loan therefor. Upon such amendment the Company shall be deemed to have made as to such substitute Mortgage Loan the representations and warranties set forth in Section 2.03(a), other than subparagraph (xvi) thereof, as of the date of such substitution, which shall be continuing as long as any Certificate shall be outstanding or this Agreement has not been terminated, and the remedies for breach of any such representation or warranty shall be as set forth in Section 2.03(a). Upon such amendment, the Trustee shall review the Mortgage File delivered to it relating to the substitute Mortgage Loan, within the time and in the manner and with the remedies specified in Section 2.02, except that for purposes of this Section 2.03(b) (other than the two-year period specified in the first sentence of the preceding paragraph of this Section 2.03(b)), such time shall be measured from the date of the applicable substitution. Section 2.04. Execution of Certificates. The Trustee has caused to be executed, countersigned and delivered to or upon the order of the Company, in exchange for the Mortgage Loans, the Certificates in authorized denominations evidencing the entire ownership of the Trust Fund. Section 2.05. Designations under the REMIC Provisions. (a) The Company hereby designates the Classes of Certificates identified in Section 5.01(b), other than the Residual Certificate, as "regular interests," and the Class R Certificate as the single class of "residual interest," in the REMIC established hereunder for purposes of the REMIC Provisions. The assets of the REMIC established hereunder will consist of the assets and rights specified in clauses (i) though (viii) of the definition of the term Trust Fund, and any Rounding Accounts. (b) The Closing Date will be the "Startup Day" for the REMIC established hereunder for purposes of the REMIC Provisions. (c) The "tax matters person" with respect to the REMIC established hereunder for purposes of the REMIC Provisions shall be (i) the Company, if the Company is the owner of a Class R Certificate, or (ii) in any other case, the beneficial owner of the Class R Certificate having the largest Percentage Interest of such Class; provided, however, that such largest beneficial owner and, to the extent relevant, each other holder of a Class R Certificate, by its acceptance thereof irrevocably appoints the Company as its agent and attorney-in-fact to act as "tax matters person" with respect to the REMIC established hereunder for purposes of the REMIC Provisions. (d) The "latest possible maturity date" of the regular interests in the REMIC established hereunder is the Latest Possible Maturity Date for purposes of section 860G(a)(1) of the Code. (e) In the event that the Servicing Fee exceeds the amount reasonable for such services (within the meaning of Treasury Regulation 1.860D-1(b)(1)(ii)), the portion or portions of such fee that can be measured as a fixed number of basis points on some or all of the Mortgage Loans and can be treated as one or more stripped coupons within the meaning of Treasury Regulation 1.860D-1(b)(2)(iii) shall be treated as such stripped coupons and shall not be treated as a REMIC asset. ARTICLE III ADMINISTRATION AND SERVICING OF MORTGAGE LOANS Section 3.01. Company to Act as Servicer. (a) It is intended that the REMIC established hereunder shall constitute, and that the affairs of the REMIC shall be conducted so as to qualify the Trust Fund (other than any collateral fund established under the agreement referred to in Section 3.08(e)) as, a "real estate mortgage investment conduit" as defined in and in accordance with the REMIC Provisions. In furtherance of such intention, the Company covenants and agrees that it shall act as agent (and the Company is hereby appointed to act as agent) on behalf of the Trust Fund and the Holders of the Residual Certificates and that in such capacity it shall: (i) prepare and file, or cause to be prepared and filed, in a timely manner, a U.S. Real Estate Mortgage Investment Conduit Income Tax Return (Form 1066) and prepare and file or cause to be prepared and filed with the Internal Revenue Service and applicable state or local tax authorities income tax or information returns for each taxable year with respect to the REMIC established hereunder, using the calendar year as the taxable year and the accrual method of accounting, containing such information and at the times and in the manner as may be required by the Code or state or local tax laws, regulations, or rules, and shall furnish or cause to be furnished to Certificateholders the schedules, statements or information at such times and in such manner as may be required thereby; (ii) within thirty days of the Closing Date, shall furnish or cause to be furnished to the Internal Revenue Service, on Form 8811 or as otherwise may be required by the Code, the name, title, address, and telephone number of the person that the holders of the Certificates may contact for tax information relating thereto (and the Company shall act as the representative of the REMIC established hereunder for this purpose), together with such additional information as may be required by such Form, and shall update such information at the time or times and in the manner required by the Code; (iii) make or cause to be made an election, on behalf of the REMIC established hereunder, to be treated as a REMIC, and make the appropriate designations, if applicable, in accordance with Section 2.05 hereof on the federal tax return of the Trust Fund for its first taxable year (and, if necessary, under applicable state law); (iv) prepare and forward, or cause to be prepared and forwarded, to the Certificateholders and to the Internal Revenue Service and, if necessary, state tax authorities, all information returns or reports, or furnish or cause to be furnished by telephone, mail, publication or other appropriate method such information, as and when required to be provided to them in accordance with the REMIC Provisions, including without limitation, the calculation of any original issue discount using the Prepayment Assumption Multiple; (v) provide information necessary for the computation of tax imposed on the transfer of a Residual Certificate to a Disqualified Organization, or an agent (including a broker, nominee or other middleman) of a Disqualified Organization, or a pass-through entity in which a Disqualified Organization is the record holder of an interest (the reasonable cost of computing and furnishing such information may be charged to the Person liable for such tax); (vi) use its best reasonable efforts to conduct the affairs of the REMIC established hereunder at all times that any Certificates are outstanding so as to maintain the status thereof as a REMIC under the REMIC Provisions; (vii) not knowingly or intentionally take any action or omit to take any action that would cause the termination of the REMIC status of the REMIC or that would subject the Trust Fund to tax; (viii) exercise reasonable care not to allow the creation of any "interests" in the REMIC within the meaning of section 860D(a)(2) of the Code other than the interests represented by the Classes of Certificates identified in Section 5.01(b); (ix) exercise reasonable care not to allow the occurrence of any "prohibited transactions" within the meaning of section 860F of the Code, unless the Company shall have provided an Opinion of Counsel to the Trustee that such occurrence would not (a) result in a taxable gain, (b) otherwise subject the Trust Fund to tax, or (c) cause any REMIC established hereunder to fail to qualify as a REMIC; (x) exercise reasonable care not to allow the Trust Fund to receive income from the performance of services or from assets not permitted under the REMIC Provisions to be held by a REMIC; (xi) pay the amount of any federal or state tax, including prohibited transaction taxes, taxes on certain contributions to the REMIC after the Startup Day, and taxes on net income from foreclosure property, imposed on the Trust Fund when and as the same shall be due and payable (but such obligation shall not prevent the Company or any other appropriate Person from contesting any such tax in appropriate proceedings and shall not prevent the Company from withholding payment of such tax, if permitted by law, pending the outcome of such proceedings); (xii) ensure that federal, state or local income tax or information returns shall be signed by the Trustee or such other person as may be required to sign such returns by the Code or state or local laws, regulations or rules; and (xiii) maintain such records relating to the REMIC established hereunder, including but not limited to the income, expenses, individual Mortgage Loans (including Mortgaged Property), other assets and liabilities thereof, and the fair market value and adjusted basis of the property of each determined at such intervals as may be required by the Code, as may be necessary to prepare the foregoing returns, schedules, statements or information. The Company shall be entitled to be reimbursed pursuant to Section 3.04 for any federal income taxes paid by it pursuant to clause (xi) of the preceding sentence, except to the extent that such taxes are imposed as a result of the bad faith, misfeasance or negligence of the Company in the performance of its obligations hereunder. With respect to any reimbursement of prohibited transaction taxes, the Company shall inform the Trustee of the circumstances under which such taxes were incurred. (b) The Company shall service and administer the Mortgage Loans and shall have full power and authority, acting alone or through one or more Primary Servicers, to do any and all things in connection with such servicing and administration which it may deem necessary or desirable. Without limiting the generality of the foregoing, the Company shall continue, and is hereby authorized and empowered by the Trustee, to execute and deliver, or file, as appropriate, on behalf of itself, the Certificateholders and the Trustee or any of them, any and all continuation statements, termination statements, instruments of satisfaction or cancellation, or of partial or full release or discharge and all other comparable instruments, with respect to the Mortgage Loans and with respect to the properties subject to the Mortgages. Without limitation of the foregoing, if the Company in its individual capacity agrees to refinance any Mortgage Loan upon the request of the related Mortgagor, the Company, as servicer hereunder, may execute an instrument of assignment in customary form to the Company in its individual capacity. In connection with any such refinancing, the Trustee shall, upon certification of a Servicing Officer to the effect that an amount equal to the principal balance of the related Mortgage Loan together with accrued and unpaid interest thereon at the applicable Net Mortgage Rate to the date of such certification has been credited to the applicable Mortgage Loan Payment Record, release the related Mortgage File to the Company whereupon the Company may cancel the related Mortgage Note. Upon request by the Company after the execution and delivery of this Agreement, the Trustee shall furnish the Company with any powers of attorney and other documents necessary or appropriate to enable the Company to carry out its servicing and administrative duties hereunder. Except as otherwise provided herein, the Company shall maintain servicing standards substantially equivalent to those required for approval by FNMA or FHLMC. The Company shall not agree to any modification of the material terms of any Mortgage Loan except as provided in the second sentence of Section 3.02(a) and in Section 3.07. The Company shall not release any portion of any Mortgaged Property from the lien of the related Mortgage unless the related Mortgage Loan would be a "qualified mortgage" within the meaning of the REMIC Provisions following such release. (c) [Intentionally Omitted.] (d) The relationship of the Company (and of any successor to the Company as servicer under this Agreement) to the Trustee under this Agreement is intended by the parties to be that of an independent contractor and not that of a joint venturer, partner or agent. (e) All costs incurred by the Company in effecting the timely payment of taxes and assessments on the properties subject to the Mortgage Loans shall not, for the purpose of calculating monthly distributions to Certificateholders, be added to the amount owing under the related Mortgage Loans, notwithstanding that the terms of such Mortgage Loans so permit, and such costs shall be recoverable by the Company to the extent permitted by Section 3.04. The Company shall collect such amounts from the Mortgagor and shall credit the applicable Mortgage Loan Payment Record accordingly. (f) If the Company enters into a servicing agreement with any servicer (a "Primary Servicer") pursuant to which such Primary Servicer shall directly service certain Mortgage Loans and the Company shall perform master servicing with respect thereto, the Company shall not be released from its obligations to the Trustee and Certificateholders with respect to the servicing and administration of the Mortgage Loans in accordance with the provisions of Article III hereof and such obligations shall not be diminished by virtue of any such servicing agreement or arrangement and the Company shall be obligated to the same extent and under the same terms and conditions as if the Company alone were servicing and administering the Mortgage Loans. Any amounts received by a Primary Servicer in respect of a Mortgage Loan shall be deemed to have been received by the Company whether or not actually received by it. Any servicing agreement that may be entered into and any transactions or services relating to the Mortgage Loans involving a Primary Servicer in its capacity as such shall be deemed to be between the Company and the Primary Servicer alone, and the Trustee and the Certificateholders shall have no claims, obligations, duties or liabilities with respect thereto. Notwithstanding the foregoing, in the event the Company has been removed as the servicer hereunder pursuant to Section 6.04 or Section 7.01, the Trustee or any successor servicer appointed pursuant to Section 7.02 shall succeed to all of the Company's rights and interests (but not to any obligations or liabilities of the Company arising prior to the date of succession) under any servicing agreement with any Primary Servicer in respect of the Mortgage Loans, subject to the limitation on the Trustee's responsibilities under Section 7.02. (g) In no event shall any collateral fund established under the agreement referred to in Section 3.08(e) constitute an asset of any REMIC established hereunder. Section 3.02. Collection of Certain Mortgage Loan Payments; Mortgage Loan Payment Records; Certificate Account. (a) The Company shall make reasonable efforts to collect all payments called for under the terms and provisions of the Mortgage Loans, and shall, to the extent such procedures shall be consistent with this Agreement, follow such collection procedures as it follows with respect to mortgage loans comparable to the Mortgage Loans in its servicing portfolio. Consistent with the foregoing, the Company may in its discretion (i) waive any late payment charge or any assumption fees or other fees which may be collected in the ordinary course of servicing such Mortgage Loan and (ii) if a default on the Mortgage Loan has occurred or is reasonably foreseeable, arrange at any time prior to foreclosure with a Mortgagor a schedule for the payment of due and unpaid principal and interest for a period extending no longer than two years after the date that such schedule is arranged. Any arrangement of the sort described in clause (ii) above shall not affect the amount or timing of the Company's obligation to make Monthly Advances with respect to any Mortgage Loan which Monthly Advances shall be made pursuant to the original amortization schedule applicable to such Mortgage Loan. (b) The Company shall establish and maintain a Mortgage Loan Payment Record for each Mortgage Pool in which the following payments on and collections in respect of each Mortgage Loan in such Mortgage Pool shall as promptly as practicable be credited by the Company for the account of the Holders of the related Certificates: (i) All payments on account of principal, including Principal Prepayments (other than (A) payments of principal due and payable on the Mortgage Loans on or before, and all Principal Prepayments received before, the Cut-off Date, (B) in the case of a substitute Mortgage Loan, payments of principal due and payable on such Mortgage Loan on or before the Determination Date in the month of substitution, and all Principal Prepayments received before the first day of the month of substitution, and (C) in the case of a replaced Mortgage Loan, payments of principal due and payable on such Mortgage Loan after the Determination Date in the month of substitution, and all Principal Prepayments received in the month of substitution); (ii) All payments (other than (A) those due and payable on or before the Cut-off Date, (B) in the case of a substitute Mortgage Loan, those due and payable on such Mortgage Loan on or before the Determination Date in the month of substitution, and (C) in the case of a replaced Mortgage Loan, those due and payable on such Mortgage Loan after the Determination Date in the month of substitution) on account of interest at the applicable Net Mortgage Rate on the Mortgage Loan received from the related Mortgagor, including any Buydown Funds applied with respect to interest at the applicable Net Mortgage Rate on any Buydown Mortgage Loan; (iii) All Liquidation Proceeds received by the Company with respect to such Mortgage Loan and the Purchase Price for any Mortgage Loan purchased by the Company pursuant to Sections 2.02, 2.03 and 3.16 (including any amounts received in respect of a substitution of a Mortgage Loan); (iv) All Insurance Proceeds (including, for this purpose, any amounts required to be credited by the Company pursuant to the last sentence of Section 3.06) received by the Company in respect of the related Mortgage Pool for the benefit of the Trust Fund, other than proceeds to be applied to the restoration or repair of the property subject to the related Mortgage or released, or to be released, to the related Mortgagor in accordance with the normal servicing procedures of the Company; (v) All REO Proceeds; (vi) All Unanticipated Recoveries; and (vii) All amounts received by the Company with respect to any Pledged Asset Mortgage Loan pursuant to the liquidation of any Additional Collateral or pursuant to any recovery under the Surety Bond in accordance with Section 4.09. The foregoing requirements respecting credits to each Mortgage Loan Payment Record are exclusive, it being understood that, without limiting the generality of the foregoing, the Company need not enter in either Mortgage Loan Payment Record collections, Liquidation Proceeds or Insurance Proceeds in respect of Mortgage Loans which have been previously released from the terms of this Agreement, amounts representing fees or late charge penalties payable by Mortgagors, or amounts received by the Company for the account of Mortgagors for application towards the payment of taxes, insurance premiums, assessments and similar items. (c) Subject to subsection (e) below, until the Business Day prior to each Distribution Date on which amounts are required to be transferred to the Certificate Account pursuant to subsection (d) of this Section 3.02, the Company may retain and commingle such amounts with its own funds and shall be entitled to retain for its own account any gain or investment income thereon, and any such investment income shall not be subject to any claim of the Trustee or Certificateholders. To the extent that the Company realizes any net loss on any such investments, the Company shall deposit in the Certificate Account an amount equal to such net loss at the time the Company is required to deposit amounts in the Certificate Account pursuant to subsection (d) of this section 3.02. Any such deposit shall not increase the Company's obligation under said subsection (d). (d) The Trustee shall establish and maintain with the Trustee in its corporate trust department a single separate trust account for both Mortgage Pools designated in the name of the Trustee for the benefit of the Holders of the Certificates issued hereunder (the "Certificate Account") into which the Company shall transfer, not later than 11:00 a.m. New York time on the Business Day prior to each Distribution Date, an amount in next-day funds equal to the sum of Available Funds in respect of each Mortgage Pool for such Distribution Date and any Unanticipated Recoveries in respect of each Mortgage Pool received in the calendar month preceding the month of such Distribution Date. If the Trustee does not receive such transfer by 2:00 p.m. on such Business Day, it shall give the Company written notice thereof. (e) If the Company or a Responsible Officer of the Trustee obtains actual notice of or knowledge of the occurrence of either (x) any Trigger Event or (y) the downgrade by S&P of General Electric Capital Corporation's short-term senior unsecured debt rating below A-1+, then, notwithstanding subsection (c) above, the Company shall promptly establish, and thereafter maintain, one or more Eligible Accounts in the name of the Trustee and bearing a designation indicating that amounts therein are held for the benefit of the Trustee and the Certificateholders, into which the Company and any Primary Servicer shall deposit within two Business Days after receipt, all amounts otherwise required to be credited to the applicable Mortgage Loan Payment Record pursuant to Section 3.02(b); provided, however, that such action shall not be required if the Company delivers to the Trustee a letter from each Rating Agency to the effect that the failure to take such action will not cause such Rating Agency to withdraw or reduce its then current ratings of Certificates. All amounts so deposited shall be held in trust for the benefit of the related Certificateholders. Amounts so deposited may be invested at the written instruction of the Company in Permitted Investments in the name of the Trustee maturing no later than the Business Day preceding the Distribution Date following the date of such investment; provided, however, that any such Permitted Investment which is an obligation of State Street Bank and Trust Company, in its individual capacity and not in its capacity as Trustee, may mature on such Distribution Date; and, provided further, that no such Permitted Investment shall be sold before the maturity thereof if the sale thereof would result in the realization of gain prior to maturity unless the Company has obtained an Opinion of Counsel that such sale or disposition will not cause the Trust Fund to be subject to the tax on prohibited transactions under section 860F of the Code, or otherwise subject the Trust Fund to tax or cause the REMIC established hereunder to fail to qualify as a REMIC. The Trustee shall maintain physical possession of all Permitted Investments, other than Permitted Investments maintained in book-entry form. The Company, as servicer, shall be entitled to retain for its own account any gain or other income from Permitted Investments, and neither the Trustee nor Certificateholders shall have any right or claim with respect to such income. The Company shall deposit an amount equal to any loss realized on any Permitted Investment as soon as any such loss is realized. If the provisions in this subsection (e) become operable, references in this Agreement to each Mortgage Loan Payment Record and credits and debits to such Record shall be deemed to refer to the Eligible Accounts and transfers to and withdrawals from such Eligible Accounts. Any action which may be necessary to establish the terms of an account pursuant to this Section 3.02(e) may be taken by an amendment or supplement to this Agreement or pursuant to a written order of the Company, which amendment, supplement or order shall not require the consent of Certificateholders, provided that the Company has delivered to the Trustee a letter from each Rating Agency to the effect that such amendment, supplement or order will not cause such Rating Agency to withdraw or reduce its then current ratings of the related Certificates. Section 3.03. Collection of Taxes, Assessments and Other Items. Other than with respect to any Cooperative Loan, the Company shall establish and maintain with one or more depository institutions one or more accounts into which it shall deposit all collections of taxes, assessments, private mortgage or hazard insurance premiums or comparable items for the account of the Mortgagors. As servicer, the Company shall effect the timely payment of all such items for the account of Mortgagors. Withdrawals from such account or accounts may be made only to effect payment of taxes, assessments, private mortgage or standard hazard insurance premiums or comparable items, to reimburse the Company out of related collections for any payments made regarding taxes and assessments or for any payments made pursuant to Section 3.05 regarding premiums on Primary Insurance Policies and Section 3.06 regarding premiums on standard hazard insurance policies, to refund to any Mortgagors any sums determined to be overages, or to pay interest owed to Mortgagors to the extent required by law. Section 3.04. Permitted Debits to the Mortgage Loan Payment Records. The Company (or any successor servicer pursuant to Section 7.02) may, from time to time, make debits to each Mortgage Loan Payment Record for the following purposes (in each case as to the Mortgage Loans in the related Mortgage Pool): (i) To reimburse the Company or the applicable Primary Servicer for Liquidation Expenses theretofore incurred in respect of any Mortgage Loan in an amount not to exceed the amount of the related Liquidation Proceeds credited to such Mortgage Loan Payment Record pursuant to Section 3.02(b)(iii); provided that the Company or the applicable Primary Servicer shall not be entitled to reimbursement for Liquidation Expenses incurred after the initiation of foreclosure proceedings in respect of any Defaulted Mortgage Loan that is repurchased pursuant to Section 3.16; (ii) To reimburse the Company or the applicable Primary Servicer for Insured Expenses and amounts expended by it pursuant to Section 3.08 in good faith in connection with the restoration of property damaged by an Uninsured Cause, in an amount not to exceed the amount of the related Insurance Proceeds and Liquidation Proceeds (net of any debits pursuant to clause (i) above) and amounts representing proceeds of other insurance policies covering the property subject to the related Mortgage credited to such Mortgage Loan Payment Record pursuant to Section 3.02(b) (iii) and (iv); (iii) To reimburse the Company to the extent permitted by Sections 3.01(a) and 6.04; (iv) To pay to the Company amounts received in respect of any Defective Mortgage Loan or Defaulted Mortgage Loan purchased by the Company to the extent that the distribution of any such amounts on the Distribution Date upon which the proceeds of such purchase are distributed would make the total amount distributed in respect of any such Mortgage Loan on such Distribution Date greater than the Purchase Price therefor, net of any unreimbursed Monthly Advances made by the Company; (v) To reimburse the Company (or the Trustee, as applicable) for Monthly Advances theretofore made in respect of any Mortgage Loan to the extent of late payments, REO Proceeds, Insurance Proceeds and Liquidation Proceeds in respect of such Mortgage Loan; (vi) To reimburse the Company from any Mortgagor payment of interest or other recovery with respect to a particular Mortgage Loan, to the extent not previously retained by the Company, for unpaid Servicing Fees with respect to such Mortgage Loan, subject to Section 3.08(d); (vii) To reimburse the Company (or the Trustee, as applicable) for any Nonrecoverable Advance in respect of such Mortgage Pool (which right of reimbursement of the Trustee pursuant to this clause shall be prior to such right of the Company); (viii) To make transfers of funds to the Certificate Account pursuant to Section 3.02(d); (ix) To pay to the Company amounts received in respect of any Mortgage Loan purchased by the Company pursuant to Section 9.01 to the extent that the distribution of any such amounts on the final Distribution Date upon which the proceeds of such purchase are distributed would make the total amount distributed in respect of any such Mortgage Loan on such Distribution Date greater than the purchase price therefor specified in clause (x) of the first sentence of Section 9.01; and (x) To deduct any amounts credited to such Mortgage Loan Payment Record in error. The Company shall keep and maintain separate accounting records, on a Mortgage Loan by Mortgage Loan basis, for the purpose of accounting for debits to the related Mortgage Loan Payment Record pursuant to clauses (i), (ii), (iv), (v) and (vi) of this Section 3.04; provided, however, that it is understood and agreed that the records of such accounting need not be retained by the Company for a period longer than the five most recent fiscal years. Section 3.05. Maintenance of the Primary Insurance Policies. (a) The Company shall not take any action which would result in non-coverage under any applicable Primary Insurance Policy of any loss which, but for the actions of the Company, would have been covered thereunder. To the extent coverage is available, the Company shall keep or cause to be kept in full force and effect each such Primary Insurance Policy until the principal balance of the related Mortgage Note is 80% or less of the greater of (i) the related Original Value and (ii) the then current value of the property underlying the related Mortgage Note as evidenced by an appraisal thereof satisfactory to the Company; provided, that no such Primary Insurance Policy need be kept in effect if doing so would violate applicable law. The Company shall not cancel or refuse to renew any such Primary Insurance Policy applicable to a Mortgage Loan that is in effect at the Closing Date and is required to be kept in force hereunder unless the replacement Primary Insurance Policy for such canceled or non-renewed policy is maintained with an insurer whose claims-paying ability is acceptable to each Rating Agency for mortgage pass-through certificates having ratings equal to or better than the ratings then assigned to the Certificates by such Rating Agency. The Company agrees to effect the timely payment of the premium on each Primary Insurance Policy, and such costs not otherwise recoverable shall be recoverable by the Company from related Insurance Proceeds and Liquidation Proceeds pursuant to Section 3.04. (b) In connection with its activities as administrator and servicer of the Mortgage Loans, the Company agrees to present, on behalf of itself, the Trustee and the related Certificateholders, claims to the insurer under each Primary Insurance Policy and, in this regard, to take such reasonable action as shall be necessary to permit recovery under any Primary Insurance Policy respecting a related defaulted Mortgage Loan. To the extent provided in Section 3.02(b), any amounts collected by the Company under any Primary Insurance Policy in respect of the Mortgage Loans (including, without limitation, a Mortgage Loan purchased by a related insurer) shall be credited to the applicable Mortgage Loan Payment Record. Section 3.06. Maintenance of Hazard Insurance. The Company shall cause to be maintained for each Mortgage Loan other than a Cooperative Loan hazard insurance with a standard mortgagee clause and with extended coverage in an amount which is at least equal to the maximum insurable value of the improvements securing such Mortgage Loan from time to time or the principal balance owing on such Mortgage Loan from time to time, whichever is less. The Company shall also maintain on property (other than Cooperative Apartments) acquired upon foreclosure, or by deed in lieu of foreclosure, hazard insurance with extended coverage in an amount which is at least equal to the lesser of (i) the maximum insurable value from time to time of the improvements which are a part of such property or (ii) the unpaid principal balance of such Mortgage Loan at the time of such foreclosure or deed in lieu of foreclosure plus accrued interest and the good-faith estimate of the Company of related Liquidation Expenses to be incurred in connection therewith. To the extent provided in Section 3.02(b)(iv), amounts collected by the Company under any such policies in respect of the Mortgage Loans shall be credited to the applicable Mortgage Loan Payment Record. Such costs shall be recoverable by the Company pursuant to Sections 3.03 and 3.04. In cases in which property securing any Mortgage Loan other than a Cooperative Loan is located in a federally designated flood area, the hazard insurance to be maintained for such Mortgage Loan shall include flood insurance. All such flood insurance shall be in such amounts as are required under applicable guidelines of FNMA. The Company shall be under no obligation to require that any Mortgagor maintain earthquake or other additional insurance and shall be under no obligation itself to maintain any such additional insurance on property acquired in respect of a Mortgage Loan, other than pursuant to such applicable laws and regulations as shall at any time be in force and as shall require such additional insurance. If the Company shall obtain and maintain a blanket policy insuring against hazard losses on all of the Mortgage Loans (whether or not including Cooperative Loans), it shall conclusively be deemed to have satisfied its obligations as set forth in the first sentence of this Section 3.06, it being understood and agreed that such policy may contain a deductible clause, in which case the Company shall, in the event that there shall not have been maintained on the related Mortgaged Property a policy complying with the first sentence of this Section 3.06, and there shall have been a loss which would have been covered by such policy, credit to the applicable Mortgage Loan Payment Record the amount not otherwise payable under the blanket policy because of such deductible clause. Section 3.07. Assumption and Modification Agreements. (a) In any case in which property subject to a Mortgage has been or is about to be conveyed by the Mortgagor, the Company shall exercise its right to accelerate the maturity of such Mortgage Loan under any "due-on-sale" clause applicable thereto, unless in the reasonable discretion of the Company, such exercise would adversely affect or jeopardize coverage under the related Primary Insurance Policy, if any; provided, however, that if the Company is prevented, as provided in Section 3.07(b), from enforcing any such clause, the Company is authorized to make or enter into an assumption and modification agreement from or with the Person to whom such property has been or is about to be conveyed, pursuant to which such Person becomes liable under the Mortgage Note and the Mortgagor remains liable thereon. In connection with any such assumption and modification agreement, the Company shall apply its then current underwriting standards to such Person. The Company shall not make or enter into any such assumption and modification agreement, however, unless (to the extent practicable in the circumstances) it shall have received confirmation of the continued effectiveness of any applicable Primary Insurance Policy and hazard insurance policy. The Company shall notify the Trustee that any assumption and modification agreement has been completed by forwarding to the Trustee the original copy thereof, which copy shall be added by the Trustee to the related Mortgage File and shall, for all purposes, be considered a part of such Mortgage File to the same extent as all other documents and instruments constituting a part thereof. In connection with any such agreement, the Mortgage Rate, mortgage term and any other material term of such Mortgage Loan shall not be changed. Any fee collected by the Company for entering into any such agreement will be retained by the Company as additional servicing compensation. (b) Notwithstanding Section 3.07(a) or any other provision of this Agreement, the Company shall not be deemed to be in default, breach or any other violation of its obligations hereunder by reason of any assumption of a Mortgage Loan, or transfer of the property subject to a Mortgage without the assumption thereof, by operation of law or any assumption or transfer which the Company reasonably believes it may be restricted by law from preventing, for any reason whatsoever. Section 3.08. Realization Upon Defaulted Mortgage Loans. (a) The Company shall foreclose upon or otherwise comparably convert the ownership of properties securing such of the Mortgage Loans as come into and continue in default and as to which no satisfactory arrangements can be made for collection of delinquent payments pursuant to Section 3.02. In connection with such foreclosure or other conversion the Company shall, consistent with Section 3.05, follow such practices and procedures as it shall deem necessary or advisable and as shall be normal and usual in its general mortgage servicing activities. The foregoing is subject to the proviso that the Company shall not be required to expend its own funds in connection with any foreclosure or towards the restoration of any property unless it shall determine (i) that such restoration or foreclosure will increase the proceeds of liquidation of the Mortgage Loan in a particular Mortgage Pool to the related Certificateholders after reimbursement to itself for such expenses and (ii) that such expenses will be recoverable to it either through Liquidation Proceeds or Insurance Proceeds. Notwithstanding the foregoing, the Company shall not be entitled to recover legal expenses incurred in connection with foreclosure proceedings where the Mortgage Loan is reinstated and such foreclosure proceedings are terminated prior to completion, other than sums received from the Mortgagor for such expenses. Notwithstanding anything to the contrary contained herein, the Company shall be under no obligation to foreclose upon or otherwise convert the ownership of any Mortgaged Property which it believes may be contaminated with or affected by hazardous or toxic wastes, materials or substances. The Company may, but shall not be obligated to, make such determination on the basis of a Phase I environmental assessment with respect to the related Mortgaged Property. Neither the Trustee nor the Company shall be liable to the Trust Fund or the Certificateholders if, based on the Company's belief that such contamination or effect exists, the Company does not foreclose upon or otherwise convert the ownership of a Mortgaged Property. In addition, neither the Trustee nor the Company shall be liable to the Trust Fund or the Certificateholders if, based on the Company's belief that no such contamination or effect exists, the Company forecloses upon a Mortgaged Property and the Trustee or its nominee on behalf of the Trust Fund takes title to such Mortgaged Property, and thereafter such Mortgaged Property is determined to be so contaminated or affected. (b) In the event that title to any Mortgaged Property is acquired in foreclosure or by deed in lieu of foreclosure, the deed or certificate of sale shall be issued to the Trustee, or to its nominee on behalf of the Trust Fund. Notwithstanding any such acquisition of title and cancellation of the related Mortgage Loan, such Mortgage Loan shall (except for purposes of Section 9.01) be considered to be an Outstanding Mortgage Loan until such time as the Mortgaged Property shall be sold and such Mortgage Loan becomes a Liquidated Mortgage Loan. Consistent with the foregoing, for purposes of all calculations hereunder so long as such Mortgage Loan shall be considered to be an Outstanding Mortgage Loan, it shall be assumed that the related Mortgage Note and its amortization schedule in effect on and after such acquisition of title (after giving effect to any previous Principal Prepayments and Deficient Valuations incurred subsequent to the related Bankruptcy Coverage Termination Date and before any adjustment thereto by reason of any bankruptcy (other than as aforesaid) or any similar proceeding or any moratorium or similar waiver or grace period) remain in effect (notwithstanding that the indebtedness evidenced by such Mortgage Note shall have been discharged), subject to adjustment to reflect the application of REO Proceeds received in any month. REO Proceeds received in any month shall be applied to the payment of the installments of principal due and interest accrued on the related REO Mortgage Loan in accordance with the terms of such Mortgage Note. REO Proceeds received in any month in excess of the Amortization Payment for such month due on any REO Mortgage Loan shall be treated as a Principal Prepayment received in respect of such Mortgage Loan. (c) In the event that the Trust Fund acquires any Mortgaged Property as aforesaid or otherwise in connection with a default or imminent default on a Mortgage Loan, the Company shall dispose of such Mortgaged Property prior to the close of the third calendar year after the year of its acquisition by the Trust Fund unless (a) the Trustee shall have been supplied with an Opinion of Counsel to the effect that the holding by the Trust Fund of such Mortgaged Property subsequent to such period (and specifying the period beyond such period for which the Mortgaged Property may be held) will not result in the imposition of taxes on "prohibited transactions" of the Trust Fund as defined in section 860F of the Code, or cause the REMIC established hereunder to fail to qualify as a REMIC at any time that any Certificates are outstanding, in which case the Trust Fund may continue to hold such Mortgaged Property (subject to any conditions contained in such Opinion of Counsel), or (b) the Trustee (at the Company's expense) or the Company shall have applied for, not later than 61 days prior to the expiration of such period, an extension of such period in the manner contemplated by section 856(e)(3) of the Code, in which case such period shall be extended by the time period permitted by section 856(e)(3) of the Code. Notwithstanding any other provision of this Agreement, no Mortgaged Property acquired by the Trust Fund shall be rented (or allowed to continue to be rented) or otherwise used for the production of income by or on behalf of the Trust Fund or sold in such a manner or pursuant to any terms that would (i) cause such Mortgaged Property to fail to qualify at any time as "foreclosure property" within the meaning of section 860G(a)(8) of the Code, (ii) subject the Trust Fund to the imposition of any federal or state income taxes on "net income from foreclosure property" with respect to such Mortgaged Property within the meaning of section 860G(c) of the Code, or (iii) cause the sale of such Mortgaged Property to result in the receipt by the Trust Fund of any income from non-permitted assets as described in section 860F(a)(2)(B) of the Code, unless the Company has agreed to indemnify and hold harmless the Trust Fund with respect to the imposition of any such taxes. (d) Any collection of Insurance Proceeds or Liquidation Proceeds will be applied in the following order of priority: first, to reimburse the Company for any related unreimbursed Liquidation Expenses and to reimburse the Company or the Trustee, as applicable, for any related unreimbursed Monthly Advances; second, to accrued and unpaid interest on the Mortgage Loan at the Mortgage Rate from the date to which interest was last paid or advanced to the Due Date prior to the Distribution Date on which such amounts are to be distributed; and third, as a recovery of principal of the Mortgage Loan. If the amount so allocated to interest is less than the full amount of accrued and unpaid interest due on such Mortgage Loan, the amount of such recovery will be allocated between the Servicing Fee and interest at the Net Mortgage Rate in proportion to the amount of such accrued interest which would have been allocated to each such category in the absence of any shortfall. (e) Notwithstanding anything to the contrary contained herein, the Company shall have the right to enter into an agreement substantially in the form of Exhibit K hereto with any Person that is the Holder of 100% of the Class B5 Certificates (provided that such form may be revised to delete the option on the part of such Person to purchase a defaulted Mortgage Loan as set forth in Section 2.02(f) thereof). Prior to entering into any such agreement with any Person, the Company shall obtain a certification from such Person to the effect that (i) such Person is not an "affiliate" (within the meaning of the Prohibited Transaction Exemption) of the Trustee and (ii) such Person will not purchase any Certificates if such purchase would cause such Person to hold more than a ten percent interest in the Trust Fund. It is understood that the right of the Company to be reimbursed for Monthly Advances and Nonrecoverable Advances under this Agreement shall not be affected in any way by the provisions of any such agreement. The Trustee hereby agrees to perform such obligations as may be expressly required of it pursuant to the provisions of such agreement and to promptly notify each party to such agreement if a Responsible Officer of the Trustee (with direct responsibility for administration of this Agreement) becomes aware of any discussions, plans or events that might lead to the Trustee's becoming an "affiliate" (within the meaning of the Prohibited Transaction Exemption) of any Person with which the Company has entered into such agreement, provided that the contents of any such notification shall be kept confidential by the parties to such agreement. The Company agrees to promptly notify the Trustee upon entering into any such agreement. In addition, the Company shall provide the Trustee with such information as may be necessary for the Trustee to perform its obligations thereunder, including written instructions, clearly identifying the source, amount and application of funds to be deposited or withdrawn from the Collateral Fund (as defined in such agreement). The Trustee shall provide the Company with such information concerning credits and debits to the Collateral Fund on account of income, gains and losses realized from Collateral Fund Permitted Investments (as defined in such agreement), and costs associated with the purchase and sale thereof, as the Company may request in order to prepare the instructions described in the preceding sentence. In addition, subject to the provisions of the preceding paragraph, the Company shall have the right to enter into an agreement substantially in the form of Exhibit K hereto with the Person that is the Holder of 100% of the Class B4 Certificates, provided that (i) such Person is also the Holder of 100% of the Class B5 Certificates, (ii) such Person shall have no rights under such agreement until the date on which the Class Certificate Principal Balance of the Class B5 Certificates has been reduced to zero, and (iii) any rights of such Person under such agreement shall terminate in the event that such Person transfers, directly or indirectly, the Class B4 Certificates to any other Person. Section 3.09. Trustee to Cooperate; Release of Mortgage Files. Upon the payment in full of any Mortgage Loan, the Company will immediately notify the Trustee by a certification (which certification shall include a statement to the effect that all amounts received in connection with such payment which are required to be credited to the applicable Mortgage Loan Payment Record pursuant to Section 3.02 have been so credited) of a Servicing Officer and shall request delivery to it of the Mortgage File. If a Buydown Mortgage Loan is the subject of a Principal Prepayment in full during the related Buydown Period, the related Buydown Funds will be applied or returned to the Person entitled thereto in accordance with the terms of such Buydown Mortgage Loan. Upon receipt of such certification and request in form satisfactory to the Trustee, the Trustee shall promptly, but in any event within five Business Days, release the related Mortgage File to the Company; provided, that the Trustee shall not be responsible for any delay in the release of a Mortgage File resulting from acts beyond its control, including without limitation, acts of God, strikes, lockouts, riots, acts of war or terrorism, epidemics, nationalization, governmental regulations imposed after the fact, fire, communication line failures, computer viruses, power failures, earthquakes or other disasters. Upon any such payment in full, the Company is authorized to execute, pursuant to the authorization contained in Section 3.01, an instrument of satisfaction regarding such Mortgage, which instrument of satisfaction shall be recorded by the Company if required by applicable law and be delivered to the Person entitled thereto, it being understood and agreed that no expenses incurred in connection with such instrument of satisfaction shall be reimbursed from amounts at the time credited to the applicable Mortgage Loan Payment Record. From time to time and as appropriate for the servicing or foreclosure of any Mortgage Loan (including, without limitation, collection under any Primary Insurance Policy), the Trustee shall, upon request of the Company and delivery to the Trustee of a receipt signed by a Servicing Officer, release the related Mortgage File to the Company and shall execute such documents as shall be necessary to the prosecution of any such proceedings. Such receipt shall obligate the Company to return the Mortgage File to the Trustee when the need therefor by the Company no longer exists unless the Mortgage Loan shall be liquidated, in which case, upon receipt of a certificate of a Servicing Officer similar to that hereinabove specified, the receipt shall be released by the Trustee to the Company. Section 3.10. Servicing Compensation; Payment of Certain Expenses by the Company. (a) As compensation for its activities and obligations hereunder, the Company shall be entitled to withhold and pay to itself out of each payment received by it on account of interest on each Mortgage Loan (including the portion of any Buydown Funds applied to the related Buydown Mortgage Loan for the applicable period) an amount equal to the Servicing Fee. The aggregate of the Servicing Fees payable to the Company on any Distribution Date in respect of the Mortgage Loans in a Mortgage Pool shall be reduced by the amount of any Compensating Interest Payment in respect of such Mortgage Pool for such Distribution Date. Additional servicing compensation in the form of Prepayment Interest Excess, assumption fees, modification fees, late payment charges, interest income or gain with respect to amounts deposited in the Certificate Account and invested by the Company or otherwise shall be retained by the Company, subject to Section 3.10(b), if applicable. The Company shall be required to pay all expenses incurred by it in connection with its activities hereunder (including payment of Trustee fees and all other fees and expenses not expressly stated hereunder to be for the account of the Certificateholders) and shall not be entitled to reimbursement therefor except as provided in Sections 3.01, 3.03, 3.04 and 3.08. (b) The Company may, as a condition to granting any request by a Mortgagor for any consent, modification, waiver or amendment or any other matter or thing, the granting of which is in the Company's discretion pursuant to the terms of the instruments evidencing or securing the related Mortgage Loan and is permitted by other sections of this Agreement, require (to the extent permitted by applicable law) that such Mortgagor pay to it a reasonable or customary fee in accordance with the schedule set forth as Exhibit H (which may be amended from time to time by provision of a revised schedule of such fees to the Trustee, whereupon such revised schedule shall be deemed to be Exhibit H hereunder) for the additional services performed in connection with such request, together with any related costs and expenses incurred by it. Such fees shall be additional servicing compensation to the Company. Section 3.11. Reports to the Trustee. Not later than 15 days after each Distribution Date, the Company shall forward to the Trustee a statement, certified by a Servicing Officer, setting forth the status of each Mortgage Loan Payment Record as of the close of business on such Distribution Date and showing, for the period covered by such statement, the aggregate of credits to each Mortgage Loan Payment Record for each category of credit specified in Section 3.02 and each category of debit specified in Section 3.04. Section 3.12. Annual Statement as to Compliance. The Company will deliver to the Trustee, on or before March 31 of each year, beginning with March 31, 2000, an Officer's Certificate stating that (a) a review of the activities of the Company during the preceding calendar year and of its performance under this Agreement has been made under such Officer's supervision and (b) to the best of such Officer's knowledge, based on such review, the Company has fulfilled all its material obligations under this Agreement throughout such year, or, if there has been a default in the fulfillment of any such obligation, specifying each such default known to such Officer and the nature and status thereof. Section 3.13. Annual Independent Public Accountants' Servicing Report. On or before March 31 of each year, beginning with March 31, 2000, the Company shall: (a) furnish to a firm of independent public accountants (which may also render other services to the Company) a statement substantially to the effect that the Company has complied in all material respects with the minimum servicing standards set forth in the Uniform Single Attestation Program for Mortgage Bankers (the "Minimum Servicing Standards") with respect to the mortgage loans in the Company's servicing portfolio (which may exclude home equity loans) or, if there has been material noncompliance with such servicing standards, containing a description of such noncompliance; and (b) at its expense cause such firm of independent public accountants to furnish a report to the Trustee stating its opinion as to the Company's assertion contained in the statement delivered pursuant to Section 3.13(a), which opinion shall be based on an examination conducted by such firm in accordance with the standards established by the American Institute of Certified Public Accountants, including examining, on a test basis, evidence about the Company's compliance with the Minimum Servicing Standards. Such opinion shall be to the effect that the Company has complied in all material respects with the Minimum Servicing Standards with respect to the mortgage loan portfolio described in the Company's statement delivered pursuant to Section 3.13(a) hereof or if there has been material noncompliance with the Minimum Servicing Standards, shall contain a description of such noncompliance in accordance with applicable accounting standards. In rendering such report, such firm may rely, as to matters relating to direct servicing of Mortgage Loans by any primary servicer, upon comparable reports of independent public accountants with respect to such primary servicer. Section 3.14. Access to Certain Documentation and Information Regarding the Mortgage Loans. To the extent permitted by applicable law, the Company shall provide to the Trustee, Certificateholders which are regulated insurance entities and the applicable insurance regulatory agencies thereof, Certificateholders which are federally insured savings and loan associations, the Office of Thrift Supervision, the FDIC and the supervisory agents and examiners thereof access to the documentation regarding the Mortgage Loans required by applicable regulations of the Office of Thrift Supervision or of such insurance regulatory agencies, as the case may be, such access being afforded without charge but only upon reasonable request and during normal business hours at the offices of the Company. Nothing in this Section 3.14 shall derogate from the obligation of the Company to observe any applicable law prohibiting disclosure of information regarding the Mortgagors and the failure of the Company to provide access as provided in this Section 3.14 as a result of such obligation shall not constitute a breach of this Section 3.14. Section 3.15. Maintenance of Certain Servicing Policies. The Company shall during the term of its service as servicer maintain in force (i) a policy or policies of insurance covering errors and omissions in the performance of its obligations as servicer hereunder and (ii) a fidelity bond in respect of its officers, employees or agents. Each such policy or policies and bond shall, together, comply with the requirements from time to time of FNMA for persons performing servicing for mortgage loans purchased by such association. Section 3.16. Optional Purchase of Defaulted Mortgage Loans. The Company shall have the right, but not the obligation, to purchase any Defaulted Mortgage Loan for a price equal to the Purchase Price therefor. Any such purchase shall be accomplished as provided in Section 4.04(a) hereof. ARTICLE IV PAYMENTS AND STATEMENTS Section 4.01. Distributions. (a) On each Distribution Date, the Trustee shall withdraw the Available Funds in respect of Pool 1 from the Certificate Account and shall make distributions to Holders of the Pool 1 Senior Certificates and the Class 1-S Certificates as of the preceding Record Date in the following order of priority, to the extent of the remaining Available Funds in respect of Pool 1: (i) to each Class of Pool 1 Senior Certificates (other than any Class of Principal Only Certificates) and the Class 1-S Certificates, the Accrued Certificate Interest thereon for such Distribution Date; provided, however, that any Accrued Certificate Interest on the Class A24 Certificates for such Distribution Date shall be applied in the manner provided in Section 4.01(h); and provided, further, that any shortfall in available amounts shall be allocated among such Classes in proportion to the amount of Accrued Certificate Interest that would otherwise be distributable thereto; (ii) to each Class of Pool 1 Senior Certificates (other than any Class of Principal Only Certificates) and the Class 1-S Certificates, any related Unpaid Class Interest Shortfall for such Distribution Date; provided, however, that any such Unpaid Class Interest Shortfall on the Class A24 Certificates for such Distribution Date shall be applied in the manner provided in Section 4.01(h); and provided, further, that any shortfall in available amounts shall be allocated among such Classes in proportion to the Unpaid Class Interest Shortfall for each such Class on such Distribution Date; (iii) to the Pool 1 Senior Certificates in reduction of the Class Certificate Principal Balances thereof, as set forth in the Senior Principal Priorities hereto; provided, however, that defined terms used in the Senior Principal Priorities shall have the meanings assigned thereto in Article I hereof, except that references to the "Class 1-PO Principal Distribution Amount" shall mean the Class PO Principal Distribution Amount for Pool 1, and references to the "Pool 1 Senior Optimal Principal Amount" shall mean the Senior Optimal Principal Amount for Pool 1; and (iv) to the Class 1-PO Certificates, any Class PO Deferred Amount for such Distribution Date, up to an amount not to exceed the Junior Optimal Principal Amount for such Distribution Date, until the Certificate Principal Balance of such Certificates has been reduced to zero; provided, that any such amounts distributed to the Class 1-PO Certificates pursuant to this clause (iv) shall not reduce the Certificate Principal Balance thereof. (b) On each Distribution Date, the Trustee shall withdraw the Available Funds in respect of Pool 2 from the Certificate Account and shall make distributions to Holders of the Pool 2 Senior Certificates and the Class 2-S Certificates as of the preceding Record Date in the following order of priority, to the extent of the remaining Available Funds in respect of Pool 2: (i) to each Class of Pool 2 Senior Certificates (other than any Class of Principal Only Certificates) and the Class 2-S Certificates, the Accrued Certificate Interest thereon for such Distribution Date; provided, however, that any shortfall in available amounts shall be allocated among such Classes in proportion to the amount of Accrued Certificate Interest that would otherwise be distributable thereto; (ii) to each Class of Pool 2 Senior Certificates (other than any Class of Principal Only Certificates) and the Class 2-S Certificates, any related Unpaid Class Interest Shortfall for such Distribution Date; provided, however, that any shortfall in available amounts shall be allocated among such Classes in proportion to the Unpaid Class Interest Shortfall for each such Class on such Distribution Date; and (iii) to the Classes of Pool 2 Senior Certificates in reduction of the Class Certificate Principal Balances thereof, as set forth in the Senior Principal Priorities hereto, without regard to the use of the word "approximately" therein; provided, however, that defined terms used in the Senior Principal Priorities shall have the meanings assigned thereto in Article I hereof, except that references to the "Class 2-A5 Principal Distribution Amount" shall mean the Pool 2 Group II Principal Distribution Amount and references to the "Pool 2 Senior Optimal Principal Amount" shall mean the Senior Optimal Principal Amount for Pool 2. (c) On each Distribution Date, the Trustee shall withdraw from the Certificate Account the Available Funds in respect of each Mortgage Pool remaining after distributions pursuant to Sections 4.01(a), (b) and (g) and shall make distributions to Holders of the Junior Certificates as of the preceding Record Date in the following order of priority, to the extent of the remaining Available Funds for both Mortgage Pools: (i) to the Class M Certificates, the Accrued Certificate Interest thereon for such Distribution Date; (ii) to the Class M Certificates, any Unpaid Class Interest Shortfall therefor on such Distribution Date; (iii) to the Class M Certificates, in reduction of the Class Certificate Principal Balance thereof, such Class's Allocable Share of the Junior Optimal Principal Amount on such Distribution Date; (iv) to the Class B1 Certificates, the Accrued Certificate Interest thereon for such Distribution Date; (v) to the Class B1 Certificates, any Unpaid Class Interest Shortfall therefor on such Distribution Date; (vi) to the Class B1 Certificates, in reduction of the Class Certificate Principal Balance thereof, such Class's Allocable Share of the Junior Optimal Principal Amount on such Distribution Date; (vii) to the Class B2 Certificates, the Accrued Certificate Interest thereon for such Distribution Date; (viii) to the Class B2 Certificates, any Unpaid Class Interest Shortfall therefor on such Distribution Date; (ix) to the Class B2 Certificates, in reduction of the Class Certificate Principal Balance thereof, such Class's Allocable Share of the Junior Optimal Principal Amount on such Distribution Date; (x) to the Class B3 Certificates, the Accrued Certificate Interest thereon for such Distribution Date; (xi) to the Class B3 Certificates, any Unpaid Class Interest Shortfall therefor on such Distribution Date; (xii) to the Class B3 Certificates, in reduction of the Class Certificate Principal Balance thereof, such Class's Allocable Share of the Junior Optimal Principal Amount on such Distribution Date; (xiii) to the Class B4 Certificates, the Accrued Certificate Interest thereon for such Distribution Date; (xiv) to the Class B4 Certificates, any Unpaid Class Interest Shortfall therefor on such Distribution Date; (xv) to the Class B4 Certificates, in reduction of the Class Certificate Principal Balance thereof, such Class's Allocable Share of the Junior Optimal Principal Amount on such Distribution Date; (xvi) to the Class B5 Certificates, the Accrued Certificate Interest thereon for such Distribution Date; (xvii) to the Class B5 Certificates, any Unpaid Class Interest Shortfall therefor on such Distribution Date; and (xviii) to the Class B5 Certificates, in reduction of the Class Certificate Principal Balance thereof, such Class's Allocable Share of the Junior Optimal Principal Amount on such Distribution Date. Notwithstanding the foregoing, amounts otherwise distributable pursuant to clauses (iii), (vi), (ix), (xii), (xv) and (xviii) on any Distribution Date shall be reduced, in inverse order of priority, by any amounts distributed pursuant to Sections 4.01(a)(iv) and (g)(i) and, as provided therein, (g)(ii), on such date, such that such amounts distributed pursuant to Sections 4.01(a)(iv), (b)(iv), (g)(i) and, as provided therein, (g)(ii), on such date shall be applied first to reduce the amount distributable pursuant to clause (xviii), and then, to the extent of any excess, applied second, to reduce the amount distributable pursuant to clause (xv), third, to reduce the amount distributable pursuant to clause (xii), fourth, to reduce the amount distributable pursuant to clause (ix), fifth, to reduce the amount distributable pursuant to clause (vi) and sixth, to reduce the amount distributable pursuant to clause (iii). (d) On each Distribution Date, the Trustee shall distribute to the holder of the Class R Certificate any remaining Available Funds for such Distribution Date after application of all amounts described in clauses (a), (b), (c), (g) and (h) of this Section 4.01, together with any Unanticipated Recoveries received by the Company in the calendar month preceding the month of such Distribution Date and not distributed on such Distribution Date to the holders of outstanding Certificates of any other Class pursuant to Section 4.01(j), plus any amounts distributable to the holder of the Class R Certificate pursuant to Section 4.01(i). Any distributions pursuant to this clause (d) shall not reduce the Class Certificate Principal Balance of the Class R Certificate. (e) If on any Distribution Date the Class Certificate Principal Balances of the Junior Certificates have each been reduced to zero, the amount distributable from each Mortgage Pool to the related Senior Certificates (other than, in the case of the Pool 1 Certificates, the Class 1-PO Certificates) pursuant to Section 4.01(a)(iii), in the case of Pool 1, or Section 4.01(b)(iii), in the case of Pool 2, for such Distribution Date and each succeeding Distribution Date shall be allocated among such Classes of Senior Certificates, pro rata, on the basis of the related Mortgage Pool and respective Class Certificate Principal Balances immediately prior to such Distribution Date, regardless of the priorities and amounts set forth in Sections 4.01(a)(iii) or (b)(iii). (f) If on any Distribution Date (i) the Class Certificate Principal Balance of the Class M Certificates or any Class of Class B Certificates for which the related Prepayment Distribution Trigger was satisfied on such Distribution Date is reduced to zero and (ii) amounts distributable pursuant to subclauses (ii), (iv) and (v) of clauses (a) and (b) of the Junior Optimal Principal Amount remain undistributed on such Distribution Date after all amounts otherwise distributable on such date pursuant to Sections 4.01(a)(iv) or (b)(iii), as applicable, clauses (i) through (xviii) of Section 4.01(c), and Section 4.01(g) have been distributed, such amounts shall be distributed on such Distribution Date to the remaining Classes of Junior Certificates in order of priority, such that no such distribution shall be made to any Class of Junior Certificates while a prior such Class is outstanding. (g) (i) On each Distribution Date prior to the Cross-Over Date but on or after the date on which the aggregate Class Certificate Principal Balances of the Senior Certificates (other than, in the case of Pool 1, the Class 1-PO Certificates) of either Mortgage Pool have been reduced to zero, amounts otherwise distributable as principal on each Class of Junior Certificates pursuant to Section 4.01(c), in reverse order of priority, in respect of such Class's Allocable Share of the Junior Optimal Principal Amount for the Mortgage Pool relating to such retired Certificates, shall be distributed as principal to the Senior Certificates (other than, in the case of Pool 1, the Class 1-PO Certificates) entitled to distributions of principal remaining outstanding of the other Mortgage Pool, until the Class Certificate Principal Balances thereof have been reduced to zero, provided that as of such Distribution Date either (a) the Aggregate Junior Percentage for such Distribution Date is less than 200% of the Aggregate Junior Percentage as of the Cut-off Date or (b) the aggregate Scheduled Principal Balance of the Mortgage Loans in either Mortgage Pool that are delinquent 60 days or more (including for such purpose, any Mortgage Loans in foreclosure and any REO Mortgage Loans) averaged over the last six months as a percentage of the related Pool Junior Amount as of such date is greater than or equal to 50%. Any distributions of principal to Classes of Senior Certificates pursuant to this subsection shall be made in the same order and priority as the Senior Optimal Principal Amount for such Mortgage Pool is applied on such date, after giving effect to distributions of such Senior Optimal Principal Amount on such date. (ii) On any Distribution Date on which the Senior Certificates in respect of either Mortgage Pool constitute a Pool Balance Shortfall Group, all amounts otherwise distributable as principal on the Junior Certificates, in reverse order of priority (other than amounts necessary to pay any related unpaid Interest Shortfalls or, in the case of Pool 1, any Class PO Deferred Amounts) (or, on or following the Cross-Over Date, such other amounts described in the immediately following sentence), will be distributed as principal to the Senior Certificates (other than, in the case of Pool 1, the Class 1-PO Certificates) entitled to distributions of principal of such Pool Balance Shortfall Group, until the aggregate Class Certificate Principal Balances of such Senior Certificates equals the Pool Scheduled Principal Balance of the related Mortgage Pool (calculated for each Mortgage Loan on the basis of the applicable Non-PO Percentage thereof) for such Distribution Date (such distribution, a "Pool Balance Shortfall Distribution"). In the event that the Senior Certificates in respect of either Mortgage Pool constitute a Pool Balance Shortfall Group on any Distribution Date on or following the Cross-Over Date, Pool Balance Shortfall Distributions will be made from the excess of the Available Funds of the other Mortgage Pool remaining after all required amounts have been distributed to the Senior Certificates (other than, in the case of the Pool 1 Certificates, the Class 1-PO Certificates) of such other Mortgage Pool. In addition, the amount of any shortfalls in funds available to pay Accrued Certificate Interest or Unpaid Class Interest Shortfalls with respect to a Pool Balance Shortfall Group pursuant to Sections 4.01(a)(i) and (a)(ii) (in the case of Pool 1) or Sections 4.01(b)(i) and (b)(ii) (in the case of Pool 2), as applicable, on any Distribution Date (including any such shortfalls for such Distribution Date) will be distributed to the Senior Certificates entitled to interest distributions of such Pool Balance Shortfall Group prior to the payment to such Pool Balance Shortfall Group of any Pool Balance Shortfall Distributions from amounts otherwise distributable as principal on the Junior Certificates, in reverse order of priority (or, on or following the Cross-Over Date, as provided in the preceding sentence). Any distributions of principal to Classes of Senior Certificates pursuant to this subsection shall be made in the same order and priority as the Senior Optimal Principal Amount for such Mortgage Pool is applied on such date, after giving effect to distributions of such Senior Optimal Principal Amount on such date. (h) On each Distribution Date through the Accretion Termination Date, amounts allocable to the Class A24 Certificates pursuant to clauses (a)(i) and (a)(ii) of this Section 4.01 shall not be distributable to the Class A24 Certificates pursuant to such clauses but shall instead be (i) added to the Class Certificate Principal Balance thereof to the extent of the Accrual Amount for such Class for such Distribution Date, and (ii) distributed to the following Classes of Certificates in reduction of the Class Certificate Principal Balances thereof, before any distributions are made pursuant to Section 4.01(a)(iii), in the following order of priority: first, to the Class A22 Certificates, until the Class Certificate Principal Balance thereof has been reduced to zero; and second, to the Class A23 Certificates, until the Class Certificate Principal Balance thereof has been reduced to zero. On each Distribution Date occurring after the Accretion Termination Date, amounts allocable to the Class A24 Certificates pursuant to clauses (a)(i) and (a)(ii) of this Section 4.01 shall be distributable on such Distribution Date pursuant to such clauses to Holders of the Class A24 Certificates as Accrued Certificate Interest or Unpaid Class Interest Shortfall, as the case may be. (i) (i) On each Distribution Date prior to the Cross-Over Date, distributions in reduction of the Class Certificate Principal Balances of any Designated Retail Certificates will be made in accordance with the provisions of Section 4.10. With respect to any Class of Designated Retail Certificates, upon the earlier of the Cross-Over Date and the next Distribution Date after the Distribution Date on which the Class Certificate Principal Balance of such Class of Designated Retail Certificates has been reduced to zero, (x) to the extent the balance of funds remaining in the related Rounding Account is less than $999.99, the balance in such Rounding Account shall be restored to $999.99 (or, if less, the sum of such remaining balance and the amount so distributable) from Available Funds in respect of the related Mortgage Pool otherwise available for distribution on all related outstanding Classes of Certificates and (y) such Rounding Account shall be cleared and terminated, and the amounts therein shall be distributed to the Class R Certificates on such date (which distribution shall not reduce the Class Certificate Principal Balance thereof). (ii) As provided in Section 4.10(f), notwithstanding any provisions herein to the contrary, on the Cross-Over Date and on each subsequent Distribution Date, distributions in reduction of the Class Certificate Principal Balances of any Class of Designated Retail Certificates shall be made on a pro rata basis among the outstanding Certificates of the respective Class, based on the Percentage Interest in each such Class represented by each Certificate. The Trustee shall notify the Depository prior to the first Distribution Date on which distributions in respect of principal on any Class of Designated Retail Certificates are to be made on a pro rata basis in accordance with the preceding sentence. On the Cross-Over Date and on each subsequent Distribution Date, the Trustee shall not, and the Depository is not authorized to, make distributions or payments in respect of any Class of Designated Retail Certificates in accordance with any Principal Distribution Request or by Random Lot. (j) In the event that in any calendar month the Company recovers an amount (an "Unanticipated Recovery") in respect of principal of a Mortgage Loan which had previously been allocated as a Realized Loss to any Class of Certificates pursuant to Section 4.03, on the Distribution Date in the next succeeding calendar month the Trustee shall withdraw from the Certificate Account and distribute to the holders of each outstanding Class to which such Realized Loss had previously been allocated its share (determined as described in the succeeding paragraph) of such Unanticipated Recovery in an amount not to exceed the amount of such Realized Loss previously allocated to such Class. When the Class Certificate Principal Balance of a Class of Certificates has been reduced to zero, the holders of such Class shall not be entitled to any share of an Unanticipated Recovery, and such Unanticipated Recovery shall be allocated among all outstanding Classes of Certificates entitled thereto in accordance with the preceding sentence, subject to the remainder of this subsection (j). In the event that (i) any Unanticipated Recovery remains undistributed in accordance with the preceding sentence or (ii) the amount of an Unanticipated Recovery exceeds the amount of the Realized Loss previously allocated to any outstanding Classes with respect to the related Mortgage Loan, on the applicable Distribution Date the Trustee shall distribute to the holders of all outstanding Classes of the related Certificates to which Realized Losses had previously been allocated and not reimbursed their pro rata share (determined as described below) of such excess in an amount not to exceed the aggregate amount of any Realized Loss previously allocated to such Class with respect to any other Mortgage Loan that has not been recovered in accordance with this subsection (j). Any distributions made pursuant to this subsection (j) shall not reduce the Class Certificate Principal Balance of the related Certificate. For purposes of the preceding paragraph, the share of an Unanticipated Recovery allocable to any Class of Certificates with respect to a Mortgage Loan shall be (i) with respect to the Class 1-PO Certificates, based on the applicable PO Percentage of the principal portion of the Realized Loss previously allocated thereto with respect to such Pool 1 Mortgage Loan, and (ii) with respect to any other Class of Certificates, based on its pro rata share (in proportion to the Class Certificate Principal Balances thereof with respect to such Distribution Date) of the applicable Non-PO Percentage of the principal portion of any such Realized Loss previously allocated with respect to such Mortgage Loan (or Loans); provided, however, that (i) the share of an Unanticipated Recovery allocable to a Class 1-PO Certificate with respect to any Pool 1 Mortgage Loan (or Loans) shall be reduced by the aggregate amount previously distributed to such Class on account of the Class PO Deferred Amount in respect of such Pool 1 Mortgage Loan (or Loans) and (ii) the amount by which the distributions to the Class 1-PO Certificates have been so reduced shall be distributed to the related Classes of Certificates described in clause (ii) of the preceding paragraph in the same proportion as described in such clause (ii). For purposes of the preceding sentence, any Class PO Deferred Amount distributed to a Class 1-PO Certificate on previous Distribution Dates shall be deemed to have been allocated in respect of the Pool 1 Mortgage Loans as to which the applicable PO Percentage of the principal portion of Realized Losses has previously been allocated to such Class on a pro rata basis (based on the amount of Realized Losses so allocated). Section 4.02. Method of Distribution. (a) Except as set forth in Section 4.10 in respect of any Designated Retail Certificates, all distributions with respect to each Class of Certificates on each Distribution Date shall be made pro rata among the outstanding Certificates of such Class, based on the Percentage Interest in such Class represented by each Certificate. Payments to the Certificateholders on each Distribution Date will be made by the Trustee to the Certificateholders of record on the related Record Date (other than as provided in Section 9.01 respecting the final distribution) by check or money order mailed to a Certificateholder at the address appearing in the Certificate Register, or upon written request by such Certificateholder to the Trustee made not later than the applicable Record Date, by wire transfer to a U.S. depository institution acceptable to the Trustee, or by such other means of payment as such Certificateholder and the Trustee shall agree. (b) Each distribution with respect to a Book-Entry Certificate shall be paid to the Depository, which shall credit the amount of such distribution to the accounts of its Depository Participants in accordance with its normal procedures. Each Depository Participant shall be responsible for disbursing such distribution to the Certificate Owners that it represents and to each Financial Intermediary for which it acts as agent. Each Financial Intermediary shall be responsible for disbursing funds to the Certificate Owners that it represents. Except as otherwise provided in Section 4.10(g), the Depository shall be responsible for the allocation of the aggregate amount of distributions in reduction of the Class Certificate Principal Balances of any Class of Designated Retail Certificates among the Depository Participants in accordance with Section 4.10, and each Depository Participant (and each respective Financial Intermediary for which such Depository Participant acts as agent) shall be responsible for the allocation of the amount allocated thereto among the related Certificate Owners. All such credits and disbursements with respect to a Book-Entry Certificate are to be made by the Depository and the Depository Participants in accordance with the provisions of the applicable Certificates. Neither the Trustee nor the Company shall have any responsibility therefor except as otherwise provided by applicable law. (c) The Trustee shall withhold or cause to be withheld such amounts as it reasonably determines are required by the Code (giving full effect to any exemptions from withholding and related certifications required to be furnished by Certificateholders or Certificate Owners and any reductions to withholding by virtue of any bilateral tax treaties and any applicable certification required to be furnished by Certificateholders or Certificate Owners with respect thereto) from distributions to be made to Non-U.S. Persons. If the Trustee reasonably determines that a more accurate determination of the amount required to be withheld for a distribution can be made within a reasonable period after the scheduled date for such distribution, it may hold such distribution in trust for a holder of a Residual Certificate until such determination can be made. For the purposes of this paragraph, a "Non-U.S. Person" is (i) an individual other than a citizen or resident of the United States, (ii) a partnership, corporation or entity treated as a partnership or corporation for U.S. federal income tax purposes not formed under the laws of the United States, any state thereof or the District of Columbia (unless, in the case of a partnership, Treasury regulations provide otherwise), (iii) any estate, the income of which is not subject to U.S. federal income taxation, regardless of source, and (iv) any trust, other than a trust that a court within the United States is able to exercise primary supervision over the administration of the trust and one or more U.S. Persons have the authority to control all substantial decisions of the trust. Section 4.03. Allocation of Losses. (a) On or prior to each Determination Date, the Company shall determine the amount of any Realized Loss in each Mortgage Pool in respect of each Mortgage Loan that occurred during the immediately preceding calendar month. (b) With respect to any Distribution Date, the principal portion of each Realized Loss in respect of any Mortgage Pool (other than any Excess Loss) shall be allocated as follows: (i) the applicable PO Percentage of the principal portion of any such Realized Loss in Pool 1 shall be allocated to the Class 1-PO Certificates until the Class Certificate Principal Balance thereof has been reduced to zero; and (ii) the applicable Non-PO Percentage of the principal portion of any such Realized Loss in respect of either such Mortgage Pool shall be allocated in the following order of priority: first, to the Class B5 Certificates until the Class Certificate Principal Balance thereof has been reduced to zero; second, to the Class B4 Certificates until the Class Certificate Principal Balance thereof has been reduced to zero; third, to the Class B3 Certificates until the Class Certificate Principal Balance thereof has been reduced to zero; fourth, to the Class B2 Certificates until the Class Certificate Principal Balance thereof has been reduced to zero; fifth, to the Class B1 Certificates until the Class Certificate Principal Balance thereof has been reduced to zero; sixth, to the Class M Certificates until the Class Certificate Principal Balance thereof has been reduced to zero; and seventh, to the Classes of Senior Certificates (other than, in the case of the Pool 1 Senior Certificates, the Class 1-PO Certificates), pro rata, in accordance with their Class Certificate Principal Balances; provided, that any such loss allocated to any Class of Accrual Certificates (and any Accrual Component) shall be allocated (subject to Section 4.03(d)) on the basis of the lesser of (x) the Class Certificate Principal Balance (or Component Principal Balance) thereof immediately prior to the applicable Distribution Date and (y) the Class Certificate Principal Balance (or Component Principal Balance) thereof on the Closing Date (as reduced by any Realized Losses previously allocated thereto); and provided, further, that all such losses, other than Special Event Losses, that would otherwise be allocable to the Class A24 Certificates shall be allocable, first, to the Class A26 Certificates, until the Class Certificate Balance thereof has been reduced to zero, and second, to the Class A24 Certificates. (c) With respect to any Distribution Date, the principal portion of any Excess Loss in respect of a Mortgage Pool (other than Excess Bankruptcy Losses attributable to Debt Service Reductions) shall be allocated as follows: (1) the PO Percentage of any such loss in Pool 1 shall be allocated to the related Class 1-PO Certificates, and (2) the applicable Non-PO Percentage of any such loss shall be allocated to each Class of Certificates (other than, in the case of Pool 1, the Class 1-PO Certificates), pro rata, based on the respective Class Certificate Principal Balances thereof; provided, that any such loss allocated to any Class of Accrual Certificates (and any Accrual Component) shall be allocated (subject to Section 4.03(d)) on the basis of the lesser of (x) the Class Certificate Principal Balance (or Component Principal Balance) thereof immediately prior to the applicable Distribution Date and (y) the Class Certificate Principal Balance (or Component Principal Balance) thereof on the Closing Date (as reduced by any Realized Losses previously allocated thereto). (d) Any Realized Losses allocated to a Class of Certificates pursuant to Section 4.03(b) or (c) shall be allocated among the Certificates of such Class in proportion to their respective Certificate Principal Balances. In addition, any Realized Losses allocated to any Class of Component Certificates on a Distribution Date shall be allocated in reduction of the Component Principal Balances of the related Components (other than any Notional Component) in proportion to their respective Component Principal Balances immediately prior to such Distribution Date. Any allocation of Realized Losses pursuant to this paragraph (d) shall be accomplished by reducing the Certificate Principal Balance (or, in the case of any Component, the Component Principal Balance) of the related Certificates (or Components) on the related Distribution Date in accordance with Section 4.03(e). (e) Realized Losses allocated in accordance with this Section 4.03 shall be allocated on the Distribution Date in the month following the month in which such loss was incurred and, in the case of the principal portion thereof, after giving effect to distributions made on such Distribution Date, except that the aggregate amount of Realized Losses in Pool 1 to be allocated to the Class 1-PO Certificates on such Distribution Date will be taken into account in determining distributions in respect of any Class PO Deferred Amount for such date. (f) On each Distribution Date, the Company shall determine the Subordinate Certificate Writedown Amount, if any. Any such Subordinate Certificate Writedown Amount shall effect, without duplication of any other provision in this Section 4.03 that provides for a reduction in the Certificate Principal Balance of the Subordinate Certificates, a corresponding reduction in the Certificate Principal Balance of the Subordinate Certificates, which reduction shall occur on such Distribution Date after giving effect to distributions made on such Distribution Date. (g) Notwithstanding the foregoing, no such allocation of the principal portion of any Realized Loss in respect of a Mortgage Pool shall be made on a Distribution Date to a Class of Certificates to the extent that such allocation would result in the reduction of the aggregate Certificate Principal Balances of all the Certificates as of such Distribution Date, after giving effect to all distributions and prior allocations of Realized Losses on such date, to an amount less than the aggregate Pool Scheduled Principal Balance for both Mortgage Pools as of the first day of the month of such Distribution Date, less any Deficient Valuations occurring on or prior to the Bankruptcy Coverage Termination Date (such limitation, the "Loss Allocation Limitation"). Section 4.04. Monthly Advances; Purchases of Defaulted Mortgage Loans. (a) The Company shall be required to make Monthly Advances in the manner and to the extent provided herein. Prior to the close of business on each Determination Date, the Company shall determine (i) the amount of the aggregate of the Monthly Advances in respect of both Mortgage Pools which it is required to make on the related Distribution Date and (ii) whether it has elected to purchase any Defaulted Mortgage Loan or Loans on such Distribution Date. If the Company so elects to purchase any Defaulted Mortgage Loans (or is required to purchase any Mortgage Loan pursuant to Section 2.02 or 2.03(a)), no Monthly Advance shall be required with respect thereto for the month in which such purchase occurs. The Company shall include information as to each of such determinations in the Servicer's Certificate furnished by it to the Trustee in accordance with Section 4.06 and shall be obligated to transfer to the Certificate Account pursuant to Section 3.02(d) on or before 11:00 a.m. New York time on the Business Day next preceding the following Distribution Date in next-day funds the respective amounts applicable to such determinations appearing in such Servicer's Certificate. Upon receipt by the Trustee of written notification signed by a Servicing Officer of any such deposit relating to the purchase by the Company of such a Mortgage Loan, the Trustee shall release to the Company the related Mortgage File and shall execute and deliver such instruments of transfer or assignment, in each case without recourse, as shall be necessary to vest in the Company any Mortgage Loan released pursuant hereto. (b) In the event that the Company transfers or expects to transfer less than the Available Funds in respect of a Mortgage Pool required to be deposited by it pursuant to Section 3.02(d), the Company shall so notify the Trustee no later than 9:00 a.m. on the Business Day preceding the related Distribution Date, and the amount so transferred, if any, shall be deemed to have been transferred first pursuant to clause (i) of the definition of Available Funds, second pursuant to clause (iii) of the definition of Available Funds, and third pursuant to clause (ii) of the definition of Available Funds. Such notice shall specify each Mortgage Loan delinquent as of the preceding Determination Date. In such event, the Trustee shall make any Monthly Advance required to be made hereunder, in the manner and to the extent required; provided, the Trustee shall not be so obligated if prohibited by applicable law. (c) In the event that the Company is succeeded hereunder as servicer, the obligation to make Monthly Advances in the manner and to the extent required by Section 4.04(a) shall be assumed by the successor servicer (subject to Section 7.02). Section 4.05. Statements to Certificateholders. Each month, at least two Business Days prior to each Distribution Date, the Company shall deliver to the Trustee for mailing to each Certificateholder, and the Trustee shall mail to each Certificateholder on such Distribution Date, a statement (each, a "Distribution Date Statement") substantially in the form of Exhibit J hereto, setting forth: (i) The amount of such distribution to the Certificateholders of each Class (and in respect of any Component), other than any Notional Certificates (and any Notional Component), allocable to principal, separately identifying the aggregate amount of any Principal Prepayments included therein (including, for this purpose, the Scheduled Principal Balances of all Defaulted Mortgage Loans and Defective Mortgage Loans purchased pursuant to Section 2.02, 2.03(b) or 3.16, respectively, and any amounts deposited pursuant to Section 2.03(b) in connection with the substitution of any Mortgage Loans pursuant to Section 2.02 or 2.03(a), the proceeds of which purchases or substitutions are being distributed on such Distribution Date); (ii) The amount of such distribution to the Certificateholders of each Class (other than any Class of Principal Only Certificates) allocable to interest, including any Accrual Amount added to the Class Certificate Principal Balance or Component Principal Balance of any Class of Accrual Certificates or any Accrual Components; (iii) The amount of servicing compensation paid to the Company during the month preceding the month of distribution in respect of the Mortgage Loans and such other customary information as the Company deems necessary or desirable to enable Certificateholders to prepare their tax returns; (iv) The Pool Scheduled Principal Balance for each Mortgage Pool and the aggregate number of the Mortgage Loans in each Mortgage Pool on the preceding Due Date after giving effect to all distributions allocable to principal made on such Distribution Date; (v) The Class Certificate Principal Balance (or Notional Principal Balance) of each Class, the Component Principal Balance of each Component and the Certificate Principal Balance (or Notional Principal Balance) of a Single Certificate of each Class after giving effect to (i) all distributions allocable to principal (or reductions in the Notional Principal Balance, in the case of the Notional Certificates, or the addition of any Accrual Amount, in the case of any Class of Accrual Certificates or Accrual Component) made on such Distribution Date and (ii) the allocation of any Realized Losses and any Subordinate Certificate Writedown Amount for such Distribution Date; (vi) The Pay-out Rate applicable to each Class of Certificates; (vii) The book value and unpaid principal balance of any real estate acquired on behalf of Certificateholders through foreclosure, or grant of a deed in lieu of foreclosure or otherwise, of any REO Mortgage Loan, and the number of the related Mortgage Loans, separately identified as to each Mortgage Pool; (viii) The aggregate Scheduled Principal Balances and number of Mortgage Loans which, as of the close of business on the last day of the month preceding the related Distribution Date, were (a) delinquent as to a total of (x) 30-59 days, (y) 60-89 days and (z) 90 days or more, and (b) in foreclosure, separately identified as to each Mortgage Pool; (ix) The Scheduled Principal Balance of any Mortgage Loan replaced pursuant to Section 2.03(b); (x) The Certificate Interest Rates of any LIBOR Certificates, any COFI Certificates and the Class S Certificates applicable to the Interest Accrual Period relating to such Distribution Date and such Class; (xi) The Senior Percentage for each Mortgage Pool, the Pool 1 Group II Senior Percentage, the Pool 2 Group II Senior Percentage, the Pool 1 Group II Senior Distribution Percentage, the Pool 2 Group II Senior Distribution Percentage and the Junior Percentage for each Mortgage Pool for such Distribution Date; (xii) The Senior Prepayment Percentage for each Mortgage Pool and the Junior Prepayment Percentage for each Mortgage Pool for such Distribution Date; and (xiii) The amount of such distribution to the Certificateholders of each Class allocable to Unanticipated Recoveries. In the case of information furnished pursuant to clauses (i) through (iii) above, the amounts shall be expressed as a dollar amount per Single Certificate. In connection with any proposed transfer of a Certificate that is purported to be made in reliance on Rule 144A under the Securities Act, the Company shall be responsible for furnishing such information as may be required thereunder to a proposed transferee. In furtherance of the Company's obligations hereunder, the Company hereby instructs the Trustee, at the Company's expense and on its behalf, and the Trustee agrees, to promptly make available to the proposed transferee, upon request of the holder, (i) all statements furnished to Certificateholders of the related Mortgage Pool pursuant to this Section 4.05 on previous Distribution Dates, (ii) all certificates furnished to the Trustee pursuant to Section 4.06 in prior months, (iii) Officer's Certificates furnished to the Trustee pursuant to Section 3.12 for the two years preceding such request, (iv) reports of independent accountants furnished to the Trustee pursuant to Section 3.13 for the two years preceding such request, (v) a copy of the Private Placement Memorandum relating to such Certificate, together with any amendments or supplements thereto issued by the Company, which may be accompanied by a legend to the effect that the information contained in the Private Placement Memorandum and any amendment or supplement thereto is current only as of its date and the delivery thereof does not create an implication that such information is correct as of any subsequent date of delivery (it being understood that the Company has no obligation hereunder to update or supplement the Private Placement Memorandum unless otherwise required pursuant to Rule 144A(d)(4)) (which copy and legend shall be furnished to the Trustee by the Company), and (vi) the Company's Current Report on Form 8-K, dated the Closing Date, relating to the Mortgage Loans; provided, however, that the Trustee shall in no event be required to make available such statements or certificates pursuant to clauses (i) and (ii) above relating to Distribution Dates occurring more than twenty-four months preceding the month in which such request was received; provided, further, however, that notwithstanding the Trustee's agreement as aforesaid to provide such materials to a proposed transferee, the Trustee does not assume, and shall not thereby be deemed to have assumed, any responsibility for compliance by the Company with Rule 144A (subject to the Trustee's agreement set forth in the second sentence of this paragraph) and shall be entitled to include a notice with such statements or certificates to the effect that such materials have not been prepared or assembled by the Trustee and that the Trustee assumes no responsibility for the adequacy, sufficiency or contents thereof. In connection with any such proposed transfer, the Company shall make available to the proposed holder, at the request of the related transferor, such additional information, if any, as may be required to be delivered pursuant to Rule 144A(d)(4). Section 4.06. Servicer's Certificate. Each month, not later than the second Business Day next preceding each Distribution Date, the Company shall deliver to the Trustee a completed Servicer's Certificate. Section 4.07. Reports of Foreclosures and Abandonments of Mortgaged Property. The Trustee (or the Company on behalf of the Trustee) shall, in each year beginning after 1999, make the reports of foreclosures and abandonments of any Mortgaged Property as required by section 6050J of the Code. In order to facilitate this reporting process, the Company, on or before January 15th of each year, shall provide to the Trustee reports relating to each instance occurring during the previous calendar year in which the Company (i) on behalf of the Trustee acquires an interest in a Mortgaged Property through foreclosure or other comparable conversion in full or partial satisfaction of a Mortgage Loan, or (ii) knows or has reason to know that a Mortgaged Property has been abandoned. Reports from the Company shall be in form and substance sufficient to meet the reporting requirements imposed by section 6050J of the Code. Section 4.08. Reduction of Servicing Fees by Compensating Interest Payments. The aggregate amount of the Servicing Fees subject to retention by the Company as servicer in respect of any Distribution Date and either Mortgage Pool shall be reduced by the amount of any Compensating Interest Payment for such Distribution Date and such Mortgage Pool. Section 4.09. Surety Bond. (a) If a Required Surety Payment is payable pursuant to the Surety Bond with respect to any Pledged Asset Mortgage Loan, the Company shall so notify the Trustee as soon as reasonably practicable and shall, on behalf of the Trustee for the benefit of the related Certificateholders, promptly complete the notice in the form of Attachment 1 to the Surety Bond and shall promptly submit such notice to the Surety as a claim for a Required Surety Payment. (b) Upon receipt of a Required Surety Payment from the Surety on behalf of the Certificateholders, the Company shall promptly credit such amount to the Mortgage Loan Payment Record. Section 4.10. Distributions to Holders of Designated Retail Certificates. (a) Except as provided in subsections (d) and (f) below, on each Distribution Date on which distributions in reduction of the Class Certificate Principal Balance of a Class of Designated Retail Certificates are made, such distributions will be made in the following order of priority: (i) first, in respect of any Principal Distribution Request by the personal representative of a Deceased Holder of such Class of Certificates, a surviving tenant by the entirety, a surviving joint tenant, a surviving tenant in common or such other Person empowered to act on behalf of such Deceased Holder upon his or her death, in an amount up to but not exceeding $100,000 per request; and (ii) second, in respect of any Principal Distribution Request by a Living Holder of such Class of Certificates, in an amount up to but not exceeding $10,000 per request. Thereafter, distributions in respect of such Class submitted on behalf of each Deceased Holder will be made as provided in clause (i) above up to a second $100,000 per request and distributions in respect of such Class submitted on behalf of each Living Holder will be made as provided in clause (ii) above up to a second $10,000 per request. This sequence of priorities will be repeated until all such requests have been honored to the extent of amounts available for distribution in reduction of the Class Certificate Principal Balance of such Class of Designated Retail Certificates. Principal Distribution Requests presented on behalf of Deceased Holders in accordance with the provisions of clause (i) above will be accepted in the order of their receipt by the Depository. Principal Distribution Requests presented in accordance with the provisions of clause (ii) above will be accepted in the order of their receipt by the Depository after all requests presented in accordance with clause (i) have been honored. All Principal Distribution Requests with respect to any Distribution Date shall be made in accordance with Section 4.10(c) below and must be received by the Depository no later than the close of business on the related Record Date. Principal Distribution Requests that are received by the Depository after the related Record Date and requests, in either case, for distributions timely received but not accepted with respect to any Distribution Date, will be treated as Principal Distribution Requests on the next succeeding Distribution Date, and each succeeding Distribution Date thereafter, until each such request is accepted or is withdrawn as provided in Section 4.10(c). Requests on behalf of Deceased Holders that are not so withdrawn shall retain their order of priority, all in accordance with the procedures of the Depository and the Trustee. Upon the transfer of beneficial ownership of any Designated Retail Certificate, any Principal Distribution Request previously submitted with respect to such Certificate will be deemed to have been withdrawn only upon the receipt by the Trustee of notification of such withdrawal using a form required by the Depository. Principal Distribution Requests for a Class of Designated Retail Certificates will be applied, in the aggregate, in an amount equal to the portion of the related Available Funds distributable to such Class of Certificates pursuant to Sections 4.01 (a) or (b), as applicable, and Section 4.01(g), plus any amounts available for distribution from the related Rounding Account pursuant to Section 4.10(e), provided that the aggregate distribution in reduction of the Class Certificate Principal Balance of any Class of Designated Retail Certificates on any Distribution Date shall be made in an integral multiple of $1,000, subject to Section 4.10(f). (b) A "Deceased Holder" is a beneficial owner of a Designated Retail Certificate who was living at the time such interest was acquired and whose authorized personal representative, surviving tenant by the entirety, surviving joint tenant or surviving tenant in common or other Person empowered to act on behalf of such beneficial owner upon his or her death, causes to be furnished to the Trustee a certified copy of the death certificate of such Deceased Holder, evidence of such person's status as an authorized representative of the Deceased Holder, such as surviving tenant (whether by the entirety, joint tenancy or tenancy in common), which evidence shall be satisfactory to the Trustee, and any additional evidence of death required by and satisfactory to the Trustee and any tax waivers requested by the Trustee. Designated Retail Certificates beneficially owned by tenants by the entirety, joint tenants or tenants in common will be considered to be beneficially owned by a single owner. The death of a tenant by the entirety, joint tenant or tenant in common will be deemed to be the death of the beneficial owner, and any Designated Retail Certificates so beneficially owned will be eligible for priority with respect to distributions in reduction of the Class Certificate Principal Balance of such Class of Certificates, subject to the limitations contained in this Section 4.10. Designated Retail Certificates beneficially owned by a trust will be considered to be beneficially owned by each beneficiary of the trust to the extent of such beneficiary's beneficial interest therein, but in no event will a trust's beneficiaries collectively be deemed to be beneficial owners of a number of individual Designated Retail Certificates greater than the number of individual Designated Retail Certificates of which such trust is the beneficial owner. The death of a beneficiary of a trust will be deemed to be the death of a beneficial owner of the Designated Retail Certificates beneficially owned by the trust to the extent of such beneficiary's beneficial interest in such trust. The death of an individual who was a tenant by the entirety, joint tenant or tenant in common in a tenancy that is the beneficiary of a trust will be deemed to be the death of the beneficiary of the trust. The death of a person who, immediately prior to his or her death, was entitled to substantially all of the beneficial ownership interest in a Designated Retail Certificate will be deemed to be the death of the beneficial owner of such Certificate regardless of the registration of ownership of such Certificate, if such beneficial ownership interest can be established to the satisfaction of the Trustee. The Trustee's decision regarding whether a Deceased Holder's beneficial interest is substantial for purposes of the preceding sentence shall be conclusive and binding. Such beneficial interest will be deemed to exist in typical cases of street name or nominee ownership, ownership by a trustee, ownership under the Uniform Gifts to Minors Act and community property or other joint ownership arrangements between a husband and wife. Beneficial interests shall include the power to sell, transfer or otherwise dispose of a Designated Retail Certificate, and the right to receive the proceeds therefrom, as well as interest and distributions in reduction of the Certificate Principal Balance of such Certificates payable with respect thereto. The Trustee shall not be under any duty to determine independently the occurrence of the death of any beneficial owner. The Trustee may rely entirely upon documentation delivered to it in establishing the eligibility of any beneficial owner to receive the priority accorded Deceased Holders in Section 4.10(a). Expenses incurred by the Trustee in an effort to determine the beneficial ownership interest with respect to any Principal Distribution Request presented on behalf of a Deceased Holder, including, without limitation, attorneys fees, shall be paid by the Person presenting such Principal Distribution Request. (c) Requests for distributions in reduction of the Certificate Principal Balance of a Class of Designated Retail Certificate must be made by delivering a Principal Distribution Request therefor to the Depository Participant or Financial Intermediary that maintains the account evidencing the beneficial owner's interest in such Certificate. Such Depository Participant or Financial Intermediary should in turn make the request of the Depository (or, in the case of an Financial Intermediary, such Financial Intermediary should notify the related Depository Participant of such request, which Depository Participant should make the request of the Depository) on a form required by the Depository and provided to the Depository Participant. In the case of a request on behalf of a Deceased Holder, a certified copy of the death certificate and any additional appropriate evidence of death and any tax waivers must be forwarded to the Trustee under separate cover. Any such requests of Deceased Holders that are incomplete may not be honored by the Trustee and, if not honored, will lose their priority and must be resubmitted in proper form. Upon receipt of such Principal Distribution Request, the Depository will date and time stamp such request and forward such request to the Trustee. Such requests will be honored on any Distribution Date only to the extent that they are received by the Depository on or before the Record Date for such Distribution Date. The Depository may establish such procedures as it deems fair and equitable to establish the order of receipt of requests for such distributions received by it on the same day. Principal Distribution Requests delivered to the Depository after the Record Date for a particular Distribution Date and requests received in a timely manner but not accepted with respect to a particular Distribution Date will be treated as Principal Distribution Requests for the next succeeding Distribution Date and each succeeding Distribution Date thereafter until each request is accepted or is withdrawn as provided below. In the case of Principal Distribution Requests on behalf of Living Holders, the Depository will establish a new order of priority for each Distribution Date. This order will apply both to previously unsatisfied Principal Distribution Requests and to newly submitted requests. A Principal Distribution Request submitted on behalf of a Living Holder who later dies will become entitled to the priority of a newly submitted request on behalf of a Deceased Holder upon satisfaction of the requirements set forth above for requests of a Deceased Holder. Such priority will be effective for each subsequent Distribution Date if the Trustee has received a certified copy of the death certificate for such Deceased Holder and any additional appropriate evidence of death and any requested tax waivers by the last business day of the preceding calendar month. Each Principal Distribution Request submitted by a beneficial owner of a Designated Retail Certificate will be held by the Depository until such request has been accepted or has been withdrawn in writing as provided herein. Neither the Trustee nor the Company shall be liable for any delay in delivery of Principal Distribution Requests or Withdrawals (as defined below) of such requests by the Depository, a Depository Participant or any Financial Intermediary. In the event that any Principal Distribution Requests are rejected by the Trustee for failure to comply with the requirements of this Section 4.10, the Trustee shall return such requests to the appropriate Depository Participant with a copy to the Depository with an explanation as to the reason for such rejection. The Trustee shall maintain a list of those Depository Participants representing the Certificate Owners of Designated Retail Certificates that have submitted Principal Distribution Requests, together with the order of receipt and the amounts of such requests. The Trustee shall notify the Depository and the appropriate Depository Participants as to which requests should be honored on each Distribution Date. Requests shall be honored by the Depository in accordance with the procedures, and subject to the priorities and limitations, described in this Section 4.10. The exact procedures to be followed by the Trustee and the Depository for purposes of determining such priorities and limitations shall be those established from time to time by the Trustee or the Depository, as the case may be. The decisions of the Trustee and the Depository concerning such matters shall be final and binding on all affected Persons. Any beneficial owner of a Designated Retail Certificate that has made a Principal Distribution Request may withdraw its request by so notifying in writing the Depository Participant or Financial Intermediary that maintains such beneficial owner's account (each such withdrawal, a "Withdrawal"). The Depository Participant should forward the Withdrawal to the Depository on a form required by the Depository. In the event that such account is maintained by a Financial Intermediary, such Financial Intermediary should notify the related Depository Participant which in turn should forward the Withdrawal of such request, on a form required by the Depository, to the Depository. If such Withdrawal has not been received by the Depository and forwarded to the Trustee on or before the Record Date for the next Distribution Date, the previously made Principal Distribution Request will be irrevocable with respect to the making of distributions in reduction of the Certificate Principal Balance of such Designated Retail Certificate on such Distribution Date. (d) To the extent, if any, that amounts available for distribution in reduction of the Class Certificate Principal Balance of a Class of Designated Retail Certificates on a Distribution Date pursuant to Section 4.01 (a) or (b), as applicable, and Section 4.01(g) exceed the dollar amount of Principal Distribution Requests that have been received in respect of such Class by the related Record Date, as provided in Section 4.10(c) above, distributions in reduction of the Class Certificate Principal Balance of such Class of Certificates will be made by mandatory distributions on a Random Lot basis, in integral multiples equal to $1,000, in reduction thereof without regard to whether such Certificate Owners have submitted Principal Distribution Requests. The Trustee shall notify the Depository of the aggregate amount of the mandatory distribution by Random Lot in reduction of the Class Certificate Principal Balance of such Designated Retail Certificates to be made on the next Distribution Date. The Depository shall then allocate such aggregate amount among its Depository Participants on a Random Lot basis. Each Depository Participant and, in turn, each Financial Intermediary, will then select, in accordance with its own procedures, Designated Retail Certificates of such Class from among those held in its accounts to receive mandatory distributions in reduction of the Class Certificate Principal Balance of such Certificates, such that the total amount so selected is equal to the aggregate amount of such mandatory distributions allocated to such Depository Participant by the Depository and to such Financial Intermediary by its related Depository Participant, as the case may be. Depository Participants and Financial Intermediaries that hold a Class of Designated Retail Certificates selected for mandatory distributions in reduction of the Class Certificate Principal Balance thereof should provide notice of such mandatory distributions to the affected Certificate Owners. (e) On the Closing Date, a separate Rounding Account shall be established with the Trustee for each Class of Designated Retail Certificates and the Rounding Account Depositor for such Rounding Account shall cause to be initially deposited the sum of $999.99 in each such Rounding Account. On each Distribution Date on which a distribution is to be made in reduction of the Class Certificate Principal Balance of a Class of Designated Retail Certificates pursuant to Sections 4.01 (a) or (b), as applicable, and Section 4.01(g), funds on deposit in the related Rounding Account shall be, to the extent needed, withdrawn by the Trustee and applied to round upward to an integral multiple of $1,000 the aggregate distribution in reduction of the Class Certificate Principal Balance to be made on such Class of Certificates. Rounding of such distribution on such Class of Designated Retail Certificates shall be accomplished, on the first such Distribution Date, by withdrawing from the related Rounding Account the amount of funds, if any, needed to round the amount otherwise available for such distribution in reduction of the Class Certificate Principal Balance of such Certificates upward to the next integral multiple of $1,000. On each succeeding Distribution Date on which distributions in reduction of the Class Certificate Principal Balance of such Class of Designated Retail Certificates are to be made pursuant to Sections 4.01 (a) or (b), as applicable, and Section 4.01(g), the aggregate amount of such distributions allocable to such Certificates shall be applied first to repay any funds withdrawn from the related Rounding Account and not previously repaid, and then the remainder of such allocable amount, if any, shall be similarly rounded upward to the next integral multiple of $1,000 and applied as distributions in reduction of the Class Certificate Principal Balance of the related Class of Certificates; this process shall continue on succeeding principal Distribution Dates prior to the Cross-Over Date until the Class Certificate Principal Balance of each such Class of Certificates has been reduced to zero. Each Rounding Account shall be maintained as a non-interest bearing account; the Rounding Accounts shall not be an asset of the Trust Fund, but shall be an asset in the REMIC. On the earlier of (1) the Cross-Over Date and (2) the first Distribution Date after the Class Certificate Principal Balance of any Class of Designated Retail Certificates has been reduced to zero, any remaining amounts in the related Rounding Account shall be distributed to the Class R Certificate. (f) Notwithstanding any provisions herein to the contrary, on each Distribution Date coinciding with or after the Cross-Over Date, all distributions in reduction of the Class Certificate Principal Balance of any Class of Designated Retail Certificates will be made among the Holders and Certificate Owners of such Class of Certificates, pro rata, based on their Certificate Principal Balances, and will not be made in integral multiples of $1,000 or pursuant to requested distributions or mandatory distributions by Random Lot. (g) In the event that Definitive Certificates representing any Class of Designated Retail Certificates are issued pursuant to Section 5.02(f), all requests for distributions or withdrawals of such requests relating to such Class must be submitted to the Trustee, and the Trustee shall perform the functions described in Section 4.10(a) through (d) using its own procedures, which procedures shall, to the extent practicable, be consistent with the procedures described in Section 4.10(a) through (d). ARTICLE V THE CERTIFICATES Section 5.01. The Certificates. (a) The Certificates shall be substantially in the forms set forth in Exhibit A hereto, as applicable, and shall, on original issue, be executed by the Trustee, not in its individual capacity but solely as Trustee, and countersigned and delivered by the Trustee to or upon the order of the Company as provided in Article II. (b) The Certificates relating to both Mortgage Pools shall be issued in an aggregate Initial Certificate Principal Balance of $1,004,561,014.47. Such aggregate original principal balance shall be divided among the Classes having the designations, Class Certificate Principal Balances, Certificate Interest Rates and minimum denominations as follows: Initial Class Certificate Certificate Principal Interest Minimum Designation Balance Rate Denominations - ----------- ------- ---- ------------- Class A1 $81,010,950.00 6.75% $ 25,000 Class A2 43,000,000.00 6.75 25,000 Class A3 50,000,000.00 6.75 25,000 Class A4 25,578,787.00 7.00 1,000 Class A5 5,000,000.00 6.75 25,000 Class A6 1,200,000.00 7.00 1,000 Class A7 300,000.00 7.00 1,000 Class A8 300,000.00 7.00 1,000 Class A9 300,000.00 7.00 1,000 Class A10 900,000.00 7.00 1,000 Class A11 3,750,000.00 7.00 1,000 Class A12 37,265,800.00 7.00 1,000 Class A13 100,000,000.00 6.75 25,000 Class A14 8,297,968.00 0.00 25,000 Class A15 1,461,646.00 7.25 25,000 Class A16 127,348,000.00 6.75 25,000 Class A17 64,991,384.00 7.00 1,000 Class A18 5,000,000.00 7.25 1,000 Class A19 10,000,000.00 7.25 1,000 Class A20 5,000,000.00 7.25 1,000 Class A21 23,267,941.00 7.25 1,000 Class A22 22,081,150.00 6.75 25,000 Class A23 30,725,150.00 6.75 1,000 Class A24 40,414,700.00 6.75 25,000 Class A25 92,616,155.00 6.75 25,000 Class A26 605,000.00 6.75 25,000 Class A27 55,411,500.00 6.75 25,000 Class A28 52,390,300.00 6.75 25,000 Class 1-PO 4,376,027.31 0.00 (1) Class 1-S (2) (2) (3) Class 2-A1 42,000,000.00 6.75 25,000 Class 2-A2 9,018,000.00 7.50 1,000 Class 2-A3 2,003,966.00 0.00 25,000 Class 2-A4 9,017,699.00 7.50 1,000 Class 2-A5 7,234,946.00 6.75 25,000 Class 2-S (4) (4) (5) Class M 21,095,000.00 6.75 100,000 Class B1 7,534,000.00 6.75 100,000 Class B2 4,520,000.00 6.75 100,000 Class B3 5,022,000.00 6.75 500,000 Class B4 2,009,000.00 6.75 500,000 Class B5 2,513,843.16 6.75 500,000 Class R 100.00 6.75 (1) - ------------------- (1) This Class of Certificates will be issued as a single Certificate evidencing the entire Class Certificate Principal Balance of such Class. (2) The Class 1-S Certificates are issued with an initial Notional Principal Balance of $756,262,995.80 and shall bear interest at the Strip Rate for such Class. (3) The Class 1-S Certificates will be issued in minimum denominations of Notional Principal Balance of $25,000,000. (4) The Class 2-S Certificates are issued with an initial Notional Principal Balance of $72,349,463.68 and shall bear interest at the Strip Rate for such Class. (5) The Class 2-S Certificates will be issued in minimum denominations of Notional Principal Balance of $25,000,000. (c) The Certificates shall be issuable in registered form only. The Book-Entry Certificates will be evidenced by one or more certificates, beneficial ownership of which will be held in the minimum dollar denominations in Certificate Principal Balance or Notional Principal Balance, as applicable, specified in Section 5.01(b), and integral multiples of $1,000 in excess thereof. The Non-Book-Entry Certificates other than the Residual Certificate shall each be issued in the minimum dollar denominations in Certificate Principal Balance or Notional Principal Balance, as applicable, specified in Section 5.01(b), and integral multiples of $1,000 in excess thereof (and, if necessary, in the amount of the remaining Class Certificate Principal Balance or Notional Principal Balance, as applicable, of each Class, in the case of one Certificate of such Class). The Residual Certificate shall be issued as a single certificate evidencing the entire Class Certificate Principal Balance of such Class and having a Percentage Interest of 100%. If necessary, one Certificate of each Class of Book-Entry Certificates may evidence an additional amount equal to the remainder of the Class Certificate Principal Balance of such Class. (d) The Certificates shall be executed by manual or facsimile signature on behalf of the Trustee by an authorized officer under its seal, which may be in facsimile form and be imprinted or otherwise reproduced thereon. Certificates bearing the manual or facsimile signatures of individuals who were, at the time when such signatures were affixed, authorized to sign on behalf of the Trustee shall bind the Trustee, notwithstanding that such individuals or any of them have ceased to be so authorized prior to the authentication and delivery of such Certificates or did not hold such offices at the date of such Certificate. No Certificate shall be entitled to any benefit under this Agreement, or be valid for any purpose, unless such Certificate shall have been manually countersigned by the Trustee substantially in the forms set forth in Exhibit A hereto, and such countersignature upon any Certificate shall be conclusive evidence, and the only evidence, that such Certificate has been duly executed and delivered hereunder. All Certificates issued on the Closing Date shall be dated the Closing Date; all Certificates issued thereafter shall be dated the date of their countersignature. (e) The Strip Rate for each Interest Accrual Period for each Class of Class S Certificates shall be determined by the Company and included in the Servicer's Certificate for the related Distribution Date. Section 5.02. Registration of Transfer and Exchange of Certificates. (a) The Trustee shall cause to be kept at an office or agency in the city in which the Corporate Trust Office of the Trustee is located or in the City of New York, New York a Certificate Register in which, subject to such reasonable regulations as it may prescribe, the Trustee shall provide for the registration of Certificates and of transfers and exchanges of Certificates as herein provided. The Trustee shall initially serve as Certificate Registrar for the purpose of registering Certificates and transfers and exchanges of Certificates as herein provided. Subject to Sections 5.02(b) and 5.02(c), upon surrender for registration of transfer of any Certificate at the Corporate Trust Office, the Trustee shall execute, authenticate and deliver, in the name of the designated transferee or transferees, one or more new Certificates of the same Class in authorized denominations of a like Percentage Interest. At the option of a Certificateholder, Certificates may be exchanged for other Certificates of authorized denominations of a like Class and Percentage Interest, upon surrender of the Certificates to be exchanged at any such office or agency. Whenever any Certificates are so surrendered for exchange the Trustee shall execute, countersign and deliver the Certificates which the Certificateholder making the exchange is entitled to receive. Every Certificate presented or surrendered for registration of transfer or exchange shall be accompanied by a written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar duly executed by the Holder thereof or his attorney duly authorized in writing. No service charge shall be made for any registration of transfer or exchange of Certificates, but the Trustee may require payment of a sum sufficient to cover any tax or governmental charge that may be imposed in connection with any transfer or exchange of Certificates. All Certificates surrendered for registration of transfer and exchange shall be canceled and subsequently destroyed by the Trustee and a certificate of destruction shall be delivered by the Trustee to the Company. (b) No legal or beneficial interest in all or any portion of the Residual Certificates may be transferred directly or indirectly to (i) a Disqualified Organization or an agent of a Disqualified Organization (including a broker, nominee, or middleman), (ii) an entity that holds REMIC residual securities as nominee to facilitate the clearance and settlement of such securities through electronic book-entry changes in accounts of participating organizations (a "Book-Entry Nominee"), or (iii) an individual, corporation, partnership or other person unless such transferee (A) is not a Non-U.S. Person or (B) is a Non-U.S. Person that holds a Residual Certificate in connection with the conduct of a trade or business within the United States and has furnished the transferor and the Trustee with an effective Internal Revenue Service Form 4224 or (C) is a Non-U.S. Person that has delivered to both the transferor and the Trustee an opinion of a nationally recognized tax counsel to the effect that the transfer of a Residual Certificate to it is in accordance with the requirements of the Code and the regulations promulgated thereunder and that such transfer of a Residual Certificate will not be disregarded for federal income tax purposes (any such person who is not covered by clause (A), (B) or (C) above being referred to herein as a "Non-permitted Foreign Holder"), and any such purported transfer shall be void and have no effect. The Trustee shall not execute, and shall not authenticate and deliver, a Residual Certificate in connection with any transfer thereof unless the transferor shall have provided to the Trustee an affidavit, substantially in the form attached as Exhibit F hereto, signed by the transferee, to the effect that the transferee is not such a Disqualified Organization, an agent (including a broker, nominee, or middleman) for any entity as to which the transferee has not received a substantially similar affidavit, a Book-Entry Nominee or a Non-permitted Foreign Holder, which affidavit shall contain the consent of the transferee to any such amendments of this Agreement as may be required to further effectuate the foregoing restrictions on transfer of the Residual Certificates to Disqualified Organizations, Book-Entry Nominees or Non-permitted Foreign Holders, and an agreement by the Transferee that it will not transfer a Residual Certificate without providing to the Trustee an affidavit substantially in the form attached as Exhibit F hereto and a letter substantially in the form attached as Exhibit G hereto. Such affidavit shall also contain the statement of the transferee that (i) it does not have the intention to impede the assessment or collection of any federal, state or local taxes legally required to be paid with respect to the Residual Certificates and (ii) it understands that it may incur tax liabilities in excess of cash flows generated by a Residual Certificate and that it intends to pay taxes associated with holding a Residual Certificate as they become due. The affidavit described in the preceding paragraph, if not executed in connection with the initial issuance of the Residual Certificates, shall be accompanied by a written statement in the form attached as Exhibit G hereto, signed by the transferor, to the effect that as of the time of the transfer, the transferor has (i) no actual knowledge that the transferee is a Disqualified Organization, Book-Entry Nominee or Non-permitted Foreign Holder, (ii) no reason to believe that the transferee has the intention to impede the assessment or collection of any federal, state or local taxes legally required to be paid with respect to a Residual Certificate, and (iii) conducted a reasonable investigation and found that the transferee had historically paid its debts as they came due and found no significant evidence to indicate that the transferee will not continue to pay its debts as they become due. The Residual Certificates shall bear a legend referring to the foregoing restrictions contained in this paragraph and the preceding paragraph. Upon notice to the Company that any legal or beneficial interest in any portion of the Residual Certificates has been transferred, directly or indirectly, to a Disqualified Organization or agent thereof (including a broker, nominee, or middleman) in contravention of the foregoing restrictions, (i) such transferee shall be deemed to hold the Residual Certificate in constructive trust for the last transferor who was not a Disqualified Organization or agent thereof, and such transferor shall be restored as the owner of such Residual Certificate as completely as if such transfer had never occurred, provided that the Company may, but is not required to, recover any distributions made to such transferee with respect to the Residual Certificate and return such recovery to the transferor, and (ii) the Company agrees to furnish to the Internal Revenue Service and to any transferor of the Residual Certificate or such agent (within 60 days of the request therefor by the transferor or agent) such information necessary to the application of section 860E(e) of the Code as may be required by the Code, including but not limited to the present value of the total anticipated excess inclusions with respect to the Residual Certificate (or portion thereof) for periods after such transfer. At the election of the Company, the cost to the Company of computing and furnishing such information may be charged to the transferor or such agent referred to above; however, the Company shall in no event be excused from furnishing such information. The restrictions on transfers of the Residual Certificates set forth in the preceding three paragraphs shall cease to apply to transfers (and the applicable portions of the legend to the Residual Certificates may be deleted) after delivery to the Trustee of an Opinion of Counsel to the effect that the elimination of such restrictions will not cause the REMIC established hereunder to fail to qualify as a REMIC at any time that the Certificates are outstanding. No transfer of a Restricted Certificate shall be made unless such transfer is made pursuant to an effective registration statement under the Securities Act of 1933, as amended (the "Act"), and any applicable state securities laws, in each case as evidenced by an Officer's Certificate, or is exempt from the registration requirements of the Act and any applicable state securities laws. In the event of such registration, any restrictive legends set forth in the form of the relevant Restricted Certificate in Exhibit A hereto with respect to the Act and state securities law restrictions shall be removed by the Trustee upon request of the Holder thereof and automatically upon exchange or registration of transfer thereof. As a condition to any transfer that is to be made in reliance upon an exemption from the Act and such laws of a (i) Class PO or Class S Certificate or (ii) Restricted Junior Certificate to any person other than a QIB (as certified by the proposed transferee in the form of assignment attached to the related Certificate), either (x) the Trustee shall require the transferee to execute an investment letter in the form substantially as set forth in Exhibit I hereto or in such other form as may be acceptable to the Trustee, certifying as to the facts surrounding such transfer, or (y) in lieu of such investment letter, the Trustee may accept a written Opinion of Counsel (in form and substance acceptable to the Trustee) that such proposed transfer may be made pursuant to an exemption from the Act. As an additional condition to any transfer of a Restricted Certificate, either (i) the transferor and the transferee shall complete the form of assignment attached to the Certificate proposed to be transferred, or (ii) the Trustee shall have received the above-referenced Opinion of Counsel. The holder of any Restricted Certificate desiring to effect the transfer thereof to a person other than a QIB shall, and hereby agrees to, comply with any applicable conditions set forth in the preceding two sentences and indemnify the Trustee and the Company against any liability that may result if the transfer thereof is not so exempt or is not made in accordance with such federal and state laws. Such agreement to so indemnify the Trustee and the Company shall survive the termination of this Agreement. Notwithstanding the foregoing, no Opinion of Counsel or investment letter shall be required upon the original issuance of (i) the Restricted Junior Certificates to the Initial Purchaser (as defined in the Private Placement Memorandum) or its nominee and (ii) the Class PO or Class S Certificates to the Company or upon any subsequent transfer of any Class PO or Class S Certificate by the Company, provided that if any Restricted Junior Certificates are, at the request of the Initial Purchaser, registered in the name of its nominee, the Initial Purchaser shall be deemed to acknowledge and agree with the Company and the Trustee that no transfer of a beneficial interest in such Certificates will be made without registering such Certificates in the name of the transferee, which shall be a Person other than such nominee. Any opinion or letter required pursuant to this paragraph shall not be at the expense of the Trust Fund or the Trustee. (c) (i) No transfer of an ERISA-Restricted Certificate in the form of a Definitive Certificate shall be made to any Person unless the Trustee has received (A) a certificate (substantially in the form of Exhibit E or such other form as is acceptable to the Company and the Trustee) from such transferee to the effect that such transferee (i) is not a Plan or a Person that is using the assets of a Plan to acquire such ERISA-Restricted Certificate or (ii) is an insurance company investing assets of its general account and the exemptions provided by Section III(a) of Department of Labor Prohibited Transaction Class Exemption 95-60, 60 Fed. Reg. 35925 (July 12, 1995) (the "Exemptions") apply to the transferee's acquisition and holding of any ERISA-Restricted Certificate or (B) an opinion of counsel satisfactory to the Trustee and the Company to the effect that the purchase and holding of such a Certificate will not constitute or result in the assets of the Trust Fund being deemed to be "plan assets" subject to the prohibited transactions provisions of ERISA or Section 4975 of the Code and will not subject the Trustee or the Company to any obligation in addition to those undertaken in the Agreement; provided, however, that the Trustee will not require such certificate or opinion in the event that, as a result of a change of law or otherwise, counsel satisfactory to the Trustee has rendered an opinion to the effect that the purchase and holding of an ERISA-Restricted Certificate by a Plan or a Person that is purchasing or holding such a Certificate with the assets of a Plan will not constitute or result in a prohibited transaction under ERISA or Section 4975 of the Code. The preparation and delivery of the certificate and opinions referred to above shall not be an expense of the Trust Fund, the Trustee or the Company. Notwithstanding the foregoing, no opinion or certificate shall be required for the initial issuance of the ERISA-Restricted Certificates. (ii) No transfer of a Residual Certificate shall be made to any Person unless the Trustee has received a certification (substantially in the form of paragraph 4 of Exhibit F) from such transferee to the effect that, among other things, such transferee is not a Plan or a Person that is using the assets of a Plan to acquire any such Certificate. The preparation and delivery of such certificate shall not be an expense of the Trust Fund, the Trustee or the Company. (d) Subject to Section 8.01(i) hereof, the Trustee may conclusively rely upon any certificate, affidavit or opinion delivered pursuant to Section 5.02(b) or (c). Any certificate or affidavit required to be delivered by a transferee under this Section 5.02 may be executed and delivered in the name of such transferee by its attorney-in-fact duly authorized in writing in form and substance satisfactory to the Trustee. (e) Except as to any additional Certificate of any Class of Book-Entry Certificates held in physical certificated form pursuant to Section 5.02(g) or any Restricted Junior Certificate of any Class of Book-Entry Certificates that is transferred to an entity other than a QIB, the Book-Entry Certificates shall, subject to Section 5.02(f), at all times remain registered in the name of the Depository or its nominee and at all times: (i) registration thereof may not be transferred by the Trustee except to another Depository; (ii) the Depository shall maintain book-entry records with respect to the Certificate Owners and with respect to ownership and transfers of such Certificates; (iii) ownership and transfers of registration of the Certificates issued in book-entry form on the books of the Depository shall be governed by applicable rules established by the Depository and the rights of Certificate Owners with respect to Book-Entry Certificates shall be governed by applicable law and agreements between such Certificate Owners and the Depository, Depository Participants, and indirect participating firms; (iv) the Depository may collect its usual and customary fees, charges and expenses from its Depository Participants; (v) the Trustee shall deal with the Depository, Depository Participants and indirect participating firms as authorized representatives of the Certificate Owners of the Certificates issued in book-entry form for all purposes including the making of payments due on the Book-Entry Certificates and exercising the rights of Holders under this Agreement, and requests and directions for and votes of such representatives shall not be deemed to be inconsistent if they are made with respect to different Certificate Owners; (vi) the Trustee may rely and shall be fully protected in relying upon information furnished by the Depository with respect to its Depository Participants and furnished by the Depository Participants with respect to indirect participating firms and persons shown on the books of such indirect participating firms as direct or indirect Certificate Owners; (vii) Certificate Owners shall not be entitled to certificates for the Book-Entry Certificates and (viii) the Trustee may establish a reasonable record date in connection with solicitations of consents from or voting by Certificateholders and give notice to the Depository of such record date. All transfers by Certificate Owners of Book-Entry Certificates shall be made in accordance with the procedures established by the Depository Participant or brokerage firm representing such Certificate Owner. Each Depository Participant shall only transfer Book-Entry Certificates of Certificate Owners it represents or of brokerage firms for which it acts as agent in accordance with the Depository's normal procedures. Except as provided herein, the Trustee shall have no duty to monitor or restrict the transfer of Certificates or interests therein, and shall have no liability for any transfer, including any transfer made through the book-entry facilities of the Depository or between or among Depository Participants or Certificate Owners, made in violation of applicable restrictions set forth herein, except in the event of the failure of the Trustee to perform its duties and fulfill its obligations under this Agreement. (f) If (x)(i) the Company or the Depository advises the Trustee in writing that the Depository is no longer willing, qualified or able to properly discharge its responsibilities as Depository, and (ii) the Trustee or the Company is unable to locate a qualified successor, (y) the Company at its option advises the Trustee in writing that it elects to terminate the book-entry system through the Depository or (z) after the occurrence of an Event of Default, Certificate Owners representing not less than 51% of the aggregate Voting Rights allocated to the Book-Entry Certificates together advise the Trustee and the Depository through the Depository Participants in writing that the continuation of a book-entry system through the Depository is no longer in the best interests of the Certificate Owners, the Trustee shall notify all Certificate Owners, through the Depository, of the occurrence of any such event and of the availability of Definitive Certificates to Certificate Owners requesting the same. Upon surrender to the Trustee of such Certificates by the Depository, accompanied by registration instructions from the Depository for registration, the Trustee shall issue the Definitive Certificates. Neither the Company nor the Trustee shall be liable for any delay in delivery of such instructions and may conclusively rely on, and shall be protected in relying on, such instructions. Upon the issuance of Definitive Certificates all references herein to obligations imposed upon or to be performed by the Depository shall be deemed to be imposed upon and performed by the Trustee, to the extent applicable with respect to such Definitive Certificates and the Trustee shall recognize the Holders of the Definitive Certificates as Certificateholders hereunder. (g) On or prior to the Closing Date, there shall be delivered to the Depository (or to State Street Bank and Trust Company acting as custodian for the Depository pursuant to the Depository's procedures) one certificate for each Class of Book-Entry Certificates registered in the name of the Depository's nominee, Cede & Co. The face amount of each such Certificate shall represent 100% of the initial Class Certificate Principal Balance thereof, except for such amount that does not constitute an acceptable denomination to the Depository. An additional Certificate of each Class of Book-Entry Certificates may be issued evidencing such remainder and, if so issued, will be held in physical certificated form by the Holders thereof. Each Certificate issued in book-entry form shall bear the following legend: "Unless this Certificate is presented by an authorized representative of The Depository Trust Company, a New York corporation ("DTC"), to Issuer or its agent for registration of transfer, exchange, or payment, and any certificate issued is registered in the name of Cede & Co. or in such other name as requested by an authorized representative of DTC (and any payment is made to Cede & Co. or to such other entity as is requested by an authorized representative of DTC), ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL inasmuch as the registered owner hereof, Cede & Co., has an interest herein." Section 5.03. Mutilated, Destroyed, Lost or Stolen Certificates. If (a) any mutilated Certificate is surrendered to the Certificate Registrar, or the Certificate Registrar receives evidence to its satisfaction of the destruction, loss or theft of any Certificate and (b) there is delivered to the Company, the Certificate Registrar and the Trustee such security or indemnity as may be required by them to save each of them harmless, then, in the absence of notice to the Certificate Registrar or the Trustee that such Certificate has been acquired by a bona fide purchaser, the Trustee shall execute, countersign and deliver, in exchange for or in lieu of any such mutilated, destroyed, lost or stolen Certificate, a new Certificate of like tenor, Class and Percentage Interest. In connection with the issuance of any new Certificate under this Section 5.03, the Trustee may require the payment of a sum sufficient to cover any tax or other governmental charge that may be imposed in relation thereto and any other expenses (including the fees and expenses of the Trustee and the Certificate Registrar) connected therewith. Any duplicate Certificate issued pursuant to this Section 5.03 shall constitute complete and indefeasible evidence of ownership in the Trust Fund, as if originally issued, whether or not the lost, stolen or destroyed Certificate shall be found at any time. Section 5.04. Persons Deemed Owners. Prior to due presentation of a Certificate for registration of transfer, the Company, the Trustee, the Certificate Registrar and any agent of the Company, the Trustee or the Certificate Registrar may treat the person in whose name any Certificate is registered as the owner of such Certificate for the purpose of receiving distributions pursuant to Section 4.01 and for all other purposes whatsoever, and neither the Company, the Trustee, the Certificate Registrar nor any agent of the Company, the Trustee or the Certificate Registrar shall be affected by any notice to the contrary. Section 5.05. Access to List of Certificateholders' Names and Addresses. The Certificate Registrar will furnish or cause to be furnished to the Company, within 15 days after receipt by the Certificate Registrar of request therefor from the Company in writing, a list, in such form as the Company may reasonably require, of the names and addresses of the Certificateholders as of the most recent Record Date for payment of distributions to Certificateholders. If three or more Certificateholders (hereinafter referred to as "applicants") apply in writing to the Trustee, and such application states that the applicants desire to communicate with other Certificateholders with respect to their rights under this Agreement or under the Certificates and is accompanied by a copy of the communication which such applicants propose to transmit, then the Trustee shall, within five Business Days after the receipt of such application, afford such applicants access during normal business hours to the most recent list of Certificateholders held by the Trustee. If such list is as of a date more than 90 days prior to the date of receipt of such applicants' request, the Trustee shall promptly request from the Certificate Registrar a current list as provided above, and shall afford such applicants access to such list promptly upon receipt. Every Certificateholder, by receiving and holding a Certificate, agrees with the Certificate Registrar and the Trustee that neither the Certificate Registrar nor the Trustee shall be held accountable by reason of the disclosure of any such information as to the names and addresses of the Certificateholders hereunder, regardless of the source from which such information was derived. Section 5.06. Representation of Certain Certificateholders. The fiduciary of any Plan which becomes a Holder of a Certificate, by virtue of its acceptance of such Certificate, will be deemed to have represented and warranted to the Trustee and the Company that such Plan is an "accredited investor" as defined in Rule 501(a)(1) of Regulation D promulgated by the Securities and Exchange Commission under the Securities Act of 1933. Section 5.07. Determination of COFI. (a) If the outstanding Certificates include any COFI Certificates, then on each COFI Determination Date the Trustee shall determine the value of COFI on the basis of the most recently available Information Bulletin referred to in the definition of "COFI". The establishment of COFI by the Trustee and the Trustee's subsequent calculation of the rates of interest applicable to the COFI Certificates for each Interest Accrual Period shall (in the absence of manifest error) be final and binding. During each Interest Accrual Period, the Certificate Interest Rate for the COFI Certificates for the current and immediately preceding Interest Accrual Period shall be made available by the Trustee to Certificate Owners and Certificateholders at the following telephone number: (617) 664-5500. (b) The failure by the Federal Home Loan Bank of San Francisco to publish COFI for a period of 65 calendar days will constitute an "Alternative Rate Event" for purposes hereof. Upon the occurrence of an Alternative Rate Event, the Company will calculate the Certificate Interest Rates for the COFI Certificates for the subsequent Interest Accrual Periods by using, in place of COFI, (i) the replacement index, if any, published or designated by the Federal Home Loan Bank of San Francisco or (ii) if no replacement index is so published or designated, an alternative index to be selected by the Company that has performed, or that the Company expects to perform, in a manner substantially similar to COFI. At the time an alternative index is first selected by the Company, the Company shall determine the average number of basis points, if any, by which the alternative index differed from COFI for such period as the Company, in its sole discretion, reasonably determines to reflect fairly the long-term difference between COFI and the alternative index, and shall adjust the alternative index by such average. The Company shall select a particular index as an alternative only if it receives an Opinion of Counsel to the effect that the selection of such index will not cause any REMIC established hereunder to fail to qualify as a REMIC for federal income tax purposes. In the absence of manifest error, the selection of any alternative index as provided by this Section 5.07(b) shall be final and binding for each subsequent Interest Accrual Period. Upon the occurrence of an Alternative Rate Event, the Trustee shall have no responsibility for the determination of any alternative index or the calculation of the Certificate Interest Rates for the COFI Certificates. (c) If at any time after the occurrence of an Alternative Rate Event the Federal Home Loan Bank of San Francisco resumes publication of COFI, the Certificate Interest Rates for the COFI Certificates for each Interest Accrual Period commencing thereafter will be calculated by reference to COFI. Section 5.08. Determination of LIBOR. (a) If the outstanding Certificates include any LIBOR Certificates, then on each LIBOR Determination Date the Trustee shall determine LIBOR for the related Interest Accrual Period as such rate equal to the Interest Settlement Rate. If such rate does not appear on the Designated Telerate Page as of 11:00 a.m., London time, on the applicable LIBOR Determination Date: (i) The Trustee will request the principal London office of each Reference Bank (as defined in Section 5.08(e)) to provide such bank's offered quotation (expressed as a percentage per annum) to prime banks in the London interbank market for one-month U.S. Dollar deposits as of 11:00 a.m., London time, on the applicable LIBOR Determination Date. (ii) If on any LIBOR Determination Date, two or more of the Reference Banks provide such offered quotations, LIBOR for the next Interest Accrual Period will be the arithmetic mean of such offered quotations (rounding such arithmetic mean upwards, if necessary, to the nearest whole multiple of 1/16%). If on any LIBOR Determination Date only one or none of the Reference Banks provide such offered quotations, LIBOR for the next Interest Accrual Period will be the rate per annum the Trustee determines to be the arithmetic mean (rounding such arithmetic mean upwards, if necessary, to the nearest whole multiple of 1/16%) of the one-month Eurodollar lending rate that three major banks in New York City selected by the Trustee are quoting as of approximately 11:00 a.m., New York City time, on the first day of the applicable Interest Accrual Period. (iii) If on any LIBOR Determination Date the Trustee is required but unable to determine LIBOR in the manner provided in subparagraph (ii) of this Section 5.08(a), LIBOR for the next Interest Accrual Period will be LIBOR as determined on the previous LIBOR Determination Date, or, in the case of the first LIBOR Determination Date, the Initial LIBOR Rate. (b) The establishment of LIBOR by the Trustee and the Trustee's subsequent calculation of the Certificate Interest Rates applicable to the LIBOR Certificates for the relevant Interest Accrual Period, in the absence of manifest error, will be final and binding. (c) Within five Business Days of the Trustee's calculation of the Certificate Interest Rates of the LIBOR Certificates, the Trustee shall furnish to the Company by telecopy (or by such other means as the Trustee and the Company may agree from time to time) such Certificate Interest Rates. (d) The Trustee shall provide to Certificateholders who inquire of it by telephone the Certificate Interest Rates of the LIBOR Certificates for the current and immediately preceding Interest Accrual Period. (e) As used herein, "Reference Banks" shall mean no more than four leading banks engaged in transactions in Eurodollar deposits in the international Eurocurrency market (i) with an established place of business in London, England, (ii) whose quotations appear on the display designated "LIBO" on the Reuters Monitor Money Rates Service (the "Reuters Screen LIBO Page") on the applicable LIBOR Determination Date and (iii) which have been designated as such by the Trustee and are able and willing to provide such quotations to the Trustee on each LIBOR Determination Date. The Reference Banks initially shall be: Barclay's plc, Bank of Tokyo, National Westminster Bank and Trust Company and Bankers Trust Company. If any of the initial Reference Banks should be removed from the Reuters Screen LIBO Page or in any other way fail to meet the qualifications of a Reference Bank, or if such page is no longer published, the Trustee, after consultation with the Company, shall use its best efforts to designate alternate Reference Banks. ARTICLE VI THE COMPANY Section 6.01. Liability of the Company. The Company shall be liable in accordance herewith only to the extent of the obligations specifically imposed upon and undertaken by the Company herein. Section 6.02. Merger or Consolidation of, or Assumption of the Obligations of, the Company. Any corporation into which the Company may be merged or consolidated, or any corporation resulting from any merger, conversion or consolidation to which the Company shall be a party, or any corporation succeeding to the business of the Company, or any corporation, more than 50% of the voting stock of which is, directly or indirectly, owned by General Electric Company, or any limited partnership, the sole general partner of which is either the Company or a corporation, more than 50% of the voting stock of which is owned, directly or indirectly, by General Electric Company, which executes an agreement of assumption to perform every obligation of the Company hereunder, shall be the successor of the Company hereunder, without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding. Section 6.03. Assignment. The Company may assign its rights and delegate its duties and obligations as servicer under this Agreement; provided, that (i) the purchaser or transferee accepting such assignment or delegation is qualified to service mortgage loans for FNMA or FHLMC, is reasonably satisfactory to the Trustee and executes and delivers to the Trustee an agreement, in form and substance reasonably satisfactory to the Trustee, which contains an assumption by such purchaser or transferee of the due and punctual performance and observance of each covenant and condition to be performed or observed by the Company as servicer hereunder from and after the date of such agreement and (ii) each Rating Agency's rating of any Classes of Certificates in effect immediately prior to such assignment or delegation would not be qualified, downgraded or withdrawn as a result thereof. In the case of any such assignment or delegation, the Company will be released from its obligations as servicer hereunder except for liabilities and obligations as servicer incurred prior to such assignment or delegation. Section 6.04. Limitation on Liability of the Company and Others. Neither the Company nor any of the directors or officers or employees or agents of the Company shall be under any liability to the Trust Fund or the Certificateholders for any action taken or for refraining from the taking of any action by the Company pursuant to this Agreement, or for errors in judgment; provided, however, that this provision shall not protect the Company or any such person against any liability which would otherwise be imposed by reason of willful misfeasance, bad faith or gross negligence in the performance of duties of the Company or by reason of reckless disregard of obligations and duties of the Company hereunder. The Company and any director or officer or employee or agent of the Company may rely in good faith on any document of any kind prima facie properly executed and submitted by any Person respecting any matters arising hereunder. The Company and any director or officer or employee or agent of the Company shall be indemnified by the Trust Fund and held harmless against any loss, liability or expense incurred in connection with any legal action relating to this Agreement or the Certificates, other than any loss, liability or expense related to any specific Mortgage Loan or Mortgage Loans (except as any such loss, liability or expense shall be otherwise reimbursable pursuant to this Agreement) and any loss, liability or expense incurred by reason of willful misfeasance, bad faith or gross negligence in the performance of duties hereunder or by reason of reckless disregard of obligations and duties hereunder. The Company shall be under no obligation to appear in, prosecute or defend any legal action which is not incidental to its duties to service the Mortgage Loans in accordance with this Agreement and which in its opinion may involve it in any expense or liability; provided, however, that the Company may in its sole discretion undertake any such action which it may deem necessary or desirable in respect of this Agreement, and the rights and duties of the parties hereto and the interests of the Certificateholders hereunder. In such event, the legal expenses and costs of such action and any liability resulting therefrom shall be expenses, costs and liabilities of the Trust Fund and the Company shall be entitled to be reimbursed therefor from amounts credited to the applicable Mortgage Loan Payment Record as provided by Section 3.04. Section 6.05. The Company Not to Resign. Subject to the provisions of Sections 6.02 and 6.03, the Company shall not resign from the obligations and duties hereby imposed on it except upon determination that the performance of its duties hereunder is no longer permissible under applicable law. Any such determination permitting the resignation of the Company shall be evidenced by an Opinion of Counsel to such effect delivered to the Trustee. No such resignation shall become effective until the Trustee or a successor servicer shall have assumed the responsibilities and obligations of the Company in accordance with Section 7.02. ARTICLE VII DEFAULT Section 7.01. Events of Default. If any one of the following events ("Events of Default") shall occur and be continuing: (i) Any failure by the Company to make any payment to the Trustee of funds pursuant to Section 3.02(d) out of which distributions to Certificateholders of any Class are required to be made under the terms of the Certificates and this Agreement which failure continues unremedied for a period of three Business Days after the date upon which written notice of such failure shall have been given to the Company by the Trustee or to the Company and the Trustee by Holders of Certificates of each Class affected thereby evidencing, as to each such Class, Percentage Interests aggregating not less than 25%; or (ii) Failure on the part of the Company duly to observe or perform in any material respect any other covenants or agreements of the Company set forth in the Certificates or in this Agreement, which covenants and agreements (A) materially affect the rights of Certificateholders and (B) continue unremedied for a period of 60 days after the date on which written notice of such failure, requiring the same to be remedied, shall have been given to the Company by the Trustee, or to the Company and the Trustee by the Holders of Certificates of each Class affected thereby evidencing, as to each such Class, Percentage Interests aggregating not less than 25%; or (iii) The entry of a decree or order by a court or agency or supervisory authority having jurisdiction in the premises for the appointment of a conservator, receiver or liquidator in any insolvency, readjustment of debt, marshalling of assets and liabilities or similar proceedings of or relating to the Company, or for the winding up or liquidation of the Company's affairs, and the continuance of any such decree or order unstayed and in effect for a period of 60 consecutive days; or (iv) The consent by the Company to the appointment of a conservator or receiver or liquidator in any insolvency, readjustment of debt, marshalling of assets and liabilities or similar proceedings of or relating to the Company or of or relating to substantially all of its property; or the Company shall admit in writing its inability to pay its debts generally as they become due, file a petition to take advantage of any applicable insolvency or reorganization statute, make an assignment for the benefit of its creditors, or voluntarily suspend payment of its obligations; then, and in each and every such case, so long as an Event of Default shall not have been remedied by the Company, either the Trustee, or the Holders of Certificates of each Class affected thereby evidencing, as to each such Class, Percentage Interests aggregating not less than 51%, by notice then given in writing to the Company (and to the Trustee if given by the Certificateholders) may terminate all of the rights and obligations of the Company as servicer under this Agreement. On or after the receipt by the Company of such written notice, all authority and power of the Company under this Agreement, whether with respect to the Certificates or the Mortgage Loans or otherwise, shall pass to and be vested in the Trustee pursuant to and under this Section 7.01; and, without limitation, the Trustee is hereby authorized and empowered to execute and deliver, on behalf of the Company, as attorney-in-fact or otherwise, any and all documents and other instruments, and to do or accomplish all other acts or things necessary or appropriate to effect the purposes of such notice of termination, whether to complete the transfer and endorsement of the Mortgage Loans and related documents, or otherwise, including, without limitation, the recordation of the assignments of the Mortgage Loans to it. The Company agrees to cooperate with the Trustee in effecting the termination of the responsibilities and rights of the Company hereunder, including, without limitation, the transfer to the Trustee for the administration by it of all cash amounts that shall at the time be held by the Company and that have been or should have been credited by it to the Mortgage Loan Payment Records, or that have been deposited by the Company in the Certificate Account or are thereafter received by the Company with respect to the Mortgage Loans. In addition to any other amounts which are then, or, notwithstanding the termination of its activities as servicer, may become, payable to the Company under this Agreement, the Company shall be entitled to receive out of any delinquent payment on account of interest on a Mortgage Loan, due during the period prior to the notice pursuant to this Section 7.01 which terminates the obligation and rights of the Company hereunder and received after such notice, that portion of such payment which it would have been entitled to retain pursuant to Section 3.04(vi) if such notice had not been given. Section 7.02. Trustee to Act; Appointment of Successor. (a) On and after the time the Company receives a notice of termination pursuant to Section 7.01, the Trustee shall be the successor in all respects to the Company in its capacity as servicer under this Agreement and the transactions set forth or provided for herein and shall succeed to all the rights of and be subject to all the responsibilities, duties and liabilities relating thereto placed on the Company in its capacity as servicer by the terms and provisions hereof; provided, however, that the responsibilities and duties of the Company pursuant to Sections 2.02 and 2.03(a) and, if the Trustee is prohibited by law or regulation from making Monthly Advances, the responsibility to make Monthly Advances pursuant to Section 4.04, shall not be the responsibilities, duties or obligations of the Trustee; and provided further, that any failure of the Trustee to perform such duties and responsibilities that is caused by the Company's failure to cooperate with the Trustee as required by Section 7.01 shall not be considered a default by the Trustee hereunder. As compensation therefor, the Trustee shall, except as provided in Section 7.01, be entitled to such compensation as the Company would have been entitled to hereunder if no such notice of termination had been given. Notwithstanding the above, the Trustee may, if it shall be unwilling so to act, or shall, if it is legally unable so to act, appoint, or petition a court of competent jurisdiction to appoint, any established housing and home finance institution approved to service mortgage loans for either FNMA or FHLMC, having a net worth of not less than $10,000,000, as the successor to the Company hereunder in the assumption of all or any part of the responsibilities, duties or liabilities of the Company hereunder. Pending appointment of a successor to the Company pursuant to this Article VII, unless the Trustee is prohibited by law from so acting, the Trustee shall act in such capacity as hereinabove provided. In connection with such appointment and assumption, the Trustee may make such arrangements for the compensation of such successor out of payments on the related Mortgage Loans as it and such successor shall agree; provided, however, that no such compensation shall be in excess of that permitted the Company hereunder. The Trustee and such successor shall take such action, consistent with this Agreement, as shall be necessary to effectuate any such succession. (b) Any successor, including the Trustee, to the Company as servicer pursuant to this Article VII shall during the term of its service as servicer maintain in force (i) a policy or policies of insurance covering errors and omissions in the performance of its obligations as servicer hereunder, and (ii) a fidelity bond in respect of its officers, employees and agents to the same extent as the Company is so required pursuant to Section 3.15. Section 7.03. Notification to Certificateholders. Upon any termination or appointment of a successor to the Company pursuant to this Article VII, the Trustee shall give prompt written notice thereof to the Certificateholders at their respective addresses appearing in the Certificate Register. ARTICLE VIII THE TRUSTEE Section 8.01. Duties of Trustee. The Trustee, prior to the occurrence of an Event of Default and after the curing of all Events of Default which may have occurred, undertakes to perform such duties and only such duties as are specifically set forth in this Agreement. If an Event of Default has occurred (which has not been cured), the Trustee shall exercise such of the rights and powers vested in it by this Agreement, and use the same degree of care and skill in their exercise, as a prudent person would exercise or use under the circumstances in the conduct of his or her own affairs. The Trustee, upon receipt of all resolutions, certificates, statements, opinions, reports, documents, orders or other instruments furnished to the Trustee which are specifically required to be furnished pursuant to any provision of this Agreement, shall examine them to determine whether they conform to the requirements of this Agreement. No provision of this Agreement shall be construed to relieve the Trustee from liability for its own negligent action, its own negligent failure to act or its own misconduct; provided, however, that: (i) Prior to the occurrence of an Event of Default, and after the curing of all such Events of Default which may have occurred, the duties and obligations of the Trustee shall be determined solely by the express provisions of this Agreement, the Trustee shall not be liable except for the performance of such duties and obligations as are specifically set forth in this Agreement, no implied covenants or obligations shall be read into this Agreement against the Trustee and, in the absence of bad faith on the part of the Trustee, the Trustee may conclusively rely, as to the truth of the statements and the correctness of the opinions expressed therein, upon any certificates or opinions furnished to the Trustee and conforming to the requirements of this Agreement; (ii) The Trustee shall not be personally liable for an error of judgment made in good faith by a Responsible Officer of the Trustee, unless it shall be proved that the Trustee was negligent in performing its duties in accordance with the terms of this Agreement; (iii) The Trustee shall not be personally liable with respect to any action taken, suffered or omitted to be taken by it in good faith in accordance with the direction of the Holders of Certificates of each Class affected thereby evidencing, as to each such Class, Percentage Interests aggregating not less than 25%, relating to the time, method and place of conducting any proceeding for any remedy available to the Trustee, or exercising any trust or power conferred upon the Trustee, under this Agreement; and (iv) The Trustee shall not be charged with knowledge of (A) any failure by the Company to comply with the obligations of the Company referred to in clauses (i) and (ii) of Section 7.01, (B) the rating downgrade referred to in the definition of "Trigger Event" or (C) any failure by the Company to comply with the obligations of the Company to record the assignments of Mortgages referred to in Section 2.01 unless a Responsible Officer of the Trustee at the Corporate Trust Office obtains actual knowledge of such failures, occurrence or downgrade or the Trustee receives written notice of such failures, occurrence or downgrade from the Company or the Holders of Certificates of each Class affected thereby evidencing, as to each such Class, Percentage Interests aggregating not less than 25%. Subject to any obligation of the Trustee to make Monthly Advances as provided herein, the Trustee shall not be required to expend or risk its own funds or otherwise incur financial liability in the performance of any of its duties hereunder, or in the exercise of any of its rights or powers, if there is reasonable ground for believing that the repayment of such funds or adequate indemnity against such risk or liability is not reasonably assured to it, and none of the provisions contained in this Agreement shall in any event require the Trustee to perform, or be responsible for the manner of performance of, any of the obligations of the Company under this Agreement, except during such time, if any, as the Trustee shall be the successor to, and be vested with the rights, duties, powers and privileges of, the Company in accordance with the terms of this Agreement. Section 8.02. Certain Matters Affecting the Trustee. Except as otherwise provided in Section 8.01: (i) The Trustee may conclusively rely and shall be protected in acting or refraining from acting upon any resolution, Officer's Certificate, certificate of auditors or any other certificate, statement, instrument, opinion, report, notice, request, consent, order, appraisal, bond or other paper or document believed by it to be genuine and to have been signed or presented by the proper party or parties; (ii) The Trustee may consult with counsel and any Opinion of Counsel shall be full and complete authorization and protection in respect of any action taken or suffered or omitted by it hereunder in good faith and in accordance with such Opinion of Counsel; (iii) The Trustee shall be under no obligation to exercise any of the rights or powers vested in it by this Agreement, or to institute, conduct or defend any litigation hereunder or in relation hereto, at the request, order or direction of any of the Certificateholders, pursuant to the provisions of this Agreement, unless such Certificateholders shall have offered to the Trustee reasonable security or indemnity against the costs, expenses and liabilities which may be incurred therein or thereby; nothing contained herein shall, however, relieve the Trustee of the obligations, upon the occurrence of an Event of Default (which has not been cured), to exercise such of the rights and powers vested in it by this Agreement, and to use the same degree of care and skill in their exercise as a prudent person would exercise or use under the circumstances in the conduct of his or her own affairs; (iv) The Trustee shall not be personally liable for any action taken, suffered or omitted by it in good faith and believed by it to be authorized or within the discretion or rights or powers conferred upon it by this Agreement; (v) Prior to the occurrence of an Event of Default and after the curing of all Events of Default which may have occurred, the Trustee shall not be bound to make any investigation into the facts or matters stated in any resolution, certificate, statement, instrument, opinion, report, notice, request, consent, order, approval, bond