Execution





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                       GE CAPITAL MORTGAGE SERVICES, INC.,

                               Seller and Servicer


                                       and



                      STATE STREET BANK AND TRUST COMPANY,

                                     Trustee


                            -----------------------



                         POOLING AND SERVICING AGREEMENT

                            Dated as of July 1, 1999


                             -----------------------

                       GE Capital Mortgage Services, Inc.,

                                  1999-15 Trust






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                                Table of Contents
                                                                 Page
                                                                 ----


                                    ARTICLE I
                                   DEFINITIONS

Section 1.01. Definitions............................................1


                                   ARTICLE II
                          CONVEYANCE OF MORTGAGE LOANS;
                       ORIGINAL ISSUANCE OF CERTIFICATES

Section 2.01. Conveyance of Mortgage Loans..........................39
Section 2.02. Acceptance by Trustee.................................43
Section 2.03. Representations and Warranties
of the Company; Mortgage Loan Repurchase............................44
Section 2.04. Execution of Certificates.............................50
Section 2.05. Designations under the REMIC Provisions...............50


                                   ARTICLE III
                 ADMINISTRATION AND SERVICING OF MORTGAGE LOANS

Section 3.01. Company to Act as Servicer..............................53
Section 3.02. Collection of Certain Mortgage Loan Payments;
              Mortgage Loan Payment Records; Certificate Account......56
Section 3.03. Collection of Taxes, Assessments and Other Items........59
Section 3.04. Permitted Debits to the Mortgage Loan Payment Records...59
Section 3.05. Maintenance of the Primary Insurance Policies...........61
Section 3.06. Maintenance of Hazard Insurance.........................61
Section 3.07. Assumption and Modification Agreements..................62
Section 3.08. Realization Upon Defaulted Mortgage Loans...............63
Section 3.09. Trustee to Cooperate; Release of Mortgage Files.........65
Section 3.10. Servicing Compensation; Payment of
              Certain Expenses by the Company.........................66
Section 3.11. Reports to the Trustee..................................66
Section 3.12. Annual Statement as to Compliance.......................67
Section 3.13. Annual Independent Public Accountants'
              Servicing Report........................................67
Section 3.14. Access to Certain Documentation and Information
              Regarding the Mortgage Loans............................67
Section 3.15. Maintenance of Certain Servicing Policies...............68
Section 3.16. Optional Purchase of Defaulted Mortgage Loans...........68


                                   ARTICLE IV
                             PAYMENTS AND STATEMENTS

Section 4.01. Distributions...........................................68
Section 4.02. Method of Distribution..................................77
Section 4.03. Allocation of Losses....................................78
Section 4.04. Monthly Advances; Purchases of Defaulted
              Mortgage Loans..........................................80
Section 4.05. Statements to Certificateholders........................80
Section 4.06. Servicer's Certificate..................................83
Section 4.07. Reports of Foreclosures and Abandonments of
              Mortgaged Property......................................83
Section 4.08. Reduction of Servicing Fees by
              Compensating Interest Payments..........................83
Section 4.09. Surety Bond.............................................83
Section 4.10. Distributions to Holders of
              Designated Retail Certificates..........................83


                                    ARTICLE V
                                THE CERTIFICATES

Section 5.01. The Certificates........................................88
Section 5.02. Registration of Transfer and Exchange of Certificates...90
Section 5.03. Mutilated, Destroyed, Lost or Stolen Certificates.......95
Section 5.04. Persons Deemed Owners...................................96
Section 5.05. Access to List of Certificateholders'
              Names and Addresses.....................................96
Section 5.06. Representation of Certain Certificateholders............96
Section 5.07. Determination of COFI...................................96
Section 5.08. Determination of LIBOR..................................97


                                   ARTICLE VI
                                   THE COMPANY

Section 6.01. Liability of the Company...............................98
Section 6.02. Merger or Consolidation of, or
              Assumption of the Obligations of, the Company..........99
Section 6.03. Assignment.............................................99
Section 6.04. Limitation on Liability of the Company and Others......99
Section 6.05. The Company Not to Resign.............................100


                                   ARTICLE VII
                                     DEFAULT

Section 7.01. Events of Default......................................100
Section 7.02. Trustee to Act; Appointment of Successor...............101
Section 7.03. Notification to Certificateholders.....................102


                                  ARTICLE VIII
                                   THE TRUSTEE

Section 8.01. Duties of Trustee......................................102
Section 8.02. Certain Matters Affecting the Trustee..................103
Section 8.03. Trustee Not Liable for Certificates or Mortgage Loans..105
Section 8.04. Trustee May Own Certificates...........................105
Section 8.05. The Company to Pay Trustee's Fees and Expenses.........105
Section 8.06. Eligibility Requirements for Trustee...................105
Section 8.07. Resignation or Removal of Trustee......................106
Section 8.08. Successor Trustee......................................106
Section 8.09. Merger or Consolidation of Trustee.....................107
Section 8.10. Appointment of Co-Trustee or Separate Trustee..........107
Section 8.11. Compliance with REMIC Provisions; Tax Returns..........108


                                   ARTICLE IX
                                   TERMINATION

Section 9.01. Termination upon Repurchase by the
              Company or Liquidation of All Mortgage Loans...........108
Section 9.02. Additional Termination Requirements....................110


                                    ARTICLE X
                            MISCELLANEOUS PROVISIONS

Section 10.01. Amendment.............................................110
Section 10.02. Recordation of Agreement..............................111
Section 10.03. Limitation on Rights of Certificateholders............112
Section 10.04. Governing Law.........................................112
Section 10.05. Notices...............................................113
Section 10.06. Notices to the Rating Agencies........................113
Section 10.07. Severability of Provisions............................113
Section 10.08. Certificates Nonassessable and Fully Paid.............113

Exhibits
- --------

EXHIBIT A   Forms of Certificates
EXHIBIT B   Principal Balance Schedules
EXHIBIT C   Mortgage Loans (including list of Cooperative Loans)
EXHIBIT D   Form of Servicer's Certificate
EXHIBIT E   Form of Transfer Certificate as to ERISA Matters
             for Definitive ERISA-Restricted Certificates
EXHIBIT F   Form of Residual Certificate Transferee Affidavit
EXHIBIT G   Form of Residual Certificate Transferor Letter
EXHIBIT H   Additional Servicer Compensation
EXHIBIT I   Form of Investment Letter for Definitive Restricted Certificates
EXHIBIT J   Form of Distribution Date Statement
EXHIBIT K   Form of Special Servicing and Collateral Fund Agreement
EXHIBIT L   Form of Lost Note Affidavit and Agreement
EXHIBIT M   Schedule of Designated Loans
EXHIBIT N   Schedule of Pledged Asset Mortgage Loans
EXHIBIT O   Senior Principal Priorities





     THIS POOLING AND SERVICING AGREEMENT, dated as of July 1, 1999, between GE
CAPITAL MORTGAGE SERVICES, INC., a corporation organized and existing under the
laws of the State of New Jersey, and STATE STREET BANK AND TRUST COMPANY, a
Massachusetts banking corporation, as Trustee.

                          W I T N E S S E T H T H A T :


     In consideration of the mutual agreements herein contained, GE Capital
Mortgage Services, Inc. and State Street Bank and Trust Company agree as
follows:

ARTICLE I

                                   DEFINITIONS

     Section 1.01. Definitions. Whenever used in this Agreement, the following
words and phrases, unless the context otherwise requires, shall have the
following meanings:

     Accretion Directed Certificate:  Any Class A22 or Class A23 Certificate.

     Accretion Directed Component:  None.

     Accretion Termination Date: The earlier to occur of (1) the Distribution
Date on which the Class Certificate Principal Balance of the Class A23
Certificates has been reduced to zero and (2) the Cross-Over Date.

     Accrual Amount: As to any Class of Accrual Certificates and each
Distribution Date through the Accretion Termination Date, the sum of (x) any
amount of Accrued Certificate Interest allocable to such Class pursuant to
Section 4.01(a)(i) on such Distribution Date and (y) any amount of Unpaid Class
Interest Shortfall allocable to such Class pursuant to Section 4.01(a)(ii) on
such Distribution Date, to the extent that such amounts are distributed to any
Accretion Directed Certificates pursuant to Section 4.01(h). As to any Class of
Accrual Certificates and each Distribution Date after the related Accretion
Termination Date, zero.

     Accrual Certificates:  Any Class A24 Certificate.

     Accrual Component:  None.

     Accrued Certificate Interest: As to any Distribution Date and any Class of
Certificates (other than any Class of Principal Only Certificates and any Class
of Certificates consisting of Specified Components), interest accrued during the
related Interest Accrual Period at the applicable Certificate Interest Rate on
the Class Certificate Principal Balance (or, in the case of any Class of
Notional Certificates other than the Class S Certificates, on the aggregate
Notional Principal Balance) thereof immediately prior to (or, in the case of the
Class S Certificates, on the aggregate Notional Principal Balance thereof with
respect to) such Distribution Date, calculated on the basis of a 360-day year
consisting of twelve 30-day months. As to any Distribution Date and any
Specified Component (other than any Principal Only Component), interest accrued
during the related Interest Accrual Period at the applicable Component Interest
Rate on the Component Principal Balance (or Notional Component Principal
Balance) thereof immediately prior to such Distribution Date, calculated on the
basis of a 360-day year consisting of twelve 30-day months. As to any
Distribution Date and any Class of Certificates consisting of Specified
Components, the aggregate of Accrued Certificate Interest on such Specified
Components for such Distribution Date.

     Accrued Certificate Interest on each Class of Certificates (other than any
Class of Principal Only Certificates and any Class of Certificates consisting of
Specified Components) and any Specified Component (other than any Principal Only
Component) shall be reduced by such Class's or Specified Component's share
(determined as set forth in the next two sentences) of the amount of any Net
Interest Shortfall and Interest Losses for such Distribution Date. Any Net
Interest Shortfall in respect of a Mortgage Pool shall be allocated on a pro
rata basis among (1) the related Classes of Senior Certificates (other than any
Class of Principal Only Certificates) in proportion to the respective amounts of
Accrued Certificate Interest that would have resulted absent such shortfall and
(2) the Junior Certificates in proportion to the respective amounts of Accrued
Certificate Interest on their respective Apportioned Principal Balances relating
to such Mortgage Pool that would have resulted absent such shortfall. Any
Interest Losses shall be allocated on a pro rata basis among (1) all Classes of
Senior Certificates (other than any Class of Principal Only Certificates) in
proportion to the respective amounts of Accrued Certificate Interest that would
have resulted absent such losses and (2) the Junior Certificates in proportion
to the respective amounts of Accrued Certificate Interest that would have
resulted absent such losses.

     Additional Collateral: With respect to any Mortgage 100SM Loan, the
marketable securities held from time to time as security for the repayment of
such Mortgage 100SM Loan and any related collateral. With respect to any Parent
PowerSM Loan, the third-party guarantee for such Parent PowerSM Loan, together
with (i) any marketable securities held from time to time as security for the
performance of such guarantee and any related collateral or (ii) any mortgaged
property securing the performance of such guarantee, the related home equity
line of credit loan and any related collateral.

     Aggregate Junior Percentage: The percentage (carried to six places rounded
up) obtained by dividing the sum of the Class Certificate Principal Balances of
the Junior Certificates by the aggregate of the Pool 1 Scheduled Principal
Balances (less the Class Certificate Principal Balance of the Class 1-PO
Certificates) and Pool 2 Scheduled Principal Balances.

     Agreement: This Pooling and Servicing Agreement and all amendments hereof
and supplements hereto.

     Allocable Share: (a) As to any Distribution Date and amounts distributable
pursuant to clauses (a)(i), (a)(iii), (b)(i) and (b)(iii) of the definition of
Junior Optimal Principal Amount, and as to each Class of Junior Certificates,
the fraction, expressed as a percentage, the numerator of which is the Class
Certificate Principal Balance of such Class and the denominator of which is the
aggregate Class Certificate Principal Balance of the Junior Certificates.

     (b) As to any Distribution Date and amounts distributable pursuant to
clauses (a)(ii), (a)(iv), (a)(v), (b)(ii), (b)(iv) and (b)(v) of the definition
of Junior Optimal Principal Amount, and as to the Class M Certificates and each
Class of Class B Certificates for which the related Prepayment Distribution
Trigger has been satisfied on such Distribution Date, the fraction, expressed as
a percentage, the numerator of which is the Class Certificate Principal Balance
of such Class and the denominator of which is the aggregate Class Certificate
Principal Balance of all such Classes. As to any Distribution Date and each
Class of Class B Certificates for which the related Prepayment Distribution
Trigger has not been satisfied on such Distribution Date, 0%.

     Amortization Payment: As to any REO Mortgage Loan and any month, the
payment of principal and accrued interest due in such month in accordance with
the terms of the related Mortgage Note as contemplated by Section 3.08(b).

     Amount Held for Future Distribution: As to each Distribution Date and
Mortgage Pool, the total of all amounts credited to the Mortgage Loan Payment
Record for such Mortgage Pool as of the preceding Determination Date on account
of (i) Principal Prepayments, Insurance Proceeds and Liquidation Proceeds
received in respect of such Mortgage Pool subsequent to the preceding Prepayment
Period applicable to such receipts, and (ii) monthly payments of principal and
interest due subsequent to the preceding Due Date.

     Anniversary Determination Date: The Determination Date occurring in August
of each year that the Certificates are outstanding, commencing in August 2000.

     Apportioned Principal Balance: As to any Class of Junior Certificates, any
Mortgage Pool and any Distribution Date, the Class Certificate Principal Balance
of such Class multiplied by a fraction, the numerator of which is the Pool
Junior Amount with respect to such Mortgage Pool and the denominator of which is
the sum of the Pool Junior Amounts for both Mortgage Pools.

     Assignment of Proprietary Lease: With respect to a Cooperative Loan, the
assignment of the related Proprietary Lease from the Mortgagor to the originator
of the Cooperative Loan.

     Assumed Monthly Payment Reduction: As of any Anniversary Determination
Date, and as to any Non-Primary Residence Loan remaining in the Trust Fund whose
original principal balance was 80% or greater of the Original Value thereof, the
excess of (i) the Monthly Payment thereof calculated on the assumption that the
Mortgage Rate thereon was equal to the weighted average (by principal balance)
of the Net Mortgage Rates of all Outstanding Mortgage Loans (the "Weighted
Average Rate") as of such Anniversary Determination Date over (ii) the Monthly
Payment thereof calculated on the assumption that the Net Mortgage Rate thereon
was equal to the Weighted Average Rate less 1.25% per annum.

     Available Funds: As to each Distribution Date and Mortgage Pool, an amount
equal to the sum of (i) all amounts credited to the Mortgage Loan Payment Record
for such Mortgage Pool pursuant to Section 3.02 as of the preceding
Determination Date, (ii) any Monthly Advance and any Compensating Interest
Payment in respect of such Mortgage Pool for such Distribution Date, (iii) the
Purchase Price of any Defective Mortgage Loans and Defaulted Mortgage Loans in
respect of such Mortgage Pool deposited in the Certificate Account on the
Business Day preceding such Distribution Date (including any amounts deposited
in the Certificate Account in connection with any substitution of a Mortgage
Loan in such Mortgage Pool as specified in Section 2.03(b)), and (iv) the
purchase price of any defaulted Mortgage Loan in such Mortgage Pool purchased
under an agreement entered into pursuant to Section 3.08(e) as of the end of the
preceding Prepayment Period, less the sum of (x) the Amount Held for Future
Distribution in respect of such Mortgage Pool, (y) the amount of any
Unanticipated Recovery credited to the Mortgage Loan Payment Record in respect
of such Mortgage Pool pursuant to clause (vi) of Section 3.02(b), and (z)
amounts permitted to be debited from the related Mortgage Loan Payment Record
pursuant to clauses (i) through (vii) and (ix) of Section 3.04.

     Bankruptcy Coverage Termination Date: The Distribution Date upon which the
Bankruptcy Loss Amount has been reduced to zero or a negative number (or the
Cross-Over Date, if earlier).

     Bankruptcy Loss Amount: As of any Determination Date prior to the first
Anniversary Determination Date, the Bankruptcy Loss Amount shall equal $358,194,
as reduced by the aggregate amount of Deficient Valuations and Debt Service
Reductions in respect of either Mortgage Pool since the Cut-off Date. As of any
Determination Date after the first Anniversary Determination Date, other than an
Anniversary Determination Date, the Bankruptcy Loss Amount shall equal the
Bankruptcy Loss Amount on the immediately preceding Anniversary Determination
Date as reduced by the aggregate amount of Deficient Valuations and Debt Service
Reductions for either Mortgage Pool since such preceding Anniversary
Determination Date. As of any Anniversary Determination Date, the Bankruptcy
Loss Amount shall equal the lesser of (x) the Bankruptcy Loss Amount as of the
preceding Determination Date as reduced by any Deficient Valuations and Debt
Service Reductions for either Mortgage Pool for the preceding Distribution Date,
and (y) the greater of (i) the Fitch Formula Amount for such Anniversary
Determination Date and (ii) the Formula Amount for such Anniversary
Determination Date.

     The Bankruptcy Loss Amount may be further reduced by the Company (including
accelerating the manner in which such coverage is reduced) provided that prior
to any such reduction, the Company shall obtain written confirmation from each
Rating Agency that such reduction shall not adversely affect the then-current
rating assigned to the related Classes of Certificates by such Rating Agency and
shall provide a copy of such written confirmation to the Trustee.

     BBA:  The British Bankers' Association.

     BIF:  The Bank Insurance Fund of the FDIC, or its successor in interest.

     Book-Entry Certificate: Any Certificate registered in the name of the
Depository or its nominee, ownership of which is reflected on the books of the
Depository or on the books of a person maintaining an account with such
Depository (directly or as an indirect participant in accordance with the rules
of such Depository). As of the Closing Date, each Class of Certificates, other
than the Class B3, Class B4, Class B5, Class R, Class 1-PO, Class 1-S and Class
2-S Certificates, constitutes a Class of Book-Entry Certificates.

     Book-Entry Nominee:  As defined in Section 5.02(b).

     Business Day: Any day other than a Saturday or a Sunday, or a day on which
banking institutions in New York City or the city in which the Corporate Trust
Office is located are authorized or obligated by law or executive order to be
closed.

     Buydown Funds: Funds contributed by the Mortgagor or another source in
order to reduce the interest payments required from the Mortgagor for a
specified period in specified amounts.

     Buydown Mortgage Loan: Any Mortgage Loan as to which the Mortgagor pays
less than the full monthly payment specified in the Mortgage Note during the
Buydown Period and the difference between the amount paid by the Mortgagor and
the amount specified in the Mortgage Note is paid from the related Buydown
Funds.

     Buydown Period: The period during which Buydown Funds are required to be
applied to the related Buydown Mortgage Loan.

     Certificate: Any one of the certificates signed and countersigned by the
Trustee in substantially the forms attached hereto as Exhibit A.

     Certificate Account: The trust account or accounts created and maintained
with the Trustee pursuant to Section 3.02 and which must be an Eligible Account.

     Certificate Interest Rate: With respect to any Class of Certificates, other
than the Class S Certificates or any LIBOR Certificates, and as of any
Distribution Date, the per annum rate specified or described in Section 5.01(b).
With respect to any Class of LIBOR Certificates, the per annum variable rate at
any time at which interest accrues on the Certificates of such Class, as
determined pursuant to Section 5.01(f). With respect to the Class S Certificates
and any Distribution Date, the Strip Rate for such Distribution Date.

     Certificate Owner: With respect to any Book-Entry Certificate, the person
who is the beneficial owner thereof.

     Certificate Principal Balance: As to any Certificate other than a Notional
Certificate, and as of any Distribution Date, the Initial Certificate Principal
Balance of such Certificate (plus, in the case of any Accrual Certificate or any
Certificate consisting of one or more Accrual Components, its Percentage
Interest of any related Accrual Amount for each previous Distribution Date) less
the sum of (i) all amounts distributed with respect to such Certificate in
reduction of the Certificate Principal Balance thereof on previous Distribution
Dates pursuant to Section 4.01, (ii) any Realized Losses allocated to such
Certificate on previous Distribution Dates pursuant to Section 4.03(b) and (c),
and (iii) in the case of a Subordinate Certificate, such Certificate's
Percentage Interest of the Subordinate Certificate Writedown Amount allocated to
such Certificate on previous Distribution Dates. The Notional Certificates are
issued without Certificate Principal Balances.

     Certificate Register and Certificate Registrar: The register maintained and
the registrar appointed pursuant to Section 5.02.

     Certificateholder or Holder: The person in whose name a Certificate is
registered in the Certificate Register, except that, solely for the purposes of
giving any consent pursuant to this Agreement, a Certificate of any Class to the
extent that the Company or any affiliate is the Certificate Owner or Holder
thereof (except to the extent the Company or any affiliate thereof shall be the
Certificate Owner or Holder of all Certificates of such Class), shall be deemed
not to be outstanding and the Percentage Interest (or Voting Rights) evidenced
thereby shall not be taken into account in determining whether the requisite
amount of Percentage Interests (or Voting Rights) necessary to effect any such
consent has been obtained; provided, however, that in determining whether the
Trustee shall be protected in relying on such consent only the Certificates that
the Trustee knows to be so held shall be so disregarded.

     Class:  All Certificates bearing the same class designation.

     Class B Certificate: Any Class B1, Class B2, Class B3, Class B4 or Class B5
Certificate.

     Class Certificate Principal Balance: As to any Class of Certificates, other
than any Class of Notional Certificates, and as of any date of determination,
the aggregate of the Certificate Principal Balances of all Certificates of such
Class. The Class Certificate Principal Balance of each such Class of
Certificates as of the Closing Date is specified in Section 5.01(b).