or other paper or documents, unless requested in writing so to do by Holders of Certificates of each Class affected thereby evidencing, as to each such Class, Percentage Interests aggregating not less than 25%; provided, however, that if the payment within a reasonable time to the Trustee of the costs, expenses or liabilities likely to be incurred by it in the making of such investigation is, in the opinion of the Trustee, not reasonably assured to the Trustee by the security afforded to it by the terms of this Agreement, the Trustee may require reasonable indemnity against such cost, expense or liability as a condition to such proceeding. The reasonable expense of every such investigation shall be paid by the Company or, if paid by the Trustee, shall be reimbursed by the Company upon demand. Nothing in this clause (v) shall derogate from the obligation of the Company to observe any applicable law prohibiting disclosure of information regarding the Mortgagors; and (vi) The Trustee may execute any of the trusts or powers hereunder or perform any duties hereunder either directly or by or through agents or attorneys or a custodian. Section 8.03. Trustee Not Liable for Certificates or Mortgage Loans. The recitals contained herein and in the Certificates (other than the signature and countersignature of the Trustee on the Certificates) shall be taken as the statements of the Company, and the Trustee assumes no responsibility for the correctness of the same. The Trustee makes no representations as to the validity or sufficiency of this Agreement or of the Certificates (other than the signature and countersignature of the Trustee on the Certificates) or of any Mortgage Loan or related document. The Trustee shall not be accountable for the use or application by the Company of any of the Certificates or of the proceeds of such Certificates, or for the use or application of any funds paid to the Company in respect of the Mortgage Loans or deposited in or withdrawn from the Certificate Account by the Company. Section 8.04. Trustee May Own Certificates. The Trustee in its individual or any other capacity may become the owner or pledgee of Certificates with the same rights as it would have if it were not Trustee. Section 8.05. The Company to Pay Trustee's Fees and Expenses. The Company covenants and agrees to pay to the Trustee from time to time, and the Trustee shall be entitled to, reasonable compensation (which shall not be limited by any provision of law in regard to the compensation of a trustee of an express trust) for all services rendered by it in the execution of the trusts hereby created and in the exercise and performance of any of the powers and duties hereunder of the Trustee, and the Company will pay or reimburse the Trustee upon its request for all reasonable expenses, disbursements and advances (including any Monthly Advances of the Trustee not previously reimbursed thereto pursuant to Section 3.04) incurred or made by the Trustee in accordance with any of the provisions of this Agreement (including the reasonable compensation and the expenses and disbursements of its counsel and of all persons not regularly in its employ) except any such expense, disbursement or advance as may arise from its negligence or bad faith or which is the responsibility of Certificateholders hereunder. In addition, the Company covenants and agrees to indemnify the Trustee from, and hold it harmless against, any and all losses, liabilities, damages, claims or expenses other than those resulting from the negligence or bad faith of the Trustee. From time to time, the Trustee may request that the Company debit each Mortgage Loan Payment Record pursuant to Section 3.04 to reimburse the Trustee for any related Monthly Advances and Nonrecoverable Advances. Section 8.06. Eligibility Requirements for Trustee. The Trustee hereunder shall at all times be a corporation having its principal office either in the State of New York or in the same state as that in which the initial Trustee under this Agreement has its principal office and organized and doing business under the laws of such State or the United States of America, authorized under such laws to exercise corporate trust powers, having a combined capital and surplus of at least $50,000,000 and subject to supervision or examination by federal or state authority. If such corporation publishes reports of condition at least annually, pursuant to law or to the requirements of the aforesaid supervising or examining authority, then for the purposes of this Section 8.06, the combined capital and surplus of such corporation shall be deemed to be its combined capital and surplus as set forth in its most recent report of condition so published. The Trustee shall not be an affiliate of the Company. In case at any time the Trustee shall cease to be eligible in accordance with the provisions of this Section 8.06, the Trustee shall resign immediately in the manner and with the effect specified in Section 8.07. Section 8.07. Resignation or Removal of Trustee. The Trustee may at any time resign and be discharged from the trusts hereby created by giving written notice thereof to the Company. Upon receiving such notice of resignation, the Company shall promptly appoint a successor Trustee by written instrument, in duplicate, one copy of which instrument shall be delivered to the resigning Trustee and one copy to the successor Trustee. If no successor Trustee shall have been so appointed and having accepted appointment within 30 days after the giving of such notice of resignation, the resigning Trustee may petition any court of competent jurisdiction for the appointment of a successor Trustee. If the conditions in any of the following clauses (i), (ii) or (iii) shall occur at any time, the Company may remove the Trustee: (i) the Trustee shall cease to be eligible in accordance with the provisions of Section 8.06 and shall fail to resign after written request therefor by the Company; (ii) the Trustee shall be legally unable to act, or shall be adjudged a bankrupt or insolvent, or a receiver of the Trustee or of its property shall be appointed, or any public officer shall take charge or control of the Trustee or of its property or affairs for the purpose of rehabilitation, conservation or liquidation; or (iii) the replacement of the Trustee with a successor Trustee will enable the Company to avoid (and should, based on the information included in the notice referred to below, result in the avoidance of) a downgrading of the ratings assigned to the Certificates by the Rating Agencies (whether or not other actions could avoid such downgrading) and no Event of Default, as provided by Section 7.01 hereof, shall have occurred or be continuing; provided, however, that no action shall be taken pursuant to this clause (iii) unless reasonable notice shall have been provided to the Trustee, which notice shall set forth the basis for any rating downgrade as contemplated by the Rating Agencies and shall also indicate the manner in which such proposed action is intended to avoid such downgrade. If it removes the Trustee under the authority of the immediately preceding sentence, the Company shall promptly appoint a successor trustee by written instrument, in duplicate, one copy of which instrument shall be delivered to the Trustee so removed and one copy to the successor trustee. Any resignation or removal of the Trustee and appointment of a successor Trustee pursuant to any of the provisions of this Section 8.07 shall not become effective until acceptance of appointment by the successor Trustee as provided in Section 8.08. Section 8.08. Successor Trustee. Any successor Trustee appointed as provided in Section 8.07 shall execute, acknowledge and deliver to the Company and to its predecessor Trustee an instrument accepting such appointment hereunder, and thereupon the resignation or removal of the predecessor Trustee shall become effective and such successor Trustee, without any further act, deed or conveyance, shall become fully vested with all the rights, powers, duties and obligations of its predecessor hereunder, with like effect as if originally named as Trustee. The predecessor Trustee shall deliver to the successor Trustee all Mortgage Files and related documents and statements held by it hereunder; and the Company and the predecessor Trustee shall execute and deliver such instruments and do such other things as may reasonably be required for fully and certainly vesting and confirming in the successor Trustee all such rights, powers, duties and obligations. No successor Trustee shall accept appointment as provided in this Section 8.08 unless at the time of such acceptance such successor Trustee shall be eligible under the provisions of Section 8.06. Upon acceptance of appointment by a successor Trustee as provided in this Section 8.08, the Company shall mail notice of the succession of such Trustee hereunder to all holders of Certificates at their addresses as shown in the Certificate Register. If the Company fails to mail such notice within 10 days after acceptance of appointment by the successor Trustee, the successor Trustee shall cause such notice to be mailed at the expense of the Company. Section 8.09. Merger or Consolidation of Trustee. Any corporation into which the Trustee may be merged or converted or with which it may be consolidated, or any corporation resulting from any merger, conversion or consolidation to which the Trustee shall be a party, or any corporation succeeding to the corporate trust business of the Trustee, shall be the successor of the Trustee hereunder, provided that such corporation shall be eligible under the provisions of Section 8.06, without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding. Section 8.10. Appointment of Co-Trustee or Separate Trustee. Notwithstanding any other provisions of this Agreement, at any time, for the purpose of meeting any legal requirements of any jurisdiction in which any part of the Trust Fund or property securing any Mortgage Note may at the time be located, the Company and the Trustee acting jointly shall have the power and shall execute and deliver all instruments to appoint one or more Persons approved by the Trustee to act as co-trustee or co-trustees, jointly with the Trustee, of all or any part of the Trust Fund, or separate trustee or separate trustees of any part of the Trust Fund, and to vest in such Person or Persons, in such capacity and for the benefit of the Certificateholders, such title to the Trust Fund, or any part thereof, and, subject to the other provisions of this Section 8.10, such powers, duties, obligations, rights and trusts as the Company and the Trustee may consider necessary or desirable. If the Company shall not have joined in such appointment within 15 days after the receipt by it of a request so to do, or in case an Event of Default shall have occurred and be continuing, the Trustee alone shall have the power to make such appointment. No co-trustee or separate trustee hereunder shall be required to meet the terms of eligibility as a successor trustee under Section 8.06 and no notice to Certificateholders of the appointment of any co-trustee or separate trustee shall be required under Section 8.08. Every separate trustee and co-trustee shall, to the extent permitted by law, be appointed and act subject to the following provisions and conditions: (i) All rights, powers, duties and obligations conferred or imposed upon the Trustee shall be conferred or imposed upon and exercised or performed by the Trustee and such separate trustee or co-trustee jointly (it being understood that such separate trustee or co-trustee is not authorized to act separately without the Trustee joining in such act), except to the extent that under any law of any jurisdiction in which any particular act or acts are to be performed (whether as Trustee hereunder or as successor to the Company hereunder), the Trustee shall be incompetent or unqualified to perform such act or acts, in which event such rights, powers, duties and obligations (including the holding of title to the Trust Fund or any portion thereof in any such jurisdiction) shall be exercised and performed singly by such separate trustee or co-trustee, but solely at the direction of the Trustee; (ii) No trustee hereunder shall be held personally liable by reason of any act or omission of any other trustee hereunder; and (iii) The Company and the Trustee acting jointly may at any time accept the resignation of or remove any separate trustee or co-trustee. Any notice, request or other writing given to the Trustee shall be deemed to have been given to each of the then separate trustees and co-trustees, as effectively as if given to each of them. Every instrument appointing any separate trustee or co-trustee shall refer to this Agreement and the conditions of this Article VIII. Each separate trustee and co-trustee, upon its acceptance of the trusts conferred, shall be vested with the estates or property specified in its instrument of appointment, either jointly with the Trustee or separately, as may be provided therein, subject to all the provisions of this Agreement, specifically including every provision of this Agreement relating to the conduct of, affecting the liability of, or affording protection to, the Trustee. Every such instrument shall be filed with the Trustee and a copy thereof given to the Company. Any separate trustee or co-trustee may, at any time, constitute the Trustee, its agent or attorney-in-fact, with full power and authority, to the extent not prohibited by law, to do any lawful act under or in respect of this Agreement on its behalf and in its name. If any separate trustee or co-trustee shall die, become incapable of acting, resign or be removed, all of its estates, properties, rights, remedies and trusts shall vest in and be exercised by the Trustee, to the extent permitted by law, without the appointment of a new or successor trustee. Section 8.11. Compliance with REMIC Provisions; Tax Returns. The Trustee shall at all times act in such a manner in the performance of its duties hereunder as shall be necessary to prevent the Trust Fund from failing to qualify as a REMIC and to prevent the imposition of a tax on the Trust Fund or the REMIC established hereunder. The Trustee, upon request, will furnish the Company with all such information within its possession as may be reasonably required in connection with the preparation of all tax returns of the Trust Fund and any Reserve Fund, and shall, upon request, execute such returns. ARTICLE IX TERMINATION Section 9.01. Termination upon Repurchase by the Company or Liquidation of All Mortgage Loans. Subject to Section 9.02, the respective obligations and responsibilities of the Company and the Trustee created hereby (other than the obligation of the Trustee to make certain payments to Certificateholders after the final Distribution Date and the obligation of the Trustee to send certain notices as hereinafter set forth) shall terminate upon the last action required to be taken by the Trustee on the final Distribution Date pursuant to this Article IX following the earlier of (a) the repurchase by the Company of all Mortgage Loans and all REO Mortgage Loans remaining in the Trust Fund at a price equal to the sum of (x) 100% of the unpaid principal balance of each Mortgage Loan (other than any REO Mortgage Loans described in the following clause) as of the first day of the month in which such purchase price is to be distributed to Certificateholders plus accrued and unpaid interest thereon at the applicable Net Mortgage Rate (less any amounts constituting previously unreimbursed Monthly Advances) to the first day of the month in which such purchase price is to be distributed to Certificateholders and (y) the appraised value of any REO Mortgage Loan (less the good faith estimate of the Company of Liquidation Expenses to be incurred in connection with its disposal thereof), such appraisal to be conducted by an appraiser mutually agreed upon by the Company and the Trustee, and (b) the later of the final payment or other liquidation (or any Monthly Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund or the disposition of all property acquired upon foreclosure or by deed in lieu of foreclosure of any Mortgage Loan; provided, however, that in no event shall the Trust Fund created hereby continue beyond the expiration of 21 years from the death of the last survivor of the descendants of Joseph P. Kennedy, the late ambassador of the United States of America to the Court of St. James's, living on the date of this Agreement. The right of the Company to repurchase all Mortgage Loans pursuant to clause (a) above shall be conditioned upon the aggregate of the Scheduled Principal Balance of the Outstanding Mortgage Loans, at the time of any such repurchase, aggregating less than 10 percent of the aggregate of the Scheduled Principal Balance of the Mortgage Loans as of the Cut-off Date. Notice of any termination, specifying the Distribution Date upon which the Certificateholders may surrender their Certificates to the Trustee for payment of the final distribution and cancellation, shall be given promptly by the Trustee by letter to Certificateholders mailed not earlier than the 15th day and not later than the 25th day of the month next preceding the month of such final distribution specifying (A) the Distribution Date upon which final payment of the Certificates will be made upon presentation and surrender of the Certificates at the office of the Trustee therein designated, (B) the amount of any such final payment and (C) that the Record Date otherwise applicable to such Distribution Date is not applicable, payments being made only upon presentation and surrender of the Certificates at the office of the Trustee therein specified. The Trustee shall give such notice to the Certificate Registrar at the time such notice is given to Certificateholders. In the event such notice is given in connection with the exercise by the Company of its right of repurchase, the Company shall deposit in the Certificate Account not later than 11:00 a.m. on the Business Day prior to the final Distribution Date in next-day funds an amount equal to the price described above. Upon presentation and surrender of the Certificates, the Trustee shall cause to be distributed to Certificateholders an amount equal to the price calculated as above provided, any such repurchase being in lieu of the distribution otherwise required to be made on the Distribution Date upon which the repurchase is effected. Upon certification to the Trustee by a Servicing Officer following such final deposit, the Trustee shall promptly release to the Company the Mortgage Files for the repurchased Mortgage Loans. On the final Distribution Date, the Trustee shall distribute amounts on deposit in the Certificate Account and, if applicable, in any Rounding Account, in accordance with the applicable priorities and uses provided by Sections 4.01 and 4.10. Distributions on each Certificate shall be made on the final Distribution Date in the manner specified in Section 4.02 but only upon presentation and surrender of the Certificates. In the event that all of the Certificateholders shall not surrender their Certificates for cancellation within six months after the date specified in the above-mentioned written notice, the Trustee shall give a second written notice to the remaining Certificateholders to surrender their Certificates for cancellation and receive the final distribution with respect thereto. If within one year after the second notice all the Certificates shall not have been surrendered for cancellation, the Trustee may take appropriate steps, or may appoint an agent to take appropriate steps, to contact the remaining Certificateholders concerning surrender of their Certificates, and the cost thereof shall be paid out of the funds and other assets which remain subject hereto. Section 9.02. Additional Termination Requirements. (a) In the event the Company exercises its purchase option as provided in Section 9.01, the Trust Fund and the REMIC established hereunder shall be terminated in accordance with the following additional requirements, unless the Trustee has been supplied with an Opinion of Counsel to the effect that the failure to comply with the requirements of this Section 9.02 will not (i) result in the imposition of taxes on "prohibited transactions" of any such REMIC as defined in section 860F of the Code, or (ii) cause the Trust Fund to fail to qualify as a REMIC at any time that any Certificates are outstanding: (i) Within 90 days prior to the final Distribution Date set forth in the notice given by the Trustee under Section 9.01, the Company shall prepare and the Trustee shall execute and adopt a plan of complete liquidation for such REMIC within the meaning of section 860F(a)(4)(A)(i) of the Code, which shall be evidenced by such notice; and (ii) Within 90 days after the time of adoption of such a plan of complete liquidation, the Trustee shall sell all of the assets of the Trust Fund to the Company for cash in accordance with Section 9.01. (b) By their acceptance of the Residual Certificates, the Holders thereof hereby authorize the Trustee to adopt such a plan of complete liquidation which authorization shall be binding on all successor Holders of the Residual Certificates. (c) On the final federal income tax return for the REMIC established hereunder, the Trustee will attach a statement specifying the date of the adoption of the plan of liquidation. ARTICLE X MISCELLANEOUS PROVISIONS Section 10.01. Amendment. This Agreement may be amended from time to time by the Company and the Trustee, without the consent of any of the Certificateholders, to cure any ambiguity, to correct or supplement any provisions herein or therein which may be defective or inconsistent with any other provisions herein, or to surrender any right or power herein conferred upon the Company, or to add any other provisions with respect to matters or questions arising under this Agreement, which shall not be materially inconsistent with the provisions of this Agreement; provided, however, that such action shall not, as evidenced by an Opinion of Counsel, adversely affect in any material respect the interests of any Certificateholder. Notwithstanding the foregoing, without the consent of the Certificateholders, the Trustee and the Company may at any time and from time to time amend this Agreement to modify, eliminate or add to any of its provisions to such extent as shall be necessary or appropriate to maintain the qualification of the Trust Fund as a REMIC under the Code or to avoid or minimize the risk of the imposition of any tax on the Trust Fund pursuant to the Code that would be a claim against the Trust Fund at any time prior to the final redemption of the Certificates, provided that the Trustee has obtained an opinion of independent counsel (which opinion also shall be addressed to the Company) to the effect that such action is necessary or appropriate to maintain such qualification or to avoid or minimize the risk of the imposition of such a tax. This Agreement may also be amended from time to time by the Company and the Trustee with the consent of Holders of Certificates evidencing (i) not less than 66% of the Voting Rights of all the Certificates or (ii) Percentage Interests aggregating not less than 66% of each Class affected by such amendment, for the purpose of adding any provisions to or changing in any manner or eliminating any of the provisions of this Agreement, or of modifying in any manner the rights of the Holders of Certificates; provided, however, that no such amendment shall (a) reduce in any manner the amount of, or delay the timing of, collections of payments on the Mortgage Loans or distributions which are required to be made on any Certificate without the consent of the Holder of such Certificate, (b) adversely affect in any material respects the interests of the Holders of any Class of Certificates in any manner other than as described in (a), without the consent of the Holders of Certificates evidencing Percentage Interests aggregating not less than 66% of such Class, or (c) reduce the aforesaid percentages of Certificates of any Class required to consent to any such amendment, without the consent of the Holders of all Certificates of such Class then outstanding. For purposes of this paragraph, references to "Holder" or "Holders" shall be deemed to include, in the case of any Class of Book-Entry Certificates, the related Certificate Owners. Notwithstanding any contrary provision of this Agreement, the Trustee shall not consent to any amendment to this Agreement unless it shall have first received an Opinion of Counsel to the effect that such amendment will not subject the Trust Fund to tax or cause the Trust Fund to fail to qualify as a REMIC at any time that any Certificates are outstanding. Promptly after the execution of any such amendment or consent the Trustee shall furnish written notification of the substance of such amendment to each Certificateholder. It shall not be necessary for the consent of Certificateholders under this Section 10.01 to approve the particular form of any proposed amendment, but it shall be sufficient if such consent shall approve the substance thereof. The manner of obtaining such consents and of evidencing the authorization of the execution thereof by Certificateholders shall be subject to such reasonable requirements as the Trustee may prescribe. Section 10.02. Recordation of Agreement. This Agreement is subject to recordation in all appropriate public offices for real property records in all the counties or other comparable jurisdictions in which any or all of the properties subject to the Mortgages are situated, and in any other appropriate public recording office or elsewhere, such recordation to be effected by the Company and at its expense on direction by the Trustee, but only upon direction of the Trustee accompanied by an Opinion of Counsel to the effect that such recordation materially and beneficially affects the interests of Certificateholders. For the purpose of facilitating the recordation of this Agreement as herein provided and for other purposes, this Agreement may be executed simultaneously in any number of counterparts, each of which counterparts shall be deemed to be an original, and such counterparts shall constitute but one and the same instrument. Section 10.03. Limitation on Rights of Certificateholders. The death or incapacity of any Certificateholder shall not operate to terminate this Agreement or the Trust Fund, nor entitle such Certificateholder's legal representatives or heirs to claim an accounting or to take any action or commence any proceeding in any court for a partition or winding up of the Trust Fund, nor otherwise affect the rights, obligations and liabilities of the parties hereto or any of them. No Certificateholder shall have any right to vote (except as provided in Section 10.01) or in any manner otherwise control the operation and management of the Trust Fund, or the obligations of the parties hereto, nor shall anything herein set forth, or contained in the terms of the Certificates, be construed so as to constitute the Certificateholders from time to time as partners or members of an association; nor shall any Certificateholder be under any liability to any third person by reason of any action taken by the parties to this Agreement pursuant to any provision hereof. No Certificateholder shall have any right by virtue or by availing itself of any provisions of this Agreement to institute any suit, action or proceeding in equity or at law upon or under or with respect to this Agreement, unless such Holder previously shall have given to the Trustee a written notice of default and of the continuance thereof, as hereinbefore provided, and unless also the Holders of Certificates of each Class affected thereby evidencing, as to each such Class, Percentage Interests aggregating not less than 25% shall have made written request upon the Trustee to institute such action, suit or proceeding in its own name as Trustee hereunder and shall have offered to the Trustee such reasonable indemnity as it may require against the costs, expenses and liabilities to be incurred therein or thereby, and the Trustee, for 60 days after its receipt of such notice, request and offer of indemnity, shall have neglected or refused to institute any such action, suit or proceeding; it being understood and intended, and being expressly covenanted by each Certificateholder with every other Certificateholder and the Trustee, that no one or more Holders of Certificates shall have any right in any manner whatever by virtue or by availing itself or themselves of any provisions of this Agreement to affect, disturb or prejudice the rights of the Holders of any other of the Certificates, or to obtain or seek to obtain priority over or preference to any other such Holder, or to enforce any right under this Agreement, except in the manner herein provided and, subject to the priority of payments pursuant to Section 4.01 and the allocation of losses pursuant to Section 4.03, for the equal, ratable and common benefit of all Certificateholders. For the protection and enforcement of the provisions of this Section 10.03, each and every Certificateholder and the Trustee shall be entitled to such relief as can be given either at law or in equity. Section 10.04. Governing Law. THIS AGREEMENT SHALL BE CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES HEREUNDER SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS. Section 10.05. Notices. All demands, notices and communications hereunder shall be in writing and shall be deemed to have been duly given if personally delivered at or mailed by certified mail, return receipt requested, (a) in the case of the Company, to GE Capital Mortgage Services, Inc., 3 Executive Campus, Cherry Hill, New Jersey 08002, Attention: General Counsel, (b) in the case of the Trustee, to State Street Bank and Trust Company, Corporate Trust Department, 225 Franklin Street, Boston, Massachusetts 02110, (c) in the case of Fitch, to Fitch IBCA, Inc., One State Street Plaza, New York, New York 10004, Attention: Structured Finance Surveillance, and (d) in the case of S&P, Standard and Poor's Ratings Services, 26 Broadway, 10th Floor, New York, New York 10004, Attention: Residential Mortgage Surveillance, or, as to each such Person, at such other address as shall be designated by such Person in a written notice to each other named Person. Any notice required or permitted to be mailed to a Certificateholder shall be given by first class mail, postage prepaid, at the address of such Holder as shown in the Certificate Register. Any notice so mailed within the time prescribed in this Agreement shall be conclusively presumed to have been duly given, whether or not the Certificateholder receives such notice. Section 10.06. Notices to the Rating Agencies. The Company shall deliver written notice of the following events to each Rating Agency promptly following the occurrence thereof: material amendment to this Agreement; any Event of Default; any Trigger Event; change in or termination of the Trustee; removal of the Company or any successor servicer as servicer; repurchase or replacement of any Defective Mortgage Loan pursuant to Section 2.03; and final payment to Certificateholders. In addition, the Company shall deliver copies of the following documents to each Rating Agency at the time such documents are required to be delivered pursuant to this Agreement: monthly statements to Certificateholders pursuant to Section 4.05, annual report of independent accountants pursuant to Section 3.13 and annual servicer compliance report pursuant to Section 3.12. Notwithstanding the foregoing, the failure to deliver such notices or copies shall not constitute an Event of Default under this Agreement. Section 10.07. Severability of Provisions. If any one or more of the covenants, agreements, provisions or terms of this Agreement shall be for any reason whatsoever held invalid, then to the extent permitted by law such covenants, agreements, provisions or terms shall be deemed severable from the remaining covenants, agreements, provisions or terms of this Agreement and shall in no way affect the validity or enforceability of the other provisions of this Agreement or of the Certificates or the rights of the Holders thereof. Section 10.08. Certificates Nonassessable and Fully Paid. It is the intention of the Trustee that Certificateholders shall not be personally liable for obligations of the Trust Fund, that the beneficial ownership interests represented by the Certificates shall be nonassessable for any losses or expenses of the Trust Fund or for any reason whatsoever, and that Certificates upon execution, countersignature and delivery thereof by the Trustee are and shall be deemed fully paid. * * * IN WITNESS WHEREOF, the Company and the Trustee have caused this Agreement to be duly executed by their respective officers and their respective seals, duly attested, to be hereunto affixed, all as of the day and year first above written. GE CAPITAL MORTGAGE SERVICES, INC. By:_____________________________________ Name: Title: [SEAL] Attest: By:____________________________________ Name: Title: STATE STREET BANK AND TRUST COMPANY, as Trustee By:_____________________________________ Name: Title: [SEAL] Attest: By:____________________________________ Name: Title: State of New Jersey ) ) ss.: County of Camden ) On the day of July, 1999 before me, a notary public in and for the State of New Jersey, personally appeared _______________________, known to me who, being by me duly sworn, did depose and say that he/she resides at____________________ _________________________________________________________; that he/she is a(n) _________________________ of GE Capital Mortgage Services, Inc., a corporation formed under the laws of the State of New Jersey, one of the parties that executed the foregoing instrument; that he/she knows the seal of said corporation; that the seal affixed to said instrument is such corporate seal; that it was so affixed by order of the Board of Directors of said corporation; and that he/she signed his/her name thereto by like order. ______________________________ Notary Public [Notarial Seal] The Commonwealth of Massachusetts ) ) ss.: County of Suffolk ) On the day of July, 1999 before me, a notary public in and for the Commonwealth of Massachusetts, personally appeared ____________________, known to me who, being by me duly sworn, did depose and say that he/she resides at_______________________________________________; that he/she is a(n) __________________________________ of State Street Bank and Trust Company, one of the parties that executed the foregoing instrument; that he/she knows the seal of said Bank; that the seal affixed to said instrument is such corporate seal; that it was so affixed by order of the Board of Directors of said Bank; and that he/she signed his/her name thereto by order of the Board of Directors of said Bank. _______________________________ Notary Public [Notarial Seal] EXHIBIT A FORMS OF CERTIFICATES PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15 evidencing a beneficial ownership interest in a trust fund which consists primarily of two pools of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A1 Certificate Principal Balance: Class A1 $81,010,950 Certificate Interest Initial Certificate Principal Rate per annum: 6.75% Balance of this Certificate: $ Cut-off Date: July 1, 1999 First Distribution Date: CUSIP:36158GFV5 August 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A1 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in August 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency maintained for that purpose by the Trustee in New York, New York. This Certificate is one of a duly authorized issue of Certificates designated as REMIC Mortgage Pass-Through Certificates, Series 1999-15, issued in forty-three Classes (Class A1, Class A2, Class A3, Class A4, Class A5, Class A6, Class A7, Class A8, Class A9, Class A10, Class A11, Class A12, Class A13, Class A14, Class A15, Class A16, Class A17, Class A18, Class A19, Class A20, Class A21, Class A22, Class A23, Class A24, Class A25, Class A26, Class A27, Class A28, Class 2-A1, Class 2-A2, Class 2-A3, Class 2-A4, Class 2-A5, Class R, Class 1-PO, Class 1-S, Class 2-S, Class M, Class B1, Class B2, Class B3, Class B4 and Class B5, herein called the "Certificates"). The Certificates are limited in right of payment to certain payments on and collections in respect of the Mortgage Loans, all as more specifically set forth in the Agreement. The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Certificate Account for payment hereunder and that the Trustee in its individual capacity is not personally liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement. As provided in the Agreement and with certain exceptions therein provided, certain losses on the Mortgage Loans resulting from defaults by Mortgagors will be borne by the Holders of the Class M, Class B1, Class B2, Class B3, Class B4 and Class B5 Certificates before such losses will be borne by the Holders of the other Classes of the Certificates. This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee. The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Company and the rights of the Certificateholders under the Agreement at any time by the Company and the Trustee with the consent of the Holders of Certificates evidencing not less than 66% of all the Voting Rights as defined in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange herefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates. No transfer of any Class M, Class B1, Class B2, Class B3, Class B4 or Class B5 Certificate which is in the form of a Definitive Certificate shall be made to any Person unless the Trustee has received (i) a certificate from such transferee to the effect that such transferee (x) is not an employee benefit plan subject to the Employee Retirement Income Security Act of 1974, as amended ("ERISA") or a plan subject to Section 4975 of the Internal Revenue Code of 1986, as amended ("Section 4975") (a "Plan") or a Person that is using the assets of a Plan to acquire such Certificate or (y) is an insurance company investing assets of its general account and the exemption provided by Section III(a) of Department of Labor Prohibited Transaction Exemption 95-60, 60 Fed. Reg. 35925 (July 12, 1995) (the "Exemption") applies to such transferee's acquisition and holding of such Certificate, or (ii) an opinion of counsel satisfactory to the Trustee, which opinion shall not be an expense of the Trustee or the Company, to the effect that the purchase and holding of such Certificate will not constitute or result in the assets of the Trust Fund being deemed to be "plan assets" and subject to the prohibited transaction provisions of ERISA or Section 4975 and will not subject the Trustee or the Company to any obligation in addition to those undertaken in the Agreement; provided, however, that the Trustee will not require such certificate or opinion in the event that, as a result of a change of law or otherwise, counsel satisfactory to the Trustee has rendered an opinion to the effect that the purchase and holding of a Class M, Class B1, Class B2, Class B3, Class B4 or Class B5 Certificate by a Plan or a Person that is purchasing or holding such Certificate with the assets of a Plan will not constitute or result in a prohibited transaction under ERISA or Section 4975. No transfer of any Class R Certificate shall be made to any Person unless the Trustee has received a certificate from such transferee to the effect that, among other things, such transferee (x) is not an employee benefit plan subject to ERISA or a Plan or a Person that is using the assets of a Plan to acquire any such Class R Certificate or (y) is an insurance company investing assets of its general account and the Exemption applies to such transferee's acquisition and holding of any such Class R Certificate. As provided in the Agreement, and subject to certain limitations therein set forth, the transfer of this Certificate is registerable in the Certificate Register of the Trustee upon surrender of this Certificate for registration of transfer at the office or agency maintained by the Trustee in the city in which the Corporate Trust Office of the Trustee is located or in the City of New York, accompanied by a written instrument of transfer in form satisfactory to the Company, the Trustee, and the Certificate Registrar duly executed by the Holder hereof or such Holder's attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class of authorized denominations evidencing the same aggregate Percentage Interest will be issued to the designated transferee or transferees. The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class of authorized denominations evidencing the same aggregate Percentage Interest as requested by the Holder surrendering the same. No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Trustee and the Certificate Registrar and any agent of the Trustee or the Certificate Registrar may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and neither the Trustee, the Certificate Registrar nor any such agent shall be affected by any notice to the contrary. The obligations and responsibilities created by the Agreement, and the Trust Fund created thereby shall terminate upon payment to the Certificateholders, or provision therefor, in accordance with the Agreement following the earlier of (a) the repurchase by the Company of all Mortgage Loans and all property acquired in respect of any Mortgage Loan remaining in the Trust Fund at a price equal to the sum of (x) 100% of the unpaid principal balance of each Mortgage Loan (other than a Mortgage Loan described in clause (y)) plus accrued and unpaid interest thereon at the rate provided for in the Agreement (less any amounts representing previously unreimbursed Monthly Advances) and (y) the appraised value of any property acquired in respect of a Mortgage Loan determined as provided in the Agreement, and (b) the later of the final payment or other liquidation (or any Monthly Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and the disposition of all property acquired upon foreclosure or by deed in lieu of foreclosure of any Mortgage Loan. The right of the Company to repurchase all the Mortgage Loans and property in respect of Mortgage Loans is subject to the Pool Scheduled Principal Balance at the time of repurchase being less than 10 percent of the Pool Scheduled Principal Balance as of the Cut-off Date. The Company's exercise of such right will result in early retirement of the Certificates. Unless this Certificate has been countersigned by the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose. IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed under its official seal. STATE STREET BANK AND TRUST COMPANY, not in its individual capacity but solely as Trustee (SEAL) By:_______________________________ Name: Title: Countersigned: By:_______________________________ Authorized Signatory of STATE STREET BANK AND TRUST COMPANY, not in its individual capacity but solely as Trustee Dated:________________________ ASSIGNMENT FOR VALUE RECEIVED the undersigned hereby sell(s), assign(s) and transfer(s) unto Please insert social security or other identifying number of assignee - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- (Please print or typewrite name and address including postal zip code of assignee) - -------------------------------------------------------------------------------- this Certificate evidencing a Percentage Interest in certain distributions with respect to the Trust Fund and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of said Trust Fund. I (we) further direct the Certificate Registrar to issue a new Certificate of like Class and Percentage Interest, to the above named assignee and deliver such Certificate to the following address: Dated:________________________ - ------------------------------------- Signature by or on behalf of assignor - ---------------------- *Signature Guaranteed* *The signature hereon must be guaranteed by a bank, trust company or broker of the signatory who is a member of a signature guarantee medallion program. PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15 evidencing a beneficial ownership interest in a trust fund which consists primarily of two pools of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A2 Certificate Principal Balance: Class A2 $43,000,000 Certificate Interest Initial Certificate Principal Rate per annum: 6.75% Balance of this Certificate: $ Cut-off Date: July 1, 1999 First Distribution Date: CUSIP:36158GFW3 August 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A2 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in August 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15 evidencing a beneficial ownership interest in a trust fund which consists primarily of two pools of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A3 Certificate Principal Balance: Class A3 $50,000,000 Certificate Interest Initial Certificate Principal Rate per annum: 6.75% Balance of this Certificate: Cut-off Date: July 1, 1999 First Distribution Date: CUSIP:36158GFX1 August 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A3 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in August 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15 evidencing a beneficial ownership interest in a trust fund which consists primarily of two pools of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A4 Certificate Principal Balance: Class A4 $25,578,787 Certificate Interest Initial Certificate Principal Rate per annum: 7.00% Balance of this Certificate: $ Cut-off Date: July 1, 1999 First Distribution Date: CUSIP:36158GFY9 August 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A4 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in August 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15 evidencing a beneficial ownership interest in a trust fund which consists primarily of two pools of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A5 Certificate Principal Balance: Class A5 $5,000,000 Certificate Interest Initial Certificate Principal Rate per annum: 6.75% Balance of this Certificate: $ Cut-off Date: July 1, 1999 First Distribution Date: CUSIP:36158GFZ6 August 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A5 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in August 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15 evidencing a beneficial ownership interest in a trust fund which consists primarily of two pools of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A6 Certificate Principal Balance: Class A6 $1,200,000 Certificate Interest Initial Certificate Principal Rate per annum: 7.00% Balance of this Certificate: $ Cut-off Date: July 1, 1999 First Distribution Date: CUSIP:36158GGA0 August 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A6 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in August 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15 evidencing a beneficial ownership interest in a trust fund which consists primarily of two pools of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A7 Certificate Principal Balance: Class A7 $300,000 Certificate Interest Initial Certificate Principal Rate per annum: 7.00% Balance of this Certificate: $ Cut-off Date: July 1, 1999 First Distribution Date: CUSIP:36158GGB8 August 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A7 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in August 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15 evidencing a beneficial ownership interest in a trust fund which consists primarily of two pools of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A8 Certificate Principal Balance: Class A8 $300,000 Certificate Interest Initial Certificate Principal Rate per annum: 7.00% Balance of this Certificate: $ Cut-off Date: July 1, 1999 First Distribution Date: CUSIP:36158GGC6 August 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A8 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in August 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15 evidencing a beneficial ownership interest in a trust fund which consists primarily of two pools of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A9 Certificate Principal Balance: Class A9 $300,000 Certificate Interest Initial Certificate Principal Rate per annum: 7.00% Balance of this Certificate: $ Cut-off Date: July 1, 1999 First Distribution Date: CUSIP:36158GGD4 August 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A9 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in August 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15 evidencing a beneficial ownership interest in a trust fund which consists primarily of two pools of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A10 Certificate Principal Balance: Class A10 $900,000 Certificate Interest Initial Certificate Principal Rate per annum: 7.00% Balance of this Certificate: $ Cut-off Date: July 1, 1999 First Distribution Date: CUSIP:36158GGE2 August 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A10 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in August 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15 evidencing a beneficial ownership interest in a trust fund which consists primarily of two pools of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A11 Certificate Principal Balance: Class A11 $3,750,000 Certificate Interest Initial Certificate Principal Rate per annum: 7.00% Balance of this Certificate: $ Cut-off Date: July 1, 1999 First Distribution Date: CUSIP:36158GGF9 August 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A11 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in August 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15 evidencing a beneficial ownership interest in a trust fund which consists primarily of two pools of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A12 Certificate Principal Balance: Class A12 $37,265,800 Certificate Interest Initial Certificate Principal Rate per annum: 7.00% Balance of this Certificate: $ Cut-off Date: July 1, 1999 First Distribution Date: CUSIP:36158GGG7 August 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A12 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in August 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15 evidencing a beneficial ownership interest in a trust fund which consists primarily of two pools of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A13 Certificate Principal Balance: Class A13 $100,000,000 Certificate Interest Initial Certificate Principal Rate per annum: 6.75% Balance of this Certificate: $ Cut-off Date: July 1, 1999 First Distribution Date: CUSIP:36158GGH5 August 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A13 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in August 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15 evidencing a beneficial ownership interest in a trust fund which consists primarily of two pools of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A14 Certificate Principal Balance: Class A14 $8,297,968 Certificate Interest Initial Certificate Principal Rate per annum: Non-interest baring Balance of this Certificate: $ Cut-off Date: July 1, 1999 First Distribution Date: CUSIP: 36158GGJ1 August 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A14 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in August 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15 evidencing a beneficial ownership interest in a trust fund which consists primarily of two pools of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A15 Certificate Principal Balance: Class A15 $1,461,646 Certificate Interest Initial Certificate Principal Rate per annum: 7.25% Balance of this Certificate: $ Cut-off Date: July 1, 1999 First Distribution Date: CUSIP: 36158GGK8 August 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A15 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in August 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15 evidencing a beneficial ownership interest in a trust fund which consists primarily of two pools of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A16 Certificate Principal Balance: Class A16 $127,348,000 Certificate Interest Initial Certificate Principal Rate per annum: 6.75% Balance of this Certificate: $ Cut-off Date: July 1, 1999 First Distribution Date: CUSIP: 36158GGL6 August 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A16 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in August 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15 evidencing a beneficial ownership interest in a trust fund which consists primarily of two pools of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A17 Certificate Principal Balance: Class A17 $64,991,384 Certificate Interest Initial Certificate Principal Rate per annum: 7.00% Balance of this Certificate: $ Cut-off Date: July 1, 1999 First Distribution Date: CUSIP: 36158GGM4 August 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A17 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in August 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15 evidencing a beneficial ownership interest in a trust fund which consists primarily of two pools of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A18 Certificate Principal Balance: Class A18 $5,000,000 Certificate Interest Initial Certificate Principal Rate per annum: 7.25% Balance of this Certificate: $ Cut-off Date: July 1, 1999 First Distribution Date: CUSIP: 36158GGN2 August 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A18 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in August 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15 evidencing a beneficial ownership interest in a trust fund which consists primarily of two pools of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A19 Certificate Principal Balance: Class A19 $10,000,000 Certificate Interest Initial Certificate Principal Rate per annum: 7.25% Balance of this Certificate: $ Cut-off Date: July 1, 1999 First Distribution Date: CUSIP: 36158GGP7 August 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A19 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in August 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15 evidencing a beneficial ownership interest in a trust fund which consists primarily of two pools of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A20 Certificate Principal Balance: Class A20 $5,000,000 Certificate Interest Initial Certificate Principal Rate per annum: 7.25% Balance of this Certificate: $ Cut-off Date: July 1, 1999 First Distribution Date: CUSIP: 36158GGQ5 August 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A20 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in August 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15 evidencing a beneficial ownership interest in a trust fund which consists primarily of two pools of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A21 Certificate Principal Balance: Class A21 $23,267,941 Certificate Interest Initial Certificate Principal Rate per annum: 7.25% Balance of this Certificate: $ Cut-off Date: July 1, 1999 First Distribution Date: CUSIP: 36158GGR3 August 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A21 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in August 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15 evidencing a beneficial ownership interest in a trust fund which consists primarily of two pools of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A22 Certificate Principal Balance: Class A22 $22,081,150 Certificate Interest Initial Certificate Principal Rate per annum: 6.75% Balance of this Certificate: $ Cut-off Date: July 1, 1999 First Distribution Date: CUSIP: 36158GGS1 August 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A22 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in August 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15 evidencing a beneficial ownership interest in a trust fund which consists primarily of two pools of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A23 Certificate Principal Balance: Class A23 $30,725,150 Certificate Interest Initial Certificate Principal Rate per annum: 6.75% Balance of this Certificate: $ Cut-off Date: July 1, 1999 First Distribution Date: CUSIP: 36158GGT9 August 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A23 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in August 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15 evidencing a beneficial ownership interest in a trust fund which consists primarily of two pools of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A24 Certificate Principal Balance: Class A24 $40,414,700 Certificate Interest Initial Certificate Principal Rate per annum: 6.75% Balance of this Certificate: $ Cut-off Date: July 1, 1999 First Distribution Date: CUSIP: 36158GGU6 August 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A24 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in August 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15 evidencing a beneficial ownership interest in a trust fund which consists primarily of two pools of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A25 Certificate Principal Balance: Class A25 $92,616,155 Certificate Interest Initial Certificate Principal Rate per annum: 6.75% Balance of this Certificate: $ Cut-off Date: July 1, 1999 First Distribution Date: CUSIP: 36158GGV4 August 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A25 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in August 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY EMPLOYEE BENEFIT PLAN SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA") OR A PLAN SUBJECT TO SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED ("SECTION 4975") (A "PLAN") OR A PERSON THAT IS USING THE ASSETS OF A PLAN TO ACQUIRE THIS CERTIFICATE, EXCEPT AS DESCRIBED HEREIN. THE TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN OTHER RESTRICTIONS AS SET FORTH HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15 evidencing a beneficial ownership interest in a trust fund which consists primarily of two pools of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A26 Certificate Principal Balance: Class A26 $605,000 Certificate Interest Initial Certificate Principal Rate per annum: 6.75% Balance of this Certificate: $ Cut-off Date: July 1, 1999 First Distribution Date: CUSIP: 36158GGW2 August 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A26 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in August 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15 evidencing a beneficial ownership interest in a trust fund which consists primarily of two pools of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A27 Certificate Principal Balance: Class A27 $55,411,500 Certificate Interest Initial Certificate Principal Rate per annum: 6.75% Balance of this Certificate: $ Cut-off Date: July 1, 1999 First Distribution Date: CUSIP: 36158GGX0 August 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A27 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in August 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15 evidencing a beneficial ownership interest in a trust fund which consists primarily of two pools of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class A28 Certificate Principal Balance: Class A28 $52,390,300 Certificate Interest Initial Certificate Principal Rate per annum: 6.75% Balance of this Certificate: $ Cut-off Date: July 1, 1999 First Distribution Date: CUSIP: 36158GGY8 August 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class A28 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in August 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15 evidencing a beneficial ownership interest in a trust fund which consists primarily of two pools of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class 2-A1 Certificate Principal Balance: Class 2-A1 $42,000,000 Certificate Interest Initial Certificate Principal Rate per annum: 6.75% Balance of this Certificate: $ Cut-off Date: July 1, 1999 First Distribution Date: CUSIP: 36158GGZ5 August 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class 2-A1 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in August 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15 evidencing a beneficial ownership interest in a trust fund which consists primarily of two pools of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class 2-A2 Certificate Principal Balance: Class 2-A2 $9,018,000 Certificate Interest Initial Certificate Principal Rate per annum: 7.50% Balance of this Certificate: $ Cut-off Date: July 1, 1999 First Distribution Date: CUSIP: 36158GHA9 August 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class 2-A2 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in August 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15 evidencing a beneficial ownership interest in a trust fund which consists primarily of two pools of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class 2-A3 Certificate Principal Balance: Class 2-A3 $2,003,966 Certificate Interest Initial Certificate Principal Rate per annum: Non-interest baring Balance of this Certificate: $ Cut-off Date: July 1, 1999 First Distribution Date: CUSIP: 36158GHB7 August 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class 2-A3 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in August 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15 evidencing a beneficial ownership interest in a trust fund which consists primarily of two pools of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class 2-A4 Certificate Principal Balance: Class 2-A4 $9,017,699 Certificate Interest Initial Certificate Principal Rate per annum: 7.50% Balance of this Certificate: $ Cut-off Date: July 1, 1999 First Distribution Date: CUSIP: 36158GHC5 August 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class 2-A4 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in August 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15 evidencing a beneficial ownership interest in a trust fund which consists primarily of two pools of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class 2-A5 Certificate Principal Balance: Class 2A-5 $7,234,946 Certificate Interest Initial Certificate Principal Rate per annum: 6.75% Balance of this Certificate: $ Cut-off Date: July 1, 1999 First Distribution Date: CUSIP: 36158GHD3 August 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class 2A-5 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in August 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). TRANSFER OF THIS CERTIFICATE IS RESTRICTED AS PROVIDED IN SECTION 5.02 OF THE AGREEMENT. FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS THE "RESIDUAL INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(2) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE "CODE"). A TRANSFEREE OF THIS CERTIFICATE, BY ACCEPTANCE HEREOF, IS DEEMED TO HAVE ACCEPTED THIS CERTIFICATE SUBJECT TO CERTAIN RESTRICTIONS ON TRANSFERABILITY AS SET FORTH IN THE AGREEMENT, AND SHALL BE REQUIRED TO FURNISH AN AFFIDAVIT TO THE TRANSFEROR AND THE TRUSTEE TO THE EFFECT THAT IT IS NOT A DISQUALIFIED ORGANIZATION, AS SUCH TERM IS DEFINED IN CODE SECTION 860E(e)(5), AN AGENT (INCLUDING A BROKER, NOMINEE OR OTHER MIDDLEMAN) FOR SUCH DISQUALIFIED ORGANIZATION, OR AN ENTITY THAT HOLDS REMIC RESIDUAL SECURITIES AS NOMINEE TO FACILITATE THE CLEARANCE AND SETTLEMENT OF SUCH SECURITIES THROUGH BOOK-ENTRY CHANGES IN ACCOUNTS OF PARTICIPATING ORGANIZATIONS (A "BOOK-ENTRY NOMINEE") AND TO HAVE AGREED TO SUCH AMENDMENTS TO THE AGREEMENT AS MAY BE REQUIRED TO FURTHER EFFECTUATE THE RESTRICTIONS ON TRANSFERS TO DISQUALIFIED ORGANIZATIONS, AGENTS THEREOF OR BOOK-ENTRY NOMINEES. THE HOLDER OF THIS CLASS R CERTIFICATE, BY ACCEPTANCE HEREOF, IS DEEMED TO HAVE IRREVOCABLY APPOINTED THE COMPANY (AS DEFINED HEREIN) AS ITS AGENT AND ATTORNEY-IN-FACT TO ACT AS "TAX MATTERS PERSON" OF THE REMIC TO PERFORM THE FUNCTIONS OF A "TAX MATTERS PARTNER" FOR PURPOSES OF SUBCHAPTER C OF CHAPTER 63 OF SUBTITLE F OF THE CODE, WITH RESPECT TO THE TRUST FUND. THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY DISQUALIFIED ORGANIZATION, BOOK-ENTRY NOMINEE OR NON-PERMITTED FOREIGN HOLDER, AS DEFINED IN THE AGREEMENT OR TO ANY EMPLOYEE BENEFIT PLAN SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA") OR A PLAN SUBJECT TO SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED ("SECTION 4975") (A "PLAN") OR A PERSON THAT IS USING THE ASSETS OF A PLAN TO ACQUIRE THIS CERTIFICATE, EXCEPT AS DESCRIBED HEREIN. THE TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN OTHER RESTRICTIONS AS SET FORTH HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15 evidencing a beneficial ownership interest in a trust fund which consists primarily of two pools of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class R Certificate Principal Balance: Class R $100 Certificate Interest Initial Certificate Principal Rate per annum: 6.75% Balance of this Certificate: $ Cut-off Date: July 1, 1999 First Distribution Date: CUSIP: 36158GHL5 August 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class R Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in August 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency maintained for that purpose by the Trustee in New York, New York. This Certificate is one of a duly authorized issue of Certificates designated as REMIC Mortgage Pass-Through Certificates, Series 1999-15, issued in forty-three (Class A1, Class A2, Class A3, Class A4, Class A5, Class A6, Class A7, Class A8, Class A9, Class A10, Class A11, Class A12, Class A13, Class A14, Class A15, Class A16, Class A17, Class A18, Class A19, Class A20, Class A21, Class A22, Class A23, Class A24, Class A25, Class A26, Class A27, Class A28, Class 2-A1, Class 2-A2, Class 2-A3, Class 2-A4, Class 2-A5, Class R, Class 1-PO, Class S, Class 2-S, Class M, Class B1, Class B2, Class B3, Class B4 and Class B5, herein called the "Certificates"). The Certificates are limited in right of payment to certain payments on and collections in respect of the Mortgage Loans, all as more specifically set forth in the Agreement. The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Certificate Account for payment hereunder and that the Trustee in its individual capacity is not personally liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement. As provided in the Agreement and with certain exceptions therein provided, certain losses on the Mortgage Loans resulting from defaults by Mortgagors will be borne by the Holders of the Class M, Class B1, Class B2, Class B3, Class B4 and Class B5 Certificates before such losses will be borne by the Holders of the other Classes of the Certificates. This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee. The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Company and the rights of the Certificateholders under the Agreement at any time by the Company and the Trustee with the consent of the Holders of Certificates evidencing not less than 66% of all the Voting Rights as defined in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange herefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates. No transfer of any Class M, Class B1, Class B2, Class B3, Class B4 or Class B5 Certificate which is in the form of a Definitive Certificate shall be made to any Person unless the Trustee has received (i) a certificate from such transferee to the effect that such transferee (x) is not an employee benefit plan subject to the Employee Retirement Income Security Act of 1974, as amended ("ERISA") or a plan subject to Section 4975 of the Internal Revenue Code of 1986, as amended ("Section 4975") (a "Plan") or a Person that is using the assets of a Plan to acquire such Certificate or (y) is an insurance company investing assets of its general account and the exemption provided by Section III(a) of Department of Labor Prohibited Transaction Exemption 95-60, 60 Fed. Reg. 35925 (July 12, 1995) (the "Exemption") applies to such transferee's acquisition and holding of such Certificate, or (ii) an opinion of counsel satisfactory to the Trustee, which opinion shall not be an expense of the Trustee or the Company, to the effect that the purchase and holding of such Certificate will not constitute or result in the assets of the Trust Fund being deemed to be "plan assets" and subject to the prohibited transaction provisions of ERISA or Section 4975 and will not subject the Trustee or the Company to any obligation in addition to those undertaken in the Agreement; provided, however, that the Trustee will not require such certificate or opinion in the event that, as a result of a change of law or otherwise, counsel satisfactory to the Trustee has rendered an opinion to the effect that the purchase and holding of a Class M, Class B1, Class B2, Class B3, Class B4 or Class B5 Certificate by a Plan or a Person that is purchasing or holding such Certificate with the assets of a Plan will not constitute or result in a prohibited transaction under ERISA or Section 4975. No transfer of any Class R Certificate shall be made to any Person unless the Trustee has received a certificate from such transferee to the effect that, among other things, such transferee (x) is not an employee benefit plan subject to ERISA or a Plan or a Person that is using the assets of a Plan to acquire any such Class R Certificate or (y) is an insurance company investing assets of its general account and the Exemption applies to such transferee's acquisition and holding of any such Class R Certificate. As provided in the Agreement, and subject to certain limitations therein set forth, the transfer of this Certificate is registerable in the Certificate Register of the Trustee upon surrender of this Certificate for registration of transfer at the office or agency maintained by the Trustee in the city in which the Corporate Trust Office of the Trustee is located or in the City of New York, accompanied by a written instrument of transfer in form satisfactory to the Company, the Trustee, and the Certificate Registrar duly executed by the Holder hereof or such Holder's attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class of authorized denominations evidencing the same aggregate Percentage Interest will be issued to the designated transferee or transferees. The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class of authorized denominations evidencing the same aggregate Percentage Interest as requested by the Holder surrendering the same. No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Trustee and the Certificate Registrar and any agent of the Trustee or the Certificate Registrar may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and neither the Trustee, the Certificate Registrar nor any such agent shall be affected by any notice to the contrary. The obligations and responsibilities created by the Agreement, and the Trust Fund created thereby shall terminate upon payment to the Certificateholders, or provision therefor, in accordance with the Agreement following the earlier of (a) the repurchase by the Company of all Mortgage Loans and all property acquired in respect of any Mortgage Loan remaining in the Trust Fund at a price equal to the sum of (x) 100% of the unpaid principal balance of each Mortgage Loan (other than a Mortgage Loan described in clause (y)) plus accrued and unpaid interest thereon at the rate provided for in the Agreement (less any amounts representing previously unreimbursed Monthly Advances) and (y) the appraised value of any property acquired in respect of a Mortgage Loan determined as provided in the Agreement, and (b) the later of the final payment or other liquidation (or any Monthly Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and the disposition of all property acquired upon foreclosure or by deed in lieu of foreclosure of any Mortgage Loan. The right of the Company to repurchase all the Mortgage Loans and property in respect of Mortgage Loans is subject to the Pool Scheduled Principal Balance at the time of repurchase being less than 10 percent of the Pool Scheduled Principal Balance as of the Cut-off Date. The Company's exercise of such right will result in early retirement of the Certificates. Unless this Certificate has been countersigned by the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose. IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed under its official seal. STATE STREET BANK AND TRUST COMPANY, not in its individual capacity but solely as Trustee (SEAL) By:_______________________________ Name: Title: Countersigned: By:_______________________________ Authorized Signatory of STATE STREET BANK AND TRUST COMPANY, not in its individual capacity but solely as Trustee Dated:________________________ ASSIGNMENT FOR VALUE RECEIVED the undersigned hereby sell(s), assign(s) and transfer(s) unto Please insert social security or other identifying number of assignee - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- (Please print or typewrite name and address including postal zip code of assignee) - -------------------------------------------------------------------------------- this Certificate evidencing a Percentage Interest in certain distributions with respect to the Trust Fund and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of said Trust Fund. I (we) further direct the Certificate Registrar to issue a new Certificate of like Class and Percentage Interest, to the above named assignee and deliver such Certificate to the following address: Dated:________________________ - ------------------------------------- Signature by or on behalf of assignor - ---------------------- *Signature Guaranteed* *The signature hereon must be guaranteed by a bank, trust company or broker of the signatory who is a member of a signature guarantee medallion program. PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE "SECURITIES ACT"). ANY RESALE OR TRANSFER OF THIS CERTIFICATE WITHOUT REGISTRATION THEREOF UNDER THE SECURITIES ACT MAY ONLY BE MADE IN A TRANSACTION EXEMPT FROM THE REGISTRATION REQUIREMENTS OF THE SECURITIES ACT AND IN ACCORDANCE WITH SECTION 5.02 OF THE AGREEMENT REFERRED TO HEREIN. THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15 evidencing a beneficial ownership interest in a trust fund which consists primarily of two pools of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class 1-PO Certificate Principal Balance: Class 1-PO $4,376,027.31 Certificate Interest Initial Certificate Principal Rate per annum: Balance of this Certificate: non-interest bearing $ Cut-off Date: July 1, 1999 First Distribution Date: August 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class 1-PO Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in July 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency maintained for that purpose by the Trustee in New York, New York. This Certificate is one of a duly authorized issue of Certificates designated as REMIC Mortgage Pass-Through Certificates, Series 1999-15, issued in forty-three (Class A1, Class A2, Class A3, Class A4, Class A5, Class A6, Class A7, Class A8, Class A9, Class A10, Class A11, Class A12, Class A13, Class A14, Class A15, Class A16, Class A17, Class A18, Class A19, Class A20, Class A21, Class A22, Class A23, Class A24, Class A25, Class A26, Class A27, Class A28, Class 2-A1, Class 2-A2, Class 2-A3, Class 2-A4, Class 2-A5, Class R, Class 1-PO, Class S, Class 2-S, Class M, Class B1, Class B2, Class B3, Class B4 and Class B5, herein called the "Certificates"). The Certificates are limited in right of payment to certain payments on and collections in respect of the Mortgage Loans, all as more specifically set forth in the Agreement. The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Certificate Account for payment hereunder and that the Trustee in its individual capacity is not personally liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement. As provided in the Agreement and with certain exceptions therein provided, certain losses on the Mortgage Loans resulting from defaults by Mortgagors will be borne by the Holders of the Class M, Class B1, Class B2, Class B3, Class B4 and Class B5 Certificates before such losses will be borne by the Holders of the other Classes of the Certificates. This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee. The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Company and the rights of the Certificateholders under the Agreement at any time by the Company and the Trustee with the consent of the Holders of Certificates evidencing not less than 66% of all the Voting Rights as defined in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange herefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates. No transfer of any Class M, Class B1, Class B2, Class B3, Class B4 or Class B5 Certificate which is in the form of a Definitive Certificate shall be made to any Person unless the Trustee has received (i) a certificate from such transferee to the effect that such transferee (x) is not an employee benefit plan subject to the Employee Retirement Income Security Act of 1974, as amended ("ERISA") or a plan subject to Section 4975 of the Internal Revenue Code of 1986, as amended ("Section 4975") (a "Plan") or a Person that is using the assets of a Plan to acquire such Certificate or (y) is an insurance company investing assets of its general account and the exemption provided by Section III(a) of Department of Labor Prohibited Transaction Class Exemption 95-60, 60 Fed. Reg. 35925 (July 12, 1995) (the "Exemption") applies to such transferee's acquisition and holding of such Certificate, or (ii) an opinion of counsel satisfactory to the Trustee, which opinion shall not be an expense of the Trustee or the Company, to the effect that the purchase and holding of such Certificate will not constitute or result in the assets of the Trust Fund being deemed to be "plan assets" and subject to the prohibited transaction provisions of ERISA or Section 4975 and will not subject the Trustee or the Company to any obligation in addition to those undertaken in the Agreement; provided, however, that the Trustee will not require such certificate or opinion in the event that, as a result of a change of law or otherwise, counsel satisfactory to the Trustee has rendered an opinion to the effect that the purchase and holding of a Class M, Class B1, Class B2, Class B3, Class B4 or Class B5 Certificate by a Plan or a Person that is purchasing or holding such Certificate with the assets of a Plan will not constitute or result in a prohibited transaction under ERISA or Section 4975. No transfer of any Class R Certificate shall be made to any Person unless the Trustee has received a certificate from such transferee to the effect that, among other things, such transferee (x) is not an employee benefit plan subject to ERISA or a Plan or a Person that is using the assets of a Plan to acquire any such Class R Certificate or (y) is an insurance company investing assets of its general account and the Exemption applies to such transferee's acquisition and holding of any such Class R Certificate. As provided in the Agreement, and subject to certain limitations therein set forth, the transfer of this Certificate is registerable in the Certificate Register of the Trustee upon surrender of this Certificate for registration of transfer at the office or agency maintained by the Trustee in the city in which the Corporate Trust Office of the Trustee is located or in the City of New York, accompanied by a written instrument of transfer in form satisfactory to the Company, the Trustee, and the Certificate Registrar duly executed by the Holder hereof or such Holder's attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class of authorized denominations evidencing the same aggregate Percentage Interest will be issued to the designated transferee or transferees. The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class of authorized denominations evidencing the same aggregate Percentage Interest as requested by the Holder surrendering the same. No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Trustee and the Certificate Registrar and any agent of the Trustee or the Certificate Registrar may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and neither the Trustee, the Certificate Registrar nor any such agent shall be affected by any notice to the contrary. The obligations and responsibilities created by the Agreement, and the Trust Fund created thereby shall terminate upon payment to the Certificateholders, or provision therefor, in accordance with the Agreement following the earlier of (a) the repurchase by the Company of all Mortgage Loans and all property acquired in respect of any Mortgage Loan remaining in the Trust Fund at a price equal to the sum of (x) 100% of the unpaid principal balance of each Mortgage Loan (other than a Mortgage Loan described in clause (y)) plus accrued and unpaid interest thereon at the rate provided for in the Agreement (less any amounts representing previously unreimbursed Monthly Advances) and (y) the appraised value of any property acquired in respect of a Mortgage Loan determined as provided in the Agreement, and (b) the later of the final payment or other liquidation (or any Monthly Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and the disposition of all property acquired upon foreclosure or by deed in lieu of foreclosure of any Mortgage Loan. The right of the Company to repurchase all the Mortgage Loans and property in respect of Mortgage Loans is subject to the Pool Scheduled Principal Balance at the time of repurchase being less than 10 percent of the Pool Scheduled Principal Balance as of the Cut-off Date. The Company's exercise of such right will result in early retirement of the Certificates. Unless this Certificate has been countersigned by the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose. IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed under its official seal. STATE STREET BANK AND TRUST COMPANY, not in its individual capacity but solely as Trustee (SEAL) By:_______________________________ Name: Title: Countersigned: By:_______________________________ Authorized Signatory of STATE STREET BANK AND TRUST COMPANY, not in its individual capacity but solely as Trustee Dated:________________________ ASSIGNMENT FOR VALUE RECEIVED the undersigned hereby sell(s), assign(s) and transfer(s) unto Please insert social security or other identifying number of assignee - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- (Please print or typewrite name and address including postal zip code of assignee) - -------------------------------------------------------------------------------- this Certificate evidencing a Percentage Interest in certain distributions with respect to the Trust Fund and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of said Trust Fund. I (we) further direct the Certificate Registrar to issue a new Certificate of like Class and Percentage Interest, to the above named assignee and deliver such Certificate to the following address: Dated:________________________ - ------------------------------------- Signature by or on behalf of assignor - ---------------------- *Signature Guaranteed* *The signature hereon must be guaranteed by a bank, trust company or broker of the signatory who is a member of a signature guarantee medallion program. PRINCIPAL WILL NOT BE DISTRIBUTABLE IN RESPECT OF THIS CERTIFICATE. INTEREST IS CALCULATED ON THIS CERTIFICATE BASED ON THE CLASS S NOTIONAL PRINCIPAL BALANCE, WHICH, AS OF ANY DISTRIBUTION DATE, IS EQUAL TO THE AGGREGATE SCHEDULED PRINCIPAL BALANCE OF THE OUTSTANDING NON-DISCOUNT MORTGAGE LOANS AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). CONSEQUENTLY, THE NOTIONAL PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL NOTIONAL PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE "SECURITIES ACT"). ANY RESALE OR TRANSFER OF THIS CERTIFICATE WITHOUT REGISTRATION THEREOF UNDER THE SECURITIES ACT MAY ONLY BE MADE IN A TRANSACTION EXEMPT FROM THE REGISTRATION REQUIREMENTS OF THE SECURITIES ACT AND IN ACCORDANCE WITH SECTION 5.02 OF THE AGREEMENT REFERRED TO HEREIN. THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15 evidencing a beneficial ownership interest in a trust fund which consists primarily of two pools of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class S1 Notional Certificate Principal Balance: Class S1 $756,262,995.80 Certificate Interest Initial Notional Certificate Rate per annum: variable Principal Balance of this Certificate: $ Cut-off Date: July 1, 1999 First Distribution Date: August 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Notional Principal Balance of this Certificate by the aggregate initial Notional Principal Balance of all Class S1 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in August 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency maintained for that purpose by the Trustee in New York, New York. This Certificate is one of a duly authorized issue of Certificates designated as REMIC Mortgage Pass-Through Certificates, Series 1999-15, issued in forty-three (Class A1, Class A2, Class A3, Class A4, Class A5, Class A6, Class A7, Class A8, Class A9, Class A10, Class A11, Class A12, Class A13, Class A14, Class A15, Class A16, Class A17, Class A18, Class A19, Class A20, Class A21, Class A22, Class A23, Class A24, Class A25, Class A26, Class A27, Class A28, Class 2-A1, Class 2-A2, Class 2-A3, Class 2-A4, Class 2-A5, Class R, Class 1-PO, Class S, Class 2-S, Class M, Class B1, Class B2, Class B3, Class B4 and Class B5, herein called the "Certificates"). The Certificates are limited in right of payment to certain payments on and collections in respect of the Mortgage Loans, all as more specifically set forth in the Agreement. The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Certificate Account for payment hereunder and that the Trustee in its individual capacity is not personally liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement. As provided in the Agreement and with certain exceptions therein provided, certain losses on the Mortgage Loans resulting from defaults by Mortgagors will be borne by the Holders of the Class M, Class B1, Class B2, Class B3, Class B4 and Class B5 Certificates before such losses will be borne by the Holders of the other Classes of the Certificates. This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee. The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Company and the rights of the Certificateholders under the Agreement at any time by the Company and the Trustee with the consent of the Holders of Certificates evidencing not less than 66% of all the Voting Rights as defined in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange herefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates. As provided in the Agreement, and subject to certain limitations therein set forth, the transfer of this Certificate is registerable in the Certificate Register of the Trustee upon surrender of this Certificate for registration of transfer at the office or agency maintained by the Trustee in the city in which the Corporate Trust Office of the Trustee is located or in the City of New York, accompanied by a written instrument of transfer in form satisfactory to the Company, the Trustee, and the Certificate Registrar duly executed by the Holder hereof or such Holder's attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class of authorized denominations evidencing the same aggregate Percentage Interest will be issued to the designated transferee or transferees. The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class of authorized denominations evidencing the same aggregate Percentage Interest as requested by the Holder surrendering the same. No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Trustee and the Certificate Registrar and any agent of the Trustee or the Certificate Registrar may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and neither the Trustee, the Certificate Registrar nor any such agent shall be affected by any notice to the contrary. The obligations and responsibilities created by the Agreement, and the Trust Fund created thereby shall terminate upon payment to the Certificateholders, or provision therefor, in accordance with the Agreement following the earlier of (a) the repurchase by the Company of all Mortgage Loans and all property acquired in respect of any Mortgage Loan remaining in the Trust Fund at a price equal to the sum of (x) 100% of the unpaid principal balance of each Mortgage Loan (other than a Mortgage Loan described in clause (y)) plus accrued and unpaid interest thereon at the rate provided for in the Agreement (less any amounts representing previously unreimbursed Monthly Advances) and (y) the appraised value of any property acquired in respect of a Mortgage Loan determined as provided in the Agreement, and (b) the later of the final payment or other liquidation (or any Monthly Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and the disposition of all property acquired upon foreclosure or by deed in lieu of foreclosure of any Mortgage Loan. The right of the Company to repurchase all the Mortgage Loans and property in respect of Mortgage Loans is subject to the Pool Scheduled Principal Balance at the time of repurchase being less than 10 percent of the Pool Scheduled Principal Balance as of the Cut-off Date. The Company's exercise of such right will result in early retirement of the Certificates. Unless this Certificate has been countersigned by the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose. IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed under its official seal. STATE STREET BANK AND TRUST COMPANY, not in its individual capacity but solely as Trustee (SEAL) By:_______________________________ Name: Title: Countersigned: By:_______________________________ Authorized Signatory of STATE STREET BANK AND TRUST COMPANY, not in its individual capacity but solely as Trustee Dated:________________________ ASSIGNMENT FOR VALUE RECEIVED the undersigned hereby sell(s), assign(s) and transfer(s) unto Please insert social security or other identifying number of assignee - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- (Please print or typewrite name and address including postal zip code of assignee) this Certificate evidencing a Percentage Interest in certain distributions with respect to the Trust Fund and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of said Trust Fund. I (we) further direct the Certificate Registrar to issue a new Certificate of like Class and Percentage Interest, to the above named assignee and deliver such Certificate to the following address: Dated:________________________ - ------------------------------------- Signature by or on behalf of assignor - ---------------------- *Signature Guaranteed* *The signature hereon must be guaranteed by a bank, trust company or broker of the signatory who is a member of a signature guarantee medallion program. PRINCIPAL WILL NOT BE DISTRIBUTABLE IN RESPECT OF THIS CERTIFICATE. INTEREST IS CALCULATED ON THIS CERTIFICATE BASED ON THE CLASS S NOTIONAL PRINCIPAL BALANCE, WHICH, AS OF ANY DISTRIBUTION DATE, IS EQUAL TO THE AGGREGATE SCHEDULED PRINCIPAL BALANCE OF THE OUTSTANDING NON-DISCOUNT MORTGAGE LOANS AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). CONSEQUENTLY, THE NOTIONAL PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL NOTIONAL PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE "SECURITIES ACT"). ANY RESALE OR TRANSFER OF THIS CERTIFICATE WITHOUT REGISTRATION THEREOF UNDER THE SECURITIES ACT MAY ONLY BE MADE IN A TRANSACTION EXEMPT FROM THE REGISTRATION REQUIREMENTS OF THE SECURITIES ACT AND IN ACCORDANCE WITH SECTION 5.02 OF THE AGREEMENT REFERRED TO HEREIN. THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15 evidencing a beneficial ownership interest in a trust fund which consists primarily of two pools of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class S2 Notional Certificate Principal Balance: Class S2 $72,349,463.68 Certificate Interest Initial Notional Certificate Rate per annum: variable Principal Balance of this Certificate: Cut-off Date: July 1, 1999 First Distribution Date: August 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Notional Principal Balance of this Certificate by the aggregate initial Notional Principal Balance of all Class S2 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in August 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF DISTRIBUTION TO CERTAIN CLASSES OF THE CERTIFICATES AS SET FORTH HEREIN AND IN THE AGREEMENT REFERRED TO HEREIN. PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). TRANSFER OF THIS CERTIFICATE IS RESTRICTED AS PROVIDED IN SECTION 5.02 OF THE AGREEMENT. THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY EMPLOYEE BENEFIT PLAN SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA") OR A PLAN SUBJECT TO SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED ("SECTION 4975") (A "PLAN") OR A PERSON THAT IS USING THE ASSETS OF A PLAN TO ACQUIRE THIS CERTIFICATE, EXCEPT AS DESCRIBED HEREIN. THE TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN OTHER RESTRICTIONS AS SET FORTH HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15 evidencing a beneficial ownership interest in a trust fund which consists primarily of two pools of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class M Certificate Principal Balance: Class M $21,095,000 Certificate Interest Initial Certificate Principal Rate per annum: 6.75% Balance of this Certificate: $ Cut-off Date: July 1, 1999 First Distribution Date: CUSIP:36158GHE1 August 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class M Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in August 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency maintained for that purpose by the Trustee in New York, New York. This Certificate is one of a duly authorized issue of Certificates designated as REMIC Mortgage Pass-Through Certificates, Series 1999-15, issued in forty-three (Class A1, Class A2, Class A3, Class A4, Class A5, Class A6, Class A7, Class A8, Class A9, Class A10, Class A11, Class A12, Class A13, Class A14, Class A15, Class A16, Class A17, Class A18, Class A19, Class A20, Class A21, Class A22, Class A23, Class A24, Class A25, Class A26, Class A27, Class A28, Class 2-A1, Class 2-A2, Class 2-A3, Class 2-A4, Class 2-A5, Class R, Class 1-PO, Class S, Class 2-S, Class M, Class B1, Class B2, Class B3, Class B4 and Class B5, herein called the "Certificates"). The Certificates are limited in right of payment to certain payments on and collections in respect of the Mortgage Loans, all as more specifically set forth in the Agreement. The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Certificate Account for payment hereunder and that the Trustee in its individual capacity is not personally liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement. As provided in the Agreement and with certain exceptions therein provided, certain losses on the Mortgage Loans resulting from defaults by Mortgagors will be borne by the Holders of the Class M, Class B1, Class B2, Class B3, Class B4 and Class B5 Certificates before such losses will be borne by the Holders of the other Classes of the Certificates. This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee. The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Company and the rights of the Certificateholders under the Agreement at any time by the Company and the Trustee with the consent of the Holders of Certificates evidencing not less than 66% of all the Voting Rights as defined in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange herefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates. No transfer of any Class M, Class B1, Class B2, Class B3, Class B4 or Class B5 Certificate which is in the form of a Definitive Certificate shall be made to any Person unless the Trustee has received (i) a certificate from such transferee to the effect that such transferee (x) is not an employee benefit plan subject to the Employee Retirement Income Security Act of 1974, as amended ("ERISA") or a plan subject to Section 4975 of the Internal Revenue Code of 1986, as amended ("Section 4975") (a "Plan") or a Person that is using the assets of a Plan to acquire such Certificate or (y) is an insurance company investing assets of its general account and the exemption provided by Section III(a) of Department of Labor Prohibited Transaction Exemption 95-60, 60 Fed. Reg. 35925 (July 12, 1995) (the "Exemption") applies to such transferee's acquisition and holding of such Certificate, or (ii) an opinion of counsel satisfactory to the Trustee, which opinion shall not be an expense of the Trustee or the Company, to the effect that the purchase and holding of such Certificate will not constitute or result in the assets of the Trust Fund being deemed to be "plan assets" and subject to the prohibited transaction provisions of ERISA or Section 4975 and will not subject the Trustee or the Company to any obligation in addition to those undertaken in the Agreement; provided, however, that the Trustee will not require such certificate or opinion in the event that, as a result of a change of law or otherwise, counsel satisfactory to the Trustee has rendered an opinion to the effect that the purchase and holding of a Class M, Class B1, Class B2, Class B3, Class B4 or Class B5 Certificate by a Plan or a Person that is purchasing or holding such Certificate with the assets of a Plan will not constitute or result in a prohibited transaction under ERISA or Section 4975. No transfer of any Class R Certificate shall be made to any Person unless the Trustee has received a certificate from such transferee to the effect that, among other things, such transferee (x) is not an employee benefit plan subject to ERISA or a Plan or a Person that is using the assets of a Plan to acquire any such Class R Certificate or (y) is an insurance company investing assets of its general account and the Exemption applies to such transferee's acquisition and holding of any such Class R Certificate. As provided in the Agreement, and subject to certain limitations therein set forth, the transfer of this Certificate is registerable in the Certificate Register of the Trustee upon surrender of this Certificate for registration of transfer at the office or agency maintained by the Trustee in the city in which the Corporate Trust Office of the Trustee is located or in the City of New York, accompanied by a written instrument of transfer in form satisfactory to the Company, the Trustee, and the Certificate Registrar duly executed by the Holder hereof or such Holder's attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class of authorized denominations evidencing the same aggregate Percentage Interest will be issued to the designated transferee or transferees. The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class of authorized denominations evidencing the same aggregate Percentage Interest as requested by the Holder surrendering the same. No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Trustee and the Certificate Registrar and any agent of the Trustee or the Certificate Registrar may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and neither the Trustee, the Certificate Registrar nor any such agent shall be affected by any notice to the contrary. The obligations and responsibilities created by the Agreement, and the Trust Fund created thereby shall terminate upon payment to the Certificateholders, or provision therefor, in accordance with the Agreement following the earlier of (a) the repurchase by the Company of all Mortgage Loans and all property acquired in respect of any Mortgage Loan remaining in the Trust Fund at a price equal to the sum of (x) 100% of the unpaid principal balance of each Mortgage Loan (other than a Mortgage Loan described in clause (y)) plus accrued and unpaid interest thereon at the rate provided for in the Agreement (less any amounts representing previously unreimbursed Monthly Advances) and (y) the appraised value of any property acquired in respect of a Mortgage Loan determined as provided in the Agreement, and (b) the later of the final payment or other liquidation (or any Monthly Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and the disposition of all property acquired upon foreclosure or by deed in lieu of foreclosure of any Mortgage Loan. The right of the Company to repurchase all the Mortgage Loans and property in respect of Mortgage Loans is subject to the Pool Scheduled Principal Balance at the time of repurchase being less than 10 percent of the Pool Scheduled Principal Balance as of the Cut-off Date. The Company's exercise of such right will result in early retirement of the Certificates. Unless this Certificate has been countersigned by the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose. IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed under its official seal. STATE STREET BANK AND TRUST COMPANY, not in its individual capacity but solely as Trustee (SEAL) By:_______________________________ Name: Title: Countersigned: By:_______________________________ Authorized Signatory of STATE STREET BANK AND TRUST COMPANY, not in its individual capacity but solely as Trustee Dated:________________________ ASSIGNMENT FOR VALUE RECEIVED the undersigned hereby sell(s), assign(s) and transfer(s) unto Please insert social security or other identifying number of assignee - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- (Please print or typewrite name and address including postal zip code of assignee) - -------------------------------------------------------------------------------- this Certificate evidencing a Percentage Interest in certain distributions with respect to the Trust Fund and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of said Trust Fund. I (we) further direct the Certificate Registrar to issue a new Certificate of like Class and Percentage Interest, to the above named assignee and deliver such Certificate to the following address: Dated:________________________ - ------------------------------------- Signature by or on behalf of assignor - ---------------------- *Signature Guaranteed* *The signature hereon must be guaranteed by a bank, trust company or broker of the signatory who is a member of a signature guarantee medallion program. THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF DISTRIBUTION TO CERTAIN CLASSES OF THE CERTIFICATES AS SET FORTH HEREIN AND IN THE AGREEMENT REFERRED TO HEREIN. PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). TRANSFER OF THIS CERTIFICATE IS RESTRICTED AS PROVIDED IN SECTION 5.02 OF THE AGREEMENT. THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY EMPLOYEE BENEFIT PLAN SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA") OR A PLAN SUBJECT TO SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED ("SECTION 4975") (A "PLAN") OR A PERSON THAT IS USING THE ASSETS OF A PLAN TO ACQUIRE THIS CERTIFICATE, EXCEPT AS DESCRIBED HEREIN. THE TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN OTHER RESTRICTIONS AS SET FORTH HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15 evidencing a beneficial ownership interest in a trust fund which consists primarily of two pools of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class B1 Certificate Principal Balance: Class B1 $7,534,000 Certificate Interest Initial Certificate Principal Rate per annum: 6.75% Balance of this Certificate: Cut-off Date: July 1, 1999 First Distribution Date: CUSIP: 36158GHF8 August 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class B1 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in August 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF DISTRIBUTION TO CERTAIN CLASSES OF THE CERTIFICATES AS SET FORTH HEREIN AND IN THE AGREEMENT REFERRED TO HEREIN. PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). TRANSFER OF THIS CERTIFICATE IS RESTRICTED AS PROVIDED IN SECTION 5.02 OF THE AGREEMENT. THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY EMPLOYEE BENEFIT PLAN SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA") OR A PLAN SUBJECT TO SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED ("SECTION 4975") (A "PLAN") OR A PERSON THAT IS USING THE ASSETS OF A PLAN TO ACQUIRE THIS CERTIFICATE, EXCEPT AS DESCRIBED HEREIN. THE TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN OTHER RESTRICTIONS AS SET FORTH HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15 evidencing a beneficial ownership interest in a trust fund which consists primarily of two pools of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class B2 Certificate Principal Balance: Class B2 $4,520,000 Certificate Interest Initial Certificate Principal Rate per annum: 6.75% Balance of this Certificate: $ Cut-off Date: July 1, 1999 First Distribution Date: CUSIP: 36158GHG6 August 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class B2 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in August 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF DISTRIBUTION TO CERTAIN CLASSES OF THE CERTIFICATES AS SET FORTH HEREIN AND IN THE AGREEMENT REFERRED TO HEREIN. THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE "SECURITIES ACT"), OR THE SECURITIES LAWS OF ANY STATE OF THE UNITED STATES ("BLUE SKY LAWS"), AND SUCH CERTIFICATE MAY NOT BE OFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED EXCEPT (A) TO A PERSON WHOM THE SELLER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A UNDER THE SECURITIES ACT IN A TRANSACTION MEETING THE REQUIREMENTS OF RULE 144A, (B) PURSUANT TO AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER THE SECURITIES ACT (IF AVAILABLE) OR (C) TO AN INSTITUTIONAL ACCREDITED INVESTOR AS DEFINED IN RULE 501(a)(1), (2), (3) OR (7) OF REGULATION D UNDER THE SECURITIES ACT, IN EACH CASE IN A TRANSACTION EXEMPT FROM THE REGISTRATION REQUIREMENTS OF THE SECURITIES ACT AND IN ACCORDANCE WITH ANY APPLICABLE BLUE SKY LAWS. NO REPRESENTATION IS MADE AS TO THE AVAILABILITY OF THE EXEMPTION PROVIDED BY RULE 144 FOR RESALES OF THIS CERTIFICATE. PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). TRANSFER OF THIS CERTIFICATE IS RESTRICTED AS PROVIDED IN SECTION 5.02 OF THE AGREEMENT. THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY EMPLOYEE BENEFIT PLAN SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA") OR A PLAN SUBJECT TO SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED ("SECTION 4975") (A "PLAN") OR A PERSON THAT IS USING THE ASSETS OF A PLAN TO ACQUIRE THIS CERTIFICATE, EXCEPT AS DESCRIBED HEREIN. THE TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN OTHER RESTRICTIONS AS SET FORTH HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15 evidencing a beneficial ownership interest in a trust fund which consists primarily of two pools of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class B3 Certificate Principal Balance: Class B3 $5,022,000.00 Certificate Interest Initial Certificate Principal Rate per annum: 6.75% Balance of this Certificate: $ Cut-off Date: July 1, 1999 First Distribution Date: CUSIP: 36157R4L6 August 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class B3 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in August 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency maintained for that purpose by the Trustee in New York, New York. This Certificate is one of a duly authorized issue of Certificates designated as REMIC Mortgage Pass-Through Certificates, Series 1999-15, issued in forty-three (Class A1, Class A2, Class A3, Class A4, Class A5, Class A6, Class A7, Class A8, Class A9, Class A10, Class A11, Class A12, Class A13, Class A14, Class A15, Class A16, Class A17, Class A18, Class A19, Class A20, Class A21, Class A22, Class A23, Class A24, Class A25, Class A26, Class A27, Class A28, Class 2-A1, Class 2-A2, Class 2-A3, Class 2-A4, Class 2-A5, Class R, Class 1-PO, Class S, Class 2-S, Class M, Class B1, Class B2, Class B3, Class B4 and Class B5, herein called the "Certificates"). The Certificates are limited in right of payment to certain payments on and collections in respect of the Mortgage Loans, all as more specifically set forth in the Agreement. The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Certificate Account for payment hereunder and that the Trustee in its individual capacity is not personally liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement. As provided in the Agreement and with certain exceptions therein provided, certain losses on the Mortgage Loans resulting from defaults by Mortgagors will be borne by the Holders of the Class M, Class B1, Class B2, Class B3, Class B4 and Class B5 Certificates before such losses will be borne by the Holders of the other Classes of the Certificates. This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee. The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Company and the rights of the Certificateholders under the Agreement at any time by the Company and the Trustee with the consent of the Holders of Certificates evidencing not less than 66% of all the Voting Rights as defined in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange herefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates. No transfer of any Class M, Class B1, Class B2, Class B3, Class B4 or Class B5 Certificate which is in the form of a Definitive Certificate shall be made to any Person unless the Trustee has received (i) a certificate from such transferee to the effect that such transferee (x) is not an employee benefit plan subject to the Employee Retirement Income Security Act of 1974, as amended ("ERISA") or a plan subject to Section 4975 of the Internal Revenue Code of 1986, as amended ("Section 4975") (a "Plan") or a Person that is using the assets of a Plan to acquire such Certificate or (y) is an insurance company investing assets of its general account and the exemption provided by Section III(a) of Department of Labor Prohibited Transaction Exemption 95-60, 60 Fed. Reg. 35925 (July 12, 1995) (the "Exemption") applies to such transferee's acquisition and holding of such Certificate, or (ii) an opinion of counsel satisfactory to the Trustee, which opinion shall not be an expense of the Trustee or the Company, to the effect that the purchase and holding of such Certificate will not constitute or result in the assets of the Trust Fund being deemed to be "plan assets" and subject to the prohibited transaction provisions of ERISA or Section 4975 and will not subject the Trustee or the Company to any obligation in addition to those undertaken in the Agreement; provided, however, that the Trustee will not require such certificate or opinion in the event that, as a result of a change of law or otherwise, counsel satisfactory to the Trustee has rendered an opinion to the effect that the purchase and holding of a Class M, Class B1, Class B2, Class B3, Class B4 or Class B5 Certificate by a Plan or a Person that is purchasing or holding such Certificate with the assets of a Plan will not constitute or result in a prohibited transaction under ERISA or Section 4975. No transfer of any Class R Certificate shall be made to any Person unless the Trustee has received a certificate from such transferee to the effect that, among other things, such transferee (x) is not an employee benefit plan subject to ERISA or a Plan or a Person that is using the assets of a Plan to acquire any such Class R Certificate or (y) is an insurance company investing assets of its general account and the Exemption applies to such transferee's acquisition and holding of any such Class R Certificate. As provided in the Agreement, and subject to certain limitations therein set forth, the transfer of this Certificate is registerable in the Certificate Register of the Trustee upon surrender of this Certificate for registration of transfer at the office or agency maintained by the Trustee in the city in which the Corporate Trust Office of the Trustee is located or in the City of New York, accompanied by a written instrument of transfer in form satisfactory to the Company, the Trustee, and the Certificate Registrar duly executed by the Holder hereof or such Holder's attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class of authorized denominations evidencing the same aggregate Percentage Interest will be issued to the designated transferee or transferees. The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class of authorized denominations evidencing the same aggregate Percentage Interest as requested by the Holder surrendering the same. No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Trustee and the Certificate Registrar and any agent of the Trustee or the Certificate Registrar may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and neither the Trustee, the Certificate Registrar nor any such agent shall be affected by any notice to the contrary. The obligations and responsibilities created by the Agreement, and the Trust Fund created thereby shall terminate upon payment to the Certificateholders, or provision therefor, in accordance with the Agreement following the earlier of (a) the repurchase by the Company of all Mortgage Loans and all property acquired in respect of any Mortgage Loan remaining in the Trust Fund at a price equal to the sum of (x) 100% of the unpaid principal balance of each Mortgage Loan (other than a Mortgage Loan described in clause (y)) plus accrued and unpaid interest thereon at the rate provided for in the Agreement (less any amounts representing previously unreimbursed Monthly Advances) and (y) the appraised value of any property acquired in respect of a Mortgage Loan determined as provided in the Agreement, and (b) the later of the final payment or other liquidation (or any Monthly Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and the disposition of all property acquired upon foreclosure or by deed in lieu of foreclosure of any Mortgage Loan. The right of the Company to repurchase all the Mortgage Loans and property in respect of Mortgage Loans is subject to the Pool Scheduled Principal Balance at the time of repurchase being less than 10 percent of the Pool Scheduled Principal Balance as of the Cut-off Date. The Company's exercise of such right will result in early retirement of the Certificates. Unless this Certificate has been countersigned by the Trustee, by manual signature, this Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose. IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed under its official seal. STATE STREET BANK AND TRUST COMPANY, not in its individual capacity but solely as Trustee (SEAL) By:_______________________________ Name: Title: Countersigned: By:_______________________________ Authorized Signatory of STATE STREET BANK AND TRUST COMPANY, not in its individual capacity but solely as Trustee Dated:________________________ ASSIGNMENT FOR VALUE RECEIVED the undersigned hereby sell(s), assign(s) and transfer(s) unto Please insert social security or other identifying number of assignee - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- (Please print or typewrite name and address including postal zip code of assignee) - -------------------------------------------------------------------------------- this Certificate evidencing a Percentage Interest in certain distributions with respect to the Trust Fund and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of said Trust Fund. I (we) further direct the Certificate Registrar to issue a new Certificate of like Class and Percentage Interest, to the above named assignee and deliver such Certificate to the following address: Dated:________________________ - ------------------------------------- Signature by or on behalf of assignor - ---------------------- *Signature Guaranteed* *The signature hereon must be guaranteed by a bank, trust company or broker of the signatory who is a member of a signature guarantee medallion program. In connection with any transfer of this Certificate, the undersigned registered holder hereof confirms that without utilizing any general solicitation or general advertising: (Check One) - |_| (a) This Certificate is being transferred by the undersigned to a person whom the undersigned reasonably believes is a "qualified institutional buyer" (as defined in Rule 144A under the Securities Act of 1933, as amended) pursuant to the exemption from registration under the Securities Act of 1933, as amended, provided by Rule 144A thereunder. |_| (b) This Certificate is being transferred by the undersigned to an institutional "accredited investor" (as defined in Rule 501(a)(1), (2), (3) or (7) of Regulation D under the Securities Act of 1933, as amended) and that the undersigned has been advised by the prospective purchaser that it intends to hold this Certificate for investment and not for distribution or resale. Dated_________________________ (Signature) If none of the foregoing boxes is checked, the Trustee shall not be obligated to register this Certificate in the name of any person other than the registered holder thereof unless and until the conditions to any such transfer of registration set forth herein, and in the Pooling and Servicing Agreement have been satisfied. TO BE COMPLETED BY PURCHASER IF (a) ABOVE IS CHECKED: The undersigned represents and warrants that (i) it is a "qualified institutional buyer" (as defined in Rule 144A under the Securities Act of 1933, as amended) and acknowledges that it has received such information as the undersigned has requested pursuant to Rule 144A or has determined not to request such information and that it is aware that the registered holder is relying upon the undersigned's foregoing representations in order to claim the exemption from registration provided by Rule 144A, and (ii) the undersigned (x) is not an employee benefit plan subject to the Employee Retirement Income Security Act of 1974, as amended, or a plan subject to Section 4975 of the Internal Revenue Code of 1986, as amended, and is not using the assets of any such employee benefit or other plan to acquire this Certificate or (y) is an insurance company investing assets of its general account and the exemptions provided by Section III(a) of Department of Labor Prohibited Transaction Exemption 95-60, 60 Fed. Reg. 35925 (July 12, 1995), apply to the acquisition and holding by the undersigned of this Certificate. Dated_________________________ (Signature) TO BE COMPLETED BY PURCHASER IF (b) ABOVE IS CHECKED: The undersigned represents and warrants that (i) it is an institutional "accredited investor" (as defined in Rule 501(a)(1), (2), (3) or (7) of Regulation D under the Securities Act of 1933, as amended), and (ii) the undersigned (x) is not an employee benefit plan subject to the Employee Retirement Income Security Act of 1974, as amended, or a plan subject to Section 4975 of the Internal Revenue Code of 1986, as amended, and is not using the assets of any such employee benefit or other plan to acquire this Certificate or (y) is an insurance company investing assets of its general account and the exemptions provided by Section III(a) of Department of Labor Prohibited Transaction Exemption 95-60, 60 Fed. Reg. 35925 (July 12, 1995), apply to the acquisition and holding by the undersigned of this Certificate. Dated_________________________ (Signature) THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF DISTRIBUTION TO CERTAIN CLASSES OF THE CERTIFICATES AS SET FORTH HEREIN AND IN THE AGREEMENT REFERRED TO HEREIN. THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE "SECURITIES ACT"), OR THE SECURITIES LAWS OF ANY STATE OF THE UNITED STATES ("BLUE SKY LAWS"), AND SUCH CERTIFICATE MAY NOT BE OFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED EXCEPT (A) TO A PERSON WHOM THE SELLER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A UNDER THE SECURITIES ACT IN A TRANSACTION MEETING THE REQUIREMENTS OF RULE 144A, (B) PURSUANT TO AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER THE SECURITIES ACT (IF AVAILABLE) OR (C) TO AN INSTITUTIONAL ACCREDITED INVESTOR AS DEFINED IN RULE 501(a)(1), (2), (3) OR (7) OF REGULATION D UNDER THE SECURITIES ACT, IN EACH CASE IN A TRANSACTION EXEMPT FROM THE REGISTRATION REQUIREMENTS OF THE SECURITIES ACT AND IN ACCORDANCE WITH ANY APPLICABLE BLUE SKY LAWS. NO REPRESENTATION IS MADE AS TO THE AVAILABILITY OF THE EXEMPTION PROVIDED BY RULE 144 FOR RESALES OF THIS CERTIFICATE. PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). TRANSFER OF THIS CERTIFICATE IS RESTRICTED AS PROVIDED IN SECTION 5.02 OF THE AGREEMENT. THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY EMPLOYEE BENEFIT PLAN SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA") OR A PLAN SUBJECT TO SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED ("SECTION 4975") (A "PLAN") OR A PERSON THAT IS USING THE ASSETS OF A PLAN TO ACQUIRE THIS CERTIFICATE, EXCEPT AS DESCRIBED HEREIN. THE TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN OTHER RESTRICTIONS AS SET FORTH HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15 evidencing a beneficial ownership interest in a trust fund which consists primarily of two pools of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class B4 Certificate Principal Balance: Class B4 $2,009,000.00 Certificate Interest Initial Certificate Principal Rate per annum: 6.75% Balance of this Certificate: $ Cut-off Date: July 1, 1999 First Distribution Date: CUSIP: 36157R4M4 August 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class B4 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in August 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF DISTRIBUTION TO CERTAIN CLASSES OF THE CERTIFICATES AS SET FORTH HEREIN AND IN THE AGREEMENT REFERRED TO HEREIN. THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE "SECURITIES ACT"), OR THE SECURITIES LAWS OF ANY STATE OF THE UNITED STATES ("BLUE SKY LAWS"), AND SUCH CERTIFICATE MAY NOT BE OFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED EXCEPT (A) TO A PERSON WHOM THE SELLER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A UNDER THE SECURITIES ACT IN A TRANSACTION MEETING THE REQUIREMENTS OF RULE 144A, (B) PURSUANT TO AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER THE SECURITIES ACT (IF AVAILABLE) OR (C) TO AN INSTITUTIONAL ACCREDITED INVESTOR AS DEFINED IN RULE 501(a)(1), (2), (3) OR (7) OF REGULATION D UNDER THE SECURITIES ACT, IN EACH CASE IN A TRANSACTION EXEMPT FROM THE REGISTRATION REQUIREMENTS OF THE SECURITIES ACT AND IN ACCORDANCE WITH ANY APPLICABLE BLUE SKY LAWS. NO REPRESENTATION IS MADE AS TO THE AVAILABILITY OF THE EXEMPTION PROVIDED BY RULE 144 FOR RESALES OF THIS CERTIFICATE. PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN). TRANSFER OF THIS CERTIFICATE IS RESTRICTED AS PROVIDED IN SECTION 5.02 OF THE AGREEMENT. THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED). THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY EMPLOYEE BENEFIT PLAN SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA") OR A PLAN SUBJECT TO SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED ("SECTION 4975") (A "PLAN") OR A PERSON THAT IS USING THE ASSETS OF A PLAN TO ACQUIRE THIS CERTIFICATE, EXCEPT AS DESCRIBED HEREIN. THE TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN OTHER RESTRICTIONS AS SET FORTH HEREIN. REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15 evidencing a beneficial ownership interest in a trust fund which consists primarily of two pools of conventional, fixed rate, one- to four-family mortgage loans sold and serviced by GE CAPITAL MORTGAGE SERVICES, INC. No. R- Initial Class B5 Certificate Principal Balance: Class B5 $2,513,843.12 Certificate Interest Initial Certificate Principal Rate per annum: 6.75% Balance of this Certificate: $ Cut-off Date: July 1, 1999 First Distribution Date: CUSIP: 36157R4N2 August 25, 1999 THIS CERTIFIES THAT is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the initial Certificate Principal Balance of this Certificate by the aggregate initial Certificate Principal Balance of all Class B5 Certificates, both as specified above) in certain distributions with respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation organized and existing under the laws of the State of New Jersey (the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of certain of the pertinent provisions of which is set forth herein below. To the extent not defined herein, the terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. The Agreement requires the distribution on the 25th day of each month or, if such 25th day is not a Business Day, the Business Day immediately following (the "Distribution Date"), commencing in August 1999, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the month immediately preceding the month of such distribution (the "Record Date"), of an amount equal to the product of the Percentage Interest evidenced by this Certificate and the aggregate amount required to be distributed to Holders of Certificates of the same Class as this Certificate pursuant to the Agreement. Distributions on this Certificate will be made by the Trustee by check or money order mailed to the Person entitled thereto at the address appearing in the Certificate Register or, upon written request by the Certificateholder, by such other means of payment as such Person and the Trustee shall agree. Except as otherwise provided in the Agreement, the final distribution on this Certificate will be made in the applicable manner described above, after due notice by the Trustee of the pendency of such distribution and only upon presentation and EXHIBIT B PRINCIPAL BALANCE SCHEDULES None. EXHIBIT C MORTGAGE LOANS GE Capital Mortgages Services, Inc. EXHIBIT C POOL 1 Issue Date: June 1, 1999\ P.O. Box 5260\ Cherry Hill, N.J. 08034\ (800) -257-7818\ DELIVERY ID: 0004991530 ---------------------------------------------------------------------------------------------------------------PAGE: -------------------------------------------------------------------------------- LN # 0007615024 MORTGAGORS: KENDALL, WILLIAM KENDALL, CATHERINE ADDRESS : 750 LADERA LANE MORTGAGE AMT: 596,200.00 CITY SANTA BARBARA :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 93108 UNPAID BALANCE: 587,028.310 OPTION TO CONVERT : No MONTHLY P&I: 4,219.87 ANNUAL RATE ADJUST: 0.000 LTV : 82.23400 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 11/01/27 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0007678469 MORTGAGORS: LOWDEN, GEORGE LOWDEN, BARBARA ADDRESS : 7330 LUGANO DRIVE MORTGAGE AMT: 80,000.00 CITY BOYNTON BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.65000 FL 33437 UNPAID BALANCE: 79,221.600 OPTION TO CONVERT : No MONTHLY P&I: 567.62 ANNUAL RATE ADJUST: 0.000 LTV : 55.59400 OUTSIDE CONV DATE: CURRENT INT 7.65000 MATURITY DATE: 06/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0007679764 MORTGAGORS: HEILMAN, DOUGLAS HEILMAN, MAGGIE ADDRESS : 350 BELMONT AVENUE MORTGAGE AMT: 202,500.00 CITY REDWOOD CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.30000 CA 94061 UNPAID BALANCE: 200,390.690 OPTION TO CONVERT : No MONTHLY P&I: 1,388.29 ANNUAL RATE ADJUST: 0.000 LTV : 50.62500 OUTSIDE CONV DATE: CURRENT INT 7.30000 MATURITY DATE: 06/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0007680168 MORTGAGORS: HOWE, RICHARD HOWE, LAURENE ADDRESS : 1900 CHILTON DRIVE MORTGAGE AMT: 127,000.00 CITY GLENDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91201 UNPAID BALANCE: 125,664.230 OPTION TO CONVERT : No MONTHLY P&I: 866.37 ANNUAL RATE ADJUST: 0.000 LTV : 42.33300 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0007680283 MORTGAGORS: ALUZZO, TERESA ADDRESS : 7 SWALLOW LANE MORTGAGE AMT: 120,000.00 CITY HAUPPAUGE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NY 11788 UNPAID BALANCE: 118,658.270 OPTION TO CONVERT : No MONTHLY P&I: 818.62 ANNUAL RATE ADJUST: 0.000 LTV : 55.81395 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0007721301 MORTGAGORS: MORIARTY, JOHN MORIARTY, MELISA ADDRESS : 11141 SAUNDERS COURT MORTGAGE AMT: 233,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 92131 UNPAID BALANCE: 231,131.500 OPTION TO CONVERT : No MONTHLY P&I: 1,669.24 ANNUAL RATE ADJUST: 0.000 LTV : 79.79452 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 08/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0007728058 MORTGAGORS: FIXLER, JAMES ADDRESS : 1362 EAST 93RD STREET MORTGAGE AMT: 41,300.00 CITY CLEVELAND :\ STATE/ZIP :\ LIFETIME RATE : 8.25000 OH 44106 UNPAID BALANCE: 40,943.190 OPTION TO CONVERT : No MONTHLY P&I: 310.27 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 8.25000 MATURITY DATE: 06/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0007728348 MORTGAGORS: ROBBINS, DUANE ROBBINS, JUDITH ADDRESS : 1108 WOOD AVENUE MORTGAGE AMT: 51,200.00 CITY RAPID CITY :\ STATE/ZIP :\ LIFETIME RATE : 8.25000 SD 57701 UNPAID BALANCE: 50,793.030 OPTION TO CONVERT : No MONTHLY P&I: 384.65 ANNUAL RATE ADJUST: 0.000 LTV : 80.62990 OUTSIDE CONV DATE: CURRENT INT 8.25000 MATURITY DATE: 07/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0007728611 MORTGAGORS: BONNEMA, KEVIN BONNEMA, CARA ADDRESS : 6370 VROOMAN ROAD MORTGAGE AMT: 114,000.00 CITY LEROY TOWNSHIP :\ STATE/ZIP :\ LIFETIME RATE : 8.37500 OH 44077 UNPAID BALANCE: 113,116.220 OPTION TO CONVERT : No MONTHLY P&I: 866.48 ANNUAL RATE ADJUST: 0.000 LTV : 60.00000 OUTSIDE CONV DATE: CURRENT INT 8.37500 MATURITY DATE: 07/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0007728751 MORTGAGORS: SCHUSTER, MICHAEL GHANN, BRIAN ADDRESS : 5217 TURNEY ROAD, MORTGAGE AMT: 111,150.00 CITY GARFIELD HTS., :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 OH 44125 UNPAID BALANCE: 110,218.130 OPTION TO CONVERT : No MONTHLY P&I: 805.92 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 08/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0007728769 MORTGAGORS: LEAHY, KIMBERLY MARGARD, DOROTHY ADDRESS : 485 COLLINS DRIVE MORTGAGE AMT: 28,350.00 CITY MANSFIELD :\ STATE/ZIP :\ LIFETIME RATE : 8.25000 OH 44903 UNPAID BALANCE: 28,144.220 OPTION TO CONVERT : No MONTHLY P&I: 212.98 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 8.25000 MATURITY DATE: 08/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0007729023 MORTGAGORS: MESA, KENNETH MESA, YAEL ADDRESS : 10343 EAST FORGE AVENUE MORTGAGE AMT: 81,600.00 CITY MESA :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 AZ 85208 UNPAID BALANCE: 80,865.980 OPTION TO CONVERT : No MONTHLY P&I: 577.56 ANNUAL RATE ADJUST: 0.000 LTV : 79.98400 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0007729247 MORTGAGORS: KINGREY, DARCEY GUNDERSON, CLARENCE ADDRESS : 14 E QUINCY STREET MORTGAGE AMT: 47,000.00 CITY RAPID CITY :\ STATE/ZIP :\ LIFETIME RATE : 8.25000 SD 57701 UNPAID BALANCE: 46,626.390 OPTION TO CONVERT : No MONTHLY P&I: 353.10 ANNUAL RATE ADJUST: 0.000 LTV : 79.66100 OUTSIDE CONV DATE: CURRENT INT 8.25000 MATURITY DATE: 07/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0007729262 MORTGAGORS: CLARK, ERLYNE ADDRESS : 125 MINFFORD ROAD MORTGAGE AMT: 150,000.00 CITY BALA CYNWYD :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 PA 19004 UNPAID BALANCE: 148,741.540 OPTION TO CONVERT : No MONTHLY P&I: 1,100.65 ANNUAL RATE ADJUST: 0.000 LTV : 26.84800 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 07/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0007729601 MORTGAGORS: WOLF, RANDAL WOLF, REBEKAH ADDRESS : 38250 SE LUSTED ROAD MORTGAGE AMT: 161,000.00 CITY BORING :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 OR 97009 UNPAID BALANCE: 159,643.750 OPTION TO CONVERT : No MONTHLY P&I: 1,125.74 ANNUAL RATE ADJUST: 0.000 LTV : 68.51000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 08/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0007729791 MORTGAGORS: PIEKARSKI, TADEUSZ PIEKARSKI, TINA ADDRESS : 21988 EAST SUNSET DRIVE MORTGAGE AMT: 135,000.00 CITY MACOMB :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 MI 48044 UNPAID BALANCE: 133,967.900 OPTION TO CONVERT : No MONTHLY P&I: 990.58 ANNUAL RATE ADJUST: 0.000 LTV : 84.37500 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 08/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0007729858 MORTGAGORS: WIKSTROM, RONALD WIKSTROM, BERNICE WIKSTROM, BERNICE WIKSTROM, SOFIA ADDRESS : 1797 BILLINGS ROAD MORTGAGE AMT: 215,200.00 CITY CONCORD :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94519 UNPAID BALANCE: 213,342.400 OPTION TO CONVERT : No MONTHLY P&I: 1,486.33 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 08/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0007729882 MORTGAGORS: GLYNN, JAMES GLYNN, MARJORIE ADDRESS : 2820 N KENNICOTT AVENUE MORTGAGE AMT: 126,000.00 CITY ARLINGTON HEIGHTS :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 IL 60004 UNPAID BALANCE: 125,014.220 OPTION TO CONVERT : No MONTHLY P&I: 913.59 ANNUAL RATE ADJUST: 0.000 LTV : 58.60400 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 08/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0007730088 MORTGAGORS: MOFFETT, JOHN MOFFETT, MARGARET ADDRESS : 1778 HIGH PARK STREET MORTGAGE AMT: 180,000.00 CITY SARASOTA :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 FL 34239 UNPAID BALANCE: 178,692.010 OPTION TO CONVERT : No MONTHLY P&I: 1,289.54 ANNUAL RATE ADJUST: 0.000 LTV : 79.29500 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 09/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0007730138 MORTGAGORS: BARETTA, RONALD BARETTA, MARY ADDRESS : 1112 WEST MAGNOLIA STREET MORTGAGE AMT: 124,000.00 CITY FORT COLLIN :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CO 80521 UNPAID BALANCE: 122,903.210 OPTION TO CONVERT : No MONTHLY P&I: 845.90 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 08/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0007730153 MORTGAGORS: GOODE, TIMOTHY GOODE, EILEEN ADDRESS : 4285 MILLIKEN COURT MORTGAGE AMT: 140,000.00 CITY BOULDER :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CO 80303 UNPAID BALANCE: 138,852.260 OPTION TO CONVERT : No MONTHLY P&I: 1,015.10 ANNUAL RATE ADJUST: 0.000 LTV : 69.30600 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 08/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0007749757 MORTGAGORS: DOYLE, KEVIN ADDRESS : 347 LAKEVIEW DRIVE MORTGAGE AMT: 73,600.00 CITY BAILEY :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CO 80421 UNPAID BALANCE: 73,132.010 OPTION TO CONVERT : No MONTHLY P&I: 533.65 ANNUAL RATE ADJUST: 0.000 LTV : 76.66666 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 10/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0007749849 MORTGAGORS: POIDOMANI, GEORGES POIDOMANI, FRANCOISE ADDRESS : 7828 VIRGINIA OAKS DRIVE MORTGAGE AMT: 220,000.00 CITY GAINESVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 VA 20155 UNPAID BALANCE: 218,493.290 OPTION TO CONVERT : No MONTHLY P&I: 1,538.27 ANNUAL RATE ADJUST: 0.000 LTV : 68.75000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 10/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0007750276 MORTGAGORS: BILES, STEPHEN ADDRESS : 11902 BROAD OAKS DRIVE UN MORTGAGE AMT: 117,750.00 CITY AUSTIN :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 TX 78759 UNPAID BALANCE: 116,943.510 OPTION TO CONVERT : No MONTHLY P&I: 823.33 ANNUAL RATE ADJUST: 0.000 LTV : 79.96604 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 10/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0007750482 MORTGAGORS: MILES, DONALD GREB, CONSTANCE GREB, CONSTANCE GREB, FOSTER ADDRESS : 129 NORTH COLUMBUS AVENUE MORTGAGE AMT: 54,400.00 CITY MEDFORD :\ STATE/ZIP :\ LIFETIME RATE : 8.25000 OR 97501 UNPAID BALANCE: 54,079.070 OPTION TO CONVERT : No MONTHLY P&I: 408.69 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.25000 MATURITY DATE: 10/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0007750581 MORTGAGORS: KOSSON, WILLIAM KOSSON, LYNN ADDRESS : 225 TALLMAN AVENUE MORTGAGE AMT: 76,000.00 CITY ROMEOVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 IL 60446 UNPAID BALANCE: 75,363.380 OPTION TO CONVERT : No MONTHLY P&I: 551.05 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 10/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0007750771 MORTGAGORS: PITTA, BENJAMIN PITTA, JULIE ADDRESS : 1418 1420 ARIES LANE MORTGAGE AMT: 48,000.00 CITY CLEARWATER :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 FL 33755 UNPAID BALANCE: 29,641.560 OPTION TO CONVERT : No MONTHLY P&I: 352.21 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 10/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0007751332 MORTGAGORS: MESSIC, CARLA ADDRESS : 215 STOWE WAY MORTGAGE AMT: 105,000.00 CITY SHARPSBURG :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 GA 30277 UNPAID BALANCE: 104,315.560 OPTION TO CONVERT : No MONTHLY P&I: 752.23 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 10/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0007751514 MORTGAGORS: BUSCH, JAY ADDRESS : 7509 EAST ALMERIA ROAD MORTGAGE AMT: 91,200.00 CITY SCOTTSDALE :\ STATE/ZIP :\ LIFETIME RATE : 8.25000 AZ 85257 UNPAID BALANCE: 90,661.920 OPTION TO CONVERT : No MONTHLY P&I: 685.16 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.25000 MATURITY DATE: 10/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0007751548 MORTGAGORS: ROBERTS, LINDA WEBURG, METTA ADDRESS : 1824 EMERALD DRIVE MORTGAGE AMT: 58,050.00 CITY IRVING :\ STATE/ZIP :\ LIFETIME RATE : 8.87500 TX 75060 UNPAID BALANCE: 57,748.320 OPTION TO CONVERT : No MONTHLY P&I: 461.87 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 8.87500 MATURITY DATE: 10/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0007751928 MORTGAGORS: RITTER, DANIEL RITTER, CYNTHIA ADDRESS : 5100 TEJON STREET MORTGAGE AMT: 91,700.00 CITY DENVER :\ STATE/ZIP :\ LIFETIME RATE : 8.37500 CO 80221 UNPAID BALANCE: 91,172.440 OPTION TO CONVERT : No MONTHLY P&I: 696.99 ANNUAL RATE ADJUST: 0.000 LTV : 89.99000 OUTSIDE CONV DATE: CURRENT INT 8.37500 MATURITY DATE: 10/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0007753239 MORTGAGORS: LEE, YONG LEE, JONG ADDRESS : 7300 DESIERTO PAIS DRIVE MORTGAGE AMT: 84,700.00 CITY EL PASO :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 TX 79912 UNPAID BALANCE: 84,152.260 OPTION TO CONVERT : No MONTHLY P&I: 614.13 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 10/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0007753502 MORTGAGORS: GENOVA, RONALD LEE, JOHN ADDRESS : 423 STEVENS CIRCLE MORTGAGE AMT: 89,850.00 CITY PLATTEVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CO 80651 UNPAID BALANCE: 89,278.710 OPTION TO CONVERT : No MONTHLY P&I: 651.47 ANNUAL RATE ADJUST: 0.000 LTV : 89.98497 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 10/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0007753528 MORTGAGORS: GENOVA, RONALD LEE, JOHN ADDRESS : 421 STEVENS CIRCLE MORTGAGE AMT: 89,850.00 CITY PLATTEVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CO 80651 UNPAID BALANCE: 89,278.710 OPTION TO CONVERT : No MONTHLY P&I: 651.47 ANNUAL RATE ADJUST: 0.000 LTV : 89.98497 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 10/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0007753700 MORTGAGORS: HALL, KEVIN BOWER, MELINDA ADDRESS : 17112 STATE HIGHWAY 86 MORTGAGE AMT: 230,700.00 CITY KIOWA :\ STATE/ZIP :\ LIFETIME RATE : 8.25000 CO 80117 UNPAID BALANCE: 227,116.760 OPTION TO CONVERT : No MONTHLY P&I: 1,733.17 ANNUAL RATE ADJUST: 0.000 LTV : 64.62184 OUTSIDE CONV DATE: CURRENT INT 8.25000 MATURITY DATE: 09/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0007753981 MORTGAGORS: BRAKE, TONY ADDRESS : 15011 EAST MONTVIEW BOULE MORTGAGE AMT: 109,000.00 CITY AURORA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CO 80011 UNPAID BALANCE: 108,253.520 OPTION TO CONVERT : No MONTHLY P&I: 762.14 ANNUAL RATE ADJUST: 0.000 LTV : 64.11764 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 10/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0007754336 MORTGAGORS: MATTHEWS, DENNIS MATTHEWS, BARBARA ADDRESS : 23810 - 111TH PLACE W. MORTGAGE AMT: 293,000.00 CITY EDMONDS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 WA 98020 UNPAID BALANCE: 290,707.810 OPTION TO CONVERT : No MONTHLY P&I: 2,023.68 ANNUAL RATE ADJUST: 0.000 LTV : 78.97574 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 09/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0007764624 MORTGAGORS: BIRKNER, ELKE GENSCH, THOMAS ADDRESS : 1764 ASHLAND MINE ROAD MORTGAGE AMT: 110,000.00 CITY ASHLAND :\ STATE/ZIP :\ LIFETIME RATE : 8.37500 OR 97520 UNPAID BALANCE: 109,439.480 OPTION TO CONVERT : No MONTHLY P&I: 836.08 ANNUAL RATE ADJUST: 0.000 LTV : 50.34300 OUTSIDE CONV DATE: CURRENT INT 8.37500 MATURITY DATE: 11/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0007764798 MORTGAGORS: GARNER, WILBERT GARNER, MADELINE ADDRESS : 1205 SIGNAL ROCK ROAD MORTGAGE AMT: 200,000.00 CITY GRAND JUNCT :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CO 81505 UNPAID BALANCE: 198,532.590 OPTION TO CONVERT : No MONTHLY P&I: 1,381.35 ANNUAL RATE ADJUST: 0.000 LTV : 78.43100 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 11/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0007765019 MORTGAGORS: CHARETTE, GERALD CHARETTE, YOLANDA ADDRESS : 4955 PONTIAC LANE MORTGAGE AMT: 137,000.00 CITY SANTA MARIA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 93455 UNPAID BALANCE: 134,301.070 OPTION TO CONVERT : No MONTHLY P&I: 957.92 ANNUAL RATE ADJUST: 0.000 LTV : 52.69200 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 11/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0007765175 MORTGAGORS: MATSON, GEORGE MATSON, OLETA ADDRESS : 202 CHAPARRAL AVENUE MORTGAGE AMT: 148,300.00 CITY BENSON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 AZ 85602 UNPAID BALANCE: 145,209.330 OPTION TO CONVERT : No MONTHLY P&I: 986.64 ANNUAL RATE ADJUST: 0.000 LTV : 67.40900 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 11/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0007765787 MORTGAGORS: MCCAIN, JEFFREY MCCAIN, SUSAN ADDRESS : 675 WEST HUBBARD CIRCLE MORTGAGE AMT: 217,500.00 CITY ALPINE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 UT 84004 UNPAID BALANCE: 216,113.610 OPTION TO CONVERT : No MONTHLY P&I: 1,483.73 ANNUAL RATE ADJUST: 0.000 LTV : 48.33300 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 11/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0007773732 MORTGAGORS: RABB, JAMES RABB, PHYLLIS ADDRESS : 6080 S.W. 118 STREET MORTGAGE AMT: 224,272.27 CITY MIAMI :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 FL 33156 UNPAID BALANCE: 222,152.160 OPTION TO CONVERT : No MONTHLY P&I: 1,561.29 ANNUAL RATE ADJUST: 0.000 LTV : 73.53100 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 09/01/26 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0007789712 MORTGAGORS: MANNINO, JOSEPH MANNINO, ANNA ADDRESS : 21 MITCHELL PL. MORTGAGE AMT: 219,750.00 CITY PORT CHESTER :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NY 10573 UNPAID BALANCE: 217,181.730 OPTION TO CONVERT : No MONTHLY P&I: 1,703.72 ANNUAL RATE ADJUST: 0.000 LTV : 73.25000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 01/01/19 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0007802812 MORTGAGORS: AROUGE, JOHN MATHAI, THOONKUZHY MATHAI, THOONKUZHY AROUGE, SHERLY ADDRESS : 834 BRIDGEWAY CIRCLE MORTGAGE AMT: 266,250.00 CITY EL SOBRANTE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94803 UNPAID BALANCE: 264,953.360 OPTION TO CONVERT : No MONTHLY P&I: 1,793.78 ANNUAL RATE ADJUST: 0.000 LTV : 79.99400 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 01/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0007802838 MORTGAGORS: D'IORIO, LOUIS D'IORIO, YUKAKO ADDRESS : 264 RHEEM BOULEVARD MORTGAGE AMT: 336,000.00 CITY MORAGA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94556 UNPAID BALANCE: 334,323.190 OPTION TO CONVERT : No MONTHLY P&I: 2,235.42 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 01/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0007803265 MORTGAGORS: GEBERT, BRUCE ADDRESS : 41868 VENN ROAD MORTGAGE AMT: 275,000.00 CITY ANTIOCH :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60002 UNPAID BALANCE: 273,887.270 OPTION TO CONVERT : No MONTHLY P&I: 1,852.73 ANNUAL RATE ADJUST: 0.000 LTV : 71.42800 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 02/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0007803299 MORTGAGORS: GROVER, MICHAEL GROVER, TRACY ADDRESS : 170 NORLYN DRIVE MORTGAGE AMT: 291,200.00 CITY WALNUT CREEK :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94596 UNPAID BALANCE: 289,602.700 OPTION TO CONVERT : No MONTHLY P&I: 1,937.37 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 01/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0007803489 MORTGAGORS: OLMSTED, ROBBIN OLMSTED, KATHLEEN ADDRESS : 70 MOUNT RAINIER DRIVER MORTGAGE AMT: 356,000.00 CITY SAN RAFAEL :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94903 UNPAID BALANCE: 354,223.390 OPTION TO CONVERT : No MONTHLY P&I: 2,368.48 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 01/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0007808249 MORTGAGORS: GROVES, DAVID GROVES, NANCY GROVES, NANCY ADDRESS : 308 STONINGTON LN MORTGAGE AMT: 458,800.00 CITY COLLEYVILLE :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 TX 76034 UNPAID BALANCE: 456,802.560 OPTION TO CONVERT : No MONTHLY P&I: 2,975.77 ANNUAL RATE ADJUST: 0.000 LTV : 71.82778 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 02/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0007808538 MORTGAGORS: LLAURADO, THADD LLAURADO, KATHLEEN ADDRESS : 2120 S. CHANCEL COURT MORTGAGE AMT: 324,000.00 CITY NEW BERLIN :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 WI 53151 UNPAID BALANCE: 322,647.710 OPTION TO CONVERT : No MONTHLY P&I: 2,182.85 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0007809080 MORTGAGORS: TRUJILLO, SARA LEDERER, GERARD ADDRESS : 7605 LAKE GLEN DR MORTGAGE AMT: 284,000.00 CITY GLENN DALE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MD 26769 UNPAID BALANCE: 283,083.390 OPTION TO CONVERT : No MONTHLY P&I: 1,913.37 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0007813918 MORTGAGORS: ALMQUIST, KAREN ADDRESS : 3554 OLD LEE HIGHWAY MORTGAGE AMT: 153,750.00 CITY FAIRFAX :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 VA 22030 UNPAID BALANCE: 153,300.630 OPTION TO CONVERT : No MONTHLY P&I: 1,088.23 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0007813959 MORTGAGORS: CHRISTENSEN, KAREN ADDRESS : 1528 PARK GLEN COURT MORTGAGE AMT: 100,500.00 CITY RESTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 VA 20190 UNPAID BALANCE: 99,923.260 OPTION TO CONVERT : No MONTHLY P&I: 677.09 ANNUAL RATE ADJUST: 0.000 LTV : 57.42800 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0007814015 MORTGAGORS: BAIN, DEBBIE ADDRESS : 13595 CRESCENT HILLS DRIV MORTGAGE AMT: 195,000.00 CITY CHINO HILLS :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 91709 UNPAID BALANCE: 192,610.650 OPTION TO CONVERT : No MONTHLY P&I: 1,363.47 ANNUAL RATE ADJUST: 0.000 LTV : 79.59100 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0007815749 MORTGAGORS: GROVES, CRAIG GROVES, PAULA ADDRESS : 1551 REBEL WAY MORTGAGE AMT: 220,800.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95118 UNPAID BALANCE: 220,280.120 OPTION TO CONVERT : No MONTHLY P&I: 1,506.25 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0030846489 MORTGAGORS: WONG, ALLAN ADDRESS : 380 RECTOR PL APT 23G MORTGAGE AMT: 215,000.00 CITY NEW YORK :\ STATE/ZIP :\ LIFETIME RATE : 8.75000 NY 10280 UNPAID BALANCE: 68,899.100 OPTION TO CONVERT : No MONTHLY P&I: 1,691.41 ANNUAL RATE ADJUST: 0.000 LTV : 51.19000 OUTSIDE CONV DATE: CURRENT INT 8.75000 MATURITY DATE: 07/01/27 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031046840 MORTGAGORS: SAMARAS, ARTHUR SAMARAS, SAMANTHA ADDRESS : 71 WEST VALLEY BROOK ROAD MORTGAGE AMT: 248,425.00 CITY TOWNSHIP OF WASHINGT :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 NJ 07853 UNPAID BALANCE: 244,976.400 OPTION TO CONVERT : No MONTHLY P&I: 1,801.26 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 12/01/27 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031187537 MORTGAGORS: LAUSTEN, MERLYN LAUSTEN, SANDRA ADDRESS : 4201 BEAR PAW COURT MORTGAGE AMT: 276,000.00 CITY RESCUE :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 95672 UNPAID BALANCE: 272,075.600 OPTION TO CONVERT : No MONTHLY P&I: 1,977.30 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 12/01/27 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031228141 MORTGAGORS: LOVE, RONALD LOVE, TERRI ADDRESS : 28418 3RD AVENUE NE MORTGAGE AMT: 316,500.00 CITY ARLINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 WA 98223 UNPAID BALANCE: 312,596.150 OPTION TO CONVERT : No MONTHLY P&I: 2,294.85 ANNUAL RATE ADJUST: 0.000 LTV : 79.12500 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 02/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031323959 MORTGAGORS: TANAKA, ROBERT TANAKA, CHERYL ADDRESS : 9858 EAST BELMONT AVENUE MORTGAGE AMT: 142,000.00 CITY SANGER :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 93657 UNPAID BALANCE: 140,189.140 OPTION TO CONVERT : No MONTHLY P&I: 980.76 ANNUAL RATE ADJUST: 0.000 LTV : 65.43700 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 03/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031333818 MORTGAGORS: FENTON, MASON FENTON, MARY ADDRESS : 10272 SHADYRIDGE DRIVE MORTGAGE AMT: 255,000.00 CITY SANTA ANA AREA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92705 UNPAID BALANCE: 252,033.610 OPTION TO CONVERT : No MONTHLY P&I: 1,783.00 ANNUAL RATE ADJUST: 0.000 LTV : 72.85700 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031379993 MORTGAGORS: ANNE, RAO ANNE, JAYA ADDRESS : 555 DEODAR LANE MORTGAGE AMT: 1,000,000.00 CITY BRADBURY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91010 UNPAID BALANCE: 987,790.540 OPTION TO CONVERT : No MONTHLY P&I: 6,821.76 ANNUAL RATE ADJUST: 0.000 LTV : 55.55555 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:015 -------------------------------------------------------------------------------- LN # 0031483670 MORTGAGORS: ZATTAU, DONALD ZATTAU, SHIELA ADDRESS : 4128 DUNLIN COURT MORTGAGE AMT: 113,050.00 CITY WALDORF :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 MD 20603 UNPAID BALANCE: 111,971.510 OPTION TO CONVERT : No MONTHLY P&I: 809.90 ANNUAL RATE ADJUST: 0.000 LTV : 79.33300 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031496177 MORTGAGORS: BLANCHARD, CRAIG BLANCHARD, LINDA ADDRESS : 54 TALLMADGE TRAIL MORTGAGE AMT: 150,000.00 CITY MILLER PLACE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NY 11764 UNPAID BALANCE: 149,304.570 OPTION TO CONVERT : No MONTHLY P&I: 1,036.01 ANNUAL RATE ADJUST: 0.000 LTV : 58.02700 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 01/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031520448 MORTGAGORS: WATSON, STEPHEN ADDRESS : 2107 TALAMORE ROAD MORTGAGE AMT: 110,440.00 CITY PFLUGERVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 TX 78660 UNPAID BALANCE: 109,185.240 OPTION TO CONVERT : No MONTHLY P&I: 753.40 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031534290 MORTGAGORS: RAY, DOUGLAS RAY, LAURIE RAY, LAURIE ADDRESS : 6 POPPLE BOTTOM ROAD MORTGAGE AMT: 310,000.00 CITY SANDWICH :\ STATE/ZIP :\ LIFETIME RATE : 8.37500 MA 02683 UNPAID BALANCE: 310,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,356.22 ANNUAL RATE ADJUST: 0.000 LTV : 79.48700 OUTSIDE CONV DATE: CURRENT INT 8.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031544844 MORTGAGORS: CHEESMAN, HAROLD CHEESMAN, DEBORAH ADDRESS : 924 11TH AVENUE MORTGAGE AMT: 192,000.00 CITY FOX ISLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 WA 98333 UNPAID BALANCE: 190,076.540 OPTION TO CONVERT : No MONTHLY P&I: 1,342.49 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031584279 MORTGAGORS: DOUGLAS, DUANE DOUGLAS, NANCY ADDRESS : 10377 STRAWBERRY DR. MORTGAGE AMT: 333,750.00 CITY LAKELAND :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 MI 48143 UNPAID BALANCE: 330,566.190 OPTION TO CONVERT : No MONTHLY P&I: 2,391.03 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031601362 MORTGAGORS: SANTANA, GONZALO SANTANA, LETICIA ADDRESS : 15456 SW 171 STREET MORTGAGE AMT: 100,000.00 CITY MIAMI :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 FL 33187 UNPAID BALANCE: 98,213.320 OPTION TO CONVERT : No MONTHLY P&I: 690.68 ANNUAL RATE ADJUST: 0.000 LTV : 64.87608 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031605652 MORTGAGORS: SABJA, ELIAS SABJA, MARIA ADDRESS : 96-18 50TH AVENUE MORTGAGE AMT: 234,650.00 CITY CORONA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NY 11368 UNPAID BALANCE: 232,856.170 OPTION TO CONVERT : No MONTHLY P&I: 1,640.71 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 09/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031612682 MORTGAGORS: FECHTER, JOEL ADDRESS : 13117 PINEY KNOLL LANE MORTGAGE AMT: 474,500.00 CITY POTOMAC :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MD 20854 UNPAID BALANCE: 472,189.200 OPTION TO CONVERT : No MONTHLY P&I: 3,196.80 ANNUAL RATE ADJUST: 0.000 LTV : 79.99500 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 01/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031624646 MORTGAGORS: KIM, YOUNG KIM, JU ADDRESS : 15517 NORTHWEST TRAKEHNER MORTGAGE AMT: 160,000.00 CITY PORTLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 OR 97229 UNPAID BALANCE: 158,524.990 OPTION TO CONVERT : No MONTHLY P&I: 1,118.75 ANNUAL RATE ADJUST: 0.000 LTV : 60.83600 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031627714 MORTGAGORS: BELL, DOUGLAS BELL, KARENA ADDRESS : 46500 CYPRESS STREET MORTGAGE AMT: 153,500.00 CITY SHELY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MI 46315 UNPAID BALANCE: 152,142.290 OPTION TO CONVERT : No MONTHLY P&I: 1,047.14 ANNUAL RATE ADJUST: 0.000 LTV : 94.46100 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 08/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031633084 MORTGAGORS: BLAKELY, THOMAS BLAKELY, JENNIFER ADDRESS : 40 AMELIA DRIVE MORTGAGE AMT: 150,000.00 CITY WALTHAM :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MA 02154 UNPAID BALANCE: 148,728.910 OPTION TO CONVERT : No MONTHLY P&I: 1,036.02 ANNUAL RATE ADJUST: 0.000 LTV : 36.14400 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 09/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031647274 MORTGAGORS: ARENO, PATRICIA ADDRESS : 12900 VALLEYWOOD DRIVE MORTGAGE AMT: 168,000.00 CITY WOODBRIDGE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 VA 22192 UNPAID BALANCE: 166,491.370 OPTION TO CONVERT : No MONTHLY P&I: 1,160.34 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 08/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031651177 MORTGAGORS: FULTON, GREGORY FULTON, LORIANN ADDRESS : 1815 DOLPHIN COURT MORTGAGE AMT: 210,500.00 CITY DISCOVERY BAY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94514 UNPAID BALANCE: 206,432.510 OPTION TO CONVERT : No MONTHLY P&I: 1,453.87 ANNUAL RATE ADJUST: 0.000 LTV : 69.01600 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031651342 MORTGAGORS: BATTYE, THOMAS BATTYE, JEAN ADDRESS : 45 CHRISTOPHER DRIVE UNIT MORTGAGE AMT: 70,000.00 CITY METHUEN :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MA 01844 UNPAID BALANCE: 69,386.310 OPTION TO CONVERT : No MONTHLY P&I: 483.47 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 08/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0031654122 MORTGAGORS: BENNETT, KELLY BENNETT, CINDY ADDRESS : 8333 SOUTH STRATFORD LANE MORTGAGE AMT: 99,000.00 CITY WEST JORDAN :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 UT 84088 UNPAID BALANCE: 96,669.560 OPTION TO CONVERT : No MONTHLY P&I: 700.72 ANNUAL RATE ADJUST: 0.000 LTV : 46.91900 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 08/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0031657240 MORTGAGORS: STEWART-BUTLER, GREGORY NEMETZ, KRISTIN ADDRESS : 2102 HARTFORD ROAD MORTGAGE AMT: 206,000.00 CITY AUSTIN :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 TX 78703 UNPAID BALANCE: 204,006.120 OPTION TO CONVERT : No MONTHLY P&I: 1,405.29 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031661366 MORTGAGORS: PRENTISS, RICHARD ADDRESS : 653 BURTONS COVE WAY #5 MORTGAGE AMT: 89,600.00 CITY ANNAPOLIS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MD 21401 UNPAID BALANCE: 88,657.660 OPTION TO CONVERT : No MONTHLY P&I: 611.23 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031666449 MORTGAGORS: NAJOR, HARRY NAJOR, BASIMA ADDRESS : 13541 LAGUNA VISTA MORTGAGE AMT: 115,500.00 CITY EL CAJON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92021 UNPAID BALANCE: 114,427.610 OPTION TO CONVERT : No MONTHLY P&I: 768.43 ANNUAL RATE ADJUST: 0.000 LTV : 58.62900 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 08/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031676125 MORTGAGORS: GRIFFITH, VIRGINIA WATSON, ASHLEY ADDRESS : 136 AMHERST PLACE MORTGAGE AMT: 91,800.00 CITY ATLANTA :\ STATE/ZIP :\ LIFETIME RATE : 8.12500 GA 30327 UNPAID BALANCE: 91,116.650 OPTION TO CONVERT : No MONTHLY P&I: 681.61 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 8.12500 MATURITY DATE: 08/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0031679269 MORTGAGORS: GRAY, DAVID GRAY, JANE ADDRESS : 1538-1540 COUNTY ROAD MORTGAGE AMT: 115,900.00 CITY MINDEN :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 NV 89423 UNPAID BALANCE: 114,857.500 OPTION TO CONVERT : No MONTHLY P&I: 820.33 ANNUAL RATE ADJUST: 0.000 LTV : 94.22700 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031690639 MORTGAGORS: STEFANI, ROBERT STEFANI, VERONICA ADDRESS : 36928 MONTECITO DRIVE MORTGAGE AMT: 150,000.00 CITY FREMONT :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94536 UNPAID BALANCE: 148,736.480 OPTION TO CONVERT : No MONTHLY P&I: 1,048.82 ANNUAL RATE ADJUST: 0.000 LTV : 28.30100 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 08/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031694888 MORTGAGORS: GABLE, WILLIAM GABLE, VICTORIA ADDRESS : 240 D SILAS CARTER ROAD MORTGAGE AMT: 150,000.00 CITY MANORVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 NY 11949 UNPAID BALANCE: 143,766.810 OPTION TO CONVERT : No MONTHLY P&I: 1,074.62 ANNUAL RATE ADJUST: 0.000 LTV : 54.54500 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 08/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031703879 MORTGAGORS: LITE, MARK LITE, CATHY ADDRESS : 832 WILLOW DRIVE MORTGAGE AMT: 144,000.00 CITY BREA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92821 UNPAID BALANCE: 142,253.570 OPTION TO CONVERT : No MONTHLY P&I: 982.33 ANNUAL RATE ADJUST: 0.000 LTV : 77.83700 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031716947 MORTGAGORS: VILLANI, JOSEPH VILLANI, KIMBERLY ADDRESS : 350 EAST 3RD STREET MORTGAGE AMT: 146,800.00 CITY MOORESTOWN, :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NJ 08057 UNPAID BALANCE: 144,032.160 OPTION TO CONVERT : No MONTHLY P&I: 1,171.42 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 09/01/18 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031718703 MORTGAGORS: WILLIAMS, RANDY WILLIAMS, DEBBIE ADDRESS : 223-15 134TH RD MORTGAGE AMT: 199,500.00 CITY LAURELTON :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 NY 11413 UNPAID BALANCE: 198,050.240 OPTION TO CONVERT : No MONTHLY P&I: 1,429.25 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 09/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0031724362 MORTGAGORS: HUGHES, MARY SMALL, MICHELLE SMALL, MICHELLE MACIAS-REYES, ISRAEL ADDRESS : 6000 OUTLOOK AVENUE MORTGAGE AMT: 136,000.00 CITY OAKLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94605 UNPAID BALANCE: 134,854.420 OPTION TO CONVERT : No MONTHLY P&I: 950.93 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 08/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031725005 MORTGAGORS: DENEWILER, ROBERT DENEWILER, NANCY ADDRESS : 1015 CRESTVIEW DRIVE MORTGAGE AMT: 182,800.00 CITY BRAWLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92227 UNPAID BALANCE: 181,222.090 OPTION TO CONVERT : No MONTHLY P&I: 1,262.55 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 08/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0031725021 MORTGAGORS: HANNON, JAMES HANNON, JOAN ADDRESS : 22 SUNDERLAND RD MORTGAGE AMT: 179,000.00 CITY DENVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NJ 07834 UNPAID BALANCE: 174,833.490 OPTION TO CONVERT : No MONTHLY P&I: 1,251.60 ANNUAL RATE ADJUST: 0.000 LTV : 44.75000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 10/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031728272 MORTGAGORS: MILLER, JOSEPH MILLER, MICHELLE ADDRESS : 507 PAISLEY PLACE MORTGAGE AMT: 116,800.00 CITY NEWARK :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 DE 19711 UNPAID BALANCE: 115,908.410 OPTION TO CONVERT : No MONTHLY P&I: 816.68 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 09/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031729205 MORTGAGORS: GREENEN, LOREN ADDRESS : 2530 "A" EAST MADISON STR MORTGAGE AMT: 212,000.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 WA 98112 UNPAID BALANCE: 208,955.050 OPTION TO CONVERT : No MONTHLY P&I: 1,464.23 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 08/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031734809 MORTGAGORS: HUGHES, WILLIAM HUGHES, IVY ADDRESS : 180 FIDDLERS ELBOW ROAD MORTGAGE AMT: 180,000.00 CITY PHILLIPSBURG :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 NJ 08865 UNPAID BALANCE: 178,410.380 OPTION TO CONVERT : No MONTHLY P&I: 1,167.48 ANNUAL RATE ADJUST: 0.000 LTV : 66.66666 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 09/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031748791 MORTGAGORS: BRUGNOLI, LOIUS BRUGNOLI, MARIE ADDRESS : 1343 MILL CREEK ROAD MORTGAGE AMT: 206,000.00 CITY MANAHAWKIN :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 NJ 08050 UNPAID BALANCE: 204,503.050 OPTION TO CONVERT : No MONTHLY P&I: 1,475.81 ANNUAL RATE ADJUST: 0.000 LTV : 69.84200 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 09/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0031752033 MORTGAGORS: JONAS, JERROLD JONAS, KERSTIN ADDRESS : 24 LANTERN DRIVE MORTGAGE AMT: 210,000.00 CITY RIDGEFIELD :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CT 06877 UNPAID BALANCE: 207,897.600 OPTION TO CONVERT : No MONTHLY P&I: 1,397.14 ANNUAL RATE ADJUST: 0.000 LTV : 63.63600 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 11/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0031760671 MORTGAGORS: WILT, LISA WILT, CHARLES ADDRESS : 77 DALWIN DRIVE MORTGAGE AMT: 146,000.00 CITY DOVER :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 DE 19901 UNPAID BALANCE: 144,156.470 OPTION TO CONVERT : No MONTHLY P&I: 995.98 ANNUAL RATE ADJUST: 0.000 LTV : 92.99360 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 09/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031770308 MORTGAGORS: TRUJILLO, TERESITA TRUJILLO, FERNANDO ADDRESS : 13249 WHISTLER AVENUE MORTGAGE AMT: 52,000.00 CITY GRANADA HILLS AREA :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 91344 UNPAID BALANCE: 51,347.790 OPTION TO CONVERT : No MONTHLY P&I: 377.04 ANNUAL RATE ADJUST: 0.000 LTV : 16.66600 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 09/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0031774011 MORTGAGORS: PETERSEN, JEFF ADDRESS : 2606 LYKES CT MORTGAGE AMT: 127,900.00 CITY TAMPA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 FL 33611 UNPAID BALANCE: 126,874.730 OPTION TO CONVERT : No MONTHLY P&I: 872.50 ANNUAL RATE ADJUST: 0.000 LTV : 79.98700 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 09/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031796345 MORTGAGORS: KEMPKES, THOMAS KEMPKES, LOIS ADDRESS : 3799 NORTH RAINBOW DRIVE MORTGAGE AMT: 66,500.00 CITY KINGMAN :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 AZ 86401 UNPAID BALANCE: 66,028.500 OPTION TO CONVERT : No MONTHLY P&I: 482.18 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 09/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0031797871 MORTGAGORS: PIZNAR, CATHERINE PIZNAR, ROBERT ADDRESS : 87 HARDWOOD ROAD MORTGAGE AMT: 125,000.00 CITY MONROE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NJ 08831 UNPAID BALANCE: 122,009.930 OPTION TO CONVERT : No MONTHLY P&I: 821.16 ANNUAL RATE ADJUST: 0.000 LTV : 42.37200 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 10/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031808850 MORTGAGORS: KARIMKHANY, IRAJ KHAYRI, MARYAM ADDRESS : 26382 IVES WAY MORTGAGE AMT: 213,000.00 CITY LAKE FOREST :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92630 UNPAID BALANCE: 211,642.230 OPTION TO CONVERT : No MONTHLY P&I: 1,453.04 ANNUAL RATE ADJUST: 0.000 LTV : 61.73900 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 11/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031813108 MORTGAGORS: CHARNOCK, LEAH ADDRESS : 1002 SCOTCH HEATHER AVENU MORTGAGE AMT: 219,250.00 CITY MOUNT AIRY :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 MD 21797 UNPAID BALANCE: 217,512.350 OPTION TO CONVERT : No MONTHLY P&I: 1,422.05 ANNUAL RATE ADJUST: 0.000 LTV : 79.24700 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 10/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031818180 MORTGAGORS: BADZINSKI, ROBERT BADZINSKI, JENNIFER ADDRESS : 9954 GARDNER BLUFF RD MORTGAGE AMT: 340,000.00 CITY BRUSSELS :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 WI 54204 UNPAID BALANCE: 336,180.680 OPTION TO CONVERT : No MONTHLY P&I: 2,377.33 ANNUAL RATE ADJUST: 0.000 LTV : 73.91304 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 08/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031818362 MORTGAGORS: MAY, SUSAN ADDRESS : 11462 ORCHARD LANE MORTGAGE AMT: 148,400.00 CITY RESTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 VA 20190 UNPAID BALANCE: 147,430.630 OPTION TO CONVERT : No MONTHLY P&I: 999.80 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 11/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031818446 MORTGAGORS: BUCHER, ERIC COOK, CHRISTOPHER ADDRESS : 15 SWAN VIEW DR MORTGAGE AMT: 151,000.00 CITY PATCHOGUE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NY 11772 UNPAID BALANCE: 150,062.150 OPTION TO CONVERT : No MONTHLY P&I: 1,055.81 ANNUAL RATE ADJUST: 0.000 LTV : 67.11100 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 11/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0031821366 MORTGAGORS: DETWILER, VANCE DETWILER, JENNIFER ADDRESS : 4218-4220 PRESCOTT AVENUE MORTGAGE AMT: 228,000.00 CITY DALLAS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 TX 75219 UNPAID BALANCE: 226,319.520 OPTION TO CONVERT : No MONTHLY P&I: 1,536.08 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 10/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031822414 MORTGAGORS: MARIGLIANO, RICHARD MARIGLIANO, SHARON ADDRESS : 12 SPRING GARDEN AVENUE MORTGAGE AMT: 225,000.00 CITY COLTS NECK :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NJ 07722 UNPAID BALANCE: 223,699.580 OPTION TO CONVERT : No MONTHLY P&I: 1,554.02 ANNUAL RATE ADJUST: 0.000 LTV : 52.32558 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 12/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0031829419 MORTGAGORS: ELLIS, ROBERT ELLIS, HELEN ADDRESS : LOT 5 SHERWOOD FOREST MORTGAGE AMT: 128,100.00 CITY LONDONDERRY :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 VT 05148 UNPAID BALANCE: 127,322.640 OPTION TO CONVERT : No MONTHLY P&I: 895.69 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 11/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0031831886 MORTGAGORS: BERCIER, JOHN ADDRESS : 703 NEWELL AVENUE MORTGAGE AMT: 134,000.00 CITY DALLAS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 TX 75223 UNPAID BALANCE: 132,849.450 OPTION TO CONVERT : No MONTHLY P&I: 925.51 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 09/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031835101 MORTGAGORS: FAVALORO, JOHN FAVALORO, MAUREEN ADDRESS : 140 IDLEWELL BLVD MORTGAGE AMT: 120,000.00 CITY WEYMOUTH :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MA 02188 UNPAID BALANCE: 119,253.610 OPTION TO CONVERT : No MONTHLY P&I: 828.81 ANNUAL RATE ADJUST: 0.000 LTV : 66.66600 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 11/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031835226 MORTGAGORS: BENNETT, DAVID BENNETT, MARGARET ADDRESS : 600 ASBURY AVENUE MORTGAGE AMT: 49,500.00 CITY NATIONAL PARK :\ STATE/ZIP :\ LIFETIME RATE : 8.50000 NJ 08063 UNPAID BALANCE: 49,090.550 OPTION TO CONVERT : No MONTHLY P&I: 380.62 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 8.50000 MATURITY DATE: 11/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0031839327 MORTGAGORS: STATZ, BRIAN STATZ, KELLY ADDRESS : 1919 WINCHESTER WAY MORTGAGE AMT: 199,892.00 CITY WAUNAKEE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 WI 53597 UNPAID BALANCE: 197,099.270 OPTION TO CONVERT : No MONTHLY P&I: 1,335.42 ANNUAL RATE ADJUST: 0.000 LTV : 75.71600 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031848823 MORTGAGORS: FRAGER, RONALD RHYME, MARGARET ADDRESS : 7561 S WILLOW CIRCLE MORTGAGE AMT: 138,000.00 CITY ENGLEWOOD :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CO 80112 UNPAID BALANCE: 137,007.530 OPTION TO CONVERT : No MONTHLY P&I: 906.57 ANNUAL RATE ADJUST: 0.000 LTV : 49.64028 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 12/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031852361 MORTGAGORS: PHILLIP, THOMAS PHILLIP, DENISE ADDRESS : 21 LAUREL AVENUE MORTGAGE AMT: 120,000.00 CITY POMPTON LAKES :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NJ 07442 UNPAID BALANCE: 119,332.740 OPTION TO CONVERT : No MONTHLY P&I: 818.61 ANNUAL RATE ADJUST: 0.000 LTV : 66.66600 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 12/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031854656 MORTGAGORS: BAFFA, JOHN BAFFA, LESLIE ADDRESS : 10 MANTENIDA MORTGAGE AMT: 458,200.00 CITY TRABUCO CANYON AREA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92679 UNPAID BALANCE: 455,061.910 OPTION TO CONVERT : No MONTHLY P&I: 3,203.80 ANNUAL RATE ADJUST: 0.000 LTV : 78.32478 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 10/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031861016 MORTGAGORS: WRIGHT, PAMELA ADDRESS : 2911 C WOODLEY STREET SOU MORTGAGE AMT: 110,400.00 CITY ARLINGTON :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 VA 22206 UNPAID BALANCE: 109,587.440 OPTION TO CONVERT : No MONTHLY P&I: 716.05 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 11/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031862519 MORTGAGORS: MUSTO, DOMINICK MUSTO, MADELYN ADDRESS : 48 DOWING LANE MORTGAGE AMT: 80,000.00 CITY JACKSON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NJ 08527 UNPAID BALANCE: 79,464.570 OPTION TO CONVERT : No MONTHLY P&I: 532.24 ANNUAL RATE ADJUST: 0.000 LTV : 57.16300 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 11/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031864671 MORTGAGORS: HENDERSON, JUDSON MCDERMOTT-HENDERSON, CHRISTINA ADDRESS : 16 ALEXANDER STREET MORTGAGE AMT: 210,000.00 CITY PRINCETON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NJ 08540 UNPAID BALANCE: 208,293.880 OPTION TO CONVERT : No MONTHLY P&I: 1,432.57 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 12/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0031865033 MORTGAGORS: DOBSON, MARK DOBSON, JILL ADDRESS : LOT 20 HANSOM DRIVE MORTGAGE AMT: 250,000.00 CITY MERRIMAC :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MA 01860 UNPAID BALANCE: 249,578.720 OPTION TO CONVERT : No MONTHLY P&I: 1,642.33 ANNUAL RATE ADJUST: 0.000 LTV : 73.09900 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031866882 MORTGAGORS: BLANK, GRAY BLANK, M BLANK, MAVA ADDRESS : 116 OAKMONT DRIVE MORTGAGE AMT: 419,700.00 CITY MOORESTOWN :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 NJ 08057 UNPAID BALANCE: 418,555.580 OPTION TO CONVERT : No MONTHLY P&I: 2,652.79 ANNUAL RATE ADJUST: 0.000 LTV : 79.99800 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031872971 MORTGAGORS: SHARMA, PRABHAKAR SHARMA, JYOTI ADDRESS : 22 COMPTON DR MORTGAGE AMT: 300,000.00 CITY EAST WINDSOR :\ STATE/ZIP :\ LIFETIME RATE : 8.37500 NJ 08520 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,280.22 ANNUAL RATE ADJUST: 0.000 LTV : 89.87400 OUTSIDE CONV DATE: CURRENT INT 8.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031874886 MORTGAGORS: EMELLE, SUNNY EMELLE, CHERYL EMELLE, CHERYL ADDRESS : 19208 TATTERSHALL DRIVE MORTGAGE AMT: 230,600.00 CITY GERMANTOWN :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MD 20874 UNPAID BALANCE: 230,009.470 OPTION TO CONVERT : No MONTHLY P&I: 1,514.87 ANNUAL RATE ADJUST: 0.000 LTV : 79.99000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031888860 MORTGAGORS: TOUTLOFF, MICHAEL TOUTLOFF, DENISE ADDRESS : 4121 EAST CONGRESS AVENUE MORTGAGE AMT: 144,000.00 CITY SPOKANE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 WA 99223 UNPAID BALANCE: 143,112.620 OPTION TO CONVERT : No MONTHLY P&I: 1,006.87 ANNUAL RATE ADJUST: 0.000 LTV : 94.73684 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 11/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031895139 MORTGAGORS: CHANG, FRANK CHU, JUDY ADDRESS : 24 OCEAN HILL DR MORTGAGE AMT: 189,000.00 CITY KINGSTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 02364 UNPAID BALANCE: 185,374.010 OPTION TO CONVERT : No MONTHLY P&I: 1,289.32 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 12/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031897184 MORTGAGORS: FOLEY, EDWARD DILLEY-FOLLEY, LYNNE ADDRESS : 18 CARPENTER STREET MORTGAGE AMT: 137,000.00 CITY MIDDLETOWN :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NJ 07701 UNPAID BALANCE: 136,316.330 OPTION TO CONVERT : No MONTHLY P&I: 911.46 ANNUAL RATE ADJUST: 0.000 LTV : 77.40100 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 01/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031904410 MORTGAGORS: MUELLER, MATTHEW ADDRESS : 5348 BLUE BILL PARK DRIVE MORTGAGE AMT: 345,000.00 CITY MADISON :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 WI 53704 UNPAID BALANCE: 343,053.260 OPTION TO CONVERT : No MONTHLY P&I: 2,266.40 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 01/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031906829 MORTGAGORS: OLSEN, STEVEN OLSEN, CYNTHIA ADDRESS : 27 BRINDSI MORTGAGE AMT: 412,500.00 CITY LAGUNA NIGUEL :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92677 UNPAID BALANCE: 410,539.850 OPTION TO CONVERT : No MONTHLY P&I: 2,813.98 ANNUAL RATE ADJUST: 0.000 LTV : 74.45800 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 01/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031911530 MORTGAGORS: CUMMINGS, JOHN CUMMINGS, KAREN ADDRESS : 5946 GROFF COURT MORTGAGE AMT: 131,050.00 CITY HILLIARD :\ STATE/ZIP :\ LIFETIME RATE : 6.37500 OH 43026 UNPAID BALANCE: 130,928.610 OPTION TO CONVERT : No MONTHLY P&I: 817.59 ANNUAL RATE ADJUST: 0.000 LTV : 79.98600 OUTSIDE CONV DATE: CURRENT INT 6.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031911621 MORTGAGORS: FIGUEROA, CARLOS FIGUEROA, LETICIA ADDRESS : 6237 CALIFORNIA AVE MORTGAGE AMT: 152,000.00 CITY BELL :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 90201 UNPAID BALANCE: 151,175.290 OPTION TO CONVERT : No MONTHLY P&I: 1,049.83 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 12/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031912058 MORTGAGORS: DAUB, JERRY DAUB, SUZANNE ADDRESS : 1 SKYLINE DRIVE MORTGAGE AMT: 320,000.00 CITY NANTUCKET :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 MA 02554 UNPAID BALANCE: 318,606.870 OPTION TO CONVERT : No MONTHLY P&I: 2,075.51 ANNUAL RATE ADJUST: 0.000 LTV : 64.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 02/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031916604 MORTGAGORS: PICARD, JOSEPH PICARD, CATHERINE ADDRESS : 42 GATES STREET MORTGAGE AMT: 135,000.00 CITY SOUTH BOSTON :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 MA 02127 UNPAID BALANCE: 133,752.090 OPTION TO CONVERT : No MONTHLY P&I: 1,118.71 ANNUAL RATE ADJUST: 0.000 LTV : 49.09000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 02/01/19 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0031918154 MORTGAGORS: SFAKIANOS, PETER SFAKIANOS, MONICA ADDRESS : 5482 MILTON RANCH ROAD MORTGAGE AMT: 484,000.00 CITY SHINGLE SPRINGS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95682 UNPAID BALANCE: 482,802.830 OPTION TO CONVERT : No MONTHLY P&I: 3,220.07 ANNUAL RATE ADJUST: 0.000 LTV : 77.13100 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031918816 MORTGAGORS: NGUYEN, OANH NGUYEN, KIMLIEN ADDRESS : 13507 E. 38TH ST. MORTGAGE AMT: 74,550.00 CITY TULSA :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 OK 74134 UNPAID BALANCE: 74,209.340 OPTION TO CONVERT : No MONTHLY P&I: 471.21 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 02/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031928039 MORTGAGORS: HARTFORD, RONALD HARTFORD, RUTH ADDRESS : 26708 NE 236TH WAY MORTGAGE AMT: 258,550.00 CITY BATTLE GROUND :\ STATE/ZIP :\ LIFETIME RATE : 6.37500 WA 98604 UNPAID BALANCE: 258,069.780 OPTION TO CONVERT : No MONTHLY P&I: 1,613.02 ANNUAL RATE ADJUST: 0.000 LTV : 79.55300 OUTSIDE CONV DATE: CURRENT INT 6.