     Class Interest Shortfall: As to any Distribution Date and any Class of
Certificates (other than any Class of Principal Only Certificates or any Class
consisting of Specified Components) or any Specified Component, any amount by
which the amount distributed to Holders of such Class of Certificates or in
respect of such Specified Component (or added to the Class Certificate Principal
Balance of any Class of Accrual Certificates or to the Component Principal
Balance of any Accrual Component constituting a Specified Component) on such
Distribution Date pursuant to Sections 4.01(a)(i), (b)(i), (c)(i), (c)(iv),
(c)(vii), (c)(x), (c)(xiii), (c)(xvi) or (g)(ii) is less than the Accrued
Certificate Interest thereon or in respect thereof for such Distribution Date.
As to any Distribution Date and any Class of Certificates consisting of
Specified Components, the sum of the Class Interest Shortfalls for such
Components on such date.

     Class PO Certificates:  The Class 1-PO Certificates.

     Class PO Deferred Amount: As to any Distribution Date and Pool 1 on or
prior to the Cross-Over Date, the aggregate of the PO Percentage of the
principal portion of each Realized Loss in respect of Pool 1, other than any
related Excess Loss, to be allocated to the Class 1-PO Certificates on such
Distribution Date or previously allocated to the Class 1-PO Certificates and not
yet paid to the Holders of such Class 1-PO Certificates pursuant to Section
4.01(a)(iv).

     Class PO Principal Distribution Amount: As to any Distribution Date and for
Pool 1, an amount equal to the sum of the PO Percentage of:

     (i) the principal portion of each Monthly Payment due on the related Due
Date on each Outstanding Mortgage Loan in Pool 1 as of such Due Date as
specified in the amortization schedule at the time applicable thereto (after
adjustments for previous Principal Prepayments and the principal portion of Debt
Service Reductions, each in respect of Pool 1, subsequent to the Bankruptcy
Coverage Termination Date but before any adjustment to such amortization
schedule by reason of any bankruptcy (except as aforesaid) or similar proceeding
or any moratorium or similar waiver or grace period);

     (ii) all principal prepayments in part in respect of Pool 1 received during
the related Prepayment Period, together with the Scheduled Principal Balance (as
reduced by any Deficient Valuation in respect of Pool 1 occurring on or prior to
the Bankruptcy Coverage Termination Date) of each Mortgage Loan in Pool 1 that
was the subject of a Voluntary Principal Prepayment in full during the related
Prepayment Period;

     (iii) the sum of (A) all Net Liquidation Proceeds in respect of Pool 1
allocable to principal received in respect of each Mortgage Loan in Pool 1 that
became a Liquidated Mortgage Loan during the related Prepayment Period (other
than Mortgage Loans described in clause (B)) and (B) the principal balance of
each Mortgage Loan in Pool 1 purchased by an insurer from the Trustee pursuant
to the related Primary Insurance Policy, in each case during the related
Prepayment Period;

     (iv) the Scheduled Principal Balance (as reduced by any Deficient Valuation
of Pool 1 occurring on or prior to the Bankruptcy Coverage Termination Date) of
each Mortgage Loan in Pool 1 that was purchased on such Distribution Date
pursuant to Section 2.02, 2.03(a) or 3.16; and

     (v) the Substitution Amount for any Mortgage Loan in Pool 1 substituted
during the month of such Distribution Date; for purposes of this clause (v), the
definition of "Substitution Amount" shall be modified to reduce the Scheduled
Principal Balance of the Mortgage Loan that is substituted for by any Deficient
Valuation in respect of Pool 1 occurring on or prior to the Bankruptcy Coverage
Termination Date.

     For purposes of clause (ii) above, a Voluntary Principal Prepayment in full
with respect to a Mortgage Loan serviced by a Primary Servicer shall be deemed
to have been received when the Company, as servicer, receives notice thereof.

     Class S Certificates:  Any of the Class 1-S and Class 2-S Certificates.

     Closing Date:  July 29, 1999.

     Code: The Internal Revenue Code of 1986, as it may be amended from time to
time, any successor statutes thereto, and applicable U.S. Department of the
Treasury temporary or final regulations promulgated thereunder.

     COFI: The monthly weighted average cost of funds for savings institutions
the home offices of which are located in Arizona, California, or Nevada that are
member institutions of the Eleventh Federal Home Loan Bank District, as computed
from statistics tabulated and published by the Federal Home Loan Bank of San
Francisco in its monthly Information Bulletin.

     COFI Certificates:  None.

     COFI Determination Date: As to each Interest Accrual Period for any COFI
Certificates, the last Business Day of the calendar month preceding the
commencement of such Interest Accrual Period.

     Company: GE Capital Mortgage Services, Inc., a corporation organized and
existing under the laws of the State of New Jersey, or its successor in interest
or, if any successor servicer is appointed as herein provided, then such
successor servicer.

     Compensating Interest Payment: With respect to any Distribution Date and
Mortgage Pool, an amount equal to the aggregate of the Interest Shortfalls
described in clauses (A) and (B) of the definition thereof with respect to such
Distribution Date and Mortgage Pool; provided, however, that such amount shall
not exceed the lesser of (i) an amount equal to the product of (x) the Pool
Scheduled Principal Balance with respect to such Distribution Date and Mortgage
Pool and (y) one-twelfth of 0.125%, and (ii) the aggregate of the Servicing Fees
that the Company would be entitled to retain on such Distribution Date in
respect of the Mortgage Loans in such Mortgage Pool (less any portion thereof
paid as servicing compensation to any Primary Servicer) without giving effect to
any related Compensating Interest Payment.

     Component: Any of the components of a Class of Component Certificates
having the designations, initial Component Principal Balances (or Notional
Component Balances) and Component Interest Rates as follows:

                                 Initial Component
                                 Principal Balance
                                    or Notional                 Component
 Designation                     Component Balance            Interest Rate
 -----------                     -----------------            -------------
       N/A                              N/A                        N/A

     Component Certificate:  None.

     Component Interest Rate: With respect to any Component, other than a
Principal Only Component, and as of any Distribution Date, the per annum fixed
rate specified for such Component in the definition of the term "Component."

     Component Principal Balance: As of any Distribution Date, and with respect
to any Component, other than any Notional Component, the initial Component
Principal Balance thereof (as set forth, as applicable, in the definition of
Component) (plus, in the case of any Accrual Component, any related Accrual
Amount for each previous Distribution Date) less the sum of (x) all amounts
distributed in reduction thereof on previous Distribution Dates pursuant to
Section 4.01 and (y) the amount of all Realized Losses allocated thereto
pursuant to Section 4.03(d).

     Confirmatory Mortgage Note: With respect to any Mortgage Loan, a note or
other evidence of indebtedness executed by the Mortgagor confirming its
obligation under the note or other evidence of indebtedness previously executed
by the Mortgagor upon the origination of the related Mortgage Loan.

     Cooperative: A private, cooperative housing corporation organized in
accordance with applicable state laws which owns or leases land and all or part
of a building or buildings located in the relevant state, including apartments,
spaces used for commercial purposes and common areas therein and whose board of
directors authorizes, among other things, the sale of Cooperative Stock.

     Cooperative Apartment: A dwelling unit in a multi-dwelling building owned
or leased by a Cooperative, which unit the Mortgagor has an exclusive right to
occupy pursuant to the terms of one or more Proprietary Leases.

     Cooperative Loans: Any of the Mortgage Loans made in respect of a
Cooperative Apartment, evidenced by a Mortgage Note and secured by (i) a
Security Agreement, (ii) the related Cooperative Stock Certificate(s), (iii) an
assignment of the Proprietary Lease(s), (iv) financing statements and (v) a
stock power (or other similar instrument), and in addition thereto, a
recognition agreement between the Cooperative and the originator of the
Cooperative Loan, each of which was transferred and assigned to the Trustee
pursuant to Section 2.01 and are from time to time held as part of the Trust
Fund. The Mortgage Loans identified as such in Exhibit C hereto are Cooperative
Loans.

     Cooperative Stock: With respect to a Cooperative Loan, the single
outstanding class of stock, partnership interest or other ownership instrument
in the related Cooperative.

     Cooperative Stock Certificate: With respect to a Cooperative Loan, the
stock certificate(s) or other instrument evidencing the related Cooperative
Stock.

     Corporate Trust Office: The principal office of the Trustee at which at any
particular time its corporate trust business shall be administered, which office
at the date of the execution of this instrument is located at 225 Franklin
Street, Boston, Massachusetts 02110, Attention: Corporate Trust Department.

     Cross-Over Date: The first Distribution Date on which the aggregate Class
Certificate Principal Balance of the Junior Certificates has been reduced to
zero (giving effect to all distributions on such Distribution Date).

     Cut-off Date:  July 1, 1999.

     Debt Service Reduction: As to any Mortgage Loan and any Determination Date,
the excess of (a) the then current Monthly Payment for such Mortgage Loan over
(b) the amount of the monthly payment of principal and interest required to be
paid by the Mortgagor as established by a court of competent jurisdiction as a
result of a proceeding initiated by or against the related Mortgagor under the
Bankruptcy Code, as amended from time to time (11 U.S.C.).

     Deceased Holder: With respect to a Holder of any Designated Retail
Certificate, as defined in Section 4.10(b).

     Defaulted Mortgage Loan: With respect to any Determination Date, a Mortgage
Loan as to which the related Mortgagor has failed to make unexcused payment in
full of a total of three or more consecutive installments of principal and
interest, and as to which such delinquent installments have not been paid, as of
the close of business on the last Business Day of the month next preceding the
month of such Determination Date.

     Defective Mortgage Loan: Any Mortgage Loan which is required to be
purchased by the Company (or which the Company may replace with a substitute
Mortgage Loan) pursuant to Section 2.02 or 2.03(a).

     Deficient Valuation: As to any Mortgage Loan and any Determination Date,
the excess of (a) the then outstanding indebtedness under such Mortgage Loan
over (b) the valuation by a court of competent jurisdiction of the related
Mortgaged Property as a result of a proceeding initiated by or against the
related Mortgagor under the Bankruptcy Code, as amended from time to time (11
U.S.C.), pursuant to which such Mortgagor retained such Mortgaged Property.

     Definitive Certificate: Any Certificate, other than a Book-Entry
Certificate, issued in definitive, fully registered form.

     Definitive Restricted Junior Certificate: Any Restricted Junior Certificate
that is in the form of a Definitive Certificate.

     Depository: The initial Depository shall be The Depository Trust Company,
the nominee of which is CEDE & Co. The Depository shall at all times be a
"clearing corporation" as defined in Section 8-102(a)(5) of the Uniform
Commercial Code of the State of New York, as amended, or any successor
provisions thereto.

     Depository Participant: A broker, dealer, bank or other financial
institution or other Person for which, from time to time, the Depository effects
book-entry transfers and pledges of securities deposited with such Depository.

     Designated Loan Closing Documents: With respect to any Designated Loan, a
Lost Note Affidavit substantially in the form of Exhibit L, and an assignment of
the related Mortgage to the Trustee in recordable form (except for the omission
therein of recording information concerning such Mortgage).

     Designated Loans:  The Mortgage Loans listed in Exhibit M hereto.

     Designated Rate:  6.75% per annum.

     Designated Retail Certificate:  Any Class A19 Certificate.

     Designated Telerate Page: The Dow Jones Telerate Service page 3750 (or such
other page as may replace page 3750 on that service or such other service as may
be nominated by the BBA for the purpose of displaying the Interest Settlement
Rates).

     Determination Date: With respect to any Distribution Date, the fifth
Business Day prior thereto.

     Discount Mortgage Loan: Any Mortgage Loan with a Net Mortgage Rate less
than the Designated Rate.

     Disqualified Organization: Any of the following: (i) the United States, any
State or political subdivision thereof, or any agency or instrumentality of any
of the foregoing (including but not limited to state pension organizations);
(ii) a foreign government, International Organization or any agency or
instrumentality of either of the foregoing; (iii) an organization (except
certain farmers' cooperatives described in Code section 521) which is exempt
from tax imposed by Chapter 1 of the Code (including the tax imposed by section
511 of the Code on unrelated business taxable income); and (iv) a rural electric
and telephone cooperative described in Code section 1381(a)(2)(C). The terms
"United States," "State" and "International Organization" shall have the
meanings set forth in Code section 7701 or successor provisions. A corporation
will not be treated as an instrumentality of the United States or of any State
or political subdivision thereof for these purposes if all of its activities are
subject to tax and a majority of its board of directors is not selected by such
governmental unit.

     Distribution Date: The 25th day of each calendar month after the month of
initial issuance of the Certificates, or, if such 25th day is not a Business
Day, the next succeeding Business Day.

     Distribution Date Statement:  The statement referred to in Section 4.05(a).

     Document File:  As defined in Section 2.01.

     Due Date:  The first day of the month of the related Distribution Date.

     Eligible Account: An account that is either (i) maintained with a
depository institution the debt obligations of which have been rated by each
Rating Agency in one of its two highest long-term rating categories and has been
assigned by S&P its highest short-term rating, (ii) an account or accounts the
deposits in which are fully insured by either the BIF or the SAIF, (iii) an
account or accounts, in a depository institution in which such accounts are
insured by the BIF or the SAIF (to the limits established by the FDIC), the
uninsured deposits in which accounts are either invested in Permitted
Investments or are otherwise secured to the extent required by the Rating
Agencies such that, as evidenced by an Opinion of Counsel delivered to the
Trustee, the Certificateholders have a claim with respect to the funds in such
account or a perfected first security interest against any collateral (which
shall be limited to Permitted Investments) securing such funds that is superior
to claims of any other depositors or creditors of the depository institution
with which such account is maintained, (iv) a trust account maintained with the
corporate trust department of a federal or state chartered depository
institution or of a trust company with trust powers and acting in its fiduciary
capacity for the benefit of the Trustee hereunder or (v) such account as will
not cause either Rating Agency to downgrade or withdraw its then-current rating
assigned to the Certificates, as evidenced in writing by the Rating Agencies.

     ERISA:  The Employee Retirement Income Security Act of 1974, as amended.

     ERISA-Restricted Certificate:  Any Class A26 or Junior Certificate.

     Event of Default:  An event described in Section 7.01.

     Excess Bankruptcy Loss: Any Deficient Valuation or Debt Service Reduction,
or portion thereof, in respect of a Mortgage Loan in either Mortgage Pool, (i)
occurring after the Bankruptcy Coverage Termination Date or (ii) if on such
date, in excess of the then-applicable Bankruptcy Loss Amount.

     Excess Fraud Loss: Any Fraud Loss, or portion thereof, in respect of a
Mortgage Loan in either Mortgage Pool, (i) occurring after the Fraud Coverage
Termination Date or (ii) if on such date, in excess of the then-applicable Fraud
Loss Amount.

     Excess Loss: Any Excess Bankruptcy Loss, Excess Fraud Loss or Excess
Special Hazard Loss.

     Excess Special Hazard Loss: Any Special Hazard Loss, or portion thereof, in
respect of a Mortgage Loan in either Mortgage Pool, (i) occurring after the
Special Hazard Termination Date or (ii) if on such date, in excess of the
then-applicable Special Hazard Loss Amount.

     FDIC: The Federal Deposit Insurance Corporation, or its successor in
interest.

     FHLMC: The Federal Home Loan Mortgage Corporation or its successor in
interest.

     Financial Intermediary: A broker, dealer, bank or other financial
institution or other Person that clears through or maintains a custodial
relationship with a Depository Participant.

     Fitch:  Fitch IBCA, Inc. and its successors.

     Fitch Formula Amount: As to each Anniversary Determination Date, the
greater of (i) $50,000 and (ii) the product of (x) the greatest Assumed Monthly
Payment Reduction for any Non-Primary Residence Loan whose original principal
balance was 80% or greater of the Original Value thereof, (y) the weighted
average remaining term to maturity (expressed in months) of all the Non-Primary
Residence Loans remaining in the Trust Fund as of such Anniversary Determination
Date, and (z) the sum of (A) one plus (B) the number of all remaining
Non-Primary Residence Loans divided by the total number of Outstanding Mortgage
Loans as of such Anniversary Determination Date.

     FNMA: The Federal National Mortgage Association or its successor in
interest.

     Formula Amount: As to each Anniversary Determination Date, the greater of
(i) $100,000 and (ii) the product of (x) 0.06% and (y) the Scheduled Principal
Balance of each Mortgage Loan remaining in the Trust Fund whose original
principal balance was 75% or greater of the Original Value thereof.

     Fraud Coverage Termination Date: The Distribution Date upon which the
related Fraud Loss Amount has been reduced to zero or a negative number (or the
Cross-Over Date, if earlier).

     Fraud Loss: Any Realized Loss attributable to fraud in the origination of
the related Mortgage Loan.

     Fraud Loss Amount: As of any Distribution Date after the Cut-off Date, (x)
prior to the first anniversary of the Cut-off Date, an amount equal to
$10,045,610, minus the aggregate amount of Fraud Losses in either Mortgage Pool
that would have been allocated to the Junior Certificates in accordance with
Section 4.03 in the absence of the Loss Allocation Limitation since the Cut-off
Date, and (y) from the first to the fifth anniversary of the Cut-off Date, an
amount equal to (1) the lesser of (a) the Fraud Loss Amount as of the most
recent anniversary of the Cut-off Date and (b) 1% (from the first to but
excluding the third anniversaries of the Cut-off Date) or 0.5% (from and
including the third to but excluding the fifth anniversaries of the Cut-off
Date) of the aggregate outstanding principal balance of all of the Mortgage
Loans as of the most recent anniversary of the Cut-off Date minus (2) the Fraud
Losses that would have been allocated to the Junior Certificates in accordance
with Section 4.03 in the absence of the Loss Allocation Limitation since the
most recent anniversary of the Cut-off Date. On or after the fifth anniversary
of the Cut-off Date the Fraud Loss Amount shall be zero.

     Initial Certificate Principal Balance: With respect to any Certificate,
other than a Notional Certificate, the Certificate Principal Balance of such
Certificate or any predecessor Certificate on the Closing Date.

     Initial LIBOR Rate:  None.

     Insurance Proceeds: Proceeds paid pursuant to the Primary Insurance
Policies, if any, and amounts paid by any insurer pursuant to any other
insurance policy covering a Mortgage Loan.

     Insured Expenses: Expenses covered by the Primary Insurance Policies, if
any, or any other insurance policy or policies applicable to the Mortgage Loans.

     Interest Accrual Period: With respect to any Distribution Date and any
Class of Certificates (other than any Class of Principal Only Certificates) or
Component, the one-month period ending on the last day of the month preceding
the month in which such Distribution Date occurs.

     Interest Losses: The interest portion of (i) on or prior to the Cross-Over
Date, any Excess Losses and (ii) after the Cross-Over Date, any Realized Losses
and Debt Service Reductions.

     Interest Settlement Rate: With respect to any Interest Accrual Period, the
rate (expressed as a percentage per annum) for one-month U.S. Dollar deposits
reported by the BBA at 11:00 a.m. London time on the related LIBOR Determination
Date and as it appears on the Designated Telerate Page.

     Interest Shortfall: With respect to any Distribution Date and each Mortgage
Loan that during the related Prepayment Period was the subject of a Voluntary
Principal Prepayment or constitutes a Relief Act Mortgage Loan, an amount
determined as follows:

     (A) partial principal prepayments: one month's interest at the applicable
Net Mortgage Rate on the amount of such prepayment;

     (B) principal prepayments in full received on or after the sixteenth day of
the month preceding the month of such Distribution Date (or, in the case of the
first Distribution Date, on or after the Cut-off Date) but on or before the last
day of the month preceding the month of such Distribution Date, the difference
between (i) one month's interest at the applicable Net Mortgage Rate on the
Scheduled Principal Balance of such Mortgage Loan immediately prior to such
prepayment and (ii) the amount of interest for the calendar month of such
prepayment (adjusted to the applicable Net Mortgage Rate) received at the time
of such prepayment;

     (C) principal prepayments in full received by the Company (or of which the
Company receives notice, in the case of a Mortgage Loan serviced by a Primary
Servicer) on or after the first day but on or before the fifteenth day of the
month of such Distribution Date: none; and

     (D) Relief Act Mortgage Loans: As to any Relief Act Mortgage Loan, the
excess of (i) 30 days' interest (or, in the case of a Principal Prepayment in
full, interest to the date of prepayment) on the Scheduled Principal Balance
thereof (or, in the case of a Principal Prepayment in part, on the amount so
prepaid) at the related Net Mortgage Rate over (ii) 30 days' interest (or, in
the case of a Principal Prepayment in full, interest to the date of prepayment)
on such Scheduled Principal Balance (or, in the case of a Principal Prepayment
in part, on the amount so prepaid) at the Net Mortgage Rate required to be paid
by the Mortgagor as limited by application of the Relief Act.

     Junior Certificate:  Any Class M or Class B Certificate.

     Junior Optimal Principal Amount: As to any Distribution Date, an amount
equal to the sum of the following:

     (a) the sum of:

     (vi) the Junior Percentage in respect of Pool 1 of the applicable Non-PO
Percentage of the principal portion of each Monthly Payment due on the related
Due Date on each Outstanding Mortgage Loan in Pool 1 as of such Due Date as
specified in the amortization schedule at the time applicable thereto (after
adjustment for previous Principal Prepayments and the principal portion of Debt
Service Reductions in respect of Pool 1 subsequent to the Bankruptcy Coverage
Termination Date but before any adjustment to such amortization schedule by
reason of any bankruptcy (other than as aforesaid) or similar proceeding or any
moratorium or similar waiver or grace period);

     (vii) the Junior Prepayment Percentage in respect of Pool 1 of the
applicable Non-PO Percentage of all principal prepayments in part in respect of
Pool 1 received during the related Prepayment Period, and 100% of any Senior
Optimal Principal Amount in respect of Pool 1 not distributed to the Pool 1
Senior Certificates on such Distribution Date, together with the Junior
Prepayment Percentage in respect of Pool 1 of the applicable Non-PO Percentage
of the Scheduled Principal Balance of each Mortgage Loan in Pool 1 that was the
subject of a Voluntary Principal Prepayment in full during the related
Prepayment Period;

     (viii) the excess, if any, of (x) the applicable Non-PO Percentage of the
sum of (A) all Net Liquidation Proceeds in respect of Pool 1 allocable to
principal received during the related Prepayment Period (other than in respect
of Mortgage Loans described in clause (B)) and (B) the principal balance of each
Mortgage Loan in Pool 1 that was purchased by an insurer from the Trustee during
the related Prepayment Period pursuant to the related Primary Insurance Policy,
over (y) the amount distributable pursuant to clause (iii) of the definition of
Senior Optimal Principal Amount in respect of Pool 1 on such Distribution Date;

     (ix) the Junior Prepayment Percentage in respect of Pool 1 of the
applicable Non-PO Percentage of the Scheduled Principal Balance of each Mortgage
Loan in Pool 1 that was purchased on such Distribution Date pursuant to Section
2.02, 2.03(a) or 3.16; and

     (x) the Junior Prepayment Percentage in respect of Pool 1 of the applicable
Non-PO Percentage of the Substitution Amount for any Mortgage Loan in Pool 1
substituted during the month of such Distribution Date; and

     (b) the sum of:

     (i) the Junior Percentage in respect of Pool 2 of the principal portion of
each Monthly Payment due on the related Due Date on each Outstanding Mortgage
Loan in Pool 2 as of such Due Date as specified in the amortization schedule at
the time applicable thereto (after adjustment for previous Principal Prepayments
and the principal portion of Debt Service Reductions in respect of Pool 2
subsequent to the Bankruptcy Coverage Termination Date but before any adjustment
to such amortization schedule by reason of any bankruptcy (other than as
aforesaid) or similar proceeding or any moratorium or similar waiver or grace
period);

     (ii) the Junior Prepayment Percentage in respect of Pool 2 of all principal
prepayments in part in respect of Pool 2 received during the related Prepayment
Period, and 100% of any Senior Optimal Principal Amount in respect of Pool 2 not
distributed to the Pool 2 Senior Certificates on such Distribution Date,
together with the Junior Prepayment Percentage in respect of Pool 2 of the
Scheduled Principal Balance of each Mortgage Loan in Pool 2 that was the subject
of a Voluntary Principal Prepayment in full during the related Prepayment
Period;

     (iii) the excess, if any, of (x) the sum of (A) all Net Liquidation
Proceeds in respect of Pool 2 allocable to principal received during the related
Prepayment Period (other than in respect of Mortgage Loans described in clause
(B)) and (B) the principal balance of each Mortgage Loan in Pool 2 that was
purchased by an insurer from the Trustee during the related Prepayment Period
pursuant to the related Primary Insurance Policy, over (y) the amount
distributable pursuant to clause (iii) of the definition of Senior Optimal
Principal Amount in respect of Pool 2 on such Distribution Date;

     (iv) the Junior Prepayment Percentage in respect of Pool 2 of the Scheduled
Principal Balance of each Mortgage Loan in Pool 2 that was purchased on such
Distribution Date pursuant to Section 2.02, 2.03(a) or 3.16; and

     (v) the Junior Prepayment Percentage in respect of Pool 2 of the
Substitution Amount for any Mortgage Loan in Pool 2 substituted during the month
of such Distribution Date.

     For purposes of clauses (a)(ii) and (b)(ii) above, a Voluntary Principal
Prepayment in full with respect to a Mortgage Loan serviced by a Primary
Servicer shall be deemed to have been received when the Company, as servicer,
receives notice thereof.

     After the Class Certificate Principal Balances of the Junior Certificates
have been reduced to zero, the Junior Optimal Principal Amount shall be zero.

     Junior Percentage: As to any Distribution Date and each Mortgage Pool, the
excess of 100% over the related Senior Percentage for such Distribution Date.

     Junior Prepayment Percentage: As to any Distribution Date and each Mortgage
Pool, the excess of 100% over the related Senior Prepayment Percentage for such
Distribution Date, except that (i) after the aggregate Certificate Principal
Balance of the related Senior Certificates (other than, in the case of the Pool
1 Senior Certificates, the Class 1-PO Certificates) have been reduced to zero,
the Junior Prepayment Percentage for such Mortgage Pool shall be 100%, and (ii)
after the Cross-Over Date, the Junior Prepayment Percentage for both Mortgage
Pools shall be zero.

     Latest Possible Maturity Date:  July 25, 2031.

     LIBOR: With respect to any Interest Accrual Period, the per annum rate
determined, pursuant to Section 5.08, on the basis of the Interest Settlement
Rate or as otherwise provided in such Section.

     LIBOR Certificate:  None.

     LIBOR Determination Date: The second London Banking Day immediately
preceding the commencement of each Interest Accrual Period for any LIBOR
Certificates.

     Liquidated Mortgage Loan: Any defaulted Mortgage Loan as to which the
Company has determined that all amounts which it expects to recover on behalf of
the Trust Fund from or on account of such Mortgage Loan have been recovered,
including any Mortgage Loan with respect to which the Company determines not to
foreclose upon the related Mortgaged Property based on its belief that such
Mortgaged Property may be contaminated with or affected by hazardous or toxic
wastes, materials or substances.

     Liquidation Expenses: Expenses which are incurred by the Company in
connection with the liquidation of any defaulted Mortgage Loan and not recovered
by the Company under any Primary Insurance Policy for reasons other than the
Company's failure to comply with Section 3.05, such expenses including, without
limitation, legal fees and expenses, and, regardless of when incurred, any
unreimbursed amount expended by the Company pursuant to Section 3.03 or Section
3.06 respecting the related Mortgage Loan and any related and unreimbursed
Property Protection Expenses.

     Liquidation Proceeds: Cash (other than Insurance Proceeds) received in
connection with the liquidation of any defaulted Mortgage Loan whether through
judicial foreclosure or otherwise.

     Living Holder: Any Certificate Owner of a Designated Retail Certificate,
other than a Deceased Holder.

     Loan-to-Value Ratio: With respect to each Mortgage Loan, the original
principal amount of such Mortgage Loan, divided by the Original Value of the
related Mortgaged Property.

     London Banking Day: Any day on which banks are open for dealing in foreign
currency and exchange in London, England.

     Loss Allocation Limitation:  As defined in Section 4.03(g).

                  Minimum Servicing Standards:  As defined in Section 3.13(a).

     MLCC:  Merrill Lynch Credit Corporation, or its successor in interest.

     Monthly Advance: With respect to any Distribution Date and each Mortgage
Pool, the aggregate of the advances required to be made by the Company pursuant
to Section 4.04(a) (or by the Trustee pursuant to Section 4.04(b)) on such
Distribution Date in respect of such Mortgage Pool, the amount of any such
Monthly Advance being equal to (a) the aggregate of payments of principal and
interest (adjusted to the related Net Mortgage Rate) on the Mortgage Loans in
such Mortgage Pool that were due on the related Due Date, without regard to any
arrangements entered into by the Company with the related Mortgagors pursuant to
Section 3.02(a)(ii), and delinquent as of the close of business on the Business
Day next preceding the related Determination Date, less (b) the amount of any
such payments which the Company or the Trustee, as applicable, in its reasonable
judgment believes will not be ultimately recoverable by it either out of late
payments by the Mortgagor, Net Liquidation Proceeds, Insurance Proceeds, REO
Proceeds or otherwise. With respect to any Mortgage Loan, the portion of any
such advance or advances made with respect thereto.

     Monthly Payment: The scheduled monthly payment on a Mortgage Loan for any
month allocable to principal or interest on such Mortgage Loan.

     Moody's:  Moody's Investors Service, Inc. and its successors.

     Mortgage: The mortgage or deed of trust creating a first lien on a fee
simple interest or leasehold estate in real property securing a Mortgage Note.

     Mortgage 100SM Loan: A Mortgage Loan identified on Exhibit N hereof that
has a Loan-to-Value Ratio at origination in excess of 80.00% and that is secured
by Additional Collateral and does not have a Primary Insurance Policy.

     Mortgage File: The mortgage documents listed in Section 2.01 pertaining to
a particular Mortgage Loan and any additional documents required to be added to
such documents pursuant to this Agreement.

     Mortgage Loan Payment Record: With respect to each Mortgage Pool, the
record maintained by the Company pursuant to Section 3.02(b).

     Mortgage Loan Schedule: As of any date of determination, the schedule of
Mortgage Loans, identified by Mortgage Pool, included in the Trust Fund. The
initial schedule of Mortgage Loans as of the Cut-off Date is attached hereto as
Exhibit C.

     Mortgage Loans: As of any date of determination, each of the mortgage loans
identified on the Mortgage Loan Schedule (as amended pursuant to Section
2.03(b)) delivered and assigned to the Trustee pursuant to Section 2.01 or
2.03(b), and not theretofore released from the Trust Fund by the Trustee.

     Mortgage Note: With respect to any Mortgage Loan, the note or other
evidence of indebtedness (which may consist of a Confirmatory Mortgage Note)
evidencing the indebtedness of a Mortgagor under such Mortgage Loan.

     Mortgage Pool:  Either of Pool 1 or Pool 2, as applicable.

     Mortgage Rate: The per annum rate of interest borne by a Mortgage Loan as
set forth in the related Mortgage Note.

     Mortgaged Property: The underlying real property securing the Mortgage
Loan, or with respect to a Cooperative Loan, the related Proprietary Lease and
Cooperative Stock.

     Mortgagor: With respect to any Mortgage Loan, each obligor on the related
Mortgage Note.

     Net Interest Shortfall: With respect to any Distribution Date and each
Mortgage Pool, the excess, if any, of the aggregate Interest Shortfalls
allocable in respect of the related Mortgage Loans (as determined in accordance
with the definition of Interest Shortfall) for such Distribution Date over any
related Compensating Interest Payment for such date.

     Net Liquidation Proceeds: As to any Liquidated Mortgage Loan, the sum of
(i) any Liquidation Proceeds therefor less the related Liquidation Expenses, and
(ii) any Insurance Proceeds therefor, other than any such Insurance Proceeds
applied to the restoration of the related Mortgaged Property.

     Net Mortgage Rate: With respect to any Mortgage Loan, the related Mortgage
Rate less the applicable Servicing Fee Rate.

     Non-Book-Entry Certificate: Any Certificate other than a Book-Entry
Certificate.

     Non-Discount Mortgage Loan: With respect to either Mortgage Pool, any
Mortgage Loan with a Net Mortgage Rate greater than or equal to the Designated
Rate.

     Non-permitted Foreign Holder:  As defined in Section 5.02(b).

     Non-PO Percentage: As to any Discount Mortgage Loan in Pool 1, a fraction
(expressed as a percentage), the numerator of which is the Net Mortgage Rate of
such Discount Mortgage Loan and the denominator of which is the Designated Rate.
As to any Non-Discount Mortgage Loan, 100%.

     Non-Primary Residence Loan: Any Mortgage Loan secured by a Mortgaged
Property that is (on the basis of representations made by the Mortgagors at
origination) a second home or investor-owned property.

     Nonrecoverable Advance: All or any portion of any Monthly Advance or
Monthly Advances previously made by the Company (or the Trustee) which, in the
reasonable judgment of the Company (or, as applicable, the Trustee) will not be
ultimately recoverable from related Net Liquidation Proceeds, Insurance
Proceeds, REO Proceeds or otherwise. The determination by the Company that it
has made a Nonrecoverable Advance or that any advance, if made, would constitute
a Nonrecoverable Advance, shall be evidenced by an Officer's Certificate of the
Company delivered to the Trustee and detailing the reasons for such
determination.

     Non-U.S. Person:  As defined in Section 4.02(c).

     Notional Certificate:  Any Class S Certificate.

     Notional Component:  None.

     Notional Component Balance:  None.

     Notional Principal Balance: As to any Distribution Date and any Class of
Class S Certificates, the aggregate Scheduled Principal Balance of the
Outstanding Non-Discount Mortgage Loans in the related Mortgage Pool as of the
Due Date in the month preceding such Distribution Date. As to any Distribution
Date and any Class S Certificate, such Certificate's Percentage Interest of the
aggregate Notional Principal Balance of the related Class of Class S
Certificates for such Distribution Date.

     Officer's Certificate: A certificate signed by the President, a Senior Vice
President or a Vice President of the Company and delivered to the Trustee.

     Opinion of Counsel: A written opinion of counsel, who may be counsel for
the Company; provided, however, that any Opinion of Counsel with respect to the
interpretation or application of the REMIC Provisions or the status of an
account as an Eligible Account shall be the opinion of independent counsel
satisfactory to the Trustee.

     Original Pool Junior Amount: As to either Mortgage Pool, the Pool Junior
Amount for such Mortgage Pool on the Closing Date.

     Original Value: The value of the property underlying a Mortgage Loan based,
in the case of the purchase of the underlying Mortgaged Property, on the lower
of an appraisal satisfactory to the Company or the sales price of such property
or, in the case of a refinancing, on an appraisal satisfactory to the Company.

     Outstanding Mortgage Loan: With respect to any Due Date, a Mortgage Loan
which, prior to such Due Date, was not the subject of a Principal Prepayment in
full, did not become a Liquidated Mortgage Loan and was not purchased pursuant
to Section 2.02, 2.03(a) or 3.16 or replaced pursuant to Section 2.03(b).

     Outstanding Non-Discount Mortgage Loan: Any Outstanding Mortgage Loan that
is a Non-Discount Mortgage Loan.

     PAC Balance: As to any Distribution Date and any Class of PAC Certificates
and any PAC Component, the balance designated as such for such Distribution Date
and such Class or Component as set forth in the Principal Balance Schedules.

     PAC Certificate:  None.

     PAC Component:  None.

     Parent PowerSM Loan: A Mortgage Loan identified on Exhibit N hereto that
has a Loan-to-Value Ratio at origination in excess of 80.00%, that is supported
by Additional Collateral and does not have a Primary Insurance Policy.

     Pay-out Rate: With respect to any Class of Certificates (other than any
Class of Principal Only Certificates) and any Distribution Date, the rate at
which interest is distributed on such Class on such Distribution Date and which
is equal to a fraction (expressed as an annualized percentage) the numerator of
which is the Accrued Certificate Interest for such Class and Distribution Date,
and the denominator of which is the Class Certificate Principal Balance (or, in
the case of the Notional Certificates, the Notional Principal Balance) of such
Class immediately prior to such Distribution Date.

     Percentage Interest: With respect to any Certificate, the percentage
interest in the undivided beneficial ownership interest in the Trust Fund
evidenced by Certificates of the same Class as such Certificate. With respect to
any Certificate, the Percentage Interest evidenced thereby shall equal the
Initial Certificate Principal Balance (or, in the case of a Notional
Certificate, the initial Notional Principal Balance) thereof divided by the
aggregate Initial Certificate Principal Balance (or, in the case of a Notional
Certificate, the aggregate initial Notional Principal Balance) of all
Certificates of the same Class.

     Permitted Investments: One or more of the following; provided, however,
that no such Permitted Investment may mature later than the Business Day
preceding the Distribution Date after such investment except as otherwise
provided in Section 3.02(e) hereof, provided, further, that such investments
qualify as "cash flow investments" as defined in section 860G(a)(6) of the Code:

     (i) obligations of, or guaranteed as to timely receipt of principal and
interest by, the United States or any agency or instrumentality thereof when
such obligations are backed by the full faith and credit of the United States;

     (ii) repurchase agreements on obligations specified in clause (i) provided
that the unsecured obligations of the party agreeing to repurchase such
obligations are at the time rated by each Rating Agency in the highest long-term
rating category;

     (iii) federal funds, certificates of deposit, time deposits and banker's
acceptances, of any U.S. depository institution or trust company incorporated
under the laws of the United States or any state provided that the debt
obligations of such depository institution or trust company at the date of
acquisition thereof have been rated by each Rating Agency in the highest
long-term rating category;

     (iv) commercial paper of any corporation incorporated under the laws of the
United States or any state thereof which on the date of acquisition has the
highest short term rating of each Rating Agency; and

     (v) other obligations or securities that are acceptable to each Rating
Agency as a Permitted Investment hereunder and will not, as evidenced in
writing, result in a reduction or withdrawal in the then current rating of the
Certificates.

     Notwithstanding the foregoing, Permitted Investments shall not include
"stripped securities" and investments which contractually may return less than
the purchase price therefor.

     Person: Any legal person, including any individual, corporation,
partnership, limited liability company, joint venture, association, joint-stock
company, trust, unincorporated organization or government or any agency or
political subdivision thereof.

     Plan: Any Person which is an employee benefit plan subject to ERISA or a
plan subject to section 4975 of the Code.

     Pledged Asset Loan-to-Value Ratio: With respect to any Pledged Asset
Mortgage Loan, (i) the original loan amount less the portion of any required
Additional Collateral which is covered by the Surety Bond, divided by (ii) the
Original Value of the related Mortgaged Property.

     Pledged Asset Mortgage Loan: Each Mortgage 100SM Loan and Parent PowerSM
Loan purchased from MLCC that is supported by Additional Collateral and
identified on Exhibit N hereto.

     Pledged Asset Mortgage Servicing Agreement: The Amended and Restated
Pledged Asset Mortgage Servicing Agreement, dated as of June 2, 1998, between
MLCC and the Company.

     PO Percentage: As to any Discount Mortgage Loan in Pool 1, a fraction
(expressed as a percentage), the numerator of which is the excess of the
Designated Rate over the Net Mortgage Rate of such Discount Mortgage Loan and
the denominator of which is the Designated Rate. As to any Non-Discount Mortgage
Loan, 0%.

     Pool 1: The aggregate of the Mortgage Loans identified in the Mortgage Loan
Schedule as Pool 1 Mortgage Loans.

     Pool 1 Group I Final Distribution Date: The Distribution Date on which the
aggregate Certificate Principal Balance of the Pool 1 Group I Senior
Certificates is reduced to zero.

     Pool 1 Group I Senior Certificate: Any Class A1, Class A2, Class A3, Class
A4, Class A5, Class A6, Class A7, Class A8, Class A9, Class A10, Class A11,
Class A12, Class A13, Class A14, Class A15, Class A16, Class A17, Class A18,
Class A19, Class A20, Class A21, Class A22, Class A23, Class A24, Class A27,
Class A28 and Class R Certificate.

     Pool 1 Group II Senior Certificate: Any Class A25 or Class A26 Certificate.

     Pool 1 Group II Senior Distribution Percentage: 0% through the Distribution
Date in July 2004; 30% thereafter through the Distribution Date in July 2005;
40% thereafter through the Distribution Date in July 2006; 60% thereafter
through the Distribution Date in July 2007; 80% thereafter through the
Distribution Date in July 2008; and 100% thereafter.

     Pool 1 Group II Senior Percentage: With respect to any Distribution Date,
the percentage (carried to six decimal places rounded up) obtained by dividing
(x) the aggregate Certificate Principal Balance of the Pool 1 Group II Senior
Certificates immediately preceding such Distribution Date by (y) the aggregate
Scheduled Principal Balance of Pool 1 (other than the Class 1-PO Certificates)
immediately preceding such Distribution Date.

     Pool 1 Group II Senior Principal Distribution Amount: With respect to any
Distribution Date, the product of (a) the Senior Optimal Principal Amount for
Pool 1 on such date (determined without application of the Senior Percentage for
Pool 1 or the Senior Prepayment Percentage for Pool 1) multiplied by (b) the
Pool 1 Group II Senior Percentage for such date multiplied by (c) the Pool 1
Group II Senior Distribution Percentage for such date; provided, however, that
(i) on the Pool 1 Group I Final Distribution Date, the Pool 1 Group II Senior
Principal Distribution Amount will be increased by any portion of the Senior
Optimal Principal Amount for Pool 1 remaining after distributions of principal
have been made on the Pool 1 Group I Senior Certificates and (ii) following the
Pool 1 Group I Final Distribution Date, the Pool 1 Group II Senior Principal
Distribution Amount will equal the Senior Optimal Principal Amount for Pool 1.

     Pool 1 Mortgage Loan: A Mortgage Loan identified as a Pool 1 Mortgage Loan
in the Mortgage Loan Schedule.

     Pool 1 Senior Certificate: Any Class A1, Class A2, Class A3, Class A4,
Class A5, Class A6, Class A7, Class A8, Class A9, Class A10, Class A11, Class
A12, Class A13, Class A14, Class A15, Class A16, Class A17, Class A18, Class
A19, Class A20, Class A21, Class A22, Class A23, Class A24, Class A25, Class
A26, Class A27, Class A28, Class R or Class 1-PO Certificate.

     Pool 2: The aggregate of the Mortgage Loans identified in the Mortgage Loan
Schedule as Pool 2 Mortgage Loans.

     Pool 2 Group I Final Distribution Date: The Distribution Date on which the
aggregate Certificate Principal Balance of the Pool 2 Group I Senior
Certificates has been reduced to zero.

     Pool 2 Group I Senior Certificate: Any Class 2-A1, Class 2-A2, Class 2-A3
or Class 2-A4 Certificate.

     Pool 2 Group II Senior Certificate:  Any Class 2-A5 Certificate.

     Pool 2 Group II Senior Distribution Percentage: 0% through the Distribution
Date in July 2004; 30% thereafter through the Distribution Date in July 2005;
40% thereafter through the Distribution Date in July 2006; 60% thereafter
through the Distribution Date in July 2007; 80% thereafter through the
Distribution Date in July 2008; and 100% thereafter.