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031932411 MORTGAGORS: GELBER, RICHARD GELBER, ELIZABETH ADDRESS : 1116 CYMRY DRIVE MORTGAGE AMT: 265,000.00 CITY BERWYN :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 PA 19312 UNPAID BALANCE: 264,519.580 OPTION TO CONVERT : No MONTHLY P&I: 1,674.98 ANNUAL RATE ADJUST: 0.000 LTV : 71.62100 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031932783 MORTGAGORS: STELTEN, THOMAS STELTEN, LUANNE ADDRESS : 1712 SONESTA CT MORTGAGE AMT: 297,450.00 CITY RALEIGH :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NC 27613 UNPAID BALANCE: 296,186.150 OPTION TO CONVERT : No MONTHLY P&I: 1,954.03 ANNUAL RATE ADJUST: 0.000 LTV : 79.95752 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 02/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031935844 MORTGAGORS: NUSS, RICHARD NUSS, SHARON ADDRESS : 13 EAST LAKE CIRCLE DRIVE MORTGAGE AMT: 130,000.00 CITY MEDFORD TOWNSHIP :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NJ 08055 UNPAID BALANCE: 129,488.660 OPTION TO CONVERT : No MONTHLY P&I: 908.98 ANNUAL RATE ADJUST: 0.000 LTV : 55.31900 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0031937048 MORTGAGORS: ARLOTTA, ANTHONY ARLOTTA, GIOVANNA ADDRESS : 171 NOEL DRIVE MORTGAGE AMT: 73,500.00 CITY AMHERST :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 NY 14221 UNPAID BALANCE: 73,241.850 OPTION TO CONVERT : No MONTHLY P&I: 532.93 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 02/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031937097 MORTGAGORS: ARANI, MITRA ADDRESS : 6 PAVONA MORTGAGE AMT: 498,400.00 CITY (NEWPORT COAST AREA) :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92657 UNPAID BALANCE: 495,695.890 OPTION TO CONVERT : No MONTHLY P&I: 3,442.32 ANNUAL RATE ADJUST: 0.000 LTV : 79.98700 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 12/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031937626 MORTGAGORS: WRIGHT, JOHN WRIGHT, MANATIP ADDRESS : 120 REQUEZA STREET MORTGAGE AMT: 170,000.00 CITY ENCINITAS :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92024 UNPAID BALANCE: 169,277.670 OPTION TO CONVERT : No MONTHLY P&I: 1,116.78 ANNUAL RATE ADJUST: 0.000 LTV : 52.30700 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 02/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031946650 MORTGAGORS: SAUER, NORMAN SAUER, JUDITH ADDRESS : 1082 DURHAM RD MORTGAGE AMT: 109,500.00 CITY PINEVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 PA 18946 UNPAID BALANCE: 109,118.240 OPTION TO CONVERT : No MONTHLY P&I: 793.95 ANNUAL RATE ADJUST: 0.000 LTV : 58.15100 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 02/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031947583 MORTGAGORS: OSTENSEN, KATHRYN CROSS, ANNE ELIZABETH CROSS, ANNE ELIZABETH CROSS, JONATHAN ADDRESS : 660 CUPRIEN WAY MORTGAGE AMT: 382,145.37 CITY LAGUNA BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92651 UNPAID BALANCE: 379,019.580 OPTION TO CONVERT : No MONTHLY P&I: 2,568.51 ANNUAL RATE ADJUST: 0.000 LTV : 78.79286 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 10/01/27 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031948607 MORTGAGORS: CZINE, GABOR CZINE, TERESA ADDRESS : 3657 SOUTH BASCOM AVENUE MORTGAGE AMT: 194,250.00 CITY CAMPBELL :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95008 UNPAID BALANCE: 193,371.350 OPTION TO CONVERT : No MONTHLY P&I: 1,358.23 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 01/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0031949449 MORTGAGORS: CASEY, JACK CASEY, DORIS ADDRESS : 1132 SW 19TH AVE #903 MORTGAGE AMT: 319,400.00 CITY PORTLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 OR 97205 UNPAID BALANCE: 317,990.700 OPTION TO CONVERT : No MONTHLY P&I: 2,260.70 ANNUAL RATE ADJUST: 0.000 LTV : 69.99700 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 01/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031951056 MORTGAGORS: SHAYAN, LABKHAND ADDRESS : 12452 VISTA PANORAMA MORTGAGE AMT: 450,000.00 CITY SANTA ANA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92705 UNPAID BALANCE: 447,913.670 OPTION TO CONVERT : No MONTHLY P&I: 3,380.70 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 01/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0031952815 MORTGAGORS: POSVAR, KAREN ADDRESS : 325 E 77TH ST MORTGAGE AMT: 74,900.00 CITY NEW YORK :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 NY 10003 UNPAID BALANCE: 74,686.470 OPTION TO CONVERT : No MONTHLY P&I: 536.60 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031954720 MORTGAGORS: SLAGEL, BRIAN ADDRESS : 3315 RISING STAR AVE, MORTGAGE AMT: 376,500.00 CITY SIMI VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 93063 UNPAID BALANCE: 374,848.220 OPTION TO CONVERT : No MONTHLY P&I: 2,536.56 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 02/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031955206 MORTGAGORS: KOSTEW, JOSEPH KOSTEW, CHRISTINE ADDRESS : 7 JOHNSON COURT MORTGAGE AMT: 130,400.00 CITY BABYLON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NY 11702 UNPAID BALANCE: 129,872.370 OPTION TO CONVERT : No MONTHLY P&I: 878.53 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 02/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0031958093 MORTGAGORS: LEXMOND, BRIAN ADKINS, STEVEN ADDRESS : 3418-3420 THORN STREET MORTGAGE AMT: 86,400.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 8.62500 CA 92104 UNPAID BALANCE: 86,114.230 OPTION TO CONVERT : No MONTHLY P&I: 672.01 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.62500 MATURITY DATE: 02/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0031958820 MORTGAGORS: SHUROT, SAM SHUROT, CARMELA ADDRESS : 3416 NORTH 44TH STREET MORTGAGE AMT: 41,400.00 CITY PHOENIX :\ STATE/ZIP :\ LIFETIME RATE : 8.87500 AZ 85018 UNPAID BALANCE: 41,243.920 OPTION TO CONVERT : No MONTHLY P&I: 329.40 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 8.87500 MATURITY DATE: 01/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0031958887 MORTGAGORS: MACPHERSON, RICHARD MACPHERSON, CAROLYN ADDRESS : 2958 HIGHWAY 4 MORTGAGE AMT: 83,200.00 CITY MURPHYS :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 95247 UNPAID BALANCE: 82,780.860 OPTION TO CONVERT : No MONTHLY P&I: 596.06 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 12/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0031959638 MORTGAGORS: LICHOULAS, JAMES ADDRESS : 336 BEACON STREET MORTGAGE AMT: 342,000.00 CITY SOMERVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 MA 02143 UNPAID BALANCE: 340,746.550 OPTION TO CONVERT : No MONTHLY P&I: 2,420.65 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 02/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031962012 MORTGAGORS: SEYBOLD, PATRICIA HAGAN, THOMAS ADDRESS : 343 COMMERCIAL STREET-UNI MORTGAGE AMT: 551,000.00 CITY BOSTON :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 MA 02109 UNPAID BALANCE: 550,048.530 OPTION TO CONVERT : No MONTHLY P&I: 3,573.78 ANNUAL RATE ADJUST: 0.000 LTV : 55.76923 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031962897 MORTGAGORS: SHANKAR, RAJESH SHANKAR, SHARITA ADDRESS : 36247 HALEY STREET MORTGAGE AMT: 164,000.00 CITY NEWARK :\ STATE/ZIP :\ LIFETIME RATE : 8.12500 CA 94560 UNPAID BALANCE: 163,272.080 OPTION TO CONVERT : No MONTHLY P&I: 1,217.70 ANNUAL RATE ADJUST: 0.000 LTV : 84.97400 OUTSIDE CONV DATE: CURRENT INT 8.12500 MATURITY DATE: 02/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0031963887 MORTGAGORS: MOORE, TIMOTHY ADDRESS : 94 GLEN DRIVE MORTGAGE AMT: 488,000.00 CITY NEW CANAAN :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CT 06840 UNPAID BALANCE: 486,732.420 OPTION TO CONVERT : No MONTHLY P&I: 3,165.16 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031964158 MORTGAGORS: TOWNSEND, THANE TOWNSEND, SUSAN ADDRESS : 23216 BAUMONT STREET MORTGAGE AMT: 292,000.00 CITY VALENCIA AREA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91354 UNPAID BALANCE: 291,554.260 OPTION TO CONVERT : No MONTHLY P&I: 2,016.77 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031966930 MORTGAGORS: BRIDGE, RICHARD BRIDGE, JO ANN ADDRESS : 141 HARDING AVENUE MORTGAGE AMT: 79,200.00 CITY RUNNEMEDE :\ STATE/ZIP :\ LIFETIME RATE : 8.12500 NJ 08078 UNPAID BALANCE: 78,870.980 OPTION TO CONVERT : No MONTHLY P&I: 588.06 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 8.12500 MATURITY DATE: 02/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0031967318 MORTGAGORS: NAVA, PEDRO GARCIA, ENRIQUE NAVA, MARIA ADDRESS : 1409 LEMON STREET MORTGAGE AMT: 104,000.00 CITY OCEANSIDE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92054 UNPAID BALANCE: 103,528.570 OPTION TO CONVERT : No MONTHLY P&I: 727.19 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 01/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031968340 MORTGAGORS: GERSH, JAY GERSH, JUDITH ADDRESS : 53 RAMAPO MOUNTAIN DRIVE MORTGAGE AMT: 315,500.00 CITY WANAQUE :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 NJ 07465 UNPAID BALANCE: 314,941.730 OPTION TO CONVERT : No MONTHLY P&I: 2,020.19 ANNUAL RATE ADJUST: 0.000 LTV : 79.99200 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031968431 MORTGAGORS: LACK, CRAIG LACK, SANDY ADDRESS : 26135 FLINTLOCK LANE MORTGAGE AMT: 345,000.00 CITY LAGUNA HILLS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92653 UNPAID BALANCE: 344,460.110 OPTION TO CONVERT : No MONTHLY P&I: 2,353.51 ANNUAL RATE ADJUST: 0.000 LTV : 53.48800 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031968993 MORTGAGORS: WATSON, GREGORY WATSON, ANNE ADDRESS : 506 NORTH HARVARD AVE. MORTGAGE AMT: 204,800.00 CITY ARLINGTON HEIGHTS :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 IL 60005 UNPAID BALANCE: 204,186.280 OPTION TO CONVERT : No MONTHLY P&I: 1,432.00 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031969322 MORTGAGORS: DESEAR, PAUL DESEAR, NGUYEN-PHUONG ADDRESS : 5738 GOVERNORS POND CIRCL MORTGAGE AMT: 219,150.00 CITY ALEXANDRIA :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 VA 22310 UNPAID BALANCE: 218,731.320 OPTION TO CONVERT : No MONTHLY P&I: 1,385.18 ANNUAL RATE ADJUST: 0.000 LTV : 79.98500 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031969645 MORTGAGORS: VITTINI, CERVANTE VITTINI, MAYRA ADDRESS : 12 THORTON STREET MORTGAGE AMT: 77,600.00 CITY LAWRENCE :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 MA 01841 UNPAID BALANCE: 77,393.480 OPTION TO CONVERT : No MONTHLY P&I: 496.88 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031970551 MORTGAGORS: DANG, LONG TRUONG, HAO TRUONG, HAO ADDRESS : 18928 MOUNT DEMETER CIRCL MORTGAGE AMT: 254,000.00 CITY FOUNTAIN VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92708 UNPAID BALANCE: 253,371.740 OPTION TO CONVERT : No MONTHLY P&I: 1,689.87 ANNUAL RATE ADJUST: 0.000 LTV : 65.46300 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031973829 MORTGAGORS: STEELE, GERALD STEELE, MARIANNE ADDRESS : 2612 LAWTON LANE MORTGAGE AMT: 423,857.00 CITY PLANO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 TX 75093 UNPAID BALANCE: 422,183.640 OPTION TO CONVERT : No MONTHLY P&I: 2,891.46 ANNUAL RATE ADJUST: 0.000 LTV : 71.23600 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 02/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031974132 MORTGAGORS: THOMSON, RICHARD THOMSON, KATHRYN ADDRESS : 922 COPES LANE MORTGAGE AMT: 350,000.00 CITY WEST CHESTER :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 PA 19380 UNPAID BALANCE: 350,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,241.09 ANNUAL RATE ADJUST: 0.000 LTV : 69.16900 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031974181 MORTGAGORS: FLORES, STEVE MARTINEZ, ROBERT MARTINEZ, ROBERT FLORES, GEORGINA ADDRESS : 8241-8241 1/2 COMOLETTE S MORTGAGE AMT: 224,200.00 CITY DOWNEY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90242 UNPAID BALANCE: 223,134.630 OPTION TO CONVERT : No MONTHLY P&I: 1,529.44 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 01/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031977754 MORTGAGORS: MANNIS, DAVID MANNIS, JULIE ADDRESS : 5555 CORAL REEF AVENUE MORTGAGE AMT: 380,000.00 CITY LA JOLLA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92037 UNPAID BALANCE: 379,082.940 OPTION TO CONVERT : No MONTHLY P&I: 2,560.13 ANNUAL RATE ADJUST: 0.000 LTV : 66.08600 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031979784 MORTGAGORS: DUPIES, PATRICK DUPIES, ALICIA ADDRESS : N23 W28884 LOUIS AVENUE MORTGAGE AMT: 288,000.00 CITY PEWAUKEE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 WI 53072 UNPAID BALANCE: 287,042.840 OPTION TO CONVERT : No MONTHLY P&I: 1,964.67 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031979941 MORTGAGORS: BLAKE, RONALD BLAKE, PATRICIA ADDRESS : 6 SHADOW MOSS PL MORTGAGE AMT: 328,900.00 CITY DURHAM :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NC 27705 UNPAID BALANCE: 327,670.270 OPTION TO CONVERT : No MONTHLY P&I: 2,160.64 ANNUAL RATE ADJUST: 0.000 LTV : 84.98700 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031980287 MORTGAGORS: PALMER, TIMOTHY PALMER, LINDA ADDRESS : 1646 PLANTATION WOODS WAY MORTGAGE AMT: 243,000.00 CITY CHESAPEAKE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 VA 23320 UNPAID BALANCE: 241,648.760 OPTION TO CONVERT : No MONTHLY P&I: 1,657.69 ANNUAL RATE ADJUST: 0.000 LTV : 94.98600 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 12/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031981418 MORTGAGORS: MEDEIROS, JOHN MEDEIROS, SUSAN ADDRESS : 11 WEBSTER LANE MORTGAGE AMT: 254,000.00 CITY WILBRAHAM :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MA 01095 UNPAID BALANCE: 253,806.730 OPTION TO CONVERT : No MONTHLY P&I: 1,754.31 ANNUAL RATE ADJUST: 0.000 LTV : 66.84200 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031983679 MORTGAGORS: MOTE, DANIEL MOTE, JOAN ADDRESS : 2220 LAGOON VIEW DRIVE MORTGAGE AMT: 120,000.00 CITY CARDIFF :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92007 UNPAID BALANCE: 119,500.840 OPTION TO CONVERT : No MONTHLY P&I: 798.36 ANNUAL RATE ADJUST: 0.000 LTV : 35.82089 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 02/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031985435 MORTGAGORS: OMAR, TIMUR OMAR, ZARLASHT ADDRESS : 24622 EL MANZANO MORTGAGE AMT: 156,500.00 CITY LAGUNA NIGUEL :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92677 UNPAID BALANCE: 155,651.070 OPTION TO CONVERT : No MONTHLY P&I: 1,041.20 ANNUAL RATE ADJUST: 0.000 LTV : 53.05000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 02/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031986516 MORTGAGORS: BOWER, CHARLES BOWER, MARY ADDRESS : 1605 THOMPSON LN MORTGAGE AMT: 400,000.00 CITY LITTLE ROCK :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 AR 07223 UNPAID BALANCE: 399,325.970 OPTION TO CONVERT : No MONTHLY P&I: 2,627.72 ANNUAL RATE ADJUST: 0.000 LTV : 71.42800 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031987134 MORTGAGORS: BLOSE, JERROLD BLOSE, GERALDINE ADDRESS : 21972 ESPLENDOR MORTGAGE AMT: 212,000.00 CITY MISSION VIEJO :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92691 UNPAID BALANCE: 210,687.590 OPTION TO CONVERT : No MONTHLY P&I: 1,392.69 ANNUAL RATE ADJUST: 0.000 LTV : 65.83851 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 02/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031987746 MORTGAGORS: BURNS, TIMOTHY BURNS, LANDIS ADDRESS : 115 RANGE ROAD MORTGAGE AMT: 251,750.00 CITY WINDHAM :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NH 03087 UNPAID BALANCE: 250,976.640 OPTION TO CONVERT : No MONTHLY P&I: 1,738.78 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031989247 MORTGAGORS: RAMSEY, JOHN RAMSEY, BECKY ADDRESS : 5124 MACAFEE ROAD MORTGAGE AMT: 256,000.00 CITY TORRANCE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 90505 UNPAID BALANCE: 254,614.970 OPTION TO CONVERT : No MONTHLY P&I: 1,724.72 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031989262 MORTGAGORS: MATKINS, JERRY MATKINS, PREETI ADDRESS : 3029 DODSWORTH DR MORTGAGE AMT: 274,000.00 CITY CRAMERTON :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NC 28032 UNPAID BALANCE: 273,071.260 OPTION TO CONVERT : No MONTHLY P&I: 1,799.99 ANNUAL RATE ADJUST: 0.000 LTV : 73.26200 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031991227 MORTGAGORS: SIEGEL, IRA ADDRESS : 8 PLANTATION ROAD MORTGAGE AMT: 247,500.00 CITY READINGTON TOWNSHIP :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NJ 08889 UNPAID BALANCE: 246,570.030 OPTION TO CONVERT : No MONTHLY P&I: 1,730.56 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 02/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031994312 MORTGAGORS: DOYLE, JOHN DOYLE, JANICE ADDRESS : 7 CANDLEWOOD DRIVE MORTGAGE AMT: 312,564.00 CITY SOUTHBOROUGH :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 MA 01772 UNPAID BALANCE: 312,564.000 OPTION TO CONVERT : No MONTHLY P&I: 2,239.25 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031994510 MORTGAGORS: NORTH, ALAN NORTH, CATHERINE ADDRESS : 107 MILLER'S COVE ROAD MORTGAGE AMT: 261,100.00 CITY NEWPORT NEWS :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 VA 23602 UNPAID BALANCE: 260,214.970 OPTION TO CONVERT : No MONTHLY P&I: 1,715.25 ANNUAL RATE ADJUST: 0.000 LTV : 94.97900 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031995962 MORTGAGORS: LEVINE, IRWIN LEVINE, LORI ADDRESS : 4 KINGSWORD WAY MORTGAGE AMT: 296,800.00 CITY MANALAPAN TWP. :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 NJ 07721 UNPAID BALANCE: 296,261.920 OPTION TO CONVERT : No MONTHLY P&I: 1,875.98 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031996267 MORTGAGORS: HAJJI, SHANNON SMITH, MARY ADDRESS : 8413-8415 NORTH BARNSLEY MORTGAGE AMT: 280,250.00 CITY (WESTCHESTER AREA) L :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90045 UNPAID BALANCE: 279,320.650 OPTION TO CONVERT : No MONTHLY P&I: 1,864.52 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031999592 MORTGAGORS: TRUEBE, PETER TRUEBE, GRETCHEN ADDRESS : 5 CALLE VERNAO MORTGAGE AMT: 191,200.00 CITY RANCHO SANTA MARGARI :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92688 UNPAID BALANCE: 190,463.090 OPTION TO CONVERT : No MONTHLY P&I: 1,320.58 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 02/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0032000382 MORTGAGORS: POLLEY, FELICITY POLLEY, GEORGE ADDRESS : 8 PATRIOT DRIVE MORTGAGE AMT: 291,100.00 CITY WASHINGTON TOWNSHIP :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NJ 08691 UNPAID BALANCE: 290,609.480 OPTION TO CONVERT : No MONTHLY P&I: 1,912.32 ANNUAL RATE ADJUST: 0.000 LTV : 89.99100 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032002719 MORTGAGORS: MATEI, CATALIN MATEI, TOMOKO ADDRESS : 506 S.IRENA AVE. MORTGAGE AMT: 300,000.00 CITY REDONDO BEACH :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 90277 UNPAID BALANCE: 298,725.270 OPTION TO CONVERT : No MONTHLY P&I: 1,970.79 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 02/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032004343 MORTGAGORS: BARRY, PAUL BARRY, SUZANNE ADDRESS : 96 CARY AVENUE MORTGAGE AMT: 416,000.00 CITY MILTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MA 02186 UNPAID BALANCE: 415,667.320 OPTION TO CONVERT : No MONTHLY P&I: 2,802.68 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032004913 MORTGAGORS: MCKENNA, EDWIN MCKENNA, TAMMY ADDRESS : 7711 WEST TRAIL NORTH DRI MORTGAGE AMT: 400,000.00 CITY LITTLETON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CO 80125 UNPAID BALANCE: 399,172.820 OPTION TO CONVERT : No MONTHLY P&I: 2,728.71 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032004921 MORTGAGORS: MARTINCIC, PAUL MARTINCIC, SUSANNE ADDRESS : 59-05 174TH STREET MORTGAGE AMT: 398,300.00 CITY FRESH MEADOWS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NY 11365 UNPAID BALANCE: 397,338.750 OPTION TO CONVERT : No MONTHLY P&I: 2,683.43 ANNUAL RATE ADJUST: 0.000 LTV : 89.50500 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032005183 MORTGAGORS: MCDOW, CHARLES KATIYAR, SUSHILA ADDRESS : 10116 SCULL CREEK DRIVE MORTGAGE AMT: 266,000.00 CITY AUSTIN :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 TX 78732 UNPAID BALANCE: 265,583.730 OPTION TO CONVERT : No MONTHLY P&I: 1,814.59 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032006454 MORTGAGORS: GREENHAGEN, TIMOTHY GREENHAGEN, ELIZABETH ADDRESS : 2281 RIVER WOODS DRIVE MORTGAGE AMT: 358,800.00 CITY NAPERVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 60565 UNPAID BALANCE: 358,238.510 OPTION TO CONVERT : No MONTHLY P&I: 2,447.65 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032006512 MORTGAGORS: GESTEN, ROBERT GESTEN, THERESA ADDRESS : 131 CUMBERLAND COURT MORTGAGE AMT: 255,000.00 CITY WYCKOFF :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 07481 UNPAID BALANCE: 254,590.950 OPTION TO CONVERT : No MONTHLY P&I: 1,717.98 ANNUAL RATE ADJUST: 0.000 LTV : 73.91300 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032006603 MORTGAGORS: STEVENS, DAVID STEVENS, HARLENE ADDRESS : 5 KNIGHTS COURT MORTGAGE AMT: 290,000.00 CITY RANDOLPH TWP. :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 07869 UNPAID BALANCE: 289,436.510 OPTION TO CONVERT : No MONTHLY P&I: 1,953.79 ANNUAL RATE ADJUST: 0.000 LTV : 72.50000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032007049 MORTGAGORS: KING, RICHARD KING, HARRIET ADDRESS : CIDER HILL MORTGAGE AMT: 312,000.00 CITY WARREN :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 VT 05674 UNPAID BALANCE: 311,511.750 OPTION TO CONVERT : No MONTHLY P&I: 2,128.39 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032007239 MORTGAGORS: ENRIQUEZ, EMMANUEL ENRIQUEZ, LARISSA ENRIQUEZ, KHURSHIDA ENRIQUEZ, LARISSA ADDRESS : 35 HIGHCREST LANE MORTGAGE AMT: 366,500.00 CITY SOUTH SAN FRANCISCO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94080 UNPAID BALANCE: 365,637.080 OPTION TO CONVERT : No MONTHLY P&I: 2,500.18 ANNUAL RATE ADJUST: 0.000 LTV : 89.99100 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032007510 MORTGAGORS: DENTON, WILLIAM DENTON, DEBORAH ADDRESS : 3701 CAPSTAN CIRCLE MORTGAGE AMT: 510,000.00 CITY WESTLAKE VILLAGE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91361 UNPAID BALANCE: 509,161.480 OPTION TO CONVERT : No MONTHLY P&I: 3,393.04 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032007783 MORTGAGORS: KAZACOS, MICHAEL ADDRESS : 3102 SEA CREST MORTGAGE AMT: 307,900.00 CITY HILTON HEAD ISLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 SC 29928 UNPAID BALANCE: 307,192.800 OPTION TO CONVERT : No MONTHLY P&I: 2,126.59 ANNUAL RATE ADJUST: 0.000 LTV : 78.94800 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032008245 MORTGAGORS: BETZ, BRUCE BETZ, MICHELE ADDRESS : 900 WEST SEMINARY AVENUE MORTGAGE AMT: 168,000.00 CITY LUTHERVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MD 21093 UNPAID BALANCE: 167,470.990 OPTION TO CONVERT : No MONTHLY P&I: 1,146.06 ANNUAL RATE ADJUST: 0.000 LTV : 93.33300 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032008609 MORTGAGORS: CONEMAC, ROBERT CONEMAC, KAREN ADDRESS : 17357 SATICOY ST MORTGAGE AMT: 108,000.00 CITY NORTHRIDGE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91325 UNPAID BALANCE: 107,579.780 OPTION TO CONVERT : No MONTHLY P&I: 745.93 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 02/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032008625 MORTGAGORS: BARICH, KYLE BARICH, NANCY ADDRESS : 4 GLENWOOD DRIVE MORTGAGE AMT: 320,000.00 CITY PENNINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 08534 UNPAID BALANCE: 319,486.680 OPTION TO CONVERT : No MONTHLY P&I: 2,155.90 ANNUAL RATE ADJUST: 0.000 LTV : 71.66800 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032008716 MORTGAGORS: CHARLEBOIS, BRIAN CHARLEBOIS, JOANNE ADDRESS : 17 NEW CITY STREET MORTGAGE AMT: 400,000.00 CITY ESSEX :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CT 06426 UNPAID BALANCE: 399,342.330 OPTION TO CONVERT : No MONTHLY P&I: 2,661.21 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032008872 MORTGAGORS: FLYNN, WILLIAM AYLWARD, RENATA ADDRESS : 265 DUTTON ROAD MORTGAGE AMT: 380,000.00 CITY SUDBURY :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 MA 01776 UNPAID BALANCE: 379,343.820 OPTION TO CONVERT : No MONTHLY P&I: 2,464.67 ANNUAL RATE ADJUST: 0.000 LTV : 71.71100 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032008963 MORTGAGORS: REDLING, MATTHEW REDLING, TRACEY REDLING, TRACY ADDRESS : 27 SENTINEL DRIVE MORTGAGE AMT: 360,000.00 CITY BASKING RIDGE :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 NJ 07920 UNPAID BALANCE: 359,363.010 OPTION TO CONVERT : No MONTHLY P&I: 2,305.12 ANNUAL RATE ADJUST: 0.000 LTV : 70.39100 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032009482 MORTGAGORS: HORVATIS, RICHARD HORVATIS, SANDRA ADDRESS : 3405 SEA CREST MORTGAGE AMT: 325,000.00 CITY HILTON HEAD ISLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 SC 29928 UNPAID BALANCE: 324,253.560 OPTION TO CONVERT : No MONTHLY P&I: 2,244.69 ANNUAL RATE ADJUST: 0.000 LTV : 46.10500 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032010167 MORTGAGORS: LAMBERT, MICHAEL LAMBERT, LYNNE ADDRESS : 8 WOODSEDGE ROAD MORTGAGE AMT: 268,500.00 CITY MILFORD :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 08848 UNPAID BALANCE: 268,069.280 OPTION TO CONVERT : No MONTHLY P&I: 1,808.94 ANNUAL RATE ADJUST: 0.000 LTV : 67.12500 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032010639 MORTGAGORS: BROWN, WILLENE BROWN, MICHAEL ADDRESS : 14301 DUNCANNON COURT MORTGAGE AMT: 412,500.00 CITY BOWIE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MD 20721 UNPAID BALANCE: 411,854.470 OPTION TO CONVERT : No MONTHLY P&I: 2,813.98 ANNUAL RATE ADJUST: 0.000 LTV : 78.57100 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032010969 MORTGAGORS: PURDY, WILLIAM CARLAND-PURDY, DEBORAH ADDRESS : 71 BIXBY HILL ROAD MORTGAGE AMT: 290,000.00 CITY ESSEX :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 VT 05451 UNPAID BALANCE: 289,523.190 OPTION TO CONVERT : No MONTHLY P&I: 1,929.38 ANNUAL RATE ADJUST: 0.000 LTV : 74.35800 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032011215 MORTGAGORS: RODRIGUES, SCOTT RODRIGUES, STACY ADDRESS : 5 SUGAR MAPLE LANE MORTGAGE AMT: 280,000.00 CITY RARITAN TOWNSHIP :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NJ 08822 UNPAID BALANCE: 279,792.190 OPTION TO CONVERT : No MONTHLY P&I: 1,957.81 ANNUAL RATE ADJUST: 0.000 LTV : 84.29700 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032011397 MORTGAGORS: CORSEY, JACQUELINE ADDRESS : 132 SUMMER WALK DRIVE MORTGAGE AMT: 167,400.00 CITY GAITHERSBURG :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MD 20878 UNPAID BALANCE: 167,086.290 OPTION TO CONVERT : No MONTHLY P&I: 1,156.19 ANNUAL RATE ADJUST: 0.000 LTV : 79.96100 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032011587 MORTGAGORS: FORLENZA, STEPHEN FORLENZA, DONNA ADDRESS : 2 1/2 WOODS END ROAD MORTGAGE AMT: 343,000.00 CITY FLORHAM PARK :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NJ 07932 UNPAID BALANCE: 342,739.000 OPTION TO CONVERT : No MONTHLY P&I: 2,369.02 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032011686 MORTGAGORS: MUDGETT, P. MUDGETT, KAREN ADDRESS : 1065 ALEXANDRIA DRIVE MORTGAGE AMT: 260,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92107 UNPAID BALANCE: 258,764.510 OPTION TO CONVERT : No MONTHLY P&I: 1,773.66 ANNUAL RATE ADJUST: 0.000 LTV : 61.17600 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 01/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032011785 MORTGAGORS: FRENCH, GERISSA FRENCH, ROBERT ADDRESS : 5731 RUTGERS ROAD MORTGAGE AMT: 650,000.00 CITY LA JOLLA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92037 UNPAID BALANCE: 646,778.210 OPTION TO CONVERT : No MONTHLY P&I: 4,434.15 ANNUAL RATE ADJUST: 0.000 LTV : 65.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 01/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032011850 MORTGAGORS: HANSEN, PAUL HUNT, JOANN ADDRESS : 37982 PANORAMA COURT MORTGAGE AMT: 398,550.00 CITY MURRIETA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92562 UNPAID BALANCE: 395,394.660 OPTION TO CONVERT : No MONTHLY P&I: 2,651.57 ANNUAL RATE ADJUST: 0.000 LTV : 79.99800 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 12/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032011876 MORTGAGORS: CALLAHAN, ALEXANDER CALLAHAN, DIANNE ADDRESS : 182 PINE CANYON ROAD MORTGAGE AMT: 265,500.00 CITY SALINAS :\ STATE/ZIP :\ LIFETIME RATE : 6.37500 CA 93908 UNPAID BALANCE: 264,004.800 OPTION TO CONVERT : No MONTHLY P&I: 1,656.38 ANNUAL RATE ADJUST: 0.000 LTV : 63.97500 OUTSIDE CONV DATE: CURRENT INT 6.37500 MATURITY DATE: 01/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032012700 MORTGAGORS: MURPHY, TIMOTHY NICHOLS, MARIA ADDRESS : 71 DEER PATH ROAD MORTGAGE AMT: 460,000.00 CITY DEDHAM :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 MA 02026 UNPAID BALANCE: 459,332.020 OPTION TO CONVERT : No MONTHLY P&I: 3,255.85 ANNUAL RATE ADJUST: 0.000 LTV : 69.80200 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032013153 MORTGAGORS: LUCERO, JOSE LUCERO, RAFAELITA ADDRESS : 3341 MOUNT LAURENCE DRIVE MORTGAGE AMT: 265,500.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92117 UNPAID BALANCE: 264,148.180 OPTION TO CONVERT : No MONTHLY P&I: 1,811.18 ANNUAL RATE ADJUST: 0.000 LTV : 59.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 02/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032013377 MORTGAGORS: SWARTZ, JEFFREY SWARTZ, PAMELA ADDRESS : 35 STARR RIDGE MORTGAGE AMT: 500,000.00 CITY NEEDHAM :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MA 02492 UNPAID BALANCE: 499,600.160 OPTION TO CONVERT : No MONTHLY P&I: 3,368.59 ANNUAL RATE ADJUST: 0.000 LTV : 55.42500 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032014243 MORTGAGORS: TRABER, PETER TRABER, PETER TRABER, KAREN ADDRESS : 575 MAPLEWOOD ROAD MORTGAGE AMT: 650,000.00 CITY WAYNE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 PA 19087 UNPAID BALANCE: 648,957.330 OPTION TO CONVERT : No MONTHLY P&I: 4,379.17 ANNUAL RATE ADJUST: 0.000 LTV : 56.52100 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032015117 MORTGAGORS: MILLS, MARK MILLS, RAJASI ADDRESS : 324 KENT ROAD MORTGAGE AMT: 263,625.00 CITY BALA CYNWYD :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 PA 19004 UNPAID BALANCE: 263,147.070 OPTION TO CONVERT : No MONTHLY P&I: 1,666.29 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032015539 MORTGAGORS: CUTLER, RICHARD CUTLER, SHARON ADDRESS : 10200 CZECH HALL ROAD MORTGAGE AMT: 320,000.00 CITY MUSTANG :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 OK 73064 UNPAID BALANCE: 319,460.780 OPTION TO CONVERT : No MONTHLY P&I: 2,102.17 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032016263 MORTGAGORS: FLAMM, EUGENE FLAMM, SUSAN ADDRESS : 1165 5TH AVENUE UNIT NO 1 MORTGAGE AMT: 912,500.00 CITY NEW YORK :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NY 10128 UNPAID BALANCE: 911,107.060 OPTION TO CONVERT : No MONTHLY P&I: 6,302.41 ANNUAL RATE ADJUST: 0.000 LTV : 50.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:015 -------------------------------------------------------------------------------- LN # 0032016750 MORTGAGORS: MORGAN, KENT MORGAN, ALICE MORGAN, ALICE ADDRESS : 2600 SOUTHWEST LANCASTER MORTGAGE AMT: 361,000.00 CITY GRANVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 OH 43023 UNPAID BALANCE: 359,662.070 OPTION TO CONVERT : No MONTHLY P&I: 2,462.66 ANNUAL RATE ADJUST: 0.000 LTV : 73.67300 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032017469 MORTGAGORS: FLYNN, PATRICK FLYNN, DEBORAH ADDRESS : 2625 NORTH 24TH STREET # MORTGAGE AMT: 300,000.00 CITY MESA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 AZ 85213 UNPAID BALANCE: 299,500.340 OPTION TO CONVERT : No MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032018079 MORTGAGORS: MICHIELSEN, KENNETH ADDRESS : 115 FOURTH AVENUE APT. 4J MORTGAGE AMT: 446,250.00 CITY NEW YORK :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NY 10003 UNPAID BALANCE: 445,918.820 OPTION TO CONVERT : No MONTHLY P&I: 3,120.24 ANNUAL RATE ADJUST: 0.000 LTV : 76.41200 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032018756 MORTGAGORS: PALIWAL, YOGESH PALIWAL, JYOTSNA ADDRESS : 1528 RUBY COURT MORTGAGE AMT: 537,550.00 CITY DIAMOND BAR :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91765 UNPAID BALANCE: 536,252.720 OPTION TO CONVERT : No MONTHLY P&I: 3,621.57 ANNUAL RATE ADJUST: 0.000 LTV : 79.99398 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032018947 MORTGAGORS: KALIANDA, SHARATH KALIANDA, AARATHI ADDRESS : 112 MARGARET LANE MORTGAGE AMT: 258,550.00 CITY MALVERN :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 PA 19355 UNPAID BALANCE: 258,114.330 OPTION TO CONVERT : No MONTHLY P&I: 1,698.49 ANNUAL RATE ADJUST: 0.000 LTV : 79.99300 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032019093 MORTGAGORS: WEDUL, JUSTIN WEDUL, JUSTIN HECKHOFF-WEDUL, ANKE ADDRESS : 2325 EUDORA STREET MORTGAGE AMT: 248,000.00 CITY DENVER :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CO 80207 UNPAID BALANCE: 247,401.500 OPTION TO CONVERT : No MONTHLY P&I: 1,670.82 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032019127 MORTGAGORS: HERNANDEZ, EDUARDO HERNANDEZ, MACHELLE ADDRESS : 4759 LONDON DRIVE MORTGAGE AMT: 280,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95008 UNPAID BALANCE: 279,324.270 OPTION TO CONVERT : No MONTHLY P&I: 1,886.41 ANNUAL RATE ADJUST: 0.000 LTV : 79.54500 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032019218 MORTGAGORS: MCSPADDEN, JAMES MCSPADDEN, TERESA ADDRESS : 15404 73RD AVENUE S.E. MORTGAGE AMT: 314,950.00 CITY SNOHOMISH :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 WA 98296 UNPAID BALANCE: 314,444.780 OPTION TO CONVERT : No MONTHLY P&I: 2,121.88 ANNUAL RATE ADJUST: 0.000 LTV : 89.99800 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032019440 MORTGAGORS: CREWE, JOHN CREWE, MARCELLA ADDRESS : 48 PARK AVENUE MORTGAGE AMT: 351,000.00 CITY MANHASSET :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NY 11030 UNPAID BALANCE: 350,131.820 OPTION TO CONVERT : No MONTHLY P&I: 2,335.21 ANNUAL RATE ADJUST: 0.000 LTV : 83.57100 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032019515 MORTGAGORS: CANTWELL, DALE RAY, PAMELA ADDRESS : 669 EMERSON STREET MORTGAGE AMT: 375,000.00 CITY DENVER :\ STATE/ZIP :\ LIFETIME RATE : 6.25000 CO 80218 UNPAID BALANCE: 374,286.510 OPTION TO CONVERT : No MONTHLY P&I: 2,308.94 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 6.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032019549 MORTGAGORS: ARMENTO, MICHAEL ARMENTO, PAMELA ADDRESS : 2842 CENTRAL AVENUE 2ND F MORTGAGE AMT: 308,000.00 CITY OCEAN CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NJ 08226 UNPAID BALANCE: 307,518.010 OPTION TO CONVERT : No MONTHLY P&I: 2,101.10 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032019671 MORTGAGORS: SILVA, MIGUEL SILVA, KIMBERLY ADDRESS : 10 GRAND COVE WAY MORTGAGE AMT: 310,000.00 CITY EDGEWATER :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 07020 UNPAID BALANCE: 309,502.720 OPTION TO CONVERT : No MONTHLY P&I: 2,088.53 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032019770 MORTGAGORS: GOLDSCHMIDT, ANDREW GOLDSCHMIDT, AMALIA ADDRESS : 17562 WAYSIDE DRIVE MORTGAGE AMT: 201,532.00 CITY DUMFRIES :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 VA 22026 UNPAID BALANCE: 201,200.640 OPTION TO CONVERT : No MONTHLY P&I: 1,340.80 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032019945 MORTGAGORS: RYALS, MICHAEL MAUNG, MELANIE ADDRESS : 285 LEXINGTON STREET MORTGAGE AMT: 340,000.00 CITY NEWTON :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 MA 02458 UNPAID BALANCE: 339,095.090 OPTION TO CONVERT : No MONTHLY P&I: 2,177.06 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032020000 MORTGAGORS: IAKOVOU, CRYSTAL ADDRESS : 10 VILLAGE CIRLCE MORTGAGE AMT: 257,500.00 CITY LEXINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MA 02420 UNPAID BALANCE: 256,651.180 OPTION TO CONVERT : No MONTHLY P&I: 1,778.49 ANNUAL RATE ADJUST: 0.000 LTV : 54.21000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032020687 MORTGAGORS: FIGANIAK, JAMES ADDRESS : 33 EDGEMONT LANE MORTGAGE AMT: 305,300.00 CITY LANGHORNE :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 PA 19047 UNPAID BALANCE: 304,772.800 OPTION TO CONVERT : No MONTHLY P&I: 1,980.17 ANNUAL RATE ADJUST: 0.000 LTV : 79.99500 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032021412 MORTGAGORS: GRIFFITH, WILLIAM ADDRESS : 20431 VIA TROVADOR MORTGAGE AMT: 380,000.00 CITY YORBA LINDA, :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92887 UNPAID BALANCE: 379,680.750 OPTION TO CONVERT : No MONTHLY P&I: 2,496.33 ANNUAL RATE ADJUST: 0.000 LTV : 69.09000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032021495 MORTGAGORS: JOHNSON, DON JOHNSON, LEA ADDRESS : 665 HONOR WAY MORTGAGE AMT: 325,000.00 CITY GREEN RIVER :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 WY 82901 UNPAID BALANCE: 324,465.650 OPTION TO CONVERT : No MONTHLY P&I: 2,162.23 ANNUAL RATE ADJUST: 0.000 LTV : 66.32600 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032021552 MORTGAGORS: MOWBRAY, JAMES LUCAS-MOWBRAY, JACQUELINE ADDRESS : 700 N. DOBSON ROAD #51 MORTGAGE AMT: 357,300.00 CITY CHANDLER :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 AZ 85224 UNPAID BALANCE: 356,383.920 OPTION TO CONVERT : No MONTHLY P&I: 2,407.20 ANNUAL RATE ADJUST: 0.000 LTV : 79.40000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032021560 MORTGAGORS: FLATLEY, JOHN FLATLEY, JANET ADDRESS : 7801 FALSTAFF ROAD MORTGAGE AMT: 340,000.00 CITY MCLEAN :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 VA 22102 UNPAID BALANCE: 339,427.080 OPTION TO CONVERT : No MONTHLY P&I: 2,233.56 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032021750 MORTGAGORS: BUI, NEWTON DAO, LINH ADDRESS : 11 GARDENIA MORTGAGE AMT: 330,000.00 CITY IRVINE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92602 UNPAID BALANCE: 329,183.750 OPTION TO CONVERT : No MONTHLY P&I: 2,195.50 ANNUAL RATE ADJUST: 0.000 LTV : 50.76900 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032021800 MORTGAGORS: OGINO, MARK CZUBRYT, PAUL ADDRESS : 5 SKYVIEW DRIVE MORTGAGE AMT: 308,000.00 CITY TRURO :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MA 02666 UNPAID BALANCE: 307,480.980 OPTION TO CONVERT : No MONTHLY P&I: 2,023.35 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032022840 MORTGAGORS: BRAUN, JAMES BRAUN, DONNA ADDRESS : 109 LONE WOLFE COURT MORTGAGE AMT: 285,000.00 CITY DILLON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CO 80435 UNPAID BALANCE: 284,312.190 OPTION TO CONVERT : No MONTHLY P&I: 1,920.10 ANNUAL RATE ADJUST: 0.000 LTV : 77.05300 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032023095 MORTGAGORS: ST. MARY, JEFFREY ST. MARY, DENISE ADDRESS : 12 HOWLAND LANE MORTGAGE AMT: 301,500.00 CITY HINGHAM :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 02043 UNPAID BALANCE: 301,262.170 OPTION TO CONVERT : No MONTHLY P&I: 2,056.77 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032023145 MORTGAGORS: SELLAND, LINDA ADDRESS : 27 SUMMER STREET MORTGAGE AMT: 271,700.00 CITY MARSHFIELD :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MA 02051 UNPAID BALANCE: 271,282.990 OPTION TO CONVERT : No MONTHLY P&I: 1,876.56 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032023376 MORTGAGORS: WHITE, RICHARD ADDRESS : 1608 LUPINE DEN COURT MORTGAGE AMT: 399,500.00 CITY VIENNA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 VA 22182 UNPAID BALANCE: 398,525.100 OPTION TO CONVERT : No MONTHLY P&I: 2,624.43 ANNUAL RATE ADJUST: 0.000 LTV : 76.09500 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032023715 MORTGAGORS: GRIFFIN, MICHAEL GRIFFIN, JEANNE ADDRESS : 3852 SUNSETRIDGE ROAD MORTGAGE AMT: 303,300.00 CITY MOORPARK :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 93021 UNPAID BALANCE: 302,519.650 OPTION TO CONVERT : No MONTHLY P&I: 2,017.86 ANNUAL RATE ADJUST: 0.000 LTV : 90.53700 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032024259 MORTGAGORS: STEWART, KATHLEEN STEWART, EDWIN ADDRESS : 2875 BARN RD MORTGAGE AMT: 288,000.00 CITY CHRISTIANSBURG :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 VA 24073 UNPAID BALANCE: 285,576.250 OPTION TO CONVERT : No MONTHLY P&I: 1,916.08 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 09/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032024762 MORTGAGORS: BROWN, KENNETH ADDRESS : 1571 DIAMOND LAKE ROAD MORTGAGE AMT: 373,500.00 CITY GLASTONBURY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CT 06033 UNPAID BALANCE: 372,900.860 OPTION TO CONVERT : No MONTHLY P&I: 2,516.34 ANNUAL RATE ADJUST: 0.000 LTV : 79.72200 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032024861 MORTGAGORS: RAPPAPORT, LEONARD RAPPAPORT, SUSAN ADDRESS : 1244 COURSE VIEW CIRCLE MORTGAGE AMT: 293,100.00 CITY VIRGINA BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 VA 23455 UNPAID BALANCE: 292,641.320 OPTION TO CONVERT : No MONTHLY P&I: 1,999.46 ANNUAL RATE ADJUST: 0.000 LTV : 94.99900 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032025058 MORTGAGORS: CALIA, ANTHONY BADAMO, LOUIS BADAMO, CAMILLE CALIA, PAULA ADDRESS : 1034 65TH STREET MORTGAGE AMT: 337,500.00 CITY BROOKLYN :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NY 11219 UNPAID BALANCE: 336,958.590 OPTION TO CONVERT : No MONTHLY P&I: 2,273.81 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032025173 MORTGAGORS: VARNEDOE, WYMAN VARNEDOE, BARBARA ADDRESS : 760 WINDING HILLS ROAD MORTGAGE AMT: 324,850.00 CITY MONUMENT :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CO 80132 UNPAID BALANCE: 324,315.880 OPTION TO CONVERT : No MONTHLY P&I: 2,161.24 ANNUAL RATE ADJUST: 0.000 LTV : 69.86000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032025496 MORTGAGORS: TREVISOL, KATHERINE LAMPREA, FRANCIS ADDRESS : 2469 EAGLE RUN DRIVE MORTGAGE AMT: 317,700.00 CITY WESTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 FL 33327 UNPAID BALANCE: 316,914.170 OPTION TO CONVERT : No MONTHLY P&I: 2,113.67 ANNUAL RATE ADJUST: 0.000 LTV : 79.99700 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032025546 MORTGAGORS: TANNEHILL, KENNETH TANNEHILL, SARA ADDRESS : 10631 NIBLICK LANE MORTGAGE AMT: 264,000.00 CITY EDEN PRAIRIE :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 MN 55347 UNPAID BALANCE: 263,521.390 OPTION TO CONVERT : No MONTHLY P&I: 1,668.66 ANNUAL RATE ADJUST: 0.000 LTV : 67.69200 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032025603 MORTGAGORS: D'ANDREA, FRANK WEBBER, IRENE ADDRESS : 2817 CONCORD DRIVE MORTGAGE AMT: 495,000.00 CITY WALL :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NJ 07719 UNPAID BALANCE: 494,244.380 OPTION TO CONVERT : No MONTHLY P&I: 3,418.84 ANNUAL RATE ADJUST: 0.000 LTV : 89.94000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032025660 MORTGAGORS: ROGOWSKI, RAYMOND ROGOWSKI, JENNIFER ADDRESS : 21 DIAMOND DRIVE MORTGAGE AMT: 300,000.00 CITY THORNTON :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 PA 19373 UNPAID BALANCE: 299,728.790 OPTION TO CONVERT : No MONTHLY P&I: 1,896.21 ANNUAL RATE ADJUST: 0.000 LTV : 83.87800 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032025843 MORTGAGORS: TAYLOR, MELAINE TAYLOR, JAMES ADDRESS : 5036 BRIARLEDGE ROAD MORTGAGE AMT: 56,000.00 CITY NORTH SYRACUSE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NY 13212 UNPAID BALANCE: 55,914.510 OPTION TO CONVERT : No MONTHLY P&I: 386.78 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032025959 MORTGAGORS: PETERSEN, RICHARD PETERSEN, MARGARET ADDRESS : 120 FICKET STREET MORTGAGE AMT: 288,000.00 CITY SOUTH PORTLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 ME 04106 UNPAID BALANCE: 287,526.460 OPTION TO CONVERT : No MONTHLY P&I: 1,916.08 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032026528 MORTGAGORS: KEEGAN, VINCENT KEEGAN, SHARON ADDRESS : 1835 FOXSTONE DRIVE MORTGAGE AMT: 440,000.00 CITY VIENNA :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 VA 22182 UNPAID BALANCE: 439,240.190 OPTION TO CONVERT : No MONTHLY P&I: 2,853.84 ANNUAL RATE ADJUST: 0.000 LTV : 78.57100 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032027252 MORTGAGORS: KORREN, TODD KORREN, DONNA ADDRESS : 55 DIANA'S TRAIL MORTGAGE AMT: 275,000.00 CITY ROSLYN ESTATES :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NY 11576 UNPAID BALANCE: 274,536.620 OPTION TO CONVERT : No MONTHLY P&I: 1,806.55 ANNUAL RATE ADJUST: 0.000 LTV : 42.63500 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032027260 MORTGAGORS: GORDON, ANDREA ADDRESS : 220 HARDEN COURT MORTGAGE AMT: 128,500.00 CITY CENTERPORT :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NY 11721 UNPAID BALANCE: 128,220.330 OPTION TO CONVERT : No MONTHLY P&I: 887.52 ANNUAL RATE ADJUST: 0.000 LTV : 69.45900 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032027765 MORTGAGORS: SCHAEFER, JOHN SCHAEFER, BETTY ADDRESS : 1920 SPRINGHILL ROAD MORTGAGE AMT: 304,000.00 CITY HELENA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MT 59601 UNPAID BALANCE: 303,500.170 OPTION TO CONVERT : No MONTHLY P&I: 2,022.52 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032027773 MORTGAGORS: BUSHROE, JOSEPH BUSHROE, KIM BUSHROE, KIM ADDRESS : 16543 IYOPAWA ROAD MORTGAGE AMT: 294,027.00 CITY COLDWATER :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MI 49036 UNPAID BALANCE: 293,555.340 OPTION TO CONVERT : No MONTHLY P&I: 1,980.92 ANNUAL RATE ADJUST: 0.000 LTV : 71.71300 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032027856 MORTGAGORS: CAIRNS, MICHAEL CAIRNS, DE VONNE ADDRESS : 3121 AIKI AVE S.W. SUITE MORTGAGE AMT: 355,000.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 WA 98116 UNPAID BALANCE: 354,401.800 OPTION TO CONVERT : No MONTHLY P&I: 2,332.10 ANNUAL RATE ADJUST: 0.000 LTV : 72.44800 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032028128 MORTGAGORS: AHSAN, A.K.M. AHSAN, KANIZ ADDRESS : 11 CEDAR DRIVE MORTGAGE AMT: 323,000.00 CITY TUXEDO :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 NY 10987 UNPAID BALANCE: 322,442.230 OPTION TO CONVERT : No MONTHLY P&I: 2,094.98 ANNUAL RATE ADJUST: 0.000 LTV : 77.74800 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032028136 MORTGAGORS: ROMASH, RICHARD ROMASH, RANDY ADDRESS : 8 ANTON DRIVE MORTGAGE AMT: 340,000.00 CITY CARMEL :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NY 10512 UNPAID BALANCE: 339,480.970 OPTION TO CONVERT : No MONTHLY P&I: 2,348.30 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032028201 MORTGAGORS: BRANDAU, RONALD BRANDAU, THERESA BRANDAU, THERESA ADDRESS : 4704 COWMAN COURT MORTGAGE AMT: 288,000.00 CITY MOUNT AIRY :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MD 21771 UNPAID BALANCE: 287,178.920 OPTION TO CONVERT : No MONTHLY P&I: 1,891.96 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032028466 MORTGAGORS: LAKS, DAVID LAKS, MARY ADDRESS : 38 CAMBRIDGE ROAD MORTGAGE AMT: 380,450.00 CITY MONTCLAIR :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NJ 07042 UNPAID BALANCE: 379,883.520 OPTION TO CONVERT : No MONTHLY P&I: 2,660.17 ANNUAL RATE ADJUST: 0.000 LTV : 79.99300 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032028755 MORTGAGORS: ROMANOWICH, JOHN ADDRESS : 50 BLUE HERON WAY MORTGAGE AMT: 488,450.00 CITY SKILLMAN :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NJ 08558 UNPAID BALANCE: 487,626.930 OPTION TO CONVERT : No MONTHLY P&I: 3,208.77 ANNUAL RATE ADJUST: 0.000 LTV : 79.99900 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032028979 MORTGAGORS: SMITH, DIANNE ADDRESS : 2315 PEROT STREET MORTGAGE AMT: 280,800.00 CITY PHILADELPHIA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 PA 19103 UNPAID BALANCE: 280,155.050 OPTION TO CONVERT : No MONTHLY P&I: 1,939.42 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032029159 MORTGAGORS: WEINSTEIN, JOSEPH KASNETZ, KAREN ADDRESS : 5 TODD COURT MORTGAGE AMT: 414,000.00 CITY BRIDGEWATER :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 08807 UNPAID BALANCE: 414,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,789.20 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032029431 MORTGAGORS: LUTZ, JORRIS STIVERS-LUTZ, AMY ADDRESS : 11288 STONE THROW DRIVE MORTGAGE AMT: 429,800.00 CITY RESTON :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 VA 20194 UNPAID BALANCE: 428,710.540 OPTION TO CONVERT : No MONTHLY P&I: 2,823.48 ANNUAL RATE ADJUST: 0.000 LTV : 79.99300 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032029829 MORTGAGORS: HOYACK, DAVID HOYAEK, PATRICIA HOYACK, PATRICIA ADDRESS : 891 MEADOWBROOK DR MORTGAGE AMT: 464,000.00 CITY AURORA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 OH 44202 UNPAID BALANCE: 463,646.930 OPTION TO CONVERT : No MONTHLY P&I: 3,204.74 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032030579 MORTGAGORS: HARRIS, ROBERT HARRIS, JOAN ADDRESS : 34-36 PEMBERTON ROAD MORTGAGE AMT: 430,000.00 CITY WAYLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 01778 UNPAID BALANCE: 429,071.750 OPTION TO CONVERT : No MONTHLY P&I: 2,933.36 ANNUAL RATE ADJUST: 0.000 LTV : 69.91800 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032030678 MORTGAGORS: STIER, MITCHELL BALLEN-STIER, STACY ADDRESS : 8 GLENWOOD ROAD MORTGAGE AMT: 440,000.00 CITY TENAFLY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NJ 07670 UNPAID BALANCE: 439,311.430 OPTION TO CONVERT : No MONTHLY P&I: 3,001.58 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032031825 MORTGAGORS: LEPLEY, WILLIAM LEPLEY, MARY ADDRESS : 565 LAUREL OAKS LANE MORTGAGE AMT: 310,000.00 CITY ALPHARETTA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 GA 30004 UNPAID BALANCE: 309,490.300 OPTION TO CONVERT : No MONTHLY P&I: 2,062.44 ANNUAL RATE ADJUST: 0.000 LTV : 55.35700 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032032310 MORTGAGORS: BRASH, EDWARD BRASH, SARAH ADDRESS : 806 CARROLL STREET APT 4 MORTGAGE AMT: 291,000.00 CITY BROOKLYN :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NY 11215 UNPAID BALANCE: 290,533.200 OPTION TO CONVERT : No MONTHLY P&I: 1,960.52 ANNUAL RATE ADJUST: 0.000 LTV : 67.20500 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032032393 MORTGAGORS: SILVERBERG, IAN SILVERBERG, PAMELA ADDRESS : 3128 SUSAN ROAD MORTGAGE AMT: 250,000.00 CITY BELLMORE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NY 11710 UNPAID BALANCE: 249,578.720 OPTION TO CONVERT : No MONTHLY P&I: 1,642.33 ANNUAL RATE ADJUST: 0.000 LTV : 69.44400 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032032443 MORTGAGORS: BITTNER, SEAN BITTNER, JENNIFER ADDRESS : 23512 NORTHEAST 21ST STRE MORTGAGE AMT: 282,000.00 CITY REDMOND :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 WA 98053 UNPAID BALANCE: 281,547.640 OPTION TO CONVERT : No MONTHLY P&I: 1,899.89 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032032716 MORTGAGORS: MORAN, THOMAS MORAN, VANESSA ADDRESS : 23 ANSON ROAD MORTGAGE AMT: 290,000.00 CITY CONCORD :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 MA 01742 UNPAID BALANCE: 289,576.180 OPTION TO CONVERT : No MONTHLY P&I: 2,052.60 ANNUAL RATE ADJUST: 0.000 LTV : 64.44400 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032032898 MORTGAGORS: HOLLAND, JOHN HOLLAND, MAUREEN ADDRESS : 257 TREMONT AVE MORTGAGE AMT: 258,000.00 CITY BRAINTREE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MA 02184 UNPAID BALANCE: 257,615.840 OPTION TO CONVERT : No MONTHLY P&I: 1,803.98 ANNUAL RATE ADJUST: 0.000 LTV : 79.38400 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032033417 MORTGAGORS: JOHNSON, RUSSELL JOHNSON, JOAN ADDRESS : 11651 MARBLE ARCH DRIVE MORTGAGE AMT: 320,000.00 CITY SANTA ANA :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 92705 UNPAID BALANCE: 319,535.290 OPTION TO CONVERT : No MONTHLY P&I: 2,264.95 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032033466 MORTGAGORS: HILLIARD, RUSSELL HILLIARD, KIMBERLY ADDRESS : 5050 COTTON MILL AVENUE MORTGAGE AMT: 400,000.00 CITY KEARNEY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NE 68847 UNPAID BALANCE: 399,374.030 OPTION TO CONVERT : No MONTHLY P&I: 2,728.71 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032033722 MORTGAGORS: GEWANT, KENNETH GEWANT, JANE ADDRESS : 20 BUCKNELL DRIVE MORTGAGE AMT: 294,000.00 CITY PLAINVIEW :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NY 11803 UNPAID BALANCE: 293,776.290 OPTION TO CONVERT : No MONTHLY P&I: 2,030.58 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032033805 MORTGAGORS: LYNN, BRENDA ADDRESS : 5 STONE PINE DRIVE MORTGAGE AMT: 500,000.00 CITY NEWPORT BEACH AREA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92657 UNPAID BALANCE: 499,619.540 OPTION TO CONVERT : No MONTHLY P&I: 3,453.38 ANNUAL RATE ADJUST: 0.000 LTV : 61.70000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032034092 MORTGAGORS: DOLAN, DAVID TALAMANTES, CECILIA ADDRESS : 69 HIGH LEDGE AVENUE MORTGAGE AMT: 327,200.00 CITY WELLESLEY :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MA 02482 UNPAID BALANCE: 326,925.110 OPTION TO CONVERT : No MONTHLY P&I: 2,149.47 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032034233 MORTGAGORS: MCHUGH, CHARLES ADDRESS : 316 PENNSYLVANIA AVENUE MORTGAGE AMT: 356,000.00 CITY SPRING LAKE :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 NJ 07762 UNPAID BALANCE: 355,269.160 OPTION TO CONVERT : No MONTHLY P&I: 2,309.01 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032034316 MORTGAGORS: CARD, JAY CARD, JUDITH ADDRESS : 11 LOCUST WOODS DRIVE MORTGAGE AMT: 255,000.00 CITY SHELTER ISLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NY 11964 UNPAID BALANCE: 255,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,739.55 ANNUAL RATE ADJUST: 0.000 LTV : 50.39500 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002\ - -------------------------------------------------------------------------------- LN # 0032034779 MORTGAGORS: CHUN, JIN ADDRESS : 11 DEVONSHIRE DRIVE MORTGAGE AMT: 479,000.00 CITY WHITE PLAINS :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 NY 10605 UNPAID BALANCE: 478,172.880 OPTION TO CONVERT : No MONTHLY P&I: 3,106.78 ANNUAL RATE ADJUST: 0.000 LTV : 89.86800 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032034803 MORTGAGORS: RIOUX, JOHN FRISCH, JILL ADDRESS : 14 BARTON ROAD MORTGAGE AMT: 600,000.00 CITY MOUNTAIN LAKE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NJ 07046 UNPAID BALANCE: 599,061.050 OPTION TO CONVERT : No MONTHLY P&I: 4,093.06 ANNUAL RATE ADJUST: 0.000 LTV : 75.75757 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032035354 MORTGAGORS: BOND, TOBY BOND, MARY ADDRESS : 150 PLEASANT HILL MORTGAGE AMT: 332,975.00 CITY FAYETTEVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 GA 30215 UNPAID BALANCE: 332,466.700 OPTION TO CONVERT : No MONTHLY P&I: 2,299.78 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032036022 MORTGAGORS: NIEVES, RICHARD NIEVES, COLLEEN ADDRESS : 7 FILLMORE DRIVE MORTGAGE AMT: 350,000.00 CITY STONY POINT :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NY 10980 UNPAID BALANCE: 349,713.110 OPTION TO CONVERT : No MONTHLY P&I: 2,328.56 ANNUAL RATE ADJUST: 0.000 LTV : 71.42800 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032036394 MORTGAGORS: WARD, GARRETT ADDRESS : 529 EAST 44TH STREET MORTGAGE AMT: 304,000.00 CITY SAVANNAH :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 GA 31405 UNPAID BALANCE: 303,266.330 OPTION TO CONVERT : No MONTHLY P&I: 2,048.11 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032036477 MORTGAGORS: MURPHY, JAMES MURPHY, CYNTHIA ADDRESS : 3N481 HICKORY KNOLL MORTGAGE AMT: 372,000.00 CITY WEST CHICAGO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60185 UNPAID BALANCE: 371,702.520 OPTION TO CONVERT : No MONTHLY P&I: 2,506.23 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032036519 MORTGAGORS: PIAZZA, JAMES ADDRESS : 533 CASCADE COURT MORTGAGE AMT: 251,200.00 CITY MAHWAH :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NJ 07430 UNPAID BALANCE: 250,816.090 OPTION TO CONVERT : No MONTHLY P&I: 1,734.98 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032036568 MORTGAGORS: MENDEZ, RAFAEL MENDEZ, ELENA ADDRESS : 142 PRINCETON OVAL MORTGAGE AMT: 300,000.00 CITY FREEHOLD TOWNSHIP :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NJ 07726 UNPAID BALANCE: 299,506.750 OPTION TO CONVERT : No MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000 LTV : 84.69400 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032036675 MORTGAGORS: WOOD, PETER ROSE, CAROL ADDRESS : 6548 NO. LITTLE FALLS ROA MORTGAGE AMT: 212,000.00 CITY ARLINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 VA 22213 UNPAID BALANCE: 211,651.440 OPTION TO CONVERT : No MONTHLY P&I: 1,410.45 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032036741 MORTGAGORS: GALLAGHER, CHRISTOPHER GALLAGHER, ILENE GALLAGHER, EILEEN ADDRESS : 1168 AVONLEA CIRCLE MORTGAGE AMT: 385,600.00 CITY GLEN MILLS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 PA 19342 UNPAID BALANCE: 385,291.640 OPTION TO CONVERT : No MONTHLY P&I: 2,597.86 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032036840 MORTGAGORS: CERESINO, GORDON CERESINO, MARY ADDRESS : 14741 RANCHO SANTA FE FAR MORTGAGE AMT: 1,120,700.00 CITY RANCHO SANTA FE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92067 UNPAID BALANCE: 1,118,125. OPTION TO CONVERT : No 950 MONTHLY P&I: 7,740.40 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:015 -------------------------------------------------------------------------------- LN # 0032037939 MORTGAGORS: MAGLIARO, P. MAGLIARO, JOYCE ADDRESS : 5419A LONG BEACH BLVD MORTGAGE AMT: 251,000.00 CITY HARVEY CEDARS :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 NJ 08008 UNPAID BALANCE: 250,451.510 OPTION TO CONVERT : No MONTHLY P&I: 1,776.57 ANNUAL RATE ADJUST: 0.000 LTV : 79.80900 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032037970 MORTGAGORS: MESAROS, JOHN MESAROS, ANNE ADDRESS : 7582 FOOTHILL ROAD MORTGAGE AMT: 491,000.00 CITY PLEASANTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94566 UNPAID BALANCE: 489,957.990 OPTION TO CONVERT : No MONTHLY P&I: 3,266.64 ANNUAL RATE ADJUST: 0.000 LTV : 65.90600 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032038093 MORTGAGORS: MAC CONNELL, NICHOLAS ADDRESS : 780 CONGRESS AVENUE MORTGAGE AMT: 320,000.00 CITY CINCINNATI :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 OH 45246 UNPAID BALANCE: 319,523.540 OPTION TO CONVERT : No MONTHLY P&I: 2,237.49 ANNUAL RATE ADJUST: 0.000 LTV : 59.53400 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032038382 MORTGAGORS: ORLING, ANTHONY SMITH, VIRGINIE ORLING, URSULA ADDRESS : 1000 KILER CANYON ROAD MORTGAGE AMT: 410,000.00 CITY PASO ROBLES :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 93446 UNPAID BALANCE: 409,389.540 OPTION TO CONVERT : No MONTHLY P&I: 2,866.78 ANNUAL RATE ADJUST: 0.000 LTV : 78.54400 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032038473 MORTGAGORS: CRONIN, DENNIS CRONIN, MARIAH ADDRESS : 135 ISLAND CREEK ROAD MORTGAGE AMT: 260,000.00 CITY DUXBURY :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 MA 02332 UNPAID BALANCE: 259,631.810 OPTION TO CONVERT : No MONTHLY P&I: 1,862.67 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032038481 MORTGAGORS: MEANY, PHILIP DANIEL, HELENE ADDRESS : 3417 N. ALBERMARLE STREET MORTGAGE AMT: 600,000.00 CITY ARLINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 VA 22207 UNPAID BALANCE: 599,531.940 OPTION TO CONVERT : No MONTHLY P&I: 4,093.06 ANNUAL RATE ADJUST: 0.000 LTV : 71.42800 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032038564 MORTGAGORS: JENKINS, DANIEL JENKINS, AMY ADDRESS : 7568 CISTENA WAY MORTGAGE AMT: 279,000.00 CITY PARKER :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CO 80134 UNPAID BALANCE: 278,197.620 OPTION TO CONVERT : No MONTHLY P&I: 1,926.98 ANNUAL RATE ADJUST: 0.000 LTV : 68.04800 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032038580 MORTGAGORS: HARSINAY, DROR HARSINAY, KERRI ADDRESS : 2112 CEDAR SWAMP ROAD MORTGAGE AMT: 608,000.00 CITY BROOKVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 NY 11545 UNPAID BALANCE: 608,000.000 OPTION TO CONVERT : No MONTHLY P&I: 4,408.42 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032039018 MORTGAGORS: BAILEY, EDWARD SIMMONS, DOROTHY SIMMONS, WILLIAM BAILEY, LINDA ADDRESS : 3310 WESLEY AVE MORTGAGE AMT: 370,000.00 CITY OCEAN CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NJ 08226 UNPAID BALANCE: 369,171.040 OPTION TO CONVERT : No MONTHLY P&I: 2,587.10 ANNUAL RATE ADJUST: 0.000 LTV : 70.47600 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032039182 MORTGAGORS: SPEWAK, PETER SPEWAK, LYNNE ADDRESS : 10491 HUNTING HILLS PLACE MORTGAGE AMT: 352,000.00 CITY OAKTON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 VA 22124 UNPAID BALANCE: 351,462.660 OPTION TO CONVERT : No MONTHLY P&I: 2,431.18 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032039471 MORTGAGORS: DUREKAS, TY DUREKAS, FRANCES ADDRESS : 199 YERBA BUENA AVENUE MORTGAGE AMT: 980,000.00 CITY LOS ALTOS :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94022 UNPAID BALANCE: 977,515.840 OPTION TO CONVERT : No MONTHLY P&I: 6,437.91 ANNUAL RATE ADJUST: 0.000 LTV : 67.58600 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:015 -------------------------------------------------------------------------------- LN # 0032039596 MORTGAGORS: PONCE DELEON, VICTOR PONCE DELEON, KATHRYN ADDRESS : 7326 SAVANNAH GLEN LANE MORTGAGE AMT: 262,700.00 CITY RICHMOND :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 TX 77469 UNPAID BALANCE: 262,096.640 OPTION TO CONVERT : No MONTHLY P&I: 1,814.40 ANNUAL RATE ADJUST: 0.000 LTV : 86.13100 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032039604 MORTGAGORS: VENABLE, NANCY NUGENT, STEPHEN NUGENT, PATRICK ADDRESS : 1905 MACARTHUR DRIVE MORTGAGE AMT: 255,000.00 CITY MCLEAN :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 VA 22101 UNPAID BALANCE: 254,600.950 OPTION TO CONVERT : No MONTHLY P&I: 1,739.55 ANNUAL RATE ADJUST: 0.000 LTV : 72.85700 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032039620 MORTGAGORS: GRAMMER, WILLIAM GRAMMER, VIVIAN ADDRESS : 9508 BELLECHASE ROAD MORTGAGE AMT: 158,850.00 CITY GRANBURY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 TX 76049 UNPAID BALANCE: 158,503.290 OPTION TO CONVERT : No MONTHLY P&I: 1,070.21 ANNUAL RATE ADJUST: 0.000 LTV : 65.37000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032039679 MORTGAGORS: TAORMINA, PETER TAORMINA, ELLEN ADDRESS : 7 CARR COURT MORTGAGE AMT: 285,000.00 CITY NESCONSET :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 NY 11767 UNPAID BALANCE: 283,589.950 OPTION TO CONVERT : No MONTHLY P&I: 2,041.77 ANNUAL RATE ADJUST: 0.000 LTV : 77.02700 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032039943 MORTGAGORS: FRIEDLANDER, LEE ADDRESS : 17 CARLYLE PLACE MORTGAGE AMT: 240,000.00 CITY ROSLYN HEIGHTS :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NY 11577 UNPAID BALANCE: 239,821.880 OPTION TO CONVERT : No MONTHLY P&I: 1,678.12 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032040339 MORTGAGORS: BURRADELL, ALAN ROHLOFF, DAVID ADDRESS : 62-64 COLLINGSWOOD STREET MORTGAGE AMT: 420,000.00 CITY SAN FRANCISCO :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 94114 UNPAID BALANCE: 419,710.950 OPTION TO CONVERT : No MONTHLY P&I: 3,045.30 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032040404 MORTGAGORS: CHAPMAN, DAVID CHAPMAN, MARGARET ADDRESS : 170 MORRIS AVE MORTGAGE AMT: 530,000.00 CITY MOUNTAIN LAKES :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NJ 07046 UNPAID BALANCE: 529,170.590 OPTION TO CONVERT : No\ MONTHLY P&I: 3,615.54 ANNUAL RATE ADJUST: 0.000 LTV : 72.60200 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032040412 MORTGAGORS: PANICALI, LORI PANICALI, MARK ADDRESS : 16 HOLLY LANE MORTGAGE AMT: 272,000.00 CITY BEVERLY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MA 01915 UNPAID BALANCE: 270,951.310 OPTION TO CONVERT : No MONTHLY P&I: 1,878.64 ANNUAL RATE ADJUST: 0.000 LTV : 75.55555 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032040594 MORTGAGORS: SHAMSHOUM, EDWAR SHAMSHOUM, DEBORAH ADDRESS : 904 BLACK OAK STREET MORTGAGE AMT: 360,000.00 CITY GIBSONIA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 PA 15044 UNPAID BALANCE: 359,436.620 OPTION TO CONVERT : No MONTHLY P&I: 2,455.84 ANNUAL RATE ADJUST: 0.000 LTV : 79.56000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032040826 MORTGAGORS: JAYASURIYA, SUHADA JAYASURIYA, BODHINI ADDRESS : 9209 LAKE FOREST COURT NO MORTGAGE AMT: 286,850.00 CITY COLLEGE STATION :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 TX 77845 UNPAID BALANCE: 286,433.440 OPTION TO CONVERT : No MONTHLY P&I: 2,030.31 ANNUAL RATE ADJUST: 0.000 LTV : 74.99346 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032041089 MORTGAGORS: THOMAS, NEAL THOMAS, PAULA ADDRESS : 43925 CHAMPIONSHIP PLACE MORTGAGE AMT: 206,320.00 CITY ASHBURN :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 VA 20147 UNPAID BALANCE: 205,972.330 OPTION TO CONVERT : No MONTHLY P&I: 1,355.38 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032041345 MORTGAGORS: NELSON, DEREK NELSON, MARIE ADDRESS : 13769 SHOAL SUMMIT DRIVE MORTGAGE AMT: 440,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92128 UNPAID BALANCE: 439,103.190 OPTION TO CONVERT : No MONTHLY P&I: 3,038.97 ANNUAL RATE ADJUST: 0.000 LTV : 80.04000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032041634 MORTGAGORS: MEEKER, JOHN MEEKER, NANCY ADDRESS : 4 BONUS HILL DRIVE MORTGAGE AMT: 265,000.00 CITY SCOTCH PLAINS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NJ 07076 UNPAID BALANCE: 264,595.480 OPTION TO CONVERT : No MONTHLY P&I: 1,830.29 ANNUAL RATE ADJUST: 0.000 LTV : 59.55000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032041766 MORTGAGORS: PEAK, KARL PEAK, ELLEN ADDRESS : 8159 DUNAWAY LANE MORTGAGE AMT: 270,900.00 CITY WESTERVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 OH 43082 UNPAID BALANCE: 270,506.620 OPTION TO CONVERT : No MONTHLY P&I: 1,917.41 ANNUAL RATE ADJUST: 0.000 LTV : 94.99500 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032041964 MORTGAGORS: HAVENS, DANIEL HAVENS, AMBER ADDRESS : 12601 NUTHATCH DRIVE NORT MORTGAGE AMT: 436,500.00 CITY GIG HARBOR :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 WA 98332 UNPAID BALANCE: 435,746.250 OPTION TO CONVERT : No MONTHLY P&I: 2,831.13 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032042087 MORTGAGORS: ERICSON, KAREN ERICSON, MICHAEL ADDRESS : 25 ADELINE DRIVE MORTGAGE AMT: 340,000.00 CITY WALNUT CREEK :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94596 UNPAID BALANCE: 339,467.930 OPTION TO CONVERT : No MONTHLY P&I: 2,319.40 ANNUAL RATE ADJUST: 0.000 LTV : 79.62500 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032042285 MORTGAGORS: VANCE, GREGORY VANCE, KOLLEEN ADDRESS : 16220 SAINT LAWRENCE DRIV MORTGAGE AMT: 276,250.00 CITY MORGAN HILL :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95037 UNPAID BALANCE: 275,817.700 OPTION TO CONVERT : No MONTHLY P&I: 1,884.51 ANNUAL RATE ADJUST: 0.000 LTV : 79.99700 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032042335 MORTGAGORS: MOLLOY, MARTHA ADDRESS : 3600 ARBORLAWN DRIVE MORTGAGE AMT: 284,000.00 CITY FORT WORTH :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 TX 76109 UNPAID BALANCE: 283,533.060 OPTION TO CONVERT : No MONTHLY P&I: 1,889.46 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032042434 MORTGAGORS: TAMIMI, ROSS TAMIMI, CORTNEY ADDRESS : 2621 WAKEROBIN COURT MORTGAGE AMT: 279,600.00 CITY WEST LINN :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 OR 97068 UNPAID BALANCE: 278,925.230 OPTION TO CONVERT : No MONTHLY P&I: 1,883.72 ANNUAL RATE ADJUST: 0.000 LTV : 79.90800 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032042483 MORTGAGORS: RYAN, SHAWN ADDRESS : 5801 HAMILTON ROAD ROAD MORTGAGE AMT: 56,100.00 CITY JORDAN :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NY 13080 UNPAID BALANCE: 56,016.470 OPTION TO CONVERT : No MONTHLY P&I: 392.26 ANNUAL RATE ADJUST: 0.000 LTV : 35.73200 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032042525 MORTGAGORS: DONCHEY, EDWIN DONCHEY, SHERYL ADDRESS : 9 GARONDAH ROAD MORTGAGE AMT: 265,000.00 CITY RAINBOW LAKE :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 NY 12976 UNPAID BALANCE: 264,624.730 OPTION TO CONVERT : No MONTHLY P&I: 1,898.49 ANNUAL RATE ADJUST: 0.000 LTV : 67.25800 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032042780 MORTGAGORS: HERNANDEZ, YOLANDA HERNANDEZ, JULIO HERNANDEZ, JULIO ADDRESS : 83 KIPP AVENUE MORTGAGE AMT: 314,750.00 CITY LODI :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NJ 07644 UNPAID BALANCE: 314,510.490 OPTION TO CONVERT : No MONTHLY P&I: 2,173.91 ANNUAL RATE ADJUST: 0.000 LTV : 87.43000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032042806 MORTGAGORS: SIGURDSSON, KRISTJAN SIGURDSSON, INGIBJORG ADDRESS : 7201 N 21ST MORTGAGE AMT: 360,000.00 CITY PHOENIX :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 AZ 85020 UNPAID BALANCE: 359,152.380 OPTION TO CONVERT : No MONTHLY P&I: 2,455.84 ANNUAL RATE ADJUST: 0.000 LTV : 88.45200 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032043028 MORTGAGORS: MARCUS, EILEEN MARCUS, ZVI ADDRESS : 9908 TROSBY COURT MORTGAGE AMT: 283,200.00 CITY VIENNA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 VA 22181 UNPAID BALANCE: 282,778.330 OPTION TO CONVERT : No MONTHLY P&I: 1,980.18 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032043275 MORTGAGORS: MALIK, PETER ADDRESS : 19 KENSINGTON DRIVE MORTGAGE AMT: 289,600.00 CITY CHAGRIN FALLS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 OH 44022 UNPAID BALANCE: 289,379.630 OPTION TO CONVERT : No MONTHLY P&I: 2,000.20 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032043325 MORTGAGORS: BULLINGTON, MICHAEL MCDERMOTT, TIMOTHY ADDRESS : 11143 TWINLEAF WAY MORTGAGE AMT: 488,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92131 UNPAID BALANCE: 487,197.880 OPTION TO CONVERT : No MONTHLY P&I: 3,329.02 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032043440 MORTGAGORS: ETTAKI, MOURAD ETTAKI, ROSALINDA ADDRESS : 6448 NORTHEAST 135TH PLAC MORTGAGE AMT: 283,100.00 CITY KIRKLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 WA 98034 UNPAID BALANCE: 282,656.980 OPTION TO CONVERT : No MONTHLY P&I: 1,931.24 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032043515 MORTGAGORS: FISHBAUM, DAVID MCDONAGH, ANNE ADDRESS : 1464 LINDEN AVENUE MORTGAGE AMT: 466,000.00 CITY HIGHLAND PARK :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 IL 60035 UNPAID BALANCE: 465,214.760 OPTION TO CONVERT : No MONTHLY P&I: 3,061.29 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032043986 MORTGAGORS: BANN, DAVID BANN, DONNA ADDRESS : 31 LONGVIEW DRIVE MORTGAGE AMT: 264,100.00 CITY BOW :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 NH 03301 UNPAID BALANCE: 263,543.400 OPTION TO CONVERT : No MONTHLY P&I: 1,712.94 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032044117 MORTGAGORS: LONERGAN, LAUREN ADDRESS : 43C WOODCREST DRIVE MORTGAGE AMT: 452,000.00 CITY NISSEQUOGUE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NY 11780 UNPAID BALANCE: 451,256.840 OPTION TO CONVERT : No MONTHLY P&I: 3,007.17 ANNUAL RATE ADJUST: 0.000 LTV : 69.43100 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032044232 MORTGAGORS: COPELAND, DANIEL COPELAND, RACHEL ADDRESS : 1660 STEPHENS DRIVE MORTGAGE AMT: 268,700.00 CITY WAYNE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 PA 19087 UNPAID BALANCE: 268,490.390 OPTION TO CONVERT : No MONTHLY P&I: 1,833.01 ANNUAL RATE ADJUST: 0.000 LTV : 79.99400 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032044281 MORTGAGORS: MCDONALD, WILLIAM MCDONALD, LYNN ADDRESS : 80 EDGEWATER DRIVE MORTGAGE AMT: 270,000.00 CITY TIFTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 GA 31794 UNPAID BALANCE: 269,789.370 OPTION TO CONVERT : No MONTHLY P&I: 1,841.88 ANNUAL RATE ADJUST: 0.000 LTV : 82.31700 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032044299 MORTGAGORS: ARCENEAUX, MICHAEL ALFSTAD, WILLIAM ADDRESS : 5661 49TH AVENUE SOUTHWES MORTGAGE AMT: 280,250.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 WA 98136 UNPAID BALANCE: 279,811.440 OPTION TO CONVERT : No MONTHLY P&I: 1,911.80 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032044604 MORTGAGORS: FABRIE, MICHAEL FABRIE, WHITNEY ADDRESS : 3976 SEQUOIA STREET MORTGAGE AMT: 400,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92109 UNPAID BALANCE: 399,358.360 OPTION TO CONVERT : No MONTHLY P&I: 2,694.87 ANNUAL RATE ADJUST: 0.000 LTV : 86.95600 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032044729 MORTGAGORS: LALLIER, ELAINE ADDRESS : 2 HARTS HILL CIRCLE MORTGAGE AMT: 26,500.00 CITY WHITESBORO :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 NY 13492 UNPAID BALANCE: 26,462.480 OPTION TO CONVERT : No MONTHLY P&I: 189.85 ANNUAL RATE ADJUST: 0.000 LTV : 51.45600 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032044869 MORTGAGORS: PERKOWSKI, JOHN GIACALONE, CARLEEN ADDRESS : 355 ROCK ROAD EAST MORTGAGE AMT: 650,000.00 CITY LAMBERTVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NJ 08530 UNPAID BALANCE: 649,505.400 OPTION TO CONVERT : No MONTHLY P&I: 4,489.39 ANNUAL RATE ADJUST: 0.000 LTV : 65.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032045023 MORTGAGORS: BRIMMAGE, MAURICE BRIMMAGE, AMY ADDRESS : 4300/4302 EMERSON AVENUE MORTGAGE AMT: 316,500.00 CITY UNIVERSITY PARK :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 TX 75205 UNPAID BALANCE: 315,736.180 OPTION TO CONVERT : No MONTHLY P&I: 2,132.32 ANNUAL RATE ADJUST: 0.000 LTV : 79.99400 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032045080 MORTGAGORS: TRUITT, RAYMOND TILGHMAN, MARY ADDRESS : 3 TROTTING HORSE COURT MORTGAGE AMT: 256,000.00 CITY BALTIMORE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MD 21228 UNPAID BALANCE: 255,790.150 OPTION TO CONVERT : No MONTHLY P&I: 1,703.18 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032045403 MORTGAGORS: HERHOLD, DONALD HERHOLD, LISA ADDRESS : 5264 SOUTH IRONTON WAY MORTGAGE AMT: 252,800.00 CITY ENGLEWOOD :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CO 80111 UNPAID BALANCE: 252,592.790 OPTION TO CONVERT : No MONTHLY P&I: 1,681.88 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032045510 MORTGAGORS: KATRIEL, ROY ADDRESS : 3018.5 R STREET N. W. MORTGAGE AMT: 266,000.00 CITY WASHINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 DC 20007 UNPAID BALANCE: 265,050.280 OPTION TO CONVERT : No MONTHLY P&I: 1,792.10 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032045734 MORTGAGORS: HARADA, RUSSELL HARADA, KARILEE ADDRESS : 3910 WAOKANAKA STREET MORTGAGE AMT: 650,000.00 CITY HONOLULU :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 HI 96817 UNPAID BALANCE: 650,000.000 OPTION TO CONVERT : No MONTHLY P&I: 4,270.04 ANNUAL RATE ADJUST: 0.000 LTV : 68.42100 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032045825 MORTGAGORS: OWEIS, FAYEQ OWEIS, XIOMARA OWEIS, JULIA ADDRESS : 255 LAMONTE AVENUE MORTGAGE AMT: 280,000.00 CITY SOUTH SAN FRANCISCO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94080 UNPAID BALANCE: 279,539.620 OPTION TO CONVERT : No MONTHLY P&I: 1,862.85 ANNUAL RATE ADJUST: 0.000 LTV : 73.68400 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032046385 MORTGAGORS: ORTIZ, WILLIAM ORTIZ, GAIL ADDRESS : 10305 LEWIS KNOLLS DRIVE MORTGAGE AMT: 412,300.00 CITY OAKTON :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 VA 22124 UNPAID BALANCE: 411,701.270 OPTION TO CONVERT : No MONTHLY P&I: 2,918.24 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032046468 MORTGAGORS: KARMAN, CHRISTOPHER KARMAN, PAULA ADDRESS : 3934 NORRISVILLE ROAD MORTGAGE AMT: 267,900.00 CITY JARRETTSVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MD 21084 UNPAID BALANCE: 267,480.740 OPTION TO CONVERT : No MONTHLY P&I: 1,827.56 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032046526 MORTGAGORS: MINOR, WAYNE MINOR, LAURA ADDRESS : 10116 ELLARD DRIVE MORTGAGE AMT: 277,000.00 CITY LANHAM :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MD 20706 UNPAID BALANCE: 276,555.650 OPTION TO CONVERT : No MONTHLY P&I: 1,866.20 ANNUAL RATE ADJUST: 0.000 LTV : 94.97500 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032046898 MORTGAGORS: HUGHES, ELIZABETH ADDRESS : 308 N. FAIRFAX STREET MORTGAGE AMT: 470,000.00 CITY ALEXANDRIA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 VA 22314 UNPAID BALANCE: 469,264.490 OPTION TO CONVERT : No MONTHLY P&I: 3,206.23 ANNUAL RATE ADJUST: 0.000 LTV : 78.72600 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032047656 MORTGAGORS: CHAN, LINDA LANE, JOHN LANE, JOHN ADDRESS : 10485 VIACHA DRIVE MORTGAGE AMT: 314,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92124 UNPAID BALANCE: 313,496.300 OPTION TO CONVERT : No MONTHLY P&I: 2,115.48 ANNUAL RATE ADJUST: 0.000 LTV : 89.99700 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032047664 MORTGAGORS: PADUCH, BARBARA ADDRESS : 2846 N. HALSTED #4N MORTGAGE AMT: 300,000.00 CITY CHICAGO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60657 UNPAID BALANCE: 299,518.760 OPTION TO CONVERT : No MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000 LTV : 93.02300 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032047722 MORTGAGORS: MOORE, GEORGE MOORE, DONNA ADDRESS : 22 E GOULDING STREET MORTGAGE AMT: 376,000.00 CITY SHERBORN :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MA 01770 UNPAID BALANCE: 375,396.850 OPTION TO CONVERT : No MONTHLY P&I: 2,533.18 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032048076 MORTGAGORS: IMPERIAL, TERESITA IMPERIAL, FELIX ADDRESS : 20 KNAUTH PLACE MORTGAGE AMT: 400,000.00 CITY STATEN ISLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 NY 10305 UNPAID BALANCE: 398,912.780 OPTION TO CONVERT : No MONTHLY P&I: 2,831.17 ANNUAL RATE ADJUST: 0.000 LTV : 79.68100 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032048902 MORTGAGORS: SKOLNICK, ALAN ADDRESS : 66 POOR STREET MORTGAGE AMT: 377,910.00 CITY ANDOVER :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MA 01810 UNPAID BALANCE: 377,629.530 OPTION TO CONVERT : No MONTHLY P&I: 2,642.41 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032048944 MORTGAGORS: JONES, DAVID JONES, ELIZABETH JONES, ELIZABETH ADDRESS : 11303 ALMS HOUSE COURT MORTGAGE AMT: 289,100.00 CITY FAIRFAX STATION :\ STATE/ZIP :\ LIFETIME RATE : 6.37500 VA 22039 UNPAID BALANCE: 288,292.420 OPTION TO CONVERT : No MONTHLY P&I: 1,803.61 ANNUAL RATE ADJUST: 0.000 LTV : 79.99600 OUTSIDE CONV DATE: CURRENT INT 6.37500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032048951 MORTGAGORS: MAGARICK, HARVEY ADDRESS : 1830 RITTENHOUSE SQUARE # MORTGAGE AMT: 425,000.00 CITY PHILADELPHIA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 PA 19103 UNPAID BALANCE: 424,367.200 OPTION TO CONVERT : No MONTHLY P&I: 2,971.67 ANNUAL RATE ADJUST: 0.000 LTV : 68.38200 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032049025 MORTGAGORS: FREDERICO, DOMINIC ADDRESS : 4 WINDY HOLLOW ROAD MORTGAGE AMT: 595,000.00 CITY UPPER MAKEFIELD TOWN :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 PA 18938 UNPAID BALANCE: 594,135.980 OPTION TO CONVERT : No MONTHLY P&I: 4,211.37 ANNUAL RATE ADJUST: 0.000 LTV : 74.84200 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032049207 MORTGAGORS: DUDZIAK, MARTIN DUDZIAK, CHERYL ADDRESS : 26 PILLON REAL MORTGAGE AMT: 327,900.00 CITY PLEASANT HILL :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94523 UNPAID BALANCE: 327,399.450 OPTION TO CONVERT : No MONTHLY P&I: 2,264.73 ANNUAL RATE ADJUST: 0.000 LTV : 79.99500 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032049439 MORTGAGORS: MATHER, ERMA MATHER, FULTON ADDRESS : 2980 ASPEN DRIVE MORTGAGE AMT: 291,500.00 CITY PENRYN :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95663 UNPAID BALANCE: 291,032.400 OPTION TO CONVERT : No MONTHLY P&I: 1,963.89 ANNUAL RATE ADJUST: 0.000 LTV : 74.74300 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032050064 MORTGAGORS: SULTZER, JAMES SULTZER, NANCY ADDRESS : 3832 DUCHAMP DRIVE MORTGAGE AMT: 244,000.00 CITY IRVINE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92606 UNPAID BALANCE: 243,514.770 OPTION TO CONVERT : No MONTHLY P&I: 1,643.87 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032050288 MORTGAGORS: OAKLAND, MARGARET ADDRESS : 7 BLUEBERRY HILL ROAD MORTGAGE AMT: 308,000.00 CITY ANDOVER :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 01810 UNPAID BALANCE: 307,518.010 OPTION TO CONVERT : No MONTHLY P&I: 2,101.10 ANNUAL RATE ADJUST: 0.000 LTV : 55.79700 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032050809 MORTGAGORS: HEFFERNAN, CLYDE HEFFERNAN, JACQUELYN ADDRESS : 31 DECKERS WAY MORTGAGE AMT: 294,500.00 CITY MARSHFIELD :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 02050 UNPAID BALANCE: 294,039.130 OPTION TO CONVERT : No MONTHLY P&I: 2,009.01 ANNUAL RATE ADJUST: 0.000 LTV : 85.36231 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032050965 MORTGAGORS: MADANJIAN, RICHARD MADANJIAN, MARY ADDRESS : 46 MOORE STREET MORTGAGE AMT: 268,800.00 CITY CHELMSFORD :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MA 01824 UNPAID BALANCE: 268,389.670 OPTION TO CONVERT : No MONTHLY P&I: 1,856.53 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032051120 MORTGAGORS: HOPKINS, MICHAEL ADDRESS : 8 MARGARET LANE MORTGAGE AMT: 320,000.00 CITY BILLERICA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MA 01821 UNPAID BALANCE: 319,523.100 OPTION TO CONVERT : No MONTHLY P&I: 2,237.49 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032051351 MORTGAGORS: CARROLL, FRANCIS ADDRESS : 473 GEIGEL HILL ROAD MORTGAGE AMT: 457,000.00 CITY OTTSVILLE :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 PA 18942 UNPAID BALANCE: 456,191.350 OPTION TO CONVERT : No MONTHLY P&I: 2,926.23 ANNUAL RATE ADJUST: 0.000 LTV : 79.47800 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032052029 MORTGAGORS: GUNTHER, JACQUELINE GUNTHER, CLARENCE ADDRESS : 9 NORTH HAMPSHIRE COURT MORTGAGE AMT: 250,000.00 CITY WILMINGTON :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 DE 19807 UNPAID BALANCE: 249,557.640 OPTION TO CONVERT : No MONTHLY P&I: 1,600.78 ANNUAL RATE ADJUST: 0.000 LTV : 55.55500 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032052201 MORTGAGORS: KRASHEVSKI, RICHARD ADDRESS : 1679 HUNTING CREEK DRIVE MORTGAGE AMT: 301,750.00 CITY ALEXANDRIA :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 VA 22314 UNPAID BALANCE: 301,228.940 OPTION TO CONVERT : No MONTHLY P&I: 1,957.14 ANNUAL RATE ADJUST: 0.000 LTV : 79.99200 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032052730 MORTGAGORS: TORRES, LOUIS TORRES, BETTINA ADDRESS : 1017 GENIE LANE MORTGAGE AMT: 253,000.00 CITY CARDIFF, :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92007 UNPAID BALANCE: 252,584.010 OPTION TO CONVERT : No MONTHLY P&I: 1,683.22 ANNUAL RATE ADJUST: 0.000 LTV : 54.52500 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032053308 MORTGAGORS: KEENAN, ROBERT ADDRESS : 7154 PINTAIL DRIVE MORTGAGE AMT: 260,000.00 CITY CARLSBAD :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92009 UNPAID BALANCE: 259,593.120 OPTION TO CONVERT : No MONTHLY P&I: 1,773.66 ANNUAL RATE ADJUST: 0.000 LTV : 70.27000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032053738 MORTGAGORS: TROWBRIDGE, JOHN VOGLER, VICKIE ADDRESS : 1311 WEST DRY CREEK ROAD MORTGAGE AMT: 444,000.00 CITY HEALDSBURG :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95448 UNPAID BALANCE: 443,305.190 OPTION TO CONVERT : No MONTHLY P&I: 3,028.86 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032054298 MORTGAGORS: FARRELL, STEPHEN FARRELL, DAWN ADDRESS : 8 MINUTEMAN LANE MORTGAGE AMT: 400,000.00 CITY LEXINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MA 02420 UNPAID BALANCE: 399,695.620 OPTION TO CONVERT : No MONTHLY P&I: 2,762.71 ANNUAL RATE ADJUST: 0.000 LTV : 89.48500 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032054603 MORTGAGORS: FEDERICO, RICK FEDERICO, PAMELA ADDRESS : 12 WILDWOOD DRIVE MORTGAGE AMT: 251,000.00 CITY NEWBURY PORT :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MA 01950 UNPAID BALANCE: 250,423.510 OPTION TO CONVERT : No MONTHLY P&I: 1,733.59 ANNUAL RATE ADJUST: 0.000 LTV : 76.06000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032055097 MORTGAGORS: MA, CLIFF DUONG MA, NGOC ADDRESS : 24793 NORTHCREST LANE MORTGAGE AMT: 677,000.00 CITY LOS ALTOS HILLS :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 CA 94024 UNPAID BALANCE: 675,032.320 OPTION TO CONVERT : No MONTHLY P&I: 4,279.10 ANNUAL RATE ADJUST: 0.000 LTV : 79.92900 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:015 -------------------------------------------------------------------------------- LN # 0032055485 MORTGAGORS: CATINO, DONALD JOHNSON, JESSICA ADDRESS : 20 CONCORD ROAD MORTGAGE AMT: 296,000.00 CITY SUDBURY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 01776 UNPAID BALANCE: 295,769.080 OPTION TO CONVERT : No MONTHLY P&I: 2,019.25 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032055501 MORTGAGORS: SBORDON, JAMES ADDRESS : 16 JEFFERSON ROAD MORTGAGE AMT: 272,000.00 CITY FRANKLIN :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MA 02038 UNPAID BALANCE: 271,793.030 OPTION TO CONVERT : No MONTHLY P&I: 1,878.64 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032055881 MORTGAGORS: KHOO, ALEX KHOO, SAW ADDRESS : 1016 SYCAMORE DRIVE MORTGAGE AMT: 385,000.00 CITY MILLBRAAE :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 94030 UNPAID BALANCE: 384,335.170 OPTION TO CONVERT : No MONTHLY P&I: 2,497.11 ANNUAL RATE ADJUST: 0.000 LTV : 66.37900 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032055923 MORTGAGORS: LATOVICH, CHARLES REINE, JOHN ADDRESS : 44 GREYCLIFF ROAD MORTGAGE AMT: 305,000.00 CITY BRIGHTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 02135 UNPAID BALANCE: 304,761.950 OPTION TO CONVERT : No MONTHLY P&I: 2,080.64 ANNUAL RATE ADJUST: 0.000 LTV : 76.25000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032056160 MORTGAGORS: POLETSKY, JOSEPH POLETSKY, CYNTHIA ADDRESS : 157 SHEEPHILL ROAD MORTGAGE AMT: 314,800.00 CITY RIVERSIDE :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 CT 06878 UNPAID BALANCE: 314,242.990 OPTION TO CONVERT : No MONTHLY P&I: 2,015.70 ANNUAL RATE ADJUST: 0.000 LTV : 73.20900 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032056681 MORTGAGORS: RAFF, DAVID RAFF, CINDY ADDRESS : 719 BUCKINGHAM DRIVE MORTGAGE AMT: 414,000.00 CITY REDLANDS :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92374 UNPAID BALANCE: 413,302.380 OPTION TO CONVERT : No MONTHLY P&I: 2,719.69 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032056913 MORTGAGORS: HOLLISTER, JAMES HOLLISTER, VIRGINIA ADDRESS : 18053 SUNBURST STREET MORTGAGE AMT: 281,200.00 CITY LOS ANGELES (NORTHRI :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 91325 UNPAID BALANCE: 280,801.770 OPTION TO CONVERT : No MONTHLY P&I: 2,014.55 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032057192 MORTGAGORS: CHAN, LESLIE CHAN, KHAIMUK ADDRESS : 15 PEGASUS DRIVE MORTGAGE AMT: 405,100.00 CITY COTO DE CAZA (AREA) :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92679 UNPAID BALANCE: 404,417.390 OPTION TO CONVERT : No MONTHLY P&I: 2,661.22 ANNUAL RATE ADJUST: 0.000 LTV : 69.99300 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032057523 MORTGAGORS: HOPKINS, RALPH HOPKINS, DIANE ADDRESS : 84 WALLIS ROAD MORTGAGE AMT: 270,000.00 CITY BROOKLINE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MA 02467 UNPAID BALANCE: 269,332.160 OPTION TO CONVERT : No MONTHLY P&I: 1,796.32 ANNUAL RATE ADJUST: 0.000 LTV : 62.79000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032057655 MORTGAGORS: SILVERMAN, STANLEY SILVERMAN, BARBARA ADDRESS : 5 CHANDLER PLACE MORTGAGE AMT: 257,200.00 CITY LAS FLORES :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92688 UNPAID BALANCE: 256,787.410 OPTION TO CONVERT : No MONTHLY P&I: 1,732.81 ANNUAL RATE ADJUST: 0.000 LTV : 79.99800 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032057663 MORTGAGORS: LEE, JAMES BAYLOR, COLLEEN ADDRESS : 915 BARTS CHURCH RD MORTGAGE AMT: 420,000.00 CITY HANOVER :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 PA 17331 UNPAID BALANCE: 419,238.560 OPTION TO CONVERT : No MONTHLY P&I: 2,654.69 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032058703 MORTGAGORS: ECKSTEIN, JERRY ECKSTEIN, BARBARA ADDRESS : 2530 HARBOR LANE MORTGAGE AMT: 275,000.00 CITY BELLMORE :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 NY 11710 UNPAID BALANCE: 273,875.470 OPTION TO CONVERT : No MONTHLY P&I: 2,050.33 ANNUAL RATE ADJUST: 0.000 LTV : 78.57100 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 05/01/19 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032058778 MORTGAGORS: LOVETT, JOHN LOVETT, SUSAN ADDRESS : 2001 MARINA DRIVE UNIT 40 MORTGAGE AMT: 278,000.00 CITY QUINCY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MA 02170 UNPAID BALANCE: 277,788.460 OPTION TO CONVERT : No MONTHLY P&I: 1,920.08 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032059404 MORTGAGORS: PFEIL, MICHAEL LARSON, ANNETTE ADDRESS : 614 SCOTCH ROAD MORTGAGE AMT: 343,000.00 CITY PENNINGTON :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NJ 08534 UNPAID BALANCE: 343,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,253.27 ANNUAL RATE ADJUST: 0.000 LTV : 79.95300 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032060071 MORTGAGORS: RICE, JOHN RICE, LINDA ADDRESS : 4394 DANT BOULEVARD MORTGAGE AMT: 409,600.00 CITY RENO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NV 89509 UNPAID BALANCE: 408,990.120 OPTION TO CONVERT : No MONTHLY P&I: 2,863.99 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032060287 MORTGAGORS: BESSETTE, SCOTT ADDRESS : 220 CARIBOU LANE MORTGAGE AMT: 345,000.00 CITY STEAMBOAT SPRINGS :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CO 80477 UNPAID BALANCE: 344,418.660 OPTION TO CONVERT : No MONTHLY P&I: 2,266.40 ANNUAL RATE ADJUST: 0.000 LTV : 74.19300 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032060626 MORTGAGORS: WILSON, JAMES WILSON, PATTI ADDRESS : 5951 BRIDGEWATER COURT MORTGAGE AMT: 448,000.00 CITY AGUORA HILLS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91301 UNPAID BALANCE: 447,310.310 OPTION TO CONVERT : No MONTHLY P&I: 3,094.22 ANNUAL RATE ADJUST: 0.000 LTV : 75.29400 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032060667 MORTGAGORS: BOULANGER, ROLAND BOULANGER, DONNA ADDRESS : 70 COMSTOCK DRIVE MORTGAGE AMT: 386,400.00 CITY WRENTHAM :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MA 02093 UNPAID BALANCE: 385,512.500 OPTION TO CONVERT : No MONTHLY P&I: 2,668.77 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032060956 MORTGAGORS: ENGEL, LOURDES ENGEL, THOMAS ADDRESS : 121 SPRINGS ROAD MORTGAGE AMT: 328,500.00 CITY BEDFORD :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 MA 01730 UNPAID BALANCE: 328,217.170 OPTION TO CONVERT : No MONTHLY P&I: 2,130.64 ANNUAL RATE ADJUST: 0.000 LTV : 73.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032061103 MORTGAGORS: CAMPBELL, CLIFTON ADDRESS : 7410 CLIFFSIDE COURT MORTGAGE AMT: 425,000.00 CITY WEST HILLS AREA :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 91307 UNPAID BALANCE: 425,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,008.12 ANNUAL RATE ADJUST: 0.000 LTV : 66.61400 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032061111 MORTGAGORS: ADAMSON, JACK ADAMSON, GEORGIA ADDRESS : 1732 BENT ARROW DRIVE MORTGAGE AMT: 116,800.00 CITY NORTH LAS VEGAS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NV 89031 UNPAID BALANCE: 116,511.090 OPTION TO CONVERT : No MONTHLY P&I: 777.07 ANNUAL RATE ADJUST: 0.000 LTV : 93.44000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032061160 MORTGAGORS: MEANDZIJA, BRANISLAV LOVE, HAYLEIGH ADDRESS : 716 AVOCADO PLACE MORTGAGE AMT: 432,000.00 CITY DEL MAR :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92014 UNPAID BALANCE: 431,356.780 OPTION TO CONVERT : No MONTHLY P&I: 3,020.61 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032061277 MORTGAGORS: HYDE, PAMELA NATERMAN, SETH ADDRESS : 221 BERYL STREET MORTGAGE AMT: 348,000.00 CITY MILL VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 CA 94941 UNPAID BALANCE: 347,384.240 OPTION TO CONVERT : No MONTHLY P&I: 2,228.28 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032061566 MORTGAGORS: PALUMBO, ROBERT ADDRESS : 1214 PELLY CIRLCE MORTGAGE AMT: 350,000.00 CITY ATLANTA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 GA 30319 UNPAID BALANCE: 349,705.950 OPTION TO CONVERT : No MONTHLY P&I: 2,299.26 ANNUAL RATE ADJUST: 0.000 LTV : 79.81700 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032061582 MORTGAGORS: PHIPPS, MICHAEL MILLER-PHIPPS, JULIE ADDRESS : 1170 S. SUMMER BREEZE LAN MORTGAGE AMT: 445,900.00 CITY ANAHEIM HILLS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92808 UNPAID BALANCE: 445,166.870 OPTION TO CONVERT : No MONTHLY P&I: 2,966.58 ANNUAL RATE ADJUST: 0.000 LTV : 79.99200 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032061624 MORTGAGORS: ANDREWS, PAUL ANDREWS, MARTHA ADDRESS : 10075 E. CORTEZ DRIVE MORTGAGE AMT: 500,000.00 CITY SCOTTSDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 AZ 85260 UNPAID BALANCE: 499,197.950 OPTION TO CONVERT : No MONTHLY P&I: 3,368.59 ANNUAL RATE ADJUST: 0.000 LTV : 63.29100 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032061681 MORTGAGORS: CALBONE, ANGELO CALBONE, MARY KAY CALBONE, MARY ADDRESS : 345 OAK STREET MORTGAGE AMT: 260,000.00 CITY LEWISTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NY 14092 UNPAID BALANCE: 253,520.400 OPTION TO CONVERT : No MONTHLY P&I: 1,773.66 ANNUAL RATE ADJUST: 0.000 LTV : 79.26800 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032061723 MORTGAGORS: TALBOT, WILLIAM TALBOT, KATHERINE ADDRESS : 1187 HAWLING PLACE MORTGAGE AMT: 330,000.00 CITY LEESBURG :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 VA 20175 UNPAID BALANCE: 329,430.160 OPTION TO CONVERT : No MONTHLY P&I: 2,140.37 ANNUAL RATE ADJUST: 0.000 LTV : 74.21100 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032061764 MORTGAGORS: NICOUD, TIMOTHY NICOUD, JUDITH ADDRESS : 34 VIRGINIA LANE MORTGAGE AMT: 431,250.00 CITY SPRINGFIELD :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 62707 UNPAID BALANCE: 430,575.130 OPTION TO CONVERT : No MONTHLY P&I: 2,941.89 ANNUAL RATE ADJUST: 0.000 LTV : 74.41760 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032061772 MORTGAGORS: BURNEY, RAYMOND GAUG, PATRICIA ADDRESS : 21 TWIN CEDAR LANE MORTGAGE AMT: 329,000.00 CITY NORTHPORT :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 NY 11768 UNPAID BALANCE: 328,426.800 OPTION TO CONVERT : No MONTHLY P&I: 2,133.89 ANNUAL RATE ADJUST: 0.000 LTV : 79.27700 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032061780 MORTGAGORS: IRWIN, ROBERT IRWIN, CONNIE IRWIN, CONNIE ADDRESS : 8100 VILLAVERDE DRIVE MORTGAGE AMT: 450,000.00 CITY WHITTIER :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 90605 UNPAID BALANCE: 449,278.160 OPTION TO CONVERT : No MONTHLY P&I: 3,031.73 ANNUAL RATE ADJUST: 0.000 LTV : 77.58600 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032061806 MORTGAGORS: MOUNCE, JEFFREY ADDRESS : 2416 N SEMINARY #1 MORTGAGE AMT: 252,000.00 CITY CHICAGO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 IL 60614 UNPAID BALANCE: 251,793.430 OPTION TO CONVERT : No MONTHLY P&I: 1,676.57 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032061921 MORTGAGORS: FELDMAN, DENISE ADDRESS : 4925 ODESSA AVENUE MORTGAGE AMT: 330,000.00 CITY ANCINO AREA LOS ANGE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 91436 UNPAID BALANCE: 329,443.930 OPTION TO CONVERT : No MONTHLY P&I: 2,167.87 ANNUAL RATE ADJUST: 0.000 LTV : 70.21200 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032061988 MORTGAGORS: SMITH, DOUG SMITH, WENDY ADDRESS : 1060 SCARLET OAK CIRCLE MORTGAGE AMT: 291,500.00 CITY ATHENS :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 GA 30606 UNPAID BALANCE: 290,761.090 OPTION TO CONVERT : No MONTHLY P&I: 1,914.95 ANNUAL RATE ADJUST: 0.000 LTV : 82.11200 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032062143 MORTGAGORS: SCREETON, JACK SCREETON, PEARL ADDRESS : 51 SAINT MICHAEL MORTGAGE AMT: 249,000.00 CITY DANA POINT :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92629 UNPAID BALANCE: 248,590.610 OPTION TO CONVERT : No MONTHLY P&I: 1,656.60 ANNUAL RATE ADJUST: 0.000 LTV : 58.58800 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032062473 MORTGAGORS: HARRIS, ROBERT HARRIS, MARY ADDRESS : 5336 WYNTERHALL DRIVE MORTGAGE AMT: 266,000.00 CITY ATLANTA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 GA 30338 UNPAID BALANCE: 265,512.350 OPTION TO CONVERT : No MONTHLY P&I: 1,769.71 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032062507 MORTGAGORS: FEINSTEIN, BILLIE ADDRESS : 945 PASEO SANTA BARBARA MORTGAGE AMT: 455,950.00 CITY THOUSAND OAKS :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 91320 UNPAID BALANCE: 455,181.690 OPTION TO CONVERT : No MONTHLY P&I: 2,995.27 ANNUAL RATE ADJUST: 0.000 LTV : 79.99800 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032062788 MORTGAGORS: SMITH, MADELINE ADDRESS : 62 JOHN STREET MORTGAGE AMT: 320,000.00 CITY SAG HARBOR :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NY 11963 UNPAID BALANCE: 319,265.000 OPTION TO CONVERT : No MONTHLY P&I: 2,102.17 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032062986 MORTGAGORS: ALOIA, JOSEPH ALOIA, MARY ADDRESS : 4234 ENDERS WAY MORTGAGE AMT: 292,500.00 CITY DOYLESTOWN :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 PA 18901 UNPAID BALANCE: 291,982.440 OPTION TO CONVERT : No MONTHLY P&I: 1,872.91 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032063018 MORTGAGORS: SAUNDERS, STEVEN SAUNDERS, SUSAN ADDRESS : 9 PICARDY LANE MORTGAGE AMT: 285,000.00 CITY DOVER :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MA 02030 UNPAID BALANCE: 284,575.640 OPTION TO CONVERT : No MONTHLY P&I: 1,992.77 ANNUAL RATE ADJUST: 0.000 LTV : 74.02500 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032063042 MORTGAGORS: MURPHY, CARRIE MURPHY, JAMES ADDRESS : 29 CUSHING AVENUE MORTGAGE AMT: 350,000.00 CITY HINGHAM :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 MA 02043 UNPAID BALANCE: 349,204.270 OPTION TO CONVERT : No MONTHLY P&I: 2,270.10 ANNUAL RATE ADJUST: 0.000 LTV : 72.91600 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032063091 MORTGAGORS: BATCHELOR, LUCY BATCHELOR, TRACY ADDRESS : 19 OAKENCROFT ROAD MORTGAGE AMT: 295,200.00 CITY WELLESLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MA 02482 UNPAID BALANCE: 294,726.460 OPTION TO CONVERT : No MONTHLY P&I: 1,988.82 ANNUAL RATE ADJUST: 0.000 LTV : 79.78300 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032063216 MORTGAGORS: CLARKE, JEFFREY CLARKE, CYNTHIA ADDRESS : 47716 LEAGUE COURT MORTGAGE AMT: 219,200.00 CITY STERLING :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 VA 20165 UNPAID BALANCE: 219,028.990 OPTION TO CONVERT : No MONTHLY P&I: 1,495.34 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032063562 MORTGAGORS: JOU, WILLIAM RORABACK-JOU, SANDRA ADDRESS : 24106 LANG PLACE MORTGAGE AMT: 384,000.00 CITY WEST HILLS :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 91307 UNPAID BALANCE: 383,196.820 OPTION TO CONVERT : No MONTHLY P&I: 2,522.61 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032063612 MORTGAGORS: HUNGERFORD, TODD HUNGERFORD, JILL ADDRESS : 4709 STEELE STREET MORTGAGE AMT: 380,000.00 CITY TORRANCE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90503 UNPAID BALANCE: 379,375.220 OPTION TO CONVERT : No MONTHLY P&I: 2,528.15 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032063687 MORTGAGORS: NELSON, ANTHONY COOPER-NELSON, JOLI ADDRESS : 11101 WINTHROP WAY MORTGAGE AMT: 382,500.00 CITY TAMPA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 FL 33612 UNPAID BALANCE: 381,855.480 OPTION TO CONVERT : No MONTHLY P&I: 2,512.75 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032063737 MORTGAGORS: IDSARDI, JAMES IDSARDI, LUISANA ADDRESS : 1333 N. CLIFFSIDE DRIVE MORTGAGE AMT: 300,000.00 CITY GILBERT :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 AZ 85234 UNPAID BALANCE: 299,518.760 OPTION TO CONVERT : No MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000 LTV : 75.94900 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032063810 MORTGAGORS: SMITH, PAUL WHEELER-SMITH, KAREN ADDRESS : 5 ERIN ROAD MORTGAGE AMT: 269,900.00 CITY NORFOLK :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MA 02056 UNPAID BALANCE: 269,694.620 OPTION TO CONVERT : No MONTHLY P&I: 1,864.14 ANNUAL RATE ADJUST: 0.000 LTV : 89.99600 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032064032 MORTGAGORS: PLATEK, GARRETT PLATEK, LAURA ADDRESS : 6 OAK VALLEY ROAD MORTGAGE AMT: 319,000.00 CITY SHELTON :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 CT 06484 UNPAID BALANCE: 319,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,178.90 ANNUAL RATE ADJUST: 0.000 LTV : 79.81600 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 07/01/24 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032064040 MORTGAGORS: WILKINS, GREG WILKENS, MARCELLA WILKINS, MARCELLA ADDRESS : 36 MEADOW DRIVE MORTGAGE AMT: 267,000.00 CITY SUDBURY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 01776 UNPAID BALANCE: 264,282.430 OPTION TO CONVERT : No MONTHLY P&I: 1,821.42 ANNUAL RATE ADJUST: 0.000 LTV : 74.37326 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032064198 MORTGAGORS: COBB, DAVID ADDRESS : 51920 BIRCH AVENUE MORTGAGE AMT: 92,900.00 CITY RUSH CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MN 55069 UNPAID BALANCE: 92,754.600 OPTION TO CONVERT : No MONTHLY P&I: 633.75 ANNUAL RATE ADJUST: 0.000 LTV : 57.70100 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032064255 MORTGAGORS: HARPER, DAVID HARPER, MARY ADDRESS : 1278 COBBLE POND WAY MORTGAGE AMT: 420,500.00 CITY VIENA :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 VA 22182 UNPAID BALANCE: 419,773.870 OPTION TO CONVERT : No MONTHLY P&I: 2,727.36 ANNUAL RATE ADJUST: 0.000 LTV : 79.99800 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032064289 MORTGAGORS: SCHECHTER, JASON WALLACH, MICHELLE ADDRESS : 11 GLENDALE ROAD MORTGAGE AMT: 650,000.00 CITY HARRISON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NY 10528 UNPAID BALANCE: 649,467.200 OPTION TO CONVERT : No MONTHLY P&I: 4,324.47 ANNUAL RATE ADJUST: 0.000 LTV : 74.28500 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032064602 MORTGAGORS: CAGNINA, MICHAEL CAGNINA, CHRISTINE ADDRESS : 22217 OVERVIEW LANE MORTGAGE AMT: 263,887.00 CITY BOYDS :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MD 20841 UNPAID BALANCE: 263,442.330 OPTION TO CONVERT : No MONTHLY P&I: 1,733.55 ANNUAL RATE ADJUST: 0.000 LTV : 79.99900 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032064677 MORTGAGORS: GRAY, JEFFERSON GRAY, ELIZABETH ADDRESS : 12512 FELLOWSHIP COURT MORTGAGE AMT: 270,000.00 CITY RISREISTERSTOWN :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MD 21136 UNPAID BALANCE: 269,577.470 OPTION TO CONVERT : No MONTHLY P&I: 1,841.88 ANNUAL RATE ADJUST: 0.000 LTV : 77.14200 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032064685 MORTGAGORS: HERBURGER, RICHARD HERBURGER, ANGELA ADDRESS : 239 ROCKLAND AVENUE MORTGAGE AMT: 240,000.00 CITY RIVERVALE :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 NJ 07675 UNPAID BALANCE: 239,691.810 OPTION TO CONVERT : No MONTHLY P&I: 1,658.19 ANNUAL RATE ADJUST: 0.000 LTV : 76.19000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 06/01/24 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032065054 MORTGAGORS: NOLET, RICHARD NOLET, MARIA ADDRESS : 79 HILL CREST ROAD MORTGAGE AMT: 330,750.00 CITY CONCORD :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 01742 UNPAID BALANCE: 329,962.810 OPTION TO CONVERT : No MONTHLY P&I: 2,390.69 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/24 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032065088 MORTGAGORS: HEFFERNAN, PAUL HEFFERMAN, LAURA HEFFERNAN, LAURA ADDRESS : 36 EMERSON ROAD MORTGAGE AMT: 650,000.00 CITY WELLESLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MA 02481 UNPAID BALANCE: 649,480.210 OPTION TO CONVERT : No MONTHLY P&I: 4,379.17 ANNUAL RATE ADJUST: 0.000 LTV : 74.28500 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032065179 MORTGAGORS: SCUDIERY, VICTOR ADDRESS : 26 MOUNTIAN STREET MORTGAGE AMT: 450,000.00 CITY MIDDLETOWN :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NJ 07732 UNPAID BALANCE: 449,313.070 OPTION TO CONVERT : No MONTHLY P&I: 3,108.04 ANNUAL RATE ADJUST: 0.000 LTV : 52.94100 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032065245 MORTGAGORS: SHIFF, PAUL SHIFF, JUNE SHIFF, JUNE ADDRESS : 7 KINGS ROAD MORTGAGE AMT: 552,000.00 CITY SHARON :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 MA 02067 UNPAID BALANCE: 551,104.840 OPTION TO CONVERT : No MONTHLY P&I: 3,907.03 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032065294 MORTGAGORS: SHAPIRO, ALAN SHAPIRO, NANCY ADDRESS : 19891 UPLAND TERRACE MORTGAGE AMT: 131,920.00 CITY ASHBURN :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 VA 20147 UNPAID BALANCE: 131,809.160 OPTION TO CONVERT : No MONTHLY P&I: 866.63 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032065310 MORTGAGORS: HAGOOD, FRANKLIN HAGOOD, BRENDA ADDRESS : 9887 BROME TRAIL MORTGAGE AMT: 273,000.00 CITY SALINAS :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 93907 UNPAID BALANCE: 272,593.510 OPTION TO CONVERT : No MONTHLY P&I: 1,908.86 ANNUAL RATE ADJUST: 0.000 LTV : 79.82400 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032065369 MORTGAGORS: BROWN, MARSHA ADDRESS : 611 MORRIS AVENUE MORTGAGE AMT: 1,476,000.00 CITY BRYN MAWR :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 PA 19010 UNPAID BALANCE: 1,472,948. OPTION TO CONVERT : No 630 MONTHLY P&I: 10,702.02 ANNUAL RATE ADJUST: 0.000 LTV : 56.76900 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:015 -------------------------------------------------------------------------------- LN # 0032065385 MORTGAGORS: KATSAROS, JOHN KATSAROS, ROBIN ADDRESS : 3600 NORTH LAKE BOULEVARD MORTGAGE AMT: 360,000.00 CITY TAHOE CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 96145 UNPAID BALANCE: 359,704.910 OPTION TO CONVERT : No MONTHLY P&I: 2,395.09 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032065443 MORTGAGORS: HOAGLAND, ROBERT HOAGLAND, DEBRA ADDRESS : 221 EAST ESTELLE LANE MORTGAGE AMT: 279,000.00 CITY LUCAS :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 TX 75002 UNPAID BALANCE: 278,765.600 OPTION TO CONVERT : No MONTHLY P&I: 1,832.84 ANNUAL RATE ADJUST: 0.000 LTV : 79.73700 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032065476 MORTGAGORS: ZUPCOFSKA, PETER ADDRESS : 23 PILGRIM HEIGHTS ROAD MORTGAGE AMT: 500,000.00 CITY PROVINCETOWN :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 MA 02657 UNPAID BALANCE: 499,115.300 OPTION TO CONVERT : No MONTHLY P&I: 3,201.55 ANNUAL RATE ADJUST: 0.000 LTV : 58.82300 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032065526 MORTGAGORS: RUSSO, SCOTT ADDRESS : 2665 COVERED BRIDGE ROAD MORTGAGE AMT: 181,000.00 CITY MERRICK :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NY 11566 UNPAID BALANCE: 180,858.800 OPTION TO CONVERT : No MONTHLY P&I: 1,234.74 ANNUAL RATE ADJUST: 0.000 LTV : 64.41200 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032065682 MORTGAGORS: GERINGER, TODD GERINGER, SANDRA ADDRESS : 751 SEAWOOD WAY MORTGAGE AMT: 300,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95120 UNPAID BALANCE: 299,506.750 OPTION TO CONVERT : No MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000 LTV : 65.93400 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032065716 MORTGAGORS: RAMOS, JOHN RAMOS, CHRISTINE ADDRESS : 12 WEST BOULEVARD MORTGAGE AMT: 197,400.00 CITY EAST ROCKAWAY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NY 11518 UNPAID BALANCE: 197,249.790 OPTION TO CONVERT : No MONTHLY P&I: 1,363.40 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032065732 MORTGAGORS: BOWLER, ROLAND BOWLER, SHERRI ADDRESS : 6844 CREEK CREST WAY MORTGAGE AMT: 414,150.00 CITY SPRINGFIELD :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 VA 22150 UNPAID BALANCE: 413,793.420 OPTION TO CONVERT : No MONTHLY P&I: 2,686.17 ANNUAL RATE ADJUST: 0.000 LTV : 79.99600 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032065872 MORTGAGORS: AUSTIN, GLEN AUSTIN, LEQUITA ADDRESS : 507 2ND AVENUE MORTGAGE AMT: 45,600.00 CITY HARVEY :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 LA 70005 UNPAID BALANCE: 45,497.850 OPTION TO CONVERT : No MONTHLY P&I: 318.84 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032065989 MORTGAGORS: BISHOP, J. BISHOP, MARY ADDRESS : 332 OLD COURSE LOOP MORTGAGE AMT: 352,000.00 CITY BLYTHEWOOD :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 SC 29016 UNPAID BALANCE: 351,435.350 OPTION TO CONVERT : No MONTHLY P&I: 2,371.49 ANNUAL RATE ADJUST: 0.000 LTV : 76.52174 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032066011 MORTGAGORS: LIOTTA, CHARLES LIOTTA, HAYDEE ADDRESS : 78 CARLTON DRIVE MORTGAGE AMT: 318,650.00 CITY PARSIPPANY-TROY HILL :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 NJ 07054 UNPAID BALANCE: 318,368.850 OPTION TO CONVERT : No MONTHLY P&I: 2,040.36 ANNUAL RATE ADJUST: 0.000 LTV : 79.99700 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032066193 MORTGAGORS: HERNANDEZ, SERGIO HERNANDEZ, DIANE VELARDE-HERNANDEZ, DIANE ADDRESS : 31317 INDIAN OAK ROAD MORTGAGE AMT: 256,000.00 CITY ACTON :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 93510 UNPAID BALANCE: 255,467.900 OPTION TO CONVERT : No MONTHLY P&I: 1,789.99 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032066235 MORTGAGORS: LUSSIER, ROGER LUSSIER, LINDA ADDRESS : 116 RITA DRIVE MORTGAGE AMT: 51,000.00 CITY CORTLANDT MANOR :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NY 10567 UNPAID BALANCE: 50,962.150 OPTION TO CONVERT : No MONTHLY P&I: 356.60 ANNUAL RATE ADJUST: 0.000 LTV : 27.56700 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032066250 MORTGAGORS: KUTTRUFF, LYNN KUTTRUFF, GEORGE ADDRESS : 22624 JOLLY ROGER DRIVE MORTGAGE AMT: 270,000.00 CITY CUDJOE KEY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 FL 33042 UNPAID BALANCE: 269,516.020 OPTION TO CONVERT : No MONTHLY P&I: 1,819.04 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032066284 MORTGAGORS: TRAN, QUYNH TRAN, BINH ADDRESS : 718 VERDEMONT CIRCLE MORTGAGE AMT: 285,000.00 CITY SIMI VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 93065 UNPAID BALANCE: 284,377.250 OPTION TO CONVERT : No MONTHLY P&I: 2,017.21 ANNUAL RATE ADJUST: 0.000 LTV : 71.25000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032066334 MORTGAGORS: ZUCCARO, JON ADDRESS : 8361 WOODLAKE AVENUE, MORTGAGE AMT: 247,950.00 CITY WEST HILLS AREA,\ :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91304 UNPAID BALANCE: 247,380.500 OPTION TO CONVERT : No MONTHLY P&I: 1,712.53 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032066391 MORTGAGORS: GREENBERG, ALAN ADDRESS : 407 FULLER PLACER MORTGAGE AMT: 350,000.00 CITY BRECKENRIDGE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CO 80424 UNPAID BALANCE: 349,424.540 OPTION TO CONVERT : No MONTHLY P&I: 2,328.56 ANNUAL RATE ADJUST: 0.000 LTV : 51.31900 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032066532 MORTGAGORS: EDWARDS, MATTHEW KILIAN, KELLY ADDRESS : 14140 - 227TH AVENUE NORT MORTGAGE AMT: 382,000.00 CITY WOODINVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 WA 98072 UNPAID BALANCE: 381,371.920 OPTION TO CONVERT : No MONTHLY P&I: 2,541.46 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032066573 MORTGAGORS: ALTOSINO, ANTHONY ALTOSINO, GINA ADDRESS : 1667 HAMPSHIRE DRIVE MORTGAGE AMT: 295,000.00 CITY ELK GROVE VILLAGE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60007 UNPAID BALANCE: 294,288.060 OPTION TO CONVERT : No MONTHLY P&I: 1,987.47 ANNUAL RATE ADJUST: 0.000 LTV : 86.76400 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032066631 MORTGAGORS: BAKER, DAVE BAKER, DEBBIE ADDRESS : 288 HYGEIA COURT MORTGAGE AMT: 320,800.00 CITY ENCINITAS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92024 UNPAID BALANCE: 320,272.530 OPTION TO CONVERT : No MONTHLY P&I: 2,134.30 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032066664 MORTGAGORS: HOWARD, STEPHEN HOWARD, PATRICIA ADDRESS : 85 SKYLINE DRIVE MORTGAGE AMT: 945,000.00 CITY WESTWOOD :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 MA 02090 UNPAID BALANCE: 943,368.180 OPTION TO CONVERT : No MONTHLY P&I: 6,129.25 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:015 -------------------------------------------------------------------------------- LN # 0032066821 MORTGAGORS: JUN, SANG JUN, SUNNY ADDRESS : 2537 ANN LN MORTGAGE AMT: 388,500.00 CITY NORTHBROOK :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 IL 60062 UNPAID BALANCE: 388,204.390 OPTION TO CONVERT : No MONTHLY P&I: 2,683.27 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032066896 MORTGAGORS: KIPPER, STEVEN KIPPER, NANCY KIPPER, NANCY ADDRESS : 2122 CENTURY PARK LANE #3 MORTGAGE AMT: 300,000.00 CITY CENTURY CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 90067 UNPAID BALANCE: 299,564.340 OPTION TO CONVERT : No MONTHLY P&I: 2,123.39 ANNUAL RATE ADJUST: 0.000 LTV : 54.54500 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032066904 MORTGAGORS: NEUMAN, KYLE NEUMAN, TERESA ADDRESS : 10542 MERRILL ROAD MORTGAGE AMT: 400,000.00 CITY PILOT POINT :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 TX 76258 UNPAID BALANCE: 399,010.620 OPTION TO CONVERT : No MONTHLY P&I: 2,661.21 ANNUAL RATE ADJUST: 0.000 LTV : 61.53800 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032066912 MORTGAGORS: MUELLER, ROBERT MUELLER, HILLARY ADDRESS : 8200 RAVENSWOOD ROAD MORTGAGE AMT: 302,500.00 CITY GRANBURY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 TX 76049 UNPAID BALANCE: 302,252.030 OPTION TO CONVERT : No MONTHLY P&I: 2,012.55 ANNUAL RATE ADJUST: 0.000 LTV : 73.60000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032066920 MORTGAGORS: WILLIAMS, JUDITH ASPINWALL, LAUREN ASPINWALL, A ADDRESS : 2 THROCKMORTON LANE MORTGAGE AMT: 415,000.00 CITY MILL VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94941 UNPAID BALANCE: 414,300.710 OPTION TO CONVERT : No MONTHLY P&I: 2,726.25 ANNUAL RATE ADJUST: 0.000 LTV : 62.40600 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032067084 MORTGAGORS: CUNNINGHAM, JOEL CUNNINGHAM, AMY ADDRESS : 3221 OCEAN FRONT WALK MORTGAGE AMT: 365,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92109 UNPAID BALANCE: 364,161.670 OPTION TO CONVERT : No MONTHLY P&I: 2,520.96 ANNUAL RATE ADJUST: 0.000 LTV : 64.60100 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032067159 MORTGAGORS: JERGER, MARK TOMOYOSE, YUKA ADDRESS : 4793 VALDINA WAY MORTGAGE AMT: 256,500.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92124 UNPAID BALANCE: 255,894.560 OPTION TO CONVERT : No MONTHLY P&I: 1,749.78 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032067175 MORTGAGORS: CONFINO, JOEL ALTER, LISA ADDRESS : 953 WYANDOTTE TRAIL MORTGAGE AMT: 368,000.00 CITY WESTFIELD :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NJ 07090 UNPAID BALANCE: 367,424.110 OPTION TO CONVERT : No MONTHLY P&I: 2,510.41 ANNUAL RATE ADJUST: 0.000 LTV : 39.65500 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032067191 MORTGAGORS: HARRISS, LYNDA ADDRESS : 2313 CLOY AVENUE MORTGAGE AMT: 248,000.00 CITY VENICE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 90291 UNPAID BALANCE: 247,582.110 OPTION TO CONVERT : No MONTHLY P&I: 1,629.18 ANNUAL RATE ADJUST: 0.000 LTV : 77.74200 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032067290 MORTGAGORS: UDDIN, JOY ADDRESS : 2420 SIMMONS ROAD MORTGAGE AMT: 106,000.00 CITY OVIEDO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 FL 32765 UNPAID BALANCE: 105,284.840 OPTION TO CONVERT : No MONTHLY P&I: 723.11 ANNUAL RATE ADJUST: 0.000 LTV : 57.29700 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032067308 MORTGAGORS: CANTY, RICHARD TOLBERT-CANTY, YUTIVA ADDRESS : 6004 CROOM STATION ROAD MORTGAGE AMT: 360,000.00 CITY UPPER MARLBORO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MD 20772 UNPAID BALANCE: 359,173.120 OPTION TO CONVERT : No MONTHLY P&I: 2,486.44 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29\ RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032067324 MORTGAGORS: WHITEHEAD, KEITH WHITEHEAD, MARY ADDRESS : 3951 GULFSHORE BOULEVARD MORTGAGE AMT: 260,000.00 CITY NAPLES :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 FL 34103 UNPAID BALANCE: 259,603.100 OPTION TO CONVERT : No MONTHLY P&I: 1,795.76 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032067373 MORTGAGORS: CHOU, CHENG CHOU, HAN ADDRESS : 6 LAWSON LANE MORTGAGE AMT: 480,000.00 CITY GREAT NECK :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NY 11023 UNPAID BALANCE: 479,285.310 OPTION TO CONVERT : No MONTHLY P&I: 3,356.23 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032067431 MORTGAGORS: LECHER, MARK LECHER, SUSAN ADDRESS : 609 WALDEN DRIVE MORTGAGE AMT: 263,200.00 CITY WEST CHESTER :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 PA 19380 UNPAID BALANCE: 262,756.490 OPTION TO CONVERT : No MONTHLY P&I: 1,729.04 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032067852 MORTGAGORS: MCDONALD, EDWARD MCDONALD, MARY ADDRESS : 16190 JACARANDA WAY MORTGAGE AMT: 400,000.00 CITY LOS GATOS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95032 UNPAID BALANCE: 397,040.040 OPTION TO CONVERT : No MONTHLY P&I: 2,728.71 ANNUAL RATE ADJUST: 0.000 LTV : 55.17200 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032067878 MORTGAGORS: DOLAN, ROBERT DOLAN, AMY ADDRESS : 3932 18TH STREET LANE MORTGAGE AMT: 568,000.00 CITY GREELEY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CO 80632 UNPAID BALANCE: 566,060.270 OPTION TO CONVERT : No MONTHLY P&I: 3,778.92 ANNUAL RATE ADJUST: 0.000 LTV : 77.80800 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032068173 MORTGAGORS: SEDGWICK, STEPHEN SEDGWICK, ELIZABETH ADDRESS : 2128 WESLEY AVE MORTGAGE AMT: 297,600.00 CITY OCEAN CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NJ 08226 UNPAID BALANCE: 297,156.880 OPTION TO CONVERT : No MONTHLY P&I: 2,080.87 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032068256 MORTGAGORS: CARPENTER, JAMES CARPENTER, REBECCA ADDRESS : 100 ARBOR SPRINGS PLANTAT MORTGAGE AMT: 265,750.00 CITY NEWNAN :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 GA 30265 UNPAID BALANCE: 265,526.740 OPTION TO CONVERT : No MONTHLY P&I: 1,745.79 ANNUAL RATE ADJUST: 0.000 LTV : 79.99700 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032068264 MORTGAGORS: SEROWIK, STEVEN ADDRESS : 1 WESTLEDGE ROAD MORTGAGE AMT: 300,000.00 CITY MARBLEHEAD :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 MA 01945 UNPAID BALANCE: 299,500.260 OPTION TO CONVERT : No MONTHLY P&I: 2,123.38 ANNUAL RATE ADJUST: 0.000 LTV : 46.15300 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032068314 MORTGAGORS: HOBSON, REBECCA ADDRESS : 2311 SAINT FRANCIS DRIVE MORTGAGE AMT: 248,000.00 CITY PALO ALTO :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 94303 UNPAID BALANCE: 247,458.080 OPTION TO CONVERT : No MONTHLY P&I: 1,755.33 ANNUAL RATE ADJUST: 0.000 LTV : 46.22500 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032068348 MORTGAGORS: SHAPIRO, JEROME SHAPIRO, NATALIE ADDRESS : 41 MADISON STREET MORTGAGE AMT: 376,800.00 CITY BELMONT :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MA 02178 UNPAID BALANCE: 376,222.660 OPTION TO CONVERT : No MONTHLY P&I: 2,602.46 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032068355 MORTGAGORS: PARDOE, NICHOLAS PARDOE, SARAH ADDRESS : 3586 SHARPES MEADOW LANE MORTGAGE AMT: 400,000.00 CITY FAIRFAX :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 VA 22030 UNPAID BALANCE: 399,358.360 OPTION TO CONVERT : No MONTHLY P&I: 2,694.87 ANNUAL RATE ADJUST: 0.000 LTV : 89.80600 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032068561 MORTGAGORS: RICE, CHESTER RICE, BARBARA ADDRESS : 15506 N. 109TH PLACE MORTGAGE AMT: 360,000.00 CITY SCOTTSDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 AZ 85250 UNPAID BALANCE: 359,463.970 OPTION TO CONVERT : No MONTHLY P&I: 2,517.18 ANNUAL RATE ADJUST: 0.000 LTV : 58.06400 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032068660 MORTGAGORS: BAMFORD, PAUL BAMFORD, MARY BAMFORD, MARY ADDRESS : 78 GLANDORE RD, MORTGAGE AMT: 320,000.00 CITY WESTWOOD :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MA 02090 UNPAID BALANCE: 319,731.160 OPTION TO CONVERT : No MONTHLY P&I: 2,102.17 ANNUAL RATE ADJUST: 0.000 LTV : 65.30612 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032068694 MORTGAGORS: DEMIZIO, CRAIG DEMIZIO, CLAUDINE ADDRESS : 235 NOEL STREET MORTGAGE AMT: 328,850.00 CITY STATEN ISLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 NY 10312 UNPAID BALANCE: 328,384.170 OPTION TO CONVERT : No MONTHLY P&I: 2,355.93 ANNUAL RATE ADJUST: 0.000 LTV : 82.10900 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032068934 MORTGAGORS: O'SULLIVAN, TERENCE O'SULLIVAN, JEANMARIE ADDRESS : 6416 WOODLAND RUN COURT MORTGAGE AMT: 352,000.00 CITY CLIFTON :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 VA 20124 UNPAID BALANCE: 351,211.370 OPTION TO CONVERT : No MONTHLY P&I: 2,461.24 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032069098 MORTGAGORS: ERWIN, DANIEL ERWIN, NINA ADDRESS : 1949 LAUREL STREET MORTGAGE AMT: 291,000.00 CITY NAPA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94559 UNPAID BALANCE: 290,544.620 OPTION TO CONVERT : No MONTHLY P&I: 1,985.13 ANNUAL RATE ADJUST: 0.000 LTV : 82.67000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032069122 MORTGAGORS: OLIVER III, JOSEPH OLIVER, KATHRYN M OLIVER, KATHRYN ADDRESS : 810 LINDSAY COURT MORTGAGE AMT: 288,000.00 CITY RICHMOND :\ STATE/ZIP :\ LIFETIME RATE : 8.37500 VA 23229 UNPAID BALANCE: 288,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,189.01 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032069254 MORTGAGORS: ROLLINS, TERRIE ADDRESS : 7247 ARCHLAW DRIVE MORTGAGE AMT: 420,000.00 CITY CLIFTON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 VA 20124 UNPAID BALANCE: 419,358.860 OPTION TO CONVERT : No MONTHLY P&I: 2,900.84 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032069288 MORTGAGORS: BOYER, MATTHEW BOYER, BRENDA ADDRESS : 5106 CASHMERE COURT MORTGAGE AMT: 282,400.00 CITY FAIR OAKS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95628 UNPAID BALANCE: 281,735.100 OPTION TO CONVERT : No MONTHLY P&I: 1,926.47 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032069338 MORTGAGORS: RICH, CHARLES RICH, DEBRA ADDRESS : 124 SCUDDER PLACE, MORTGAGE AMT: 262,000.00 CITY NORTHPORT, :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NY 11768 UNPAID BALANCE: 261,600.050 OPTION TO CONVERT : No MONTHLY P&I: 1,809.57 ANNUAL RATE ADJUST: 0.000 LTV : 74.85700 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032069361 MORTGAGORS: WESTON, TIMOTHY WESTON, LINDA ADDRESS : 1567 MONTE VISTA DRIVE MORTGAGE AMT: 328,500.00 CITY VISTA :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 92084 UNPAID BALANCE: 328,046.380 OPTION TO CONVERT : No MONTHLY P&I: 2,381.85 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032069445 MORTGAGORS: BOWN, MICHAEL BOWN, SUZANNE ADDRESS : 789 ARDEN ROAD MORTGAGE AMT: 316,000.00 CITY JENKINTOWN :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 PA 19046 UNPAID BALANCE: 315,721.200 OPTION TO CONVERT : No MONTHLY P&I: 2,023.38 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032069478 MORTGAGORS: BUTLER, AVA PING, RICHARD ADDRESS : 650 COLUMBIA STREET #416 MORTGAGE AMT: 456,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92101 UNPAID BALANCE: 455,303.910 OPTION TO CONVERT : No MONTHLY P&I: 3,149.48 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032069486 MORTGAGORS: EVANS, JOHN EVANS, DEBRA ADDRESS : 2211 W. 37TH STREET MORTGAGE AMT: 300,000.00 CITY SAN PEDRO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90732 UNPAID BALANCE: 299,530.530 OPTION TO CONVERT : No MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032069536 MORTGAGORS: SKORSTAD, BERNT SKORSTAD, LEELA ADDRESS : 25438 NORTH HOPKINS PLACE MORTGAGE AMT: 285,900.00 CITY STEVENSON RANCH AREA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91381 UNPAID BALANCE: 285,226.840 OPTION TO CONVERT : No MONTHLY P&I: 1,950.35 ANNUAL RATE ADJUST: 0.000 LTV : 94.03300 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032069627 MORTGAGORS: PIASECKI, JACK ADDRESS : 434 CATOLINA DRIVE MORTGAGE AMT: 400,000.00 CITY NEWPORT BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92663 UNPAID BALANCE: 399,342.330 OPTION TO CONVERT : No MONTHLY P&I: 2,661.21 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032069734 MORTGAGORS: BAROFF, KENNETH BAROFF, PATRICIA ADDRESS : 114 GLENSIDE ROAD MORTGAGE AMT: 270,000.00 CITY MURRAY HILL :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NJ 07974 UNPAID BALANCE: 269,789.370 OPTION TO CONVERT : No MONTHLY P&I: 1,841.88 ANNUAL RATE ADJUST: 0.000 LTV : 77.58600 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032069791 MORTGAGORS: JOHNSON, ANTHONY JOHNSON, JANET ADDRESS : 8681 E WINDSONG DRIVE MORTGAGE AMT: 318,450.00 CITY ANAHEIM HILLS :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 92808 UNPAID BALANCE: 317,063.550 OPTION TO CONVERT : No MONTHLY P&I: 2,065.47 ANNUAL RATE ADJUST: 0.000 LTV : 89.99000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032069833 MORTGAGORS: DEXTER, HARRY ADDRESS : 9303 CHARLEVILLE BLVD MORTGAGE AMT: 300,000.00 CITY BEVERLY HILLS, :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90212 UNPAID BALANCE: 299,754.090 OPTION TO CONVERT : No MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000 LTV : 79.36500 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032069965 MORTGAGORS: O'NEILL, MARK O'NEILL, LIBBY ADDRESS : 863 BROOK ROAD MORTGAGE AMT: 280,000.00 CITY BOULDER :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CO 80302 UNPAID BALANCE: 279,561.820 OPTION TO CONVERT : No MONTHLY P&I: 1,910.10 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032070294 MORTGAGORS: ASHMAN, HARVEY ASHMAN, LINDA ADDRESS : 1150 RED ROSE LANE MORTGAGE AMT: 350,000.00 CITY VILLANOVA :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 PA 19085 UNPAID BALANCE: 349,380.700 OPTION TO CONVERT : No MONTHLY P&I: 2,241.09 ANNUAL RATE ADJUST: 0.000 LTV : 48.98500 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032070427 MORTGAGORS: FOSTER, ROBERT ADDRESS : 101 EDGEWATER RD MORTGAGE AMT: 384,000.00 CITY HULL :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 02045 UNPAID BALANCE: 383,284.950 OPTION TO CONVERT : No MONTHLY P&I: 3,035.05 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/19 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032070757 MORTGAGORS: PRICE, JEFFREY PRICE, KELLYE ADDRESS : 5120 SUMMIT HILL DRIVE MORTGAGE AMT: 368,000.00 CITY DALLAS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 TX 75287 UNPAID BALANCE: 367,409.670 OPTION TO CONVERT : No MONTHLY P&I: 2,479.29 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032071268 MORTGAGORS: BOWDEN, CRAIG BOWDEN, BONNIE ADDRESS : 1183 WEST MAPLEWOOD COURT MORTGAGE AMT: 338,668.00 CITY CHANDLER :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 AZ 85248 UNPAID BALANCE: 338,124.730 OPTION TO CONVERT : No MONTHLY P&I: 2,281.67 ANNUAL RATE ADJUST: 0.000 LTV : 79.99900 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032071524 MORTGAGORS: ROSENBLOTT, DONALD ADDRESS : 221 23RD ST. MORTGAGE AMT: 280,000.00 CITY MANHATTAN BEACH :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 90266 UNPAID BALANCE: 279,516.500 OPTION TO CONVERT : No MONTHLY P&I: 1,816.07 ANNUAL RATE ADJUST: 0.000 LTV : 40.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032071599 MORTGAGORS: MCMELLON, BRUCE MCMELLON, LESLIE ADDRESS : 621 HIGHLAND LAKES COVE MORTGAGE AMT: 586,200.00 CITY BIRMINGHAM :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 AL 35242 UNPAID BALANCE: 585,719.490 OPTION TO CONVERT : No MONTHLY P&I: 3,900.01 ANNUAL RATE ADJUST: 0.000 LTV : 65.13300 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032071706 MORTGAGORS: PALUMBO, VINCENT ADDRESS : 2713 HAMPSTEAD ROAD MORTGAGE AMT: 285,000.00 CITY ALLENTOWN :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 PA 18103 UNPAID BALANCE: 284,312.190 OPTION TO CONVERT : No MONTHLY P&I: 1,920.10 ANNUAL RATE ADJUST: 0.000 LTV : 72.15100 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032071821 MORTGAGORS: FEINBERG, PETER FEINBERG, JANET ADDRESS : 8 PENACOOK LANE MORTGAGE AMT: 315,000.00 CITY NATICK :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MA 01760 UNPAID BALANCE: 314,741.790 OPTION TO CONVERT : No MONTHLY P&I: 2,095.71 ANNUAL RATE ADJUST: 0.000 LTV : 71.26600 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032071839 MORTGAGORS: SCHER, MARTIN SCHER, JOYCE ADDRESS : 2 SUMMIT ROAD MORTGAGE AMT: 600,000.00 CITY PORT WASHINGTON :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 NY 11050 UNPAID BALANCE: 599,192.140 OPTION TO CONVERT : No MONTHLY P&I: 4,402.59 ANNUAL RATE ADJUST: 0.000 LTV : 71.17400 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032072555 MORTGAGORS: KLAICH, MICHAEL KLAICH, PATRICE ADDRESS : 1695 CIRCLE DRIVE MORTGAGE AMT: 325,000.00 CITY RENO :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NV 89509 UNPAID BALANCE: 324,726.960 OPTION TO CONVERT : No MONTHLY P&I: 2,135.02 ANNUAL RATE ADJUST: 0.000 LTV : 65.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032072654 MORTGAGORS: DUMOUCHEL, GEORGE DUMOUCHEL, JEAN ADDRESS : 2635 CRAYTON ROAD MORTGAGE AMT: 265,600.00 CITY NAPLES :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 FL 34103 UNPAID BALANCE: 265,204.530 OPTION TO CONVERT : No MONTHLY P&I: 1,857.12 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032072712 MORTGAGORS: PEAKE, BARRY PEAKE, KATHLEEN ADDRESS : 8635 WEST FAIRWAY WOODS D MORTGAGE AMT: 272,450.00 CITY NORTH CHARLESTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 SC 29420 UNPAID BALANCE: 272,237.460 OPTION TO CONVERT : No MONTHLY P&I: 1,858.59 ANNUAL RATE ADJUST: 0.000 LTV : 94.98900 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032072852 MORTGAGORS: BACON, JAMES BACON, LISA ADDRESS : 4107 ANCIENT AMBER WAY, MORTGAGE AMT: 351,200.00 CITY NORCROSS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 GA 30092 UNPAID BALANCE: 350,234.260 OPTION TO CONVERT : No MONTHLY P&I: 2,366.10 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032072860 MORTGAGORS: TURNBACH, JAMES TURNBACH, KAREN ADDRESS : 8112 MAR DEL PLATO STREET MORTGAGE AMT: 315,000.00 CITY JACKSONVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 FL 32256 UNPAID BALANCE: 314,494.710 OPTION TO CONVERT : No MONTHLY P&I: 2,122.21 ANNUAL RATE ADJUST: 0.000 LTV : 74.11700 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032073025 MORTGAGORS: ZHANG, XIAOLIN YU, LIAN ADDRESS : 12 GOVERNOR'S AVENUE MORTGAGE AMT: 300,000.00 CITY WINCHESTER :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MA 01890 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032073074 MORTGAGORS: SHULMAN, LEE SHULMAN, LAURA ADDRESS : 4134 RUTGERS LANE MORTGAGE AMT: 375,000.00 CITY NORTHBROOK :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60062 UNPAID BALANCE: 375,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,526.44 ANNUAL RATE ADJUST: 0.000 LTV : 71.42800 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032073181 MORTGAGORS: COHAN, DENNIS COHAN, CAROL ADDRESS : 308 PHEASANT RUN DRIVE MORTGAGE AMT: 996,000.00 CITY DANVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94506 UNPAID BALANCE: 993,712.360 OPTION TO CONVERT : No MONTHLY P&I: 6,879.13 ANNUAL RATE ADJUST: 0.000 LTV : 58.58800 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:015 -------------------------------------------------------------------------------- LN # 0032073322 MORTGAGORS: HOLLINGSHEAD, BRADLEY HOLLINGSHEAD, ANGELA ADDRESS : 2411 SEA CREST MORTGAGE AMT: 292,000.00 CITY HILTON HEAD :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 SC 29928 UNPAID BALANCE: 291,554.260 OPTION TO CONVERT : No MONTHLY P&I: 2,016.77 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032073405 MORTGAGORS: ENGEL, MICHAEL ADDRESS : 330 LAKE TRAIL COURT MORTGAGE AMT: 296,000.00 CITY DOUBLE OAK :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 TX 75077 UNPAID BALANCE: 295,525.170 OPTION TO CONVERT : No MONTHLY P&I: 1,994.21 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032073413 MORTGAGORS: BEHL, MARK BEHL, LAURA ADDRESS : 815 SANTIAGO PLACE MORTGAGE AMT: 252,000.00 CITY MORGAN HILL :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95037 UNPAID BALANCE: 251,595.760 OPTION TO CONVERT : No MONTHLY P&I: 1,697.77 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032073421 MORTGAGORS: LONG, JEFFERY RENDE, BARBARA ADDRESS : 1326 FOREST HILLS DRIVE MORTGAGE AMT: 298,000.00 CITY BRECKENRIDGE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CO 80424 UNPAID BALANCE: 297,521.980 OPTION TO CONVERT : No MONTHLY P&I: 2,007.68 ANNUAL RATE ADJUST: 0.000 LTV : 71.63400 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032073454 MORTGAGORS: REISENAUER, DAVID REISENAUER, CATHLEEN ADDRESS : 1500 EDMUNDSON COURT MORTGAGE AMT: 650,000.00 CITY MORGAN HILL :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 95037 UNPAID BALANCE: 648,904.710 OPTION TO CONVERT : No MONTHLY P&I: 4,270.04 ANNUAL RATE ADJUST: 0.000 LTV : 65.32600 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032073553 MORTGAGORS: CONWAY, MATHEW CONWAY, KAREN ADDRESS : 74 RIMFIELD DRIVE MORTGAGE AMT: 273,600.00 CITY SOUTH WINDSOR :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CT 06074 UNPAID BALANCE: 273,600.000 OPTION TO CONVERT : No MONTHLY P&I: 1,936.53 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032073710 MORTGAGORS: DA ROCHA, VALDEMAR ADDRESS : 2622 YERBA VISTA COURT MORTGAGE AMT: 246,050.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95121 UNPAID BALANCE: 245,456.210 OPTION TO CONVERT : No MONTHLY P&I: 1,657.68 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032073827 MORTGAGORS: THOMPSON, JACK VICKERS THOMPSON, CYNTHIA ADDRESS : 639 VIA MARQUESA MORTGAGE AMT: 279,000.00 CITY CAMARILLO :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 93012 UNPAID BALANCE: 278,529.870 OPTION TO CONVERT : No MONTHLY P&I: 1,832.83 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032073918 MORTGAGORS: MAMULA, MICHAEL ADDRESS : 4 ITHAN WOODS LANE MORTGAGE AMT: 650,000.00 CITY VILLANOVA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 PA 19085 UNPAID BALANCE: 649,007.750 OPTION TO CONVERT : No MONTHLY P&I: 4,489.39 ANNUAL RATE ADJUST: 0.000 LTV : 73.03300 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032073967 MORTGAGORS: ARNOLD, WAYNE ARNOLD, STACI ARNOLD, STACI ADDRESS : 267 G AVENUE MORTGAGE AMT: 423,000.00 CITY CORONADO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92118 UNPAID BALANCE: 422,304.520 OPTION TO CONVERT : No MONTHLY P&I: 2,814.23 ANNUAL RATE ADJUST: 0.000 LTV : 65.68300 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032074122 MORTGAGORS: JURUSZ, JOE JURUSZ, JOANN ADDRESS : 29 SAW MILL DRIVE MORTGAGE AMT: 364,800.00 CITY SOMERSET :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 NJ 08873 UNPAID BALANCE: 364,170.050 OPTION TO CONVERT : No MONTHLY P&I: 2,366.09 ANNUAL RATE ADJUST: 0.000 LTV : 79.64900 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032074247 MORTGAGORS: LINDERMAN, JOHN LINDERMAN, MARY ADDRESS : 33 CANNAN ROAD MORTGAGE AMT: 645,000.00 CITY WILTON :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CT 06897 UNPAID BALANCE: 643,913.120 OPTION TO CONVERT : No MONTHLY P&I: 4,237.20 ANNUAL RATE ADJUST: 0.000 LTV : 73.71400 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032074429 MORTGAGORS: WEINBERG, JESSICA WEINBERG, KENT WEINBERG, JEREMY ADDRESS : 816 HINMAN AVENUE #4 MORTGAGE AMT: 254,250.00 CITY EVANSTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 60202 UNPAID BALANCE: 253,852.110 OPTION TO CONVERT : No MONTHLY P&I: 1,734.44 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032074551 MORTGAGORS: MLKVY, WILLIAM MLKVY, BARBARA MLKVY, BARBARA MLKVY, BARBARA ADDRESS : 2508 WESLEY AVENUE, UNIT MORTGAGE AMT: 287,750.00 CITY OCEAN CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NJ 08226 UNPAID BALANCE: 287,089.080 OPTION TO CONVERT : No MONTHLY P&I: 1,987.42 ANNUAL RATE ADJUST: 0.000 LTV : 51.84600 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032074957 MORTGAGORS: GEARY, DANIEL GEARY, WENDY ADDRESS : 4 MOULTON TERRACE MORTGAGE AMT: 249,600.00 CITY DANVERS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MA 01923 UNPAID BALANCE: 249,400.400 OPTION TO CONVERT : No MONTHLY P&I: 1,681.60 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032075087 MORTGAGORS: BRYANT, ALLISON ADDRESS : 4 DONNELLY DRIVE MORTGAGE AMT: 300,000.00 CITY MEDFIELD :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 MA 02052 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,920.94 ANNUAL RATE ADJUST: 0.000 LTV : 54.54500 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032075103 MORTGAGORS: PRICE, EDMUND PRICE, ELIZABETH ADDRESS : 41 RICE SPRING LANE MORTGAGE AMT: 297,600.00 CITY WAYLAND :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 MA 01778 UNPAID BALANCE: 297,343.770 OPTION TO CONVERT : No MONTHLY P&I: 1,930.23 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032075400 MORTGAGORS: GUNDERSON, TODD DELLA CRUZ, EILEEN ADDRESS : 1728 WASHINGTON AVENUE MORTGAGE AMT: 369,000.00 CITY MUKILTEO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 WA 98275 UNPAID BALANCE: 368,187.500 OPTION TO CONVERT : No MONTHLY P&I: 2,454.97 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032075467 MORTGAGORS: WOOLF, BRIAN WOOLF, BETSY ADDRESS : 90 NORTH COLUMBIA AVENUE MORTGAGE AMT: 600,000.00 CITY COLUMBUS :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 OH 43209 UNPAID BALANCE: 600,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,841.87 ANNUAL RATE ADJUST: 0.000 LTV : 78.68800 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032075509 MORTGAGORS: LESTER, JONATHAN LINICK, RANDI ADDRESS : 61 TAYLOR DRIVE MORTGAGE AMT: 419,500.00 CITY CLOSTER :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 07670 UNPAID BALANCE: 419,164.530 OPTION TO CONVERT : No MONTHLY P&I: 2,826.25 ANNUAL RATE ADJUST: 0.000 LTV : 89.99800 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032075715 MORTGAGORS: HEVENTHAL, WILLIAM HEVENTHAL, SHARON ADDRESS : 28042 PARKRIDGE LANE MORTGAGE AMT: 287,350.00 CITY CANYON COUNTRY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91351 UNPAID BALANCE: 287,125.840 OPTION TO CONVERT : No MONTHLY P&I: 1,960.23 ANNUAL RATE ADJUST: 0.000 LTV : 94.99100 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032075822 MORTGAGORS: CILIBERTI, DAVE CILIBERTI, MELISSA ADDRESS : 26 BRECKENRIDGE DRIVE MORTGAGE AMT: 330,000.00 CITY SHAMONG :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NJ 08088 UNPAID BALANCE: 329,748.890 OPTION TO CONVERT : No MONTHLY P&I: 2,279.23 ANNUAL RATE ADJUST: 0.000 LTV : 78.57100 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032075889 MORTGAGORS: SANDERS, STEVEN SANDERS, KELLY ADDRESS : 13 STOCKTON DRIVE MORTGAGE AMT: 579,500.00 CITY VOORHEES :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NJ 08043 UNPAID BALANCE: 578,547.210 OPTION TO CONVERT : No MONTHLY P&I: 3,855.43 ANNUAL RATE ADJUST: 0.000 LTV : 84.59800 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032075939 MORTGAGORS: SIRNA, CARMEN STANSBURY, DALE ADDRESS : 16157 EASTRIDGE COURT MORTGAGE AMT: 500,000.00 CITY CHINO HILLS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91709 UNPAID BALANCE: 499,217.550 OPTION TO CONVERT : No MONTHLY P&I: 3,410.88 ANNUAL RATE ADJUST: 0.000 LTV : 75.75700 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032076085 MORTGAGORS: RUTKOWSKI, JOHN RUTKOWSKI, NANCY ADDRESS : 2802 SANTA FE VISTA COURT MORTGAGE AMT: 407,000.00 CITY ENCINATAS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92024 UNPAID BALANCE: 406,378.700 OPTION TO CONVERT : No MONTHLY P&I: 2,811.05 ANNUAL RATE ADJUST: 0.000 LTV : 58.14200 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032076119 MORTGAGORS: KIM, YUN ADDRESS : 16101 REEVE DRIVE MORTGAGE AMT: 322,500.00 CITY LA MIRADA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90638 UNPAID BALANCE: 321,740.690 OPTION TO CONVERT : No MONTHLY P&I: 2,200.02 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032076184 MORTGAGORS: PAULAZZO, ANDREW PAULAZZO, JUDY ADDRESS : 2721 NORMANDY COURT MORTGAGE AMT: 450,000.00 CITY LIVERMORE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94550 UNPAID BALANCE: 449,295.800 OPTION TO CONVERT : No MONTHLY P&I: 3,069.79 ANNUAL RATE ADJUST: 0.000 LTV : 75.06200 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032076200 MORTGAGORS: JALBOOT, DANIEL PETERSON, JENNIFER ADDRESS : 25 KYNLYN ROAD MORTGAGE AMT: 270,600.00 CITY RADNOR :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 PA 19087 UNPAID BALANCE: 270,600.000 OPTION TO CONVERT : No MONTHLY P&I: 1,755.11 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032076259 MORTGAGORS: HILL, MARK HILL, TANYA ADDRESS : 3 TREYBURN COURT MORTGAGE AMT: 328,500.00 CITY IRMO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 SC 29063 UNPAID BALANCE: 327,985.930 OPTION TO CONVERT : No MONTHLY P&I: 2,240.95 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032076309 MORTGAGORS: NORSETH, MICHAEL NORSETH, AMY ADDRESS : 3139 EAST TIMBER CREST CO MORTGAGE AMT: 273,000.00 CITY SANDY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 UT 84093 UNPAID BALANCE: 273,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,839.25 ANNUAL RATE ADJUST: 0.000 LTV : 63.93400 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032076325 MORTGAGORS: LOMBARDO, RAYMOND LOMBARDO, GLENDA ADDRESS : 20518 SAN JOSE STREET MORTGAGE AMT: 252,000.00 CITY LOS ANGELES (CHATSWO :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 91311 UNPAID BALANCE: 251,634.060 OPTION TO CONVERT : No MONTHLY P&I: 1,783.64 ANNUAL RATE ADJUST: 0.000 LTV : 66.31500 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032076333 MORTGAGORS: ARTHURS, BRIAN ARTHURS, LYNN ADDRESS : 4156 BAKMAN AVENUE MORTGAGE AMT: 273,000.00 CITY NORTH HOLLYWOOD AREA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91602 UNPAID BALANCE: 272,520.650 OPTION TO CONVERT : No MONTHLY P&I: 1,816.28 ANNUAL RATE ADJUST: 0.000 LTV : 42.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032076382 MORTGAGORS: UPSHAW, CARL UPSHAW, DIAN ADDRESS : 405 LITTLE KEY CT MORTGAGE AMT: 300,000.00 CITY CHAPIN :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 SC 29036 UNPAID BALANCE: 299,765.970 OPTION TO CONVERT : No MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000 LTV : 75.47100 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032076598 MORTGAGORS: KASPER, KEITH KASPER, KATHERINE ADDRESS : 1325 EAST WESTINGHOUSE RO MORTGAGE AMT: 273,600.00 CITY LOWER GWYNEDD :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 PA 19002 UNPAID BALANCE: 273,386.570 OPTION TO CONVERT : No MONTHLY P&I: 1,866.43 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032077042 MORTGAGORS: MCQUILLEN, MARK MCQUILLEN, FLORA ADDRESS : 64 PROSPECT STREET MORTGAGE AMT: 440,000.00 CITY MELROSE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MA 02176 UNPAID BALANCE: 440,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,964.37 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032077356 MORTGAGORS: BATES, BRADLEY BATES, ANDREA ADDRESS : 3009 HARBOR SHORE LN. MORTGAGE AMT: 365,400.00 CITY ELK GROVE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95758 UNPAID BALANCE: 364,799.210 OPTION TO CONVERT : No MONTHLY P&I: 2,431.02 ANNUAL RATE ADJUST: 0.000 LTV : 89.99300 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032077489 MORTGAGORS: SENG, JOHN SENG, CHRISTINE ADDRESS : 4108 DEBENHAM COURT MORTGAGE AMT: 458,500.00 CITY ROCKVILLE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MD 20853 UNPAID BALANCE: 457,727.400 OPTION TO CONVERT : No MONTHLY P&I: 3,012.02 ANNUAL RATE ADJUST: 0.000 LTV : 79.99600 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032077547 MORTGAGORS: MIKLUS, ALBERT MIKLUS, LESLIE ADDRESS : 24 WELLINGTON COURT MORTGAGE AMT: 265,000.00 CITY SHELTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CT 06484 UNPAID BALANCE: 264,793.270 OPTION TO CONVERT : No MONTHLY P&I: 1,807.77 ANNUAL RATE ADJUST: 0.000 LTV : 63.09500 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032077604 MORTGAGORS: MARGOLIS, SHANA ADDRESS : 229-229B 27TH STREET MORTGAGE AMT: 375,000.00 CITY SAN FRANCISCO :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94131 UNPAID BALANCE: 374,368.110 OPTION TO CONVERT : No MONTHLY P&I: 2,463.48 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032077646 MORTGAGORS: KUZNIAR, THOMAS KUZNIAR, RUTH KUZNIAR, RUTH ADDRESS : 17003 HUNTINGTON PATH MORTGAGE AMT: 296,200.00 CITY LAKEVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MN 55044 UNPAID BALANCE: 295,485.190 OPTION TO CONVERT : No MONTHLY P&I: 1,995.55 ANNUAL RATE ADJUST: 0.000 LTV : 79.99300 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032077661 MORTGAGORS: BLESS, MICHAEL BLESS, PAMELA ADDRESS : 4442 NORTH LAKE DRIVE MORTGAGE AMT: 880,000.00 CITY SHOREWOOD :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 WI 53211 UNPAID BALANCE: 878,588.360 OPTION TO CONVERT : No MONTHLY P&I: 5,928.73 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:015 -------------------------------------------------------------------------------- LN # 0032077752 MORTGAGORS: VOGEL, KERRY ADDRESS : ROUTE 1, BOX 196A MORTGAGE AMT: 300,000.00 CITY PIERCE CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MN 55063 UNPAID BALANCE: 299,530.530 OPTION TO CONVERT : No MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032077760 MORTGAGORS: DEUBNER, HEIKI DEUBNER, ALAN ADDRESS : 2610 24TH AVENUE EAST MORTGAGE AMT: 264,400.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 WA 98112 UNPAID BALANCE: 263,946.420 OPTION TO CONVERT : No MONTHLY P&I: 1,736.92 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032077919 MORTGAGORS: TONG, DONALD TONG, WENDY TONG, WENDY ADDRESS : 6300 E VERA CREST DRIVE MORTGAGE AMT: 339,200.00 CITY LONG BEACH :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 90815 UNPAID BALANCE: 338,915.030 OPTION TO CONVERT : No MONTHLY P&I: 2,228.30 ANNUAL RATE ADJUST: 0.000 LTV : 79.81100 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032077927 MORTGAGORS: LABANOWSKI, GARY LABANOWSKI, MICHELE ADDRESS : 4 MILL RIVER ROAD MORTGAGE AMT: 340,000.00 CITY OYSTER BAY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NY 11732 UNPAID BALANCE: 339,734.770 OPTION TO CONVERT : No MONTHLY P&I: 2,319.40 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032077943 MORTGAGORS: ROSENBAUM, DAVID SEGAL, ELIZABETH ADDRESS : 771 PANARAMA ROAD MORTGAGE AMT: 310,000.00 CITY VILLANOVA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 PA 19085 UNPAID BALANCE: 309,758.170 OPTION TO CONVERT : No MONTHLY P&I: 2,114.75 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032078040 MORTGAGORS: BRENEISER, SAMUEL BRENEISER, CLAIRE ADDRESS : 369 WEST LINDEN AVENUE, MORTGAGE AMT: 261,800.00 CITY BURBANK, :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 CA 91506 UNPAID BALANCE: 261,563.330 OPTION TO CONVERT : No MONTHLY P&I: 1,654.75 ANNUAL RATE ADJUST: 0.000 LTV : 70.75600 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032078107 MORTGAGORS: ROBINSON, W. ROBINSON, CINDY ADDRESS : 23653 SONATA DRIVE MORTGAGE AMT: 319,500.00 CITY MURRIETA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92562 UNPAID BALANCE: 318,987.460 OPTION TO CONVERT : No MONTHLY P&I: 2,152.54 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032078131 MORTGAGORS: BARNES, CHARLIE ADDRESS : 277 FOREST LANE MORTGAGE AMT: 278,000.00 CITY PITTSBORO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NC 27312 UNPAID BALANCE: 278,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,849.54 ANNUAL RATE ADJUST: 0.000 LTV : 79.42800 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032078172 MORTGAGORS: CARDINALE, CHRISTOPHER SCHNITZER, LYNNE ADDRESS : 92 GUN CLUB ROAD MORTGAGE AMT: 390,800.00 CITY NORTHPORT :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NY 11768 UNPAID BALANCE: 390,173.100 OPTION TO CONVERT : No MONTHLY P&I: 2,632.90 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032078339 MORTGAGORS: ANDERSON, MICHAEL ANDERSON, DONNA ADDRESS : 7 TEABERRY RIDGE ROAD MORTGAGE AMT: 255,000.00 CITY ELLINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CT 06029 UNPAID BALANCE: 254,801.080 OPTION TO CONVERT : No MONTHLY P&I: 1,739.55 ANNUAL RATE ADJUST: 0.000 LTV : 72.85700 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032078347 MORTGAGORS: DAVITO, JOHN DAVITO, ERIKA ADDRESS : 5915 VISTA LOOP MORTGAGE AMT: 450,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95124 UNPAID BALANCE: 449,295.780 OPTION TO CONVERT : No MONTHLY P&I: 3,069.80 ANNUAL RATE ADJUST: 0.000 LTV : 73.77000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032078784 MORTGAGORS: FLEISHER, MITCHELL FLEISHER, KATHRYN ADDRESS : 987 RODES FARM DR. MORTGAGE AMT: 255,000.00 CITY NELLYSFORD :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 VA 22958 UNPAID BALANCE: 254,065.360 OPTION TO CONVERT : No MONTHLY P&I: 1,804.88 ANNUAL RATE ADJUST: 0.000 LTV : 94.79554 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032078859 MORTGAGORS: BAILEY, SCOTT BAILEY, LISA ADDRESS : 535 BAILEY MEADOW NE MORTGAGE AMT: 304,000.00 CITY GRAND RAPIDS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MI 49301 UNPAID BALANCE: 303,284.230 OPTION TO CONVERT : No MONTHLY P&I: 2,073.82 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032079311 MORTGAGORS: SIMPSON, DAVID ADDRESS : 2153 CORTE ACEBO MORTGAGE AMT: 289,550.00 CITY CARLSBAD :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 CA 92009 UNPAID BALANCE: 287,929.270 OPTION TO CONVERT : No MONTHLY P&I: 1,854.03 ANNUAL RATE ADJUST: 0.000 LTV : 79.99370 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032080145 MORTGAGORS: WALLACE, CHRISTOPHER ATKIN, DEBORAH ADDRESS : 12975 LONG BOAT WAY MORTGAGE AMT: 412,250.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92014 UNPAID BALANCE: 411,588.690 OPTION TO CONVERT : No MONTHLY P&I: 2,777.41 ANNUAL RATE ADJUST: 0.000 LTV : 85.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032083156 MORTGAGORS: MOONEY, ROBERT MOONEY, PATRICIA MOONEY, PATRICIA ADDRESS : 15 DAHLGREN ROAD MORTGAGE AMT: 330,000.00 CITY RICHMOND :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 VA 23233 UNPAID BALANCE: 328,208.450 OPTION TO CONVERT : No MONTHLY P&I: 2,195.50 ANNUAL RATE ADJUST: 0.000 LTV : 62.85700 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032083602 MORTGAGORS: PALERMO, JOHN PALERMO, KATHLEEN PALERMO, KATHLEEN ADDRESS : 261 FOREST LANE MORTGAGE AMT: 265,000.00 CITY NORTH BRUNSWICK :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NJ 08902 UNPAID BALANCE: 264,123.500 OPTION TO CONVERT : No MONTHLY P&I: 1,763.05 ANNUAL RATE ADJUST: 0.000 LTV : 61.62700 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032083628 MORTGAGORS: BOYD, TIMOTHY BOYD, LISA ADDRESS : 421 SEABRING COURT MORTGAGE AMT: 303,600.00 CITY BELMONT :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NC 28012 UNPAID BALANCE: 302,620.170 OPTION TO CONVERT : No MONTHLY P&I: 2,045.41 ANNUAL RATE ADJUST: 0.000 LTV : 87.36600 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032083636 MORTGAGORS: VAN VRANKEN, BRET VAN VRANKEN, SHERI VAN VRANKEN, SHERI ADDRESS : 6625 CLIFTON ROAD MORTGAGE AMT: 331,000.00 CITY CLIFTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 VA 20124 UNPAID BALANCE: 330,181.290 OPTION TO CONVERT : No MONTHLY P&I: 2,202.15 ANNUAL RATE ADJUST: 0.000 LTV : 70.42500 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032084634 MORTGAGORS: WALKER, RENEE ADDRESS : 3320 SAMUEL PLACE MORTGAGE AMT: 273,500.00 CITY SANTA CRUZ :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95062 UNPAID BALANCE: 272,585.120 OPTION TO CONVERT : No MONTHLY P&I: 1,865.76 ANNUAL RATE ADJUST: 0.000 LTV : 79.99500 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032084840 MORTGAGORS: SMITH, CLAYTON SMITH, ELLEN SMITH, ELLEN ADDRESS : 1620 MARGATE ROAD MORTGAGE AMT: 638,000.00 CITY PALOS VERDES ESTATES :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90274 UNPAID BALANCE: 634,089.930 OPTION TO CONVERT : No MONTHLY P&I: 4,352.29 ANNUAL RATE ADJUST: 0.000 LTV : 77.33300 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 01/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032085110 MORTGAGORS: CHESEBRO, DAVID ADDRESS : 1137 LOOKOUT RIDGE DR MORTGAGE AMT: 296,900.00 CITY DILLON :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CO 80435 UNPAID BALANCE: 296,234.830 OPTION TO CONVERT : No MONTHLY P&I: 2,075.97 ANNUAL RATE ADJUST: 0.000 LTV : 89.99600 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032086282 MORTGAGORS: SHOEMAKER, DAVID SHOEMAKER, ANN ADDRESS : 306 FAIRWAY LANE MORTGAGE AMT: 346,500.00 CITY YORKTOWN :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 VA 23693 UNPAID BALANCE: 345,642.960 OPTION TO CONVERT : No MONTHLY P&I: 2,305.27 ANNUAL RATE ADJUST: 0.000 LTV : 86.62500 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032086308 MORTGAGORS: DEVINE, MARGARET DEVINE, STEPHEN DEVINE, STEPHEN ADDRESS : 428 SOUTH LEE STREET MORTGAGE AMT: 350,000.00 CITY ALEXANDRIA :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 VA 22314 UNPAID BALANCE: 349,068.480 OPTION TO CONVERT : No MONTHLY P&I: 2,241.09 ANNUAL RATE ADJUST: 0.000 LTV : 73.68400 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032086365 MORTGAGORS: HART, RICHARD HART, LILIAN HART, LILIAN ADDRESS : 3401 MALBROOK DRIVE MORTGAGE AMT: 600,000.00 CITY FALLS CHURCH :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 VA 22044 UNPAID BALANCE: 598,515.950 OPTION TO CONVERT : No MONTHLY P&I: 3,991.81 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032086506 MORTGAGORS: GORCHNSKI, M.D., JULIE ADDRESS : 944 GARDENIA WAY MORTGAGE AMT: 344,000.00 CITY NEWPORT BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92625 UNPAID BALANCE: 342,039.660 OPTION TO CONVERT : No MONTHLY P&I: 2,317.60 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 12/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032087173 MORTGAGORS: MADAR, LEA ADDRESS : 874 WOODMERE DRIVE MORTGAGE AMT: 260,800.00 CITY NORTH WOODMERE :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 NY 11581 UNPAID BALANCE: 260,615.920 OPTION TO CONVERT : No MONTHLY P&I: 1,868.41 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032087314 MORTGAGORS: CASEY, ROBERT ADDRESS : 12880 PARK DRIVE MORTGAGE AMT: 378,400.00 CITY AUSTIN :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 TX 78732 UNPAID BALANCE: 377,762.380 OPTION TO CONVERT : No MONTHLY P&I: 2,485.82 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032087322 MORTGAGORS: ZARRILLI, STEPHEN ZARRILLI, CAROL ADDRESS : 314 JEFFERSON DRIVE MORTGAGE AMT: 345,600.00 CITY MALVERN :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 PA 19355 UNPAID BALANCE: 345,045.620 OPTION TO CONVERT : No MONTHLY P&I: 2,328.37 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032087553 MORTGAGORS: HULETT, DON HULETT, JOANNE ADDRESS : 11942 CAPISTRANO LANE MORTGAGE AMT: 334,500.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91326 UNPAID BALANCE: 333,712.440 OPTION TO CONVERT : No MONTHLY P&I: 2,281.88 ANNUAL RATE ADJUST: 0.000 LTV : 68.26500 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032087561 MORTGAGORS: WILSON, JERALD WILSON, SUSAN ADDRESS : 5680 N PLACITA PARDAL MORTGAGE AMT: 276,400.00 CITY TUSCON :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 AZ 85718 UNPAID BALANCE: 275,780.760 OPTION TO CONVERT : No MONTHLY P&I: 1,932.63 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032087579 MORTGAGORS: FREY, HERBERT ADDRESS : 3575 SHELOME COURT MORTGAGE AMT: 400,000.00 CITY LAS VEGAS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NV 89121 UNPAID BALANCE: 399,081.270 OPTION TO CONVERT : No MONTHLY P&I: 2,762.70 ANNUAL RATE ADJUST: 0.000 LTV : 61.53800 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032087611 MORTGAGORS: RUSSON, KENT RUSSON, MARCIA ADDRESS : 980 EAST INDIAN SPRINGS R MORTGAGE AMT: 267,000.00 CITY BOUNTIFUL :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 UT 84010 UNPAID BALANCE: 266,431.010 OPTION TO CONVERT : No MONTHLY P&I: 1,912.82 ANNUAL RATE ADJUST: 0.000 LTV : 64.33700 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032088015 MORTGAGORS: WOLFER, DAVID WOLFER, KAREN ADDRESS : 1624 DAILY COURT MORTGAGE AMT: 256,000.00 CITY SAN LEANDRO :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 94577 UNPAID BALANCE: 255,440.610 OPTION TO CONVERT : No MONTHLY P&I: 1,811.95 ANNUAL RATE ADJUST: 0.000 LTV : 68.26666 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032088460 MORTGAGORS: SHEARER, LYLE SHEARER, SHARON ADDRESS : 4441 CLIPPER DRIVE MORTGAGE AMT: 384,000.00 CITY BYRON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94514 UNPAID BALANCE: 383,685.230 OPTION TO CONVERT : No MONTHLY P&I: 2,554.77 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032089617 MORTGAGORS: SHERMAN, MARK SHERMAN, BETH ADDRESS : 545 WOODBROOK LANE MORTGAGE AMT: 368,000.00 CITY CINCINNATI :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 OH 45215 UNPAID BALANCE: 367,712.920 OPTION TO CONVERT : No MONTHLY P&I: 2,510.41 ANNUAL RATE ADJUST: 0.000 LTV : 79.13900 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032090417 MORTGAGORS: PLATT, WILLIAM PLATT, LORI ADDRESS : 9 HARROD CIRCLE MORTGAGE AMT: 277,600.00 CITY SALINAS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 93906 UNPAID BALANCE: 277,383.450 OPTION TO CONVERT : No MONTHLY P&I: 1,893.72 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032091183 MORTGAGORS: HAGY, RICHARD HAGY, KARYN ADDRESS : 1628 CASTLEHILL COURT MORTGAGE AMT: 380,000.00 CITY WESTLAKE VILLAGE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91361 UNPAID BALANCE: 379,405.330 OPTION TO CONVERT : No MONTHLY P&I: 2,592.27 ANNUAL RATE ADJUST: 0.000 LTV : 72.38000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032093536 MORTGAGORS: MCKEOWN, JOSEPH ROBERTS, JEANMARIE ADDRESS : 515 SLEEPY HOLLOW ROAD MORTGAGE AMT: 312,000.00 CITY RICHMOND :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 VA 23229 UNPAID BALANCE: 312,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,585.47 ANNUAL RATE ADJUST: 0.000 LTV : 68.57100 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 07/01/19 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032099251 MORTGAGORS: FUSCO, NICHOLAS FUSCO, JANET ADDRESS : 170 PINEWOOD AVENUE MORTGAGE AMT: 325,000.00 CITY STATEN ISLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NY 10306 UNPAID BALANCE: 325,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,272.45 ANNUAL RATE ADJUST: 0.000 LTV : 79.26800 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032100463 MORTGAGORS: LE BAR, ROBERT LE BAR, KIMBERLY ADDRESS : 5404 CARY STREET ROAD MORTGAGE AMT: 418,000.00 CITY RICHMOND :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 VA 23226 UNPAID BALANCE: 418,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,431.56 ANNUAL RATE ADJUST: 0.000 LTV : 50.36100 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 07/01/19 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0070002118 MORTGAGORS: FRISCHLING, ELISA ADDRESS : 245 CHESTNUT DRIVE MORTGAGE AMT: 406,000.00 CITY ROSLYN :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NY 11576 UNPAID BALANCE: 400,278.470 OPTION TO CONVERT : No MONTHLY P&I: 2,838.81 ANNUAL RATE ADJUST: 0.000 LTV : 30.07407 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 01/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0070003645 MORTGAGORS: KACHMARIK, CHARLES KACHMARIK, JOAN ADDRESS : 53 PINE HILL DRIVE MORTGAGE AMT: 399,500.00 CITY SOUTH SALEM :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 NY 10590 UNPAID BALANCE: 387,669.970 OPTION TO CONVERT : No MONTHLY P&I: 2,827.64 ANNUAL RATE ADJUST: 0.000 LTV : 76.09524 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 01/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0070189386 MORTGAGORS: THURM, MILTON THURM, PHYLLIS ADDRESS : 30 TIFFANY CIRCLE MORTGAGE AMT: 467,500.00 CITY MANHASSET :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NY 11030 UNPAID BALANCE: 464,297.770 OPTION TO CONVERT : No MONTHLY P&I: 3,268.83 ANNUAL RATE ADJUST: 0.000 LTV : 66.78571 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 10/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070322615 MORTGAGORS: JONES, BARRY JONES, ALICE ADDRESS : 9491 PORTO ROSA DRIVE MORTGAGE AMT: 114,500.00 CITY ELK GROVE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95624 UNPAID BALANCE: 112,563.140 OPTION TO CONVERT : No MONTHLY P&I: 913.67 ANNUAL RATE ADJUST: 0.000 LTV : 44.03846 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 10/01/18 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:105 -------------------------------------------------------------------------------- LN # 0070332499 MORTGAGORS: MUNOZ, JOSEPH MUNOZ, KATHY ADDRESS : 26709 PETERMAN AVENUE MORTGAGE AMT: 199,000.00 CITY HAYWARD :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94545 UNPAID BALANCE: 195,828.480 OPTION TO CONVERT : No MONTHLY P&I: 1,454.45 ANNUAL RATE ADJUST: 0.000 LTV : 88.44444 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 09/01/23 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:113 -------------------------------------------------------------------------------- LN # 0070397278 MORTGAGORS: SETEK, STEVEN SETEK, NANETTE ADDRESS : 148 SANDY HOLLOW ROAD MORTGAGE AMT: 146,000.00 CITY SOUTHAMPTON :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 NY 11968 UNPAID BALANCE: 145,048.300 OPTION TO CONVERT : No MONTHLY P&I: 1,045.96 ANNUAL RATE ADJUST: 0.000 LTV : 67.90698 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 10/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070398466 MORTGAGORS: YOUNG, MARYANN YOUNG, CLARENCE ADDRESS : 122 NORTH EAGLE MORTGAGE AMT: 350,000.00 CITY BIG BEAR LA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92315 UNPAID BALANCE: 309,095.120 OPTION TO CONVERT : No MONTHLY P&I: 2,417.36 ANNUAL RATE ADJUST: 0.000 LTV : 77.77778 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 11/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070422506 MORTGAGORS: DAVIS, SHARON DAVIS, AUBREY ADDRESS : 16049 NE RUSSELL STREET MORTGAGE AMT: 171,000.00 CITY PORTLAND :\ STATE/ZIP :\ LIFETIME RATE : 8.12500 OR 97230 UNPAID BALANCE: 169,965.570 OPTION TO CONVERT : No MONTHLY P&I: 1,269.67 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 8.12500 MATURITY DATE: 10/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070491741 MORTGAGORS: SNAPE, ALLAN ADDRESS : 115 GREENRIDGE DRIVE MORTGAGE AMT: 270,000.00 CITY RENO :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NV 89509 UNPAID BALANCE: 266,781.160 OPTION TO CONVERT : No MONTHLY P&I: 1,773.71 ANNUAL RATE ADJUST: 0.000 LTV : 69.58763 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 12/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070494596 MORTGAGORS: MCBARRON, WILLIAM MCBARRON, ANN ADDRESS : 372 AMHERST ROAD MORTGAGE AMT: 87,300.00 CITY LINDEN :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NJ 07036 UNPAID BALANCE: 86,929.060 OPTION TO CONVERT : No MONTHLY P&I: 573.50 ANNUAL RATE ADJUST: 0.000 LTV : 62.35714 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 02/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070504311 MORTGAGORS: SAWICKI, WALDEMAR SAWICKI, JOANNE ADDRESS : 168 KIWANIS DRIVE MORTGAGE AMT: 136,900.00 CITY WAYNE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NJ 07470 UNPAID BALANCE: 133,694.850 OPTION TO CONVERT : No MONTHLY P&I: 1,061.38 ANNUAL RATE ADJUST: 0.000 LTV : 45.63333 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 01/01/19 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:105 -------------------------------------------------------------------------------- LN # 0070586466 MORTGAGORS: DANDO, TONY DANDO, CHRISTIE ADDRESS : 2823 HARVARD STREET MORTGAGE AMT: 96,900.00 CITY KALAMAZOO :\ STATE/ZIP :\ LIFETIME RATE : 9.00000 MI 49001 UNPAID BALANCE: 96,230.640 OPTION TO CONVERT : No MONTHLY P&I: 779.68 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 9.00000 MATURITY DATE: 12/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070622634 MORTGAGORS: CUBA, DAVID CUBA, KALLEEN ADDRESS : 1362 S CHURCH STREET MORTGAGE AMT: 129,200.00 CITY OLATHE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 KS 66062 UNPAID BALANCE: 128,762.090 OPTION TO CONVERT : No MONTHLY P&I: 848.75 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070634910 MORTGAGORS: L JONES, THOMAS JONES, MARGARET ADDRESS : 3 INDIAN PL MORTGAGE AMT: 240,000.00 CITY ASHEVILLE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NC 28805 UNPAID BALANCE: 239,186.510 OPTION TO CONVERT : No MONTHLY P&I: 1,576.63 ANNUAL RATE ADJUST: 0.000 LTV : 62.33766 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:101 -------------------------------------------------------------------------------- LN # 0070635131 MORTGAGORS: PEREZ, RONALD PEREZ, ELIZABETH PEREZ, RICARDO PEREZ, KERRI ADDRESS : 232 W HUDSON STREET MORTGAGE AMT: 213,750.00 CITY LONG BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NY 11561 UNPAID BALANCE: 212,050.290 OPTION TO CONVERT : No MONTHLY P&I: 1,440.07 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070640776 MORTGAGORS: AL KHAYAT, GEORGE AL KHAYAT, ELLEN ADDRESS : 5707 VANESSA COURT MORTGAGE AMT: 200,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91367 UNPAID BALANCE: 199,354.520 OPTION TO CONVERT : No MONTHLY P&I: 1,347.44 ANNUAL RATE ADJUST: 0.000 LTV : 47.05882 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070646880 MORTGAGORS: SCHERER, ELAINE CHENEVERT, KATRINA ADDRESS : 47690 LOWELAND TERRRACE MORTGAGE AMT: 228,200.00 CITY STERLING :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 VA 20165 UNPAID BALANCE: 227,426.490 OPTION TO CONVERT : No MONTHLY P&I: 1,499.11 ANNUAL RATE ADJUST: 0.000 LTV : 93.14286 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:101 -------------------------------------------------------------------------------- LN # 0070650775 MORTGAGORS: PELANDINI, THOMAS PELANDINI, SANDRA ADDRESS : 5141 BAYLIS POINT DRIVE MORTGAGE AMT: 200,000.00 CITY LOWER LAKE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95457 UNPAID BALANCE: 199,170.720 OPTION TO CONVERT : No MONTHLY P&I: 1,330.60 ANNUAL RATE ADJUST: 0.000 LTV : 52.63158 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 02/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070678537 MORTGAGORS: GRIMES, GREGORY GRIMES, JANICE ADDRESS : 129 SPRINGDELL ROAD MORTGAGE AMT: 238,100.00 CITY COATESVILLE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 PA 19320 UNPAID BALANCE: 237,292.960 OPTION TO CONVERT : No MONTHLY P&I: 1,564.15 ANNUAL RATE ADJUST: 0.000 LTV : 79.36667 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:101 -------------------------------------------------------------------------------- LN # 0070680525 MORTGAGORS: STALSBERG, TERENCE STALSBERG, JOAN ADDRESS : 7242 N JORDAN AVENUE MORTGAGE AMT: 130,000.00 CITY PORTLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 OR 97203 UNPAID BALANCE: 129,546.760 OPTION TO CONVERT : No MONTHLY P&I: 942.59 ANNUAL RATE ADJUST: 0.000 LTV : 84.96732 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 02/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070685755 MORTGAGORS: LAROCQUE, HUBERT LAROCQUE, ROSALIE ADDRESS : 5196 ROYAL CANYON LANE MORTGAGE AMT: 373,800.00 CITY PARADISE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95969 UNPAID BALANCE: 373,800.000 OPTION TO CONVERT : No MONTHLY P&I: 2,486.90 ANNUAL RATE ADJUST: 0.000 LTV : 74.76000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070687280 MORTGAGORS: POOLE, WILLIAM MC CUSKER PO, BARBARA ADDRESS : 9580 MARSH COVE COURT MORTGAGE AMT: 320,000.00 CITY ATLANTA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 GA 30350 UNPAID BALANCE: 320,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,128.97 ANNUAL RATE ADJUST: 0.000 LTV : 60.95238 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070697198 MORTGAGORS: KAY, ALLEN KAY, SUSAN ADDRESS : 9 DENNIS COURT MORTGAGE AMT: 390,000.00 CITY WOODDCLIFF :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 07675 UNPAID BALANCE: 390,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,627.50 ANNUAL RATE ADJUST: 0.000 LTV : 67.24138 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070718291 MORTGAGORS: MILLER, RAYMOND MILLER, FRANCES ADDRESS : 8026 BUTTONWOOD CIRCLE MORTGAGE AMT: 108,000.00 CITY TAMARAC :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 FL 33321 UNPAID BALANCE: 107,676.390 OPTION TO CONVERT : No MONTHLY P&I: 755.15 ANNUAL RATE ADJUST: 0.000 LTV : 69.67742 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070730858 MORTGAGORS: CHUNG, EUI CHUNG, MI ADDRESS : 2663 OAKBROOK DRIVE MORTGAGE AMT: 240,000.00 CITY WESTON :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 FL 33332 UNPAID BALANCE: 238,726.880 OPTION TO CONVERT : No MONTHLY P&I: 1,740.17 ANNUAL RATE ADJUST: 0.000 LTV : 65.75342 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070731310 MORTGAGORS: ANTONACCI, JOSEPH ANTONACCI, JOANNE ADDRESS : 314 STRATFORD ROAD MORTGAGE AMT: 244,700.00 CITY BROOKLYN :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NY 11218 UNPAID BALANCE: 244,109.460 OPTION TO CONVERT : No MONTHLY P&I: 1,648.59 ANNUAL RATE ADJUST: 0.000 LTV : 71.97059 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070756143 MORTGAGORS: JENNINGS, DARRELL JENNINGS, MARIA ADDRESS : 3165 MARTHIAM DRIVE MORTGAGE AMT: 297,000.00 CITY RENO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NV 89509 UNPAID BALANCE: 297,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,051.31 ANNUAL RATE ADJUST: 0.000 LTV : 68.27586 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070763990 MORTGAGORS: DILLON, KEVIN DILLON, CHERYL ADDRESS : 180 AUTUMN ROAD MORTGAGE AMT: 250,600.00 CITY WRENTHAM :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 02093 UNPAID BALANCE: 250,600.000 OPTION TO CONVERT : No MONTHLY P&I: 1,709.53 ANNUAL RATE ADJUST: 0.000 LTV : 64.42159 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070773171 MORTGAGORS: ROEMER, RONALD ROEMER, PATRICIA ADDRESS : 10179 KRESS MORTGAGE AMT: 302,000.00 CITY LAKELAND :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MI 48169 UNPAID BALANCE: 302,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,009.21 ANNUAL RATE ADJUST: 0.000 LTV : 77.43590 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070780077 MORTGAGORS: BLOOM, DAVID COOPER, COLLEEN ADDRESS : 42 SOMERSET ROAD MORTGAGE AMT: 320,000.00 CITY TENAFLY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NJ 07670 UNPAID BALANCE: 319,756.510 OPTION TO CONVERT : No MONTHLY P&I: 2,210.16 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070782107 MORTGAGORS: BELLMAN, BERYL REGAN, SUZANNE ADDRESS : 1130 MONTROSE AVENUE MORTGAGE AMT: 253,000.00 CITY SOUTH PASAD :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91030 UNPAID BALANCE: 253,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,725.91 ANNUAL RATE ADJUST: 0.000 LTV : 71.26761 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070786439 MORTGAGORS: MC DONALD, LINDA ADDRESS : 1076 SERENIDAD PLACE MORTGAGE AMT: 355,000.00 CITY OAK VIEW :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 93022 UNPAID BALANCE: 355,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,482.21 ANNUAL RATE ADJUST: 0.000 LTV : 67.10775 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070788856 MORTGAGORS: BURNS, DANIEL BURNS, SANDRA ADDRESS : 160 SHELMIRE ROAD MORTGAGE AMT: 314,800.00 CITY DOWNINGTOWN :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 PA 19335 UNPAID BALANCE: 314,800.000 OPTION TO CONVERT : No MONTHLY P&I: 2,309.89 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070791181 MORTGAGORS: CALCAGNO, MICHAEL CALCAGNO, MARY ADDRESS : 6810 CONDON DRIVE MORTGAGE AMT: 247,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92122 UNPAID BALANCE: 247,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,727.06 ANNUAL RATE ADJUST: 0.000 LTV : 82.33333 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070792445 MORTGAGORS: PANZARELLA, PAUL PANZARELLA, JOAN PANZARELLA, JOAN ADDRESS : 2551 GLENN DRIVE MORTGAGE AMT: 589,500.00 CITY BELLMORE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NY 11710 UNPAID BALANCE: 589,500.000 OPTION TO CONVERT : No MONTHLY P&I: 4,121.87 ANNUAL RATE ADJUST: 0.000 LTV : 71.02410 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070796636 MORTGAGORS: HULLINGER, RODNEY ADDRESS : 5385 SOUTH GENEVA WAY MORTGAGE AMT: 275,900.00 CITY ENGLEWOOD :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CO 80111 UNPAID BALANCE: 275,900.000 OPTION TO CONVERT : No\ MONTHLY P&I: 1,905.57 ANNUAL RATE ADJUST: 0.000 LTV : 52.55238 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070799481 MORTGAGORS: WILVERDING, GEORGE WILVERDING, DOLORES ADDRESS : 7 WHORTLBERRY ROAD MORTGAGE AMT: 500,000.00 CITY REDDING :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CT 06468 UNPAID BALANCE: 500,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,410.88 ANNUAL RATE ADJUST: 0.000 LTV : 79.36508 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070801972 MORTGAGORS: SINGH, CHARAN SINGH, ANITA ADDRESS : 4216 CHIMAY WAY MORTGAGE AMT: 294,300.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95135 UNPAID BALANCE: 294,300.000 OPTION TO CONVERT : No MONTHLY P&I: 2,032.66 ANNUAL RATE ADJUST: 0.000 LTV : 79.54054 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070806088 MORTGAGORS: CHILES, JOHN CHILES, MARIE ADDRESS : 5404 WATEKA DRIVE MORTGAGE AMT: 321,000.00 CITY DALLAS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 TX 75209 UNPAID BALANCE: 321,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,189.79 ANNUAL RATE ADJUST: 0.000 LTV : 60.56604 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070809488 MORTGAGORS: DAVALOS, JOHN DAVALOS, ELIZABETH ADDRESS : 1163 KELSEY DRIVE MORTGAGE AMT: 368,000.00 CITY SUNNYVALE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94087 UNPAID BALANCE: 368,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,417.50 ANNUAL RATE ADJUST: 0.000 LTV : 64.56140 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070810593 MORTGAGORS: WATSON, STEPHEN ADDRESS : 25 SPINNAKER STREET MORTGAGE AMT: 256,900.00 CITY MARINA DEL :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90292 UNPAID BALANCE: 256,900.000 OPTION TO CONVERT : No MONTHLY P&I: 1,752.51 ANNUAL RATE ADJUST: 0.000 LTV : 60.44706 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070812003 MORTGAGORS: HERBERT, ROBERT HOLDEN, MICHELLE ADDRESS : 46 CRATER LAKE ROAD MORTGAGE AMT: 267,700.00 CITY HOWELL :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NJ 07731 UNPAID BALANCE: 267,248.910 OPTION TO CONVERT : No MONTHLY P&I: 1,758.60 ANNUAL RATE ADJUST: 0.000 LTV : 94.99645 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070813274 MORTGAGORS: PECKHAM, SARA ADDRESS : 5872 SENEGAL DRIVE MORTGAGE AMT: 290,000.00 CITY JUPITER :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 FL 33458 UNPAID BALANCE: 289,830.500 OPTION TO CONVERT : No MONTHLY P&I: 1,978.31 ANNUAL RATE ADJUST: 0.000 LTV : 72.50000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070820451 MORTGAGORS: JARVIS, JAMES JARVIS, DIANE ADDRESS : 308 MONTE VISTA ROAD MORTGAGE AMT: 400,000.00 CITY ARCADIA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91007 UNPAID BALANCE: 400,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,728.71 ANNUAL RATE ADJUST: 0.000 LTV : 82.47423 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070822689 MORTGAGORS: TROTTA, GIAN TROTTA, MARIA ADDRESS : 241 UNION STREET MORTGAGE AMT: 489,000.00 CITY BROOKLYN :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NY 11231 UNPAID BALANCE: 489,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,335.84 ANNUAL RATE ADJUST: 0.000 LTV : 71.91176 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070825229 MORTGAGORS: SIMMONS, ROBERT SIMMONS, CAROL ADDRESS : 1545 EAST RAY DRIVE MORTGAGE AMT: 245,000.00 CITY PLACENTIA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92670 UNPAID BALANCE: 242,597.050 OPTION TO CONVERT : No MONTHLY P&I: 1,692.15 ANNUAL RATE ADJUST: 0.000 LTV : 87.50000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070825427 MORTGAGORS: PECK, RUSSELL ADDRESS : 510 SEQUOIA DRIVE MORTGAGE AMT: 392,800.00 CITY LOS ALTOS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94022 UNPAID BALANCE: 392,800.000 OPTION TO CONVERT : No MONTHLY P&I: 2,679.59 ANNUAL RATE ADJUST: 0.000 LTV : 57.76471 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070829916 MORTGAGORS: HAMILTON, RONALD HAMILTON, ROBERTA ADDRESS : 615 ORCHARD WAY MORTGAGE AMT: 126,000.00 CITY ASTON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 PA 19014 UNPAID BALANCE: 126,000.000 OPTION TO CONVERT : No MONTHLY P&I: 870.25 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070830674 MORTGAGORS: VELLA, FRANK VELLA, FRANCES ADDRESS : 190 80TH STREET MORTGAGE AMT: 350,000.00 CITY BROOKLYN :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NY 11226 UNPAID BALANCE: 350,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,447.25 ANNUAL RATE ADJUST: 0.000 LTV : 61.94690 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070831268 MORTGAGORS: FISCHER, JOHN FISCHER, AMY FISCHER, AMY ADDRESS : 7 GREEN TREE LANE MORTGAGE AMT: 328,000.00 CITY STAMFORD :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CT 06902 UNPAID BALANCE: 328,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,127.40 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070831458 MORTGAGORS: KELLY, LAWRENCE KELLY, CAROL ADDRESS : 22950 OXNARD STREET MORTGAGE AMT: 270,600.00 CITY WOODLAND HI :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91367 UNPAID BALANCE: 270,600.000 OPTION TO CONVERT : No MONTHLY P&I: 1,868.97 ANNUAL RATE ADJUST: 0.000 LTV : 33.