     Pool 2 Group II Senior Percentage: With respect to any Distribution Date,
the percentage (carried to six decimal places rounded up) obtained by dividing
(x) the aggregate Certificate Principal Balance of the Pool 2 Group II Senior
Certificates immediately preceding such Distribution Date by (y) the aggregate
Scheduled Principal Balance of Pool 2 immediately preceding such Distribution
Date.

     Pool 2 Group II Senior Principal Distribution Amount: With respect to any
Distribution Date, the product of (a) the Senior Optimal Principal Amount for
Pool 2 on such date (determined without application of the Senior Percentage for
Pool 2 or the Senior Prepayment Percentage for Pool 2) multiplied by (b) the
Pool 2 Group II Senior Percentage for such date multiplied by (c) the Pool 2
Group II Senior Distribution Percentage for such date; provided, however, that
(i) on the Pool 2 Group I Final Distribution Date, the Pool 2 Group II Senior
Principal Distribution Amount will be increased by any portion of the Senior
Optimal Principal Amount for Pool 2 remaining after distributions of principal
have been made on the Pool 2 Group I Senior Certificates and (ii) following the
Pool 2 Group I Final Distribution Date, the Pool 2 Group II Senior Principal
Distribution Amount will equal the Senior Optimal Principal Amount for Pool 2.

     Pool 2 Mortgage Loan: A Mortgage Loan identified as a Pool 2 Mortgage Loan
in the Mortgage Loan Schedule.

     Pool 2 Senior Certificate: Any Class 2-A1, Class 2-A2, Class 2-A3, Class
2-A4 or Class 2-A5 Certificate.

     Pool Balance Shortfall Distribution:  As defined in Section 4.01(g)(ii).

     Pool Balance Shortfall Group: With respect to any Distribution Date, (i)
the Pool 1 Senior Certificates (other than the Class 1-PO Certificates) if the
aggregate Class Certificate Principal Balance thereof, after giving effect to
distributions pursuant to Section 4.01(a) on such date, is greater than the Pool
Scheduled Principal Balance of Pool 1 (calculated for each Mortgage Loan on the
basis of the applicable Non-PO Percentage thereof) or (ii) the Pool 2 Senior
Certificates if the aggregate Class Certificate Principal Balance thereof, after
giving effect to distributions pursuant to Section 4.01(b) on such date, is
greater than the Pool Scheduled Principal Balance of Pool 2.

     Pool Junior Amount: With respect to the Closing Date or any Distribution
Date and each Mortgage Pool, the excess of the aggregate of the applicable
Non-PO Percentage of the Scheduled Principal Balance of each Mortgage Loan in
such Mortgage Pool over the aggregate of the Class Certificate Principal
Balances of the Senior Certificates (other than, in the case of the Pool 1
Senior Certificates, the Class 1-PO Certificates) of such Mortgage Pool, before
giving effect to distributions on such Distribution Date. After the Cross-Over
Date, the Pool Junior Amount shall be equal to zero.

     Pool Scheduled Principal Balance: With respect to any Distribution Date and
each Mortgage Pool, the aggregate Scheduled Principal Balance of all the
Mortgage Loans in such Mortgage Pool that were Outstanding Mortgage Loans on the
Due Date in the month next preceding the month of such Distribution Date (or, in
the case of the first Distribution Date, the Cut-off Date; or, if so specified,
such other date).

     Prepayment Assumption: The assumed fixed schedule of prepayments on a pool
of new mortgage loans with such schedule given as a monthly sequence of
prepayment rates, expressed as annualized percent values. These values start at
0.2% per year in the first month, increase by 0.2% per year in each succeeding
month until month 30, ending at 6.0% per year. At such time, the rate remains
constant at 6.0% per year for the balance of the remaining term. Multiples of
the Prepayment Assumption are calculated from this prepayment rate series.

     Prepayment Assumption Multiple:  250% of the Prepayment Assumption.

     Prepayment Distribution Trigger: As of any Distribution Date and as to each
Class of Class B Certificates, the related Prepayment Distribution Trigger is
satisfied if (x) the fraction, expressed as a percentage, the numerator of which
is the aggregate Class Certificate Principal Balance of such Class and each
Class subordinate thereto, if any, on such Distribution Date, and the
denominator of which is the sum of the Pool Scheduled Principal Balances for
each Mortgage Pool for such Distribution Date, equals or exceeds (y) such
percentage calculated as of the Closing Date.

     Prepayment Interest Excess: As to any Voluntary Principal Prepayment in
full received from the first day through the fifteenth day of any calendar month
(other than the calendar month in which the Cut-off Date occurs), all amounts
paid in respect of interest on such Principal Prepayment. For purposes of
determining the amount of Prepayment Interest Excess for any month, a Voluntary
Principal Prepayment in full with respect to a Mortgage Loan serviced by a
Primary Servicer shall be deemed to have been received when the Company, as
servicer, receives notice thereof. All Prepayment Interest Excess shall be
retained by the Company, as servicer, as additional servicing compensation.

     Prepayment Period: With respect to any Distribution Date and any Voluntary
Principal Prepayment in part or other Principal Prepayment other than a
Voluntary Principal Prepayment in full, the calendar month preceding the month
of such Distribution Date; with respect to any Distribution Date and any
Voluntary Principal Prepayment in full, the period beginning on the sixteenth
day of the calendar month preceding the month of such Distribution Date (or, in
the case of the first Distribution Date, beginning on the Cut-off Date) and
ending on the fifteenth day of the month in which such Distribution Date occurs.

     Primary Insurance Policy: The certificate of private mortgage insurance
relating to a particular Mortgage Loan, or an electronic screen print setting
forth the information contained in such certificate of private mortgage
insurance, including, without limitation, information relating to the name of
the mortgage insurance carrier, the certificate number, the loan amount, the
property address, the effective date of coverage, the amount of coverage and the
expiration date of the policy. Each such policy covers defaults by the
Mortgagor, which coverage shall equal the portion of the unpaid principal
balance of the related Mortgage Loan that exceeds 75% (or such lesser coverage
required or permitted by FNMA or FHLMC) of the Original Value of the underlying
Mortgaged Property.

     Primary Servicer: Any servicer with which the Company has entered into a
servicing agreement, as described in Section 3.01(f).

     Principal Balance Schedules: Any principal balance schedules attached
hereto, if applicable, as Exhibit B, setting forth the PAC Balances of any PAC
Certificates and PAC Components, the TAC Balances of any TAC Certificates and
TAC Components and the Scheduled Balances of any Scheduled Certificates and
Scheduled Components.

     Principal Distribution Request: Any request for a distribution in reduction
of the Class Certificate Principal Balance of any Designated Retail Certificate,
submitted in writing to a Depository Participant or Financial Intermediary (or,
if such Designated Retail Certificate is no longer represented by a Book-Entry
Certificate, to the Trustee) by the Certificate Owner (or Certificateholder) of
such Designated Retail Certificate pursuant to Section 4.10(c) or 4.10(g), as
applicable.

     Principal Only Certificate: Any Class A14, Class 2-A3 or Class 1-PO
Certificate.

     Principal Only Component:  None.

     Principal Prepayment: Any payment or other recovery of principal on a
Mortgage Loan (including, for this purpose, any refinancing permitted by Section
3.01 and any REO Proceeds treated as such pursuant to Section 3.08(b)) which is
received in advance of its scheduled Due Date and is not accompanied by an
amount of interest representing scheduled interest for any month subsequent to
the month of prepayment.

     Private Placement Memorandum: The Company's private placement memorandum
relating to the placement of the Restricted Junior Certificates dated the date
of the prospectus supplement referred to in the definition of Prospectus.

     Prohibited Transaction Exemption: U.S. Department of Labor Prohibited
Transaction Exemption 90-30, 55 Fed. Reg. 21461, May 24, 1990.

     Property Protection Expenses: With respect to any Mortgage Loan, expenses
paid or incurred by or for the account of the Company in accordance with the
related Mortgage for (a) real estate property taxes and property repair,
replacement, protection and preservation expenses and (b) similar expenses
reasonably paid or incurred to preserve or protect the value of such Mortgage to
the extent the Company is not reimbursed therefor pursuant to the Primary
Insurance Policy, if any, or any other insurance policy with respect thereto.

     Proprietary Lease: With respect to a Cooperative Loan, the proprietary
lease(s) or occupancy agreement with respect to the Cooperative Apartment
occupied by the Mortgagor and relating to the related Cooperative Stock, which
lease or agreement confers an exclusive right to the holder of such Cooperative
Stock to occupy such apartment.

     Prospectus: The Company's prospectus supplement dated July 28, 1999, and
the related prospectus dated July 22, 1999, relating to the public offering of
the Certificates other than the Restricted Certificates.

     Purchase Price: With respect to any Mortgage Loan required or permitted to
be purchased hereunder from the Trust Fund, an amount equal to 100% of the
unpaid principal balance thereof plus interest thereon at the applicable
Mortgage Rate from the date to which interest was last paid to the first day of
the month in which such purchase price is to be distributed; provided, however,
that if the Company is the servicer hereunder, such purchase price shall be net
of unreimbursed Monthly Advances with respect to such Mortgage Loan, and the
interest component of the Purchase Price may be computed on the basis of the Net
Mortgage Rate for such Mortgage Loan.

     QIB: A "qualified institutional buyer" as defined in Rule 144A under the
Securities Act of 1933, as amended.

     Random Lot: With respect to any Distribution Date prior to the Cross-Over
Date, if the amount available for distribution in reduction of the Class
Certificate Principal Balance of any Class of Designated Retail Certificates on
such Distribution Date exceeds the amount needed to honor all Principal
Distribution Requests with respect to such Class on such date, the method by
which the Depository will determine which Depository Participants holding
interests in such Class of Certificates will receive payments of amounts
distributable in respect of principal on such Class on such Distribution Date,
using its established random lot procedures or, if such Class of Certificates is
no longer represented by Book-Entry Certificates, the method by which the
Trustee will determine which Certificates of such Class will receive payments of
amounts distributable in respect of principal on such Class on such Distribution
Date, using its own random lot procedures comparable to those used by the
Depository.

     Rating Agency: Any statistical credit rating agency, or its successor, that
rated any of the Certificates at the request of the Company at the time of the
initial issuance of the Certificates. If such agency or a successor is no longer
in existence, "Rating Agency" shall be such statistical credit rating agency, or
other comparable Person, designated by the Company, notice of which designation
shall be given to the Trustee. References herein to the two highest long-term
rating categories of a Rating Agency shall mean such ratings without any
modifiers. As of the date of the initial issuance of the Certificates, the
Rating Agencies are Fitch and S&P; except that for purposes of the Junior
Certificates, other than the Class B5 Certificates, Fitch shall be the sole
Rating Agency. The Class B5 Certificates are issued without ratings.

     Realized Loss: Any (i) Deficient Valuation or (ii) as to any Liquidated
Mortgage Loan, (x) the unpaid principal balance of such Liquidated Mortgage Loan
plus accrued and unpaid interest thereon at the Net Mortgage Rate through the
last day of the month of such liquidation less (y) the related Liquidation
Proceeds and Insurance Proceeds (as reduced by the related Liquidation
Expenses).

     Record Date: The last Business Day of the month immediately preceding the
month of the related Distribution Date.

     Reference Banks:  As defined in Section 5.08.

     Relief Act: The Soldiers' and Sailors' Civil Relief Act of 1940, as
amended.

     Relief Act Mortgage Loan: Any Mortgage Loan as to which the Monthly Payment
thereof has been reduced due to the application of the Relief Act.

     REMIC: A "real estate mortgage investment conduit" within the meaning of
section 860D of the Code.

     REMIC Provisions: Provisions of the federal income tax law relating to real
estate mortgage investment conduits, which appear at sections 860A through 860G
of Part IV of Subchapter M of Chapter 1 of the Code, and related provisions, and
U.S. Department of the Treasury temporary or final regulations promulgated
thereunder, as the foregoing may be in effect from time to time, as well as
provisions of applicable state laws.

     REO Mortgage Loan: Any Mortgage Loan which is not a Liquidated Mortgage
Loan and as to which the related Mortgaged Property is held as part of the Trust
Fund.

     REO Proceeds: Proceeds, net of any related expenses of the Company,
received in respect of any REO Mortgage Loan (including, without limitation,
proceeds from the rental of the related Mortgaged Property).

     Required Surety Payment: With respect to any Pledged Asset Mortgage Loan
that becomes a Liquidated Mortgage Loan, the lesser of (i) the principal portion
of the Realized Loss with respect to such Mortgage Loan and (ii) the excess, if
any, of (a) the amount of Additional Collateral required at origination with
respect to such Mortgage Loan which is covered by the Surety Bond over (b) the
net proceeds realized by MLCC from the liquidation of the related Additional
Collateral.

     Reserve Fund:  None.

     Reserve Interest Rate:  As defined in Section 5.08.

     Residual Certificate:  Any Class R Certificate.

     Responsible Officer: When used with respect to the Trustee, any officer or
assistant officer assigned to and working in the Corporate Trust Department of
the Trustee and, also, with respect to a particular matter, any other officer to
whom such matter is referred because of such officer's knowledge of and
familiarity with the particular subject.

     Restricted Certificate: Any Restricted Junior Certificate, Class PO
Certificate or Class S Certificate.

     Restricted Junior Certificate: Any Class B3, Class B4 or Class B5
Certificate.

     Rounding Account: With respect to each Class of Designated Retail
Certificates, the respective segregated, non-interest bearing Eligible Account
created and maintained therefor pursuant to Section 4.10.

     Rounding Account Depositor:  Bear, Stearns & Co. Inc.

     Rounding Amount: With respect to any Class of Designated Retail
Certificates and each Distribution Date prior to the Cross-Over Date on which
such Class of Certificates is entitled to a distribution in reduction of the
Class Certificate Principal Balance thereof, the amount, if any, necessary to
round the aggregate of such distribution (after giving effect to any deposit
into the related Rounding Account on such Distribution Date) upward to the next
higher integral multiple of $1,000.

     S&P: Standard & Poor's Ratings Services, a division of The McGraw-Hill
Companies, Inc., and its successors.

     SAIF: The Savings Association Insurance Fund of the FDIC, or its successor
in interest.

     Scheduled Balance: As to any Distribution Date and any Class of Scheduled
Certificates and any Scheduled Component, the balance designated as such for
such Distribution Date and such Class or Component as set forth in the Principal
Balance Schedules.

     Scheduled Certificate:  None.

     Scheduled Component:  None.

     Scheduled Principal Balance: As to any Mortgage Loan and Distribution Date,
the principal balance of such Mortgage Loan as of the Due Date in the month next
preceding the month of such Distribution Date (or, if so specified, such other
date) as specified in the amortization schedule at the time relating to such
Mortgage Loan (before any adjustment to such amortization schedule by reason of
any bankruptcy or similar proceeding or any moratorium or similar waiver or
grace period) after giving effect to any previous Principal Prepayments,
Deficient Valuations incurred subsequent to the Bankruptcy Coverage Termination
Date, adjustments due to the application of the Relief Act and the payment of
principal due on such Due Date, irrespective of any delinquency in payment by
the related Mortgagor. As to any Mortgage Loan and the Cut-off Date or the
Closing Date, the "unpaid balance" thereof specified in the initial Mortgage
Loan Schedule.

     Security Agreement: With respect to a Cooperative Loan, the agreement
creating a security interest in favor of the originator in the related
Cooperative Stock and Proprietary Lease.

     Senior Certificate: Any Pool 1 Senior Certificate or Pool 2 Senior
Certificate.

     Senior Certificate Principal Balance: As of any Distribution Date and as to
each Mortgage Pool, an amount equal to the sum of the Certificate Principal
Balances of the related Senior Certificates (other than, in the case of the Pool
1 Certificates, the Class 1-PO Certificates).

     Senior Optimal Principal Amount: As to any Distribution Date and each
Mortgage Pool, an amount equal to the sum of:

     (i) the related Senior Percentage of the applicable Non-PO Percentage of
the principal portion of each Monthly Payment due on the related Due Date on
each Outstanding Mortgage Loan in such Mortgage Pool as of such Due Date as
specified in the amortization schedule at the time applicable thereto (after
adjustments for previous Principal Prepayments and the principal portion of Debt
Service Reductions in respect of such Mortgage Pool subsequent to the Bankruptcy
Coverage Termination Date but before any adjustment to such amortization
schedule by reason of any bankruptcy (except as aforesaid) or similar proceeding
or any moratorium or similar waiver or grace period);

     (ii) the related Senior Prepayment Percentage of the applicable Non-PO
Percentage of all principal prepayments in part in respect of such Mortgage Pool
received during the related Prepayment Period, together with the related Senior
Prepayment Percentage of the applicable Non-PO Percentage of the Scheduled
Principal Balance of each Mortgage Loan in such Mortgage Pool which was the
subject of a Voluntary Principal Prepayment in full during the related
Prepayment Period;

     (iii) the lesser of (x) the related Senior Percentage of the applicable
Non-PO Percentage of the sum of (A) the Scheduled Principal Balance of each
Mortgage Loan in such Mortgage Pool that became a Liquidated Mortgage Loan
(other than Mortgage Loans described in clause (B)) during the related
Prepayment Period and (B) the Scheduled Principal Balance of each Mortgage Loan
in such Mortgage Pool that was purchased by an insurer from the Trustee during
such Prepayment Period pursuant to the related Primary Insurance Policy, as
reduced in each case by the related Senior Percentage of the applicable Non-PO
Percentage of the principal portion of any Excess Losses in respect of such
Mortgage Pool (other than Excess Bankruptcy Losses attributable to Debt Service
Reductions), and (y) the related Senior Prepayment Percentage of the applicable
Non-PO Percentage of the sum of (A) all Net Liquidation Proceeds allocable to
principal received in respect of each such Liquidated Mortgage Loan in such
Mortgage Pool (other than Mortgage Loans described in clause (B)) and (B) the
principal balance of each such Mortgage Loan in such Mortgage Pool purchased by
an insurer from the Trustee pursuant to the related Primary Insurance Policy, in
each case during the related Prepayment Period;

     (iv) the related Senior Prepayment Percentage of the applicable Non-PO
Percentage of the Scheduled Principal Balance of each Mortgage Loan in such
Mortgage Pool which was purchased on such Distribution Date pursuant to Section
2.02, 2.03(a) or 3.16; and

     (v) the related Senior Prepayment Percentage of the applicable Non-PO
Percentage of the Substitution Amount for any Mortgage Loan in such Mortgage
Pool substituted during the month of such Distribution Date.

     For purposes of clause (ii) above, a Voluntary Principal Prepayment in full
with respect to a Mortgage Loan serviced by a Primary Servicer shall be deemed
to have been received when the Company, as servicer, receives notice thereof.

     Senior Percentage: As to any Distribution Date and each Mortgage Pool, the
lesser of (i) 100% and (ii) the percentage (carried to six places rounded up)
obtained by dividing the Senior Certificate Principal Balance for such Mortgage
Pool immediately prior to such Distribution Date by the Pool Scheduled Principal
Balance of all Mortgage Loans in such Mortgage Pool (less, in the case of Pool
1, the Class Certificate Principal Balance of the Class 1-PO Certificates) that
were Outstanding Mortgage Loans on the Due Date in the month next preceding the
month of such Distribution Date.

     Senior Prepayment Percentage: As to each Mortgage Pool and for any
Distribution Date occurring prior to the fifth anniversary of the first
Distribution Date, 100%. As to each Mortgage Pool and for any Distribution Date
occurring on or after the fifth anniversary of the first Distribution Date, an
amount as follows:

     (i) for any Distribution Date subsequent to July 2004 to and including the
Distribution Date in July 2005, the related Senior Percentage for such
Distribution Date plus 70% of the related Junior Percentage for such
Distribution Date;

     (ii) for any Distribution Date subsequent to July 2005 to and including the
Distribution Date in July 2006, the related Senior Percentage for such
Distribution Date plus 60% of the related Junior Percentage for such
Distribution Date;

     (iii) for any Distribution Date subsequent to July 2006 to and including
the Distribution Date in July 2007, the related Senior Percentage for such
Distribution Date plus 40% of the related Junior Percentage for such
Distribution Date;

     (iv) for any Distribution Date subsequent to July 2007 to and including the
Distribution Date in July 2008, the related Senior Percentage for such
Distribution Date plus 20% of the related Junior Percentage for such
Distribution Date; and

     (v) for any Distribution Date thereafter, the related Senior Percentage for
such Distribution Date.

     Notwithstanding the foregoing, if on any Distribution Date the Senior
Percentage for either Mortgage Pool exceeds the related Senior Percentage as of
the Closing Date, the Senior Prepayment Percentage for each Mortgage Pool for
such Distribution Date will equal 100%.

     In addition, notwithstanding the foregoing, no reduction of the Senior
Prepayment Percentage for either Mortgage Pool below the level in effect for the
most recent prior period as set forth in clauses (i) through (iv) above shall be
effective on any Distribution Date unless at least one of the following two
tests is satisfied for each Mortgage Pools:

     Test I: If, as of the last day of the month preceding such Distribution
Date, (i) the aggregate Scheduled Principal Balance of Mortgage Loans in such
Mortgage Pool delinquent 60 days or more (including for this purpose any
Mortgage Loans in foreclosure and REO Mortgage Loans) as a percentage of the
applicable Pool Junior Amount as of such date, does not exceed 50%, and (ii)
cumulative Realized Losses with respect to the Mortgage Loans in such Mortgage
Pool do not exceed (a) 30% of the related Original Pool Junior Amount if such
Distribution Date occurs between and including August 2004 and July 2005, (b)
35% of the related Original Pool Junior Amount if such Distribution Date occurs
between and including August 2005 and July 2006, (c) 40% of the related Original
Pool Junior Amount if such Distribution Date occurs between and including August
2006 and July 2007, (d) 45% of the related Original Pool Junior Amount if such
Distribution Date occurs between and including August 2007 and July 2008 and (e)
50% of the related Original Pool Junior Amount if such Distribution Date occurs
during or after August 2008; or

     Test II: If, as of the last day of the month preceding such Distribution
Date, (i) the aggregate Scheduled Principal Balance of Mortgage Loans in such
Mortgage Pool delinquent 60 days or more (including for this purpose any
Mortgage Loans in foreclosure and REO Mortgage Loans) averaged over the last
three months, as a percentage of the aggregate Scheduled Principal Balance of
Mortgage Loans in such Mortgage Pool averaged over the last three months, does
not exceed 4%, and (ii) cumulative Realized Losses with respect to the Mortgage
Loans in such Mortgage Pool do not exceed (a) 10% of the related Original Pool
Junior Amount if such Distribution Date occurs between and including August 2004
and July 2005, (b) 15% of the related Original Pool Junior Amount if such
Distribution Date occurs between and including August 2005 and July 2006, (c)
20% of the related Original Pool Junior Amount if such Distribution Date occurs
between and including August 2006 and July 2007, (d) 25% of the related Original
Pool Junior Amount if such Distribution Date occurs between and including August
2007 and July 2008, and (e) 30% of the related Original Pool Junior Amount if
such Distribution Date occurs during or after August 2008.

     Senior Principal Priorities: The priorities for the distribution of
principal to the Senior Certificates as set forth in Exhibit O hereto.

     Servicer's Certificate: A certificate, completed by and executed on behalf
of the Company by a Servicing Officer in accordance with Section 4.06,
substantially in the form of Exhibit D hereto or in such other form as the
Company and the Trustee shall agree.

     Servicing Fee: As to any Mortgage Loan and Distribution Date, an amount
equal to the product of (i) the Scheduled Principal Balance of such Mortgage
Loan as of the Due Date in the preceding calendar month and (ii) the Servicing
Fee Rate for such Mortgage Loan.

     Servicing Fee Rate: As to any Mortgage Loan, the per annum rate identified
as such for such Mortgage Loan and set forth in the Mortgage Loan Schedule.

     Servicing Officer: Any officer of the Company involved in, or responsible
for, the administration and servicing of the Mortgage Loans whose name appears
on a list of servicing officers attached to an Officer's Certificate furnished
to the Trustee by the Company, as such list may from time to time be amended.

     Single Certificate: A Certificate with an Initial Certificate Principal
Balance, or initial Notional Principal Balance, of $1,000 or, in the case of a
Class of Certificates issued with an initial Class Certificate Principal Balance
or initial Notional Principal Balance of less than $1,000, such lesser amount.

     Special Event Loss: Any Fraud Loss, Special Hazard Loss or Deficient
Valuation.

     Special Hazard Loss: (i) A Realized Loss suffered by a Mortgaged Property
on account of direct physical loss, exclusive of (a) any loss covered by a
hazard policy or a flood insurance policy required to be maintained in respect
of such Mortgaged Property under Section 3.06 and (b) any loss caused by or
resulting from:

     (A) normal wear and tear;

     (B) conversion or other dishonest act on the part of the Trustee, the
Company or any of their agents or employees; or

     (C) errors in design, faulty workmanship or faulty materials, unless the
collapse of the property or a part thereof ensues;

     or (ii) any Realized Loss suffered by the Trust Fund arising from or
related to the presence or suspected presence of hazardous wastes or hazardous
substances on a Mortgaged Property unless such loss to a Mortgaged Property is
covered by a hazard policy or a flood insurance policy required to be maintained
in respect of such Mortgaged Property under Section 3.06.

     Special Hazard Loss Amount: As of any Distribution Date, an amount equal to
$10,045,610 minus the sum of (i) the aggregate amount of Special Hazard Losses
in respect of either Mortgage Pool that would have been allocated to the Junior
Certificates in accordance with Section 4.03 in the absence of the Loss
Allocation Limitation and (ii) the Adjustment Amount (as defined below) as most
recently calculated. On each anniversary of the Cut-off Date, the "Adjustment
Amount" shall be equal to the amount, if any, by which the amount calculated in
accordance with the preceding sentence (without giving effect to the deduction
of the Adjustment Amount for such anniversary) exceeds the lesser of (x) the
greater of (A) the product of the Special Hazard Percentage for such anniversary
multiplied by the outstanding principal balance of all the Mortgage Loans on the
Distribution Date immediately preceding such anniversary and (B) twice the
outstanding principal balance of the Mortgage Loan that has the largest
outstanding principal balance on the Distribution Date immediately preceding
such anniversary, and (y) an amount calculated by the Company and approved by
each Rating Agency, which amount shall not be less than $500,000.

     Special Hazard Percentage: As of each anniversary of the Cut-off Date, the
greater of (i) 1.00% and (ii) the largest percentage obtained by dividing (x)
the aggregate outstanding principal balance (as of the immediately preceding
Distribution Date) of the Mortgage Loans secured by Mortgaged Properties located
in a single, five-digit zip code area in the State of California by (y) the
outstanding principal balance of all the Mortgage Loans as of the immediately
preceding Distribution Date.

     Special Hazard Termination Date: The Distribution Date upon which the
Special Hazard Loss Amount has been reduced to zero or a negative number (or the
Cross-Over Date, if earlier).

     Specified Component:  None.

     Startup Day:  As defined in Section 2.05(b).

     Strip Rate: With respect to each Class of the Class S Certificates and any
Distribution Date, a variable rate per annum equal to the excess of (x) the
weighted average (by Scheduled Principal Balance) carried to six decimal places,
rounded down, of the Net Mortgage Rates of the Outstanding Non-Discount Mortgage
Loans in the related Mortgage Pool as of the Due Date in the preceding calendar
month (or the Cut-off Date, in the case of the first Distribution Date) over (y)
the Designated Rate; provided, however, that such calculation shall not include
any Mortgage Loan in such Mortgage Pool that was the subject of a Voluntary
Principal Prepayment in full received by the Company (or of which the Company
received notice, in the case of a Mortgage Loan serviced by a Primary Servicer)
on or after the first day but on or before the 15th day of such preceding
calendar month.

     Subordinate Certificates: As to any date of determination, first, the Class
B5 Certificates until the Class Certificate Principal Balance thereof has been
reduced to zero; second, the Class B4 Certificates until the Class Certificate
Principal Balance thereof has been reduced to zero; third, the Class B3
Certificates until the Class Certificate Principal Balance thereof has been
reduced to zero; fourth, the Class B2 Certificates until the Class Certificate
Principal Balance thereof has been reduced to zero; fifth, the Class B1
Certificates until the Class Certificate Principal Balance thereof has been
reduced to zero; and sixth, the Class M Certificates until the Class Certificate
Principal Balance thereof has been reduced to zero.

     Subordinate Certificate Writedown Amount: As to any Distribution Date,
first, any amount distributed to the Class 1-PO Certificates on such
Distribution Date pursuant to Section 4.01(a)(iv) and second, after giving
effect to the application of clause first above, the amount by which (i) the sum
of the Class Certificate Principal Balances of all the Certificates (after
giving effect to the distribution of principal and the application of Realized
Losses in reduction of the Certificate Principal Balances of the related
Certificates on such Distribution Date) exceeds (ii) the Pool Scheduled
Principal Balances of both Mortgage Pools on the first day of the month of such
Distribution Date less any Deficient Valuations occurring on or prior to the
Bankruptcy Coverage Termination Date.

     Substitution Amount: With respect to any Mortgage Loan substituted pursuant
to Section 2.03(b), the excess of (x) the Scheduled Principal Balance of the
Mortgage Loan that is substituted for, over (y) the Scheduled Principal Balance
of the related substitute Mortgage Loan, each balance being determined as of the
date of substitution.

     Surety:  Ambac Assurance Corporation, or its successors in interest.

     Surety Bond: The Limited Purpose Surety Bond (Policy No. AB0039BE), dated
February 28, 1996, issued by the Surety for the benefit of certain
beneficiaries, including the Trustee for the benefit of the Holders of the
Certificates, but only to the extent that such Limited Purpose Surety Bond
covers any Pledged Asset Mortgage Loans.

     TAC Balance: As to any Distribution Date and any Class of TAC Certificates
and any TAC Component, the balance designated as such for such Distribution Date
and such Class or Component as set forth in the Principal Balance Schedules
attached as Exhibit B hereto.

     TAC Certificates:  None.

     TAC Component:  None.

     Trigger Event: Any one or more of the following: (i) if the Company is not
a wholly-owned direct or indirect subsidiary of General Electric Company or if
General Electric Capital Corporation shall not own (directly or indirectly) at
least two-thirds of the voting shares of the capital stock of the Company, (ii)
if the long-term senior unsecured rating of General Electric Capital Corporation
is downgraded or withdrawn by Fitch or S&P below their two highest rating
categories, (iii) if General Electric Capital Corporation is no longer obligated
pursuant to the terms of the support agreement, dated as of October 1, 1990,
between General Electric Capital Corporation and the Company, to maintain the
Company's net worth or liquidity (as such terms are defined therein) at the
levels specified therein, or if such support agreement, including any amendment
thereto, has been breached, terminated or otherwise held to be unenforceable and
(iv) if such support agreement, including any amendment thereto, is amended or
modified.

     Trust Fund: The corpus of the trust created by this Agreement evidenced by
the Certificates and consisting of:

     (i) the Mortgage Loans;

     (ii) all payments on or collections in respect of such Mortgage Loans,
except as otherwise described in the first paragraph of Section 2.01, including
the proceeds from the liquidation of any Additional Collateral for any Pledged
Asset Mortgage Loan;

     (iii) the obligation of the Company to deposit in the Certificate Account
the amounts required by Sections 3.02(d), 3.02(e) and 4.04(a), and the
obligation of the Trustee to deposit in the Certificate Account any amount
required pursuant to Section 4.04(b);

     (iv) the obligation of the Company to purchase or replace any Defective
Mortgage Loan pursuant to Section 2.02 or 2.03;

     (v) all property acquired by foreclosure or deed in lieu of foreclosure
with respect to any REO Mortgage Loan;

     (vi) the proceeds of the Primary Insurance Policies, if any, and the hazard
insurance policies required by Section 3.06, in each case, in respect of the
Mortgage Loans, and the Company's interest in the Surety Bond transferred to the
Trustee pursuant to Section 2.01;

     (vii) the Certificate Account established pursuant to Section 3.02(d);

     (viii) the Eligible Account or Accounts, if any, established pursuant to
Section 3.02(e);

     (ix) any collateral funds established to secure the obligations of the
Holder of the Class B4 and Class B5 Certificates, respectively, under any
agreements entered into between such holder and the Company pursuant to Section
3.08(e) (which collateral funds will not constitute a part of any REMIC
established hereunder); and

     (x) all rights of the Company as assignee under any security agreements,
pledge agreements or guarantees relating to the Additional Collateral supporting
any Pledged Asset Mortgage Loan (which rights will not constitute a part of any
REMIC established hereunder).

     Trustee: The institution executing this Agreement as Trustee, or its
successor in interest, or if any successor trustee is appointed as herein
provided, then such successor trustee so appointed.

     Unanticipated Recovery:  As defined in Section 4.01(j) herein.

     Uninsured Cause: Any cause of damage to property subject to a Mortgage such
that the complete restoration of the property is not fully reimbursable by the
hazard insurance policies required to be maintained pursuant to Section 3.06.

     Unpaid Class Interest Shortfall: As to any Distribution Date and any Class
of Certificates (other than any Class of Principal Only Certificates and any
Class consisting of Specified Components) or any Specified Component (other than
any Principal Only Component), the amount, if any, by which the aggregate of the
Class Interest Shortfalls for such Class or in respect of such Specified
Component for prior Distribution Dates is in excess of the aggregate amounts
distributed on prior Distribution Dates to Holders of such Class of Certificates
or in respect of such Specified Component (or added to the Class Certificate
Principal Balance of any Class of Accrual Certificates, or to the Component
Principal Balance of any Accrual Component constituting a Specified Component)
pursuant to Section 4.01(a)(ii), in the case of the Pool 1 Senior Certificates
(other than any Class of Principal Only Certificates) and any Specified
Component thereof (other than any Principal Only Component) and the Class 1-S
Certificates, Section 4.01(b)(ii), in the case of the Pool 2 Senior Certificates
(other than any Class of Principal Only Certificates) and any Specified
Component thereof (other than any Principal Only Component) and the Class 2-S
Certificates, Section 4.01(c)(ii), in the case of the Class M Certificates,
Section 4.01(c)(v), in the case of the Class B1 Certificates, Section
4.01(c)(viii), in the case of the Class B2 Certificates, Section 4.01(c)(xi), in
the case of the Class B3 Certificates, Section 4.01(c)(xiv), in the case of the
Class B4 Certificates, and Section 4.01(c)(xvii), in the case of the Class B5
Certificates. As to any Class of Certificates consisting of Specified Components
and any Distribution Date, the sum of the Unpaid Class Interest Shortfalls for
the Specified Components thereof on such date.

     Voluntary Principal Prepayment: With respect to any Distribution Date, any
prepayment of principal received from the related Mortgagor on a Mortgage Loan.

     Voting Rights: The portion of the voting rights of all the Certificates
that is allocated to any Certificate for purposes of the voting provisions of
Section 10.01. At all times during the term of this Agreement, 100% of all
Voting Rights shall be allocated to the Certificates other than the Class S
Certificates, and no Voting Rights shall be allocated to the Class S
Certificates. Voting Rights allocated to the Classes of Certificates eligible to
vote shall be allocated among such Classes (and among the Certificates within
each such Class) in proportion to their Class Certificate Principal Balances (or
Certificate Principal Balances), as the case may be. With respect to any matters
relating exclusively to the Pool 1 Senior Certificates or the Pool 2 Senior
Certificates and not having an adverse effect on the Senior Certificateholders
of the other Mortgage Pool or the Junior Certificateholders, only Pool 1 Senior
Certificateholders or Pool 2 Senior Certificateholders, respectively, will be
entitled to vote with respect thereto. Voting Rights allocated to the Senior
Certificateholders of one Mortgage Pool shall be allocated based on the
respective Certificate Principal Balances in proportion to the aggregate
Scheduled Principal Balance of the Mortgage Loans in such Mortgage Pool.

     For purposes of this Agreement, the "related Mortgage Pool" in the case of
the Pool 1 Senior Certificates means Pool 1 and in the case of the Pool 2 Senior
Certificates means Pool 2.

                                   ARTICLE II

         CONVEYANCE OF MORTGAGE LOANS; ORIGINAL ISSUANCE OF CERTIFICATES

     Section 2.01. Conveyance of Mortgage Loans. (a) The Company, concurrently
with the execution and delivery of this Agreement, does hereby transfer, assign,
set-over and otherwise convey to the Trustee without recourse (except as
provided herein) all the right, title and interest of the Company in and to the
Mortgage Loans, including all interest and principal received by the Company on
or with respect to the Mortgage Loans (other than payments of principal and
interest due and payable on the Mortgage Loans on or before, and all Principal
Prepayments received on or before, the Cut-off Date). The Company acknowledges
it has sold all right, title and interest in and to the Mortgage Loans to the
Trustee to the extent provided above and that retention of record title of
Mortgages (subject to Section 2.01(d) of this Agreement) is for convenience only
and that the Company holds record title solely as custodian for the Trustee for
benefit of the Certificateholders. The Company agrees that it will take no
action inconsistent with ownership of the Mortgage Loans by the Trustee and will
not deliver any instrument of satisfaction or conveyance with respect to a
Mortgage or a Mortgage Loan, or convey or purport to convey any interest in a
Mortgage Loan, except in accordance with the terms and the intent of this
Agreement.

     In addition, with respect to any Pledged Asset Mortgage Loan, the Company
does hereby transfer, assign, set-over and otherwise convey to the Trustee
without recourse (except as provided herein) (i) its rights as assignee under
any security agreements, pledge agreements or guarantees relating to the
Additional Collateral supporting any Pledged Asset Mortgage Loan, (ii) its
security interest in and to any Additional Collateral, (iii) its right to
receive payments in respect of any Pledged Asset Mortgage Loan pursuant to the
Pledged Asset Mortgage Servicing Agreement, and (iv) its rights as beneficiary
under the Surety Bond in respect of any Pledged Asset Mortgage Loan.

     (b) In connection with such transfer and assignment, the Company does
hereby deliver to the Trustee the following documents or instruments with
respect to:

     (1) Each Mortgage Loan (other than any Cooperative Loan or Designated Loan)
so transferred and assigned:

     (i) The Mortgage Note, endorsed without recourse in blank by the Company,
including all intervening endorsements showing a complete chain of endorsement
from the originator to the Company; provided, however, that if such Mortgage
Note is a Confirmatory Mortgage Note, such Confirmatory Mortgage Note may be
payable directly to the Company or may show a complete chain of endorsement from
the named payee to the Company;

     (ii) Any assumption and modification agreement;

     (iii) An assignment in recordable form (which may be included in a blanket
assignment or assignments) of the Mortgage to the Trustee; and

     (2) Each Cooperative Loan (other than a Designated Loan) so transferred and
assigned:

     (i) The Mortgage Note, endorsed without recourse in blank by the Company
and showing an unbroken chain of endorsements from the originator to the
Company; provided, however, that if such Mortgage Note is a Confirmatory
Mortgage Note, such Confirmatory Mortgage Note may be payable directly to the
Company or may show a complete chain of endorsement from the named payee to the
Company;

     (ii) A counterpart of the Proprietary Lease and the Assignment of
Proprietary Lease executed in blank or to the originator of the Cooperative
Loan;

     (iii) The related Cooperative Stock Certificate, together with an undated
stock power (or other similar instrument) executed in blank;

     (iv) A counterpart of the recognition agreement by the Cooperative of the
interests of the mortgagee with respect to the related Cooperative Loan;

     (v) The Security Agreement;

     (vi) Copies of the original UCC-1 financing statement, and any continuation
statements, filed by the originator of such Cooperative Loan as secured party,
each with evidence of recording thereof, evidencing the interest of the
originator in the Cooperative Stock and the Proprietary Lease;

     (vii) If applicable, copies of the UCC-3 assignments of the security
interest described in clause (vi) above, sent to the appropriate public office
for filing, showing an unbroken chain of title from the originator to the
Company, evidencing the security interest of the originator in the Cooperative
Stock and the Proprietary Lease;

     (viii) An executed assignment (which may be a blanket assignment for all
Cooperative Loans) of the interest of the Company in the Security Agreement,
Assignment of Proprietary Lease and the recognition agreement described in
clause (iv) above, showing an unbroken chain of title from the originator to the
Trustee; and

     (ix) A UCC-3 assignment from the Company to the Trustee of the security
interest described in clause (vi) above, in form suitable for filing, otherwise
complete except for filing information regarding the original UCC-1 if
unavailable (which may be included in a blanket assignment to the Trustee).

     In instances where a completed assignment of the Mortgage in recordable
form cannot be delivered by the Company to the Trustee in accordance with
Section 2.01(b)(1)(iii) prior to or concurrently with the execution and delivery
of this Agreement, due to a delay in connection with recording of the Mortgage,
the Company may, in lieu of delivering the completed assignment in recordable
form, deliver to the Trustee the assignment in such form, otherwise complete
except for recording information.

     (3) With respect to each Designated Loan, the Company does hereby deliver
to the Trustee the Designated Loan Closing Documents.

     (c) In connection with each Mortgage Loan transferred and assigned to the
Trustee, the Company shall deliver to the Trustee the following documents or
instruments as promptly as practicable, but in any event within 30 days, after
receipt by the Company of all such documents and instruments for all of the
outstanding Mortgage Loans:

     (1) the Mortgage with evidence of recording indicated thereon (other than
with respect to a Cooperative Loan);

     (2) a copy of the title insurance policy (other than with respect to a
Cooperative Loan);

     (3) with respect to any Mortgage that has been assigned to the Company, the
related recorded intervening assignment or assignments of Mortgage, showing a
complete chain of assignment from the originator to the Company (other than with
respect to a Cooperative Loan); and

     (4) with respect to any Cooperative Loan that has been assigned to the
Company, the related filed intervening UCC-3 financing statements (not
previously delivered pursuant to Section 2.01(b)(2)(vii)), showing a complete
chain of assignment from the named originator to the Company.

Pending such delivery, the Company shall retain in its files (a) copies of the
documents described in clauses (1) and (3) of the preceding sentence, without
evidence of recording thereon, and (b) title insurance binders with respect to
the Mortgage Loans (other than with respect to a Cooperative Loan). The Company
shall also retain in its files the Primary Insurance Policy evidencing any
primary mortgage insurance relating to the Mortgage Loans during the period when
the related insurance is in force. (The copies of the Mortgage, intervening
assignments of Mortgage, if any, title insurance binder and the Primary
Insurance Policy, if any, described in the two preceding sentences are
collectively referred to herein as the "Document File" with respect to each
Mortgage Loan.) The Company shall advise the Trustee in writing if such delivery
to the Trustee shall not have occurred on or before the first anniversary of the
Closing Date. The Company shall promptly furnish to the Trustee the documents
included in the Document Files (other than any such documents previously
delivered to the Trustee as originals or copies) either (a) upon the written
request of the Trustee or (b) when the Company or the Trustee obtains actual
notice or knowledge of a Trigger Event. The Trustee shall have no obligation to
request delivery of the Document Files unless a Responsible Officer of the
Trustee has actual notice or knowledge of the occurrence of a Trigger Event.