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070834361 MORTGAGORS: HUGHES, J HUGHES, CHRISTINA ADDRESS : 1824 PORT TAGGART PLACE MORTGAGE AMT: 450,000.00 CITY NEWPORT BEA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92660 UNPAID BALANCE: 450,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,108.04 ANNUAL RATE ADJUST: 0.000 LTV : 71.42857 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070834601 MORTGAGORS: THURMAN, JOSEPH THURMAN, DIANA THURMAN, DIANA ADDRESS : 121 BAY RD MORTGAGE AMT: 375,000.00 CITY MENLO PARK :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94025 UNPAID BALANCE: 375,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,590.03 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070835541 MORTGAGORS: ROHR, PETER ROHR, MARGARET ROHR, MARGARET ADDRESS : 25 ORCHARD STREET MORTGAGE AMT: 249,600.00 CITY MENDHAM :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NJ 07945 UNPAID BALANCE: 249,600.000 OPTION TO CONVERT : No MONTHLY P&I: 1,660.60 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070840079 MORTGAGORS: PATY, JOHN ADDRESS : 632 MASSACHUSETTS AVE MORTGAGE AMT: 306,000.00 CITY WASHINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 DC 20002 UNPAID BALANCE: 306,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,087.46 ANNUAL RATE ADJUST: 0.000 LTV : 70.99768 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070843081 MORTGAGORS: KANOFF, MARC KANOFF, EVE ADDRESS : 59 ETTL CIRCLE MORTGAGE AMT: 498,200.00 CITY PRINCETON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 08540 UNPAID BALANCE: 498,200.000 OPTION TO CONVERT : No MONTHLY P&I: 3,356.47 ANNUAL RATE ADJUST: 0.000 LTV : 62.74559 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070843313 MORTGAGORS: HALL, CHARLES HALL, KATHERINE ADDRESS : 96 HATHAWAY LANE MORTGAGE AMT: 250,000.00 CITY ESSEX FELLS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NJ 07021 UNPAID BALANCE: 250,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,663.26 ANNUAL RATE ADJUST: 0.000 LTV : 57.47126 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070844014 MORTGAGORS: KORCHMAREV, SEMYON KORCHMAREV, NELLI ADDRESS : 4227 SEPULVEDA BOULEVARD MORTGAGE AMT: 335,000.00 CITY SHERMAN OAK :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 91403 UNPAID BALANCE: 335,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,200.71 ANNUAL RATE ADJUST: 0.000 LTV : 39.18129 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070844121 MORTGAGORS: YOZZO, BRUCE YOZZO, CHERYL ADDRESS : 11 HUNTLEY ROAD MORTGAGE AMT: 220,000.00 CITY EASTCHESTER :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NY 10709 UNPAID BALANCE: 220,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,554.91 ANNUAL RATE ADJUST: 0.000 LTV : 78.57143 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 07/01/24 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070844543 MORTGAGORS: BOKER, MARK BOKER, BEVERLY ADDRESS : 34 COVENTRY CIRCLE MORTGAGE AMT: 311,000.00 CITY MAHOPAC :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 NY 10541 UNPAID BALANCE: 311,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,017.14 ANNUAL RATE ADJUST: 0.000 LTV : 89.88439 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070852017 MORTGAGORS: GRAMEGNA, THOMAS ADDRESS : 133 LAWRENCE RD MORTGAGE AMT: 422,600.00 CITY MAHWAH :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 07430 UNPAID BALANCE: 422,600.000 OPTION TO CONVERT : No MONTHLY P&I: 2,847.13 ANNUAL RATE ADJUST: 0.000 LTV : 75.46429 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070853551 MORTGAGORS: HARTOKOLIS, STEPHEN HARTOKOLIS, PRISCILLA HARTOKOLIS, PRISCILLA ADDRESS : 493 HOYT STREET MORTGAGE AMT: 356,000.00 CITY DARIEN :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CT 06820 UNPAID BALANCE: 356,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,458.80 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070854765 MORTGAGORS: DRACH, STEVEN ADDRESS : 447 FAIR OAKS MORTGAGE AMT: 312,800.00 CITY SAN FRANCIS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94110 UNPAID BALANCE: 312,800.000 OPTION TO CONVERT : No MONTHLY P&I: 2,107.39 ANNUAL RATE ADJUST: 0.000 LTV : 41.15789 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070855630 MORTGAGORS: TEWARI, RAJIV TEWARI, REENA ADDRESS : 1480 GRANARY ROAD MORTGAGE AMT: 456,000.00 CITY BLUE BELL :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 PA 19422 UNPAID BALANCE: 456,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,033.78 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070855697 MORTGAGORS: JASINSKI, DOUGLAS JASINSKI, JOANNE ADDRESS : 10806 BREWERHOUSE ROAD MORTGAGE AMT: 300,000.00 CITY ROCKVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MD 20852 UNPAID BALANCE: 299,754.090 OPTION TO CONVERT : No MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000 LTV : 94.93671 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070856828 MORTGAGORS: GREEN, ROGER ADDRESS : 157 COLLINGWOOD STREET MORTGAGE AMT: 400,000.00 CITY SAN FRANCIS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94114 UNPAID BALANCE: 400,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,762.70 ANNUAL RATE ADJUST: 0.000 LTV : 57.97101 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070857347 MORTGAGORS: ROBINSON, HARLOW HOLLEY, ROBERT ADDRESS : 61 GREENOUGH STREET #1 MORTGAGE AMT: 299,200.00 CITY BROOKLINE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 02445 UNPAID BALANCE: 298,966.600 OPTION TO CONVERT : No MONTHLY P&I: 2,041.07 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070857784 MORTGAGORS: HILTON, WILFORD HILTON, SHIRLEY ADDRESS : 12637 PLYMOUTH DRIVE MORTGAGE AMT: 442,000.00 CITY SARATOGA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95070 UNPAID BALANCE: 442,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,977.84 ANNUAL RATE ADJUST: 0.000 LTV : 58.93333 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070858105 MORTGAGORS: GUARACHA, A GUARACHA, NORMA ADDRESS : 1520 COUNTRY VISTAS LANE MORTGAGE AMT: 292,000.00 CITY BONITA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91902 UNPAID BALANCE: 292,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,967.26 ANNUAL RATE ADJUST: 0.000 LTV : 72.09877 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070858246 MORTGAGORS: NUSSBAUM, GIDEON NUSSBAUM, ADI ADDRESS : 5202 ISOLA PLACE NORTHWES MORTGAGE AMT: 695,200.00 CITY ISSAQUAH :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 WA 98027 UNPAID BALANCE: 695,200.000 OPTION TO CONVERT : No MONTHLY P&I: 4,860.94 ANNUAL RATE ADJUST: 0.000 LTV : 69.52000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:103 -------------------------------------------------------------------------------- LN # 0070858394 MORTGAGORS: LONG, ROBERT LONG, CHERIE ADDRESS : 2 NORTH RIDGE WAY MORTGAGE AMT: 340,000.00 CITY WARREN :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NJ 07059 UNPAID BALANCE: 340,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,319.40 ANNUAL RATE ADJUST: 0.000 LTV : 77.27273 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070858436 MORTGAGORS: RUTLEDGE, BRIAN RUTLEDGE, ELIZABETH RUTLEDGE, ELIZABETH ADDRESS : 89 SHORE ROAD MORTGAGE AMT: 650,000.00 CITY GREENWICH :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 CT 06820 UNPAID BALANCE: 650,000.000 OPTION TO CONVERT : No MONTHLY P&I: 4,769.47 ANNUAL RATE ADJUST: 0.000 LTV : 67.35751 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070858998 MORTGAGORS: TIMMONS, KYLE TIMMONS, AMY ADDRESS : 10924 PINE VALLEY DRIVE MORTGAGE AMT: 270,000.00 CITY FRANKTOWN :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CO 80116 UNPAID BALANCE: 270,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,819.04 ANNUAL RATE ADJUST: 0.000 LTV : 58.69565 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070859111 MORTGAGORS: THOMSEN, GARY THOMSEN, MARIEL ADDRESS : 989 WANDER WAY MORTGAGE AMT: 403,000.00 CITY INCLINE VIL :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NV 89451 UNPAID BALANCE: 403,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,715.09 ANNUAL RATE ADJUST: 0.000 LTV : 69.48276 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070859137 MORTGAGORS: MILLER, MAURLEY ADDRESS : 2 EGGERT LANE MORTGAGE AMT: 296,000.00 CITY QUOGUE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NY 11959 UNPAID BALANCE: 296,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,069.67 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070859160 MORTGAGORS: HOWARD, JOHN HOWARD, CHRISTINE ADDRESS : 20 MIDDLE ROAD MORTGAGE AMT: 285,000.00 CITY SUDBURY :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MA 01776 UNPAID BALANCE: 285,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,872.25 ANNUAL RATE ADJUST: 0.000 LTV : 64.04494 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070859228 MORTGAGORS: EICHENLAUB, FREDERIC EICHENLAUB, KAREN EICHENLAUB, KAREN ADDRESS : 61 HOLMES ST MORTGAGE AMT: 272,000.00 CITY NEEDHAM :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MA 02492 UNPAID BALANCE: 272,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,832.51 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070860846 MORTGAGORS: TONER, PAUL CONNELLY, SUSAN ADDRESS : 24 NEWMAN STREET MORTGAGE AMT: 262,000.00 CITY CAMBRIDGE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MA 02140 UNPAID BALANCE: 262,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,809.57 ANNUAL RATE ADJUST: 0.000 LTV : 74.43182 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070861083 MORTGAGORS: MADIX, SEAN MADIX, LISA ADDRESS : 183 MYRTLE AVENUE MORTGAGE AMT: 389,000.00 CITY ELMHURST :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 IL 60126 UNPAID BALANCE: 389,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,686.73 ANNUAL RATE ADJUST: 0.000 LTV : 78.58586 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070861216 MORTGAGORS: BRAMLETT, J BRAMLETT, JANICE ADDRESS : 418 DOGWOOD LAKE TRAIL MORTGAGE AMT: 261,050.00 CITY ALPHARETTA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 GA 30004 UNPAID BALANCE: 261,050.000 OPTION TO CONVERT : No MONTHLY P&I: 1,886.89 ANNUAL RATE ADJUST: 0.000 LTV : 71.52055 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/24 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:114 -------------------------------------------------------------------------------- LN # 0070863022 MORTGAGORS: WEINSTEIN, ANDREW ADDRESS : 21 MAKO LANE MORTGAGE AMT: 350,000.00 CITY AMAGANSETT :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NY 11930 UNPAID BALANCE: 350,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,358.01 ANNUAL RATE ADJUST: 0.000 LTV : 73.68421 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070863535 MORTGAGORS: MASSONI, THOMAS MASSONI, LOUISE ADDRESS : 71 HIGHBRIDGE COURT MORTGAGE AMT: 357,800.00 CITY DANVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94526 UNPAID BALANCE: 357,800.000 OPTION TO CONVERT : No MONTHLY P&I: 2,827.97 ANNUAL RATE ADJUST: 0.000 LTV : 68.80769 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/19 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:105 -------------------------------------------------------------------------------- LN # 0070866769 MORTGAGORS: RYAN, JOSEPH RYAN, ANGELA ADDRESS : 15376 MICHAEL CREST DRIVE MORTGAGE AMT: 247,700.00 CITY CANYON COUN :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91351 UNPAID BALANCE: 247,506.770 OPTION TO CONVERT : No MONTHLY P&I: 1,689.75 ANNUAL RATE ADJUST: 0.000 LTV : 49.54000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070866819 MORTGAGORS: MARCHETTI, CHRISTIAN MARCHETTI, STACEY ADDRESS : 46908 ANTLER COURT MORTGAGE AMT: 257,700.00 CITY STERLING :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 VA 20164 UNPAID BALANCE: 257,700.000 OPTION TO CONVERT : No MONTHLY P&I: 1,757.97 ANNUAL RATE ADJUST: 0.000 LTV : 85.04950 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070867692 MORTGAGORS: DOHERTY, FRANCIS DOHERTY, ANDREA DOHERTY, ANDREA ADDRESS : 130 SUSSEX DRIVE MORTGAGE AMT: 623,200.00 CITY MANHASSET :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 NY 11030 UNPAID BALANCE: 623,200.000 OPTION TO CONVERT : No MONTHLY P&I: 4,410.97 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070868575 MORTGAGORS: FLAA, MICKAEL FLAA, GISELA ADDRESS : 1805 MADERA CANYON PLACE MORTGAGE AMT: 268,000.00 CITY LAS VEGAS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NV 89128 UNPAID BALANCE: 268,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,828.23 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070869201 MORTGAGORS: FRAGUIO, MANUEL FRAGUIO, NEREYDA ADDRESS : 3175 SW 7TH STREET MORTGAGE AMT: 95,000.00 CITY MIAMI :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 FL 33135 UNPAID BALANCE: 95,000.000 OPTION TO CONVERT : No MONTHLY P&I: 632.04 ANNUAL RATE ADJUST: 0.000 LTV : 59.00621 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070870449 MORTGAGORS: KRILOVICH, PAUL KRILOVICH, KATHLEEN ADDRESS : LOT 4 HIDDEN BRICK ROAD MORTGAGE AMT: 340,450.00 CITY HOPKINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MA 01748 UNPAID BALANCE: 340,450.000 OPTION TO CONVERT : No MONTHLY P&I: 2,433.45 ANNUAL RATE ADJUST: 0.000 LTV : 72.12924 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/24 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:114 -------------------------------------------------------------------------------- LN # 0070871231 MORTGAGORS: DUFFY, FRANK DUFFY, ANITA ADDRESS : 22 ISLAND TRAIL MORTGAGE AMT: 500,000.00 CITY SPARTA :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 NJ 07871 UNPAID BALANCE: 499,291.940 OPTION TO CONVERT : No MONTHLY P&I: 3,582.06 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070871512 MORTGAGORS: MCCLOUD, MICHAEL MCCALL, MILOE MCCALL, MILOE ADDRESS : 25395 GOLD HILLS DRIVE MORTGAGE AMT: 306,300.00 CITY CASTRO VALL :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94552 UNPAID BALANCE: 306,300.000 OPTION TO CONVERT : No MONTHLY P&I: 2,063.60 ANNUAL RATE ADJUST: 0.000 LTV : 73.62981 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070873401 MORTGAGORS: STINNETT, JOHN STINNETT, NANCY ADDRESS : 15193 ARROWHEAD DRIVE MORTGAGE AMT: 248,000.00 CITY BRIGHTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CO 80601 UNPAID BALANCE: 248,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,691.80 ANNUAL RATE ADJUST: 0.000 LTV : 62.31156 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070874268 MORTGAGORS: BURNS, MICHAEL ADDRESS : 2023 42ND AVENUE EAST MORTGAGE AMT: 479,200.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 WA 98112 UNPAID BALANCE: 479,200.000 OPTION TO CONVERT : No MONTHLY P&I: 3,148.00 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070875166 MORTGAGORS: RECHT, JOSEPH RAPPAPORT, SUSAN ADDRESS : 207 PLUM GROVE CIRCLE MORTGAGE AMT: 268,000.00 CITY ARLINGTON H :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 60004 UNPAID BALANCE: 268,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,828.23 ANNUAL RATE ADJUST: 0.000 LTV : 78.36257 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070875620 MORTGAGORS: LOVING, CHRISTOPHE LOVING, DEBRA LOVING, DEBRA ADDRESS : 17801 SANDS ROAD MORTGAGE AMT: 242,600.00 CITY HAMILTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 VA 20158 UNPAID BALANCE: 242,600.000 OPTION TO CONVERT : No MONTHLY P&I: 1,654.96 ANNUAL RATE ADJUST: 0.000 LTV : 85.72438 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070877907 MORTGAGORS: MATTOX, KUAE MATTOX, TEDDY ADDRESS : 39 BRUNSWICK ROAD MORTGAGE AMT: 285,000.00 CITY MONTCLAIR :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NJ 07042 UNPAID BALANCE: 285,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,944.20 ANNUAL RATE ADJUST: 0.000 LTV : 89.06250 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070879283 MORTGAGORS: PIA, STEPHEN ADDRESS : 8 PIPER LANE MORTGAGE AMT: 320,000.00 CITY BEVERLY :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 MA 01915 UNPAID BALANCE: 320,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,433.16 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 07/01/19 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:105 -------------------------------------------------------------------------------- LN # 0070879572 MORTGAGORS: TERRIAN, DONALD TERRIAN, BARBARA ADDRESS : 33 PORT ROYALE ROAD MORTGAGE AMT: 272,000.00 CITY CORONADO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92118 UNPAID BALANCE: 272,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,855.52 ANNUAL RATE ADJUST: 0.000 LTV : 62.52874 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070880703 MORTGAGORS: CASSIDY, ANDREW CASSIDY, KARIN CASSIDY, KARIN ADDRESS : 8906 41ST STREET WEST MORTGAGE AMT: 150,100.00 CITY UNIVERSITY :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 WA 98466 UNPAID BALANCE: 150,100.000 OPTION TO CONVERT : No MONTHLY P&I: 1,062.40 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070881230 MORTGAGORS: LACKMAN, DAVID LACKMAN, MARJORIE LACKMAN, MARJORIE LACKMAN, LESLIE ADDRESS : 1020 WILSON PLACE MORTGAGE AMT: 316,000.00 CITY SANTA MONIC :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90405 UNPAID BALANCE: 316,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,155.68 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070881354 MORTGAGORS: HERSHEY, STEVEN HERSHEY, LISA ADDRESS : 1369 CORVIDAE STREET MORTGAGE AMT: 329,000.00 CITY CARLSBAD :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 92009 UNPAID BALANCE: 329,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,133.89 ANNUAL RATE ADJUST: 0.000 LTV : 56.23932 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070881578 MORTGAGORS: HEATER, J ROTH HEATER, PAMELA ADDRESS : 14735 SIVERTSON ROAD NE MORTGAGE AMT: 384,000.00 CITY BAINBRIDGE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 WA 98110 UNPAID BALANCE: 384,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,684.98 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070885694 MORTGAGORS: MADURO, ALBERTO ADDRESS : 430 ALAHAMBRA CIRCLE MORTGAGE AMT: 292,800.00 CITY CORAL GABLE :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 FL 33134 UNPAID BALANCE: 292,800.000 OPTION TO CONVERT : No MONTHLY P&I: 2,097.66 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070885900 MORTGAGORS: CLARK, JAY MC CABE CLAR, CARLYN ADDRESS : 5247 CASTLE ROAD MORTGAGE AMT: 398,450.00 CITY LA CANADA F :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91011 UNPAID BALANCE: 398,450.000 OPTION TO CONVERT : No MONTHLY P&I: 2,718.13 ANNUAL RATE ADJUST: 0.000 LTV : 76.62500 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070886155 MORTGAGORS: HUG, DONALD HUG, DEBORAH ADDRESS : 1686 NICKERSON WAY MORTGAGE AMT: 288,000.00 CITY ARNOLD :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MD 21012 UNPAID BALANCE: 288,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,964.67 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070886262 MORTGAGORS: HEALIS, STEVEN HEALIS, NANCY ADDRESS : 956 EAST PEBBLE BEACH PLA MORTGAGE AMT: 386,300.00 CITY PLACENTIA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92870 UNPAID BALANCE: 386,300.000 OPTION TO CONVERT : No MONTHLY P&I: 2,701.07 ANNUAL RATE ADJUST: 0.000 LTV : 79.99934 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070886494 MORTGAGORS: GRYCKO, JUDY ADDRESS : 11480 SE ABBY LANE MORTGAGE AMT: 85,500.00 CITY CLACKAMAS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 OR 97015 UNPAID BALANCE: 85,500.000 OPTION TO CONVERT : No MONTHLY P&I: 583.26 ANNUAL RATE ADJUST: 0.000 LTV : 52.45399 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070888755 MORTGAGORS: OLSEN, NIKKI OLSEN, MICHAEL ADDRESS : 5012 LASSEN AVENUE MORTGAGE AMT: 408,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95129 UNPAID BALANCE: 408,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,714.43 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070888847 MORTGAGORS: LEV ARY, E ADDRESS : 1060 14TH STREET MORTGAGE AMT: 372,160.00 CITY BOULDER :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CO 80302 UNPAID BALANCE: 372,160.000 OPTION TO CONVERT : No MONTHLY P&I: 2,602.20 ANNUAL RATE ADJUST: 0.000 LTV : 79.99931 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070890348 MORTGAGORS: VANDERHELM, GORDON VANDERHELM, DEBORAH ADDRESS : 909 WEST MOUNTAIN STREET MORTGAGE AMT: 395,000.00 CITY GLENDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91202 UNPAID BALANCE: 395,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,661.19 ANNUAL RATE ADJUST: 0.000 LTV : 65.07414 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070890884 MORTGAGORS: MITCHELL, DALE ADDRESS : 501 CENTER STREET MORTGAGE AMT: 415,000.00 CITY JUPITER :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 FL 33458 UNPAID BALANCE: 415,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,866.30 ANNUAL RATE ADJUST: 0.000 LTV : 44.14894 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070891569 MORTGAGORS: BRESHEARS, JAMES BRESHEARS, JO ADDRESS : 830 TASSASARA DRIVE MORTGAGE AMT: 300,000.00 CITY MILPITAS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95035 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,072.03 ANNUAL RATE ADJUST: 0.000 LTV : 68.18182 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070891874 MORTGAGORS: YOUNGMAN, CAMERON YOUNGMAN, CATHERINE ADDRESS : 28 GATEFIELD DRIVE MORTGAGE AMT: 600,000.00 CITY GREENWICH :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CT 06831 UNPAID BALANCE: 600,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,941.57 ANNUAL RATE ADJUST: 0.000 LTV : 41.37931 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070891957 MORTGAGORS: WILT, ERIC WILT, JODY ADDRESS : 10 CROSSLAND TRAIL MORTGAGE AMT: 110,200.00 CITY FAIRFIELD :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 PA 17320 UNPAID BALANCE: 110,200.000 OPTION TO CONVERT : No MONTHLY P&I: 751.76 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070893805 MORTGAGORS: LAWRENCE, TIMOTHY LAWRENCE, RHONDA ADDRESS : 5102 STONE CANYON AVENUE MORTGAGE AMT: 286,750.00 CITY YORBA LINDA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92886 UNPAID BALANCE: 286,750.000 OPTION TO CONVERT : No MONTHLY P&I: 1,956.14 ANNUAL RATE ADJUST: 0.000 LTV : 78.56164 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070894001 MORTGAGORS: CORCOVELOS, THOMAS NICHOLSON, MARCIA ADDRESS : 708 1ST PLACE MORTGAGE AMT: 412,000.00 CITY HERMOSA BEA :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 90254 UNPAID BALANCE: 412,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,987.29 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070894811 MORTGAGORS: STOROZUK, JANICE STOROZUK, ROSTYK ADDRESS : 1900 PLACER GOLD COURT MORTGAGE AMT: 290,300.00 CITY GOLD RIVER :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95670 UNPAID BALANCE: 290,300.000 OPTION TO CONVERT : No MONTHLY P&I: 2,005.03 ANNUAL RATE ADJUST: 0.000 LTV : 78.45946 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070895305 MORTGAGORS: GOLDSTEIN, PETER LILIENTHAL, MARGE ADDRESS : 67 GRAY FARMS ROAD MORTGAGE AMT: 255,000.00 CITY STAMFORD :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CT 06905 UNPAID BALANCE: 255,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,717.98 ANNUAL RATE ADJUST: 0.000 LTV : 58.62069 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070896048 MORTGAGORS: KLEIN, DAVID KLEIN, PAMELA ADDRESS : 32425 LILAC ROAD MORTGAGE AMT: 287,000.00 CITY VALLEY CENT :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92082 UNPAID BALANCE: 287,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,097.62 ANNUAL RATE ADJUST: 0.000 LTV : 86.96970 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/24 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:114 -------------------------------------------------------------------------------- LN # 0070896287 MORTGAGORS: HORNIG, GUY HORNIG, SARAH ADDRESS : 1397 JASPER DRIVE MORTGAGE AMT: 259,250.00 CITY AMBLER :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 PA 19002 UNPAID BALANCE: 259,250.000 OPTION TO CONVERT : No MONTHLY P&I: 1,812.71 ANNUAL RATE ADJUST: 0.000 LTV : 85.07950 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070896311 MORTGAGORS: HOWARD, TIMOTHY HOWARD, EVELYN ADDRESS : 204 ELLYRIDGE COURT MORTGAGE AMT: 253,100.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95123 UNPAID BALANCE: 253,100.000 OPTION TO CONVERT : No MONTHLY P&I: 1,769.71 ANNUAL RATE ADJUST: 0.000 LTV : 65.74026 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070896659 MORTGAGORS: MOORE, JOHNNIE MOORE, LOIS ADDRESS : 3370 VIENNA DRIVE MORTGAGE AMT: 277,650.00 CITY APTOS :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95003 UNPAID BALANCE: 277,650.000 OPTION TO CONVERT : No MONTHLY P&I: 1,941.37 ANNUAL RATE ADJUST: 0.000 LTV : 85.43077 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070897186 MORTGAGORS: MAHONEY, WILLIAM MAHONEY, PAM ADDRESS : 13550 39TH AVENUE NE MORTGAGE AMT: 349,950.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 WA 98125 UNPAID BALANCE: 349,950.000 OPTION TO CONVERT : No MONTHLY P&I: 2,328.23 ANNUAL RATE ADJUST: 0.000 LTV : 77.77531 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070897319 MORTGAGORS: COCHRAN, CHERYL ADDRESS : 5334 NE 6TH AVENUE MORTGAGE AMT: 50,350.00 CITY OAKLAND PAR :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 FL 33334 UNPAID BALANCE: 50,350.000 OPTION TO CONVERT : No MONTHLY P&I: 397.95 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/19 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:105 -------------------------------------------------------------------------------- LN # 0070897335 MORTGAGORS: CHAVES, LAWRENCE CHAVES, NELLIE ADDRESS : 564 GAUNDABERT LANE MORTGAGE AMT: 275,500.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95136 UNPAID BALANCE: 275,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,902.81 ANNUAL RATE ADJUST: 0.000 LTV : 78.71429 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070897525 MORTGAGORS: NG, RAYMOND CHOW, TINA ADDRESS : 6622 S 124TH STREET MORTGAGE AMT: 290,000.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 WA 98178 UNPAID BALANCE: 290,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,978.31 ANNUAL RATE ADJUST: 0.000 LTV : 89.23077 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070898036 MORTGAGORS: ANDREANO, KERSTIN ANDREANO, SAMUEL ADDRESS : 1964 LAS PALOMAS DRIVE MORTGAGE AMT: 340,000.00 CITY LA HABRA HE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 90631 UNPAID BALANCE: 340,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,348.30 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070899851 MORTGAGORS: AVILA, SERGIO AVILA, MARYBELL ADDRESS : 9 HONORS DRIVE MORTGAGE AMT: 650,000.00 CITY NEWPORT BEA :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 92660 UNPAID BALANCE: 650,000.000 OPTION TO CONVERT : No MONTHLY P&I: 4,712.95 ANNUAL RATE ADJUST: 0.000 LTV : 68.49315 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070900006 MORTGAGORS: PIEPER, DAROLD PIEPER, BARBARA ADDRESS : 3809 CHEVY CHASE DRIVE MORTGAGE AMT: 378,200.00 CITY LA CANADA F :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 91011 UNPAID BALANCE: 378,200.000 OPTION TO CONVERT : No MONTHLY P&I: 2,644.43 ANNUAL RATE ADJUST: 0.000 LTV : 39.81053 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070901590 MORTGAGORS: CHAFFEE, GLENN CHAFFEE, DEBBIE ADDRESS : 1522 SOUTH ORANGE AVENUE MORTGAGE AMT: 470,000.00 CITY EL CAJON :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92020 UNPAID BALANCE: 470,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,286.31 ANNUAL RATE ADJUST: 0.000 LTV : 81.03448 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070901632 MORTGAGORS: BLOOM, THOMAS ADDRESS : 15953 EL CAMINO ENTRADA MORTGAGE AMT: 603,800.00 CITY POWAY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92064 UNPAID BALANCE: 603,800.000 OPTION TO CONVERT : No MONTHLY P&I: 4,067.91 ANNUAL RATE ADJUST: 0.000 LTV : 63.55789 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070901996 MORTGAGORS: TAYEBI, RAY BAGHADI, IRAJ TAYEBI, FAHIMEH ADDRESS : 4995 WOODCREST CIRCLE MORTGAGE AMT: 260,000.00 CITY YORBA LINDA :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 92886 UNPAID BALANCE: 260,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,840.26 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070902010 MORTGAGORS: DALY, KATHLEEN DALY, ARTHUR ADDRESS : 309 CALLE RICA MORTGAGE AMT: 272,000.00 CITY SAN CLEMENT :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92672 UNPAID BALANCE: 272,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,901.86 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070902168 MORTGAGORS: GARVEY, JOHN ADDRESS : 795 TABOR DRIVE MORTGAGE AMT: 548,000.00 CITY SCOTTS VALL :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95066 UNPAID BALANCE: 548,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,784.90 ANNUAL RATE ADJUST: 0.000 LTV : 79.88338 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070902440 MORTGAGORS: MCGILL, JENNIFER MCGILL, RONALD ADDRESS : 18 HAWTHORNE ROAD MORTGAGE AMT: 313,000.00 CITY SHREWSBURY :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 MA 01545 UNPAID BALANCE: 313,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,215.39 ANNUAL RATE ADJUST: 0.000 LTV : 89.94796 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070903760 MORTGAGORS: WRIGHT, SAMUEL WRIGHT, JOANNE ADDRESS : 4130 232ND AVE SOUTH EAST MORTGAGE AMT: 267,500.00 CITY ISSAQUAH :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 WA 98029 UNPAID BALANCE: 267,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,824.82 ANNUAL RATE ADJUST: 0.000 LTV : 70.39474 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070903984 MORTGAGORS: GURASH, TOMMY GURASH, CHRISTINA ADDRESS : 2730 COLUMBUS PLACE MORTGAGE AMT: 253,100.00 CITY SANTA CLARA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95051 UNPAID BALANCE: 253,100.000 OPTION TO CONVERT : No MONTHLY P&I: 2,038.96 ANNUAL RATE ADJUST: 0.000 LTV : 68.03763 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/19 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:105 -------------------------------------------------------------------------------- LN # 0070904990 MORTGAGORS: ROBESON, RICHARD SCHLENKER RO, SIEGRID ADDRESS : 3950 CRONDALL DRIVE MORTGAGE AMT: 329,500.00 CITY SACRAMENTO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95864 UNPAID BALANCE: 329,500.000 OPTION TO CONVERT : No MONTHLY P&I: 2,275.77 ANNUAL RATE ADJUST: 0.000 LTV : 63.36538 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070905922 MORTGAGORS: SCHLUND, JOAN ADDRESS : 120 EL DORADO LANE MORTGAGE AMT: 551,250.00 CITY ANAHEIM :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 92807 UNPAID BALANCE: 551,250.000 OPTION TO CONVERT : No MONTHLY P&I: 3,996.95 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070906714 MORTGAGORS: MAGUIRE, GLEN ADDRESS : 388 ULTIMO AVENUE MORTGAGE AMT: 255,000.00 CITY LONG BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 90814 UNPAID BALANCE: 255,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,783.00 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070906847 MORTGAGORS: SCOTT, RUTH SCOTT, KIM ADDRESS : 1815 HOLMBY AVENUE MORTGAGE AMT: 296,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 90025 UNPAID BALANCE: 296,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,120.58 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070907191 MORTGAGORS: FAY, PIERRE FAY, ISABELLE ADDRESS : 170 EAST 87TH STREET MORTGAGE AMT: 555,800.00 CITY NEW YORK :\ STATE/ZIP :\ LIFETIME RATE : 8.12500 NY 10128 UNPAID BALANCE: 555,800.000 OPTION TO CONVERT : No MONTHLY P&I: 4,126.80 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 8.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070907779 MORTGAGORS: URIARTE, JULIETA ADDRESS : 4890 RIDING RIDGE RD UNIT MORTGAGE AMT: 373,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92130 UNPAID BALANCE: 373,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,481.58 ANNUAL RATE ADJUST: 0.000 LTV : 74.89960 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070908546 MORTGAGORS: RANT, JAMES ADDRESS : 22 FOX RIDGE LANE MORTGAGE AMT: 282,900.00 CITY LOCUST VALL :\ STATE/ZIP :\ LIFETIME RATE : 8.75000 NY 11560 UNPAID BALANCE: 282,900.000 OPTION TO CONVERT : No MONTHLY P&I: 2,225.58 ANNUAL RATE ADJUST: 0.000 LTV : 79.02235 OUTSIDE CONV DATE: CURRENT INT 8.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070909239 MORTGAGORS: ODY, SHARON ADDRESS : 733 LOTUS BLOSSOM STREET MORTGAGE AMT: 266,000.00 CITY ENCINITAS :\ STATE/ZIP :\ LIFETIME RATE : 8.62500 CA 92024 UNPAID BALANCE: 266,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,068.92 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 8.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070909635 MORTGAGORS: KASBARIAN, GREGORY KASBARIAN, CHRISTINE KASBARIAN, ROSALBA ADDRESS : 217 NORTH ALAMEDA AVENUE MORTGAGE AMT: 204,000.00 CITY AZUSA :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 91702 UNPAID BALANCE: 204,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,479.14 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070909650 MORTGAGORS: GOODWIN, VAN GOODWIN, DONNA ADDRESS : 12132 RAGWEED STREET MORTGAGE AMT: 288,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92129 UNPAID BALANCE: 288,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,320.11 ANNUAL RATE ADJUST: 0.000 LTV : 78.47411 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/19 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:105 -------------------------------------------------------------------------------- LN # 0070909833 MORTGAGORS: MURRAY, DOUGLAS MURRAY, DENISE ADDRESS : 4 PLEASANT STREET MORTGAGE AMT: 93,150.00 CITY HOPE VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 RI 02832 UNPAID BALANCE: 93,150.000 OPTION TO CONVERT : No MONTHLY P&I: 651.32 ANNUAL RATE ADJUST: 0.000 LTV : 94.09091 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070910278 MORTGAGORS: ROCKOFF, RICHARD ADDRESS : 1921 MACARTHUR ST MORTGAGE AMT: 254,750.00 CITY RANCHO PALO :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 90275 UNPAID BALANCE: 254,750.000 OPTION TO CONVERT : No MONTHLY P&I: 1,825.06 ANNUAL RATE ADJUST: 0.000 LTV : 84.91667 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070911508 MORTGAGORS: LINO, JOAO MORANO, CATHY ADDRESS : 88 12 90TH STREET MORTGAGE AMT: 200,000.00 CITY JAMAICA :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 NY 11421 UNPAID BALANCE: 200,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,415.59 ANNUAL RATE ADJUST: 0.000 LTV : 74.62687 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070912316 MORTGAGORS: GONCHAROW, WILLIAM GONCHAROW, GLENDA ADDRESS : 4513 OAKMOOR DRIVE MORTGAGE AMT: 247,200.00 CITY GREENSBORO :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 NC 27406 UNPAID BALANCE: 247,200.000 OPTION TO CONVERT : No MONTHLY P&I: 1,770.97 ANNUAL RATE ADJUST: 0.000 LTV : 78.97764 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070912365 MORTGAGORS: HIGGINBOTHAM, JOHN HIGGINBOTHAM, MARY ADDRESS : 7142 NORTH FORKNER AVENUE MORTGAGE AMT: 285,000.00 CITY FRESNO :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 93711 UNPAID BALANCE: 285,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,017.21 ANNUAL RATE ADJUST: 0.000 LTV : 57.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070912621 MORTGAGORS: HEIDT, STEPHEN HEIDT, SUSAN ADDRESS : 461 ASHWOOD LANE MORTGAGE AMT: 444,000.00 CITY FAIRVIEW :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 TX 75069 UNPAID BALANCE: 444,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,142.60 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070914601 MORTGAGORS: RAHIMIPOUR, ESMAEIL ADDRESS : 30 RANCHO DRIVE MORTGAGE AMT: 395,000.00 CITY TIBURON :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 94941 UNPAID BALANCE: 395,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,561.96 ANNUAL RATE ADJUST: 0.000 LTV : 58.51852 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070916192 MORTGAGORS: GILMORE, DENNIS YEE, DELPHINE ADDRESS : 6851 SUNVIEW DRIVE MORTGAGE AMT: 344,000.00 CITY HUNTINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92647 UNPAID BALANCE: 344,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,405.30 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070916689 MORTGAGORS: YORK, GREGORY YORK, NANCY ADDRESS : 2311 WEST 232ND STREET MORTGAGE AMT: 318,000.00 CITY TORRANCE :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 90501 UNPAID BALANCE: 318,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,250.78 ANNUAL RATE ADJUST: 0.000 LTV : 72.27273 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070916770 MORTGAGORS: SPEARS, JESSE SPEARS, PAMELA ADDRESS : 1113 GRANVILLE DRIVE MORTGAGE AMT: 520,000.00 CITY NEWPORT BEA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92660 UNPAID BALANCE: 520,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,547.32 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070916804 MORTGAGORS: WANG, HUI HAN, YING ADDRESS : 60 SOUTH STREET MORTGAGE AMT: 289,800.00 CITY UPTON :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 MA 01568 UNPAID BALANCE: 289,800.000 OPTION TO CONVERT : No MONTHLY P&I: 2,076.16 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070917224 MORTGAGORS: KARL, KRISTANA ESSLINGER, CRAIG ADDRESS : 59 LEDGEWOOD DRIVE MORTGAGE AMT: 324,000.00 CITY WESTON :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CT 06883 UNPAID BALANCE: 324,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,321.18 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070917653 MORTGAGORS: FOWLER, NANCY ADDRESS : 2622 BAYSIDE WALK MORTGAGE AMT: 650,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 8.50000 CA 92109 UNPAID BALANCE: 650,000.000 OPTION TO CONVERT : No MONTHLY P&I: 4,997.94 ANNUAL RATE ADJUST: 0.000 LTV : 59.09091 OUTSIDE CONV DATE: CURRENT INT 8.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070918230 MORTGAGORS: MUNOZ, VIRGILIO MUNOZ, CLAUDIA ADDRESS : 19722 WINGED FOOT WAY MORTGAGE AMT: 494,000.00 CITY NORTHRIDGE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91326 UNPAID BALANCE: 494,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,411.94 ANNUAL RATE ADJUST: 0.000 LTV : 79.99417 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070918453 MORTGAGORS: RAUSCHENBERG, RONALD RAUSCHENBERG, LESLEY ADDRESS : 294 HIGH MEADOW STREET MORTGAGE AMT: 500,000.00 CITY SIMI VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 8.62500 CA 93065 UNPAID BALANCE: 500,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,888.95 ANNUAL RATE ADJUST: 0.000 LTV : 79.49126 OUTSIDE CONV DATE: CURRENT INT 8.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070919824 MORTGAGORS: LAFORTUNE, DAVID LAFORTUNE, SUSANNE ADDRESS : 2632 EAST VANDERHOOF DRIV MORTGAGE AMT: 310,500.00 CITY WEST COVINA :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 91791 UNPAID BALANCE: 310,500.000 OPTION TO CONVERT : No MONTHLY P&I: 2,197.70 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070920780 MORTGAGORS: MCALISTER, TERESA MCALISTER, GEORGE ADDRESS : 13112 IRELAND LANE MORTGAGE AMT: 224,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 8.37500 CA 92129 UNPAID BALANCE: 224,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,702.56 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070921010 MORTGAGORS: HEADLEY, EDWARD HEADLEY, KAREN ADDRESS : 4709 CARMEL STREET MORTGAGE AMT: 62,000.00 CITY ORLANDO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 FL 32808 UNPAID BALANCE: 62,000.000 OPTION TO CONVERT : No MONTHLY P&I: 433.51 ANNUAL RATE ADJUST: 0.000 LTV : 65.26316 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070921549 MORTGAGORS: POLAK, JOHN POLAK, JOAN ADDRESS : 2475 WEST BRANCH COURT MORTGAGE AMT: 440,000.00 CITY NAPERVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 IL 60565 UNPAID BALANCE: 440,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,076.54 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070922455 MORTGAGORS: FROST, MICHAEL FROST, MICHELLE ADDRESS : 4560 MATTOS DRIVE MORTGAGE AMT: 420,000.00 CITY FREMONT :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94536 UNPAID BALANCE: 420,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,865.14 ANNUAL RATE ADJUST: 0.000 LTV : 66.06308 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070922570 MORTGAGORS: COOKE, JEFFREY COOKE, DONNA ADDRESS : 9827 CRANLEIGH DRIVE MORTGAGE AMT: 320,000.00 CITY GRANITE BAY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95746 UNPAID BALANCE: 320,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,210.16 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070924170 MORTGAGORS: SCHNEIDER, KIMBERLY VEILLON, MICHELLE ADDRESS : 2237 MANHATTAN AVENUE MORTGAGE AMT: 650,000.00 CITY HERMOSA BEA :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 90254 UNPAID BALANCE: 650,000.000 OPTION TO CONVERT : No MONTHLY P&I: 4,712.95 ANNUAL RATE ADJUST: 0.000 LTV : 66.66667 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070924261 MORTGAGORS: SEVERO, PAT SCHERMER, J ADDRESS : 1426 MANHATTAN BEACH BLVD MORTGAGE AMT: 379,200.00 CITY MANHATTAN B :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 90266 UNPAID BALANCE: 379,200.000 OPTION TO CONVERT : No MONTHLY P&I: 2,651.42 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070924345 MORTGAGORS: WU, CHARLES WU, SHIRLEY ADDRESS : 20375 SHAKARI CIRCLE MORTGAGE AMT: 327,800.00 CITY YORBA LINDA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92887 UNPAID BALANCE: 327,800.000 OPTION TO CONVERT : No MONTHLY P&I: 2,264.03 ANNUAL RATE ADJUST: 0.000 LTV : 69.98292 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070925276 MORTGAGORS: MARSHALL, BARBARA ADDRESS : 805 FALLS LAKE DRIVE MORTGAGE AMT: 261,000.00 CITY MITCHELLVIL :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 MD 20721 UNPAID BALANCE: 261,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,847.34 ANNUAL RATE ADJUST: 0.000 LTV : 94.90909 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070925961 MORTGAGORS: GREEN, RICHARD GREEN, LINDA ADDRESS : 336 SPINNAKER WAY MORTGAGE AMT: 255,000.00 CITY SEAL BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 90740 UNPAID BALANCE: 255,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,804.87 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070926050 MORTGAGORS: GOLDENBERG, WILLIAM DIFTLER, ALLISON ADDRESS : 2216 HILL STREET MORTGAGE AMT: 500,000.00 CITY SANTA MONIC :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 90405 UNPAID BALANCE: 500,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,368.59 ANNUAL RATE ADJUST: 0.000 LTV : 79.49126 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070927017 MORTGAGORS: CIANI, ANTHONY CIANI, LISA ADDRESS : 340 DUNEMERE DRIVE MORTGAGE AMT: 600,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 8.75000 CA 92037 UNPAID BALANCE: 600,000.000 OPTION TO CONVERT : No MONTHLY P&I: 4,720.20 ANNUAL RATE ADJUST: 0.000 LTV : 54.54545 OUTSIDE CONV DATE: CURRENT INT 8.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070927785 MORTGAGORS: RICE, STEVEN RICE, BARBARA ADDRESS : 14511 164TH AVENUE NE MORTGAGE AMT: 372,000.00 CITY WOODINVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 WA 98072 UNPAID BALANCE: 372,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,601.08 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070928510 MORTGAGORS: WOODWARD, THOMAS ADDRESS : 9 CLEVELAND STREET MORTGAGE AMT: 114,000.00 CITY NORFOLK :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MA 02056 UNPAID BALANCE: 114,000.000 OPTION TO CONVERT : No MONTHLY P&I: 918.38 ANNUAL RATE ADJUST: 0.000 LTV : 53.27103 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/19 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:105 -------------------------------------------------------------------------------- LN # 0070929377 MORTGAGORS: LEVENTHAL, JOSEPH LEVENTHAL, CINDY ADDRESS : 2711 NE 5TH STREET MORTGAGE AMT: 292,000.00 CITY POMPANO BEA :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 FL 33062 UNPAID BALANCE: 292,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,066.76 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070929773 MORTGAGORS: KELLY, WILLIAM ADDRESS : 22548 PACIFIC COAST HWY MORTGAGE AMT: 480,000.00 CITY MALIBU :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 90265 UNPAID BALANCE: 480,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,438.78 ANNUAL RATE ADJUST: 0.000 LTV : 75.29412 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070929799 MORTGAGORS: BECK, BARBARA ADDRESS : 2140 N REFUGIO ROAD MORTGAGE AMT: 552,000.00 CITY SANTA YNEZ :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 93460 UNPAID BALANCE: 552,000.000 OPTION TO CONVERT : No MONTHLY P&I: 4,002.38 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070931845 MORTGAGORS: HAWLEY, STEPHEN HAWLEY, JEANNIE ADDRESS : 4780 VIA AMANTE MORTGAGE AMT: 278,000.00 CITY YORBA LINDA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92886 UNPAID BALANCE: 278,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,896.45 ANNUAL RATE ADJUST: 0.000 LTV : 66.19048 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070931936 MORTGAGORS: ELLIOTT, WILLIAM ELLIOTT, HELEN ADDRESS : 9319 A BURTON WAY MORTGAGE AMT: 447,200.00 CITY BEVERLY HIL :\ STATE/ZIP :\ LIFETIME RATE : 8.12500 CA 90210 UNPAID BALANCE: 447,200.000 OPTION TO CONVERT : No MONTHLY P&I: 3,320.45 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070932199 MORTGAGORS: ZYMBA, PAUL ZYMBA, NICOLA ADDRESS : 30 HIGH STREET MORTGAGE AMT: 440,000.00 CITY MARBLEHEAD :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MA 01945 UNPAID BALANCE: 440,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,964.36 ANNUAL RATE ADJUST: 0.000 LTV : 77.46479 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070932678 MORTGAGORS: SEQUEIRA, DANIEL ADDRESS : 1764 ALBERT AVENUE MORTGAGE AMT: 296,800.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 95124 UNPAID BALANCE: 296,800.000 OPTION TO CONVERT : No MONTHLY P&I: 2,126.31 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070933536 MORTGAGORS: SKROCE, LUCILLE SKROCE, VLADO ADDRESS : 60 OAK STREET MORTGAGE AMT: 255,000.00 CITY CLOSTER :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NJ 07624 UNPAID BALANCE: 253,135.440 OPTION TO CONVERT : No MONTHLY P&I: 1,783.00 ANNUAL RATE ADJUST: 0.000 LTV : 85.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070933593 MORTGAGORS: SANTARELLI, GIANCARLO SANTARELLI, MARIA ADDRESS : 629 POINCIANA DRIVE MORTGAGE AMT: 350,000.00 CITY FORT LAUDER :\ STATE/ZIP :\ LIFETIME RATE : 8.25000 FL 33301 UNPAID BALANCE: 350,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,629.43 ANNUAL RATE ADJUST: 0.000 LTV : 72.16495 OUTSIDE CONV DATE: CURRENT INT 8.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070934039 MORTGAGORS: MYERS, MANUEL ADDRESS : 816 WEST GABRIELINO COURT MORTGAGE AMT: 540,000.00 CITY ALTADENA, :\ STATE/ZIP :\ LIFETIME RATE : 8.25000 CA 91001 UNPAID BALANCE: 540,000.000 OPTION TO CONVERT : No MONTHLY P&I: 4,056.84 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070935119 MORTGAGORS: MARCELLUS, DONALD MARCELLUS, CHRISTINE ADDRESS : 552 EAST GILL WAY MORTGAGE AMT: 498,000.00 CITY SUPERIOR :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CO 80027 UNPAID BALANCE: 498,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,439.56 ANNUAL RATE ADJUST: 0.000 LTV : 72.17391 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070935424 MORTGAGORS: CHANG, TSUNG CHIE LU, CHIA ADDRESS : 1944 FAIRBURN AVENUE MORTGAGE AMT: 640,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 90025 UNPAID BALANCE: 640,000.000 OPTION TO CONVERT : No MONTHLY P&I: 4,640.44 ANNUAL RATE ADJUST: 0.000 LTV : 64.97462 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070935630 MORTGAGORS: SMITH, SHELLY VERNON, TODD ADDRESS : 20826 JUNIPER AVENUE MORTGAGE AMT: 330,000.00 CITY YORBA LINDA :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 92831 UNPAID BALANCE: 330,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,364.16 ANNUAL RATE ADJUST: 0.000 LTV : 71.73913 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070936075 MORTGAGORS: DEADMOND, ANTHONY DEADMOND, DEBRA ADDRESS : 23423 BUTTERFIELD TRAIL MORTGAGE AMT: 475,000.00 CITY BEND :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 OR 97702 UNPAID BALANCE: 475,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,444.08 ANNUAL RATE ADJUST: 0.000 LTV : 79.16667 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070936182 MORTGAGORS: STISSER, TERRY STISSER, CATHLYN ADDRESS : 5285 SETTING SUN WAY MORTGAGE AMT: 363,500.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 8.62500 CA 92121 UNPAID BALANCE: 363,500.000 OPTION TO CONVERT : No MONTHLY P&I: 2,827.27 ANNUAL RATE ADJUST: 0.000 LTV : 79.02174 OUTSIDE CONV DATE: CURRENT INT 8.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070936679 MORTGAGORS: SNEAD, HARRY SNEAD, SHEILA ADDRESS : 1411 TERRACE DRIVE MORTGAGE AMT: 272,000.00 CITY NEW PHILADE :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 OH 44663 UNPAID BALANCE: 272,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,995.84 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070936927 MORTGAGORS: GARDNER, VINCE ADDRESS : 4554 NIAGARA AVENUE MORTGAGE AMT: 287,200.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 92107 UNPAID BALANCE: 287,200.000 OPTION TO CONVERT : No MONTHLY P&I: 2,057.54 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070936950 MORTGAGORS: D'AMICO, DANIEL D'AMICO, MARTHA ADDRESS : 124 MESA VERDE WAY MORTGAGE AMT: 415,000.00 CITY SAN CARLOS :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94070 UNPAID BALANCE: 415,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,901.74 ANNUAL RATE ADJUST: 0.000 LTV : 48.82353 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070937263 MORTGAGORS: SANDERS, JULIUS SANDERS, BARBARA ADDRESS : 27 SADDLE RIDGE ROAD MORTGAGE AMT: 259,600.00 CITY JOHNSONBURG :\ STATE/ZIP :\ LIFETIME RATE : 8.62500 NJ 07846 UNPAID BALANCE: 259,600.000 OPTION TO CONVERT : No MONTHLY P&I: 2,019.14 ANNUAL RATE ADJUST: 0.000 LTV : 89.99827 OUTSIDE CONV DATE: CURRENT INT 8.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070937461 MORTGAGORS: GORMAN, IRA JOHNSON, DEBRA ADDRESS : 5552 AZURE WAY MORTGAGE AMT: 396,000.00 CITY LONG BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 90803 UNPAID BALANCE: 396,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,836.99 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070939442 MORTGAGORS: MARKS, CLARENCE MARKS, EDNA ADDRESS : 6510 WOOSTER AVENUE MORTGAGE AMT: 285,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 90056 UNPAID BALANCE: 285,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,017.21 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070947577 MORTGAGORS: HENRICH, KURT LETONA, YAZMINA ADDRESS : 3914 YERBA BUENA AVENUE MORTGAGE AMT: 268,800.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 95121 UNPAID BALANCE: 268,800.000 OPTION TO CONVERT : No MONTHLY P&I: 1,948.99 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070949136 MORTGAGORS: STATTON, JAMES ADDRESS : 3615 ROSEDALE AVENUE MORTGAGE AMT: 561,750.00 CITY UNIVERSITY :\ STATE/ZIP :\ LIFETIME RATE : 8.25000 TX 75205 UNPAID BALANCE: 561,750.000 OPTION TO CONVERT : No MONTHLY P&I: 4,220.24 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 8.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070954540 MORTGAGORS: JOBE, JIMMY JOBE, NANCY ADDRESS : 2528 CHANUTE DRIVE MORTGAGE AMT: 282,650.00 CITY PLANO :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 TX 75025 UNPAID BALANCE: 282,650.000 OPTION TO CONVERT : No MONTHLY P&I: 2,024.94 ANNUAL RATE ADJUST: 0.000 LTV : 79.99898 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080006067 MORTGAGORS: D AMICO, GEORGE ADDRESS : 57 INDEPENDENCE DR MORTGAGE AMT: 260,000.00 CITY SHELTON :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CT 06484 UNPAID BALANCE: 259,776.140 OPTION TO CONVERT : No MONTHLY P&I: 1,686.36 ANNUAL RATE ADJUST: 0.000 LTV : 61.17647 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080006547 MORTGAGORS: ERLENMEYER, MARK ERLENMEYER, MARY ADDRESS : 11305 PADDY HOLLOW LANE MORTGAGE AMT: 251,550.00 CITY RALEIGH :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NC 27614 UNPAID BALANCE: 251,348.840 OPTION TO CONVERT : No MONTHLY P&I: 1,694.74 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080006620 MORTGAGORS: RATSIU, EMIL RATSIU, VERONICA ADDRESS : 5122 DUNBAR DRIVE MORTGAGE AMT: 560,000.00 CITY HUNTINGTON :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 92649 UNPAID BALANCE: 559,517.850 OPTION TO CONVERT : No MONTHLY P&I: 3,632.15 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080007214 MORTGAGORS: GROSS, RUTH GROSS, RICHARD ADDRESS : 145 FAIRVIEW ROAD MORTGAGE AMT: 416,000.00 CITY EAST FALLOW :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 PA 19320 UNPAID BALANCE: 416,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,629.41 ANNUAL RATE ADJUST: 0.000 LTV : 46.22222 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080007834 MORTGAGORS: SLIWKA, PAUL ADDRESS : 1321 T STREET NW MORTGAGE AMT: 332,000.00 CITY WASHINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 DC 20009 UNPAID BALANCE: 331,493.190 OPTION TO CONVERT : No MONTHLY P&I: 2,293.05 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080007883 MORTGAGORS: CLIGNETT, RODERICK Clignett, Darolyn CLIGNETT, DAROLYN ADDRESS : 5739 MAYBERRY AVENUE MORTGAGE AMT: 470,000.00 CITY RANCHO CUCA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 91737 UNPAID BALANCE: 469,651.190 OPTION TO CONVERT : No MONTHLY P&I: 3,286.31 ANNUAL RATE ADJUST: 0.000 LTV : 79.66102 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080008725 MORTGAGORS: KIET, TANG KIET, DUC ADDRESS : 5181 E CAVENDISH LANE MORTGAGE AMT: 308,000.00 CITY ANAHEIM :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92807 UNPAID BALANCE: 307,747.540 OPTION TO CONVERT : No MONTHLY P&I: 2,049.13 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080008766 MORTGAGORS: COLEMAN, PAMELA ADDRESS : 11012 HIDDEN FOX COURT MORTGAGE AMT: 530,950.00 CITY ELLICOTT CI :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MD 21042 UNPAID BALANCE: 530,139.520 OPTION TO CONVERT : No MONTHLY P&I: 3,667.13 ANNUAL RATE ADJUST: 0.000 LTV : 79.99970 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080009111 MORTGAGORS: MCCAHEY, MITCHELL MCCAHEY, CAROLINE ADDRESS : 52 OLYMPIA WAY MORTGAGE AMT: 340,000.00 CITY NOVATO :\ STATE/ZIP :\ LIFETIME RATE : 11.87500 CA 94949 UNPAID BALANCE: 339,427.080 OPTION TO CONVERT : No MONTHLY P&I: 2,233.56 ANNUAL RATE ADJUST: 5.000 LTV : 68.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080009350 MORTGAGORS: MALTZ, MARK MALTZ, INNA ADDRESS : 7549 LILLA PLACE MORTGAGE AMT: 340,000.00 CITY WEST HILLS :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 91307 UNPAID BALANCE: 339,714.360 OPTION TO CONVERT : No MONTHLY P&I: 2,233.56 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080009376 MORTGAGORS: IRVING, EDMUND IRVING, SUZANNE ADDRESS : 11781 EAST TANQUE VERDE R MORTGAGE AMT: 720,000.00 CITY TUCSON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 AZ 85749 UNPAID BALANCE: 720,000.000 OPTION TO CONVERT : No MONTHLY P&I: 4,972.86 ANNUAL RATE ADJUST: 0.000 LTV : 62.60870 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:103 -------------------------------------------------------------------------------- LN # 0080011604 MORTGAGORS: LICCIARDI, CHRISTOPHE LICCIARDI, DONNA ADDRESS : 21 SANFORD ROAD MORTGAGE AMT: 290,000.00 CITY STOCKTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NJ 08559 UNPAID BALANCE: 290,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,929.38 ANNUAL RATE ADJUST: 0.000 LTV : 71.60494 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080014848 MORTGAGORS: ANGELIDAKIS, PETER ANGELIDAKIS, TRACY ADDRESS : 7742 BLOOMFEILD TERRACE MORTGAGE AMT: 412,400.00 CITY DUBLIN :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94568 UNPAID BALANCE: 412,400.000 OPTION TO CONVERT : No MONTHLY P&I: 2,883.56 ANNUAL RATE ADJUST: 0.000 LTV : 68.50498 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080014897 MORTGAGORS: DEGNAN, J DEGNAN, SARAH ADDRESS : 746 SAINT MICHAEL PLACE MORTGAGE AMT: 292,750.00 CITY MORGAN HILL :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95037 UNPAID BALANCE: 292,750.000 OPTION TO CONVERT : No MONTHLY P&I: 2,021.95 ANNUAL RATE ADJUST: 0.000 LTV : 79.98852 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080015548 MORTGAGORS: B CURRIE, DAVID CURRIE, SUSAN ADDRESS : 56 CHEEVER CIRCLE MORTGAGE AMT: 408,000.00 CITY ANDOVER :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 01810 UNPAID BALANCE: 407,651.950 OPTION TO CONVERT : No MONTHLY P&I: 2,783.28 ANNUAL RATE ADJUST: 0.000 LTV : 75.55556 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080015597 MORTGAGORS: VALENTINE, MICHAEL VALENTINE, KATHY ADDRESS : 2081 OMEGA DRIVE MORTGAGE AMT: 436,000.00 CITY SANTA ANA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92705 UNPAID BALANCE: 435,372.750 OPTION TO CONVERT : No MONTHLY P&I: 2,937.41 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080015613 MORTGAGORS: SCHNEIDER, TODD LISI, KRISTINE ADDRESS : 138 FOX HILL DRIVE MORTGAGE AMT: 262,000.00 CITY HOLDEN :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MA 01520 UNPAID BALANCE: 261,800.640 OPTION TO CONVERT : No MONTHLY P&I: 1,809.57 ANNUAL RATE ADJUST: 0.000 LTV : 83.17460 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080016405 MORTGAGORS: TOPPING, WARREN TOPPING, AMAMNDA ADDRESS : 35 GARDEN STREET MORTGAGE AMT: 279,300.00 CITY SAG HARBOR :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NY 11963 UNPAID BALANCE: 279,087.470 OPTION TO CONVERT : No MONTHLY P&I: 1,929.06 ANNUAL RATE ADJUST: 0.000 LTV : 65.71765 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080016801 MORTGAGORS: BALLEW, BILLY BALLEW, BECKY ADDRESS : 22755 CANYAN LAKE DR SOUT MORTGAGE AMT: 276,000.00 CITY CANYON LAKE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92587 UNPAID BALANCE: 275,768.130 OPTION TO CONVERT : No MONTHLY P&I: 1,813.12 ANNUAL RATE ADJUST: 0.000 LTV : 78.85714 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080017338 MORTGAGORS: BAZEMORE, MICHAEL ADDRESS : 2117 ROLLING ROCK ROAD MORTGAGE AMT: 650,000.00 CITY WAKE FOREST :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NC 27587 UNPAID BALANCE: 650,000.000 OPTION TO CONVERT : No MONTHLY P&I: 4,324.27 ANNUAL RATE ADJUST: 0.000 LTV : 69.22258 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080017627 MORTGAGORS: TAKASUGI, JOAN TAKASUGI, LLOYD ADDRESS : 9728 LAKESHORE BLVD N E MORTGAGE AMT: 436,000.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 WA 98115 UNPAID BALANCE: 435,651.340 OPTION TO CONVERT : No MONTHLY P&I: 2,937.41 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080017767 MORTGAGORS: CHEY, GEORGE CHEY, ELIZABETH ADDRESS : 3266 LOWRY ROAD MORTGAGE AMT: 448,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 90027 UNPAID BALANCE: 447,667.520 OPTION TO CONVERT : No MONTHLY P&I: 3,132.48 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080018062 MORTGAGORS: FORDEN, SCOTT FORDEN, ALLYSON ADDRESS : 2419 GREENFIELD AVENUE MORTGAGE AMT: 297,500.00 CITY ARCADIA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 91006 UNPAID BALANCE: 297,250.070 OPTION TO CONVERT : No MONTHLY P&I: 1,954.36 ANNUAL RATE ADJUST: 0.000 LTV : 85.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080018070 MORTGAGORS: KELLY, STEVEN KELLY, ELIZABETH ADDRESS : 6278 HILLSIDE LANE MORTGAGE AMT: 210,000.00 CITY WHITTIER :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 90601 UNPAID BALANCE: 209,646.140 OPTION TO CONVERT : No MONTHLY P&I: 1,379.55 ANNUAL RATE ADJUST: 0.000 LTV : 79.24528 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080018245 MORTGAGORS: NUNNALLY, WARREN ADDRESS : 4008 MAUREEN LANE MORTGAGE AMT: 203,200.00 CITY FAIRFAX :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 VA 22033 UNPAID BALANCE: 203,029.290 OPTION TO CONVERT : No MONTHLY P&I: 1,334.88 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080018674 MORTGAGORS: DENNY, GERALD DENNY, CONNIE ADDRESS : 1635 MARY TODD LANE MORTGAGE AMT: 270,000.00 CITY O FALLON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 IL 62269 UNPAID BALANCE: 270,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,864.82 ANNUAL RATE ADJUST: 0.000 LTV : 79.41176 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080018724 MORTGAGORS: STICKNEY, CATHRIN ADDRESS : 1227 33RD STREET NW MORTGAGE AMT: 303,200.00 CITY WASHINGTON :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 DC 20007 UNPAID BALANCE: 302,676.430 OPTION TO CONVERT : No MONTHLY P&I: 1,966.55 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080018765 MORTGAGORS: VAN BEEK, KENNETH VAN BEEK, LYDIA ADDRESS : 8424 NAKETA LANE MORTGAGE AMT: 325,000.00 CITY MUKILTEO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 WA 98275 UNPAID BALANCE: 324,740.100 OPTION TO CONVERT : No MONTHLY P&I: 2,189.59 ANNUAL RATE ADJUST: 0.000 LTV : 50.17368 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080019003 MORTGAGORS: GARNER, RICHARD GARNER, ALISHA GARNER, ALISA ADDRESS : 23 TALL PINES DRIVE MORTGAGE AMT: 650,000.00 CITY WESTON :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CT 06883 UNPAID BALANCE: 649,440.360 OPTION TO CONVERT : No MONTHLY P&I: 4,215.89 ANNUAL RATE ADJUST: 0.000 LTV : 61.32075 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080019086 MORTGAGORS: FIGUEIRA, ANA FERNANDEZ, JORGE ADDRESS : 43 HARTWELL AVENUE MORTGAGE AMT: 297,900.00 CITY LITTLETON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MA 01460 UNPAID BALANCE: 297,673.320 OPTION TO CONVERT : No MONTHLY P&I: 2,057.52 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080019375 MORTGAGORS: ELLMAN, BRUCE ELLMAN, SHEILA ADDRESS : 229 S MAPLE DRIVE MORTGAGE AMT: 327,000.00 CITY BEVERLY HIL :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 CA 90212 UNPAID BALANCE: 326,711.490 OPTION TO CONVERT : No MONTHLY P&I: 2,093.82 ANNUAL RATE ADJUST: 0.000 LTV : 42.46753 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080019482 MORTGAGORS: SPENCER, PATRICK SPENCER, DONNA ADDRESS : 68 HAMILL DRIVE MORTGAGE AMT: 384,000.00 CITY MACON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 GA 31210 UNPAID BALANCE: 383,685.230 OPTION TO CONVERT : No MONTHLY P&I: 2,554.77 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080019656 MORTGAGORS: CHEN, HWEI HWANG WEI, YANG CHEN ADDRESS : 1537 DIAMOND COURT MORTGAGE AMT: 473,700.00 CITY DIAMOND BAR :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 91765 UNPAID BALANCE: 473,302.040 OPTION TO CONVERT : No MONTHLY P&I: 3,111.87 ANNUAL RATE ADJUST: 0.000 LTV : 79.99460 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080019920 MORTGAGORS: SMITH, KATHERINE SMITH, WILLIAM ADDRESS : 85 HECKER AVENUE MORTGAGE AMT: 280,000.00 CITY DARIEN :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CT 06820 UNPAID BALANCE: 279,792.200 OPTION TO CONVERT : No MONTHLY P&I: 1,957.80 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080019979 MORTGAGORS: Scott, Gerald RAYHILL, SANDRA ADDRESS : 2603 W Bainbridge Circle MORTGAGE AMT: 337,644.00 CITY Pearland :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 TX 77584 UNPAID BALANCE: 337,373.990 OPTION TO CONVERT : No MONTHLY P&I: 2,274.77 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080020159 MORTGAGORS: GREY, ANTHONY GREY, KAREN ADDRESS : N6882 N PRAIRIE LANE MORTGAGE AMT: 340,000.00 CITY DURAND :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 WI 54736 UNPAID BALANCE: 339,734.770 OPTION TO CONVERT : No MONTHLY P&I: 2,319.40 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080020357 MORTGAGORS: VELA, ISRAEL ADDRESS : 12120 S RIVIERA MORTGAGE AMT: 443,500.00 CITY TUSTIN :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92782 UNPAID BALANCE: 442,583.880 OPTION TO CONVERT : No MONTHLY P&I: 2,950.62 ANNUAL RATE ADJUST: 0.000 LTV : 77.80702 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080020472 MORTGAGORS: BLANDA, COSMO ADDRESS : 723 RODMAN STREET MORTGAGE AMT: 201,500.00 CITY PHILADELPHI :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 PA 19147 UNPAID BALANCE: 201,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,408.92 ANNUAL RATE ADJUST: 0.000 LTV : 69.12521 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080020530 MORTGAGORS: GOMEZ, CAROLINE GOMEZ, WYATT ADDRESS : 4821 ASHMONT DRIVE MORTGAGE AMT: 272,300.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95111 UNPAID BALANCE: 272,087.580 OPTION TO CONVERT : No MONTHLY P&I: 1,857.57 ANNUAL RATE ADJUST: 0.000 LTV : 73.59459 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080020548 MORTGAGORS: HOOD, RODNEY ADDRESS : 4875 TALTEC DRIVE MORTGAGE AMT: 307,000.00 CITY LA MESA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91941 UNPAID BALANCE: 307,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,094.28 ANNUAL RATE ADJUST: 0.000 LTV : 59.61165 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080020563 MORTGAGORS: THIEL, WAYNE THIEL, PAMELA ADDRESS : 15945 MIAMI WAY MORTGAGE AMT: 617,150.00 CITY PACIFIC PAL :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90272 UNPAID BALANCE: 617,150.000 OPTION TO CONVERT : No MONTHLY P&I: 4,105.91 ANNUAL RATE ADJUST: 0.000 LTV : 68.57222 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080021066 MORTGAGORS: PEREZ, CLAUDIA ADDRESS : 4763 ORCHARD STREET MORTGAGE AMT: 97,600.00 CITY MONTCLAIR :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91763 UNPAID BALANCE: 97,451.010 OPTION TO CONVERT : No MONTHLY P&I: 674.10 ANNUAL RATE ADJUST: 0.000 LTV : 78.08000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080021090 MORTGAGORS: AKKAD, NABIL MAHAYNI AKKA, MAHA ADDRESS : 1800 WHEATON TRACE MORTGAGE AMT: 356,750.00 CITY FORT SMITH :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 AR 72908 UNPAID BALANCE: 356,457.570 OPTION TO CONVERT : No MONTHLY P&I: 2,373.47 ANNUAL RATE ADJUST: 0.000 LTV : 78.40659 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080021207 MORTGAGORS: ELWELL, JON ELWELL, SHARON ADDRESS : 22 GREGORY LANE MORTGAGE AMT: 416,800.00 CITY CHESTER SPR :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 PA 19425 UNPAID BALANCE: 416,432.260 OPTION TO CONVERT : No MONTHLY P&I: 2,668.82 ANNUAL RATE ADJUST: 0.000 LTV : 89.82759 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080021421 MORTGAGORS: GRLIC, NENAD GRLIC, ANN ADDRESS : 28-57 209th Place MORTGAGE AMT: 320,000.00 CITY BAYSIDE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NY 11360 UNPAID BALANCE: 320,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,210.17 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080021793 MORTGAGORS: CARRAHER, JOHN ADDRESS : 73 WINDMERE MORTGAGE AMT: 252,908.00 CITY JACKSON :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 TN 38305 UNPAID BALANCE: 252,908.000 OPTION TO CONVERT : No MONTHLY P&I: 1,941.87 ANNUAL RATE ADJUST: 0.000 LTV : 92.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 07/01/19 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:105 -------------------------------------------------------------------------------- LN # 0080022577 MORTGAGORS: CONNOR, PETER CONNOR, DEANNA ADDRESS : 4316 LAKEWAY BOULEVARD MORTGAGE AMT: 338,580.00 CITY LAKEWAY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 TX 78734 UNPAID BALANCE: 338,309.240 OPTION TO CONVERT : No MONTHLY P&I: 2,281.08 ANNUAL RATE ADJUST: 0.000 LTV : 75.24000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080022593 MORTGAGORS: ANDERSON, MALCOLM ANDERSON, MARY ADDRESS : 31118 N HIGH MEADOW CIRCL MORTGAGE AMT: 252,000.00 CITY Magnolia :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 TX 77355 UNPAID BALANCE: 251,798.480 OPTION TO CONVERT : No MONTHLY P&I: 1,697.77 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080022809 MORTGAGORS: MATHEWS, ALEXANDER MATHEWS, OLIVIA ADDRESS : 19 ELECTRIC AVE MORTGAGE AMT: 355,050.00 CITY SOMERVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 02144 UNPAID BALANCE: 355,050.000 OPTION TO CONVERT : No MONTHLY P&I: 2,422.07 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080022833 MORTGAGORS: MANGANARO, DAVID MANGANARO, BARBARA ADDRESS : 8 ST THOMAS MORE DRIVE MORTGAGE AMT: 550,000.00 CITY WINCHESTER :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 MA 01890 UNPAID BALANCE: 549,526.460 OPTION TO CONVERT : No MONTHLY P&I: 3,567.29 ANNUAL RATE ADJUST: 0.000 LTV : 67.90123 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080025083 MORTGAGORS: Alewynse, John Alewynse, Joyce ADDRESS : 129 Chandler Court MORTGAGE AMT: 269,000.00 CITY WILLIAMSBURG :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 VA 23185 UNPAID BALANCE: 268,774.010 OPTION TO CONVERT : No MONTHLY P&I: 1,767.14 ANNUAL RATE ADJUST: 0.000 LTV : 93.08000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080026255 MORTGAGORS: ROWEN, DAVID ROWEN, CATHERINE ADDRESS : 5519 ROGERS ST MORTGAGE AMT: 279,550.00 CITY DAVIS :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 95616 UNPAID BALANCE: 279,550.000 OPTION TO CONVERT : No MONTHLY P&I: 1,836.45 ANNUAL RATE ADJUST: 0.000 LTV : 79.98981 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080027360 MORTGAGORS: MORRIS, KENNETH MORRIS, MARIA ADDRESS : 2187 RUDOLPH DR MORTGAGE AMT: 341,300.00 CITY SIMI VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 93065 UNPAID BALANCE: 341,300.000 OPTION TO CONVERT : No MONTHLY P&I: 2,242.10 ANNUAL RATE ADJUST: 0.000 LTV : 79.99850 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080027469 MORTGAGORS: KORNBERG, DAVID KORNBERG, PAULA ADDRESS : 10 WYTHE COURT MORTGAGE AMT: 280,000.00 CITY BELLE MEAD :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 08502 UNPAID BALANCE: 280,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,886.41 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080028087 MORTGAGORS: MASSEY, ROGER MASSEY, MARY ADDRESS : 143 GRIFFITTS KEEP COURT MORTGAGE AMT: 289,500.00 CITY GREENBACK :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 TN 37742 UNPAID BALANCE: 289,285.150 OPTION TO CONVERT : No MONTHLY P&I: 2,024.23 ANNUAL RATE ADJUST: 0.000 LTV : 82.71429 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080028236 MORTGAGORS: ASSUNCAO, ROBERT ASSUNCAO, ELAINE ADDRESS : 15 YEARLING PATH MORTGAGE AMT: 439,800.00 CITY COLTS NECK :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 07722 UNPAID BALANCE: 439,448.290 OPTION TO CONVERT : No MONTHLY P&I: 2,963.02 ANNUAL RATE ADJUST: 0.000 LTV : 79.99272 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080028244 MORTGAGORS: ANDERSON, PETER ANDERSON, AMY ADDRESS : 9 MAST HILL ROAD MORTGAGE AMT: 366,000.00 CITY HINGHAM :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MA 02043 UNPAID BALANCE: 365,721.500 OPTION TO CONVERT : No MONTHLY P&I: 2,527.87 ANNUAL RATE ADJUST: 0.000 LTV : 89.26829 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080028517 MORTGAGORS: PASTO, MATTHEW PASTO, ROSEMARIE ADDRESS : 3204 SAWMILL ROAD MORTGAGE AMT: 432,000.00 CITY NEWTOWN SQU :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 PA 19073 UNPAID BALANCE: 431,456.080 OPTION TO CONVERT : No MONTHLY P&I: 3,018.92 ANNUAL RATE ADJUST: 0.000 LTV : 66.46154 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/24 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:114 -------------------------------------------------------------------------------- LN # 0080028814 MORTGAGORS: KIM, BO ADDRESS : 472 9TH ST MORTGAGE AMT: 436,000.00 CITY BROOKLYN :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 NY 11215 UNPAID BALANCE: 436,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,827.89 ANNUAL RATE ADJUST: 0.000 LTV : 67.59690 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080029184 MORTGAGORS: O NEILL, MOLLY ADDRESS : 145 ALGONQUIN RD MORTGAGE AMT: 496,000.00 CITY NEWTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MA 02465 UNPAID BALANCE: 496,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,299.90 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080029200 MORTGAGORS: YOUNG, ROBERT YOUNG, ELIZABETH ADDRESS : 53 SPRING ROAD MORTGAGE AMT: 338,000.00 CITY NEEDHAM :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MA 02494 UNPAID BALANCE: 329,699.150 OPTION TO CONVERT : No MONTHLY P&I: 2,363.35 ANNUAL RATE ADJUST: 0.000 LTV : 74.28571 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080029242 MORTGAGORS: FENN, THOMAS FENN, JULIE ADDRESS : 15 SHADE STREET MORTGAGE AMT: 318,000.00 CITY LEXINGTON :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 MA 02421 UNPAID BALANCE: 318,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,062.54 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080029838 MORTGAGORS: TRAN, SON TONG, KHOI-NGUYEN ADDRESS : 44630 HIGHLAND PLACE MORTGAGE AMT: 777,000.00 CITY Fremont :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94539 UNPAID BALANCE: 776,347.220 OPTION TO CONVERT : No MONTHLY P&I: 5,104.34 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:103 -------------------------------------------------------------------------------- LN # 0080030497 MORTGAGORS: MCGARVEY, JOHN MCGARVEY, LAURA ADDRESS : 64 SALEM ROAD MORTGAGE AMT: 259,000.00 CITY TRUMBULL :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CT 06611 UNPAID BALANCE: 258,777.010 OPTION TO CONVERT : No MONTHLY P&I: 1,679.87 ANNUAL RATE ADJUST: 0.000 LTV : 60.23256 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080030885 MORTGAGORS: KRISHNA, JAYANT KRISHNA, SUSHMA ADDRESS : 11586 ALEGRE DRIVE MORTGAGE AMT: 325,000.00 CITY DUBLIN :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94568 UNPAID BALANCE: 324,503.890 OPTION TO CONVERT : No MONTHLY P&I: 2,244.69 ANNUAL RATE ADJUST: 0.000 LTV : 82.69720 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080031040 MORTGAGORS: HIGUERA, ALFRED HIGUERA, ANNA ADDRESS : 201 CANYON LAKES PLACE MORTGAGE AMT: 360,000.00 CITY SAN RAMON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94583 UNPAID BALANCE: 359,704.910 OPTION TO CONVERT : No MONTHLY P&I: 2,395.09 ANNUAL RATE ADJUST: 0.000 LTV : 65.45455 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080031172 MORTGAGORS: DUGAN, HENRY DUGAN, ANN ADDRESS : 3625 27 CENTRAL AVENUE MORTGAGE AMT: 364,000.00 CITY OCEAN CITY :\ STATE/ZIP :\ LIFETIME RATE : 8.12500 NJ 08226 UNPAID BALANCE: 363,424.200 OPTION TO CONVERT : No MONTHLY P&I: 2,702.69 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 8.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080031438 MORTGAGORS: ROSSI, JASON ROSSI, JULIE ADDRESS : 377 KINGSTON COURT MORTGAGE AMT: 299,050.00 CITY WEST NEW YO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 07093 UNPAID BALANCE: 298,810.850 OPTION TO CONVERT : No MONTHLY P&I: 2,014.76 ANNUAL RATE ADJUST: 0.000 LTV : 79.74667 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080031891 MORTGAGORS: GLUCK, MICHAEL ADDRESS : 118 ROLLING HILL ROAD MORTGAGE AMT: 599,000.00 CITY SKILLMAN :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NJ 08558 UNPAID BALANCE: 599,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,935.01 ANNUAL RATE ADJUST: 0.000 LTV : 74.96871 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080032089 MORTGAGORS: GREENWALD, JOHN DE A GREENWA, MARIA ADDRESS : 3101 WOODLEY ROAD NW MORTGAGE AMT: 370,000.00 CITY WASHINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 DC 20008 UNPAID BALANCE: 370,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,587.10 ANNUAL RATE ADJUST: 0.000 LTV : 47.13376 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080032097 MORTGAGORS: HAWKINS, WILLIAM HAWKINS, KATHRYN ADDRESS : 4289 SOUTH SKYLINE DRIVE MORTGAGE AMT: 247,000.00 CITY Ogden :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 UT 84403 UNPAID BALANCE: 246,613.460 OPTION TO CONVERT : No MONTHLY P&I: 1,684.98 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080032154 MORTGAGORS: STURM, STEVEN STURM, SHARON ADDRESS : 1109 BELLVIEW ROAD MORTGAGE AMT: 425,150.00 CITY MC LEAN :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 VA 22102 UNPAID BALANCE: 424,801.510 OPTION TO CONVERT : No MONTHLY P&I: 2,828.53 ANNUAL RATE ADJUST: 0.000 LTV : 68.02400 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080032162 MORTGAGORS: ROMINGER, DAVID ROMINGER, CYNTHIA ADDRESS : 1 FRIENDSHIP LANE MORTGAGE AMT: 276,600.00 CITY Avondale :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 PA 19311 UNPAID BALANCE: 276,389.530 OPTION TO CONVERT : No MONTHLY P&I: 1,910.41 ANNUAL RATE ADJUST: 0.000 LTV : 94.99000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080032246 MORTGAGORS: HAGEN, GREGORY ADDRESS : 956 CORNISH DRIVE MORTGAGE AMT: 360,000.00 CITY ENCINITAS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92024 UNPAID BALANCE: 359,408.100 OPTION TO CONVERT : No MONTHLY P&I: 2,395.09 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080032378 MORTGAGORS: NUSSBAUM, GREG PANTANO, PATRICIA ADDRESS : STATE ROAD 76 & CAMINO DE MORTGAGE AMT: 280,000.00 CITY Espanola :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NM 87532 UNPAID BALANCE: 279,776.090 OPTION TO CONVERT : No MONTHLY P&I: 1,886.41 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080032691 MORTGAGORS: BOSCO, FRANCIS ADDRESS : 27 STONEWALL CIRCLE MORTGAGE AMT: 290,450.00 CITY PRINCETON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 08540 UNPAID BALANCE: 290,450.000 OPTION TO CONVERT : No MONTHLY P&I: 1,956.82 ANNUAL RATE ADJUST: 0.000 LTV : 79.99020 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080032873 MORTGAGORS: WALL, DANIEL WALL, LAURA ADDRESS : 995 KELLEY COURT MORTGAGE AMT: 516,000.00 CITY LAFAYETTE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94549 UNPAID BALANCE: 514,785.100 OPTION TO CONVERT : No MONTHLY P&I: 3,520.03 ANNUAL RATE ADJUST: 0.000 LTV : 62.54545 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080032881 MORTGAGORS: O DONNELL, JAMES O DONNELL, SYLVIA ADDRESS : 33841 CABRILLO ISLE MORTGAGE AMT: 1,249,500.00 CITY DANA POINT :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92629 UNPAID BALANCE: 1,248,525. OPTION TO CONVERT : No 270 MONTHLY P&I: 8,523.79 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080033038 MORTGAGORS: HEWITT, FRANCIS HEWITT, SHARON ADDRESS : 164 BRIDGES LANE MORTGAGE AMT: 319,900.00 CITY NORTH ANDOV :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MA 01845 UNPAID BALANCE: 319,900.000 OPTION TO CONVERT : No MONTHLY P&I: 2,101.52 ANNUAL RATE ADJUST: 0.000 LTV : 79.99500 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080033145 MORTGAGORS: BECKMAN, ARTHUR BECKMAN, EDITH ADDRESS : 4244 MIRADOR DRIVE MORTGAGE AMT: 352,000.00 CITY PLEASANTON :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94566 UNPAID BALANCE: 352,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,312.39 ANNUAL RATE ADJUST: 0.000 LTV : 78.22222 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080033319 MORTGAGORS: JOHNSON, ALLEN JOHNSON, DEBORAH ADDRESS : 55 RAMONA PLACE MORTGAGE AMT: 304,000.00 CITY CAMARILLO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 93010 UNPAID BALANCE: 303,323.060 OPTION TO CONVERT : No MONTHLY P&I: 2,073.82 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080033483 MORTGAGORS: VARGO, KENNETH VARGO, DONNA ADDRESS : 17 POWDERHORN DRIVE MORTGAGE AMT: 300,050.00 CITY KINNELON BO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 07405 UNPAID BALANCE: 300,050.000 OPTION TO CONVERT : No MONTHLY P&I: 2,021.50 ANNUAL RATE ADJUST: 0.000 LTV : 55.56481 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080033749 MORTGAGORS: DUNN, PATRICK DUNN, HOLLY ADDRESS : 11510 HAVENNER RD MORTGAGE AMT: 298,000.00 CITY FAIRFAX STA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 VA 22039 UNPAID BALANCE: 298,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,007.69 ANNUAL RATE ADJUST: 0.000 LTV : 79.04509 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080034358 MORTGAGORS: OVRUTSKIY, ALEKSANDR ZAPOLSKAYA, TATYANA ADDRESS : 4 BLAZURE DRIVE MORTGAGE AMT: 300,000.00 CITY BERNARDSVIL :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NJ 07924 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080034556 MORTGAGORS: BROWN, ERIC ADDRESS : 20933 SOUTH SOUTH END ROA MORTGAGE AMT: 280,000.00 CITY OREGON CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 OR 97045 UNPAID BALANCE: 279,561.840 OPTION TO CONVERT : No MONTHLY P&I: 1,910.09 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080035025 MORTGAGORS: BRECHER, EPHRAIM BRECHER, CHANI ADDRESS : 22 GROSSER LANE MORTGAGE AMT: 600,000.00 CITY MONSEY :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 NY 10952 UNPAID BALANCE: 600,000.000 OPTION TO CONVERT : No MONTHLY P&I: 4,402.59 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080035033 MORTGAGORS: GROVES, JAMES GROVES, COLLEEN ADDRESS : 61 WOODLAND AVENUE MORTGAGE AMT: 270,000.00 CITY SUMMIT :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NJ 07901 UNPAID BALANCE: 270,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,093.31 ANNUAL RATE ADJUST: 0.000 LTV : 45.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 07/01/19 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:105 -------------------------------------------------------------------------------- LN # 0080035082 MORTGAGORS: JOSHI, SAFAL JOSHI, AMEE ADDRESS : 366 OSWEGO COURT MORTGAGE AMT: 304,150.00 CITY WEST NEW YO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 07093 UNPAID BALANCE: 303,906.770 OPTION TO CONVERT : No MONTHLY P&I: 2,049.12 ANNUAL RATE ADJUST: 0.000 LTV : 79.95376 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080035728 MORTGAGORS: PARNESS, DAVID PARNESS, LIANE ADDRESS : 21 JUNIPER ROAD MORTGAGE AMT: 320,000.00 CITY SHARON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 02067 UNPAID BALANCE: 319,404.130 OPTION TO CONVERT : No MONTHLY P&I: 2,529.20 ANNUAL RATE ADJUST: 0.000 LTV : 74.94145 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/19 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:105 -------------------------------------------------------------------------------- LN # 0080035777 MORTGAGORS: VOLASKI, MICHAEL VOLASKI, TERI ADDRESS : 2115 DORAL COURT MORTGAGE AMT: 285,400.00 CITY OXNARD :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 93030 UNPAID BALANCE: 285,177.350 OPTION TO CONVERT : No MONTHLY P&I: 1,946.94 ANNUAL RATE ADJUST: 0.000 LTV : 73.17949 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080035967 MORTGAGORS: SPINO, ANTHONY SPINO, SANDRA ADDRESS : 4531 TAM O SHANTER DRIVE MORTGAGE AMT: 300,000.00 CITY WESTLAKE VI :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 91362 UNPAID BALANCE: 299,747.960 OPTION TO CONVERT : No MONTHLY P&I: 1,970.79 ANNUAL RATE ADJUST: 0.000 LTV : 59.28854 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080036148 MORTGAGORS: YOON, JAY YOON, MIN ADDRESS : 1335 SUNBURST MORTGAGE AMT: 337,400.00 CITY NORTHBROOK :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 60062 UNPAID BALANCE: 337,136.800 OPTION TO CONVERT : No MONTHLY P&I: 2,301.66 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080036429 MORTGAGORS: BUTLIN, STEVEN PAUP, JENNIFER ADDRESS : 11055 ALBBURY COURT MORTGAGE AMT: 360,000.00 CITY RESTON :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 VA 20194 UNPAID BALANCE: 359,690.040 OPTION TO CONVERT : No MONTHLY P&I: 2,334.96 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080036692 MORTGAGORS: DRAEGER, ROBERT DRAEGER, SUSAN DRAEGER, SUSAN ADDRESS : 300 KNOLLRIDGE COURT MORTGAGE AMT: 314,900.00 CITY EL DORADO H :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95762 UNPAID BALANCE: 314,140.040 OPTION TO CONVERT : No MONTHLY P&I: 2,121.54 ANNUAL RATE ADJUST: 0.000 LTV : 64.27842 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080037336 MORTGAGORS: YOUNG, ROBERT ADDRESS : 240 15TH AVENUE SOUTH MORTGAGE AMT: 388,000.00 CITY NAPLES :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 FL 34102 UNPAID BALANCE: 388,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,646.85 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080037351 MORTGAGORS: FLOOD, STEVEN FLOOD, KATHLEEN ADDRESS : 106 SOUTH STREET MORTGAGE AMT: 272,000.00 CITY FOXBORO :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 MA 02035 UNPAID BALANCE: 272,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,741.65 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080039092 MORTGAGORS: SNEAD, PATRICK SNEAD, CATHERINE ADDRESS : 3529 HUNTLEY DRIVE MORTGAGE AMT: 496,000.00 CITY DAVIDSONVIL :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MD 21035 UNPAID BALANCE: 496,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,468.11 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080039621 MORTGAGORS: CUSHMAN, LAWRENCE CUSHMAN, GAIL ADDRESS : 23223 KIRK BRANCH ROAD MORTGAGE AMT: 630,000.00 CITY MIDDLEBURG :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 VA 20117 UNPAID BALANCE: 630,000.000 OPTION TO CONVERT : No MONTHLY P&I: 4,191.41 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080039670 MORTGAGORS: HENRICK, JON henrick`, justine ADDRESS : 533 SEA CLIFF DRIVE MORTGAGE AMT: 400,000.00 CITY Aptos :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 95003 UNPAID BALANCE: 399,663.950 OPTION TO CONVERT : No MONTHLY P&I: 2,627.72 ANNUAL RATE ADJUST: 0.000 LTV : 74.41000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080039738 MORTGAGORS: LANCASTER, STEPHEN PINTARD, SUZETTE ADDRESS : 40141 N OLD STAGE ROAD MORTGAGE AMT: 326,300.00 CITY Cave Creek :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 AZ 85331 UNPAID BALANCE: 325,750.170 OPTION TO CONVERT : No MONTHLY P&I: 2,143.56 ANNUAL RATE ADJUST: 0.000 LTV : 87.01000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080039753 MORTGAGORS: SERETAN, JEFFREY ADDRESS : 11770 PACIFIC COAST HIGHW MORTGAGE AMT: 400,000.00 CITY MALIBU :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90265 UNPAID BALANCE: 399,687.960 OPTION TO CONVERT : No MONTHLY P&I: 2,728.71 ANNUAL RATE ADJUST: 0.000 LTV : 68.37607 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080039944 MORTGAGORS: HARDIN, MAYE ADDRESS : 101 ROUNDHILL ROAD MORTGAGE AMT: 333,700.00 CITY CHAPEL HILL :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NC 27514 UNPAID BALANCE: 333,700.000 OPTION TO CONVERT : No MONTHLY P&I: 2,192.17 ANNUAL RATE ADJUST: 0.000 LTV : 74.98876 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080040462 MORTGAGORS: WALKER, NATHANIEL WALKER, CURRY ADDRESS : 2200 BEECHRIDGE ROAD MORTGAGE AMT: 245,000.00 CITY RALEIGH :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NC 27608 UNPAID BALANCE: 245,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,650.61 ANNUAL RATE ADJUST: 0.000 LTV : 48.03922 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080041759 MORTGAGORS: HALE, BRIAN HALE, VALERIE ADDRESS : 2001 HARDWICK WAY MORTGAGE AMT: 283,400.00 CITY GRANITE BAY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95746 UNPAID BALANCE: 283,178.920 OPTION TO CONVERT : No MONTHLY P&I: 1,933.29 ANNUAL RATE ADJUST: 0.000 LTV : 73.04124 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080042039 MORTGAGORS: SACHS, HARRIS SACHS, GAIL ADDRESS : 8047 GATOR PALM DRIVE MORTGAGE AMT: 270,000.00 CITY FT MYERS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 FL 33912 UNPAID BALANCE: 269,794.560 OPTION TO CONVERT : No MONTHLY P&I: 1,864.82 ANNUAL RATE ADJUST: 0.000 LTV : 72.83695 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080042070 MORTGAGORS: KARIMI, KAVEH KARIMI, YEGANEH ADDRESS : 14 ROCKY KNOLL MORTGAGE AMT: 325,600.00 CITY IRVINE :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 92612 UNPAID BALANCE: 325,364.340 OPTION TO CONVERT : No MONTHLY P&I: 2,304.58 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080042377 MORTGAGORS: MURPHY, TIMOTHY MURPHY, CARMEN ADDRESS : 3530 NORTH HAWES ROAD #8 MORTGAGE AMT: 432,000.00 CITY Mesa :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 AZ 85207 UNPAID BALANCE: 431,654.540 OPTION TO CONVERT : No MONTHLY P&I: 2,910.46 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080042476 MORTGAGORS: DOLCI, THEODORE DOLCI, TONI ADDRESS : 17 BEAR COURT MORTGAGE AMT: 290,000.00 CITY HAMILTON TW :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 NJ 08620 UNPAID BALANCE: 289,744.130 OPTION TO CONVERT : No MONTHLY P&I: 1,856.91 ANNUAL RATE ADJUST: 0.000 LTV : 69.04762 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080044100 MORTGAGORS: SALAZAR, JOHN SALAZAR, CINDA ADDRESS : 6908 MYSTIC WOODS WAY MORTGAGE AMT: 279,500.00 CITY COLUMBIA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MD 21044 UNPAID BALANCE: 279,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,859.53 ANNUAL RATE ADJUST: 0.000 LTV : 84.69697 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080044415 MORTGAGORS: LUEHRS, RICHARD LUEHRS, SUSAN LUEHRS, SUSAN ADDRESS : 2333 ARBUTUS STREET MORTGAGE AMT: 496,000.00 CITY NEWPORT BEA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92660 UNPAID BALANCE: 494,832.180 OPTION TO CONVERT : No MONTHLY P&I: 3,383.60 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080045636 MORTGAGORS: MITCHELL, NANCY ADDRESS : 264 FOREST AVENUE MORTGAGE AMT: 326,000.00 CITY COHASSET :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MA 02025 UNPAID BALANCE: 326,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,251.60 ANNUAL RATE ADJUST: 0.000 LTV : 57.09282 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080045693 MORTGAGORS: BOLTON, JOSEPH BOLTON, JANE ADDRESS : 9 SOUTHPOINT LANE MORTGAGE AMT: 500,000.00 CITY IPSWICH :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 MA 01938 UNPAID BALANCE: 500,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,242.99 ANNUAL RATE ADJUST: 0.000 LTV : 66.84492 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080045859 MORTGAGORS: JACKSON, CHRISTOPHE JACKSON, GINA ADDRESS : 1110 HUDSON STREET MORTGAGE AMT: 289,000.00 CITY HOBOKEN :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 07030 UNPAID BALANCE: 289,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,947.05 ANNUAL RATE ADJUST: 0.000 LTV : 85.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080047012 MORTGAGORS: DUGGAN, MARK DIGGINS, MARY ADDRESS : 5 ROLLINS PLACE MORTGAGE AMT: 568,000.00 CITY BOSTON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MA 02114 UNPAID BALANCE: 568,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,923.03 ANNUAL RATE ADJUST: 0.000 LTV : 64.39909 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080047277 MORTGAGORS: REID, GERALD REID, HARRIET ADDRESS : 14151 EAGLE VIEW ROAD MORTGAGE AMT: 380,000.00 CITY PERRIS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92570 UNPAID BALANCE: 379,390.440 OPTION TO CONVERT : No MONTHLY P&I: 2,560.13 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080047756 MORTGAGORS: BOLGER, ROBERT BOLGER, ADRIENNE ADDRESS : 610 SIERRA MEADOWS DRIVE MORTGAGE AMT: 293,000.00 CITY SIERRA MADR :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91024 UNPAID BALANCE: 292,759.830 OPTION TO CONVERT : No MONTHLY P&I: 1,949.34 ANNUAL RATE ADJUST: 0.000 LTV : 65.84270 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080047871 MORTGAGORS: TYRRELL, PATRICK TYRRELL, SUSAN ADDRESS : 1817 GENTHER LANE MORTGAGE AMT: 342,000.00 CITY FREDERICKSB :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 VA 22401 UNPAID BALANCE: 341,752.470 OPTION TO CONVERT : No MONTHLY P&I: 2,420.66 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080047897 MORTGAGORS: DALEY, JOHN DALEY, LORI ADDRESS : 296 GREAT DUKE DRIVE MORTGAGE AMT: 282,400.00 CITY LAS VEGAS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NV 89123 UNPAID BALANCE: 282,179.700 OPTION TO CONVERT : No MONTHLY P&I: 1,926.47 ANNUAL RATE ADJUST: 0.000 LTV : 94.13333 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080048119 MORTGAGORS: HARE, NIXON HARE, CAROLINE ADDRESS : 23 PLANTERS ROW MORTGAGE AMT: 487,500.00 CITY SKILLMAN :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NJ 08558 UNPAID BALANCE: 487,129.050 OPTION TO CONVERT : No MONTHLY P&I: 3,367.04 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080048127 MORTGAGORS: FREY, STEPHEN FREY, LILLIAN ADDRESS : 798 SHERLIN LANE MORTGAGE AMT: 435,000.00 CITY GREAT FALLS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 VA 22066 UNPAID BALANCE: 434,660.660 OPTION TO CONVERT : No MONTHLY P&I: 2,967.47 ANNUAL RATE ADJUST: 0.000 LTV : 63.50365 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080048234 MORTGAGORS: NIP, KENNETH TONG, CORA ADDRESS : 808 SEAL POINTE DRIVE MORTGAGE AMT: 300,000.00 CITY REDWOOD CIT :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94065 UNPAID BALANCE: 299,417.110 OPTION TO CONVERT : No MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000 LTV : 46.87500 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080048283 MORTGAGORS: KUBA, DAVID KUBA, JILL KUBA, JILL ADDRESS : 25936 CARROLL LANE MORTGAGE AMT: 300,000.00 CITY STEVENSON R :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91381 UNPAID BALANCE: 299,542.040 OPTION TO CONVERT : No MONTHLY P&I: 2,072.03 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080048374 MORTGAGORS: SULLIVAN, EVELYN ADDRESS : 57 ELLISVILLE ROAD MORTGAGE AMT: 308,000.00 CITY PLYMOUTH :\ STATE/ZIP :\ LIFETIME RATE : 6.37500 MA 02360 UNPAID BALANCE: 307,427.940 OPTION TO CONVERT : No MONTHLY P&I: 1,921.52 ANNUAL RATE ADJUST: 0.000 LTV : 71.62791 OUTSIDE CONV DATE: CURRENT INT 6.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080048465 MORTGAGORS: GUSTAFSON, EDWIN GUSTAFSON, DONNA ADDRESS : 1004 OCEAN FRONT SOUTH MORTGAGE AMT: 300,000.00 CITY LAVALLETTE :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 NJ 08735 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,123.39 ANNUAL RATE ADJUST: 0.000 LTV : 71.42857 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080048788 MORTGAGORS: MEKETA, JAMES MEKATA, CYNTHIA ADDRESS : 604 WALNUT STREET MORTGAGE AMT: 520,000.00 CITY NEWTON :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MA 02460 UNPAID BALANCE: 520,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,635.92 ANNUAL RATE ADJUST: 0.000 LTV : 65.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080049034 MORTGAGORS: CARR, JOHN CARR, ELIZABETH CARR, ELIZABETH ADDRESS : 7016 REDCOAT DRIVE MORTGAGE AMT: 252,200.00 CITY Flourtown :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 PA 19031 UNPAID BALANCE: 250,428.340 OPTION TO CONVERT : No MONTHLY P&I: 1,635.76 ANNUAL RATE ADJUST: 0.000 LTV : 79.99000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 11/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080049927 MORTGAGORS: TORRES, JESUS TORRES, JUANITA ADDRESS : 4725 4729 WEST 160TH STRE MORTGAGE AMT: 242,250.00 CITY LAWNDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90260 UNPAID BALANCE: 241,460.180 OPTION TO CONVERT : No MONTHLY P&I: 1,611.70 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080050289 MORTGAGORS: GARDINER, STEVE GARDINER, CHRISTIE ADDRESS : 24693 VIA BUENA SUERTE MORTGAGE AMT: 320,500.00 CITY YORBA LINDA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92887 UNPAID BALANCE: 320,256.130 OPTION TO CONVERT : No MONTHLY P&I: 2,213.61 ANNUAL RATE ADJUST: 0.000 LTV : 78.17073 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080050602 MORTGAGORS: RUIZ, MARCELO ADDRESS : 704 ARCH HALL LANE MORTGAGE AMT: 319,100.00 CITY ALEXANDRIA :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 VA 22314 UNPAID BALANCE: 318,818.470 OPTION TO CONVERT : No MONTHLY P&I: 2,043.23 ANNUAL RATE ADJUST: 0.000 LTV : 79.99799 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080052111 MORTGAGORS: TAURO, JOHN TAURO, CHERIE ADDRESS : 10 VILLAGE DRIVE MORTGAGE AMT: 296,000.00 CITY EAST LYME :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CT 06333 UNPAID BALANCE: 296,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,969.30 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080052210 MORTGAGORS: STEWART, ALEXANDER STEWART, DOROTHY ADDRESS : 1806 BOARDWALK 2ND FLR MORTGAGE AMT: 295,000.00 CITY OCEAN CITY :\ STATE/ZIP :\ LIFETIME RATE : 8.75000 NJ 08226 UNPAID BALANCE: 294,830.270 OPTION TO CONVERT : No MONTHLY P&I: 2,320.77 ANNUAL RATE ADJUST: 0.000 LTV : 56.73077 OUTSIDE CONV DATE: CURRENT INT 8.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080052343 MORTGAGORS: DELL ACQUA, RENO DELLACQUA, YVONNE DELLACQUA, RICHARD WILLIAMS, SUSAN ADDRESS : 1843 BUENA VISTA AVENUE MORTGAGE AMT: 304,000.00 CITY LIVERMORE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94550 UNPAID BALANCE: 303,318.900 OPTION TO CONVERT : No MONTHLY P&I: 2,125.62 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080052509 MORTGAGORS: DONOVAN, JAMES DONOVAN, MARGARET ADDRESS : 2711 SYCAMORE CIRCLE MORTGAGE AMT: 252,585.00 CITY AUDUBON :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 PA 19403 UNPAID BALANCE: 252,362.150 OPTION TO CONVERT : No MONTHLY P&I: 1,617.33 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080052616 MORTGAGORS: FIELDS, DONALD FIELDS, KAREN ADDRESS : 3509 FIELDCREST AVENUE MORTGAGE AMT: 259,200.00 CITY FAIRFIELD :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94533 UNPAID BALANCE: 258,982.240 OPTION TO CONVERT : No MONTHLY P&I: 1,702.76 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080052756 MORTGAGORS: MOORE, MICHAEL MOORE, LINDA ADDRESS : 1936 NORTH CANYON PARK MORTGAGE AMT: 344,000.00 CITY ORANGE :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 CA 92867 UNPAID BALANCE: 343,696.500 OPTION TO CONVERT : No MONTHLY P&I: 2,202.67 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080053028 MORTGAGORS: BODNAR, STEPHEN BODNAR, SANDRA ADDRESS : 10 ADAMS HILL LANE MORTGAGE AMT: 290,000.00 CITY NEWTOWN :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CT 06470 UNPAID BALANCE: 289,750.310 OPTION TO CONVERT : No MONTHLY P&I: 1,880.94 ANNUAL RATE ADJUST: 0.000 LTV : 61.05263 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080053119 MORTGAGORS: KEHLMANN, GLENN BILLER, BEVERLY ADDRESS : 105 SUMNER STREET MORTGAGE AMT: 394,000.00 CITY NEWTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MA 02459 UNPAID BALANCE: 394,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,621.29 ANNUAL RATE ADJUST: 0.000 LTV : 31.52000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080053135 MORTGAGORS: PONICHTERA, ERIC PONICHTERA, SANDRA ADDRESS : 2 FOX VINE LANE MORTGAGE AMT: 344,000.00 CITY SCITUATE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 02066 UNPAID BALANCE: 343,731.640 OPTION TO CONVERT : No MONTHLY P&I: 2,346.69 ANNUAL RATE ADJUST: 0.000 LTV : 83.90244 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080053390 MORTGAGORS: HERSHMAN, STUART HERSHMAN, LESLEY ADDRESS : 807 GREENWOOD AVENUE MORTGAGE AMT: 608,000.00 CITY WILMETTE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60091 UNPAID BALANCE: 608,000.000 OPTION TO CONVERT : No MONTHLY P&I: 4,096.21 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080053564 MORTGAGORS: KATES, STEVEN KATES, SUSAN ADDRESS : 2 BIRCH PARKWAY MORTGAGE AMT: 372,000.00 CITY SPARTA :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 NJ 07871 UNPAID BALANCE: 372,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,633.00 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080053663 MORTGAGORS: TRAN, HAN ADDRESS : 2703 EAST BAINBRIDGE CIRC MORTGAGE AMT: 500,000.00 CITY PEARLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 TX 77584 UNPAID BALANCE: 499,255.540 OPTION TO CONVERT : No MONTHLY P&I: 3,496.07 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080053689 MORTGAGORS: CONNOLLY, JACQUELYN ADDRESS : 505 SANTA ANA AVENUE MORTGAGE AMT: 310,000.00 CITY Newport Beach :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92663 UNPAID BALANCE: 310,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,036.48 ANNUAL RATE ADJUST: 0.000 LTV : 65.26000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080054448 MORTGAGORS: STAMPER, EDWARD STAMPER, DIANE ADDRESS : 640 LIBERTY ROAD MORTGAGE AMT: 290,000.00 CITY PETALUMA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94952 UNPAID BALANCE: 289,762.290 OPTION TO CONVERT : No MONTHLY P&I: 1,929.38 ANNUAL RATE ADJUST: 0.000 LTV : 74.74227 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080055007 MORTGAGORS: STREETER, MARTIN STREETER, KATHY ADDRESS : 32 SHAW STREET MORTGAGE AMT: 320,000.00 CITY NEWTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 02465 UNPAID BALANCE: 320,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,182.96 ANNUAL RATE ADJUST: 0.000 LTV : 53.33333 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080055049 MORTGAGORS: MUROFF, MITCHELL MUROFF, MARJORIE ADDRESS : 69 OBER ROAD MORTGAGE AMT: 388,000.00 CITY NEWTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MA 02459 UNPAID BALANCE: 388,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,614.03 ANNUAL RATE ADJUST: 0.000 LTV : 62.08000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080055056 MORTGAGORS: ARDOLINO, ARTHUR ARDOLINO, DONNA ADDRESS : 8 SPINNAKER LANE MORTGAGE AMT: 318,600.00 CITY EAST PATCHO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NY 11772 UNPAID BALANCE: 318,600.000 OPTION TO CONVERT : No MONTHLY P&I: 2,200.50 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080055312 MORTGAGORS: GALFIN, TED GALFIN, CINDI ADDRESS : 31631 MAR VISTA AVENUE MORTGAGE AMT: 545,000.00 CITY LAGUNA BEAC :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 92651 UNPAID BALANCE: 544,530.770 OPTION TO CONVERT : No MONTHLY P&I: 3,534.86 ANNUAL RATE ADJUST: 0.000 LTV : 68.55346 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080055973 MORTGAGORS: LEUNG, DANIEL ADDRESS : 83 UNION STREET MORTGAGE AMT: 280,000.00 CITY CLOSTER :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NJ 07624 UNPAID BALANCE: 279,781.580 OPTION TO CONVERT : No MONTHLY P&I: 1,910.09 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080056120 MORTGAGORS: SHEEDY, KEVIN SHEEDY, CHRISTINE ADDRESS : 78 (LOT 13A) SAUNDERS LAN MORTGAGE AMT: 354,750.00 CITY ROWLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MA 01969 UNPAID BALANCE: 354,750.000 OPTION TO CONVERT : No MONTHLY P&I: 2,450.18 ANNUAL RATE ADJUST: 0.000 LTV : 79.99774 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080056690 MORTGAGORS: CORSELLO, FRANK CORSELLO, MARY ADDRESS : 3610 PARSONS POND CIRCLE MORTGAGE AMT: 292,500.00 CITY WESTLAKE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 OH 44145 UNPAID BALANCE: 292,277.430 OPTION TO CONVERT : No MONTHLY P&I: 2,020.23 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080056740 MORTGAGORS: STEVENSON, HARRY STEVENSON, TINA ADDRESS : 3 GATEWAY LANE MORTGAGE AMT: 276,000.00 CITY NORTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MA 02766 UNPAID BALANCE: 276,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,836.24 ANNUAL RATE ADJUST: 0.000 LTV : 76.66667 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080056831 MORTGAGORS: COSENZA, MATTHEW COSENZA, ANNE ADDRESS : 1316 SANCHEZ AVENUE MORTGAGE AMT: 265,000.00 CITY BURLINGAME :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94010 UNPAID BALANCE: 265,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,830.29 ANNUAL RATE ADJUST: 0.000 LTV : 64.63415 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080056948 MORTGAGORS: HENNESSEE, NOLAN HENNESSEE, CHRISTIE ADDRESS : 504 CARO LANE MORTGAGE AMT: 279,000.00 CITY CHAPIN :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 SC 29036 UNPAID BALANCE: 278,782.350 OPTION TO CONVERT : No MONTHLY P&I: 1,903.28 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080057086 MORTGAGORS: GREUBEL, PAUL GREUBEL, CHRISTINE ADDRESS : 19462 SIERRA CHULA MORTGAGE AMT: 332,000.00 CITY Irvine :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92612 UNPAID BALANCE: 332,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,264.83 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080057110 MORTGAGORS: MARRA, JASON ADDRESS : 43 SCHOOL STREET MORTGAGE AMT: 367,000.00 CITY CHARLESTOWN :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MA 02129 UNPAID BALANCE: 367,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,472.55 ANNUAL RATE ADJUST: 0.000 LTV : 73.40000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080058175 MORTGAGORS: GINSBERG, ROSS LEMPERT, NINA ADDRESS : 18 BREAKNECK HILL MORTGAGE AMT: 300,000.00 CITY HOPKINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 01748 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000 LTV : 77.51938 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080058282 MORTGAGORS: KIRWIN, CAROLYN ADDRESS : 2 WINDY PINE MORTGAGE AMT: 288,000.00 CITY SANDWICH :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MA 02563 UNPAID BALANCE: 288,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,940.31 ANNUAL RATE ADJUST: 0.000 LTV : 63.29670 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080058290 MORTGAGORS: HERBSTRITT, JOHN HERBSTRITT, TRACY ADDRESS : 5172 WOODFIELD DR MORTGAGE AMT: 155,920.00 CITY CENTREVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 VA 20120 UNPAID BALANCE: 155,792.190 OPTION TO CONVERT : No MONTHLY P&I: 1,037.34 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080058373 MORTGAGORS: SELAMAT, SUMARTO SELAMAT, LISA ADDRESS : 8811 NORTH 66TH AVENUE MORTGAGE AMT: 96,593.00 CITY GLENDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 AZ 85301 UNPAID BALANCE: 96,438.040 OPTION TO CONVERT : No MONTHLY P&I: 650.77 ANNUAL RATE ADJUST: 0.000 LTV : 79.99884 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080058449 MORTGAGORS: BOTTOMLEY, GORDON BOTTOMLEY, KAREN ADDRESS : 1555 CARTPATH COURT MORTGAGE AMT: 324,580.00 CITY YARDLEY :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 PA 19067 UNPAID BALANCE: 324,580.000 OPTION TO CONVERT : No MONTHLY P&I: 2,105.22 ANNUAL RATE ADJUST: 0.000 LTV : 79.99915 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080058779 MORTGAGORS: SOMERA, GILBERT SOMERA, IRENE SOMERA, IRENE ADDRESS : 4269 YACHT HARBOR DRIVE MORTGAGE AMT: 312,000.00 CITY STOCKTON :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 95204 UNPAID BALANCE: 311,461.230 OPTION TO CONVERT : No MONTHLY P&I: 2,023.63 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080058852 MORTGAGORS: HITTLE, ANN LOUISE CONSTABLE, TIMOTHY ADDRESS : 109 BARNARD AVENUE MORTGAGE AMT: 360,000.00 CITY WATERTOWN :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 MA 02472 UNPAID BALANCE: 360,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,334.95 ANNUAL RATE ADJUST: 0.000 LTV : 64.28571 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080059041 MORTGAGORS: RODRIGUEZ, JESUS PARRA, MANUEL PARRA, ALMA ADDRESS : 3907 SARK WAY MORTGAGE AMT: 256,500.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 95111 UNPAID BALANCE: 256,314.340 OPTION TO CONVERT : No MONTHLY P&I: 1,815.50 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080059520 MORTGAGORS: GOLDMAN, TOBIAH GOLDMAN, ROSLYN ADDRESS : 4762 BLUE MESA WAY MORTGAGE AMT: 274,500.00 CITY LAS VEGAS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NV 89129 UNPAID BALANCE: 274,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,872.57 ANNUAL RATE ADJUST: 0.000 LTV : 84.97268 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080059538 MORTGAGORS: HABERMAN, NEAL HABERMAN, MADELEINE ADDRESS : 4907 MURIETTA AVENUE MORTGAGE AMT: 249,100.00 CITY SHERMAN OAK :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91423 UNPAID BALANCE: 248,710.170 OPTION TO CONVERT : No MONTHLY P&I: 1,699.31 ANNUAL RATE ADJUST: 0.000 LTV : 75.03012 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080059736 MORTGAGORS: DOUGLASS, JOHN Douglass, Susan DOUGLASS, SUSAN ADDRESS : 14249 HUME ROAD MORTGAGE AMT: 588,000.00 CITY HUME :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 VA 22639 UNPAID BALANCE: 587,529.790 OPTION TO CONVERT : No MONTHLY P&I: 3,961.46 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080060759 MORTGAGORS: FRATES, JAMES FRATES, ELIZABETH ADDRESS : 133 LOWELL ROAD MORTGAGE AMT: 650,000.00 CITY WELLESLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MA 02181 UNPAID BALANCE: 650,000.000 OPTION TO CONVERT : No MONTHLY P&I: 4,379.17 ANNUAL RATE ADJUST: 0.000 LTV : 74.28571 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080060833 MORTGAGORS: GALLEHER, JOHN GALLEHER, CAROLYN ADDRESS : 22046 HYDE PARK MORTGAGE AMT: 284,150.00 CITY ASHBURN :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 VA 20147 UNPAID BALANCE: 283,634.840 OPTION TO CONVERT : No MONTHLY P&I: 1,796.03 ANNUAL RATE ADJUST: 0.000 LTV : 79.99944 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080060957 MORTGAGORS: CASEY, STEVEN CASEY, THERESE ADDRESS : 2527 BRONSON RD MORTGAGE AMT: 424,000.00 CITY FAIRFIELD :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CT 06430 UNPAID BALANCE: 423,302.880 OPTION TO CONVERT : No MONTHLY P&I: 2,820.88 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080061187 MORTGAGORS: PROCTOR, KENNETH PROCTOR, BARBARA PROCTOR, BARBARA ADDRESS : 133 NIGHTHAWK AVEUNE MORTGAGE AMT: 300,000.00 CITY PLANTATION :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 FL 33324 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,175.21 ANNUAL RATE ADJUST: 0.000 LTV : 52.57062 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080061641 MORTGAGORS: MCDANIEL, DAVID MCDANIEL, TINA ADDRESS : 18509 VIBURNUM WAY MORTGAGE AMT: 266,400.00 CITY OLNEY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MD 20832 UNPAID BALANCE: 266,197.290 OPTION TO CONVERT : No MONTHLY P&I: 1,839.96 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080062847 MORTGAGORS: HOW, JOSEPH CHAN, CELIA ADDRESS : 109 CASCADES CIRCLE MORTGAGE AMT: 278,896.00 CITY UNION CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94587 UNPAID BALANCE: 278,667.390 OPTION TO CONVERT : No MONTHLY P&I: 1,902.56 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080064728 MORTGAGORS: ROACH, CHRISTOPHE ROACH, BARBARA ADDRESS : 831 TOPAZ DRIVE WEST MORTGAGE AMT: 313,500.00 CITY WEST CHESTE :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 PA 19382 UNPAID BALANCE: 313,223.400 OPTION TO CONVERT : No MONTHLY P&I: 2,007.38 ANNUAL RATE ADJUST: 0.000 LTV : 79.99183 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080065204 MORTGAGORS: GRAZIANO, THOMAS GRAZIANO, DONNA ADDRESS : 371 KINGSTON COURT MORTGAGE AMT: 257,300.00 CITY WEST NEW YO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NJ 07093 UNPAID BALANCE: 257,109.050 OPTION TO CONVERT : No MONTHLY P&I: 1,799.08 ANNUAL RATE ADJUST: 0.000 LTV : 89.71828 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080065238 MORTGAGORS: HUNN, JOSEPH HUNN, HIROKO ADDRESS : 381 KINGSTON COURT MORTGAGE AMT: 280,000.00 CITY WEST NEW YO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NJ 07093 UNPAID BALANCE: 280,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,957.81 ANNUAL RATE ADJUST: 0.000 LTV : 78.65169 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080065287 MORTGAGORS: BANKS, ERNIE ADDRESS : 10929 MARINER DRIVE MORTGAGE AMT: 640,500.00 CITY FORT WASHIN :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 MD 20744 UNPAID BALANCE: 640,059.210 OPTION TO CONVERT : No MONTHLY P&I: 4,644.07 ANNUAL RATE ADJUST: 0.000 LTV : 67.42105 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080065345 MORTGAGORS: RUDDAN, GABRIEL RUDDAN, SHIRLEY ADDRESS : 1324 HORNE COURT MORTGAGE AMT: 243,050.00 CITY BRENTWOOD :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 CA 94513 UNPAID BALANCE: 242,830.270 OPTION TO CONVERT : No MONTHLY P&I: 1,536.25 ANNUAL RATE ADJUST: 0.000 LTV : 79.95066 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080065790 MORTGAGORS: SHERIDAN, JOHN SHERIDAN, MARY ADDRESS : 13 PHEASANT DRIVE MORTGAGE AMT: 281,100.00 CITY LAWRENCEVIL :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 NJ 08648 UNPAID BALANCE: 280,845.880 OPTION TO CONVERT : No MONTHLY P&I: 1,776.75 ANNUAL RATE ADJUST: 0.000 LTV : 75.97297 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080066020 MORTGAGORS: SITA, THOMAS SITA, MARY SITA, RALPH SITA, CYNTHIA ADDRESS : 25 Hoile Lane MORTGAGE AMT: 271,000.00 CITY HUNGINGTON :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MD 20639 UNPAID BALANCE: 270,543.340 OPTION TO CONVERT : No MONTHLY P&I: 1,780.28 ANNUAL RATE ADJUST: 0.000 LTV : 74.04000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080067499 MORTGAGORS: PAGE, JOSEPH PAGE, CAROL ADDRESS : 314 LORING AVENUE MORTGAGE AMT: 1,100,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 90024 UNPAID BALANCE: 1,099,075. OPTION TO CONVERT : No 860 MONTHLY P&I: 7,226.22 ANNUAL RATE ADJUST: 0.000 LTV : 73.57860 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:103 -------------------------------------------------------------------------------- LN # 0080068000 MORTGAGORS: MCDERMOTT, PATRICK MCDERMOTT, TERRY ADDRESS : 2023 LAKE SHORE DRIVE MORTGAGE AMT: 319,200.00 CITY LONG BEACH :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 IN 46360 UNPAID BALANCE: 318,662.120 OPTION TO CONVERT : No MONTHLY P&I: 2,096.92 ANNUAL RATE ADJUST: 0.000 LTV : 79.80000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080068059 MORTGAGORS: DANIELS, H DANIELS, BARBARA ADDRESS : 225 S. Road MORTGAGE AMT: 501,400.00 CITY POCASSET :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MA 02559 UNPAID BALANCE: 501,400.000 OPTION TO CONVERT : No MONTHLY P&I: 3,293.84 ANNUAL RATE ADJUST: 0.000 LTV : 51.16327 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080068208 MORTGAGORS: KIBLINGER, WILLIAM ADDRESS : 4465 VIEW PLACE MORTGAGE AMT: 292,500.00 CITY OAKLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94611 UNPAID BALANCE: 290,021.090 OPTION TO CONVERT : No MONTHLY P&I: 2,045.20 ANNUAL RATE ADJUST: 0.000 LTV : 76.67104 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080068299 MORTGAGORS: WERNER, LOUIS werner, dorothy WERNER, DOROTHY ADDRESS : 43 19 192ND ST MORTGAGE AMT: 247,500.00 CITY FLUSHING :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 NY 11358 UNPAID BALANCE: 247,325.310 OPTION TO CONVERT : No MONTHLY P&I: 1,773.13 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080068976 MORTGAGORS: BROPHY, PAUL DRUKER, MARJORIE ADDRESS : 355 CABOT STREET MORTGAGE AMT: 380,000.00 CITY NEWTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MA 02159 UNPAID BALANCE: 379,696.120 OPTION TO CONVERT : No MONTHLY P&I: 2,560.13 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080069008 MORTGAGORS: MITKEVICIUS, KESTUTIS LIND, SUSAN ADDRESS : 47 CLARK STREET MORTGAGE AMT: 330,800.00 CITY NEWTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MA 02459 UNPAID BALANCE: 330,800.000 OPTION TO CONVERT : No MONTHLY P&I: 2,228.66 ANNUAL RATE ADJUST: 0.000 LTV : 65.37549 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080069073 MORTGAGORS: FREMD, TRACEY FREMD, ERIC ADDRESS : 1000 MORNING GLORY CT MORTGAGE AMT: 273,400.00 CITY EL DORADO H :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 95762 UNPAID BALANCE: 273,170.300 OPTION TO CONVERT : No MONTHLY P&I: 1,796.05 ANNUAL RATE ADJUST: 0.000 LTV : 70.47518 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080069438 MORTGAGORS: PURI, RAJ PURI, MARA ADDRESS : 11412 RIDGE MIST TERRACE MORTGAGE AMT: 480,050.00 CITY POTOMAC :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MD 20854 UNPAID BALANCE: 479,656.500 OPTION TO CONVERT : No MONTHLY P&I: 3,193.79 ANNUAL RATE ADJUST: 0.000 LTV : 79.99833 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080069677 MORTGAGORS: CARR, JOHNNY CARR, JILL ADDRESS : 6101 HUTTON COURT MORTGAGE AMT: 283,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95123 UNPAID BALANCE: 282,789.970 OPTION TO CONVERT : No MONTHLY P&I: 1,978.78 ANNUAL RATE ADJUST: 0.000 LTV : 82.02899 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080069867 MORTGAGORS: GEORGE, WALTER GEORGE, PEGGY ADDRESS : 702 S SIXTH ST MORTGAGE AMT: 349,000.00 CITY COLUMBUS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 OH 43206 UNPAID BALANCE: 349,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,351.28 ANNUAL RATE ADJUST: 0.000 LTV : 79.86270 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080069917 MORTGAGORS: Zagozewski, William ZAGOZEWSKI, J.LORRAINE ADDRESS : 2913 Denver Street MORTGAGE AMT: 351,900.00 CITY San Diego :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92117 UNPAID BALANCE: 351,632.230 OPTION TO CONVERT : No MONTHLY P&I: 2,430.49 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080070022 MORTGAGORS: WOI, MICHAEL WOI, JULIE ADDRESS : 20420 ROSLIN AVENUE MORTGAGE AMT: 281,500.00 CITY TORRANCE :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 90503 UNPAID BALANCE: 281,257.640 OPTION TO CONVERT : No MONTHLY P&I: 1,825.80 ANNUAL RATE ADJUST: 0.000 LTV : 68.40826 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080070055 MORTGAGORS: SIMMONDS, STEPHEN SIMMONDS, FRAN ADDRESS : 4243 MOONCREST PLACE MORTGAGE AMT: 464,000.00 CITY ENCINO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91436 UNPAID BALANCE: 464,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,204.73 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080070162 MORTGAGORS: TREROTOLA, JAMES TREROTOLA, DEBRA ADDRESS : 16 KINGSTON LANE MORTGAGE AMT: 330,000.00 CITY OCEAN CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NJ 08226 UNPAID BALANCE: 329,748.900 OPTION TO CONVERT : No MONTHLY P&I: 2,279.23 ANNUAL RATE ADJUST: 0.000 LTV : 68.75000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080070410 MORTGAGORS: DAVIS, JAMES DAVIS, DONNA ADDRESS : 687 BRIGHTWATERS DRIVE MORTGAGE AMT: 430,000.00 CITY WHITE STONE :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 VA 22578 UNPAID BALANCE: 429,688.770 OPTION TO CONVERT : No MONTHLY P&I: 3,043.52 ANNUAL RATE ADJUST: 0.000 LTV : 72.26891 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080070576 MORTGAGORS: WILLIAMS, ROBERT ROUNTREE, ELIZABETH ADDRESS : 160 LAMBERT HOPEWELL ROAD MORTGAGE AMT: 309,600.00 CITY HOPEWELL :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 08525 UNPAID BALANCE: 309,352.420 OPTION TO CONVERT : No MONTHLY P&I: 2,085.84 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080070626 MORTGAGORS: HABERMAN, CLAY HABERMAN, JOAN ADDRESS : 1010 GRAYSON ROAD MORTGAGE AMT: 260,000.00 CITY PLEASANT HI :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94523 UNPAID BALANCE: 259,786.880 OPTION TO CONVERT : No MONTHLY P&I: 1,729.79 ANNUAL RATE ADJUST: 0.000 LTV : 76.02339 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080070675 MORTGAGORS: HOLLAND, WAYNE HOLLAND, KATHLEEN ADDRESS : 5443 EVENING SKY DRIVE MORTGAGE AMT: 325,000.00 CITY SIMI VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 93063 UNPAID BALANCE: 325,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,135.02 ANNUAL RATE ADJUST: 0.000 LTV : 68.40060 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080070683 MORTGAGORS: CHIRONIS, STEVEN SARMIENTO, SALLY CHIRONIS, SALLY ADDRESS : 9 HARBORFIELDS COURT MORTGAGE AMT: 300,000.00 CITY Greenlawn :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NY 11740 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,072.03 ANNUAL RATE ADJUST: 0.000 LTV : 71.83000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080070691 MORTGAGORS: BASEL, MITCHELL BASEL, JOANN ADDRESS : 31 LITTLE COMFORT WAY MORTGAGE AMT: 337,610.00 CITY SOUTH KINGS :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 RI 02879 UNPAID BALANCE: 337,335.560 OPTION TO CONVERT : No MONTHLY P&I: 2,384.50 ANNUAL RATE ADJUST: 0.000 LTV : 70.33542 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080070816 MORTGAGORS: MCGARRY, KEVIN MCGARRY, MARY ADDRESS : 10666 FRANK DANIELS WAY MORTGAGE AMT: 305,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92131 UNPAID BALANCE: 304,750.000 OPTION TO CONVERT : No MONTHLY P&I: 2,029.17 ANNUAL RATE ADJUST: 0.000 LTV : 72.61905 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080071129 MORTGAGORS: VEEVAERT, JAMES VEEVAERT, ALICIA ADDRESS : 360 INDIGO PLACE NORTHWES MORTGAGE AMT: 292,450.00 CITY ISSAQUAH :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 WA 98027 UNPAID BALANCE: 292,210.280 OPTION TO CONVERT : No MONTHLY P&I: 1,945.68 ANNUAL RATE ADJUST: 0.000 LTV : 89.99846 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080071137 MORTGAGORS: FALKENSTEIN, PAUL MISHRA, KIRIN ADDRESS : 97 PARKSIDE DRIVE MORTGAGE AMT: 255,000.00 CITY NEW HOPE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 PA 18938 UNPAID BALANCE: 255,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,783.00 ANNUAL RATE ADJUST: 0.000 LTV : 77.27273 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080071343 MORTGAGORS: MADIGAN, MARY ADDRESS : 362 PENFIELD ROAD MORTGAGE AMT: 276,000.00 CITY FAIRFIELD :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CT 06430 UNPAID BALANCE: 275,784.690 OPTION TO CONVERT : No MONTHLY P&I: 1,882.81 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080071533 MORTGAGORS: TURNER, GEORGE ADDRESS : 31904 CEDARCRAFT ROAD MORTGAGE AMT: 330,000.00 CITY ACTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 93510 UNPAID BALANCE: 329,742.560 OPTION TO CONVERT : No MONTHLY P&I: 2,251.19 ANNUAL RATE ADJUST: 0.000 LTV : 76.74419 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080071855 MORTGAGORS: CAMPAGNA, MICHAEL CAMPAGNA, JANINE ADDRESS : 211 S CLINTON AVENUE MORTGAGE AMT: 330,000.00 CITY OAK PARK :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60302 UNPAID BALANCE: 330,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,223.28 ANNUAL RATE ADJUST: 0.000 LTV : 65.67164 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080071970 MORTGAGORS: BENTON, HADLEY BENTON, KAREN BENTON, KAREN ADDRESS : 77 PUTMAN CIR MORTGAGE AMT: 280,000.00 CITY ATLANTA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 GA 30342 UNPAID BALANCE: 279,770.480 OPTION TO CONVERT : No MONTHLY P&I: 1,862.85 ANNUAL RATE ADJUST: 0.000 LTV : 67.87879 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080072085 MORTGAGORS: NIKOLAI, BEVERLY GALBRAITH, CYNTHIA ADDRESS : 1780 FLANDERS COURT MORTGAGE AMT: 340,000.00 CITY WALNUT CREE :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 94598 UNPAID BALANCE: 340,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,205.23 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080072127 MORTGAGORS: MCPADDEN, CARL MCPADDEN, MAUREEN ADDRESS : 13640 BURKE ROAD MORTGAGE AMT: 647,000.00 CITY Los Altos :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94022 UNPAID BALANCE: 646,519.830 OPTION TO CONVERT : No MONTHLY P&I: 4,523.92 ANNUAL RATE ADJUST: 0.000 LTV : 67.40000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080072705 MORTGAGORS: MERGHOUB, BAELHADJ MERGHOUB, GABRIELLE ADDRESS : 5313 CARDINAL COURT MORTGAGE AMT: 415,300.00 CITY BETHESDA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MD 20816 UNPAID BALANCE: 414,633.790 OPTION TO CONVERT : No MONTHLY P&I: 2,797.96 ANNUAL RATE ADJUST: 0.000 LTV : 54.93386 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080072937 MORTGAGORS: JIMENEZ, LUCIA JIMENEZ, ARNALDO ADDRESS : 3 EMMONS PATH MORTGAGE AMT: 420,000.00 CITY CHESTER :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NJ 07930 UNPAID BALANCE: 419,358.860 OPTION TO CONVERT : No MONTHLY P&I: 2,900.84 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080072952 MORTGAGORS: OUSDAHL, RONDAL OUSDAHL, JANET ADDRESS : 23980 OLD POMEGRANATE ROA MORTGAGE AMT: 247,150.00 CITY YORBA LINDA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92887 UNPAID BALANCE: 246,961.930 OPTION TO CONVERT : No MONTHLY P&I: 1,707.01 ANNUAL RATE ADJUST: 0.000 LTV : 79.98641 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080073034 MORTGAGORS: PETITPAS, DENNIS PETITPAS, LORI ADDRESS : 941 MORELLO HILLS DRIVE MORTGAGE AMT: 262,530.00 CITY MARTINEZ :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 94553 UNPAID BALANCE: 262,076.650 OPTION TO CONVERT : No MONTHLY P&I: 1,702.77 ANNUAL RATE ADJUST: 0.000 LTV : 79.99866 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080073364 MORTGAGORS: CLAVIN, JOHN ADDRESS : 18901 MUIRKIRK DRIVE MORTGAGE AMT: 275,950.00 CITY NORTHRIDGE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91326 UNPAID BALANCE: 275,734.730 OPTION TO CONVERT : No MONTHLY P&I: 1,882.47 ANNUAL RATE ADJUST: 0.000 LTV : 79.99710 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080073646 MORTGAGORS: GALAT, GREGORY GALAT, TRACEY ADDRESS : 7 SHEFFIELD CIRCLE MORTGAGE AMT: 300,000.00 CITY ANDOVER :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 MA 01810 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,945.79 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080073703 MORTGAGORS: LEE, DAVIS ADDRESS : 4459 LAAKEA STREET MORTGAGE AMT: 250,000.00 CITY HONOLULU :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 HI 96818 UNPAID BALANCE: 249,814.460 OPTION TO CONVERT : No MONTHLY P&I: 1,748.04 ANNUAL RATE ADJUST: 0.000 LTV : 69.44444 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080073786 MORTGAGORS: DAVIS, DANA Davis, Jerri DAVIS, JERRI ADDRESS : 813 COLUMBINE COURT MORTGAGE AMT: 390,000.00 CITY DANVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94526 UNPAID BALANCE: 389,695.760 OPTION TO CONVERT : No MONTHLY P&I: 2,660.49 ANNUAL RATE ADJUST: 0.000 LTV : 79.59184 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080074099 MORTGAGORS: FISHER, PETER Fisher, Lori FISHER, LORI ADDRESS : 16 WHIPPLETREE RD MORTGAGE AMT: 252,980.00 CITY CHELMSFORD :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 01824 UNPAID BALANCE: 252,782.650 OPTION TO CONVERT : No MONTHLY P&I: 1,725.77 ANNUAL RATE ADJUST: 0.000 LTV : 88.76491 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080074263 MORTGAGORS: SCHOONMAKER, JAMES SCHOONMAKER, KAREN ADDRESS : 79 NORFOLK ROAD MORTGAGE AMT: 297,600.00 CITY ARLINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 02474 UNPAID BALANCE: 297,367.840 OPTION TO CONVERT : No MONTHLY P&I: 2,030.16 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080074354 MORTGAGORS: Syler, Luann ADDRESS : 127 G STREET MORTGAGE AMT: 404,000.00 CITY Newport Beach :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92661 UNPAID BALANCE: 403,660.590 OPTION TO CONVERT : No MONTHLY P&I: 2,653.99 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080074578 MORTGAGORS: RICHTER, FREDERICK Richter, Camilla RICHTER, CAMILLA ADDRESS : 1800 LAVE AVENUE MORTGAGE AMT: 308,000.00 CITY LONG BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90815 UNPAID BALANCE: 307,759.730 OPTION TO CONVERT : No MONTHLY P&I: 2,101.10 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080074834 MORTGAGORS: GRAY, TERRY GRAY, JAYE ADDRESS : 3069 LA PIETRA CIRCLE MORTGAGE AMT: 420,000.00 CITY HONOLULU :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 HI 96815 UNPAID BALANCE: 420,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,724.11 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080075021 MORTGAGORS: DUDDY, JOSEPH DUDDY, JENNIFER ADDRESS : 305 CRESCENT PARKWAY MORTGAGE AMT: 450,000.00 CITY SEA GIRT :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NJ 08750 UNPAID BALANCE: 450,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,993.87 ANNUAL RATE ADJUST: 0.000 LTV : 63.82979 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080075401 MORTGAGORS: RAND, JEROME RAND, LINDA ADDRESS : 9956 STONE VALE DRIVE MORTGAGE AMT: 320,283.00 CITY VIENNA :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 VA 22181 UNPAID BALANCE: 320,283.000 OPTION TO CONVERT : No MONTHLY P&I: 2,077.35 ANNUAL RATE ADJUST: 0.000 LTV : 79.99995 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080075765 MORTGAGORS: KUA, ALEX KUA, ZENAIDA ADDRESS : 23984 OLD POMEGRANATE ROA MORTGAGE AMT: 267,850.00 CITY YORBA LINDA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92887 UNPAID BALANCE: 267,624.970 OPTION TO CONVERT : No MONTHLY P&I: 1,759.59 ANNUAL RATE ADJUST: 0.000 LTV : 79.95522 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080075864 MORTGAGORS: BEVIVINO, THOMAS BEVIVINO, MARY ADDRESS : 4813 ASBURY AVENUE MORTGAGE AMT: 270,000.00 CITY OCEAN CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NJ 08226 UNPAID BALANCE: 269,799.620 OPTION TO CONVERT : No MONTHLY P&I: 1,887.88 ANNUAL RATE ADJUST: 0.000 LTV : 79.64602 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080076110 MORTGAGORS: DRIVER, HENRY DRIVER, SILVIA ADDRESS : 8 EAST JAMES STREET MORTGAGE AMT: 400,000.00 CITY FENWICK ISL :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 DE 19944 UNPAID BALANCE: 399,680.120 OPTION TO CONVERT : No MONTHLY P&I: 2,694.88 ANNUAL RATE ADJUST: 0.000 LTV : 64.62036 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080076334 MORTGAGORS: BENJAMIN, ROBERTA ADDRESS : 5 WELLINGTON STREET MORTGAGE AMT: 300,000.00 CITY BOSTON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MA 02118 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,072.03 ANNUAL RATE ADJUST: 0.000 LTV : 51.72414 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080076599 MORTGAGORS: GULUZIAN, ARAM GULUZIAN, ELIZABETH ADDRESS : 578 RIVIERA DRIVE MORTGAGE AMT: 363,200.00 CITY TAMPA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 FL 33606 UNPAID BALANCE: 362,916.670 OPTION TO CONVERT : No MONTHLY P&I: 2,477.66 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080077159 MORTGAGORS: MASSEY, ROGER MASSEY, CYNTHIA ADDRESS : 410 MESA ROAD MORTGAGE AMT: 275,200.00 CITY NIPOMO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 93444 UNPAID BALANCE: 275,200.000 OPTION TO CONVERT : No MONTHLY P&I: 1,830.91 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080077217 MORTGAGORS: BRADLEY, SCOTT DAIGLE, CATHY ADDRESS : 25000 MILLER CUT-OFF ROAD MORTGAGE AMT: 328,000.00 CITY Los Gatos :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95030 UNPAID BALANCE: 327,750.420 OPTION TO CONVERT : No MONTHLY P&I: 2,265.41 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080077365 MORTGAGORS: KOVACK, G KOVACK, KAREN ADDRESS : 2753 BROOKSIDE DRIVE MORTGAGE AMT: 350,000.00 CITY CHINO HILLS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91709 UNPAID BALANCE: 349,713.110 OPTION TO CONVERT : No MONTHLY P&I: 2,328.56 ANNUAL RATE ADJUST: 0.000 LTV : 69.30693 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080077407 MORTGAGORS: MOUNT, ROBERT MOUNT, LINDA ADDRESS : 24812 247TH PLACE SOUTHEA MORTGAGE AMT: 352,000.00 CITY MAPLE VALLE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 WA 98038 UNPAID BALANCE: 352,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,401.26 ANNUAL RATE ADJUST: 0.000 LTV : 89.34010 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080077845 MORTGAGORS: WIRTH, DAVID WIRTH, DENISE ADDRESS : 59 CLEVELAND ROAD MORTGAGE AMT: 360,000.00 CITY WELLESLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MA 02181 UNPAID BALANCE: 360,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,425.39 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080078009 MORTGAGORS: SCHADT, CRAIG SCHADT, HEIDI ADDRESS : 352 BROOKVALE ROAD MORTGAGE AMT: 270,000.00 CITY KINNELON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NJ 07405 UNPAID BALANCE: 270,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,864.83 ANNUAL RATE ADJUST: 0.000 LTV : 73.97260 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080078595 MORTGAGORS: KRISHNA, ACHAL SOMNALI, SANJAY SOMNALI, SANJAY ADDRESS : 30226 WILLOWBROOK ROAD MORTGAGE AMT: 388,600.00 CITY HAYWARD :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94544 UNPAID BALANCE: 388,296.850 OPTION TO CONVERT : No MONTHLY P&I: 2,650.94 ANNUAL RATE ADJUST: 0.000 LTV : 94.99202 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080078967 MORTGAGORS: FINKEL, JOHN SELTZER, ELYSE ADDRESS : 621 MONTGOMERY SCHOOL LAN MORTGAGE AMT: 480,000.00 CITY WYNNEWOOD :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 PA 19096 UNPAID BALANCE: 480,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,274.45 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080079270 MORTGAGORS: SUBLER, DAVID SUBLER, PAMELA ADDRESS : 6580 PLESENTON DRIVE MORTGAGE AMT: 420,000.00 CITY WORTHINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 OH 43085 UNPAID BALANCE: 419,680.410 OPTION TO CONVERT : No MONTHLY P&I: 2,900.84 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080079320 MORTGAGORS: DIGERONIMO, EDWARD LUSSIER, LESLIE ADDRESS : 30 DARTMOUTH STREET MORTGAGE AMT: 489,976.00 CITY BOSTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 02116 UNPAID BALANCE: 489,976.000 OPTION TO CONVERT : No MONTHLY P&I: 3,342.50 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080079502 MORTGAGORS: VOGEL, ROY VOGEL, WHITNEY ADDRESS : 23 COLES HILL RD MORTGAGE AMT: 295,200.00 CITY NORTH HALED :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 NJ 07508 UNPAID BALANCE: 295,200.000 OPTION TO CONVERT : No MONTHLY P&I: 2,114.85 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080079510 MORTGAGORS: KAU, WEN KAU, JACKIE ADDRESS : 21 SARENA UNIT 35 MORTGAGE AMT: 336,000.00 CITY IRVINE :\ STATE/ZIP :\ LIFETIME RATE : 12.62500 CA 92612 UNPAID BALANCE: 335,756.810 OPTION TO CONVERT : No MONTHLY P&I: 2,378.19 ANNUAL RATE ADJUST: 5.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080079841 MORTGAGORS: PHARES, KENNETH ADDRESS : 194 AMBER WOOD RUN MORTGAGE AMT: 248,000.00 CITY CHAPEL HILL :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 NC 27516 UNPAID BALANCE: 248,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,587.98 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080079957 MORTGAGORS: WEAVER, RONALD ADDRESS : 5785 LONE STAR VALLEY RD MORTGAGE AMT: 392,000.00 CITY AUBURN :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95602 UNPAID BALANCE: 391,709.080 OPTION TO CONVERT : No MONTHLY P&I: 2,740.92 ANNUAL RATE ADJUST: 0.000 LTV : 79.19192 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080080070 MORTGAGORS: VIOLA, RICHARD STRINGER, TAMARA ADDRESS : 6418 WOODLEIGH OAKS MORTGAGE AMT: 305,440.00 CITY CHARLOTTE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NC 28226 UNPAID BALANCE: 305,189.630 OPTION TO CONVERT : No MONTHLY P&I: 2,032.10 ANNUAL RATE ADJUST: 0.000 LTV : 79.99392 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080080609 MORTGAGORS: IOVINO, PETER ADDRESS : 8735 HOLLYWOOD HILLS ROAD MORTGAGE AMT: 331,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90046 UNPAID BALANCE: 330,455.760 OPTION TO CONVERT : No MONTHLY P&I: 2,202.16 ANNUAL RATE ADJUST: 0.000 LTV : 66.20000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080080682 MORTGAGORS: CRONKHITE, BRUCE CRONKHITE, MEI ADDRESS : 262 SOUTH WILLOW SPRINGS MORTGAGE AMT: 252,000.00 CITY ORANGE :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 92869 UNPAID BALANCE: 251,817.610 OPTION TO CONVERT : No MONTHLY P&I: 1,783.64 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080080716 MORTGAGORS: WONG, GARY STETSON, PAMELA ADDRESS : 5 GREAT HALL ROAD MORTGAGE AMT: 300,000.00 CITY MAHWAH TOWN :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NJ 07430 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000 LTV : 34.28571 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080080724 MORTGAGORS: CREASMAN, CRAIG CREASMAN, MARIKO ADDRESS : 17970 VINELAND AVENUE MORTGAGE AMT: 974,000.00 CITY MONTE SEREN :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95030 UNPAID BALANCE: 973,221.110 OPTION TO CONVERT : No MONTHLY P&I: 6,562.02 ANNUAL RATE ADJUST: 0.000 LTV : 59.03030 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:103 -------------------------------------------------------------------------------- LN # 0080080856 MORTGAGORS: IDEN, DENNIS IDEN, NANCY ADDRESS : 5811 CATHEDRAL OAKS ROAD MORTGAGE AMT: 308,000.00 CITY GOLETA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 93117 UNPAID BALANCE: 307,765.640 OPTION TO CONVERT : No MONTHLY P&I: 2,127.28 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080081011 MORTGAGORS: PFARR, JOHN ADDRESS : 461 CHAPEL ST MORTGAGE AMT: 275,000.00 CITY BLOCK ISLAN :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 RI 02807 UNPAID BALANCE: 274,795.910 OPTION TO CONVERT : No MONTHLY P&I: 1,922.84 ANNUAL RATE ADJUST: 0.000 LTV : 77.90368 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080081029 MORTGAGORS: LAVENANT, MICHAEL LAVENANT, DANA ADDRESS : 143 VIA OLIVERA MORTGAGE AMT: 286,800.00 CITY CAMARILLO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 93012 UNPAID BALANCE: 286,339.930 OPTION TO CONVERT : No MONTHLY P&I: 1,932.23 ANNUAL RATE ADJUST: 0.000 LTV : 94.98261 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080081037 MORTGAGORS: SVIRIDOFF, ALLEN MILAN, LINDA ADDRESS : 21 OVERLOOK DRIVE MORTGAGE AMT: 328,000.00 CITY TRURO :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MA 02666 UNPAID BALANCE: 327,724.440 OPTION TO CONVERT : No MONTHLY P&I: 2,154.73 ANNUAL RATE ADJUST: 0.000 LTV : 58.57143 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080081375 MORTGAGORS: DIPIERRO, VINCENT DIPIERRO, MARIA ADDRESS : 131 BULKLEY DRIVE MORTGAGE AMT: 296,100.00 CITY FAIRFIELD :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CT 06432 UNPAID BALANCE: 296,100.000 OPTION TO CONVERT : No MONTHLY P&I: 2,045.09 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080081425 MORTGAGORS: SEWARD, KEVIN SEWARD, DANETTE ADDRESS : 3885 ORANGE COURT MORTGAGE AMT: 346,500.00 CITY BOULDER :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CO 80304 UNPAID BALANCE: 346,500.000 OPTION TO CONVERT : No MONTHLY P&I: 2,247.40 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080081722 MORTGAGORS: LAW, THOMAS ADDRESS : 117 SCRIMSHAW DRIVE MORTGAGE AMT: 274,500.00 CITY CHESTER :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 VA 23831 UNPAID BALANCE: 274,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,735.03 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080081748 MORTGAGORS: YAACOUBIAN, OHANNES ADDRESS : 3710 SCADLOC LANE MORTGAGE AMT: 495,000.00 CITY SHERMAN OAK :\ STATE/ZIP :\ LIFETIME RATE : 8.37500 CA 91403 UNPAID BALANCE: 494,692.330 OPTION TO CONVERT : No MONTHLY P&I: 3,762.36 ANNUAL RATE ADJUST: 0.000 LTV : 77.34375 OUTSIDE CONV DATE: CURRENT INT 8.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080081946 MORTGAGORS: MANZAGOL, L MANZAGOL, KATHERINE ADDRESS : 4715 REDEUX COURT MORTGAGE AMT: 411,900.00 CITY DOYLESTOWN :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 PA 18901 UNPAID BALANCE: 411,900.000 OPTION TO CONVERT : No MONTHLY P&I: 2,671.58 ANNUAL RATE ADJUST: 0.000 LTV : 79.99612 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080082084 MORTGAGORS: TURPEN, MICHAEL TURPEN, PATRICIA ADDRESS : 27 ESTRELLA DE LA MANANA MORTGAGE AMT: 362,000.00 CITY SANTA FE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NM 87505 UNPAID BALANCE: 361,710.510 OPTION TO CONVERT : No MONTHLY P&I: 2,438.87 ANNUAL RATE ADJUST: 0.000 LTV : 78.18575 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080082225 MORTGAGORS: YOUNG METTEN, STEPHANIE ADDRESS : 2610 BARCELONA AVE MORTGAGE AMT: 400,000.00 CITY PISMO BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 93449 UNPAID BALANCE: 399,710.490 OPTION TO CONVERT : No MONTHLY P&I: 2,831.18 ANNUAL RATE ADJUST: 0.000 LTV : 77.51938 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080082233 MORTGAGORS: NYBERG, BRUCE NYBERG, KAREN ADDRESS : 196 EAST CREEK ROAD MORTGAGE AMT: 376,000.00 CITY FELTON :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95018 UNPAID BALANCE: 375,720.950 OPTION TO CONVERT : No MONTHLY P&I: 2,629.05 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080082258 MORTGAGORS: HAWK, DALE HAWK, TINA ADDRESS : 6438 WEST 97TH PLACE MORTGAGE AMT: 280,700.00 CITY WESTMINSTER :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CO 80021 UNPAID BALANCE: 280,496.830 OPTION TO CONVERT : No MONTHLY P&I: 1,986.78 ANNUAL RATE ADJUST: 0.000 LTV : 89.99247 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080082316 MORTGAGORS: PURCELL, ELLIS MCLOUGHLIN, JAMES ADDRESS : 2412 NORTH BURLING MORTGAGE AMT: 300,000.00 CITY CHICAGO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 IL 60614 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000 LTV : 70.58824 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080082399 MORTGAGORS: PORTERFIELD, COLLIE PORTERFIELD, NANCY ADDRESS : 54 Muldoon Canyon Road MORTGAGE AMT: 320,000.00 CITY Blaine County :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 ID 83313 UNPAID BALANCE: 319,756.510 OPTION TO CONVERT : No MONTHLY P&I: 2,210.16 ANNUAL RATE ADJUST: 0.000 LTV : 73.56000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080082688 MORTGAGORS: CALLELLA, MIKE POULOS CALLE, SANDRA ADDRESS : 8734 EAST BANNER RIDGE DR MORTGAGE AMT: 337,500.00 CITY ANAHEIM :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92808 UNPAID BALANCE: 337,500.000 OPTION TO CONVERT : No MONTHLY P&I: 2,359.85 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080082712 MORTGAGORS: BARRETT, WILLIAM BARRETT, KATHLEEN ADDRESS : LOT 10 BIRCH TREE DRIVE MORTGAGE AMT: 320,000.00 CITY GEORGETOWN :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 MA 01833 UNPAID BALANCE: 320,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,075.51 ANNUAL RATE ADJUST: 0.000 LTV : 73.56322 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080082738 MORTGAGORS: BROWN, DAVID BROWN, CYNTHIA ADDRESS : 1002 LIBERTY NEST COURT MORTGAGE AMT: 480,000.00 CITY DAVIDSONVIL :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MD 21035 UNPAID BALANCE: 480,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,274.45 ANNUAL RATE ADJUST: 0.000 LTV : 75.59055 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080082761 MORTGAGORS: STOLZENTHALE, VIRGINIA ADDRESS : 9-11 Claflin Place #1 MORTGAGE AMT: 250,000.00 CITY NEWTON :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 MA 02460 UNPAID BALANCE: 249,832.260 OPTION TO CONVERT : No MONTHLY P&I: 1,834.41 ANNUAL RATE ADJUST: 0.000 LTV : 94.48224 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080082779 MORTGAGORS: MITCHELL, CHRISTINE ADDRESS : 4809 LAKE AVENUE MORTGAGE AMT: 343,100.00 CITY GLENVIEW :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 IL 60025 UNPAID BALANCE: 342,431.310 OPTION TO CONVERT : No MONTHLY P&I: 2,634.37 ANNUAL RATE ADJUST: 0.000 LTV : 72.23158 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/19 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:105 -------------------------------------------------------------------------------- LN # 0080082894 MORTGAGORS: MOULIOS, STEVEN MILLER, KELLY ADDRESS : 6 ANJOU MORTGAGE AMT: 304,000.00 CITY NEWPORT COA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92657 UNPAID BALANCE: 303,500.170 OPTION TO CONVERT : No MONTHLY P&I: 2,022.52 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080083017 MORTGAGORS: MRAZ, MICHAEL MRAZ, MARY ADDRESS : 2425 DEER HOLLOW DRIVE MORTGAGE AMT: 396,000.00 CITY HUDSON :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 OH 44236 UNPAID BALANCE: 396,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,535.64 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080083066 MORTGAGORS: WAGNER, STEPHEN WAGNER, SHEILA ADDRESS : 30 HEDGEROW LANE MORTGAGE AMT: 300,000.00 CITY PHOENIXVILL :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 PA 19460 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,970.79 ANNUAL RATE ADJUST: 0.000 LTV : 76.23888 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080083298 MORTGAGORS: MEDDAUGH, GARY HARDING, TRICIA ADDRESS : 5634 NW ZAMIA AVE MORTGAGE AMT: 283,500.00 CITY REDMOND :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 OR 97756 UNPAID BALANCE: 283,273.290 OPTION TO CONVERT : No MONTHLY P&I: 1,909.99 ANNUAL RATE ADJUST: 0.000 LTV : 77.67123 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080083330 MORTGAGORS: PALAGANAS, BIENVENIDO PALAGANAS, EMMA ADDRESS : 1009 STAR PINE DRIVE MORTGAGE AMT: 273,900.00 CITY LAS VEGAS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NV 89134 UNPAID BALANCE: 273,680.960 OPTION TO CONVERT : No MONTHLY P&I: 1,845.32 ANNUAL RATE ADJUST: 0.000 LTV : 79.99019 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080083389 MORTGAGORS: WOOLLEY, WILSON WOOLLEY, KARLA ADDRESS : 3 DESERT WILLOW LANE MORTGAGE AMT: 291,000.00 CITY LITTLETON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CO 80127 UNPAID BALANCE: 290,767.280 OPTION TO CONVERT : No MONTHLY P&I: 1,960.53 ANNUAL RATE ADJUST: 0.000 LTV : 78.86179 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080083595 MORTGAGORS: MC MICHAEL, MELISSA CHATTERTON, PETER ADDRESS : 4108 COOLIDGE AVENUE MORTGAGE AMT: 271,700.00 CITY OAKLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94602 UNPAID BALANCE: 271,486.550 OPTION TO CONVERT : No MONTHLY P&I: 1,853.48 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080083603 MORTGAGORS: NAZARENO, GARY ADDRESS : 36418 CRYSTAL SPRINGS CT MORTGAGE AMT: 500,000.00 CITY NEWARK :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94560 UNPAID BALANCE: 499,600.150 OPTION TO CONVERT : No MONTHLY P&I: 3,368.60 ANNUAL RATE ADJUST: 0.000 LTV : 89.28571 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080083769 MORTGAGORS: BLOOM, STEPHEN BLOOM, ADRIENNE ADDRESS : 3934 CORAL PLACE MORTGAGE AMT: 475,000.00 CITY CALABASAS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91302 UNPAID BALANCE: 474,610.640 OPTION TO CONVERT : No MONTHLY P&I: 3,160.19 ANNUAL RATE ADJUST: 0.000 LTV : 43.18182 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080083785 MORTGAGORS: CLANCY, THOMAS CLANCY, MICHELE ADDRESS : 9 CREEKVIEW TERRACE MORTGAGE AMT: 275,000.00 CITY LAFAYETTE H :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 PA 19444 UNPAID BALANCE: 275,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,806.56 ANNUAL RATE ADJUST: 0.000 LTV : 74.52776 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080083850 MORTGAGORS: LOVE, WAYNE LOVE, DEBRA ADDRESS : 21W710 DORCHESTER COURT MORTGAGE AMT: 265,000.00 CITY GLEN ELLYN :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 IL 60137 UNPAID BALANCE: 265,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,014.97 ANNUAL RATE ADJUST: 0.000 LTV : 74.43820 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 07/01/19 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:105 -------------------------------------------------------------------------------- LN # 0080083892 MORTGAGORS: TUNSTALL, KARRIE TUNSTALL, ROBERT ADDRESS : 13684 SAMHILL DRIVE MORTGAGE AMT: 266,559.00 CITY MT AIRY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MD 21771 UNPAID BALANCE: 266,559.000 OPTION TO CONVERT : No MONTHLY P&I: 1,818.41 ANNUAL RATE ADJUST: 0.000 LTV : 79.99994 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080083926 MORTGAGORS: BEILEIN, DONALD BEILEIN, BETH ADDRESS : 2194 MORNING SUN LANE MORTGAGE AMT: 247,800.00 CITY NAPLES :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 FL 34119 UNPAID BALANCE: 247,616.100 OPTION TO CONVERT : No MONTHLY P&I: 1,732.65 ANNUAL RATE ADJUST: 0.000 LTV : 79.99897 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080083967 MORTGAGORS: FRANKEL, MARK FRANKEL, CHRISTINE ADDRESS : 3132 VILLAMARE MORTGAGE AMT: 290,000.00 CITY HILTON HEAD :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 SC 29928 UNPAID BALANCE: 290,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,052.60 ANNUAL RATE ADJUST: 0.000 LTV : 74.74227 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080084163 MORTGAGORS: O HARA, MARIELLEN O'Hara, JOHN ADDRESS : 21 FOX VINE LANE MORTGAGE AMT: 344,250.00 CITY SCITUATE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MA 02066 UNPAID BALANCE: 344,250.000 OPTION TO CONVERT : No MONTHLY P&I: 2,290.31 ANNUAL RATE ADJUST: 0.000 LTV : 85.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080085376 MORTGAGORS: CARABALLO, RAYMOND CARABALLO, PAMELA ADDRESS : 2264 HERITAGE GREEN DRIVE MORTGAGE AMT: 300,000.00 CITY NAPLES :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 FL 34119 UNPAID BALANCE: 299,777.360 OPTION TO CONVERT : No MONTHLY P&I: 2,097.64 ANNUAL RATE ADJUST: 0.000 LTV : 93.97142 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080085384 MORTGAGORS: KANNOW, WILLIAM ADDRESS : 6771 DERBY CIRCLE MORTGAGE AMT: 609,500.00 CITY HUNTINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92648 UNPAID BALANCE: 609,500.000 OPTION TO CONVERT : No MONTHLY P&I: 4,157.86 ANNUAL RATE ADJUST: 0.000 LTV : 69.96097 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080085533 MORTGAGORS: AVATYAN, ANDY ADDRESS : 1120 1122 WEST 96TH STREE MORTGAGE AMT: 160,050.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 8.37500 CA 90044 UNPAID BALANCE: 160,050.000 OPTION TO CONVERT : No MONTHLY P&I: 1,216.50 ANNUAL RATE ADJUST: 0.000 LTV : 94.98516 OUTSIDE CONV DATE: CURRENT INT 8.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080085699 MORTGAGORS: VOELCKER, JAMES VOELCKER, SUSAN ADDRESS : 4540 WEST FAIRLANE STREET MORTGAGE AMT: 272,000.00 CITY ACTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 93510 UNPAID BALANCE: 271,777.040 OPTION TO CONVERT : No MONTHLY P&I: 1,809.63 ANNUAL RATE ADJUST: 0.000 LTV : 85.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080085715 MORTGAGORS: ZAPF, ROBERT ZAPF, ANNE ADDRESS : 1648 ASPENWALL RD MORTGAGE AMT: 500,000.00 CITY WESTLAKE VI :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91362 UNPAID BALANCE: 499,197.930 OPTION TO CONVERT : No MONTHLY P&I: 3,368.60 ANNUAL RATE ADJUST: 0.000 LTV : 79.36508 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080085723 MORTGAGORS: WILSON, WAYNE WILSON, CAROL ADDRESS : 514 VIRGINIA DARE DRIVE MORTGAGE AMT: 298,000.00 CITY VIRGINIA BE :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 VA 23451 UNPAID BALANCE: 297,784.310 OPTION TO CONVERT : No MONTHLY P&I: 2,109.23 ANNUAL RATE ADJUST: 0.000 LTV : 76.80412 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080085897 MORTGAGORS: DISIDORO, ALFRED DISIDORO, KAREN ADDRESS : 69 SIXTH STREET MORTGAGE AMT: 242,000.00 CITY CAMBRIDGE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MA 02141 UNPAID BALANCE: 242,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,630.40 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080085996 MORTGAGORS: SEES, GREGORY SEES, CYNTHIA ADDRESS : 7700 S COUNTRY AIRE LANE MORTGAGE AMT: 305,600.00 CITY COLUMBIA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MO 65203 UNPAID BALANCE: 305,600.000 OPTION TO CONVERT : No MONTHLY P&I: 2,084.73 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080086200 MORTGAGORS: GILBERT, STEPHEN GILBERT, LAURAN ADDRESS : 2062 SIERRA MESA DRIVE MORTGAGE AMT: 385,000.00 CITY CAMARILLO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 93010 UNPAID BALANCE: 384,684.420 OPTION TO CONVERT : No MONTHLY P&I: 2,561.41 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080086283 MORTGAGORS: MURRAY, CRAIG MURRAY, BARBARA ADDRESS : 10523 OAK POND CIRCLE MORTGAGE AMT: 312,000.00 CITY CHARLOTTE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NC 28277 UNPAID BALANCE: 311,756.610 OPTION TO CONVERT : No MONTHLY P&I: 2,128.39 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080086374 MORTGAGORS: TERLOUW, GERRIT ADDRESS : 2220 FORESTVIEW ROAD MORTGAGE AMT: 382,500.00 CITY EVANSTON :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 IL 60202 UNPAID BALANCE: 382,500.000 OPTION TO CONVERT : No MONTHLY P&I: 2,449.19 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080086606 MORTGAGORS: BOLAND, PATRICK ADDRESS : 344 WESTMINISTER ROAD MORTGAGE AMT: 311,200.00 CITY BROOKLYN :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 NY 11218 UNPAID BALANCE: 311,200.000 OPTION TO CONVERT : No MONTHLY P&I: 2,283.48 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080086911 MORTGAGORS: THOMPSON, DELL THOMPSON, SARAH ADDRESS : 2875 21ST STREET MORTGAGE AMT: 319,200.00 CITY SAN FRANCIS :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94110 UNPAID BALANCE: 318,963.100 OPTION TO CONVERT : No MONTHLY P&I: 2,231.90 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080087364 MORTGAGORS: AMADOR, EDUARDO AMADOR, AMANDA ADDRESS : 25615 NORTH HOOD WAY MORTGAGE AMT: 299,950.00 CITY STEVENSON R :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 91381 UNPAID BALANCE: 299,432.040 OPTION TO CONVERT : No MONTHLY P&I: 1,945.47 ANNUAL RATE ADJUST: 0.000 LTV : 79.98880 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080087562 MORTGAGORS: LIPONIS, MARK MCNALLY, SIOBHAN ADDRESS : 71 YOKUN AVENUE MORTGAGE AMT: 432,000.00 CITY LENOX :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MA 01240 UNPAID BALANCE: 432,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,020.61 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080087596 MORTGAGORS: DOBBYN, WILLIAM DOBBYN, JEANNETTE ADDRESS : 2560 GALICIA MORTGAGE AMT: 513,900.00 CITY LA VERNE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91750 UNPAID BALANCE: 513,055.060 OPTION TO CONVERT : No MONTHLY P&I: 3,418.99 ANNUAL RATE ADJUST: 0.000 LTV : 79.46043 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080087687 MORTGAGORS: BUTLER, PATRICK BERTOLOZZI, KAREN ADDRESS : 708 ARCH HALL LANE MORTGAGE AMT: 317,550.00 CITY ALEXANDRIA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 VA 22314 UNPAID BALANCE: 317,289.710 OPTION TO CONVERT : No MONTHLY P&I: 2,112.67 ANNUAL RATE ADJUST: 0.000 LTV : 79.99446 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080087752 MORTGAGORS: CAMPBELL, ANNE ADDRESS : 238 PALMETTO DRIVE MORTGAGE AMT: 268,000.00 CITY PASADENA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91105 UNPAID BALANCE: 267,790.940 OPTION TO CONVERT : No MONTHLY P&I: 1,828.23 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080087935 MORTGAGORS: LYONS, RICHARD ADDRESS : 38 VAN RENSSELAER AVENUE MORTGAGE AMT: 388,000.00 CITY STAMFORD :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 CT 06902 UNPAID BALANCE: 387,739.660 OPTION TO CONVERT : No MONTHLY P&I: 2,847.01 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080088099 MORTGAGORS: ROOTENBERG, HOWARD ROOTENBERG, JOAN ADDRESS : 19327 OLIVOS DRIVE MORTGAGE AMT: 522,000.00 CITY TARZANA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91356 UNPAID BALANCE: 522,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,560.96 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080088107 MORTGAGORS: MOORE, HOWELL MOORE, PENNY ADDRESS : 2275 NIX BRIDGE ROAD MORTGAGE AMT: 278,300.00 CITY DAWSONVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 GA 30524 UNPAID BALANCE: 278,098.570 OPTION TO CONVERT : No MONTHLY P&I: 1,969.79 ANNUAL RATE ADJUST: 0.000 LTV : 79.62804 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080088479 MORTGAGORS: FERRIS, RICHARD ADDRESS : 1100 STATION WAY MORTGAGE AMT: 247,000.00 CITY WESTTOWN TW :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 PA 19382 UNPAID BALANCE: 246,821.220 OPTION TO CONVERT : No MONTHLY P&I: 1,748.26 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080089725 MORTGAGORS: ZIELSDORF, PHILLIS ADDRESS : 26842 CLAUDETTE ST UNIT 2 MORTGAGE AMT: 103,500.00 CITY SANTA CLARI :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 91351 UNPAID BALANCE: 103,320.620 OPTION TO CONVERT : No MONTHLY P&I: 671.30 ANNUAL RATE ADJUST: 0.000 LTV : 87.71186 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080089808 MORTGAGORS: ATKINSON, JOSEPH ADDRESS : 4830 MILANO WAY MORTGAGE AMT: 143,500.00 CITY OCEANSIDE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92057 UNPAID BALANCE: 143,264.060 OPTION TO CONVERT : No MONTHLY P&I: 954.71 ANNUAL RATE ADJUST: 0.000 LTV : 79.72222 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080090855 MORTGAGORS: TAYAL, MANORANJAN TAYAL, GEETA ADDRESS : 4411 HARBOUR TOWN DRIVE MORTGAGE AMT: 266,500.00 CITY BELTSVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MD 20705 UNPAID BALANCE: 266,286.890 OPTION TO CONVERT : No MONTHLY P&I: 1,795.45 ANNUAL RATE ADJUST: 0.000 LTV : 79.98607 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080090863 MORTGAGORS: SAWANOBORI, MASAKI ADDRESS : 2855 RUBINO CIRCLE MORTGAGE AMT: 319,800.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 95125 UNPAID BALANCE: 319,261.120 OPTION TO CONVERT : No MONTHLY P&I: 2,100.86 ANNUAL RATE ADJUST: 0.000 LTV : 79.97999 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080090996 MORTGAGORS: BERTLING, STEVEN BERTLING, LISA ADDRESS : 105 CITATION WAY MORTGAGE AMT: 252,000.00 CITY GREENVILLE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 SC 29615 UNPAID BALANCE: 251,788.290 OPTION TO CONVERT : No MONTHLY P&I: 1,655.46 ANNUAL RATE ADJUST: 0.000 LTV : 63.79747 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080092109 MORTGAGORS: PAIK, NELSON PAIK, ANGELA ADDRESS : 1700 PUNTA PLACE MORTGAGE AMT: 1,000,000.00 CITY PALOS VERDE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90274 UNPAID BALANCE: 999,180.300 OPTION TO CONVERT : No MONTHLY P&I: 6,653.03 ANNUAL RATE ADJUST: 0.000 LTV : 34.48276 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:103 -------------------------------------------------------------------------------- LN # 0080092174 MORTGAGORS: ATLAS, EUGENE ATLAS, STEPHANIE ADDRESS : 2188 CAMINO ROBLENO MORTGAGE AMT: 418,450.00 CITY CARLSBAD :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 92009 UNPAID BALANCE: 418,162.030 OPTION TO CONVERT : No MONTHLY P&I: 3,034.05 ANNUAL RATE ADJUST: 0.000 LTV : 89.99486 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080092273 MORTGAGORS: THEIS, KENNETH THEIS, LISA ADDRESS : 35625 ROAD 274 MORTGAGE AMT: 200,000.00 CITY NORTH FORK :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 93643 UNPAID BALANCE: 199,862.360 OPTION TO CONVERT : No MONTHLY P&I: 1,450.14 ANNUAL RATE ADJUST: 0.000 LTV : 59.70149 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080092331 MORTGAGORS: TAYLOR, DAVID TAYLOR, JENNIFER ADDRESS : 1405 Rosewood Hill Drive MORTGAGE AMT: 367,200.00 CITY Vienna :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 VA 22182 UNPAID BALANCE: 367,200.000 OPTION TO CONVERT : No MONTHLY P&I: 2,320.95 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080092513 MORTGAGORS: ROGER, GUY BROOK, LISBET ADDRESS : 4295 MCCONNELL BOULVARD MORTGAGE AMT: 170,000.00 CITY CULVER CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90066 UNPAID BALANCE: 169,867.380 OPTION TO CONVERT : No MONTHLY P&I: 1,159.70 ANNUAL RATE ADJUST: 0.000 LTV : 62.96296 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080092539 MORTGAGORS: CHONTOS, MATTHEW CHONTOS, EMMA ADDRESS : 2810 FRANCES AVENUE MORTGAGE AMT: 212,000.00 CITY LA CRESCENT :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91224 UNPAID BALANCE: 211,838.690 OPTION TO CONVERT : No MONTHLY P&I: 1,464.23 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080092604 MORTGAGORS: EARECKSON, DAVID EARECKSON, JACKLYNE ADDRESS : 301 OLD BRIDGE RD MORTGAGE AMT: 288,000.00 CITY BRIELLE :\ STATE/ZIP :\ LIFETIME RATE : 9.00000 NJ 08730 UNPAID BALANCE: 288,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,317.32 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 9.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080092778 MORTGAGORS: Riley, THOMAS Riley, Beverly ADDRESS : 360 Cottage MORTGAGE AMT: 248,900.00 CITY Glen Ellyn :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60137 UNPAID BALANCE: 248,700.950 OPTION TO CONVERT : No MONTHLY P&I: 1,676.89 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080092802 MORTGAGORS: LUGDON, SHAWN WEIHRAUCH, TAMARA ADDRESS : 7 CHAIN BRIDGE DRIVE MORTGAGE AMT: 270,750.00 CITY NEWBURYPORT :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MA 01950 UNPAID BALANCE: 270,549.070 OPTION TO CONVERT : No MONTHLY P&I: 1,893.12 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080092877 MORTGAGORS: BARTLETT, JOHN BARTLETT, CONSTANCE ADDRESS : 55 EAGLE CREEK MORTGAGE AMT: 375,950.00 CITY IRVINE :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 92618 UNPAID BALANCE: 375,300.800 OPTION TO CONVERT : No MONTHLY P&I: 2,438.41 ANNUAL RATE ADJUST: 0.000 LTV : 79.99106 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080092893 MORTGAGORS: Reynolds, Ryan Reynolds, Claudia ADDRESS : 16 Wooded Gate Drive MORTGAGE AMT: 350,000.00 CITY Dallas :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 TX 75240 UNPAID BALANCE: 349,740.250 OPTION TO CONVERT : No MONTHLY P&I: 2,447.25 ANNUAL RATE ADJUST: 0.000 LTV : 53.85000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080092927 MORTGAGORS: ALEXANDER, MICHAEL ALEXANDER, KELLY ADDRESS : 6174 HOMER COURT MORTGAGE AMT: 294,975.00 CITY PLEASANTON :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 94588 UNPAID BALANCE: 294,766.810 OPTION TO CONVERT : No MONTHLY P&I: 2,113.24 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080093057 MORTGAGORS: DUNCAN, EUGENE DUNCAN, KELLY ADDRESS : 740 E HARMONY LANE MORTGAGE AMT: 320,000.00 CITY FULLERTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92831 UNPAID BALANCE: 320,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,182.96 ANNUAL RATE ADJUST: 0.000 LTV : 76.19048 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080093453 MORTGAGORS: KLINGER, SCOTT ADDRESS : 17 CARILLON PLACE MORTGAGE AMT: 147,500.00 CITY FOOTHILL RA :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 92610 UNPAID BALANCE: 147,393.240 OPTION TO CONVERT : No MONTHLY P&I: 1,044.00 ANNUAL RATE ADJUST: 0.000 LTV : 61.71548 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080093859 MORTGAGORS: HOLTMANN, MARIA HOLTMANN, THOMAS ADDRESS : 2365 GREENWICH STREET MORTGAGE AMT: 319,920.00 CITY FALLS CHURC :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 VA 22046 UNPAID BALANCE: 319,920.000 OPTION TO CONVERT : No MONTHLY P&I: 2,155.37 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080094154 MORTGAGORS: PEDERSON, DOUGLAS PEDERSON, JEANNIE ADDRESS : 55 FOREST HILLS DRIVE MORTGAGE AMT: 343,200.00 CITY VOORHEES :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 NJ 08043 UNPAID BALANCE: 343,200.000 OPTION TO CONVERT : No MONTHLY P&I: 2,429.15 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080094691 MORTGAGORS: KREUGER, RANDALL KRUEGER, L ADDRESS : 630 ELDEN DRIVE MORTGAGE AMT: 264,000.00 CITY CAMPBELL :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95008 UNPAID BALANCE: 263,576.500 OPTION TO CONVERT : No MONTHLY P&I: 1,778.62 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080094733 MORTGAGORS: NORTHUP, MARK COLVIN, LANA ADDRESS : 681 ERBES ROAD MORTGAGE AMT: 295,200.00 CITY THOUSAND OA :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 91360 UNPAID BALANCE: 294,996.840 OPTION TO CONVERT : No MONTHLY P&I: 2,140.41 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080094949 MORTGAGORS: GINTHER, BRYAN GINTHER, CAROLYN ADDRESS : 6018 ROY ROGERS LANE MORTGAGE AMT: 305,450.00 CITY CAVE CREEK :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 AZ 85331 UNPAID BALANCE: 305,205.730 OPTION TO CONVERT : No MONTHLY P&I: 2,057.88 ANNUAL RATE ADJUST: 0.000 LTV : 79.99512 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080095185 MORTGAGORS: CHENG, SUNNY CHENG, LISA ADDRESS : 26 HARWICH ROAD MORTGAGE AMT: 287,000.00 CITY NEWTON :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MA 02467 UNPAID BALANCE: 287,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,885.39 ANNUAL RATE ADJUST: 0.000 LTV : 58.93224 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080096209 MORTGAGORS: MCGOWAN, TIMOTHY MC GOWAN, SUSAN ADDRESS : 22673 MARGARITA DRIVE MORTGAGE AMT: 335,600.00 CITY WOODLAND HI :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 91364 UNPAID BALANCE: 335,350.930 OPTION TO CONVERT : No MONTHLY P&I: 2,346.57 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080096217 MORTGAGORS: MALLEUS, EILEEN ADDRESS : 3232 BAYSHORE DRIVE MORTGAGE AMT: 235,000.00 CITY WESTLAKE VI :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 91361 UNPAID BALANCE: 235,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,643.16 ANNUAL RATE ADJUST: 0.000 LTV : 56.49038 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080096316 MORTGAGORS: KUWATANI, DANNY KUWATANI, AIMEE ADDRESS : 17615 RACCOON COURT MORTGAGE AMT: 492,000.00 CITY MORGAN HILL :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95037 UNPAID BALANCE: 491,616.190 OPTION TO CONVERT : No MONTHLY P&I: 3,356.31 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080096449 MORTGAGORS: RAIMO, GENNARO RAIMO, JUDITH ADDRESS : 89 FAIRMOUNT ROAD MORTGAGE AMT: 400,000.00 CITY TEWKSBURY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NJ 08833 UNPAID BALANCE: 400,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,728.71 ANNUAL RATE ADJUST: 0.000 LTV : 62.50000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080096654 MORTGAGORS: WU, I HUAN WANG, JUNGLING ADDRESS : 4 SOUTHWOOD DRIVE MORTGAGE AMT: 300,000.00 CITY SOUTHBOROUG :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MA 01772 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,970.79 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080097504 MORTGAGORS: HURR, DAVID HURR, GRACE ADDRESS : 8757 BROOK ROAD MORTGAGE AMT: 408,000.00 CITY MCLEAN :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 VA 22102 UNPAID BALANCE: 408,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,646.29 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080097868 MORTGAGORS: VOEGELS, ERIC VOEGELS, KAREN ADDRESS : 910 CHERRY AVENUE MORTGAGE AMT: 271,200.00 CITY SONOMA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95476 UNPAID BALANCE: 271,200.000 OPTION TO CONVERT : No MONTHLY P&I: 1,896.27 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080098064 MORTGAGORS: FIGLIOLA, LOUIS FIGLIOLIA, ROSE ADDRESS : 50 ARBUTUS WAY MORTGAGE AMT: 330,000.00 CITY STATEN ISLA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NY 10312 UNPAID BALANCE: 329,508.650 OPTION TO CONVERT : No MONTHLY P&I: 2,307.41 ANNUAL RATE ADJUST: 0.000 LTV : 66.53226 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080098304 MORTGAGORS: CONOR, STEPHEN CONOR, JULIE ADDRESS : 7735 LEBRUN COURT MORTGAGE AMT: 253,900.00 CITY LITTLETON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CO 80124 UNPAID BALANCE: 253,701.930 OPTION TO CONVERT : No MONTHLY P&I: 1,732.05 ANNUAL RATE ADJUST: 0.000 LTV : 94.99579 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080098361 MORTGAGORS: RUBIN, CHRISTOPHE ADDRESS : 3019 EFFIE STREET MORTGAGE AMT: 268,000.00 CITY ECHO PARK :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 90026 UNPAID BALANCE: 267,815.560 OPTION TO CONVERT : No MONTHLY P&I: 1,943.19 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080099203 MORTGAGORS: NELSON, MARK NELSON, SANDRA ADDRESS : 2976 SPARROW DRIVE MORTGAGE AMT: 316,700.00 CITY FULLERTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92835 UNPAID BALANCE: 316,452.950 OPTION TO CONVERT : No MONTHLY P&I: 2,160.45 ANNUAL RATE ADJUST: 0.000 LTV : 79.99495 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080099617 MORTGAGORS: DREYER, DAVID DREYER, STEPHANIE ADDRESS : 16792 BOLERO LANE MORTGAGE AMT: 363,000.00 CITY HUNTINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92649 UNPAID BALANCE: 362,302.400 OPTION TO CONVERT : No MONTHLY P&I: 2,415.05 ANNUAL RATE ADJUST: 0.000 LTV : 63.13043 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080099856 MORTGAGORS: BARACH, DAVID BARACH, RONIT ADDRESS : 2199 CAMINO ROBLEDO MORTGAGE AMT: 367,100.00 CITY CARLSBAD :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92009 UNPAID BALANCE: 366,820.670 OPTION TO CONVERT : No MONTHLY P&I: 2,535.47 ANNUAL RATE ADJUST: 0.000 LTV : 79.99564 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080099872 MORTGAGORS: CHIVU, ANDREI ADDRESS : 356 BROADWAY 3D MORTGAGE AMT: 375,000.00 CITY NYC :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NY 10013 UNPAID BALANCE: 375,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,590.04 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080100241 MORTGAGORS: DUENAS, MOISES DUENAS, DOROLA ADDRESS : 3227 PENTLAND COURT MORTGAGE AMT: 256,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 95148 UNPAID BALANCE: 255,819.310 OPTION TO CONVERT : No MONTHLY P&I: 1,834.02 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080100548 MORTGAGORS: REED, JOHN REED, SHARON ADDRESS : 4875 JUSTIN WAY MORTGAGE AMT: 257,600.00 CITY YORBA LINDA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92886 UNPAID BALANCE: 257,600.000 OPTION TO CONVERT : No MONTHLY P&I: 1,801.18 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080100738 MORTGAGORS: WILLIAMS, JEFFREY WILLIAMS, JUDITH ADDRESS : 2749 ESTATES DRIVE MORTGAGE AMT: 367,200.00 CITY APTOS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95003 UNPAID BALANCE: 366,913.550 OPTION TO CONVERT : No MONTHLY P&I: 2,504.95 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080100902 MORTGAGORS: SIMROCK, KURT SIMROCK, ROSALIE ADDRESS : 1639 ALABAMA STREET MORTGAGE AMT: 362,650.00 CITY SAN FRANCIS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94110 UNPAID BALANCE: 362,374.060 OPTION TO CONVERT : No MONTHLY P&I: 2,504.73 ANNUAL RATE ADJUST: 0.000 LTV : 89.98759 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080101017 MORTGAGORS: CLICK, THOMAS CLICK, ROSEMARY ADDRESS : 3327 WHITEHAVEN DRIVE MORTGAGE AMT: 290,000.00 CITY WALNUT CREE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94596 UNPAID BALANCE: 289,762.290 OPTION TO CONVERT : No MONTHLY P&I: 1,929.38 ANNUAL RATE ADJUST: 0.000 LTV : 52.63158 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080101488 MORTGAGORS: CRICHLOW, WAYNE ADDRESS : 39 MELODY LANE MORTGAGE AMT: 295,000.00 CITY WALTHAM :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 MA 02451 UNPAID BALANCE: 294,791.790 OPTION TO CONVERT : No MONTHLY P&I: 2,113.42 ANNUAL RATE ADJUST: 0.000 LTV : 77.42782 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080101553 MORTGAGORS: BORGMAN, DEAN BORGMAN, KAREN ADDRESS : 2514 EAST PINE ISLAND LAN MORTGAGE AMT: 300,000.00 CITY PAYSON :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 AZ 85541 UNPAID BALANCE: 299,788.260 OPTION TO CONVERT : No MONTHLY P&I: 2,149.24 ANNUAL RATE ADJUST: 0.000 LTV : 58.82353 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080101579 MORTGAGORS: FULLER, DAPHNE ADDRESS : 1411 WHISTLING DUCK DRIVE MORTGAGE AMT: 251,650.00 CITY UPPER MARLB :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MD 20772 UNPAID BALANCE: 251,453.700 OPTION TO CONVERT : No MONTHLY P&I: 1,716.69 ANNUAL RATE ADJUST: 0.000 LTV : 94.99811 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080101868 MORTGAGORS: STAMATIADIS, POLICHRONI HASSIOTOU, TRIANTAFIL ADDRESS : 2 PARTHENON CIRCLE MORTGAGE AMT: 298,400.00 CITY ANDOVER :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MA 01810 UNPAID BALANCE: 298,400.000 OPTION TO CONVERT : No MONTHLY P&I: 1,960.28 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080101884 MORTGAGORS: THOMAS, JOSHUA MOISAN, DAYNA ADDRESS : 6408 OLD OAKEN PLACE MORTGAGE AMT: 259,500.00 CITY ORANGEVALE :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 95662 UNPAID BALANCE: 259,312.190 OPTION TO CONVERT : No MONTHLY P&I: 1,836.72 ANNUAL RATE ADJUST: 0.000 LTV : 94.96138 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080101900 MORTGAGORS: COOKE, WALTER COOKE, MICHELLE ADDRESS : 12699 S FOXTON ROAD MORTGAGE AMT: 251,650.00 CITY Conifer :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CO 80433 UNPAID BALANCE: 251,463.240 OPTION TO CONVERT : No MONTHLY P&I: 1,759.57 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080101934 MORTGAGORS: GILBERT, YUVAL GILBERT, BONNY ADDRESS : 5 BARTLETT CRESCENT MORTGAGE AMT: 340,000.00 CITY BROOKLINE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MA 02446 UNPAID BALANCE: 340,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,377.33 ANNUAL RATE ADJUST: 0.000 LTV : 52.46914 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080102098 MORTGAGORS: SPADARO, GASPER SPADARO, DIANE ADDRESS : 610 MARTIN STREET MORTGAGE AMT: 360,000.00 CITY MONTEREY :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 93940 UNPAID BALANCE: 360,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,517.18 ANNUAL RATE ADJUST: 0.000 LTV : 75.78947 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080102106 MORTGAGORS: VESSEY, DEAN VESSEY, KELLEE ADDRESS : 13401 BOW PLACE MORTGAGE AMT: 262,500.00 CITY SANTA ANA A :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 92705 UNPAID BALANCE: 262,314.730 OPTION TO CONVERT : No MONTHLY P&I: 1,880.58 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080102148 MORTGAGORS: HOLTZMAN, PAUL STEIKER, CAROL ADDRESS : 61 TEMPLE STREET MORTGAGE AMT: 760,000.00 CITY NEWTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MA 02456 UNPAID BALANCE: 760,000.000 OPTION TO CONVERT : No MONTHLY P&I: 5,056.30 ANNUAL RATE ADJUST: 0.000 LTV : 67.37589 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:103 -------------------------------------------------------------------------------- LN # 0080102932 MORTGAGORS: LOWENSTEIN, MARK MEADER, JENNIFER ADDRESS : 30 WHITTIER ROAD MORTGAGE AMT: 300,000.00 CITY WELLESLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 02481 UNPAID BALANCE: 299,765.970 OPTION TO CONVERT : No MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000 LTV : 46.15385 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080103013 MORTGAGORS: PARRA, MIGUEL ADDRESS : 23 VIA HACIENDA MORTGAGE AMT: 252,200.00 CITY RANCHO SANT :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 CA 92688 UNPAID BALANCE: 251,753.740 OPTION TO CONVERT : No MONTHLY P&I: 1,614.87 ANNUAL RATE ADJUST: 0.000 LTV : 83.50993 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080103054 MORTGAGORS: FESSINGER, ROBERT ADDRESS : 25604 NORTH HOOD WAY MORTGAGE AMT: 299,000.00 CITY STEVENSON R :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91381 UNPAID BALANCE: 298,520.370 OPTION TO CONVERT : No MONTHLY P&I: 2,014.42 ANNUAL RATE ADJUST: 0.000 LTV : 79.99743 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080103096 MORTGAGORS: SROUJI, MICHAEL SROUJI, JENNIFER ADDRESS : 33 COLBY COURT MORTGAGE AMT: 277,850.00 CITY PLEASANTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94566 UNPAID BALANCE: 277,393.150 OPTION TO CONVERT : No MONTHLY P&I: 1,848.55 ANNUAL RATE ADJUST: 0.000 LTV : 79.99735 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080104268 MORTGAGORS: SHIVERTAKER, JAMES SHIVERTAKER, KELLY ADDRESS : 3591 CAMELIA STREET MORTGAGE AMT: 282,000.00 CITY SEAL BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 90740 UNPAID BALANCE: 281,547.640 OPTION TO CONVERT : No MONTHLY P&I: 1,899.89 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080104771 MORTGAGORS: FLETCHER, ALEXA ADDRESS : 18915 SARA PARK CIRCLE MORTGAGE AMT: 307,150.00 CITY SARATOGA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95070 UNPAID BALANCE: 306,657.280 OPTION TO CONVERT : No MONTHLY P&I: 2,069.33 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080104946 MORTGAGORS: REGISTER, JEFFREY REGISTER, JULIE ADDRESS : 1024 ORIENTE AVENUE MORTGAGE AMT: 294,400.00 CITY WILIMINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 DE 19807 UNPAID BALANCE: 294,400.000 OPTION TO CONVERT : No MONTHLY P&I: 2,058.49 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080105505 MORTGAGORS: COLEMAN, S COLEMAN, JENNIFER MARIE ADDRESS : 7500 PLATTER TERRACE MORTGAGE AMT: 365,000.00 CITY EASTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MD 21601 UNPAID BALANCE: 364,097.210 OPTION TO CONVERT : No MONTHLY P&I: 2,428.35 ANNUAL RATE ADJUST: 0.000 LTV : 70.19000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080106362 MORTGAGORS: RICHEL, JOHN ADDRESS : 60 RICEMAN ROAD MORTGAGE AMT: 260,000.00 CITY BERKELEY HE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NJ 07922 UNPAID BALANCE: 259,807.040 OPTION TO CONVERT : No MONTHLY P&I: 1,817.96 ANNUAL RATE ADJUST: 0.000 LTV : 72.22222 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080107022 MORTGAGORS: ANGEL, DIRK ROSS, SUE ADDRESS : 863 865 STEVENS AVENUE MORTGAGE AMT: 215,000.00 CITY SOLANA BEAC :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92075 UNPAID BALANCE: 214,655.100 OPTION TO CONVERT : No MONTHLY P&I: 1,448.50 ANNUAL RATE ADJUST: 0.000 LTV : 59.72222 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080107113 MORTGAGORS: PERRY, SHAWN KRYSEL, KATHRYN ADDRESS : 3805 BLACK OAKS LANE NORT MORTGAGE AMT: 288,000.00 CITY MINNEAPOLIS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MN 55446 UNPAID BALANCE: 287,780.860 OPTION TO CONVERT : No MONTHLY P&I: 1,989.14 ANNUAL RATE ADJUST: 0.000 LTV : 88.74974 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080107170 MORTGAGORS: KRAUS, LAWRENCE KRAUS, CRISTINA ADDRESS : 19 COVINGTON MORTGAGE AMT: 350,000.00 CITY MISSION VIE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92692 UNPAID BALANCE: 349,740.240 OPTION TO CONVERT : No MONTHLY P&I: 2,447.26 ANNUAL RATE ADJUST: 0.000 LTV : 87.71930 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080107410 MORTGAGORS: REINKE, ROBERT ADDRESS : 9431 SOUTH HILLVIEW ROAD MORTGAGE AMT: 400,000.00 CITY ANAHEIM :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92804 UNPAID BALANCE: 399,695.630 OPTION TO CONVERT : No MONTHLY P&I: 2,762.70 ANNUAL RATE ADJUST: 0.000 LTV : 57.14286 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080107477 MORTGAGORS: QUANDEE, FREDRICK QUANDEE, KATHLEEN ADDRESS : 1727 IDAHO AVENUE MORTGAGE AMT: 400,000.00 CITY ESCONDIDO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92027 UNPAID BALANCE: 399,695.630 OPTION TO CONVERT : No MONTHLY P&I: 2,762.70 ANNUAL RATE ADJUST: 0.000 LTV : 79.20792 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080107485 MORTGAGORS: MARCHINI, PAUL ADDRESS : 114 42ND STREET MORTGAGE AMT: 460,000.00 CITY MANHATTAN B :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 90266 UNPAID BALANCE: 459,683.430 OPTION TO CONVERT : No MONTHLY P&I: 3,335.32 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080107519 MORTGAGORS: TRIGGS, MICHAEL ADDRESS : 38679 GLENMOOR DRIVE MORTGAGE AMT: 300,000.00 CITY FREMONT :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94536 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,097.65 ANNUAL RATE ADJUST: 0.000 LTV : 70.58824 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080108111 MORTGAGORS: SMITH, JEFFREY SMITH, STACI ADDRESS : 1746 YOSEMITE DR MORTGAGE AMT: 271,100.00 CITY MILPITAS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95035 UNPAID BALANCE: 270,888.520 OPTION TO CONVERT : No MONTHLY P&I: 1,849.38 ANNUAL RATE ADJUST: 0.000 LTV : 79.99693 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080108202 MORTGAGORS: PERRONE, JEFFREY PERRONE, CATHERINE ADDRESS : 1203 EAGLE VALLEY COURT MORTGAGE AMT: 550,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95120 UNPAID BALANCE: 550,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,659.16 ANNUAL RATE ADJUST: 0.000 LTV : 69.71733 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080108236 MORTGAGORS: PARILLO, EDWARD CIFU, DENISE ADDRESS : 674 HAILEY COURT MORTGAGE AMT: 306,100.00 CITY SIMI VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 93065 UNPAID BALANCE: 306,100.000 OPTION TO CONVERT : No MONTHLY P&I: 2,062.25 ANNUAL RATE ADJUST: 0.000 LTV : 79.97784 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080108350 MORTGAGORS: IMBER, MICHAEL IMBER, MARIANN ADDRESS : 309 ENCINO AVE MORTGAGE AMT: 316,400.00 CITY SAN ANTONIO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 TX 78209 UNPAID BALANCE: 316,400.000 OPTION TO CONVERT : No MONTHLY P&I: 2,158.41 ANNUAL RATE ADJUST: 0.000 LTV : 77.17073 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080108434 MORTGAGORS: BEAL, DAVID BEAL, RUSSANN ADDRESS : 685 MEMPHIS COURT MORTGAGE AMT: 174,400.00 CITY VENTURA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 93004 UNPAID BALANCE: 174,270.570 OPTION TO CONVERT : No MONTHLY P&I: 1,219.43 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080108459 MORTGAGORS: THREADGILL, JOSEPH ADDRESS : 1405 CONSTITUTION PLAZA A MORTGAGE AMT: 107,300.00 CITY Albuquerque :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 NM 87112 UNPAID BALANCE: 107,300.000 OPTION TO CONVERT : No MONTHLY P&I: 759.46 ANNUAL RATE ADJUST: 0.000 LTV : 94.12000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080108541 MORTGAGORS: PACELLA, MICHAEL ADDRESS : 42 PINE ACRES ROAD MORTGAGE AMT: 260,000.00 CITY FOXBORO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MA 02035 UNPAID BALANCE: 259,807.040 OPTION TO CONVERT : No MONTHLY P&I: 1,817.96 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080109473 MORTGAGORS: NGUYEN, DAVID NGUYEN, HA ADDRESS : 521 VISTA RIDGE DRIVE MORTGAGE AMT: 650,000.00 CITY MILPITAS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95035 UNPAID BALANCE: 648,931.290 OPTION TO CONVERT : No MONTHLY P&I: 4,324.47 ANNUAL RATE ADJUST: 0.000 LTV : 66.80370 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080109507 MORTGAGORS: DESOTO, GERALD DESOTO, DONNA ADDRESS : 31842 OLD HICKORY RD MORTGAGE AMT: 277,650.00 CITY TRABUCO CAN :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92679 UNPAID BALANCE: 276,995.290 OPTION TO CONVERT : No MONTHLY P&I: 1,894.06 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080109762 MORTGAGORS: DALLO, JOHN DALLO, GERALYN ADDRESS : 17 THE CHASE MORTGAGE AMT: 380,000.00 CITY HEAD OF HAR :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NY 11780 UNPAID BALANCE: 380,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,657.02 ANNUAL RATE ADJUST: 0.000 LTV : 57.14286 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080109895 MORTGAGORS: QUINN, JAMES SUBOCZ QUINN, DONNA ADDRESS : 1300 KING GEORGE COURT MORTGAGE AMT: 337,500.00 CITY SAN MARTIN :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95046 UNPAID BALANCE: 337,239.720 OPTION TO CONVERT : No MONTHLY P&I: 2,331.03 ANNUAL RATE ADJUST: 0.000 LTV : 71.05263 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080110455 MORTGAGORS: TOMASSO, TIMOTHY TOMASSO, BARBARA ADDRESS : 2 HIGH BLUFF MORTGAGE AMT: 400,000.00 CITY LAGUNA NIGU :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92677 UNPAID BALANCE: 399,672.120 OPTION TO CONVERT : No MONTHLY P&I: 2,661.21 ANNUAL RATE ADJUST: 0.000 LTV : 68.96552 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080111057 MORTGAGORS: JONES, TAMALA ADDRESS : 4406 DON MILAGRO DRIVE MORTGAGE AMT: 264,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90008 UNPAID BALANCE: 263,794.050 OPTION TO CONVERT : No MONTHLY P&I: 1,800.95 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080111123 MORTGAGORS: KING, JASON WOODWARD, JILL ADDRESS : 1196 DUNWOODY WALK MORTGAGE AMT: 250,400.00 CITY DUNWOODY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 GA 30338 UNPAID BALANCE: 250,204.660 OPTION TO CONVERT : No MONTHLY P&I: 1,708.17 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080111149 MORTGAGORS: HUBON, ROBERT HUBON, JOYCE ADDRESS : 5315 E TISBURY COURT MORTGAGE AMT: 400,000.00 CITY ANAHEIM :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 92807 UNPAID BALANCE: 400,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,831.18 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080111263 MORTGAGORS: SAMRA, AMARPAL SAMRA, MANDEEP ADDRESS : 21420 MILES DRIVE MORTGAGE AMT: 328,000.00 CITY W LINN :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 OR 97068 UNPAID BALANCE: 327,744.130 OPTION TO CONVERT : No MONTHLY P&I: 2,237.54 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080111636 MORTGAGORS: FERRARI, AMANDA FERRARI, CINDI ADDRESS : 5 INDIGO MORTGAGE AMT: 389,550.00 CITY IRVINE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92618 UNPAID BALANCE: 388,893.580 OPTION TO CONVERT : No MONTHLY P&I: 2,559.07 ANNUAL RATE ADJUST: 0.000 LTV : 78.17203 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080111800 MORTGAGORS: SCHAIRER, JOHN SCHAIRER, JESSICA ADDRESS : 4046 WOODMAN CANYON MORTGAGE AMT: 520,000.00 CITY SHERMAN OAK :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 91423 UNPAID BALANCE: 520,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,770.36 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080112758 MORTGAGORS: BLUMENTHAL, STEVEN OVENDEN, HOLLY ADDRESS : 10 JORDAN FARM ROAD MORTGAGE AMT: 285,000.00 CITY CAPE ELIZAB :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 ME 04107 UNPAID BALANCE: 285,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,968.43 ANNUAL RATE ADJUST: 0.000 LTV : 48.71795 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080112857 MORTGAGORS: ROSENBLATT, PHILLIP ROSENBLATT, NANCY ADDRESS : 41 ROSALIE ROAD MORTGAGE AMT: 320,000.00 CITY NEEDHAM :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 MA 02194 UNPAID BALANCE: 320,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,348.05 ANNUAL RATE ADJUST: 0.000 LTV : 79.40447 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080114325 MORTGAGORS: TREZIOK, KARL TREZIOK, MARYANN ADDRESS : 2045 CHATEAU COURT MORTGAGE AMT: 255,200.00 CITY CHULA VISTA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91913 UNPAID BALANCE: 254,990.810 OPTION TO CONVERT : No MONTHLY P&I: 1,697.86 ANNUAL RATE ADJUST: 0.000 LTV : 94.99985 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080114358 MORTGAGORS: PERRY, JOHN PERRY, REBECCA ADDRESS : 7546 W VERNALIS ROAD MORTGAGE AMT: 257,500.00 CITY TRACY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95376 UNPAID BALANCE: 256,772.710 OPTION TO CONVERT : No MONTHLY P&I: 1,756.61 ANNUAL RATE ADJUST: 0.000 LTV : 75.73529 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080114473 MORTGAGORS: HINERMAN, JOHN HINERMAN, CATHERINE ADDRESS : 894 STATION STREET MORTGAGE AMT: 391,300.00 CITY HERNDON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 VA 20170 UNPAID BALANCE: 391,300.000 OPTION TO CONVERT : No MONTHLY P&I: 2,603.33 ANNUAL RATE ADJUST: 0.000 LTV : 79.99607 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080114663 MORTGAGORS: LUKAS, JAMES AMBOSS, MONICA ADDRESS : 838 CALLE JON MORTGAGE AMT: 310,000.00 CITY THOUSAND OA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91360 UNPAID BALANCE: 309,502.720 OPTION TO CONVERT : No MONTHLY P&I: 2,088.53 ANNUAL RATE ADJUST: 0.000 LTV : 59.96132 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080115371 MORTGAGORS: COUGHLIN, ROBERT COUGHLIN, MARGARET ADDRESS : 280 UPLAND SHORES DRIVE MORTGAGE AMT: 391,200.00 CITY PENHOOK :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 VA 24137 UNPAID BALANCE: 391,200.000 OPTION TO CONVERT : No MONTHLY P&I: 2,701.92 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080115421 MORTGAGORS: WALKER, HANES ADDRESS : 5315 SHASTA HILL CT MORTGAGE AMT: 254,000.00 CITY CHARLOTTE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NC 28211 UNPAID BALANCE: 253,806.720 OPTION TO CONVERT : No MONTHLY P&I: 1,754.32 ANNUAL RATE ADJUST: 0.000 LTV : 74.70588 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080115470 MORTGAGORS: MARLAR, ROY MARLAR, KATHRYN ADDRESS : 3201 PROVIDENCE BRANCH LA MORTGAGE AMT: 310,000.00 CITY CHARLOTTE :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 NC 28270 UNPAID BALANCE: 309,733.100 OPTION TO CONVERT : No MONTHLY P&I: 2,010.65 ANNUAL RATE ADJUST: 0.000 LTV : 64.58333 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080115538 MORTGAGORS: PAYNE, STEVEN PAYNE, KIM ADDRESS : 6900 GREEN LEAF COURT MORTGAGE AMT: 264,000.00 CITY GRANITE BAY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95746 UNPAID BALANCE: 263,799.120 OPTION TO CONVERT : No MONTHLY P&I: 1,823.38 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080115579 MORTGAGORS: WILMER, JOSEPH WILMER, ANGELA ADDRESS : 3416 BURGH LANE MORTGAGE AMT: 512,000.00 CITY EDGEWATER :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 MD 21037 UNPAID BALANCE: 512,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,320.83 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080115637 MORTGAGORS: WOODS, JEFFREY WOODS, JOAN ADDRESS : 22431 CALIFA STREET MORTGAGE AMT: 296,000.00 CITY WOODLAND HI :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 91367 UNPAID BALANCE: 296,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,146.21 ANNUAL RATE ADJUST: 0.000 LTV : 77.89474 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080115678 MORTGAGORS: CORNELL, JOE CORNELL, POLLY ADDRESS : 4852 CRESTONE NEEDLE WAY MORTGAGE AMT: 262,000.00 CITY ANTIOCH :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94509 UNPAID BALANCE: 261,997.200 OPTION TO CONVERT : No MONTHLY P&I: 1,765.14 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080115728 MORTGAGORS: VIRGIL, SMITH VIRGIL, LORI ADDRESS : 8161 ARTESIAN COURT MORTGAGE AMT: 293,750.00 CITY SACRAMENTO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95829 UNPAID BALANCE: 293,526.480 OPTION TO CONVERT : No MONTHLY P&I: 2,028.86 ANNUAL RATE ADJUST: 0.000 LTV : 79.99248 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080116304 MORTGAGORS: SNOWDEN, MAY ADDRESS : 738 GOLD WAY MORTGAGE AMT: 435,164.00 CITY SUPERIOR :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CO 80027 UNPAID BALANCE: 434,849.030 OPTION TO CONVERT : No MONTHLY P&I: 3,080.07 ANNUAL RATE ADJUST: 0.000 LTV : 79.97412 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080116320 MORTGAGORS: KIMBALL, STEPHEN KIMBALL, WENDY ADDRESS : 26324 W BEECHER LANE MORTGAGE AMT: 273,550.00 CITY STEVENSON R :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 91381 UNPAID BALANCE: 273,319.520 OPTION TO CONVERT : No MONTHLY P&I: 1,797.69 ANNUAL RATE ADJUST: 0.000 LTV : 75.57006 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080116338 MORTGAGORS: MISTI, VINCENT EVANS, EILEEN ADDRESS : 22 SUSANNA WAY MORTGAGE AMT: 250,000.00 CITY NEWTOWN :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 PA 18940 UNPAID BALANCE: 249,814.460 OPTION TO CONVERT : No MONTHLY P&I: 1,748.04 ANNUAL RATE ADJUST: 0.000 LTV : 79.72447 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080116411 MORTGAGORS: FRESE, DENNIS ARMSTRONG, MARLEEN ADDRESS : 2353 ROCK POINT PLACE MORTGAGE AMT: 495,250.00 CITY LIVERMORE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94550 UNPAID BALANCE: 494,882.450 OPTION TO CONVERT : No MONTHLY P&I: 3,462.86 ANNUAL RATE ADJUST: 0.000 LTV : 79.94350 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080116429 MORTGAGORS: WILLIAMS MC, FAYE ADDRESS : 2536 GALICIA MORTGAGE AMT: 525,350.00 CITY LAVERNE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 91750 UNPAID BALANCE: 524,464.750 OPTION TO CONVERT : No MONTHLY P&I: 3,451.18 ANNUAL RATE ADJUST: 0.000 LTV : 79.56569 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080116908 MORTGAGORS: MUELLER, DEAN MUELLER, RENEE ADDRESS : 5345 E MCLELLAN ROAD MORTGAGE AMT: 423,900.00 CITY MESA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 AZ 85205 UNPAID BALANCE: 423,569.310 OPTION TO CONVERT : No MONTHLY P&I: 2,891.75 ANNUAL RATE ADJUST: 0.000 LTV : 79.98113 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080117112 MORTGAGORS: MASCHER, EDWARD MASCHER, MICHELE ADDRESS : 550 KING STREET MORTGAGE AMT: 340,000.00 CITY REDWOOD CIT :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94062 UNPAID BALANCE: 339,741.280 OPTION TO CONVERT : No MONTHLY P&I: 2,348.30 ANNUAL RATE ADJUST: 0.000 LTV : 79.06977 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080117203 MORTGAGORS: BROWN, RICHARD SERETTI BROW, MAGALI ADDRESS : 17734 SOUTH FIELDSTONE LN MORTGAGE AMT: 301,400.00 CITY OREGON CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 OR 97045 UNPAID BALANCE: 301,152.940 OPTION TO CONVERT : No MONTHLY P&I: 2,005.23 ANNUAL RATE ADJUST: 0.000 LTV : 79.31579 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080117278 MORTGAGORS: TAYLOR, SUE ADDRESS : 3906 SOUTH STAR LAKE ROAD MORTGAGE AMT: 258,300.00 CITY AUBURN :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 WA 98001 UNPAID BALANCE: 258,103.460 OPTION TO CONVERT : No MONTHLY P&I: 1,784.01 ANNUAL RATE ADJUST: 0.000 LTV : 89.84348 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080117419 MORTGAGORS: ALEXANDER, KIM CAPRIO, VINCENT ADDRESS : 62 MARSH RD MORTGAGE AMT: 297,600.00 CITY BRIDGEPORT :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CT 06612 UNPAID BALANCE: 297,389.950 OPTION TO CONVERT : No MONTHLY P&I: 2,132.05 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080117658 MORTGAGORS: DUNPHY, MEGAN ADDRESS : 2120 EAST MARWOOD CIRCLE MORTGAGE AMT: 297,600.00 CITY SALT LAKE C :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 UT 84124 UNPAID BALANCE: 297,389.960 OPTION TO CONVERT : No MONTHLY P&I: 2,132.04 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080117773 MORTGAGORS: PAGE, DOUGLAS PAGE, MARGARETTA ADDRESS : 8TH AVENUE MORTGAGE AMT: 416,000.00 CITY SAN FRANCIS :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94122 UNPAID BALANCE: 415,691.270 OPTION TO CONVERT : No MONTHLY P&I: 2,908.73 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080117823 MORTGAGORS: LYON, JOHN LYON, MARILYN ADDRESS : 4278 GRAND AVENUE MORTGAGE AMT: 330,800.00 CITY OJAI :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 93023 UNPAID BALANCE: 330,800.000 OPTION TO CONVERT : No MONTHLY P&I: 2,341.38 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080117872 MORTGAGORS: ISHII EITEMA, MARCIA LUSK, JOEL ADDRESS : 1531 GRANT STREET MORTGAGE AMT: 252,800.00 CITY BERKELEY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94703 UNPAID BALANCE: 252,800.000 OPTION TO CONVERT : No MONTHLY P&I: 1,724.54 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080117880 MORTGAGORS: SAMPSON, WILLIAM ADDRESS : 2672 VETERAN AVENUE MORTGAGE AMT: 360,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 90064 UNPAID BALANCE: 359,732.820 OPTION TO CONVERT : No MONTHLY P&I: 2,517.18 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080117948 MORTGAGORS: BERG, STUART BERG, ARIENNE ADDRESS : 3366 COY DRIVE MORTGAGE AMT: 332,000.00 CITY SHERMAN OAK :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 91423 UNPAID BALANCE: 331,765.680 OPTION TO CONVERT : No MONTHLY P&I: 2,378.49 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080118177 MORTGAGORS: MADDOX, STEPHEN MADDOX, JULIET ADDRESS : 1990 ROSE VILLA STREET MORTGAGE AMT: 375,000.00 CITY PASADENA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 91107 UNPAID BALANCE: 374,441.660 OPTION TO CONVERT : No MONTHLY P&I: 2,622.05 ANNUAL RATE ADJUST: 0.000 LTV : 73.52941 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29\ RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080118433 MORTGAGORS: VALDEZ, DARLENE VALDEZ, PRISCILLA VALDEZ, ALFRED ADDRESS : 1981 SOUTH WATSON MORTGAGE AMT: 310,000.00 CITY LA HABRA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 90631 UNPAID BALANCE: 309,477.630 OPTION TO CONVERT : No MONTHLY P&I: 2,036.48 ANNUAL RATE ADJUST: 0.000 LTV : 70.82800 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080119183 MORTGAGORS: WEIHMULLER, FREDRIC PALMQUIST, MARLYN ADDRESS : 6472 NEWBURY DRIVE MORTGAGE AMT: 275,000.00 CITY HUNTINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92647 UNPAID BALANCE: 275,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,852.73 ANNUAL RATE ADJUST: 0.000 LTV : 78.57143 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080119274 MORTGAGORS: LISTO, MICHAEL LISTO, MICHELE ADDRESS : 5370 HARTER LANE MORTGAGE AMT: 450,000.00 CITY LA CANADA F :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91011 UNPAID BALANCE: 449,657.590 OPTION TO CONVERT : No MONTHLY P&I: 3,108.04 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080119332 MORTGAGORS: ANDERSON, MATTHEW ADDRESS : 2167 MONTGOMERY AVENUE MORTGAGE AMT: 352,000.00 CITY CARDIFF :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92007 UNPAID BALANCE: 351,725.410 OPTION TO CONVERT : No MONTHLY P&I: 2,401.26 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080119670 MORTGAGORS: BUTLER, ALFRED BUTLER, JANE ADDRESS : 2715 SOUTHERN HILLS COURT MORTGAGE AMT: 260,000.00 CITY NORTH GARDE :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 VA 22959 UNPAID BALANCE: 260,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,907.79 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080119696 MORTGAGORS: GOMEZ, JAIME MIRANDA GOME, CLAUDIA ADDRESS : 4970 TUSCANY CIRCLE MORTGAGE AMT: 325,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 95035 UNPAID BALANCE: 325,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,135.02 ANNUAL RATE ADJUST: 0.000 LTV : 53.27869 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080119738 MORTGAGORS: ILES, DOUGLAS ILES, JENNIFER ADDRESS : 236 AVILA STREET MORTGAGE AMT: 350,000.00 CITY SAN FRANCIS :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94123 UNPAID BALANCE: 350,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,299.25 ANNUAL RATE ADJUST: 0.000 LTV : 40.