     In the case of Mortgage Loans which have been prepaid in full after the
Cut-off Date and prior to the date of execution and delivery of this Agreement,
the Company, in lieu of delivering the above documents to the Trustee, herewith
delivers to the Trustee a certification of a Servicing Officer of the nature set
forth in Section 3.09.

     (d) The Company shall not be required to record the assignments of the
Mortgages referred to in Section 2.01(b)(1)(iii) or file the UCC-3 assignments
referred to in Section 2.01(b)(2)(ix) to the Trustee unless the Company or the
Trustee obtains actual notice or knowledge of the occurrence of any Trigger
Event; provided, however, that such recording or filing shall not be required if
the Company delivers to the Trustee a letter from each Rating Agency to the
effect that the failure to take such action will not cause such Rating Agency to
reduce or withdraw its then current ratings of the Certificates. The party
obtaining actual notice or knowledge of any of such events shall give the other
party prompt written notice thereof. For purposes of the foregoing (as well as
for purposes of determining whether the Company shall be required to deliver the
Document Files to the Trustee following the occurrence of a Trigger Event), the
Company shall be deemed to have knowledge of any such downgrading referred to in
the definition of Trigger Event if, in the exercise of reasonable diligence, the
Company has or should have had knowledge thereof. As promptly as practicable
subsequent to the Company's delivery or receipt of such written notice, as the
case may be, the Company shall insert the recording or filing information in the
assignments of the Mortgages or UCC-3 assignments to the Trustee and shall cause
the same to be recorded or filed, at the Company's expense, in the appropriate
public office for real property records or UCC financing statements, except that
the Company need not cause to be so completed and recorded any assignment of
mortgage which relates to a Mortgage Loan secured by property in a jurisdiction
under the laws of which, on the basis of an Opinion of Counsel reasonably
satisfactory to the Trustee and satisfactory to each Rating Agency (as evidenced
in writing), recordation of such assignment is not necessary to protect the
Trustee against discharge of such Mortgage Loan by the Company or any valid
assertion that any Person other than the Trustee has title to or any rights in
such Mortgage Loan. In the event that the Company fails or refuses to record or
file the assignment of Mortgages or UCC-3 financing statement in the
circumstances provided above, the Trustee shall record or cause to be recorded
or filed such assignment or UCC-3 financing statement at the expense of the
Company. In connection with any such recording or filing, the Company shall
furnish such documents as may be reasonably necessary to accomplish such
recording or filing. Notwithstanding the foregoing, at any time the Company may
record or file, or cause to be recorded or filed, the assignments of Mortgages
or UCC-3 financing statement at the expense of the Company.

     Section 2.02. Acceptance by Trustee. Subject to the examination hereinafter
provided, the Trustee acknowledges receipt of the Mortgage Notes, the
assignments of the Mortgages to the Trustee, the assumption and modification
agreements, if any, the documents specified in Section 2.01(b)(2) (subject to
any permitted delayed delivery of the documents described in Section
2.01(c)(4)), and the Designated Loan Closing Documents, if any, delivered
pursuant to Section 2.01, and declares that the Trustee holds and will hold such
documents and each other document delivered to it pursuant to Section 2.01 in
trust, upon the trusts herein set forth, for the use and benefit of all present
and future Certificateholders. The Trustee agrees, for the benefit of the
Certificateholders, to review each Mortgage File within 45 days after (i) the
execution and delivery of this Agreement, in the case of the Mortgage Notes, the
assignments of the Mortgages to the Trustee, the assumption and modification
agreements, if any, the documents specified in Section 2.01(b)(2) (subject to
any permitted delayed delivery of the documents described in Section
2.01(c)(4)), and the Designated Loan Closing Documents, if any, (ii) delivery to
the Trustee after the Closing Date of the Mortgage Notes and the assumption and
modification agreements, if any, with respect to each Designated Loan, and (iii)
delivery of the recorded Mortgages, title insurance policies, recorded
intervening assignments of Mortgage, if any, and filed intervening UCC-3
financing statements, if any, with respect to any Cooperative Loan to ascertain
that all required documents set forth in Section 2.01 have been executed,
received and recorded, if applicable, and that such documents relate to the
Mortgage Loans identified in Exhibit C hereto. In performing such examination,
the Trustee may conclusively assume the due execution and genuineness of any
such document and the genuineness of any signature thereon. It is understood
that the scope of the Trustee's examination of the Mortgage Files is limited
solely to confirming, after receipt of the documents listed in Section 2.01,
that such documents have been executed, received and recorded, if applicable,
and relate to the Mortgage Loans identified in Exhibit C to this Agreement. If
in the course of such review the Trustee finds (1) that any document required to
be delivered as aforesaid has not been delivered, or (2) any such document has
been mutilated, defaced or physically altered without the borrower's
authorization or approval, or (3) based upon its examination of such documents,
the information with respect to any Mortgage Loan set forth on Exhibit C is not
accurate, the Trustee shall promptly so notify the Company in writing, which
shall have a period of 60 days after receipt of such notice to correct or cure
any such defect. The Company hereby covenants and agrees that, if any such
material defect cannot be corrected or cured, the Company will on a Distribution
Date which is not later than the first Distribution Date which is more than ten
days after the end of such 60-day period repurchase the related Mortgage Loan
from the Trustee at the Purchase Price therefor or replace such Mortgage Loan
pursuant to Section 2.03(b); provided, however, that if the defect (or breach
pursuant to Section 2.03(a)) is one that, had it been discovered before the
Startup Day, would have prevented the Mortgage Loan from being a "qualified
mortgage" within the meaning of the REMIC Provisions, such defect or breach
shall be cured, or the related Mortgage Loan shall be repurchased or replaced,
on a Distribution Date which falls within 90 days of the date of discovery of
such defect or breach. The Purchase Price for the repurchased Mortgage Loan, or
any amount required in respect of a substitution pursuant to Section 2.03(b),
shall be deposited by the Company in the Certificate Account pursuant to Section
3.02(d) on the Business Day prior to the applicable Distribution Date and, upon
receipt by the Trustee of written notification of such deposit signed by a
Servicing Officer, the Trustee shall release or cause to be released to the
Company the related Mortgage File and shall execute and deliver or cause to be
executed and delivered such instruments of transfer or assignment, in each case
without recourse, as shall be necessary to vest in the Company any Mortgage Loan
released pursuant hereto. It is understood and agreed that the obligation of the
Company to repurchase or replace any Mortgage Loan as to which a material defect
in a constituent document exists shall constitute the sole remedy respecting
such defect available to Certificateholders or the Trustee on behalf of
Certificateholders.

     Upon receipt by the Trustee of the Mortgage Note with respect to a
Designated Loan that is not defective in accordance with the fifth sentence of
the preceding paragraph, the related Lost Note Affidavit delivered pursuant to
Section 2.01 shall be void and the Trustee shall return it to the Company.

     Section 2.03. Representations and Warranties of the Company; Mortgage Loan
Repurchase. (a) The Company hereby represents and warrants to the Trustee in
respect of the related Mortgage Loans that:

     (i) The information set forth in Exhibit C hereto was true and correct in
all material respects at the date or dates respecting which such information is
furnished;

     (ii) As of the date of the initial issuance of the Certificates, other than
with respect to Cooperative Loans, each Mortgage is a valid and enforceable
first lien on the property securing the related Mortgage Note subject only to
(a) the lien of current real property taxes and assessments, (b) covenants,
conditions and restrictions, rights of way, easements and other matters of
public record as of the date of recording of such Mortgage, such exceptions
appearing of record being acceptable to mortgage lending institutions generally
in the area wherein the property subject to the Mortgage is located or
specifically reflected in the appraisal obtained in connection with the
origination of the related Mortgage Loan obtained by the Company and (c) other
matters to which like properties are commonly subject which do not materially
interfere with the benefits of the security intended to be provided by such
Mortgage;

     (iii) Immediately prior to the transfer and assignment herein contemplated,
the Company had good title to, and was the sole owner of, each Mortgage Loan and
all action had been taken to obtain good record title to each related Mortgage.
Each Mortgage Loan has been transferred free and clear of any liens, claims and
encumbrances;

     (iv) As of the date of the initial issuance of the Certificates, no payment
of principal of or interest on or in respect of any Mortgage Loan is 30 or more
days past due and none of the Mortgage Loans have been past due 30 or more days
more than once during the preceding 12 months;

     (v) As of the date of the initial issuance of the Certificates, other than
with respect to Cooperative Loans, there is no mechanics' lien or claim for
work, labor or material affecting the premises subject to any Mortgage which is
or may be a lien prior to, or equal or coordinate with, the lien of such
Mortgage except those which are insured against by the title insurance policy
referred to in (x) below;

     (vi) As of the date of the initial issuance of the Certificates, other than
with respect to Cooperative Loans, there is no delinquent tax or assessment lien
against the property subject to any Mortgage;

     (vii) As of the date of the initial issuance of the Certificates, there is
no valid offset, defense or counterclaim to any Mortgage Note or Mortgage,
including the obligation of the Mortgagor to pay the unpaid principal and
interest on such Mortgage Note;

     (viii) As of the date of the initial issuance of the Certificates, the
physical property subject to any Mortgage (or, in the case of a Cooperative
Loan, the related Cooperative Apartment) is free of material damage and is in
good repair;

     (ix) Each Mortgage Loan at the time it was made complied in all material
respects with applicable state and federal laws, including, without limitation,
usury, equal credit opportunity and disclosure laws;

     (x) Other than with respect to Cooperative Loans, a lender's title
insurance policy or binder, or other assurance of title insurance customary in
the relevant jurisdiction therefor was issued on the date of the origination of
each Mortgage Loan and each such policy or binder is valid and remains in full
force and effect;

     (xi) Each Mortgage Loan (other than a Pledged Asset Mortgage Loan) that
had, as of the Cut-off Date, a Loan-to-Value Ratio of more than 80% is covered
by a Primary Insurance Policy so long as its then outstanding principal amount
exceeds 80% of the greater of (a) the Original Value and (b) the then current
value of the related Mortgaged Property as evidenced by an appraisal thereof
satisfactory to the Company, except to the extent such coverage may otherwise be
terminable under applicable law. Each Primary Insurance Policy is issued by a
private mortgage insurer acceptable to FNMA or FHLMC;

     (xii) Each Mortgage Note is payable on the first day of each month in
self-amortizing monthly installments of principal and interest, with interest
payable in arrears, over an original term of not more than thirty years;

     (xiii) Other than with respect to Cooperative Loans, the improvements on
the Mortgaged Properties are insured against loss under a hazard insurance
policy with extended coverage and conforming to the requirements of Section 3.06
hereof. As of the date of initial issuance of the Certificates, all such
insurance policies are in full force and effect;

     (xiv) As to each condominium securing a Mortgage Loan or the related
Mortgage Loan, (a) the related condominium is in a project that is on the FNMA
or FHLMC approved list, (b) the related condominium is in a project that, upon
submission of appropriate application, could be so approved by either FNMA or
FHLMC, (c) the related Mortgage Loan meets the requirements for purchase by FNMA
or FHLMC, (d) the related Mortgage Loan is of the type that could be approved
for purchase by FNMA or FHLMC but for the principal balance of the related
Mortgage Loan or the pre-sale requirements or (e) the related Mortgage Loan has
been approved by a nationally recognized mortgage pool insurance company for
coverage under a mortgage pool insurance policy issued by such insurer;

     (xv) Other than with respect to Cooperative Loans, no Mortgage Loan is
secured by a leasehold interest in the related Mortgaged Property, and each
Mortgagor holds fee title to the related Mortgaged Property;

     (xvi) The Mortgage Loans and the Mortgaged Properties, individually and in
the aggregate, conform in all material respects to the applicable descriptions
thereof contained in the Prospectus;

     (xvii) All appraisals have been prepared substantially in accordance with
the description contained under the caption "The Trusts -- The Mortgage Loans"
in the Prospectus;

     (xviii) No selection procedures, other than those necessary to comply with
the representations and warranties set forth herein or the description of the
Mortgage Loans made in any disclosure document delivered to prospective
investors in the Certificates, have been utilized in selecting the Mortgage
Loans from the Company's portfolio which would be adverse to the interests of
the Certificateholders;

     (xix) Other than with respect to Cooperative Loans, to the best of the
Company's knowledge, at origination no improvement located on or being part of a
Mortgaged Property was in violation of any applicable zoning and subdivision
laws and ordinances;

     (xx) None of the Mortgage Loans is a temporary construction loan. With
respect to any Mortgaged Property which constitutes new construction, the
related construction has been completed substantially in accordance with the
specifications therefor and any incomplete aspect of such construction shall not
be material or interfere with the habitability or legal occupancy of the
Mortgaged Property. Mortgage Loan amounts sufficient to effect any such
completion are in escrow for release upon or in connection with such completion
or a performance bond or completion bond is in place to provide funds for this
purpose and such completion shall be accomplished within 120 days after weather
conditions permit the commencement thereof;

     (xxi) As of the Closing Date, each Mortgage Loan is a "qualified mortgage"
as defined in Section 860G(a)(3) of the Code;

     (xxii) As of the Closing Date, the Company possesses the Document File with
respect to each Mortgage Loan, and, other than with respect to Cooperative
Loans, the related Mortgages and intervening assignment or assignments of
Mortgages, if any, have been delivered to a title insurance company for
recording;

     (xxiii) With respect to each Mortgage Loan identified in Exhibit C as a
Cooperative Loan:

     (A) The Security Agreement creates a first lien in the stock ownership and
leasehold rights associated with the related Cooperative Apartment;

     (B) The lien created by the related Security Agreement is a valid,
enforceable and subsisting first priority security interest in the related
Cooperative Stock securing the related Mortgage Note, subject only to (a) liens
of the Cooperative for unpaid assessments representing the Mortgagor's pro rata
share of the Cooperative's payments for its blanket mortgage, current and future
real property taxes, insurance premiums, maintenance fees and other assessments
to which like collateral is commonly subject and (b) other matters to which like
collateral is commonly subject which do not materially interfere with the
benefits of the security intended to be provided by the Security Agreement.
There are no liens against or security interest in the Cooperative Stock
relating to such Cooperative Loan (except for unpaid maintenance, assessments
and other amounts owed to the related Cooperative which individually or in the
aggregate do not have a material adverse effect on such Cooperative Loan), which
have priority over the Trustee's security interest in such Cooperative Stock;

     (C) The Cooperative Stock that is pledged as security for the Mortgage Loan
is held by a person as a "tenant-stockholder" within the meaning of section 216
of the Code, the related Cooperative that owns title to the related cooperative
apartment building is a "cooperative housing corporation" within the meaning of
section 216 of the Code, and such Cooperative is in material compliance with
applicable federal, state and local laws which, if not complied with, could have
a material adverse effect on the Mortgaged Property; and

(D) There is no prohibition against pledging the Cooperative Stock or assigning
the Proprietary Lease; and

     (xxiv) With respect to each Mortgage Loan identified on Exhibit C as having
been originated or acquired under the Company's Enhanced Streamlined Refinance
program, the value of the related Mortgaged Property, as of the date of such
origination or acquisition under the Company's Enhanced Streamlined Refinance
program, is no less than the value thereof established at the time the mortgage
loan that is the subject of the refinancing was originated.

     It is understood and agreed that the representations and warranties set
forth in this Section 2.03(a) shall survive delivery of the respective Mortgage
Files to the Trustee. Upon discovery by either the Company or the Trustee of a
breach of any of the foregoing representations and warranties which materially
and adversely affects the interests of the Certificateholders in the related
Mortgage Loan, the party discovering such breach shall give prompt written
notice to the other. Subject to the following sentence, within 60 days of its
discovery or its receipt of notice of breach, or, with the prior written consent
of a Responsible Officer of the Trustee, such longer period specified in such
consent, the Company shall cure such breach in all material respects or shall
repurchase such Mortgage Loan from the Trustee or replace such Mortgage Loan
pursuant to Section 2.03(b). Any such repurchase by the Company shall be
accomplished in the manner set forth in Section 2.02, subject to the proviso of
the third-to-last sentence thereof, and at the Purchase Price. It is understood
and agreed that the obligation of the Company to repurchase or replace any
Mortgage Loan as to which a breach occurred and is continuing shall constitute
the sole remedy respecting such breach available to Certificateholders or the
Trustee on behalf of Certificateholders and such obligation of the Company to
repurchase or replace any such Mortgage Loan shall not be assumed by any Person
which may succeed the Company as servicer hereunder, but shall continue as an
obligation of the Company. Notwithstanding the preceding sentence, if a breach
of the representation and warranty of the Company contained in Section
2.03(a)(ix) occurs as a result of a violation of the federal Truth in Lending
Act, 15 U.S.C. ss. 1601 et seq., as amended ("TILA") or any state truth-in
lending or similar statute, and the Trustee or the Trust Fund is named as a
defendant in a TILA suit or a suit under any such statutes in respect of such
violation and liability in respect thereof is imposed upon the Trustee or the
Trust Fund as assignees of the related Mortgage Loan pursuant to Section 1641 of
TILA, or any analogous provision of any such statute, the Company shall
indemnify the Trustee and the Trust Fund from, and hold them harmless against,
any and all losses, liabilities, damages, claims or expenses (including
reasonable attorneys' fees) to which the Trustee and the Trust Fund, or either
of them, become subject pursuant to TILA or any such statute, insofar as such
losses, damages, claims or expenses (including reasonable attorneys' fees)
result from such violation. The Company's obligations under the preceding
sentence shall not impair or derogate from the Company's obligations to the
Trustee under Section 8.05.

     (b) If the Company is required to repurchase any Mortgage Loan pursuant to
Section 2.02 or 2.03(a), the Company may, at its option, within the applicable
time period specified in such respective Sections, remove such Defective
Mortgage Loan from the terms of this Agreement and substitute one or more other
mortgage loans for such Defective Mortgage Loan, in lieu of repurchasing such
Defective Mortgage Loan, provided that no such substitution shall occur more
than two years after the Closing Date. Any substitute Mortgage Loan shall (a)
have a Scheduled Principal Balance (together with that of any other Mortgage
Loan substituted for the same Defective Mortgage Loan) as of the first
Distribution Date following the month of substitution not in excess of the
Scheduled Principal Balance of the Defective Mortgage Loan as of such date (the
amount of any difference, plus one month's interest thereon at the respective
Net Mortgage Rate, to be deposited by the Company in the Certificate Account
pursuant to Section 2.02), (b) have a Mortgage Rate not less than, and not more
than one percentage point greater than, the Mortgage Rate of the Defective
Mortgage Loan, (c) have the same Net Mortgage Rate as the Defective Mortgage
Loan, (d) have a remaining term to stated maturity not later than, and not more
than one year less than, the remaining term to stated maturity of the Defective
Mortgage Loan, (e) be, in the reasonable determination of the Company, of the
same type, quality and character as the Defective Mortgage Loan as if the defect
or breach had not occurred, (f) have a ratio of its current principal amount to
its Original Value not greater than that of the removed Mortgage Loan and (g)
be, in the reasonable determination of the Company, in compliance with the
representations and warranties contained in Section 2.03(a), other than
subparagraph (xvi) thereof, as of the date of substitution.

     The Company shall amend the Mortgage Loan Schedule to reflect the
withdrawal of any Defective Mortgage Loan and the substitution of a substitute
Mortgage Loan therefor. Upon such amendment the Company shall be deemed to have
made as to such substitute Mortgage Loan the representations and warranties set
forth in Section 2.03(a), other than subparagraph (xvi) thereof, as of the date
of such substitution, which shall be continuing as long as any Certificate shall
be outstanding or this Agreement has not been terminated, and the remedies for
breach of any such representation or warranty shall be as set forth in Section
2.03(a). Upon such amendment, the Trustee shall review the Mortgage File
delivered to it relating to the substitute Mortgage Loan, within the time and in
the manner and with the remedies specified in Section 2.02, except that for
purposes of this Section 2.03(b) (other than the two-year period specified in
the first sentence of the preceding paragraph of this Section 2.03(b)), such
time shall be measured from the date of the applicable substitution.

     Section 2.04. Execution of Certificates. The Trustee has caused to be
executed, countersigned and delivered to or upon the order of the Company, in
exchange for the Mortgage Loans, the Certificates in authorized denominations
evidencing the entire ownership of the Trust Fund.

     Section 2.05. Designations under the REMIC Provisions. (a) The Company
hereby designates the Classes of Certificates identified in Section 5.01(b),
other than the Residual Certificate, as "regular interests," and the Class R
Certificate as the single class of "residual interest," in the REMIC established
hereunder for purposes of the REMIC Provisions. The assets of the REMIC
established hereunder will consist of the assets and rights specified in clauses
(i) though (viii) of the definition of the term Trust Fund, and any Rounding
Accounts.

     (b) The Closing Date will be the "Startup Day" for the REMIC established
hereunder for purposes of the REMIC Provisions.

     (c) The "tax matters person" with respect to the REMIC established
hereunder for purposes of the REMIC Provisions shall be (i) the Company, if the
Company is the owner of a Class R Certificate, or (ii) in any other case, the
beneficial owner of the Class R Certificate having the largest Percentage
Interest of such Class; provided, however, that such largest beneficial owner
and, to the extent relevant, each other holder of a Class R Certificate, by its
acceptance thereof irrevocably appoints the Company as its agent and
attorney-in-fact to act as "tax matters person" with respect to the REMIC
established hereunder for purposes of the REMIC Provisions.

     (d) The "latest possible maturity date" of the regular interests in the
REMIC established hereunder is the Latest Possible Maturity Date for purposes of
section 860G(a)(1) of the Code.

     (e) In the event that the Servicing Fee exceeds the amount reasonable for
such services (within the meaning of Treasury Regulation 1.860D-1(b)(1)(ii)),
the portion or portions of such fee that can be measured as a fixed number of
basis points on some or all of the Mortgage Loans and can be treated as one or
more stripped coupons within the meaning of Treasury Regulation
1.860D-1(b)(2)(iii) shall be treated as such stripped coupons and shall not be
treated as a REMIC asset.

                                  ARTICLE III

                 ADMINISTRATION AND SERVICING OF MORTGAGE LOANS

     Section 3.01. Company to Act as Servicer. (a) It is intended that the REMIC
established hereunder shall constitute, and that the affairs of the REMIC shall
be conducted so as to qualify the Trust Fund (other than any collateral fund
established under the agreement referred to in Section 3.08(e)) as, a "real
estate mortgage investment conduit" as defined in and in accordance with the
REMIC Provisions. In furtherance of such intention, the Company covenants and
agrees that it shall act as agent (and the Company is hereby appointed to act as
agent) on behalf of the Trust Fund and the Holders of the Residual Certificates
and that in such capacity it shall:

     (i) prepare and file, or cause to be prepared and filed, in a timely
manner, a U.S. Real Estate Mortgage Investment Conduit Income Tax Return (Form
1066) and prepare and file or cause to be prepared and filed with the Internal
Revenue Service and applicable state or local tax authorities income tax or
information returns for each taxable year with respect to the REMIC established
hereunder, using the calendar year as the taxable year and the accrual method of
accounting, containing such information and at the times and in the manner as
may be required by the Code or state or local tax laws, regulations, or rules,
and shall furnish or cause to be furnished to Certificateholders the schedules,
statements or information at such times and in such manner as may be required
thereby;

     (ii) within thirty days of the Closing Date, shall furnish or cause to be
furnished to the Internal Revenue Service, on Form 8811 or as otherwise may be
required by the Code, the name, title, address, and telephone number of the
person that the holders of the Certificates may contact for tax information
relating thereto (and the Company shall act as the representative of the REMIC
established hereunder for this purpose), together with such additional
information as may be required by such Form, and shall update such information
at the time or times and in the manner required by the Code;

     (iii) make or cause to be made an election, on behalf of the REMIC
established hereunder, to be treated as a REMIC, and make the appropriate
designations, if applicable, in accordance with Section 2.05 hereof on the
federal tax return of the Trust Fund for its first taxable year (and, if
necessary, under applicable state law);

     (iv) prepare and forward, or cause to be prepared and forwarded, to the
Certificateholders and to the Internal Revenue Service and, if necessary, state
tax authorities, all information returns or reports, or furnish or cause to be
furnished by telephone, mail, publication or other appropriate method such
information, as and when required to be provided to them in accordance with the
REMIC Provisions, including without limitation, the calculation of any original
issue discount using the Prepayment Assumption Multiple;

     (v) provide information necessary for the computation of tax imposed on the
transfer of a Residual Certificate to a Disqualified Organization, or an agent
(including a broker, nominee or other middleman) of a Disqualified Organization,
or a pass-through entity in which a Disqualified Organization is the record
holder of an interest (the reasonable cost of computing and furnishing such
information may be charged to the Person liable for such tax);

     (vi) use its best reasonable efforts to conduct the affairs of the REMIC
established hereunder at all times that any Certificates are outstanding so as
to maintain the status thereof as a REMIC under the REMIC Provisions;

     (vii) not knowingly or intentionally take any action or omit to take any
action that would cause the termination of the REMIC status of the REMIC or that
would subject the Trust Fund to tax;

     (viii) exercise reasonable care not to allow the creation of any
"interests" in the REMIC within the meaning of section 860D(a)(2) of the Code
other than the interests represented by the Classes of Certificates identified
in Section 5.01(b);

     (ix) exercise reasonable care not to allow the occurrence of any
"prohibited transactions" within the meaning of section 860F of the Code, unless
the Company shall have provided an Opinion of Counsel to the Trustee that such
occurrence would not (a) result in a taxable gain, (b) otherwise subject the
Trust Fund to tax, or (c) cause any REMIC established hereunder to fail to
qualify as a REMIC;

     (x) exercise reasonable care not to allow the Trust Fund to receive income
from the performance of services or from assets not permitted under the REMIC
Provisions to be held by a REMIC;

     (xi) pay the amount of any federal or state tax, including prohibited
transaction taxes, taxes on certain contributions to the REMIC after the Startup
Day, and taxes on net income from foreclosure property, imposed on the Trust
Fund when and as the same shall be due and payable (but such obligation shall
not prevent the Company or any other appropriate Person from contesting any such
tax in appropriate proceedings and shall not prevent the Company from
withholding payment of such tax, if permitted by law, pending the outcome of
such proceedings);

     (xii) ensure that federal, state or local income tax or information returns
shall be signed by the Trustee or such other person as may be required to sign
such returns by the Code or state or local laws, regulations or rules; and

     (xiii) maintain such records relating to the REMIC established hereunder,
including but not limited to the income, expenses, individual Mortgage Loans
(including Mortgaged Property), other assets and liabilities thereof, and the
fair market value and adjusted basis of the property of each determined at such
intervals as may be required by the Code, as may be necessary to prepare the
foregoing returns, schedules, statements or information.

     The Company shall be entitled to be reimbursed pursuant to Section 3.04 for
any federal income taxes paid by it pursuant to clause (xi) of the preceding
sentence, except to the extent that such taxes are imposed as a result of the
bad faith, misfeasance or negligence of the Company in the performance of its
obligations hereunder. With respect to any reimbursement of prohibited
transaction taxes, the Company shall inform the Trustee of the circumstances
under which such taxes were incurred.

     (b) The Company shall service and administer the Mortgage Loans and shall
have full power and authority, acting alone or through one or more Primary
Servicers, to do any and all things in connection with such servicing and
administration which it may deem necessary or desirable. Without limiting the
generality of the foregoing, the Company shall continue, and is hereby
authorized and empowered by the Trustee, to execute and deliver, or file, as
appropriate, on behalf of itself, the Certificateholders and the Trustee or any
of them, any and all continuation statements, termination statements,
instruments of satisfaction or cancellation, or of partial or full release or
discharge and all other comparable instruments, with respect to the Mortgage
Loans and with respect to the properties subject to the Mortgages. Without
limitation of the foregoing, if the Company in its individual capacity agrees to
refinance any Mortgage Loan upon the request of the related Mortgagor, the
Company, as servicer hereunder, may execute an instrument of assignment in
customary form to the Company in its individual capacity. In connection with any
such refinancing, the Trustee shall, upon certification of a Servicing Officer
to the effect that an amount equal to the principal balance of the related
Mortgage Loan together with accrued and unpaid interest thereon at the
applicable Net Mortgage Rate to the date of such certification has been credited
to the applicable Mortgage Loan Payment Record, release the related Mortgage
File to the Company whereupon the Company may cancel the related Mortgage Note.
Upon request by the Company after the execution and delivery of this Agreement,
the Trustee shall furnish the Company with any powers of attorney and other
documents necessary or appropriate to enable the Company to carry out its
servicing and administrative duties hereunder. Except as otherwise provided
herein, the Company shall maintain servicing standards substantially equivalent
to those required for approval by FNMA or FHLMC. The Company shall not agree to
any modification of the material terms of any Mortgage Loan except as provided
in the second sentence of Section 3.02(a) and in Section 3.07. The Company shall
not release any portion of any Mortgaged Property from the lien of the related
Mortgage unless the related Mortgage Loan would be a "qualified mortgage" within
the meaning of the REMIC Provisions following such release.

     (c) [Intentionally Omitted.]

     (d) The relationship of the Company (and of any successor to the Company as
servicer under this Agreement) to the Trustee under this Agreement is intended
by the parties to be that of an independent contractor and not that of a joint
venturer, partner or agent.

     (e) All costs incurred by the Company in effecting the timely payment of
taxes and assessments on the properties subject to the Mortgage Loans shall not,
for the purpose of calculating monthly distributions to Certificateholders, be
added to the amount owing under the related Mortgage Loans, notwithstanding that
the terms of such Mortgage Loans so permit, and such costs shall be recoverable
by the Company to the extent permitted by Section 3.04. The Company shall
collect such amounts from the Mortgagor and shall credit the applicable Mortgage
Loan Payment Record accordingly.

     (f) If the Company enters into a servicing agreement with any servicer (a
"Primary Servicer") pursuant to which such Primary Servicer shall directly
service certain Mortgage Loans and the Company shall perform master servicing
with respect thereto, the Company shall not be released from its obligations to
the Trustee and Certificateholders with respect to the servicing and
administration of the Mortgage Loans in accordance with the provisions of
Article III hereof and such obligations shall not be diminished by virtue of any
such servicing agreement or arrangement and the Company shall be obligated to
the same extent and under the same terms and conditions as if the Company alone
were servicing and administering the Mortgage Loans. Any amounts received by a
Primary Servicer in respect of a Mortgage Loan shall be deemed to have been
received by the Company whether or not actually received by it. Any servicing
agreement that may be entered into and any transactions or services relating to
the Mortgage Loans involving a Primary Servicer in its capacity as such shall be
deemed to be between the Company and the Primary Servicer alone, and the Trustee
and the Certificateholders shall have no claims, obligations, duties or
liabilities with respect thereto. Notwithstanding the foregoing, in the event
the Company has been removed as the servicer hereunder pursuant to Section 6.04
or Section 7.01, the Trustee or any successor servicer appointed pursuant to
Section 7.02 shall succeed to all of the Company's rights and interests (but not
to any obligations or liabilities of the Company arising prior to the date of
succession) under any servicing agreement with any Primary Servicer in respect
of the Mortgage Loans, subject to the limitation on the Trustee's
responsibilities under Section 7.02.

     (g) In no event shall any collateral fund established under the agreement
referred to in Section 3.08(e) constitute an asset of any REMIC established
hereunder.

     Section 3.02. Collection of Certain Mortgage Loan Payments; Mortgage Loan
Payment Records; Certificate Account. (a) The Company shall make reasonable
efforts to collect all payments called for under the terms and provisions of the
Mortgage Loans, and shall, to the extent such procedures shall be consistent
with this Agreement, follow such collection procedures as it follows with
respect to mortgage loans comparable to the Mortgage Loans in its servicing
portfolio. Consistent with the foregoing, the Company may in its discretion (i)
waive any late payment charge or any assumption fees or other fees which may be
collected in the ordinary course of servicing such Mortgage Loan and (ii) if a
default on the Mortgage Loan has occurred or is reasonably foreseeable, arrange
at any time prior to foreclosure with a Mortgagor a schedule for the payment of
due and unpaid principal and interest for a period extending no longer than two
years after the date that such schedule is arranged. Any arrangement of the sort
described in clause (ii) above shall not affect the amount or timing of the
Company's obligation to make Monthly Advances with respect to any Mortgage Loan
which Monthly Advances shall be made pursuant to the original amortization
schedule applicable to such Mortgage Loan.

     (b) The Company shall establish and maintain a Mortgage Loan Payment Record
for each Mortgage Pool in which the following payments on and collections in
respect of each Mortgage Loan in such Mortgage Pool shall as promptly as
practicable be credited by the Company for the account of the Holders of the
related Certificates:

     (i) All payments on account of principal, including Principal Prepayments
(other than (A) payments of principal due and payable on the Mortgage Loans on
or before, and all Principal Prepayments received before, the Cut-off Date, (B)
in the case of a substitute Mortgage Loan, payments of principal due and payable
on such Mortgage Loan on or before the Determination Date in the month of
substitution, and all Principal Prepayments received before the first day of the
month of substitution, and (C) in the case of a replaced Mortgage Loan, payments
of principal due and payable on such Mortgage Loan after the Determination Date
in the month of substitution, and all Principal Prepayments received in the
month of substitution);

     (ii) All payments (other than (A) those due and payable on or before the
Cut-off Date, (B) in the case of a substitute Mortgage Loan, those due and
payable on such Mortgage Loan on or before the Determination Date in the month
of substitution, and (C) in the case of a replaced Mortgage Loan, those due and
payable on such Mortgage Loan after the Determination Date in the month of
substitution) on account of interest at the applicable Net Mortgage Rate on the
Mortgage Loan received from the related Mortgagor, including any Buydown Funds
applied with respect to interest at the applicable Net Mortgage Rate on any
Buydown Mortgage Loan;

     (iii) All Liquidation Proceeds received by the Company with respect to such
Mortgage Loan and the Purchase Price for any Mortgage Loan purchased by the
Company pursuant to Sections 2.02, 2.03 and 3.16 (including any amounts received
in respect of a substitution of a Mortgage Loan);

     (iv) All Insurance Proceeds (including, for this purpose, any amounts
required to be credited by the Company pursuant to the last sentence of Section
3.06) received by the Company in respect of the related Mortgage Pool for the
benefit of the Trust Fund, other than proceeds to be applied to the restoration
or repair of the property subject to the related Mortgage or released, or to be
released, to the related Mortgagor in accordance with the normal servicing
procedures of the Company;

     (v) All REO Proceeds;

     (vi) All Unanticipated Recoveries; and

     (vii) All amounts received by the Company with respect to any Pledged Asset
Mortgage Loan pursuant to the liquidation of any Additional Collateral or
pursuant to any recovery under the Surety Bond in accordance with Section 4.09.

     The foregoing requirements respecting credits to each Mortgage Loan Payment
Record are exclusive, it being understood that, without limiting the generality
of the foregoing, the Company need not enter in either Mortgage Loan Payment
Record collections, Liquidation Proceeds or Insurance Proceeds in respect of
Mortgage Loans which have been previously released from the terms of this
Agreement, amounts representing fees or late charge penalties payable by
Mortgagors, or amounts received by the Company for the account of Mortgagors for
application towards the payment of taxes, insurance premiums, assessments and
similar items.

     (c) Subject to subsection (e) below, until the Business Day prior to each
Distribution Date on which amounts are required to be transferred to the
Certificate Account pursuant to subsection (d) of this Section 3.02, the Company
may retain and commingle such amounts with its own funds and shall be entitled
to retain for its own account any gain or investment income thereon, and any
such investment income shall not be subject to any claim of the Trustee or
Certificateholders. To the extent that the Company realizes any net loss on any
such investments, the Company shall deposit in the Certificate Account an amount
equal to such net loss at the time the Company is required to deposit amounts in
the Certificate Account pursuant to subsection (d) of this section 3.02. Any
such deposit shall not increase the Company's obligation under said subsection
(d).

     (d) The Trustee shall establish and maintain with the Trustee in its
corporate trust department a single separate trust account for both Mortgage
Pools designated in the name of the Trustee for the benefit of the Holders of
the Certificates issued hereunder (the "Certificate Account") into which the
Company shall transfer, not later than 11:00 a.m. New York time on the Business
Day prior to each Distribution Date, an amount in next-day funds equal to the
sum of Available Funds in respect of each Mortgage Pool for such Distribution
Date and any Unanticipated Recoveries in respect of each Mortgage Pool received
in the calendar month preceding the month of such Distribution Date. If the
Trustee does not receive such transfer by 2:00 p.m. on such Business Day, it
shall give the Company written notice thereof.

     (e) If the Company or a Responsible Officer of the Trustee obtains actual
notice of or knowledge of the occurrence of either (x) any Trigger Event or (y)
the downgrade by S&P of General Electric Capital Corporation's short-term senior
unsecured debt rating below A-1+, then, notwithstanding subsection (c) above,
the Company shall promptly establish, and thereafter maintain, one or more
Eligible Accounts in the name of the Trustee and bearing a designation
indicating that amounts therein are held for the benefit of the Trustee and the
Certificateholders, into which the Company and any Primary Servicer shall
deposit within two Business Days after receipt, all amounts otherwise required
to be credited to the applicable Mortgage Loan Payment Record pursuant to
Section 3.02(b); provided, however, that such action shall not be required if
the Company delivers to the Trustee a letter from each Rating Agency to the
effect that the failure to take such action will not cause such Rating Agency to
withdraw or reduce its then current ratings of Certificates. All amounts so
deposited shall be held in trust for the benefit of the related
Certificateholders. Amounts so deposited may be invested at the written
instruction of the Company in Permitted Investments in the name of the Trustee
maturing no later than the Business Day preceding the Distribution Date
following the date of such investment; provided, however, that any such
Permitted Investment which is an obligation of State Street Bank and Trust
Company, in its individual capacity and not in its capacity as Trustee, may
mature on such Distribution Date; and, provided further, that no such Permitted
Investment shall be sold before the maturity thereof if the sale thereof would
result in the realization of gain prior to maturity unless the Company has
obtained an Opinion of Counsel that such sale or disposition will not cause the
Trust Fund to be subject to the tax on prohibited transactions under section
860F of the Code, or otherwise subject the Trust Fund to tax or cause the REMIC
established hereunder to fail to qualify as a REMIC. The Trustee shall maintain
physical possession of all Permitted Investments, other than Permitted
Investments maintained in book-entry form. The Company, as servicer, shall be
entitled to retain for its own account any gain or other income from Permitted
Investments, and neither the Trustee nor Certificateholders shall have any right
or claim with respect to such income. The Company shall deposit an amount equal
to any loss realized on any Permitted Investment as soon as any such loss is
realized. If the provisions in this subsection (e) become operable, references
in this Agreement to each Mortgage Loan Payment Record and credits and debits to
such Record shall be deemed to refer to the Eligible Accounts and transfers to
and withdrawals from such Eligible Accounts. Any action which may be necessary
to establish the terms of an account pursuant to this Section 3.02(e) may be
taken by an amendment or supplement to this Agreement or pursuant to a written
order of the Company, which amendment, supplement or order shall not require the
consent of Certificateholders, provided that the Company has delivered to the
Trustee a letter from each Rating Agency to the effect that such amendment,
supplement or order will not cause such Rating Agency to withdraw or reduce its
then current ratings of the related Certificates.

     Section 3.03. Collection of Taxes, Assessments and Other Items. Other than
with respect to any Cooperative Loan, the Company shall establish and maintain
with one or more depository institutions one or more accounts into which it
shall deposit all collections of taxes, assessments, private mortgage or hazard
insurance premiums or comparable items for the account of the Mortgagors. As
servicer, the Company shall effect the timely payment of all such items for the
account of Mortgagors. Withdrawals from such account or accounts may be made
only to effect payment of taxes, assessments, private mortgage or standard
hazard insurance premiums or comparable items, to reimburse the Company out of
related collections for any payments made regarding taxes and assessments or for
any payments made pursuant to Section 3.05 regarding premiums on Primary
Insurance Policies and Section 3.06 regarding premiums on standard hazard
insurance policies, to refund to any Mortgagors any sums determined to be
overages, or to pay interest owed to Mortgagors to the extent required by law.

     Section 3.04. Permitted Debits to the Mortgage Loan Payment Records. The
Company (or any successor servicer pursuant to Section 7.02) may, from time to
time, make debits to each Mortgage Loan Payment Record for the following
purposes (in each case as to the Mortgage Loans in the related Mortgage Pool):

     (i) To reimburse the Company or the applicable Primary Servicer for
Liquidation Expenses theretofore incurred in respect of any Mortgage Loan in an
amount not to exceed the amount of the related Liquidation Proceeds credited to
such Mortgage Loan Payment Record pursuant to Section 3.02(b)(iii); provided
that the Company or the applicable Primary Servicer shall not be entitled to
reimbursement for Liquidation Expenses incurred after the initiation of
foreclosure proceedings in respect of any Defaulted Mortgage Loan that is
repurchased pursuant to Section 3.16;

     (ii) To reimburse the Company or the applicable Primary Servicer for
Insured Expenses and amounts expended by it pursuant to Section 3.08 in good
faith in connection with the restoration of property damaged by an Uninsured
Cause, in an amount not to exceed the amount of the related Insurance Proceeds
and Liquidation Proceeds (net of any debits pursuant to clause (i) above) and
amounts representing proceeds of other insurance policies covering the property
subject to the related Mortgage credited to such Mortgage Loan Payment Record
pursuant to Section 3.02(b) (iii) and (iv);

     (iii) To reimburse the Company to the extent permitted by Sections 3.01(a)
and 6.04;

     (iv) To pay to the Company amounts received in respect of any Defective
Mortgage Loan or Defaulted Mortgage Loan purchased by the Company to the extent
that the distribution of any such amounts on the Distribution Date upon which
the proceeds of such purchase are distributed would make the total amount
distributed in respect of any such Mortgage Loan on such Distribution Date
greater than the Purchase Price therefor, net of any unreimbursed Monthly
Advances made by the Company;

     (v) To reimburse the Company (or the Trustee, as applicable) for Monthly
Advances theretofore made in respect of any Mortgage Loan to the extent of late
payments, REO Proceeds, Insurance Proceeds and Liquidation Proceeds in respect
of such Mortgage Loan;

     (vi) To reimburse the Company from any Mortgagor payment of interest or
other recovery with respect to a particular Mortgage Loan, to the extent not
previously retained by the Company, for unpaid Servicing Fees with respect to
such Mortgage Loan, subject to Section 3.08(d);

     (vii) To reimburse the Company (or the Trustee, as applicable) for any
Nonrecoverable Advance in respect of such Mortgage Pool (which right of
reimbursement of the Trustee pursuant to this clause shall be prior to such
right of the Company);

     (viii) To make transfers of funds to the Certificate Account pursuant to
Section 3.02(d);

     (ix) To pay to the Company amounts received in respect of any Mortgage Loan
purchased by the Company pursuant to Section 9.01 to the extent that the
distribution of any such amounts on the final Distribution Date upon which the
proceeds of such purchase are distributed would make the total amount
distributed in respect of any such Mortgage Loan on such Distribution Date
greater than the purchase price therefor specified in clause (x) of the first
sentence of Section 9.01; and

     (x) To deduct any amounts credited to such Mortgage Loan Payment Record in
error.