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080120603 MORTGAGORS: BAKER, JOHN BAKER, PHYLLIS ADDRESS : 1881 MORELLO AVENUE MORTGAGE AMT: 267,750.00 CITY PLEASANT HI :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94523 UNPAID BALANCE: 267,546.270 OPTION TO CONVERT : No MONTHLY P&I: 1,849.28 ANNUAL RATE ADJUST: 0.000 LTV : 85.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080120900 MORTGAGORS: SMOAK, COLIN SMOAK, SUSAN ADDRESS : 2716 WATERPOINTE CIRCLE MORTGAGE AMT: 251,750.00 CITY MOUNT PLEAS :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 SC 29464 UNPAID BALANCE: 251,563.160 OPTION TO CONVERT : No MONTHLY P&I: 1,760.28 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080120959 MORTGAGORS: KIELBASA, JOHN ADDRESS : 929 WEST 14TH STREET MORTGAGE AMT: 244,000.00 CITY UPLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 91786 UNPAID BALANCE: 244,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,727.02 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080121056 MORTGAGORS: ST BERNARD, CARLTON ST BERNARD, TERRY ADDRESS : 461 35TH STREET MORTGAGE AMT: 440,800.00 CITY MANHATTAN B :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 90266 UNPAID BALANCE: 440,480.970 OPTION TO CONVERT : No MONTHLY P&I: 3,119.95 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080121064 MORTGAGORS: MATERDOMINI, DANIEL MATERDOMINI, CHRISTINE ADDRESS : 2780 SANTA MARIA ROAD MORTGAGE AMT: 650,000.00 CITY TOPANGA :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 90290 UNPAID BALANCE: 650,000.000 OPTION TO CONVERT : No MONTHLY P&I: 4,656.68 ANNUAL RATE ADJUST: 0.000 LTV : 75.49361 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080121239 MORTGAGORS: HELANDER, ROY HELANDER, LINDA ADDRESS : 31928 HAYES PLACE MORTGAGE AMT: 320,000.00 CITY LAGUNA BEAC :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 92651 UNPAID BALANCE: 320,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,264.94 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080121841 MORTGAGORS: WOLTER, C WOLTER, EVELYN ADDRESS : 1322 HORN COURT MORTGAGE AMT: 256,050.00 CITY BRENTWOOD :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94513 UNPAID BALANCE: 255,834.880 OPTION TO CONVERT : No MONTHLY P&I: 1,682.07 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080121858 MORTGAGORS: LINNEMAN, DAVID LAFNITZEGGER, JODY ADDRESS : 262 SOUTH FAIRFIELD LANE MORTGAGE AMT: 286,300.00 CITY ORANGE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92869 UNPAID BALANCE: 286,300.000 OPTION TO CONVERT : No MONTHLY P&I: 1,904.77 ANNUAL RATE ADJUST: 0.000 LTV : 79.99374 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080121882 MORTGAGORS: BEACH, GLENN HEDGPETH, VIRGINIA ADDRESS : 8406 E HEATHERVIEW LANE MORTGAGE AMT: 284,000.00 CITY ORANGE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92869 UNPAID BALANCE: 283,656.670 OPTION TO CONVERT : No MONTHLY P&I: 1,889.46 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080121981 MORTGAGORS: CHANG, WEI PING CHANG, LI TAI ADDRESS : 11414 RIDGE MIST TERRACE MORTGAGE AMT: 418,000.00 CITY POTOMAC :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MD 20854 UNPAID BALANCE: 417,681.930 OPTION TO CONVERT : No MONTHLY P&I: 2,887.03 ANNUAL RATE ADJUST: 0.000 LTV : 71.08844 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080122062 MORTGAGORS: MUSILLI, ROBERT MUSILLI, DONNA ADDRESS : 11205 NORTH 119TH WAY MORTGAGE AMT: 251,800.00 CITY SCOTTSDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 AZ 85259 UNPAID BALANCE: 251,603.570 OPTION TO CONVERT : No MONTHLY P&I: 1,717.72 ANNUAL RATE ADJUST: 0.000 LTV : 79.99263 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080123995 MORTGAGORS: BICKETT, BRION GRIFFITHS BI, BARBARA ADDRESS : 1280 AYER DRIVE MORTGAGE AMT: 263,150.00 CITY GILROY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95020 UNPAID BALANCE: 262,748.290 OPTION TO CONVERT : No MONTHLY P&I: 1,817.52 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080124571 MORTGAGORS: GORSLINE, JAMES GORSLINE, LIDIA ADDRESS : 514 PASEO BURGA MORTGAGE AMT: 290,450.00 CITY CHULA VISTA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91910 UNPAID BALANCE: 290,223.410 OPTION TO CONVERT : No MONTHLY P&I: 1,981.39 ANNUAL RATE ADJUST: 0.000 LTV : 94.99436 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080125537 MORTGAGORS: PANETTO, FREDERICK PANETTO, TANYA ADDRESS : 555 IVY AVENUE MORTGAGE AMT: 259,900.00 CITY HAWORTH :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 NJ 07641 UNPAID BALANCE: 258,926.910 OPTION TO CONVERT : No MONTHLY P&I: 1,918.66 ANNUAL RATE ADJUST: 0.000 LTV : 73.21127 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 05/01/27 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080126477 MORTGAGORS: KAHN, KATHLEEN CHERRY, GENE ADDRESS : 3 SILVER QUEEN COURT MORTGAGE AMT: 297,000.00 CITY PARK CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 UT 84060 UNPAID BALANCE: 297,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,026.06 ANNUAL RATE ADJUST: 0.000 LTV : 70.21277 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080128234 MORTGAGORS: BRADY, HELENA ADDRESS : 2440 20TH STREET NW MORTGAGE AMT: 400,000.00 CITY WASHINGTON :\ STATE/ZIP :\ LIFETIME RATE : 8.25000 DC 20009 UNPAID BALANCE: 399,744.930 OPTION TO CONVERT : No MONTHLY P&I: 3,005.07 ANNUAL RATE ADJUST: 0.000 LTV : 77.51938 OUTSIDE CONV DATE: CURRENT INT 8.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080128721 MORTGAGORS: CRAWFORD, CHRISTOPHE CRAWFORD, SUE ADDRESS : 3363 VALENCIA AVENUE MORTGAGE AMT: 287,100.00 CITY SAN BERNARD :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 CA 92404 UNPAID BALANCE: 286,713.440 OPTION TO CONVERT : No MONTHLY P&I: 2,106.64 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080130800 MORTGAGORS: MECKEL, BIRGITTA SYNARSKI, SUSAN ADDRESS : 438 41ST STREET MORTGAGE AMT: 250,000.00 CITY OAKLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 94609 UNPAID BALANCE: 249,654.770 OPTION TO CONVERT : No MONTHLY P&I: 1,812.68 ANNUAL RATE ADJUST: 0.000 LTV : 89.28571 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080130933 MORTGAGORS: LOPEZ, JUAN LOPEZ, PAULA ADDRESS : 48229 PURPLELEAF STREET MORTGAGE AMT: 243,900.00 CITY FREMONT :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 94539 UNPAID BALANCE: 243,900.000 OPTION TO CONVERT : No MONTHLY P&I: 1,726.31 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080131998 MORTGAGORS: GRIFFIN, RICHARD GRIFFIN, MARY ADDRESS : 49 RAVEN LANE MORTGAGE AMT: 290,000.00 CITY ALISA VIEJO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92656 UNPAID BALANCE: 289,779.330 OPTION TO CONVERT : No MONTHLY P&I: 2,002.96 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080132376 MORTGAGORS: STACK, PATRICK ADDRESS : 2608 HUNTER MILL MORTGAGE AMT: 481,000.00 CITY OAKTON :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 VA 22124 UNPAID BALANCE: 480,335.770 OPTION TO CONVERT : No MONTHLY P&I: 3,487.59 ANNUAL RATE ADJUST: 0.000 LTV : 73.43511 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080133143 MORTGAGORS: ROSEN, JOSLYN ADDRESS : 13845 VALLEY VISTA BOULEV MORTGAGE AMT: 456,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 91423 UNPAID BALANCE: 455,669.960 OPTION TO CONVERT : No MONTHLY P&I: 3,227.54 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080133408 MORTGAGORS: ROBERTS, ROY ADDRESS : 1076 PRESIDIO ROAD MORTGAGE AMT: 400,000.00 CITY PEBBLE BEAC :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 93953 UNPAID BALANCE: 399,695.620 OPTION TO CONVERT : No MONTHLY P&I: 2,762.71 ANNUAL RATE ADJUST: 0.000 LTV : 61.49116 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080134083 MORTGAGORS: WALTA, BRENT SILVAS, LAWRENCE ADDRESS : 12337 HILLSLOPE STREET MORTGAGE AMT: 261,600.00 CITY STUDIO CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91604 UNPAID BALANCE: 261,395.930 OPTION TO CONVERT : No MONTHLY P&I: 1,784.57 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080134125 MORTGAGORS: GONZALEZ, RUBEN GONZALEZ, INOCENCIA ADDRESS : 4055 WEST KEARNEY BOULEVA MORTGAGE AMT: 116,000.00 CITY FRESNO :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 93706 UNPAID BALANCE: 116,000.000 OPTION TO CONVERT : No MONTHLY P&I: 841.08 ANNUAL RATE ADJUST: 0.000 LTV : 61.05263 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080134182 MORTGAGORS: DANIEL, LINZIE ADDRESS : 7283 NORTH GENTRY AVENUE MORTGAGE AMT: 318,000.00 CITY FRESNO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 93711 UNPAID BALANCE: 317,758.030 OPTION TO CONVERT : No MONTHLY P&I: 2,196.35 ANNUAL RATE ADJUST: 0.000 LTV : 79.89950 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080134562 MORTGAGORS: LENNOX, KEITH LENNOX, ABEBA ADDRESS : 2548 GALICIA MORTGAGE AMT: 398,280.00 CITY LA VERNE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91750 UNPAID BALANCE: 397,294.870 OPTION TO CONVERT : No MONTHLY P&I: 2,649.77 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080134588 MORTGAGORS: CANALE, XAVIER CANALE, GABRIELLE ADDRESS : 238 NIETO AVENUE MORTGAGE AMT: 350,000.00 CITY LONG BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 90803 UNPAID BALANCE: 349,752.980 OPTION TO CONVERT : No MONTHLY P&I: 2,507.44 ANNUAL RATE ADJUST: 0.000 LTV : 82.35294 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080134661 MORTGAGORS: SCHERTZER, ALLEN SCHERTZER, ANGELA ADDRESS : 2145 CORTE MORAL MORTGAGE AMT: 246,350.00 CITY CARLSBAD :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92009 UNPAID BALANCE: 245,944.940 OPTION TO CONVERT : No MONTHLY P&I: 1,638.98 ANNUAL RATE ADJUST: 0.000 LTV : 79.99000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080134695 MORTGAGORS: LYDON, GWENDOLYN ADDRESS : 12 BROOKMONT CIRCLE MORTGAGE AMT: 300,000.00 CITY SAN ANSELMO :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 94960 UNPAID BALANCE: 299,741.710 OPTION TO CONVERT : No MONTHLY P&I: 1,945.79 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 06/01/24 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080135023 MORTGAGORS: MICHOS, THOMAS MICHOS, GRACE ADDRESS : 9 MEADOWS RUN DRIVE MORTGAGE AMT: 600,000.00 CITY COLTS NECK :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 NJ 07722 UNPAID BALANCE: 599,597.410 OPTION TO CONVERT : No MONTHLY P&I: 4,402.59 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080135189 MORTGAGORS: LEPINSKI, TIMOTHY LEPINSKI, COKIE ADDRESS : 172 DRAKEWOOD PLACE MORTGAGE AMT: 339,000.00 CITY NOVATO :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94947 UNPAID BALANCE: 338,641.770 OPTION TO CONVERT : No MONTHLY P&I: 2,226.99 ANNUAL RATE ADJUST: 0.000 LTV : 77.22096 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080135213 MORTGAGORS: CONTE, THOMAS CONTE, CINDY ADDRESS : 801 ALMARIDA DRIVE MORTGAGE AMT: 330,000.00 CITY CAMPBELL :\ STATE/ZIP :\ LIFETIME RATE : 8.75000 CA 95008 UNPAID BALANCE: 329,810.130 OPTION TO CONVERT : No MONTHLY P&I: 2,596.12 ANNUAL RATE ADJUST: 0.000 LTV : 72.52747 OUTSIDE CONV DATE: CURRENT INT 8.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080135304 MORTGAGORS: NEZAMI, AMJAD ADDRESS : 247 SIERRA VISTA AVE MORTGAGE AMT: 272,000.00 CITY MOUNTAIN VI :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94043 UNPAID BALANCE: 271,787.810 OPTION TO CONVERT : No MONTHLY P&I: 1,855.52 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080135429 MORTGAGORS: GRANITO, GILBERT ADDRESS : 13611 WINTHROPE STREET MORTGAGE AMT: 326,250.00 CITY SANTA ANA :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 92705 UNPAID BALANCE: 326,250.000 OPTION TO CONVERT : No MONTHLY P&I: 2,365.54 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080135684 MORTGAGORS: BRYANT, KAREN ADDRESS : 6879 ALTA LOMA TERRACE MORTGAGE AMT: 340,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90068 UNPAID BALANCE: 339,721.300 OPTION TO CONVERT : No MONTHLY P&I: 2,262.03 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080135759 MORTGAGORS: WALSH, JAMES WALSH, SANDRA ADDRESS : 14601 WESTERN ROAD MORTGAGE AMT: 646,200.00 CITY SPARKS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MD 21152 UNPAID BALANCE: 636,752.350 OPTION TO CONVERT : No MONTHLY P&I: 4,353.57 ANNUAL RATE ADJUST: 0.000 LTV : 51.69600 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080135767 MORTGAGORS: FILDES, ROBERT DE FILDES, ALICIA ADDRESS : 10114 TATE COURT MORTGAGE AMT: 452,000.00 CITY OAKTON :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 VA 22124 UNPAID BALANCE: 450,430.140 OPTION TO CONVERT : No MONTHLY P&I: 2,931.67 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080135775 MORTGAGORS: CRAIGHEAD, GEORGE CRAIGHEAD, ROSEMARY ADDRESS : 28602 HUFFSMITH DOBBIN RO MORTGAGE AMT: 311,600.00 CITY MAGNOLIA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 TX 77355 UNPAID BALANCE: 311,112.360 OPTION TO CONVERT : No MONTHLY P&I: 2,125.67 ANNUAL RATE ADJUST: 0.000 LTV : 67.66558 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080135783 MORTGAGORS: REED, LEE REED, NANCY ADDRESS : 1814 CROSSPOINTE DR MORTGAGE AMT: 269,600.00 CITY ANNAPOLIS :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MD 21401 UNPAID BALANCE: 266,582.350 OPTION TO CONVERT : No MONTHLY P&I: 1,885.09 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080135791 MORTGAGORS: LARAR, ALLEN LARAR, BARBARA ADDRESS : 6 MERRITT DRIVE MORTGAGE AMT: 281,950.00 CITY POQUOSON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 VA 23662 UNPAID BALANCE: 281,269.560 OPTION TO CONVERT : No MONTHLY P&I: 1,899.55 ANNUAL RATE ADJUST: 0.000 LTV : 79.99896 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080135809 MORTGAGORS: CAMPBELL, SCOTT CAMPBELL, LYNN ADDRESS : 159 N BELLE TERRE CT MORTGAGE AMT: 250,000.00 CITY WICHITA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 KS 67230 UNPAID BALANCE: 249,381.630 OPTION TO CONVERT : No MONTHLY P&I: 1,663.26 ANNUAL RATE ADJUST: 0.000 LTV : 76.45260 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080135833 MORTGAGORS: GRAHAM, EUGENE GRAHAM, SHEILA ADDRESS : 12325 OBRAD DRIVE MORTGAGE AMT: 498,000.00 CITY SARATOGA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95070 UNPAID BALANCE: 495,902.270 OPTION TO CONVERT : No MONTHLY P&I: 3,355.12 ANNUAL RATE ADJUST: 0.000 LTV : 74.32836 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 02/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080135841 MORTGAGORS: KUMAR, KRISHNASWA RAMANATHAN, RAJANI ADDRESS : 34345 MARJORAM LOOP MORTGAGE AMT: 330,150.00 CITY UNION CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94587 UNPAID BALANCE: 328,895.310 OPTION TO CONVERT : No MONTHLY P&I: 2,196.50 ANNUAL RATE ADJUST: 0.000 LTV : 79.98982 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080135858 MORTGAGORS: OCONNELL, MARK OCONNELL, KATHRYN ADDRESS : 14410 ADIDS PASS MORTGAGE AMT: 256,000.00 CITY CARMEL :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 IN 46032 UNPAID BALANCE: 254,407.270 OPTION TO CONVERT : No MONTHLY P&I: 1,768.13 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 11/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080135866 MORTGAGORS: EAGLE, JEFFREY PETERS, CARRIE PETERS, GARY EAGLE, BARBARA ADDRESS : 620 MAINSAIL LANE MORTGAGE AMT: 279,000.00 CITY COROLLA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NC 27927 UNPAID BALANCE: 278,584.590 OPTION TO CONVERT : No MONTHLY P&I: 1,950.81 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080135882 MORTGAGORS: ANDERSON, LARRY ANDERSON, KELLY ADDRESS : 901 N MONROE STREET MORTGAGE AMT: 332,900.00 CITY ARLINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 VA 22201 UNPAID BALANCE: 332,352.640 OPTION TO CONVERT : No MONTHLY P&I: 2,214.80 ANNUAL RATE ADJUST: 0.000 LTV : 79.98847 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080135890 MORTGAGORS: CAMERON, GLEN CAMERON, ROBIN ADDRESS : 201 ASHCROFT CT MORTGAGE AMT: 329,000.00 CITY ASHTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MD 20861 UNPAID BALANCE: 327,078.860 OPTION TO CONVERT : No MONTHLY P&I: 2,188.85 ANNUAL RATE ADJUST: 0.000 LTV : 79.46860 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 12/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080135908 MORTGAGORS: GRIFFITH, JOHN GRIFFITH, SHIRLEY ADDRESS : 3153 PARKSIDE LANE MORTGAGE AMT: 325,000.00 CITY WILLIAMSBUR :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 VA 23185 UNPAID BALANCE: 324,452.350 OPTION TO CONVERT : No MONTHLY P&I: 2,135.02 ANNUAL RATE ADJUST: 0.000 LTV : 53.01794 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080135924 MORTGAGORS: FISHER, MICHAEL ADDRESS : 9400 CROSSOVER DRIVE MORTGAGE AMT: 266,900.00 CITY MECHANICSVI :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 VA 23116 UNPAID BALANCE: 266,461.160 OPTION TO CONVERT : No MONTHLY P&I: 1,775.70 ANNUAL RATE ADJUST: 0.000 LTV : 94.99066 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080135932 MORTGAGORS: NORAIR, STEPHEN NORAIR, MARY ADDRESS : 3700 FAIRWAYS COURT MORTGAGE AMT: 365,000.00 CITY FREDERICKSB :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 VA 22408 UNPAID BALANCE: 364,384.960 OPTION TO CONVERT : No MONTHLY P&I: 2,397.79 ANNUAL RATE ADJUST: 0.000 LTV : 79.34783 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080135957 MORTGAGORS: ROBERTS, RUSSELL ROBERTS, SALLY ADDRESS : 13 ST MARTIN ROAD MORTGAGE AMT: 343,000.00 CITY HATTIESBURG :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MS 39402 UNPAID BALANCE: 341,409.750 OPTION TO CONVERT : No MONTHLY P&I: 2,369.02 ANNUAL RATE ADJUST: 0.000 LTV : 65.33333 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 01/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080135965 MORTGAGORS: MCCLARY, MICHAEL MCCLARY, CLAIRE ADDRESS : 13957 THAMES DRIVE MORTGAGE AMT: 301,500.00 CITY SHELBY TWP :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MI 48315 UNPAID BALANCE: 300,815.160 OPTION TO CONVERT : No MONTHLY P&I: 2,031.27 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080135973 MORTGAGORS: WYMAN, DOUGLAS WYMAN, VALLY ADDRESS : 8734 BUNNINGHAM LANE MORTGAGE AMT: 295,950.00 CITY HOUSTON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 TX 77055 UNPAID BALANCE: 294,810.070 OPTION TO CONVERT : No MONTHLY P&I: 2,044.06 ANNUAL RATE ADJUST: 0.000 LTV : 71.05642 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 02/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136005 MORTGAGORS: STEIN, HARVEY STEIN, JANET ADDRESS : 203 PRESIDENT STREET MORTGAGE AMT: 792,050.00 CITY ANNAPOLIS :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MD 21403 UNPAID BALANCE: 790,715.340 OPTION TO CONVERT : No MONTHLY P&I: 5,203.21 ANNUAL RATE ADJUST: 0.000 LTV : 61.87891 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136013 MORTGAGORS: ORNDUFF, TED ORNDUFF, TINA ADDRESS : 1477 PARTRIDGE DRIVE MORTGAGE AMT: 299,280.00 CITY GILROY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95020 UNPAID BALANCE: 298,592.590 OPTION TO CONVERT : No MONTHLY P&I: 2,067.06 ANNUAL RATE ADJUST: 0.000 LTV : 79.99893 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136021 MORTGAGORS: AMICO, GREGORY AMICO, SILVIA ADDRESS : 230 MEADOWS COURT MORTGAGE AMT: 450,000.00 CITY FREMONT :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 94539 UNPAID BALANCE: 448,831.100 OPTION TO CONVERT : No MONTHLY P&I: 2,918.70 ANNUAL RATE ADJUST: 0.000 LTV : 71.87350 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136039 MORTGAGORS: GAN, YEE ADDRESS : 4601 CHEENEY STREET MORTGAGE AMT: 306,950.00 CITY SANTA CLARA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 95054 UNPAID BALANCE: 306,432.760 OPTION TO CONVERT : No MONTHLY P&I: 2,016.45 ANNUAL RATE ADJUST: 0.000 LTV : 77.32712 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136047 MORTGAGORS: BABBE, RICHARD BABBE, HELEN ADDRESS : 10 AMORET DRIVE MORTGAGE AMT: 284,350.00 CITY IRVINE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92602 UNPAID BALANCE: 283,683.890 OPTION TO CONVERT : No MONTHLY P&I: 1,963.94 ANNUAL RATE ADJUST: 0.000 LTV : 89.96994 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136054 MORTGAGORS: ANI, EVANGELINE ADDRESS : 17401 STARK AVENUE MORTGAGE AMT: 256,000.00 CITY CERRITOS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90703 UNPAID BALANCE: 255,153.250 OPTION TO CONVERT : No MONTHLY P&I: 1,703.17 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136062 MORTGAGORS: LESLIE, TIMOTHY LESLIE, LINDA ADDRESS : 14617 OAK KNOLL LANE MORTGAGE AMT: 384,000.00 CITY VALLEY CENT :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92082 UNPAID BALANCE: 382,714.000 OPTION TO CONVERT : No MONTHLY P&I: 2,554.76 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136070 MORTGAGORS: EPSTEIN, SLAVA KASHEVSKY, HELENA ADDRESS : 135 BONHAM ROAD MORTGAGE AMT: 256,000.00 CITY DEDHAM :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 MA 02026 UNPAID BALANCE: 255,061.730 OPTION TO CONVERT : No MONTHLY P&I: 1,811.95 ANNUAL RATE ADJUST: 0.000 LTV : 94.99072 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 02/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136096 MORTGAGORS: WILSON, MICHAEL WILSON, MICHELE ADDRESS : 125 S WOODLAWN CT MORTGAGE AMT: 263,500.00 CITY WICHITA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 KS 67218 UNPAID BALANCE: 262,879.620 OPTION TO CONVERT : No MONTHLY P&I: 1,797.53 ANNUAL RATE ADJUST: 0.000 LTV : 83.65079 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136104 MORTGAGORS: SARRAFZADEH, DAVID SARRAFZADEH, TAMARA ADDRESS : 104 MAIN STREET MORTGAGE AMT: 460,000.00 CITY MEDFIELD :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MA 02052 UNPAID BALANCE: 458,796.340 OPTION TO CONVERT : No MONTHLY P&I: 3,099.11 ANNUAL RATE ADJUST: 0.000 LTV : 76.03306 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136138 MORTGAGORS: GARLAND, JEFFREY GARLAND, SHELLEY ADDRESS : 40830 UTICA ROAD MORTGAGE AMT: 287,500.00 CITY STERLING HE :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 MI 48313 UNPAID BALANCE: 286,716.040 OPTION TO CONVERT : No MONTHLY P&I: 1,817.20 ANNUAL RATE ADJUST: 0.000 LTV : 71.42857 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136161 MORTGAGORS: NEMECEK, FRANCIS NEMECEK, MARY ADDRESS : 3101 E LONG ROAD MORTGAGE AMT: 431,500.00 CITY LITTLETON :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CO 80121 UNPAID BALANCE: 430,037.440 OPTION TO CONVERT : No MONTHLY P&I: 2,834.65 ANNUAL RATE ADJUST: 0.000 LTV : 58.31081 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136179 MORTGAGORS: CHRISTENSEN, LYNN ADDRESS : 15350 S ARFSTEN ROAD MORTGAGE AMT: 371,000.00 CITY LARKSPUR :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CO 80118 UNPAID BALANCE: 370,229.000 OPTION TO CONVERT : No MONTHLY P&I: 2,690.01 ANNUAL RATE ADJUST: 0.000 LTV : 74.94949 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136187 MORTGAGORS: HOWARD, CHARLES HOWARD, MARJORIE ADDRESS : 6700 W DORADO DRIVE MORTGAGE AMT: 327,650.00 CITY DENVER :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CO 80123 UNPAID BALANCE: 327,111.270 OPTION TO CONVERT : No MONTHLY P&I: 2,179.87 ANNUAL RATE ADJUST: 0.000 LTV : 79.99463 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136195 MORTGAGORS: STEELE, DAVID LABORDE, CAROL LABORDE, JOHN STEELE, JUDITH ADDRESS : 0080 GOLF COURSE RD MORTGAGE AMT: 300,000.00 CITY COPPER MOUN :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CO 80443 UNPAID BALANCE: 299,055.360 OPTION TO CONVERT : No MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000 LTV : 66.23979 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136229 MORTGAGORS: HAACK, TERESA HAACK, DOUGLAS ADDRESS : 105 CAPTAINE GRAVES MORTGAGE AMT: 292,350.00 CITY WILLIAMSBUR :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 VA 23185 UNPAID BALANCE: 291,678.520 OPTION TO CONVERT : No MONTHLY P&I: 2,019.19 ANNUAL RATE ADJUST: 0.000 LTV : 36.54375 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136237 MORTGAGORS: ROBERTS, WILLIAM ROBERTS, GALE ADDRESS : 222 W QUEENS DRIVE MORTGAGE AMT: 300,000.00 CITY WILLIAMSBUR :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 VA 23185 UNPAID BALANCE: 299,494.480 OPTION TO CONVERT : No MONTHLY P&I: 1,970.79 ANNUAL RATE ADJUST: 0.000 LTV : 60.60606 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136245 MORTGAGORS: SPRINGER, THOMAS SIMS, JEWEL ADDRESS : 68 WEST PINES DRIVE MORTGAGE AMT: 300,000.00 CITY MONTGOMERY :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 TX 77356 UNPAID BALANCE: 299,494.480 OPTION TO CONVERT : No MONTHLY P&I: 1,970.79 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136260 MORTGAGORS: BELL, MICHAEL BELL, DEBORAH ADDRESS : 23513 FLOWING MIST MORTGAGE AMT: 288,000.00 CITY SAN ANTONIO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 TX 78258 UNPAID BALANCE: 287,526.460 OPTION TO CONVERT : No MONTHLY P&I: 1,916.08 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136278 MORTGAGORS: SHAMIEH, RAMZI SHAMIEH, CYNTHIA ADDRESS : 1551 ROSEANNA DRIVE MORTGAGE AMT: 255,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 CA 95118 UNPAID BALANCE: 254,321.300 OPTION TO CONVERT : No MONTHLY P&I: 1,632.80 ANNUAL RATE ADJUST: 0.000 LTV : 78.22086 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136286 MORTGAGORS: HANSON, RACHEL MILTON, CELESTE ADDRESS : 4400 EVANS AVENUE MORTGAGE AMT: 370,400.00 CITY OAKLAND :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 94602 UNPAID BALANCE: 369,437.880 OPTION TO CONVERT : No MONTHLY P&I: 2,402.41 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136294 MORTGAGORS: BAYARD, PAUL ADDRESS : 2711 SANTA CLARA AVENUE MORTGAGE AMT: 280,000.00 CITY ALAMEDA :\ STATE/ZIP :\ LIFETIME RATE : 6.37500 CA 94501 UNPAID BALANCE: 279,217.840 OPTION TO CONVERT : No MONTHLY P&I: 1,746.84 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.37500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136302 MORTGAGORS: BRAUDE, RUVIM BRAUDE, INNA ADDRESS : 1290 MONTEREY BOULEVARD MORTGAGE AMT: 550,000.00 CITY SAN FRANCIS :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 94127 UNPAID BALANCE: 548,571.370 OPTION TO CONVERT : No MONTHLY P&I: 3,567.29 ANNUAL RATE ADJUST: 0.000 LTV : 60.43956 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136310 MORTGAGORS: BASILE, LOUIS BASILE, M ADDRESS : 15216 COOPER AVENUE MORTGAGE AMT: 397,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95124 UNPAID BALANCE: 396,041.890 OPTION TO CONVERT : No MONTHLY P&I: 2,674.67 ANNUAL RATE ADJUST: 0.000 LTV : 73.51852 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136336 MORTGAGORS: YEGGY, DANIEL YEGGY, DEBRA ADDRESS : 7685 PASEO SANTA CRUZ MORTGAGE AMT: 318,000.00 CITY PLEASANTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94566 UNPAID BALANCE: 317,477.140 OPTION TO CONVERT : No MONTHLY P&I: 2,115.67 ANNUAL RATE ADJUST: 0.000 LTV : 69.43231 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136344 MORTGAGORS: DONLAN, KAREN SCHULTZ, CHRIS ADDRESS : 18901 LOREE AVENUE MORTGAGE AMT: 600,000.00 CITY CUPERTINO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95014 UNPAID BALANCE: 598,055.010 OPTION TO CONVERT : No MONTHLY P&I: 4,093.06 ANNUAL RATE ADJUST: 0.000 LTV : 76.04563 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136351 MORTGAGORS: VELARDE, ELIA ADDRESS : 109 MARJORAM LOOP MORTGAGE AMT: 311,850.00 CITY UNION CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94587 UNPAID BALANCE: 311,115.140 OPTION TO CONVERT : No MONTHLY P&I: 2,127.37 ANNUAL RATE ADJUST: 0.000 LTV : 79.98820 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136369 MORTGAGORS: DELAPAZ, EDUARDO DELAPAZ, KIMBERLY ADDRESS : 3669 TULLY COURT MORTGAGE AMT: 314,200.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 95148 UNPAID BALANCE: 313,670.530 OPTION TO CONVERT : No MONTHLY P&I: 2,064.08 ANNUAL RATE ADJUST: 0.000 LTV : 89.97709 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136377 MORTGAGORS: SINGH, MANMEET SETHI, HARVEEN ADDRESS : 397 KING AVENUE MORTGAGE AMT: 326,000.00 CITY FREMONT :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94536 UNPAID BALANCE: 325,489.830 OPTION TO CONVERT : No MONTHLY P&I: 2,223.90 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136385 MORTGAGORS: LY, QUANG ADDRESS : 359 HUCKLEBERRY DRIVE MORTGAGE AMT: 352,450.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95123 UNPAID BALANCE: 351,599.390 OPTION TO CONVERT : No MONTHLY P&I: 2,374.53 ANNUAL RATE ADJUST: 0.000 LTV : 68.29129 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136393 MORTGAGORS: NGUYEN, CUONG NGUYEN, TRANG ADDRESS : 895 DIANA AVENUE MORTGAGE AMT: 404,000.00 CITY MORGAN HILL :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95037 UNPAID BALANCE: 403,383.280 OPTION TO CONVERT : No MONTHLY P&I: 2,790.33 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136427 MORTGAGORS: ADAMS, JONATHAN ADAMS, DIANE ADDRESS : 3855 COTTONWOOD DRIVE MORTGAGE AMT: 435,000.00 CITY DANVILLE :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 CA 94506 UNPAID BALANCE: 434,230.290 OPTION TO CONVERT : No MONTHLY P&I: 2,785.36 ANNUAL RATE ADJUST: 0.000 LTV : 61.70213 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136435 MORTGAGORS: DEL ROSARIO, RODUARDO DEL ROSARIO, VIRGINIA ADDRESS : 10170 STERLING BOULEVARD MORTGAGE AMT: 300,000.00 CITY CUPERTINO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95014 UNPAID BALANCE: 299,327.870 OPTION TO CONVERT : No MONTHLY P&I: 2,097.65 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136443 MORTGAGORS: SHIREMAN, ROBERT SIKES, LUCINDA ADDRESS : 1911 HOPKINS STREET MORTGAGE AMT: 321,600.00 CITY BERKELEY :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94707 UNPAID BALANCE: 321,058.070 OPTION TO CONVERT : No MONTHLY P&I: 2,112.69 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136450 MORTGAGORS: QUON, JACK LEE, LILLIAN ADDRESS : 806 28TH AVENUE MORTGAGE AMT: 280,000.00 CITY SAN FRANCIS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94121 UNPAID BALANCE: 279,550.830 OPTION TO CONVERT : No MONTHLY P&I: 1,886.42 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136468 MORTGAGORS: WEY, TING ADDRESS : 32416 WESTPORT COURT MORTGAGE AMT: 342,400.00 CITY UNION CITY :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94587 UNPAID BALANCE: 341,454.990 OPTION TO CONVERT : No MONTHLY P&I: 2,249.33 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136476 MORTGAGORS: SESSIONS, KENTON ADDRESS : 4269 PARK BOULEVARD MORTGAGE AMT: 337,500.00 CITY PALO ALTO :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94306 UNPAID BALANCE: 336,931.280 OPTION TO CONVERT : No MONTHLY P&I: 2,217.14 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136484 MORTGAGORS: PIRING, CHARLES GALLARDO, JOSELEO PIRING, MARIA ADDRESS : 29057 ROSECLIFF LANE MORTGAGE AMT: 246,000.00 CITY HAYWARD :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94544 UNPAID BALANCE: 245,633.720 OPTION TO CONVERT : No MONTHLY P&I: 1,720.07 ANNUAL RATE ADJUST: 0.000 LTV : 78.09524 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136492 MORTGAGORS: TREVINO, RICHARD TREVINO, KIMBERLY ADDRESS : 12500 POPPY LANE MORTGAGE AMT: 576,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95127 UNPAID BALANCE: 575,098.610 OPTION TO CONVERT : No MONTHLY P&I: 3,929.34 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136500 MORTGAGORS: MORRILL, STEPHEN MORRILL, MAUREEN ADDRESS : 19 BELMONT ROAD MORTGAGE AMT: 308,000.00 CITY WAKEFIELD :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MA 01880 UNPAID BALANCE: 308,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,153.59 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136518 MORTGAGORS: HENNIGH, SCOTT HENNIGH, KATHLEEN ADDRESS : 217 STANBRIDGE COURT MORTGAGE AMT: 294,400.00 CITY ALAMEDA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94502 UNPAID BALANCE: 293,939.290 OPTION TO CONVERT : No MONTHLY P&I: 2,008.33 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136526 MORTGAGORS: HENSON, VAN HENSON, TERESA ADDRESS : 1413 FOX CREEK COURT MORTGAGE AMT: 260,000.00 CITY LIVERMORE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94550 UNPAID BALANCE: 259,340.920 OPTION TO CONVERT : No MONTHLY P&I: 1,708.02 ANNUAL RATE ADJUST: 0.000 LTV : 76.47059 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136534 MORTGAGORS: SPIVACK, DAVID SPIVACK, JANIS ADDRESS : 657 28TH STREET MORTGAGE AMT: 373,500.00 CITY SAN FRANCIS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94131 UNPAID BALANCE: 372,642.110 OPTION TO CONVERT : No MONTHLY P&I: 2,579.68 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136542 MORTGAGORS: LI, ZI HUI WANG, YAN ZHE ADDRESS : 797 ALLEN COURT MORTGAGE AMT: 454,400.00 CITY PALO ALTO :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94303 UNPAID BALANCE: 453,634.320 OPTION TO CONVERT : No MONTHLY P&I: 2,985.09 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136559 MORTGAGORS: PAPPAS, ALEXANDER PAPPAS, VICTORIA ADDRESS : 750 BUCKLAND AVENUE MORTGAGE AMT: 598,000.00 CITY BELMONT :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94002 UNPAID BALANCE: 596,484.150 OPTION TO CONVERT : No MONTHLY P&I: 3,928.44 ANNUAL RATE ADJUST: 0.000 LTV : 73.37423 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136567 MORTGAGORS: DENTON, SCOTT HUGHES DENTO, NICOLETTE ADDRESS : 4457 ARBUTUS COURT MORTGAGE AMT: 334,360.00 CITY PLEASANTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94588 UNPAID BALANCE: 333,810.250 OPTION TO CONVERT : No MONTHLY P&I: 2,224.51 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136575 MORTGAGORS: POWELL, ROBERT POWELL, KAROL ADDRESS : 1369 THERESA AVENUE MORTGAGE AMT: 285,000.00 CITY CAMPBELL :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 95008 UNPAID BALANCE: 284,231.730 OPTION TO CONVERT : No MONTHLY P&I: 1,872.25 ANNUAL RATE ADJUST: 0.000 LTV : 71.25000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136583 MORTGAGORS: DE OLIVEIR, J AUGUSTO SOUZA DE OLI, CLAUDIA ADDRESS : 6648 MT HOPE DRIVE MORTGAGE AMT: 396,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 95120 UNPAID BALANCE: 394,971.380 OPTION TO CONVERT : No MONTHLY P&I: 2,568.45 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136591 MORTGAGORS: BOITANO, PAUL YOST BOITANO, PAULA ADDRESS : 5022 DUBLIN AVENUE MORTGAGE AMT: 289,000.00 CITY OAKLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94602 UNPAID BALANCE: 288,547.740 OPTION TO CONVERT : No MONTHLY P&I: 1,971.49 ANNUAL RATE ADJUST: 0.000 LTV : 74.10256 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136609 MORTGAGORS: LANDTHORN, RON LANDTHORN, SUZANNE ADDRESS : 1255 HEAVEN HILL ROAD MORTGAGE AMT: 480,000.00 CITY SONOMA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95476 UNPAID BALANCE: 479,248.840 OPTION TO CONVERT : No MONTHLY P&I: 3,274.45 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136617 MORTGAGORS: TAKESHIMA, SHIN ADDRESS : 3373 ONSLOW WAY MORTGAGE AMT: 272,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 95132 UNPAID BALANCE: 271,293.470 OPTION TO CONVERT : No MONTHLY P&I: 1,764.19 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136625 MORTGAGORS: FULLER, SCOTT FULLER, DIANE ADDRESS : 1004 DUNHILL COURT MORTGAGE AMT: 430,000.00 CITY DANVILLE :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 94506 UNPAID BALANCE: 429,257.460 OPTION TO CONVERT : No MONTHLY P&I: 2,788.98 ANNUAL RATE ADJUST: 0.000 LTV : 73.19149 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136641 MORTGAGORS: SLATER, DAVID SLATER, DEBRA ADDRESS : 1135 CRESTVIEW AVENUE MORTGAGE AMT: 364,000.00 CITY SEAL BEACH :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 90740 UNPAID BALANCE: 363,371.440 OPTION TO CONVERT : No MONTHLY P&I: 2,360.90 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136658 MORTGAGORS: WELLS, DAVID WELLS, MICHELLE ADDRESS : 3543 TRENTON WAY MORTGAGE AMT: 255,550.00 CITY EL DORADO H :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95762 UNPAID BALANCE: 255,053.470 OPTION TO CONVERT : No MONTHLY P&I: 1,721.69 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136666 MORTGAGORS: BERNARDO, MICHAEL BERNARDO, JANIS ADDRESS : 224 CALDWELL AVENUE MORTGAGE AMT: 444,000.00 CITY LOS GATOS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95032 UNPAID BALANCE: 443,269.980 OPTION TO CONVERT : No MONTHLY P&I: 2,953.95 ANNUAL RATE ADJUST: 0.000 LTV : 68.30769 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136674 MORTGAGORS: WILLIAMS, SCOTT ADDRESS : 662 CRESTVIEW DRIVE MORTGAGE AMT: 315,200.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95117 UNPAID BALANCE: 314,718.840 OPTION TO CONVERT : No MONTHLY P&I: 2,177.01 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136682 MORTGAGORS: IMAMURA, DANIEL ADDRESS : 336 WINDINGWOOD COURT MORTGAGE AMT: 264,000.00 CITY MOUNTAIN VI :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94040 UNPAID BALANCE: 263,606.920 OPTION TO CONVERT : No MONTHLY P&I: 1,845.93 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136690 MORTGAGORS: SKOOG, JAMES SKOOG, CAROL ADDRESS : 7094 BROOKTREE WAY MORTGAGE AMT: 339,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 CA 95120 UNPAID BALANCE: 338,385.400 OPTION TO CONVERT : No MONTHLY P&I: 2,142.72 ANNUAL RATE ADJUST: 0.000 LTV : 71.36842 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136708 MORTGAGORS: MERRIAM, JAMES KARL, ELIZABETH ADDRESS : 978 AZALEA DRIVE MORTGAGE AMT: 300,000.00 CITY SUNNYVALE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94086 UNPAID BALANCE: 299,502.630 OPTION TO CONVERT : No MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000 LTV : 64.51613 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136716 MORTGAGORS: DATTA RAY, PARTHA DATTA RAY, MITRA ADDRESS : 18640 CASA BLANCA LANE MORTGAGE AMT: 488,000.00 CITY SARATOGA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 95070 UNPAID BALANCE: 487,177.670 OPTION TO CONVERT : No MONTHLY P&I: 3,205.82 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136724 MORTGAGORS: WU, XIANGCHEN LIU, WEI ADDRESS : 1000 GILA COURT MORTGAGE AMT: 416,000.00 CITY FREMONT :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 94539 UNPAID BALANCE: 415,281.650 OPTION TO CONVERT : No MONTHLY P&I: 2,698.17 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136732 MORTGAGORS: TONG, PETER CHIN, LINDA ADDRESS : 12480 PALMTAG DRIVE MORTGAGE AMT: 536,000.00 CITY SARATOGA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 95070 UNPAID BALANCE: 535,096.800 OPTION TO CONVERT : No MONTHLY P&I: 3,521.14 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136740 MORTGAGORS: LYONS, CYNTHIA BRINK, GREG ADDRESS : 9750 MARKY WAY MORTGAGE AMT: 276,000.00 CITY LA MESA :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 CA 91941 UNPAID BALANCE: 275,499.630 OPTION TO CONVERT : No MONTHLY P&I: 1,744.51 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136757 MORTGAGORS: NAPOLITANO, DAVID KAPAI, MEENU ADDRESS : 4114 REMILLARD COURT MORTGAGE AMT: 556,050.00 CITY PLEASANTON :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 CA 94566 UNPAID BALANCE: 555,041.910 OPTION TO CONVERT : No MONTHLY P&I: 3,514.62 ANNUAL RATE ADJUST: 0.000 LTV : 79.99568 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136765 MORTGAGORS: POTTER, KENNETH ADDRESS : 9517 SOUTHLAKE DRIVE MORTGAGE AMT: 400,000.00 CITY SPOTSYLVANI :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 VA 22553 UNPAID BALANCE: 399,404.420 OPTION TO CONVERT : No MONTHLY P&I: 2,796.86 ANNUAL RATE ADJUST: 0.000 LTV : 72.72727 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136781 MORTGAGORS: BUCKLEY, PAUL BUCKLEY, KATHERINE ADDRESS : 14 GOLDENROD LANE MORTGAGE AMT: 300,000.00 CITY FALMOUTH :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 ME 04105 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,097.65 ANNUAL RATE ADJUST: 0.000 LTV : 66.66667 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136799 MORTGAGORS: SMITH, MARTIN ADDRESS : 4096 SPRING KNOLL DRIVE MORTGAGE AMT: 376,000.00 CITY EUGENE :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 OR 97405 UNPAID BALANCE: 375,023.340 OPTION TO CONVERT : No MONTHLY P&I: 2,438.73 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136807 MORTGAGORS: LASORDA, DAVID LASORDA, PAMELA ADDRESS : 916 BEAVER STREET MORTGAGE AMT: 483,000.00 CITY SEWICKLEY :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 PA 15143 UNPAID BALANCE: 481,775.660 OPTION TO CONVERT : No MONTHLY P&I: 3,172.97 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136815 MORTGAGORS: COYNE, JOHN COYNE, LISA ADDRESS : 4 CHICKADEE LANE MORTGAGE AMT: 311,000.00 CITY WESTWOOD :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 02090 UNPAID BALANCE: 310,513.310 OPTION TO CONVERT : No MONTHLY P&I: 2,121.57 ANNUAL RATE ADJUST: 0.000 LTV : 55.53571 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136823 MORTGAGORS: NEWMAN, WADE NEWMAN, CECELIA ADDRESS : 45620 BRISTOL CIRCLE MORTGAGE AMT: 278,000.00 CITY NOVI :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 MI 48377 UNPAID BALANCE: 277,508.110 OPTION TO CONVERT : No MONTHLY P&I: 1,780.06 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136831 MORTGAGORS: SAMAKOW, THOMAS SAMAKOW, DEBRA ADDRESS : 1427 SQUIRREL HILL AVENUE MORTGAGE AMT: 306,000.00 CITY PITTSBURGH :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 PA 15217 UNPAID BALANCE: 305,496.880 OPTION TO CONVERT : No MONTHLY P&I: 2,035.83 ANNUAL RATE ADJUST: 0.000 LTV : 48.18898 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136849 MORTGAGORS: KANTOR, MITCHELL KANTOR, NANCY ADDRESS : 7 SHADOW LANE MORTGAGE AMT: 708,000.00 CITY BLOOMFIELD :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MI 48302 UNPAID BALANCE: 706,413.810 OPTION TO CONVERT : No MONTHLY P&I: 4,950.44 ANNUAL RATE ADJUST: 0.000 LTV : 61.56522 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136864 MORTGAGORS: RUIZ DE LUZU, KATHERINE ALDERSON, LLOYD ADDRESS : 174 WEST BARE HILL ROAD MORTGAGE AMT: 315,000.00 CITY HARVARD :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 01451 UNPAID BALANCE: 314,299.290 OPTION TO CONVERT : No MONTHLY P&I: 2,148.86 ANNUAL RATE ADJUST: 0.000 LTV : 74.64455 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136898 MORTGAGORS: JAMES, KEVIN JAMES, SARAH ADDRESS : 1426 19TH AVENUE MORTGAGE AMT: 268,000.00 CITY SAN FRANCIS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94122 UNPAID BALANCE: 267,368.990 OPTION TO CONVERT : No MONTHLY P&I: 1,828.23 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136906 MORTGAGORS: FISHER, JOHN FISHER, KARON ADDRESS : 15056 NW EUGENE LANE MORTGAGE AMT: 259,900.00 CITY PORTLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 OR 97229 UNPAID BALANCE: 259,493.270 OPTION TO CONVERT : No MONTHLY P&I: 1,772.98 ANNUAL RATE ADJUST: 0.000 LTV : 76.46367 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136914 MORTGAGORS: WALLS, JOHN WALLS, VALERIE ADDRESS : 8260 RIDGEPOINTE DRIVE MORTGAGE AMT: 357,000.00 CITY BURR RIDGE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 IL 60521 UNPAID BALANCE: 356,455.030 OPTION TO CONVERT : No MONTHLY P&I: 2,465.71 ANNUAL RATE ADJUST: 0.000 LTV : 78.11816 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136930 MORTGAGORS: CATTONE, DAN CATTONE, JOHANNA ADDRESS : 47657 AVALON HEIGHTS TERR MORTGAGE AMT: 644,000.00 CITY FREMONT :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94539 UNPAID BALANCE: 642,941.160 OPTION TO CONVERT : No MONTHLY P&I: 4,284.55 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136955 MORTGAGORS: BASKIN, PHYLLIS ADDRESS : 306 SCHENLEY ROAD MORTGAGE AMT: 272,000.00 CITY PITTSBURGH :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 PA 15217 UNPAID BALANCE: 271,359.580 OPTION TO CONVERT : No MONTHLY P&I: 1,855.52 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136971 MORTGAGORS: PICCIRILLO, ROBERT PICCIRILLO, PHYLLIS ADDRESS : 44 BRIDLE PATH MORTGAGE AMT: 276,000.00 CITY FRANKLIN :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 MA 02038 UNPAID BALANCE: 275,598.960 OPTION TO CONVERT : No MONTHLY P&I: 1,953.52 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136989 MORTGAGORS: MANDI, JUDIT ADDRESS : 2271 HOLLISTON AVENUE MORTGAGE AMT: 530,000.00 CITY ALTADENA :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 CA 91001 UNPAID BALANCE: 528,576.600 OPTION TO CONVERT : No MONTHLY P&I: 3,393.65 ANNUAL RATE ADJUST: 0.000 LTV : 74.64789 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080137003 MORTGAGORS: STEWART, DONALD VANCIL, MARCELLA ADDRESS : 409 OAKBROOK CIRCLE MORTGAGE AMT: 392,500.00 CITY URBANA :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 IL 61801 UNPAID BALANCE: 391,188.040 OPTION TO CONVERT : No MONTHLY P&I: 2,778.09 ANNUAL RATE ADJUST: 0.000 LTV : 79.13306 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080137011 MORTGAGORS: RICHARDSON, EMMETT RICHARDSON, MAXINE ADDRESS : 8 EAST SQUARE LANE MORTGAGE AMT: 300,000.00 CITY RICHMOND :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 VA 23233 UNPAID BALANCE: 299,481.970 OPTION TO CONVERT : No MONTHLY P&I: 1,945.79 ANNUAL RATE ADJUST: 0.000 LTV : 69.76744 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080137078 MORTGAGORS: HULL, SCOTT FAUDOA HULL, ELEONOR ADDRESS : 1327 HORSEMILL ROAD MORTGAGE AMT: 302,000.00 CITY EL CAJON :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 92021 UNPAID BALANCE: 301,478.500 OPTION TO CONVERT : No MONTHLY P&I: 1,958.77 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080137094 MORTGAGORS: CROSS, MARVIN CROSS, BETH ADDRESS : 1851 RHODES STREET MORTGAGE AMT: 490,000.00 CITY HERMOSA BEA :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 CA 90254 UNPAID BALANCE: 488,695.870 OPTION TO CONVERT : No MONTHLY P&I: 3,137.52 ANNUAL RATE ADJUST: 0.000 LTV : 76.80251 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080137102 MORTGAGORS: WAFEL, IRA SCHLESINGER, GALE ADDRESS : 15 CRYSTALAIRE MORTGAGE AMT: 299,100.00 CITY LAS FLORES :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92688 UNPAID BALANCE: 298,341.830 OPTION TO CONVERT : No MONTHLY P&I: 1,964.87 ANNUAL RATE ADJUST: 0.000 LTV : 79.99144 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080137110 MORTGAGORS: DIAMOND, PAUL DIAMOND, RHONDA ADDRESS : 5111 LEE STREET MORTGAGE AMT: 275,000.00 CITY TORRANCE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 90503 UNPAID BALANCE: 274,336.320 OPTION TO CONVERT : No MONTHLY P&I: 1,852.73 ANNUAL RATE ADJUST: 0.000 LTV : 70.51282 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080137128 MORTGAGORS: GARDNER, ROY GARDNER, SUSAN ADDRESS : 28377 FAIRCREST WAY MORTGAGE AMT: 380,000.00 CITY ESCONDIDO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92026 UNPAID BALANCE: 379,390.430 OPTION TO CONVERT : No MONTHLY P&I: 2,560.13 ANNUAL RATE ADJUST: 0.000 LTV : 79.16667 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080137136 MORTGAGORS: LO, ELAINE ADDRESS : 2201 VIA CARRILLO MORTGAGE AMT: 268,000.00 CITY PALOS VERDE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90274 UNPAID BALANCE: 267,559.340 OPTION TO CONVERT : No MONTHLY P&I: 1,783.01 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080137144 MORTGAGORS: STONE, PETER STONE, LORI ADDRESS : 6 BEACONSFIELD MORTGAGE AMT: 420,000.00 CITY DOVE CANYON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92679 UNPAID BALANCE: 419,309.440 OPTION TO CONVERT : No MONTHLY P&I: 2,794.27 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080137151 MORTGAGORS: DAVEY, JOHN DAVEY, PAULA ADDRESS : 32771 NATHAN CIRCLE MORTGAGE AMT: 284,000.00 CITY DANA POINT :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92629 UNPAID BALANCE: 283,521.110 OPTION TO CONVERT : No MONTHLY P&I: 1,865.68 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080137169 MORTGAGORS: TRISKO, KAREN ADDRESS : 30 CHAMONIX MORTGAGE AMT: 260,000.00 CITY LAGUNA NIGU :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92677 UNPAID BALANCE: 259,474.770 OPTION TO CONVERT : No MONTHLY P&I: 1,817.96 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080137177 MORTGAGORS: FALLON, WILLIAM FALLON, TAMARA ADDRESS : 1921 N LAUREL AVENUE MORTGAGE AMT: 262,800.00 CITY UPLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 91784 UNPAID BALANCE: 262,408.700 OPTION TO CONVERT : No MONTHLY P&I: 1,837.54 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080137185 MORTGAGORS: NELSON, MARC NELSON, KIM ADDRESS : 21 APACHE DRIVE MORTGAGE AMT: 267,300.00 CITY TRABUCO CAN :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92679 UNPAID BALANCE: 266,891.970 OPTION TO CONVERT : No MONTHLY P&I: 1,846.17 ANNUAL RATE ADJUST: 0.000 LTV : 79.79104 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080137193 MORTGAGORS: LEW, PETER LEW, JEANNE ADDRESS : 21329 HOWARD AVENUE MORTGAGE AMT: 279,000.00 CITY TORRANCE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90503 UNPAID BALANCE: 278,563.390 OPTION TO CONVERT : No MONTHLY P&I: 1,903.27 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080137201 MORTGAGORS: YU, WENBIN ZENG, YIHAI ADDRESS : 5850 COZZENS STREET MORTGAGE AMT: 328,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92122 UNPAID BALANCE: 327,460.700 OPTION TO CONVERT : No MONTHLY P&I: 2,182.20 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080137219 MORTGAGORS: NEWMAN, BRET THOMPSON, ROBIN ADDRESS : 34 MANCERA MORTGAGE AMT: 349,400.00 CITY RANCHO SANT :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92688 UNPAID BALANCE: 348,630.690 OPTION TO CONVERT : No MONTHLY P&I: 2,324.57 ANNUAL RATE ADJUST: 0.000 LTV : 71.45194 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080137227 MORTGAGORS: CLARK, JAMES CLARK, THERESA ADDRESS : 55 GINA CT. MORTGAGE AMT: 318,000.00 CITY SYKESVILLE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MD 21784 UNPAID BALANCE: 317,464.140 OPTION TO CONVERT : No MONTHLY P&I: 2,089.04 ANNUAL RATE ADJUST: 0.000 LTV : 78.13268 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080137235 MORTGAGORS: REMBERT, LEROY REMBERT, WILHELMENI ADDRESS : 7338 SANTORINI LANE MORTGAGE AMT: 279,000.00 CITY CHARLOTTE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NC 28270 UNPAID BALANCE: 278,343.090 OPTION TO CONVERT : No MONTHLY P&I: 1,903.28 ANNUAL RATE ADJUST: 0.000 LTV : 84.54545 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080137243 MORTGAGORS: ROBERTSON, THOMAS ROBERTSON, MARY ADDRESS : 110 GREY BRIDGE ROW MORTGAGE AMT: 338,000.00 CITY CARY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NC 27513 UNPAID BALANCE: 337,223.650 OPTION TO CONVERT : No MONTHLY P&I: 2,334.49 ANNUAL RATE ADJUST: 0.000 LTV : 70.41667 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080137250 MORTGAGORS: DE LA TORRE, GABRIEL OKERE, ISABEL DE LA TORRE, IRMA ADDRESS : 1401 PEREGRINE DRIVE MORTGAGE AMT: 299,200.00 CITY GILROY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95020 UNPAID BALANCE: 298,477.920 OPTION TO CONVERT : No MONTHLY P&I: 2,015.77 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080137268 MORTGAGORS: MOULTRIE, DOUGLAS MOULTRIE, ELIZABETH ADDRESS : 39306 LONG HILL LANE MORTGAGE AMT: 285,000.00 CITY ALDIE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 VA 20105 UNPAID BALANCE: 284,328.960 OPTION TO CONVERT : No MONTHLY P&I: 1,944.21 ANNUAL RATE ADJUST: 0.000 LTV : 71.25000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080137276 MORTGAGORS: RIVIELLO, JAMES TORREY, SUSAN ADDRESS : 77 CIDER MILL ROAD MORTGAGE AMT: 300,000.00 CITY SUDBURY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 01776 UNPAID BALANCE: 299,192.450 OPTION TO CONVERT : No MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000 LTV : 72.81553 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080137292 MORTGAGORS: IDE, DAVID IDE, DEBORAH ADDRESS : 53 LA PERLA MORTGAGE AMT: 313,000.00 CITY FOOTHILL RA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92610 UNPAID BALANCE: 312,244.630 OPTION TO CONVERT : No MONTHLY P&I: 2,108.74 ANNUAL RATE ADJUST: 0.000 LTV : 78.64322 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080137300 MORTGAGORS: HECKER KLEIN, JANENE KLEIN, MICHAEL ADDRESS : 134 GREENBRIAR DRIVE MORTGAGE AMT: 341,000.00 CITY WEXFORD :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 PA 15090 UNPAID BALANCE: 340,425.390 OPTION TO CONVERT : No MONTHLY P&I: 2,240.13 ANNUAL RATE ADJUST: 0.000 LTV : 78.75289 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080137326 MORTGAGORS: ARMBRESTER, ROBERT ARMBRESTER, KATHY ADDRESS : 2829 ACTION PLACE MORTGAGE AMT: 280,000.00 CITY BIRMINGHAM :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 AL 35243 UNPAID BALANCE: 279,539.630 OPTION TO CONVERT : No MONTHLY P&I: 1,862.85 ANNUAL RATE ADJUST: 0.000 LTV : 74.86631 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080137334 MORTGAGORS: KISTER, JANUARY GARLAK, MALGORZATA ADDRESS : 3702 BRET HARTE DRIVE MORTGAGE AMT: 402,400.00 CITY REDWOOD CIT :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94061 UNPAID BALANCE: 401,721.940 OPTION TO CONVERT : No MONTHLY P&I: 2,643.48 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080137342 MORTGAGORS: NEEDLES, MARC NEEDLES, MARITA ADDRESS : 1127 PEBBLE SPRING DRIVE MORTGAGE AMT: 450,000.00 CITY BERWYN :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 PA 19312 UNPAID BALANCE: 449,278.150 OPTION TO CONVERT : No MONTHLY P&I: 3,031.73 ANNUAL RATE ADJUST: 0.000 LTV : 67.66917 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080137367 MORTGAGORS: MERRICK, DAVID CHEN, HUNG TSU ADDRESS : 474 HULL AVENUE MORTGAGE AMT: 258,400.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 95125 UNPAID BALANCE: 257,964.590 OPTION TO CONVERT : No MONTHLY P&I: 1,697.50 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080137375 MORTGAGORS: BARRIER, C. BARRIER, PAMELA ADDRESS : 1406 HARDOUIN AVENUE MORTGAGE AMT: 400,000.00 CITY Austin :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 TX 78703 UNPAID BALANCE: 400,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,694.87 ANNUAL RATE ADJUST: 0.000 LTV : 74.82000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080137409 MORTGAGORS: M TAYLOR, LARRY TAYLOR, SUZANNE ADDRESS : 11775 ASPEN VIEW DRIVE MORTGAGE AMT: 300,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92128 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,072.03 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080137573 MORTGAGORS: BRYANT, LANCE BRYANT, CAMILLA ADDRESS : 4184 SPARROW LANE MORTGAGE AMT: 199,500.00 CITY SHINGLE SPR :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95682 UNPAID BALANCE: 199,351.950 OPTION TO CONVERT : No MONTHLY P&I: 1,394.93 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080137854 MORTGAGORS: KARABOTS, DENISE ADDRESS : 416 COMMONWEALTH AVENUE # MORTGAGE AMT: 331,000.00 CITY BOSTON :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 MA 02115 UNPAID BALANCE: 330,760.430 OPTION TO CONVERT : No MONTHLY P&I: 2,342.80 ANNUAL RATE ADJUST: 0.000 LTV : 79.95169 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080138043 MORTGAGORS: CONDIE, JOT CONDIE, KAREN ADDRESS : 2829 HABORVIEW LANE MORTGAGE AMT: 260,000.00 CITY ELK GROVE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95758 UNPAID BALANCE: 259,807.040 OPTION TO CONVERT : No MONTHLY P&I: 1,817.96 ANNUAL RATE ADJUST: 0.000 LTV : 65.82278 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080138639 MORTGAGORS: HOHENER, ERIC HOHENER, KERIANNE ADDRESS : 408 MORAGA AVENUE MORTGAGE AMT: 388,000.00 CITY PIEDMONT :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94611 UNPAID BALANCE: 385,678.600 OPTION TO CONVERT : No MONTHLY P&I: 2,548.88 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 12/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080138738 MORTGAGORS: KOTZ, KENNETH KOTZ, NANCY ADDRESS : 8860 GLENRIDGE COURT MORTGAGE AMT: 319,200.00 CITY VIENNA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 VA 22182 UNPAID BALANCE: 319,200.000 OPTION TO CONVERT : No MONTHLY P&I: 2,123.65 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080139140 MORTGAGORS: RUGAYAN, CHARLES RUGAYAN, CAROLE ADDRESS : 26420 WEST BEECHER LANE MORTGAGE AMT: 297,100.00 CITY STEVENSON R :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91381 UNPAID BALANCE: 296,856.460 OPTION TO CONVERT : No MONTHLY P&I: 1,976.62 ANNUAL RATE ADJUST: 0.000 LTV : 79.99009 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080139462 MORTGAGORS: HASLAM, EDWARD HASLAM, JACQUELINE ADDRESS : 148 CHENERY STREET MORTGAGE AMT: 430,000.00 CITY SAN FRANCIS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94131 UNPAID BALANCE: 429,327.090 OPTION TO CONVERT : No MONTHLY P&I: 2,933.36 ANNUAL RATE ADJUST: 0.000 LTV : 75.43860 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080139694 MORTGAGORS: KUBITZ, STEVEN KUBITZ, SHELLEY ADDRESS : 6651 BROOK HOLLOW CIRCLE MORTGAGE AMT: 292,550.00 CITY STOCKTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95219 UNPAID BALANCE: 292,092.180 OPTION TO CONVERT : No MONTHLY P&I: 1,995.71 ANNUAL RATE ADJUST: 0.000 LTV : 94.98747 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080139819 MORTGAGORS: RAUSCHER, KENNETH RAUSCHER, DEBORAH ADDRESS : 2187 CAMINO ROBLEDO MORTGAGE AMT: 330,000.00 CITY CARLSBAD :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92009 UNPAID BALANCE: 330,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,279.23 ANNUAL RATE ADJUST: 0.000 LTV : 72.52747 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080139934 MORTGAGORS: ROSS, LESLIE CARTER, E ADDRESS : 2747 BRANDYWINE STREET NW MORTGAGE AMT: 512,812.00 CITY WASHINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 DC 20008 UNPAID BALANCE: 512,812.000 OPTION TO CONVERT : No MONTHLY P&I: 3,585.66 ANNUAL RATE ADJUST: 0.000 LTV : 74.99993 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080140015 MORTGAGORS: BOYES, IRVING BOYES, SHIRLEY ADDRESS : 5211 WESTGROVE PLACE MORTGAGE AMT: 250,000.00 CITY DALLAS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 TX 75248 UNPAID BALANCE: 249,804.980 OPTION TO CONVERT : No MONTHLY P&I: 1,705.44 ANNUAL RATE ADJUST: 0.000 LTV : 52.63158 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080140023 MORTGAGORS: GERRISH, GREGORY GERRISH, KATHLEEN ADDRESS : 103 MILITIA ROAD EAST MORTGAGE AMT: 260,000.00 CITY READINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NJ 08889 UNPAID BALANCE: 259,807.040 OPTION TO CONVERT : No MONTHLY P&I: 1,817.96 ANNUAL RATE ADJUST: 0.000 LTV : 79.51070 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080140072 MORTGAGORS: DIVENERE, DOUGLAS DIVENERE, LEVITA ADDRESS : 403 HILL AVENUE MORTGAGE AMT: 277,600.00 CITY GLEN ELLYN :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 60137 UNPAID BALANCE: 277,600.000 OPTION TO CONVERT : No MONTHLY P&I: 1,893.73 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080140239 MORTGAGORS: FRONCZKOWSKI, STANLEY FRONCZKOWSKI, ANNE ADDRESS : 9 WOODBROCK CIRCLE MORTGAGE AMT: 300,000.00 CITY WILMINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 DE 19810 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,123.38 ANNUAL RATE ADJUST: 0.000 LTV : 73.17073 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080140296 MORTGAGORS: TUCKER, NEIL TUCKER, MARY ADDRESS : 495 FIRST ST MORTGAGE AMT: 304,000.00 CITY ORADELL :\ STATE/ZIP :\ LIFETIME RATE : 6.37500 NJ 07649 UNPAID BALANCE: 304,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,896.57 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080140338 MORTGAGORS: BARRONE, DOMINICK ADDRESS : 13 STONEWOOD PARKWAY MORTGAGE AMT: 280,500.00 CITY VERONA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NJ 07044 UNPAID BALANCE: 280,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,842.69 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080140411 MORTGAGORS: ROTHENBERG, PAMELA OTTINGER, MARK ADDRESS : 2549 BABCOCK ROAD MORTGAGE AMT: 528,000.00 CITY VIENNA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 VA 22181 UNPAID BALANCE: 528,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,557.24 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080140783 MORTGAGORS: FERRIER, CLINTON BELL, JOANN FERRIER, HEATHER ADDRESS : 10 PARADISE CT MORTGAGE AMT: 452,000.00 CITY NOVATO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94947 UNPAID BALANCE: 451,647.390 OPTION TO CONVERT : No MONTHLY P&I: 3,083.44 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080141120 MORTGAGORS: YEE, DOK YEE, KI ADDRESS : 1436 FERNSIDE BLVD MORTGAGE AMT: 282,600.00 CITY ALAMEDA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94501 UNPAID BALANCE: 282,146.680 OPTION TO CONVERT : No MONTHLY P&I: 1,903.93 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080141252 MORTGAGORS: CODONER, EMIL CODONER, WANDA ADDRESS : 25 WHITNEY STREET MORTGAGE AMT: 300,000.00 CITY WESTPORT :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CT 06880 UNPAID BALANCE: 299,777.360 OPTION TO CONVERT : No MONTHLY P&I: 2,097.64 ANNUAL RATE ADJUST: 0.000 LTV : 61.22449 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080141302 MORTGAGORS: ARCHIBALD, JOHN ADDRESS : 275 BAYVIEW AVENUE Q MORTGAGE AMT: 297,000.00 CITY SUNNYVALE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94086 UNPAID BALANCE: 296,523.590 OPTION TO CONVERT : No MONTHLY P&I: 2,000.94 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080141633 MORTGAGORS: VITTORIO, CARMELA WEBB, ROBERT ADDRESS : 513 EAST SPRING AVENUE MORTGAGE AMT: 224,000.00 CITY ARDMORE :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 PA 19003 UNPAID BALANCE: 224,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,585.46 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080141690 MORTGAGORS: GILLILAND, GEOFFREY GRIGG, DIANE ADDRESS : 5918 OCEAN VIEW RIDGE LAN MORTGAGE AMT: 277,600.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92121 UNPAID BALANCE: 277,600.000 OPTION TO CONVERT : No MONTHLY P&I: 1,917.32 ANNUAL RATE ADJUST: 0.000 LTV : 94.90598 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080141799 MORTGAGORS: ECHANDY, RUBEN MANGUAL, ZUL ADDRESS : 3 WYNDSTONE WAY MORTGAGE AMT: 343,700.00 CITY FRAMINGHAM :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 MA 01701 UNPAID BALANCE: 343,700.000 OPTION TO CONVERT : No MONTHLY P&I: 2,432.69 ANNUAL RATE ADJUST: 0.000 LTV : 89.99738 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080141856 MORTGAGORS: WINSTEAD, TOMMY WINSTEAD, BEVERLY ADDRESS : 24 BEAUFORT SHORES COURT MORTGAGE AMT: 261,900.00 CITY PROSPERITY :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 SC 29127 UNPAID BALANCE: 261,900.000 OPTION TO CONVERT : No MONTHLY P&I: 1,831.25 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080141906 MORTGAGORS: ZASLOW, IRA ZASLOW, CAROLYN ADDRESS : 2816 NE 27TH STREET MORTGAGE AMT: 496,000.00 CITY FORT LAUDER :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 FL 33301 UNPAID BALANCE: 496,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,468.11 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080141930 MORTGAGORS: SCHIEBLER, JEFFREY HUNKELER, CHRIS ADDRESS : 6620 HAGEN BOULEVARD MORTGAGE AMT: 281,200.00 CITY EL CERRITO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94530 UNPAID BALANCE: 281,200.000 OPTION TO CONVERT : No MONTHLY P&I: 1,966.19 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080142094 MORTGAGORS: STANALAND, JOHN STANALAND, TAMMY ADDRESS : 31559 EAGLE ROCK WAY MORTGAGE AMT: 365,000.00 CITY LAGUNA BEAC :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92651 UNPAID BALANCE: 365,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,520.96 ANNUAL RATE ADJUST: 0.000 LTV : 61.55143 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080142441 MORTGAGORS: ANGLE, JOHN ANGLE, SHARON ADDRESS : 2790 CUTLER AVENUE MORTGAGE AMT: 328,000.00 CITY FREMONT :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 94536 UNPAID BALANCE: 328,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,349.83 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080143001 MORTGAGORS: CASE, MICHAEL CASE, SARAH ADDRESS : 3850 EAST LAUREL STREET MORTGAGE AMT: 572,000.00 CITY MESA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 AZ 85215 UNPAID BALANCE: 572,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,757.63 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080143027 MORTGAGORS: OUDOM, KAYKHAM OUDOM, SOMCHAY ADDRESS : 7555 WINDY RIDGE ROAD MORTGAGE AMT: 256,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92126 UNPAID BALANCE: 255,805.200 OPTION TO CONVERT : No MONTHLY P&I: 1,768.13 ANNUAL RATE ADJUST: 0.000 LTV : 79.50311 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080143068 MORTGAGORS: YOUNG, ROBERT YOUNG, CHRISTI ADDRESS : 195 WOLF CREEK DR MORTGAGE AMT: 295,500.00 CITY BIGFORK :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MT 59911 UNPAID BALANCE: 295,037.570 OPTION TO CONVERT : No MONTHLY P&I: 2,015.83 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080143076 MORTGAGORS: EPLER, FREDERICK THOMAS EPLER, CYNTHIA ADDRESS : 5125 HWY 93 WEST MORTGAGE AMT: 267,500.00 CITY WHITEFISH :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MT 59937 UNPAID BALANCE: 266,361.080 OPTION TO CONVERT : No MONTHLY P&I: 1,824.82 ANNUAL RATE ADJUST: 0.000 LTV : 58.79121 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080143399 MORTGAGORS: WILLIAMS, JOHN WILLIAMS, GENEVIEVE ADDRESS : 1241 BIG WATER CIRCLE MORTGAGE AMT: 457,000.00 CITY GREENSBORO :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 GA 30642 UNPAID BALANCE: 457,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,274.01 ANNUAL RATE ADJUST: 0.000 LTV : 56.41975 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080143506 MORTGAGORS: HALEY, ROBERT HALEY, ALISA ADDRESS : 5632 CREST DRIVE MORTGAGE AMT: 212,000.00 CITY PALMDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 93551 UNPAID BALANCE: 211,834.620 OPTION TO CONVERT : No MONTHLY P&I: 1,446.21 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080143597 MORTGAGORS: SUGINO, PHILLIP SUGINO, LINDA ADDRESS : 2630 CABRILLO WAY MORTGAGE AMT: 252,000.00 CITY OXNARD :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 93030 UNPAID BALANCE: 252,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,762.02 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080143621 MORTGAGORS: BARRETT, DONNA BARRETT, MICHAEL ADDRESS : 1030 INDIAN CREST DR MORTGAGE AMT: 246,810.00 CITY BIRMINGHAM :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 AL 35124 UNPAID BALANCE: 246,810.000 OPTION TO CONVERT : No MONTHLY P&I: 1,768.18 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080143670 MORTGAGORS: WEST, MARSIE WEST, WARREN ADDRESS : 3 WHITEHALL LANE MORTGAGE AMT: 294,000.00 CITY READING :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MA 01867 UNPAID BALANCE: 294,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,055.70 ANNUAL RATE ADJUST: 0.000 LTV : 73.86935 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080143829 MORTGAGORS: KAIN, JAMES KAIN, JODIE ADDRESS : 29 MILFORD STREET MORTGAGE AMT: 315,000.00 CITY BOSTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MA 02118 UNPAID BALANCE: 315,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,122.22 ANNUAL RATE ADJUST: 0.000 LTV : 69.38326 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080143977 MORTGAGORS: FORKASDI, LINDA ADDRESS : 1514 CARIBBEAN WAY MORTGAGE AMT: 430,000.00 CITY LAGUNA BEAC :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92651 UNPAID BALANCE: 430,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,006.62 ANNUAL RATE ADJUST: 0.000 LTV : 55.12821 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080144462 MORTGAGORS: BERRY, MICHAL BERRY, FRANKLIN ADDRESS : 1 BAYSIDE AVENUE MORTGAGE AMT: 300,000.00 CITY EAST QUOGUE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NY 11942 UNPAID BALANCE: 299,777.350 OPTION TO CONVERT : No MONTHLY P&I: 2,097.65 ANNUAL RATE ADJUST: 0.000 LTV : 52.17391 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080144470 MORTGAGORS: NEILL, HAROLD BANKS NEILL, PAMELA ADDRESS : 23 KENDALL ROAD F/K/A MORTGAGE AMT: 585,000.00 CITY POUND RIDGE :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 NY 10576 UNPAID BALANCE: 584,587.110 OPTION TO CONVERT : No MONTHLY P&I: 4,191.02 ANNUAL RATE ADJUST: 0.000 LTV : 57.92079 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080145055 MORTGAGORS: LARISON, JANET ADDRESS : 17710 159TH AVENUE N E MORTGAGE AMT: 408,500.00 CITY WOODINVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 WA 98072 UNPAID BALANCE: 408,500.000 OPTION TO CONVERT : No MONTHLY P&I: 2,856.29 ANNUAL RATE ADJUST: 0.000 LTV : 72.94643 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080145139 MORTGAGORS: GIRELLI, LEONARD ADDRESS : 6629 WOODLAND PLACE MORTGAGE AMT: 309,600.00 CITY OAKLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94611 UNPAID BALANCE: 309,598.290 OPTION TO CONVERT : No MONTHLY P&I: 2,164.77 ANNUAL RATE ADJUST: 0.000 LTV : 78.97959 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080145154 MORTGAGORS: AYOUB, GEORGE ADDRESS : 3348 LLOYD STREET MORTGAGE AMT: 260,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92117 UNPAID BALANCE: 260,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,795.76 ANNUAL RATE ADJUST: 0.000 LTV : 69.33333 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080145253 MORTGAGORS: KURTH, MICHAEL ADDRESS : 2050 SAN REMO DRIVE MORTGAGE AMT: 468,000.00 CITY LAGUNA BEAC :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92651 UNPAID BALANCE: 468,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,272.33 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080145345 MORTGAGORS: LEVINE, MICHAEL LEVINE, SUSAN ADDRESS : 13 COLONIAL DRIVE MORTGAGE AMT: 270,400.00 CITY SOUTH BRUNS :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 NJ 08512 UNPAID BALANCE: 270,400.000 OPTION TO CONVERT : No MONTHLY P&I: 1,913.88 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080146038 MORTGAGORS: Gates, Daniel ADDRESS : 2240 Knightsbridge Place MORTGAGE AMT: 251,200.00 CITY Oxnard :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 93030 UNPAID BALANCE: 251,200.000 OPTION TO CONVERT : No MONTHLY P&I: 1,756.43 ANNUAL RATE ADJUST: 0.000 LTV : 85.15000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080146087 MORTGAGORS: MORGAN, CAROLINE ADDRESS : 27010 KARNS COURT 61205 MORTGAGE AMT: 119,950.00 CITY SANTA CLARI :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 91351 UNPAID BALANCE: 119,860.980 OPTION TO CONVERT : No MONTHLY P&I: 838.71 ANNUAL RATE ADJUST: 0.000 LTV : 79.99333 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080146095 MORTGAGORS: JONES, KENNETH JONES, NADINE ADDRESS : 11 BENNETT DRIVE MORTGAGE AMT: 265,000.00 CITY EAST QUOGUE :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 NY 11942 UNPAID BALANCE: 264,812.960 OPTION TO CONVERT : No MONTHLY P&I: 1,898.50 ANNUAL RATE ADJUST: 0.000 LTV : 84.12698 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080146335 MORTGAGORS: HINNERS, LAURIE HINNERS, JOHN ADDRESS : 4601 GRAMLEE CIRCLE MORTGAGE AMT: 260,000.00 CITY FAIRFAX :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 VA 22032 UNPAID BALANCE: 260,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,817.96 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080146442 MORTGAGORS: ABITABILO, LOUIS ABITABILO, JANE ADDRESS : 18 LOUIS DRIVE MORTGAGE AMT: 375,000.00 CITY MELVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NY 11747 UNPAID BALANCE: 374,721.690 OPTION TO CONVERT : No MONTHLY P&I: 2,622.06 ANNUAL RATE ADJUST: 0.000 LTV : 66.96429 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080146509 MORTGAGORS: RUSHTON, JAMES RUSHTON, MONICA ADDRESS : 32 BOWIE PLACE MORTGAGE AMT: 232,100.00 CITY IRVINE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92602 UNPAID BALANCE: 231,736.770 OPTION TO CONVERT : No MONTHLY P&I: 1,583.34 ANNUAL RATE ADJUST: 0.000 LTV : 79.98539 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080146525 MORTGAGORS: EVANS, BRYN EVANS, BILLIE ADDRESS : 13385 TIERRA HEIGHTS ROAD MORTGAGE AMT: 350,000.00 CITY REDDING :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 96003 UNPAID BALANCE: 349,726.960 OPTION TO CONVERT : No MONTHLY P&I: 2,387.62 ANNUAL RATE ADJUST: 0.000 LTV : 79.54545 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080147028 MORTGAGORS: SOLTON, FARRELL ADDRESS : 6717 ALLOTT AVENUE MORTGAGE AMT: 259,200.00 CITY VAN NUYS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91121 UNPAID BALANCE: 259,200.000 OPTION TO CONVERT : No MONTHLY P&I: 1,790.23 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080147200 MORTGAGORS: HOBERG, DALE HOBERG, LISA ADDRESS : 13891 FOX HOLLOW DRIVE MORTGAGE AMT: 256,000.00 CITY NOVELTY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 OH 44072 UNPAID BALANCE: 255,397.260 OPTION TO CONVERT : No MONTHLY P&I: 1,746.37 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080147432 MORTGAGORS: KWARTA, KENNETH KWARTA, JODI ADDRESS : 125 SUNSET AVENUE MORTGAGE AMT: 350,000.00 CITY LAGRANGE :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 IL 60525 UNPAID BALANCE: 350,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,477.28 ANNUAL RATE ADJUST: 0.000 LTV : 65.26807 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080147770 MORTGAGORS: NUGENT, TIMOTHY NUGENT, KRISTIN ADDRESS : 1070 MARCO PLACE MORTGAGE AMT: 260,000.00 CITY VENICE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90291 UNPAID BALANCE: 259,797.170 OPTION TO CONVERT : No MONTHLY P&I: 1,773.66 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080147846 MORTGAGORS: AVILES, EDUARDO AVILES, LISA ADDRESS : 4056 EQUESTRIAN LANE MORTGAGE AMT: 273,800.00 CITY NORCO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91760 UNPAID BALANCE: 273,591.660 OPTION TO CONVERT : No MONTHLY P&I: 1,891.07 ANNUAL RATE ADJUST: 0.000 LTV : 79.98761 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080147879 MORTGAGORS: REIMAN, WILLIAM HAYWARD, CHRISTINA ADDRESS : 314 FORD AVENUE MORTGAGE AMT: 242,050.00 CITY SAN BUENAVE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 93003 UNPAID BALANCE: 241,865.820 OPTION TO CONVERT : No MONTHLY P&I: 1,671.78 ANNUAL RATE ADJUST: 0.000 LTV : 79.99009 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080147911 MORTGAGORS: FERNANDEZ, MANUEL FERNANDEZ, SUSAN ADDRESS : 7913 HOLLINGTON PLACE MORTGAGE AMT: 304,000.00 CITY FAIRFAX :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 VA 22039 UNPAID BALANCE: 304,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,073.82 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080148695 MORTGAGORS: SACHER, EILEEN ADDRESS : 41 BRANDT ROAD MORTGAGE AMT: 248,000.00 CITY HILLBURN :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 NY 10931 UNPAID BALANCE: 246,989.160 OPTION TO CONVERT : No MONTHLY P&I: 1,776.70 ANNUAL RATE ADJUST: 0.000 LTV : 88.57143 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080149347 MORTGAGORS: BROWN, SHERWOOD HONG, SUNHEE ADDRESS : 4315 MELISSA LANE MORTGAGE AMT: 412,000.00 CITY Dallas :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 TX 75229 UNPAID BALANCE: 412,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,810.57 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080149479 MORTGAGORS: MCCALLUM, DAVID MCCALLUM, AMANDA ADDRESS : 18802 SE 46TH WAY MORTGAGE AMT: 276,250.00 CITY ISSAQUAH :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 WA 98027 UNPAID BALANCE: 276,250.000 OPTION TO CONVERT : No MONTHLY P&I: 1,955.28 ANNUAL RATE ADJUST: 0.000 LTV : 85.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080149602 MORTGAGORS: NUNLEY, LAURIE NUNLEY, KENNETH ADDRESS : 566 SOUTH ELK MEADOW LOOP MORTGAGE AMT: 273,500.00 CITY TOOELE :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 UT 84074 UNPAID BALANCE: 273,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,935.82 ANNUAL RATE ADJUST: 0.000 LTV : 78.14286 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080149669 MORTGAGORS: PETREY, CHARLES PETREY, JUDITH ADDRESS : 3509 RABEN WAY MORTGAGE AMT: 306,000.00 CITY CAMERON PAR :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 95682 UNPAID BALANCE: 306,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,165.85 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080149685 MORTGAGORS: HUANG CRAMER, SUSAN CRAMER, STEVEN ADDRESS : 774 CHERRY AVENUE MORTGAGE AMT: 326,400.00 CITY SAN BRUNO :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 94066 UNPAID BALANCE: 326,400.000 OPTION TO CONVERT : No MONTHLY P&I: 2,338.37 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080149925 MORTGAGORS: JOHNSTON, GARY ADDRESS : 21182 PALOMAR STREET MORTGAGE AMT: 247,500.00 CITY WILDOMAR :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 92595 UNPAID BALANCE: 247,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,794.55 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080150063 MORTGAGORS: BOHI, ROBERT ADDRESS : 6684 GRANT STREET MORTGAGE AMT: 128,000.00 CITY CHINO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91710 UNPAID BALANCE: 127,902.600 OPTION TO CONVERT : No MONTHLY P&I: 884.07 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080150121 MORTGAGORS: MCCART, ROBERT MCCART, KIMBERLEY ADDRESS : 1728 GLENVIEW DRIVE MORTGAGE AMT: 650,000.00 CITY LAS VEGAS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NV 89134 UNPAID BALANCE: 649,467.200 OPTION TO CONVERT : No MONTHLY P&I: 4,324.47 ANNUAL RATE ADJUST: 0.000 LTV : 73.03371 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080150162 MORTGAGORS: CARLSON, FRANK BROWN, EVELYN ADDRESS : 2339 PASEO SAUCEDAL MORTGAGE AMT: 292,350.00 CITY CARLSBAD :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92009 UNPAID BALANCE: 292,104.380 OPTION TO CONVERT : No MONTHLY P&I: 1,920.54 ANNUAL RATE ADJUST: 0.000 LTV : 79.99004 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080150170 MORTGAGORS: SCHOENBACHLE, KEITH DE LEON, RAQUEL ADDRESS : 816 LARCHMONT DRIVE MORTGAGE AMT: 240,000.00 CITY DALY CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94015 UNPAID BALANCE: 239,615.020 OPTION TO CONVERT : No MONTHLY P&I: 1,616.92 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080150212 MORTGAGORS: LEEPER, THOMAS LEEPER, JULIA ADDRESS : 3054 SYCAMORE AVENUE MORTGAGE AMT: 288,000.00 CITY LA CRESCENT :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91214 UNPAID BALANCE: 287,769.690 OPTION TO CONVERT : No MONTHLY P&I: 1,940.31 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080150279 MORTGAGORS: WILSON, MONTE WILSON, MARIA ADDRESS : 10179 LONGVIEW DRIVE MORTGAGE AMT: 399,900.00 CITY LITTLETON :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CO 80124 UNPAID BALANCE: 399,900.000 OPTION TO CONVERT : No MONTHLY P&I: 2,830.47 ANNUAL RATE ADJUST: 0.000 LTV : 79.99456 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080150576 MORTGAGORS: BROUSSEAU, MICHAEL BROUSSEAU, ALEXANDRA ADDRESS : 440 SPENCER STREET MORTGAGE AMT: 323,000.00 CITY GLENDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91202 UNPAID BALANCE: 322,748.030 OPTION TO CONVERT : No MONTHLY P&I: 2,203.43 ANNUAL RATE ADJUST: 0.000 LTV : 76.81332 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080150659 MORTGAGORS: GOUDIS, JACOB ADDRESS : 83 VALLEY VIEW DRIVE MORTGAGE AMT: 455,000.00 CITY STAMFORD :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CT 06903 UNPAID BALANCE: 455,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,299.07 ANNUAL RATE ADJUST: 0.000 LTV : 59.09091 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080150717 MORTGAGORS: TARLOV, ALAN TARLOV, JUDITH ADDRESS : 2868 BAYSIDE WALK UNIT 4 MORTGAGE AMT: 279,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92109 UNPAID BALANCE: 278,776.890 OPTION TO CONVERT : No MONTHLY P&I: 1,879.67 ANNUAL RATE ADJUST: 0.000 LTV : 79.94269 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080150832 MORTGAGORS: CIACCIO, GREGORY CARRASCO, NICOLE ADDRESS : 3835 LONGVIEW VALLEY ROAD MORTGAGE AMT: 288,800.00 CITY SHERMAN OAK :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 91423 UNPAID BALANCE: 288,585.600 OPTION TO CONVERT : No MONTHLY P&I: 2,019.40 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080150881 MORTGAGORS: RAFFERTY, KEVIN RAFFERTY, JENNIFER ADDRESS : 25331 DE SALLE STREET MORTGAGE AMT: 257,700.00 CITY LAGUNA HILL :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92653 UNPAID BALANCE: 257,483.500 OPTION TO CONVERT : No MONTHLY P&I: 1,692.91 ANNUAL RATE ADJUST: 0.000 LTV : 79.29231 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080150931 MORTGAGORS: DODGE, FREDERICK DODGE, KATHLEEN ADDRESS : 7604 MICHEL ROAD MORTGAGE AMT: 368,000.00 CITY MOUNTAIN RA :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 95246 UNPAID BALANCE: 367,740.270 OPTION TO CONVERT : No MONTHLY P&I: 2,636.40 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080150972 MORTGAGORS: HARTZ, BARBARA LUCCHETTI, LEONA ADDRESS : 3914 YANA PLACE MORTGAGE AMT: 279,200.00 CITY DAVIS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95616 UNPAID BALANCE: 278,982.190 OPTION TO CONVERT : No MONTHLY P&I: 1,904.64 ANNUAL RATE ADJUST: 0.000 LTV : 77.55556 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080151145 MORTGAGORS: CULLEN, RANDALL CULLEN, JENNIFER ADDRESS : 1414 W SKYLINE DRIVE MORTGAGE AMT: 316,000.00 CITY MADISON :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 WI 53705 UNPAID BALANCE: 315,765.480 OPTION TO CONVERT : No MONTHLY P&I: 2,209.52 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080151194 MORTGAGORS: ROSEN, ROBERT ROSEN, BARBARA ADDRESS : 3025 COUNTRY CLUB DRIVE MORTGAGE AMT: 352,000.00 CITY GLENDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91208 UNPAID BALANCE: 351,732.150 OPTION TO CONVERT : No MONTHLY P&I: 2,431.18 ANNUAL RATE ADJUST: 0.000 LTV : 74.10526 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080151277 MORTGAGORS: GALL, JOHN GALL, KATHRYN ADDRESS : 5644 SUNFISH COURT MORTGAGE AMT: 372,000.00 CITY BYRON :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 94514 UNPAID BALANCE: 371,730.760 OPTION TO CONVERT : No MONTHLY P&I: 2,632.99 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080151327 MORTGAGORS: MCFARLAND, KELLY ADDRESS : 1017 SHOAL CREEK COURT MORTGAGE AMT: 272,000.00 CITY SIMI VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 93065 UNPAID BALANCE: 271,771.670 OPTION TO CONVERT : No MONTHLY P&I: 1,878.64 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080151350 MORTGAGORS: SORENSON, JOHN SORENSEN, STEPHANIE ADDRESS : 47 HASTINGS MORTGAGE AMT: 570,000.00 CITY LAGUNA NIGU :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 92677 UNPAID BALANCE: 569,587.460 OPTION TO CONVERT : No MONTHLY P&I: 4,034.42 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080151467 MORTGAGORS: NEWBERRY, MARK NEWBERRY, TANETTE ADDRESS : 1039 MORNING GLORY COURT MORTGAGE AMT: 266,150.00 CITY EL DORADO H :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95762 UNPAID BALANCE: 265,952.480 OPTION TO CONVERT : No MONTHLY P&I: 1,860.96 ANNUAL RATE ADJUST: 0.000 LTV : 89.97634 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080151673 MORTGAGORS: BROwN, ROBERT Brown, Jamie BROWN, JANE ADDRESS : 3104 DUNKAGLE COURT MORTGAGE AMT: 362,500.00 CITY BOWIE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MD 20721 UNPAID BALANCE: 362,500.000 OPTION TO CONVERT : No MONTHLY P&I: 2,534.66 ANNUAL RATE ADJUST: 0.000 LTV : 78.80435 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080151699 MORTGAGORS: PHANG, TEE FOONG, LYNDA ADDRESS : 30269 BROOKSIDE LANE MORTGAGE AMT: 338,000.00 CITY HAYWARD :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94544 UNPAID BALANCE: 338,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,363.35 ANNUAL RATE ADJUST: 0.000 LTV : 89.62617 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080151764 MORTGAGORS: MCNIECE, ROBERT MCNIECE, ALBA ADDRESS : 7614 SHOOTING STAR WAY MORTGAGE AMT: 275,300.00 CITY SCOTTSDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 AZ 85262 UNPAID BALANCE: 275,090.520 OPTION TO CONVERT : No MONTHLY P&I: 1,901.43 ANNUAL RATE ADJUST: 0.000 LTV : 79.99884 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080151913 MORTGAGORS: GOTTHOLD, RODNEY TAKADE, MELISSA ADDRESS : 301 9TH AVENUE SOUTH MORTGAGE AMT: 249,950.00 CITY EDMONDS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 WA 98020 UNPAID BALANCE: 249,950.000 OPTION TO CONVERT : No MONTHLY P&I: 1,726.34 ANNUAL RATE ADJUST: 0.000 LTV : 86.20452 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152010 MORTGAGORS: DONOVAN, JOSEPH DONOVAN, PATRICE ADDRESS : 6682 DORENE PLACE MORTGAGE AMT: 300,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 CA 95120 UNPAID BALANCE: 299,212.090 OPTION TO CONVERT : No MONTHLY P&I: 2,049.12 ANNUAL RATE ADJUST: 0.000 LTV : 54.05405 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 05/01/24 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152028 MORTGAGORS: WHIPPLE, ROSS WHIPPLE, SUSAN ADDRESS : 813 1/2 EAST BAY AVENUE MORTGAGE AMT: 392,000.00 CITY NEWPORT BEA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92661 UNPAID BALANCE: 389,049.230 OPTION TO CONVERT : No MONTHLY P&I: 2,833.40 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/24 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152036 MORTGAGORS: BAKKA, FRANKLIN BIRCSAK, LYNN ADDRESS : 535 BREAKERS ARCH MORTGAGE AMT: 350,000.00 CITY COROLLA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NC 27927 UNPAID BALANCE: 349,740.240 OPTION TO CONVERT : No MONTHLY P&I: 2,447.25 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152044 MORTGAGORS: GOLSTON, CARL GOLSTON, WENDY ADDRESS : 5510 ROGERS STREET MORTGAGE AMT: 286,000.00 CITY DAVIS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95616 UNPAID BALANCE: 285,528.420 OPTION TO CONVERT : No MONTHLY P&I: 1,902.77 ANNUAL RATE ADJUST: 0.000 LTV : 76.98520 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152051 MORTGAGORS: CERVI, DOMINIC CERVI, ANGELA ADDRESS : 11975 EAST GAIL ROAD MORTGAGE AMT: 295,500.00 CITY SCOTTSDALE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 AZ 85259 UNPAID BALANCE: 295,002.080 OPTION TO CONVERT : No MONTHLY P&I: 1,941.22 ANNUAL RATE ADJUST: 0.000 LTV : 79.98809 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152069 MORTGAGORS: MANOCCHIO, ANTHONY MANOCCHIO, TAMI ADDRESS : 15407 SOUTH 17TH COURT MORTGAGE AMT: 263,400.00 CITY PHOENIX :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 AZ 85045 UNPAID BALANCE: 262,997.910 OPTION TO CONVERT : No MONTHLY P&I: 1,819.24 ANNUAL RATE ADJUST: 0.000 LTV : 96.00560 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152077 MORTGAGORS: LEAHY, KENNETH LEAHY, MELISSA ADDRESS : 712 LYTHE HILL COURT MORTGAGE AMT: 324,300.00 CITY WESTMINSTER :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MD 21158 UNPAID BALANCE: 323,804.950 OPTION TO CONVERT : No MONTHLY P&I: 2,239.86 ANNUAL RATE ADJUST: 0.000 LTV : 88.84932 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152085 MORTGAGORS: MACE, JONATHAN\ MACE, SUZANNE ADDRESS : 144 POTTER ROAD MORTGAGE AMT: 382,500.00 CITY APTOS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95003 UNPAID BALANCE: 381,599.400 OPTION TO CONVERT : No MONTHLY P&I: 2,609.32 ANNUAL RATE ADJUST: 0.000 LTV : 51.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152093 MORTGAGORS: UNRUH, VICTOR UNRUH, JUANITA ADDRESS : 7710 ELAINE MORTGAGE AMT: 278,250.00 CITY PORT TOBACC :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MD 20677 UNPAID BALANCE: 277,835.690 OPTION TO CONVERT : No MONTHLY P&I: 1,945.57 ANNUAL RATE ADJUST: 0.000 LTV : 79.27350 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152101 MORTGAGORS: HEALEY, MICHELLE HEALEY, RICHARD ADDRESS : 25 GLEN ROAD MORTGAGE AMT: 340,000.00 CITY HOPKINTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 01748 UNPAID BALANCE: 339,734.770 OPTION TO CONVERT : No MONTHLY P&I: 2,319.40 ANNUAL RATE ADJUST: 0.000 LTV : 73.80138 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152119 MORTGAGORS: LAVIN, CHARLENE PARSONS, STEVEN ADDRESS : LOT 102A FREEDOM TRAIL MORTGAGE AMT: 300,000.00 CITY MANSFIELD :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 MA 02048 UNPAID BALANCE: 299,782.870 OPTION TO CONVERT : No MONTHLY P&I: 2,123.38 ANNUAL RATE ADJUST: 0.000 LTV : 94.34111 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152127 MORTGAGORS: GROSSMAN, NEIL ADDRESS : 29 LOWER FALLS ROAD MORTGAGE AMT: 347,000.00 CITY FALMOUTH :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 ME 04105 UNPAID BALANCE: 346,182.980 OPTION TO CONVERT : No MONTHLY P&I: 2,367.16 ANNUAL RATE ADJUST: 0.000 LTV : 79.77011 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152135 MORTGAGORS: TENPAS, JON TENPAS, KELLI ADDRESS : 2912 FAIRWAY DRIVE MORTGAGE AMT: 370,250.00 CITY CHASKA :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 MN 55318 UNPAID BALANCE: 369,610.640 OPTION TO CONVERT : No MONTHLY P&I: 2,401.44 ANNUAL RATE ADJUST: 0.000 LTV : 79.99594 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152150 MORTGAGORS: RAYDER, SHAWN RAYDER, DEBORAH ADDRESS : 7 SOUTH BARN ROAD MORTGAGE AMT: 516,000.00 CITY HOPKINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 01748 UNPAID BALANCE: 515,192.510 OPTION TO CONVERT : No MONTHLY P&I: 3,520.03 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152168 MORTGAGORS: ZANG, JOHN ZANG, JEANNETTE ADDRESS : 5864 STEWART GLEN COURT MORTGAGE AMT: 382,400.00 CITY LAKE OSWEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 OR 97035 UNPAID BALANCE: 381,454.090 OPTION TO CONVERT : No MONTHLY P&I: 2,544.12 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152192 MORTGAGORS: COWHEY, WILLIAM L COWHEY, KENDRA ADDRESS : 6660 SIMMS STREET MORTGAGE AMT: 270,000.00 CITY ARVADA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CO 80004 UNPAID BALANCE: 269,106.940 OPTION TO CONVERT : No MONTHLY P&I: 1,796.32 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152200 MORTGAGORS: CORCORAN, EDWARD MANZELLA COR, LISA ADDRESS : 437 RUE DE LA RIVERE MORTGAGE AMT: 364,000.00 CITY KENNER :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 LA 70065 UNPAID BALANCE: 363,694.190 OPTION TO CONVERT : No MONTHLY P&I: 2,391.22 ANNUAL RATE ADJUST: 0.000 LTV : 73.53535 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152218 MORTGAGORS: CAMPAGNA, NICHOLAS CAMPAGNA, JERRIE ADDRESS : 161 SPOFFORD ROAD MORTGAGE AMT: 380,000.00 CITY BOXFORD :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MA 01921 UNPAID BALANCE: 379,419.920 OPTION TO CONVERT : No MONTHLY P&I: 2,624.57 ANNUAL RATE ADJUST: 0.000 LTV : 70.37037 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152226 MORTGAGORS: MARTIN, WILLIAM MARTIN, JEAN ADDRESS : 15551 SUNBURST LANE MORTGAGE AMT: 265,200.00 CITY HUNTINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92647 UNPAID BALANCE: 264,290.740 OPTION TO CONVERT : No MONTHLY P&I: 1,831.67 ANNUAL RATE ADJUST: 0.000 LTV : 69.78947 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152234 MORTGAGORS: BETHKE, DENNISON BETHKE, DANA ADDRESS : 27 PARTERRE AVENUE MORTGAGE AMT: 261,000.00 CITY FOOTHILL RA :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 92610 UNPAID BALANCE: 260,427.160 OPTION TO CONVERT : No MONTHLY P&I: 1,847.34 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152242 MORTGAGORS: WEINRAUB, PERRY WEINRAUB, SUSAN ADDRESS : 7919 TALAVERA PLACE MORTGAGE AMT: 588,750.00 CITY DELRAY BEAC :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 FL 33446 UNPAID BALANCE: 587,805.570 OPTION TO CONVERT : No MONTHLY P&I: 3,966.52 ANNUAL RATE ADJUST: 0.000 LTV : 79.99527 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152259 MORTGAGORS: REID, ALEXANDER SHUE, MARAGRET ADDRESS : 39 CENTRAL AVENUE MORTGAGE AMT: 304,000.00 CITY NEWTON :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 MA 02460 UNPAID BALANCE: 303,467.300 OPTION TO CONVERT : No MONTHLY P&I: 2,151.69 ANNUAL RATE ADJUST: 0.000 LTV : 78.14910 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152267 MORTGAGORS: SIERO, JOSEPH BALL, PATRICIA ADDRESS : 3960 FOUNTAIN CL MORTGAGE AMT: 283,200.00 CITY FOUNTAINVIL :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 PA 18923 UNPAID BALANCE: 282,756.810 OPTION TO CONVERT : No MONTHLY P&I: 1,931.93 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152275 MORTGAGORS: SCHNEIDER, BRET SCHEIDER, CARLA ADDRESS : 603 LAMBERT ROAD MORTGAGE AMT: 280,000.00 CITY ORANGE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CT 06477 UNPAID BALANCE: 279,539.620 OPTION TO CONVERT : No MONTHLY P&I: 1,862.85 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152283 MORTGAGORS: SHAFFER, MARC EISENBERG, KAREN ADDRESS : 1431 TRESTLE GLEN ROAD MORTGAGE AMT: 328,000.00 CITY OAKLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94610 UNPAID BALANCE: 327,460.690 OPTION TO CONVERT : No MONTHLY P&I: 2,182.19 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152291 MORTGAGORS: FEE, MARY FEE, MICHAEL ADDRESS : 3615 HEAD OF POND MORTGAGE AMT: 377,000.00 CITY NEW ALBANY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 OH 43054 UNPAID BALANCE: 376,395.250 OPTION TO CONVERT : No MONTHLY P&I: 2,539.92 ANNUAL RATE ADJUST: 0.000 LTV : 63.89831 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152309 MORTGAGORS: KALLAS, JAMES ADDRESS : 812 COTTONWOOD CT MORTGAGE AMT: 352,000.00 CITY PARAMUS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 07652 UNPAID BALANCE: 351,150.510 OPTION TO CONVERT : No MONTHLY P&I: 2,371.49 ANNUAL RATE ADJUST: 0.000 LTV : 79.10112 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152317 MORTGAGORS: RANKIN, KENNETH RANKIN, DENISE ADDRESS : 9042 ALBAUGH RD MORTGAGE AMT: 260,000.00 CITY MT AIRY :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 MD 21771 UNPAID BALANCE: 259,324.630 OPTION TO CONVERT : No MONTHLY P&I: 1,686.36 ANNUAL RATE ADJUST: 0.000 LTV : 78.78788 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152325 MORTGAGORS: ZUCKERMAN, LEONARD ZUCKERMAN, KAY ADDRESS : 3725 BEECH TREE LANE MORTGAGE AMT: 602,500.00 CITY OKEMOS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MI 48864 UNPAID BALANCE: 601,509.380 OPTION TO CONVERT : No MONTHLY P&I: 4,008.45 ANNUAL RATE ADJUST: 0.000 LTV : 65.48913 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152333 MORTGAGORS: BROWN, LINDA BROWN, S M ADDRESS : 2232 FOX HUNT LANE MORTGAGE AMT: 320,000.00 CITY WILMINGTON :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NC 28405 UNPAID BALANCE: 319,731.150 OPTION TO CONVERT : No MONTHLY P&I: 2,102.17 ANNUAL RATE ADJUST: 0.000 LTV : 76.19048 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152341 MORTGAGORS: PRICE, JAMES AMBORT PRICE, ROSE ADDRESS : 190 BIRCH BLUFF ROAD MORTGAGE AMT: 376,000.00 CITY TONKA BAY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MN 55331 UNPAID BALANCE: 375,381.790 OPTION TO CONVERT : No MONTHLY P&I: 2,501.54 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152358 MORTGAGORS: SHAFER, MARY ADDRESS : 10829 8TH AVENUE NORTHWES MORTGAGE AMT: 355,400.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 WA 98177 UNPAID BALANCE: 354,801.130 OPTION TO CONVERT : No MONTHLY P&I: 2,334.73 ANNUAL RATE ADJUST: 0.000 LTV : 79.99550 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152366 MORTGAGORS: BARBOUR, MICHAEL BARBOUR, JANET ADDRESS : 2056 THISTLE HILL COURT MORTGAGE AMT: 244,000.00 CITY NAPERVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 IL 60565 UNPAID BALANCE: 243,218.580 OPTION TO CONVERT : No MONTHLY P&I: 1,706.08 ANNUAL RATE ADJUST: 0.000 LTV : 92.07547 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152374 MORTGAGORS: O NEILL, JUDITH ADDRESS : 9903 SHIPWRECK LANE MORTGAGE AMT: 450,000.00 CITY EMERALD ISL :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NC 28594 UNPAID BALANCE: 449,313.070 OPTION TO CONVERT : No MONTHLY P&I: 3,108.04 ANNUAL RATE ADJUST: 0.000 LTV : 64.28571 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152382 MORTGAGORS: LUCAS, LESLEE ADDRESS : 1060 NORTH BROWN ROAD MORTGAGE AMT: 290,000.00 CITY ORONO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MN 55356 UNPAID BALANCE: 289,317.180 OPTION TO CONVERT : No MONTHLY P&I: 1,978.31 ANNUAL RATE ADJUST: 0.000 LTV : 79.01907 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152390 MORTGAGORS: PETRI, VICTOR PETRI, KAREN ADDRESS : 6 LINDSAY LANE MORTGAGE AMT: 381,800.00 CITY READING :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 01867 UNPAID BALANCE: 381,502.160 OPTION TO CONVERT : No MONTHLY P&I: 2,604.55 ANNUAL RATE ADJUST: 0.000 LTV : 79.87448 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152416 MORTGAGORS: SMITH CRON, ELLEN CRON, ALAN ADDRESS : 2775 WEST STREET MORTGAGE AMT: 260,000.00 CITY WRENTHAM :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 02093 UNPAID BALANCE: 259,593.120 OPTION TO CONVERT : No MONTHLY P&I: 1,773.66 ANNUAL RATE ADJUST: 0.000 LTV : 65.01625 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152424 MORTGAGORS: RUIZ, RENALDO CABARDO RUIZ, JEANETTE ADDRESS : 178 OAKLAND ST MORTGAGE AMT: 336,000.00 CITY HILLSDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 07642 UNPAID BALANCE: 334,987.910 OPTION TO CONVERT : No MONTHLY P&I: 2,263.69 ANNUAL RATE ADJUST: 0.000 LTV : 79.05882 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152432 MORTGAGORS: SQUIER, BARBRA ADDRESS : 13821 100TH AVENUE NORTHE MORTGAGE AMT: 260,800.00 CITY KIRKLAND :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 WA 98034 UNPAID BALANCE: 260,360.540 OPTION TO CONVERT : No MONTHLY P&I: 1,713.27 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152440 MORTGAGORS: WINCEL, JEFFREY ADDRESS : 14563 WOODPINE DR MORTGAGE AMT: 286,800.00 CITY HOLLAND :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MI 49424 UNPAID BALANCE: 286,316.710 OPTION TO CONVERT : No MONTHLY P&I: 1,884.07 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152457 MORTGAGORS: SANTIAGO, CARLOS SANTIAGO, SANDRA ADDRESS : 2724 COUNTRY CLUB DRIVE MORTGAGE AMT: 283,550.00 CITY ORANGE PARK :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 FL 32073 UNPAID BALANCE: 282,454.720 OPTION TO CONVERT : No MONTHLY P&I: 1,934.31 ANNUAL RATE ADJUST: 0.000 LTV : 94.99162 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152465 MORTGAGORS: ROSTYKUS, JOHN ROSTYKUS, PHYLLIS ADDRESS : 1920 RUE DE TRUST STREET MORTGAGE AMT: 264,800.00 CITY ERIE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CO 80516 UNPAID BALANCE: 264,128.770 OPTION TO CONVERT : No MONTHLY P&I: 1,739.55 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152473 MORTGAGORS: ODER, JOSEPH ODER, PATRICIA ADDRESS : 4372 OLD BAYOU TRAIL MORTGAGE AMT: 400,000.00 CITY DESTIN :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 FL 32541 UNPAID BALANCE: 398,986.060 OPTION TO CONVERT : No MONTHLY P&I: 2,627.72 ANNUAL RATE ADJUST: 0.000 LTV : 62.50000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152481 MORTGAGORS: LESTER, LESLIE LESTER, JULIANA ADDRESS : 21100 NORTHWEST 35TH CT MORTGAGE AMT: 262,000.00 CITY RIDGEFIELD :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 WA 98642 UNPAID BALANCE: 261,413.020 OPTION TO CONVERT : No MONTHLY P&I: 1,831.94 ANNUAL RATE ADJUST: 0.000 LTV : 76.60819 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152499 MORTGAGORS: PEACOCK, BRADLEY PEACOCK, JUDITH ADDRESS : 21316 LAKE ROAD MORTGAGE AMT: 261,000.00 CITY ROCKY RIVER :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 OH 44116 UNPAID BALANCE: 260,591.560 OPTION TO CONVERT : No MONTHLY P&I: 1,780.49 ANNUAL RATE ADJUST: 0.000 LTV : 89.69072 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152507 MORTGAGORS: DELAURENTIS, VINCENT DELAURENTIS, LYNNE ADDRESS : 8 ROCK SPRING ROAD MORTGAGE AMT: 400,000.00 CITY DARIEN :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CT 06820 UNPAID BALANCE: 399,374.030 OPTION TO CONVERT : No MONTHLY P&I: 2,728.71 ANNUAL RATE ADJUST: 0.000 LTV : 38.09524 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152515 MORTGAGORS: HARRIS, DARIN HARRIS, MARY ADDRESS : 3156 WOLF RUN COURT MORTGAGE AMT: 379,050.00 CITY CINCINNATI :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 OH 45244 UNPAID BALANCE: 378,456.820 OPTION TO CONVERT : No MONTHLY P&I: 2,585.79 ANNUAL RATE ADJUST: 0.000 LTV : 89.99929 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152523 MORTGAGORS: HENIHAN, ROBERT HENIHAN, A ADDRESS : 215 CABBAGE INLET MORTGAGE AMT: 356,000.00 CITY WILMINGTON :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NC 28409 UNPAID BALANCE: 355,400.110 OPTION TO CONVERT : No MONTHLY P&I: 2,338.67 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152549 MORTGAGORS: RACHIMI, MICHAEL RACHIMI, SABINA ADDRESS : 157 CEDAR STREET MORTGAGE AMT: 292,500.00 CITY ASHLAND :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 MA 01721 UNPAID BALANCE: 291,994.910 OPTION TO CONVERT : No MONTHLY P&I: 1,897.15 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152556 MORTGAGORS: CHISM, EARL ADDRESS : 121 N ALDER STREET MORTGAGE AMT: 320,000.00 CITY TELLURIDE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CO 81435 UNPAID BALANCE: 319,499.220 OPTION TO CONVERT : No MONTHLY P&I: 2,182.97 ANNUAL RATE ADJUST: 0.000 LTV : 76.64193 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152564 MORTGAGORS: REINHARD, DAVID REINHARD, DEBRA ADDRESS : 5260 S GENEVA WAY MORTGAGE AMT: 460,000.00 CITY ENGLEWOOD :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CO 80111 UNPAID BALANCE: 459,224.860 OPTION TO CONVERT : No MONTHLY P&I: 3,021.87 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152572 MORTGAGORS: DES JARDIN, JOSEPH NASSAUER, SHERYL ADDRESS : 4354 EAST ORCHARD LANE MORTGAGE AMT: 556,000.00 CITY LITTLETON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CO 80121 UNPAID BALANCE: 555,129.920 OPTION TO CONVERT : No MONTHLY P&I: 3,792.90 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152580 MORTGAGORS: CARRINGTON, EDWARD CARRINGTON, ANITA ADDRESS : 13624 N CATCLAW CT MORTGAGE AMT: 479,200.00 CITY FOUNTAIN HI :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 AZ 85268 UNPAID BALANCE: 478,152.870 OPTION TO CONVERT : No MONTHLY P&I: 3,391.75 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152598 MORTGAGORS: CARLE, RICHARD CARLE, MELODY ADDRESS : 8646 ST GEORGE MORTGAGE AMT: 296,000.00 CITY HOLLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 OH 43528 UNPAID BALANCE: 295,746.670 OPTION TO CONVERT : No MONTHLY P&I: 1,969.30 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152606 MORTGAGORS: BROOKSHIRE, RONALD BROOKSHIRE, ANGELA ADDRESS : 1931 BALENTINE DRIVE MORTGAGE AMT: 371,050.00 CITY ALPINE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91901 UNPAID BALANCE: 369,881.740 OPTION TO CONVERT : No MONTHLY P&I: 2,562.75 ANNUAL RATE ADJUST: 0.000 LTV : 79.96767 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152614 MORTGAGORS: SQUITIERI, TOM BRUNER, CHERYL ADDRESS : 5205 CATHEDRAL AVENUE NW MORTGAGE AMT: 421,600.00 CITY WASHINGTON :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 DC 20016 UNPAID BALANCE: 420,889.590 OPTION TO CONVERT : No MONTHLY P&I: 2,769.61 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152622 MORTGAGORS: ANDERSON, ROGER ANDERSON, LEE ADDRESS : 123 PAINTER RIDGE ROAD MORTGAGE AMT: 400,000.00 CITY WASHINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CT 06793 UNPAID BALANCE: 399,374.030 OPTION TO CONVERT : No MONTHLY P&I: 2,728.71 ANNUAL RATE ADJUST: 0.000 LTV : 49.62779 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152630 MORTGAGORS: RINVELT, JEFFREY RINVELT, PATRICIA ADDRESS : 2631 ENGLISH OAK MORTGAGE AMT: 300,000.00 CITY ANN ARBOR :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MI 48105 UNPAID BALANCE: 299,530.530 OPTION TO CONVERT : No MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000 LTV : 75.94937 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152648 MORTGAGORS: YASHARIAN, CARL ADDRESS : 73 BERRY CI MORTGAGE AMT: 275,000.00 CITY HAMILTON :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MA 01982 UNPAID BALANCE: 274,590.540 OPTION TO CONVERT : No MONTHLY P&I: 1,922.84 ANNUAL RATE ADJUST: 0.000 LTV : 68.75000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152655 MORTGAGORS: MALYSA, LAWRENCE MALYSA, IRMGARD ADDRESS : 11060 ASHBROOK LANE MORTGAGE AMT: 275,000.00 CITY INDIANHEAD :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 IL 60525 UNPAID BALANCE: 274,399.100 OPTION TO CONVERT : No MONTHLY P&I: 1,946.43 ANNUAL RATE ADJUST: 0.000 LTV : 64.70588 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152663 MORTGAGORS: HENRY, MICHAEL ADDRESS : 20863 AVALON DRIVE MORTGAGE AMT: 459,000.00 CITY ROCKY RIVER :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 OH 44116 UNPAID BALANCE: 458,316.590 OPTION TO CONVERT : No MONTHLY P&I: 3,209.39 ANNUAL RATE ADJUST: 0.000 LTV : 68.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152671 MORTGAGORS: LEWONSKI, LORI LEWONSKI, JAMES ADDRESS : 111 MALLARD COURT MORTGAGE AMT: 337,600.00 CITY MEAD :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CO 80542 UNPAID BALANCE: 337,032.770 OPTION TO CONVERT : No MONTHLY P&I: 2,274.47 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152689 MORTGAGORS: LOUTRIS, MICHAEL LOUTRIS, JIN ADDRESS : 3150 INDIAN CREEK DRIVE MORTGAGE AMT: 295,200.00 CITY BUFFALO GRO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 60089 UNPAID BALANCE: 294,738.030 OPTION TO CONVERT : No MONTHLY P&I: 2,013.79 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152697 MORTGAGORS: MC MURRY, SCOTT MC MURRY, NANCY ADDRESS : 310 WINDCHIME DR MORTGAGE AMT: 424,000.00 CITY DANVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 94506 UNPAID BALANCE: 423,073.490 OPTION TO CONVERT : No MONTHLY P&I: 3,001.25 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152705 MORTGAGORS: CHRISTENSEN, ROSS A CHRISTENSEN, KAREN ADDRESS : 2 W CHEYENNE MOUNTAIN BL MORTGAGE AMT: 436,000.00 CITY COLORADO SP :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CO 80906 UNPAID BALANCE: 435,283.140 OPTION TO CONVERT : No MONTHLY P&I: 2,900.72 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152713 MORTGAGORS: PIRES, CRAIG PIRES, PHYLLIS ADDRESS : 1029 KATRINE COURT MORTGAGE AMT: 295,350.00 CITY SUNNYVALE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94087 UNPAID BALANCE: 292,423.930 OPTION TO CONVERT : No MONTHLY P&I: 2,039.91 ANNUAL RATE ADJUST: 0.000 LTV : 71.16867 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152721 MORTGAGORS: SOUTHERLAND, CHRISTOPHE ADDRESS : 1487 PEACHTREE BATTLE AVE MORTGAGE AMT: 323,000.00 CITY ATLANTA :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 GA 30327 UNPAID BALANCE: 322,161.020 OPTION TO CONVERT : No MONTHLY P&I: 2,094.97 ANNUAL RATE ADJUST: 0.000 LTV : 79.99544 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152747 MORTGAGORS: REED, MICHAEL REED, KAREN ADDRESS : 2389 APPLEGATE RD MORTGAGE AMT: 328,500.00 CITY JACKSONVILL :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 OR 97530 UNPAID BALANCE: 327,764.040 OPTION TO CONVERT : No MONTHLY P&I: 2,296.92 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152754 MORTGAGORS: MULQUEENEY, SHAWN MULQUEENEY, KARA ADDRESS : 16437 241ST AVENUE SOUTHE MORTGAGE AMT: 275,400.00 CITY ISSAQUAH :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 WA 98027 UNPAID BALANCE: 274,947.200 OPTION TO CONVERT : No MONTHLY P&I: 1,832.24 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152762 MORTGAGORS: NAGLER, SHEILA NAGLER, JON ADDRESS : 16410 16TH AVENUE SE MORTGAGE AMT: 295,200.00 CITY MILL CREEK :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 WA 98012 UNPAID BALANCE: 294,690.230 OPTION TO CONVERT : No MONTHLY P&I: 1,914.66 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152770 MORTGAGORS: WEISMANTEL, ROBERT ADDRESS : 3322 EASTER CIRCLE MORTGAGE AMT: 373,500.00 CITY HUNTINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92649 UNPAID BALANCE: 372,642.140 OPTION TO CONVERT : No MONTHLY P&I: 2,579.67 ANNUAL RATE ADJUST: 0.000 LTV : 37.35000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152788 MORTGAGORS: FLAX, KENNETH ADDRESS : 6641 CRESTED SAGUARO MORTGAGE AMT: 335,000.00 CITY CAREFREE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 AZ 85262 UNPAID BALANCE: 334,475.760 OPTION TO CONVERT : No MONTHLY P&I: 2,285.29 ANNUAL RATE ADJUST: 0.000 LTV : 75.28090 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152796 MORTGAGORS: DI JULIO, JEFFREY DI JULIO, REINE ADDRESS : 3716 4TH AVENUE N E MORTGAGE AMT: 297,000.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 WA 98105 UNPAID BALANCE: 296,511.680 OPTION TO CONVERT : No MONTHLY P&I: 1,975.95 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152804 MORTGAGORS: ROGERS, KEITH ROGERS, SUSAN ADDRESS : 524 EAST DARTMOUTH ROAD MORTGAGE AMT: 276,000.00 CITY BURBANK :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91501 UNPAID BALANCE: 275,381.500 OPTION TO CONVERT : No MONTHLY P&I: 1,836.23 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152812 MORTGAGORS: KORNGOLD, GARY ADDRESS : 13802 HAILEIGH STREET MORTGAGE AMT: 272,000.00 CITY WESTMINSTER :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92683 UNPAID BALANCE: 271,584.780 OPTION TO CONVERT : No MONTHLY P&I: 1,878.64 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152820 MORTGAGORS: CHILDERS, CHRISTINE ADDRESS : 2200 LOUELLA AVENUE MORTGAGE AMT: 383,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90291 UNPAID BALANCE: 382,400.630 OPTION TO CONVERT : No MONTHLY P&I: 2,612.74 ANNUAL RATE ADJUST: 0.000 LTV : 71.58879 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152838 MORTGAGORS: WALKER, MICHAEL WALKER, KARRIE ADDRESS : 13715 AVENIDA ESPANA MORTGAGE AMT: 300,000.00 CITY LA MERIDA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90638 UNPAID BALANCE: 299,530.530 OPTION TO CONVERT : No MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152846 MORTGAGORS: MCCULLOUGH, ROBERT MCCULLOUGH, MARLENE ADDRESS : 69 LONG MEADOWS ROAD MORTGAGE AMT: 329,600.00 CITY WILTON :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CT 06897 UNPAID BALANCE: 329,355.390 OPTION TO CONVERT : No MONTHLY P&I: 2,304.61 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152853 MORTGAGORS: TYLER, NATALIE ADDRESS : 3855 KIRKWAY MORTGAGE AMT: 340,000.00 CITY BLOOMFIELD :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MI 48302 UNPAID BALANCE: 339,734.770 OPTION TO CONVERT : No MONTHLY P&I: 2,319.40 ANNUAL RATE ADJUST: 0.000 LTV : 46.89655 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152861 MORTGAGORS: GAHAN, KEVIN GAHAN, AMANDA ADDRESS : 6403 OCEAN DRIVE WEST MORTGAGE AMT: 311,200.00 CITY EMERALD ISL :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NC 28594 UNPAID BALANCE: 310,675.600 OPTION TO CONVERT : No MONTHLY P&I: 2,044.36 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152887 MORTGAGORS: KAPLAN, RICHARD ADDRESS : 108 SOUTH VENDOME AVENUE MORTGAGE AMT: 400,000.00 CITY MARGATE :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 NJ 08011 UNPAID BALANCE: 399,433.540 OPTION TO CONVERT : No MONTHLY P&I: 2,865.65 ANNUAL RATE ADJUST: 0.000 LTV : 62.99213 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152903 MORTGAGORS: WINTER, KIRT WINTER, SHARYL ADDRESS : 18080 CHIEFTAIN COURT MORTGAGE AMT: 288,800.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 92127 UNPAID BALANCE: 288,301.280 OPTION TO CONVERT : No MONTHLY P&I: 1,873.15 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152911 MORTGAGORS: BAER, DAVID BAER, MARGARET ADDRESS : 770 WINGATE ROAD MORTGAGE AMT: 252,800.00 CITY GLEN ELLYN :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 60137 UNPAID BALANCE: 252,404.370 OPTION TO CONVERT : No MONTHLY P&I: 1,724.54 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152929 MORTGAGORS: CULLEN, JOHN CULLEN, YVONNE ADDRESS : 2522 BELLEFONTAINE BLVD MORTGAGE AMT: 396,000.00 CITY HOUSTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 TX 77030 UNPAID BALANCE: 395,348.910 OPTION TO CONVERT : No MONTHLY P&I: 2,634.60 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152937 MORTGAGORS: CIRAL, DANIEL SIMON, LINDSEY ADDRESS : 2138 WEST CUYLER AVENUE MORTGAGE AMT: 310,000.00 CITY CHICAGO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 IL 60618 UNPAID BALANCE: 309,490.300 OPTION TO CONVERT : No MONTHLY P&I: 2,062.44 ANNUAL RATE ADJUST: 0.000 LTV : 59.61538 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152945 MORTGAGORS: GILMARTIN, MARY ADDRESS : 5 PACKET DRIVE MORTGAGE AMT: 345,000.00 CITY SIASCONSET :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MA 02554 UNPAID BALANCE: 344,486.320 OPTION TO CONVERT : No MONTHLY P&I: 2,412.29 ANNUAL RATE ADJUST: 0.000 LTV : 60.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152952 MORTGAGORS: GRACE, KEVIN GRACE, TRACY ADDRESS : 2505 N VAL VISTA DRIVE MORTGAGE AMT: 269,000.00 CITY MESA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 AZ 85213 UNPAID BALANCE: 268,366.620 OPTION TO CONVERT : No MONTHLY P&I: 1,835.06 ANNUAL RATE ADJUST: 0.000 LTV : 53.80000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152978 MORTGAGORS: URBAN, MICHAEL URBAN, NANCY ADDRESS : 14 MATRICK COURT MORTGAGE AMT: 250,000.00 CITY BELLE MEAD :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NJ 08502 UNPAID BALANCE: 249,377.570 OPTION TO CONVERT : No MONTHLY P&I: 1,642.32 ANNUAL RATE ADJUST: 0.000 LTV : 66.60007 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152986 MORTGAGORS: SHENFIELD, LELAND SHENFIELD, TRACIE ADDRESS : 13052 134TH AVENUE NE MORTGAGE AMT: 280,000.00 CITY KIRKLAND :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 WA 98034 UNPAID BALANCE: 279,528.170 OPTION TO CONVERT : No MONTHLY P&I: 1,839.40 ANNUAL RATE ADJUST: 0.000 LTV : 77.77778 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152994 MORTGAGORS: FOLSOM, MARK FOLSOM, MARY ADDRESS : 724 CHESSIE CROSSING WAY MORTGAGE AMT: 258,750.00 CITY WOODBINE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MD 21797 UNPAID BALANCE: 258,094.090 OPTION TO CONVERT : No MONTHLY P&I: 1,699.80 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153000 MORTGAGORS: CRANDALL, MARK ADDRESS : 15 LITTLE POND ROAD MORTGAGE AMT: 271,000.00 CITY NORTHBOROUG :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 01532 UNPAID BALANCE: 270,575.900 OPTION TO CONVERT : No MONTHLY P&I: 1,848.70 ANNUAL RATE ADJUST: 0.000 LTV : 69.84536 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153018 MORTGAGORS: VALENZA, ANTHONY VALENZA, MICHELE ADDRESS : 35 CRYSTAL STREET EXTENSI MORTGAGE AMT: 287,000.00 CITY WAKEFIELD :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MA 01880 UNPAID BALANCE: 286,528.120 OPTION TO CONVERT : No MONTHLY P&I: 1,909.42 ANNUAL RATE ADJUST: 0.000 LTV : 67.52941 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153026 MORTGAGORS: DAVIS, GLEN DAVIS, KIMBERLY ADDRESS : 123 MALTLAND DRIVE MORTGAGE AMT: 288,000.00 CITY CARY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NC 27511 UNPAID BALANCE: 287,526.460 OPTION TO CONVERT : No MONTHLY P&I: 1,916.07 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153034 MORTGAGORS: DOTY, KIMBERLY DOTY, MICHAEL ADDRESS : 2209 DUVALL COURT MORTGAGE AMT: 342,350.00 CITY SANTA CLARA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95054 UNPAID BALANCE: 342,095.920 OPTION TO CONVERT : No MONTHLY P&I: 2,393.76 ANNUAL RATE ADJUST: 0.000 LTV : 79.99766 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153042 MORTGAGORS: FANNING, TRACEY FANNING, WILLIAM ADDRESS : 718 CHURCH HILL ROAD MORTGAGE AMT: 261,250.00 CITY FAIRFIELD :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CT 06430 UNPAID BALANCE: 260,841.160 OPTION TO CONVERT : No MONTHLY P&I: 1,782.19 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153059 MORTGAGORS: JONES, MARK JONES, SHELLEY ADDRESS : 17 SOUTH IRONWOOD DRIVE MORTGAGE AMT: 280,000.00 CITY NORTH SALT :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 UT 84054 UNPAID BALANCE: 277,291.280 OPTION TO CONVERT : No MONTHLY P&I: 1,910.09 ANNUAL RATE ADJUST: 0.000 LTV : 82.35294 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153067 MORTGAGORS: TONG, EDMUND TONG, SUSAN ANN ADDRESS : 184 CORONA STREET MORTGAGE AMT: 310,000.00 CITY SAN FRANCIS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94127 UNPAID BALANCE: 309,233.220 OPTION TO CONVERT : No MONTHLY P&I: 2,062.44 ANNUAL RATE ADJUST: 0.000 LTV : 59.04762 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153075 MORTGAGORS: KERKES, JAMES KERKES, PENELOPE ADDRESS : 1564 EAST PALM AVENUE MORTGAGE AMT: 250,000.00 CITY EL SEGUNDO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 90245 UNPAID BALANCE: 249,618.370 OPTION TO CONVERT : No MONTHLY P&I: 1,726.69 ANNUAL RATE ADJUST: 0.000 LTV : 71.42857 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153083 MORTGAGORS: HUKILL, JOHN HUKILL, CONLON ADDRESS : 1537 EAGLE NEST CIRLCE MORTGAGE AMT: 296,900.00 CITY WINTER SPRI :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 FL 32708 UNPAID BALANCE: 296,333.150 OPTION TO CONVERT : No MONTHLY P&I: 1,950.42 ANNUAL RATE ADJUST: 0.000 LTV : 87.58112 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153091 MORTGAGORS: GEBING, RONALD GEBING, ROXANNE ADDRESS : 817 FRIDINGER MILL ROAD MORTGAGE AMT: 412,000.00 CITY WESTMINSTER :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MD 21157 UNPAID BALANCE: 411,355.250 OPTION TO CONVERT : No MONTHLY P&I: 2,810.57 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153109 MORTGAGORS: TOWERS, RUSSELL ADDRESS : 25 AUTUMN WOODS ROAD MORTGAGE AMT: 279,300.00 CITY SALEM :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NH 03079 UNPAID BALANCE: 278,836.550 OPTION TO CONVERT : No MONTHLY P&I: 1,905.32 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153117 MORTGAGORS: ESCH, VICTOR ADDRESS : 268 CHATTANOOGA STREET MORTGAGE AMT: 495,000.00 CITY SAN FRANCIS :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94114 UNPAID BALANCE: 494,165.890 OPTION TO CONVERT : No MONTHLY P&I: 3,251.80 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153125 MORTGAGORS: BEEFERMAN, RICHARD ADDRESS : 112 MILLER ROAD MORTGAGE AMT: 305,000.00 CITY KINNELON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NJ 07405 UNPAID BALANCE: 304,522.700 OPTION TO CONVERT : No MONTHLY P&I: 2,080.64 ANNUAL RATE ADJUST: 0.000 LTV : 75.30864 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153133 MORTGAGORS: GREENWALD, JEFFREY GREENWALD, SUZANNE ADDRESS : 757 HIGH STREET MORTGAGE AMT: 276,800.00 CITY WESTWOOD :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MA 02090 UNPAID BALANCE: 276,224.150 OPTION TO CONVERT : No MONTHLY P&I: 1,841.56 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153141 MORTGAGORS: HEMBREE, JAMES HEMBREE, CHERIE ADDRESS : 24218 CRYSTAL LAKE ROAD MORTGAGE AMT: 350,000.00 CITY WOODINVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 WA 98072 UNPAID BALANCE: 349,424.540 OPTION TO CONVERT : No MONTHLY P&I: 2,328.56 ANNUAL RATE ADJUST: 0.000 LTV : 63.63636 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153158 MORTGAGORS: WARD, GARY J WARD, SHARON ADDRESS : 8849 WOODYHILL ROAD MORTGAGE AMT: 311,900.00 CITY RALEIGH :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NC 27613 UNPAID BALANCE: 311,387.190 OPTION TO CONVERT : No MONTHLY P&I: 2,075.08 ANNUAL RATE ADJUST: 0.000 LTV : 79.99487 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153166 MORTGAGORS: STRIPE, TIMOTHY STRIPE, JANEAN ADDRESS : 7149 ARGONAUTA WAY MORTGAGE AMT: 570,000.00 CITY CARLSBAD :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92009 UNPAID BALANCE: 568,555.160 OPTION TO CONVERT : No MONTHLY P&I: 3,744.49 ANNUAL RATE ADJUST: 0.000 LTV : 61.95652 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153174 MORTGAGORS: CURCELLI, FELICE CURCELLI, JILL ADDRESS : 20021 BRAEMAR DRIVE MORTGAGE AMT: 475,000.00 CITY SARATOGA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95070 UNPAID BALANCE: 474,274.900 OPTION TO CONVERT : No MONTHLY P&I: 3,280.71 ANNUAL RATE ADJUST: 0.000 LTV : 54.28571 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153182 MORTGAGORS: STUBBLEFIELD, VERNON STUBBLEFIELD, BEVERLY ADDRESS : 2816 BROOKSIDE DRIVE MORTGAGE AMT: 428,000.00 CITY CHINO HILLS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91709 UNPAID BALANCE: 427,016.970 OPTION TO CONVERT : No MONTHLY P&I: 2,956.09 ANNUAL RATE ADJUST: 0.000 LTV : 79.98505 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153190 MORTGAGORS: CHAI, SUSAN CHAI, RONALD ADDRESS : 324 BARRETT CIRCLE MORTGAGE AMT: 365,100.00 CITY DANVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94526 UNPAID BALANCE: 364,120.860 OPTION TO CONVERT : No MONTHLY P&I: 2,490.63 ANNUAL RATE ADJUST: 0.000 LTV : 79.54248 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153208 MORTGAGORS: WOLNOWSKI, MARK WOLNOWSKI, TERRI ADDRESS : 47525 TORRINGTON DRIVE NO MORTGAGE AMT: 284,000.00 CITY CANTON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MI 48187 UNPAID BALANCE: 283,427.140 OPTION TO CONVERT : No MONTHLY P&I: 1,961.52 ANNUAL RATE ADJUST: 0.000 LTV : 79.97071 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153216 MORTGAGORS: FARRISS, MICHAEL FARRISS, CYNTHIA ADDRESS : 455 NORTH COVE ROAD MORTGAGE AMT: 364,000.00 CITY COROLLA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NC 27927 UNPAID BALANCE: 363,430.380 OPTION TO CONVERT : No MONTHLY P&I: 2,483.12 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153224 MORTGAGORS: GRANDSTAFF, MICHAEL GRANDSTAFF, ROXANE ADDRESS : 565 TALLY HO COURT MORTGAGE AMT: 450,000.00 CITY BLOOMFIELD :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MI 48304 UNPAID BALANCE: 449,278.140 OPTION TO CONVERT : No MONTHLY P&I: 3,031.73 ANNUAL RATE ADJUST: 0.000 LTV : 77.58621 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153232 MORTGAGORS: PICONE, LEONARD ZALTMAN, JEAN ADDRESS : 21 DOVE STREET MORTGAGE AMT: 300,000.00 CITY HILTON HEAD :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 SC 29928 UNPAID BALANCE: 299,542.040 OPTION TO CONVERT : No MONTHLY P&I: 2,072.03 ANNUAL RATE ADJUST: 0.000 LTV : 79.15567 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153240 MORTGAGORS: DUBOIS, PATRICK DUBOIS, KAREN ADDRESS : 2555 DUNFRIES COURT MORTGAGE AMT: 266,000.00 CITY COLORADO SP :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CO 80919 UNPAID BALANCE: 265,562.660 OPTION TO CONVERT : No MONTHLY P&I: 1,769.70 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153257 MORTGAGORS: GINSBERG, RICHARD ADDRESS : 2813 N E 29 STREET MORTGAGE AMT: 396,000.00 CITY FORT LAUDER :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 FL 33306 UNPAID BALANCE: 395,332.710 OPTION TO CONVERT : No MONTHLY P&I: 2,601.44 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153265 MORTGAGORS: MAXWELL, MARK MAXWELL, NICOLE ADDRESS : 784 LOCUST CIRCLE MORTGAGE AMT: 376,000.00 CITY ARNOLD :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MD 21012 UNPAID BALANCE: 375,046.920 OPTION TO CONVERT : No MONTHLY P&I: 2,470.05 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153273 MORTGAGORS: PALMQUIST, ROGER DASHWOOD, NORA ADDRESS : 125 VIA LA SOLEDAD MORTGAGE AMT: 531,200.00 CITY TORRANCE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90277 UNPAID BALANCE: 530,326.620 OPTION TO CONVERT : No MONTHLY P&I: 3,534.09 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153281 MORTGAGORS: GABALDON, THERESA PALMER, ROBERT ADDRESS : 12282 MILLWOOD POND COURT MORTGAGE AMT: 457,500.00 CITY HERNDON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 VA 20170 UNPAID BALANCE: 456,766.100 OPTION TO CONVERT : No MONTHLY P&I: 3,082.27 ANNUAL RATE ADJUST: 0.000 LTV : 79.56522 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153299 MORTGAGORS: TAYLOR, RONALD TAYLOR, JIMIE ADDRESS : 13849 STONE CHIMNEY LANE MORTGAGE AMT: 313,000.00 CITY PINE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CO 80470 UNPAID BALANCE: 312,737.040 OPTION TO CONVERT : No MONTHLY P&I: 2,056.19 ANNUAL RATE ADJUST: 0.000 LTV : 76.34146 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153307 MORTGAGORS: KORIN, SUSAN KORIN, TIMOTHY ADDRESS : 6 CAMELOT DR MORTGAGE AMT: 419,200.00 CITY OAKBROOK :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 60523 UNPAID BALANCE: 418,544.000 OPTION TO CONVERT : No MONTHLY P&I: 2,859.68 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153315 MORTGAGORS: PERRY, LOUIS ADDRESS : 7194 SOUTH HIMALAYA WAY MORTGAGE AMT: 277,500.00 CITY AURORA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CO 80016 UNPAID BALANCE: 276,954.260 OPTION TO CONVERT : No MONTHLY P&I: 1,869.57 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153323 MORTGAGORS: MILLER, DAVID MILLER, LAURA ADDRESS : 6069 BANEBERRY DRIVE MORTGAGE AMT: 372,850.00 CITY WESTERVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 OH 43082 UNPAID BALANCE: 372,559.150 OPTION TO CONVERT : No MONTHLY P&I: 2,543.49 ANNUAL RATE ADJUST: 0.000 LTV : 89.99409 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153331 MORTGAGORS: UGGERHOLT, KARL UGGERHOLT, MARYANN ADDRESS : 5 DAWN CIRCLE MORTGAGE AMT: 324,000.00 CITY ANDOVER :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 01810 UNPAID BALANCE: 323,492.970 OPTION TO CONVERT : No MONTHLY P&I: 2,210.25 ANNUAL RATE ADJUST: 0.000 LTV : 62.91262 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153349 MORTGAGORS: INOKUCHI, SETSUO TAKEMOTO INO, CAROLINE ADDRESS : 7609 WEST 83RD STREET MORTGAGE AMT: 449,000.00 CITY PLAYA DEL R :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 90293 UNPAID BALANCE: 447,935.250 OPTION TO CONVERT : No MONTHLY P&I: 2,912.21 ANNUAL RATE ADJUST: 0.000 LTV : 69.18336 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153356 MORTGAGORS: PAZZANESE, DANIEL PAZZANESE, CHERYL ADDRESS : 20 BRIDAL PATH ROAD MORTGAGE AMT: 357,800.00 CITY TEWKSBURY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 01876 UNPAID BALANCE: 357,240.070 OPTION TO CONVERT : No MONTHLY P&I: 2,440.82 ANNUAL RATE ADJUST: 0.000 LTV : 79.98569 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153364 MORTGAGORS: COURTIN, MICHAEL COURTIN, CHRISTINE ADDRESS : 1902 VAN HOFF MORTGAGE AMT: 255,000.00 CITY BATAVIA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60510 UNPAID BALANCE: 254,590.950 OPTION TO CONVERT : No MONTHLY P&I: 1,717.98 ANNUAL RATE ADJUST: 0.000 LTV : 73.74205 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153372 MORTGAGORS: NAUERT, PAUL HUGHES NAUER, BARBARA ADDRESS : 403 10TH STREET MORTGAGE AMT: 560,000.00 CITY DEL MAR :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92014 UNPAID BALANCE: 559,145.160 OPTION TO CONVERT : No MONTHLY P&I: 3,867.78 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153380 MORTGAGORS: SITWELL, MARC SITWELL, SHERYL ADDRESS : 316 ULTIMO AVENUE MORTGAGE AMT: 315,000.00 CITY LONG BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90814 UNPAID BALANCE: 314,482.090 OPTION TO CONVERT : No MONTHLY P&I: 2,095.70 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153398 MORTGAGORS: WRIGHT, PAMELA FITZPATRICK, JOHN ADDRESS : 30-32 EDEN AVENUE MORTGAGE AMT: 433,600.00 CITY NEWTON :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 MA 02465 UNPAID BALANCE: 432,851.240 OPTION TO CONVERT : No MONTHLY P&I: 2,812.32 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153406 MORTGAGORS: DAPPER, DARWIN DAPPER, ANNETTE ADDRESS : 12506 CAVALLO STREET MORTGAGE AMT: 277,500.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92130 UNPAID BALANCE: 277,086.830 OPTION TO CONVERT : No MONTHLY P&I: 1,940.32 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153414 MORTGAGORS: KILMER, PAUL KILMER, LORI ADDRESS : 2126 ORANGE AVENUE MORTGAGE AMT: 320,250.00 CITY ESCONDIDO :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 92029 UNPAID BALANCE: 319,283.270 OPTION TO CONVERT : No MONTHLY P&I: 2,077.14 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153422 MORTGAGORS: BRANDENBURG, DIRK BRADENBURG, LISA ADDRESS : 1125 23RD AVENUE EAST MORTGAGE AMT: 410,000.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 WA 98112 UNPAID BALANCE: 409,309.120 OPTION TO CONVERT : No MONTHLY P&I: 2,693.41 ANNUAL RATE ADJUST: 0.000 LTV : 76.02166 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153430 MORTGAGORS: GRANT, ROBERT GRANT, LOUISE ADDRESS : 796 CHESTNUT STREET MORTGAGE AMT: 348,000.00 CITY NEWTON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MA 02468 UNPAID BALANCE: 347,468.770 OPTION TO CONVERT : No MONTHLY P&I: 2,403.55 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153448 MORTGAGORS: KANE, HANNAH KANE, JAMES ADDRESS : 32 MAIN CIRCLE MORTGAGE AMT: 247,000.00 CITY SHREWSBURY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MA 01545 UNPAID BALANCE: 246,812.050 OPTION TO CONVERT : No MONTHLY P&I: 1,705.97 ANNUAL RATE ADJUST: 0.000 LTV : 79.93528 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153455 MORTGAGORS: KANZARIA, KANTILAL KANZARIA, PAULOMI ADDRESS : 3 COACHMAN RIDGE MORTGAGE AMT: 500,000.00 CITY SHREWSBURY :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MA 01545 UNPAID BALANCE: 499,157.460 OPTION TO CONVERT : No MONTHLY P&I: 3,284.64 ANNUAL RATE ADJUST: 0.000 LTV : 78.24726 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153463 MORTGAGORS: CARRIGAN, MICHELLE CARRIGAN, J ADDRESS : 55 AVONDALE ROAD MORTGAGE AMT: 375,000.00 CITY NEWTON :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MA 02459 UNPAID BALANCE: 374,368.090 OPTION TO CONVERT : No MONTHLY P&I: 2,463.48 ANNUAL RATE ADJUST: 0.000 LTV : 64.10256 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153471 MORTGAGORS: KENNEY, MARIA KEENEY, RONALD ADDRESS : 4801 WEST WAGON TRAIL AVE MORTGAGE AMT: 361,500.00 CITY LITTLETON :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CO 80123 UNPAID BALANCE: 360,790.270 OPTION TO CONVERT : No MONTHLY P&I: 2,374.80 ANNUAL RATE ADJUST: 0.000 LTV : 79.99557 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153489 MORTGAGORS: CAMPBELL, MICHAEL CAMPBELL, RHONDA ADDRESS : 7119 ANDRE COURT MORTGAGE AMT: 348,600.00 CITY INDIANAPOLI :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 IN 46278 UNPAID BALANCE: 348,026.830 OPTION TO CONVERT : No MONTHLY P&I: 2,319.25 ANNUAL RATE ADJUST: 0.000 LTV : 79.97706 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153497 MORTGAGORS: TAO, MIMI TAO, DIEM ADDRESS : 15201 RANGER ROAD MORTGAGE AMT: 285,700.00 CITY SAN LEANDRO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94579 UNPAID BALANCE: 285,059.920 OPTION TO CONVERT : No MONTHLY P&I: 1,997.66 ANNUAL RATE ADJUST: 0.000 LTV : 75.00656 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153505 MORTGAGORS: BUDRIS, ROBERT BUDRIS, DONNA ADDRESS : 1874 BROOKTREE WAY MORTGAGE AMT: 320,000.00 CITY PLEASANTON :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94566 UNPAID BALANCE: 319,283.070 OPTION TO CONVERT : No MONTHLY P&I: 2,237.49 ANNUAL RATE ADJUST: 0.000 LTV : 71.11111 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153513 MORTGAGORS: DREYFUS, PAUL KERNS, ROBIANN ADDRESS : 1253 COLLINS LANE MORTGAGE AMT: 340,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95129 UNPAID BALANCE: 339,440.980 OPTION TO CONVERT : No MONTHLY P&I: 2,262.03 ANNUAL RATE ADJUST: 0.000 LTV : 72.03390 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153521 MORTGAGORS: SOHRABI, EBRAHIM SOHRABPOUR, MONDANA ADDRESS : 32 CAMBORNE AVENUE MORTGAGE AMT: 400,000.00 CITY SAN CARLOS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94070 UNPAID BALANCE: 399,051.410 OPTION TO CONVERT : No MONTHLY P&I: 2,694.87 ANNUAL RATE ADJUST: 0.000 LTV : 53.33333 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153539 MORTGAGORS: GOFF, JAMES HELLER, HEIDI ADDRESS : 526 FRANKLIN STREET MORTGAGE AMT: 411,000.00 CITY DENVER :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CO 80218 UNPAID BALANCE: 410,388.030 OPTION TO CONVERT : No MONTHLY P&I: 2,873.77 ANNUAL RATE ADJUST: 0.000 LTV : 78.28571 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153547 MORTGAGORS: KALAMI, EHSAN KALAMI, NASRIN ADDRESS : 10745 MINETTE DR MORTGAGE AMT: 301,500.00 CITY CUPERTINO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95014 UNPAID BALANCE: 300,280.440 OPTION TO CONVERT : No MONTHLY P&I: 2,056.76 ANNUAL RATE ADJUST: 0.000 LTV : 64.14894 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153554 MORTGAGORS: GARSKE, EDWARD GARSKE, CAROL ADDRESS : 5632 OAKWOOD CIRCLE MORTGAGE AMT: 418,000.00 CITY LONG GROVE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 IL 60047 UNPAID BALANCE: 417,312.740 OPTION TO CONVERT : No MONTHLY P&I: 2,780.96 ANNUAL RATE ADJUST: 0.000 LTV : 69.66667 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153562 MORTGAGORS: FLOOD, CLIFFORD FLOOD, ANNETTE ADDRESS : 402 SHORELINE MORTGAGE AMT: 337,200.00 CITY DEWITT :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MI 48820 UNPAID BALANCE: 336,685.280 OPTION TO CONVERT : No MONTHLY P&I: 2,328.96 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153570 MORTGAGORS: WELLS, GEOFFREY RAY, JANET ADDRESS : 407 NORTH DIANTHUS STREET MORTGAGE AMT: 582,000.00 CITY MANHATTAN B :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90266 UNPAID BALANCE: 581,043.100 OPTION TO CONVERT : No MONTHLY P&I: 3,872.06 ANNUAL RATE ADJUST: 0.000 LTV : 68.47059 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153588 MORTGAGORS: PINUELAS, SAMUEL PINUELAS, CHRISTY ADDRESS : 5706 MULBERRY RIDGE DRIVE MORTGAGE AMT: 268,500.00 CITY CAMARILLO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 93012 UNPAID BALANCE: 268,079.810 OPTION TO CONVERT : No MONTHLY P&I: 1,831.64 ANNUAL RATE ADJUST: 0.000 LTV : 89.94975 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153596 MORTGAGORS: BOYCE, BARBARA ADDRESS : 2050 SOUTH JAMAICA COURT MORTGAGE AMT: 265,864.00 CITY AURORA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CO 80014 UNPAID BALANCE: 265,238.010 OPTION TO CONVERT : No MONTHLY P&I: 1,813.67 ANNUAL RATE ADJUST: 0.000 LTV : 79.99952 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153604 MORTGAGORS: HILL, STANLEY HILL, EDITH ADDRESS : 5340 S SHORE DRIVE MORTGAGE AMT: 360,750.00 CITY CHICAGO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 IL 60615 UNPAID BALANCE: 360,199.310 OPTION TO CONVERT : No MONTHLY P&I: 2,491.61 ANNUAL RATE ADJUST: 0.000 LTV : 58.84992 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153612 MORTGAGORS: CORCHIANI, CHRISTOHER CORCHANI, STEWART ADDRESS : 15 BACKFIN POINT MORTGAGE AMT: 650,000.00 CITY WILMINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NC 28405 UNPAID BALANCE: 648,957.310 OPTION TO CONVERT : No MONTHLY P&I: 4,379.17 ANNUAL RATE ADJUST: 0.000 LTV : 77.39017 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153620 MORTGAGORS: JOHNSON, WILLIAM JOHNSON, CYNTHIA ADDRESS : 2312 BILL COURT MORTGAGE AMT: 525,000.00 CITY NAPERVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 IL 60566 UNPAID BALANCE: 524,569.660 OPTION TO CONVERT : No MONTHLY P&I: 3,492.84 ANNUAL RATE ADJUST: 0.000 LTV : 64.81481 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153646 MORTGAGORS: BARRIOS, JAIME BARRIOS, ANSELMA ADDRESS : 13425 COLONY AVENUE MORTGAGE AMT: 297,000.00 CITY SAN MARTIN :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95046 UNPAID BALANCE: 296,317.830 OPTION TO CONVERT : No MONTHLY P&I: 2,051.31 ANNUAL RATE ADJUST: 0.000 LTV : 84.85714 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153653 MORTGAGORS: HARITON, JOE HARITON, DIANE ADDRESS : 10966 AYRES AVENUE MORTGAGE AMT: 296,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90064 UNPAID BALANCE: 295,267.850 OPTION TO CONVERT : No MONTHLY P&I: 1,969.30 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153661 MORTGAGORS: LOIACONO, LOUIS STUBBS LOIAC, RUTH ADDRESS : 5619 COUNTRYSIDE BEACH DR MORTGAGE AMT: 650,000.00 CITY OLYMPIA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 WA 98502 UNPAID BALANCE: 648,957.310 OPTION TO CONVERT : No MONTHLY P&I: 4,379.17 ANNUAL RATE ADJUST: 0.000 LTV : 76.47059 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153679 MORTGAGORS: TRESTER, ROSS BORD TRESTER, JUDITH ADDRESS : 1350 SUMMITRIDGE DRIVE MORTGAGE AMT: 496,400.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90210 UNPAID BALANCE: 495,583.840 OPTION TO CONVERT : No MONTHLY P&I: 3,302.56 ANNUAL RATE ADJUST: 0.000 LTV : 60.16970 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153687 MORTGAGORS: CASO, LAWRENCE CASO, DIANNE ADDRESS : 9350 MOSQUITO ROAD MORTGAGE AMT: 408,000.00 CITY PLACERVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95667 UNPAID BALANCE: 407,062.910 OPTION TO CONVERT : No MONTHLY P&I: 2,817.95 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153695 MORTGAGORS: HOEFLER, PETER HOEFLER, LORI ADDRESS : 13928 EAST LUPINE AVENUE MORTGAGE AMT: 268,000.00 CITY SCOTTSDALE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 AZ 85259 UNPAID BALANCE: 267,548.410 OPTION TO CONVERT : No MONTHLY P&I: 1,760.57 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153703 MORTGAGORS: OUTLAW, CHRISTOPHE OUTLAW, PAMELA ADDRESS : 3914 PROMONTORY COURT MORTGAGE AMT: 315,000.00 CITY BOULDER :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CO 80304 UNPAID BALANCE: 314,469.200 OPTION TO CONVERT : No MONTHLY P&I: 2,069.33 ANNUAL RATE ADJUST: 0.000 LTV : 66.31579 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153711 MORTGAGORS: INZER, BILLY ADDRESS : 12 ANDREWS STREET MORTGAGE AMT: 288,000.00 CITY WESTBOROUGH :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 MA 01581 UNPAID BALANCE: 287,592.150 OPTION TO CONVERT : No MONTHLY P&I: 2,063.27 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153729 MORTGAGORS: WILLETT, PAUL VASICEK, VERONICA ADDRESS : 3641 WINDING WOOD LANE MORTGAGE AMT: 431,900.00 CITY LEXINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 KY 40515 UNPAID BALANCE: 431,207.170 OPTION TO CONVERT : No MONTHLY P&I: 2,909.80 ANNUAL RATE ADJUST: 0.000 LTV : 79.99630 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153737 MORTGAGORS: PASSON, KENNETH RENTA, BONNIE ADDRESS : 7 ANONDALE MORTGAGE AMT: 611,500.00 CITY NEWPORT BEA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92660 UNPAID BALANCE: 610,543.060 OPTION TO CONVERT : No MONTHLY P&I: 4,171.51 ANNUAL RATE ADJUST: 0.000 LTV : 79.92660 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153745 MORTGAGORS: RINEARSON, ROBIN ADDRESS : 6223 EDGEWATER DRIVE MORTGAGE AMT: 300,000.00 CITY FALLS CHURC :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 VA 22041 UNPAID BALANCE: 299,293.660 OPTION TO CONVERT : No MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000 LTV : 60.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153752 MORTGAGORS: CONE, STEPHEN CONE, FAYE ADDRESS : 30 MARLBOROUGH STREET MORTGAGE AMT: 285,000.00 CITY BOSTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MA 02116 UNPAID BALANCE: 284,542.820 OPTION TO CONVERT : No MONTHLY P&I: 1,920.10 ANNUAL RATE ADJUST: 0.000 LTV : 58.16327 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153760 MORTGAGORS: BERNDT, GREGORY DOLAN, KELLY ADDRESS : 231-233 UPLAND ROAD MORTGAGE AMT: 424,000.00 CITY CAMBRIDGE :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 MA 02138 UNPAID BALANCE: 423,384.290 OPTION TO CONVERT : No MONTHLY P&I: 3,001.05 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153778 MORTGAGORS: ENTRIKIN, ROBERT ENTRIKIN, ARIANE ADDRESS : 21179 FOXCROFT LANE MORTGAGE AMT: 320,000.00 CITY WALNUT :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 91789 UNPAID BALANCE: 319,535.310 OPTION TO CONVERT : No MONTHLY P&I: 2,264.94 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153786 MORTGAGORS: GODWIN, OSGOOD C GODWIN, ANNE ADDRESS : 3316 OLD SAYBROOK COURT MORTGAGE AMT: 290,000.00 CITY RALEIGH :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NC 27612 UNPAID BALANCE: 289,300.150 OPTION TO CONVERT : No MONTHLY P&I: 1,953.78 ANNUAL RATE ADJUST: 0.000 LTV : 75.32468 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153802 MORTGAGORS: SNYDER, PETER SNYDER, SHERRI ADDRESS : 4201 RAVENHURST CIRCLE MORTGAGE AMT: 265,000.00 CITY GLEN ARM :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MD 21057 UNPAID BALANCE: 264,564.280 OPTION TO CONVERT : No MONTHLY P&I: 1,763.05 ANNUAL RATE ADJUST: 0.000 LTV : 89.83051 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153810 MORTGAGORS: TOM, WILBUR CHAN, WINNIE ADDRESS : 2411 ROYAL OAKS DRIVE MORTGAGE AMT: 353,000.00 CITY ALAMO :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 CA 94507 UNPAID BALANCE: 352,375.380 OPTION TO CONVERT : No MONTHLY P&I: 2,260.30 ANNUAL RATE ADJUST: 0.000 LTV : 63.83363 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153828 MORTGAGORS: CAPLEN, HOWARD CAPLEN, FIRELLI ADDRESS : 58 NEWPORT AVE MORTGAGE AMT: 268,800.00 CITY TAPPAN :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NY 10983 UNPAID BALANCE: 268,268.120 OPTION TO CONVERT : No MONTHLY P&I: 1,788.33 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153844 MORTGAGORS: HOEHLER, RICHARD HOEHLER, RENEE ADDRESS : 7129 S CHAPPARAL CIRCLE W MORTGAGE AMT: 340,000.00 CITY AURORA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CO 80016 UNPAID BALANCE: 339,454.610 OPTION TO CONVERT : No MONTHLY P&I: 2,290.64 ANNUAL RATE ADJUST: 0.000 LTV : 76.42167 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153851 MORTGAGORS: BARNES, KATHERINE CORNER, SCOTT ADDRESS : 15 GUERNSEY STREET MORTGAGE AMT: 318,600.00 CITY MARBLEHEAD :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 01945 UNPAID BALANCE: 318,101.410 OPTION TO CONVERT : No MONTHLY P&I: 2,173.41 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153869 MORTGAGORS: HUBBARD, DONALD HUBBARD, CHRISTINE ADDRESS : 125 HAVILAND ROAD MORTGAGE AMT: 650,000.00 CITY STAMFORD :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CT 06903 UNPAID BALANCE: 648,957.310 OPTION TO CONVERT : No MONTHLY P&I: 4,379.17 ANNUAL RATE ADJUST: 0.000 LTV : 59.36073 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153877 MORTGAGORS: FOURNIER, DONALD FOURNIER, SUPANEE ADDRESS : 2136 DEL MONTE AVENUE MORTGAGE AMT: 332,000.00 CITY SANTA CLARA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95051 UNPAID BALANCE: 331,454.150 OPTION TO CONVERT : No MONTHLY P&I: 2,208.80 ANNUAL RATE ADJUST: 0.000 LTV : 89.97290 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153885 MORTGAGORS: FERRERA, JOHN COOKE, LEONARD ADDRESS : 3717 ALTON PLACE NW MORTGAGE AMT: 250,000.00 CITY WASHINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 DC 20016 UNPAID BALANCE: 249,358.860 OPTION TO CONVERT : No MONTHLY P&I: 1,705.44 ANNUAL RATE ADJUST: 0.000 LTV : 74.96252 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153893 MORTGAGORS: MANEY, ROBERT S MANEY, REBECCA ADDRESS : 4540 ELDER AVENUE MORTGAGE AMT: 332,000.00 CITY SEAL BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90740 UNPAID BALANCE: 331,178.830 OPTION TO CONVERT : No MONTHLY P&I: 2,208.80 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153901 MORTGAGORS: GUSTAFSON, ALBERT GUSTAFSON, LYNN ADDRESS : 1420 PEBBLE RIDGE MORTGAGE AMT: 292,000.00 CITY ROCHESTER :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MI 48307 UNPAID BALANCE: 291,543.040 OPTION TO CONVERT : No MONTHLY P&I: 1,991.96 ANNUAL RATE ADJUST: 0.000 LTV : 54.27509 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153919 MORTGAGORS: CHOATE, HERBERT CHOATE, KATRINA ADDRESS : 7863 EAST ALTA SIERRA CIR MORTGAGE AMT: 304,000.00 CITY SCOTTSDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 AZ 85262 UNPAID BALANCE: 303,248.070 OPTION TO CONVERT : No MONTHLY P&I: 2,022.52 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153927 MORTGAGORS: GREEN, DANIEL BIRGERSDOTTE, ULRIKA ADDRESS : 5512 CHELSEA AVENUE MORTGAGE AMT: 650,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92037 UNPAID BALANCE: 649,007.760 OPTION TO CONVERT : No MONTHLY P&I: 4,489.39 ANNUAL RATE ADJUST: 0.000 LTV : 66.66667 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153935 MORTGAGORS: STOYLA MCLEL, CAROL ADDRESS : 2335 BURGENER BOULEVARD MORTGAGE AMT: 247,200.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92110 UNPAID BALANCE: 246,803.460 OPTION TO CONVERT : No MONTHLY P&I: 1,665.43 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153943 MORTGAGORS: SALEBA, GARY SALEBA, LORI ADDRESS : 14328 196TH COURT NE MORTGAGE AMT: 537,600.00 CITY WOODINVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 WA 98072 UNPAID BALANCE: 536,334.250 OPTION TO CONVERT : No MONTHLY P&I: 3,667.38 ANNUAL RATE ADJUST: 0.000 LTV : 79.64444 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153950 MORTGAGORS: KULIK, STEVEN KULIK, DEBORAH ADDRESS : 6520 PETKO COURT MORTGAGE AMT: 320,000.00 CITY WASHINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MI 48094 UNPAID BALANCE: 319,499.220 OPTION TO CONVERT : No MONTHLY P&I: 2,182.97 ANNUAL RATE ADJUST: 0.000 LTV : 75.29412 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153968 MORTGAGORS: LONDON, VALERIA LANGSHTEYN, GENNADY ADDRESS : 495 BOYLSTON STREET UNIT MORTGAGE AMT: 300,000.00 CITY BROOKLINE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MA 02445 UNPAID BALANCE: 299,553.330 OPTION TO CONVERT : No MONTHLY P&I: 2,097.64 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153984 MORTGAGORS: NUGENT, BRIAN NUGENT, TERESA ADDRESS : 915 DOGWOOD DRIVE MORTGAGE AMT: 328,000.00 CITY DELRAY BEAC :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 FL 33483 UNPAID BALANCE: 327,473.840 OPTION TO CONVERT : No MONTHLY P&I: 2,209.80 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153992 MORTGAGORS: HALIO, JEFFREY BOKEN, TERI ADDRESS : 8 VINEYARD ROAD MORTGAGE AMT: 273,300.00 CITY WESTFORD :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MA 01886 UNPAID BALANCE: 272,839.470 OPTION TO CONVERT : No MONTHLY P&I: 1,795.39 ANNUAL RATE ADJUST: 0.000 LTV : 92.95918 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154008 MORTGAGORS: NAIR, LAURENCE NAIR, DAWN ADDRESS : 6 PETTICOAT LANE MORTGAGE AMT: 302,800.00 CITY TRUMBULL :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CT 06611 UNPAID BALANCE: 302,277.110 OPTION TO CONVERT : No MONTHLY P&I: 1,963.96 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154016 MORTGAGORS: FISHER, CORDELL ADDRESS : 95 OLD COURSE DRIVE MORTGAGE AMT: 483,200.00 CITY NEWPORT BEA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92660 UNPAID BALANCE: 482,405.540 OPTION TO CONVERT : No MONTHLY P&I: 3,214.74 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154024 MORTGAGORS: NICOLINI, JOHN CAPPS NICOLI, PAMELA ADDRESS : 2124 WALNUT BOULEVARD MORTGAGE AMT: 297,000.00 CITY WALNUT CREE :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 94596 UNPAID BALANCE: 296,351.010 OPTION TO CONVERT : No MONTHLY P&I: 2,102.15 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154032 MORTGAGORS: CLOWDSLEY, STEPHEN CLOWDSLEY, CATHERINE ADDRESS : 1561 RAMONA WAY MORTGAGE AMT: 400,000.00 CITY ALAMA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94507 UNPAID BALANCE: 399,358.360 OPTION TO CONVERT : No MONTHLY P&I: 2,694.87 ANNUAL RATE ADJUST: 0.000 LTV : 60.60606 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154040 MORTGAGORS: DEVONA, CHRIS DEVONA, SANDRA ADDRESS : 517 EAST HAVEN MORTGAGE AMT: 380,000.00 CITY ARLINGTON H :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60005 UNPAID BALANCE: 379,278.750 OPTION TO CONVERT : No MONTHLY P&I: 2,560.13 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154057 MORTGAGORS: NAHRA, JOHN NAHRA, AUDREY ADDRESS : 17731 REVELLO DRIVE MORTGAGE AMT: 489,000.00 CITY PACIFIC PAL :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 90272 UNPAID BALANCE: 488,215.580 OPTION TO CONVERT : No MONTHLY P&I: 3,294.48 ANNUAL RATE ADJUST: 0.000 LTV : 68.01113 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154065 MORTGAGORS: MAYER, ROBERT MAYER, JANIS ADDRESS : 26926 NORTH 73RD WAY MORTGAGE AMT: 314,200.00 CITY SCOTTSDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 AZ 85255 UNPAID BALANCE: 313,695.990 OPTION TO CONVERT : No MONTHLY P&I: 2,116.82 ANNUAL RATE ADJUST: 0.000 LTV : 62.84000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154073 MORTGAGORS: REILLEY, KEVIN REILLEY, MARY ADDRESS : 39 ARNOLD BOULEVARD MORTGAGE AMT: 325,000.00 CITY LONG BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NJ 08005 UNPAID BALANCE: 324,491.390 OPTION TO CONVERT : No MONTHLY P&I: 2,217.07 ANNUAL RATE ADJUST: 0.000 LTV : 72.22222 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154081 MORTGAGORS: SCHOPFEL, WILLIAM SCHOPFEL, VIRGINIA ADDRESS : 5417 OCEAN DRIVE WEST MORTGAGE AMT: 317,200.00 CITY EMERALD ISL :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NC 28594 UNPAID BALANCE: 316,634.470 OPTION TO CONVERT : No MONTHLY P&I: 2,163.86 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154099 MORTGAGORS: SAMARIAN, RONALD SAMARIAN, NANCY ADDRESS : 6524 PARKVIEW MORTGAGE AMT: 345,000.00 CITY TROY :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 MI 48098 UNPAID BALANCE: 344,511.440 OPTION TO CONVERT : No MONTHLY P&I: 2,471.62 ANNUAL RATE ADJUST: 0.000 LTV : 77.78154 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154107 MORTGAGORS: POLITO, JOHN POLITO, SHANNON ADDRESS : 37122 SE FISH HATCHERY RO MORTGAGE AMT: 509,000.00 CITY FALL CITY :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 WA 98024 UNPAID BALANCE: 507,833.400 OPTION TO CONVERT : No MONTHLY P&I: 3,343.77 ANNUAL RATE ADJUST: 0.000 LTV : 75.40741 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154115 MORTGAGORS: BEST, DAVID BEST, KELLI ADDRESS : 220 SIMMONS DR MORTGAGE AMT: 400,000.00 CITY WILMINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NC 28411 UNPAID BALANCE: 399,358.050 OPTION TO CONVERT : No MONTHLY P&I: 2,694.88 ANNUAL RATE ADJUST: 0.000 LTV : 74.76636 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154123 MORTGAGORS: PISARRA, JOSEPH PISARRA, BARBARA ADDRESS : 8001 KERRY LANE MORTGAGE AMT: 410,000.00 CITY CHEVY CHASE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MD 20815 UNPAID BALANCE: 409,325.880 OPTION TO CONVERT : No MONTHLY P&I: 2,727.74 ANNUAL RATE ADJUST: 0.000 LTV : 54.52128 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154131 MORTGAGORS: BARBER, THOMAS ADDRESS : 2819 SPRIGGS REQUEST WAY MORTGAGE AMT: 564,500.00 CITY MITCHELLVIL :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MD 20721 UNPAID BALANCE: 564,048.570 OPTION TO CONVERT : No MONTHLY P&I: 3,803.15 ANNUAL RATE ADJUST: 0.000 LTV : 74.27632 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154149 MORTGAGORS: CANZIO, JOHN ADDRESS : 3372 BARROW ISLAND ROAD MORTGAGE AMT: 581,200.00 CITY JUPITER :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 FL 33477 UNPAID BALANCE: 580,267.680 OPTION TO CONVERT : No MONTHLY P&I: 3,915.66 ANNUAL RATE ADJUST: 0.000 LTV : 46.49600 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154164 MORTGAGORS: GAMSON, DAVID SIEGAL, CAROL ADDRESS : 6108 RUTHLAND ROAD MORTGAGE AMT: 548,000.00 CITY OAKLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94611 UNPAID BALANCE: 547,099.000 OPTION TO CONVERT : No MONTHLY P&I: 3,645.86 ANNUAL RATE ADJUST: 0.000 LTV : 69.54315 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154172 MORTGAGORS: FILKINS, JESSE PHILPOTT, KIRRA ADDRESS : 10904 EAST KAREN DRIVE MORTGAGE AMT: 417,700.00 CITY SCOTTSDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 AZ 85259 UNPAID BALANCE: 416,740.620 OPTION TO CONVERT : No MONTHLY P&I: 2,884.95 ANNUAL RATE ADJUST: 0.000 LTV : 89.98412 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154180 MORTGAGORS: TRINH, LAM NGUYEN, NARCISSI ADDRESS : 2191 CUNNINGHAM COURT MORTGAGE AMT: 315,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95148 UNPAID BALANCE: 314,258.340 OPTION TO CONVERT : No MONTHLY P&I: 2,148.86 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154198 MORTGAGORS: PHILBRICK, SAMUEL HANSON PHILB, SUSAN ADDRESS : 17 LOADING PLACE ROAD MORTGAGE AMT: 535,200.00 CITY MANCHESTER :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MA 01944 UNPAID BALANCE: 534,383.000 OPTION TO CONVERT : No MONTHLY P&I: 3,696.49 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154206 MORTGAGORS: COURTS, JOSEPH COURTS, LORI ADDRESS : 6221 HEATHERSTONE DRIVE MORTGAGE AMT: 256,000.00 CITY RALEIGH :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NC 27613 UNPAID BALANCE: 255,539.050 OPTION TO CONVERT : No MONTHLY P&I: 1,724.72 ANNUAL RATE ADJUST: 0.000 LTV : 89.54180 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154214 MORTGAGORS: MC NAMARA, CHRISTOPHE MC NAMARA, MARY ADDRESS : 4625 ALBEMARLE STREET NW MORTGAGE AMT: 330,000.00 CITY WASHINGTON :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 DC 20016 UNPAID BALANCE: 329,443.930 OPTION TO CONVERT : No MONTHLY P&I: 2,167.87 ANNUAL RATE ADJUST: 0.000 LTV : 78.57143 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154230 MORTGAGORS: ZIEGENBEIN, DARREN CALDERWOOD, TAMMY ADDRESS : 5905 RISING STAR MORTGAGE AMT: 296,900.00 CITY ELKRIDGE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MD 21075 UNPAID BALANCE: 296,411.860 OPTION TO CONVERT : No MONTHLY P&I: 1,975.28 ANNUAL RATE ADJUST: 0.000 LTV : 89.99697 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154248 MORTGAGORS: ADAIR, JOHN ADDRESS : 407 PALOMAR ROAD MORTGAGE AMT: 438,750.00 CITY OJAI :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 93023 UNPAID BALANCE: 438,080.230 OPTION TO CONVERT : No MONTHLY P&I: 3,030.34 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154255 MORTGAGORS: SANKOVICH, ROBERT SANKOVICH, DEBRA ADDRESS : 1961 HAVENWOOD DRIVE MORTGAGE AMT: 247,500.00 CITY THOUSAND OA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 93162 UNPAID BALANCE: 247,131.490 OPTION TO CONVERT : No MONTHLY P&I: 1,730.56 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154263 MORTGAGORS: FLYNN, ROBERT FLYNN, JAMIE ADDRESS : 16631 SANLO STREET MORTGAGE AMT: 270,000.00 CITY YORBA LINDA :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 92686 UNPAID BALANCE: 269,533.750 OPTION TO CONVERT : No MONTHLY P&I: 1,751.21 ANNUAL RATE ADJUST: 0.000 LTV : 58.69565 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154271 MORTGAGORS: GLADSTONE, CAROL WHIPPLE, BENJAMIN ADDRESS : 28 COPLEY STREET MORTGAGE AMT: 400,000.00 CITY BROOKLINE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MA 02446 UNPAID BALANCE: 399,404.420 OPTION TO CONVERT : No MONTHLY P&I: 2,796.86 ANNUAL RATE ADJUST: 0.000 LTV : 58.82353 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154289 MORTGAGORS: GRAEF, FREDERICK GRAEF, ELIZABETH ADDRESS : 5409 SIMPKINS COURT MORTGAGE AMT: 313,500.00 CITY ELLICOTT CI :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MD 21043 UNPAID BALANCE: 312,494.140 OPTION TO CONVERT : No MONTHLY P&I: 2,112.11 ANNUAL RATE ADJUST: 0.000 LTV : 84.27419 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154297 MORTGAGORS: BRANDTS, JOEL BRANDTS, SUSAN ADDRESS : 27516 VIA VALOR MORTGAGE AMT: 276,000.00 CITY DANA POINT :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92624 UNPAID BALANCE: 275,578.670 OPTION TO CONVERT : No MONTHLY P&I: 1,906.26 ANNUAL RATE ADJUST: 0.000 LTV : 69.87342 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154305 MORTGAGORS: MCNULTY, JAMES BRAMAN, LAWRENCE STEINLE, SIRI ADDRESS : 208 210 FAYERWEATHER ST MORTGAGE AMT: 395,000.00 CITY CAMBRIDGE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MA 02138 UNPAID BALANCE: 394,397.020 OPTION TO CONVERT : No MONTHLY P&I: 2,728.17 ANNUAL RATE ADJUST: 0.000 LTV : 79.79798 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154313 MORTGAGORS: DE SILVA, SUNIL DE SILVA, MARY ADDRESS : 8498 CAMDEN COURT MORTGAGE AMT: 288,000.00 CITY BROADVIEW H :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 OH 44147 UNPAID BALANCE: 287,514.710 OPTION TO CONVERT : No MONTHLY P&I: 1,891.95 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154321 MORTGAGORS: GRUBB, CATHERINE MEYER, GLENN ADDRESS : 221 GALWAY BAY MORTGAGE AMT: 385,000.00 CITY ALAMEDA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94502 UNPAID BALANCE: 384,412.300 OPTION TO CONVERT : No MONTHLY P&I: 2,659.10 ANNUAL RATE ADJUST: 0.000 LTV : 88.50575 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154339 MORTGAGORS: CARRANZA, WILLIAM ADDRESS : 952 EVENING SHADE DRIVE MORTGAGE AMT: 284,400.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 90731 UNPAID BALANCE: 283,965.840 OPTION TO CONVERT : No MONTHLY P&I: 1,964.28 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154347 MORTGAGORS: GRUNBERG, GREGORY GRUNBERG, ELIZABETH ADDRESS : 5125 CALENDA DRIVE MORTGAGE AMT: 320,000.00 CITY WOODLAND HI :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91367 UNPAID BALANCE: 319,750.360 OPTION TO CONVERT : No MONTHLY P&I: 2,182.97 ANNUAL RATE ADJUST: 0.000 LTV : 68.08511 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154354 MORTGAGORS: D AMICO, MICHAEL D AMICO, C ADDRESS : 6485 STONEHURST CIRCLE MORTGAGE AMT: 271,800.00 CITY LAKE WORTH :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 FL 33467 UNPAID BALANCE: 271,587.970 OPTION TO CONVERT : No MONTHLY P&I: 1,854.16 ANNUAL RATE ADJUST: 0.000 LTV : 79.99411 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154362 MORTGAGORS: O'REILLY, ANTHONY O'REILLY, KAREN ADDRESS : 78 WAUWINET ROAD MORTGAGE AMT: 400,000.00 CITY NEWTON :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 MA 02465 UNPAID BALANCE: 399,309.260 OPTION TO CONVERT : No MONTHLY P&I: 2,594.39 ANNUAL RATE ADJUST: 0.000 LTV : 61.53846 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154370 MORTGAGORS: TREADWAY, GEORGE TREADWAY, CAROLYN ADDRESS : 2802 BLUME DRIVE MORTGAGE AMT: 318,750.00 CITY LOS ALAMITO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90720 UNPAID BALANCE: 318,225.930 OPTION TO CONVERT : No MONTHLY P&I: 2,120.65 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154388 MORTGAGORS: KONDA, SURESH SZAKAL, STEPHANIE ADDRESS : 105 5TH STREET NE MORTGAGE AMT: 319,200.00 CITY WASHINGTON :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 DC 20002 UNPAID BALANCE: 318,615.040 OPTION TO CONVERT : No MONTHLY P&I: 2,017.57 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154396 MORTGAGORS: CUBERO, JUAN CUBERO, KIM ADDRESS : 1346 LORETO DR MORTGAGE AMT: 287,500.00 CITY GLENDALE :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 91207 UNPAID BALANCE: 287,003.550 OPTION TO CONVERT : No MONTHLY P&I: 1,864.72 ANNUAL RATE ADJUST: 0.000 LTV : 71.87500 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154404 MORTGAGORS: GALLOWAY, DONALD GALLOWAY, MICHELE ADDRESS : 10358 E BAHIA DRIVE MORTGAGE AMT: 285,000.00 CITY SCOTTSDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 AZ 85259 UNPAID BALANCE: 284,564.960 OPTION TO CONVERT : No MONTHLY P&I: 1,968.42 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154420 MORTGAGORS: SHEFFER, CRAIG SHEFFER, CYNTHIA ADDRESS : 4604 LEI STREET MORTGAGE AMT: 249,100.00 CITY FAIR OAKS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95628 UNPAID BALANCE: 248,719.730 OPTION TO CONVERT : No MONTHLY P&I: 1,720.47 ANNUAL RATE ADJUST: 0.000 LTV : 72.20290 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154438 MORTGAGORS: STOCKWELL, ROBERT SAGE STOCKWE, KAREN ADDRESS : 200 FAIRVIEW STREET MORTGAGE AMT: 318,000.00 CITY DANVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94506 UNPAID BALANCE: 317,477.160 OPTION TO CONVERT : No MONTHLY P&I: 2,115.66 ANNUAL RATE ADJUST: 0.000 LTV : 50.07874 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154446 MORTGAGORS: MORAN, JAMES MEER, JONNE ADDRESS : 2638 SEQUOIA WAY MORTGAGE AMT: 350,000.00 CITY BELLMONT :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94002 UNPAID BALANCE: 349,424.540 OPTION TO CONVERT : No MONTHLY P&I: 2,328.56 ANNUAL RATE ADJUST: 0.000 LTV : 64.81481 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154461 MORTGAGORS: TUEY, CHRIS TUEY, WENDY ADDRESS : 7049 WEST PHILLIPS AVENUE MORTGAGE AMT: 255,075.00 CITY LITTLETON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CO 80128 UNPAID BALANCE: 254,585.010 OPTION TO CONVERT : No MONTHLY P&I: 1,761.74 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154479 MORTGAGORS: BERGER, HEINZ BERGER, SUSANN ADDRESS : 332 AHWANEE COURT MORTGAGE AMT: 431,600.00 CITY CLAYTON :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 94517 UNPAID BALANCE: 430,854.710 OPTION TO CONVERT : No MONTHLY P&I: 2,799.35 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154487 MORTGAGORS: REYNOSO, MAI ADDRESS : 6374 NW 24TH STREET MORTGAGE AMT: 256,000.00 CITY BOCA RATON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 FL 33434 UNPAID BALANCE: 254,809.460 OPTION TO CONVERT : No MONTHLY P&I: 1,724.72 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154495 MORTGAGORS: TREYGER, LEONID TREYGER, SOFIYA ADDRESS : 1600 SISKIYOU DRIVE MORTGAGE AMT: 321,800.00 CITY WALNUT CREE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94598 UNPAID BALANCE: 321,283.790 OPTION TO CONVERT : No MONTHLY P&I: 2,168.03 ANNUAL RATE ADJUST: 0.000 LTV : 89.88827 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154503 MORTGAGORS: JONES, SHRRYL ADDRESS : 17207 RUSSETT DRIVE MORTGAGE AMT: 347,000.00 CITY BOWIE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MD 20716 UNPAID BALANCE: 346,429.480 OPTION TO CONVERT : No MONTHLY P&I: 2,308.60 ANNUAL RATE ADJUST: 0.000 LTV : 77.97753 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154511 MORTGAGORS: SATO, STANLEY SATO, ANN ADDRESS : 231 AVENUE D MORTGAGE AMT: 316,000.00 CITY REDONDO BEA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90277 UNPAID BALANCE: 315,505.490 OPTION TO CONVERT : No MONTHLY P&I: 2,155.68 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154529 MORTGAGORS: GRIFFITH, SEAN GRIFFITH, LEE ADDRESS : 21672 SEASIDE LANE MORTGAGE AMT: 292,000.00 CITY HUNTINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92646 UNPAID BALANCE: 291,531.590 OPTION TO CONVERT : No MONTHLY P&I: 1,967.26 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154537 MORTGAGORS: DWORCHAK, KYLE DWORCHAK, COSTANZA ADDRESS : 47532 PUTNEY MORTGAGE AMT: 256,000.00 CITY CANTON :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MI 48188 UNPAID BALANCE: 255,568.620 OPTION TO CONVERT : No MONTHLY P&I: 1,681.74 ANNUAL RATE ADJUST: 0.000 LTV : 77.57576 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154545 MORTGAGORS: MEYERS, DAVID RANDLES, DAWN ADDRESS : 6610 BELLE CHASE CT MORTGAGE AMT: 301,500.00 CITY LAYTONSVILL :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MD 20872 UNPAID BALANCE: 300,780.590 OPTION TO CONVERT : No MONTHLY P&I: 1,980.64 ANNUAL RATE ADJUST: 0.000 LTV : 69.31034 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154552 MORTGAGORS: COHEN, DEBORAH ADDRESS : 1530 T STREET NW MORTGAGE AMT: 258,000.00 CITY WASHINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 DC 20009 UNPAID BALANCE: 257,798.730 OPTION TO CONVERT : No MONTHLY P&I: 1,760.02 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154560 MORTGAGORS: CARDOZA, RICHARD CARDOZA, SARAH ADDRESS : 19072 KASSY DRIVE MORTGAGE AMT: 336,000.00 CITY SANTA ANA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92705 UNPAID BALANCE: 335,499.700 OPTION TO CONVERT : No MONTHLY P&I: 2,349.36 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154578 MORTGAGORS: GERRATT, BRUCE BRAYTON GERR, SHAUN ADDRESS : 3121 COOLIDGE AVENUE MORTGAGE AMT: 394,700.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90066 UNPAID BALANCE: 394,082.340 OPTION TO CONVERT : No MONTHLY P&I: 2,692.55 ANNUAL RATE ADJUST: 0.000 LTV : 76.64078 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154586 MORTGAGORS: KARP, HARVEY ADDRESS : 17856 VICINO WAY MORTGAGE AMT: 558,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 90272 UNPAID BALANCE: 557,104.910 OPTION TO CONVERT : No MONTHLY P&I: 3,759.35 ANNUAL RATE ADJUST: 0.000 LTV : 65.64706 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154594 MORTGAGORS: GAGNON, ROBERT GAGNON, LISA ADDRESS : 148 BLUE HILLS TR MORTGAGE AMT: 282,000.00 CITY GLASTONBURY :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 CT 06033 UNPAID BALANCE: 281,501.020 OPTION TO CONVERT : No MONTHLY P&I: 1,805.68 ANNUAL RATE ADJUST: 0.000 LTV : 73.24675 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154602 MORTGAGORS: GOOSTREE, JOSEPH GOOSTREE, TRACY ADDRESS : 5834 CLAYTON RD MORTGAGE AMT: 333,000.00 CITY CLAYTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94517 UNPAID BALANCE: 332,478.890 OPTION TO CONVERT : No MONTHLY P&I: 2,271.65 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154610 MORTGAGORS: MADRAZO, MICHAEL MADRAZO, NADINE ADDRESS : 3646 PURER ROAD MORTGAGE AMT: 334,400.00 CITY ESCONDIDO :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92029 UNPAID BALANCE: 333,836.510 OPTION TO CONVERT : No MONTHLY P&I: 2,196.77 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154628 MORTGAGORS: HERMANSON, THOMAS HERMANSON, CHRISTINE ADDRESS : 5545 KEATS AVENUE NORTH MORTGAGE AMT: 547,500.00 CITY LAKE ELMO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MN 55042 UNPAID BALANCE: 546,643.200 OPTION TO CONVERT : No MONTHLY P&I: 3,734.92 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154644 MORTGAGORS: SMITHEDAJKUL, YUNYONG SMITHEDAJKUL, PENSRI ADDRESS : 17362 EL CAJON AVENUE MORTGAGE AMT: 332,150.00 CITY YORBA LINDA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92886 UNPAID BALANCE: 331,630.210 OPTION TO CONVERT : No MONTHLY P&I: 2,265.85 ANNUAL RATE ADJUST: 0.000 LTV : 63.26667 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154651 MORTGAGORS: MATSU, DENNIS MATSU, GWENDOLYN ADDRESS : 9966 LONGVIEW LANE MORTGAGE AMT: 500,000.00 CITY PLEASANTON :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94588 UNPAID BALANCE: 499,255.520 OPTION TO CONVERT : No MONTHLY P&I: 3,496.07 ANNUAL RATE ADJUST: 0.000 LTV : 62.89308 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154669 MORTGAGORS: CYRAN, FREDERICK CYRAN, SHARON ADDRESS : 7649 HUNTINGTON MORTGAGE AMT: 352,000.00 CITY HILTON HEAD :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 SC 29928 UNPAID BALANCE: 351,462.660 OPTION TO CONVERT : No MONTHLY P&I: 2,431.18 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154677 MORTGAGORS: MEHLHORN, STEFAN BONICA, CHERIE ADDRESS : 8 BEAVER BROOK ROAD MORTGAGE AMT: 265,000.00 CITY LITTLETON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MA 01460 UNPAID BALANCE: 264,574.900 OPTION TO CONVERT : No MONTHLY P&I: 1,785.35 ANNUAL RATE ADJUST: 0.000 LTV : 79.10448 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154685 MORTGAGORS: GUNDRY, STEVE ADDRESS : 7 BOW C STREET MORTGAGE AMT: 581,250.00 CITY REDLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92373 UNPAID BALANCE: 580,340.400 OPTION TO CONVERT : No MONTHLY P&I: 3,965.15 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154693 MORTGAGORS: POWLESS, STEPHEN ADDRESS : 1812 DUPONT AVENUE SOUTH MORTGAGE AMT: 446,000.00 CITY MINNEAPOLIS :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MN 55403 UNPAID BALANCE: 445,335.930 OPTION TO CONVERT : No MONTHLY P&I: 3,118.50 ANNUAL RATE ADJUST: 0.000 LTV : 76.57310 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154701 MORTGAGORS: DAVIS, DAVID DAVIS, CHARLOTTE ADDRESS : 7060 SHAWNEE HILLS ROAD MORTGAGE AMT: 299,600.00 CITY CINCINNATI :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 OH 45243 UNPAID BALANCE: 299,107.400 OPTION TO CONVERT : No MONTHLY P&I: 1,993.25 ANNUAL RATE ADJUST: 0.000 LTV : 57.61538 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154719 MORTGAGORS: O'HALLA, BRADLEY O'HALLA, LAURIE ADDRESS : 8500 CEDARBRAKE DRIVE MORTGAGE AMT: 305,000.00 CITY HOUSTON :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 TX 77055 UNPAID BALANCE: 304,447.050 OPTION TO CONVERT : No MONTHLY P&I: 1,927.81 ANNUAL RATE ADJUST: 0.000 LTV : 69.47608 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154727 MORTGAGORS: JOGGERST, PATRICK ADDRESS : 826 MERIDIAN AVENUE MORTGAGE AMT: 339,340.00 CITY MIAMI BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 FL 33139 UNPAID BALANCE: 338,782.060 OPTION TO CONVERT : No MONTHLY P&I: 2,257.64 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154735 MORTGAGORS: FORD, DEBORAH ADDRESS : 2402 ASPEN DRIVE MORTGAGE AMT: 262,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 90068 UNPAID BALANCE: 261,600.050 OPTION TO CONVERT : No MONTHLY P&I: 1,809.57 ANNUAL RATE ADJUST: 0.000 LTV : 75.94203 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154743 MORTGAGORS: O'SHEA, DANIEL T ADDRESS : 6720 2ND AVENUE NORTHWEST MORTGAGE AMT: 272,000.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 WA 98117 UNPAID BALANCE: 271,552.780 OPTION TO CONVERT : No MONTHLY P&I: 1,809.62 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154750 MORTGAGORS: KRAUS, SEAN ADDRESS : 21226 PACIFIC COAST HWY MORTGAGE AMT: 392,500.00 CITY MALIBU :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90265 UNPAID BALANCE: 391,885.750 OPTION TO CONVERT : No MONTHLY P&I: 2,677.54 ANNUAL RATE ADJUST: 0.000 LTV : 52.82737 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154768 MORTGAGORS: PRAKASH, MAYANK ADDRESS : 19 NORUMBEGA COURT MORTGAGE AMT: 456,000.00 CITY NEWTON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MA 02163 UNPAID BALANCE: 455,303.910 OPTION TO CONVERT : No MONTHLY P&I: 3,149.48 ANNUAL RATE ADJUST: 0.000 LTV : 77.28814 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154776 MORTGAGORS: BOWERS, CHRISTOPHE BOWERS, LYNETTE ADDRESS : 224 BROOKLINE STREET MORTGAGE AMT: 300,000.00 CITY NEEDHAM :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MA 02492 UNPAID BALANCE: 299,542.040 OPTION TO CONVERT : No MONTHLY P&I: 2,072.03 ANNUAL RATE ADJUST: 0.000 LTV : 60.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154784 MORTGAGORS: CHUNG, PETER HIGGINS, ANDREA ADDRESS : 1532 1534 COLE STREET MORTGAGE AMT: 580,000.00 CITY SAN FRANCIS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94117 UNPAID BALANCE: 579,046.370 OPTION TO CONVERT : No MONTHLY P&I: 3,858.75 ANNUAL RATE ADJUST: 0.000 LTV : 76.31579 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154792 MORTGAGORS: MUSHRO, MARK MUSHRO, NORA ADDRESS : 2 CHAPEL HILL ROAD MORTGAGE AMT: 425,000.00 CITY WESTPORT :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CT 06880 UNPAID BALANCE: 424,318.240 OPTION TO CONVERT : No MONTHLY P&I: 2,863.30 ANNUAL RATE ADJUST: 0.000 LTV : 63.33830 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154800 MORTGAGORS: MACIEL, JORGE MACIEL, LESLIE ADDRESS : 11483 CARLS COURT MORTGAGE AMT: 330,000.00 CITY SAN MARTIN :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95046 UNPAID BALANCE: 329,508.650 OPTION TO CONVERT : No MONTHLY P&I: 2,307.41 ANNUAL RATE ADJUST: 0.000 LTV : 69.32773 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154818 MORTGAGORS: MONIZ, RICHARD MONIZ, DEBRA ADDRESS : 522 RHEA WAY MORTGAGE AMT: 290,000.00 CITY LIVERMORE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94550 UNPAID BALANCE: 289,511.320 OPTION TO CONVERT : No MONTHLY P&I: 1,905.09 ANNUAL RATE ADJUST: 0.000 LTV : 51.32743 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154826 MORTGAGORS: RAMIREZ, GABRIEL RAMIREZ, MARGARITA ADDRESS : 2 ALEF COURT MORTGAGE AMT: 259,000.00 CITY CLAYTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94517 UNPAID BALANCE: 258,594.680 OPTION TO CONVERT : No MONTHLY P&I: 1,766.84 ANNUAL RATE ADJUST: 0.000 LTV : 83.54839 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154834 MORTGAGORS: VERDE, STEVEN ADDRESS : 2041 REDBERRY ROAD MORTGAGE AMT: 280,000.00 CITY SANTA ANA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92705 UNPAID BALANCE: 279,770.480 OPTION TO CONVERT : No MONTHLY P&I: 1,862.85 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154859 MORTGAGORS: JESURAJ, RAMASAMY JESURAJ, ELIZABETH ADDRESS : 4 ROME DRIVE MORTGAGE AMT: 322,000.00 CITY WESTFORD :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 01886 UNPAID BALANCE: 321,496.100 OPTION TO CONVERT : No MONTHLY P&I: 2,196.61 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154867 MORTGAGORS: LOEFFLER, WILLIAM LOEFFLER, SANDRA ADDRESS : 1751 MESA RIDGE LANE MORTGAGE AMT: 600,000.00 CITY CASTLE ROCK :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CO 80104 UNPAID BALANCE: 599,037.510 OPTION TO CONVERT : No MONTHLY P&I: 4,042.31 ANNUAL RATE ADJUST: 0.000 LTV : 66.66667 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154875 MORTGAGORS: CASE, JAMES CASE, DIANA ADDRESS : 1711 FORD AVENUE MORTGAGE AMT: 298,000.00 CITY REDONDO BEA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 90278 UNPAID BALANCE: 297,556.300 OPTION TO CONVERT : No MONTHLY P&I: 2,083.66 ANNUAL RATE ADJUST: 0.000 LTV : 73.94541 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154883 MORTGAGORS: PADDOCK, VICTOR PADDOCK, JACKI ADDRESS : 11931 WESTMINISTER AVENUE MORTGAGE AMT: 393,000.00 CITY MAR VISTA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90066 UNPAID BALANCE: 392,384.980 OPTION TO CONVERT : No MONTHLY P&I: 2,680.95 ANNUAL RATE ADJUST: 0.000 LTV : 69.55752 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154891 MORTGAGORS: JOHNSON, BEVERLY JOHNSON, SUSAN JOHNSON, FRANCIS ADDRESS : 946 FORT FISHER BLVD MORTGAGE AMT: 250,000.00 CITY KURE BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NC 28449 UNPAID BALANCE: 249,618.370 OPTION TO CONVERT : No MONTHLY P&I: 1,726.69 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154909 MORTGAGORS: BURDETTE, WILLIAM BURDETTE, MAGGIE ADDRESS : 18 SANTOLINA MORTGAGE AMT: 250,000.00 CITY RANCHO SANT :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92688 UNPAID BALANCE: 249,608.760 OPTION TO CONVERT : No MONTHLY P&I: 1,705.44 ANNUAL RATE ADJUST: 0.000 LTV : 79.36508 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154917 MORTGAGORS: BRUCKMAN, LEONARD BRUCKMAN, JUDITH ADDRESS : 8595 KINGSGATE DRIVE MORTGAGE AMT: 312,000.00 CITY GRANITE BAY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95746 UNPAID BALANCE: 311,215.350 OPTION TO CONVERT : No MONTHLY P&I: 2,075.74 ANNUAL RATE ADJUST: 0.000 LTV : 67.82609 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154925 MORTGAGORS: CHENG, NORMAN ADDRESS : 7509 DENISON PLACE MORTGAGE AMT: 343,000.00 CITY CASTRO VALL :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 94552 UNPAID BALANCE: 342,407.710 OPTION TO CONVERT : No MONTHLY P&I: 2,224.69 ANNUAL RATE ADJUST: 0.000 LTV : 73.78947 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154933 MORTGAGORS: FORD, THOMAS ADDRESS : 1638 ARDEN BLUFFS LANE MORTGAGE AMT: 280,800.00 CITY CARMICHAEL :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95608 UNPAID BALANCE: 280,371.350 OPTION TO CONVERT : No MONTHLY P&I: 1,939.42 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154941 MORTGAGORS: SCHAUS, TODD MEYERSON, MICHELLE ADDRESS : 68 TURNBURY LANE MORTGAGE AMT: 260,775.00 CITY IRVINE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92620 UNPAID BALANCE: 260,376.920 OPTION TO CONVERT : No MONTHLY P&I: 1,801.11 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154958 MORTGAGORS: SWARTOUT, JAMES SWARTOUT, LESLEY ADDRESS : 969 HAWTHORNE COURT MORTGAGE AMT: 300,550.00 CITY SAN MARCOS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92069 UNPAID BALANCE: 300,091.210 OPTION TO CONVERT : No MONTHLY P&I: 2,075.82 ANNUAL RATE ADJUST: 0.000 LTV : 89.98503 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154966 MORTGAGORS: CATAMBAY, ALBERTO CATAMBAY, LYDIA ADDRESS : 1154 KEYSTONE COURT MORTGAGE AMT: 321,200.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95132 UNPAID BALANCE: 320,684.770 OPTION TO CONVERT : No MONTHLY P&I: 2,163.98 ANNUAL RATE ADJUST: 0.000 LTV : 79.30864 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154974 MORTGAGORS: LUCKE, J ADDRESS : 3124 ALBANS AVENUE MORTGAGE AMT: 325,000.00 CITY HOUSTON :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 TX 77005 UNPAID BALANCE: 322,427.530 OPTION TO CONVERT : No MONTHLY P&I: 2,107.95 ANNUAL RATE ADJUST: 0.000 LTV : 68.56540 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154982 MORTGAGORS: SARMA, AJIT SARMA, SUMITRA ADDRESS : 19501 SIERRA SECO ROAD MORTGAGE AMT: 300,000.00 CITY IRVINE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92612 UNPAID BALANCE: 299,506.750 OPTION TO CONVERT : No MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000 LTV : 61.22449 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154990 MORTGAGORS: CHURCH, JOHN CHURCH, IMOGEN ADDRESS : 1043 EUGENE COURT MORTGAGE AMT: 392,900.00 CITY SUNNYVALE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94087 UNPAID BALANCE: 391,941.700 OPTION TO CONVERT : No MONTHLY P&I: 2,713.66 ANNUAL RATE ADJUST: 0.000 LTV : 70.16071 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155005 MORTGAGORS: JACOBSON, JOHN JACOBSON, ANN ADDRESS : 406 HOGANS VALLEY WAY MORTGAGE AMT: 576,000.00 CITY CARY :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 NC 27513 UNPAID BALANCE: 574,980.810 OPTION TO CONVERT : No MONTHLY P&I: 3,688.19 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155013 MORTGAGORS: BARGER, TIMOTHY MACKO, CHRISTINE ADDRESS : 2503 CHESTNUT WOODS CT MORTGAGE AMT: 321,300.00 CITY REISTERSTOW :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MD 21136 UNPAID BALANCE: 320,784.590 OPTION TO CONVERT : No MONTHLY P&I: 2,164.66 ANNUAL RATE ADJUST: 0.000 LTV : 78.36585 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155021 MORTGAGORS: DRESCHER, JOSEPH DRESCHER, CATHERINE ADDRESS : 9953 KOUPELA DRIVE MORTGAGE AMT: 330,800.00 CITY RALEIGH :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NC 27614 UNPAID BALANCE: 330,256.110 OPTION TO CONVERT : No MONTHLY P&I: 2,200.82 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155039 MORTGAGORS: DARDZINSKI, DEAN DARDZINSKI, JENNIFER ADDRESS : 12417 BEECH GROVE COURT MORTGAGE AMT: 288,000.00 CITY MOORPARK :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 CA 93021 UNPAID BALANCE: 287,477.870 OPTION TO CONVERT : No MONTHLY P&I: 1,820.36 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155047 MORTGAGORS: RENDON, SERGIO RENDON, CARMEN ADDRESS : 14400 SILVER HEIGHTS ROAD MORTGAGE AMT: 252,500.00 CITY POWAY :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 92064 UNPAID BALANCE: 252,151.320 OPTION TO CONVERT : No MONTHLY P&I: 1,830.80 ANNUAL RATE ADJUST: 0.000 LTV : 77.45399 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155054 MORTGAGORS: DAY, JEFFREY DAY, MARY ADDRESS : 1375 BARRINGTON WOODS DRI MORTGAGE AMT: 334,700.00 CITY BROOKFIELD :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 WI 53045 UNPAID BALANCE: 334,058.760 OPTION TO CONVERT : No MONTHLY P&I: 2,283.24 ANNUAL RATE ADJUST: 0.000 LTV : 79.69048 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155062 MORTGAGORS: ILIFF, ROBERT ILIFF, KATHLEEN ADDRESS : 4920 MUIRWOOD DRIVE MORTGAGE AMT: 300,000.00 CITY PLEASANTON :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 94588 UNPAID BALANCE: 299,381.400 OPTION TO CONVERT : No MONTHLY P&I: 1,945.79 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155070 MORTGAGORS: RAY, GERALD RAY, KATHRYN ADDRESS : 1721 EAST LAKE SAMMAMISH MORTGAGE AMT: 650,000.00 CITY ISSAQUAH :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 WA 98029 UNPAID BALANCE: 649,480.210 OPTION TO CONVERT : No MONTHLY P&I: 4,379.17 ANNUAL RATE ADJUST: 0.000 LTV : 40.62500 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155088 MORTGAGORS: COUTU, GWENDOLYN COUTU, MATTHEW ADDRESS : 116 STILES ROAD MORTGAGE AMT: 275,000.00 CITY BOYLSTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MA 01505 UNPAID BALANCE: 274,558.860 OPTION TO CONVERT : No MONTHLY P&I: 1,852.73 ANNUAL RATE ADJUST: 0.000 LTV : 76.38889 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155096 MORTGAGORS: SHULMAN, HARRY SHULMAN, SHEILA ADDRESS : 15 CHURCH STREET MORTGAGE AMT: 295,000.00 CITY NEWTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 02458 UNPAID BALANCE: 294,769.870 OPTION TO CONVERT : No MONTHLY P&I: 2,012.42 ANNUAL RATE ADJUST: 0.000 LTV : 50.86207 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155104 MORTGAGORS: STARKEY, DONALD RIDLEY, DONNA ADDRESS : 8422 BELLS RIDGE TERRACE MORTGAGE AMT: 277,500.00 CITY POTOMAC :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MD 20854 UNPAID BALANCE: 277,283.520 OPTION TO CONVERT : No MONTHLY P&I: 1,893.04 ANNUAL RATE ADJUST: 0.000 LTV : 77.08333 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155120 MORTGAGORS: DAUENHAUER, NANCY ADDRESS : 3078 BALARDO WAY MORTGAGE AMT: 339,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 95148 UNPAID BALANCE: 338,764.300 OPTION TO CONVERT : No MONTHLY P&I: 2,428.64 ANNUAL RATE ADJUST: 0.000 LTV : 74.50549 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155138 MORTGAGORS: TULISIAK, THOMAS TULISIAK, JUDITH ADDRESS : 3737 CLAY MOUNTAIN DRIVE MORTGAGE AMT: 495,500.00 CITY MEDINA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 OH 44256 UNPAID BALANCE: 494,685.310 OPTION TO CONVERT : No MONTHLY P&I: 3,296.58 ANNUAL RATE ADJUST: 0.000 LTV : 74.51128 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155146 MORTGAGORS: GARTEN, VICTORIA GARTEN, WILLIAM ADDRESS : 7673 YENNICOOK WAY MORTGAGE AMT: 354,000.00 CITY HUDSON :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 OH 44236 UNPAID BALANCE: 353,403.490 OPTION TO CONVERT : No MONTHLY P&I: 2,325.53 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155153 MORTGAGORS: NIWINSKI, ARTHUR SMIGIEL NIWI, JOAN ADDRESS : 1110 THOROUGHBRED CIRCLE MORTGAGE AMT: 300,000.00 CITY ST CHARLES :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 IL 60174 UNPAID BALANCE: 299,771.720 OPTION TO CONVERT : No MONTHLY P&I: 2,072.03 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155161 MORTGAGORS: WEINER, JEFFERY ADDRESS : 1856 EAST HAMLIN STREET MORTGAGE AMT: 332,000.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 WA 98112 UNPAID BALANCE: 331,440.570 OPTION TO CONVERT : No MONTHLY P&I: 2,181.00 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155179 MORTGAGORS: ARKO, RENEE HANSEN, DEANE ADDRESS : 9274 EAST HIDDEN HILL COU MORTGAGE AMT: 420,000.00 CITY LITTLETON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CO 80124 UNPAID BALANCE: 419,655.720 OPTION TO CONVERT : No MONTHLY P&I: 2,794.27 ANNUAL RATE ADJUST: 0.000 LTV : 74.33628 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155187 MORTGAGORS: DAVALLE, AMELIA ADDRESS : 10531 PINE TREE CIRCLE MORTGAGE AMT: 360,000.00 CITY MEQUON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 WI 53092 UNPAID BALANCE: 359,719.160 OPTION TO CONVERT : No MONTHLY P&I: 2,455.83 ANNUAL RATE ADJUST: 0.000 LTV : 64.28571 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155195 MORTGAGORS: CHOLES, CONSTANTIN CHOLES, DIANA ADDRESS : 6255 OAK HOLLOW DRIVE MORTGAGE AMT: 408,000.00 CITY OREGON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 WI 53575 UNPAID BALANCE: 407,345.500 OPTION TO CONVERT : No MONTHLY P&I: 2,748.78 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155203 MORTGAGORS: SANDERS, ERIC SANDERS, NANCY ADDRESS : 1801 HARPER AVENUE MORTGAGE AMT: 340,000.00 CITY HERMOSA BEA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 90254 UNPAID BALANCE: 339,427.080 OPTION TO CONVERT : No MONTHLY P&I: 2,233.56 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155211 MORTGAGORS: DAVIS, DAVID DOWNES, JUDITH ADDRESS : 8 TRICORNE ROAD MORTGAGE AMT: 550,000.00 CITY LEXINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MA 02173 UNPAID BALANCE: 549,117.720 OPTION TO CONVERT : No MONTHLY P&I: 3,705.45 ANNUAL RATE ADJUST: 0.000 LTV : 67.07317 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155229 MORTGAGORS: WOLFF, PATSY WOLFF, WILLIAM ADDRESS : 7485 HEARD RD MORTGAGE AMT: 450,000.00 CITY CUMMING :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 GA 30041 UNPAID BALANCE: 449,631.130 OPTION TO CONVERT : No MONTHLY P&I: 2,993.87 ANNUAL RATE ADJUST: 0.000 LTV : 47.36842 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155237 MORTGAGORS: PASCUAL LEON, ALVARO ESPINOSA, ELIZABETH ADDRESS : 202 GLEZEN LANE MORTGAGE AMT: 355,000.00 CITY WAYLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 01778 UNPAID BALANCE: 354,444.450 OPTION TO CONVERT : No MONTHLY P&I: 2,421.73 ANNUAL RATE ADJUST: 0.000 LTV : 52.59259 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155245 MORTGAGORS: RICHARDSON, MATTHEW ADDRESS : 3263 MT CAROL DRIVE MORTGAGE AMT: 251,750.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92111 UNPAID BALANCE: 251,548.680 OPTION TO CONVERT : No MONTHLY P&I: 1,696.09 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155252 MORTGAGORS: TERZIAN, DAVID TERZIAN, MARILYN ADDRESS : 9300 SPRINKLEWOOD LANE MORTGAGE AMT: 400,000.00 CITY POTOMAC :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MD 20854 UNPAID BALANCE: 399,342.330 OPTION TO CONVERT : No MONTHLY P&I: 2,661.21 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155260 MORTGAGORS: MC NUTT, RONALD MC NUTT, KATHLEEN ADDRESS : 5726 S DANUBE CIRCLE MORTGAGE AMT: 254,000.00 CITY AURORA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CO 80015 UNPAID BALANCE: 253,801.850 OPTION TO CONVERT : No MONTHLY P&I: 1,732.73 ANNUAL RATE ADJUST: 0.000 LTV : 78.15385 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155278 MORTGAGORS: LACANCELLERA, JAMES ADDRESS : 121 CATAMOUNT ROAD MORTGAGE AMT: 435,500.00 CITY FAIRFIELD :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CT 06430 UNPAID BALANCE: 435,125.040 OPTION TO CONVERT : No MONTHLY P&I: 2,824.65 ANNUAL RATE ADJUST: 0.000 LTV : 76.94346 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155286 MORTGAGORS: DRESEL, JOHN DRESEL, LAURA ADDRESS : 14900 NE SKOGAN LANE MORTGAGE AMT: 323,000.00 CITY BRAINBRIDGE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 WA 98110 UNPAID BALANCE: 322,481.850 OPTION TO CONVERT : No MONTHLY P&I: 2,176.11 ANNUAL RATE ADJUST: 0.000 LTV : 63.33333 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155294 MORTGAGORS: LEFTON, STEVEN LEFTON, KAREN ADDRESS : 4284 MANUELA AVENUE MORTGAGE AMT: 650,000.00 CITY PALO ALTO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94306 UNPAID BALANCE: 648,957.310 OPTION TO CONVERT : No MONTHLY P&I: 4,379.17 ANNUAL RATE ADJUST: 0.000 LTV : 52.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155302 MORTGAGORS: KALAHELE, DAVID KALAHELE, EILEEN ADDRESS : 5475 COUNTRY VIEW DRIVE MORTGAGE AMT: 306,000.00 CITY RICHMOND :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94803 UNPAID BALANCE: 305,521.140 OPTION TO CONVERT : No MONTHLY P&I: 2,087.46 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155310 MORTGAGORS: MCGEE, HENRY KILL, VICTORIA ADDRESS : 605 LAKE WASHINGTON BLVD MORTGAGE AMT: 286,000.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 WA 98112 UNPAID BALANCE: 285,552.430 OPTION TO CONVERT : No MONTHLY P&I: 1,951.02 ANNUAL RATE ADJUST: 0.000 LTV : 51.53153 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155328 MORTGAGORS: IRELAND, GREGORY RUDD IRELAND, DEBORAH ADDRESS : 426 SPRIG POINT MORTGAGE AMT: 410,000.00 CITY COROLLA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NC 27927 UNPAID BALANCE: 409,342.310 OPTION TO CONVERT : No MONTHLY P&I: 2,762.25 ANNUAL RATE ADJUST: 0.000 LTV : 79.49588 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155336 MORTGAGORS: ROSEN, MICHELLE GOZANI, SHAI ADDRESS : 187 MASON TERRACE MORTGAGE AMT: 368,000.00 CITY BROOKLINE :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 MA 02446 UNPAID BALANCE: 367,683.160 OPTION TO CONVERT : No MONTHLY P&I: 2,386.84 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155344 MORTGAGORS: BUCINI, DAVID BUCINI, GRACE ADDRESS : 308 MIRAMONTES AVENUE MORTGAGE AMT: 442,500.00 CITY HALF MOON B :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 94019 UNPAID BALANCE: 441,873.370 OPTION TO CONVERT : No MONTHLY P&I: 3,170.12 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155377 MORTGAGORS: YOUNG, PAUL \ YOUMG, CHERYL ADDRESS : 7075 WINDWARD STREET MORTGAGE AMT: 300,000.00 CITY PORT ST JOE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 FL 32456 UNPAID BALANCE: 299,765.970 OPTION TO CONVERT : No MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000 LTV : 83.33333 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155385 MORTGAGORS: MOORE, RICHARD ADDRESS : 55813 CONGRESSIONAL MORTGAGE AMT: 373,500.00 CITY LA QUINTA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92253 UNPAID BALANCE: 373,215.790 OPTION TO CONVERT : No MONTHLY P&I: 2,579.67 ANNUAL RATE ADJUST: 0.000 LTV : 77.01031 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155393 MORTGAGORS: YOUNG, THOMAS YOUNG, CONNIE ADDRESS : 8 INDIAN CIRCLE MORTGAGE AMT: 281,600.00 CITY SANTA FE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NM 87505 UNPAID BALANCE: 281,170.120 OPTION TO CONVERT : No MONTHLY P&I: 1,944.95 ANNUAL RATE ADJUST: 0.000 LTV : 55.21569 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155401 MORTGAGORS: SOLOMON, STEFAN SOLOMON, RALUCA ADDRESS : 14518 NE 57TH STREET MORTGAGE AMT: 400,000.00 CITY BELLEVUE :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 WA 98007 UNPAID BALANCE: 399,655.600 OPTION TO CONVERT : No MONTHLY P&I: 2,594.39 ANNUAL RATE ADJUST: 0.000 LTV : 78.36238 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155419 MORTGAGORS: ALDRED, TORRENCE ALDRED, CAROLE ADDRESS : 403 SARDIS GROVE LANE MORTGAGE AMT: 290,800.00 CITY MATTHEWS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NC 28105 UNPAID BALANCE: 290,573.150 OPTION TO CONVERT : No MONTHLY P&I: 1,983.77 ANNUAL RATE ADJUST: 0.000 LTV : 94.69968 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155427 MORTGAGORS: DAGGATT, DIANE ADDRESS : 3059 68TH AVENUE SE MORTGAGE AMT: 492,000.00 CITY MERCER ISLA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 WA 98040 UNPAID BALANCE: 491,606.550 OPTION TO CONVERT : No MONTHLY P&I: 3,314.70 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155435 MORTGAGORS: RAM, PANOL RAM, JANAKI ADDRESS : 6220 EAST NAUMANN DRIVE MORTGAGE AMT: 650,000.00 CITY PARADISE VA :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 AZ 85253 UNPAID BALANCE: 649,426.520 OPTION TO CONVERT : No MONTHLY P&I: 4,162.03 ANNUAL RATE ADJUST: 0.000 LTV : 52.00000 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155443 MORTGAGORS: FLINT, JOHN ADDRESS : 2430 CARRIAGE CIRCLE MORTGAGE AMT: 291,500.00 CITY OCEANSIDE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92056 UNPAID BALANCE: 291,008.800 OPTION TO CONVERT : No MONTHLY P&I: 1,914.95 ANNUAL RATE ADJUST: 0.000 LTV : 89.96914 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155450 MORTGAGORS: LASSITER, LEAH ADDRESS : 4225 CRAVENS POINT RD MORTGAGE AMT: 273,900.00 CITY WILMINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NC 28409 UNPAID BALANCE: 273,449.670 OPTION TO CONVERT : No MONTHLY P&I: 1,822.26 ANNUAL RATE ADJUST: 0.000 LTV : 94.48086 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155468 MORTGAGORS: BLIXT, CHARLES A BLIXT, LESLIE ADDRESS : 8780 POPULAR LN MORTGAGE AMT: 248,000.00 CITY SHERRILLS F :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NC 28673 UNPAID BALANCE: 247,806.530 OPTION TO CONVERT : No MONTHLY P&I: 1,691.80 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155476 MORTGAGORS: SOMERVILLE, IAN QUICK, JULIE ADDRESS : 692 SOUTH GARNER MORTGAGE AMT: 285,000.00 CITY MILFORD :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MI 48380 UNPAID BALANCE: 284,564.930 OPTION TO CONVERT : No MONTHLY P&I: 1,968.42 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155484 MORTGAGORS: PATTILLO, DOUGLAS PATTILLO, WENDI ADDRESS : 2646 DORADO COURT MORTGAGE AMT: 276,750.00 CITY THOUSAND OA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 91362 UNPAID BALANCE: 276,544.610 OPTION TO CONVERT : No MONTHLY P&I: 1,935.08 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155492 MORTGAGORS: LYNCH, EDWARD LYNCH, ELIZABETH ADDRESS : 932 GENESEE ROAD MORTGAGE AMT: 318,750.00 CITY AKRON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 OH 44303 UNPAID BALANCE: 318,501.340 OPTION TO CONVERT : No MONTHLY P&I: 2,174.44 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155500 MORTGAGORS: LOKER, JUDY ADDRESS : 6127 EAST HORSESHOE ROAD MORTGAGE AMT: 650,000.00 CITY PARADISE VA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 AZ 85253 UNPAID BALANCE: 648,982.800 OPTION TO CONVERT : No MONTHLY P&I: 4,434.15 ANNUAL RATE ADJUST: 0.000 LTV : 60.46512 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155518 MORTGAGORS: SHETH, PARAG ADDRESS : 17904 GORE LANE MORTGAGE AMT: 287,000.00 CITY LEESBURG :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 VA 20175 UNPAID BALANCE: 286,561.570 OPTION TO CONVERT : No MONTHLY P&I: 1,982.24 ANNUAL RATE ADJUST: 0.000 LTV : 82.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155526 MORTGAGORS: YEN, ROBERT YEN, LI ADDRESS : 7119 NORTH 23RD WAY MORTGAGE AMT: 356,250.00 CITY PHOENIX :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 AZ 85020 UNPAID BALANCE: 355,649.700 OPTION TO CONVERT : No MONTHLY P&I: 2,340.31 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155534 MORTGAGORS: CLARK, BRUCE CLARK, JUDITH ADDRESS : 403 WASHINGTON STREET MORTGAGE AMT: 283,500.00 CITY BROOKLINE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 02446 UNPAID BALANCE: 283,056.350 OPTION TO CONVERT : No MONTHLY P&I: 1,933.97 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155542 MORTGAGORS: REGAN, CHARLES GEE, MICHELLE ADDRESS : 7574 DENISON PLACE MORTGAGE AMT: 351,900.00 CITY CASTRO VALL :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94552 UNPAID BALANCE: 351,349.300 OPTION TO CONVERT : No MONTHLY P&I: 2,400.58 ANNUAL RATE ADJUST: 0.000 LTV : 79.99545 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155559 MORTGAGORS: KACHNOWSKI, GEORGE GOYKE, PAMELA ADDRESS : 4409 ARDMORE MORTGAGE AMT: 400,000.00 CITY BLOOMFIELD :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MI 48302 UNPAID BALANCE: 399,695.630 OPTION TO CONVERT : No MONTHLY P&I: 2,762.70 ANNUAL RATE ADJUST: 0.000 LTV : 74.07407 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155567 MORTGAGORS: ZLOTO, PAUL ZLOTO, ALEXANDRA ADDRESS : 8575 EAST SHARON DRIVE MORTGAGE AMT: 427,000.00 CITY SCOTTSDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 AZ 85260 UNPAID BALANCE: 426,348.180 OPTION TO CONVERT : No MONTHLY P&I: 2,949.18 ANNUAL RATE ADJUST: 0.000 LTV : 71.16667 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155575 MORTGAGORS: KUSHNER, JEFFREY KUSHNER, MARCIA ADDRESS : 7691 MORAINE RIDGE ROAD MORTGAGE AMT: 304,000.00 CITY VERONA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 WI 53593 UNPAID BALANCE: 303,756.900 OPTION TO CONVERT : No MONTHLY P&I: 2,048.10 ANNUAL RATE ADJUST: 0.000 LTV : 49.67320 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155583 MORTGAGORS: SENATORE, LOUIS SENATORE, LORAINE ADDRESS : 307 LAIRD ROAD MORTGAGE AMT: 456,000.00 CITY COLTS NECK :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 07722 UNPAID BALANCE: 455,268.510 OPTION TO CONVERT : No MONTHLY P&I: 3,072.16 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155591 MORTGAGORS: JAFROUDI, HAMID MOADDELI, SHARAREH ADDRESS : 19052 CALLAWAY CIRCLE MORTGAGE AMT: 370,000.00 CITY HUNTINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92648 UNPAID BALANCE: 369,247.830 OPTION TO CONVERT : No MONTHLY P&I: 2,587.09 ANNUAL RATE ADJUST: 0.000 LTV : 75.51020 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155617 MORTGAGORS: ZENKERT, ARTHUR ZENKERT, NATALIE ADDRESS : 4412 ISLAND DRIVE MORTGAGE AMT: 257,150.00 CITY N TOPSAIL B :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NC 28460 UNPAID BALANCE: 256,084.480 OPTION TO CONVERT : No MONTHLY P&I: 1,689.29 ANNUAL RATE ADJUST: 0.000 LTV : 89.99125 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155625 MORTGAGORS: MC MAHON, JAMES MC MAHON, TRACY ADDRESS : 4 EISENHOWER LANE MORTGAGE AMT: 334,000.00 CITY COTO DE CAZ :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92679 UNPAID BALANCE: 333,739.450 OPTION TO CONVERT : No MONTHLY P&I: 2,278.47 ANNUAL RATE ADJUST: 0.000 LTV : 60.72727 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155633 MORTGAGORS: SYVERTSEN, SHIRLEY ADDRESS : 7798 YEOMALT POINT DRIVE MORTGAGE AMT: 290,000.00 CITY BAINBRIDGE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 WA 98110 UNPAID BALANCE: 289,534.800 OPTION TO CONVERT : No MONTHLY P&I: 1,953.78 ANNUAL RATE ADJUST: 0.000 LTV : 64.44444 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155641 MORTGAGORS: MC SWAIN, ALEXANDER MC SWAIN, LINDA ADDRESS : 1871 WINDING BROOK WAY MORTGAGE AMT: 358,000.00 CITY BELLBROOK :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 OH 45385 UNPAID BALANCE: 357,720.730 OPTION TO CONVERT : No MONTHLY P&I: 2,442.19 ANNUAL RATE ADJUST: 0.000 LTV : 79.55556 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155658 MORTGAGORS: LADRIDO, BESSIE P LADRIDO, NOEL ADDRESS : 6246 PEBBLE BEACH DRIVE MORTGAGE AMT: 279,100.00 CITY VALLEJO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94591 UNPAID BALANCE: 278,663.240 OPTION TO CONVERT : No MONTHLY P&I: 1,903.95 ANNUAL RATE ADJUST: 0.000 LTV : 79.99335 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155666 MORTGAGORS: KNIES, ALLAN D ADDRESS : 312 ARKANSAS STREET MORTGAGE AMT: 352,800.00 CITY SAN FRANCIS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94107 UNPAID BALANCE: 352,510.810 OPTION TO CONVERT : No MONTHLY P&I: 2,347.19 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155674 MORTGAGORS: WYNKOOP, JOAN ADDRESS : 8829 NORTH 63RD PLACE MORTGAGE AMT: 300,000.00 CITY PARADISE VA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 AZ 85253 UNPAID BALANCE: 299,765.970 OPTION TO CONVERT : No MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000 LTV : 35.29412 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155682 MORTGAGORS: SCHIEFEN, JOSEPH SCHIEFEN, VICTORIA ADDRESS : 225 FERNBROOK DRIVE MORTGAGE AMT: 300,000.00 CITY MOORESVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NC 28115 UNPAID BALANCE: 299,518.760 OPTION TO CONVERT : No MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000 LTV : 89.82036 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155690 MORTGAGORS: WARREN, LARRY WARREN, REBECCA ADDRESS : 1551 E 4TH STREET MORTGAGE AMT: 499,990.00 CITY BROOKLYN :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 NY 11230 UNPAID BALANCE: 499,637.110 OPTION TO CONVERT : No MONTHLY P&I: 3,581.99 ANNUAL RATE ADJUST: 0.000 LTV : 74.84880 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155708 MORTGAGORS: CRASWELL, RONALD CRASWELL, JENNIFER ADDRESS : 11001 153RD AVENUE NORTHE MORTGAGE AMT: 500,000.00 CITY REDMOND :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 WA 98052 UNPAID BALANCE: 499,236.740 OPTION TO CONVERT : No MONTHLY P&I: 3,453.38 ANNUAL RATE ADJUST: 0.000 LTV : 75.81501 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155724 MORTGAGORS: NOWICKI, PETER MILLER, LAURA ADDRESS : 920 FOREST AVENUE MORTGAGE AMT: 256,000.00 CITY RIVER FORES :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 IL 60305 UNPAID BALANCE: 255,609.210 OPTION TO CONVERT : No MONTHLY P&I: 1,768.13 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155732 MORTGAGORS: HINKELMAN SM, CYNTHIA SMITH, GREGORY ADDRESS : 4794 VALHALLA DRIVE MORTGAGE AMT: 360,000.00 CITY BOULDER :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CO 80301 UNPAID BALANCE: 359,393.370 OPTION TO CONVERT : No MONTHLY P&I: 2,364.94 ANNUAL RATE ADJUST: 0.000 LTV : 73.02231 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155757 MORTGAGORS: COOPER, MICHAEL ADDRESS : 505 S DENTON ST MORTGAGE AMT: 261,250.00 CITY Gainesville :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 TX 76240 UNPAID BALANCE: 261,250.000 OPTION TO CONVERT : No MONTHLY P&I: 1,826.70 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155914 MORTGAGORS: KUMAR, ANITA MONTEI, ERIC ADDRESS : 2215 DUVALL COURT MORTGAGE AMT: 371,500.00 CITY SANTA CLARA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95054 UNPAID BALANCE: 371,500.000 OPTION TO CONVERT : No MONTHLY P&I: 2,597.59 ANNUAL RATE ADJUST: 0.000 LTV : 79.98622 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080156938 MORTGAGORS: SCHWARZ, JOHN GUTIERREZ, BEVERLY SCHWARZ, MARLENA ADDRESS : 13882 UNIVERSITY STREET MORTGAGE AMT: 261,600.00 CITY WESTMINSTER :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92683 UNPAID BALANCE: 261,600.000 OPTION TO CONVERT : No MONTHLY P&I: 1,740.43 ANNUAL RATE ADJUST: 0.000 LTV : 79.27273 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080156995 MORTGAGORS: MAHER, JOHN MAHER, ROBERTA ADDRESS : 4010 JAMES DRIVE MORTGAGE AMT: 270,750.00 CITY CARLSBAD :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 92008 UNPAID BALANCE: 270,283.160 OPTION TO CONVERT : No MONTHLY P&I: 2,243.64 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 06/01/19 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:105 -------------------------------------------------------------------------------- LN # 0080157134 MORTGAGORS: CANON, LARRY CANNON, NANCY ADDRESS : 823 ROMANI COURT MORTGAGE AMT: 371,550.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95125 UNPAID BALANCE: 371,252.870 OPTION TO CONVERT : No MONTHLY P&I: 2,503.21 ANNUAL RATE ADJUST: 0.000 LTV : 79.99991 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080157175 MORTGAGORS: NIERAETH, RICKY ALATORRE, CYNTHIA ADDRESS : 4617 W 19TH STREET MORTGAGE AMT: 314,550.00 CITY TORRANCE :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 90503 UNPAID BALANCE: 314,321.870 OPTION TO CONVERT : No MONTHLY P&I: 2,226.37 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080157183 MORTGAGORS: HSUEH, YEONG YIIN, DER ADDRESS : 2861 RUBINO CIRCLE MORTGAGE AMT: 313,100.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 95125 UNPAID BALANCE: 312,836.950 OPTION TO CONVERT : No MONTHLY P&I: 2,056.85 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080157217 MORTGAGORS: LEBOVITZ, MICHAEL PALUDI, ANA ADDRESS : 27 OCEANAIRE DRIVE MORTGAGE AMT: 639,000.00 CITY RANCHO PALO :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 90275 UNPAID BALANCE: 639,000.000 OPTION TO CONVERT : No MONTHLY P&I: 4,522.80 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080157407 MORTGAGORS: SHANK, GREGORY SHANK, MELEAH ADDRESS : 2909 HUMESTON AVENUE MORTGAGE AMT: 273,400.00 CITY TUSTIN RANC :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92782 UNPAID BALANCE: 273,170.300 OPTION TO CONVERT : No MONTHLY P&I: 1,796.05 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080157472 MORTGAGORS: TAVERAS, JEFFREY TAVERAS, CARMELA ADDRESS : 101 SAWYERS LANE MORTGAGE AMT: 350,000.00 CITY TEWKSBURY :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 MA 01876 UNPAID BALANCE: 350,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,568.18 ANNUAL RATE ADJUST: 0.000 LTV : 76.08696 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080157498 MORTGAGORS: DELLA MARNA, LOREN DELLA MARNA, JODI ADDRESS : 2902 HUMESTON AVENUE MORTGAGE AMT: 332,000.00 CITY TUSTIN :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92782 UNPAID BALANCE: 331,721.070 OPTION TO CONVERT : No MONTHLY P&I: 2,181.01 ANNUAL RATE ADJUST: 0.000 LTV : 89.97997 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080157571 MORTGAGORS: NGUYEN, FRANCES ADDRESS : 11797 FRICKER AVE MORTGAGE AMT: 274,950.00 CITY TUSTIN :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92782 UNPAID BALANCE: 274,719.000 OPTION TO CONVERT : No MONTHLY P&I: 1,806.23 ANNUAL RATE ADJUST: 0.000 LTV : 77.46009 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080157647 MORTGAGORS: MORRIS, STEVEN MORRIS, SHERRY ADDRESS : 231 TUCKER ROAD MORTGAGE AMT: 288,000.00 CITY WATSONVILLE :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 CA 95076 UNPAID BALANCE: 287,214.680 OPTION TO CONVERT : No MONTHLY P&I: 1,820.36 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080157928 MORTGAGORS: DANKS, LOIS ADDRESS : 22756 BAYSHORE LANE MORTGAGE AMT: 207,000.00 CITY LAKE FOREST :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92630 UNPAID BALANCE: 206,834.460 OPTION TO CONVERT : No MONTHLY P&I: 1,394.60 ANNUAL RATE ADJUST: 0.000 LTV : 59.14286 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080158280 MORTGAGORS: CHARTIER, JEFFREY CHARTIER, JUDITH ADDRESS : 7 APACHE AVENUE MORTGAGE AMT: 390,000.00 CITY ANDOVER :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MA 01810 UNPAID BALANCE: 390,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,726.94 ANNUAL RATE ADJUST: 0.000 LTV : 67.24138 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080158355 MORTGAGORS: ROBERTS, JEFFREY ROBERTS, MARY ADDRESS : 8 INDIGO MORTGAGE AMT: 422,000.00 CITY IRVINE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92618 UNPAID BALANCE: 421,288.910 OPTION TO CONVERT : No MONTHLY P&I: 2,772.24 ANNUAL RATE ADJUST: 0.000 LTV : 79.99257 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080158389 MORTGAGORS: KOBATA, KARL KOBATA, SUSAN ADDRESS : 1946 WEST 237TH PLACE MORTGAGE AMT: 350,350.00 CITY TORRANCE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 90501 UNPAID BALANCE: 350,350.000 OPTION TO CONVERT : No MONTHLY P&I: 2,449.70 ANNUAL RATE ADJUST: 0.000 LTV : 72.23711 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080158405 MORTGAGORS: OESTREICHER, LEONARD OESTREICHER, CAROLINE ADDRESS : 4131 TESSA PLACE MORTGAGE AMT: 266,250.00 CITY PLEASANTON :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 94566 UNPAID BALANCE: 266,020.760 OPTION TO CONVERT : No MONTHLY P&I: 1,726.90 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080158587 MORTGAGORS: PHAM, PAUL NGUYEN, THOMAS ADDRESS : 4 MAWN DRIVE MORTGAGE AMT: 312,000.00 CITY WOBURN :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 MA 01801 UNPAID BALANCE: 312,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,235.21 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080158686 MORTGAGORS: LIVIAN, ANDRE LIVIAN, TRACY ADDRESS : 10 WILLIAMSBURG LANE MORTGAGE AMT: 650,000.00 CITY ROLLING HIL :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 90274 UNPAID BALANCE: 648,957.330 OPTION TO CONVERT : No MONTHLY P&I: 4,379.17 ANNUAL RATE ADJUST: 0.000 LTV : 40.12346 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080159395 MORTGAGORS: RAZOR, SCOTT RAZOR, MARTINE ADDRESS : 11104 NORTHEAST 38TH PLAC MORTGAGE AMT: 349,600.00 CITY BELLEVUE :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 WA 98004 UNPAID BALANCE: 349,600.000 OPTION TO CONVERT : No MONTHLY P&I: 2,474.45 ANNUAL RATE ADJUST: 0.000 LTV : 79.45455 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080159486 MORTGAGORS: HIURA, JEAN ADDRESS : 954 YARMOUTH WAY MORTGAGE AMT: 300,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95120 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,072.03 ANNUAL RATE ADJUST: 0.000 LTV : 44.44444 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080159585 MORTGAGORS: NEUJAHR, KARYN REINEGGER, KEITH ADDRESS : 640 SOBRATO WAY MORTGAGE AMT: 297,000.00 CITY CAMPBELL :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95008 UNPAID BALANCE: 297,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,076.67 ANNUAL RATE ADJUST: 0.000 LTV : 79.83871 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080159635 MORTGAGORS: LEAL, DENIA HURST, LARRY ADDRESS : 117 PIAZZA WAY MORTGAGE AMT: 378,400.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95127 UNPAID BALANCE: 378,400.000 OPTION TO CONVERT : No MONTHLY P&I: 2,613.51 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080159817 MORTGAGORS: CAFFERTY, JAMES CAFFERTY, LINDA ADDRESS : 8419 S TEN MILES RD MORTGAGE AMT: 271,670.00 CITY MERIDIAN :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 ID 83642 UNPAID BALANCE: 271,670.000 OPTION TO CONVERT : No MONTHLY P&I: 1,876.36 ANNUAL RATE ADJUST: 0.000 LTV : 79.99908 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080159916 MORTGAGORS: GOPAL, GANESAN GOPAL, MEENAKSHI ADDRESS : 382 TRALEE LANE MORTGAGE AMT: 343,200.00 CITY ALAMEDA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94502 UNPAID BALANCE: 342,932.270 OPTION TO CONVERT : No MONTHLY P&I: 2,341.23 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080159940 MORTGAGORS: MOK, PATRICK MOK, MARY ADDRESS : 1 SKYCREST MORTGAGE AMT: 328,000.00 CITY IRVINE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92612 UNPAID BALANCE: 327,737.700 OPTION TO CONVERT : No MONTHLY P&I: 2,209.80 ANNUAL RATE ADJUST: 0.000 LTV : 35.34483 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080160104 MORTGAGORS: MENG, LIXIN WU, XIAORONG ADDRESS : 835 ROMANI COURT MORTGAGE AMT: 362,500.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 95125 UNPAID BALANCE: 362,187.890 OPTION TO CONVERT : No MONTHLY P&I: 2,351.17 ANNUAL RATE ADJUST: 0.000 LTV : 79.98605 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080160286 MORTGAGORS: KAHN, ROBERT KAHN, DEBORAH ADDRESS : 2507 BILLMORE DRIVE MORTGAGE AMT: 583,000.00 CITY ALAMO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94507 UNPAID BALANCE: 582,556.380 OPTION TO CONVERT : No MONTHLY P&I: 4,026.64 ANNUAL RATE ADJUST: 0.000 LTV : 62.68817 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080160294 MORTGAGORS: YU, PEI FEI YU, CHIH MIN ADDRESS : 1534 KOOSER ROAD MORTGAGE AMT: 175,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95118 UNPAID BALANCE: 174,866.830 OPTION TO CONVERT : No MONTHLY P&I: 1,208.69 ANNUAL RATE ADJUST: 0.000 LTV : 59.93151 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080160542 MORTGAGORS: HOWLAND, PAMELA BOHAC, JAMES ADDRESS : 910 SISKIYOU DRIVE MORTGAGE AMT: 500,000.00 CITY MENLO PARK :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94025 UNPAID BALANCE: 499,590.160 OPTION TO CONVERT : No MONTHLY P&I: 3,326.51 ANNUAL RATE ADJUST: 0.000 LTV : 58.82353 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080160781 MORTGAGORS: OLTMANS, JOSEPH ADDRESS : 450 FAIRWAY DRIVE MORTGAGE AMT: 350,000.00 CITY MAMMOTH LAK :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 93546 UNPAID BALANCE: 350,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,417.37 ANNUAL RATE ADJUST: 0.000 LTV : 76.08696 OUTSIDE CONV DATE:\ CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080160864 MORTGAGORS: HASSMAN, GEORGE ADDRESS : 3875 HAMPSTEAD ROAD MORTGAGE AMT: 479,500.00 CITY LA CANADA F :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91011 UNPAID BALANCE: 479,135.140 OPTION TO CONVERT : No MONTHLY P&I: 3,311.79 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080161532 MORTGAGORS: DECELL, TANYA ROTH, CARL ADDRESS : 1003 PROSPECT HEIGHTS MORTGAGE AMT: 349,750.00 CITY SANTA CRUZ :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 95065 UNPAID BALANCE: 349,509.300 OPTION TO CONVERT : No MONTHLY P&I: 2,535.93 ANNUAL RATE ADJUST: 0.000 LTV : 79.99771 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080162886 MORTGAGORS: MONTOYA, BENJAMIN MONTOYA, VIRGINIA ADDRESS : 4361 WHISPERING OAK CIRCL MORTGAGE AMT: 388,000.00 CITY GRANITE BAY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95746 UNPAID BALANCE: 387,362.070 OPTION TO CONVERT : No MONTHLY P&I: 2,581.37 ANNUAL RATE ADJUST: 0.000 LTV : 79.18367 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080162894 MORTGAGORS: O BRIEN, GREGORY O BRIEN, LYNNE ADDRESS : 1011 BRYAN POND COURT MORTGAGE AMT: 625,000.00 CITY MC LEAN :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 VA 22102 UNPAID BALANCE: 623,920.750 OPTION TO CONVERT : No MONTHLY P&I: 4,053.74 ANNUAL RATE ADJUST: 0.000 LTV : 47.73609 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080162910 MORTGAGORS: FINDLEY, BRETT FINDLEY, PATRICIA ADDRESS : 23217 AVENIDA VELARTE MORTGAGE AMT: 123,750.00 CITY SANTA CLARI :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91355 UNPAID BALANCE: 123,551.490 OPTION TO CONVERT : No MONTHLY P&I: 833.73 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080162993 MORTGAGORS: DIGIULIO, JOSEPH DI GIULIO, ROSE ADDRESS : 7024 TRASK AVENUE MORTGAGE AMT: 356,500.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90293 UNPAID BALANCE: 355,660.630 OPTION TO CONVERT : No MONTHLY P&I: 2,431.96 ANNUAL RATE ADJUST: 0.000 LTV : 55.27132 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080163066 MORTGAGORS: FAIR, KAMALA ADDRESS : 3859 HUNTERCREST COURT MORTGAGE AMT: 316,000.00 CITY MOORPARK :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 93021 UNPAID BALANCE: 315,529.490 OPTION TO CONVERT : No MONTHLY P&I: 2,209.52 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080164171 MORTGAGORS: ALBURN, CARY ALBURN, LYNE ADDRESS : 17179 CITRONIA STREET MORTGAGE AMT: 260,500.00 CITY NORTHRIDGE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91325 UNPAID BALANCE: 260,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,755.04 ANNUAL RATE ADJUST: 0.000 LTV : 58.53933 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080164189 MORTGAGORS: AHLSTROM, THOMAS AHLSTROM, CHARLENE ADDRESS : 12052 OLD MILL ROAD MORTGAGE AMT: 495,000.00 CITY LOS ALAMITO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 90720 UNPAID BALANCE: 494,623.350 OPTION TO CONVERT : No MONTHLY P&I: 3,418.84 ANNUAL RATE ADJUST: 0.000 LTV : 70.71429 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080164353 MORTGAGORS: TALAMANTES, LAWRENCE TALAMANTES, LINDA ADDRESS : 7348 WEST 87TH PLACE MORTGAGE AMT: 252,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 90045 UNPAID BALANCE: 252,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,655.46 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080164585 MORTGAGORS: MAYNES, ROY MAYNES, KIMBERLY ADDRESS : 6413 W 98TH CT MORTGAGE AMT: 319,800.00 CITY WESTMINSTER :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CO 80021 UNPAID BALANCE: 319,800.000 OPTION TO CONVERT : No MONTHLY P&I: 2,291.09 ANNUAL RATE ADJUST: 0.000 LTV : 94.99170 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080165053 MORTGAGORS: MCCLURE, THOMAS MCCLURE, LORINDA ADDRESS : 6192 EAGLECREST DRIVE MORTGAGE AMT: 370,400.00 CITY HUNTINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92648 UNPAID BALANCE: 370,400.000 OPTION TO CONVERT : No MONTHLY P&I: 2,526.79 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080165277 MORTGAGORS: SEIDNER, GEORGE SEIDNER, ESTHER ADDRESS : 387 EAST 21ST STREET MORTGAGE AMT: 367,500.00 CITY COSTA MESA :\ STATE/ZIP :\ LIFETIME RATE : 8.12500 CA 92627 UNPAID BALANCE: 367,500.000 OPTION TO CONVERT : No MONTHLY P&I: 2,728.68 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 8.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080165764 MORTGAGORS: FORNESS, MICHAEL WALTERS FORNESS, MARY ADDRESS : 8749 WOODRIDGE DRIVE MORTGAGE AMT: 283,000.00 CITY WILLIAMSBURG :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MI 49690 UNPAID BALANCE: 282,333.690 OPTION TO CONVERT : No MONTHLY P&I: 1,930.56 ANNUAL RATE ADJUST: 0.000 LTV : 51.36000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080165772 MORTGAGORS: BIEDERMAN, ROSS BIEDERMAN, BRENDA ADDRESS : 1003 PENINSULA DRIVE MORTGAGE AMT: 600,000.00 CITY TRAVERSE CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MI 49686 UNPAID BALANCE: 597,148.890 OPTION TO CONVERT : No MONTHLY P&I: 4,093.06 ANNUAL RATE ADJUST: 0.000 LTV : 71.43000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 01/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080165780 MORTGAGORS: SZILAGYI, PAUL SZILAGYI, DEBORAH ADDRESS : 27100 LOMA CIRCLE MORTGAGE AMT: 325,000.00 CITY GROSSE ILE :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 MI 48138 UNPAID BALANCE: 323,866.880 OPTION TO CONVERT : No MONTHLY P&I: 2,356.48 ANNUAL RATE ADJUST: 0.000 LTV : 77.38000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 02/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080165798 MORTGAGORS: SORENSEN, JAMES TARZIAN SORENSON, JILL ADDRESS : 225 WOODSTOCK AVENUE MORTGAGE AMT: 364,000.00 CITY CLARENDON HILLS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 IL 60514 UNPAID BALANCE: 360,784.550 OPTION TO CONVERT : No MONTHLY P&I: 2,514.06 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 01/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080165806 MORTGAGORS: DEMAIO, THOMAS ADDRESS : 1754 NORTH WOOD STREET MORTGAGE AMT: 580,000.00 CITY CHICAGO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 60622 UNPAID BALANCE: 578,634.420 OPTION TO CONVERT : No MONTHLY P&I: 3,956.62 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080165822 MORTGAGORS: DUFFNER, GREGORY MCGRATH, ROSEMARY ADDRESS : 219 SHERLOCK STREET MORTGAGE AMT: 358,100.00 CITY FRANKFORT :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 60423 UNPAID BALANCE: 342,621.030 OPTION TO CONVERT : No MONTHLY P&I: 2,442.87 ANNUAL RATE ADJUST: 0.000 LTV : 79.58000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 11/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080165830 MORTGAGORS: RUFER, LAWRENCE RUFER, LINDA ADDRESS : 3901 HAMPTON AVENUE MORTGAGE AMT: 448,000.00 CITY WESTERN SPRINGS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60558 UNPAID BALANCE: 445,284.540 OPTION TO CONVERT : No MONTHLY P&I: 3,018.26 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 12/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080165848 MORTGAGORS: HULTGEN, PHILIP HULTGEN, JOAN ADDRESS : 15168 TURNBERRY TRAIL MORTGAGE AMT: 248,000.00 CITY LEMONT :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 IL 60439 UNPAID BALANCE: 246,840.070 OPTION TO CONVERT : No MONTHLY P&I: 1,734.05 ANNUAL RATE ADJUST: 0.000 LTV : 79.49000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 01/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080165855 MORTGAGORS: DOLL, LAURA DOLL, STEVEN ADDRESS : 17560 KELSEY LANE MORTGAGE AMT: 252,000.00 CITY ORLAND PARK :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 60467 UNPAID BALANCE: 251,005.160 OPTION TO CONVERT : No MONTHLY P&I: 1,719.08 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 02/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080165863 MORTGAGORS: SYED, ZAINULABUDDIN SYED, ALIYA ADDRESS : 240 CIMARRON ROAD MORTGAGE AMT: 253,300.00 CITY LOMBARD :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 IL 60148 UNPAID BALANCE: 251,837.070 OPTION TO CONVERT : No MONTHLY P&I: 1,814.67 ANNUAL RATE ADJUST: 0.000 LTV : 74.66000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 11/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080165871 MORTGAGORS: DEAN, MICHAEL DEAN, MARY ADDRESS : 17378 MOUNTAIN PLAT DRIVE MORTGAGE AMT: 650,000.00 CITY GRAND HAVEN :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MI 49417 UNPAID BALANCE: 647,433.850 OPTION TO CONVERT : No MONTHLY P&I: 4,434.15 ANNUAL RATE ADJUST: 0.000 LTV : 50.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 02/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080165889 MORTGAGORS: SOLLE, RICHARD SOLLE, KAREN ADDRESS : 6937 WHISPERING HILL MORTGAGE AMT: 356,000.00 CITY MONEE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 60449 UNPAID BALANCE: 354,594.540 OPTION TO CONVERT : No MONTHLY P&I: 2,428.55 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 02/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080165897 MORTGAGORS: BUHALIS, GEORGE ADDRESS : 1565 PEBBLE CREEK MORTGAGE AMT: 342,400.00 CITY ROCHESTER :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MI 48307 UNPAID BALANCE: 341,348.200 OPTION TO CONVERT : No MONTHLY P&I: 2,364.87 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080165905 MORTGAGORS: CASTLE, DANIEL CASTLE, CAROL ADDRESS : 1093 SUFFIELD AVE. MORTGAGE AMT: 600,000.00 CITY BIRMINGHAM :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MI 48009 UNPAID BALANCE: 597,631.260 OPTION TO CONVERT : No MONTHLY P&I: 4,093.06 ANNUAL RATE ADJUST: 0.000 LTV : 79.47000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 02/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080165913 MORTGAGORS: O RILEY, PATRICK RILEY, PATRICIA ADDRESS : 4789 FOREST BEACH MORTGAGE AMT: 600,000.00 CITY HARBOR SPRINGS :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 MI 49740 UNPAID BALANCE: 598,688.920 OPTION TO CONVERT : No MONTHLY P&I: 4,246.76 ANNUAL RATE ADJUST: 0.000 LTV : 63.16000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080165921 MORTGAGORS: JACKOBOICE, GEORGE JACKOBOICE, JEAN ADDRESS : 146 MIDDLEBORO NE MORTGAGE AMT: 352,000.00 CITY GRAND RAPIDS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MI 49506 UNPAID BALANCE: 350,575.740 OPTION TO CONVERT : No MONTHLY P&I: 2,371.49 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 02/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080165939 MORTGAGORS: SAPER, VERNON SAPER, LINDA ADDRESS : 2570 RED CLOVER DRIVE SE MORTGAGE AMT: 298,000.00 CITY ADA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MI 49301 UNPAID BALANCE: 297,038.260 OPTION TO CONVERT : No MONTHLY P&I: 2,007.68 ANNUAL RATE ADJUST: 0.000 LTV : 48.30000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080165947 MORTGAGORS: VELTMAN, HOWARD VELTMAN, BRENDA ADDRESS : 2089 KNOLLPOINT DRIVE NE MORTGAGE AMT: 302,800.00 CITY ADA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MI 49301 UNPAID BALANCE: 301,822.770 OPTION TO CONVERT : No MONTHLY P&I: 2,040.02 ANNUAL RATE ADJUST: 0.000 LTV : 73.85000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080165954 MORTGAGORS: KRAUSKOF, WILLIAM KRAUSKOFF, BONNIE ADDRESS : 147 COALMONT MORTGAGE AMT: 271,000.00 CITY WALLED LAKE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MI 48390 UNPAID BALANCE: 270,146.670 OPTION TO CONVERT : No MONTHLY P&I: 1,848.70 ANNUAL RATE ADJUST: 0.000 LTV : 84.42000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080165962 MORTGAGORS: FULLER, TERI ADDRESS : 450 E GULL LAKE DRIVE MORTGAGE AMT: 367,200.00 CITY AUGUSTA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MI 49012 UNPAID BALANCE: 366,043.780 OPTION TO CONVERT : No MONTHLY P&I: 2,504.95 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080165970 MORTGAGORS: MOORE, Cyril Moore, Sharon ADDRESS : 67 NETTLESWORTH WAY NE MORTGAGE AMT: 454,450.00 CITY GRAND RAPIDS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MI 49546 UNPAID BALANCE: 453,353.280 OPTION TO CONVERT : No MONTHLY P&I: 3,061.71 ANNUAL RATE ADJUST: 0.000 LTV : 78.35000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080165988 MORTGAGORS: WISE, KENNETH WISE, ANGELA ADDRESS : 3170 CROWS NEST LN MORTGAGE AMT: 342,000.00 CITY HAMILTON :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 MI 49419 UNPAID BALANCE: 341,000.430 OPTION TO CONVERT : No MONTHLY P&I: 2,420.65 ANNUAL RATE ADJUST: 0.000 LTV : 85.50000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080165996 MORTGAGORS: WITUCKI, GARY WITUCKI, RENEE ADDRESS : 227 RIVER PINE DRIVE MORTGAGE AMT: 279,500.00 CITY LOWELL :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MI 49331 UNPAID BALANCE: 278,639.520 OPTION TO CONVERT : No MONTHLY P&I: 1,906.68 ANNUAL RATE ADJUST: 0.000 LTV : 77.64000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166010 MORTGAGORS: O'ROURKE, TIMOTHY O'ROURKE, DEBRA ADDRESS : 7919 ASHWOOD DRIVE MORTGAGE AMT: 357,600.00 CITY ADA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MI 49301 UNPAID BALANCE: 356,445.890 OPTION TO CONVERT : No MONTHLY P&I: 2,409.22 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166028 MORTGAGORS: KOETS, MARK KOETS, SARA ADDRESS : 5783 STONEBRIDGE DR MORTGAGE AMT: 352,000.00 CITY GRANDVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MI 49418 UNPAID BALANCE: 351,171.240 OPTION TO CONVERT : No MONTHLY P&I: 2,401.26 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166036 MORTGAGORS: WILLIAMS, GREGORY ADDRESS : 1571 WESLEY AVENUE MORTGAGE AMT: 274,000.00 CITY EVANSTON :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 IL 60201 UNPAID BALANCE: 273,386.130 OPTION TO CONVERT : No MONTHLY P&I: 1,915.85 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166044 MORTGAGORS: RYNBRAND, KEVIN Rynbrandt, Melinda ADDRESS : 7290 DENISON DRIVE SE MORTGAGE AMT: 264,000.00 CITY GRAND RAPIDS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MI 49546 UNPAID BALANCE: 263,597.010 OPTION TO CONVERT : No MONTHLY P&I: 1,823.38 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166051 MORTGAGORS: MARCOTTE, Lawrence Marcotte, Mary ADDRESS : 1921 EMERALD GLEN MORTGAGE AMT: 300,000.00 CITY ADA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MI 49301 UNPAID BALANCE: 299,293.660 OPTION TO CONVERT : No MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000 LTV : 40.27000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166069 MORTGAGORS: SWADISH,, EDWARD SWADISH, MARY ADDRESS : 1503 MYSTIC HILLS DRIVE MORTGAGE AMT: 440,000.00 CITY MILFORD :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MI 48381 UNPAID BALANCE: 438,938.140 OPTION TO CONVERT : No MONTHLY P&I: 2,964.36 ANNUAL RATE ADJUST: 0.000 LTV : 62.86000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166077 MORTGAGORS: HUMPHRIES, JAMES HUMPHRIES, SHARON ADDRESS : 5687 FOREST GLEN DRIVE MORTGAGE AMT: 314,000.00 CITY ADA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MI 49301 UNPAID BALANCE: 313,278.800 OPTION TO CONVERT : No MONTHLY P&I: 2,168.72 ANNUAL RATE ADJUST: 0.000 LTV : 74.41000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166085 MORTGAGORS: NEWTON, Charles Newton, Cynthia ADDRESS : 16101 ARBOR TRAIL MORTGAGE AMT: 468,500.00 CITY TRAVERSE CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MI 49684 UNPAID BALANCE: 467,423.950 OPTION TO CONVERT : No MONTHLY P&I: 3,235.81 ANNUAL RATE ADJUST: 0.000 LTV : 69.41000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166093 MORTGAGORS: GARINO, JOHN GARINO, CYNTHIA ADDRESS : 47 DEERPATH TRAIL MORTGAGE AMT: 500,000.00 CITY BURR RIDGE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 IL 60521 UNPAID BALANCE: 498,851.590 OPTION TO CONVERT : No MONTHLY P&I: 3,453.38 ANNUAL RATE ADJUST: 0.000 LTV : 73.53000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166101 MORTGAGORS: KUNKEL, GLENN KUNKEL, TERRI ADDRESS : 2955 LAKESHORE DRIVE MORTGAGE AMT: 300,000.00 CITY HOLLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MI 49424 UNPAID BALANCE: 299,530.530 OPTION TO CONVERT : No MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000 LTV : 77.54000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166119 MORTGAGORS: STAM, STEVE Stam, Karen ADDRESS : 2290 TIMBERLEE DRIVE MORTGAGE AMT: 278,200.00 CITY HOLLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MI 49424 UNPAID BALANCE: 277,764.650 OPTION TO CONVERT : No MONTHLY P&I: 1,897.81 ANNUAL RATE ADJUST: 0.000 LTV : 65.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166127 MORTGAGORS: MILTONBE, PAUL MILTONBERGER, JOAN ADDRESS : 1518 WELTON COURT MORTGAGE AMT: 275,000.00 CITY NAPERVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 60565 UNPAID BALANCE: 274,569.660 OPTION TO CONVERT : No MONTHLY P&I: 1,875.98 ANNUAL RATE ADJUST: 0.000 LTV : 79.71000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166135 MORTGAGORS: CALANDRA, FRANK ADDRESS : 7851 DAKOTA LANE MORTGAGE AMT: 320,000.00 CITY ORLAND PARK :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 IL 60462 UNPAID BALANCE: 319,546.840 OPTION TO CONVERT : No MONTHLY P&I: 2,292.52 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166143 MORTGAGORS: CHAPPARS, TIMOTHY CHAPPARS, LAURIE ADDRESS : UNIT 86, LEGEND TRAIL MORTGAGE AMT: 350,000.00 CITY BELLAIRE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MI 49615 UNPAID BALANCE: 348,951.220 OPTION TO CONVERT : No MONTHLY P&I: 2,447.25 ANNUAL RATE ADJUST: 0.000 LTV : 66.16000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166150 MORTGAGORS: BRICE, PATRICK ADDRESS : 1815 WEST SCHOOL STREET MORTGAGE AMT: 315,000.00 CITY CHICAGO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60657 UNPAID BALANCE: 314,494.710 OPTION TO CONVERT : No MONTHLY P&I: 2,122.21 ANNUAL RATE ADJUST: 0.000 LTV : 51.22000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166176 MORTGAGORS: FINLEY, MICHAEL ADDRESS : 910 S. MICHIGAN AVE MORTGAGE AMT: 257,512.00 CITY CHICAGO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 60605 UNPAID BALANCE: 257,109.010 OPTION TO CONVERT : No MONTHLY P&I: 1,756.69 ANNUAL RATE ADJUST: 0.000 LTV : 78.11000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166184 MORTGAGORS: JACKSON, JANICE ADDRESS : 7085 ARMADALE CT NE MORTGAGE AMT: 351,200.00 CITY BELMONT :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MI 49306 UNPAID BALANCE: 350,147.620 OPTION TO CONVERT : No MONTHLY P&I: 2,455.64 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166226 MORTGAGORS: WEBER, THEODORE WEBER, FRANCES ADDRESS : 1705 POSSUM TROT MORTGAGE AMT: 278,350.00 CITY ROUND ROCK :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 TX 78664 UNPAID BALANCE: 277,892.350 OPTION TO CONVERT : No MONTHLY P&I: 1,851.87 ANNUAL RATE ADJUST: 0.000 LTV : 82.84226 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166234 MORTGAGORS: HOFFMAN, SCOTT HOFFMAN, ANN ADDRESS : 4540 WOODLAND AVENUE MORTGAGE AMT: 349,000.00 CITY WESTERN SPR :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 IL 60558 UNPAID BALANCE: 347,979.940 OPTION TO CONVERT : No MONTHLY P&I: 2,470.20 ANNUAL RATE ADJUST: 0.000 LTV : 74.25532 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166242 MORTGAGORS: BAILEY, ROBERT PITTMAN, JANET BAILEY, PATRICIA ADDRESS : 21922 HYDE PARK DRIVE MORTGAGE AMT: 353,000.00 CITY ASHBURN :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 VA 20147 UNPAID BALANCE: 352,405.180 OPTION TO CONVERT : No MONTHLY P&I: 2,318.96 ANNUAL RATE ADJUST: 0.000 LTV : 79.98242 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166267 MORTGAGORS: BURCH, STEPHEN ADDRESS : 5675 S FARM ROAD 205 MORTGAGE AMT: 322,500.00 CITY ROGERSVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MO 65742 UNPAID BALANCE: 320,967.530 OPTION TO CONVERT : No MONTHLY P&I: 2,200.02 ANNUAL RATE ADJUST: 0.000 LTV : 73.29545 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 01/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166275 MORTGAGORS: COILE, WILLIAM ADDRESS : 6084 OAKWOOD LAND MORTGAGE AMT: 290,000.00 CITY FAIRHOPE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 AL 36532 UNPAID BALANCE: 289,546.180 OPTION TO CONVERT : No MONTHLY P&I: 1,978.31 ANNUAL RATE ADJUST: 0.000 LTV : 73.41772 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166283 MORTGAGORS: GEARIN, GLEN GEARIN, MARYANNE ADDRESS : 410 NORTH END BOULVARD MORTGAGE AMT: 258,000.00 CITY SALISBURY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MA 01952 UNPAID BALANCE: 257,377.380 OPTION TO CONVERT : No MONTHLY P&I: 1,738.19 ANNUAL RATE ADJUST: 0.000 LTV : 79.38462 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166309 MORTGAGORS: SEDLACEK, MARTIN SEDLACEK, SUSAN ADDRESS : 3818 TREVINO DRIVE MORTGAGE AMT: 400,000.00 CITY ROUND ROCK :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 TX 78664 UNPAID BALANCE: 399,374.030 OPTION TO CONVERT : No MONTHLY P&I: 2,728.71 ANNUAL RATE ADJUST: 0.000 LTV : 78.43137 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166333 MORTGAGORS: ROSEN, GARY ROSEN, CAROL ADDRESS : 17001 CLEAR CREEK DRIVE MORTGAGE AMT: 266,500.00 CITY SILVER SPRI :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MD 20905 UNPAID BALANCE: 265,639.920 OPTION TO CONVERT : No MONTHLY P&I: 1,795.46 ANNUAL RATE ADJUST: 0.000 LTV : 73.01370 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166374 MORTGAGORS: KERRIDGE, JOHN ADDRESS : 2306 KINGS TRAIL MORTGAGE AMT: 316,000.00 CITY KINGWOOD :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 TX 77339 UNPAID BALANCE: 315,218.370 OPTION TO CONVERT : No MONTHLY P&I: 2,102.36 ANNUAL RATE ADJUST: 0.000 LTV : 75.59809 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166382 MORTGAGORS: BONACCORSI, JOHN BONACCORSI, KATHLEEN ADDRESS : 544 CEDAR LN MORTGAGE AMT: 283,500.00 CITY LOMBARD :\ STATE/ZIP :\ LIFETIME RATE : 8.25000 IL 60148 UNPAID BALANCE: 282,769.400 OPTION TO CONVERT : No MONTHLY P&I: 2,129.84 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 8.25000 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166390 MORTGAGORS: HERR, BRIAN MURPHY, MARY ADDRESS : 22 PHEASANT HOLLOW ROAD MORTGAGE AMT: 294,000.00 CITY NATICK :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MA 01760 UNPAID BALANCE: 291,756.650 OPTION TO CONVERT : No MONTHLY P&I: 2,301.49 ANNUAL RATE ADJUST: 0.000 LTV : 69.83373 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/19 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166416 MORTGAGORS: MARLING, JULES ADDRESS : 100 EAST HURON MORTGAGE AMT: 480,000.00 CITY CHICAGO :\ STATE/ZIP :\ LIFETIME RATE : 8.75000 IL 60611 UNPAID BALANCE: 479,165.470 OPTION TO CONVERT : No MONTHLY P&I: 3,776.16 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.75000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166432 MORTGAGORS: HALM, GARY HALM, SUSAN ADDRESS : 7 HEATHROW COURT MORTGAGE AMT: 512,000.00 CITY ARLINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 TX 76016 UNPAID BALANCE: 511,198.770 OPTION TO CONVERT : No MONTHLY P&I: 3,492.74 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166440 MORTGAGORS: ZURLO, PATRICIA ADDRESS : 839 FAIRMOUNT AVENUE MORTGAGE AMT: 270,000.00 CITY ST PAUL :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MN 55105 UNPAID BALANCE: 269,566.890 OPTION TO CONVERT : No MONTHLY P&I: 1,819.04 ANNUAL RATE ADJUST: 0.000 LTV : 56.84211 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166499 MORTGAGORS: HUNTER, ROBERT HUNTER, DOROTHY ADDRESS : 1581 ANNAPOLIS WAY MORTGAGE AMT: 256,900.00 CITY GRAYSON :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 GA 30017 UNPAID BALANCE: 256,467.090 OPTION TO CONVERT : No MONTHLY P&I: 1,687.66 ANNUAL RATE ADJUST: 0.000 LTV : 79.97211 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166507 MORTGAGORS: KOURAFAS, ANDREA ADDRESS : 2021 OLD BRIAR ROAD MORTGAGE AMT: 328,500.00 CITY HIGHLAND PA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 IL 60035 UNPAID BALANCE: 327,959.890 OPTION TO CONVERT : No MONTHLY P&I: 2,185.52 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166523 MORTGAGORS: ADAMS, JAMES ADAMS, MARA ADDRESS : 13134 CURVED IRON ROAD MORTGAGE AMT: 356,000.00 CITY OAK HILL :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 VA 20171 UNPAID BALANCE: 355,428.930 OPTION TO CONVERT : No MONTHLY P&I: 2,398.44 ANNUAL RATE ADJUST: 0.000 LTV : 79.11111 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166531 MORTGAGORS: RIGBY, WENDELL RIGBY, ELIZABETH ADDRESS : 1615 SOUTH COUNTRY SIDE L MORTGAGE AMT: 310,000.00 CITY HEBER CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 UT 84032 UNPAID BALANCE: 309,745.890 OPTION TO CONVERT : No MONTHLY P&I: 2,062.44 ANNUAL RATE ADJUST: 0.000 LTV : 72.94118 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166549 MORTGAGORS: BURCHARD, STEVEN TRAVALINI, RICKEY ADDRESS : 922 SNOW DRIVE MORTGAGE AMT: 275,000.00 CITY MARTINEZ :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94553 UNPAID BALANCE: 274,319.780 OPTION TO CONVERT : No MONTHLY P&I: 1,829.59 ANNUAL RATE ADJUST: 0.000 LTV : 79.71014 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166556 MORTGAGORS: AZARAKHSH, NOZAR AZARAKHSH, JONI ADDRESS : 2604 FLANDERS CIRCLE MORTGAGE AMT: 406,250.00 CITY MODESTO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95356 UNPAID BALANCE: 405,598.330 OPTION TO CONVERT : No MONTHLY P&I: 2,736.98 ANNUAL RATE ADJUST: 0.000 LTV : 68.27731 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166564 MORTGAGORS: GALVEZ, JUAN GALVEZ, MARICELA ADDRESS : 15212 EL GAVILAN DRIVE MORTGAGE AMT: 250,000.00 CITY HACIENDA HE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 91745 UNPAID BALANCE: 249,627.760 OPTION TO CONVERT : No MONTHLY P&I: 1,748.04 ANNUAL RATE ADJUST: 0.000 LTV : 89.28571 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166572 MORTGAGORS: SAVAGE, MARK ADDRESS : 24325 ARCADIA STREET MORTGAGE AMT: 310,700.00 CITY SANTA CLARI :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91321 UNPAID BALANCE: 310,225.710 OPTION TO CONVERT : No MONTHLY P&I: 2,145.93 ANNUAL RATE ADJUST: 0.000 LTV : 73.10588 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166580 MORTGAGORS: HANLON, DANIEL HANLON, JERIE ADDRESS : 1415 FLORA VISTA ESCONDID MORTGAGE AMT: 251,200.00 CITY ESCONDIDO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92027 UNPAID BALANCE: 250,825.970 OPTION TO CONVERT : No MONTHLY P&I: 1,756.43 ANNUAL RATE ADJUST: 0.000 LTV : 74.98507 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166606 MORTGAGORS: RUGG, FREDERICK RUGG, BARBARA ADDRESS : 1752 RICE CANYON ROAD MORTGAGE AMT: 252,000.00 CITY FALLBROOK :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92028 UNPAID BALANCE: 251,595.760 OPTION TO CONVERT : No MONTHLY P&I: 1,697.77 ANNUAL RATE ADJUST: 0.000 LTV : 75.22388 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166630 MORTGAGORS: NICHOLS, MICHAEL NICHOLS, BETH ADDRESS : 14525 OAK STREET H MORTGAGE AMT: 312,000.00 CITY SARATOGA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95070 UNPAID BALANCE: 311,283.380 OPTION TO CONVERT : No MONTHLY P&I: 2,154.91 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166655 MORTGAGORS: TEREN, AILEEN FOSTER, DALE ADDRESS : 19106 RAVENSWOOD COURT MORTGAGE AMT: 432,000.00 CITY MORGAN HILL :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95037 UNPAID BALANCE: 430,867.360 OPTION TO CONVERT : No MONTHLY P&I: 2,910.47 ANNUAL RATE ADJUST: 0.000 LTV : 65.50685 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166747 MORTGAGORS: WOOD, JAMES WOOD, LISA ADDRESS : 1 WOODSIDE COURT MORTGAGE AMT: 460,000.00 CITY DANVILLE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94506 UNPAID BALANCE: 459,224.880 OPTION TO CONVERT : No MONTHLY P&I: 3,021.87 ANNUAL RATE ADJUST: 0.000 LTV : 57.50000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166804 MORTGAGORS: MEYER, STEVEN MEYER, JENNY ADDRESS : 4659 MUNICH COURT MORTGAGE AMT: 253,400.00 CITY LAS VEGAS :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NV 89117 UNPAID BALANCE: 252,640.670 OPTION TO CONVERT : No MONTHLY P&I: 1,771.81 ANNUAL RATE ADJUST: 0.000 LTV : 84.99163 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166846 MORTGAGORS: PRASAD, SHARAT PRASAD, NUTAN ADDRESS : 811 ROMANI COURT MORTGAGE AMT: 393,100.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 95125 UNPAID BALANCE: 392,769.750 OPTION TO CONVERT : No MONTHLY P&I: 2,582.39 ANNUAL RATE ADJUST: 0.000 LTV : 79.99040 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166861 MORTGAGORS: KOOYMAN, RONALD KOOYMAN, JOANN ADDRESS : 2867 RUBINO CIRCLE MORTGAGE AMT: 315,700.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95125 UNPAID BALANCE: 315,441.220 OPTION TO CONVERT : No MONTHLY P&I: 2,100.36 ANNUAL RATE ADJUST: 0.000 LTV : 79.98845 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166887 MORTGAGORS: MICHALAK, RONALD MICHALAK, MARY ADDRESS : 5421 BLACKOAK WAY MORTGAGE AMT: 360,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95129 UNPAID BALANCE: 359,726.070 OPTION TO CONVERT : No MONTHLY P&I: 2,486.43 ANNUAL RATE ADJUST: 0.000 LTV : 67.03911 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080166960 MORTGAGORS: MATTINGLY, JOHN MATTINGLY, KATIE ADDRESS : 10954 WESTWOOD BLVD MORTGAGE AMT: 260,000.00 CITY CULVER CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 90230 UNPAID BALANCE: 259,802.160 OPTION TO CONVERT : No MONTHLY P&I: 1,795.76 ANNUAL RATE ADJUST: 0.000 LTV : 74.28571 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080167026 MORTGAGORS: SOURBEER, THOMAS KNUTSON, STEFANIE ADDRESS : 1526 SILVER STREET MORTGAGE AMT: 375,000.00 CITY HERMOSA BEA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 90254 UNPAID BALANCE: 375,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,526.44 ANNUAL RATE ADJUST: 0.000 LTV : 69.44444 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080167075 MORTGAGORS: GOLDMAN, CHARLES GOLDMAN, JUDY ADDRESS : 5479 BALL DRIVE MORTGAGE AMT: 270,000.00 CITY SOQUEL :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 95073 UNPAID BALANCE: 269,809.440 OPTION TO CONVERT : No MONTHLY P&I: 1,934.31 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080167125 MORTGAGORS: KELLISH, RAYMOND KELLISH, CONNI ADDRESS : 1305 ANGLESEY DRIVE MORTGAGE AMT: 262,000.00 CITY DAVIDSONVIL :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 MD 21035 UNPAID BALANCE: 262,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,854.42 ANNUAL RATE ADJUST: 0.000 LTV : 71.78082 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080167380 MORTGAGORS: KEMP, M KEMP, GRETA ADDRESS : 833 REDWOOD DRIVE MORTGAGE AMT: 260,000.00 CITY DANVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 94506 UNPAID BALANCE: 260,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,840.26 ANNUAL RATE ADJUST: 0.000 LTV : 46.01770 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080168214 MORTGAGORS: SPENCER, WILLIAM OTIS SPENCER, YVETTE ADDRESS : 352 GLENBRIAR CIRCLE MORTGAGE AMT: 257,850.00 CITY TRACY :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95376 UNPAID BALANCE: 257,658.630 OPTION TO CONVERT : No MONTHLY P&I: 1,802.93 ANNUAL RATE ADJUST: 0.000 LTV : 89.98806 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080168230 MORTGAGORS: O CARROLL, C O CARROLL, MAUREEN ADDRESS : 30922 COLONIAL PLACE MORTGAGE AMT: 500,000.00 CITY LAGUNA NIGU :\ STATE/ZIP :\ LIFETIME RATE : 8.50000 CA 92677 UNPAID BALANCE: 500,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,844.57 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080168321 MORTGAGORS: SCHROEDER, RICHARD SCHROEDER, DONNA ADDRESS : 1215 W CORNELIA MORTGAGE AMT: 360,000.00 CITY CHICAGO :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 IL 60657 UNPAID BALANCE: 360,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,548.06 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080168693 MORTGAGORS: AHMAD, IMDAD AHMAD, PARVEEN ADDRESS : 860 PONTE VECCHIO COURT MORTGAGE AMT: 399,900.00 CITY UPLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91784 UNPAID BALANCE: 399,900.000 OPTION TO CONVERT : No MONTHLY P&I: 2,728.02 ANNUAL RATE ADJUST: 0.000 LTV : 79.10604 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080168750 MORTGAGORS: FISHMAN, EDWARD SHIRLEY, SUSAN ADDRESS : 12140 OCCIDENTAL ROAD MORTGAGE AMT: 300,000.00 CITY SEBASTOPOL :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95472 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,097.64 ANNUAL RATE ADJUST: 0.000 LTV : 66.80845 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080168917 MORTGAGORS: SODERBERG, BECK SODERBERG, HEATHER ADDRESS : 2340 ARABIAN COURT MORTGAGE AMT: 248,000.00 CITY MORGAN HILL :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 95037 UNPAID BALANCE: 248,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,798.17 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169022 MORTGAGORS: TRAUNER, STEPHEN TRAUNER, ABBY ADDRESS : 210 EAST HIGHFIELD ROAD MORTGAGE AMT: 400,000.00 CITY BALTIMORE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MD 21218 UNPAID BALANCE: 399,663.950 OPTION TO CONVERT : No MONTHLY P&I: 2,627.72 ANNUAL RATE ADJUST: 0.000 LTV : 56.02241 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169030 MORTGAGORS: DAVIS, NANCY ADDRESS : 37 NORTH EVERLY STREET MORTGAGE AMT: 53,000.00 CITY LOWELL :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 OR 97452 UNPAID BALANCE: 52,962.590 OPTION TO CONVERT : No MONTHLY P&I: 379.70 ANNUAL RATE ADJUST: 0.000 LTV : 55.78947 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169048 MORTGAGORS: SINGLETON, JEFFREY SINGLETON, NOELLE ADDRESS : 6101 SALMON WAY MORTGAGE AMT: 90,000.00 CITY POLLOCK PIN :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 95726 UNPAID BALANCE: 89,938.060 OPTION TO CONVERT : No MONTHLY P&I: 652.57 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169055 MORTGAGORS: THIELLE, SUSAN ADDRESS : 52911 RANCH ROAD MORTGAGE AMT: 87,500.00 CITY LAPINE :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 OR 97739 UNPAID BALANCE: 87,436.670 OPTION TO CONVERT : No MONTHLY P&I: 619.32 ANNUAL RATE ADJUST: 0.000 LTV : 54.68750 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169071 MORTGAGORS: MCDONALD, CHARLES ADDRESS : 2122 EL MONTE DRIVE MORTGAGE AMT: 260,000.00 CITY THOUSAND OA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 91362 UNPAID BALANCE: 259,807.040 OPTION TO CONVERT : No MONTHLY P&I: 1,817.96 ANNUAL RATE ADJUST: 0.000 LTV : 78.78788 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169089 MORTGAGORS: CHRISTENSEN, GARY ADDRESS : 110 WEST 300 SOUTH MORTGAGE AMT: 67,500.00 CITY MONROE :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 UT 84754 UNPAID BALANCE: 67,454.710 OPTION TO CONVERT : No MONTHLY P&I: 495.29 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169097 MORTGAGORS: BRIGGS, GREG BRIGGS, SUSAN ADDRESS : 4100 ZERMATT ROAD MORTGAGE AMT: 255,000.00 CITY TAHOE CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 96145 UNPAID BALANCE: 254,801.080 OPTION TO CONVERT : No MONTHLY P&I: 1,739.55 ANNUAL RATE ADJUST: 0.000 LTV : 72.85714 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169113 MORTGAGORS: HUEMER, PETER HUEMER, VALERIE ADDRESS : 175 PALO VERDE TERRACE MORTGAGE AMT: 121,000.00 CITY SANTA CRUZ :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95060 UNPAID BALANCE: 120,907.930 OPTION TO CONVERT : No MONTHLY P&I: 835.72 ANNUAL RATE ADJUST: 0.000 LTV : 67.22222 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169121 MORTGAGORS: POCHE, NATHALIE ADDRESS : 6139 CHEYENNE TERRACE MORTGAGE AMT: 172,500.00 CITY WEST LINN :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 OR 97068 UNPAID BALANCE: 172,365.440 OPTION TO CONVERT : No MONTHLY P&I: 1,176.75 ANNUAL RATE ADJUST: 0.000 LTV : 63.30275 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169139 MORTGAGORS: VERSER, BRAD VERSER, MELANIE ADDRESS : 525 OAKSTONE GLEN MORTGAGE AMT: 271,000.00 CITY ALPHARETTA :\ STATE/ZIP :\ LIFETIME RATE : 8.25000 GA 30058 UNPAID BALANCE: 270,827.190 OPTION TO CONVERT : No MONTHLY P&I: 2,035.94 ANNUAL RATE ADJUST: 0.000 LTV : 79.94100 OUTSIDE CONV DATE: CURRENT INT 8.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169154 MORTGAGORS: MCCABE, CYNTHIA MCCABE, THOMAS ADDRESS : 345 KILCREASE ROAD MORTGAGE AMT: 112,500.00 CITY AUBURN :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 GA 30203 UNPAID BALANCE: 112,416.510 OPTION TO CONVERT : No MONTHLY P&I: 786.62 ANNUAL RATE ADJUST: 0.000 LTV : 89.28571 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169162 MORTGAGORS: SINGLETON, STEPHEN SINGLETON, GABRIELE ADDRESS : 10287 COLONY PARK DRIVE MORTGAGE AMT: 108,500.00 CITY FAIRFAX :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 VA 22032 UNPAID BALANCE: 108,423.420 OPTION TO CONVERT : No MONTHLY P&I: 777.31 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169188 MORTGAGORS: FREER, MICHAEL FREER, WENNDI ADDRESS : 861 SUNRICH LANE MORTGAGE AMT: 300,000.00 CITY ENCINITAS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92024 UNPAID BALANCE: 299,765.970 OPTION TO CONVERT : No MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000 LTV : 55.55556 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169204 MORTGAGORS: CARSON, DEBORAH ADDRESS : 954 VENTURA STREET MORTGAGE AMT: 373,600.00 CITY EL GRANADA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94018 UNPAID BALANCE: 373,308.560 OPTION TO CONVERT : No MONTHLY P&I: 2,548.61 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169212 MORTGAGORS: CARESS, JACK CARESS, KATHERINE ADDRESS : 10194 OVERHILL DRIVE MORTGAGE AMT: 455,000.00 CITY SANTA ANA A :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92705 UNPAID BALANCE: 454,617.740 OPTION TO CONVERT : No MONTHLY P&I: 2,989.03 ANNUAL RATE ADJUST: 0.000 LTV : 65.94203 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169220 MORTGAGORS: REED, DAREL REED, WENDY ADDRESS : 1758 L 1/2 RD MORTGAGE AMT: 116,000.00 CITY FRUITA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CO 81521 UNPAID BALANCE: 115,913.910 OPTION TO CONVERT : No MONTHLY P&I: 811.09 ANNUAL RATE ADJUST: 0.000 LTV : 74.83871 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169238 MORTGAGORS: REDABAUGH, RICHARD ADDRESS : 621 NORTH 1ST STREET MORTGAGE AMT: 94,000.00 CITY JOHNSTOWN :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 CO 80534 UNPAID BALANCE: 93,936.930 OPTION TO CONVERT : No MONTHLY P&I: 689.74 ANNUAL RATE ADJUST: 0.000 LTV : 74.01575 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169246 MORTGAGORS: LINDQUIST, SCOTT ADDRESS : 10710 NORTH COWLITZ COURT MORTGAGE AMT: 129,300.00 CITY SPOKANE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 WA 99208 UNPAID BALANCE: 129,204.050 OPTION TO CONVERT : No MONTHLY P&I: 904.08 ANNUAL RATE ADJUST: 0.000 LTV : 74.95652 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169253 MORTGAGORS: CALL, H ADDRESS : 24 EAST 8680 SOUTH MORTGAGE AMT: 74,200.00 CITY SANDY :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 UT 84070 UNPAID BALANCE: 74,150.220 OPTION TO CONVERT : No MONTHLY P&I: 544.45 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169261 MORTGAGORS: LACKEY, BETTY ADDRESS : 2527 OLIVE HILL LANE MORTGAGE AMT: 281,250.00 CITY FALLBROOK :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92028 UNPAID BALANCE: 281,041.270 OPTION TO CONVERT : No MONTHLY P&I: 1,966.54 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169279 MORTGAGORS: FONZI, JOSEPH FONZI, LORI ADDRESS : 4291 QUAIL RUN LANE MORTGAGE AMT: 545,000.00 CITY DANVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94506 UNPAID BALANCE: 544,595.530 OPTION TO CONVERT : No MONTHLY P&I: 3,810.72 ANNUAL RATE ADJUST: 0.000 LTV : 68.98734 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169287 MORTGAGORS: WHALEN, STEPHANIE ADDRESS : 1968 SOUTHWEST 25TH STREE MORTGAGE AMT: 125,000.00 CITY GRESHAM :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 OR 97080 UNPAID BALANCE: 124,907.230 OPTION TO CONVERT : No MONTHLY P&I: 874.02 ANNUAL RATE ADJUST: 0.000 LTV : 65.10417 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169295 MORTGAGORS: HUBINS, MARILYN ADDRESS : 8980 UPPER VALLEY ROAD MORTGAGE AMT: 228,000.00 CITY AUBURN :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95602 UNPAID BALANCE: 227,830.790 OPTION TO CONVERT : No MONTHLY P&I: 1,594.21 ANNUAL RATE ADJUST: 0.000 LTV : 60.31746 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169311 MORTGAGORS: LISIECKI, BONNIE ADDRESS : 5006 EAST CHARLESTON AVE MORTGAGE AMT: 167,200.00 CITY SCOTTSDALE :\ STATE/ZIP :\ LIFETIME RATE : 8.37500 AZ 85254 UNPAID BALANCE: 167,096.070 OPTION TO CONVERT : No MONTHLY P&I: 1,270.85 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169329 MORTGAGORS: JACOME, ALEJANDRO ADDRESS : 29656 PERIWINKLE ROAD MORTGAGE AMT: 165,000.00 CITY HAYWARD :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 94544 UNPAID BALANCE: 164,886.440 OPTION TO CONVERT : No MONTHLY P&I: 1,196.37 ANNUAL RATE ADJUST: 0.000 LTV : 76.74419 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169337 MORTGAGORS: HAGER, ROBERT HAGER, ELAINE ADDRESS : 4929 PONDSHOALS COURT MORTGAGE AMT: 85,000.00 CITY MYRTLE BEAC :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 SC 29579 UNPAID BALANCE: 84,941.500 OPTION TO CONVERT : No MONTHLY P&I: 616.31 ANNUAL RATE ADJUST: 0.000 LTV : 92.89617 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169345 MORTGAGORS: ADKINS, TIMOTHY ADKINS, DEBRA ADDRESS : 1513 WEST SULLIVAN STREET MORTGAGE AMT: 63,900.00 CITY KINGSPORT :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 TN 37660 UNPAID BALANCE: 63,854.900 OPTION TO CONVERT : No MONTHLY P&I: 457.79 ANNUAL RATE ADJUST: 0.000 LTV : 79.97497 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169352 MORTGAGORS: JONES, HERCULES JONES, JANET ADDRESS : 5835 33RD AVENUE MORTGAGE AMT: 149,150.00 CITY HYATTSVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 MD 20782 UNPAID BALANCE: 149,042.050 OPTION TO CONVERT : No MONTHLY P&I: 1,055.67 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169360 MORTGAGORS: SORDEN, CHRISTOPHE ADDRESS : 23641 HORSEFLY ROAD MORTGAGE AMT: 100,000.00 CITY MONTROSE :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CO 81401 UNPAID BALANCE: 99,927.630 OPTION TO CONVERT : No MONTHLY P&I: 707.79 ANNUAL RATE ADJUST: 0.000 LTV : 67.56757 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169378 MORTGAGORS: HINTZE, SHAUNNE ADDRESS : 2139 EAST WILLOW BROOK WA MORTGAGE AMT: 145,000.00 CITY SANDY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 UT 84092 UNPAID BALANCE: 144,881.140 OPTION TO CONVERT : No MONTHLY P&I: 964.69 ANNUAL RATE ADJUST: 0.000 LTV : 65.61086 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169386 MORTGAGORS: GILLETTE, SHELLY ADDRESS : 6355 TAHOE DRIVE MORTGAGE AMT: 345,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 90068 UNPAID BALANCE: 344,750.300 OPTION TO CONVERT : No MONTHLY P&I: 2,441.89 ANNUAL RATE ADJUST: 0.000 LTV : 57.50000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169402 MORTGAGORS: SCHRADER, CAROL ADDRESS : 30368 BLUME CIRCLE MORTGAGE AMT: 132,300.00 CITY MENIFEE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92584 UNPAID BALANCE: 132,194.200 OPTION TO CONVERT : No MONTHLY P&I: 891.33 ANNUAL RATE ADJUST: 0.000 LTV : 79.98791 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169410 MORTGAGORS: DAY, MARILYN ADDRESS : 18120 BAILEY DRIVE MORTGAGE AMT: 162,200.00 CITY TORRANCE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 90504 UNPAID BALANCE: 162,076.570 OPTION TO CONVERT : No MONTHLY P&I: 1,120.28 ANNUAL RATE ADJUST: 0.000 LTV : 77.23810 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169428 MORTGAGORS: BACCIOCCO, WARREN ADDRESS : 175 SADDLE WOOD DRIVE MORTGAGE AMT: 255,000.00 CITY NOVATO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94945 UNPAID BALANCE: 254,810.750 OPTION TO CONVERT : No MONTHLY P&I: 1,783.00 ANNUAL RATE ADJUST: 0.000 LTV : 40.80000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169444 MORTGAGORS: LOVELADY, TIMOTHY LOVELADY, KRISTEL ADDRESS : 3981 EAST 135TH PLACE MORTGAGE AMT: 147,000.00 CITY THORNTON :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CO 80241 UNPAID BALANCE: 144,941.580 OPTION TO CONVERT : No MONTHLY P&I: 1,053.13 ANNUAL RATE ADJUST: 0.000 LTV : 85.46512 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169451 MORTGAGORS: CULLEN, CHARLES HORSNELL CUL, LINDA ADDRESS : 1842 SAN RAMON AVENUE MORTGAGE AMT: 327,100.00 CITY MOUNTAIN VI :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94043 UNPAID BALANCE: 326,838.420 OPTION TO CONVERT : No MONTHLY P&I: 2,203.74 ANNUAL RATE ADJUST: 0.000 LTV : 72.20751 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169469 MORTGAGORS: HUITRON, SALOMON ADDRESS : 116 ROCCA DRIVE MORTGAGE AMT: 156,400.00 CITY PETALUMA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95452 UNPAID BALANCE: 156,283.920 OPTION TO CONVERT : No MONTHLY P&I: 1,093.58 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169477 MORTGAGORS: WARD, MARY ADDRESS : 418 SKI HILL DRIVE MORTGAGE AMT: 113,600.00 CITY LEAVENWORTH :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 WA 98826 UNPAID BALANCE: 113,523.770 OPTION TO CONVERT : No MONTHLY P&I: 833.56 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169485 MORTGAGORS: MENDOZA, LINDA KAHLE, TIM ADDRESS : 4614 SUNNYSLOPE AVENUE MORTGAGE AMT: 329,650.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91423 UNPAID BALANCE: 329,134.140 OPTION TO CONVERT : No MONTHLY P&I: 2,248.79 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169493 MORTGAGORS: SULLIVAN, SHELDON SULLIVAN, CHEERI ADDRESS : 3320 EAST FAIRBROOK STREE MORTGAGE AMT: 180,000.00 CITY MESA :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 AZ 85213 UNPAID BALANCE: 179,879.220 OPTION TO CONVERT : No MONTHLY P&I: 1,320.78 ANNUAL RATE ADJUST: 0.000 LTV : 73.46939 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169501 MORTGAGORS: WELLS, RALPH WELLS, MARGARET ADDRESS : 5607 322TH AVENUE SOUTHEA MORTGAGE AMT: 650,000.00 CITY FALL CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 WA 98024 UNPAID BALANCE: 649,552.670 OPTION TO CONVERT : No MONTHLY P&I: 4,712.96 ANNUAL RATE ADJUST: 0.000 LTV : 65.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169519 MORTGAGORS: ECKERT, RON ADDRESS : 42975 CORTA DAVILA MORTGAGE AMT: 140,000.00 CITY TEMECULA :\ STATE/ZIP :\ LIFETIME RATE : 8.25000 CA 92595 UNPAID BALANCE: 139,910.720 OPTION TO CONVERT : No MONTHLY P&I: 1,051.78 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169527 MORTGAGORS: KWAN, MICHAEL WONG, CONNIE ADDRESS : 988 EVERGREEN DRIVE MORTGAGE AMT: 396,000.00 CITY MILLBRAE :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 94030 UNPAID BALANCE: 395,720.500 OPTION TO CONVERT : No MONTHLY P&I: 2,837.00 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169535 MORTGAGORS: LEE, SCOTT LEE, JOANNA ADDRESS : 6446 EAST TRAILRIDGE CIRC MORTGAGE AMT: 363,000.00 CITY MESA :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 AZ 85215 UNPAID BALANCE: 362,756.430 OPTION TO CONVERT : No MONTHLY P&I: 2,663.57 ANNUAL RATE ADJUST: 0.000 LTV : 77.23404 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169543 MORTGAGORS: CURTIS, MARIANNE ADDRESS : 647 SOUTH PROSPECT AVENUE MORTGAGE AMT: 124,000.00 CITY REDONDO BEA :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 90277 UNPAID BALANCE: 123,910.260 OPTION TO CONVERT : No MONTHLY P&I: 877.66 ANNUAL RATE ADJUST: 0.000 LTV : 67.39130 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169550 MORTGAGORS: MCMAHON, KENNETH ADDRESS : 25823 LOCHMOOR ROAD MORTGAGE AMT: 236,000.00 CITY SANTA CLARI :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 91355 UNPAID BALANCE: 235,833.440 OPTION TO CONVERT : No MONTHLY P&I: 1,690.73 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169568 MORTGAGORS: HARROP, CHARLES HARROP, CHERYL ADDRESS : 178 SOUTH 200 WEST MORTGAGE AMT: 99,750.00 CITY WILLARD :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 UT 84340 UNPAID BALANCE: 99,679.600 OPTION TO CONVERT : No MONTHLY P&I: 714.62 ANNUAL RATE ADJUST: 0.000 LTV : 94.10377 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169576 MORTGAGORS: FORREST, JEFFREY FORREST, LEE ADDRESS : 10885 SCRIPPS RANCH BOULE MORTGAGE AMT: 120,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92131 UNPAID BALANCE: 119,910.940 OPTION TO CONVERT : No MONTHLY P&I: 839.06 ANNUAL RATE ADJUST: 0.000 LTV : 76.43312 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169584 MORTGAGORS: VENTURA, FRED VENTURA, MARNE ADDRESS : 2780 SEVADA LANE MORTGAGE AMT: 715,000.00 CITY ARROYO GRAN :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 93420 UNPAID BALANCE: 714,482.500 OPTION TO CONVERT : No MONTHLY P&I: 5,060.73 ANNUAL RATE ADJUST: 0.000 LTV : 59.58333 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169592 MORTGAGORS: LABRUM, DOUGLAS LABRUM, JANET ADDRESS : 1040 WESLEY POWELL DRIVE MORTGAGE AMT: 160,000.00 CITY SAINT GEORG :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 UT 84790 UNPAID BALANCE: 159,884.200 OPTION TO CONVERT : No MONTHLY P&I: 1,132.47 ANNUAL RATE ADJUST: 0.000 LTV : 62.01550 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169600 MORTGAGORS: ROULEAU, DUNCAN ROULEAU, LILLI ADDRESS : 1050 EAST ELIZABETH STREE MORTGAGE AMT: 282,500.00 CITY PASADENA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91104 UNPAID BALANCE: 282,279.620 OPTION TO CONVERT : No MONTHLY P&I: 1,927.15 ANNUAL RATE ADJUST: 0.000 LTV : 70.62500 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169618 MORTGAGORS: MARKLAND, VANCE MARKLAND, TOMOKO ADDRESS : 15552 OAKDALE ROAD MORTGAGE AMT: 154,000.00 CITY CHINO HILLS :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 91709 UNPAID BALANCE: 153,888.540 OPTION TO CONVERT : No MONTHLY P&I: 1,090.00 ANNUAL RATE ADJUST: 0.000 LTV : 78.97436 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169626 MORTGAGORS: MANJARREZ, ARMANDO SARRY, MARIA ADDRESS : 866 VALLOMBROSA DRIVE MORTGAGE AMT: 540,000.00 CITY PASADENA AR :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 91107 UNPAID BALANCE: 539,609.160 OPTION TO CONVERT : No MONTHLY P&I: 3,822.09 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169634 MORTGAGORS: AIELLO, VICTOR AIELLO, JOANNE ADDRESS : 148 WEST 40TH AVENUE MORTGAGE AMT: 368,000.00 CITY SAN MATEO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94403 UNPAID BALANCE: 367,726.890 OPTION TO CONVERT : No MONTHLY P&I: 2,573.11 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169659 MORTGAGORS: BURKART, MICHAEL BURKART, MARJORIE ADDRESS : 151 WINDSHIP DRIVE MORTGAGE AMT: 305,000.00 CITY PORT TOWNSE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 WA 98368 UNPAID BALANCE: 304,743.760 OPTION TO CONVERT : No MONTHLY P&I: 2,003.64 ANNUAL RATE ADJUST: 0.000 LTV : 68.53933 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169667 MORTGAGORS: MADSEN, CAROL PRINZING, ANDREW ADDRESS : 1306 1ST STREET SOUTH MORTGAGE AMT: 75,000.00 CITY GREAT FALLS :\ STATE/ZIP :\ LIFETIME RATE : 8.12500 MT 59405 UNPAID BALANCE: 74,950.930 OPTION TO CONVERT : No MONTHLY P&I: 556.88 ANNUAL RATE ADJUST: 0.000 LTV : 38.46154 OUTSIDE CONV DATE: CURRENT INT 8.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169683 MORTGAGORS: MOSES, WILLIAM MOSES, KELPY ADDRESS : 1810 COLLINS ROAD MORTGAGE AMT: 100,000.00 CITY BUCKLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 WA 98321 UNPAID BALANCE: 99,923.900 OPTION TO CONVERT : No MONTHLY P&I: 690.68 ANNUAL RATE ADJUST: 0.000 LTV : 69.44444 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169691 MORTGAGORS: EATON, JEFFREY ADDRESS : 3724 38TH AVENUE MORTGAGE AMT: 170,000.00 CITY OAKLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94619 UNPAID BALANCE: 169,873.830 OPTION TO CONVERT : No MONTHLY P&I: 1,188.67 ANNUAL RATE ADJUST: 0.000 LTV : 72.34043 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169709 MORTGAGORS: LOVE, JANETTE ADDRESS : 4 CASCADA MORTGAGE AMT: 206,400.00 CITY RANCHO SANT :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 92688 UNPAID BALANCE: 206,254.330 OPTION TO CONVERT : No MONTHLY P&I: 1,478.67 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169717 MORTGAGORS: THOMPSON, KIM ADDRESS : 1419 EAST ROOSEVELT AVENU MORTGAGE AMT: 181,800.00 CITY SALT LAKE C :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 UT 84108 UNPAID BALANCE: 181,671.690 OPTION TO CONVERT : No MONTHLY P&I: 1,302.44 ANNUAL RATE ADJUST: 0.000 LTV : 34.96154 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169725 MORTGAGORS: JERSEY, ROBERT JERSEY, TINA ADDRESS : 8552 MOSSFORD DRIVE MORTGAGE AMT: 328,000.00 CITY HUNTINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92646 UNPAID BALANCE: 327,246.660 OPTION TO CONVERT : No MONTHLY P&I: 2,265.41 ANNUAL RATE ADJUST: 0.000 LTV : 89.86301 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169733 MORTGAGORS: INGRAM, DAVID INGRAM, KAREN ADDRESS : 79790 TANGELO STREET MORTGAGE AMT: 270,000.00 CITY LA QUINTA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92253 UNPAID BALANCE: 269,778.680 OPTION TO CONVERT : No MONTHLY P&I: 1,796.32 ANNUAL RATE ADJUST: 0.000 LTV : 41.53846 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169741 MORTGAGORS: LUCAS, BERNARD LUCAS, DEETTE ADDRESS : 28223 203RD AVENUE SOUTHE MORTGAGE AMT: 136,850.00 CITY KENT :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 WA 98042 UNPAID BALANCE: 136,753.410 OPTION TO CONVERT : No MONTHLY P&I: 980.41 ANNUAL RATE ADJUST: 0.000 LTV : 73.97297 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169758 MORTGAGORS: MEYER, NORMAN MEYER, KATHERINE ADDRESS : 9151 EAST FOOTHILLS DRIVE MORTGAGE AMT: 300,000.00 CITY SCOTTSDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 AZ 85255 UNPAID BALANCE: 299,793.540 OPTION TO CONVERT : No MONTHLY P&I: 2,175.21 ANNUAL RATE ADJUST: 0.000 LTV : 45.80153 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169766 MORTGAGORS: MARTIA, ALLAN ADDRESS : 5319 TENDILLA AVENUE MORTGAGE AMT: 200,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 91364 UNPAID BALANCE: 199,862.360 OPTION TO CONVERT : No MONTHLY P&I: 1,450.14 ANNUAL RATE ADJUST: 0.000 LTV : 60.60606 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169774 MORTGAGORS: WILSON, DAVID ADDRESS : 156 SOUTH 1000 EAST MORTGAGE AMT: 78,000.00 CITY PROVO :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 UT 84606 UNPAID BALANCE: 77,947.660 OPTION TO CONVERT : No MONTHLY P&I: 572.34 ANNUAL RATE ADJUST: 0.000 LTV : 69.95516 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169782 MORTGAGORS: SUTERA, TONY SUTERA, NATALIE ADDRESS : 351 NORTH ALPENHOF LANE MORTGAGE AMT: 259,200.00 CITY MIDWAY :\ STATE/ZIP :\ LIFETIME RATE : 8.37500 UT 84049 UNPAID BALANCE: 259,038.890 OPTION TO CONVERT : No MONTHLY P&I: 1,970.11 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169790 MORTGAGORS: DECOU, CAROLINE ADDRESS : 878 NORTH AMETHYST STREET MORTGAGE AMT: 97,500.00 CITY LAYTON :\ STATE/ZIP :\ LIFETIME RATE : 8.37500 UT 84041 UNPAID BALANCE: 97,439.400 OPTION TO CONVERT : No MONTHLY P&I: 741.07 ANNUAL RATE ADJUST: 0.000 LTV : 78.00000 OUTSIDE CONV DATE: CURRENT INT 8.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169808 MORTGAGORS: MILLSON, MARGARET ADDRESS : 10435 LA VITA COURT MORTGAGE AMT: 194,250.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92131 UNPAID BALANCE: 194,105.840 OPTION TO CONVERT : No MONTHLY P&I: 1,358.22 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169816 MORTGAGORS: HAWLEY, JOSEPH HAWLEY, REDONDA ADDRESS : 2651 REEDER CREEK ROAD MORTGAGE AMT: 97,500.00 CITY NORDMAN :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 ID 83848 UNPAID BALANCE: 97,432.890 OPTION TO CONVERT : No MONTHLY P&I: 706.95 ANNUAL RATE ADJUST: 0.000 LTV : 60.93750 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169824 MORTGAGORS: SwOBODA, DANA ADDRESS : 115 124TH STREET SOUTHEAS MORTGAGE AMT: 73,700.00 CITY EVERETT :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 WA 98208 UNPAID BALANCE: 73,646.650 OPTION TO CONVERT : No MONTHLY P&I: 521.65 ANNUAL RATE ADJUST: 0.000 LTV : 76.77083 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169832 MORTGAGORS: TAYLOR, ROBERT ADDRESS : 2218 171ST PLACE SOUTHEAS MORTGAGE AMT: 155,600.00 CITY BOTHELL :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 WA 98012 UNPAID BALANCE: 155,490.180 OPTION TO CONVERT : No MONTHLY P&I: 1,114.74 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169840 MORTGAGORS: LARSON, RICHARD LARSON, KAY ADDRESS : 14415 SOUTHEAST 204TH PLA MORTGAGE AMT: 163,500.00 CITY KENT :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 WA 98042 UNPAID BALANCE: 163,378.660 OPTION TO CONVERT : No MONTHLY P&I: 1,143.22 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169857 MORTGAGORS: BAIN, LAUREL ADDRESS : 4695 BRYANT STREET MORTGAGE AMT: 66,500.00 CITY DENVER :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CO 80211 UNPAID BALANCE: 66,451.870 OPTION TO CONVERT : No MONTHLY P&I: 470.68 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169865 MORTGAGORS: MOLONY, MICHAEL ADDRESS : 267 SINGLE PETAL STREET MORTGAGE AMT: 165,100.00 CITY HENDERSON :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 NV 89014 UNPAID BALANCE: 164,989.220 OPTION TO CONVERT : No MONTHLY P&I: 1,211.45 ANNUAL RATE ADJUST: 0.000 LTV : 79.89161 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169873 MORTGAGORS: DE PASQUALE, MARK DE PASQUALE, DONNA ADDRESS : 1306 LORETTA STREET MORTGAGE AMT: 87,000.00 CITY OCEANSIDE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92054 UNPAID BALANCE: 86,933.800 OPTION TO CONVERT : No MONTHLY P&I: 600.89 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169881 MORTGAGORS: HARRIS, GEORGE HARRIS, DONNA ADDRESS : 1636 DIAMOND STREET MORTGAGE AMT: 78,400.00 CITY ANDERSON :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 96007 UNPAID BALANCE: 78,346.040 OPTION TO CONVERT : No MONTHLY P&I: 568.46 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169899 MORTGAGORS: WEITZEIL, WOODROW WEITZEL, MICHELE ADDRESS : 811 FIRST STREET EAST MORTGAGE AMT: 71,250.00 CITY ROUNDUP :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MT 59072 UNPAID BALANCE: 71,197.110 OPTION TO CONVERT : No MONTHLY P&I: 498.20 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169907 MORTGAGORS: WEST, WENDY ADDRESS : 601 ALHAMBRA LANE NORTH MORTGAGE AMT: 111,200.00 CITY PONTE VEDRA :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 FL 32082 UNPAID BALANCE: 111,123.470 OPTION TO CONVERT : No MONTHLY P&I: 806.28 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169915 MORTGAGORS: POLEN, K ADDRESS : 3155 SOCRATES DRIVE MORTGAGE AMT: 178,000.00 CITY RENO :\ STATE/ZIP :\ LIFETIME RATE : 8.25000 NV 89512 UNPAID BALANCE: 177,886.490 OPTION TO CONVERT : No MONTHLY P&I: 1,337.26 ANNUAL RATE ADJUST: 0.000 LTV : 79.11111 OUTSIDE CONV DATE: CURRENT INT 8.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169923 MORTGAGORS: O CONNOR, JOHN O CONNOR, CATHERINE ADDRESS : 2995 UPTON ROAD MORTGAGE AMT: 280,000.00 CITY MARTINEZ :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94553 UNPAID BALANCE: 279,781.570 OPTION TO CONVERT : No MONTHLY P&I: 1,910.10 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169931 MORTGAGORS: CHRISTEAN, LORIN CHRISTEAN, SANDRA ADDRESS : 2136 CLINTON AVENUE NORTH MORTGAGE AMT: 96,350.00 CITY POULSBO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 WA 98370 UNPAID BALANCE: 96,278.490 OPTION TO CONVERT : No MONTHLY P&I: 673.70 ANNUAL RATE ADJUST: 0.000 LTV : 74.98054 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169949 MORTGAGORS: BERRY, BRANDEE ADDRESS : 9752 EAST SHEENA DRIVE MORTGAGE AMT: 230,000.00 CITY SCOTTSDALE :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 AZ 85260 UNPAID BALANCE: 229,845.670 OPTION TO CONVERT : No MONTHLY P&I: 1,687.66 ANNUAL RATE ADJUST: 0.000 LTV : 74.19355 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169956 MORTGAGORS: HUBBS, GARY ADDRESS : 14485 SOUTH HIGHWAY 89 MORTGAGE AMT: 262,500.00 CITY FAIRVIEW :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 UT 84629 UNPAID BALANCE: 261,479.690 OPTION TO CONVERT : No MONTHLY P&I: 1,835.44 ANNUAL RATE ADJUST: 0.000 LTV : 69.07895 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169964 MORTGAGORS: KVAAS, GEORGE KVAAS, EVA ADDRESS : 4645 SHADE ROAD MORTGAGE AMT: 292,000.00 CITY LA MESA :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 91941 UNPAID BALANCE: 291,799.050 OPTION TO CONVERT : No MONTHLY P&I: 2,117.20 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169972 MORTGAGORS: TILLER, DONALD TILLER, BRENDA ADDRESS : 1427 YOKE ROAD MORTGAGE AMT: 73,500.00 CITY LAPINE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 OR 97739 UNPAID BALANCE: 73,441.230 OPTION TO CONVERT : No MONTHLY P&I: 495.18 ANNUAL RATE ADJUST: 0.000 LTV : 59.75610 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169980 MORTGAGORS: EMANUEL, CHARLES EMANUEL, BRENDA ADDRESS : 2142 AQUIA DRIVE MORTGAGE AMT: 140,600.00 CITY STAFFORD :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 VA 22554 UNPAID BALANCE: 140,495.650 OPTION TO CONVERT : No MONTHLY P&I: 983.10 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169998 MORTGAGORS: COOK, THEODUS ADDRESS : 4406 HUNTCHASE DRIVE MORTGAGE AMT: 327,350.00 CITY BOWIE :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 MD 20720 UNPAID BALANCE: 327,118.960 OPTION TO CONVERT : No MONTHLY P&I: 2,345.18 ANNUAL RATE ADJUST: 0.000 LTV : 89.99585 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080170004 MORTGAGORS: REIF, THOMAS ADDRESS : 1833 11TH STREET MORTGAGE AMT: 300,000.00 CITY MANHATTAN B :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 90266 UNPAID BALANCE: 299,793.540 OPTION TO CONVERT : No MONTHLY P&I: 2,175.21 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080170012 MORTGAGORS: KIM, MEEN KIM, NAM KIM, JAE ADDRESS : 1606 VIRDEN DRIVE MORTGAGE AMT: 295,000.00 CITY GLENDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91208 UNPAID BALANCE: 294,769.870 OPTION TO CONVERT : No MONTHLY P&I: 2,012.42 ANNUAL RATE ADJUST: 0.000 LTV : 73.75000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080170020 MORTGAGORS: BLACK, RICKY BLACK, MARILYN ADDRESS : 522 VIA DE LA VALLE MORTGAGE AMT: 179,250.00 CITY SOLANA BEAC :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92075 UNPAID BALANCE: 179,116.970 OPTION TO CONVERT : No MONTHLY P&I: 1,253.34 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080170038 MORTGAGORS: WINCHELL, ROBERT ADDRESS : 873 LOMA VALLEY PLACE MORTGAGE AMT: 268,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92106 UNPAID BALANCE: 267,801.100 OPTION TO CONVERT : No MONTHLY P&I: 1,873.90 ANNUAL RATE ADJUST: 0.000 LTV : 65.36585 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080170046 MORTGAGORS: RYNE, CHARLOTTE ADDRESS : 1856 MARINA AVENUE MORTGAGE AMT: 137,600.00 CITY CONCORD :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 94520 UNPAID BALANCE: 137,502.880 OPTION TO CONVERT : No MONTHLY P&I: 985.79 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080170061 MORTGAGORS: GAULT, MICHAEL MOORE, CYNTHIA ADDRESS : 3 LUCCA MORTGAGE AMT: 540,000.00 CITY LAGUNA NIGU :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92677 UNPAID BALANCE: 539,599.240 OPTION TO CONVERT : No MONTHLY P&I: 3,775.76 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080170079 MORTGAGORS: SMITH, GREGORY SMITH, EILEEN ADDRESS : 7785 VIRGINIA OAKS DRIVE MORTGAGE AMT: 294,400.00 CITY GAINESVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 VA 20155 UNPAID BALANCE: 294,175.980 OPTION TO CONVERT : No MONTHLY P&I: 2,033.35 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080170087 MORTGAGORS: HATFIELD, RANDALL ADDRESS : 202 BEECHWOOD DRIVE MORTGAGE AMT: 74,800.00 CITY SUFFOLK :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 VA 23434 UNPAID BALANCE: 74,741.650 OPTION TO CONVERT : No MONTHLY P&I: 510.27 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080170095 MORTGAGORS: MILLER, JACK MILLER, TOKWON ADDRESS : 13604 AVENIDA ESPANA MORTGAGE AMT: 308,000.00 CITY LA MIRADA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 90638 UNPAID BALANCE: 307,765.640 OPTION TO CONVERT : No MONTHLY P&I: 2,127.28 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080170103 MORTGAGORS: SCHULTZ, DAVID LEACH, WILLIAM ADDRESS : 1000 SOUTH ORANGE GROVE MORTGAGE AMT: 276,000.00 CITY PASADENA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 91105 UNPAID BALANCE: 275,795.170 OPTION TO CONVERT : No MONTHLY P&I: 1,929.83 ANNUAL RATE ADJUST: 0.000 LTV : 75.61644 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080170111 MORTGAGORS: PEARSON, JEFFERY PEARSON, KATHLEEN ADDRESS : 12 BOARDWALK ONE MORTGAGE AMT: 377,600.00 CITY LARKSPUR :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94939 UNPAID BALANCE: 377,312.680 OPTION TO CONVERT : No MONTHLY P&I: 2,607.99 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080170129 MORTGAGORS: DELIZ, REY DELIZ, JOCELYN ADDRESS : 1730 COLONY WAY MORTGAGE AMT: 359,200.00 CITY GILROY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95020 UNPAID BALANCE: 358,905.560 OPTION TO CONVERT : No MONTHLY P&I: 2,389.77 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080170137 MORTGAGORS: BARSKY, KENNETH BARSKY, JULIE ADDRESS : 131 BLACKFIELD DRIVE MORTGAGE AMT: 388,850.00 CITY TIBURON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94920 UNPAID BALANCE: 388,546.650 OPTION TO CONVERT : No MONTHLY P&I: 2,652.65 ANNUAL RATE ADJUST: 0.000 LTV : 74.99518 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080170152 MORTGAGORS: BURNETT, JESSIE BURNETT, JOYCE ADDRESS : 1018 SONORA AVENUE MORTGAGE AMT: 160,000.00 CITY MANTECA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95337 UNPAID BALANCE: 159,881.250 OPTION TO CONVERT : No MONTHLY P&I: 1,118.75 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080170160 MORTGAGORS: SMITH, BRIAN PARSONS, LISA ADDRESS : 105 HILL AVENUE MORTGAGE AMT: 300,000.00 CITY WOODACRE :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 94973 UNPAID BALANCE: 299,788.260 OPTION TO CONVERT : No MONTHLY P&I: 2,149.24 ANNUAL RATE ADJUST: 0.000 LTV : 77.92208 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080170178 MORTGAGORS: FOX, CAREY HALL, DAVID ADDRESS : 3209 HOMER STREET MORTGAGE AMT: 302,400.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92106 UNPAID BALANCE: 302,169.900 OPTION TO CONVERT : No MONTHLY P&I: 2,088.60 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080170186 MORTGAGORS: SPATOLA, GIUSEPPE SPATOLA, VERONICA ADDRESS : 2231 VISTA VERDE DRIVE MORTGAGE AMT: 278,400.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95148 UNPAID BALANCE: 278,182.820 OPTION TO CONVERT : No MONTHLY P&I: 1,899.18 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080170194 MORTGAGORS: OGLE, DAVID OGLE, DEBBIE ADDRESS : 13191 CONTESSA MORTGAGE AMT: 416,000.00 CITY TUSTIN :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92782 UNPAID BALANCE: 415,675.480 OPTION TO CONVERT : No MONTHLY P&I: 2,837.85 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080170202 MORTGAGORS: GUIMOND, AMANDA MILLS, ANDREW ADDRESS : 3439 PERSHING AVENUE MORTGAGE AMT: 240,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92104 UNPAID BALANCE: 239,821.890 OPTION TO CONVERT : No MONTHLY P&I: 1,678.11 ANNUAL RATE ADJUST: 0.000 LTV : 77.17042 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080170210 MORTGAGORS: MCMILLAN, CURT MCMILLAN, TERRI ADDRESS : 20 NORTH HOMELAND AVENUE MORTGAGE AMT: 122,400.00 CITY ANNAPOLIS :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MD 21401 UNPAID BALANCE: 122,309.160 OPTION TO CONVERT : No MONTHLY P&I: 855.84 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080170228 MORTGAGORS: O CONNOR, JAMES ADDRESS : 2195 CENTRO EAST STREET MORTGAGE AMT: 480,000.00 CITY TIBURON :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94920 UNPAID BALANCE: 479,643.770 OPTION TO CONVERT : No MONTHLY P&I: 3,356.23 ANNUAL RATE ADJUST: 0.000 LTV : 60.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080170236 MORTGAGORS: HANEY, LISA GAVRIELI, MOSHE KISSACK, ANDREA FRIEDMAN, MARK ADDRESS : 327, 327 1/2, 329 & 329 1 MORTGAGE AMT: 400,000.00 CITY OAKLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 94609 UNPAID BALANCE: 399,710.490 OPTION TO CONVERT : No MONTHLY P&I: 2,831.18 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080170244 MORTGAGORS: ISBERG, PER K ISBERG, MARIA ADDRESS : 304 LINGERING LANE MORTGAGE AMT: 102,000.00 CITY HENDERSON :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 NV 89012 UNPAID BALANCE: 101,928.000 OPTION TO CONVERT : No MONTHLY P&I: 730.75 ANNUAL RATE ADJUST: 0.000 LTV : 62.96296 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080170418 MORTGAGORS: KRUSE, PETER KRUSE, PATRICIA ADDRESS : 1510 LAS POSITAS ROAD MORTGAGE AMT: 450,000.00 CITY SANTA BARBA :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 93105 UNPAID BALANCE: 450,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,223.86 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080170459 MORTGAGORS: CALLIHAN, DOUGLAS CALLIHAN, DOROTHY ADDRESS : 9891 E KLEINDALE ROAD MORTGAGE AMT: 256,000.00 CITY TUCSON :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 AZ 85749 UNPAID BALANCE: 256,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,789.99 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080170632 MORTGAGORS: FRANCIS, WILLIAM ADDRESS : 1601 SE OAK SHORE LANE MORTGAGE AMT: 465,000.00 CITY MILWAUKIE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 OR 97267 UNPAID BALANCE: 463,456.100 OPTION TO CONVERT : No MONTHLY P&I: 3,172.12 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080170657 MORTGAGORS: VARLEY, R VARLEY, JO ANNE ADDRESS : 6897 WAGNER CREEK ROAD MORTGAGE AMT: 650,000.00 CITY TALENT :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 OR 97540 UNPAID BALANCE: 648,469.620 OPTION TO CONVERT : No MONTHLY P&I: 4,434.14 ANNUAL RATE ADJUST: 0.000 LTV : 74.45590 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080170871 MORTGAGORS: REYNOLDS, TODD REYNOLDS, SHANNOM ADDRESS : 182 CLAY STREET MORTGAGE AMT: 295,600.00 CITY SONOMA :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 95476 UNPAID BALANCE: 295,396.570 OPTION TO CONVERT : No MONTHLY P&I: 2,143.31 ANNUAL RATE ADJUST: 0.000 LTV : 94.97646 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080170889 MORTGAGORS: RICHEY, DENNIS ADDRESS : 1494 ARROWBEE DRIVE MORTGAGE AMT: 261,250.00 CITY PLACERVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 95667 UNPAID BALANCE: 261,065.610 OPTION TO CONVERT : No MONTHLY P&I: 1,871.63 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080171085 MORTGAGORS: NAVARRA, PETER TOWNS NAVARR, LESLIE ADDRESS : 3220 NORTHROP AVENUE MORTGAGE AMT: 296,067.00 CITY SACRAMENTO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95864 UNPAID BALANCE: 295,603.680 OPTION TO CONVERT : No MONTHLY P&I: 2,019.70 ANNUAL RATE ADJUST: 0.000 LTV : 89.98997 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080171093 MORTGAGORS: HOUSTON, CHESTER HOUSTON, PATRICIA ADDRESS : 90 OLD COURSE DRIVE MORTGAGE AMT: 300,000.00 CITY NEWPORT BEA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92660 UNPAID BALANCE: 299,754.090 OPTION TO CONVERT : No MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000 LTV : 31.25000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080171150 MORTGAGORS: DOTTERER, RICK ADDRESS : 201 PLEASANT OAKS COURT MORTGAGE AMT: 257,000.00 CITY PLEASANT HI :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 94523 UNPAID BALANCE: 256,645.100 OPTION TO CONVERT : No MONTHLY P&I: 1,863.43 ANNUAL RATE ADJUST: 0.000 LTV : 64.25000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080171259 MORTGAGORS: COVONE, JAMES COVONE, JUDY ADDRESS : 327 22ND STREET MORTGAGE AMT: 381,600.00 CITY HUNTINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92648 UNPAID BALANCE: 381,600.000 OPTION TO CONVERT : No MONTHLY P&I: 2,538.79 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080171465 MORTGAGORS: STANTON, MITCHEL STANTON, LISA ADDRESS : 29718 KIMBERLY DRIVE MORTGAGE AMT: 460,000.00 CITY AGOURA HILL :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 91301 UNPAID BALANCE: 459,587.410 OPTION TO CONVERT : No MONTHLY P&I: 2,983.55 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080171572 MORTGAGORS: YASINSKY, ANDREW YASINSKY, VIKTORIA ADDRESS : 512 DAVEY GLEN ROAD MORTGAGE AMT: 468,000.00 CITY BELMONT :\ STATE/ZIP :\ LIFETIME RATE : 8.12500 CA 94002 UNPAID BALANCE: 468,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,474.89 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080171655 MORTGAGORS: TANG, SHIH ADDRESS : 171 CHERRYBROOK LANE MORTGAGE AMT: 148,000.00 CITY IRVINE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92618 UNPAID BALANCE: 147,875.670 OPTION TO CONVERT : No MONTHLY P&I: 972.25 ANNUAL RATE ADJUST: 0.000 LTV : 68.24994 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080171820 MORTGAGORS: FREE, JAMES ADDRESS : 19313 WIND DANCER STREET MORTGAGE AMT: 250,500.00 CITY LUTZ :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 FL 33549 UNPAID BALANCE: 250,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,794.61 ANNUAL RATE ADJUST: 0.000 LTV : 94.99936 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080172968 MORTGAGORS: ZAWOL, MATTHEW ZAWOL, DOLORES ADDRESS : 2049 EAST MOUNTAIN STREET MORTGAGE AMT: 297,600.00 CITY PASADENA :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 91102 UNPAID BALANCE: 297,384.610 OPTION TO CONVERT : No MONTHLY P&I: 2,106.39 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080173024 MORTGAGORS: SEYEDZADEH, JAVAD SEYEDZADEH, FATI ADDRESS : 33 WEST PUTNAM AVENUE MORTGAGE AMT: 427,000.00 CITY GREENWICH :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CT 06830 UNPAID BALANCE: 427,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,096.05 ANNUAL RATE ADJUST: 0.000 LTV : 89.89474 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080173271 MORTGAGORS: HARMS, KEVIN ADDRESS : 8812 DANEWOOD DRIVE MORTGAGE AMT: 183,920.00 CITY ALEXANDRIA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 VA 22308 UNPAID BALANCE: 183,920.000 OPTION TO CONVERT : No MONTHLY P&I: 1,254.66 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080173743 MORTGAGORS: MUKHERJEE, SUBHASH MUKHERJEE, SUNIT MUKHERJEE, BHAROTI ADDRESS : 30 SHERWOOD DRIVE MORTGAGE AMT: 528,600.00 CITY NORTH ANDOV :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 MA 01845 UNPAID BALANCE: 528,600.000 OPTION TO CONVERT : No MONTHLY P&I: 3,832.72 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080173842 MORTGAGORS: CUTLER, DEAN CUTLER, ELLEN ADDRESS : 4505 MORSE AVENUE MORTGAGE AMT: 400,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91604 UNPAID BALANCE: 400,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,762.70 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080173875 MORTGAGORS: STAGE, BRIAN STAGE, DEBRA ADDRESS : 17010 41ST PLACE NORTH MORTGAGE AMT: 273,090.00 CITY PLYMOUTH :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MN 55446 UNPAID BALANCE: 272,277.020 OPTION TO CONVERT : No MONTHLY P&I: 1,919.28 ANNUAL RATE ADJUST: 0.000 LTV : 60.54848 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/26 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080173891 MORTGAGORS: CARLSON, JAY CARLSON, SANDRA ADDRESS : 5304 OAKLAWN AVENUE MORTGAGE AMT: 326,223.06 CITY EDINA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MN 55424 UNPAID BALANCE: 325,491.810 OPTION TO CONVERT : No MONTHLY P&I: 2,247.17 ANNUAL RATE ADJUST: 0.000 LTV : 70.00495 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080173909 MORTGAGORS: FISHER, BRUCE FISHER, HEIDI ADDRESS : 669 BUENA VISTA MORTGAGE AMT: 249,023.65 CITY GLEN ELLYN :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 60137 UNPAID BALANCE: 248,391.580 OPTION TO CONVERT : No MONTHLY P&I: 1,713.94 ANNUAL RATE ADJUST: 0.000 LTV : 77.33654 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080173917 MORTGAGORS: NAGEL, RONALD ADDRESS : 9444 N INDIGO HILL DRIVE MORTGAGE AMT: 344,000.00 CITY FOUNTAIN HI :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 AZ 85268 UNPAID BALANCE: 343,149.110 OPTION TO CONVERT : No MONTHLY P&I: 2,288.65 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080173933 MORTGAGORS: DRAGT, CYNTHIA DRAGT, LAWRENCE ADDRESS : 16 BRITTANY MORTGAGE AMT: 255,628.00 CITY CARY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 60013 UNPAID BALANCE: 254,996.720 OPTION TO CONVERT : No MONTHLY P&I: 1,753.58 ANNUAL RATE ADJUST: 0.000 LTV : 73.03657 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 09/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080173941 MORTGAGORS: SCHMIDT, THOMAS SCHMIDT, LAURA ADDRESS : 2231 COPPERFIELD DRIVE MORTGAGE AMT: 300,000.00 CITY MENDOTA HEI :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MN 55120 UNPAID BALANCE: 299,506.750 OPTION TO CONVERT : No MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000 LTV : 72.46377 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080173974 MORTGAGORS: GREENE, GEOFFREY GREENE, JANET ADDRESS : 735 STONEGATE ROAD MORTGAGE AMT: 299,000.00 CITY LIBERTYVILL :\ STATE/ZIP :\ LIFETIME RATE : 6.95000 IL 60048 UNPAID BALANCE: 297,237.010 OPTION TO CONVERT : No MONTHLY P&I: 1,979.22 ANNUAL RATE ADJUST: 0.000 LTV : 67.95455 OUTSIDE CONV DATE: CURRENT INT 6.95000 MATURITY DATE: 12/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080173982 MORTGAGORS: SAYRE, JENNIFER ADDRESS : 486 OLD FARM ROAD MORTGAGE AMT: 256,000.00 CITY SHOREVIEW :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MN 55126 UNPAID BALANCE: 254,783.550 OPTION TO CONVERT : No MONTHLY P&I: 1,746.37 ANNUAL RATE ADJUST: 0.000 LTV : 73.14286 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 01/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174006 MORTGAGORS: HENDERSON, THOMAS O'LEARY, MARY ADDRESS : 2519 LONGACRES DRIVE MORTGAGE AMT: 267,200.00 CITY CHANHASSEN :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MN 55317 UNPAID BALANCE: 266,760.680 OPTION TO CONVERT : No MONTHLY P&I: 1,777.69 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174014 MORTGAGORS: LABANC, ROBERT LABANC, LISA ADDRESS : 11011 WOODLAKE DRIVE MORTGAGE AMT: 520,000.00 CITY KIRTLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 OH 44094 UNPAID BALANCE: 519,186.240 OPTION TO CONVERT : No MONTHLY P&I: 3,547.32 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174022 MORTGAGORS: BARBARI, RICHARD BARBARI, LISA ADDRESS : 7090 SLEEPY HOLLOW LANE MORTGAGE AMT: 320,000.00 CITY EDEN PRAIRI :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MN 55346 UNPAID BALANCE: 318,941.580 OPTION TO CONVERT : No MONTHLY P&I: 2,128.97 ANNUAL RATE ADJUST: 0.000 LTV : 88.16698 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174030 MORTGAGORS: GRANGAARD, TIMOTHY GRANGAARD, KAREN ADDRESS : 1624 WOODLAWN CIRCLE MORTGAGE AMT: 380,000.00 CITY WACONIA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MN 55387 UNPAID BALANCE: 378,743.120 OPTION TO CONVERT : No MONTHLY P&I: 2,528.15 ANNUAL RATE ADJUST: 0.000 LTV : 72.38095 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174048 MORTGAGORS: RUDDY, RICHARD WRISTON RUDD, BARBARA ADDRESS : 129 LINDEN DRIVE MORTGAGE AMT: 455,000.00 CITY CINCINNATI :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 OH 45215 UNPAID BALANCE: 453,901.930 OPTION TO CONVERT : No MONTHLY P&I: 3,065.42 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174055 MORTGAGORS: POHLMANN, MARCUS POHLMANN, KIRSTEN ADDRESS : 155 DOGWOOD COURT MORTGAGE AMT: 504,000.00 CITY WEST JEFFER :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 OH 43162 UNPAID BALANCE: 503,171.330 OPTION TO CONVERT : No MONTHLY P&I: 3,353.13 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174063 MORTGAGORS: RUD, STANLEY RUD, CHRISTINE ADDRESS : 8828 RIDGE PONDS DRIVE MORTGAGE AMT: 364,000.00 CITY VICTORIA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MN 55386 UNPAID BALANCE: 363,099.630 OPTION TO CONVERT : No MONTHLY P&I: 2,421.71 ANNUAL RATE ADJUST: 0.000 LTV : 59.67213 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174071 MORTGAGORS: MEESE, JOSEPH MEESE, CHERYL ADDRESS : 901 PLUM STREET MORTGAGE AMT: 390,000.00 CITY DULUTH :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MN 55805 UNPAID BALANCE: 388,710.050 OPTION TO CONVERT : No MONTHLY P&I: 2,594.68 ANNUAL RATE ADJUST: 0.000 LTV : 60.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174105 MORTGAGORS: SCHULDT, RANDALL SCHULDT, CATHY ADDRESS : 4905 SYCAMORE DR MORTGAGE AMT: 282,000.00 CITY EAGAN :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MN 55123 UNPAID BALANCE: 281,547.640 OPTION TO CONVERT : No MONTHLY P&I: 1,899.89 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174113 MORTGAGORS: SCHUETTE, THOMAS SCHUETTE, ROSEMARIE ADDRESS : 6358 ALAMO AVENUE MORTGAGE AMT: 295,000.00 CITY CLAYTON :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MO 63105 UNPAID BALANCE: 294,339.100 OPTION TO CONVERT : No MONTHLY P&I: 2,062.68 ANNUAL RATE ADJUST: 0.000 LTV : 74.96823 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174121 MORTGAGORS: CYRA, TIMOTHY CYRA, KIM ADDRESS : W344 S8760 WHITETAIL DRIV MORTGAGE AMT: 314,000.00 CITY EAGLE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 WI 53119 UNPAID BALANCE: 313,520.670 OPTION TO CONVERT : No MONTHLY P&I: 2,168.72 ANNUAL RATE ADJUST: 0.000 LTV : 79.49367 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174139 MORTGAGORS: MERZ, DONALD MERZ, TERESA ADDRESS : 11956 BRITESILKS LANE MORTGAGE AMT: 400,000.00 CITY CINCINNATI :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 OH 45249 UNPAID BALANCE: 399,358.340 OPTION TO CONVERT : No MONTHLY P&I: 2,694.88 ANNUAL RATE ADJUST: 0.000 LTV : 70.79646 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174154 MORTGAGORS: BENSON, KARL BENSON, LYNN ADDRESS : 901 WEST WILKE STREET MORTGAGE AMT: 300,000.00 CITY MARINE ON S :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MN 55047 UNPAID BALANCE: 299,494.480 OPTION TO CONVERT : No MONTHLY P&I: 1,970.79 ANNUAL RATE ADJUST: 0.000 LTV : 63.15789 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174162 MORTGAGORS: HARVEY, EDWIN HARVEY, TERRI ADDRESS : 2210 STONERIDGE TERRACE C MORTGAGE AMT: 315,000.00 CITY CHESTERFIEL :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MO 63017 UNPAID BALANCE: 314,201.520 OPTION TO CONVERT : No MONTHLY P&I: 2,069.33 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174170 MORTGAGORS: BROCKMAN, A STRODE BROCKMAN, LOIS ADDRESS : 3536 EDMUND BLVD MORTGAGE AMT: 432,000.00 CITY MINNEAPOLIS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MN 55406 UNPAID BALANCE: 430,931.460 OPTION TO CONVERT : No MONTHLY P&I: 2,874.11 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174196 MORTGAGORS: KIMBERLEY, BARRY ADDRESS : 1811 EMERSON AVENUE SOUTH MORTGAGE AMT: 399,000.00 CITY MINNEAPOLIS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MN 55403 UNPAID BALANCE: 398,037.070 OPTION TO CONVERT : No MONTHLY P&I: 2,688.14 ANNUAL RATE ADJUST: 0.000 LTV : 61.38462 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174204 MORTGAGORS: MONSON, DAVID MONSON, MARY ADDRESS : 20305 LAKEVIEW AVENUE MORTGAGE AMT: 397,000.00 CITY DEEPHAVEN :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 MN 55331 UNPAID BALANCE: 393,621.690 OPTION TO CONVERT : No MONTHLY P&I: 3,018.65 ANNUAL RATE ADJUST: 0.000 LTV : 33.08333 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/19 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174212 MORTGAGORS: COX, MARILYN JURY, WILLIAM ADDRESS : 6529 N 29TH STREET MORTGAGE AMT: 356,000.00 CITY PHOENIX :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 AZ 85016 UNPAID BALANCE: 355,140.850 OPTION TO CONVERT : No MONTHLY P&I: 2,398.44 ANNUAL RATE ADJUST: 0.000 LTV : 51.22302 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174220 MORTGAGORS: MEADS, EDWARD ADDRESS : 215 WEST POINT ROAD MORTGAGE AMT: 440,000.00 CITY TONKA BAY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MN 55331 UNPAID BALANCE: 438,911.660 OPTION TO CONVERT : No MONTHLY P&I: 2,927.34 ANNUAL RATE ADJUST: 0.000 LTV : 74.57627 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174238 MORTGAGORS: WIKSTROM, JON WIKSTROM, JEANNE ADDRESS : 4167 POND WYNDE SOUTH MORTGAGE AMT: 335,800.00 CITY EAGAN :\ STATE/ZIP :\ LIFETIME RATE : 6.95000 MN 55122 UNPAID BALANCE: 335,522.010 OPTION TO CONVERT : No MONTHLY P&I: 2,222.83 ANNUAL RATE ADJUST: 0.000 LTV : 79.98934 OUTSIDE CONV DATE: CURRENT INT 6.95000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174246 MORTGAGORS: COMMISKEY, JAMES COMMISKEY, LORRAINE ADDRESS : 50326 TOP OF THE HILL DR MORTGAGE AMT: 324,100.00 CITY PLYMOUTH :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MI 48170 UNPAID BALANCE: 323,336.930 OPTION TO CONVERT : No MONTHLY P&I: 2,210.93 ANNUAL RATE ADJUST: 0.000 LTV : 64.82000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174253 MORTGAGORS: MUCKIAN, WILLIAM M MUCKIAN, DAWN ADDRESS : 561 LINDEN AVENUE MORTGAGE AMT: 517,300.00 CITY ELMHURST :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 IL 60126 UNPAID BALANCE: 516,111.840 OPTION TO CONVERT : No MONTHLY P&I: 3,572.87 ANNUAL RATE ADJUST: 0.000 LTV : 74.43165 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174279 MORTGAGORS: POPP, MARTIN B POPP, PAMELA ADDRESS : 3530 BAYARD DRIVE MORTGAGE AMT: 379,000.00 CITY CINCINNATI :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 OH 45208 UNPAID BALANCE: 376,386.090 OPTION TO CONVERT : No MONTHLY P&I: 2,553.40 ANNUAL RATE ADJUST: 0.000 LTV : 51.21622 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174287 MORTGAGORS: EDDY, ANDREW EDDY, SHERRY ADDRESS : 11850 BLACKSTONE LANE MORTGAGE AMT: 360,000.00 CITY NEW CONCORD :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 OH 43762 UNPAID BALANCE: 359,436.620 OPTION TO CONVERT : No MONTHLY P&I: 2,455.84 ANNUAL RATE ADJUST: 0.000 LTV : 72.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174295 MORTGAGORS: HAAG, PETER ADDRESS : 20216 LONGRIDGE MORTGAGE AMT: 254,000.00 CITY NORTHVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MI 48167 UNPAID BALANCE: 253,387.010 OPTION TO CONVERT : No MONTHLY P&I: 1,711.25 ANNUAL RATE ADJUST: 0.000 LTV : 66.31854 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174303 MORTGAGORS: BIZZARO, PATRICK BIZZARO, BONNIE ADDRESS : 1859 W GLENHURST DRIVE NW MORTGAGE AMT: 272,800.00 CITY LANCASTER :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 OH 43130 UNPAID BALANCE: 272,141.650 OPTION TO CONVERT : No MONTHLY P&I: 1,837.90 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174311 MORTGAGORS: BORG, ANDY ADDRESS : 1700 MINNESOTA AVENUE MORTGAGE AMT: 381,500.00 CITY DULUTH :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MN 55802 UNPAID BALANCE: 380,601.760 OPTION TO CONVERT : No MONTHLY P&I: 2,602.51 ANNUAL RATE ADJUST: 0.000 LTV : 74.80392 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174337 MORTGAGORS: GREEN, MICHAEL GREEN, BETSY ADDRESS : 1500 E HENRY CLAY ST MORTGAGE AMT: 500,000.00 CITY WHITEFISH B :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 WI 53217 UNPAID BALANCE: 499,236.740 OPTION TO CONVERT : No MONTHLY P&I: 3,453.38 ANNUAL RATE ADJUST: 0.000 LTV : 68.49315 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174360 MORTGAGORS: RAU, MICHAEL RAU, ANDREA ADDRESS : 1395 WEST MAIN STREET MORTGAGE AMT: 408,750.00 CITY WASHINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MO 63090 UNPAID BALANCE: 408,108.300 OPTION TO CONVERT : No MONTHLY P&I: 2,788.40 ANNUAL RATE ADJUST: 0.000 LTV : 73.78159 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174378 MORTGAGORS: RAU, MICHAEL RAU, ANDREA ADDRESS : 30 OVERLOOK MORTGAGE AMT: 290,850.00 CITY KIMBERLING :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MO 65686 UNPAID BALANCE: 290,393.400 OPTION TO CONVERT : No MONTHLY P&I: 1,984.11 ANNUAL RATE ADJUST: 0.000 LTV : 68.11475 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174386 MORTGAGORS: FRADKIN, JEFFREY FRADKIN, LYNN ADDRESS : 106 MILLSTONE ROAD MORTGAGE AMT: 270,400.00 CITY DEERFIELD :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60015 UNPAID BALANCE: 269,966.260 OPTION TO CONVERT : No MONTHLY P&I: 1,821.73 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174394 MORTGAGORS: DIRING, SCOTT DIRING, KIMBERLY ADDRESS : 4226 REDTAIL PASS MORTGAGE AMT: 279,000.00 CITY MIDDLETON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 WI 53562 UNPAID BALANCE: 278,552.460 OPTION TO CONVERT : No MONTHLY P&I: 1,879.67 ANNUAL RATE ADJUST: 0.000 LTV : 94.97872 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174402 MORTGAGORS: KATZ, JEFFREY KATZ, KAREN ADDRESS : 302 CARLISLE LANE MORTGAGE AMT: 395,000.00 CITY LAKE FOREST :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 60045 UNPAID BALANCE: 394,381.860 OPTION TO CONVERT : No MONTHLY P&I: 2,694.60 ANNUAL RATE ADJUST: 0.000 LTV : 68.33910 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174410 MORTGAGORS: FOSTER, MARK FOSTER, MEREDITH ADDRESS : 20 EAST WOODLAND ROAD MORTGAGE AMT: 318,000.00 CITY LAKE BLUFF :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 60044 UNPAID BALANCE: 317,502.360 OPTION TO CONVERT : No MONTHLY P&I: 2,169.32 ANNUAL RATE ADJUST: 0.000 LTV : 73.95349 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174428 MORTGAGORS: MAJOROS, KENNETH MAJOROS, ANDREA ADDRESS : 463 PINE HOLLOW CT. MORTGAGE AMT: 282,500.00 CITY BALLWIN :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MO 63021 UNPAID BALANCE: 282,046.840 OPTION TO CONVERT : No MONTHLY P&I: 1,903.25 ANNUAL RATE ADJUST: 0.000 LTV : 75.33333 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174436 MORTGAGORS: SMITH, RANDY SMITH, MICHELE ADDRESS : 11450 JASMINE TRAIL NO MORTGAGE AMT: 337,500.00 CITY STILLWATER :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MN 55082 UNPAID BALANCE: 336,830.710 OPTION TO CONVERT : No MONTHLY P&I: 2,217.14 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174444 MORTGAGORS: JACOBS, JEFFREY JACOBS, MARJORIE ADDRESS : 1188 GREEN BAY ROAD MORTGAGE AMT: 500,000.00 CITY GLENCOE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60022 UNPAID BALANCE: 499,600.160 OPTION TO CONVERT : No MONTHLY P&I: 3,368.59 ANNUAL RATE ADJUST: 0.000 LTV : 75.75758 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174469 MORTGAGORS: WALERSTEIN, JAY WALERSTEIN, ELLEN ADDRESS : 10124 SUMMERLAKES DRIVE MORTGAGE AMT: 298,000.00 CITY CARMEL :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IN 46032 UNPAID BALANCE: 297,767.530 OPTION TO CONVERT : No MONTHLY P&I: 2,032.89 ANNUAL RATE ADJUST: 0.000 LTV : 65.49451 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174477 MORTGAGORS: GROSSHANDLER, JOHN GROSSHANDLER, JENNIFER ADDRESS : 3140 WARBLER PLACE MORTGAGE AMT: 336,000.00 CITY HIGHLAND PA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60035 UNPAID BALANCE: 335,731.310 OPTION TO CONVERT : No MONTHLY P&I: 2,263.69 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174485 MORTGAGORS: BERRYMAN, GARRY BERRYMAN, REBECCA ADDRESS : 945 FOXKIRK DR MORTGAGE AMT: 360,000.00 CITY BROOKFIELD :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 WI 53045 UNPAID BALANCE: 359,422.510 OPTION TO CONVERT : No MONTHLY P&I: 2,425.39 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174493 MORTGAGORS: ABBOTT, PAUL ABBOTT, TAMARA ADDRESS : W11669 478TH AVENUE MORTGAGE AMT: 292,000.00 CITY PRESCOTT :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 WI 54021 UNPAID BALANCE: 291,754.680 OPTION TO CONVERT : No MONTHLY P&I: 1,918.24 ANNUAL RATE ADJUST: 0.000 LTV : 67.59259 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174501 MORTGAGORS: KEEGAN, MARY ADDRESS : 10717 N 140TH PLACE MORTGAGE AMT: 255,000.00 CITY SCOTTSDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 AZ 85259 UNPAID BALANCE: 254,590.930 OPTION TO CONVERT : No MONTHLY P&I: 1,717.99 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174519 MORTGAGORS: WOOD, RICHARD WOOD, DENISE ADDRESS : 13997 80TH AVE N MORTGAGE AMT: 285,000.00 CITY MAPLE GROVE :\ STATE/ZIP :\ LIFETIME RATE : 6.95000 MN 55311 UNPAID BALANCE: 284,764.070 OPTION TO CONVERT : No MONTHLY P&I: 1,886.56 ANNUAL RATE ADJUST: 0.000 LTV : 79.16667 OUTSIDE CONV DATE: CURRENT INT 6.95000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174527 MORTGAGORS: SMITH, JAMES S SMITH, ADELIA ADDRESS : 1117 LIVERMORE STREET MORTGAGE AMT: 262,500.00 CITY YELLOW SPRI :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 OH 45387 UNPAID BALANCE: 262,295.220 OPTION TO CONVERT : No MONTHLY P&I: 1,790.72 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174535 MORTGAGORS: BAILEY, HUGH BAMBERGER BA, SHELLEY ADDRESS : 8340 ARAPAHO LANE MORTGAGE AMT: 640,000.00 CITY CINCINNATI :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 OH 45243 UNPAID BALANCE: 638,998.460 OPTION TO CONVERT : No MONTHLY P&I: 4,365.93 ANNUAL RATE ADJUST: 0.000 LTV : 71.91011 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174543 MORTGAGORS: O'HALLORAN, JOHN DAVID COOLEY, PAMELA ADDRESS : 18910 SOUTH WOODLAND ROAD MORTGAGE AMT: 360,000.00 CITY SHAKER HEIG :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 OH 44122 UNPAID BALANCE: 359,712.110 OPTION TO CONVERT : No MONTHLY P&I: 2,425.39 ANNUAL RATE ADJUST: 0.000 LTV : 64.28571 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174568 MORTGAGORS: THOMPSON, MARGARET M ADDRESS : 3123 E DESERT FLOWER LANE MORTGAGE AMT: 240,050.00 CITY PHOENIX :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 AZ 85048 UNPAID BALANCE: 239,848.330 OPTION TO CONVERT : No MONTHLY P&I: 1,576.96 ANNUAL RATE ADJUST: 0.000 LTV : 76.20635 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174584 MORTGAGORS: EVERHART, RICHARD EVERHART, LINDA ADDRESS : 16243 E ELLIOT ROAD MORTGAGE AMT: 300,000.00 CITY GILBERT :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 AZ 85234 UNPAID BALANCE: 299,518.760 OPTION TO CONVERT : No MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174600 MORTGAGORS: CRAIG, RANDALL CRAIG, REBECCA ADDRESS : 832 BOURBON RED DRIVE MORTGAGE AMT: 274,500.00 CITY ST LOUIS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MO 63131 UNPAID BALANCE: 274,285.870 OPTION TO CONVERT : No MONTHLY P&I: 1,872.57 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174634 MORTGAGORS: STRIEDINGER, FERNANDO STREIDINGER, KATHLEEN ADDRESS : 2685 PRISCILLA AVENUE MORTGAGE AMT: 335,000.00 CITY HIGHLAND PA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60035 UNPAID BALANCE: 334,462.610 OPTION TO CONVERT : No MONTHLY P&I: 2,256.96 ANNUAL RATE ADJUST: 0.000 LTV : 77.90698 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174642 MORTGAGORS: MARRON, BRIAN MARRON, TAMI ADDRESS : 655 WEST BUCKINGHAM PLACE MORTGAGE AMT: 425,000.00 CITY CHICAGO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 IL 60657 UNPAID BALANCE: 424,651.630 OPTION TO CONVERT : No MONTHLY P&I: 2,827.54 ANNUAL RATE ADJUST: 0.000 LTV : 42.50000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174659 MORTGAGORS: CHESROWN, KAREN ADDRESS : 1943 W FLETCHER STREET MORTGAGE AMT: 315,000.00 CITY CHICAGO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 IL 60657 UNPAID BALANCE: 314,741.800 OPTION TO CONVERT : No MONTHLY P&I: 2,095.70 ANNUAL RATE ADJUST: 0.000 LTV : 71.59091 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174691 MORTGAGORS: PINKOWSKI, DARLENE ADDRESS : 5465 FOX PATH LANE MORTGAGE AMT: 315,000.00 CITY HOFFMAN EST :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 60192 UNPAID BALANCE: 314,754.270 OPTION TO CONVERT : No MONTHLY P&I: 2,148.86 ANNUAL RATE ADJUST: 0.000 LTV : 77.77778 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174709 MORTGAGORS: ROLFES, RICHARD J ROLFES, MARY ADDRESS : 1184 BEVERLY HILL DRIVE MORTGAGE AMT: 300,000.00 CITY CINCINNATI :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 OH 45208 UNPAID BALANCE: 298,609.720 OPTION TO CONVERT : No MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000 LTV : 62.50000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 02/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174717 MORTGAGORS: KOSIEK, TIMOTHY KOSIEK, MILDRED ADDRESS : 6233 MALLORY LANE MORTGAGE AMT: 283,500.00 CITY EDEN PRAIRI :\ STATE/ZIP :\ LIFETIME RATE : 6.95000 MN 55346 UNPAID BALANCE: 283,029.260 OPTION TO CONVERT : No MONTHLY P&I: 1,876.63 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 6.95000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174725 MORTGAGORS: RAAF, JOHN RAAF, STACEY ADDRESS : 4861 LILAC PLACE NORTH MORTGAGE AMT: 276,000.00 CITY LAKE ELMO :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 MN 55042 UNPAID BALANCE: 275,283.060 OPTION TO CONVERT : No MONTHLY P&I: 1,790.14 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174733 MORTGAGORS: MOORE, TERRY MOORE, BARRY ADDRESS : 313 246TH WAY SE MORTGAGE AMT: 431,750.00 CITY REDMOND :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 WA 98053 UNPAID BALANCE: 431,413.190 OPTION TO CONVERT : No MONTHLY P&I: 2,945.30 ANNUAL RATE ADJUST: 0.000 LTV : 79.95370 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174741 MORTGAGORS: HAGERMAN, STEVEN HAGERMAN, MARY ADDRESS : 5964 RIDGE CREEK ROAD MORTGAGE AMT: 360,000.00 CITY SHOREVIEW :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MN 55126 UNPAID BALANCE: 358,779.760 OPTION TO CONVERT : No MONTHLY P&I: 2,364.95 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174758 MORTGAGORS: FEICHTMEIER, PETER FEICHTMEIER, NANCY ADDRESS : W296 N2977 FRANCISCAN RD MORTGAGE AMT: 375,000.00 CITY PEWAUKEE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 WI 53072 UNPAID BALANCE: 374,398.440 OPTION TO CONVERT : No MONTHLY P&I: 2,526.45 ANNUAL RATE ADJUST: 0.000 LTV : 50.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174766 MORTGAGORS: WHITMAN, STEPHEN WHITMAN, LINDA ADDRESS : 3620 EILEEN STREET MORTGAGE AMT: 399,450.00 CITY ORONO :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MN 55359 UNPAID BALANCE: 398,437.440 OPTION TO CONVERT : No MONTHLY P&I: 2,624.11 ANNUAL RATE ADJUST: 0.000 LTV : 88.76667 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174774 MORTGAGORS: BURLING, RICHARD BURLING, LYNNE ADDRESS : 3540 NORTH SUMMIT AVENUE MORTGAGE AMT: 312,000.00 CITY SHOREWOOD :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 WI 53211 UNPAID BALANCE: 311,750.490 OPTION TO CONVERT : No MONTHLY P&I: 2,102.01 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174782 MORTGAGORS: SIA, IMELDA SIA, JOHN ADDRESS : 6641 N DOWAGIAC AVE MORTGAGE AMT: 457,000.00 CITY LINCOLNWOOD :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60646 UNPAID BALANCE: 456,266.930 OPTION TO CONVERT : No MONTHLY P&I: 3,078.90 ANNUAL RATE ADJUST: 0.000 LTV : 78.79310 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174808 MORTGAGORS: CANITZ, CHRISTOPHE CANITZ, CORINA ADDRESS : 20645 BARTLETT DRIVE MORTGAGE AMT: 304,000.00 CITY BROOKFIELD :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 WI 53045 UNPAID BALANCE: 303,266.330 OPTION TO CONVERT : No MONTHLY P&I: 2,048.11 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174816 MORTGAGORS: SAMSE, MARK SAMSE, SANDRA ADDRESS : 8225 SHERMAN ROAD MORTGAGE AMT: 345,000.00 CITY CEDARBURG :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 WI 53012 UNPAID BALANCE: 344,418.640 OPTION TO CONVERT : No MONTHLY P&I: 2,266.41 ANNUAL RATE ADJUST: 0.000 LTV : 77.52809 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174824 MORTGAGORS: TRABERT, DAVID DALEY, MARIE ADDRESS : 9034 ASPEN GROVE LANE MORTGAGE AMT: 380,200.00 CITY MADISON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 WI 53717 UNPAID BALANCE: 379,282.450 OPTION TO CONVERT : No MONTHLY P&I: 2,561.48 ANNUAL RATE ADJUST: 0.000 LTV : 73.68217 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174832 MORTGAGORS: MCMURRAY, JAMES MCMURRAY, JANE ADDRESS : 6113 SOUTH HIGHLANDS AVE MORTGAGE AMT: 308,000.00 CITY MADISON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 WI 53705 UNPAID BALANCE: 307,529.840 OPTION TO CONVERT : No MONTHLY P&I: 2,127.28 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174840 MORTGAGORS: NEWCOME, JOHN NEWCOME, MARGARET ADDRESS : 2249 FAIRMOUNT AVENUE MORTGAGE AMT: 338,000.00 CITY ST PAUL :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MN 55105 UNPAID BALANCE: 337,736.320 OPTION TO CONVERT : No MONTHLY P&I: 2,305.76 ANNUAL RATE ADJUST: 0.000 LTV : 69.69072 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174857 MORTGAGORS: STEPHAN, ANTHONY STEPHAN, PAMELA ADDRESS : 7970 DUNHILL DRIVE MORTGAGE AMT: 290,250.00 CITY LAKEWOOD :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 60014 UNPAID BALANCE: 290,023.570 OPTION TO CONVERT : No MONTHLY P&I: 1,980.02 ANNUAL RATE ADJUST: 0.000 LTV : 79.52055 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174865 MORTGAGORS: HANNAH, STEVE HANNAH, JOELLA ADDRESS : 2910 SILVER OAK TRAIL MORTGAGE AMT: 324,800.00 CITY MARION :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 IA 52302 UNPAID BALANCE: 324,265.960 OPTION TO CONVERT : No MONTHLY P&I: 2,160.91 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174873 MORTGAGORS: LEVINE, JONATHAN LEVINE, MICHELLE ADDRESS : 4321 SQUIRES ROAD MORTGAGE AMT: 315,000.00 CITY MEQUON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 WI 53092 UNPAID BALANCE: 314,519.140 OPTION TO CONVERT : No MONTHLY P&I: 2,175.63 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174907 MORTGAGORS: ROTHMAN, JAY ROTHMAN, TRACY ADDRESS : 1101 E CIRCLE DRIVE MORTGAGE AMT: 371,250.00 CITY WHITEFISH B :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 WI 53217 UNPAID BALANCE: 370,953.120 OPTION TO CONVERT : No MONTHLY P&I: 2,501.18 ANNUAL RATE ADJUST: 0.000 LTV : 75.76531 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174915 MORTGAGORS: CHRISTENSEN, PAUL M CHRISTENSEN, SUE ADDRESS : W1948 TULETA HILLS RD MORTGAGE AMT: 431,250.00 CITY MARKESAN :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 WI 53946 UNPAID BALANCE: 430,591.680 OPTION TO CONVERT : No MONTHLY P&I: 2,978.54 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174923 MORTGAGORS: MC DONOUGH, KEVIN MC DONOUGH, ROBERTA ADDRESS : 474 GREENFIELD AVE MORTGAGE AMT: 335,450.00 CITY GLEN ELLYN :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 60137 UNPAID BALANCE: 334,925.030 OPTION TO CONVERT : No MONTHLY P&I: 2,288.37 ANNUAL RATE ADJUST: 0.000 LTV : 64.50962 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174931 MORTGAGORS: DOHENY, KEVIN DOHENY, ROBERTA ADDRESS : 1610 BLACKHAWK LAKE PLACE MORTGAGE AMT: 393,000.00 CITY EAGAN :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MN 55122 UNPAID BALANCE: 392,353.840 OPTION TO CONVERT : No MONTHLY P&I: 2,614.64 ANNUAL RATE ADJUST: 0.000 LTV : 74.85714 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174949 MORTGAGORS: COULSON, MICHAEL COULSON, SUSAN ADDRESS : 2540 HANFORD LANE MORTGAGE AMT: 650,000.00 CITY AURORA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60504 UNPAID BALANCE: 649,480.200 OPTION TO CONVERT : No MONTHLY P&I: 4,379.18 ANNUAL RATE ADJUST: 0.000 LTV : 74.99452 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174956 MORTGAGORS: VACCO, DONALD VACCO, KATHLEEN ADDRESS : 8S240 DUNHAM DRIVE MORTGAGE AMT: 297,000.00 CITY NAPERVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60540 UNPAID BALANCE: 295,873.580 OPTION TO CONVERT : No MONTHLY P&I: 2,324.98 ANNUAL RATE ADJUST: 0.000 LTV : 51.65217 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/19 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174964 MORTGAGORS: CHAWLA, ASHOK CHAWLA, PURNIMA ADDRESS : 6706 CEDAR VIEW COURT NE MORTGAGE AMT: 385,150.00 CITY CEDAR RAPID :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 IA 52402 UNPAID BALANCE: 384,818.390 OPTION TO CONVERT : No MONTHLY P&I: 2,498.08 ANNUAL RATE ADJUST: 0.000 LTV : 79.99792 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174972 MORTGAGORS: NELSON, DAMON NELSON, LISA ADDRESS : 6272 ADDINGTON COURT MORTGAGE AMT: 260,000.00 CITY EDEN PRAIRI :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MN 55346 UNPAID BALANCE: 259,561.870 OPTION TO CONVERT : No MONTHLY P&I: 1,708.02 ANNUAL RATE ADJUST: 0.000 LTV : 54.73684 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174980 MORTGAGORS: PERRY, RANDALL PERRY, ELIZABETH ADDRESS : 975 WEST BRADLEY ROAD MORTGAGE AMT: 300,000.00 CITY RIVER HILLS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 WI 53217 UNPAID BALANCE: 299,518.760 OPTION TO CONVERT : No MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000 LTV : 50.42017 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174998 MORTGAGORS: MCINTOSH, GEORGE MCINTOSH, ELAINE ADDRESS : 17518 JONES STREET MORTGAGE AMT: 280,800.00 CITY OMAHA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NE 68118 UNPAID BALANCE: 280,569.830 OPTION TO CONVERT : No MONTHLY P&I: 1,868.17 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080175003 MORTGAGORS: PETERSON, PAUL PETERSON, DEBORAH ADDRESS : 15 HAWK FEATHER CIRCLE MORTGAGE AMT: 330,000.00 CITY MADISON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 WI 53717 UNPAID BALANCE: 329,736.100 OPTION TO CONVERT : No MONTHLY P&I: 2,223.28 ANNUAL RATE ADJUST: 0.000 LTV : 70.21277 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080175136 MORTGAGORS: KAZUKO OKAMO, BARBARA ADDRESS : 90 W ORANGE HILL CIRCLE MORTGAGE AMT: 271,000.00 CITY ORANGE VILL :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 OH 44022 UNPAID BALANCE: 270,575.900 OPTION TO CONVERT : No MONTHLY P&I: 1,848.70 ANNUAL RATE ADJUST: 0.000 LTV : 61.59091 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080175201 MORTGAGORS: PALABE, CHRISTOPHE PALABE, ARLENE ADDRESS : 404 REGENT COURT MORTGAGE AMT: 255,000.00 CITY LINDENHURST :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 60046 UNPAID BALANCE: 254,600.950 OPTION TO CONVERT : No MONTHLY P&I: 1,739.55 ANNUAL RATE ADJUST: 0.000 LTV : 77.92494 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080175219 MORTGAGORS: WALKER, JERRY WALKER, LINDA ADDRESS : 9236 DUCKWOOD TRAIL MORTGAGE AMT: 251,600.00 CITY WOODBURY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MN 55125 UNPAID BALANCE: 250,977.670 OPTION TO CONVERT : No MONTHLY P&I: 1,673.91 ANNUAL RATE ADJUST: 0.000 LTV : 71.07345 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080175227 MORTGAGORS: RUNTZ, RICHARD MEESKE RUNTZ, JULIE ADDRESS : 711 OXBOW LN MORTGAGE AMT: 316,000.00 CITY BARRINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60010 UNPAID BALANCE: 315,493.100 OPTION TO CONVERT : No MONTHLY P&I: 2,128.95 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080175235 MORTGAGORS: MOCERI, WILLIAM MOCERI, BONNIE ADDRESS : 3063 VOORHEIS LAKE CT MORTGAGE AMT: 420,000.00 CITY LAKE ORION :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MI 48360 UNPAID BALANCE: 419,680.410 OPTION TO CONVERT : No MONTHLY P&I: 2,900.84 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080175573 MORTGAGORS: FAIRMAN, JEFFREY FAIRMAN, AIDA ADDRESS : 114 PACCHETTI WAY MORTGAGE AMT: 284,000.00 CITY MOUNTAIN VI :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94040 UNPAID BALANCE: 284,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,985.77 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080176068 MORTGAGORS: CHAN, LUONG CHAN, CINDY ADDRESS : 5778 BELLEZA DRIVE MORTGAGE AMT: 252,000.00 CITY PLEASANTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94588 UNPAID BALANCE: 252,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,697.78 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080176126 MORTGAGORS: AVILA, D ADDRESS : 24739 NORTH KENNEFICK ROA MORTGAGE AMT: 350,000.00 CITY GALT :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 95632 UNPAID BALANCE: 349,705.960 OPTION TO CONVERT : No MONTHLY P&I: 2,299.25 ANNUAL RATE ADJUST: 0.000 LTV : 67.30769 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080176142 MORTGAGORS: GARCIA, ROY GARCIA, MARIA ADDRESS : 4436 PALMDALE STREET MORTGAGE AMT: 297,700.00 CITY UNION CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94587 UNPAID BALANCE: 297,700.000 OPTION TO CONVERT : No MONTHLY P&I: 2,030.84 ANNUAL RATE ADJUST: 0.000 LTV : 86.28986 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080176472 MORTGAGORS: BALASUBRAMAN, CHANDRA BALASUBRAMAN, ROHIT ADDRESS : 2875 RUBINO CIRCLE MORTGAGE AMT: 287,400.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95125 UNPAID BALANCE: 287,164.420 OPTION TO CONVERT : No MONTHLY P&I: 1,912.08 ANNUAL RATE ADJUST: 0.000 LTV : 79.98820 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080176613 MORTGAGORS: PORCH, R SUN, KAREN ADDRESS : 6 HENNA MORTGAGE AMT: 400,600.00 CITY IRVINE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92618 UNPAID BALANCE: 400,263.440 OPTION TO CONVERT : No MONTHLY P&I: 2,631.66 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080176647 MORTGAGORS: ROBERTS, RICHARD ROBERTS, PATRICIA ADDRESS : 760 CAMELOT PARKWAY MORTGAGE AMT: 333,962.00 CITY EL CAJON :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 92019 UNPAID BALANCE: 333,962.000 OPTION TO CONVERT : No MONTHLY P&I: 2,363.76 ANNUAL RATE ADJUST: 0.000 LTV : 79.51476 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080176688 MORTGAGORS: BUNIN, BRUCE BUNIN, MARIBEL ADDRESS : 8539 OWENS RIVER CIRCLE MORTGAGE AMT: 266,500.00 CITY FOUNTAIN VA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92708 UNPAID BALANCE: 266,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,818.00 ANNUAL RATE ADJUST: 0.000 LTV : 62.70588 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080176704 MORTGAGORS: BROWN, RICHARD BROWN, ELISA ADDRESS : 542 ESCONDIDO CIRCLE MORTGAGE AMT: 319,200.00 CITY LIVERMORE :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 94550 UNPAID BALANCE: 318,968.970 OPTION TO CONVERT : No MONTHLY P&I: 2,259.28 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080176845 MORTGAGORS: STEINKE, CALVIN STEINKE, ELIZABETH ADDRESS : 2581 CRESTVIEW DRIVE MORTGAGE AMT: 500,000.00 CITY NEWPORT BEA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92660 UNPAID BALANCE: 500,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,410.88 ANNUAL RATE ADJUST: 0.000 LTV : 66.66667 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080178023 MORTGAGORS: BAIN, JOAN ADDRESS : 45 BELL CANYON DRIVE MORTGAGE AMT: 300,000.00 CITY DOVE CANYON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92679 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,072.03 ANNUAL RATE ADJUST: 0.000 LTV : 57.69231 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080178353 MORTGAGORS: KANAGA, VALIANT KANAGA, LINDA ADDRESS : 2780 VALLEY VIEW ROAD MORTGAGE AMT: 287,800.00 CITY HOLLISTER :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95023 UNPAID BALANCE: 286,114.850 OPTION TO CONVERT : No MONTHLY P&I: 1,914.75 ANNUAL RATE ADJUST: 0.000 LTV : 94.99008 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 12/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080178411 MORTGAGORS: GURR, DAVID GURR, RINA ADDRESS : 1 DANCING CLOUD COURT MORTGAGE AMT: 259,690.00 CITY LAS FLORES :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92688 UNPAID BALANCE: 259,690.000 OPTION TO CONVERT : No MONTHLY P&I: 1,705.98 ANNUAL RATE ADJUST: 0.000 LTV : 89.85720 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080178494 MORTGAGORS: ANDREWS, NATALIE ANDREWS, DALE ADDRESS : 1002 MORNING GLORY CT MORTGAGE AMT: 320,600.00 CITY EL DORADO H :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95762 UNPAID BALANCE: 320,600.000 OPTION TO CONVERT : No MONTHLY P&I: 2,187.06 ANNUAL RATE ADJUST: 0.000 LTV : 79.99681 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080178536 MORTGAGORS: MC ELRATH, EVE ADDRESS : 807 CAMINITO DEL SOL MORTGAGE AMT: 119,920.00 CITY CARLSBAD :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92009 UNPAID BALANCE: 119,920.000 OPTION TO CONVERT : No MONTHLY P&I: 828.26 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080178551 MORTGAGORS: MC TEER, DENNIS MC TEER, MARGARET ADDRESS : 8532 CATALINA AVENUE MORTGAGE AMT: 355,750.00 CITY WHITTIER :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90605 UNPAID BALANCE: 355,750.000 OPTION TO CONVERT : No MONTHLY P&I: 2,426.84 ANNUAL RATE ADJUST: 0.000 LTV : 88.93750 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080178577 MORTGAGORS: JAYE, ROBERT ADDRESS : 241 SHERMAN CANAL MORTGAGE AMT: 310,000.00 CITY Venice (area) :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 90291 UNPAID BALANCE: 310,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,194.16 ANNUAL RATE ADJUST: 0.000 LTV : 62.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080178668 MORTGAGORS: KIRSCHNER, STEVEN KIRSCHNER, JULIE ADDRESS : 7583 EAST ENDEMONT COURT MORTGAGE AMT: 475,000.00 CITY ANAHEIM :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92808 UNPAID BALANCE: 474,638.560 OPTION TO CONVERT : No MONTHLY P&I: 3,280.71 ANNUAL RATE ADJUST: 0.000 LTV : 79.16667 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080178718 MORTGAGORS: LANDER, ARTHER LCALOF, ANNE ADDRESS : 1850 GLENNERYLSTREET MORTGAGE AMT: 444,000.00 CITY LAGUNA BEAC :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92651 UNPAID BALANCE: 443,644.930 OPTION TO CONVERT : No MONTHLY P&I: 2,991.32 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080178924 MORTGAGORS: BARSTOW, WILLIAM BARSTOW, BETTY ADDRESS : 6230 SW ZENITH AVENUE MORTGAGE AMT: 300,000.00 CITY REDMOND :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 OR 97756 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,175.21 ANNUAL RATE ADJUST: 0.000 LTV : 90.42273 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080179195 MORTGAGORS: LIPS, EDWIN LIPS, LISA ADDRESS : 13428 FEATHERSTONE DRIVE MORTGAGE AMT: 267,000.00 CITY SAINT LOUIS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MO 63131 UNPAID BALANCE: 266,786.480 OPTION TO CONVERT : No MONTHLY P&I: 1,798.83 ANNUAL RATE ADJUST: 0.000 LTV : 75.21127 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080179245 MORTGAGORS: BHALLA, RAHUL BHALLA, RUBY ADDRESS : 305 HAMBLETONIAN DR MORTGAGE AMT: 340,900.00 CITY OAK BROOK :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60521 UNPAID BALANCE: 340,627.380 OPTION TO CONVERT : No MONTHLY P&I: 2,296.71 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080179286 MORTGAGORS: RICHEY, DALE RICHEY, PRISCILLA ADDRESS : 2718 ROYAL OAK DRIVE NW MORTGAGE AMT: 280,000.00 CITY SWISHER :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 IA 52338 UNPAID BALANCE: 279,764.760 OPTION TO CONVERT : No MONTHLY P&I: 1,839.41 ANNUAL RATE ADJUST: 0.000 LTV : 79.31647 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080179344 MORTGAGORS: STINE, KENNETH STINE, TERRY ADDRESS : 9975 SOUTH 161ST STREET MORTGAGE AMT: 281,250.00 CITY OMAHA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NE 68136 UNPAID BALANCE: 281,025.080 OPTION TO CONVERT : No MONTHLY P&I: 1,894.84 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080179427 MORTGAGORS: LYNCH, JOHN LYNCH, SUSAN ADDRESS : 525 ROSEMARY ROAD MORTGAGE AMT: 400,000.00 CITY LAKE FOREST :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60045 UNPAID BALANCE: 399,680.130 OPTION TO CONVERT : No MONTHLY P&I: 2,694.87 ANNUAL RATE ADJUST: 0.000 LTV : 56.33803 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080180193 MORTGAGORS: GRUODIS, ZITA GRUODIS, PETRAS ADDRESS : 7986 TOP OF THE WORLD DR MORTGAGE AMT: 321,000.00 CITY SALT LAKE C :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 UT 84121 UNPAID BALANCE: 320,280.830 OPTION TO CONVERT : No MONTHLY P&I: 2,244.48 ANNUAL RATE ADJUST: 0.000 LTV : 94.97041 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080180359 MORTGAGORS: KHARGI, JETENDRA ADDRESS : 173-12 MAYFIELD RD MORTGAGE AMT: 269,000.00 CITY Jamaica :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NY 11432 UNPAID BALANCE: 268,774.010 OPTION TO CONVERT : No MONTHLY P&I: 1,767.14 ANNUAL RATE ADJUST: 0.000 LTV : 87.06000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080180888 MORTGAGORS: AVITIA, ADALBERTO AVITIA, MARIA AVITA, YOLANDA ADDRESS : 18W686 OAKBROOK ROAD MORTGAGE AMT: 278,000.00 CITY OAK BROOK :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 60523 UNPAID BALANCE: 277,783.120 OPTION TO CONVERT : No MONTHLY P&I: 1,896.46 ANNUAL RATE ADJUST: 0.000 LTV : 87.42138 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080181092 MORTGAGORS: COLLIER, JAMES COLLIER, BARBARA ADDRESS : 24102 CLEARBANK LANE MORTGAGE AMT: 305,000.00 CITY SANTA CLARI :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91321 UNPAID BALANCE: 304,767.920 OPTION TO CONVERT : No MONTHLY P&I: 2,106.56 ANNUAL RATE ADJUST: 0.000 LTV : 87.14286 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080181118 MORTGAGORS: TRUJILLO, MICHAEL TRUJILLO, SANDRA ADDRESS : 951 SOUTH CREEKVIEW LANE MORTGAGE AMT: 292,000.00 CITY ANAHEIM :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92808 UNPAID BALANCE: 291,772.210 OPTION TO CONVERT : No MONTHLY P&I: 1,991.96 ANNUAL RATE ADJUST: 0.000 LTV : 70.36145 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080181134 MORTGAGORS: ANDERSON, JOHN ANDERSON, DIANA ADDRESS : 19536 MANZANITA DRIVE MORTGAGE AMT: 256,000.00 CITY LOS GATOS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95033 UNPAID BALANCE: 255,805.200 OPTION TO CONVERT : No MONTHLY P&I: 1,768.13 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080181373 MORTGAGORS: JACOBS, ROBERT JACOBS, BARBARA ADDRESS : 87451 GREENHILL ROAD MORTGAGE AMT: 284,300.00 CITY EUGENE :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 OR 97402 UNPAID BALANCE: 284,094.230 OPTION TO CONVERT : No MONTHLY P&I: 2,012.26 ANNUAL RATE ADJUST: 0.000 LTV : 66.89412 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080181407 MORTGAGORS: COSGROVE, CAMERON ADDRESS : 27741 MOTHERLODE COURT MORTGAGE AMT: 277,100.00 CITY LAGUNA NIGU :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92677 UNPAID BALANCE: 276,894.360 OPTION TO CONVERT : No MONTHLY P&I: 1,937.52 ANNUAL RATE ADJUST: 0.000 LTV : 76.97222 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080181456 MORTGAGORS: SHOEMAKER, SCOTT ADDRESS : 525 EAST SEASIDE WAY MORTGAGE AMT: 490,000.00 CITY LONG BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 90802 UNPAID BALANCE: 489,627.150 OPTION TO CONVERT : No MONTHLY P&I: 3,384.31 ANNUAL RATE ADJUST: 0.000 LTV : 77.77778 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080181696 MORTGAGORS: ARWOOD, MICHAEL ARWOOD, SANDRA ADDRESS : 914 APPLEWILDE DRIVE MORTGAGE AMT: 218,250.00 CITY SAN MARCOS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92069 UNPAID BALANCE: 218,075.460 OPTION TO CONVERT : No MONTHLY P&I: 1,470.40 ANNUAL RATE ADJUST: 0.000 LTV : 79.99135 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080181845 MORTGAGORS: BIZZELL, KENNETH CHAPNICK, CATHERINE ADDRESS : 1944 FOUNTAINVIEW CIRCLE MORTGAGE AMT: 314,400.00 CITY SANTA ROSA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95403 UNPAID BALANCE: 314,160.760 OPTION TO CONVERT : No MONTHLY P&I: 2,171.49 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080181878 MORTGAGORS: PHILLIPS, PARKER PHILLIPS, TAMARA ADDRESS : 1260 CENTENARY RIDGE MORTGAGE AMT: 284,000.00 CITY SNELLVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 GA 30078 UNPAID BALANCE: 284,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,034.61 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080182017 MORTGAGORS: LAU, STEPHEN ADDRESS : 2342 NIGHT SHADE LANE MORTGAGE AMT: 344,000.00 CITY FREMONT :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94539 UNPAID BALANCE: 344,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,288.64 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080182207 MORTGAGORS: CARPINE, JOSEPH ADDRESS : 22 ASHMONT STREET MORTGAGE AMT: 112,500.00 CITY PORTLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 ME 04103 UNPAID BALANCE: 112,500.000 OPTION TO CONVERT : No MONTHLY P&I: 748.47 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080182231 MORTGAGORS: DULAY, JOSEPHINE ADDRESS : 2773 HELMSLEY DRIVE MORTGAGE AMT: 268,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95132 UNPAID BALANCE: 268,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,851.01 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080182249 MORTGAGORS: SALTS, PAUL SALTS, LAURIE ADDRESS : 17732 DEL PASO DRIVE MORTGAGE AMT: 408,000.00 CITY POWAY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92064 UNPAID BALANCE: 408,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,817.95 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080182389 MORTGAGORS: OKWUDIAFOR, CHARLES KERRI, HELEN ADDRESS : 184 CASTRO LANE MORTGAGE AMT: 555,000.00 CITY FREMONT :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94539 UNPAID BALANCE: 554,588.110 OPTION TO CONVERT : No MONTHLY P&I: 3,880.64 ANNUAL RATE ADJUST: 0.000 LTV : 74.98987 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080182710 MORTGAGORS: LEONETTI, STEVEN LEONETTI, WENDY ADDRESS : 14354 SE CHRISTENSON COUR MORTGAGE AMT: 130,000.00 CITY CLACKAMAS :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 OR 97015 UNPAID BALANCE: 130,000.000 OPTION TO CONVERT : No MONTHLY P&I: 854.01 ANNUAL RATE ADJUST: 0.000 LTV : 74.28571 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080182876 MORTGAGORS: Gaetano, Paul Gaetano, Donna ADDRESS : 926 Quarry Hill Court MORTGAGE AMT: 245,000.00 CITY Santa Rosa :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95405 UNPAID BALANCE: 245,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,671.33 ANNUAL RATE ADJUST: 0.000 LTV : 38.43000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080183015 MORTGAGORS: LOSIE, PAUL LOSIE, DIANE ADDRESS : 52 DEL RAY CIRCLE MORTGAGE AMT: 296,000.00 CITY THOUSAND OA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91360 UNPAID BALANCE: 295,757.370 OPTION TO CONVERT : No MONTHLY P&I: 1,969.30 ANNUAL RATE ADJUST: 0.000 LTV : 78.93333 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080184120 MORTGAGORS: KINSBURSKY, SCOTT KINGSBURSKY, TAMMY ADDRESS : 1908 LAKE STREET MORTGAGE AMT: 408,000.00 CITY HUNTINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92648 UNPAID BALANCE: 407,681.720 OPTION TO CONVERT : No MONTHLY P&I: 2,783.28 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080184435 MORTGAGORS: BUCK, JAMES BUCK, LORETTA ADDRESS : 91 MACALVEY DRIVE MORTGAGE AMT: 247,000.00 CITY MARTINEZ :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94553 UNPAID BALANCE: 246,816.690 OPTION TO CONVERT : No MONTHLY P&I: 1,727.06 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080184476 MORTGAGORS: WALKER, THOMAS WALKER, VICKI ADDRESS : 1556 RIALTO LANE MORTGAGE AMT: 314,000.00 CITY DAVIS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95616 UNPAID BALANCE: 314,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,142.03 ANNUAL RATE ADJUST: 0.000 LTV : 78.30424 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080184500 MORTGAGORS: B MORSE, IVAN MORSE, SHERYL ADDRESS : 2311 CORTE DE LA JARRA MORTGAGE AMT: 320,000.00 CITY PLEASANTON :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 94566 UNPAID BALANCE: 319,774.150 OPTION TO CONVERT : No MONTHLY P&I: 2,292.52 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080184534 MORTGAGORS: KELLNER, BRUCE KELLNER, MICHELLE ADDRESS : 2220 RISA DRIVE MORTGAGE AMT: 290,250.00 CITY GLENDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 91208 UNPAID BALANCE: 289,599.730 OPTION TO CONVERT : No MONTHLY P&I: 2,029.47 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080184542 MORTGAGORS: MURPHY, MATTHEW MURPHY, KATHERINE ADDRESS : 4 OLD CIDER MILL LANE MORTGAGE AMT: 269,900.00 CITY MANALAPAN :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NJ 07726 UNPAID BALANCE: 268,279.940 OPTION TO CONVERT : No MONTHLY P&I: 2,072.33 ANNUAL RATE ADJUST: 0.000 LTV : 71.21372 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/19 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080184559 MORTGAGORS: PURYEAR, SEAN ADDRESS : 16504 HIGGINS RUN WAY MORTGAGE AMT: 313,600.00 CITY FISHERVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 KY 40023 UNPAID BALANCE: 313,096.930 OPTION TO CONVERT : No MONTHLY P&I: 2,112.79 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080184567 MORTGAGORS: STEWART, STEVEN STEWART, ALICE ADDRESS : 1457 GOVERNORS RIDGE COUR MORTGAGE AMT: 246,400.00 CITY FRANKLIN :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 TN 37064 UNPAID BALANCE: 245,819.840 OPTION TO CONVERT : No MONTHLY P&I: 1,680.89 ANNUAL RATE ADJUST: 0.000 LTV : 83.52542 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080184575 MORTGAGORS: SMOCK, FREDERICK STRANGE, JACKIE ADDRESS : 2267 SPEED AVENUE MORTGAGE AMT: 461,200.00 CITY LOUISVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 KY 40205 UNPAID BALANCE: 460,086.980 OPTION TO CONVERT : No MONTHLY P&I: 3,107.19 ANNUAL RATE ADJUST: 0.000 LTV : 74.99187 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080184617 MORTGAGORS: SNOWDON, MICHAEL SNOWDON, ROSE ADDRESS : ROUTE 1 BOX 83A CAHILL RO MORTGAGE AMT: 260,000.00 CITY DEMOSSVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 KY 41033 UNPAID BALANCE: 259,603.100 OPTION TO CONVERT : No MONTHLY P&I: 1,795.76 ANNUAL RATE ADJUST: 0.000 LTV : 68.42105 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080184625 MORTGAGORS: TAN, QIANG YANG, YU ADDRESS : 104 ST PIERRE WAY MORTGAGE AMT: 260,000.00 CITY MARTINEZ :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94553 UNPAID BALANCE: 259,781.560 OPTION TO CONVERT : No MONTHLY P&I: 1,708.02 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080184658 MORTGAGORS: KOSLOW, ROBERT LANDIS, TRACY ADDRESS : 2413 HUNTINGTON LANE MORTGAGE AMT: 244,000.00 CITY REDONDO BEA :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 90278 UNPAID BALANCE: 244,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,727.02 ANNUAL RATE ADJUST: 0.000 LTV : 72.83582 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080184708 MORTGAGORS: SCHROEN, GUY ADDRESS : 14 ESSEX COURT MORTGAGE AMT: 295,000.00 CITY FARMINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CT 06032 UNPAID BALANCE: 294,526.780 OPTION TO CONVERT : No MONTHLY P&I: 1,987.47 ANNUAL RATE ADJUST: 0.000 LTV : 79.94580 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080184740 MORTGAGORS: KINN, STEPHEN KINN, KIMBERLY ADDRESS : 17567 WAYSIDE DRIVE MORTGAGE AMT: 260,200.00 CITY DUMFRIES :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 VA 22026 UNPAID BALANCE: 259,772.180 OPTION TO CONVERT : No MONTHLY P&I: 1,731.12 ANNUAL RATE ADJUST: 0.000 LTV : 94.99471 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080184773 MORTGAGORS: PERKINS, RANDALL PERKINS, DOREEN ADDRESS : 9804 NORTH HEATHER DRIVE MORTGAGE AMT: 300,000.00 CITY FRESNO :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 93720 UNPAID BALANCE: 299,747.960 OPTION TO CONVERT : No MONTHLY P&I: 1,970.79 ANNUAL RATE ADJUST: 0.000 LTV : 78.94737 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080184799 MORTGAGORS: TORGGLER, MATTHEW TORGGLER, SHEILA ADDRESS : 26127 SOUTHEAST 36TH COUR MORTGAGE AMT: 335,000.00 CITY ISSAQUAH :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 WA 98029 UNPAID BALANCE: 334,435.510 OPTION TO CONVERT : No MONTHLY P&I: 2,200.71 ANNUAL RATE ADJUST: 0.000 LTV : 68.37000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080184807 MORTGAGORS: REED, ELLEN DELONG, JAY REED, BRENT ADDRESS : 1620 BOLLINGER LANE MORTGAGE AMT: 295,200.00 CITY SEBASTOPOL :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95472 UNPAID BALANCE: 294,714.650 OPTION TO CONVERT : No MONTHLY P&I: 1,963.97 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080184823 MORTGAGORS: HULET, ROBERT HULET, LAURIE ADDRESS : 2921 MADRONE LANE MORTGAGE AMT: 408,000.00 CITY PEBBLE BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 93953 UNPAID BALANCE: 407,665.570 OPTION TO CONVERT : No MONTHLY P&I: 2,714.43 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080184831 MORTGAGORS: BAE, JUM HWA KINGKEO, KHAMSOUK ADDRESS : 3085 FLORENCE AVENUE MORTGAGE AMT: 257,800.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95127 UNPAID BALANCE: 257,593.840 OPTION TO CONVERT : No MONTHLY P&I: 1,736.85 ANNUAL RATE ADJUST: 0.000 LTV : 79.98000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080184849 MORTGAGORS: LAMBING, EDWARD LAMBING, NANCY ADDRESS : 340 COUNTRY ESTATES DRIVE MORTGAGE AMT: 369,000.00 CITY SANTA CRUZ :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95060 UNPAID BALANCE: 368,697.530 OPTION TO CONVERT : No MONTHLY P&I: 2,454.97 ANNUAL RATE ADJUST: 0.000 LTV : 64.85000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080184856 MORTGAGORS: SINGH, SARBJEET JOHAL, PARWINDER ADDRESS : 34269 ASPEN LOOP MORTGAGE AMT: 307,900.00 CITY UNION CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94587 UNPAID BALANCE: 307,647.610 OPTION TO CONVERT : No MONTHLY P&I: 2,048.47 ANNUAL RATE ADJUST: 0.000 LTV : 79.98000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080184864 MORTGAGORS: DELGADO, DANA delgado, tony ADDRESS : 32408 DEL REY COURT MORTGAGE AMT: 336,800.00 CITY UNION CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94587 UNPAID BALANCE: 336,550.050 OPTION TO CONVERT : No MONTHLY P&I: 2,354.95 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080184872 MORTGAGORS: HUNTER, JOHN HUNTER, MARGARET ADDRESS : 7790 HIHN ROAD MORTGAGE AMT: 352,800.00 CITY BEN LOMOND :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95005 UNPAID BALANCE: 352,274.700 OPTION TO CONVERT : No MONTHLY P&I: 2,466.83 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080184880 MORTGAGORS: MECOZZI, DOMINICK MECOZZI, ELIZABETH ADDRESS : 220 WALNUT STREET MORTGAGE AMT: 441,750.00 CITY PACIFIC GROVE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 93950 UNPAID BALANCE: 441,405.400 OPTION TO CONVERT : No MONTHLY P&I: 3,013.51 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080184898 MORTGAGORS: LOCKE, DONALD LOCKE, MARILYN ADDRESS : 1543 STUBBINS WAY MORTGAGE AMT: 288,800.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95132 UNPAID BALANCE: 288,569.050 OPTION TO CONVERT : No MONTHLY P&I: 1,945.70 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080184906 MORTGAGORS: FROST, JASON FROST, ELIZABETH ADDRESS : 2232 NORMANDY CIRCLE MORTGAGE AMT: 423,200.00 CITY LIVERMORE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94550 UNPAID BALANCE: 422,853.110 OPTION TO CONVERT : No MONTHLY P&I: 2,815.56 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080184914 MORTGAGORS: MAKER, WILLIAM MAKER, LISA ADDRESS : 18434 MEADOW RIDGE ROAD MORTGAGE AMT: 325,600.00 CITY SALINAS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 93907 UNPAID BALANCE: 325,339.620 OPTION TO CONVERT : No MONTHLY P&I: 2,193.63 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080184922 MORTGAGORS: BERGNER, ROBERT BERGNER, LAURITA ADDRESS : 5492 LINDEN STREET MORTGAGE AMT: 340,600.00 CITY DUBLIN :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94568 UNPAID BALANCE: 340,327.620 OPTION TO CONVERT : No MONTHLY P&I: 2,294.69 ANNUAL RATE ADJUST: 0.000 LTV : 79.77000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080184930 MORTGAGORS: LINZER, RICHARD PHILLIPS, DANIEL PHILLIPS, JUDITH SCHATAN, BARBARA ADDRESS : 350 PRIMROSE LANE MORTGAGE AMT: 319,600.00 CITY WATSONVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95076 UNPAID BALANCE: 319,362.810 OPTION TO CONVERT : No MONTHLY P&I: 2,234.69 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080184948 MORTGAGORS: TAMRAS, ESHA TAMRAS, CARMEN ADDRESS : 1229 DIABLO WAY MORTGAGE AMT: 358,400.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95120 UNPAID BALANCE: 358,113.390 OPTION TO CONVERT : No MONTHLY P&I: 2,414.61 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080184955 MORTGAGORS: UNDERWOOD, LEO UNDERWOOD, JEAN ADDRESS : 24565 PASEO PRIVADO MORTGAGE AMT: 348,800.00 CITY SALINAS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 93908 UNPAID BALANCE: 348,226.510 OPTION TO CONVERT : No MONTHLY P&I: 2,320.58 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080184963 MORTGAGORS: SIMIONAS, TRAIAN SIMIONAS, MIRELA ADDRESS : 1609 ORCHARD VIEW DRIVE MORTGAGE AMT: 287,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95124 UNPAID BALANCE: 286,561.880 OPTION TO CONVERT : No MONTHLY P&I: 1,982.24 ANNUAL RATE ADJUST: 0.000 LTV : 89.69000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080184971 MORTGAGORS: HARRINGTON, DIANNE ADDRESS : 42911 ISLE ROYAL STREET MORTGAGE AMT: 283,100.00 CITY FREMONT :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94538 UNPAID BALANCE: 282,867.950 OPTION TO CONVERT : No MONTHLY P&I: 1,883.47 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185002 MORTGAGORS: Rohman, Nancy ADDRESS : 520 5TH STREET MORTGAGE AMT: 598,200.00 CITY MANHATTAN BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90266 UNPAID BALANCE: 597,709.660 OPTION TO CONVERT : No MONTHLY P&I: 3,979.84 ANNUAL RATE ADJUST: 0.000 LTV : 79.97000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185010 MORTGAGORS: WATSON, DAVID GOREN, VALERIE ADDRESS : 21591 MONTBURY DRIVE MORTGAGE AMT: 392,000.00 CITY LAKE FOREST :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92630 UNPAID BALANCE: 391,006.350 OPTION TO CONVERT : No MONTHLY P&I: 2,575.16 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185028 MORTGAGORS: LYNCH, KEVIN JOHN LYNCH, JEANINE IRENE ADDRESS : 720 SOUTH STARVIEW COURT MORTGAGE AMT: 272,000.00 CITY ANAHEIM :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92808 UNPAID BALANCE: 271,777.050 OPTION TO CONVERT : No MONTHLY P&I: 1,809.62 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185036 MORTGAGORS: GROSS, WILLIAM GROSS, JOSEPHINE ADDRESS : 24606 MOONFIRE DRIVE, #27 MORTGAGE AMT: 260,000.00 CITY DANA POINT :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92629 UNPAID BALANCE: 259,603.100 OPTION TO CONVERT : No MONTHLY P&I: 1,795.76 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185044 MORTGAGORS: WADDELL, DAVID ROBERT ADDRESS : 1739 MORGAN LANE MORTGAGE AMT: 272,000.00 CITY REDONDO BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90278 UNPAID BALANCE: 271,787.810 OPTION TO CONVERT : No MONTHLY P&I: 1,855.52 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185051 MORTGAGORS: KRAGEN, STANLEY KRAGEN, MINDY ADDRESS : 23681 POSEY LANE MORTGAGE AMT: 306,400.00 CITY WEST HILLS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91304 UNPAID BALANCE: 306,160.980 OPTION TO CONVERT : No MONTHLY P&I: 2,090.19 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185069 MORTGAGORS: FADDIS, WAYNE ADDRESS : 3226 PEAKWOOD DRIVE MORTGAGE AMT: 265,000.00 CITY ROANOKE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 VA 24014 UNPAID BALANCE: 264,782.780 OPTION TO CONVERT : No MONTHLY P&I: 1,763.05 ANNUAL RATE ADJUST: 0.000 LTV : 72.60000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185077 MORTGAGORS: STREB, FRED STREB, CARA JO ADDRESS : 14046 EAGLE CHASE CIRCLE MORTGAGE AMT: 312,000.00 CITY CHANTILLY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 VA 20151 UNPAID BALANCE: 311,744.260 OPTION TO CONVERT : No MONTHLY P&I: 2,075.74 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185101 MORTGAGORS: MARSILLO, DINO ADDRESS : 10967 EAST KORA LANE MORTGAGE AMT: 267,750.00 CITY SCOTTSDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 AZ 85259 UNPAID BALANCE: 267,341.280 OPTION TO CONVERT : No MONTHLY P&I: 1,849.28 ANNUAL RATE ADJUST: 0.000 LTV : 77.76000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185127 MORTGAGORS: WEBB, KENNETH ADDRESS : 2221 SIERRA HEIGHTS DRIVE MORTGAGE AMT: 329,600.00 CITY LAS VEGAS :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 NV 89134 UNPAID BALANCE: 329,121.370 OPTION TO CONVERT : No MONTHLY P&I: 2,332.89 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185143 MORTGAGORS: ABRAMS, DANIEL PINCUS, SHARON ADDRESS : 4787 E. VALLEY VISTA LANE MORTGAGE AMT: 496,000.00 CITY PARADISE VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 AZ 85253 UNPAID BALANCE: 495,184.490 OPTION TO CONVERT : No MONTHLY P&I: 3,299.90 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185168 MORTGAGORS: CULVER, JAMES ADDRESS : 15156 EAST TWILIGHT VIEW MORTGAGE AMT: 268,000.00 CITY FOUNTAIN HILLS :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 AZ 85268 UNPAID BALANCE: 267,548.410 OPTION TO CONVERT : No MONTHLY P&I: 1,760.57 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185176 MORTGAGORS: MEANS, MARK MEANS, CATHY ADDRESS : 13761 SHOAL SUMMIT DRIVE MORTGAGE AMT: 325,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92128 UNPAID BALANCE: 324,465.650 OPTION TO CONVERT : No MONTHLY P&I: 2,162.23 ANNUAL RATE ADJUST: 0.000 LTV : 67.58000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185184 MORTGAGORS: SCHOFFSTALL, MARK WALKER, KIMBERLY ADDRESS : 4508 VEREDA MAR DE PONDER MORTGAGE AMT: 302,200.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92130 UNPAID BALANCE: 301,703.140 OPTION TO CONVERT : No MONTHLY P&I: 2,010.54 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185200 MORTGAGORS: MIKESELL, PAMELA BEGGS, TRACY ADDRESS : 103 GRIPPEN ROAD WEST MORTGAGE AMT: 373,500.00 CITY CAMP VERDE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 AZ 86322 UNPAID BALANCE: 373,215.800 OPTION TO CONVERT : No MONTHLY P&I: 2,579.67 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185218 MORTGAGORS: CAMPBELL, J. ADDRESS : 11236 NORTH 120TH PLACE MORTGAGE AMT: 314,300.00 CITY SCOTTSDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 AZ 85259 UNPAID BALANCE: 313,832.040 OPTION TO CONVERT : No MONTHLY P&I: 2,197.63 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185226 MORTGAGORS: COFFMAN, JOHN COFFMAN, CYNTHIA ADDRESS : 50 ELK LANE MORTGAGE AMT: 319,600.00 CITY LITTLETON :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 CO 80127 UNPAID BALANCE: 319,311.080 OPTION TO CONVERT : No MONTHLY P&I: 2,020.09 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185234 MORTGAGORS: SCHMIDT, JILL ELAINE KOWAL, THOMAS WILLIAM ADDRESS : 1509 COTTONWOOD LANE MORTGAGE AMT: 501,000.00 CITY LITTLETON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CO 80121 UNPAID BALANCE: 500,609.180 OPTION TO CONVERT : No MONTHLY P&I: 3,417.70 ANNUAL RATE ADJUST: 0.000 LTV : 66.71000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185242 MORTGAGORS: POTESTIO, ANTHONY JOHN POTESTIO, DEANNE COLLEEN ADDRESS : 15426 EAST PROGRESS DRIVE MORTGAGE AMT: 533,000.00 CITY AURORA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CO 80015 UNPAID BALANCE: 532,145.010 OPTION TO CONVERT : No MONTHLY P&I: 3,590.92 ANNUAL RATE ADJUST: 0.000 LTV : 79.99000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185259 MORTGAGORS: STAFFORD, ROBERT STAFFORD, JANET ADDRESS : 16 VIKING DRIVE MORTGAGE AMT: 471,200.00 CITY ENGLEWOOD :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CO 80110 UNPAID BALANCE: 470,425.260 OPTION TO CONVERT : No MONTHLY P&I: 3,134.91 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185267 MORTGAGORS: NAEGLE, GEORGE NAEGLE, ANGELA ADDRESS : 34 WEST 3300 SOUTH MORTGAGE AMT: 306,000.00 CITY BOUNTIFUL :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 UT 84010 UNPAID BALANCE: 305,749.170 OPTION TO CONVERT : No MONTHLY P&I: 2,035.83 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185275 MORTGAGORS: GEE, CHARLES ADDRESS : 2020 19TH STREET MORTGAGE AMT: 283,500.00 CITY BOULDER :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CO 80302 UNPAID BALANCE: 283,067.240 OPTION TO CONVERT : No MONTHLY P&I: 1,958.06 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185283 MORTGAGORS: MEYER, MICHAEL MEYER, JEANNIE ADDRESS : 611 FOURTH AVENUE MORTGAGE AMT: 572,000.00 CITY SPRING LAKE :\ STATE/ZIP :\ LIFETIME RATE : 6.37500 NJ 07762 UNPAID BALANCE: 571,470.210 OPTION TO CONVERT : No MONTHLY P&I: 3,568.54 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185309 MORTGAGORS: CROW, JAMES ADDRESS : 109 SECRETARIAT PLACE MORTGAGE AMT: 392,000.00 CITY HENDERSONVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 TN 37075 UNPAID BALANCE: 391,694.200 OPTION TO CONVERT : No MONTHLY P&I: 2,674.13 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185317 MORTGAGORS: DEVINE, MICHAEL DEVINE, MELISA ADDRESS : 13805 60TH STREET SOUTHEA MORTGAGE AMT: 242,950.00 CITY SNOHOMISH :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 WA 98290 UNPAID BALANCE: 242,550.560 OPTION TO CONVERT : No MONTHLY P&I: 1,616.35 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185333 MORTGAGORS: WEINSTEIN, CHRISTOPHER ADDRESS : 7704 16TH AVE NE MORTGAGE AMT: 261,000.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 WA 98115 UNPAID BALANCE: 260,786.060 OPTION TO CONVERT : No MONTHLY P&I: 1,736.44 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185341 MORTGAGORS: GREENSHIELDS, LESLIE GREENSHIELDS, MARK ADDRESS : 15261 - 80TH AVENUE N.E. MORTGAGE AMT: 309,600.00 CITY KENMORE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 WA 98028 UNPAID BALANCE: 309,346.220 OPTION TO CONVERT : No MONTHLY P&I: 2,059.78 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185358 MORTGAGORS: MEADE, BARRY MEADE, ROBERTA ADDRESS : 13610 SE 54TH PLACE MORTGAGE AMT: 395,000.00 CITY BELLEVUE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 WA 98006 UNPAID BALANCE: 394,334.400 OPTION TO CONVERT : No MONTHLY P&I: 2,594.87 ANNUAL RATE ADJUST: 0.000 LTV : 79.80000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185366 MORTGAGORS: COX, COLLETT ARRAJ, WILLIAM ADDRESS : 19005 FOREST PARK DRIVE N MORTGAGE AMT: 335,000.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 WA 98155 UNPAID BALANCE: 334,449.210 OPTION TO CONVERT : No MONTHLY P&I: 2,228.76 ANNUAL RATE ADJUST: 0.000 LTV : 48.91000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185382 MORTGAGORS: MACGILCHRIST, ROBERT MACGILCHRIST, COLLEEN ADDRESS : 5009 35TH AVE SW MORTGAGE AMT: 250,000.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 WA 98126 UNPAID BALANCE: 249,618.370 OPTION TO CONVERT : No MONTHLY P&I: 1,726.69 ANNUAL RATE ADJUST: 0.000 LTV : 87.49000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185390 MORTGAGORS: MCDOUGALL, JOHN LYNCH, CHRISTOPHER WARMENHOVEN, NICHOLAS ADDRESS : 5231 16TH AVE NE MORTGAGE AMT: 314,100.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 WA 98105 UNPAID BALANCE: 313,583.560 OPTION TO CONVERT : No MONTHLY P&I: 2,089.72 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185408 MORTGAGORS: PUTT, KEITH PUTT, SUZANNE ADDRESS : 24956 SE 43RD STREET MORTGAGE AMT: 260,300.00 CITY ISSAQUAH :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 WA 98029 UNPAID BALANCE: 260,096.950 OPTION TO CONVERT : No MONTHLY P&I: 1,775.70 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185416 MORTGAGORS: HALL, JOHN CHARLES ADDRESS : 12607 S.E. 85TH PLACE MORTGAGE AMT: 292,700.00 CITY NEWCASTLE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 WA 98056 UNPAID BALANCE: 292,460.080 OPTION TO CONVERT : No MONTHLY P&I: 1,947.34 ANNUAL RATE ADJUST: 0.000 LTV : 79.99000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185424 MORTGAGORS: LU, SAM LU, JOYCE ADDRESS : 18104 88TH AVENUE WEST MORTGAGE AMT: 420,000.00 CITY EDMONDS :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 WA 98026 UNPAID BALANCE: 419,647.150 OPTION TO CONVERT : No MONTHLY P&I: 2,759.10 ANNUAL RATE ADJUST: 0.000 LTV : 76.50000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185432 MORTGAGORS: CARROLL, JAMES SALTONSTALL, BRITTA ADDRESS : 646 PINE STREET MORTGAGE AMT: 315,200.00 CITY EDMONDS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 WA 98020 UNPAID BALANCE: 314,681.770 OPTION TO CONVERT : No MONTHLY P&I: 2,097.03 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185440 MORTGAGORS: MOSTUL, MARK MOSTUL, TRINITY ADDRESS : 16431 SOUTHEAST 31ST STRE MORTGAGE AMT: 268,000.00 CITY BELLEVUE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 WA 98008 UNPAID BALANCE: 267,091.620 OPTION TO CONVERT : No MONTHLY P&I: 1,760.57 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185465 MORTGAGORS: ADAMS, JAY ADAMS, RUTH ADDRESS : 710 SOUTH MINNESOTA STREE MORTGAGE AMT: 269,600.00 CITY CARSON CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NV 89703 UNPAID BALANCE: 269,178.090 OPTION TO CONVERT : No MONTHLY P&I: 1,839.15 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185473 MORTGAGORS: GRAHL, COLIN HAUBER, KAREN ADDRESS : 1104 KIMBERLY COURT MORTGAGE AMT: 300,000.00 CITY ROSEVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95661 UNPAID BALANCE: 299,760.090 OPTION TO CONVERT : No MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000 LTV : 68.97000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185481 MORTGAGORS: YU, VIVIAN GETTINS, JAMES ADDRESS : 385 PORTOFINO DRIVE MORTGAGE AMT: 599,200.00 CITY SAN CARLOS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94070 UNPAID BALANCE: 598,708.840 OPTION TO CONVERT : No MONTHLY P&I: 3,986.49 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185499 MORTGAGORS: MUSCHEID, MARTIN MUSCHEID, KENDIS ADDRESS : 4842 EAST MOUNTAIN VIEW R MORTGAGE AMT: 400,000.00 CITY PARADISE VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 AZ 85253 UNPAID BALANCE: 399,389.390 OPTION TO CONVERT : No MONTHLY P&I: 2,762.70 ANNUAL RATE ADJUST: 0.000 LTV : 89.29000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185515 MORTGAGORS: MONTEMAYOR, DEAN MONTEMAYOR, TERESA ADDRESS : 6400 LEDGE MOUNTAIN DRIVE MORTGAGE AMT: 350,000.00 CITY AUSTIN :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 TX 78731 UNPAID BALANCE: 349,705.960 OPTION TO CONVERT : No MONTHLY P&I: 2,299.25 ANNUAL RATE ADJUST: 0.000 LTV : 76.09000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185523 MORTGAGORS: SULLIVAN, JOHN O'SHEA SULLIVAN, LYNN ADDRESS : 1000 MOUNTAIN CREEK TRAIL MORTGAGE AMT: 300,000.00 CITY ATLANTA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 GA 30328 UNPAID BALANCE: 299,754.090 OPTION TO CONVERT : No MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000 LTV : 77.92000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185549 MORTGAGORS: BONDURANT, STUART BONDURANT, ELIZABETH ADDRESS : 300 THE PRADO MORTGAGE AMT: 300,000.00 CITY ATLANTA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 GA 30309 UNPAID BALANCE: 299,754.090 OPTION TO CONVERT : No MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000 LTV : 39.47000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185564 MORTGAGORS: STACEY, JAMES STACEY, JOANNE ADDRESS : LOT 10 FISHBROOK POINT MORTGAGE AMT: 280,000.00 CITY BLUE RIDGE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 GA 30513 UNPAID BALANCE: 279,550.850 OPTION TO CONVERT : No MONTHLY P&I: 1,886.41 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185580 MORTGAGORS: BEECH, DERRICK BEECH, BETTINA ADDRESS : 9495 HEDGEGROVE COVE MORTGAGE AMT: 430,400.00 CITY GERMANTOWN :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 TN 38138 UNPAID BALANCE: 430,055.820 OPTION TO CONVERT : No MONTHLY P&I: 2,899.68 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185598 MORTGAGORS: SCHWENTERLEY, JAMES VOLWILER, CHARLES ADDRESS : 1220 LAURENT STREET MORTGAGE AMT: 500,000.00 CITY SANTA CRUZ :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 95060 UNPAID BALANCE: 499,647.110 OPTION TO CONVERT : No MONTHLY P&I: 3,582.06 ANNUAL RATE ADJUST: 0.000 LTV : 65.70000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185630 MORTGAGORS: BEPKO, NEAL BEPKO, VIRGINIA ADDRESS : 12275 CHARLES LACEY DRIVE MORTGAGE AMT: 273,300.00 CITY MANASSAS :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 VA 20112 UNPAID BALANCE: 273,064.690 OPTION TO CONVERT : No MONTHLY P&I: 1,772.62 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185648 MORTGAGORS: FENWICK, JASON ADDRESS : 4808 SILVERBROOK WAY MORTGAGE AMT: 273,100.00 CITY BOWIE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MD 20720 UNPAID BALANCE: 272,886.960 OPTION TO CONVERT : No MONTHLY P&I: 1,863.02 ANNUAL RATE ADJUST: 0.000 LTV : 94.99000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185655 MORTGAGORS: EDWARDS, KATHERINE BOURKE ADDRESS : 3 FIRST AVENUE MORTGAGE AMT: 350,000.00 CITY SOUTHERN SHORES :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 NC 27949 UNPAID BALANCE: 349,705.960 OPTION TO CONVERT : No MONTHLY P&I: 2,299.25 ANNUAL RATE ADJUST: 0.000 LTV : 79.55000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185671 MORTGAGORS: HILL, BRIGANTE HILL, MELVIERA ADDRESS : 12 HILLS DRIVE MORTGAGE AMT: 379,000.00 CITY MONTGOMERY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 08502 UNPAID BALANCE: 378,696.920 OPTION TO CONVERT : No MONTHLY P&I: 2,553.39 ANNUAL RATE ADJUST: 0.000 LTV : 78.79000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185689 MORTGAGORS: RADERMAN, MICHAEL RADERMAN, MARILYN ADDRESS : 811 WEISBURG ROAD MORTGAGE AMT: 275,500.00 CITY WHITE HALL :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MD 21161 UNPAID BALANCE: 275,290.370 OPTION TO CONVERT : No MONTHLY P&I: 1,902.81 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185705 MORTGAGORS: WALLACE, JONATHAN B WALLACE, MAUREEN C ADDRESS : 1210 CULBERTSON CIRCLE MORTGAGE AMT: 247,200.00 CITY WEST CHESTER :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 PA 19380 UNPAID BALANCE: 247,007.160 OPTION TO CONVERT : No MONTHLY P&I: 1,686.34 ANNUAL RATE ADJUST: 0.000 LTV : 89.99000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185713 MORTGAGORS: MORIARTY, KEVIN MORIARTY, MICHELLE ADDRESS : 22 PLYMOUTH ROAD MORTGAGE AMT: 528,000.00 CITY SUMMIT :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 07901 UNPAID BALANCE: 527,153.030 OPTION TO CONVERT : No MONTHLY P&I: 3,557.23 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185721 MORTGAGORS: CEPEDA, ROGER STRUPP, MAUREEN ADDRESS : 4105 WHISPERING LANE MORTGAGE AMT: 245,600.00 CITY ANNANDALE :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 VA 22003 UNPAID BALANCE: 245,388.540 OPTION TO CONVERT : No MONTHLY P&I: 1,592.96 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185739 MORTGAGORS: AZAMI, DINA AZAMI, ROYA AZAMI, YAMA ADDRESS : 8402 COPPER LEAF COURT MORTGAGE AMT: 293,600.00 CITY FAIRFAX :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 VA 22039 UNPAID BALANCE: 292,008.700 OPTION TO CONVERT : No MONTHLY P&I: 1,978.04 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185747 MORTGAGORS: GREER, PAUL GREER, ANNE ADDRESS : 23599 SHINGLE CREEK ROAD MORTGAGE AMT: 284,000.00 CITY GOLDEN :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CO 80401 UNPAID BALANCE: 283,761.400 OPTION TO CONVERT : No MONTHLY P&I: 1,865.68 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185754 MORTGAGORS: MCNULTY, WILLIAM MCNULTY, SHANYN ADDRESS : 3615 N VACATION LANE MORTGAGE AMT: 304,000.00 CITY ARLINGTON :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 VA 22207 UNPAID BALANCE: 303,448.870 OPTION TO CONVERT : No MONTHLY P&I: 1,921.49 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185762 MORTGAGORS: MOORE, TERRENCE MOORE, ELLEN ADDRESS : 3680 SABLEWOOD DRIVE MORTGAGE AMT: 558,400.00 CITY DOYLESTOWN :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 PA 18901 UNPAID BALANCE: 557,930.880 OPTION TO CONVERT : No MONTHLY P&I: 3,668.29 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185770 MORTGAGORS: NAIMI, PARI MIRJAHANGIRI, HAMID ADDRESS : 12457 ERICA HILL LANE MORTGAGE AMT: 252,000.00 CITY FAIRFAX :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 VA 22033 UNPAID BALANCE: 251,812.980 OPTION TO CONVERT : No MONTHLY P&I: 1,762.02 ANNUAL RATE ADJUST: 0.000 LTV : 89.88000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185788 MORTGAGORS: BUENTING JR., ROBERT BUENTING, MARY ADDRESS : 1007 EATON DRIVE MORTGAGE AMT: 600,000.00 CITY MCLEAN :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 VA 22102 UNPAID BALANCE: 599,470.630 OPTION TO CONVERT : No MONTHLY P&I: 3,841.87 ANNUAL RATE ADJUST: 0.000 LTV : 71.01000 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185796 MORTGAGORS: JOHNSON, DAN JOHNSON, SHEILA ADDRESS : 5478 ASHLEIGH ROAD MORTGAGE AMT: 308,000.00 CITY FAIRFAX :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 VA 22030 UNPAID BALANCE: 307,753.700 OPTION TO CONVERT : No MONTHLY P&I: 2,075.05 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185804 MORTGAGORS: CORNELL, ERIC LANDRY, CELESTE ADDRESS : 745 UNIVERSITY AVENUE MORTGAGE AMT: 360,000.00 CITY BOULDER :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CO 80302 UNPAID BALANCE: 359,436.640 OPTION TO CONVERT : No MONTHLY P&I: 2,455.83 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185812 MORTGAGORS: BARRON, KEVIN BARRON, MARY ADDRESS : 2051 LIZA WAY MORTGAGE AMT: 291,900.00 CITY GAMBRILLS :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 MD 21054 UNPAID BALANCE: 291,370.810 OPTION TO CONVERT : No MONTHLY P&I: 1,845.01 ANNUAL RATE ADJUST: 0.000 LTV : 79.99000 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080185820 MORTGAGORS: ZARKHOSH, MEHDI ZARKHOSH, MAHNAZ ADDRESS : 1008 CHALLEDON ROAD MORTGAGE AMT: 304,000.00 CITY GREAT FALLS :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 VA 22066 UNPAID BALANCE: 303,738.260 OPTION TO CONVERT : No MONTHLY P&I: 1,971.74 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080186109 MORTGAGORS: MULSOW, JEFF MULSOW, LINDA ADDRESS : 28 HURST COURT MORTGAGE AMT: 431,650.00 CITY SAN RAMON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94583 UNPAID BALANCE: 431,313.280 OPTION TO CONVERT : No MONTHLY P&I: 2,944.61 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080186117 MORTGAGORS: POTE, MICHAEL POTE, KATHY ADDRESS : 2486 WEST MENLO AVENUE MORTGAGE AMT: 268,000.00 CITY FRESNO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 93711 UNPAID BALANCE: 267,600.980 OPTION TO CONVERT : No MONTHLY P&I: 1,873.89 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080186125 MORTGAGORS: MERSCHAT, MARTY MERSCHAT, DARLENE ADDRESS : 503 ISABEL DRIVE MORTGAGE AMT: 272,000.00 CITY MARTINEZ :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94553 UNPAID BALANCE: 271,787.810 OPTION TO CONVERT : No MONTHLY P&I: 1,855.52 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080186208 MORTGAGORS: RIEGEL, JAMES RIEGEL, GEOFFREY ADDRESS : 694 NICHOLSON AVENUE MORTGAGE AMT: 304,000.00 CITY SANTA CLARA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95051 UNPAID BALANCE: 303,756.900 OPTION TO CONVERT : No MONTHLY P&I: 2,048.10 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080186257 MORTGAGORS: CLAUDIO, MARY ADDRESS : 172 MELISSA CIRCLE MORTGAGE AMT: 350,000.00 CITY DALY CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94014 UNPAID BALANCE: 349,726.960 OPTION TO CONVERT : No MONTHLY P&I: 2,387.62 ANNUAL RATE ADJUST: 0.000 LTV : 89.97000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080186273 MORTGAGORS: SZATKO, JEROME SZATKO, JUDI ADDRESS : 1653 ANDALUSIA WAY MORTGAGE AMT: 300,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95125 UNPAID BALANCE: 299,771.720 OPTION TO CONVERT : No MONTHLY P&I: 2,072.03 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080186307 MORTGAGORS: HOBBS, STEVEN ADDRESS : 4348 MUIRWOOD DRIVE MORTGAGE AMT: 279,200.00 CITY PLEASANTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94588 UNPAID BALANCE: 278,971.150 OPTION TO CONVERT : No MONTHLY P&I: 1,857.52 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080186356 MORTGAGORS: SULYMANKHEL, JAWAD ADDRESS : 5220 KELLER RIDGE DRIVE MORTGAGE AMT: 333,400.00 CITY CLAYTON :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94517 UNPAID BALANCE: 332,903.590 OPTION TO CONVERT : No MONTHLY P&I: 2,331.18 ANNUAL RATE ADJUST: 0.000 LTV : 88.25000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080186406 MORTGAGORS: ROSS, JEFF ROSS, JULIE ADDRESS : 41489 TRENOUTH STREET MORTGAGE AMT: 228,000.00 CITY FREMONT :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94538 UNPAID BALANCE: 227,817.670 OPTION TO CONVERT : No MONTHLY P&I: 1,536.08 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080186430 MORTGAGORS: LORDIER, KIMBERLY LORDIER, TIMOTHY ADDRESS : 529 ANITA LANE MORTGAGE AMT: 300,000.00 CITY MILLBRAE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94030 UNPAID BALANCE: 299,771.720 OPTION TO CONVERT : No MONTHLY P&I: 2,072.03 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080186448 MORTGAGORS: SWAIM, JOSEPH ADDRESS : 978 ROCKDALE DRIVE MORTGAGE AMT: 326,400.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95129 UNPAID BALANCE: 326,157.760 OPTION TO CONVERT : No MONTHLY P&I: 2,282.24 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080186489 MORTGAGORS: WONG, ROBINA LAW, IVAN ADDRESS : 369 PACIFIC DRIVE MORTGAGE AMT: 299,950.00 CITY MOUNTAIN VIEW :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94043 UNPAID BALANCE: 299,727.400 OPTION TO CONVERT : No MONTHLY P&I: 2,097.29 ANNUAL RATE ADJUST: 0.000 LTV : 79.99000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080186547 MORTGAGORS: JAMES, M ADDRESS : 9085 WAITS FERRY CROSSING MORTGAGE AMT: 307,200.00 CITY DULUTH :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 GA 30097 UNPAID BALANCE: 306,941.910 OPTION TO CONVERT : No MONTHLY P&I: 2,018.09 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080186588 MORTGAGORS: TUMARKIN, JEFFREY TUMARKIN, PATRICIA ADDRESS : 9449 COPENHAVER DRIVE MORTGAGE AMT: 305,000.00 CITY POTOMAC :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MD 20854 UNPAID BALANCE: 304,743.770 OPTION TO CONVERT : No MONTHLY P&I: 2,003.63 ANNUAL RATE ADJUST: 0.000 LTV : 79.01554 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080186620 MORTGAGORS: PARGIN, ROBERT ADDRESS : 10005 SAN BERNADINO NE MORTGAGE AMT: 521,250.00 CITY ALBUQUERQUE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NM 87122 UNPAID BALANCE: 520,843.380 OPTION TO CONVERT : No MONTHLY P&I: 3,555.84 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080186646 MORTGAGORS: RIEGO, ROMEO RIEGO, LUCY ADDRESS : 33750 HEARTLAND COURT MORTGAGE AMT: 429,450.00 CITY UNION CITY :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 CA 94587 UNPAID BALANCE: 428,671.430 OPTION TO CONVERT : No MONTHLY P&I: 2,714.42 ANNUAL RATE ADJUST: 0.000 LTV : 89.99371 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080186679 MORTGAGORS: HARRIS, TOBEY HARRIS, JOY ADDRESS : 869 CASTLE PINES DRIVE MORTGAGE AMT: 291,000.00 CITY BALLWIN :\ STATE/ZIP :\ LIFETIME RATE : 8.25000 MO 63021 UNPAID BALANCE: 290,814.440 OPTION TO CONVERT : No MONTHLY P&I: 2,186.19 ANNUAL RATE ADJUST: 0.000 LTV : 78.64865 OUTSIDE CONV DATE: CURRENT INT 8.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080186687 MORTGAGORS: KATZ, HARRY KATZ, RONA ADDRESS : 1316 WELLINGTON DR MORTGAGE AMT: 400,000.00 CITY PITTSBURGH :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 PA 15241 UNPAID BALANCE: 399,710.500 OPTION TO CONVERT : No MONTHLY P&I: 2,831.17 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080186737 MORTGAGORS: HARRIS, RONALD HARRIS, DOLORES ADDRESS : 375 NEWPORT ROAD MORTGAGE AMT: 273,000.00 CITY HULL :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 MA 02045 UNPAID BALANCE: 272,807.320 OPTION TO CONVERT : No MONTHLY P&I: 1,955.81 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080186786 MORTGAGORS: MASCALI, ROSEANN LINVILLE, JEAN ADDRESS : 128 FULLER ROAD MORTGAGE AMT: 263,400.00 CITY BRIARCLIFF :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 NY 10510 UNPAID BALANCE: 262,649.140 OPTION TO CONVERT : No MONTHLY P&I: 1,887.03 ANNUAL RATE ADJUST: 0.000 LTV : 60.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080186828 MORTGAGORS: BLACKBURN, DONALD BLACKBURN, EDWINA ADDRESS : 1401 DARTMOUTH DRIVE MORTGAGE AMT: 262,800.00 CITY SOUTHLAKE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 TX 76092 UNPAID BALANCE: 262,165.310 OPTION TO CONVERT : No MONTHLY P&I: 1,770.53 ANNUAL RATE ADJUST: 0.000 LTV : 74.97860 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080186836 MORTGAGORS: PEPIS, RICK PEPIS, FRANCIS ADDRESS : 113 OLD PONTE VEDRA DRIVE MORTGAGE AMT: 400,000.00 CITY PONTE VEDRA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 FL 32082 UNPAID BALANCE: 399,389.390 OPTION TO CONVERT : No MONTHLY P&I: 2,762.70 ANNUAL RATE ADJUST: 0.000 LTV : 88.99766 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080186844 MORTGAGORS: D ASCENZO, MARK D ASCENZO, MICHELLE ADDRESS : 766 CHESSIE CROSSING WAY MORTGAGE AMT: 291,375.00 CITY WOODBINE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MD 21797 UNPAID BALANCE: 290,916.570 OPTION TO CONVERT : No MONTHLY P&I: 1,987.69 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080186851 MORTGAGORS: TUYL, ALAN TUYL, JEAN ADDRESS : 403 CHEROKEE STREET MORTGAGE AMT: 327,800.00 CITY MARIETTA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 GA 30060 UNPAID BALANCE: 327,274.170 OPTION TO CONVERT : No MONTHLY P&I: 2,208.45 ANNUAL RATE ADJUST: 0.000 LTV : 71.26087 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080186885 MORTGAGORS: SPONGBERG, ANDREW SPONGBERG, SARAH ADDRESS : 849 Rock O'Dundee Rd. MORTGAGE AMT: 380,000.00 CITY SOUTH DARTM :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MA 02748 UNPAID BALANCE: 379,703.560 OPTION TO CONVERT : No MONTHLY P&I: 2,592.27 ANNUAL RATE ADJUST: 0.000 LTV : 43.18182 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080186927 MORTGAGORS: MCKEEVER, GRANT ADDRESS : 12515 KLUGE ROAD MORTGAGE AMT: 317,000.00 CITY CYPRESS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 TX 77429 UNPAID BALANCE: 316,740.160 OPTION TO CONVERT : No MONTHLY P&I: 2,109.01 ANNUAL RATE ADJUST: 0.000 LTV : 70.44444 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080186950 MORTGAGORS: PARK, RONNY PARK, MICHELLE ADDRESS : 605 DEFOREST ROAD MORTGAGE AMT: 279,450.00 CITY COPPELL :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 TX 75019 UNPAID BALANCE: 279,220.940 OPTION TO CONVERT : No MONTHLY P&I: 1,859.19 ANNUAL RATE ADJUST: 0.000 LTV : 77.62500 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080186968 MORTGAGORS: DEBONNE, JEANETTE ADDRESS : 755 AVENIDA CAVALLEROS MORTGAGE AMT: 300,000.00 CITY PALM SPRING :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 92262 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,175.21 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080187016 MORTGAGORS: VANDERLEEST, CRAIG VANDERLEEST, SARA ADDRESS : 2604 CHARLESTOWNE LANE MORTGAGE AMT: 319,000.00 CITY NAPERVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 IL 60564 UNPAID BALANCE: 318,513.030 OPTION TO CONVERT : No MONTHLY P&I: 2,203.26 ANNUAL RATE ADJUST: 0.000 LTV : 79.96992 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080187073 MORTGAGORS: ANDERSON, MARGARET ADDRESS : 1453 BIG PLUM DRIVE MORTGAGE AMT: 325,000.00 CITY SEBASTOPOL :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95472 UNPAID BALANCE: 324,478.650 OPTION TO CONVERT : No MONTHLY P&I: 2,189.59 ANNUAL RATE ADJUST: 0.000 LTV : 79.27000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080187081 MORTGAGORS: BRIGGS, TERENCE BRIGGS, SHEILA ADDRESS : 250 PLEASANT HILL ROAD MORTGAGE AMT: 301,600.00 CITY SEBASTOPOL :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 95472 UNPAID BALANCE: 301,340.330 OPTION TO CONVERT : No MONTHLY P&I: 1,956.17 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080187099 MORTGAGORS: BUCKHOLDT, TOMMY BUCKHOLDT, KATHRYN ADDRESS : 292 URBANA LANE MORTGAGE AMT: 260,000.00 CITY BEN LOMOND :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95005 UNPAID BALANCE: 259,807.040 OPTION TO CONVERT : No MONTHLY P&I: 1,817.96 ANNUAL RATE ADJUST: 0.000 LTV : 68.42000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080187107 MORTGAGORS: SPERRY, WILLIAM ADDRESS : 551 BALTUSROL DRIVE MORTGAGE AMT: 294,800.00 CITY APTOS :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 95003 UNPAID BALANCE: 294,586.630 OPTION TO CONVERT : No MONTHLY P&I: 2,086.58 ANNUAL RATE ADJUST: 0.000 LTV : 79.68000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080187115 MORTGAGORS: HAMIDBATANI, REZA ADDRESS : 40670 MISSION BOULEVARD MORTGAGE AMT: 396,000.00 CITY FREMONT :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94539 UNPAID BALANCE: 395,090.470 OPTION TO CONVERT : No MONTHLY P&I: 2,735.07 ANNUAL RATE ADJUST: 0.000 LTV : 88.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080187123 MORTGAGORS: TOPUSIDIS, GEORGE TOPUSIDIS, KATHLEEN ADDRESS : 290 KIPLING AVENUE MORTGAGE AMT: 245,000.00 CITY BEN LOMOND :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95005 UNPAID BALANCE: 244,813.580 OPTION TO CONVERT : No MONTHLY P&I: 1,692.15 ANNUAL RATE ADJUST: 0.000 LTV : 59.04000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080187131 MORTGAGORS: BOLOURCHI, HOSSEIN BOLOURCHI, ZAHRA ADDRESS : 140 DUDLEY AVENUE MORTGAGE AMT: 383,000.00 CITY PIEDMONT :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94611 UNPAID BALANCE: 382,415.330 OPTION TO CONVERT : No MONTHLY P&I: 2,645.29 ANNUAL RATE ADJUST: 0.000 LTV : 71.59000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080187149 MORTGAGORS: KELLY, RICHARD KELLY, KIMBERLY HALL ADDRESS : 18736 BRICKELL WAY MORTGAGE AMT: 290,000.00 CITY CASTRO VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94546 UNPAID BALANCE: 289,784.780 OPTION TO CONVERT : No MONTHLY P&I: 2,027.72 ANNUAL RATE ADJUST: 0.000 LTV : 79.45000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080187156 MORTGAGORS: MEINCKE, DETLEF MEINCKE, DORO ADDRESS : 395 SHAWNEE PLACE MORTGAGE AMT: 312,000.00 CITY FREMONT :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94539 UNPAID BALANCE: 311,499.520 OPTION TO CONVERT : No MONTHLY P&I: 2,102.00 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080187172 MORTGAGORS: COOK, MATTHEW COOK, CATHY ADDRESS : 31851 VIA PATO MORTGAGE AMT: 402,750.00 CITY COTO DE CAZA AREA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92679 UNPAID BALANCE: 402,443.540 OPTION TO CONVERT : No MONTHLY P&I: 2,781.69 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080187180 MORTGAGORS: MCPEAK, RAYMOND MCPEAK, KAYANN ADDRESS : 30832 PALMETTO PLACE MORTGAGE AMT: 435,000.00 CITY LAGUNA NIGUEL :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 92677 UNPAID BALANCE: 434,685.160 OPTION TO CONVERT : No MONTHLY P&I: 3,078.90 ANNUAL RATE ADJUST: 0.000 LTV : 77.96000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080187198 MORTGAGORS: MORGAN, DAVID PAUL COPELAND MORGAN, YOULONDA ADDRESS : 1412 RANCHO HILLS DRIVE MORTGAGE AMT: 308,000.00 CITY CHINO HILLS :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 91709 UNPAID BALANCE: 307,741.240 OPTION TO CONVERT : No MONTHLY P&I: 2,023.34 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080187206 MORTGAGORS: MONDAY, DANIEL MONDAY, TERESA ADDRESS : 4609 CALLE DE GRANDE MORTGAGE AMT: 273,000.00 CITY LA VERNE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91750 UNPAID BALANCE: 272,787.040 OPTION TO CONVERT : No MONTHLY P&I: 1,862.34 ANNUAL RATE ADJUST: 0.000 LTV : 79.13000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080187347 MORTGAGORS: LINDQUIST, TODD LINDQUIST, MELANIE ADDRESS : 552 WEST ROSECRANS AVENUE MORTGAGE AMT: 292,000.00 CITY MANHATTAN BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90266 UNPAID BALANCE: 291,519.910 OPTION TO CONVERT : No MONTHLY P&I: 1,942.68 ANNUAL RATE ADJUST: 0.000 LTV : 68.22000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080187362 MORTGAGORS: RAPTON, KATINA KARRES, ANDREW ADDRESS : 6353 MINERAL COURT MORTGAGE AMT: 287,000.00 CITY CARMICHAEL :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95608 UNPAID BALANCE: 286,561.880 OPTION TO CONVERT : No MONTHLY P&I: 1,982.24 ANNUAL RATE ADJUST: 0.000 LTV : 85.67000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080187370 MORTGAGORS: TAYLOR, ROBERT ADDRESS : 14385 ESTHER DRIVE MORTGAGE AMT: 368,500.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95124 UNPAID BALANCE: 367,923.330 OPTION TO CONVERT : No MONTHLY P&I: 2,513.82 ANNUAL RATE ADJUST: 0.000 LTV : 89.88000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080187388 MORTGAGORS: SPECKMAN, LAWRENCE JOHN SPECKMAN, JEANNE LOUISE ADDRESS : 843 CROSSWAY ROAD MORTGAGE AMT: 450,000.00 CITY BURLINGAME :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94010 UNPAID BALANCE: 449,313.070 OPTION TO CONVERT : No MONTHLY P&I: 3,108.04 ANNUAL RATE ADJUST: 0.000 LTV : 65.69000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080187396 MORTGAGORS: PAPPAS, MICHAEL RAYMOND PAPPAS, LINDA CLAIRE ADDRESS : 38448 BOTANY GREEN MORTGAGE AMT: 259,000.00 CITY FREMONT :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 94536 UNPAID BALANCE: 258,821.760 OPTION TO CONVERT : No MONTHLY P&I: 1,877.93 ANNUAL RATE ADJUST: 0.000 LTV : 58.86000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080187412 MORTGAGORS: CHERRY, CHRISTOPHER CHERRY, DIANNE ADDRESS : 41145 LOS RANCHOS CIRCLE MORTGAGE AMT: 246,000.00 CITY TEMECULA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92592 UNPAID BALANCE: 245,624.480 OPTION TO CONVERT : No MONTHLY P&I: 1,699.06 ANNUAL RATE ADJUST: 0.000 LTV : 70.29000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080187453 MORTGAGORS: BEAM, RICK ADDRESS : 10699 ROUND VALLEY ROAD MORTGAGE AMT: 433,600.00 CITY GRASS VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 95945 UNPAID BALANCE: 433,301.600 OPTION TO CONVERT : No MONTHLY P&I: 3,143.90 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080187859 MORTGAGORS: THOMAS, SCOTT THOMAS, CHRISTINA ADDRESS : 1665 WYNDHAM DRIVE MORTGAGE AMT: 271,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 95124 UNPAID BALANCE: 270,772.320 OPTION TO CONVERT : No MONTHLY P&I: 1,780.28 ANNUAL RATE ADJUST: 0.000 LTV : 60.63000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080187867 MORTGAGORS: DONOVAN, RICHARD DONOVAN, DARLA ADDRESS : 66 SAN BENITO WAY MORTGAGE AMT: 250,000.00 CITY NOVATO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94945 UNPAID BALANCE: 249,804.980 OPTION TO CONVERT : No MONTHLY P&I: 1,705.44 ANNUAL RATE ADJUST: 0.000 LTV : 65.78947 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080188154 MORTGAGORS: SUSIC, THOMAS SKRYJA, JUDY ADDRESS : 755 TURRINI DRIVE MORTGAGE AMT: 320,000.00 CITY DANVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94526 UNPAID BALANCE: 319,756.510 OPTION TO CONVERT : No MONTHLY P&I: 2,210.16 ANNUAL RATE ADJUST: 0.000 LTV : 78.05000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080188394 MORTGAGORS: KOLSTAD, CHARLES KOLSTAD, LINDA ADDRESS : 21 SOUTH GORDON WAY MORTGAGE AMT: 650,000.00 CITY Los Altos :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94022 UNPAID BALANCE: 649,480.210 OPTION TO CONVERT : No MONTHLY P&I: 4,379.17 ANNUAL RATE ADJUST: 0.000 LTV : 59.09000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080188527 MORTGAGORS: WRIGHT, GRAHAM WRIGHT, LORI ADDRESS : 2569 BESS AVENUE MORTGAGE AMT: 536,000.00 CITY LIVERMORE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94550 UNPAID BALANCE: 535,592.150 OPTION TO CONVERT : No MONTHLY P&I: 3,702.02 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080188659 MORTGAGORS: MAGILTON, GERARD DHALLA, NOORJEHAN ADDRESS : 4906 HOLLICE COURT MORTGAGE AMT: 306,000.00 CITY LIVERMORE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94550 UNPAID BALANCE: 305,761.290 OPTION TO CONVERT : No MONTHLY P&I: 2,087.46 ANNUAL RATE ADJUST: 0.000 LTV : 74.09000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080188691 MORTGAGORS: MILSNER, MICHAEL MILSNER, MARY ADDRESS : 2654 MAPLEWOOD LANE MORTGAGE AMT: 460,000.00 CITY SANTA CLARA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95051 UNPAID BALANCE: 459,641.160 OPTION TO CONVERT : No MONTHLY P&I: 3,138.01 ANNUAL RATE ADJUST: 0.000 LTV : 79.72000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080188725 MORTGAGORS: WATKINS, PETER WATKINS, DANA ADDRESS : 1129 NORTH AVILA PLACE MORTGAGE AMT: 280,000.00 CITY ORANGE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92869 UNPAID BALANCE: 279,770.480 OPTION TO CONVERT : No MONTHLY P&I: 1,862.85 ANNUAL RATE ADJUST: 0.000 LTV : 76.71000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080189038 MORTGAGORS: WOOTTON, RICHARD WOOTTON, PATRICIA ADDRESS : 11 OAKWOOD DRIVE MORTGAGE AMT: 445,000.00 CITY SAN RAFAEL :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94901 UNPAID BALANCE: 444,669.750 OPTION TO CONVERT : No MONTHLY P&I: 3,111.50 ANNUAL RATE ADJUST: 0.000 LTV : 74.16667 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080189178 MORTGAGORS: ROCKEY, DANA ROCKEY, PEGGY ADDRESS : 2828 FLEUR DRIVE MORTGAGE AMT: 624,000.00 CITY SAN MARINO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91108 UNPAID BALANCE: 623,525.190 OPTION TO CONVERT : No MONTHLY P&I: 4,309.81 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080189194 MORTGAGORS: GUBATINA, VICTOR GUBATINA, MARIA ADDRESS : 33908 CAPULET CIRCLE MORTGAGE AMT: 275,500.00 CITY FREMONT :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94555 UNPAID BALANCE: 275,295.540 OPTION TO CONVERT : No MONTHLY P&I: 1,926.34 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080189236 MORTGAGORS: THACKER, BRIAN THACKER, HEIDI ADDRESS : 17045 DUCK LANE MORTGAGE AMT: 256,500.00 CITY HAYMARKET :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 VA 20169 UNPAID BALANCE: 255,833.750 OPTION TO CONVERT : No MONTHLY P&I: 1,663.65 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080189301 MORTGAGORS: NICKLAS, MICHAEL NICKLAS, BROOKE ADDRESS : 4 WILLOW POND ROAD MORTGAGE AMT: 285,500.00 CITY WILLISTOWN :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 PA 19355 UNPAID BALANCE: 285,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,804.55 ANNUAL RATE ADJUST: 0.000 LTV : 78.21918 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080189509 MORTGAGORS: SZWARC, JEANNOT DEMENAUL SZW, CARA ADDRESS : 2282 SANDERS ROAD MORTGAGE AMT: 400,000.00 CITY SEBASTOPOL :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 95472 UNPAID BALANCE: 399,717.680 OPTION TO CONVERT : No MONTHLY P&I: 2,865.65 ANNUAL RATE ADJUST: 0.000 LTV : 66.66667 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080189517 MORTGAGORS: NEILLY, MICHAEL ROGERS, LIANE ADDRESS : 1009 PORTO MARINO DRIVE MORTGAGE AMT: 480,000.00 CITY SAN CARLOS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94070 UNPAID BALANCE: 479,616.150 OPTION TO CONVERT : No MONTHLY P&I: 3,233.85 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080189525 MORTGAGORS: SUMMERS, STEVEN ADDRESS : 14665 KASEL COURT NORTHEA MORTGAGE AMT: 240,000.00 CITY AURORA :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 OR 97002 UNPAID BALANCE: 239,834.830 OPTION TO CONVERT : No MONTHLY P&I: 1,740.17 ANNUAL RATE ADJUST: 0.000 LTV : 77.41935 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080189533 MORTGAGORS: TIRMAN, MARK TIRMAN, STEPHANIE ADDRESS : 9656 ERNWOOD PLACE MORTGAGE AMT: 288,000.00 CITY SAN RAMON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94583 UNPAID BALANCE: 287,780.850 OPTION TO CONVERT : No MONTHLY P&I: 1,989.15 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080189558 MORTGAGORS: BLOK, VYACHESLAV BLOK, LENA ADDRESS : 109 SUMMERWOOD DRIVE MORTGAGE AMT: 283,000.00 CITY LOS GATOS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95032 UNPAID BALANCE: 282,773.680 OPTION TO CONVERT : No MONTHLY P&I: 1,906.63 ANNUAL RATE ADJUST: 0.000 LTV : 77.53425 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080189566 MORTGAGORS: CULLINS, MARY ADDRESS : 5011 46TH AVENUE SOUTH MORTGAGE AMT: 50,000.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 WA 98118 UNPAID BALANCE: 49,964.710 OPTION TO CONVERT : No MONTHLY P&I: 358.21 ANNUAL RATE ADJUST: 0.000 LTV : 27.77778 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080189582 MORTGAGORS: HARPER, JAMES HARPER, VICTORIA ADDRESS : 181 HART BENCH ROAD MORTGAGE AMT: 340,000.00 CITY DARBY :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 MT 59829 UNPAID BALANCE: 339,766.010 OPTION TO CONVERT : No MONTHLY P&I: 2,465.24 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080189590 MORTGAGORS: KAFFEL, MARY ADDRESS : 8807 MOUNTAIN VIEW DRIVE MORTGAGE AMT: 75,000.00 CITY YELM :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 WA 98597 UNPAID BALANCE: 74,947.070 OPTION TO CONVERT : No MONTHLY P&I: 537.31 ANNUAL RATE ADJUST: 0.000 LTV : 63.55932 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080189616 MORTGAGORS: MAESTAS, MANUEL ADDRESS : 455 NORTH 3700 EAST MORTGAGE AMT: 74,400.00 CITY RIGBY :\ STATE/ZIP :\ LIFETIME RATE : 8.12500 ID 83442 UNPAID BALANCE: 74,351.330 OPTION TO CONVERT : No MONTHLY P&I: 552.42 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080189632 MORTGAGORS: SALAMATI POU, SOHRAB SALAMATI, SIMA ADDRESS : 5462 CATOWBA LANE MORTGAGE AMT: 372,000.00 CITY IRVINE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92612 UNPAID BALANCE: 371,687.470 OPTION TO CONVERT : No MONTHLY P&I: 2,443.78 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080189640 MORTGAGORS: MCNALL, KAREN MCNALL, LARRY ADDRESS : 29243 RIDGELINE COURT MORTGAGE AMT: 470,000.00 CITY TEMECULA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92590 UNPAID BALANCE: 469,624.150 OPTION TO CONVERT : No MONTHLY P&I: 3,166.48 ANNUAL RATE ADJUST: 0.000 LTV : 72.30769 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080189657 MORTGAGORS: RASH, JONNEY RASH, JENNE ADDRESS : 11127 COUNTY ROAD MORTGAGE AMT: 148,550.00 CITY WESTCLIFFE :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CO 81252 UNPAID BALANCE: 148,422.100 OPTION TO CONVERT : No MONTHLY P&I: 963.49 ANNUAL RATE ADJUST: 0.000 LTV : 60.63265 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080189665 MORTGAGORS: VABREY, ROBERTO VABREY, BIBIAN ADDRESS : 3213 NORTH VALLEY DRIVE MORTGAGE AMT: 336,000.00 CITY MANHATTAN B :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 90266 UNPAID BALANCE: 335,768.770 OPTION TO CONVERT : No MONTHLY P&I: 2,436.23 ANNUAL RATE ADJUST: 0.000 LTV : 79.05882 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080189673 MORTGAGORS: WILLIAMS, TERRANCE ADDRESS : 985 JUNIPER COURT MORTGAGE AMT: 100,000.00 CITY CROCKETT :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94525 UNPAID BALANCE: 99,923.900 OPTION TO CONVERT : No MONTHLY P&I: 690.68 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080189681 MORTGAGORS: BOJADZIJEV, JULIE ADDRESS : 1093 HOWELL HARBOR DRIVE MORTGAGE AMT: 120,800.00 CITY CASSELBERRY :\ STATE/ZIP :\ LIFETIME RATE : 8.37500 FL 32707 UNPAID BALANCE: 120,724.910 OPTION TO CONVERT : No MONTHLY P&I: 918.17 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080189699 MORTGAGORS: MARTIN, JOSEPH MARTIN, JULIEANNE ADDRESS : 8778 BRIDALSMITH DRIVE MORTGAGE AMT: 139,650.00 CITY SACRAMENTO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95828 UNPAID BALANCE: 139,541.060 OPTION TO CONVERT : No MONTHLY P&I: 952.66 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080189707 MORTGAGORS: KALOUNER, CLARA ADDRESS : 3069 FORT MCKAY ROAD MORTGAGE AMT: 80,000.00 CITY OAKLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 OR 97462 UNPAID BALANCE: 79,943.540 OPTION TO CONVERT : No MONTHLY P&I: 573.13 ANNUAL RATE ADJUST: 0.000 LTV : 69.56522 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080189715 MORTGAGORS: NELSON, CINDY ADDRESS : 671 SHADOW MIST COURT MORTGAGE AMT: 573,650.00 CITY LIVERMORE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94550 UNPAID BALANCE: 573,202.490 OPTION TO CONVERT : No MONTHLY P&I: 3,913.31 ANNUAL RATE ADJUST: 0.000 LTV : 75.00007 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080189723 MORTGAGORS: BAJGROwIEZ, RICHARD BAJGROWIEZ, BERNADETTE ADDRESS : 4521 WEST DUNN PLACE MORTGAGE AMT: 80,750.00 CITY TUCSON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 AZ 85741 UNPAID BALANCE: 80,687.000 OPTION TO CONVERT : No MONTHLY P&I: 550.86 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080189731 MORTGAGORS: FOY, JEFFREY ADDRESS : 150 SOUTHEAST 32ND AVENUE MORTGAGE AMT: 103,000.00 CITY PORTLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 OR 97214 UNPAID BALANCE: 102,923.550 OPTION TO CONVERT : No MONTHLY P&I: 720.20 ANNUAL RATE ADJUST: 0.000 LTV : 74.63768 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080189756 MORTGAGORS: L FUCCELLO, MARCY ADDRESS : 3215 EAST BROOKWOOD COURT MORTGAGE AMT: 119,900.00 CITY PHOENIX :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 AZ 85044 UNPAID BALANCE: 119,900.000 OPTION TO CONVERT : No MONTHLY P&I: 869.36 ANNUAL RATE ADJUST: 0.000 LTV : 79.98666 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080189764 MORTGAGORS: THOMPSON, ROBERT THOMPSON, ANTOINETTE ADDRESS : 2109 THORNKNOLL DRIVE MORTGAGE AMT: 275,500.00 CITY FT WASHINGT :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MD 20744 UNPAID BALANCE: 275,295.540 OPTION TO CONVERT : No MONTHLY P&I: 1,926.34 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080189772 MORTGAGORS: MICELI, CARL MICELI, PATRICIA ADDRESS : 9214 DOGWOOD ROAD MORTGAGE AMT: 188,000.00 CITY BALTIMORE :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 MD 21244 UNPAID BALANCE: 187,867.310 OPTION TO CONVERT : No MONTHLY P&I: 1,346.86 ANNUAL RATE ADJUST: 0.000 LTV : 61.63934 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080189780 MORTGAGORS: FORD, NANETTE ADDRESS : 2430 EAST OREGON AVENUE MORTGAGE AMT: 169,000.00 CITY PHOENIX :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 AZ 85016 UNPAID BALANCE: 168,877.670 OPTION TO CONVERT : No MONTHLY P&I: 1,196.18 ANNUAL RATE ADJUST: 0.000 LTV : 62.59259 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080189798 MORTGAGORS: HENNESSY SMI, CAROLE SMITH, STANLEY ADDRESS : 3733 NORTHEAST KLICKITAT MORTGAGE AMT: 210,000.00 CITY PORTLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 OR 97212 UNPAID BALANCE: 210,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,468.36 ANNUAL RATE ADJUST: 0.000 LTV : 74.73310 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080189806 MORTGAGORS: TALIFER, DEREK ADDRESS : 7735 EAST CASITAS DEL RIO MORTGAGE AMT: 328,800.00 CITY SCOTTSDALE :\ STATE/ZIP :\ LIFETIME RATE : 8.12500 AZ 85255 UNPAID BALANCE: 328,584.910 OPTION TO CONVERT : No MONTHLY P&I: 2,441.34 ANNUAL RATE ADJUST: 0.000 LTV : 78.63207 OUTSIDE CONV DATE: CURRENT INT 8.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080189814 MORTGAGORS: SMITH, JOHN ADDRESS : 12294 GOLF LANE SOUTHEAST MORTGAGE AMT: 92,000.00 CITY SUBLIMITY :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 OR 97385 UNPAID BALANCE: 91,936.680 OPTION TO CONVERT : No MONTHLY P&I: 667.07 ANNUAL RATE ADJUST: 0.000 LTV : 49.72973 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080189822 MORTGAGORS: SORENSON, CRAIG SORENSON, STACI ADDRESS : 11411 NORTHEAST 119TH STR MORTGAGE AMT: 245,000.00 CITY VANCOUVER :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 WA 98662 UNPAID BALANCE: 244,827.070 OPTION TO CONVERT : No MONTHLY P&I: 1,755.22 ANNUAL RATE ADJUST: 0.000 LTV : 69.60227 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080189830 MORTGAGORS: MAY, STEPHANIE ADDRESS : 6542 SOUTHEAST LOIS STREE MORTGAGE AMT: 101,900.00 CITY HILLSBORO :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 OR 97123 UNPAID BALANCE: 101,828.070 OPTION TO CONVERT : No MONTHLY P&I: 730.03 ANNUAL RATE ADJUST: 0.000 LTV : 79.97551 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080189855 MORTGAGORS: CORIA, JUAN CORIA, LETICIA ADDRESS : 1560 INDIAN SUMMER ROAD MORTGAGE AMT: 115,000.00 CITY SAN MARCOS :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 92069 UNPAID BALANCE: 114,920.860 OPTION TO CONVERT : No MONTHLY P&I: 833.83 ANNUAL RATE ADJUST: 0.000 LTV : 69.69697 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080189863 MORTGAGORS: KIM, LUCIA ADDRESS : 739 LORRAINE BOULEVARD MORTGAGE AMT: 228,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 90005 UNPAID BALANCE: 228,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,653.16 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080189889 MORTGAGORS: WOOD, JOAN ADDRESS : 399 POND STREET MORTGAGE AMT: 100,000.00 CITY BRAINTREE :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 MA 02184 UNPAID BALANCE: 99,932.910 OPTION TO CONVERT : No MONTHLY P&I: 733.76 ANNUAL RATE ADJUST: 0.000 LTV : 58.82353 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080189897 MORTGAGORS: ZEAGER, HARVEY ADDRESS : 16305 MOUNT VERNON ROAD MORTGAGE AMT: 75,600.00 CITY GOLDEN :\ STATE/ZIP :\ LIFETIME RATE : 8.37500 CO 80401 UNPAID BALANCE: 75,553.020 OPTION TO CONVERT : No MONTHLY P&I: 574.61 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080189913 MORTGAGORS: VALENTINE, ROSS VALENTINE, KAYLYN ADDRESS : 690 CARR STREET MORTGAGE AMT: 140,000.00 CITY LAKEWOOD :\ STATE/ZIP :\ LIFETIME RATE : 8.25000 CO 80215 UNPAID BALANCE: 139,910.730 OPTION TO CONVERT : No MONTHLY P&I: 1,051.77 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080189921 MORTGAGORS: COURKAMP, LARRY COURKAMP, KARLENE ADDRESS : 1532 NORTH NEVADA MORTGAGE AMT: 79,000.00 CITY COLORADO SP :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CO 80907 UNPAID BALANCE: 78,931.990 OPTION TO CONVERT : No MONTHLY P&I: 512.39 ANNUAL RATE ADJUST: 0.000 LTV : 30.38462 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080189939 MORTGAGORS: HARRISON, MERNETTA ADDRESS : 11935 EAST FORD DRIVE MORTGAGE AMT: 81,600.00 CITY AURORA :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 CO 80239 UNPAID BALANCE: 81,545.250 OPTION TO CONVERT : No MONTHLY P&I: 598.75 ANNUAL RATE ADJUST: 0.000 LTV : 80.79208 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080189947 MORTGAGORS: BIVEN, JOHN ADDRESS : 79 OLD COURSE DRIVE MORTGAGE AMT: 447,800.00 CITY NEWPORT BEA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92660 UNPAID BALANCE: 447,467.670 OPTION TO CONVERT : No MONTHLY P&I: 3,131.08 ANNUAL RATE ADJUST: 0.000 LTV : 66.55737 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080189962 MORTGAGORS: CHITTUM, MARK DULLEA, MARY ADDRESS : 10453 SIERRA VISTA LANE MORTGAGE AMT: 436,000.00 CITY LA MESA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91941 UNPAID BALANCE: 435,659.880 OPTION TO CONVERT : No MONTHLY P&I: 2,974.29 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080189970 MORTGAGORS: BANIS, JUDITH ADDRESS : 35 GREENWOOD AVENUE MORTGAGE AMT: 280,000.00 CITY SAN FRANCIS :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94112 UNPAID BALANCE: 279,792.200 OPTION TO CONVERT : No MONTHLY P&I: 1,957.80 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190002 MORTGAGORS: LOPEZ, SYLVIA LOPEZ, PATRICIA ADDRESS : 11685 RAMONA BOULEVARD MORTGAGE AMT: 113,990.00 CITY EL MONTE :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 91732 UNPAID BALANCE: 113,907.500 OPTION TO CONVERT : No MONTHLY P&I: 806.81 ANNUAL RATE ADJUST: 0.000 LTV : 94.99958 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190010 MORTGAGORS: HOPSON, JAMES HOPSON, CAROL ADDRESS : 1015 OLIVE CREST DRIVE MORTGAGE AMT: 290,000.00 CITY ENCINITAS :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92024 UNPAID BALANCE: 290,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,027.72 ANNUAL RATE ADJUST: 0.000 LTV : 55.23810 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190028 MORTGAGORS: KOBRYNER, JOE KOBRYNER, KATHLEEN ADDRESS : 1291 SUNDALE ROAD MORTGAGE AMT: 354,800.00 CITY EL CAJON :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92019 UNPAID BALANCE: 354,536.690 OPTION TO CONVERT : No MONTHLY P&I: 2,480.81 ANNUAL RATE ADJUST: 0.000 LTV : 70.11858 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190036 MORTGAGORS: STRUGHOLD, ELFRIEDA ADDRESS : 2261 WEST 73RD PLACE MORTGAGE AMT: 74,000.00 CITY DENVER :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CO 80221 UNPAID BALANCE: 73,946.440 OPTION TO CONVERT : No MONTHLY P&I: 523.77 ANNUAL RATE ADJUST: 0.000 LTV : 55.63910 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190044 MORTGAGORS: LANCE, DIANE ADDRESS : 4089 ROSEWOOD WAY MORTGAGE AMT: 85,000.00 CITY CHINO HILLS :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 91709 UNPAID BALANCE: 84,936.920 OPTION TO CONVERT : No MONTHLY P&I: 594.33 ANNUAL RATE ADJUST: 0.000 LTV : 40.47619 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190051 MORTGAGORS: CHANG, CHING PAN, LAN ADDRESS : 9788 GALAHAD POINT COURT MORTGAGE AMT: 158,800.00 CITY LAS VEGAS :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NV 89147 UNPAID BALANCE: 158,682.150 OPTION TO CONVERT : No MONTHLY P&I: 1,110.35 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190077 MORTGAGORS: DICKS, WILLIAM ADDRESS : 920 HERNDON DAIRY ROAD MORTGAGE AMT: 67,500.00 CITY NORTH AUGUS :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 SC 29841 UNPAID BALANCE: 67,500.000 OPTION TO CONVERT : No MONTHLY P&I: 471.97 ANNUAL RATE ADJUST: 0.000 LTV : 50.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190085 MORTGAGORS: ROBERTS, MATTHEW ROBERTS, ANNA ADDRESS : 4953 AMBROSE AVENUE MORTGAGE AMT: 423,200.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 90027 UNPAID BALANCE: 423,200.000 OPTION TO CONVERT : No MONTHLY P&I: 3,031.86 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190101 MORTGAGORS: PIDD, DONALD PIDD, DEANA ADDRESS : 838 LOADSTONE COURT MORTGAGE AMT: 167,250.00 CITY ROHNERT PAR :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 94928 UNPAID BALANCE: 167,128.940 OPTION TO CONVERT : No MONTHLY P&I: 1,183.79 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190127 MORTGAGORS: OLTEAN, GEORGE ADDRESS : 10046 S WHITE OAK PARK MORTGAGE AMT: 151,200.00 CITY LITTLETON :\ STATE/ZIP :\ LIFETIME RATE : 8.12500 CO 80126 UNPAID BALANCE: 151,101.090 OPTION TO CONVERT : No MONTHLY P&I: 1,122.66 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190135 MORTGAGORS: MALICK, RANDY MALICK, FRANCES ADDRESS : 3005 TANBRIDGE DR MORTGAGE AMT: 116,400.00 CITY MARTINSBURG :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 WV 25401 UNPAID BALANCE: 116,309.200 OPTION TO CONVERT : No MONTHLY P&I: 794.05 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190150 MORTGAGORS: CHRISTOFFERS, KANDIS ADDRESS : 2532 ANNIE OAKLEY DRIVE MORTGAGE AMT: 281,000.00 CITY PARK CITY :\ STATE/ZIP :\ LIFETIME RATE : 8.25000 UT 84060 UNPAID BALANCE: 281,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,111.06 ANNUAL RATE ADJUST: 0.000 LTV : 79.15493 OUTSIDE CONV DATE: CURRENT INT 8.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190168 MORTGAGORS: REYES, FELICIANO REYERS, REBECCA ADDRESS : 4118-4122 HAMILTON STREET MORTGAGE AMT: 270,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 92104 UNPAID BALANCE: 269,804.590 OPTION TO CONVERT : No MONTHLY P&I: 1,911.04 ANNUAL RATE ADJUST: 0.000 LTV : 89.79049 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190184 MORTGAGORS: MCMULLEN, SHEILA ADDRESS : 3234 33RD AVENUE SOUTH MORTGAGE AMT: 75,000.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 WA 98144 UNPAID BALANCE: 74,948.390 OPTION TO CONVERT : No MONTHLY P&I: 543.80 ANNUAL RATE ADJUST: 0.000 LTV : 44.11765 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190192 MORTGAGORS: KHANSARI, MEHRDAD KHANSARI, VICTORIA ADDRESS : 2397 RIDGEVIEW AVENUE MORTGAGE AMT: 317,100.00 CITY ROWLAND HEI :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 91748 UNPAID BALANCE: 316,870.500 OPTION TO CONVERT : No MONTHLY P&I: 2,244.41 ANNUAL RATE ADJUST: 0.000 LTV : 79.98567 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190200 MORTGAGORS: GARCIA, ERIC ADDRESS : 862 FERNHILL COURT MORTGAGE AMT: 384,000.00 CITY NEWBURY PAR :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 91320 UNPAID BALANCE: 383,735.730 OPTION TO CONVERT : No MONTHLY P&I: 2,784.27 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190218 MORTGAGORS: DRURY, WILLIAM BEAY, PENELOPE ADDRESS : 26 FECAMP MORTGAGE AMT: 284,000.00 CITY NEWPORT COA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92657 UNPAID BALANCE: 283,783.900 OPTION TO CONVERT : No MONTHLY P&I: 1,961.52 ANNUAL RATE ADJUST: 0.000 LTV : 63.11111 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190226 MORTGAGORS: OWENS, MICHAEL OWENS, MARY ADDRESS : 24991 CAROL LANE MORTGAGE AMT: 254,400.00 CITY LAGUNA HILL :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92653 UNPAID BALANCE: 254,400.000 OPTION TO CONVERT : No MONTHLY P&I: 1,757.08 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190234 MORTGAGORS: ROUSE, MICHAEL ADDRESS : 1270 ASPEN CIRCLE MORTGAGE AMT: 187,900.00 CITY HOLLISTER :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 95023 UNPAID BALANCE: 187,900.000 OPTION TO CONVERT : No MONTHLY P&I: 1,362.41 ANNUAL RATE ADJUST: 0.000 LTV : 79.99149 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190259 MORTGAGORS: BROMME, TAMMY ADDRESS : 3621 DORSHIRE COURT MORTGAGE AMT: 89,600.00 CITY PASADENA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MD 21122 UNPAID BALANCE: 89,533.500 OPTION TO CONVERT : No MONTHLY P&I: 626.50 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190267 MORTGAGORS: OLESH, GERALD ADDRESS : 480 SOUTH MARION PARKWAY MORTGAGE AMT: 137,000.00 CITY DENVER :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CO 80209 UNPAID BALANCE: 137,000.000 OPTION TO CONVERT : No MONTHLY P&I: 946.22 ANNUAL RATE ADJUST: 0.000 LTV : 65.23810 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190275 MORTGAGORS: ESCOBAR, JOHN ESCOBAR, LAURA ADDRESS : 1931 BORDEAUX TERRACE MORTGAGE AMT: 320,000.00 CITY CHULA VISTA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91913 UNPAID BALANCE: 319,756.510 OPTION TO CONVERT : No MONTHLY P&I: 2,210.16 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190283 MORTGAGORS: GRAVES, JEFFERY ADDRESS : 254 SEMPLES CROSSING MORTGAGE AMT: 568,000.00 CITY BENICIA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94510 UNPAID BALANCE: 568,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,971.54 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190317 MORTGAGORS: ARIKAT, SAMIR ARIKAT, AMIN ARIKAT, BARBARA ADDRESS : 169 DUBLIN COURT MORTGAGE AMT: 290,000.00 CITY PETALUMA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94952 UNPAID BALANCE: 290,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,953.78 ANNUAL RATE ADJUST: 0.000 LTV : 71.48139 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190325 MORTGAGORS: ZIELGER, CURTIS ZIEGLER, AIMEE ADDRESS : 648 DANE DRIVE MORTGAGE AMT: 114,500.00 CITY SAN MARCOS :\ STATE/ZIP :\ LIFETIME RATE : 8.12500 CA 92069 UNPAID BALANCE: 114,500.000 OPTION TO CONVERT : No MONTHLY P&I: 850.16 ANNUAL RATE ADJUST: 0.000 LTV : 61.89189 OUTSIDE CONV DATE: CURRENT INT 8.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190341 MORTGAGORS: VARELA, FRANK ADDRESS : 171 CAMINO DE SABINAL MORTGAGE AMT: 82,600.00 CITY BOSQUE :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 NM 87006 UNPAID BALANCE: 82,419.490 OPTION TO CONVERT : No MONTHLY P&I: 584.64 ANNUAL RATE ADJUST: 0.000 LTV : 61.18519 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190358 MORTGAGORS: HUANG, FU YUAN HUANG, JIN CHU ADDRESS : 2031 WENDOVER LANE MORTGAGE AMT: 407,250.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95121 UNPAID BALANCE: 406,932.300 OPTION TO CONVERT : No MONTHLY P&I: 2,778.17 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190366 MORTGAGORS: WALTON, CATHERINE BUNCH, RONALD ADDRESS : 3430 EUCLID AVENUE MORTGAGE AMT: 258,000.00 CITY CONCORD :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94519 UNPAID BALANCE: 258,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,781.95 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190382 MORTGAGORS: BREZDEN, JOHN BREZDEN, MARIA ADDRESS : 1080 SAINT MARY AVENUE MORTGAGE AMT: 350,000.00 CITY CAYUCOS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 93430 UNPAID BALANCE: 350,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,387.62 ANNUAL RATE ADJUST: 0.000 LTV : 68.62745 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190390 MORTGAGORS: JOSSELYN, GREGORY JOSSELYN, JANET ADDRESS : 189 BLAND AVENUE MORTGAGE AMT: 300,000.00 CITY CAMPBELL :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 95008 UNPAID BALANCE: 299,782.860 OPTION TO CONVERT : No MONTHLY P&I: 2,123.39 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190408 MORTGAGORS: ROBB, HELENITA ADDRESS : 33006 28TH AVENUE SOUTHWE MORTGAGE AMT: 98,000.00 CITY FEDERAL WAY :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 WA 98023 UNPAID BALANCE: 98,000.000 OPTION TO CONVERT : No MONTHLY P&I: 693.64 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190416 MORTGAGORS: HEDMAN, MICHAEL HEDMAN, KAREN ADDRESS : 2310 TRENTON DRIVE MORTGAGE AMT: 324,000.00 CITY SAN BRUNO :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 94066 UNPAID BALANCE: 324,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,293.26 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190424 MORTGAGORS: BEUST, DAVID MILLER BEUST, SARA ADDRESS : 6807 HOLST ROAD MORTGAGE AMT: 118,100.00 CITY CLINTON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 WA 98236 UNPAID BALANCE: 118,100.000 OPTION TO CONVERT : No MONTHLY P&I: 815.69 ANNUAL RATE ADJUST: 0.000 LTV : 60.87629 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190432 MORTGAGORS: SELLECK, CHARLES SELLECK, MADELEINE ADDRESS : 11796 TAMMY WAY MORTGAGE AMT: 145,000.00 CITY GRASS VALLE :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 95949 UNPAID BALANCE: 145,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,026.31 ANNUAL RATE ADJUST: 0.000 LTV : 44.61538 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190440 MORTGAGORS: GO, ANTHONY ADDRESS : 321 24TH AVENUE MORTGAGE AMT: 528,000.00 CITY SAN FRANCIS :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 94121 UNPAID BALANCE: 528,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,828.37 ANNUAL RATE ADJUST: 0.000 LTV : 56.23003 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190457 MORTGAGORS: WIGERT, J WIGERT, SUSAN ADDRESS : 266 VALLEJO AVENUE MORTGAGE AMT: 400,000.00 CITY INVERNESS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94937 UNPAID BALANCE: 400,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,728.71 ANNUAL RATE ADJUST: 0.000 LTV : 64.30868 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190465 MORTGAGORS: HATTON, RANDY ADDRESS : 97 COUNTY ROAD B7 MORTGAGE AMT: 85,000.00 CITY EAGLE NEST :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NM 87718 UNPAID BALANCE: 85,000.000 OPTION TO CONVERT : No MONTHLY P&I: 565.51 ANNUAL RATE ADJUST: 0.000 LTV : 62.38532 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190473 MORTGAGORS: BOSCARDIN, ANDREW ADDRESS : 2207 5TH AVENUE NORTH MORTGAGE AMT: 439,900.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 WA 98109 UNPAID BALANCE: 439,900.000 OPTION TO CONVERT : No MONTHLY P&I: 3,227.84 ANNUAL RATE ADJUST: 0.000 LTV : 79.99636 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190481 MORTGAGORS: MASIM, ALEJANDRO MASIM, AGNES ADDRESS : 28159 HOT SPRINGS AVENUE MORTGAGE AMT: 160,000.00 CITY SANTA CLARI :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 91351 UNPAID BALANCE: 159,881.250 OPTION TO CONVERT : No MONTHLY P&I: 1,118.75 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190499 MORTGAGORS: EDELSTEIN, MICHAEL ADDRESS : 1874 TIMBERHILL COURT MORTGAGE AMT: 228,000.00 CITY SIMI VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 93063 UNPAID BALANCE: 228,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,613.77 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190507 MORTGAGORS: ZARRINNAM, SHAHRZAD ZARRINNAM, KIAN ADDRESS : 12325 WEST SUNSET BOULEVA MORTGAGE AMT: 419,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 90049 UNPAID BALANCE: 419,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,038.04 ANNUAL RATE ADJUST: 0.000 LTV : 79.96183 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190515 MORTGAGORS: GANJI, ALI ADDRESS : 11044 POINSETT ROAD MORTGAGE AMT: 315,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92131 UNPAID BALANCE: 315,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,202.53 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190531 MORTGAGORS: LOPEZ, GERARDO LOPEZ, AMPELIA ADDRESS : 636 EAST GHENT STREET MORTGAGE AMT: 150,000.00 CITY GLENDORA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 91740 UNPAID BALANCE: 149,888.680 OPTION TO CONVERT : No MONTHLY P&I: 1,048.82 ANNUAL RATE ADJUST: 0.000 LTV : 71.42857 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190556 MORTGAGORS: MCCARTHY, MICHAEL MCCARTHY, CONNI ADDRESS : 974 STUART CIRCLE MORTGAGE AMT: 440,000.00 CITY THOUSAND OA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 91361 UNPAID BALANCE: 440,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,076.54 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190564 MORTGAGORS: DEL TUFO, ALBERT DEL TUFO, JOSEPHINE ADDRESS : 287 GOMPERS CIRCLE MORTGAGE AMT: 88,500.00 CITY CIRCLE CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 AZ 85342 UNPAID BALANCE: 88,432.660 OPTION TO CONVERT : No MONTHLY P&I: 611.25 ANNUAL RATE ADJUST: 0.000 LTV : 73.14050 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190572 MORTGAGORS: NANCE, DAVID ADDRESS : 9470 WEST ALABAMA DRIVE MORTGAGE AMT: 133,950.00 CITY LAKEWOOD :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CO 80232 UNPAID BALANCE: 133,950.000 OPTION TO CONVERT : No MONTHLY P&I: 948.09 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080191372 MORTGAGORS: MELONG, MARCIA ADDRESS : 757 CENTER DRIVE MORTGAGE AMT: 185,250.00 CITY BALDWIN :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 NY 11510 UNPAID BALANCE: 184,855.230 OPTION TO CONVERT : No MONTHLY P&I: 1,327.15 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080191968 MORTGAGORS: SIMON, STEVEN OLSON, TOBA ADDRESS : 111 WEST 3RD AVENUE MORTGAGE AMT: 440,000.00 CITY SAN MATEO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94402 UNPAID BALANCE: 439,639.340 OPTION TO CONVERT : No MONTHLY P&I: 2,927.33 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080191992 MORTGAGORS: ROBINSON, BARBARA ADDRESS : 2924 SAN JUAN DRIVE MORTGAGE AMT: 296,500.00 CITY FULLERTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92835 UNPAID BALANCE: 296,256.960 OPTION TO CONVERT : No MONTHLY P&I: 1,972.62 ANNUAL RATE ADJUST: 0.000 LTV : 73.57320 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080192198 MORTGAGORS: OSSERMAN, GEORGETTE ADDRESS : 370 SAUSALITO BLVD MORTGAGE AMT: 489,000.00 CITY SAUSALITO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94965 UNPAID BALANCE: 488,627.910 OPTION TO CONVERT : No MONTHLY P&I: 3,377.40 ANNUAL RATE ADJUST: 0.000 LTV : 51.58228 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080192255 MORTGAGORS: WARD, CHRISTOPHE ADDRESS : 3215 CHEVIOT VISTA PLACE MORTGAGE AMT: 342,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 90034 UNPAID BALANCE: 341,726.510 OPTION TO CONVERT : No MONTHLY P&I: 2,304.12 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080192362 MORTGAGORS: GRABER, DAVID GRABER, JOYCE ADDRESS : 8 OLD FIELD LANE MORTGAGE AMT: 500,000.00 CITY Great Neck :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 NY 11020 UNPAID BALANCE: 499,647.110 OPTION TO CONVERT : No MONTHLY P&I: 3,582.06 ANNUAL RATE ADJUST: 0.000 LTV : 75.76000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080192453 MORTGAGORS: ROBERTSON, JAMES ROBERTSON, KAYO ADDRESS : 717 CRAIG AVENUE MORTGAGE AMT: 308,000.00 CITY LA CANADA F :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91011 UNPAID BALANCE: 308,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,127.28 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080192958 MORTGAGORS: FIELDING, MICKEY FIELDING, MERTILEE ADDRESS : 10 CAMINO COURT MORTGAGE AMT: 319,200.00 CITY PETALUMA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94952 UNPAID BALANCE: 318,950.990 OPTION TO CONVERT : No MONTHLY P&I: 2,177.51 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080192974 MORTGAGORS: NAKAMOTO, JAY NAKAMOTO, GERI ADDRESS : 1604 MAGNOLIA AVENUE MORTGAGE AMT: 588,750.00 CITY MANHATTAN B :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90266 UNPAID BALANCE: 588,267.410 OPTION TO CONVERT : No MONTHLY P&I: 3,916.97 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080193097 MORTGAGORS: ADCOCK, TERRY ADCOCK, LAURA ADDRESS : 820 ARLINGTON CIRCLE MORTGAGE AMT: 479,200.00 CITY NOVATO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94947 UNPAID BALANCE: 478,807.200 OPTION TO CONVERT : No MONTHLY P&I: 3,188.13 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080193154 MORTGAGORS: SIMONS, SCOTT RITTER, CATHERINE ADDRESS : 903 KANSAS STREET MORTGAGE AMT: 352,500.00 CITY SAN FRANCIS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94107 UNPAID BALANCE: 352,218.110 OPTION TO CONVERT : No MONTHLY P&I: 2,374.86 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080193212 MORTGAGORS: GEISS, MARK GEISS, LYNETTE ADDRESS : 2100 CAMINO REY MORTGAGE AMT: 296,250.00 CITY FULLERTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92833 UNPAID BALANCE: 296,007.170 OPTION TO CONVERT : No MONTHLY P&I: 1,970.96 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080193287 MORTGAGORS: CRUZ, VIRGINIA ADDRESS : 10986 AUTILLO WAY MORTGAGE AMT: 191,900.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92127 UNPAID BALANCE: 191,900.000 OPTION TO CONVERT : No MONTHLY P&I: 1,325.41 ANNUAL RATE ADJUST: 0.000 LTV : 79.99166 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080193550 MORTGAGORS: HERRMANN, MIKE ADDRESS : 873 RENTON COURT MORTGAGE AMT: 146,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 95123 UNPAID BALANCE: 145,896.950 OPTION TO CONVERT : No MONTHLY P&I: 1,045.97 ANNUAL RATE ADJUST: 0.000 LTV : 42.94118 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080193600 MORTGAGORS: HARDIMAN, KIRK RAINSBARGER, HEATHER ADDRESS : 475 CONSTITUTION DRIVE MORTGAGE AMT: 412,400.00 CITY DANVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94526 UNPAID BALANCE: 412,086.190 OPTION TO CONVERT : No MONTHLY P&I: 2,848.35 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080193758 MORTGAGORS: KELLY, MIKE ADDRESS : 19362 CORALWOOD LANE MORTGAGE AMT: 309,200.00 CITY HUNTINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92646 UNPAID BALANCE: 308,946.550 OPTION TO CONVERT : No MONTHLY P&I: 2,057.12 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080194004 MORTGAGORS: SELFAISON, TOM SELFAISON, MARILYN ADDRESS : 34192 FINNIGAN TERRACE MORTGAGE AMT: 288,500.00 CITY FREMONT :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 94555 UNPAID BALANCE: 288,500.000 OPTION TO CONVERT : No MONTHLY P&I: 2,041.99 ANNUAL RATE ADJUST: 0.000 LTV : 71.41089 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080194236 MORTGAGORS: MARTIN, GLENN MARTIN, CINDY\ ADDRESS : 775 SOUTH THRASHER WAY MORTGAGE AMT: 340,000.00 CITY ANAHEIM HIL :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92807 UNPAID BALANCE: 339,741.280 OPTION TO CONVERT : No MONTHLY P&I: 2,348.30 ANNUAL RATE ADJUST: 0.000 LTV : 73.11828 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080194251 MORTGAGORS: PATTON, MICHAEL ADDRESS : 1964 CHERRY HILLS DRIVE MORTGAGE AMT: 256,500.00 CITY DISCOVERY B :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 94514 UNPAID BALANCE: 256,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,815.50 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080194277 MORTGAGORS: SCHNELL, TIMOTHY SCHNELL, JEANNE ADDRESS : 25641 NORTH HOOD WAY MORTGAGE AMT: 315,450.00 CITY STEVENSON R :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 91381 UNPAID BALANCE: 314,380.760 OPTION TO CONVERT : No MONTHLY P&I: 2,072.29 ANNUAL RATE ADJUST: 0.000 LTV : 79.99625 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080194483 MORTGAGORS: BURMAYAN, ASATUR ADDRESS : 18506 CALLE VISTA CIRCLE MORTGAGE AMT: 328,000.00 CITY NORTHRIDGE :\ STATE/ZIP :\ LIFETIME RATE : 8.25000 CA 91326 UNPAID BALANCE: 328,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,464.15 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080194582 MORTGAGORS: ZIEGLER, JAMES ZIEGLER, MARYANN ADDRESS : 230 CHRISTOPHER ROAD MORTGAGE AMT: 318,250.00 CITY FOREST HILL :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MD 21050 UNPAID BALANCE: 317,982.630 OPTION TO CONVERT : No MONTHLY P&I: 2,090.68 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080194632 MORTGAGORS: GRAY, MICHAEL GRAY, KRISTINE ADDRESS : 6343 W 81ST STREET MORTGAGE AMT: 264,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 90045 UNPAID BALANCE: 263,788.880 OPTION TO CONVERT : No MONTHLY P&I: 1,778.62 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080194715 MORTGAGORS: OROPEZA, RAYMOND OROPEZA, ADRIANA OROPEZA, THOMAS OROPEZA, LORETTA ADDRESS : 3919 3921 WEST HAZARD AV MORTGAGE AMT: 185,000.00 CITY SANTA ANA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92703 UNPAID BALANCE: 184,852.060 OPTION TO CONVERT : No MONTHLY P&I: 1,246.38 ANNUAL RATE ADJUST: 0.000 LTV : 79.74138 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080194780 MORTGAGORS: MOORE, MICHAEL MOORE, DIANE ADDRESS : 18646 TOPANGA CANYON ROAD MORTGAGE AMT: 443,900.00 CITY SILVERADO A :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 92679 UNPAID BALANCE: 443,900.000 OPTION TO CONVERT : No MONTHLY P&I: 3,180.16 ANNUAL RATE ADJUST: 0.000 LTV : 79.99135 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080194863 MORTGAGORS: WEEMS, EDWARD WEEMS, LYNETTE ADDRESS : 4318 GIBRALTAR DRIVE MORTGAGE AMT: 322,500.00 CITY FREMONT :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 94536 UNPAID BALANCE: 322,500.000 OPTION TO CONVERT : No MONTHLY P&I: 2,338.35 ANNUAL RATE ADJUST: 0.000 LTV : 73.29545 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080194871 MORTGAGORS: CUEVAS, ROMEO CUEVAS, REMEDIOS ADDRESS : 11368 SUMMERSHADE LANE MORTGAGE AMT: 261,150.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 92126 UNPAID BALANCE: 261,150.000 OPTION TO CONVERT : No MONTHLY P&I: 1,693.81 ANNUAL RATE ADJUST: 0.000 LTV : 94.99818 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080194913 MORTGAGORS: CATALFAMO, JOSEPH ADDRESS : 20832 STARSHINE ROAD MORTGAGE AMT: 290,000.00 CITY DIAMOND BAR :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91789 UNPAID BALANCE: 290,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,978.31 ANNUAL RATE ADJUST: 0.000 LTV : 79.88981 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080194962 MORTGAGORS: HORN, CAROL ADDRESS : 3305 HASKELL MORTGAGE AMT: 276,450.00 CITY DALLAS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 TX 75204 UNPAID BALANCE: 276,028.000 OPTION TO CONVERT : No MONTHLY P&I: 1,909.37 ANNUAL RATE ADJUST: 0.000 LTV : 79.99132 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080194996 MORTGAGORS: LYONS, MICHAEL LYONS, KAREN ADDRESS : 3617 WEST LINCOLN AVENUE MORTGAGE AMT: 336,000.00 CITY SACRAMENTO :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 95818 UNPAID BALANCE: 335,756.810 OPTION TO CONVERT : No MONTHLY P&I: 2,378.19 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080195126 MORTGAGORS: RICK, KEVIN RICK, TRISHA ADDRESS : 137 SYLVAN VISTA DRIVE MORTGAGE AMT: 261,250.00 CITY AUBURN :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95603 UNPAID BALANCE: 261,046.200 OPTION TO CONVERT : No MONTHLY P&I: 1,782.19 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080195134 MORTGAGORS: HALL, MARK DUNNAVANT, JOSEPH ADDRESS : 1903 ASILOMAR DRIVE MORTGAGE AMT: 336,800.00 CITY OAKLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94611 UNPAID BALANCE: 336,550.050 OPTION TO CONVERT : No MONTHLY P&I: 2,354.95 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080195183 MORTGAGORS: CAMPBELL, LEONARD ADDRESS : 334 PRIMROSE DRIVE MORTGAGE AMT: 252,000.00 CITY PLEASANT HI :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94523 UNPAID BALANCE: 251,808.250 OPTION TO CONVERT : No MONTHLY P&I: 1,740.50 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080195191 MORTGAGORS: CROSSMAN, PAUL CROSSMAN, KAREN ADDRESS : 25193 HATTON RD MORTGAGE AMT: 415,000.00 CITY CARMEL :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 93923 UNPAID BALANCE: 414,651.340 OPTION TO CONVERT : No MONTHLY P&I: 2,726.26 ANNUAL RATE ADJUST: 0.000 LTV : 47.70115 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080195217 MORTGAGORS: SCHAEFER, MYRON SCHAEFER, JANICE ADDRESS : 35533 BLACKBURN DRIVE MORTGAGE AMT: 380,000.00 CITY NEWARK :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94560 UNPAID BALANCE: 379,696.120 OPTION TO CONVERT : No MONTHLY P&I: 2,560.13 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080195233 MORTGAGORS: SHARP, TERRY SHARP, LAURA ADDRESS : 3436 VALLEY ROAD MORTGAGE AMT: 545,400.00 CITY ATLANTA :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 GA 30305 UNPAID BALANCE: 545,034.050 OPTION TO CONVERT : No MONTHLY P&I: 4,001.95 ANNUAL RATE ADJUST: 0.000 LTV : 68.17500 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080195258 MORTGAGORS: KELLY, OLIVE ADDRESS : 48 HARNESS LN MORTGAGE AMT: 303,800.00 CITY SUDBURY :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 MA 01776 UNPAID BALANCE: 303,580.120 OPTION TO CONVERT : No MONTHLY P&I: 2,150.28 ANNUAL RATE ADJUST: 0.000 LTV : 69.20273 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080195266 MORTGAGORS: WIXOM, MARK WIXOM, KENNI ADDRESS : 1718 SILVERADO CIRCLE MORTGAGE AMT: 250,000.00 CITY PETALUMA :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 94954 UNPAID BALANCE: 250,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,812.67 ANNUAL RATE ADJUST: 0.000 LTV : 73.52941 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080195308 MORTGAGORS: DAHLEN, ALISON DAHLEN, RICHARD ADDRESS : 7380 ROLLING ACRES TRAIL MORTGAGE AMT: 301,650.00 CITY FAIR OAKS R :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 TX 78015 UNPAID BALANCE: 300,903.890 OPTION TO CONVERT : No MONTHLY P&I: 2,006.88 ANNUAL RATE ADJUST: 0.000 LTV : 78.35065 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080195324 MORTGAGORS: KEMP, RANDOLPH KEMP, DANIELLE ADDRESS : 26781 TRASMIRAS MORTGAGE AMT: 343,800.00 CITY MISSION VIE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92692 UNPAID BALANCE: 343,800.000 OPTION TO CONVERT : No MONTHLY P&I: 2,403.90 ANNUAL RATE ADJUST: 0.000 LTV : 79.99069 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080195704 MORTGAGORS: NAPIER, DAN ADDRESS : 109 N ROYAL ASCOT DR MORTGAGE AMT: 399,400.00 CITY LAS VEGAS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NV 89134 UNPAID BALANCE: 398,790.300 OPTION TO CONVERT : No MONTHLY P&I: 2,758.56 ANNUAL RATE ADJUST: 0.000 LTV : 86.69416 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080195712 MORTGAGORS: THOMPSON, JEFFREY THOMPSON, RENEE ADDRESS : 262 CUYAMA AVE MORTGAGE AMT: 352,000.00 CITY PISMO BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 93433 UNPAID BALANCE: 352,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,461.24 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080196504 MORTGAGORS: EPTING, JOHN ADDRESS : 2747 UNICORN LANE NW MORTGAGE AMT: 316,500.00 CITY WASHINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 DC 20015 UNPAID BALANCE: 316,265.120 OPTION TO CONVERT : No MONTHLY P&I: 2,213.01 ANNUAL RATE ADJUST: 0.000 LTV : 87.91667 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080196512 MORTGAGORS: TUCKER, DAVID TUCKER, COLLEEN ADDRESS : 6514 WAGGONER DRIVE MORTGAGE AMT: 634,400.00 CITY DALLAS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 TX 75230 UNPAID BALANCE: 632,906.320 OPTION TO CONVERT : No MONTHLY P&I: 4,327.73 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080196579 MORTGAGORS: DAVIS, DAVE DAVIS, DARLENE ADDRESS : 16 MEADOWLAKE DRIVE MORTGAGE AMT: 424,000.00 CITY HEATH :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 TX 75087 UNPAID BALANCE: 423,368.690 OPTION TO CONVERT : No MONTHLY P&I: 2,964.67 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080196603 MORTGAGORS: SUTHERLAND, CHARLES KODISH, MARILYN ADDRESS : 6906 WAGGONER PLACE MORTGAGE AMT: 305,100.00 CITY DALLAS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 TX 75230 UNPAID BALANCE: 304,610.570 OPTION TO CONVERT : No MONTHLY P&I: 2,055.52 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080196629 MORTGAGORS: MOEHNKE, ROBERT MOEHNKE, LUCIENDA ADDRESS : 34104 FM 428E MORTGAGE AMT: 393,500.00 CITY AUBREY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 TX 76227 UNPAID BALANCE: 393,193.040 OPTION TO CONVERT : No MONTHLY P&I: 2,684.36 ANNUAL RATE ADJUST: 0.000 LTV : 75.38314 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080196694 MORTGAGORS: PLETCHER, STANLEY PLETCHER, PAULA ADDRESS : 5518 WEST WHITTEN STREET MORTGAGE AMT: 111,150.00 CITY CHANDLER :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 AZ 85226 UNPAID BALANCE: 111,067.510 OPTION TO CONVERT : No MONTHLY P&I: 777.18 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080196744 MORTGAGORS: CARNATION, RICHARD CARNATION, REBECCA ADDRESS : 10555 PELHAM DRIVE MORTGAGE AMT: 314,000.00 CITY WINDSOR :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 95492 UNPAID BALANCE: 313,736.200 OPTION TO CONVERT : No MONTHLY P&I: 2,062.76 ANNUAL RATE ADJUST: 0.000 LTV : 48.68000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080196769 MORTGAGORS: KOZIEL, BETTY ADDRESS : 2955 BEACHCOMBER DRIVE MORTGAGE AMT: 283,000.00 CITY MORRO BAY :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 93442 UNPAID BALANCE: 282,800.260 OPTION TO CONVERT : No MONTHLY P&I: 2,027.45 ANNUAL RATE ADJUST: 0.000 LTV : 33.10000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080196777 MORTGAGORS: SEGO, MICHAEL SEGO, CHRISTINA ADDRESS : 8822 HILLSIDE ROAD MORTGAGE AMT: 312,000.00 CITY RANCHO CUCAMONGA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91701 UNPAID BALANCE: 311,756.610 OPTION TO CONVERT : No MONTHLY P&I: 2,128.39 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080196785 MORTGAGORS: ARAMBULA, HENRY ARAMBULA, MICHELE ADDRESS : 26516 ESTEBAN MORTGAGE AMT: 280,000.00 CITY Mission Viejo :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92691 UNPAID BALANCE: 279,776.090 OPTION TO CONVERT : No MONTHLY P&I: 1,886.41 ANNUAL RATE ADJUST: 0.000 LTV : 77.78000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080196793 MORTGAGORS: THANTRANON, VISAI THANTRANON, SANGDOW ADDRESS : 1114 CHEROKEE COURT MORTGAGE AMT: 318,700.00 CITY SAN DIMAS :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 91773 UNPAID BALANCE: 318,432.260 OPTION TO CONVERT : No MONTHLY P&I: 2,093.63 ANNUAL RATE ADJUST: 0.000 LTV : 74.99000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080196801 MORTGAGORS: LANTZ, RICK LANTZ, LILLIAN ADDRESS : 5555 VIA DEL COYOTE MORTGAGE AMT: 258,400.00 CITY YORBA LINDA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92887 UNPAID BALANCE: 258,193.360 OPTION TO CONVERT : No MONTHLY P&I: 1,740.89 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080196819 MORTGAGORS: WADE, TERENCE WADE, PATRICIA ADDRESS : 1010 HECKER PASS ROAD MORTGAGE AMT: 408,000.00 CITY WATSONVILLE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 95076 UNPAID BALANCE: 407,657.230 OPTION TO CONVERT : No MONTHLY P&I: 2,680.27 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080196827 MORTGAGORS: BARARATA, ALBERTO BARARATA, CHRISTINE ADDRESS : 2835,2837,2837 1/2 W AVE MORTGAGE AMT: 145,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 90065 UNPAID BALANCE: 145,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,013.86 ANNUAL RATE ADJUST: 0.000 LTV : 94.77000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080196835 MORTGAGORS: KREATCHAROENPORN, VASON KREATCHAROENPORN, MILDRED ADDRESS : 5022 CELLINI DRIVE MORTGAGE AMT: 256,471.00 CITY CHINO HILLS :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 91709 UNPAID BALANCE: 256,250.180 OPTION TO CONVERT : No MONTHLY P&I: 1,663.47 ANNUAL RATE ADJUST: 0.000 LTV : 89.99000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080196843 MORTGAGORS: MARK, JOSEPH MARK, SHERRY ADDRESS : 322 34TH STREET & 333 33R MORTGAGE AMT: 281,320.00 CITY HERMOSA BEACH :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 90254 UNPAID BALANCE: 281,083.660 OPTION TO CONVERT : No MONTHLY P&I: 1,848.07 ANNUAL RATE ADJUST: 0.000 LTV : 38.80000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080196850 MORTGAGORS: MANN, GURDEV MANN, BALWINDER ADDRESS : 7060 ANJOU CREEK CRICLE MORTGAGE AMT: 291,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 CA 95120 UNPAID BALANCE: 290,736.930 OPTION TO CONVERT : No MONTHLY P&I: 1,839.32 ANNUAL RATE ADJUST: 0.000 LTV : 55.96000 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080196868 MORTGAGORS: DANDAVATI, INDIRA ADDRESS : 2198 BENTLEY RIDGE DRIVE MORTGAGE AMT: 500,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 95138 UNPAID BALANCE: 499,579.940 OPTION TO CONVERT : No MONTHLY P&I: 3,284.64 ANNUAL RATE ADJUST: 0.000 LTV : 54.05000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080196876 MORTGAGORS: STEIJN, MILAN STEIJN, CHERYL ADDRESS : 28275 FLECHAS MORTGAGE AMT: 260,000.00 CITY MISSION VIEJO :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 CA 92692 UNPAID BALANCE: 259,389.120 OPTION TO CONVERT : No MONTHLY P&I: 1,664.81 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080196884 MORTGAGORS: DAVIS, PERRY ADDRESS : 3290 VISTA MATAMO MORTGAGE AMT: 450,000.00 CITY EL CAJON :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92019 UNPAID BALANCE: 449,621.950 OPTION TO CONVERT : No MONTHLY P&I: 2,956.18 ANNUAL RATE ADJUST: 0.000 LTV : 69.23000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080196892 MORTGAGORS: KUSHLICK, JOSEPH MCGINLEY, MARYJANE ADDRESS : 17495 DRAYTON HALL WAY MORTGAGE AMT: 262,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92128 UNPAID BALANCE: 260,872.990 OPTION TO CONVERT : No MONTHLY P&I: 1,787.30 ANNUAL RATE ADJUST: 0.000 LTV : 68.95000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080196900 MORTGAGORS: GRIFFIN, CARL GRIFFIN, PATRICIA ADDRESS : 4187 WOODLANE COURT MORTGAGE AMT: 320,000.00 CITY THOUSAND OAKS :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 91362 UNPAID BALANCE: 319,731.160 OPTION TO CONVERT : No MONTHLY P&I: 2,102.17 ANNUAL RATE ADJUST: 0.000 LTV : 32.82000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080196918 MORTGAGORS: ENGEL, PAUL ENGEL, MARILYN ADDRESS : 72668 SKYWARD WAY MORTGAGE AMT: 263,800.00 CITY PALM DESERT :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92260 UNPAID BALANCE: 263,583.760 OPTION TO CONVERT : No MONTHLY P&I: 1,755.07 ANNUAL RATE ADJUST: 0.000 LTV : 73.28000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080196926 MORTGAGORS: ROSENFELD, TEDD YASEEN, ROCHELLE ADDRESS : 30196 SKIPPERS WAY DRIVE MORTGAGE AMT: 286,500.00 CITY CANYON LAKE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92587 UNPAID BALANCE: 286,259.310 OPTION TO CONVERT : No MONTHLY P&I: 1,882.10 ANNUAL RATE ADJUST: 0.000 LTV : 79.58000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080196934 MORTGAGORS: JOHNSON, WILLIAM JOHNSON, ELAINE ADDRESS : 945 POCATELLO AVENUE MORTGAGE AMT: 370,000.00 CITY SUNNYVALE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94087 UNPAID BALANCE: 369,711.370 OPTION TO CONVERT : No MONTHLY P&I: 2,524.05 ANNUAL RATE ADJUST: 0.000 LTV : 63.79000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080196959 MORTGAGORS: SAKOLS, DANIEL ADDRESS : 273 PAUL AVENUE MORTGAGE AMT: 441,600.00 CITY MOUNTAIN VIEW :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94041 UNPAID BALANCE: 441,229.000 OPTION TO CONVERT : No MONTHLY P&I: 2,901.00 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080196967 MORTGAGORS: VERMA, NIRAJ VERMA, NAMITA ADDRESS : 267 OAKHURST LANE MORTGAGE AMT: 332,000.00 CITY ARCADIA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 91007 UNPAID BALANCE: 331,721.080 OPTION TO CONVERT : No MONTHLY P&I: 2,181.00 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080196975 MORTGAGORS: CHEIM, LEO CHEIM, BARBARA ADDRESS : 3214 BRACCIANO COURT MORTGAGE AMT: 336,600.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95135 UNPAID BALANCE: 336,600.000 OPTION TO CONVERT : No MONTHLY P&I: 2,324.81 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080196983 MORTGAGORS: QUTAMI, WILLIAM QUTAMI, RAEDA ADDRESS : 2091 ROLLINGWOOD DRIVE MORTGAGE AMT: 243,000.00 CITY SAN BRUNO :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94066 UNPAID BALANCE: 242,795.850 OPTION TO CONVERT : No MONTHLY P&I: 1,596.34 ANNUAL RATE ADJUST: 0.000 LTV : 73.64000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080196991 MORTGAGORS: HOLT, DUANE HOLT, JOELYN ADDRESS : 4371 EAST LAMP POST WY MORTGAGE AMT: 282,000.00 CITY ANAHEIM :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92807 UNPAID BALANCE: 281,774.490 OPTION TO CONVERT : No MONTHLY P&I: 1,899.89 ANNUAL RATE ADJUST: 0.000 LTV : 79.44000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197015 MORTGAGORS: WAGNER, GLENDON WAGNER, MELISSA ADDRESS : 16750 FARLEY ROAD MORTGAGE AMT: 342,000.00 CITY LOS GATOS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95032 UNPAID BALANCE: 341,733.210 OPTION TO CONVERT : No MONTHLY P&I: 2,333.04 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197023 MORTGAGORS: PRATS, FRANK PRATS, JEAN ADDRESS : 1942 CABANA DRIVE MORTGAGE AMT: 265,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95125 UNPAID BALANCE: 264,782.780 OPTION TO CONVERT : No MONTHLY P&I: 1,763.05 ANNUAL RATE ADJUST: 0.000 LTV : 47.75000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197031 MORTGAGORS: THORPE, RALPH THORPE, NAIR ADDRESS : 1652 LEXINGTON AVENUE MORTGAGE AMT: 250,000.00 CITY SAN MATEO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94402 UNPAID BALANCE: 249,804.980 OPTION TO CONVERT : No MONTHLY P&I: 1,705.44 ANNUAL RATE ADJUST: 0.000 LTV : 55.56000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197049 MORTGAGORS: OWENS, JEANNE ADDRESS : 333 CASTILE WAY MORTGAGE AMT: 452,550.00 CITY SOUTH SAN FRANCISCO :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94080 UNPAID BALANCE: 452,169.800 OPTION TO CONVERT : No MONTHLY P&I: 2,972.93 ANNUAL RATE ADJUST: 0.000 LTV : 79.99000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197056 MORTGAGORS: STEINGIESSER, MIKLOS STEINGIESSER, YAEL ADDRESS : 22754 BRANDYWINE DR MORTGAGE AMT: 210,000.00 CITY CALABASAS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91302 UNPAID BALANCE: 209,663.140 OPTION TO CONVERT : No MONTHLY P&I: 1,414.81 ANNUAL RATE ADJUST: 0.000 LTV : 52.50000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197064 MORTGAGORS: MERCURIO, CRISOSTOMO MERCURIO, MARIE ADDRESS : 1800 MARTINA AVENUE MORTGAGE AMT: 266,000.00 CITY TORRANCE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90501 UNPAID BALANCE: 265,792.490 OPTION TO CONVERT : No MONTHLY P&I: 1,814.59 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197072 MORTGAGORS: PEREZ, RONALDO PEREZ, EUNICE ADDRESS : 533 WOOLSEY STREET MORTGAGE AMT: 295,200.00 CITY SAN FRANCISCO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94134 UNPAID BALANCE: 294,958.030 OPTION TO CONVERT : No MONTHLY P&I: 1,963.97 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197080 MORTGAGORS: BEATTY, RICHARD ADDRESS : 1245 RANCHEROS ROAD MORTGAGE AMT: 300,000.00 CITY PASADENA :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 CA 91103 UNPAID BALANCE: 299,735.320 OPTION TO CONVERT : No MONTHLY P&I: 1,920.93 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197114 MORTGAGORS: TEITELL, JAMEY TEITELL, JON ADDRESS : 913 SOUTH BUNDY DRIVE MORTGAGE AMT: 400,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90049 UNPAID BALANCE: 399,672.120 OPTION TO CONVERT : No MONTHLY P&I: 2,661.21 ANNUAL RATE ADJUST: 0.000 LTV : 68.38000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197122 MORTGAGORS: CARROLL, WENDY ADDRESS : 11972 WOOD RANCH RD MORTGAGE AMT: 480,000.00 CITY GRANADA HILLS :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 91344 UNPAID BALANCE: 479,643.770 OPTION TO CONVERT : No MONTHLY P&I: 3,356.23 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197130 MORTGAGORS: MCINTYRE, JOHN SPARKS, TIFFANY ADDRESS : 5349 MANDERSTON DRIVE MORTGAGE AMT: 311,350.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95138 UNPAID BALANCE: 311,101.020 OPTION TO CONVERT : No MONTHLY P&I: 2,097.62 ANNUAL RATE ADJUST: 0.000 LTV : 79.99000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197148 MORTGAGORS: MALONEY, RICHARD MALONEY, DESIREE ADDRESS : 28382 MILLWOOD ROAD MORTGAGE AMT: 352,000.00 CITY TRABUCO CANYON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92679 UNPAID BALANCE: 351,711.470 OPTION TO CONVERT : No MONTHLY P&I: 2,341.86 ANNUAL RATE ADJUST: 0.000 LTV : 78.22000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197155 MORTGAGORS: CARTER, DIANNE ADDRESS : 200 BELGATOS ROAD MORTGAGE AMT: 265,000.00 CITY LOS GATOS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95032 UNPAID BALANCE: 264,782.780 OPTION TO CONVERT : No MONTHLY P&I: 1,763.05 ANNUAL RATE ADJUST: 0.000 LTV : 46.90000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197171 MORTGAGORS: ZINMAN, TERRANCE ADDRESS : 6979 CORTE PINATA MORTGAGE AMT: 480,000.00 CITY CAMARILLO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 93012 UNPAID BALANCE: 479,616.150 OPTION TO CONVERT : No MONTHLY P&I: 3,233.85 ANNUAL RATE ADJUST: 0.000 LTV : 78.69000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197189 MORTGAGORS: HAMILTON, JAMES J.BOETIG, PAUL ADDRESS : 3239 LEDGEWOOD DRIVE MORTGAGE AMT: 600,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90068 UNPAID BALANCE: 599,508.190 OPTION TO CONVERT : No MONTHLY P&I: 3,991.81 ANNUAL RATE ADJUST: 0.000 LTV : 74.07000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197197 MORTGAGORS: ROWE, RONALD ADDRESS : 2345 DOGWOOD ST MORTGAGE AMT: 156,000.00 CITY SIMI VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 93065 UNPAID BALANCE: 156,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,131.11 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197205 MORTGAGORS: SANKAR, ARUN SANKAR, RAJAMMAL ADDRESS : 18182 SWEET ELM DRIVE MORTGAGE AMT: 649,999.00 CITY ENCINO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91316 UNPAID BALANCE: 648,981.810 OPTION TO CONVERT : No MONTHLY P&I: 4,434.14 ANNUAL RATE ADJUST: 0.000 LTV : 68.42000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197213 MORTGAGORS: SNYDER, FRED ADDRESS : 15530 VIA DE SANTA FE MORTGAGE AMT: 642,000.00 CITY RANCHO SANTA FE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92067 UNPAID BALANCE: 641,511.500 OPTION TO CONVERT : No MONTHLY P&I: 4,434.13 ANNUAL RATE ADJUST: 0.000 LTV : 53.50000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197221 MORTGAGORS: COKER, THOMAS COKER, DARLENE ADDRESS : 5756 PARKCREST DRIVE MORTGAGE AMT: 317,000.00 CITY LA VERNE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91750 UNPAID BALANCE: 316,746.500 OPTION TO CONVERT : No MONTHLY P&I: 2,135.69 ANNUAL RATE ADJUST: 0.000 LTV : 72.05000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197247 MORTGAGORS: WILLIAMSON, ROBERT WILLIAMSON, JONI ADDRESS : 47 SAN PABLO AVENUE MORTGAGE AMT: 631,000.00 CITY HALF MOON BAY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94019 UNPAID BALANCE: 630,519.860 OPTION TO CONVERT : No MONTHLY P&I: 4,358.16 ANNUAL RATE ADJUST: 0.000 LTV : 54.87000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197254 MORTGAGORS: SANSANO, ROBERT LEWIS, TAMMIE ADDRESS : 2074 44TH AVENUE MORTGAGE AMT: 268,000.00 CITY SAN FRANCISCO :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94116 UNPAID BALANCE: 267,774.850 OPTION TO CONVERT : No MONTHLY P&I: 1,760.57 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197262 MORTGAGORS: LORD, DARRELL ADDRESS : 15 EAST RANCHERO ROAD MORTGAGE AMT: 573,750.00 CITY BELL CANYON AREA :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 91307 UNPAID BALANCE: 573,334.730 OPTION TO CONVERT : No MONTHLY P&I: 4,060.97 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197270 MORTGAGORS: MAYHEW, KARIN ADDRESS : 1465 KINGSTON CIRCLE MORTGAGE AMT: 500,000.00 CITY THOUSAND OAKS :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 CA 91362 UNPAID BALANCE: 499,558.870 OPTION TO CONVERT : No MONTHLY P&I: 3,201.55 ANNUAL RATE ADJUST: 0.000 LTV : 39.22000 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197288 MORTGAGORS: GOOLSBEE, ARTHUR GOOLSBEE, LINDA ADDRESS : 15834 RIO FLORIDA DRIVE MORTGAGE AMT: 357,000.00 CITY WHITTIER :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90603 UNPAID BALANCE: 356,721.510 OPTION TO CONVERT : No MONTHLY P&I: 2,435.37 ANNUAL RATE ADJUST: 0.000 LTV : 75.96000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197296 MORTGAGORS: RAZAVI, RASHID FAZELI, MANDY ADDRESS : 25149 SMOKEWOOD WAY MORTGAGE AMT: 428,987.00 CITY NEWHALL :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91381 UNPAID BALANCE: 428,652.350 OPTION TO CONVERT : No MONTHLY P&I: 2,926.45 ANNUAL RATE ADJUST: 0.000 LTV : 79.44000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197312 MORTGAGORS: MOR, EBRAHIM MOR, SIMA ADDRESS : 4 LARKFIELD LANE MORTGAGE AMT: 444,000.00 CITY LAGUNA NIGUEL :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 92677 UNPAID BALANCE: 443,678.650 OPTION TO CONVERT : No MONTHLY P&I: 3,142.60 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197320 MORTGAGORS: CARTER, CARMEN ADDRESS : 3318 BELGROVE CIRCLE MORTGAGE AMT: 323,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95148 UNPAID BALANCE: 322,741.700 OPTION TO CONVERT : No MONTHLY P&I: 2,176.11 ANNUAL RATE ADJUST: 0.000 LTV : 76.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197338 MORTGAGORS: BECERRA, MAURICIO ADDRESS : 8117 NORTON AVENUE MORTGAGE AMT: 288,000.00 CITY WEST HOLLYWOOD :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 90046 UNPAID BALANCE: 287,791.550 OPTION TO CONVERT : No MONTHLY P&I: 2,038.45 ANNUAL RATE ADJUST: 0.000 LTV : 75.79000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197346 MORTGAGORS: WEAVER, DOROTHY ADDRESS : 1 MADRONE WAY MORTGAGE AMT: 590,000.00 CITY KENTFIELD :\ STATE/ZIP :\ LIFETIME RATE : 8.25000 CA 94904 UNPAID BALANCE: 589,623.780 OPTION TO CONVERT : No MONTHLY P&I: 4,432.47 ANNUAL RATE ADJUST: 0.000 LTV : 59.00000 OUTSIDE CONV DATE: CURRENT INT 8.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197353 MORTGAGORS: SEYMOUR, CHARLES SEYMOUR, KATHLEEN ADDRESS : 27415 EASTVALE ROAD MORTGAGE AMT: 423,000.00 CITY PALOS VERDES PENINSU :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 90274 UNPAID BALANCE: 422,644.630 OPTION TO CONVERT : No MONTHLY P&I: 2,778.81 ANNUAL RATE ADJUST: 0.000 LTV : 67.68000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197361 MORTGAGORS: CARDOZO, BRIAN CARDOZO, ANNA ADDRESS : 1373 UNIVERSITY AVENUE MORTGAGE AMT: 525,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95126 UNPAID BALANCE: 524,218.310 OPTION TO CONVERT : No MONTHLY P&I: 3,670.88 ANNUAL RATE ADJUST: 0.000 LTV : 70.47000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197379 MORTGAGORS: MALEK, JOHN MALEK, KRYSTYNA ADDRESS : 23135 DORIS WAY MORTGAGE AMT: 315,700.00 CITY TORRANCE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 90505 UNPAID BALANCE: 315,447.540 OPTION TO CONVERT : No MONTHLY P&I: 2,126.93 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197387 MORTGAGORS: NOBAKHT, LIDA ADDRESS : 735 BICKNELL ROAD MORTGAGE AMT: 699,000.00 CITY LOS GATOS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95030 UNPAID BALANCE: 698,427.040 OPTION TO CONVERT : No MONTHLY P&I: 4,650.46 ANNUAL RATE ADJUST: 0.000 LTV : 65.02000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197395 MORTGAGORS: DREYFUSS, RANDOLPH DREYFUSS, PAMELA ADDRESS : 2605 WEST LAKE VIEW TERRA MORTGAGE AMT: 310,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 90039 UNPAID BALANCE: 309,764.120 OPTION TO CONVERT : No MONTHLY P&I: 2,141.09 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197411 MORTGAGORS: WALKER, TERRENCE ADDRESS : 5628 RAVENNA COURT MORTGAGE AMT: 256,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 CA 95118 UNPAID BALANCE: 255,768.580 OPTION TO CONVERT : No MONTHLY P&I: 1,618.09 ANNUAL RATE ADJUST: 0.000 LTV : 46.55000 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197429 MORTGAGORS: MARRONE, TONY MARRONE, VENEICE ADDRESS : 224 SOUTH BENTLEY AVENUE MORTGAGE AMT: 570,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 90049 UNPAID BALANCE: 569,597.700 OPTION TO CONVERT : No MONTHLY P&I: 4,083.55 ANNUAL RATE ADJUST: 0.000 LTV : 63.33000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197437 MORTGAGORS: MC DONALD, JOHN MC DONALD, LYDIA ADDRESS : 1800 BUSHNELL AVE MORTGAGE AMT: 266,000.00 CITY SOUTH PASADENA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 91030 UNPAID BALANCE: 265,776.530 OPTION TO CONVERT : No MONTHLY P&I: 1,747.43 ANNUAL RATE ADJUST: 0.000 LTV : 48.81000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197445 MORTGAGORS: BIERNACKI, MARK BIERNACKI, LAURIE ADDRESS : 2038 VIA ARROYO MORTGAGE AMT: 302,000.00 CITY LA VERNE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 91750 UNPAID BALANCE: 301,775.870 OPTION TO CONVERT : No MONTHLY P&I: 2,111.63 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197478 MORTGAGORS: PARVIN, BAHARAK ADDRESS : 13475 BLACK HILLS RD MORTGAGE AMT: 245,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92129 UNPAID BALANCE: 244,813.580 OPTION TO CONVERT : No MONTHLY P&I: 1,692.15 ANNUAL RATE ADJUST: 0.000 LTV : 79.03000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197494 MORTGAGORS: MCNALLY, JOHN MCNALLY, ERIN ADDRESS : 24051 TIBURON MORTGAGE AMT: 285,000.00 CITY DANA POINT :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 92629 UNPAID BALANCE: 284,754.620 OPTION TO CONVERT : No MONTHLY P&I: 1,848.50 ANNUAL RATE ADJUST: 0.000 LTV : 67.06000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197502 MORTGAGORS: TICE, JAMES TICE, ROSEMARIE ADDRESS : 2655 BROOKHOLLOW DRIVE MORTGAGE AMT: 352,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95132 UNPAID BALANCE: 351,732.150 OPTION TO CONVERT : No MONTHLY P&I: 2,431.18 ANNUAL RATE ADJUST: 0.000 LTV : 78.22000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197510 MORTGAGORS: MICHALSKI, THOMAS MICHALSKI, ANN ADDRESS : 1511 REVELSTOKE WAY MORTGAGE AMT: 320,000.00 CITY SUNNYVALE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94087 UNPAID BALANCE: 319,756.510 OPTION TO CONVERT : No MONTHLY P&I: 2,210.16 ANNUAL RATE ADJUST: 0.000 LTV : 55.75000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197528 MORTGAGORS: WAKEFIELD, MARTHA ADDRESS : 28061 TIOGA COURT MORTGAGE AMT: 224,950.00 CITY LAGUNA NIGUEL :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92677 UNPAID BALANCE: 224,589.150 OPTION TO CONVERT : No MONTHLY P&I: 1,515.53 ANNUAL RATE ADJUST: 0.000 LTV : 78.93000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197536 MORTGAGORS: KAUFFMANN, RAYMOND JOHNSTON, RENEE ADDRESS : 4608 JACKSOL DRIVE MORTGAGE AMT: 259,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 CA 95124 UNPAID BALANCE: 258,771.490 OPTION TO CONVERT : No MONTHLY P&I: 1,658.41 ANNUAL RATE ADJUST: 0.000 LTV : 56.30000 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197544 MORTGAGORS: MATHIAS, DALE MATHIAS, DEBRA ADDRESS : 29812 SANDLING COURT MORTGAGE AMT: 312,000.00 CITY LAGUNA NIGUEL :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92677 UNPAID BALANCE: 311,744.260 OPTION TO CONVERT : No MONTHLY P&I: 2,075.74 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197551 MORTGAGORS: TUCKER, BEAU FITZGERALD, MARGARET ADDRESS : 2101 FUENTES MORTGAGE AMT: 268,000.00 CITY NEWPORT BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92660 UNPAID BALANCE: 267,790.940 OPTION TO CONVERT : No MONTHLY P&I: 1,828.23 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197569 MORTGAGORS: SMITH, TODD SMITH, MARY ADDRESS : 6960 ZELZAH AVENUE MORTGAGE AMT: 153,500.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 91335 UNPAID BALANCE: 153,386.090 OPTION TO CONVERT : No MONTHLY P&I: 1,073.29 ANNUAL RATE ADJUST: 0.000 LTV : 76.75000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197577 MORTGAGORS: BURRETT, MICHAEL BURRETT, MARIANNA ADDRESS : 2300 MC REYNOLDS ROAD MORTGAGE AMT: 452,000.00 CITY MALIBU :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 90265 UNPAID BALANCE: 451,620.260 OPTION TO CONVERT : No MONTHLY P&I: 2,969.32 ANNUAL RATE ADJUST: 0.000 LTV : 64.57000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197585 MORTGAGORS: KRECU, MIKE KRECU, DEBBIE ADDRESS : 32122 WEEPING WILLOW STRE MORTGAGE AMT: 315,000.00 CITY TRABUCO CANYON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92679 UNPAID BALANCE: 314,741.800 OPTION TO CONVERT : No MONTHLY P&I: 2,095.70 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197593 MORTGAGORS: GIFFIN, SHAWN GIFFIN, LAURA ADDRESS : 22511 BIRCHCREST MORTGAGE AMT: 316,500.00 CITY MISSION VIEJO :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92692 UNPAID BALANCE: 316,234.100 OPTION TO CONVERT : No MONTHLY P&I: 2,079.18 ANNUAL RATE ADJUST: 0.000 LTV : 63.30000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197619 MORTGAGORS: MARQUEZ, ISABELITA ADDRESS : 80 SEAGULL DRIVE MORTGAGE AMT: 256,400.00 CITY RICHMOND :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94804 UNPAID BALANCE: 256,204.900 OPTION TO CONVERT : No MONTHLY P&I: 1,770.89 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197627 MORTGAGORS: SABHARWAL, JOGINDER ADDRESS : 3406 KOHLER AVENUE MORTGAGE AMT: 227,200.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 95148 UNPAID BALANCE: 227,039.640 OPTION TO CONVERT : No MONTHLY P&I: 1,627.69 ANNUAL RATE ADJUST: 0.000 LTV : 79.72000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197635 MORTGAGORS: BARAT, SANDOR ADDRESS : 5680 OLD FRENCH TOWN ROAD MORTGAGE AMT: 150,000.00 CITY SHINGLE SPRINGS :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 95682 UNPAID BALANCE: 150,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,074.62 ANNUAL RATE ADJUST: 0.000 LTV : 58.59000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197650 MORTGAGORS: BASHIR, IQBAL ADDRESS : 5282 IVYWOOD DRIVE MORTGAGE AMT: 282,500.00 CITY LA PALMA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 90623 UNPAID BALANCE: 282,274.090 OPTION TO CONVERT : No MONTHLY P&I: 1,903.25 ANNUAL RATE ADJUST: 0.000 LTV : 79.58000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197676 MORTGAGORS: ALHAJ, IBRAHIM ADDRESS : 3849 KENT WAY MORTGAGE AMT: 256,800.00 CITY SOUTH SAN FRANCSCO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94080 UNPAID BALANCE: 256,609.420 OPTION TO CONVERT : No MONTHLY P&I: 1,795.58 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197692 MORTGAGORS: BAO, CHARLES ADDRESS : 10120 EMPYREAN WAY NO 301 MORTGAGE AMT: 399,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90067 UNPAID BALANCE: 398,375.610 OPTION TO CONVERT : No MONTHLY P&I: 2,721.88 ANNUAL RATE ADJUST: 0.000 LTV : 64.88000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197700 MORTGAGORS: JONES, RANDALL JONES, CHRISTIE ADDRESS : 1885 ADRIAN STREET MORTGAGE AMT: 216,400.00 CITY THOUSAND OAKS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91320 UNPAID BALANCE: 216,235.340 OPTION TO CONVERT : No MONTHLY P&I: 1,494.62 ANNUAL RATE ADJUST: 0.000 LTV : 79.85000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197718 MORTGAGORS: LAGERSON, REEM ADDRESS : 1161 SANTA LUISA DRIVE MORTGAGE AMT: 310,000.00 CITY SOLANA BEACH :\ STATE/ZIP :\ LIFETIME RATE : 8.75000 CA 92075 UNPAID BALANCE: 309,821.650 OPTION TO CONVERT : No MONTHLY P&I: 2,438.77 ANNUAL RATE ADJUST: 0.000 LTV : 70.45000 OUTSIDE CONV DATE: CURRENT INT 8.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197742 MORTGAGORS: COOPER, BLAIR COOPER, LINDA ADDRESS : 39870 ANZA ROAD MORTGAGE AMT: 136,000.00 CITY TEMECULA :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 92591 UNPAID BALANCE: 135,904.010 OPTION TO CONVERT : No MONTHLY P&I: 974.32 ANNUAL RATE ADJUST: 0.000 LTV : 74.73000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197775 MORTGAGORS: HUTCHISON, JAMES ADDRESS : 626 WEST SHENANDOAH STREE MORTGAGE AMT: 172,500.00 CITY THOUSAND OAKS :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 91360 UNPAID BALANCE: 171,989.820 OPTION TO CONVERT : No MONTHLY P&I: 1,235.81 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197783 MORTGAGORS: DEBBINI, CHRISTOPHER DEBBINI, LINA ADDRESS : 15355 LIVE OAK SPRINGS CY MORTGAGE AMT: 499,668.00 CITY SANTA CLARITA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 91351 UNPAID BALANCE: 499,297.180 OPTION TO CONVERT : No MONTHLY P&I: 3,493.75 ANNUAL RATE ADJUST: 0.000 LTV : 79.95000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197791 MORTGAGORS: MCNAMARA, TERESA ADDRESS : 1846 COMSTOCK LANE MORTGAGE AMT: 279,800.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95124 UNPAID BALANCE: 279,570.650 OPTION TO CONVERT : No MONTHLY P&I: 1,861.52 ANNUAL RATE ADJUST: 0.000 LTV : 79.99000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197809 MORTGAGORS: ROTHENBERG, MARK ROTHENBERG, ALICE ADDRESS : 2808 GLENOAKS CANYON DRIV MORTGAGE AMT: 447,000.00 CITY GLENDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91206 UNPAID BALANCE: 446,659.870 OPTION TO CONVERT : No MONTHLY P&I: 3,087.32 ANNUAL RATE ADJUST: 0.000 LTV : 64.78000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197817 MORTGAGORS: JAFFE, TOBIAS BRESLIN-JAFFE, ANDREA ADDRESS : 217 16TH STREET MORTGAGE AMT: 650,000.00 CITY SANTA MONICA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90402 UNPAID BALANCE: 649,492.930 OPTION TO CONVERT : No MONTHLY P&I: 4,434.15 ANNUAL RATE ADJUST: 0.000 LTV : 60.19000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197825 MORTGAGORS: BROWN, NEAL KESSLER, PAULA ADDRESS : 1296 PASEO REDONDO MORTGAGE AMT: 324,800.00 CITY BURBANK :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91501 UNPAID BALANCE: 324,540.260 OPTION TO CONVERT : No MONTHLY P&I: 2,188.24 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197833 MORTGAGORS: LIU, I-PEI ADDRESS : 25861 ESTACADA WAY MORTGAGE AMT: 629,500.00 CITY LOS ALTOS HILLS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94022 UNPAID BALANCE: 629,008.930 OPTION TO CONVERT : No MONTHLY P&I: 4,294.30 ANNUAL RATE ADJUST: 0.000 LTV : 48.42000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197841 MORTGAGORS: MAHNKE, ANDREW MAHNKE, LAURE ADDRESS : 5085 DISCOVERY POINT MORTGAGE AMT: 272,000.00 CITY DISCOVERY BAY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94514 UNPAID BALANCE: 271,782.490 OPTION TO CONVERT : No MONTHLY P&I: 1,832.51 ANNUAL RATE ADJUST: 0.000 LTV : 78.84000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197858 MORTGAGORS: FESLER, WILLARD FESLER, SUSAN ADDRESS : 18801 VIA PALATINO MORTGAGE AMT: 320,000.00 CITY IRVINE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92612 UNPAID BALANCE: 319,756.510 OPTION TO CONVERT : No MONTHLY P&I: 2,210.16 ANNUAL RATE ADJUST: 0.000 LTV : 53.33000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197866 MORTGAGORS: INCORVAIA, JOEL INCORVAIA, CYNTHIA ADDRESS : 3183 BROOKSIDE LANE MORTGAGE AMT: 293,950.00 CITY ENCINITAS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92024 UNPAID BALANCE: 293,709.050 OPTION TO CONVERT : No MONTHLY P&I: 1,955.66 ANNUAL RATE ADJUST: 0.000 LTV : 40.27000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197874 MORTGAGORS: MOORE, CHRISTOPHER MOORE, LAUREN ADDRESS : 31262 AVENIDA MADRID MORTGAGE AMT: 400,000.00 CITY SAN JUAN CAPISTRNO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92675 UNPAID BALANCE: 399,695.630 OPTION TO CONVERT : No MONTHLY P&I: 2,762.70 ANNUAL RATE ADJUST: 0.000 LTV : 72.73000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197890 MORTGAGORS: POURIAN, BETYNAZ ADDRESS : 4369 LA BARCA DRIVE MORTGAGE AMT: 350,000.00 CITY TARZANA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91356 UNPAID BALANCE: 349,726.960 OPTION TO CONVERT : No MONTHLY P&I: 2,387.62 ANNUAL RATE ADJUST: 0.000 LTV : 79.55000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197908 MORTGAGORS: PESCADOR, HELMUTH PESCADOR, SUSAN ADDRESS : 2523 GLEN DUNDEE WAY MORTGAGE AMT: 312,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 CA 95148 UNPAID BALANCE: 311,717.950 OPTION TO CONVERT : No MONTHLY P&I: 1,972.05 ANNUAL RATE ADJUST: 0.000 LTV : 73.07000 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197916 MORTGAGORS: HENSLEY, BERT ADDRESS : 1505 MARS LANE MORTGAGE AMT: 550,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90077 UNPAID BALANCE: 549,139.300 OPTION TO CONVERT : No MONTHLY P&I: 3,751.97 ANNUAL RATE ADJUST: 0.000 LTV : 68.75000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197924 MORTGAGORS: MONTGOMERY, DONALD MONTGOMERY, CAROLINE ADDRESS : 2858 NORTH REDONDO AVENUE MORTGAGE AMT: 385,000.00 CITY CAMARILLO :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 93012 UNPAID BALANCE: 384,728.270 OPTION TO CONVERT : No MONTHLY P&I: 2,758.19 ANNUAL RATE ADJUST: 0.000 LTV : 71.69000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197932 MORTGAGORS: REEVE, N REEVE, LINDA ADDRESS : 120 WARWICK COURT MORTGAGE AMT: 743,000.00 CITY ALAMO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94507 UNPAID BALANCE: 742,434.630 OPTION TO CONVERT : No MONTHLY P&I: 5,131.72 ANNUAL RATE ADJUST: 0.000 LTV : 57.15000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197940 MORTGAGORS: TANNER, DAVID ADDRESS : 122 OCEAN FRONT MORTGAGE AMT: 790,000.00 CITY NEWPORT BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 92661 UNPAID BALANCE: 789,442.420 OPTION TO CONVERT : No MONTHLY P&I: 5,659.66 ANNUAL RATE ADJUST: 0.000 LTV : 60.77000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197957 MORTGAGORS: SAGERMAN, ERIC ADDRESS : 3630 WESLIN AVENUE MORTGAGE AMT: 325,000.00 CITY SHERMAN OAKS :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91423 UNPAID BALANCE: 324,752.710 OPTION TO CONVERT : No MONTHLY P&I: 2,244.69 ANNUAL RATE ADJUST: 0.000 LTV : 71.43000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197973 MORTGAGORS: MURRAY, GEORGE ADDRESS : 3364-3366 A STREET MORTGAGE AMT: 100,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92102 UNPAID BALANCE: 99,851.120 OPTION TO CONVERT : No MONTHLY P&I: 699.21 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197981 MORTGAGORS: FLAME, JAN ADDRESS : 649 SOUTH REESE PLACE MORTGAGE AMT: 75,000.00 CITY BURBANK :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91506 UNPAID BALANCE: 75,000.000 OPTION TO CONVERT : No MONTHLY P&I: 518.01 ANNUAL RATE ADJUST: 0.000 LTV : 25.86000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197999 MORTGAGORS: SCHOMMER, KATHERINE ADDRESS : 3612 KINGSTON STREET MORTGAGE AMT: 256,000.00 CITY CARLSBAD :\ STATE/ZIP :\ LIFETIME RATE : 8.37500 CA 92008 UNPAID BALANCE: 255,680.670 OPTION TO CONVERT : No MONTHLY P&I: 1,945.78 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198005 MORTGAGORS: HREN, JEROME HREN, PATRICIA ADDRESS : 550 SOUTH NARDO AVENUE MORTGAGE AMT: 335,000.00 CITY SOLANO BEACH :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92075 UNPAID BALANCE: 334,718.560 OPTION TO CONVERT : No MONTHLY P&I: 2,200.71 ANNUAL RATE ADJUST: 0.000 LTV : 72.83000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198013 MORTGAGORS: VALENZUELA, AGUSTIN VALENZUELA, ANA ADDRESS : 20160 SEAGULL WAY MORTGAGE AMT: 300,000.00 CITY SARATOGA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95070 UNPAID BALANCE: 299,777.360 OPTION TO CONVERT : No MONTHLY P&I: 2,097.64 ANNUAL RATE ADJUST: 0.000 LTV : 56.60000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198021 MORTGAGORS: SOMMERHAUSER, WILLIAM SOMMERHAUSER, LISA ADDRESS : 1254 RAMBLING ROAD MORTGAGE AMT: 271,000.00 CITY SIMI VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 93065 UNPAID BALANCE: 270,788.590 OPTION TO CONVERT : No MONTHLY P&I: 1,848.70 ANNUAL RATE ADJUST: 0.000 LTV : 78.55000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198039 MORTGAGORS: MORINO, JAMES MORINO, DIANA ADDRESS : 408 AVENUE F MORTGAGE AMT: 325,000.00 CITY REDONDO BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90277 UNPAID BALANCE: 324,746.470 OPTION TO CONVERT : No MONTHLY P&I: 2,217.07 ANNUAL RATE ADJUST: 0.000 LTV : 61.32000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198054 MORTGAGORS: DWYER, SCARLETT ADDRESS : 3918 SILVERADO TRAIL MORTGAGE AMT: 200,000.00 CITY CALISTOGA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94515 UNPAID BALANCE: 199,851.570 OPTION TO CONVERT : No MONTHLY P&I: 1,398.43 ANNUAL RATE ADJUST: 0.000 LTV : 28.57000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198062 MORTGAGORS: CLARKE, KENNETH CLARKE, JAN ADDRESS : 13911 RIVER RANCH CIRCLE MORTGAGE AMT: 603,750.00 CITY SARATOGA :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 95070 UNPAID BALANCE: 602,873.280 OPTION TO CONVERT : No MONTHLY P&I: 4,273.30 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198070 MORTGAGORS: WALIKE, TODD ADDRESS : 41 NORTH PEREGRINE CIRCLE MORTGAGE AMT: 300,000.00 CITY Agoura Hills :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91301 UNPAID BALANCE: 299,771.720 OPTION TO CONVERT : No MONTHLY P&I: 2,072.03 ANNUAL RATE ADJUST: 0.000 LTV : 77.92000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198088 MORTGAGORS: LAI, NGHIA ADDRESS : 3541 CHABLIS CIRCLE MORTGAGE AMT: 320,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95132 UNPAID BALANCE: 319,750.370 OPTION TO CONVERT : No MONTHLY P&I: 2,182.96 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198096 MORTGAGORS: SECOR, DAVID LEGER, LEONARD ADDRESS : 3629 BELLFIELD WAY MORTGAGE AMT: 412,800.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 91604 UNPAID BALANCE: 412,453.200 OPTION TO CONVERT : No MONTHLY P&I: 2,711.80 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198104 MORTGAGORS: SICONOLFI, PAUL SICONOLFI, ROSLIE ADDRESS : 3507 SURFVIEW LANE MORTGAGE AMT: 462,000.00 CITY NEWPORT BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92625 UNPAID BALANCE: 461,630.550 OPTION TO CONVERT : No MONTHLY P&I: 3,112.58 ANNUAL RATE ADJUST: 0.000 LTV : 49.31000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198112 MORTGAGORS: SAYED, BILL AWAD-SAYED, NEVEIN ADDRESS : 4525 TENANGO DRIVE MORTGAGE AMT: 364,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91364 UNPAID BALANCE: 363,716.050 OPTION TO CONVERT : No MONTHLY P&I: 2,483.12 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198120 MORTGAGORS: KASHANINIA, SHEILA ADDRESS : 1499 LA LINDA DRIVE MORTGAGE AMT: 300,000.00 CITY SAN MARCOS :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92069 UNPAID BALANCE: 299,777.360 OPTION TO CONVERT : No MONTHLY P&I: 2,097.64 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198146 MORTGAGORS: HANEY, MICHAEL HANE, JUNE ADDRESS : 900 SOUTH RIMPAU BOULEVAR MORTGAGE AMT: 500,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 8.37500 CA 90019 UNPAID BALANCE: 499,689.220 OPTION TO CONVERT : No MONTHLY P&I: 3,800.36 ANNUAL RATE ADJUST: 0.000 LTV : 74.07000 OUTSIDE CONV DATE: CURRENT INT 8.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198153 MORTGAGORS: MCMAINS, ROBERT MCMAINS, LISA ADDRESS : 81 DOVECREST MORTGAGE AMT: 349,000.00 CITY IRVINE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92620 UNPAID BALANCE: 348,706.800 OPTION TO CONVERT : No MONTHLY P&I: 2,292.68 ANNUAL RATE ADJUST: 0.000 LTV : 67.12000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198161 MORTGAGORS: KINNE, HAROLD KINNE, SUSAN ADDRESS : 777 KNOLL DRIVE MORTGAGE AMT: 422,800.00 CITY SAN CARLOS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94070 UNPAID BALANCE: 422,461.900 OPTION TO CONVERT : No MONTHLY P&I: 2,848.48 ANNUAL RATE ADJUST: 0.000 LTV : 57.92000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198179 MORTGAGORS: BUNN, RICHARD BUNN, DEBBIE ADDRESS : 527 TAMARACK DRIVE MORTGAGE AMT: 270,900.00 CITY SAN RAFAEL :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94903 UNPAID BALANCE: 270,698.960 OPTION TO CONVERT : No MONTHLY P&I: 1,894.17 ANNUAL RATE ADJUST: 0.000 LTV : 76.31000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198187 MORTGAGORS: WEISS, JAMES WEISS, CAROL ADDRESS : 21582 CALLE OTONO MORTGAGE AMT: 268,000.00 CITY LAKE FOREST :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92630 UNPAID BALANCE: 267,785.680 OPTION TO CONVERT : No MONTHLY P&I: 1,805.57 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198195 MORTGAGORS: DEMCAK, FRANCIS DEMCAK, CAROL ADDRESS : 17314 HENDRY DRIVE MORTGAGE AMT: 282,000.00 CITY MORGAN HILL :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95037 UNPAID BALANCE: 281,790.720 OPTION TO CONVERT : No MONTHLY P&I: 1,971.78 ANNUAL RATE ADJUST: 0.000 LTV : 55.29000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198203 MORTGAGORS: DOWERS, MICHAEL MORI, KATHERINE ADDRESS : 1928 PARKWOOD DRIVE MORTGAGE AMT: 428,000.00 CITY SAN MATEO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94403 UNPAID BALANCE: 427,649.180 OPTION TO CONVERT : No MONTHLY P&I: 2,847.49 ANNUAL RATE ADJUST: 0.000 LTV : 75.75000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198211 MORTGAGORS: MOELLER, MONTY BUSSAN-MOELLER, ROBIN ADDRESS : 1758 MOORE STREET MORTGAGE AMT: 146,400.00 CITY SIMI VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 93065 UNPAID BALANCE: 146,400.000 OPTION TO CONVERT : No MONTHLY P&I: 1,011.15 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198229 MORTGAGORS: JELLISON, LESTER JELLISON, LINDA ADDRESS : 4833 PALO VERDE AVENUE MORTGAGE AMT: 165,000.00 CITY LAKEWOOD :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90713 UNPAID BALANCE: 165,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,125.59 ANNUAL RATE ADJUST: 0.000 LTV : 93.75000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198237 MORTGAGORS: BEHR, STANLEY BEHR, MARGO ADDRESS : 6365 VIA CABRERA MORTGAGE AMT: 370,000.00 CITY LA JOLLA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92037 UNPAID BALANCE: 369,689.150 OPTION TO CONVERT : No MONTHLY P&I: 2,430.64 ANNUAL RATE ADJUST: 0.000 LTV : 70.48000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198245 MORTGAGORS: KAPUR, SUKHDEV KAPUR, NARINDER ADDRESS : 1007 SANDALWOOD LANE MORTGAGE AMT: 317,000.00 CITY MILPITAS :\ STATE/ZIP :\ LIFETIME RATE : 8.25000 CA 95035 UNPAID BALANCE: 316,797.860 OPTION TO CONVERT : No MONTHLY P&I: 2,381.52 ANNUAL RATE ADJUST: 0.000 LTV : 73.72000 OUTSIDE CONV DATE: CURRENT INT 8.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198252 MORTGAGORS: KONIGSBERG, MICHAEL ADDRESS : 19567 SHADOW RIDGE WAY MORTGAGE AMT: 435,000.00 CITY NORTHRIDGE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91326 UNPAID BALANCE: 434,652.130 OPTION TO CONVERT : No MONTHLY P&I: 2,930.68 ANNUAL RATE ADJUST: 0.000 LTV : 79.82000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198260 MORTGAGORS: COX, JOHN ADDRESS : 115 41ST STREET MORTGAGE AMT: 312,000.00 CITY NEWPORT BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92663 UNPAID BALANCE: 311,535.450 OPTION TO CONVERT : No MONTHLY P&I: 2,181.55 ANNUAL RATE ADJUST: 0.000 LTV : 60.94000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198302 MORTGAGORS: GOVINDASWAMI, BALAJI ADDRESS : 3421 EAST OCEAN BLVD MORTGAGE AMT: 380,000.00 CITY LONG BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90803 UNPAID BALANCE: 379,688.520 OPTION TO CONVERT : No MONTHLY P&I: 2,528.15 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198310 MORTGAGORS: CRUZET, RODEL ADDRESS : 339 SPENCE AVE MORTGAGE AMT: 258,400.00 CITY MILPITAS :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95035 UNPAID BALANCE: 258,208.230 OPTION TO CONVERT : No MONTHLY P&I: 1,806.77 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198328 MORTGAGORS: NAVARRO, STEVE ADDRESS : 401 WEST POPLAR AVENUE MORTGAGE AMT: 750,000.00 CITY SAN MATEO :\ STATE/ZIP :\ LIFETIME RATE : 8.62500 CA 94402 UNPAID BALANCE: 749,557.210 OPTION TO CONVERT : No MONTHLY P&I: 5,833.42 ANNUAL RATE ADJUST: 0.000 LTV : 57.69000 OUTSIDE CONV DATE: CURRENT INT 8.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198336 MORTGAGORS: KORTE, HELMUT EICHORN-KORTE, PETRA ADDRESS : 18456 CLIFFTOP WAY MORTGAGE AMT: 615,000.00 CITY MALIBU :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90265 UNPAID BALANCE: 614,495.890 OPTION TO CONVERT : No MONTHLY P&I: 4,091.61 ANNUAL RATE ADJUST: 0.000 LTV : 64.74000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198344 MORTGAGORS: HVISTENDAHL, YNGVAR HVISTENDAHL, ALICIA ADDRESS : 455 VISTA GRANDE MORTGAGE AMT: 424,000.00 CITY GREENBRAE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94904 UNPAID BALANCE: 423,677.370 OPTION TO CONVERT : No MONTHLY P&I: 2,928.46 ANNUAL RATE ADJUST: 0.000 LTV : 62.81000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198351 MORTGAGORS: BAWANY, MOHAMMED BAWANY, RIZWANA ADDRESS : 19 TRADITION PLACE MORTGAGE AMT: 301,000.00 CITY IRVINE :\ STATE/ZIP :\ LIFETIME RATE : 8.75000 CA 92602 UNPAID BALANCE: 300,826.820 OPTION TO CONVERT : No MONTHLY P&I: 2,367.97 ANNUAL RATE ADJUST: 0.000 LTV : 79.99000 OUTSIDE CONV DATE: CURRENT INT 8.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198369 MORTGAGORS: SHEPARDSON, MARY ADDRESS : 407 ALVARADO TERRACE MORTGAGE AMT: 55,000.00 CITY VISTA :\ STATE/ZIP :\ LIFETIME RATE : 8.37500 CA 92084 UNPAID BALANCE: 55,000.000 OPTION TO CONVERT : No MONTHLY P&I: 418.04 ANNUAL RATE ADJUST: 0.000 LTV : 50.00000 OUTSIDE CONV DATE: CURRENT INT 8.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198385 MORTGAGORS: PEARCE, JOHN PEARCE, JAIME ADDRESS : 1062 TERRACE HILL CIRCLE MORTGAGE AMT: 269,200.00 CITY THOUSAND OAKS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91362 UNPAID BALANCE: 268,984.730 OPTION TO CONVERT : No MONTHLY P&I: 1,813.65 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198393 MORTGAGORS: DLUGACZ, JEROME ADDRESS : 2035 BALTRA PLACE MORTGAGE AMT: 267,400.00 CITY COSTA MESA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92626 UNPAID BALANCE: 267,186.170 OPTION TO CONVERT : No MONTHLY P&I: 1,801.52 ANNUAL RATE ADJUST: 0.000 LTV : 79.99000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198419 MORTGAGORS: HOYNOWSKI, CHARLES ADDRESS : 1925 VERA AVENUE MORTGAGE AMT: 313,000.00 CITY REDWOOD CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94061 UNPAID BALANCE: 312,767.710 OPTION TO CONVERT : No MONTHLY P&I: 2,188.54 ANNUAL RATE ADJUST: 0.000 LTV : 61.98000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198427 MORTGAGORS: HO, VANG NGUYEN, CHINH ADDRESS : 190 CHYNOWETH AVENUE MORTGAGE AMT: 423,750.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95136 UNPAID BALANCE: 423,435.520 OPTION TO CONVERT : No MONTHLY P&I: 2,962.92 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198435 MORTGAGORS: MELLIS, SPIRO MELLIS, CONNIE ADDRESS : 300 VILLAGE CREEK ROAD MORTGAGE AMT: 268,000.00 CITY APTOS :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 95003 UNPAID BALANCE: 268,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,896.89 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198450 MORTGAGORS: VIOLE, ANTHONY VIOLE, DAWNELL ADDRESS : 24 CAMARIN STREET MORTGAGE AMT: 316,000.00 CITY FOOTHILL RANCH :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92610 UNPAID BALANCE: 315,765.480 OPTION TO CONVERT : No MONTHLY P&I: 2,209.52 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198468 MORTGAGORS: RIDLEY, LANI ADDRESS : 752 OAK CREST DRIVE MORTGAGE AMT: 649,000.00 CITY SIERRA MADRE :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 91024 UNPAID BALANCE: 648,441.230 OPTION TO CONVERT : No MONTHLY P&I: 4,209.40 ANNUAL RATE ADJUST: 0.000 LTV : 59.00000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198476 MORTGAGORS: ABITANTE, PATRICK ADDRESS : 11910 JUNIETTE STREET MORTGAGE AMT: 297,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 90230 UNPAID BALANCE: 296,750.480 OPTION TO CONVERT : No MONTHLY P&I: 1,951.08 ANNUAL RATE ADJUST: 0.000 LTV : 87.35000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198492 MORTGAGORS: BASU, SANTANU ADDRESS : 6710 ABBOTTSWOOD DRIVE MORTGAGE AMT: 388,000.00 CITY RANCHO PALOS VERDE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 90275 UNPAID BALANCE: 387,674.040 OPTION TO CONVERT : No MONTHLY P&I: 2,548.88 ANNUAL RATE ADJUST: 0.000 LTV : 89.61000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198500 MORTGAGORS: RODRIGUEZ, EDWIN RODRIGUEZ, CORAZON ADDRESS : 1216 PIEDMONT ROAD MORTGAGE AMT: 278,600.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95132 UNPAID BALANCE: 278,382.670 OPTION TO CONVERT : No MONTHLY P&I: 1,900.54 ANNUAL RATE ADJUST: 0.000 LTV : 89.87000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198518 MORTGAGORS: ABRAHAMIAN, SARKIS ADDRESS : 775-777 NORTH HELIOTROPE MORTGAGE AMT: 242,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90029 UNPAID BALANCE: 241,811.210 OPTION TO CONVERT : No MONTHLY P&I: 1,650.87 ANNUAL RATE ADJUST: 0.000 LTV : 89.96000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198526 MORTGAGORS: HOPPER, EDMUND HOPPER, CAROL ADDRESS : 5058 ELROSE AVE MORTGAGE AMT: 324,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 95124 UNPAID BALANCE: 324,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,349.22 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198534 MORTGAGORS: DOAN, DUYNESS DOAN, JENNIFER ADDRESS : 24422 LOS SERRANOS DRIVE MORTGAGE AMT: 273,000.00 CITY LAGUNA NIGUEL :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92677 UNPAID BALANCE: 272,792.270 OPTION TO CONVERT : No MONTHLY P&I: 1,885.54 ANNUAL RATE ADJUST: 0.000 LTV : 79.82000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198542 MORTGAGORS: MOJAHED, NAHID MOJAHED, MEHDI ADDRESS : 4959 DUNMAN AVENUE MORTGAGE AMT: 260,000.00 CITY WOODLAND HILLS :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 91364 UNPAID BALANCE: 259,807.040 OPTION TO CONVERT : No MONTHLY P&I: 1,817.96 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198559 MORTGAGORS: LONGDYKE, ROBERT ADDRESS : 3014 XENOPHEN STREET MORTGAGE AMT: 336,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92106 UNPAID BALANCE: 335,744.330 OPTION TO CONVERT : No MONTHLY P&I: 2,320.67 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198567 MORTGAGORS: PUTNAM, JASMIN ADDRESS : 134 OXFORD MORTGAGE AMT: 192,000.00 CITY IRVINE :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 92612 UNPAID BALANCE: 192,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,358.96 ANNUAL RATE ADJUST: 0.000 LTV : 76.80000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198575 MORTGAGORS: BUTLER, ALEXANDER ADDRESS : 2425 RINCONIA DRIVE MORTGAGE AMT: 260,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 90068 UNPAID BALANCE: 259,802.160 OPTION TO CONVERT : No MONTHLY P&I: 1,795.76 ANNUAL RATE ADJUST: 0.000 LTV : 56.64000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198583 MORTGAGORS: JUN, JE YEOUN ADDRESS : 20460 VIA ZARAGOZA MORTGAGE AMT: 344,000.00 CITY YORBA LINDA :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 92887 UNPAID BALANCE: 343,757.210 OPTION TO CONVERT : No MONTHLY P&I: 2,464.46 ANNUAL RATE ADJUST: 0.000 LTV : 78.18000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198591 MORTGAGORS: RICKETTS, STEPHEN ADDRESS : 4211 BLACKFIN AVE MORTGAGE AMT: 279,920.00 CITY IRVINE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92620 UNPAID BALANCE: 279,684.830 OPTION TO CONVERT : No MONTHLY P&I: 1,838.88 ANNUAL RATE ADJUST: 0.000 LTV : 79.98000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198609 MORTGAGORS: JACOB, SHEMOEL ADDRESS : 405 NORTH KILKEA DRIVE MORTGAGE AMT: 424,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 90048 UNPAID BALANCE: 423,677.370 OPTION TO CONVERT : No MONTHLY P&I: 2,928.46 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198633 MORTGAGORS: LEVER, STEVEN KAMINSKI, MAGDALENA ADDRESS : 5584 EAST OLETA STREET MORTGAGE AMT: 273,600.00 CITY LONG BEACH :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 90815 UNPAID BALANCE: 273,370.140 OPTION TO CONVERT : No MONTHLY P&I: 1,797.36 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198682 MORTGAGORS: SEGUNDO, DIEGO TRITTIPO, LYNN ADDRESS : 4201 BRANFORD DRIVE MORTGAGE AMT: 460,000.00 CITY HUNTINGTON BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92649 UNPAID BALANCE: 459,622.940 OPTION TO CONVERT : No MONTHLY P&I: 3,060.39 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198708 MORTGAGORS: FINN, ROBERT ADDRESS : 483 GREEN GLEN WAY MORTGAGE AMT: 504,000.00 CITY MILL VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 8.87500 CA 94941 UNPAID BALANCE: 503,717.450 OPTION TO CONVERT : No MONTHLY P&I: 4,010.05 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198716 MORTGAGORS: MORRIS, DAVID ADDRESS : 4340 EAST COLORADO STREET MORTGAGE AMT: 270,000.00 CITY LONG BEACH :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 90814 UNPAID BALANCE: 269,767.540 OPTION TO CONVERT : No MONTHLY P&I: 1,751.21 ANNUAL RATE ADJUST: 0.000 LTV : 78.26000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198732 MORTGAGORS: RUPEL, PHILLIP ROSS-RUPEL, KATHLEEN ADDRESS : 6 WEEPINGRIDGE COURT MORTGAGE AMT: 260,000.00 CITY SAN MATEO :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 94402 UNPAID BALANCE: 259,776.140 OPTION TO CONVERT : No MONTHLY P&I: 1,686.36 ANNUAL RATE ADJUST: 0.000 LTV : 68.42000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198740 MORTGAGORS: BOADWEE, HARRY BOADWEE, SARA ADDRESS : 1255 CARMEL TERRACE MORTGAGE AMT: 427,000.00 CITY LOS ALTOS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94024 UNPAID BALANCE: 426,658.530 OPTION TO CONVERT : No MONTHLY P&I: 2,876.78 ANNUAL RATE ADJUST: 0.000 LTV : 64.31000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198765 MORTGAGORS: HAGIN, DAN HAGIN, LYNN ADDRESS : 910 IBIZA MORTGAGE AMT: 338,000.00 CITY SAN CLEMENTE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92672 UNPAID BALANCE: 337,716.040 OPTION TO CONVERT : No MONTHLY P&I: 2,220.42 ANNUAL RATE ADJUST: 0.000 LTV : 71.91000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198781 MORTGAGORS: DASHTI, ABBAS DASHTI, MARY ANN ADDRESS : 16821 FALTER ROAD MORTGAGE AMT: 425,000.00 CITY CANYON COUNTRY :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 91351 UNPAID BALANCE: 424,634.090 OPTION TO CONVERT : No MONTHLY P&I: 2,756.54 ANNUAL RATE ADJUST: 0.000 LTV : 77.27000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198807 MORTGAGORS: MONACELL, T MONACELL, BETTY ADDRESS : 1420 DEL MAR AVENUE MORTGAGE AMT: 260,000.00 CITY LAGUNA BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92651 UNPAID BALANCE: 259,792.080 OPTION TO CONVERT : No MONTHLY P&I: 1,751.67 ANNUAL RATE ADJUST: 0.000 LTV : 55.91000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198849 MORTGAGORS: CROSS, JAMES CROSS, SUSAN ADDRESS : 5452 LEIGH AVENUE MORTGAGE AMT: 256,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 6.37500 CA 95124 UNPAID BALANCE: 255,762.890 OPTION TO CONVERT : No MONTHLY P&I: 1,597.11 ANNUAL RATE ADJUST: 0.000 LTV : 85.91000 OUTSIDE CONV DATE: CURRENT INT 6.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198864 MORTGAGORS: BENECKE, NORBERT BENECKE, PAULA ADDRESS : 552 CUESTA DRIVE MORTGAGE AMT: 350,000.00 CITY APTOS :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 95003 UNPAID BALANCE: 349,698.660 OPTION TO CONVERT : No MONTHLY P&I: 2,270.09 ANNUAL RATE ADJUST: 0.000 LTV : 67.96000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198872 MORTGAGORS: PARTRIDGE, VIRGINIA ADDRESS : 18020 ROSE COURT MORTGAGE AMT: 310,000.00 CITY MONTE SERENO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95030 UNPAID BALANCE: 309,752.100 OPTION TO CONVERT : No MONTHLY P&I: 2,088.53 ANNUAL RATE ADJUST: 0.000 LTV : 56.36000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198898 MORTGAGORS: CULLEN, CHRISTOPHER CULLEN, KATHLEEN ADDRESS : 22010 MARJORIE AVENUE MORTGAGE AMT: 260,000.00 CITY TORRANCE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 90503 UNPAID BALANCE: 259,792.080 OPTION TO CONVERT : No MONTHLY P&I: 1,751.67 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198906 MORTGAGORS: ALLE, JOSEPH MILLER-ALLE, SHARON ADDRESS : 1700 N SANTA ANITA AVENUE MORTGAGE AMT: 320,000.00 CITY ARCADIA :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 91006 UNPAID BALANCE: 319,724.490 OPTION TO CONVERT : No MONTHLY P&I: 2,075.51 ANNUAL RATE ADJUST: 0.000 LTV : 71.11000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198914 MORTGAGORS: ALBRIGHT, PHILIP ALBRIGHT, NANCY ADDRESS : 15 NEWCASTLE LANE MORTGAGE AMT: 455,000.00 CITY LAGUNA NIGUEL :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92677 UNPAID BALANCE: 454,617.740 OPTION TO CONVERT : No MONTHLY P&I: 2,989.03 ANNUAL RATE ADJUST: 0.000 LTV : 53.53000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198922 MORTGAGORS: CHENG, JOHN ADDRESS : 2 VETRINA MORTGAGE AMT: 444,000.00 CITY IRVINE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92606 UNPAID BALANCE: 443,626.990 OPTION TO CONVERT : No MONTHLY P&I: 2,916.76 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198930 MORTGAGORS: STEIDEL, K ADDRESS : 515 REDLANDS AVENUE MORTGAGE AMT: 485,000.00 CITY NEWPORT BEACH :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 CA 92663 UNPAID BALANCE: 484,561.550 OPTION TO CONVERT : No MONTHLY P&I: 3,065.53 ANNUAL RATE ADJUST: 0.000 LTV : 77.60000 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198955 MORTGAGORS: MANNION, E. MANNION, NANCY ADDRESS : 406 30TH STREET MORTGAGE AMT: 460,000.00 CITY SAN FRANCISCO :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94131 UNPAID BALANCE: 460,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,021.87 ANNUAL RATE ADJUST: 0.000 LTV : 63.45000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198963 MORTGAGORS: ADAIR, MICHAEL L'ESPERANCE ADAIR, MARY ADDRESS : 150 MELENDEZ AVENUE MORTGAGE AMT: 260,000.00 CITY FREMONT :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 94539 UNPAID BALANCE: 259,776.140 OPTION TO CONVERT : No MONTHLY P&I: 1,686.36 ANNUAL RATE ADJUST: 0.000 LTV : 49.06000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198971 MORTGAGORS: SIMS, MICHAEL SIMS, LISA ADDRESS : 73 SADDLE COURT MORTGAGE AMT: 315,400.00 CITY TRES PINOS :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 CA 95075 UNPAID BALANCE: 315,121.730 OPTION TO CONVERT : No MONTHLY P&I: 2,019.54 ANNUAL RATE ADJUST: 0.000 LTV : 64.96000 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198989 MORTGAGORS: SHOLER, GARRETT ADDRESS : 518 EL MODENA AVENUE MORTGAGE AMT: 386,000.00 CITY NEWPORT BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92663 UNPAID BALANCE: 385,691.330 OPTION TO CONVERT : No MONTHLY P&I: 2,600.55 ANNUAL RATE ADJUST: 0.000 LTV : 60.79000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080199003 MORTGAGORS: MURDOCH, ROY MASTRANGIOLI, ROSANNE ADDRESS : 574 ELVIS DRIVE MORTGAGE AMT: 290,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 95123 UNPAID BALANCE: 290,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,905.09 ANNUAL RATE ADJUST: 0.000 LTV : 77.33000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080199011 MORTGAGORS: DICKMAN, JAMES DICKMAN, ADRIENNE ADDRESS : 4917 SWINTON AVENUE MORTGAGE AMT: 297,000.00 CITY ENCINO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91436 UNPAID BALANCE: 296,756.550 OPTION TO CONVERT : No MONTHLY P&I: 1,975.95 ANNUAL RATE ADJUST: 0.000 LTV : 57.12000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080199029 MORTGAGORS: YEKTA, MEHRAN YEKTA, NEDA ADDRESS : 3644 DEER TRAIL DRIVE MORTGAGE AMT: 480,000.00 CITY DANVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94506 UNPAID BALANCE: 479,616.150 OPTION TO CONVERT : No MONTHLY P&I: 3,233.85 ANNUAL RATE ADJUST: 0.000 LTV : 71.64000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080199052 MORTGAGORS: KONG, CHANG KONG, ELIZA ADDRESS : 4125 MIRAMAR DRIVE MORTGAGE AMT: 275,000.00 CITY HACIENDA HEIGHTS :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 91745 UNPAID BALANCE: 274,768.970 OPTION TO CONVERT : No MONTHLY P&I: 1,806.55 ANNUAL RATE ADJUST: 0.000 LTV : 76.39000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080199060 MORTGAGORS: BAILEY, DANIEL BAILEY, YVONNE ADDRESS : 505 WEST OCEAN AVENUE MORTGAGE AMT: 441,000.00 CITY SEAL BEACH :\ STATE/ZIP :\ LIFETIME RATE : 6.50000 CA 90740 UNPAID BALANCE: 440,601.330 OPTION TO CONVERT : No MONTHLY P&I: 2,787.42 ANNUAL RATE ADJUST: 0.000 LTV : 65.43000 OUTSIDE CONV DATE: CURRENT INT 6.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080199078 MORTGAGORS: AMIDEI, SUE ADDRESS : 2200 CHANDLER DRIVE MORTGAGE AMT: 480,000.00 CITY TUSTIN :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92782 UNPAID BALANCE: 479,616.150 OPTION TO CONVERT : No MONTHLY P&I: 3,233.85 ANNUAL RATE ADJUST: 0.000 LTV : 60.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080199086 MORTGAGORS: HENZE, DONALD ADDRESS : 13 SHERIDAN MORTGAGE AMT: 249,900.00 CITY IRVINE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92620 UNPAID BALANCE: 249,700.160 OPTION TO CONVERT : No MONTHLY P&I: 1,683.62 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080199094 MORTGAGORS: CUMMING, CATHERINE ADDRESS : 229 REDWOOD AVENUE MORTGAGE AMT: 273,600.00 CITY PESCADERO :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94060 UNPAID BALANCE: 273,370.140 OPTION TO CONVERT : No MONTHLY P&I: 1,797.36 ANNUAL RATE ADJUST: 0.000 LTV : 62.90000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080199110 MORTGAGORS: ALTMAN, HOWARD ALTMAN, CHERYL ADDRESS : 102 ARISTA MORTGAGE AMT: 285,000.00 CITY SAN CLEMENTE :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 CA 92673 UNPAID BALANCE: 284,754.630 OPTION TO CONVERT : No MONTHLY P&I: 1,848.50 ANNUAL RATE ADJUST: 0.000 LTV : 58.76000 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080199128 MORTGAGORS: JONES, WILLIAM JONES, DIANA ADDRESS : 15212 EL SELINDA DRIVE MORTGAGE AMT: 280,000.00 CITY HACIENDA HEIGHTS :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 91745 UNPAID BALANCE: 280,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,839.40 ANNUAL RATE ADJUST: 0.000 LTV : 72.73000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080199177 MORTGAGORS: BROWN, JEFFREY ADDRESS : 5082 HOWES LANE MORTGAGE AMT: 292,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95118 UNPAID BALANCE: 292,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,967.26 ANNUAL RATE ADJUST: 0.000 LTV : 70.19000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080199201 MORTGAGORS: MING LAU, ALFRED ADDRESS : 136 NORTH 4TH STREET MORTGAGE AMT: 228,000.00 CITY MONTEBELLO :\ STATE/ZIP :\ LIFETIME RATE : 8.50000 CA 90640 UNPAID BALANCE: 227,861.880 OPTION TO CONVERT : No MONTHLY P&I: 1,753.12 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080199326 MORTGAGORS: HITO, SAFWAN HITO, LAUREN ADDRESS : 860 MERIDIAN BAY LANE # 2 MORTGAGE AMT: 275,350.00 CITY FOSTER CITY :\ STATE/ZIP :\ LIFETIME RATE : 8.25000 CA 94404 UNPAID BALANCE: 275,350.000 OPTION TO CONVERT : No MONTHLY P&I: 2,068.61 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080199334 MORTGAGORS: NAGARAJ, ASHWATH NAGARAJ, VILEENA ADDRESS : 25769 ELENA ROAD MORTGAGE AMT: 360,000.00 CITY LOS ALTOS HILLS :\ STATE/ZIP :\ LIFETIME RATE : 8.87500 CA 94022 UNPAID BALANCE: 359,798.180 OPTION TO CONVERT : No MONTHLY P&I: 2,864.32 ANNUAL RATE ADJUST: 0.000 LTV : 16.78000 OUTSIDE CONV DATE: CURRENT INT 8.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080199375 MORTGAGORS: BOSE, DIPANKAR BOSE, MARGARITA ADDRESS : 730 LIVERPOOL WAY MORTGAGE AMT: 305,000.00 CITY SUNNYVALE :\ STATE/ZIP :\ LIFETIME RATE : 8.87500 CA 94087 UNPAID BALANCE: 304,829.010 OPTION TO CONVERT : No MONTHLY P&I: 2,426.72 ANNUAL RATE ADJUST: 0.000 LTV : 53.51000 OUTSIDE CONV DATE: CURRENT INT 8.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080199383 MORTGAGORS: HARDEV, DILIP HARDEV, PURNIMA ADDRESS : 602 ROCKINGHAM LANE MORTGAGE AMT: 465,000.00 CITY REDWOOD CITY :\ STATE/ZIP :\ LIFETIME RATE : 8.87500 CA 94065 UNPAID BALANCE: 464,739.310 OPTION TO CONVERT : No MONTHLY P&I: 3,699.75 ANNUAL RATE ADJUST: 0.000 LTV : 73.81000 OUTSIDE CONV DATE: CURRENT INT 8.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080199409 MORTGAGORS: WATSON, STEVEN WATSON, CAROL ADDRESS : 1461 COLUMBINE WAY MORTGAGE AMT: 319,200.00 CITY LIVERMORE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94550 UNPAID BALANCE: 319,200.000 OPTION TO CONVERT : No MONTHLY P&I: 2,150.51 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080199458 MORTGAGORS: MORENO, RAMIRO MORENO, DEBRA ADDRESS : 1108 LAS POSAS MORTGAGE AMT: 284,800.00 CITY SAN CLEMENT :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92673 UNPAID BALANCE: 284,800.000 OPTION TO CONVERT : No MONTHLY P&I: 1,967.04 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080199482 MORTGAGORS: ALVARADO, BEN ALVARADO, CHARMAINE ADDRESS : 11382 KENSINGTON ROAD MORTGAGE AMT: 282,500.00 CITY LOS ALAMITO :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90720 UNPAID BALANCE: 282,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,879.48 ANNUAL RATE ADJUST: 0.000 LTV : 73.85621 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080200298 MORTGAGORS: MCFALL, PHILIP MCFALL, DORIS ADDRESS : 2060 WEST 235TH STREET MORTGAGE AMT: 424,000.00 CITY TORRANCE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 90505 UNPAID BALANCE: 424,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,928.46 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080200314 MORTGAGORS: PALMER, WILLIAM PALMER, DANNA ADDRESS : 25312 ABILENE COURT MORTGAGE AMT: 650,000.00 CITY LAGUNA HILL :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92653 UNPAID BALANCE: 650,000.000 OPTION TO CONVERT : No MONTHLY P&I: 4,434.15 ANNUAL RATE ADJUST: 0.000 LTV : 73.94767 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080200371 MORTGAGORS: GIUSTI, GERALD GIUSTI, SHIRLEY ADDRESS : 13456 WILDCREST DRIVE MORTGAGE AMT: 389,150.00 CITY LOS ALTOS H :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94022 UNPAID BALANCE: 389,150.000 OPTION TO CONVERT : No MONTHLY P&I: 2,720.99 ANNUAL RATE ADJUST: 0.000 LTV : 23.58485 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080200397 MORTGAGORS: LEE, DAVID LEE, CAROLINE ADDRESS : 21 PEGASUS DRIVE MORTGAGE AMT: 454,550.00 CITY COTO DE CAZ :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92679 UNPAID BALANCE: 454,550.000 OPTION TO CONVERT : No MONTHLY P&I: 3,024.13 ANNUAL RATE ADJUST: 0.000 LTV : 79.99824 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080200439 MORTGAGORS: SHEN, WILLIAM SHEN, LYDIA ADDRESS : 771 SANTA OLIVIA MORTGAGE AMT: 337,500.00 CITY SOLANO BEACH :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92075 UNPAID BALANCE: 337,216.460 OPTION TO CONVERT : No MONTHLY P&I: 2,217.13 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080200496 MORTGAGORS: YOON, ANTONIO YOON, PATRICIA ADDRESS : 164 OLD RANCH ROAD MORTGAGE AMT: 336,000.00 CITY CHULA VISTA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91910 UNPAID BALANCE: 336,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,320.67 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080200629 MORTGAGORS: WALTER, DAVID WALTER, ANNE ADDRESS : 792 ALDERDALE COURT MORTGAGE AMT: 489,300.00 CITY THOUSAND OAKS :\ STATE/ZIP :\ LIFETIME RATE : 8.25000 CA 91320 UNPAID BALANCE: 488,987.990 OPTION TO CONVERT : No MONTHLY P&I: 3,675.95 ANNUAL RATE ADJUST: 0.000 LTV : 88.96000 OUTSIDE CONV DATE: CURRENT INT 8.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080200728 MORTGAGORS: RYSER, RONALD RYSER, PATRICIA ADDRESS : 2127 NEWPORT DR MORTGAGE AMT: 352,750.00 CITY DISCOVERY BAY :\ STATE/ZIP :\ LIFETIME RATE : 8.75000 CA 94514 UNPAID BALANCE: 352,547.050 OPTION TO CONVERT : No MONTHLY P&I: 2,775.09 ANNUAL RATE ADJUST: 0.000 LTV : 85.00000 OUTSIDE CONV DATE: CURRENT INT 8.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080200835 MORTGAGORS: ODERBERG, DAVID ODERBERG, ETHEL ADDRESS : 3313 BUTLER AVENUE MORTGAGE AMT: 261,250.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 90066 UNPAID BALANCE: 261,250.000 OPTION TO CONVERT : No MONTHLY P&I: 1,804.39 ANNUAL RATE ADJUST: 0.000 LTV : 55.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080200884 MORTGAGORS: BOEHM, DONALD ADDRESS : 1050 FAIRWAY DRIVE MORTGAGE AMT: 475,200.00 CITY VENTURA COUNTY :\ STATE/ZIP :\ LIFETIME RATE : 8.25000 CA 93010 UNPAID BALANCE: 474,896.980 OPTION TO CONVERT : No MONTHLY P&I: 3,570.02 ANNUAL RATE ADJUST: 0.000 LTV : 75.43000 OUTSIDE CONV DATE: CURRENT INT 8.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080200900 MORTGAGORS: MORAN, MARK ADDRESS : 2247 ROSCOMARE RD MORTGAGE AMT: 560,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 9.00000 CA 90077 UNPAID BALANCE: 559,694.110 OPTION TO CONVERT : No MONTHLY P&I: 4,505.89 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 9.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080200926 MORTGAGORS: SCHALKER, DAVID ADDRESS : 1794 POTRERO DRIVE MORTGAGE AMT: 340,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 8.62500 CA 95124 UNPAID BALANCE: 339,799.260 OPTION TO CONVERT : No MONTHLY P&I: 2,644.49 ANNUAL RATE ADJUST: 0.000 LTV : 69.39000 OUTSIDE CONV DATE: CURRENT INT 8.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080200942 MORTGAGORS: ROHRBACH, DANIEL ANLEU, RINA ADDRESS : 1257 1ST ST & 1256-60 1ST MORTGAGE AMT: 332,000.00 CITY HERMOSA BEACH :\ STATE/ZIP :\ LIFETIME RATE : 8.37500 CA 90254 UNPAID BALANCE: 331,793.640 OPTION TO CONVERT : No MONTHLY P&I: 2,523.44 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080200967 MORTGAGORS: EVANS, ALAN ADDRESS : 342 344 344A SCOTT STREET MORTGAGE AMT: 532,000.00 CITY SAN FRANCISCO :\ STATE/ZIP :\ LIFETIME RATE : 8.37500 CA 94117 UNPAID BALANCE: 531,669.340 OPTION TO CONVERT : No MONTHLY P&I: 4,043.58 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 8.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080201064 MORTGAGORS: DEDINI, WALTER DEDINI, KATHLEEN ADDRESS : 218 WINWOOD AVENUE MORTGAGE AMT: 311,000.00 CITY PACIFICA :\ STATE/ZIP :\ LIFETIME RATE : 8.25000 CA 94044 UNPAID BALANCE: 310,801.690 OPTION TO CONVERT : No MONTHLY P&I: 2,336.44 ANNUAL RATE ADJUST: 0.000 LTV : 78.73000 OUTSIDE CONV DATE: CURRENT INT 8.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080201122 MORTGAGORS: FISHER, CARY FISHER, DIANE ADDRESS : 163 ROYCROFT AVENUE MORTGAGE AMT: 375,000.00 CITY LONG BEACH :\ STATE/ZIP :\ LIFETIME RATE : 8.25000 CA 90803 UNPAID BALANCE: 374,760.880 OPTION TO CONVERT : No MONTHLY P&I: 2,817.25 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 8.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080201387 MORTGAGORS: CORWIN, CLAYTON CORWIN, TERESA ADDRESS : 11 PALMA VALLEY MORTGAGE AMT: 416,000.00 CITY COTO DE CAZA :\ STATE/ZIP :\ LIFETIME RATE : 8.37500 CA 92679 UNPAID BALANCE: 416,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,161.90 ANNUAL RATE ADJUST: 0.000 LTV : 68.76000 OUTSIDE CONV DATE: CURRENT INT 8.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080201460 MORTGAGORS: HADLEY, JOSEFA ADDRESS : 1016 BONITA AVENUE MORTGAGE AMT: 315,000.00 CITY MOUNTAIN VIEW :\ STATE/ZIP :\ LIFETIME RATE : 8.37500 CA 94040 UNPAID BALANCE: 314,804.210 OPTION TO CONVERT : No MONTHLY P&I: 2,394.23 ANNUAL RATE ADJUST: 0.000 LTV : 60.00000 OUTSIDE CONV DATE: CURRENT INT 8.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080201569 MORTGAGORS: BROCK, SAM BROCK, ANITA ADDRESS : 6764 LEMON LEAF DRIVE MORTGAGE AMT: 462,000.00 CITY CARLSBAD :\ STATE/ZIP :\ LIFETIME RATE : 8.25000 CA 92009 UNPAID BALANCE: 461,705.400 OPTION TO CONVERT : No MONTHLY P&I: 3,470.85 ANNUAL RATE ADJUST: 0.000 LTV : 77.00000 OUTSIDE CONV DATE: CURRENT INT 8.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080201577 MORTGAGORS: DYE, ROY DYE, BROOKE ADDRESS : 1313 10TH STREET MORTGAGE AMT: 699,000.00 CITY CORONADO :\ STATE/ZIP :\ LIFETIME RATE : 8.12500 CA 92118 UNPAID BALANCE: 698,542.750 OPTION TO CONVERT : No MONTHLY P&I: 5,190.06 ANNUAL RATE ADJUST: 0.000 LTV : 74.68000 OUTSIDE CONV DATE: CURRENT INT 8.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080201585 MORTGAGORS: DUNHILL, CHRISTMAN ADDRESS : 452 GRIFFIN AVENUE MORTGAGE AMT: 337,500.00 CITY PACIFICA :\ STATE/ZIP :\ LIFETIME RATE : 8.50000 CA 94044 UNPAID BALANCE: 337,089.650 OPTION TO CONVERT : No MONTHLY P&I: 2,595.08 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 8.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080201627 MORTGAGORS: SCHARPEN, SCOTT SCHARPEN, CAROLYN ADDRESS : 27182 SOLEDAD MORTGAGE AMT: 340,000.00 CITY MISSION VIEJO :\ STATE/ZIP :\ LIFETIME RATE : 8.75000 CA 92691 UNPAID BALANCE: 339,607.340 OPTION TO CONVERT : No MONTHLY P&I: 2,674.78 ANNUAL RATE ADJUST: 0.000 LTV : 75.56000 OUTSIDE CONV DATE: CURRENT INT 8.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080201692 MORTGAGORS: SACHER, FRANK ADDRESS : 4362 SHADY CREEK LANE MORTGAGE AMT: 268,800.00 CITY VACAVILLE :\ STATE/ZIP :\ LIFETIME RATE : 8.75000 CA 95688 UNPAID BALANCE: 268,645.350 OPTION TO CONVERT : No MONTHLY P&I: 2,114.65 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080203060 MORTGAGORS: FIERRO, FLORA DENA, FERNANDO ADDRESS : 317 LASSENPARK CIRCLE MORTGAGE AMT: 265,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95136 UNPAID BALANCE: 264,788.080 OPTION TO CONVERT : No MONTHLY P&I: 1,785.36 ANNUAL RATE ADJUST: 0.000 LTV : 73.61111 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080203110 MORTGAGORS: SANGER, PAUL SANGER, MARGARET ADDRESS : 6709 EAST LEAFWOOD DRIVE MORTGAGE AMT: 260,000.00 CITY ANAHEIM :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92807 UNPAID BALANCE: 260,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,773.66 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080203128 MORTGAGORS: MOHAMED, SALIH TONG, NGA ADDRESS : 400 PHOTINIA LANE MORTGAGE AMT: 525,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95127 UNPAID BALANCE: 524,610.370 OPTION TO CONVERT : No MONTHLY P&I: 3,670.88 ANNUAL RATE ADJUST: 0.000 LTV : 71.04195 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080203300 MORTGAGORS: CONIGLIO, SHARON ADDRESS : 27 GREENWOOD VALE MORTGAGE AMT: 450,000.00 CITY MONTEREY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 93940 UNPAID BALANCE: 449,657.590 OPTION TO CONVERT : No MONTHLY P&I: 3,108.04 ANNUAL RATE ADJUST: 0.000 LTV : 75.63025 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080203334 MORTGAGORS: ECKSTEIN, DAVID ECKSTEIN, BUSHRA ADDRESS : 3271 ELVIA STREET MORTGAGE AMT: 640,000.00 CITY LAFAYETTE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94549 UNPAID BALANCE: 639,500.710 OPTION TO CONVERT : No MONTHLY P&I: 4,365.96 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080204134 MORTGAGORS: LANDWEHR, EDWIN LANDWEHR, JANICE ADDRESS : 6051 PEDEN ROAD EAST MORTGAGE AMT: 495,000.00 CITY FORT WORTH :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 TX 76179 UNPAID BALANCE: 494,623.350 OPTION TO CONVERT : No MONTHLY P&I: 3,418.84 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080204795 MORTGAGORS: CLARKE, DAVID CLARKE, TERYN ADDRESS : 288 CORONA AVENUE MORTGAGE AMT: 321,600.00 CITY LONG BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 90803 UNPAID BALANCE: 321,600.000 OPTION TO CONVERT : No MONTHLY P&I: 2,303.99 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080204894 MORTGAGORS: HO, CUU HO, BACH ADDRESS : 5875 CARMEL WAY MORTGAGE AMT: 300,800.00 CITY UNION CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94587 UNPAID BALANCE: 300,800.000 OPTION TO CONVERT : No MONTHLY P&I: 2,103.24 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080204936 MORTGAGORS: LANDES, JERRY LANDES, MICHELE ADDRESS : 2434 CABALLO RANCHERO DRI MORTGAGE AMT: 429,000.00 CITY DIABLO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94528 UNPAID BALANCE: 429,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,926.54 ANNUAL RATE ADJUST: 0.000 LTV : 57.97297 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080204951 MORTGAGORS: BERNA, LARRY KAUFMAN, RACY ADDRESS : 30259 PALOS VERDES DRIVE MORTGAGE AMT: 641,500.00 CITY RANCHO PALO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90275 UNPAID BALANCE: 641,500.000 OPTION TO CONVERT : No MONTHLY P&I: 4,376.16 ANNUAL RATE ADJUST: 0.000 LTV : 51.32000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080204969 MORTGAGORS: NEWBURG, KENNETH NEWBURG, YOKO ADDRESS : 19942 WESTOVER PLACE MORTGAGE AMT: 300,000.00 CITY WOODLAND HI :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 91367 UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,175.21 ANNUAL RATE ADJUST: 0.000 LTV : 65.21739 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080204977 MORTGAGORS: POSEY, MICHAEL POSEY, JEAN ADDRESS : 708 MAIN STREET MORTGAGE AMT: 368,000.00 CITY HUNTINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92648 UNPAID BALANCE: 368,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,573.11 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080204985 MORTGAGORS: GUMBERT, GARY ADDRESS : A111 SURFSIDE AVENUE MORTGAGE AMT: 650,000.00 CITY SEAL BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90743 UNPAID BALANCE: 650,000.000 OPTION TO CONVERT : No MONTHLY P&I: 4,434.15 ANNUAL RATE ADJUST: 0.000 LTV : 74.28571 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080205263 MORTGAGORS: KIRANI, SHEKHAR KIRANI, JYOTHI ADDRESS : 109 WASHBURN AVENUE MORTGAGE AMT: 418,000.00 CITY CAPITOLA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95010 UNPAID BALANCE: 418,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,780.97 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080205271 MORTGAGORS: COUSER, SONDRAMAE ADDRESS : 468 VICK DRIVE MORTGAGE AMT: 268,000.00 CITY SANTA CRUZ :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95060 UNPAID BALANCE: 268,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,851.01 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080206030 MORTGAGORS: MALONE, REGIS MALONE, SUSAN ADDRESS : 26800 SEURAT LANE MORTGAGE AMT: 346,700.00 CITY SANTA CLARI :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 91355 UNPAID BALANCE: 346,700.000 OPTION TO CONVERT : No MONTHLY P&I: 2,453.93 ANNUAL RATE ADJUST: 0.000 LTV : 69.75855 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080206618 MORTGAGORS: PINCKNEY, MICHAEL PINCKNEY, SHERDINE ADDRESS : 16609 SEA ISLAND COURT MORTGAGE AMT: 421,650.00 CITY SILVER SPRI :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MD 20905 UNPAID BALANCE: 421,295.760 OPTION TO CONVERT : No MONTHLY P&I: 2,769.94 ANNUAL RATE ADJUST: 0.000 LTV : 79.99674 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080206683 MORTGAGORS: SIMS, SAMUEL SIMS, CHARISSE ADDRESS : 4520 LAKEFIELD BEND MORTGAGE AMT: 280,000.00 CITY DULUTH :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 GA 30096 UNPAID BALANCE: 279,770.490 OPTION TO CONVERT : No MONTHLY P&I: 1,862.84 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080206725 MORTGAGORS: DONOHUE, ANNE DONESKI, ELLEN ADDRESS : 706 ARCH HALL LANE MORTGAGE AMT: 317,150.00 CITY ALEXANDRIA :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 VA 22314 UNPAID BALANCE: 316,870.180 OPTION TO CONVERT : No MONTHLY P&I: 2,030.75 ANNUAL RATE ADJUST: 0.000 LTV : 79.98941 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080206808 MORTGAGORS: FEARNOW, KEVIN FEARNOW, ANNE MARIE ADDRESS : 10024 PRESTWICH TERRACE MORTGAGE AMT: 368,450.00 CITY IJAMSVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MD 21754 UNPAID BALANCE: 368,162.580 OPTION TO CONVERT : No MONTHLY P&I: 2,513.47 ANNUAL RATE ADJUST: 0.000 LTV : 79.99783 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080206857 MORTGAGORS: STOUT, LLOYD STOUT, RHONDA ADDRESS : 23503 BUCKRIDGE DRIVE MORTGAGE AMT: 265,150.00 CITY DAMASCUS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MD 20872 UNPAID BALANCE: 264,937.970 OPTION TO CONVERT : No MONTHLY P&I: 1,786.36 ANNUAL RATE ADJUST: 0.000 LTV : 79.99360 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080206899 MORTGAGORS: GRUNER, DAVID GRUNER, DARLENE ADDRESS : 2000 GRESHAM LANE MORTGAGE AMT: 442,650.00 CITY DAVIDSONVIL :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MD 21035 UNPAID BALANCE: 442,321.490 OPTION TO CONVERT : No MONTHLY P&I: 3,095.07 ANNUAL RATE ADJUST: 0.000 LTV : 79.99819 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080206923 MORTGAGORS: SMITH, RONALD ADDRESS : W8924 SPRING ROAD MORTGAGE AMT: 270,000.00 CITY HORTONVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 WI 54944 UNPAID BALANCE: 269,799.620 OPTION TO CONVERT : No MONTHLY P&I: 1,887.88 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080206931 MORTGAGORS: PARKER, LLOYD PARKER, TANAIA ADDRESS : 20766 QUIET BROOK PLACE MORTGAGE AMT: 266,700.00 CITY STERLING :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 VA 20165 UNPAID BALANCE: 266,475.940 OPTION TO CONVERT : No MONTHLY P&I: 1,752.03 ANNUAL RATE ADJUST: 0.000 LTV : 79.98800 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080207020 MORTGAGORS: POPE, CHARLES POPE, LORI ADDRESS : 23227 SORRELL COURT MORTGAGE AMT: 323,900.00 CITY VALENCIA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 91355 UNPAID BALANCE: 323,627.890 OPTION TO CONVERT : No MONTHLY P&I: 2,127.79 ANNUAL RATE ADJUST: 0.000 LTV : 79.99506 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080207038 MORTGAGORS: BIGGAR, THOMAS COHEN, KELLEE ADDRESS : 4608 BRIGHTWOOD ROAD MORTGAGE AMT: 263,200.00 CITY OLNEY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MD 20832 UNPAID BALANCE: 262,989.530 OPTION TO CONVERT : No MONTHLY P&I: 1,773.22 ANNUAL RATE ADJUST: 0.000 LTV : 79.99854 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080207053 MORTGAGORS: HOWARD, JOANNE ADDRESS : 28 CRESCENT DRIVE MORTGAGE AMT: 372,000.00 CITY SCOTTS VALL :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 95066 UNPAID BALANCE: 372,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,665.05 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080207079 MORTGAGORS: DANDEKAR, VIVEK DANDEKAR, SWATI ADDRESS : 3713 VALLEY OAKS DRIVE MORTGAGE AMT: 315,350.00 CITY FAIRFAX :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 VA 22033 UNPAID BALANCE: 315,104.000 OPTION TO CONVERT : No MONTHLY P&I: 2,151.24 ANNUAL RATE ADJUST: 0.000 LTV : 79.99746 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080207087 MORTGAGORS: PRICE, WILLIAM PRICE, PATRICIA ADDRESS : 14 NOBLE VICTORY MORTGAGE AMT: 373,350.00 CITY EDGEWATER :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MD 21037 UNPAID BALANCE: 373,043.980 OPTION TO CONVERT : No MONTHLY P&I: 2,483.90 ANNUAL RATE ADJUST: 0.000 LTV : 79.99786 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080207111 MORTGAGORS: MC MILLAN, JOSEPH MC MILLAN, VIRGINIA ADDRESS : 12615 BEAR CREEK TER MORTGAGE AMT: 261,400.00 CITY BELTSVILLE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MD 20705 UNPAID BALANCE: 261,180.390 OPTION TO CONVERT : No MONTHLY P&I: 1,717.21 ANNUAL RATE ADJUST: 0.000 LTV : 79.97822 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080207129 MORTGAGORS: MC LAWHORN, DAMIAN ADDRESS : 16 BALMORAL PLACE MORTGAGE AMT: 252,700.00 CITY LAS FLORES :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92688 UNPAID BALANCE: 252,497.920 OPTION TO CONVERT : No MONTHLY P&I: 1,702.49 ANNUAL RATE ADJUST: 0.000 LTV : 79.99367 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080207186 MORTGAGORS: CULLEN, JAMES CULLEN, EILEEN ADDRESS : 4 FALLING WATER COURT MORTGAGE AMT: 388,900.00 CITY REISTERSTOW :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MD 21136 UNPAID BALANCE: 388,589.000 OPTION TO CONVERT : No MONTHLY P&I: 2,620.09 ANNUAL RATE ADJUST: 0.000 LTV : 79.85626 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080207194 MORTGAGORS: BROWNING, JEFFREY ADDRESS : 2539 WELLESLEY AVENUE MORTGAGE AMT: 272,200.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 90064 UNPAID BALANCE: 271,971.320 OPTION TO CONVERT : No MONTHLY P&I: 1,788.16 ANNUAL RATE ADJUST: 0.000 LTV : 89.98347 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080207228 MORTGAGORS: WRIGHT, GERALD WRIGHT, NANCY ADDRESS : 15 BYRON CIRCLE MORTGAGE AMT: 320,000.00 CITY MILL VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94941 UNPAID BALANCE: 320,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,237.49 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080207251 MORTGAGORS: SOLOMON, LOUIS MARKS, LESLIE ADDRESS : 213 HART ROAD MORTGAGE AMT: 272,050.00 CITY GAITHERSBUR :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MD 20878 UNPAID BALANCE: 271,602.700 OPTION TO CONVERT : No MONTHLY P&I: 1,809.96 ANNUAL RATE ADJUST: 0.000 LTV : 79.98836 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080207301 MORTGAGORS: WILLIAMS, MARK WILLIAMS, MARIA ADDRESS : 501 503 10TH STREET MORTGAGE AMT: 390,850.00 CITY HUNTINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92648 UNPAID BALANCE: 390,850.000 OPTION TO CONVERT : No MONTHLY P&I: 2,666.29 ANNUAL RATE ADJUST: 0.000 LTV : 67.38793 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080207335 MORTGAGORS: YOUNG, SCOTT YOUNG, CYNTHIA ADDRESS : 9931 TREVI STREET MORTGAGE AMT: 290,500.00 CITY CYPRESS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90630 UNPAID BALANCE: 290,261.880 OPTION TO CONVERT : No MONTHLY P&I: 1,932.70 ANNUAL RATE ADJUST: 0.000 LTV : 73.17380 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080207350 MORTGAGORS: MAXWELL, JOHN MAXWELL, SUSAN ADDRESS : 116 MONTE VISTA AVENUE MORTGAGE AMT: 400,000.00 CITY LARKSPUR :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94939 UNPAID BALANCE: 400,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,796.86 ANNUAL RATE ADJUST: 0.000 LTV : 69.56522 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080207368 MORTGAGORS: ACKENHEIL, ERIN ADDRESS : 9 SANTA VICTORIA COURT MORTGAGE AMT: 383,200.00 CITY NOVATO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94945 UNPAID BALANCE: 383,200.000 OPTION TO CONVERT : No MONTHLY P&I: 2,614.10 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080207459 MORTGAGORS: CALLA, RAMAN CALLA, ANITA ADDRESS : 17311 TAM O SHANTER DRIVE MORTGAGE AMT: 280,000.00 CITY POWAY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92064 UNPAID BALANCE: 279,776.080 OPTION TO CONVERT : No MONTHLY P&I: 1,886.42 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080207467 MORTGAGORS: FLAMM, RONALD FLAMM, KATHLEEN ADDRESS : 295 EAST 3625 NORTH MORTGAGE AMT: 285,000.00 CITY NORTH OGDEN :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 UT 84414 UNPAID BALANCE: 284,542.820 OPTION TO CONVERT : No MONTHLY P&I: 1,920.10 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080207491 MORTGAGORS: HENNESSY, MARK ADDRESS : 7842 ROYAL SYDNEY DRIVE MORTGAGE AMT: 256,500.00 CITY GAINESVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 VA 20155 UNPAID BALANCE: 256,289.420 OPTION TO CONVERT : No MONTHLY P&I: 1,706.83 ANNUAL RATE ADJUST: 0.000 LTV : 79.98129 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080207590 MORTGAGORS: HUBRICH, DANIEL HUBRICH, LISA ADDRESS : 5785 DAY ROAD MORTGAGE AMT: 257,000.00 CITY CINCINNATI :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 OH 45252 UNPAID BALANCE: 256,794.480 OPTION TO CONVERT : No MONTHLY P&I: 1,731.46 ANNUAL RATE ADJUST: 0.000 LTV : 71.38889 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080207640 MORTGAGORS: HENRY, FRANK HENRY, MARY ADDRESS : 235 NORTH GOLDENSPUR WAY MORTGAGE AMT: 405,000.00 CITY ORANGE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92869 UNPAID BALANCE: 405,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,831.82 ANNUAL RATE ADJUST: 0.000 LTV : 70.43478 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080207665 MORTGAGORS: CRALL, DOUGLAS CRALL, CAROLYN ADDRESS : 16612 JAMESTOWN FOREST DR MORTGAGE AMT: 315,000.00 CITY FLORISSANT :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MO 63034 UNPAID BALANCE: 314,507.050 OPTION TO CONVERT : No MONTHLY P&I: 2,148.86 ANNUAL RATE ADJUST: 0.000 LTV : 87.50000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080207681 MORTGAGORS: MURRAY, GEORGE DEJEAN MURRA, SHARON ADDRESS : 15 DAWN LANE MORTGAGE AMT: 292,200.00 CITY ALISO VIEJO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92656 UNPAID BALANCE: 291,972.060 OPTION TO CONVERT : No MONTHLY P&I: 1,993.32 ANNUAL RATE ADJUST: 0.000 LTV : 94.99659 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080207889 MORTGAGORS: MCLINN, MICHAEL MCLINN, KATY ADDRESS : 2022 SMOKEWOOD AVENUE MORTGAGE AMT: 261,600.00 CITY FULLERTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92831 UNPAID BALANCE: 261,600.000 OPTION TO CONVERT : No MONTHLY P&I: 1,784.57 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080208689 MORTGAGORS: HILL, RALPH GROTYOHANN, KIRK ADDRESS : 2 INDEPENDENCE PLACE #190 MORTGAGE AMT: 304,000.00 CITY PHILADELPHI :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 PA 19102 UNPAID BALANCE: 302,739.450 OPTION TO CONVERT : No MONTHLY P&I: 2,022.52 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 02/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080208697 MORTGAGORS: MAGNATTA, JAMES MAGNATTA, KANRA ADDRESS : 1615 SWEET BRIAR RD MORTGAGE AMT: 300,000.00 CITY GLADWYNE :\ STATE/ZIP :\ LIFETIME RATE : 6.62500 PA 19035 UNPAID BALANCE: 298,932.440 OPTION TO CONVERT : No MONTHLY P&I: 1,920.94 ANNUAL RATE ADJUST: 0.000 LTV : 65.21739 OUTSIDE CONV DATE: CURRENT INT 6.62500 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080208770 MORTGAGORS: TOMLINSON, ANNE TOMLINSON, KEVIN ADDRESS : 33719 COUNTY ROAD 33 MORTGAGE AMT: 260,800.00 CITY ELIZABETH :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CO 80107 UNPAID BALANCE: 259,958.300 OPTION TO CONVERT : No MONTHLY P&I: 1,757.06 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080208796 MORTGAGORS: NISHIMOTO, KANOYE NISHIMOTO, KEIKO ADDRESS : 10228 MARTINHOE DRIVE MORTGAGE AMT: 255,000.00 CITY VIENNA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 VA 22181 UNPAID BALANCE: 254,353.620 OPTION TO CONVERT : No MONTHLY P&I: 1,675.17 ANNUAL RATE ADJUST: 0.000 LTV : 55.43478 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080208812 MORTGAGORS: FOX 111, GEORGE FOX, KATHLEEN ADDRESS : 637 BARCELONA DRIVE MORTGAGE AMT: 300,000.00 CITY SONOMA :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 95476 UNPAID BALANCE: 298,982.500 OPTION TO CONVERT : No MONTHLY P&I: 1,970.79 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080208838 MORTGAGORS: LEE, DONG ADDRESS : 210 WOOD TURTLE RUN MORTGAGE AMT: 650,000.00 CITY NORWOOD :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 07675 UNPAID BALANCE: 647,369.930 OPTION TO CONVERT : No MONTHLY P&I: 4,379.18 ANNUAL RATE ADJUST: 0.000 LTV : 68.42105 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 02/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080210222 MORTGAGORS: SCHULIST, STEPHEN SCHULIST, TERESA ADDRESS : 17612 RAINGLEN LANE MORTGAGE AMT: 296,000.00 CITY HUNTINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92649 UNPAID BALANCE: 296,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,044.40 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080210388 MORTGAGORS: GREEN, LARRY GREEN, JANICE ADDRESS : 850 DEDERICK COURT MORTGAGE AMT: 397,450.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95125 UNPAID BALANCE: 397,450.000 OPTION TO CONVERT : No MONTHLY P&I: 2,711.31 ANNUAL RATE ADJUST: 0.000 LTV : 79.99702 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080210529 MORTGAGORS: RIDAY, GEORGE RIDAY, SUE ADDRESS : 1605 LEMONWOOD STREET MORTGAGE AMT: 270,000.00 CITY LA VERNE :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 91750 UNPAID BALANCE: 270,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,911.04 ANNUAL RATE ADJUST: 0.000 LTV : 77.14286 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080210677 MORTGAGORS: DIMAS, AGNES DIMAS, NICHOLAS ADDRESS : 819 WEST 28TH STREET MORTGAGE AMT: 98,300.00 CITY LONG BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 90806 UNPAID BALANCE: 98,300.000 OPTION TO CONVERT : No MONTHLY P&I: 678.94 ANNUAL RATE ADJUST: 0.000 LTV : 70.21429 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080210719 MORTGAGORS: KATSUMATA, GLENN KATSUMATA, CARRIE ADDRESS : 3935 WEST 177TH STREET MORTGAGE AMT: 247,200.00 CITY TORRANCE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 90504 UNPAID BALANCE: 247,200.000 OPTION TO CONVERT : No MONTHLY P&I: 1,707.35 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080210834 MORTGAGORS: MURPHY, MICHAEL MURPHY, CAROL ADDRESS : 908 S SEDONA LANE MORTGAGE AMT: 269,550.00 CITY ANAHEIM HIL :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92808 UNPAID BALANCE: 269,329.050 OPTION TO CONVERT : No MONTHLY P&I: 1,793.33 ANNUAL RATE ADJUST: 0.000 LTV : 79.98896 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080210883 MORTGAGORS: ELLIOTT, JAMES ELLIOTT, TOMMIE ADDRESS : 25635 NORTH HOOD WAY MORTGAGE AMT: 279,150.00 CITY STEVENSON R :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 91381 UNPAID BALANCE: 278,915.480 OPTION TO CONVERT : No MONTHLY P&I: 1,833.82 ANNUAL RATE ADJUST: 0.000 LTV : 79.57843 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080211188 MORTGAGORS: DEWSNUP, ANDREW HOFMANN, CATHERINE ADDRESS : 1523 GILBOA DRIVE MORTGAGE AMT: 318,750.00 CITY WALNUT CREE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94598 UNPAID BALANCE: 318,750.000 OPTION TO CONVERT : No MONTHLY P&I: 2,174.44 ANNUAL RATE ADJUST: 0.000 LTV : 79.68750 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080211352 MORTGAGORS: TEDESKI, LEONARD ADDRESS : 19320 HATTERAS STREET MORTGAGE AMT: 395,000.00 CITY TARZANA :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 91356 UNPAID BALANCE: 395,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,795.79 ANNUAL RATE ADJUST: 0.000 LTV : 79.79798 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080211444 MORTGAGORS: BUTCH, ANTHONY KELLY, KATHLEEN ADDRESS : 1203 BIENVENEDA AVENUE MORTGAGE AMT: 557,600.00 CITY PACIFIC PAL :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 90272 UNPAID BALANCE: 557,600.000 OPTION TO CONVERT : No MONTHLY P&I: 3,851.20 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080211709 MORTGAGORS: QUILLIN, RICHARD SCHLAGER, CHRISTINE ADDRESS : 20770 QUIET BROOK PLACE MORTGAGE AMT: 260,000.00 CITY STERLING :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 VA 20165 UNPAID BALANCE: 259,786.880 OPTION TO CONVERT : No MONTHLY P&I: 1,729.79 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080211717 MORTGAGORS: MAXWELL, PETRONELLA MAXWELL, ALBERTO ADDRESS : 7889 CRANFORD FARM CIRCLE MORTGAGE AMT: 254,500.00 CITY LORTON :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 VA 22079 UNPAID BALANCE: 254,286.190 OPTION TO CONVERT : No MONTHLY P&I: 1,671.88 ANNUAL RATE ADJUST: 0.000 LTV : 94.98395 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080211725 MORTGAGORS: SCHRANK, ADAM SCHRANK, KIMBERLY ADDRESS : 47441 MIDDLE BLUFF PLACE MORTGAGE AMT: 293,150.00 CITY STERLING :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 VA 20165 UNPAID BALANCE: 292,897.600 OPTION TO CONVERT : No MONTHLY P&I: 1,901.37 ANNUAL RATE ADJUST: 0.000 LTV : 79.99727 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080211733 MORTGAGORS: WHEELER, STEPHEN WHEELER, JUANITA ADDRESS : 3727 VALLEY OAKS DRIVE MORTGAGE AMT: 342,400.00 CITY FAIRFAX :\ STATE/ZIP :\ LIFETIME RATE : 6.75000 VA 22033 UNPAID BALANCE: 342,105.200 OPTION TO CONVERT : No MONTHLY P&I: 2,220.80 ANNUAL RATE ADJUST: 0.000 LTV : 79.72989 OUTSIDE CONV DATE: CURRENT INT 6.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080211774 MORTGAGORS: WHITE, J WHITE, PRANEE ADDRESS : 14700 FELBRIDGE WAY MORTGAGE AMT: 385,200.00 CITY MIDLOTHIAN :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 VA 23113 UNPAID BALANCE: 384,550.920 OPTION TO CONVERT : No MONTHLY P&I: 2,530.49 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080211790 MORTGAGORS: DONNELLY, ROBERT DONNELLY, SUSAN ADDRESS : 43427 TURNBERRY ISLE COUR MORTGAGE AMT: 293,500.00 CITY LEESBURG :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 VA 20176 UNPAID BALANCE: 293,151.790 OPTION TO CONVERT : No MONTHLY P&I: 2,121.44 ANNUAL RATE ADJUST: 0.000 LTV : 79.69047 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/24 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080211808 MORTGAGORS: LARRABEE, BRETT LARRABEE, MICHELLE ADDRESS : 20953 LOHENGRIN COURT MORTGAGE AMT: 271,700.00 CITY ASHBURN :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 VA 20147 UNPAID BALANCE: 271,471.730 OPTION TO CONVERT : No MONTHLY P&I: 1,784.88 ANNUAL RATE ADJUST: 0.000 LTV : 94.99668 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080212707 MORTGAGORS: HO, JESSE HO, JESSICA ADDRESS : 21 SONORA AVENUE MORTGAGE AMT: 270,000.00 CITY SOUTH SAN F :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 94080 UNPAID BALANCE: 270,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,934.31 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080212715 MORTGAGORS: YOO, MICHAEL YOO, JANET ADDRESS : 7424 GRAYSTONE DRIVE MORTGAGE AMT: 341,600.00 CITY WEST HILLS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 91304 UNPAID BALANCE: 341,600.000 OPTION TO CONVERT : No MONTHLY P&I: 2,272.67 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080212731 MORTGAGORS: VAN BEERS, KLAAS VAN BEERS, ANTOINETTE ADDRESS : 138 SWEETBRIAR DRIVE MORTGAGE AMT: 260,000.00 CITY CLAREMONT :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91711 UNPAID BALANCE: 260,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,773.66 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080212780 MORTGAGORS: FRENDREIS, JOHN VERTZ, LAURA ADDRESS : 9032 NORTH KEYSTONE AVENU MORTGAGE AMT: 290,000.00 CITY SKOKIE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60076 UNPAID BALANCE: 290,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,953.78 ANNUAL RATE ADJUST: 0.000 LTV : 72.50000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080212798 MORTGAGORS: FAYNGERSH, MICHAEL FAYNGERSH, LARISA ADDRESS : 19235 VINEYARD LANE MORTGAGE AMT: 310,500.00 CITY SARATOGA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95070 UNPAID BALANCE: 310,500.000 OPTION TO CONVERT : No MONTHLY P&I: 2,118.16 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080212905 MORTGAGORS: MOBLEY, ROBERT MOBLEY, HEATHER ADDRESS : 1822 DUNE POINT PLACE MORTGAGE AMT: 264,000.00 CITY DISCOVERY B :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94514 UNPAID BALANCE: 263,799.120 OPTION TO CONVERT : No MONTHLY P&I: 1,823.38 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080212939 MORTGAGORS: REDEKOPP, ROBERT REDEKOPP, MARIA ADDRESS : 5321 BUENA MESA COURT MORTGAGE AMT: 256,000.00 CITY CAMARILLO :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 93012 UNPAID BALANCE: 256,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,834.02 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080212954 MORTGAGORS: MOYER, BRYON MOYER, CATHERINE ADDRESS : 19907 FIG TREE COURT MORTGAGE AMT: 450,000.00 CITY CUPERTINO :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 95014 UNPAID BALANCE: 450,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,262.81 ANNUAL RATE ADJUST: 0.000 LTV : 66.17647 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080213002 MORTGAGORS: GIBSON, ALLAN ADDRESS : 2855 PLAYER LANE MORTGAGE AMT: 299,900.00 CITY TUSTIN :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 92782 UNPAID BALANCE: 299,900.000 OPTION TO CONVERT : No MONTHLY P&I: 2,122.68 ANNUAL RATE ADJUST: 0.000 LTV : 89.98926 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080213051 MORTGAGORS: MURGA, TONY MURGA, LYNNETTE ADDRESS : 22 VIA HACIENDA MORTGAGE AMT: 261,200.00 CITY RANCHO SANT :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 92688 UNPAID BALANCE: 260,759.860 OPTION TO CONVERT : No MONTHLY P&I: 1,715.90 ANNUAL RATE ADJUST: 0.000 LTV : 94.98527 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080213069 MORTGAGORS: CARDONICK, SHELDON CARDONICK, MARCIA ADDRESS : 1135 RIVERVIEW LANE MORTGAGE AMT: 270,000.00 CITY CONSHOHOCKE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 PA 19428 UNPAID BALANCE: 269,577.470 OPTION TO CONVERT : No MONTHLY P&I: 1,841.88 ANNUAL RATE ADJUST: 0.000 LTV : 72.40547 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080213101 MORTGAGORS: BRUNS, MARK BRUNS, KELLY ADDRESS : 8851 SPRINGWOOD DR MORTGAGE AMT: 262,400.00 CITY WOODBURY :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 MN 55125 UNPAID BALANCE: 262,179.550 OPTION TO CONVERT : No MONTHLY P&I: 1,723.78 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080213135 MORTGAGORS: MORAN, HARRY MORAN, MARIA ADDRESS : 17272 CANDLEWOOD PARKWAY MORTGAGE AMT: 261,250.00 CITY EDEN PRAIRI :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MN 55347 UNPAID BALANCE: 261,051.210 OPTION TO CONVERT : No MONTHLY P&I: 1,804.39 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080213143 MORTGAGORS: STONER, JEFFREY ADDRESS : 708 TALON PLACE MORTGAGE AMT: 250,200.00 CITY LOUISVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 KY 40223 UNPAID BALANCE: 249,818.070 OPTION TO CONVERT : No MONTHLY P&I: 1,728.07 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080213176 MORTGAGORS: GRAYSON, J GRAYSON, MADELINE ADDRESS : 366 LAKEVIEW DRIVE MORTGAGE AMT: 250,000.00 CITY SPRINGFIELD :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 KY 40069 UNPAID BALANCE: 249,804.970 OPTION TO CONVERT : No MONTHLY P&I: 1,705.45 ANNUAL RATE ADJUST: 0.000 LTV : 65.78947 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080213200 MORTGAGORS: LYLE, CYRUS LYLE, MARIA ADDRESS : 2717 W DONGES BAY ROAD MORTGAGE AMT: 290,500.00 CITY MEQUON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 WI 53092 UNPAID BALANCE: 290,155.340 OPTION TO CONVERT : No MONTHLY P&I: 2,099.76 ANNUAL RATE ADJUST: 0.000 LTV : 88.56707 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/24 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080214273 MORTGAGORS: KOCH, DAVID ADDRESS : 1662 BRIDLE PATH COURT MORTGAGE AMT: 305,000.00 CITY LIVERMORE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94550 UNPAID BALANCE: 305,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,054.84 ANNUAL RATE ADJUST: 0.000 LTV : 79.98720 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080214356 MORTGAGORS: CONERTON, JAMES CONERTON, RITA ADDRESS : 355 WYNLAND TRACE MORTGAGE AMT: 307,800.00 CITY ATLANTA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 GA 30350 UNPAID BALANCE: 307,565.790 OPTION TO CONVERT : No MONTHLY P&I: 2,125.90 ANNUAL RATE ADJUST: 0.000 LTV : 77.33668 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080214364 MORTGAGORS: NGUYEN, TRI TRAN, LE ADDRESS : 3078 SEAFIELD CT MORTGAGE AMT: 319,500.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 95148 UNPAID BALANCE: 319,500.000 OPTION TO CONVERT : No MONTHLY P&I: 2,098.89 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080214992 MORTGAGORS: CHIOCCA, ENNIO CHIOCCA, CHARLOTTE ADDRESS : CRYSTAL STREET EXTENSION MORTGAGE AMT: 334,800.00 CITY WAKEFIELD :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 MA 01880 UNPAID BALANCE: 334,800.000 OPTION TO CONVERT : No MONTHLY P&I: 2,369.70 ANNUAL RATE ADJUST: 0.000 LTV : 79.61950 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080216161 MORTGAGORS: VALATKAS, ANTHONY VALATKAS, LYNN ADDRESS : 105 LOIRE COURT MORTGAGE AMT: 299,000.00 CITY MARTINEZ :\ STATE/ZIP :\ LIFETIME RATE : 6.87500 CA 94553 UNPAID BALANCE: 299,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,964.22 ANNUAL RATE ADJUST: 0.000 LTV : 89.97217 OUTSIDE CONV DATE: CURRENT INT 6.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080216260 MORTGAGORS: ROQUEMORE, DAVID ROQUEMORE, BRENDA ADDRESS : 1373 NAPOLI STREET MORTGAGE AMT: 255,000.00 CITY OCEANSIDE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92056 UNPAID BALANCE: 255,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,761.23 ANNUAL RATE ADJUST: 0.000 LTV : 79.98620 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080216294 MORTGAGORS: GARDNER, DANIEL GARDNER, DIANNE ADDRESS : 13725 MAR SCENIC DRIVE MORTGAGE AMT: 500,000.00 CITY DEL MAR :\ STATE/ZIP :\ LIFETIME RATE : 8.12500 CA 92014 UNPAID BALANCE: 500,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,712.49 ANNUAL RATE ADJUST: 0.000 LTV : 71.42857 OUTSIDE CONV DATE: CURRENT INT 8.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080216302 MORTGAGORS: CAWLEY, WARREN CAWLEY, LYNN ADDRESS : 5850 PASEO DE LA CUMBRE MORTGAGE AMT: 356,000.00 CITY YORBA LINDA :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 92887 UNPAID BALANCE: 356,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,519.75 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080216310 MORTGAGORS: BUTTERY, JAMES BUTTERY, JENELE ADDRESS : 323 INDIO DRIVE MORTGAGE AMT: 650,000.00 CITY PISMO BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 93449 UNPAID BALANCE: 650,000.000 OPTION TO CONVERT : No MONTHLY P&I: 4,544.89 ANNUAL RATE ADJUST: 0.000 LTV : 73.86364 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080216336 MORTGAGORS: SCHWARK, LANE CHON, SANG ADDRESS : 35 ARLINGTON AVE MORTGAGE AMT: 288,000.00 CITY KENSINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94707 UNPAID BALANCE: 288,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,964.67 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080216401 MORTGAGORS: DANDRIDGE, WILLIAM ADDRESS : 1680 LA CRESTA DRIVE MORTGAGE AMT: 235,000.00 CITY PASADENA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91103 UNPAID BALANCE: 235,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,583.24 ANNUAL RATE ADJUST: 0.000 LTV : 63.51351 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080216435 MORTGAGORS: CHEN, DOUGLAS MURRAY, PATRICIA ADDRESS : 26651 CALLE JUANITA MORTGAGE AMT: 299,700.00 CITY DANA POINT :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92624 UNPAID BALANCE: 299,700.000 OPTION TO CONVERT : No MONTHLY P&I: 1,993.91 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080218050 MORTGAGORS: MANNING, GREGORY MANNING, TAMARAH ADDRESS : 4668 MONTEFINO DRIVE MORTGAGE AMT: 430,000.00 CITY CYPRESS :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 90630 UNPAID BALANCE: 430,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,006.63 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080218126 MORTGAGORS: DUNKIN, JANICE RIESS, KAREN ADDRESS : 2476 BALFOUR COURT MORTGAGE AMT: 285,000.00 CITY NAPA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94558 UNPAID BALANCE: 284,788.480 OPTION TO CONVERT : No MONTHLY P&I: 1,992.77 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080220783 MORTGAGORS: KRALL, RONALD KRALL, MARGARET ADDRESS : 2417 MARTES MORTGAGE AMT: 330,000.00 CITY LA VERNE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91750 UNPAID BALANCE: 330,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,279.23 ANNUAL RATE ADJUST: 0.000 LTV : 65.43996 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080220924 MORTGAGORS: JUMONVILLE, DAVID JUMONVILLE, KAREN ADDRESS : 2516 SEMANA MORTGAGE AMT: 460,000.00 CITY LA VERNE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91750 UNPAID BALANCE: 460,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,177.11 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080221096 MORTGAGORS: LEWIS, DAVID LEWIS, KRISTIN ADDRESS : 5560 FEATHER GRASS LANE MORTGAGE AMT: 314,000.00 CITY YORBA LINDA :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 92887 UNPAID BALANCE: 314,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,222.47 ANNUAL RATE ADJUST: 0.000 LTV : 77.14988 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080222474 MORTGAGORS: ENOMOTO, MICHAEL ENOMOTO, LAURIE ADDRESS : 2209 WEST 169TH PLACE MORTGAGE AMT: 258,400.00 CITY TORRANCE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 90504 UNPAID BALANCE: 258,400.000 OPTION TO CONVERT : No MONTHLY P&I: 1,806.77 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- **** PAGE TOTALS NUM OF LOANS: 2854 LOAN AMT: 933,800,084.35 P & I AMT: 6,382,365.99 UPB AMT: 932,211,550.79 **** GRAND TOTALS NUM OF LOANS: 2853 LOAN AMT: 933,800,084.35 **** P & I AMT: 6,382,365.99 UPB AMT: 932,211,550.79 GE Capital Mortgages Services, Inc. EXHIBIT C POOL 2 Issue Date: June 1, 1999\ P.O. Box 5260\ Cherry Hill, N.J. 08034\ (800) -257-7818\ DELIVERY ID: 000499153A ---------------------------------------------------------------------------------------------------------------PAGE: -------------------------------------------------------------------------------- LN # 0007695489 MORTGAGORS: SHACKELFORD, STEPHEN SHACKELFORD, MARY ADDRESS : 1395 PEBBLE RIDGE DRIVE MORTGAGE AMT: 324,000.00 CITY ROCHESTER :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 MI 48307 UNPAID BALANCE: 321,336.850 OPTION TO CONVERT : No MONTHLY P&I: 2,293.26 ANNUAL RATE ADJUST: 0.000 LTV : 68.21000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 08/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0007699176 MORTGAGORS: BOWMAN, JON BOWMAN, MARION ADDRESS : 8503 E OCEANVIEW DRIVE MORTGAGE AMT: 324,000.00 CITY EMERALD ISLE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NC 28594 UNPAID BALANCE: 320,787.230 OPTION TO CONVERT : No MONTHLY P&I: 2,182.85 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0007726474 MORTGAGORS: MARSH, GEORGE MARSH, ARLENE ADDRESS : 13529 E WETHERSFIELD RD MORTGAGE AMT: 280,000.00 CITY SCOTTSDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 AZ 85259 UNPAID BALANCE: 277,755.320 OPTION TO CONVERT : No MONTHLY P&I: 1,910.10 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 09/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0007749328 MORTGAGORS: OSBORNE, KATHARINE ADDRESS : 24541 ARTEMIA AVENUE MORTGAGE AMT: 150,000.00 CITY MISSION VIEJO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92691 UNPAID BALANCE: 148,332.860 OPTION TO CONVERT : No MONTHLY P&I: 1,036.01 ANNUAL RATE ADJUST: 0.000 LTV : 44.51000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 10/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0007749401 MORTGAGORS: PAPPAS, DINO PAPPAS, CATHERINE ADDRESS : 34 CHANDON MORTGAGE AMT: 159,000.00 CITY LAGUNA NIGUEL :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 CA 92677 UNPAID BALANCE: 158,013.790 OPTION TO CONVERT : No MONTHLY P&I: 1,166.69 ANNUAL RATE ADJUST: 0.000 LTV : 72.27272 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 10/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0007751308 MORTGAGORS: PETRUCCI, JOSEPH ADDRESS : 16 COLONY WAY MORTGAGE AMT: 212,000.00 CITY ALISO VIEJO AREA :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 92656 UNPAID BALANCE: 210,618.070 OPTION TO CONVERT : No MONTHLY P&I: 1,518.79 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 10/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0007751613 MORTGAGORS: WORLEY, TED WORLEY, ROELINA ADDRESS : 13722 UNIVERSITY STREET MORTGAGE AMT: 176,000.00 CITY WESTMINSTER :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92683 UNPAID BALANCE: 173,984.150 OPTION TO CONVERT : No MONTHLY P&I: 1,185.74 ANNUAL RATE ADJUST: 0.000 LTV : 60.48110 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 10/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0007752041 MORTGAGORS: NICOLAIDES, MICHAEL NICOLAIDES, JAMIE ADDRESS : 23829 DAISETTA DRIVE MORTGAGE AMT: 120,000.00 CITY NEWHALL :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 91321 UNPAID BALANCE: 119,236.950 OPTION TO CONVERT : No MONTHLY P&I: 870.08 ANNUAL RATE ADJUST: 0.000 LTV : 71.85600 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 10/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0007752082 MORTGAGORS: NAWABI, NAVID NAWABI, FAHIMA ADDRESS : 25512 MAXIMUS STREET MORTGAGE AMT: 216,000.00 CITY MISSION VIEJO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92691 UNPAID BALANCE: 214,483.870 OPTION TO CONVERT : No MONTHLY P&I: 1,491.86 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 10/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0007752405 MORTGAGORS: CHARKCHYAN, ARUTYUN CHARKCHYAN, RUZAN ADDRESS : 629 WEST DORAN STREET MORTGAGE AMT: 100,000.00 CITY GLENDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 91203 UNPAID BALANCE: 98,277.080 OPTION TO CONVERT : No MONTHLY P&I: 699.21 ANNUAL RATE ADJUST: 0.000 LTV : 46.51100 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 10/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0007752967 MORTGAGORS: JEREBICZ, IMRE JEREBICZ, MARTHA ADDRESS : 532 NORTH ISABEL STREET MORTGAGE AMT: 115,000.00 CITY GLENDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 91206 UNPAID BALANCE: 114,212.380 OPTION TO CONVERT : No MONTHLY P&I: 804.10 ANNUAL RATE ADJUST: 0.000 LTV : 60.52600 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 10/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0007753346 MORTGAGORS: WARREN, SHARON ADDRESS : 25211 ERICSON WAY MORTGAGE AMT: 125,000.00 CITY LAGUNA HILL :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92653 UNPAID BALANCE: 123,250.780 OPTION TO CONVERT : No MONTHLY P&I: 863.34 ANNUAL RATE ADJUST: 0.000 LTV : 45.45400 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 10/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0007753635 MORTGAGORS: PARK, JOHN LEE, GOWAN ADDRESS : 3451 GUIDO STREET MORTGAGE AMT: 215,600.00 CITY OAKLAND :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 CA 94602 UNPAID BALANCE: 214,109.170 OPTION TO CONVERT : No MONTHLY P&I: 1,582.00 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 09/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0007764921 MORTGAGORS: PURVIS, LEO PURVIS, RUTH ADDRESS : 24101 COLMAR LANE MORTGAGE AMT: 108,450.00 CITY MURRIETA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92562 UNPAID BALANCE: 107,791.830 OPTION TO CONVERT : No MONTHLY P&I: 758.30 ANNUAL RATE ADJUST: 0.000 LTV : 69.97200 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 11/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0007765142 MORTGAGORS: BAROT, HITESH ADDRESS : 2600 ELLSWORTH STREET MORTGAGE AMT: 160,000.00 CITY BERKELEY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94704 UNPAID BALANCE: 158,980.110 OPTION TO CONVERT : No MONTHLY P&I: 1,091.48 ANNUAL RATE ADJUST: 0.000 LTV : 65.30600 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 11/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0007765159 MORTGAGORS: GUZMAN, MIGUEL ADDRESS : 335 WEST 5TH STREET MORTGAGE AMT: 90,900.00 CITY LONG BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 90802 UNPAID BALANCE: 90,291.610 OPTION TO CONVERT : No MONTHLY P&I: 604.76 ANNUAL RATE ADJUST: 0.000 LTV : 53.47000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 11/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0007765589 MORTGAGORS: LOUGHLIN, RICHARD FALKNER, LUCIA ADDRESS : 769 MOUNTAIN VIEW DRIVE MORTGAGE AMT: 117,000.00 CITY SWALL MEADOWS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 93514 UNPAID BALANCE: 116,254.170 OPTION TO CONVERT : No MONTHLY P&I: 798.15 ANNUAL RATE ADJUST: 0.000 LTV : 53.91700 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 11/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0007788730 MORTGAGORS: DOWNEY, BRIAN DOWNEY, KIMBERLY ADDRESS : 17021 LA COLLETTE PLACE MORTGAGE AMT: 223,200.00 CITY YORBA LINDA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92886 UNPAID BALANCE: 221,881.510 OPTION TO CONVERT : No MONTHLY P&I: 1,484.96 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 12/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0007789423 MORTGAGORS: MERRIOTT, SHERI MERRIOTT, JAMES ADDRESS : 453 MCCAMISH AVENUE MORTGAGE AMT: 222,500.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95123-4539 UNPAID BALANCE: 221,493.580 OPTION TO CONVERT : No MONTHLY P&I: 1,555.76 ANNUAL RATE ADJUST: 0.000 LTV : 68.46100 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 01/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0007795040 MORTGAGORS: MIDDLEBROOK, MARK MIDDLEBROOK, DORI ADDRESS : 3411 CAMINO ALEGRE MORTGAGE AMT: 288,314.96 CITY CARLSBAD :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92009 UNPAID BALANCE: 286,811.080 OPTION TO CONVERT : No MONTHLY P&I: 2,018.76 ANNUAL RATE ADJUST: 0.000 LTV : 88.51647 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 08/01/27 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0007803059 MORTGAGORS: LANE, CORNELIUS LANE, SUSAN ADDRESS : 11370 LONE STAR ROAD MORTGAGE AMT: 600,000.00 CITY AUBURN :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95602 UNPAID BALANCE: 597,073.780 OPTION TO CONVERT : No MONTHLY P&I: 4,195.29 ANNUAL RATE ADJUST: 0.000 LTV : 72.72700 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 01/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0007803091 MORTGAGORS: ESQUIVEL, LOUIS VALENZUELA ESQUIVEL, BLANCA ADDRESS : 4810 TUSCANY CIRCLE MORTGAGE AMT: 411,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95135 UNPAID BALANCE: 409,094.490 OPTION TO CONVERT : No MONTHLY P&I: 2,838.68 ANNUAL RATE ADJUST: 0.000 LTV : 79.90500 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 01/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0007813637 MORTGAGORS: RENDON, BRIAN RENDON, JILL ADDRESS : 214 EAST LAYNE DRIVE MORTGAGE AMT: 156,750.00 CITY MIDVALE :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 UT 84047 UNPAID BALANCE: 155,099.870 OPTION TO CONVERT : No MONTHLY P&I: 1,122.98 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0007813983 MORTGAGORS: CASTANEDA, RALPH CASTANEDA, MARY JANE ADDRESS : 3080 WEST COUNTY ROAD 66 MORTGAGE AMT: 235,500.00 CITY FORT COLLINS :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CO 80524 UNPAID BALANCE: 234,985.380 OPTION TO CONVERT : No MONTHLY P&I: 1,666.86 ANNUAL RATE ADJUST: 0.000 LTV : 73.82400 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0007814411 MORTGAGORS: KING, CLARENCE ADDRESS : 219 SPOTSWOOD ROAD MORTGAGE AMT: 71,500.00 CITY LOCUST GROVE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 VA 22508 UNPAID BALANCE: 69,731.030 OPTION TO CONVERT : No MONTHLY P&I: 493.83 ANNUAL RATE ADJUST: 0.000 LTV : 67.45200 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0007814692 MORTGAGORS: PLICK, MARGIT ADDRESS : 133 BRADLEY STREET MORTGAGE AMT: 43,500.00 CITY COLORADO SPRINGS :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CO 00080-9111 UNPAID BALANCE: 43,402.540 OPTION TO CONVERT : No MONTHLY P&I: 304.16 ANNUAL RATE ADJUST: 0.000 LTV : 47.28200 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031009806 MORTGAGORS: ARINAGA, CLIFFORD ARINAGA, ESTHER ADDRESS : 5543 POOLA DRIVE MORTGAGE AMT: 425,000.00 CITY HONOLULU :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 HI 96821 UNPAID BALANCE: 425,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,935.37 ANNUAL RATE ADJUST: 0.000 LTV : 62.96200 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031545197 MORTGAGORS: VYFHUIS, VICTOR VYFHUIS, DOLORES ADDRESS : 10001 ENFORD COURT MORTGAGE AMT: 343,900.00 CITY LANHAM-SEABROOK :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MD 20706 UNPAID BALANCE: 343,618.100 OPTION TO CONVERT : No MONTHLY P&I: 2,287.98 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031706534 MORTGAGORS: TOBEY, STEVEN TOBEY, SHERI ADDRESS : 1410 PORT DRIVE MORTGAGE AMT: 119,000.00 CITY OXNARD :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 93035 UNPAID BALANCE: 118,068.980 OPTION TO CONVERT : No MONTHLY P&I: 821.91 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 09/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031724990 MORTGAGORS: MCINTIRE, EDWARD MCINTIRE, PATRICIA ADDRESS : 2375 SANTANA WAY MORTGAGE AMT: 161,000.00 CITY CORONA :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 91719 UNPAID BALANCE: 159,858.730 OPTION TO CONVERT : No MONTHLY P&I: 1,167.36 ANNUAL RATE ADJUST: 0.000 LTV : 77.40384 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 09/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0031750995 MORTGAGORS: WETZEL, SCOTT PREMO, TAMERA ADDRESS : 11303 TRAILSIDE WAY MORTGAGE AMT: 184,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92127 UNPAID BALANCE: 182,595.440 OPTION TO CONVERT : No MONTHLY P&I: 1,286.55 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 09/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0031796519 MORTGAGORS: VAN ETTEN, THOMAS VAN ETTEN, LEE ADDRESS : 10021 PRESTWICH TERRACE MORTGAGE AMT: 302,300.00 CITY IJAMSVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MD 21754 UNPAID BALANCE: 301,588.280 OPTION TO CONVERT : No MONTHLY P&I: 2,062.21 ANNUAL RATE ADJUST: 0.000 LTV : 79.99800 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031810385 MORTGAGORS: FERRARE, ROBERT FERRARE, DARLENE ADDRESS : 9 SYLVAN COURT MORTGAGE AMT: 350,000.00 CITY MAHWAH :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 07430 UNPAID BALANCE: 350,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,358.02 ANNUAL RATE ADJUST: 0.000 LTV : 70.01400 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031817240 MORTGAGORS: HARRIS, GREGORY HARRIS, DIANN ADDRESS : 2009 CENTRAL AVENUE, UNIT MORTGAGE AMT: 287,200.00 CITY OCEAN CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NJ 08226 UNPAID BALANCE: 286,975.960 OPTION TO CONVERT : No MONTHLY P&I: 1,959.21 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031843998 MORTGAGORS: SALINAS, SALOMON SALINAS, KAREN ADDRESS : 5105 BRADY COURT MORTGAGE AMT: 326,350.00 CITY ELLICOTT CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MD 21043 UNPAID BALANCE: 325,813.440 OPTION TO CONVERT : No MONTHLY P&I: 2,171.21 ANNUAL RATE ADJUST: 0.000 LTV : 79.99400 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031846504 MORTGAGORS: TELLEZ, EDWARD TELLEZ, KATHERINE TELLEZ, KATHRYN ADDRESS : 2441 E DIAMOND AVE, MORTGAGE AMT: 99,750.00 CITY MESA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 AZ 85204 UNPAID BALANCE: 99,520.890 OPTION TO CONVERT : No MONTHLY P&I: 688.95 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031866395 MORTGAGORS: KOMM, BARRY KOMM, PAMELA KOMM, PAMELA ADDRESS : 1122 CYMRY DRIVE MORTGAGE AMT: 290,400.00 CITY BERWYN :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 PA 19312 UNPAID BALANCE: 290,400.000 OPTION TO CONVERT : No MONTHLY P&I: 1,981.04 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031874555 MORTGAGORS: PANDICH, SUSANNE PANDICH, RICHARD ADDRESS : 579 GRANT ROAD MORTGAGE AMT: 450,000.00 CITY NORTH SALEM :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NY 10560 UNPAID BALANCE: 449,260.130 OPTION TO CONVERT : No MONTHLY P&I: 2,993.86 ANNUAL RATE ADJUST: 0.000 LTV : 69.76700 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031882608 MORTGAGORS: BOYLAND, CHRISTOPHER BOYLAND, KELLY BOYLAND, KELLY ADDRESS : 18412 BILLEK COURT MORTGAGE AMT: 312,200.00 CITY POOLESVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MD 20837 UNPAID BALANCE: 311,446.560 OPTION TO CONVERT : No MONTHLY P&I: 2,103.35 ANNUAL RATE ADJUST: 0.000 LTV : 79.99000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031899610 MORTGAGORS: CRONIN, WILLIAM CRONIN, MAUREEN ADDRESS : 239 HARDENBURGH ROAD MORTGAGE AMT: 260,200.00 CITY PINE BUSH :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NY 12566 UNPAID BALANCE: 259,792.820 OPTION TO CONVERT : No MONTHLY P&I: 1,775.02 ANNUAL RATE ADJUST: 0.000 LTV : 94.61800 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031906134 MORTGAGORS: HARGROVE, THOMAS HARGROVE, DOROTHY ADDRESS : 11225 PADDY HOLLOW LANE MORTGAGE AMT: 256,500.00 CITY RALEIGH :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NC 27614 UNPAID BALANCE: 255,896.060 OPTION TO CONVERT : No MONTHLY P&I: 1,749.79 ANNUAL RATE ADJUST: 0.000 LTV : 90.92100 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031915143 MORTGAGORS: BOYD, ROBERT BOYD, JENNIFER ADDRESS : 922 YOUNGSFORD ROAD MORTGAGE AMT: 259,300.00 CITY GLADWYNE :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 PA 19035 UNPAID BALANCE: 258,932.790 OPTION TO CONVERT : No MONTHLY P&I: 1,857.66 ANNUAL RATE ADJUST: 0.000 LTV : 86.43300 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031938418 MORTGAGORS: CARNEY, JAMES CARNEY, COLLEEN ADDRESS : 3830 MALLARD DR MORTGAGE AMT: 246,000.00 CITY HIGHLANDS RANCH :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CO 80126 UNPAID BALANCE: 245,448.860 OPTION TO CONVERT : No MONTHLY P&I: 1,720.07 ANNUAL RATE ADJUST: 0.000 LTV : 83.67300 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031943079 MORTGAGORS: KOSSACK, THERESA ADDRESS : 3552 PINNACLE BAY POINTE MORTGAGE AMT: 297,000.00 CITY LITTLE ELM :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 TX 75068 UNPAID BALANCE: 296,568.710 OPTION TO CONVERT : No MONTHLY P&I: 2,102.15 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031958531 MORTGAGORS: REISMAN, ERIC PENDERGHAST, TRICIA ADDRESS : 346 OSWEGO COURT MORTGAGE AMT: 314,850.00 CITY WEST NEW YORK :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 07093 UNPAID BALANCE: 314,344.930 OPTION TO CONVERT : No MONTHLY P&I: 2,121.21 ANNUAL RATE ADJUST: 0.000 LTV : 89.80900 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031959315 MORTGAGORS: ROMANO, SALVATORE ADDRESS : 12 KATHERINE DRIVE MORTGAGE AMT: 258,000.00 CITY WARREN :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NJ 07060 UNPAID BALANCE: 256,886.950 OPTION TO CONVERT : No MONTHLY P&I: 1,803.98 ANNUAL RATE ADJUST: 0.000 LTV : 60.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031960446 MORTGAGORS: ROSENBACH, MURRAY ROSENBACH, LISA ADDRESS : 1260 ALLENTON DRIVE MORTGAGE AMT: 292,000.00 CITY VIRGINIA BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 VA 23454 UNPAID BALANCE: 291,295.300 OPTION TO CONVERT : No MONTHLY P&I: 1,967.26 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031969017 MORTGAGORS: BIEDERMANN, JONATHAN BIEDERMANN, SUSAN ADDRESS : 928 RED COAT FARM MORTGAGE AMT: 205,550.00 CITY CHALFONT :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 PA 18914 UNPAID BALANCE: 205,266.150 OPTION TO CONVERT : No MONTHLY P&I: 1,490.38 ANNUAL RATE ADJUST: 0.000 LTV : 79.99610 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031975519 MORTGAGORS: KOLBE-HUNTER, SHANNAN ADDRESS : 7 LANDMARK DRIVE MORTGAGE AMT: 312,800.00 CITY BRIDGEWATER :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CT 06752 UNPAID BALANCE: 312,045.080 OPTION TO CONVERT : No MONTHLY P&I: 2,107.40 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031991235 MORTGAGORS: BEESON, CLIFFORD BEESON, JULIE ADDRESS : 21 FOUNDERS WAY MORTGAGE AMT: 356,000.00 CITY UPPER UWCHLAN TOWNSH :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 PA 19335 UNPAID BALANCE: 355,469.950 OPTION TO CONVERT : No MONTHLY P&I: 2,489.20 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031993090 MORTGAGORS: DOLE, CINDY CHOTKOWSKI, MICHAEL ADDRESS : 614 ARCADIA TERRACE #304 MORTGAGE AMT: 208,000.00 CITY SUNNYVALE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94086 UNPAID BALANCE: 207,345.050 OPTION TO CONVERT : No MONTHLY P&I: 1,418.93 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031993280 MORTGAGORS: KRASNOW, KENNETH KRASNOW, JOYCE ADDRESS : 12 DOGWOOD ROAD MORTGAGE AMT: 249,000.00 CITY BEDFORD :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NY 10506 UNPAID BALANCE: 248,795.900 OPTION TO CONVERT : No MONTHLY P&I: 1,656.60 ANNUAL RATE ADJUST: 0.000 LTV : 63.03700 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031996655 MORTGAGORS: MCDERMOTT, CHRISTINE ADDRESS : 125 AVENUE OF TWO RIVERS MORTGAGE AMT: 335,200.00 CITY RUMSON :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 NJ 07760 UNPAID BALANCE: 335,200.000 OPTION TO CONVERT : No MONTHLY P&I: 2,372.52 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031997935 MORTGAGORS: STEINMAN, SUSAN STEINMAN, ANDREW ADDRESS : 190 N. UNION STREET MORTGAGE AMT: 260,000.00 CITY LAMBERTVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NJ 08530 UNPAID BALANCE: 259,800.800 OPTION TO CONVERT : No MONTHLY P&I: 1,817.96 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0031998255 MORTGAGORS: PETTIT, THOMAS PETTIT, VALERIE ADDRESS : 17 CROWNE POND LANE MORTGAGE AMT: 350,000.00 CITY WILTON :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CT 06897 UNPAID BALANCE: 350,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,507.45 ANNUAL RATE ADJUST: 0.000 LTV : 53.08800 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032003188 MORTGAGORS: FLOYD, CHARLES FLOYD, LINDA FLOYD, LINDA ADDRESS : 2 FORDHAM COURT MORTGAGE AMT: 304,500.00 CITY MILLERSVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MD 21108 UNPAID BALANCE: 304,250.400 OPTION TO CONVERT : No MONTHLY P&I: 2,025.85 ANNUAL RATE ADJUST: 0.000 LTV : 85.29400 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032022196 MORTGAGORS: WOZNEY, CONRAD WOZNEY, KENDRA ADDRESS : 322 EAST AVENIDA CORDOBA MORTGAGE AMT: 317,000.00 CITY SAN CLEMENTE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92672 UNPAID BALANCE: 315,728.200 OPTION TO CONVERT : No MONTHLY P&I: 2,162.50 ANNUAL RATE ADJUST: 0.000 LTV : 72.04500 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032038283 MORTGAGORS: LEE, KELVIN CARLSON, LOUISE ADDRESS : 9401 SW 69 COURT MORTGAGE AMT: 268,000.00 CITY MIAMI :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 FL 33156 UNPAID BALANCE: 267,570.090 OPTION TO CONVERT : No MONTHLY P&I: 1,805.57 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032049447 MORTGAGORS: DALTON, JOHN ADDRESS : 1492 NORTHERN NECK DRIVE MORTGAGE AMT: 281,350.00 CITY VIENNA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 VA 22182 UNPAID BALANCE: 280,784.650 OPTION TO CONVERT : No MONTHLY P&I: 1,895.51 ANNUAL RATE ADJUST: 0.000 LTV : 79.99700 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032050171 MORTGAGORS: STAPLES, JAMES ADDRESS : 635 WEST SURF MORTGAGE AMT: 440,000.00 CITY CHICAGO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 60657 UNPAID BALANCE: 439,656.750 OPTION TO CONVERT : No MONTHLY P&I: 3,001.58 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032050478 MORTGAGORS: TROESE, STEPHEN TROESE, NANCY ADDRESS : 12 FAQUIER COURT MORTGAGE AMT: 336,000.00 CITY EDGEWATER :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 MD 21037 UNPAID BALANCE: 335,487.090 OPTION TO CONVERT : No MONTHLY P&I: 2,320.67 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032050601 MORTGAGORS: MUTH, THOMAS MUTH, DEANNA ADDRESS : 541 ORIOLE LANE MORTGAGE AMT: 341,500.00 CITY VILLANOVA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 PA 19085 UNPAID BALANCE: 341,246.560 OPTION TO CONVERT : No MONTHLY P&I: 2,387.82 ANNUAL RATE ADJUST: 0.000 LTV : 42.42200 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032050643 MORTGAGORS: KANEWSKE, JOHN ADDRESS : 4905 NASHWOOD LANE MORTGAGE AMT: 276,950.00 CITY DALLAS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 TX 75244 UNPAID BALANCE: 276,451.020 OPTION TO CONVERT : No MONTHLY P&I: 1,865.87 ANNUAL RATE ADJUST: 0.000 LTV : 67.22000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032050726 MORTGAGORS: TAYLOR, KAREN TAYLOR, JOSEPH ADDRESS : 6 BIRNAM WOOD ROAD MORTGAGE AMT: 340,000.00 CITY BETHEL :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CT 06801 UNPAID BALANCE: 338,729.950 OPTION TO CONVERT : No MONTHLY P&I: 2,687.28 ANNUAL RATE ADJUST: 0.000 LTV : 77.27200 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/19 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032051385 MORTGAGORS: KUTZKE, THOMAS KUTZKE, THERESA ADDRESS : 1259 CREEKSIDE LANE MORTGAGE AMT: 312,000.00 CITY GRAFTON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 WI 53024 UNPAID BALANCE: 311,283.380 OPTION TO CONVERT : No MONTHLY P&I: 2,154.91 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032051435 MORTGAGORS: POLASKO, KENNETH LAPAT-POLASKO, LAURIE ADDRESS : 12090 E.COLUMBINE DRIVE MORTGAGE AMT: 433,000.00 CITY SCOTTSDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 AZ 85259 UNPAID BALANCE: 431,980.530 OPTION TO CONVERT : No MONTHLY P&I: 2,953.82 ANNUAL RATE ADJUST: 0.000 LTV : 71.80700 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032051484 MORTGAGORS: KRIDSADA, WIROJ KRIDSADA, THONGPOON ADDRESS : 711 SOUTH PHILIP STREET MORTGAGE AMT: 185,000.00 CITY PHILADELPHIA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 PA 19147 UNPAID BALANCE: 184,484.190 OPTION TO CONVERT : No MONTHLY P&I: 1,293.55 ANNUAL RATE ADJUST: 0.000 LTV : 69.81100 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032053035 MORTGAGORS: WILLIAMS, RONALD WILLIAMS, JEANNINE ADDRESS : 1091 WHATLEYS MILL LANE MORTGAGE AMT: 500,000.00 CITY GREENSBORO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 GA 30642 UNPAID BALANCE: 499,217.530 OPTION TO CONVERT : No MONTHLY P&I: 3,410.89 ANNUAL RATE ADJUST: 0.000 LTV : 50.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032053050 MORTGAGORS: WATTS, WALTER WATTS, LAURIE ADDRESS : 18 POTTERS LANE MORTGAGE AMT: 282,500.00 CITY GLOCESTER :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 RI 02814 UNPAID BALANCE: 282,048.910 OPTION TO CONVERT : No MONTHLY P&I: 1,990.47 ANNUAL RATE ADJUST: 0.000 LTV : 89.68200 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032053506 MORTGAGORS: HALLOCK, JANE AGOSTINELLI-HOLLOCK, JANE ADDRESS : 5 BIDDLE WOOD LANE MORTGAGE AMT: 547,500.00 CITY WYNDMOOR :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 PA 19038 UNPAID BALANCE: 546,684.820 OPTION TO CONVERT : No MONTHLY P&I: 3,828.20 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032053696 MORTGAGORS: STEELE, MARK STEELE, DONNA STEELE, DONNA ADDRESS : 120 GREENVIEW DRIVE MORTGAGE AMT: 297,000.00 CITY INDIANA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 PA 15701 UNPAID BALANCE: 296,535.220 OPTION TO CONVERT : No MONTHLY P&I: 2,026.07 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032053936 MORTGAGORS: KHADRA, ISSAM ADDRESS : 1924 SOUTH NEWTON AVENUE MORTGAGE AMT: 320,000.00 CITY PARK RIDGE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 60068 UNPAID BALANCE: 319,750.360 OPTION TO CONVERT : No MONTHLY P&I: 2,182.96 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032054025 MORTGAGORS: DESOUSA, DAVID DESOUSA, ELAINE ADDRESS : 191 OCEAN ROAD MORTGAGE AMT: 365,600.00 CITY NARRAGANSETT :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 RI 02882 UNPAID BALANCE: 365,314.790 OPTION TO CONVERT : No MONTHLY P&I: 2,494.04 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032054041 MORTGAGORS: MARTIN, PATRICIA MARTIN, KEVIN ADDRESS : 7257 NORTH PENNSYLVANIA S MORTGAGE AMT: 536,000.00 CITY IDIANAPOLIS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IN 46240 UNPAID BALANCE: 535,581.860 OPTION TO CONVERT : No MONTHLY P&I: 3,656.47 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032055105 MORTGAGORS: EISENMAN, JESSE EISENMAN, BETH ADDRESS : 5513 HIGH FLYER ROAD N MORTGAGE AMT: 348,000.00 CITY PALM BEACH GARDENS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 FL 33418 UNPAID BALANCE: 347,180.660 OPTION TO CONVERT : No MONTHLY P&I: 2,373.97 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032055576 MORTGAGORS: MC CANN, WILLIAM MC CANN, STACEY ADDRESS : 30 PROSPECT PLACE MORTGAGE AMT: 268,000.00 CITY HILLSDALE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NJ 07642 UNPAID BALANCE: 267,580.600 OPTION TO CONVERT : No MONTHLY P&I: 1,828.23 ANNUAL RATE ADJUST: 0.000 LTV : 86.45100 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032055733 MORTGAGORS: BUTLER, DIANE ADDRESS : 1220 EVERETTE PLACE MORTGAGE AMT: 75,000.00 CITY HENDERSONVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NC 28791 UNPAID BALANCE: 74,879.690 OPTION TO CONVERT : No MONTHLY P&I: 505.29 ANNUAL RATE ADJUST: 0.000 LTV : 47.52800 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032055873 MORTGAGORS: SHAPIRO, ADAM SHAPIRO, JENNIFER ADDRESS : 7 KNIGHTS HILL ROAD MORTGAGE AMT: 283,000.00 CITY FALMOUTH :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 ME 04105 UNPAID BALANCE: 282,778.430 OPTION TO CONVERT : No MONTHLY P&I: 1,930.56 ANNUAL RATE ADJUST: 0.000 LTV : 63.16900 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032057424 MORTGAGORS: THOMPSON, MONICA LORD, CRISTOFER ADDRESS : 2305 N. COMMONWEALTH #2N MORTGAGE AMT: 496,000.00 CITY CHICAGO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60614 UNPAID BALANCE: 495,603.350 OPTION TO CONVERT : No MONTHLY P&I: 3,341.65 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032058265 MORTGAGORS: SIEGLE, WILLIAM SIEGLE, JUDY ADDRESS : 3912 ASBURY AVENUE MORTGAGE AMT: 255,000.00 CITY OCEAN CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NJ 08226 UNPAID BALANCE: 253,876.000 OPTION TO CONVERT : No MONTHLY P&I: 1,717.99 ANNUAL RATE ADJUST: 0.000 LTV : 86.44000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032058653 MORTGAGORS: BERG, FRANKLIN BERG, STEPHANIE ADDRESS : 8248 17TH AVENUE NORTHEAS MORTGAGE AMT: 256,500.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 WA 98115 UNPAID BALANCE: 256,088.540 OPTION TO CONVERT : No MONTHLY P&I: 1,728.09 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032058687 MORTGAGORS: DJIMAS, ZACHARY ADDRESS : 9 BREEZY KNOLL MORTGAGE AMT: 342,000.00 CITY WESTPORT :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CT 06880 UNPAID BALANCE: 341,464.790 OPTION TO CONVERT : No MONTHLY P&I: 2,333.05 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032058745 MORTGAGORS: SMITH, MELVILLE SMITH, LISA ADDRESS : 1034 N MARION MORTGAGE AMT: 303,500.00 CITY OAK PARK :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 IL 60302 UNPAID BALANCE: 303,500.000 OPTION TO CONVERT : No MONTHLY P&I: 2,174.32 ANNUAL RATE ADJUST: 0.000 LTV : 66.19400 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032058976 MORTGAGORS: SOKOLOVICH, PETE SOKOLOVICH, KARLA ADDRESS : 1542 WEST SALTSAGE DRIVE MORTGAGE AMT: 364,600.00 CITY PHOENIX :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 AZ 85044 UNPAID BALANCE: 364,015.130 OPTION TO CONVERT : No MONTHLY P&I: 2,456.38 ANNUAL RATE ADJUST: 0.000 LTV : 79.99100 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032059347 MORTGAGORS: PETRUCCI, LORENZO PETRUCCI, PIETRINA ADDRESS : 92 GREEN ISLAND ROAD MORTGAGE AMT: 371,500.00 CITY TOMS RIVER :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NJ 08753 UNPAID BALANCE: 371,217.320 OPTION TO CONVERT : No MONTHLY P&I: 2,565.86 ANNUAL RATE ADJUST: 0.000 LTV : 58.96800 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032059420 MORTGAGORS: DUNNE, DAVID DUNNE, MICHELE ADDRESS : 1 MILLBANK ROAD MORTGAGE AMT: 310,250.00 CITY MOUNT LAUREL :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NJ 08054 UNPAID BALANCE: 309,764.470 OPTION TO CONVERT : No MONTHLY P&I: 2,116.46 ANNUAL RATE ADJUST: 0.000 LTV : 85.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032060055 MORTGAGORS: GAETA, FRANK GAETA, LORRAINE ADDRESS : 113 COUNTRYVIEW DRIVE MORTGAGE AMT: 338,800.00 CITY FREEHOLD :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NJ 07728 UNPAID BALANCE: 338,282.810 OPTION TO CONVERT : No MONTHLY P&I: 2,340.01 ANNUAL RATE ADJUST: 0.000 LTV : 61.60000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032060188 MORTGAGORS: MCCARTHY, ROBERT MCCARTHY, MARCELLA ADDRESS : 15811 STORNOWAY MORTGAGE AMT: 440,000.00 CITY SPRING :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 TX 77379 UNPAID BALANCE: 439,648.140 OPTION TO CONVERT : No MONTHLY P&I: 2,964.36 ANNUAL RATE ADJUST: 0.000 LTV : 77.87600 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032060246 MORTGAGORS: NOTEWARE, DAVID NOTEWARE, ELLEN ADDRESS : 422 PENN VALLEY ROAD MORTGAGE AMT: 422,400.00 CITY PENN VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 PA 19072 UNPAID BALANCE: 422,400.000 OPTION TO CONVERT : No MONTHLY P&I: 2,810.24 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032061012 MORTGAGORS: PADGETT, RICHARD TILLMAN, LINDA ADDRESS : 82 HARRISON AVE. MORTGAGE AMT: 300,000.00 CITY HIGHLAND PARK :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NJ 08904 UNPAID BALANCE: 299,771.720 OPTION TO CONVERT : No MONTHLY P&I: 2,072.03 ANNUAL RATE ADJUST: 0.000 LTV : 74.71900 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032061178 MORTGAGORS: FISHMAN, LEONARD SCHNUR, SUSAN ADDRESS : 99 WEST PROSPECT STREET MORTGAGE AMT: 350,000.00 CITY HOPEWELL :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NJ 08525 UNPAID BALANCE: 349,726.960 OPTION TO CONVERT : No MONTHLY P&I: 2,387.62 ANNUAL RATE ADJUST: 0.000 LTV : 77.77700 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032061251 MORTGAGORS: KERSCHNER, LESTER KERSCHNER, LYNN ADDRESS : 38 CEDAR DRIVE MORTGAGE AMT: 396,000.00 CITY TUXEDO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NY 10987 UNPAID BALANCE: 395,698.670 OPTION TO CONVERT : No MONTHLY P&I: 2,735.08 ANNUAL RATE ADJUST: 0.000 LTV : 89.22600 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032061301 MORTGAGORS: JACKSON, NORMAN JACKSON, KATHY ADDRESS : 232 AMERICAN DRIVE MORTGAGE AMT: 325,000.00 CITY RICHBORO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 PA 18954 UNPAID BALANCE: 324,740.100 OPTION TO CONVERT : No MONTHLY P&I: 2,189.59 ANNUAL RATE ADJUST: 0.000 LTV : 89.04100 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032061418 MORTGAGORS: LINZA, JOSEPH LINZA, ELLEN ADDRESS : 47090 SOUTHAMPTON COURT MORTGAGE AMT: 280,000.00 CITY STERLING :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 VA 20165 UNPAID BALANCE: 279,539.620 OPTION TO CONVERT : No MONTHLY P&I: 1,862.85 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032061426 MORTGAGORS: SIMONELLI, MARIE BENNE, ELIZABETH BENNE, ELIZABETH ADDRESS : 5 ALAN DRIVE MORTGAGE AMT: 315,000.00 CITY FAIRFIELD :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NJ 07004 UNPAID BALANCE: 315,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,148.86 ANNUAL RATE ADJUST: 0.000 LTV : 75.90300 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032061483 MORTGAGORS: WILLIAMS, RAY ADDRESS : 12824 CHITTAMWOOD TRAIL MORTGAGE AMT: 139,350.00 CITY FORT WORTH :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 TX 76040 UNPAID BALANCE: 139,131.920 OPTION TO CONVERT : No MONTHLY P&I: 950.62 ANNUAL RATE ADJUST: 0.000 LTV : 79.97300 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032061616 MORTGAGORS: CROSKELL, ANCIL MASTERSON, KAREN ADDRESS : 5040 LEE HILL DRIVE MORTGAGE AMT: 378,900.00 CITY BOULDER :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CO 80302 UNPAID BALANCE: 378,292.200 OPTION TO CONVERT : No MONTHLY P&I: 2,552.72 ANNUAL RATE ADJUST: 0.000 LTV : 68.89000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032063281 MORTGAGORS: WELCHER, JUDSON TAGGART, JENNIFER ADDRESS : 3531 SPEARING AVENUE MORTGAGE AMT: 372,000.00 CITY SAN PEDRO AREA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 90732 UNPAID BALANCE: 371,702.520 OPTION TO CONVERT : No MONTHLY P&I: 2,506.23 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0032074833 MORTGAGORS: KNIGHT, MARY LOU ADDRESS : 3091 HOLLOW ROAD MORTGAGE AMT: 260,000.00 CITY MELVERN :\ STATE/ZIP :\ LIFETIME RATE : 8.25000 PA 19355 UNPAID BALANCE: 259,834.200 OPTION TO CONVERT : No MONTHLY P&I: 1,953.30 ANNUAL RATE ADJUST: 0.000 LTV : 74.28500 OUTSIDE CONV DATE: CURRENT INT 8.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250 -------------------------------------------------------------------------------- LN # 0032086720 MORTGAGORS: BREWER, CHARLES BREWER, ROSELLEN ADDRESS : 2854 RANSFORD AVENUE MORTGAGE AMT: 280,000.00 CITY PACIFIC GROVE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 93950 UNPAID BALANCE: 279,550.850 OPTION TO CONVERT : No MONTHLY P&I: 1,886.41 ANNUAL RATE ADJUST: 0.000 LTV : 72.72700 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002 -------------------------------------------------------------------------------- LN # 0070612585 MORTGAGORS: SCHOON, IRENE ADDRESS : 9000 AMESTOY AVENUE MORTGAGE AMT: 278,400.00 CITY NORTHRIDGE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91325 UNPAID BALANCE: 277,544.800 OPTION TO CONVERT : No MONTHLY P&I: 1,922.84 ANNUAL RATE ADJUST: 0.000 LTV : 46.40000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070673587 MORTGAGORS: HOFFMAN, JOSEPH HOFFMAN, LINDA ADDRESS : 5819 WAVERLY AVENUE MORTGAGE AMT: 480,000.00 CITY LA JOLLA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 92037 UNPAID BALANCE: 478,488.570 OPTION TO CONVERT : No MONTHLY P&I: 3,274.45 ANNUAL RATE ADJUST: 0.000 LTV : 76.80000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070769997 MORTGAGORS: DRUCKMAN, JAMES DRUCKMAN, NANCY ADDRESS : 1105 PARK AVENUE MORTGAGE AMT: 485,000.00 CITY NEW YORK :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 NY 10128 UNPAID BALANCE: 485,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,308.55 ANNUAL RATE ADJUST: 0.000 LTV : 23.09524 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070772827 MORTGAGORS: BALLARINI, STELLA BALLARINI, GIANLUCA BALLARINI, GIANLUCA ADDRESS : 221 WEST 82ND STREET MORTGAGE AMT: 157,500.00 CITY NEW YORK :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NY 10024 UNPAID BALANCE: 157,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,087.81 ANNUAL RATE ADJUST: 0.000 LTV : 63.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070774690 MORTGAGORS: BURKE, C BURKE, KATHLEEN ADDRESS : 718 REDWOOD AVENUE MORTGAGE AMT: 278,000.00 CITY EL SEGUNDO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 90245 UNPAID BALANCE: 277,777.690 OPTION TO CONVERT : No MONTHLY P&I: 1,872.94 ANNUAL RATE ADJUST: 0.000 LTV : 74.13333 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070815907 MORTGAGORS: KESSLER, JOHN KESSLER, ROBIN ADDRESS : 1216 FAIRFIELD ESTATES LA MORTGAGE AMT: 365,500.00 CITY CROWNSVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MD 21032 UNPAID BALANCE: 364,092.630 OPTION TO CONVERT : No MONTHLY P&I: 2,833.72 ANNUAL RATE ADJUST: 0.000 LTV : 85.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/19 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:105 -------------------------------------------------------------------------------- LN # 0070816996 MORTGAGORS: ROZENFELD, MICHAEL ROZENFELD, ELIZABETH ADDRESS : 12872 ABRA DRIVE MORTGAGE AMT: 240,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92128 UNPAID BALANCE: 239,808.080 OPTION TO CONVERT : No MONTHLY P&I: 1,616.92 ANNUAL RATE ADJUST: 0.000 LTV : 59.25926 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070846167 MORTGAGORS: TEITLER, WILLIAM DOYNE, NANCY ADDRESS : 333 CENTRAL PARK WEST MORTGAGE AMT: 600,000.00 CITY NEW YORK :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 NY 10023 UNPAID BALANCE: 600,000.000 OPTION TO CONVERT : No MONTHLY P&I: 4,042.31 ANNUAL RATE ADJUST: 0.000 LTV : 63.82979 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:103 -------------------------------------------------------------------------------- LN # 0070852421 MORTGAGORS: ROTH, RICHARD ADDRESS : 97 SYCAMORE AVENUE MORTGAGE AMT: 310,000.00 CITY MILL VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94941 UNPAID BALANCE: 309,624.830 OPTION TO CONVERT : No MONTHLY P&I: 2,215.80 ANNUAL RATE ADJUST: 0.000 LTV : 36.90476 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/24 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:114 -------------------------------------------------------------------------------- LN # 0070864103 MORTGAGORS: BOHNHOFF, VICKI BOHNHOFF, OLIVIA BOHNOFF, OLIVIA BOHNHOFF, WILLIAM ADDRESS : 159 MADISON AVENUE MORTGAGE AMT: 200,000.00 CITY NEW YORK :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 NY 10016 UNPAID BALANCE: 200,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,467.53 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070867023 MORTGAGORS: MAXWELL, BRUCE MAXWELL, CHERYL MAXWELL, CHERYL ADDRESS : 7255 N MERCER WAY MORTGAGE AMT: 825,000.00 CITY MERCER ISLA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 WA 98040 UNPAID BALANCE: 825,000.000 OPTION TO CONVERT : No MONTHLY P&I: 5,698.07 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:103 -------------------------------------------------------------------------------- LN # 0070868773 MORTGAGORS: HURLEY, DIANNE ROCK, PIERGIACOM ADDRESS : 17 EAST 97TH STREET #2B MORTGAGE AMT: 536,000.00 CITY NE WYORK :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NY 10029 UNPAID BALANCE: 536,000.000 OPTION TO CONVERT : No MONTHLY P&I: 3,566.02 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0070896220 MORTGAGORS: BIGELOW, ALEX BIGELOW, DONNA ADDRESS : 189 THORNTON DRIVE MORTGAGE AMT: 424,000.00 CITY WEST PALM B :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 FL 33418 UNPAID BALANCE: 424,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,964.67 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070896519 MORTGAGORS: CARPENTER, KATHY ADDRESS : 1140 N COLUMBIAN MORTGAGE AMT: 431,900.00 CITY OAK PARK :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 IL 60302 UNPAID BALANCE: 431,900.000 OPTION TO CONVERT : No MONTHLY P&I: 3,019.91 ANNUAL RATE ADJUST: 0.000 LTV : 89.99792 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070899059 MORTGAGORS: KIMEL, FREDA ADDRESS : 100 HARBOR DRIVE MORTGAGE AMT: 332,000.00 CITY SAN DIEGO :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 CA 92101 UNPAID BALANCE: 332,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,436.10 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070903711 MORTGAGORS: MOSES, SANDRA ADDRESS : 9310 SOUTH LOWE AVENUE MORTGAGE AMT: 83,600.00 CITY CHICAGO :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 IL 60620 UNPAID BALANCE: 83,600.000 OPTION TO CONVERT : No MONTHLY P&I: 577.40 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070911441 MORTGAGORS: FORD, WILLIAM BROWN, LINDA ADDRESS : 39 FAIRMONT ROAD MORTGAGE AMT: 265,500.00 CITY GOLDENS BRI :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 NY 10526 UNPAID BALANCE: 265,500.000 OPTION TO CONVERT : No MONTHLY P&I: 1,902.07 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0070922208 MORTGAGORS: YELLIN, JUDITH ADDRESS : 6232 BLACKSTONE AVENUE MORTGAGE AMT: 120,000.00 CITY BALTIMORE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MD 21209 UNPAID BALANCE: 120,000.000 OPTION TO CONVERT : No MONTHLY P&I: 839.06 ANNUAL RATE ADJUST: 0.000 LTV : 60.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080012065 MORTGAGORS: OCONNOR, JEFFREY O'Connor, Mary OCONNOR, MARY ADDRESS : 1743 LOWELL LANE MORTGAGE AMT: 1,000,000.00 CITY LAKE FOREST :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 60045 UNPAID BALANCE: 1,000,000. OPTION TO CONVERT : No 000 MONTHLY P&I: 6,821.77 ANNUAL RATE ADJUST: 0.000 LTV : 68.02721 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:103 -------------------------------------------------------------------------------- LN # 0080019201 MORTGAGORS: DEVAN, BRUCE ADDRESS : 2613 5TH STREET MORTGAGE AMT: 275,000.00 CITY SANTA MONIC :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 90405 UNPAID BALANCE: 274,780.080 OPTION TO CONVERT : No MONTHLY P&I: 1,852.73 ANNUAL RATE ADJUST: 0.000 LTV : 60.04367 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080025075 MORTGAGORS: MC CREADIE, TIMOTHY MC CREADIE, PATRICIA ADDRESS : 1211 LOYOLA DRIVE MORTGAGE AMT: 340,000.00 CITY LIBERTYVILL :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 IL 60048 UNPAID BALANCE: 340,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,290.65 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080028004 MORTGAGORS: SAFFLE, DEAN SAFFLE, MARILYN ADDRESS : 5208 77TH AVENUE COURT MORTGAGE AMT: 348,000.00 CITY TACOMA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 WA 98467 UNPAID BALANCE: 347,714.750 OPTION TO CONVERT : No MONTHLY P&I: 2,315.25 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080029804 MORTGAGORS: THORNTON, THOMAS THORNTON, MARLA ADDRESS : 817 WILADONDA DRIVE MORTGAGE AMT: 468,000.00 CITY LA CANADA F :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91011 UNPAID BALANCE: 467,625.740 OPTION TO CONVERT : No MONTHLY P&I: 3,153.01 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080032485 MORTGAGORS: WRIGHT, PATRICK BROSS WRIGHT, RACHEL ADDRESS : 119 SUNNYSIDE AVENUE MORTGAGE AMT: 353,500.00 CITY Piedmont :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94611 UNPAID BALANCE: 353,217.320 OPTION TO CONVERT : No MONTHLY P&I: 2,381.59 ANNUAL RATE ADJUST: 0.000 LTV : 79.98000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080033210 MORTGAGORS: FRALICK, MARY FRALICK, JEFFREY ADDRESS : 1040 BALLINTREE LANE MORTGAGE AMT: 400,000.00 CITY WEST CHESTE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 PA 19382 UNPAID BALANCE: 400,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,694.87 ANNUAL RATE ADJUST: 0.000 LTV : 55.58566 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080048549 MORTGAGORS: AMBROSE, DAVID ADDRESS : 57677 RED CEDAR LANE MORTGAGE AMT: 319,900.00 CITY SUNRIVER :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 OR 97707 UNPAID BALANCE: 319,637.780 OPTION TO CONVERT : No MONTHLY P&I: 2,128.30 ANNUAL RATE ADJUST: 0.000 LTV : 79.99500 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080051451 MORTGAGORS: HAMILTON, TROY HAMILTON, TAMMY ADDRESS : 44 THORNLEY DRIVE MORTGAGE AMT: 524,700.00 CITY CHATHAM :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 NJ 07928 UNPAID BALANCE: 524,700.000 OPTION TO CONVERT : No MONTHLY P&I: 3,759.02 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080067382 MORTGAGORS: LONGENCKER, STANLEY LONGENECKER, MARY ADDRESS : 79-250 TORONIA MORTGAGE AMT: 348,000.00 CITY LA QUINTA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92253 UNPAID BALANCE: 347,721.700 OPTION TO CONVERT : No MONTHLY P&I: 2,344.55 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080071905 MORTGAGORS: FISHBURNE, MARGIE ADDRESS : 3428 BARRON BERKELEY WAY MORTGAGE AMT: 241,500.00 CITY RALEIGH :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 NC 27612 UNPAID BALANCE: 241,325.210 OPTION TO CONVERT : No MONTHLY P&I: 1,709.32 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080073836 MORTGAGORS: CHAPIN, STEWART CHAPIN, PARTRICIA ADDRESS : 1112 41ST AVENUE EAST MORTGAGE AMT: 1,200,000.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 WA 98112 UNPAID BALANCE: 1,199,040. OPTION TO CONVERT : No 380 MONTHLY P&I: 8,084.62 ANNUAL RATE ADJUST: 0.000 LTV : 64.86486 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:103 -------------------------------------------------------------------------------- LN # 0080073869 MORTGAGORS: ANASON, ROGER ANASON, LINDA ANASON, LINDA ADDRESS : LOT 23 a/k/a 64 BASSETT L MORTGAGE AMT: 298,800.00 CITY NEWFIELDS :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NH 03856 UNPAID BALANCE: 298,800.000 OPTION TO CONVERT : No MONTHLY P&I: 2,098.74 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 01/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080079346 MORTGAGORS: GOW, THOMAS GOW, CAROLINA ADDRESS : 4827 PHYLIS TERRACE MORTGAGE AMT: 272,600.00 CITY MARTINEZ :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 94553 UNPAID BALANCE: 272,382.000 OPTION TO CONVERT : No MONTHLY P&I: 1,836.56 ANNUAL RATE ADJUST: 0.000 LTV : 79.98826 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080083397 MORTGAGORS: BAYNE, JAMES BAYNE, RENA ADDRESS : 10082 S STRATFORD LANE MORTGAGE AMT: 368,100.00 CITY HIGHLANDS R :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CO 80126 UNPAID BALANCE: 367,805.630 OPTION TO CONVERT : No MONTHLY P&I: 2,479.96 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080086093 MORTGAGORS: ANDREWS, SHAWN BAMPER, JANET ADDRESS : 43 OHIO MORTGAGE AMT: 276,250.00 CITY IRVINE :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92606 UNPAID BALANCE: 276,029.080 OPTION TO CONVERT : No MONTHLY P&I: 1,861.15 ANNUAL RATE ADJUST: 0.000 LTV : 79.99965 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080086564 MORTGAGORS: WATSON, DAVID WATSON, ANN ADDRESS : 3814 CAMPUS DRIVE MORTGAGE AMT: 482,400.00 CITY THOUSAND OA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91360 UNPAID BALANCE: 482,014.230 OPTION TO CONVERT : No MONTHLY P&I: 3,250.02 ANNUAL RATE ADJUST: 0.000 LTV : 79.99774 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080088701 MORTGAGORS: NELSON, EDWARD RITTER, CARIN RITTER, JOSEPH NELSON, MARY ADDRESS : 1004 OCEAN FRONT NORTH MORTGAGE AMT: 310,000.00 CITY LAVALLETTE :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 NJ 08735 UNPAID BALANCE: 310,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,194.17 ANNUAL RATE ADJUST: 0.000 LTV : 75.60976 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080097512 MORTGAGORS: TESTER, ROBERT ADDRESS : 801 LATIGO LOOP MORTGAGE AMT: 310,000.00 CITY CARBONDALE :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 CO 81623 UNPAID BALANCE: 309,792.000 OPTION TO CONVERT : No MONTHLY P&I: 2,274.67 ANNUAL RATE ADJUST: 0.000 LTV : 87.32394 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080099666 MORTGAGORS: MARTIN, TIMOTHY MARTIN, DEBBIE ADDRESS : 2650 HUNTER COURT MORTGAGE AMT: 875,000.00 CITY WESTON :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 FL 33331 UNPAID BALANCE: 874,334.190 OPTION TO CONVERT : No MONTHLY P&I: 6,043.41 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:103 -------------------------------------------------------------------------------- LN # 0080102114 MORTGAGORS: BASKER, PAMELA LAGNESE, BRUCE ADDRESS : 5430 BEN AVENUE MORTGAGE AMT: 271,800.00 CITY VALLEY VILL :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 91607 UNPAID BALANCE: 271,557.850 OPTION TO CONVERT : No MONTHLY P&I: 1,830.84 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080108624 MORTGAGORS: COLE, WARREN ADDRESS : 3634 E SURREY AVENUE MORTGAGE AMT: 72,000.00 CITY PHOENIX :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 AZ 85032 UNPAID BALANCE: 72,000.000 OPTION TO CONVERT : No MONTHLY P&I: 491.17 ANNUAL RATE ADJUST: 0.000 LTV : 77.41935 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080111537 MORTGAGORS: NORMANLY, JOHN NORMANLY, REBECCA ADDRESS : 1015 LA SERENA WAY MORTGAGE AMT: 306,750.00 CITY NIPOMO :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 CA 93444 UNPAID BALANCE: 306,750.000 OPTION TO CONVERT : No MONTHLY P&I: 2,250.82 ANNUAL RATE ADJUST: 0.000 LTV : 74.81707 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080115322 MORTGAGORS: CHAMPAGNE, OLIVER CHAMPAGNE, MARIETTE ADDRESS : 1076 PINE MORTGAGE AMT: 600,000.00 CITY WINNETKA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 60093 UNPAID BALANCE: 600,000.000 OPTION TO CONVERT : No MONTHLY P&I: 4,093.06 ANNUAL RATE ADJUST: 0.000 LTV : 50.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080123771 MORTGAGORS: RAMAKRISHNAN, ANAND KARTHA, DEEPA ADDRESS : 201 ASTORIA COURT MORTGAGE AMT: 394,275.00 CITY BARRINGTON :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 IL 60010 UNPAID BALANCE: 394,275.000 OPTION TO CONVERT : No MONTHLY P&I: 2,756.83 ANNUAL RATE ADJUST: 0.000 LTV : 89.99966 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080126485 MORTGAGORS: STAPLETON, MICHAEL ADDRESS : 90 ADAMS STREET MORTGAGE AMT: 366,300.00 CITY HOBOKEN :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 NJ 07030 UNPAID BALANCE: 365,614.100 OPTION TO CONVERT : No MONTHLY P&I: 2,529.94 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080127681 MORTGAGORS: AEED, ALBERT AEED, GERD ADDRESS : 130 RANGE ROAD MORTGAGE AMT: 260,000.00 CITY WINDHAM :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 NH 03087 UNPAID BALANCE: 259,631.790 OPTION TO CONVERT : No MONTHLY P&I: 1,862.68 ANNUAL RATE ADJUST: 0.000 LTV : 66.66667 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080134745 MORTGAGORS: MELLOR, CRAIG MELLOR, NANCY ADDRESS : 2791 CANFIELD RD MORTGAGE AMT: 281,250.00 CITY SEBASTOPOL :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95472 UNPAID BALANCE: 281,025.090 OPTION TO CONVERT : No MONTHLY P&I: 1,894.83 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080136948 MORTGAGORS: SCHERTZER, EDWIN SCHERTZER, SHARON ADDRESS : 31 ROYAL POINT COURT MORTGAGE AMT: 309,600.00 CITY LAKE OZARK :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MO 65049 UNPAID BALANCE: 309,115.500 OPTION TO CONVERT : No MONTHLY P&I: 2,112.02 ANNUAL RATE ADJUST: 0.000 LTV : 79.69112 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080137953 MORTGAGORS: PLAYDON SMIT, JOAN ADDRESS : 3495 EDGEFIELD PLACE MORTGAGE AMT: 305,000.00 CITY CARMEL :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 93923 UNPAID BALANCE: 304,756.100 OPTION TO CONVERT : No MONTHLY P&I: 2,054.84 ANNUAL RATE ADJUST: 0.000 LTV : 31.28205 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080138571 MORTGAGORS: FEIRSTEIN, JANICE ADDRESS : 81 HENDRICKS ISLE MORTGAGE AMT: 372,000.00 CITY FT LAUDERDA :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 FL 33301 UNPAID BALANCE: 372,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,697.26 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080141740 MORTGAGORS: BIGELOW, JOHN BIGELOW, MARGARET ADDRESS : 3329 WEST LAURELHURST MORTGAGE AMT: 650,000.00 CITY SEATTLE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 WA 98105 UNPAID BALANCE: 649,517.610 OPTION TO CONVERT : No MONTHLY P&I: 4,544.89 ANNUAL RATE ADJUST: 0.000 LTV : 74.71264 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080142151 MORTGAGORS: HERDON, THOMAS HERDON, MELANIE ADDRESS : 46 PLATEAU MORTGAGE AMT: 238,300.00 CITY ALISO VIEJO :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92656 UNPAID BALANCE: 238,109.430 OPTION TO CONVERT : No MONTHLY P&I: 1,605.48 ANNUAL RATE ADJUST: 0.000 LTV : 79.99275 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080144959 MORTGAGORS: NAUMOFF, PHILLIP ADDRESS : 1033 BANGOR LANE MORTGAGE AMT: 284,000.00 CITY VENTURA :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 CA 93001 UNPAID BALANCE: 284,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,083.90 ANNUAL RATE ADJUST: 0.000 LTV : 78.88889 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080147044 MORTGAGORS: SWENSEN, KENNETH WESTERMANN, GEORGE ADDRESS : 10771 HOLDERMAN COURT MORTGAGE AMT: 293,550.00 CITY TUSTIN :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 CA 92782 UNPAID BALANCE: 293,550.000 OPTION TO CONVERT : No MONTHLY P&I: 2,153.97 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080147424 MORTGAGORS: CRUSCO, FERN CRUSCO, RICHARD ADDRESS : 35 OCEANVIEW PARKWAY MORTGAGE AMT: 319,000.00 CITY SOUTHAMPTON :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 NY 11968 UNPAID BALANCE: 319,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,122.31 ANNUAL RATE ADJUST: 0.000 LTV : 79.94987 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080149420 MORTGAGORS: HILLIARD,, HARRY ADDRESS : 78 VERANO LOOP MORTGAGE AMT: 50,000.00 CITY Santa Fe :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 NM 87505 UNPAID BALANCE: 49,965.600 OPTION TO CONVERT : No MONTHLY P&I: 362.53 ANNUAL RATE ADJUST: 0.000 LTV : 33.33000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080152184 MORTGAGORS: SCOTT, BARBARA ADDRESS : 9 COURT OF WILMINGTON MORTGAGE AMT: 268,000.00 CITY LINCOLNSHIR :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 IL 60069 UNPAID BALANCE: 267,580.610 OPTION TO CONVERT : No MONTHLY P&I: 1,828.23 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080153794 MORTGAGORS: TROTT, CHARLES TROTT, PENNY ADDRESS : 7485 NUTHATCH CIRCLE MORTGAGE AMT: 400,000.00 CITY PARKER :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CO 80134 UNPAID BALANCE: 399,034.650 OPTION TO CONVERT : No MONTHLY P&I: 2,694.88 ANNUAL RATE ADJUST: 0.000 LTV : 88.66105 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080154156 MORTGAGORS: MARCUS, BERND MARCUS, JUDITH ADDRESS : 5769 N WASHINGTON BLVD MORTGAGE AMT: 262,500.00 CITY INDIANAPOLI :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 IN 46220 UNPAID BALANCE: 261,898.040 OPTION TO CONVERT : No MONTHLY P&I: 1,813.03 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080155609 MORTGAGORS: BUXTON, HAROLD BUXTON, LINDA ADDRESS : 1881 LIONSRIDGE LOOP MORTGAGE AMT: 248,000.00 CITY VAIL :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CO 81657 UNPAID BALANCE: 247,801.670 OPTION TO CONVERT : No MONTHLY P&I: 1,670.83 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080157662 MORTGAGORS: BROCK, KATHRYN ADDRESS : 126 MARTIN TRAIL MORTGAGE AMT: 380,000.00 CITY BRASSTOWN :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 NC 28902 UNPAID BALANCE: 380,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,722.37 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080165814 MORTGAGORS: WODZIEN, LARRY WODZIEN, MARY ADDRESS : 3263 PROUTY ROAD MORTGAGE AMT: 312,300.00 CITY TRAVERSE CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 MI 49686 UNPAID BALANCE: 311,600.330 OPTION TO CONVERT : No MONTHLY P&I: 2,183.65 ANNUAL RATE ADJUST: 0.000 LTV : 79.36000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 10/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169642 MORTGAGORS: SHORT, MICHAEL ADDRESS : 151 ACORN DRIVE MORTGAGE AMT: 188,000.00 CITY BOULDER CRE :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 CA 95006 UNPAID BALANCE: 187,873.850 OPTION TO CONVERT : No MONTHLY P&I: 1,379.48 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080169675 MORTGAGORS: MARCIEL, CAROL ADDRESS : 2110 CORONET BOULEVARD MORTGAGE AMT: 263,000.00 CITY BELMONT :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 CA 94002 UNPAID BALANCE: 262,823.520 OPTION TO CONVERT : No MONTHLY P&I: 1,929.81 ANNUAL RATE ADJUST: 0.000 LTV : 55.87423 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080173966 MORTGAGORS: DASSENKO, DENNIS DASSENKO, TONI ADDRESS : LOT 52 PRAIRIE HOME ESTAT MORTGAGE AMT: 286,750.00 CITY MIDDLETON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 WI 53562 UNPAID BALANCE: 286,279.320 OPTION TO CONVERT : No MONTHLY P&I: 1,967.08 ANNUAL RATE ADJUST: 0.000 LTV : 78.99449 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 10/01/28 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174097 MORTGAGORS: LEACH, RUSSELL LEACH, ANNA ADDRESS : 6380 FENNEC POINTE CIRCLE MORTGAGE AMT: 312,700.00 CITY MEDINA :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 OH 44256 UNPAID BALANCE: 312,097.800 OPTION TO CONVERT : No MONTHLY P&I: 2,106.72 ANNUAL RATE ADJUST: 0.000 LTV : 78.96465 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174188 MORTGAGORS: PALDA, JAY CHARLE ADDRESS : 1310 121ST STREET WEST MORTGAGE AMT: 399,000.00 CITY ROSEMOUNT :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MN 55068 UNPAID BALANCE: 398,060.550 OPTION TO CONVERT : No MONTHLY P&I: 2,721.89 ANNUAL RATE ADJUST: 0.000 LTV : 79.99198 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174329 MORTGAGORS: HAGEN, DAVID HAGEN, BETTY ADDRESS : 3281 GILBERTSON ROAD MORTGAGE AMT: 400,000.00 CITY DE FOREST :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 WI 53532 UNPAID BALANCE: 399,358.360 OPTION TO CONVERT : No MONTHLY P&I: 2,694.87 ANNUAL RATE ADJUST: 0.000 LTV : 88.88889 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174345 MORTGAGORS: PTACEK, GEORGE PTACEK, CHERYL ADDRESS : 9868 TREE FARM ROAD MORTGAGE AMT: 256,400.00 CITY EDEN PRAIRI :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 MN 55347 UNPAID BALANCE: 255,978.430 OPTION TO CONVERT : No MONTHLY P&I: 1,705.84 ANNUAL RATE ADJUST: 0.000 LTV : 94.99815 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174352 MORTGAGORS: BARGER, THEODORE BARGER, AMY ADDRESS : 7813 HOPPER ROAD MORTGAGE AMT: 305,000.00 CITY CINCINNATI :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 OH 45255 UNPAID BALANCE: 304,263.910 OPTION TO CONVERT : No MONTHLY P&I: 2,054.85 ANNUAL RATE ADJUST: 0.000 LTV : 67.03297 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174626 MORTGAGORS: GEISE, TIMOTHY GEISE, MARLA ADDRESS : 5415 CLUB ISLAND ROAD MORTGAGE AMT: 337,600.00 CITY CELINA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 OH 45822 UNPAID BALANCE: 337,336.640 OPTION TO CONVERT : No MONTHLY P&I: 2,303.03 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080174683 MORTGAGORS: HOLLAND, JAMES HOLLAND, CAROL ADDRESS : 17434 83RD AVENUE NORTH MORTGAGE AMT: 350,000.00 CITY MAPLE GROVE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MN 55311 UNPAID BALANCE: 349,726.960 OPTION TO CONVERT : No MONTHLY P&I: 2,387.62 ANNUAL RATE ADJUST: 0.000 LTV : 74.46809 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080179385 MORTGAGORS: PIERESON, SCOTT PIERESON, TRICIA ADDRESS : 5168 LAKE GROVE MORTGAGE AMT: 360,000.00 CITY PETOSKEY :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 MI 49770 UNPAID BALANCE: 359,712.110 OPTION TO CONVERT : No MONTHLY P&I: 2,425.39 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080181894 MORTGAGORS: SHOKOOR, SHAWN ADDRESS : 4348 JESSICA CIRCLE MORTGAGE AMT: 263,150.00 CITY CAMPBELL :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 CA 95008 UNPAID BALANCE: 263,150.000 OPTION TO CONVERT : No MONTHLY P&I: 1,930.90 ANNUAL RATE ADJUST: 0.000 LTV : 95.00000 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080184757 MORTGAGORS: MELBERG, STEVEN MELBERG, CAROLINE ADDRESS : 8211 A WOODLAND DRIVE MORTGAGE AMT: 304,000.00 CITY HAYWARD :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 WI 54843 UNPAID BALANCE: 303,590.700 OPTION TO CONVERT : No MONTHLY P&I: 2,230.64 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080184815 MORTGAGORS: GOYER, STERLING GOYER, VICAEL ADDRESS : 2482 CRESTLINE ROAD MORTGAGE AMT: 290,400.00 CITY PLEASANTON :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 94566 UNPAID BALANCE: 289,529.800 OPTION TO CONVERT : No MONTHLY P&I: 2,030.52 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 03/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080189624 MORTGAGORS: SMITH, DENNIS SMITH, TERESE ADDRESS : 2875 BENT TREE LANE MORTGAGE AMT: 108,500.00 CITY HARRISON :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 ID 83833 UNPAID BALANCE: 108,415.360 OPTION TO CONVERT : No MONTHLY P&I: 740.16 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080189848 MORTGAGORS: WAN, DENNIS LEUNG, EDWINA ADDRESS : 3612 COMANCHE WAY MORTGAGE AMT: 81,500.00 CITY ANTELOPE :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 CA 95843 UNPAID BALANCE: 81,445.310 OPTION TO CONVERT : No MONTHLY P&I: 598.02 ANNUAL RATE ADJUST: 0.000 LTV : 74.77064 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080189996 MORTGAGORS: NUGENT, GRAHAM ADDRESS : 10 COUNTY ROAD MORTGAGE AMT: 101,000.00 CITY DIXON :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 NM 87527 UNPAID BALANCE: 100,925.040 OPTION TO CONVERT : No MONTHLY P&I: 706.21 ANNUAL RATE ADJUST: 0.000 LTV : 54.59459 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190176 MORTGAGORS: CORTINA, ENRIQUE CORTINA, MARIANA ADDRESS : 79068 AVENUE 38 MORTGAGE AMT: 50,000.00 CITY INDIO :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 CA 92201 UNPAID BALANCE: 49,966.450 OPTION TO CONVERT : No MONTHLY P&I: 366.88 ANNUAL RATE ADJUST: 0.000 LTV : 50.00000 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080190333 MORTGAGORS: DEYOUNG, EMILY SHELTON, KENNETH ADDRESS : 1606 EAST 25TH AVENUE MORTGAGE AMT: 102,000.00 CITY DENVER :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CO 80205 UNPAID BALANCE: 102,000.000 OPTION TO CONVERT : No MONTHLY P&I: 739.57 ANNUAL RATE ADJUST: 0.000 LTV : 77.27273 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080191828 MORTGAGORS: ACIERTO, SERAMIL ADDRESS : 1192 COLTS LANE MORTGAGE AMT: 380,700.00 CITY YARDLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 PA 19067 UNPAID BALANCE: 380,431.300 OPTION TO CONVERT : No MONTHLY P&I: 2,727.39 ANNUAL RATE ADJUST: 0.000 LTV : 89.73631 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080197163 MORTGAGORS: RUTLEDGE, THOMAS ADDRESS : 7158 CENTRAL AVENUE MORTGAGE AMT: 224,000.00 CITY LEMON GROVE :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 CA 91945 UNPAID BALANCE: 223,849.700 OPTION TO CONVERT : No MONTHLY P&I: 1,643.63 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198484 MORTGAGORS: MAINO, VERNON MAINO, MAUREEN ADDRESS : 243 PASA ROBLES AVENUE MORTGAGE AMT: 300,000.00 CITY LOS ALTOS :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 CA 94022 UNPAID BALANCE: 299,798.710 OPTION TO CONVERT : No MONTHLY P&I: 2,201.29 ANNUAL RATE ADJUST: 0.000 LTV : 36.59000 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198617 MORTGAGORS: CUNNINGHAM, LORRAINE ADDRESS : 19771 BRIARLY LANE MORTGAGE AMT: 284,000.00 CITY HUNTINGTON BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92646 UNPAID BALANCE: 283,789.230 OPTION TO CONVERT : No MONTHLY P&I: 1,985.77 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198625 MORTGAGORS: BROOKS-GEORGE, LAURA ADDRESS : 2101 S VICTORIA AVENUE MORTGAGE AMT: 309,000.00 CITY OXNARD :\ STATE/ZIP :\ LIFETIME RATE : 7.62500 CA 93035 UNPAID BALANCE: 308,776.360 OPTION TO CONVERT : No MONTHLY P&I: 2,187.08 ANNUAL RATE ADJUST: 0.000 LTV : 68.67000 OUTSIDE CONV DATE: CURRENT INT 7.62500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198641 MORTGAGORS: CHEN, HUNG CHEN, YU ADDRESS : 43194 NIELSEN COURT MORTGAGE AMT: 416,000.00 CITY FREMONT :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94539 UNPAID BALANCE: 415,675.480 OPTION TO CONVERT : No MONTHLY P&I: 2,837.85 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198658 MORTGAGORS: COLBY, JOHN COLBY, LUANNE ADDRESS : 2631 SAPRA ST MORTGAGE AMT: 371,000.00 CITY THOUSAND OAKS :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 91362 UNPAID BALANCE: 370,724.660 OPTION TO CONVERT : No MONTHLY P&I: 2,594.09 ANNUAL RATE ADJUST: 0.000 LTV : 79.78000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198674 MORTGAGORS: SELFRIDGE, CYNTHIA ADDRESS : 26 BUTTERCUP LANE MORTGAGE AMT: 340,000.00 CITY SAN CARLOS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94070 UNPAID BALANCE: 339,734.770 OPTION TO CONVERT : No MONTHLY P&I: 2,319.40 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198690 MORTGAGORS: MILICIC, MARTY ADDRESS : 6344 WEST 80TH PLACE MORTGAGE AMT: 276,800.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 90045 UNPAID BALANCE: 276,589.380 OPTION TO CONVERT : No MONTHLY P&I: 1,911.79 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198724 MORTGAGORS: MASON, GORDON MASON, PATRICIA ADDRESS : 6118 BANNER CT MORTGAGE AMT: 280,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 95123 UNPAID BALANCE: 279,781.580 OPTION TO CONVERT : No MONTHLY P&I: 1,910.09 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198757 MORTGAGORS: RIOS, LILLIAN ADDRESS : 4244 MOTOR AVE MORTGAGE AMT: 180,000.00 CITY CULVER CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 90232 UNPAID BALANCE: 180,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,258.59 ANNUAL RATE ADJUST: 0.000 LTV : 53.73000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198799 MORTGAGORS: BENN, GARY BENN, RITA ADDRESS : 1196 CRESCENT DRIVE MORTGAGE AMT: 305,000.00 CITY SAN JOSE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 95125 UNPAID BALANCE: 304,767.920 OPTION TO CONVERT : No MONTHLY P&I: 2,106.56 ANNUAL RATE ADJUST: 0.000 LTV : 70.93000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198815 MORTGAGORS: FULLER, LARS FULLER, JANET ADDRESS : 60 HOODS POINT WAY MORTGAGE AMT: 370,000.00 CITY SAN MATEO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94402 UNPAID BALANCE: 369,711.370 OPTION TO CONVERT : No MONTHLY P&I: 2,524.05 ANNUAL RATE ADJUST: 0.000 LTV : 66.07000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198823 MORTGAGORS: DENICOLA, MATHEW DENICOLA, JENNIFER ADDRESS : 1620 NORTH DOHENY DRIVE MORTGAGE AMT: 548,000.00 CITY LOS ANGELES :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 90069 UNPAID BALANCE: 547,572.500 OPTION TO CONVERT : No MONTHLY P&I: 3,738.33 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198831 MORTGAGORS: SCHNEIR, HARVEY SCHNEIR, CATHRYN ADDRESS : 815 CANADA STREET MORTGAGE AMT: 405,000.00 CITY OJAI :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 93023 UNPAID BALANCE: 404,691.830 OPTION TO CONVERT : No MONTHLY P&I: 2,797.23 ANNUAL RATE ADJUST: 0.000 LTV : 77.14000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198856 MORTGAGORS: LECHUGA, GUADALUPE ADDRESS : 10631 CARVER DRIVE MORTGAGE AMT: 224,000.00 CITY CUPERTINO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95014 UNPAID BALANCE: 223,833.760 OPTION TO CONVERT : No MONTHLY P&I: 1,566.24 ANNUAL RATE ADJUST: 0.000 LTV : 70.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080198880 MORTGAGORS: HANSING, THOMAS ADDRESS : 1144 ABC& D S NEVADA STRE MORTGAGE AMT: 268,000.00 CITY OCEANSIDE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92054 UNPAID BALANCE: 267,796.070 OPTION TO CONVERT : No MONTHLY P&I: 1,851.01 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080199037 MORTGAGORS: ZAGAYER, RAMI ZAGAYER, MARILENE ADDRESS : 1084 RED PINE DRIVE MORTGAGE AMT: 317,500.00 CITY SIMI VALLEY :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 93065 UNPAID BALANCE: 317,264.370 OPTION TO CONVERT : No MONTHLY P&I: 2,220.01 ANNUAL RATE ADJUST: 0.000 LTV : 79.97000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080199045 MORTGAGORS: PITTS, SHIRLEY ADDRESS : 12750 CENTRALIA STREET #1 MORTGAGE AMT: 89,250.00 CITY LAKEWOOD :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 90715 UNPAID BALANCE: 89,250.000 OPTION TO CONVERT : No MONTHLY P&I: 616.43 ANNUAL RATE ADJUST: 0.000 LTV : 85.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080199144 MORTGAGORS: SARPOLUS, RICHARD SARPOLUS, KAREN ADDRESS : 4303 COUNTRYMEADOW STREET MORTGAGE AMT: 284,500.00 CITY MOORPARK :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 93021 UNPAID BALANCE: 284,283.520 OPTION TO CONVERT : No MONTHLY P&I: 1,964.97 ANNUAL RATE ADJUST: 0.000 LTV : 87.54000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080199169 MORTGAGORS: SELBY, THELMA ADDRESS : 2009 GRAHN DRIVE MORTGAGE AMT: 150,000.00 CITY SANTA ROSA :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 95404 UNPAID BALANCE: 150,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,048.82 ANNUAL RATE ADJUST: 0.000 LTV : 62.76000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080199185 MORTGAGORS: HARDY, NICHOLAS HARDY, JULIET ADDRESS : 6680 EAST OAK SPRINGS DRI MORTGAGE AMT: 293,000.00 CITY AGOURA :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91301 UNPAID BALANCE: 292,771.430 OPTION TO CONVERT : No MONTHLY P&I: 1,998.78 ANNUAL RATE ADJUST: 0.000 LTV : 65.11000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080199219 MORTGAGORS: HAGGLOF, DEREK HAGGLOF, JENNIFER ADDRESS : 1050 HOLLY ROAD MORTGAGE AMT: 176,000.00 CITY TAHOE CITY :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 96145 UNPAID BALANCE: 176,000.000 OPTION TO CONVERT : No MONTHLY P&I: 1,215.59 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080199227 MORTGAGORS: FOGEL, ROB ADDRESS : 1531 25TH AVENUE MORTGAGE AMT: 400,000.00 CITY SAN FRANCISCO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94122 UNPAID BALANCE: 399,687.960 OPTION TO CONVERT : No MONTHLY P&I: 2,728.71 ANNUAL RATE ADJUST: 0.000 LTV : 79.52000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080199243 MORTGAGORS: HUH, BRIAN YANG, HYE ADDRESS : 3503 SOUTH SPRING MEADOW MORTGAGE AMT: 384,000.00 CITY ROWLAND HEIGHTS :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 91748 UNPAID BALANCE: 383,715.020 OPTION TO CONVERT : No MONTHLY P&I: 2,684.98 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080199276 MORTGAGORS: MOSS, DAVID MANCINI, MARIA ADDRESS : 6438 ARMITOS DRIVE MORTGAGE AMT: 413,400.00 CITY CAMARILLO :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 93010 UNPAID BALANCE: 413,093.200 OPTION TO CONVERT : No MONTHLY P&I: 2,890.55 ANNUAL RATE ADJUST: 0.000 LTV : 79.50000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080199292 MORTGAGORS: IAKOVLEVA, TATIANA ADDRESS : 2929 FIRE MOUNTAIN ROAD 3 MORTGAGE AMT: 52,000.00 CITY OCEANSIDE :\ STATE/ZIP :\ LIFETIME RATE : 7.50000 CA 92054 UNPAID BALANCE: 51,961.410 OPTION TO CONVERT : No MONTHLY P&I: 363.59 ANNUAL RATE ADJUST: 0.000 LTV : 72.22000 OUTSIDE CONV DATE: CURRENT INT 7.50000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080199300 MORTGAGORS: KARIMZADA, ABDUL KARIMZADA, NAJIA ADDRESS : 5513 CRIMSON CIRCLE MORTGAGE AMT: 300,000.00 CITY FREMONT :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 94538 UNPAID BALANCE: 299,771.720 OPTION TO CONVERT : No MONTHLY P&I: 2,072.03 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080199318 MORTGAGORS: DWYER, KEVIN DWYER, LYNDA ADDRESS : 211 MARSEILLE COURT MORTGAGE AMT: 235,650.00 CITY HOLLISTER :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 95023 UNPAID BALANCE: 235,483.680 OPTION TO CONVERT : No MONTHLY P&I: 1,688.23 ANNUAL RATE ADJUST: 0.000 LTV : 79.88000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080199391 MORTGAGORS: DAVIDSON, DWAYNE DAVIDSON, RITA ADDRESS : 1318 NORTH LAUREL AVENUE MORTGAGE AMT: 300,000.00 CITY UPLAND :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 91786 UNPAID BALANCE: 299,771.720 OPTION TO CONVERT : No MONTHLY P&I: 2,072.03 ANNUAL RATE ADJUST: 0.000 LTV : 78.95000 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080199672 MORTGAGORS: MCAFEE, IVAN MCAFEE, AIMEE ADDRESS : 14700 SAN FELICIANO DR MORTGAGE AMT: 203,100.00 CITY LA MIRADA :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 90638 UNPAID BALANCE: 202,945.450 OPTION TO CONVERT : No MONTHLY P&I: 1,402.77 ANNUAL RATE ADJUST: 0.000 LTV : 91.48649 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080200140 MORTGAGORS: TALLMAN, LARRY TALLMAN, CONNIE ADDRESS : 2881 WYNGATE RD MORTGAGE AMT: 247,000.00 CITY ORANGE :\ STATE/ZIP :\ LIFETIME RATE : 7.37500 CA 92867 UNPAID BALANCE: 246,812.050 OPTION TO CONVERT : No MONTHLY P&I: 1,705.97 ANNUAL RATE ADJUST: 0.000 LTV : 72.64706 OUTSIDE CONV DATE: CURRENT INT 7.37500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080200637 MORTGAGORS: MCNUTT, LAWRENCE MCNUTT, GIA ADDRESS : 330 FLORAL LANE MORTGAGE AMT: 360,000.00 CITY NEWCASTLE :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 95658 UNPAID BALANCE: 359,502.870 OPTION TO CONVERT : No MONTHLY P&I: 2,610.25 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080200850 MORTGAGORS: SMITH, RICHARD SMITH, CAROLYN ADDRESS : 4011 CARPENTER LANE MORTGAGE AMT: 280,000.00 CITY LA MESA :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 91941 UNPAID BALANCE: 279,807.310 OPTION TO CONVERT : No MONTHLY P&I: 2,030.19 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080200876 MORTGAGORS: SEVILLA, RANDOLPH SEVILLA, VERONICA ADDRESS : 13482 CAP DE CREWS MORTGAGE AMT: 270,000.00 CITY CHINO HILLS :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 CA 91709 UNPAID BALANCE: 269,535.790 OPTION TO CONVERT : No MONTHLY P&I: 1,981.16 ANNUAL RATE ADJUST: 0.000 LTV : 90.00000 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080201023 MORTGAGORS: RICARD, GREGORY RICARD, LAURA ADDRESS : 3842 LENAWEE AVENUE MORTGAGE AMT: 337,500.00 CITY CULVER CITY :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 CA 90232 UNPAID BALANCE: 337,273.540 OPTION TO CONVERT : No MONTHLY P&I: 2,476.46 ANNUAL RATE ADJUST: 0.000 LTV : 75.00000 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080201098 MORTGAGORS: CANCINO, DENNIS CANCINO, PATRICIA ADDRESS : 2501 HARRIMAN LANE MORTGAGE AMT: 304,000.00 CITY REDONDO BEACH :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 90278 UNPAID BALANCE: 303,790.790 OPTION TO CONVERT : No MONTHLY P&I: 2,204.21 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080201320 MORTGAGORS: HERRMANN, JOHN ADDRESS : 907 MONTGOMERY STREET MORTGAGE AMT: 284,000.00 CITY SAN CARLOS :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 94070 UNPAID BALANCE: 283,454.950 OPTION TO CONVERT : No MONTHLY P&I: 1,937.38 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080201361 MORTGAGORS: WEIL, WILLIAM WEIL, KAREN ADDRESS : 8251 REES STREET MORTGAGE AMT: 528,000.00 CITY PLAYA DEL REY :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 90293 UNPAID BALANCE: 527,636.630 OPTION TO CONVERT : No MONTHLY P&I: 3,828.37 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080201429 MORTGAGORS: ARIAS, HIPOLITO ARIAS, MARIA ADDRESS : 9582 DODSON WAY MORTGAGE AMT: 472,000.00 CITY VILLA PARK :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 92861 UNPAID BALANCE: 471,675.170 OPTION TO CONVERT : No MONTHLY P&I: 3,422.33 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080201452 MORTGAGORS: PATEL, KETAN PATEL, MANISHA ADDRESS : 981 AND 983 HENDERSON AVE MORTGAGE AMT: 399,900.00 CITY SUNNYVALE :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 94086 UNPAID BALANCE: 399,624.790 OPTION TO CONVERT : No MONTHLY P&I: 2,899.55 ANNUAL RATE ADJUST: 0.000 LTV : 79.98000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080201486 MORTGAGORS: ORTNER, NITA ADDRESS : 1561 CALZADA AVENUE MORTGAGE AMT: 450,000.00 CITY SANTA YNEZ :\ STATE/ZIP :\ LIFETIME RATE : 7.87500 CA 93460 UNPAID BALANCE: 449,690.320 OPTION TO CONVERT : No MONTHLY P&I: 3,262.81 ANNUAL RATE ADJUST: 0.000 LTV : 72.58000 OUTSIDE CONV DATE: CURRENT INT 7.87500 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080201502 MORTGAGORS: GERBER, MICHAEL GERBER, KATHLEEN ADDRESS : 5510 SAN PATRICIO DRIVE MORTGAGE AMT: 360,000.00 CITY SANTA BARBARA :\ STATE/ZIP :\ LIFETIME RATE : 7.75000 CA 93111 UNPAID BALANCE: 359,490.200 OPTION TO CONVERT : No MONTHLY P&I: 2,579.08 ANNUAL RATE ADJUST: 0.000 LTV : 72.00000 OUTSIDE CONV DATE: CURRENT INT 7.75000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080201544 MORTGAGORS: MARCEAU, KENNETH ADDRESS : 5009 HAYVENHURST AVENUE MORTGAGE AMT: 472,000.00 CITY ENCINO :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 CA 91436 UNPAID BALANCE: 471,631.800 OPTION TO CONVERT : No MONTHLY P&I: 3,219.87 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 06/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351 -------------------------------------------------------------------------------- LN # 0080207178 MORTGAGORS: AGUILAR, DANIEL AGUILAR, CHRISTINE ADDRESS : 744 HEMLOCK AVENUE MORTGAGE AMT: 289,000.00 CITY SOUTH SAN F :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94080 UNPAID BALANCE: 288,524.840 OPTION TO CONVERT : No MONTHLY P&I: 1,922.72 ANNUAL RATE ADJUST: 0.000 LTV : 94.75410 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080207632 MORTGAGORS: SECORD, PAMELA HEIDLER, JOSEPH ADDRESS : 2001 WANDERING ROAD MORTGAGE AMT: 308,000.00 CITY ENCINITAS :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 92024 UNPAID BALANCE: 307,493.600 OPTION TO CONVERT : No MONTHLY P&I: 2,049.13 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080208754 MORTGAGORS: GERARDE, IVAN GERARDE, PATRICIA ADDRESS : 1483 SARATOGA DRIVE MORTGAGE AMT: 255,900.00 CITY MILPITAS :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 95035 UNPAID BALANCE: 255,117.490 OPTION TO CONVERT : No MONTHLY P&I: 1,724.05 ANNUAL RATE ADJUST: 0.000 LTV : 79.96875 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080209117 MORTGAGORS: SOMERS, PATRICK SOMERS, LAURA ADDRESS : 1417 DRAKE AVENUE MORTGAGE AMT: 570,000.00 CITY BURLINGAME :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 94010 UNPAID BALANCE: 569,062.810 OPTION TO CONVERT : No MONTHLY P&I: 3,792.23 ANNUAL RATE ADJUST: 0.000 LTV : 69.09091 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080209182 MORTGAGORS: MILLS, RICHARD MILLS, KATHY ADDRESS : 3088 HERGOTT DRIVE MORTGAGE AMT: 287,000.00 CITY EDGEWOOD :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 KY 41017 UNPAID BALANCE: 286,307.350 OPTION TO CONVERT : No MONTHLY P&I: 1,933.58 ANNUAL RATE ADJUST: 0.000 LTV : 71.75000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080212806 MORTGAGORS: GEARY, WILLIAM GEARY, THERESE ADDRESS : 824 MCDONALD AVENUE MORTGAGE AMT: 360,000.00 CITY SANTA ROSA :\ STATE/ZIP :\ LIFETIME RATE : 7.00000 CA 95404 UNPAID BALANCE: 358,989.110 OPTION TO CONVERT : No MONTHLY P&I: 2,395.09 ANNUAL RATE ADJUST: 0.000 LTV : 48.00000 OUTSIDE CONV DATE: CURRENT INT 7.00000 MATURITY DATE: 04/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080212913 MORTGAGORS: SZU, PASCAL ADDRESS : 2020 WILLOW WAY MORTGAGE AMT: 280,000.00 CITY SAN BRUNO :\ STATE/ZIP :\ LIFETIME RATE : 8.00000 CA 94066 UNPAID BALANCE: 280,000.000 OPTION TO CONVERT : No MONTHLY P&I: 2,054.54 ANNUAL RATE ADJUST: 0.000 LTV : 69.13580 OUTSIDE CONV DATE: CURRENT INT 8.00000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080213218 MORTGAGORS: HARDING, TAGUE HARDING, LISA ADDRESS : 21681 FRANCE BOULEVARD MORTGAGE AMT: 254,300.00 CITY LAKEVILLE :\ STATE/ZIP :\ LIFETIME RATE : 7.25000 MN 55044 UNPAID BALANCE: 254,300.000 OPTION TO CONVERT : No MONTHLY P&I: 1,734.77 ANNUAL RATE ADJUST: 0.000 LTV : 94.99440 OUTSIDE CONV DATE: CURRENT INT 7.25000 MATURITY DATE: 07/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- LN # 0080218092 MORTGAGORS: BARLOON, JOHN BARLOON, DEBORAH ADDRESS : 14641 MIMOSA LANE MORTGAGE AMT: 272,000.00 CITY TUSTIN :\ STATE/ZIP :\ LIFETIME RATE : 7.12500 CA 92780 UNPAID BALANCE: 271,563.670 OPTION TO CONVERT : No MONTHLY P&I: 1,832.52 ANNUAL RATE ADJUST: 0.000 LTV : 80.00000 OUTSIDE CONV DATE: CURRENT INT 7.12500 MATURITY DATE: 05/01/29 RATE: ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102 -------------------------------------------------------------------------------- **** PAGE TOTALS NUM OF LOANS: 234 LOAN AMT: 72,459,689.96 P & I AMT: 501,212. UPB AMT: 72,349,463.68 **** GRAND TOTALS NUM OF LOANS: 233 LOAN AMT: 72,459,689.96 **** P & I AMT: 501,212.91 UPB AMT: 72,349,463.68 EXHIBIT D FORM OF SERVICER'S CERTIFICATE ----------------, ------ (month) (year) GE CAPITAL MORTGAGE SERVICES, INC. REMIC Mortgage Pass-Through Certificates, Series 1999-15 Pursuant to the Pooling and Servicing Agreement dated as of July 1, 1999 (the "Agreement") between GE Capital Mortgage Services, Inc. (the "Company"), and State Street Bank and Trust Company (the "Trustee"), governing the Certificates referred to above, the Company hereby certifies to the Trustee: With respect to the Agreement and as of the Determination Date for this month: A. Mortgage Loan Information: (1) Aggregate Scheduled Monthly Payments: Pool 1 Pool 2 --------- ------ ------ (a) Principal $ $ (b) Interest $ $ (c) Total $ $ (2) Aggregate Monthly Payments received and Monthly Advances made this month: (a) Principal $ $ (b) Interest $ $ (c) Total $ $ (3) Aggregate Principal Prepayments in part received and applied in the applicable Prepayment Period: (a) Principal $ $ (b) Interest $ $ (c) Total $ $ (4) Aggregate Principal Prepayments in full received in the applicable Prepayment Period: (a) Principal $ $ (b) Interest $ $ (c) Total $ $ (5) Aggregate Insurance Proceeds (including purchases of Mortgage Loans by primary mortgage insurers) for prior month: (a) Principal $ $ (b) Interest $ $ (c) Total $ $ (6) Aggregate Liquidation Proceeds for prior month: (a) Principal $ $ (b) Interest $ $ (c) Total $ $ (7) Aggregate Purchase Prices for Defaulted Mortgage Loans: (a) Principal $ $ (b) Interest $ $ (c) Total $ $ (8) Aggregate Purchase Prices (and substitution adjustments) for Defective Mortgage Loans: (a) Principal $ $ (b) Interest $ $ (c) Total $ $ (9) Pool Scheduled Principal Balance: $ $ (10) Available Funds: $ $ (11) Realized Losses for prior month: $ $ (12) Aggregate Realized Losses and Debt Service Reductions: (a) Deficient Valuations $ $ (b) Special Hazard $ $ (c) Fraud Losses $ $ (d) Excess Bankruptcy Losses (amount is for both Mortgage Pools) $ (e) Excess Special Hazard Losses (amount is for both Mortgage Pools) $ (f) Excess Fraud Losses (amount is for both Mortgage Pools) $ (g) Debt Service Reductions $ $ (13) Compensating Interest Payment: $ $ (14) Accrued Certificate Interest, Unpaid Class Interest Shortfalls and Pay-out Rate: Class A1 $__________ $__________ ____% Class A2 $__________ $__________ ____% Class A3 $__________ $__________ ____% Class A4 $__________ $__________ ____% Class A5 $__________ $__________ ____% Class A6 $__________ $__________ ____% Class A7 $__________ $__________ ____% Class A8 $__________ $__________ ____% Class A9 $__________ $__________ ____% Class A10 $__________ $__________ ____% Class A11 $__________ $__________ ____% Class A12 $__________ $__________ ____% Class A13 $__________ $__________ ____% Class A15 $__________ $__________ ____% Class A16 $__________ $__________ ____% Class A17 $__________ $__________ ____% Class A18 $__________ $__________ ____% Class A19 $__________ $__________ ____% Class A20 $__________ $__________ ____% Class A21 $__________ $__________ ____% Class A22 $__________ $__________ ____% Class A23 $__________ $__________ ____% Class A24 $__________ $__________ ____% Class A25 $__________ $__________ ____% Class A26 $__________ $__________ ____% Class A27 $__________ $__________ ____% Class A28 $__________ $__________ ____% Class 1-S $__________ $__________ ____% Class 2-A1 $__________ $__________ ____% Class 2-A2 $__________ $__________ ____% Class 2-A4 $__________ $__________ ____% Class 2-A5 $__________ $__________ ____% Class 2-S $__________ $__________ ____% Class M $__________ $__________ ____% Class B1 $__________ $__________ ____% Class B2 $__________ $__________ ____% Class B3 $__________ $__________ ____% Class B4 $__________ $__________ ____% Class B5 $__________ $__________ ____% Class R $__________ $__________ ____% (15) Accrual amount: Class A24 $__________ (16) Principal distributable: Class A1 $__________ Class A2 $__________ Class A3 $__________ Class A4 $__________ Class A5 $__________ Class A6 $__________ Class A7 $__________ Class A8 $__________ Class A9 $__________ Class A10 $__________ Class A11 $__________ Class A12 $__________ Class A13 $__________ Class A14 $__________ Class A15 $__________ Class A16 $__________ Class A17 $__________ Class A18 $__________ Class A19 $__________ Class A20 $__________ Class A21 $__________ Class A22 $__________ Class A23 $__________ Class A24 $__________ Class A25 $__________ Class A26 $__________ Class A27 $__________ Class A28 $__________ Class 1-PO $__________ Class 2-A1 $__________ Class 2-A2 $__________ Class 2-A3 $__________ Class 2-A4 $__________ Class 2-A5 $__________ Class M $__________ Class B1 $__________ Class B2 $__________ Class B3 $__________ Class B4 $__________ Class B5 $__________ Class R $__________ (17) Additional distributions to the Class R Certificate pursuant to Section 4.01(d): Class R $__________ (18) Certificate Interest Rate of: Class 1-S __________% Class 2-S __________% (19) Distributions Allocable to Unanticipated Recoveries: Class A1 $__________ Class A2 $__________ Class A3 $__________ Class A4 $__________ Class A5 $__________ Class A6 $__________ Class A7 $__________ Class A8 $__________ Class A9 $__________ Class A10 $__________ Class A11 $__________ Class A12 $__________ Class A13 $__________ Class A14 $__________ Class A15 $__________ Class A16 $__________ Class A17 $__________ Class A18 $__________ Class A19 $__________ Class A20 $__________ Class A21 $__________ Class A22 $__________ Class A23 $__________ Class A24 $__________ Class A25 $__________ Class A26 $__________ Class A27 $__________ Class A28 $__________ Class 1-PO $__________ Class 2-A1 $__________ Class 2-A2 $__________ Class 2-A3 $__________ Class 2-A4 $__________ Class 2-A5 $__________ Class M $__________ Class B1 $__________ Class B2 $__________ Class B3 $__________ Class B4 $__________ Class B5 $__________ Class R $__________ B. Other Amounts: 1. Senior Percentage for such Distribution Date: (a) for Pool 1: _____________% (b) for Pool 2: _____________% 2. Senior Prepayment Percentage for such Distribution Date: (a) for Pool 1: _____________% (b) for Pool 2: _____________% 3. Junior Percentage for such Distribution Date: (a) for Pool 1: _____________% (b) for Pool 2: _____________% 4. Junior Prepayment Percentage for such Distribution Date: (a) for Pool 1: _____________% (b) for Pool 2: _____________% 5. Pool 1 Group II Senior Percentage for such Distribution Date: _____________% 6. Pool 2 Group II Senior Percentage for such Distribution Date: _____________% 7. Pool 1 Group II Senior Distribution Percentage for such Distribution Date: _____________% 8. Pool 2 Group II Senior Distribution Percentage for such Distribution Date: _____________% 9. Subordinate Certificate Writedown Amount for such Distribution Date: $_____________ 10. Prepayment Distribution Triggers satisfied: Yes No Class B1 _____ _____ Class B2 _____ _____ Class B3 _____ _____ Class B4 _____ _____ Class B5 _____ _____ 11. Servicing Fee: $_____________ Capitalized terms used in this Certificate shall have the same meanings as in the Agreement. EXHIBIT E FORM OF TRANSFER CERTIFICATE AS TO ERISA MATTERS FOR DEFINITIVE ERISA-RESTRICTED CERTIFICATES State Street Bank and Trust Company Corporate Trust Department 225 Franklin Street Boston, Massachusetts 02110 [NAME OF OFFICER] ______________________ hereby certifies that: 1. That he [she] is [title of officer] ___________________________________ of [name of Investor] _______________________________________ (the "Investor"), a __________ ______________________ [description of type of entity] duly organized and existing under the laws of the [State of ____________] [United States], on behalf of which he [she] makes this affidavit. 2. The Investor (i) is not, and on ________________ [insert date of transfer of Certificate to Investor] will not be, and on such date will not be investing the assets of, an employee benefit plan subject to the Employee Retirement Income Security Act of 1974, as amended ("ERISA"), or a plan subject to Section 4975 of the Code or (ii) is an insurance company investing assets of its general account and the exemptions provided by Section III(a) of Department of Labor Prohibited Transaction Class Exemption 95-60, 60 Fed. Reg. 35925 (July 12, 1995) (the "Exemptions") apply to the Investor's acquisition and holding of any ERISA-Restricted Certificate. All capitalized terms used and not defined in this certificate shall have the meanings ascribed thereto in the Agreement referred to in paragraph 3 hereof. 3. The Investor hereby acknowledges that under the terms of the Pooling and Servicing Agreement (the "Agreement") between State Street Bank and Trust Company, as Trustee and GE Capital Mortgage Services, Inc., dated as of July 1, 1999, no transfer of any ERISA-Restricted Certificate shall be permitted to be made to any Person unless the Trustee has received (i) a certificate from such transferee to the effect that (x) such transferee is not an employee benefit plan subject to ERISA or a plan subject to Section 4975 of the Code (a "Plan") or a Person that is using the assets of a Plan to acquire any such Certificate or (y) such transferee is an insurance company investing assets of its general account and the Exemptions apply to such transferee's acquisition and holding of any such Certificate or (ii) an opinion of counsel satisfactory to the Trustee and the Company to the effect that the purchase and holding of any such Certificate will not constitute or result in the assets of the Trust Fund created by the Agreement being deemed to be "plan assets" subject to the prohibited transaction provisions of ERISA or Section 4975 of the Code and will not subject the Trustee or the Company to any obligation in addition to those undertaken in the Agreement (provided, however, that the Trustee will not require such certificate or opinion in the event that, as a result of change of law or otherwise, counsel satisfactory to the Trustee has rendered an opinion to the effect that the purchase and holding of any such Certificate by a Plan or a Person that is purchasing or holding any such Certificate with the assets of a Plan will not constitute or result in a prohibited transaction under ERISA or Section 4975 of the Code). [4. The ERISA-Restricted Certificates shall be registered in the name of ______________________________________________ as nominee for the Investor.] IN WITNESS WHEREOF, the Investor has caused this instrument to be executed on its behalf, pursuant to authority of its Board of Directors, by its [title of officer] __________________ and its corporate seal to be hereunder attached, attested by its [Assistant] Secretary, this ____ day of _________, 199_. _______________________________________ [name of Investor] By:____________________________________ Name: Title: The undersigned hereby acknowledges that it is holding and will hold the ERISA-Restricted Certificates at the exclusive direction of and as nominee of the Investor named above. _______________________________ [name of nominee] By:____________________________ Name: Title: EXHIBIT F FORM OF RESIDUAL CERTIFICATE TRANSFEREE AFFIDAVIT STATE OF ) ) ss.: COUNTY OF ) [NAME OF OFFICER], _________________ being first duly sworn, deposes and says: 1. That he [she] is [title of officer] ________________________ of [name of Purchaser] _________________________________________ (the "Purchaser"), a _________________ ____________________ [description of type of entity] duly organized and existing under the laws of the [State of __________] [United States], on behalf of which he [she] makes this affidavit. 2. That the Purchaser's Taxpayer Identification Number is [ ]. 3. That the Purchaser is not a "disqualified organization" within the meaning of Section 860E(e)(5) of the Internal Revenue Code of 1986, as amended (the "Code") and will not be a "disqualified organization" as of ________________ [insert date of transfer of Residual Certificate to Purchaser], and that the Purchaser is not acquiring a Residual Certificate (as defined below) for the account of, or as agent (including a broker, nominee, or other middleman) for, any person or entity from which it has not received an affidavit substantially in the form of this affidavit. For these purposes, a "disqualified organization" means the United States, any state or political subdivision thereof, any foreign government, any international organization, any agency or instrumentality of any of the foregoing (other than an instrumentality if all of its activities are subject to tax and a majority of its board of directors is not selected by such governmental entity), any cooperative organization furnishing electric energy or providing telephone service to persons in rural areas as described in Code Section 1381(a)(2)(C), or any organization (other than a farmers' cooperative described in Code Section 521) that is exempt from federal income tax unless such organization is subject to the tax on unrelated business income imposed by Code Section 511. As used herein, "Residual Certificate" means any Certificate designated as a "Class R Certificate" of GE Capital Mortgage Services, Inc.'s REMIC Mortgage Pass-Through Certificates, Series 1999-15. 4. That the Purchaser is not, and on ________________ [insert date of transfer of Residual Certificate to Purchaser] will not be, and is not and on such date will not be investing the assets of, an employee benefit plan subject to the Employee Retirement Income Security Act of 1974, as amended ("ERISA"), or a plan subject to Code Section 4975 or a person or entity that is using the assets of any employee benefit plan or other plan to acquire a Residual Certificate. 5. That the Purchaser hereby acknowledges that under the terms of the Pooling and Servicing Agreement (the "Agreement") between State Street Bank and Trust Company, as Trustee, and GE Capital Mortgage Services, Inc., dated as of July 1, 1999, no transfer of the Residual Certificates shall be permitted to be made to any person unless the Trustee has received a certificate from such transferee to the effect that such transferee is not an employee benefit plan subject to ERISA or a plan subject to Section 4975 of the Code and is not using the assets of any employee benefit plan or other plan to acquire Residual Certificates. 6. That the Purchaser does not hold REMIC residual securities as nominee to facilitate the clearance and settlement of such securities through electronic book-entry changes in accounts of participating organizations (such entity, a "Book-Entry Nominee"). 7. That the Purchaser does not have the intention to impede the assessment or collection of any federal, state or local taxes legally required to be paid with respect to such Residual Certificate. 8. That the Purchaser will not transfer a Residual Certificate to any person or entity (i) as to which the Purchaser has actual knowledge that the requirements set forth in paragraph 3, paragraph 6 or paragraph 10 hereof are not satisfied or that the Purchaser has reason to believe does not satisfy the requirements set forth in paragraph 7 hereof, and (ii) without obtaining from the prospective Purchaser an affidavit substantially in this form and providing to the Trustee a written statement substantially in the form of Exhibit G to the Agreement. 9. That the Purchaser understands that, as the holder of a Residual Certificate, the Purchaser may incur tax liabilities in excess of any cash flows generated by the interest and that it intends to pay taxes associated with holding such Residual Certificate as they become due. 10. That the Purchaser (i) is not a Non-U.S. Person or (ii) is a Non-U.S. Person that holds a Residual Certificate in connection with the conduct of a trade or business within the United States and has furnished the transferor and the Trustee with an effective Internal Revenue Service Form 4224 or successor form at the time and in the manner required by the Code or (iii) is a Non-U.S. Person that has delivered to both the transferor and the Trustee an opinion of a nationally recognized tax counsel to the effect that the transfer of such Residual Certificate to it is in accordance with the requirements of the Code and the regulations promulgated thereunder and that such transfer of a Residual Certificate will not be disregarded for federal income tax purposes. "Non-U.S. Person" means an individual, corporation, partnership or other person other than (i) a citizen or resident of the United States; (ii) a corporation (or entity treated as a corporation for tax purposes) created or organized in the United States or under the laws of the United States or of any state thereof, including, for this purpose, the District of Columbia; (iii) a partnership (or entity treated as a partnership for tax purposes) organized in the United States or under the laws of the United States or of any state thereof, including, for this purpose, the District of Columbia (unless provided otherwise by future Treasury regulations); (iv) an estate whose income is includible in gross income for United States income tax purposes regardless of its source; or (v) a trust, if a court within the United States is able to exercise primary supervision over the administration of the trust and one or more U.S. Persons have authority to control all substantial decisions of the trust. Notwithstanding the last clause of the preceding sentence, to the extent provided in Treasury regulations, certain trusts in existence on August 20, 1996, and treated as U.S. Persons prior to such date, may elect to continue to be U.S. Persons. 11. That the Purchaser agrees to such amendments of the Pooling and Servicing Agreement as may be required to further effectuate the restrictions on transfer of any Residual Certificate to such a "disqualified organization," an agent thereof, a Book-Entry Nominee, or a person that does not satisfy the requirements of paragraph 7 and paragraph 10 hereof. 12. That the Purchaser consents to the designation of the Company as its agent to act as "tax matters person" of the Trust Fund pursuant to the Pooling and Servicing Agreement. IN WITNESS WHEREOF, the Purchaser has caused this instrument to be executed on its behalf, pursuant to authority of its Board of Directors, by its [title of officer] this _____ day of __________, 19__. _________________________________ [name of Purchaser] By:______________________________ Name: Title: Personally appeared before me the above-named [name of officer] ________________, known or proved to me to be the same person who executed the foregoing instrument and to be the [title of officer] _________________ of the Purchaser, and acknowledged to me that he [she] executed the same as his [her] free act and deed and the free act and deed of the Purchaser. Subscribed and sworn before me this _____ day of __________, 19__. NOTARY PUBLIC ______________________________ COUNTY OF_____________________ STATE OF______________________ My commission expires the _____ day of __________, 19__. EXHIBIT G [LETTER FROM TRANSFEROR OF RESIDUAL CERTIFICATE] ____________________ Date State Street Bank and Trust Company Corporate Trust Department 225 Franklin Street 8th Floor Boston, Massachusetts 02110 Re: GE Capital Mortgage Services, Inc. REMIC Mortgage Pass-Through Certificates, Series 1999-15 ---------------------------- Ladies and Gentlemen: _______________________ (the "Transferor") has reviewed the attached affidavit of _____________________________ (the "Transferee"), and has no actual knowledge that such affidavit is not true and has no reason to believe that the information contained in paragraph 7 thereof is not true, and has no reason to believe that the Transferee has the intention to impede the assessment or collection of any federal, state or local taxes legally required to be paid with respect to a Residual Certificate. In addition, the Transferor has conducted a reasonable investigation at the time of the transfer and found that the Transferee had historically paid its debts as they came due and found no significant evidence to indicate that the Transferee will not continue to pay its debts as they become due. Very truly yours, _____________________________ Name: Title: EXHIBIT H ADDITIONAL SERVICER COMPENSATION QUALIFIED ADMINISTRATIVE EXPENSES (Conventional, Non-Conforming Loans) Assumption Fees $550 - $800 Late Charges Per Loan Documents Appraisal/Inspection Fees Reasonable and Customary Charges Partial Release Fees $300 Easements $150 Insufficient Funds Charges $15 Document Requests (copies of loan file documents, additional pay-off quotations, amortization schedules, payment histories) $0 Modification Fees Reasonable and Customary Charges EXHIBIT I FORM OF INVESTMENT LETTER FOR DEFINITIVE RESTRICTED CERTIFICATES _____________________ Date State Street Bank and Trust Company Corporate Trust Department 225 Franklin Street 8th Floor Boston, Massachusetts 02110 Re: GE Capital Mortgage Services, Inc. REMIC Mortgage Pass Through Certificates, Series 1999-15 ---------------------------- Ladies and Gentlemen: 1. The undersigned, a [title of officer] _______________ of [name of Investor] _________________________________________ (the "Investor"), a ______________ ___________________ [description of type of entity] duly organized and existing under the laws of the [State of __________________] [United States], hereby certifies as follows: 2. The Investor hereby acknowledges that under the terms of the Pooling and Servicing Agreement between State Street Bank and Trust Company, as Trustee, and GE Capital Mortgage Services, Inc. (the "Company"), dated as of July 1, 1999 (the "Agreement"), no transfer of a Restricted Certificate may be made unless such transfer is exempt from the registration requirements of the Securities Act of 1933, as amended (the "Securities Act"), and any applicable state securities laws, or is made in accordance with the Securities Act and such laws. 3. The Investor understands that (a) the Restricted Certificates have not been and will not be registered or qualified under the Securities Act, or the securities laws of any state, (b) neither the Company nor the Trustee is required, and neither intends, to so register or qualify the Restricted Certificates, (c) the Restricted Certificates cannot be resold unless (i) they are registered and qualified under the Securities Act and the applicable state securities laws or (ii) such sale is exempt from the requirements of the Securities Act, (d) the Agreement contains restrictions regarding the transfer of the Restricted Certificates and (e) the Restricted Certificates will bear a legend to the foregoing effect. 4. The Investor is acquiring the Restricted Certificates for its own account for investment only and not with a view to or for sale or other transfer in connection with any distribution of the Restricted Certificates in any manner that would violate the Securities Act or any applicable state securities laws. 5. The Investor (a) is a substantial, sophisticated institutional investor having such knowledge and experience in financial and business matters, and in particular in such matters related to securities similar to the Restricted Certificates, such that it is capable of evaluating the merits and risks of investment in the Restricted Certificates, (b) is able to bear the economic risks of such an investment and (c) is an "accredited investor" within the meaning of Rule 501(a)(1), (2), (3) or (7) promulgated pursuant to the Securities Act. 6. The Investor will not authorize nor has it authorized any person to (a) offer, pledge, sell, dispose of or otherwise transfer any Restricted Certificate, any interest in any Restricted Certificate or any other similar security to any person in any manner, (b) solicit any offer to buy or to accept a pledge, disposition or other transfer of any Restricted Certificate, any interest in any Restricted Certificate or any other similar security from any person in any manner, (c) otherwise approach or negotiate with respect to any Restricted Certificate, any interest in any Restricted Certificate or any other similar security with any person in any manner, (d) make any general solicitation by means of general advertising or in any other manner, or (e) take any other action that would constitute a distribution of any Restricted Certificate under the Securities Act, that would render the disposition of any Restricted Certificate a violation of Section 5 of the Securities Act or any state securities law, or that could require registration or qualification pursuant thereto. Neither the Investor nor anyone acting on its behalf has offered the Restricted Certificates for sale or made any general solicitation by means of general advertising or in any other manner with respect to the Restricted Certificates. The Investor will not sell or otherwise transfer any of the Restricted Certificates, except in compliance with the provisions of the Agreement. 7. If an Investor in a Restricted Certificate sells or otherwise transfers any such Certificate to a transferee other than a "qualified institutional buyer" under Rule 144A of the Securities Act, such Investor will obtain (a) from any subsequent purchaser the same certifications, representations, warranties and covenants contained in the foregoing paragraphs and in this paragraph or (b) an opinion of counsel in form and substance satisfactory to the Trustee pursuant to the Agreement. 8. The Investor hereby indemnifies the Trustee and the Company against any liability that may result if the Investor's transfer of a Restricted Certificate (or any portion thereof) is not exempt from the registration requirements of the Securities Act and any applicable state securities laws or is not made in accordance with such federal and state laws. Such indemnification of the Trustee and the Company shall survive the termination of the Agreement. [9. The Restricted Certificates shall be registered in the name of _____________________________ as nominee for the Investor.] IN WITNESS WHEREOF, the Investor has caused this instrument to be executed on its behalf, pursuant to authority of its Board of Directors, by its [title of officer] _____________ this _____ day of __________, 19__. _________________________________ [name of Investor] By:______________________________ Name: Title: The undersigned hereby acknowledges that it is holding and will hold the Restricted Certificates at the exclusive direction of and as nominee of the Investor named above. _____________________________ [name of nominee] By:__________________________ Name: Title: EXHIBIT J FORM OF DISTRIBUTION DATE STATEMENT -----------------, ------ (month) (year) GE CAPITAL MORTGAGE SERVICES, INC. REMIC Mortgage Pass-Through Certificates, Series 1999-15 Pursuant to the Pooling and Servicing Agreement dated as of July 1, 1999 (the "Agreement") between GE Capital Mortgage Services, Inc. (the "Company"), and State Street Bank and Trust Company (the "Trustee"), governing the Certificates referred to above, the Company hereby certifies to the Trustee: With respect to the Agreement and as of the Determination Date for this month: The amounts below are for a Single Certificate of $1,000: (1) Amount of distribution allocable to principal: Class A1 $__________ Class A2 $__________ Class A3 $__________ Class A4 $__________ Class A5 $__________ Class A6 $__________ Class A7 $__________ Class A8 $__________ Class A9 $__________ Class A10 $__________ Class A11 $__________ Class A12 $__________ Class A13 $__________ Class A14 $__________ Class A15 $__________ Class A16 $__________ Class A17 $__________ Class A18 $__________ Class A19 $__________ Class A20 $__________ Class A21 $__________ Class A22 $__________ Class A23 $__________ Class A24 $__________ Class A25 $__________ Class A26 $__________ Class A27 $__________ Class A28 $__________ Class 1-PO $__________ Class 2-A1 $__________ Class 2-A2 $__________ Class 2-A3 $__________ Class 2-A4 $__________ Class 2-A5 $__________ Class M $__________ Class B1 $__________ Class B2 $__________ Class B3 $__________ Class B4 $__________ Class B5 $__________ Class R $__________ (2) Aggregate principal prepayments included in distribution: Class A1 $__________ Class A2 $__________ Class A3 $__________ Class A4 $__________ Class A5 $__________ Class A6 $__________ Class A7 $__________ Class A8 $__________ Class A9 $__________ Class A10 $__________ Class A11 $__________ Class A12 $__________ Class A13 $__________ Class A14 $__________ Class A15 $__________ Class A16 $__________ Class A17 $__________ Class A18 $__________ Class A19 $__________ Class A20 $__________ Class A21 $__________ Class A22 $__________ Class A23 $__________ Class A24 $__________ Class A25 $__________ Class A26 $__________ Class A27 $__________ Class A28 $__________ Class 1-PO $__________ Class 2-A1 $__________ Class 2-A2 $__________ Class 2-A3 $__________ Class 2-A4 $__________ Class 2-A5 $__________ Class M $__________ Class B1 $__________ Class B2 $__________ Class B3 $__________ Class B4 $__________ Class B5 $__________ Class R $__________ (3) Amount of distribution allocable to interest; Pay-out Rate: Class A1 $__________ ____% Class A2 $__________ ____% Class A3 $__________ ____% Class A4 $__________ ____% Class A5 $__________ ____% Class A6 $__________ ____% Class A7 $__________ ____% Class A8 $__________ ____% Class A9 $__________ ____% Class A10 $__________ ____% Class A11 $__________ ____% Class A12 $__________ ____% Class A13 $__________ ____% Class A15 $__________ ____% Class A16 $__________ ____% Class A17 $__________ ____% Class A18 $__________ ____% Class A19 $__________ ____% Class A20 $__________ ____% Class A21 $__________ ____% Class A22 $__________ ____% Class A23 $__________ ____% Class A24 $__________ ____% Class A25 $__________ ____% Class A26 $__________ ____% Class A27 $__________ ____% Class A28 $__________ ____% Class 1-S $__________ ____% Class 2-A1 $__________ ____% Class 2-A2 $__________ ____% Class 2-A4 $__________ ____% Class 2-A5 $__________ ____% Class 2-S $__________ ____% Class M $__________ ____% Class B1 $__________ ____% Class B2 $__________ ____% Class B3 $__________ ____% Class B4 $__________ ____% Class B5 $__________ ____% Class R $__________ ____% (4) Accrual Amount: Class A24 $__________ (5) Amount of distribution allocable to Unanticipated Recoveries: Class A1 $__________ ____% Class A2 $__________ ____% Class A3 $__________ ____% Class A4 $__________ ____% Class A5 $__________ ____% Class A6 $__________ ____% Class A7 $__________ ____% Class A8 $__________ ____% Class A9 $__________ ____% Class A10 $__________ ____% Class A11 $__________ ____% Class A12 $__________ ____% Class A13 $__________ ____% Class A14 $__________ ____% Class A15 $__________ ____% Class A16 $__________ ____% Class A17 $__________ ____% Class A18 $__________ ____% Class A19 $__________ ____% Class A20 $__________ ____% Class A21 $__________ ____% Class A22 $__________ ____% Class A23 $__________ ____% Class A24 $__________ ____% Class A25 $__________ ____% Class A26 $__________ ____% Class A27 $__________ ____% Class A28 $__________ ____% Class 1-PO $__________ ____% Class 2-A1 $__________ ____% Class 2-A2 $__________ ____% Class 2-A3 $__________ ____% Class 2-A4 $__________ ____% Class 2-A5 $__________ ____% Class M $__________ ____% Class B1 $__________ ____% Class B2 $__________ ____% Class B3 $__________ ____% Class B4 $__________ ____% Class B5 $__________ ____% Class R $__________ ____% (6) Servicing Compensation: $__________ The amounts below are for the aggregate of all Certificates: (7) Pool Scheduled Principal Balance; number of Mortgage Loans: (a) for Pool 1: $__________ __________ (b) for Pool 2: $__________ __________ (8) Class Certificate Principal Balance (or Notional Principal Balance) of each Class; Certificate Principal Balance (or Notional Principal Balance) of Single Certificate of each Class: Single Certificate Class Balance Balance ----- ------- ------- Class A1 $__________ $__________ Class A2 $__________ $__________ Class A3 $__________ $__________ Class A4 $__________ $__________ Class A5 $__________ $__________ Class A6 $__________ $__________ Class A7 $__________ $__________ Class A8 $__________ $__________ Class A9 $__________ $__________ Class A10 $__________ $__________ Class A11 $__________ $__________ Class A12 $__________ $__________ Class A13 $__________ $__________ Class A14 $__________ $__________ Class A15 $__________ $__________ Class A16 $__________ $__________ Class A17 $__________ $__________ Class A18 $__________ $__________ Class A19 $__________ $__________ Class A20 $__________ $__________ Class A21 $__________ $__________ Class A22 $__________ $__________ Class A23 $__________ $__________ Class A24 $__________ $__________ Class A25 $__________ $__________ Class A26 $__________ $__________ Class A27 $__________ $__________ Class A28 $__________ $__________ Class 1-PO $__________ $__________ Class 1-S $__________ $__________ Class 2-A1 $__________ $__________ Class 2-A2 $__________ $__________ Class 2-A3 $__________ $__________ Class 2-A4 $__________ $__________ Class 2-A5 $__________ $__________ Class 2-S $__________ $__________ Class M $__________ $__________ Class B1 $__________ $__________ Class B2 $__________ $__________ Class B3 $__________ $__________ Class B4 $__________ $__________ Class B5 $__________ $__________ Class R $__________ $__________ (9) Book value of real estate acquired on behalf of Certificateholders; number of related Mortgage Loans: $__________ __________ (10) Aggregate Scheduled Principal Balance and number of delinquent Mortgage Loans: 30-59 days delinquent $__________ __________ 60-89 days delinquent $__________ __________ 90 or more days delinquent $__________ __________ In foreclosure $__________ __________ (11) Aggregate Scheduled Principal Balance and number of replaced Mortgage Loans: $__________ __________ (12) Certificate Interest Rate of: Class 1-S Certificate: __________% Class 2-S Certificate: __________% (13) Senior Percentage for such Distribution Date: (a) for Pool 1: __________% (b) for Pool 2: __________% (14) Senior Prepayment Percentage for such Distribution Date: (a) for Pool 1: __________% (b) for Pool 2: __________% (15) Pool 1 Group II Senior Percentage for such Distribution Date: __________% (16) Pool 2 Group II Senior Percentage for such Distribution Date: __________% (17) Pool 1 Group II Senior Distribution Percentage for such Distribution Date: __________% (18) Pool 2 Group II Senior Distribution Percentage for such Distribution Date: __________% (19) Junior Percentage for such Distribution Date: (a) for Pool 1: __________% (b) for Pool 2: __________% (20) Junior Prepayment Percentage for such Distribution Date: (a) for Pool 1: __________% (b) for Pool 2: __________% Capitalized terms used in this Statement shall have the same meanings as in the Agreement. EXHIBIT K FORM OF SPECIAL SERVICING AND COLLATERAL FUND AGREEMENT This SPECIAL SERVICING AND COLLATERAL FUND AGREEMENT (the "Agreement") is made and entered into as of ____________________, 199_, between GE Capital Mortgage Services, Inc. (the "Company") and _____________________________ (the "Purchaser"). PRELIMINARY STATEMENT ___________________________ or an affiliate thereof is the holder of the entire interest in REMIC Mortgage Pass-Through Certificates, Series 199_-__, Class B_ (the "Class B_ Certificates"). The Class B_ Certificates were issued pursuant to a Pooling and Servicing Agreement (the "Pooling and Servicing Agreement") dated as of ________ 1, 199_ between the Company (in its capacity as servicer thereunder, the "Servicer") and State Street Bank and Trust Company as Trustee. ____________________________ or an affiliate thereof intends to resell all of the Class B_ Certificates directly to the Purchaser on or promptly after the date hereof. In connection with such sale, the parties hereto have agreed that the Company, as Servicer, will engage in certain special servicing procedures relating to foreclosures for the benefit of the Purchaser, and that the Purchaser will deposit funds in a collateral fund to cover any losses attributable to such procedures as well as all advances and costs in connection therewith, as set forth herein. [The parties hereto have further agreed that the Purchaser will have no rights, and the Company will have no obligations under this Agreement until the Class Certificate Principal Balance of the REMIC Mortgage Pass-Through Certificates, Series 199_-__, Class B5 (the "Class B5 Certificates") has been reduced to zero, and any Special Servicing and Collateral Fund Agreement in respect of such Class between the Company and the Purchaser has been terminated.] In consideration of the mutual agreements herein contained, the receipt and sufficiency of which are hereby acknowledged, the Company and the Purchaser agree that the following provisions shall become effective and shall be binding on and enforceable by the Company and the Purchaser upon the acquisition by the Purchaser of the Class B_ Certificates. ARTICLE I DEFINITIONS Section 1.01. Defined Terms. Whenever used in this Agreement, the following words and phrases, unless the context otherwise requires, shall have the following meanings: Business Day: Any day other than (i) a Saturday or a Sunday of (ii) a day on which banking institutions in New York City or Boston, Massachusetts are required or authorized by law or executive order to be closed. Collateral Fund: The fund established and maintained pursuant to Section 3.01 hereof. Collateral Fund Permitted Investments: Either (i) obligations of, or obligations fully guaranteed as to principal and interest by, the United States, or any agency or instrumentality thereof, provided such obligations are backed by the full faith and credit of the United States, (ii) repurchase agreements on obligations specified in clause (i) provided that the unsecured obligations of the party agreeing to repurchase such obligations are at the time rated by each Rating Agency in the highest long-term rating category, (iii) federal funds, certificates of deposit, time deposits and banker's acceptances of any U.S. depository institution or trust company incorporated under the laws of the United States or any state provided that the debt obligations of such depository institution or trust company at the date of acquisition thereof have been rated by each Rating Agency in the highest long-term rating category, (iv) commercial paper of any corporation incorporated under the laws of the United States or any state thereof which on the date of acquisition has the highest short term rating of each Rating Agency, and (v) other obligations or securities that are acceptable to each Rating Agency as a Collateral Fund Permitted Investment hereunder and will not, as evidenced in writing, result in a reduction or withdrawal in the then current rating of the Certificates and, for each of the preceding clauses, the maturity thereof shall be not later than the earlier to occur of (A) 30 days from the date of the related investment and (B) the Business Day preceding the next succeeding Distribution Date. Commencement of Foreclosure: The first official action required under local law in order to commence foreclosure proceedings or to schedule a trustee's sale under a deed of trust, including (i) in the case of a mortgage, any filing or service of process necessary to commence an action to foreclose, or (ii) in the case of a deed of trust, the posting, publishing, filing or delivery of a notice of sale, but not including in either case (x) any notice of default, notice of intent to foreclose or sell or any other action prerequisite to the actions specified in (i) or (ii) above and, upon the consent of the Purchaser which will be deemed given unless expressly withheld within two Business Days of notification, (y) the acceptance of a deed-in-lieu of foreclosure (whether in connection with a sale of the related property or otherwise) or (z) initiation and completion of a short pay-off. Current Appraisal: With respect to any Mortgage Loan as to which the Purchaser has made an Election to Delay Foreclosure, an appraisal of the related Mortgaged Property obtained by the Purchaser as nearly contemporaneously as practicable to the time of the Purchaser's election, prepared based on the Company's customary requirements for such appraisals. Election to Delay Foreclosure: Any election by the Purchaser to delay the Commencement of Foreclosure, made in accordance with Section 2.02(b). Election to Foreclose: Any election by the Purchaser to proceed with the Commencement of Foreclosure, made in accordance with Section 2.03(a). Required Collateral Fund Balance: As of any date of determination, an amount equal to the aggregate of all amounts previously required to be deposited in the Collateral Fund pursuant to Section 2.02(d) (after adjustments for all withdrawals and deposits prior to such date pursuant to Section 2.02(e)) and Section 2.03(b) (after adjustment for all withdrawals and deposits prior to such date pursuant to Section 2.03(c)) and Section 3.02, reduced by all withdrawals therefrom prior to such date pursuant to Section 2.02(g) and Section 2.03(d). Section 1.02. Definitions Incorporated by Reference. All capitalized terms not otherwise defined in this Agreement shall have the meanings assigned in the Pooling and Servicing Agreement. ARTICLE II SPECIAL SERVICING PROCEDURES Section 2.01. Reports and Notices. (a) In connection with the performance of its duties under the Pooling and Servicing Agreement relating to the realization upon defaulted Mortgage Loans, the Company as Servicer shall provide to the Purchaser the following notices and reports: (i) Within five Business Days after each Distribution Date (or included in or with the monthly statements to Certificateholders pursuant to the Pooling and Servicing Agreement), the Company, as Servicer, shall provide to the Purchaser a report, using the same methodology and calculations in its standard servicing reports, indicating for the Trust Fund the number of Mortgage Loans that are (A) thirty days, (B) sixty days, (C) ninety days or more delinquent or (D) in foreclosure, and indicating for each such Mortgage Loan the loan number and outstanding principal balance. (ii) Prior to the Commencement of Foreclosure in connection with any Mortgage Loan, the Company shall provide the Purchaser with a notice (sent by facsimile transmission) of such proposed and imminent foreclosure, stating the loan number and the aggregate amount owing under the Mortgage Loan. Such notice may be provided to the Purchaser in the form of a copy of a referral letter from the Company to an attorney requesting the institution of foreclosure or a copy of a request to foreclose received by the Company from the related primary servicer which has been approved by the Company. (b) If requested by the Purchaser, the Company shall make its servicing personnel available (during their normal business hours) to respond to reasonable inquiries, in writing by facsimile transmission, by the Purchaser in connection with any Mortgage Loan identified in a report under subsection (a)(i) or (a)(ii) which has been given to the Purchaser, provided, that (1) the Company shall only be required to provide information that is readily accessible to its servicing personnel and is non-confidential and (2) the Company shall respond within five Business Days orally or in writing by facsimile transmission. (c) In addition to the foregoing, the Company shall provide to the Purchaser such information as the Purchaser may reasonably request concerning each Mortgage Loan that is at least sixty days delinquent and each Mortgage Loan which has become real estate owned, through the final liquidation thereof, provided, that the Company shall only be required to provide information that is readily accessible to its servicing personnel and is non-confidential. Section 2.02. Purchaser's Election to Delay Foreclosure Proceedings. (a) The Purchaser shall be deemed to direct the Company that in the event that the Company does not receive written notice of the Purchaser's election pursuant to subsection (b) below within 24 hours (exclusive of any intervening non-Business Days) of transmission of the notice provided by the Company under Section 2.01(a)(ii) subject to extension as set forth in Section 2.02(b), the Company may proceed with the Commencement of Foreclosure in respect of such Mortgage Loan in accordance with its normal foreclosure policies without further notice to the Purchaser. Any foreclosure that has been initiated may be discontinued (i) without notice to the Purchaser if the Mortgage Loan has been brought current or if a refinancing or prepayment occurs with respect to the Mortgage Loan (including by means of a short payoff approved by the Company) or (ii) with notice to the Purchaser if the Company has reached the terms of a forbearance agreement with the borrower. In such latter case the Company may complete such forbearance agreement unless instructed otherwise by the Purchaser within two Business Days of notification. (b) In connection with any Mortgage Loan with respect to which a notice under Section 2.01(a)(ii) has been given to the Purchaser, the Purchaser may elect to instruct the Company to delay the Commencement of Foreclosure until such time as the Purchaser determines that the Company may proceed with the Commencement of Foreclosure. Such election must be evidenced by written notice received within 24 hours (exclusive of any intervening non-Business Days) of transmission of the notice provided by the Company under Section 2.01(a)(ii). The Purchaser shall send a copy of such notice of election to each Rating Agency as soon as practicable thereafter. Such 24-hour period shall be extended for no longer than an additional four Business Days after the receipt of the information if the Purchaser requests additional information related to such foreclosure within such 24-hour period; provided, however, that the Purchaser will have at least one Business Day to make such election following its receipt of any requested additional information. Any such additional information shall (i) not be confidential in nature and (ii) be obtainable by the Company from existing reports, certificates or statements or otherwise be readily accessible to its servicing personnel. The Purchaser agrees that it has no right to deal with the mortgagor. However, if the Company's normal foreclosure policies include acceptance of a deed-in-lieu of foreclosure or short payoff, the Purchaser will be notified and given two Business Days to respond. (c) With respect to any Mortgage Loan as to which the Purchaser has made an Election to Delay Foreclosure, the Purchaser shall obtain a Current Appraisal as soon as practicable, and shall provide the Company with a copy of such Current Appraisal. (d) Within two Business Days of making any Election to Delay Foreclosure, the Purchaser shall remit by wire transfer to the Trustee, for deposit in the Collateral Fund, an amount, as calculated by the Company, equal to the sum of (i) 125% of the greater of the Scheduled Principal Balance of the Mortgage Loan and the value shown in the Current Appraisal referred to in subsection (c) above (or, if such Current Appraisal has not yet been obtained, the Company's estimate thereof, in which case the required deposit under this subsection shall be adjusted upon obtaining such Current Appraisal), and (ii) three months' interest on the Mortgage Loan at the applicable Mortgage Rate. If any Election to Delay Foreclosure extends for a period in excess of three months (such excess period being referred to herein as the "Excess Period"), the Purchaser shall remit by wire transfer in advance to the Trustee for deposit in the Collateral Fund the amount of each additional month's interest, as calculated by the Company, equal to interest on the Mortgage Loan at the applicable Mortgage Rate for the Excess Period. The terms of this Agreement will no longer apply to the servicing of any Mortgage Loan upon the failure of the Purchaser to deposit the above amounts relating to the Mortgage Loan within two Business Days of (i) the Election to Delay Foreclosure or (ii) the beginning of the related Excess Period, as the case may be. (e) With respect to any Mortgage Loan as to which the Purchaser has made an Election to Delay Foreclosure, the Company or the Trustee may withdraw from the Collateral Fund from time to time amounts necessary to reimburse the Company for all related Monthly Advances and Liquidation Expenses thereafter made by the Company as Servicer in accordance with the Pooling and Servicing Agreement. To the extent that the amount of any such Liquidation Expense is determined by the Company based on estimated costs, and the actual costs are subsequently determined to be higher, the Company or the Trustee may withdraw the additional amount from the Collateral Fund to reimburse the Company. In the event that the Mortgage Loan is brought current by the mortgagor, the amounts so withdrawn from the Collateral Fund shall be redeposited therein as and to the extent that reimbursement therefor from amounts paid by the mortgagor is not prohibited pursuant to the Pooling and Servicing Agreement as of the date hereof. Except as provided in the preceding sentence, amounts withdrawn from the Collateral Fund to cover Monthly Advances and Liquidation Expenses shall not be redeposited therein or otherwise reimbursed to the Purchaser. If and when any such Mortgage Loan is brought current by the mortgagor, all amounts remaining in the Collateral Fund in respect of such Mortgage Loan (after adjustment for all previous withdrawals and deposits pursuant to this subsection and after reimbursement to the Servicer for all related Monthly Advances) shall be released to the Purchaser. (f) With respect to any Mortgage Loan as to which the Purchaser has made an Election to Delay Foreclosure, the Company shall continue to service the Mortgage Loan in accordance with its customary procedures (other than the delay in Commencement of Foreclosure as provided herein). If and when, following such election, the Purchaser shall notify the Company that it believes that it is appropriate to do so, the Company shall proceed with the Commencement of Foreclosure; provided that, in any event, if the Mortgage Loan is not brought current by the mortgagor by the time the loan becomes 6 months delinquent, the Purchaser's election shall no longer be effective, unless the Purchaser shall have purchased the related Mortgage Loan promptly following (and in any event not later than the third Business Day after) the end of such 6-month period in the manner provided in the following two sentences, and the Company shall be entitled to proceed with the Commencement of Foreclosure. Any purchase of such Mortgage Loan by the Purchaser pursuant to the preceding sentence shall be at a purchase price equal to the unpaid principal balance of the Mortgage Loan plus accrued interest at the Mortgage Rate from the date last paid by the mortgagor. Such purchase price shall be deposited by the Purchaser into the Collateral Fund in immediately available funds on the Business Day which is the date of purchase and the Purchaser shall instruct the Trustee (with notice to the Company) to withdraw such amount therefrom on such Business Day and remit the same to the Trust Fund for application as Liquidation Proceeds in respect of the related Mortgage Pool pursuant to the Pooling and Servicing Agreement. Following such withdrawal, all amounts remaining in the Collateral Fund in respect of such Mortgage Loan (after adjustment for all previous withdrawals and deposits pursuant to this Agreement and after reimbursement to the Servicer for all related Monthly Advances) shall be released to the Purchaser. (g) Upon the occurrence of a liquidation with respect to any Mortgage Loan as to which the Purchaser made an Election to Delay Foreclosure and as to which the Company proceeded with the Commencement of Foreclosure in accordance with subsection (f) above, the Company shall calculate the amount, if any, by which the value shown on the Current Appraisal obtained under subsection (c) exceeds the actual sales price obtained for the related Mortgaged Property (net of Liquidation Expenses and unreimbursed Monthly Advances related to the extended foreclosure period), and the Company or the Trustee shall withdraw the amount of such excess from the Collateral Fund and shall remit the same to the Trust Fund for application as additional Liquidation Proceeds in respect of the related Mortgage Pool pursuant to the Pooling and Servicing Agreement. After making such withdrawal, all amounts remaining in the Collateral Fund in respect of such Mortgage Loan (after adjustment for all withdrawals and deposits pursuant to subsection (e) and after reimbursement to the Servicer for all related Monthly Advances) shall be released to the Purchaser. Section 2.03. Purchaser's Election to Commence Foreclosure Proceedings. (a) In connection with any Mortgage Loan identified in a report under Section 2.01(a)(i)(B), the Purchaser may elect to instruct the Company to proceed with the Commencement of Foreclosure as soon as practicable. Such election must be evidenced by written notice received by the Company by 5:00 p.m., New York City time, on the third Business Day following the delivery of such report under Section 2.01(a)(i). (b) Within two Business Days of making any Election to Foreclose, the Purchaser shall remit to the Trustee, for deposit in the Collateral Fund, an amount, as calculated by the Company, equal to 125% of the current Scheduled Principal Balance of the Mortgage Loan and three months' interest on the Mortgage Loan at the applicable Mortgage Rate. If and when any such Mortgage Loan is brought current by the mortgagor, all amounts in the Collateral Fund in respect of such Mortgage Loan (after adjustment for all withdrawals and deposits pursuant to subsection (c) below) shall be released to the Purchaser. The terms of this Agreement will no longer apply to the servicing of any Mortgage Loan upon the failure of the Purchaser to deposit the above amounts relating to the Mortgage Loan within two Business Days of the Election to Foreclose. (c) With respect to any Mortgage Loan as to which the Purchaser has made an Election to Foreclose, the Company shall continue to service the Mortgage Loan in accordance with its customary procedures. In connection therewith, the Company shall have the same rights to make withdrawals for Monthly Advances and Liquidation Expenses from the Collateral Fund as are provided under Section 2.02(e), and the Company shall make reimbursements thereto to the limited extent provided under such subsection. The Company shall not be required to proceed with the Commencement of Foreclosure if (i) the same is stayed as a result of the mortgagor's bankruptcy or is otherwise barred by applicable law, or to the extent that all legal conditions precedent thereto have not yet been complied with, or (ii) the Company believes there is a breach of representations or warranties by the Company, which may result in a repurchase or substitution of such Mortgage Loan, or (iii) the Company has or expects to have the right under the Pooling and Servicing Agreement to purchase the defaulted Mortgage Loan and intends to exercise such right or (iv) the Company reasonably believes the Mortgaged Property may be contaminated with or affected by hazardous wastes or hazardous substances (and the Company supplies the Purchaser with information supporting such belief) or (v) the same is prohibited by or is otherwise inconsistent with the provisions of the Pooling and Servicing Agreement. Any foreclosure that has been initiated may be discontinued (i) without notice to the Purchaser if the Mortgage Loan has been brought current or if a refinancing or prepayment occurs with respect to the Mortgage Loan (including by means of a short payoff approved by the Purchaser) or (ii) with notice to the Purchaser if the Company has reached the terms of a forbearance agreement unless instructed otherwise by the Purchaser within two Business Days of notification. (d) Upon the occurrence of a liquidation with respect to any Mortgage Loan as to which the Purchaser made an Election to Foreclose and as to which the Company proceeded with the Commencement of Foreclosure in accordance with subsection (c) above, the Company shall calculate the amount, if any, by which the Scheduled Principal Balance of the Mortgage Loan at the time of liquidation (plus all unreimbursed Monthly Advances and Liquidation Expenses in connection therewith other than those previously paid from the Collateral Fund) exceeds the actual sales price obtained for the related Mortgaged Property, and the Company or the Trustee shall withdraw the amount of such excess from the Collateral Fund and shall remit the same to the Trust Fund for application as additional Liquidation Proceeds in respect of the related Mortgage Pool pursuant to the Pooling and Servicing Agreement. After making such withdrawal, all amounts remaining in the Collateral Fund (after adjustment for all withdrawals and deposits pursuant to subsection (c) above and after reimbursement to the Servicer for all related Monthly Advances) in respect of such Mortgage Loan shall be released to the Purchaser. Section 2.04. Termination. (a) With respect to all Mortgage Loans included in the Trust Fund, the Purchaser's right to make any Election to Delay Foreclosure or any Election to Foreclose and the Company's obligations under Section 2.01 shall terminate on the earliest to occur of the following: (i) at such time as the Class Certificate Principal Balance of the Class B_ Certificates has been reduced to zero, (ii) if the greater of (x) 43% (or such lower or higher percentage that represents the Company's actual loss experience with respect to the Mortgage Loans) of the aggregate principal balance of all Mortgage Loans that are in foreclosure or are more than 90 days delinquent on a contractual basis and the aggregate book value of REO properties or (y) the aggregate amount that the Company estimates through its normal servicing practices will be required to be withdrawn from the Collateral Fund with respect to Mortgage Loans as to which the Purchaser has made an Election to Delay Foreclosure or an Election to Foreclose exceeds (z) the then-current Class Certificate Principal Balance of the Class B_ Certificates, or (iii) upon any transfer by the Purchaser of any interest (other than the minority interest therein, but only if the transferee provides written acknowledgment to the Company of the Purchaser's right hereunder and that such transferee will have no rights hereunder) in the Class B_ Certificates [or in the Class B5 Certificates] (whether or not such transfer is registered under the Pooling and Servicing Agreement), including any such transfer in connection with a termination of the Trust Fund. Unless earlier terminated as set forth herein, this Agreement and the respective rights, obligations and responsibilities of the Purchaser and the Company hereunder shall terminate immediately upon (x) the later to occur of (i) the final liquidation of the last Mortgage Loan as to which the Purchaser made any Election to Delay Foreclosure or any Election to Foreclose and the withdrawal of all remaining amounts in the Collateral Fund as provided herein and (ii) ten (10) Business Days' notice or (y) the occurrence of any event that results in the Purchaser becoming an "affiliate" of the Trustee within the meaning of the Prohibited Transaction Exemption (as defined in the Pooling and Servicing Agreement). (b) The Purchaser's rights pursuant to Section 2.02 or 2.03 of this Agreement shall terminate with respect to a Mortgage Loan as to which the Purchaser has exercised its rights under Section 2.02 or 2.03 hereof, upon Purchaser's failure to deposit any amounts required pursuant to Section 2.02(d) or 2.03(b) after one Business Day's notice of such failure. Section 2.05. Notification. The Purchaser shall promptly notify the Trustee and the Company if such Purchaser becomes aware of any discussions, plans or events that might lead to such Person's becoming an "affiliate" (within the meaning of the Prohibited Transaction Exemption) of the Trustee, provided that the contents of any such notification shall be kept confidential by the parties to this Agreement. ARTICLE III COLLATERAL FUND; SECURITY INTEREST Section 3.01. Collateral Fund. Upon payment by the Purchaser of the initial amount required to be deposited in the Collateral Fund pursuant to Article II, the Company shall request the Trustee to establish and maintain with the Trustee a segregated account entitled "REMIC Mortgage Pass-Through Certificates 199_-__ Collateral Fund, for the benefit of GE Capital Mortgage Services, Inc. and State Street Bank and Trust Company on behalf of Certificateholders, as secured parties" (the "Collateral Fund"). Amounts held in the Collateral Fund shall continue to be the property of the Purchaser, subject to the first priority security interest granted hereunder for the benefit of such secured parties, until withdrawn from the Collateral Fund pursuant to the Section 2.02 or 2.03 hereof. Upon the termination of this Agreement and the liquidation of all Mortgage Loans as to which the Purchaser has made any Election to Delay Foreclosure or any Election to Foreclose pursuant to Section 2.04 hereof, the Company shall distribute to the Purchaser all amounts remaining in the Collateral Fund together with any investment earnings thereon (after giving effect to all withdrawals therefrom permitted under this Agreement). The Purchaser shall not take or direct the Company or the Trustee to take any action contrary to any provision of the Pooling and Servicing Agreement. In no event shall the Purchaser (i) take or cause the Trustee or the Company to take any action that could cause any REMIC established under the Pooling and Servicing Agreement to fail to qualify as a REMIC or cause the imposition on any such REMIC of any "prohibited transaction" or "prohibited contribution" taxes or (ii) cause the Trustee or the Company to fail to take any action necessary to maintain the status of any such REMIC as a REMIC. Section 3.02. Collateral Fund Permitted Investments. The Company shall, at the written direction of the Purchaser, direct the Trustee to invest the funds in the Collateral Fund in the name of the Trustee in Collateral Fund Permitted Investments. Such direction shall not be changed more frequently then quarterly. In the absence of any direction, the Company shall direct the Trustee select such investments in accordance with the definition of Collateral Fund Permitted Investments in its discretion. All income and gain realized from any investment as well as any interest earned on deposits in the Collateral Fund (net of any losses on such investments) and any payments of principal made in respect of any Collateral Fund Permitted Investment shall be deposited in the Collateral Fund upon receipt. All costs and realized losses associated with the purchase and sale of Collateral Fund Permitted Investments shall be borne by the Purchaser and the amount of net realized losses shall be promptly deposited by the Purchaser in the Collateral Fund. The Company shall periodically (but not more frequently than monthly) direct the Trustee to distribute to the Purchaser upon request an amount of cash, to the extent cash is available therefor in the Collateral Fund, equal to the amount by which the balance of the Collateral Fund, after giving effect to all other distributions to be made from the Collateral Fund on such date, exceeds the Required Collateral Fund Balance. Any amounts so distributed shall be released from the lien and security interest of this Agreement. Section 3.03. Grant of Security Interest. In order to secure the obligations of the Purchaser hereunder to the Company and the Trustee for the benefit of Certificateholders (other than its obligations under Section 4.10), the Purchaser hereby grants to the Company and to the Trustee for the benefit of the Certificateholders a security interest in and lien on all of the Purchaser's right, title and interest, whether now owned or hereafter acquired, in and to: (1) the Collateral Fund, (2) all amounts deposited in the Collateral Fund and Collateral Fund Permitted Investments in which such amounts are invested (and the distributions and proceeds of such investments) and (3) all cash and non-cash proceeds of any of the foregoing, including proceeds of the voluntary or involuntary conversion thereof (all of the foregoing collectively, the "Collateral"). The Purchaser acknowledges the lien on and security interest in the Collateral for the benefit of the Company and the Trustee on behalf of the Certificateholders. The Purchaser shall take all actions requested by the Company or the Trustee as may be reasonably necessary to perfect the security interest created under this Agreement in the Collateral and cause it to be prior to all other security interests and liens, including the execution and delivery to the Company or at its direction the Trustee for filing of appropriate financing statements in accordance with applicable law. Section 3.04. Collateral Shortfalls. In the event that amounts on deposit in the Collateral Fund at any time are insufficient to cover any withdrawals therefrom that the Company or the Trustee is then entitled to make hereunder, the Purchaser shall be obligated to pay such amounts to the Company or the Trustee immediately upon demand. Such obligation shall constitute a general corporate obligation of the Purchaser. The failure to pay such amounts within two Business Days of such demand (except for amounts to cover interest on a Mortgage Loan pursuant to Sections 2.02(d) and 2.03(b)), shall cause an immediate termination of the Purchaser's right to make any Election to Delay Foreclosure or Election to Foreclose and the Company's obligations under this Agreement with respect to all Mortgage Loans to which such insufficiencies relate, without the necessity of any further notice or demand on the part of the Company. ARTICLE IV MISCELLANEOUS PROVISIONS Section 4.01. Amendment. This Agreement may be amended from time to time by the Company and the Purchaser by written agreement signed by the Company and the Purchaser provided that no such amendment shall have a material adverse effect on the holders of other Classes of Certificates. Section 4.02. Counterparts. This Agreement may be executed simultaneously in any number of counterparts, each of which counterparts shall be deemed to be an original, and such counterparts shall constitute but one and the same instrument. Section 4.03. Governing Law. This Agreement shall be construed in accordance with the laws of the State of New York and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws. Section 4.04. Notices. All demands, notices and direction hereunder shall be in writing or by telecopy and shall be deemed effective upon receipt to: (a) in the case of the Company, with respect to notices pursuant to Sections 2.02 and 2.03 hereto, GE Capital Mortgage Services, Inc. 4680 Hallmark Parkway San Bernardino, California 92407 Attention: Ken Scheller Telephone: (909) 880-4608 Facsimile: (909) 473-2273 with respect to all other notices pursuant to this Agreement, GE Capital Mortgage Services, Inc. Three Executive Campus Cherry Hill, New Jersey 08002 Attention: General Counsel Telephone: (609) 661-6515 Facsimile: (609) 661-6875 or such other address as may hereafter be furnished in writing by the Company, or (b) in the case of the Purchaser, with respect to notices pursuant to Section 2.01, -------------------------------- -------------------------------- -------------------------------- Attention:______________________ Telephone:______________________ Facsimile:______________________ with respect to all other notices pursuant to this Agreement, -------------------------------- -------------------------------- -------------------------------- Attention:______________________ Telephone:______________________ Facsimile:______________________ or such other address as may hereafter be furnished in writing by the Purchaser, or (c) in the case of the Trustee, State Street Bank and Trust Company Corporate Trust Department 8th Floor 225 Franklin Street Boston, Massachusetts 02110 Attention: Karen Beard Telephone: (617) 664-5465 Facsimile: (617) 664-5167 Section 4.05. Severability of Provisions. If any one or more of the covenants, agreements, provisions or terms of this Agreement shall be for any reason whatsoever, including regulatory, held invalid, then such covenants, agreements, provisions or terms shall be deemed severable from the remaining covenants, agreements, provisions or terms of this Agreement and shall in no way affect the validity or enforceability of the other provisions of this Agreement. Section 4.06. Successor and Assigns. The provisions of this Agreement shall be binding upon and inure to the benefit of the parties hereto and the respective successors and assigns of the parties hereto; provided, however, that the rights under this Agreement cannot be assigned by the Purchaser without the consent of the Company. Section 4.07. Article and Section Headings. The article and section headings herein are for convenience of reference only and shall not limit or otherwise affect the meaning hereof. Section 4.08. Third Party Beneficiaries. The Trustee on behalf of Certificateholders is the intended third party beneficiary of this Agreement. Section 4.09. Confidentiality. The Purchaser agrees that all information supplied by or on behalf of the Company pursuant to Section 2.01 or 2.02, including individual account information, is the property of the Company and the Purchaser agrees to use such information solely for the purposes set forth in this Agreement and to hold such information confidential and not to disclose such information. Section 4.10. Indemnification. The Purchaser agrees to indemnify and hold harmless the Company against any and all losses, claims, damages or liabilities to which it may be subject, insofar as such losses, claims, damages or liabilities (or actions in respect thereof) arise out of or are based upon actions taken by the Company in accordance with the provisions of this Agreement and which actions conflict or are alleged to conflict with the Company's obligations under the Pooling and Servicing Agreement. The Purchaser hereby agrees to reimburse the Company on demand for the reasonable legal or other expenses incurred by it in connection with investigating or defending any such loss, claim, damage, liability or action. [Section 4.11. Delayed Effectiveness. The Purchaser agrees that, notwithstanding any other provision of this Agreement, the Purchaser shall have no rights hereunder, and the Company shall have no obligations hereunder, until the Class Certificate Principal Balance of the Class B5 Certificates has been reduced to zero and any Special Servicing and Collateral Fund Agreement between the Company and the Purchaser relating to such Class B5 Certificates has been terminated.] IN WITNESS WHEREOF, the Company and the Purchaser have caused their names to be signed hereto by their respective officers thereunto duly authorized, all as of the day and year first above written. GE CAPITAL MORTGAGE SERVICES, INC. By:________________________________ Name: Title: [PURCHASER] By:________________________________ Name: Title: Acknowledged and agreed to: STATE STREET BANK AND TRUST COMPANY By:___________________________________ Name: Title: EXHIBIT L FORM OF LOST NOTE AFFIDAVIT AND AGREEMENT I, _________________________________________, being duly sworn, do hereby state under oath that: 1. I am a duly elected ______________________ of GE Capital Mortgage Services, Inc. (the "Company") and am duly authorized to make this affidavit. 2. This affidavit is being delivered in connection with the transfer of the Mortgage Loan described in Paragraph 3 hereof by the Company pursuant to the Pooling and Servicing Agreement dated as of [date] between the Company, Seller and Servicer, and State Street Bank and Trust Company, Trustee, relating to the Company's REMIC Mortgage Pass-Through Certificates, Series [____] ("Agreement"). Such Mortgage Loan constitutes a Designated Loan. 3. The Company is the payee under the following described Mortgage Note ("Mortgage Note") which evidences the obligation of the borrower(s) to repay the Mortgage Loan: Loan Number: __________________________________ Mortgage Note Date:____________________________ Borrower(s):___________________________________ Original Payee (if not the Company):___________ Original Amount:_______________________________ Mortgage Rate:_________________________________ Address of Mortgaged Property:_________________ _______________________________________________ 4. The Company is the lawful owner of the Mortgage Note and has not cancelled, altered, assigned or hypothecated the Mortgage Note. 5. A thorough and diligent search for the executed original Mortgage Note was undertaken and was unsuccessful. 6. Attached hereto is a true and correct copy of the Mortgage Note. 7. The Mortgage Note has not been endorsed by the Company in any manner inconsistent with its transfer of the Mortgage Loan under the Agreement. 8. Without limiting the generality of the rights and remedies of the Trustee contained in the Agreement, the Company hereby confirms and agrees that in the event the inability to produce the executed original Mortgage Note results in a breach of the representations and warranties appearing in Agreement subsections 2.03(a)(ii) (the validity and enforceability of the lien created by the Mortgage Loan) or (x) (no valid offset, defense or counterclaim to any Mortgage Note or Mortgage), the Company shall repurchase the Mortgage Loan at the Purchase Price and otherwise in accordance with Section 2.03(b) of the Agreement. In addition, the Company covenants and agrees to indemnify the Trustee and the Trust Fund from and hold them harmless against any and all losses, liabilities, damages, claims or expenses (other than those resulting from negligence or bad faith of the Trustee) arising from the Company's failure to have delivered the Mortgage Note to the Trustee, including without limitation any such losses, liabilities, damages, claims or expenses arising from any action to enforce the indebtedness evidenced by the Mortgage Note or any claim by any third party who is the holder of such indebtedness by virtue of possession of the Mortgage Note. 9. In the event that the Company locates the executed original Mortgage Note, it shall promptly provide the Mortgage Note to the Trustee. 10. Capitalized terms not otherwise defined herein shall have the meanings given them in the Agreement. Date: _______________________ ______________________________ (signature) ______________________________ (print name) ______________________________ (print title) State of New Jersey ) )ss: ) On this ____________________day of ___________________, 199__, before me appeared ____________________________, to me personally known, who acknowledged the execution of the foregoing and who, having been duly sworn states that he/she is a/the ______________________________of GE Capital Mortgage Services, Inc., that any representations therein contained are true, that this Lost Note Affidavit was signed and sealed on behalf of GE Capital Mortgage Services, Inc. and that this Lost Note Affidavit is the free act and deed of GE Capital Mortgage Services, Inc. ___________________________________ (Notary Public) [Notarial Seal] EXHIBIT M SCHEDULE OF DESIGNATED LOANS SERIES 1999-15 LOAN NO. ORIGINAL PRINCIPLE BALANCE BORROWER NAME - -------- -------------------------- ------------- 70921010 $ 62,000.00 Headley 70936927 $287,200.00 Gardner 80105505 $365,000.00 Coleman 80138639 $388,000.00 Hohener 80152366 $244,000.00 Barbour 80153109 $279,300.00 Towers EXHIBIT N SCHEDULE OF PLEDGED ASSET MORTGAGE LOANS None. EXHIBIT O SENIOR PRINCIPAL PRIORITIES POOL 1 third, to the classes of Pool 1 senior certificates entitled to principal distributions, in reduction of the Class Certificate Principal Balances thereof, to the extent of remaining Pool 1 Available Funds, concurrently, as follows: (1) to the Class A1 through Class A28 Certificates and the Class R Certificates, the Pool 1 Senior Optimal Principal Amount for such Distribution Date, in the following order of priority: (a) pro rata, to the Class A25 and Class A26 Certificates, the Pool 1 Group II Senior Principal Distribution Amount (as defined herein) for such Distribution Date, until the Class Certificate Principal Balances thereof have each been reduced to zero; and (b) to the Class A1 through Class A24 Certificates, the Class A27, Class A28 and Class R Certificates (together, the "Pool 1 Group I Senior Certificates"), the Pool 1 Senior Optimal Principal Amount for such Distribution Date, less the Pool 1 Group II Senior Principal Distribution Amount for such Distribution Date (such reduced amount, the "Pool 1 Group I Senior Principal Distribution Amount"), in the following order of priority: (I) to the Class R, Class A1, Class A2, Class A3, Class A13, Class A16 and Class A27 Certificates, until the Class Certificate Principal Balance of the Class A16 Certificates has been reduced to zero, concurrently, as follows: (A) approximately 15.5891276% of the amount distributable under clause (1) (b) (I) to the Class A1 Certificates; (B) approximately 4.073985313% of the amount distributable under clause (1) (b) (I) to the Class A2 Certificates; (C) approximately 10.688847393% of the amount distributable under clause (1) (b) (I) to the Class A3 Certificates; (D) approximately 38.861328507% of the amount distributable under clause (1) (b) (I) to the Class A16 Certificates; (E) approximately 15.589127600% of the amount distributable under clause (1) (b) (I) to the Class A27 Certificates; and (F) approximately 15.197583587% of the amount distributable under clause (1) (b) (I), sequentially, to the Class R Certificates, until the Class Certificate Principal Balance thereof has been reduced to zero, and then to the Class A13 Certificates, in that order; (II) to the Class A1, Class A2, Class A3, Class A5, Class A13, Class A27 and Class A28 Certificates, until the Class Certificate Principal Balance of the Class A27 Certificates has been reduced to zero, concurrently, as follows: (A) approximately 15.589127600% of the amount distributable under clause (1) (b) (II) to the Class A1 Certificates; (B) approximately 15.445351800% of the amount distributable under clause (1) (b) (II) to the Class A2 Certificates; (C) approximately 10.688847393% of the amount distributable under clause (1) (b) (II) to the Class A3 Certificates; (D) approximately 2.604646683% of the amount distributable under clause (1) (b) (II) to the Class A5 Certificates; (E) approximately 15.197583587% of the amount distributable under clause (1) (b) (II) to the Class A13 Certificates; (F) approximately 15.589127600% of the amount distributable under clause (1) (b) (II) to the Class A27 Certificates; and (G) approximately 24.885315337% of the amount distributable under clause (1) (b) (II) to the Class A28 Certificates; (III) to the Class A1, Class A2, Class A3, Class A4, Class A5, Class A13, Class A14 and Class A28 Certificates, until the Class Certificate Principal Balances of the Class A1, Class A2, Class A3, Class A4, Class A5 and Class A28 Certificates have each been reduced to zero, concurrently, as follows: (A) approximately 15.589127600% of the amount distributable under clause (1) (b) (III) to the Class A1 Certificates; (B) approximately 15.445351800% of the amount distributable under clause (1) (b) (III) to the Class A2 Certificates; (C) approximately 10.688847393% of the amount distributable under clause (1) (b) (III) to the Class A3, Class A4 and Class A14 Certificates, in the following order of priority: (i) to the Class A3 Certificates, until the Class Certificate Principal Balance thereof has been reduced to zero; and (ii) to the Class A4 and Class A14 Certificates, concurrently as follows: (x) approximately 96.428571429% of the amount distributable under clause (1) (b) (III) (C) (ii) to the Class A4 Certificates; and (y) approximately 3.571428571% of the amount distributable under clause (1) (b) (111) (C) (ii) to the Class A14 Certificates; (D) approximately 40.474442937% of the amount distributable under clause (1) (b) (III) to the Class A4, Class A14 and Class A28 Certificates, in the following order of priority: (i) to the Class A28 Certificates, until the Class Certificate Principal Balance thereof has been reduced to zero; (ii) to the Class A4 and Class A14 Certificates, concurrently as follows: (x) approximately 96.428571429% of the amount distributable under Clause (1) (b) (III) (D) (ii) to the Class A4 Certificates; and (y) approximately 3.571428571% of the amount distributable under Clause (1) (b) (III) (D) (ii) to the Class A14 Certificates; (E) approximately 2.604646683% of the amount distributable under clause (1) (b) (III) to the Class A5 Certificates; and (F) approximately 15.197583587% of the amount distributable under clause (1) (b) (III) to the Class A13 Certificates; (IV) to the Class A6 through Class A 15 Certificates, and the Class A17 and Class A20 Certificates, until the Class Certificate Principal Balances thereof (other than the Class A14 and Class A20 Certificates) have each been reduced to zero, concurrently, as follows: (A) approximately 15.197583857% of the amount distributable under clause (1) (b) (IV) to the Class A13 Certificates; (B) approximately 3.028657729% of the amount distributable under clause (1) (b) (IV) to the Class A14 Certificates; and (C) approximately 81.773758684% of the amount distributable under clause (1) (b) (IV) to the Class A6, Class A7, Class A8, Class A9, Class Ab, Class A11, Class A12, Class A14, Class A15, Class A17 and Class A20 Certificates in the following order of priority: (i) to the Class A12 Certificates, until the Class Certificate Principal Balance thereof has been reduced to zero; (ii) to the Class A6, Class A7, Class A8, Class A9, Class A10, Class A11, Class A14, Class AIS, Class A17 and Class A20 Certificates, concurrently as follows: (x) approximately 43.502648718% of the amount distributable under clause (1) (b) (IV) (C) (ii) to the Class A6, Class A7, Class A8, Class A9, Class A10, Class A11, Class A14, Class A15, Class A17 and Class A20 Certificates, in the following order of priority: first, sequentially, to the Class A6, Class A7, Class A8, Class A9, Class A10 and Class A11 Certificates, in that order, until the Class Certificate Principal Balances thereof have each been reduced to zero; and second, to the Class A14, Class A15, Class A17 and Class A20 Certificates, concurrently as follows: (aa) approximately 0.205380622% of the amount distributable under clause (1) (b) (IV) (C) (ii) (x) (second) to the Class A14 Certificates; and (bb) approximately 94.043961975% of the amount distributable under clause (1) (b) (IV) (C) (ii) (x) (second) to the Class A17 Certificates; and (cc) approximately 5.750657403% of the amount distributable under clause (1) (b) (IV) (C) (ii) (x) (second), sequentially, to the Class A15 and Class A20 Certificates, in that order; (y) approximately 56.497351282% of the amount distributable under clause (I) (b) (IV) (C) (ii) to the Class A14, Class A15, Class A17 and Class A20 Certificates, concurrently as follows: first, approximately 0.205380622% of the amount distributable under clause (1) (b) (IV) (C) (ii) (y) to the Class A14 Certificates; second, approximately 94.043961975% of the amount distributable under clause (1) (b) (IV) (C) (ii) (y) to the Class A17 Certificates; and third, approximately 5.750657403% of the amount distributable under clause (1) (b) (IV) (C) (ii) (y), sequentially, to the Class A15 and Class A20 Certificates, in that order; (V) to the Class A14, Class A18, Class A19, Class A20 and Class A21 Certificates, until the Class Certificate Principal Balances thereof have each been reduced to zero, con currently, as follows: (A) approximately 6.896551724% of the amount distributable pursuant to clause (1) (b) (V) to the Class A14 Certificates; (B) approximately 93.103448276% of the amount distributable pursuant to clause (1)(b) (V) to the Class A18, Class A19, Class A20 and Class A21 Certificates, concurrently, as follows: (i) approximately 12.268296521% of the amount distributable pursuant to clause (1) (b) (V) (B) to the Class A18 Certificates; (ii) approximately 24.536593041% of the amount distributable pursuant to clause (1) (b) (V) (B) to the Class A19 Certificates; and (iii) approximately 63.195110438% of the amount distributable pursuant to clause (1) (b) (V) (B) to the Class A20 and Class A21 Certificates, concurrently, as follows: (x) approximately 9.658200570% of the amount distributable pursuant to clause (1) (b) (V) (B) (iii) to the Class A20 Certificates; and (y) approximately 90.341799430% of the amount distributable pursuant to clause (1) (b) (V) (B) (iii) to the Class A21 Certificates; and (VI) to the Class A22, Class A23 and Class A24 Certificates, in that order, until the Class Certificate Principal Balances thereof have each been reduced to zero; and (2) to the Class 1-PO Certificates, the Class 1-PO Principal Distribution Amount for such Distribution Date, until the Class Certificate Principal Balance thereof has been reduced to zero; and POOL 2 third, to the Class 2-A1 through Class 2-A5 Certificates, in reduction of the Class Certificate Principal Balances thereof, to the extent of remaining Pool 2 Available Funds, the Pool 2 Senior Optimal Principal Amount for such Distribution Date, in the following order of priority: (1) to the Class 2-A5 Certificates, the Class 2-A5 Principal Distribution Amount (as defined herein) for such Distribution Date, until the Class Certificate Principal Balance thereof has been reduced to zero; and (2) to the Class 2-A1 Certificates, until the Class Certificate Principal Balance thereof has been reduced to zero; and (3) to the Class 2-A2, Class 2-A3 and Class 2-A4 Certificates (together with the Class 2-A1 Certificates the "Pool 2 Group I Senior Certificates"), concurrently as follows: (a) approximately 10.0% of the amount distributable under clause (3) to the Class 2-A3 Certificates, until the Class Certificate Principal Balance thereof has been reduced to zero; and (b) approximately 90.0% of the amount distributable under clause (3), sequentially, to the Class 2-A2 and Class 2-A4 Certificates, in that order, until the respective Class Certificate Principal Balances thereof have each been reduced to zero.