     The Company shall keep and maintain separate accounting records, on a
Mortgage Loan by Mortgage Loan basis, for the purpose of accounting for debits
to the related Mortgage Loan Payment Record pursuant to clauses (i), (ii), (iv),
(v) and (vi) of this Section 3.04; provided, however, that it is understood and
agreed that the records of such accounting need not be retained by the Company
for a period longer than the five most recent fiscal years.

     Section 3.05. Maintenance of the Primary Insurance Policies. (a) The
Company shall not take any action which would result in non-coverage under any
applicable Primary Insurance Policy of any loss which, but for the actions of
the Company, would have been covered thereunder. To the extent coverage is
available, the Company shall keep or cause to be kept in full force and effect
each such Primary Insurance Policy until the principal balance of the related
Mortgage Note is 80% or less of the greater of (i) the related Original Value
and (ii) the then current value of the property underlying the related Mortgage
Note as evidenced by an appraisal thereof satisfactory to the Company; provided,
that no such Primary Insurance Policy need be kept in effect if doing so would
violate applicable law. The Company shall not cancel or refuse to renew any such
Primary Insurance Policy applicable to a Mortgage Loan that is in effect at the
Closing Date and is required to be kept in force hereunder unless the
replacement Primary Insurance Policy for such canceled or non-renewed policy is
maintained with an insurer whose claims-paying ability is acceptable to each
Rating Agency for mortgage pass-through certificates having ratings equal to or
better than the ratings then assigned to the Certificates by such Rating Agency.
The Company agrees to effect the timely payment of the premium on each Primary
Insurance Policy, and such costs not otherwise recoverable shall be recoverable
by the Company from related Insurance Proceeds and Liquidation Proceeds pursuant
to Section 3.04.

     (b) In connection with its activities as administrator and servicer of the
Mortgage Loans, the Company agrees to present, on behalf of itself, the Trustee
and the related Certificateholders, claims to the insurer under each Primary
Insurance Policy and, in this regard, to take such reasonable action as shall be
necessary to permit recovery under any Primary Insurance Policy respecting a
related defaulted Mortgage Loan. To the extent provided in Section 3.02(b), any
amounts collected by the Company under any Primary Insurance Policy in respect
of the Mortgage Loans (including, without limitation, a Mortgage Loan purchased
by a related insurer) shall be credited to the applicable Mortgage Loan Payment
Record.

     Section 3.06. Maintenance of Hazard Insurance. The Company shall cause to
be maintained for each Mortgage Loan other than a Cooperative Loan hazard
insurance with a standard mortgagee clause and with extended coverage in an
amount which is at least equal to the maximum insurable value of the
improvements securing such Mortgage Loan from time to time or the principal
balance owing on such Mortgage Loan from time to time, whichever is less. The
Company shall also maintain on property (other than Cooperative Apartments)
acquired upon foreclosure, or by deed in lieu of foreclosure, hazard insurance
with extended coverage in an amount which is at least equal to the lesser of (i)
the maximum insurable value from time to time of the improvements which are a
part of such property or (ii) the unpaid principal balance of such Mortgage Loan
at the time of such foreclosure or deed in lieu of foreclosure plus accrued
interest and the good-faith estimate of the Company of related Liquidation
Expenses to be incurred in connection therewith. To the extent provided in
Section 3.02(b)(iv), amounts collected by the Company under any such policies in
respect of the Mortgage Loans shall be credited to the applicable Mortgage Loan
Payment Record. Such costs shall be recoverable by the Company pursuant to
Sections 3.03 and 3.04. In cases in which property securing any Mortgage Loan
other than a Cooperative Loan is located in a federally designated flood area,
the hazard insurance to be maintained for such Mortgage Loan shall include flood
insurance. All such flood insurance shall be in such amounts as are required
under applicable guidelines of FNMA. The Company shall be under no obligation to
require that any Mortgagor maintain earthquake or other additional insurance and
shall be under no obligation itself to maintain any such additional insurance on
property acquired in respect of a Mortgage Loan, other than pursuant to such
applicable laws and regulations as shall at any time be in force and as shall
require such additional insurance. If the Company shall obtain and maintain a
blanket policy insuring against hazard losses on all of the Mortgage Loans
(whether or not including Cooperative Loans), it shall conclusively be deemed to
have satisfied its obligations as set forth in the first sentence of this
Section 3.06, it being understood and agreed that such policy may contain a
deductible clause, in which case the Company shall, in the event that there
shall not have been maintained on the related Mortgaged Property a policy
complying with the first sentence of this Section 3.06, and there shall have
been a loss which would have been covered by such policy, credit to the
applicable Mortgage Loan Payment Record the amount not otherwise payable under
the blanket policy because of such deductible clause.

     Section 3.07. Assumption and Modification Agreements. (a) In any case in
which property subject to a Mortgage has been or is about to be conveyed by the
Mortgagor, the Company shall exercise its right to accelerate the maturity of
such Mortgage Loan under any "due-on-sale" clause applicable thereto, unless in
the reasonable discretion of the Company, such exercise would adversely affect
or jeopardize coverage under the related Primary Insurance Policy, if any;
provided, however, that if the Company is prevented, as provided in Section
3.07(b), from enforcing any such clause, the Company is authorized to make or
enter into an assumption and modification agreement from or with the Person to
whom such property has been or is about to be conveyed, pursuant to which such
Person becomes liable under the Mortgage Note and the Mortgagor remains liable
thereon. In connection with any such assumption and modification agreement, the
Company shall apply its then current underwriting standards to such Person. The
Company shall not make or enter into any such assumption and modification
agreement, however, unless (to the extent practicable in the circumstances) it
shall have received confirmation of the continued effectiveness of any
applicable Primary Insurance Policy and hazard insurance policy. The Company
shall notify the Trustee that any assumption and modification agreement has been
completed by forwarding to the Trustee the original copy thereof, which copy
shall be added by the Trustee to the related Mortgage File and shall, for all
purposes, be considered a part of such Mortgage File to the same extent as all
other documents and instruments constituting a part thereof. In connection with
any such agreement, the Mortgage Rate, mortgage term and any other material term
of such Mortgage Loan shall not be changed. Any fee collected by the Company for
entering into any such agreement will be retained by the Company as additional
servicing compensation.

     (b) Notwithstanding Section 3.07(a) or any other provision of this
Agreement, the Company shall not be deemed to be in default, breach or any other
violation of its obligations hereunder by reason of any assumption of a Mortgage
Loan, or transfer of the property subject to a Mortgage without the assumption
thereof, by operation of law or any assumption or transfer which the Company
reasonably believes it may be restricted by law from preventing, for any reason
whatsoever. Section 3.08. Realization Upon Defaulted Mortgage Loans. (a) The
Company shall foreclose upon or otherwise comparably convert the ownership of
properties securing such of the Mortgage Loans as come into and continue in
default and as to which no satisfactory arrangements can be made for collection
of delinquent payments pursuant to Section 3.02. In connection with such
foreclosure or other conversion the Company shall, consistent with Section 3.05,
follow such practices and procedures as it shall deem necessary or advisable and
as shall be normal and usual in its general mortgage servicing activities. The
foregoing is subject to the proviso that the Company shall not be required to
expend its own funds in connection with any foreclosure or towards the
restoration of any property unless it shall determine (i) that such restoration
or foreclosure will increase the proceeds of liquidation of the Mortgage Loan in
a particular Mortgage Pool to the related Certificateholders after reimbursement
to itself for such expenses and (ii) that such expenses will be recoverable to
it either through Liquidation Proceeds or Insurance Proceeds. Notwithstanding
the foregoing, the Company shall not be entitled to recover legal expenses
incurred in connection with foreclosure proceedings where the Mortgage Loan is
reinstated and such foreclosure proceedings are terminated prior to completion,
other than sums received from the Mortgagor for such expenses.

     Notwithstanding anything to the contrary contained herein, the Company
shall be under no obligation to foreclose upon or otherwise convert the
ownership of any Mortgaged Property which it believes may be contaminated with
or affected by hazardous or toxic wastes, materials or substances. The Company
may, but shall not be obligated to, make such determination on the basis of a
Phase I environmental assessment with respect to the related Mortgaged Property.
Neither the Trustee nor the Company shall be liable to the Trust Fund or the
Certificateholders if, based on the Company's belief that such contamination or
effect exists, the Company does not foreclose upon or otherwise convert the
ownership of a Mortgaged Property. In addition, neither the Trustee nor the
Company shall be liable to the Trust Fund or the Certificateholders if, based on
the Company's belief that no such contamination or effect exists, the Company
forecloses upon a Mortgaged Property and the Trustee or its nominee on behalf of
the Trust Fund takes title to such Mortgaged Property, and thereafter such
Mortgaged Property is determined to be so contaminated or affected.

     (b) In the event that title to any Mortgaged Property is acquired in
foreclosure or by deed in lieu of foreclosure, the deed or certificate of sale
shall be issued to the Trustee, or to its nominee on behalf of the Trust Fund.
Notwithstanding any such acquisition of title and cancellation of the related
Mortgage Loan, such Mortgage Loan shall (except for purposes of Section 9.01) be
considered to be an Outstanding Mortgage Loan until such time as the Mortgaged
Property shall be sold and such Mortgage Loan becomes a Liquidated Mortgage
Loan. Consistent with the foregoing, for purposes of all calculations hereunder
so long as such Mortgage Loan shall be considered to be an Outstanding Mortgage
Loan, it shall be assumed that the related Mortgage Note and its amortization
schedule in effect on and after such acquisition of title (after giving effect
to any previous Principal Prepayments and Deficient Valuations incurred
subsequent to the related Bankruptcy Coverage Termination Date and before any
adjustment thereto by reason of any bankruptcy (other than as aforesaid) or any
similar proceeding or any moratorium or similar waiver or grace period) remain
in effect (notwithstanding that the indebtedness evidenced by such Mortgage Note
shall have been discharged), subject to adjustment to reflect the application of
REO Proceeds received in any month. REO Proceeds received in any month shall be
applied to the payment of the installments of principal due and interest accrued
on the related REO Mortgage Loan in accordance with the terms of such Mortgage
Note. REO Proceeds received in any month in excess of the Amortization Payment
for such month due on any REO Mortgage Loan shall be treated as a Principal
Prepayment received in respect of such Mortgage Loan.

     (c) In the event that the Trust Fund acquires any Mortgaged Property as
aforesaid or otherwise in connection with a default or imminent default on a
Mortgage Loan, the Company shall dispose of such Mortgaged Property prior to the
close of the third calendar year after the year of its acquisition by the Trust
Fund unless (a) the Trustee shall have been supplied with an Opinion of Counsel
to the effect that the holding by the Trust Fund of such Mortgaged Property
subsequent to such period (and specifying the period beyond such period for
which the Mortgaged Property may be held) will not result in the imposition of
taxes on "prohibited transactions" of the Trust Fund as defined in section 860F
of the Code, or cause the REMIC established hereunder to fail to qualify as a
REMIC at any time that any Certificates are outstanding, in which case the Trust
Fund may continue to hold such Mortgaged Property (subject to any conditions
contained in such Opinion of Counsel), or (b) the Trustee (at the Company's
expense) or the Company shall have applied for, not later than 61 days prior to
the expiration of such period, an extension of such period in the manner
contemplated by section 856(e)(3) of the Code, in which case such period shall
be extended by the time period permitted by section 856(e)(3) of the Code.
Notwithstanding any other provision of this Agreement, no Mortgaged Property
acquired by the Trust Fund shall be rented (or allowed to continue to be rented)
or otherwise used for the production of income by or on behalf of the Trust Fund
or sold in such a manner or pursuant to any terms that would (i) cause such
Mortgaged Property to fail to qualify at any time as "foreclosure property"
within the meaning of section 860G(a)(8) of the Code, (ii) subject the Trust
Fund to the imposition of any federal or state income taxes on "net income from
foreclosure property" with respect to such Mortgaged Property within the meaning
of section 860G(c) of the Code, or (iii) cause the sale of such Mortgaged
Property to result in the receipt by the Trust Fund of any income from
non-permitted assets as described in section 860F(a)(2)(B) of the Code, unless
the Company has agreed to indemnify and hold harmless the Trust Fund with
respect to the imposition of any such taxes.

     (d) Any collection of Insurance Proceeds or Liquidation Proceeds will be
applied in the following order of priority: first, to reimburse the Company for
any related unreimbursed Liquidation Expenses and to reimburse the Company or
the Trustee, as applicable, for any related unreimbursed Monthly Advances;
second, to accrued and unpaid interest on the Mortgage Loan at the Mortgage Rate
from the date to which interest was last paid or advanced to the Due Date prior
to the Distribution Date on which such amounts are to be distributed; and third,
as a recovery of principal of the Mortgage Loan. If the amount so allocated to
interest is less than the full amount of accrued and unpaid interest due on such
Mortgage Loan, the amount of such recovery will be allocated between the
Servicing Fee and interest at the Net Mortgage Rate in proportion to the amount
of such accrued interest which would have been allocated to each such category
in the absence of any shortfall.

     (e) Notwithstanding anything to the contrary contained herein, the Company
shall have the right to enter into an agreement substantially in the form of
Exhibit K hereto with any Person that is the Holder of 100% of the Class B5
Certificates (provided that such form may be revised to delete the option on the
part of such Person to purchase a defaulted Mortgage Loan as set forth in
Section 2.02(f) thereof). Prior to entering into any such agreement with any
Person, the Company shall obtain a certification from such Person to the effect
that (i) such Person is not an "affiliate" (within the meaning of the Prohibited
Transaction Exemption) of the Trustee and (ii) such Person will not purchase any
Certificates if such purchase would cause such Person to hold more than a ten
percent interest in the Trust Fund. It is understood that the right of the
Company to be reimbursed for Monthly Advances and Nonrecoverable Advances under
this Agreement shall not be affected in any way by the provisions of any such
agreement. The Trustee hereby agrees to perform such obligations as may be
expressly required of it pursuant to the provisions of such agreement and to
promptly notify each party to such agreement if a Responsible Officer of the
Trustee (with direct responsibility for administration of this Agreement)
becomes aware of any discussions, plans or events that might lead to the
Trustee's becoming an "affiliate" (within the meaning of the Prohibited
Transaction Exemption) of any Person with which the Company has entered into
such agreement, provided that the contents of any such notification shall be
kept confidential by the parties to such agreement. The Company agrees to
promptly notify the Trustee upon entering into any such agreement. In addition,
the Company shall provide the Trustee with such information as may be necessary
for the Trustee to perform its obligations thereunder, including written
instructions, clearly identifying the source, amount and application of funds to
be deposited or withdrawn from the Collateral Fund (as defined in such
agreement). The Trustee shall provide the Company with such information
concerning credits and debits to the Collateral Fund on account of income, gains
and losses realized from Collateral Fund Permitted Investments (as defined in
such agreement), and costs associated with the purchase and sale thereof, as the
Company may request in order to prepare the instructions described in the
preceding sentence.

     In addition, subject to the provisions of the preceding paragraph, the
Company shall have the right to enter into an agreement substantially in the
form of Exhibit K hereto with the Person that is the Holder of 100% of the Class
B4 Certificates, provided that (i) such Person is also the Holder of 100% of the
Class B5 Certificates, (ii) such Person shall have no rights under such
agreement until the date on which the Class Certificate Principal Balance of the
Class B5 Certificates has been reduced to zero, and (iii) any rights of such
Person under such agreement shall terminate in the event that such Person
transfers, directly or indirectly, the Class B4 Certificates to any other
Person.

     Section 3.09. Trustee to Cooperate; Release of Mortgage Files. Upon the
payment in full of any Mortgage Loan, the Company will immediately notify the
Trustee by a certification (which certification shall include a statement to the
effect that all amounts received in connection with such payment which are
required to be credited to the applicable Mortgage Loan Payment Record pursuant
to Section 3.02 have been so credited) of a Servicing Officer and shall request
delivery to it of the Mortgage File. If a Buydown Mortgage Loan is the subject
of a Principal Prepayment in full during the related Buydown Period, the related
Buydown Funds will be applied or returned to the Person entitled thereto in
accordance with the terms of such Buydown Mortgage Loan. Upon receipt of such
certification and request in form satisfactory to the Trustee, the Trustee shall
promptly, but in any event within five Business Days, release the related
Mortgage File to the Company; provided, that the Trustee shall not be
responsible for any delay in the release of a Mortgage File resulting from acts
beyond its control, including without limitation, acts of God, strikes,
lockouts, riots, acts of war or terrorism, epidemics, nationalization,
governmental regulations imposed after the fact, fire, communication line
failures, computer viruses, power failures, earthquakes or other disasters. Upon
any such payment in full, the Company is authorized to execute, pursuant to the
authorization contained in Section 3.01, an instrument of satisfaction regarding
such Mortgage, which instrument of satisfaction shall be recorded by the Company
if required by applicable law and be delivered to the Person entitled thereto,
it being understood and agreed that no expenses incurred in connection with such
instrument of satisfaction shall be reimbursed from amounts at the time credited
to the applicable Mortgage Loan Payment Record. From time to time and as
appropriate for the servicing or foreclosure of any Mortgage Loan (including,
without limitation, collection under any Primary Insurance Policy), the Trustee
shall, upon request of the Company and delivery to the Trustee of a receipt
signed by a Servicing Officer, release the related Mortgage File to the Company
and shall execute such documents as shall be necessary to the prosecution of any
such proceedings. Such receipt shall obligate the Company to return the Mortgage
File to the Trustee when the need therefor by the Company no longer exists
unless the Mortgage Loan shall be liquidated, in which case, upon receipt of a
certificate of a Servicing Officer similar to that hereinabove specified, the
receipt shall be released by the Trustee to the Company.

     Section 3.10. Servicing Compensation; Payment of Certain Expenses by the
Company. (a) As compensation for its activities and obligations hereunder, the
Company shall be entitled to withhold and pay to itself out of each payment
received by it on account of interest on each Mortgage Loan (including the
portion of any Buydown Funds applied to the related Buydown Mortgage Loan for
the applicable period) an amount equal to the Servicing Fee. The aggregate of
the Servicing Fees payable to the Company on any Distribution Date in respect of
the Mortgage Loans in a Mortgage Pool shall be reduced by the amount of any
Compensating Interest Payment in respect of such Mortgage Pool for such
Distribution Date. Additional servicing compensation in the form of Prepayment
Interest Excess, assumption fees, modification fees, late payment charges,
interest income or gain with respect to amounts deposited in the Certificate
Account and invested by the Company or otherwise shall be retained by the
Company, subject to Section 3.10(b), if applicable. The Company shall be
required to pay all expenses incurred by it in connection with its activities
hereunder (including payment of Trustee fees and all other fees and expenses not
expressly stated hereunder to be for the account of the Certificateholders) and
shall not be entitled to reimbursement therefor except as provided in Sections
3.01, 3.03, 3.04 and 3.08.

     (b) The Company may, as a condition to granting any request by a Mortgagor
for any consent, modification, waiver or amendment or any other matter or thing,
the granting of which is in the Company's discretion pursuant to the terms of
the instruments evidencing or securing the related Mortgage Loan and is
permitted by other sections of this Agreement, require (to the extent permitted
by applicable law) that such Mortgagor pay to it a reasonable or customary fee
in accordance with the schedule set forth as Exhibit H (which may be amended
from time to time by provision of a revised schedule of such fees to the
Trustee, whereupon such revised schedule shall be deemed to be Exhibit H
hereunder) for the additional services performed in connection with such
request, together with any related costs and expenses incurred by it. Such fees
shall be additional servicing compensation to the Company.

     Section 3.11. Reports to the Trustee. Not later than 15 days after each
Distribution Date, the Company shall forward to the Trustee a statement,
certified by a Servicing Officer, setting forth the status of each Mortgage Loan
Payment Record as of the close of business on such Distribution Date and
showing, for the period covered by such statement, the aggregate of credits to
each Mortgage Loan Payment Record for each category of credit specified in
Section 3.02 and each category of debit specified in Section 3.04.

     Section 3.12. Annual Statement as to Compliance. The Company will deliver
to the Trustee, on or before March 31 of each year, beginning with March 31,
2000, an Officer's Certificate stating that (a) a review of the activities of
the Company during the preceding calendar year and of its performance under this
Agreement has been made under such Officer's supervision and (b) to the best of
such Officer's knowledge, based on such review, the Company has fulfilled all
its material obligations under this Agreement throughout such year, or, if there
has been a default in the fulfillment of any such obligation, specifying each
such default known to such Officer and the nature and status thereof.

     Section 3.13. Annual Independent Public Accountants' Servicing Report. On
or before March 31 of each year, beginning with March 31, 2000, the Company
shall:

     (a) furnish to a firm of independent public accountants (which may also
render other services to the Company) a statement substantially to the effect
that the Company has complied in all material respects with the minimum
servicing standards set forth in the Uniform Single Attestation Program for
Mortgage Bankers (the "Minimum Servicing Standards") with respect to the
mortgage loans in the Company's servicing portfolio (which may exclude home
equity loans) or, if there has been material noncompliance with such servicing
standards, containing a description of such noncompliance; and

     (b) at its expense cause such firm of independent public accountants to
furnish a report to the Trustee stating its opinion as to the Company's
assertion contained in the statement delivered pursuant to Section 3.13(a),
which opinion shall be based on an examination conducted by such firm in
accordance with the standards established by the American Institute of Certified
Public Accountants, including examining, on a test basis, evidence about the
Company's compliance with the Minimum Servicing Standards. Such opinion shall be
to the effect that the Company has complied in all material respects with the
Minimum Servicing Standards with respect to the mortgage loan portfolio
described in the Company's statement delivered pursuant to Section 3.13(a)
hereof or if there has been material noncompliance with the Minimum Servicing
Standards, shall contain a description of such noncompliance in accordance with
applicable accounting standards. In rendering such report, such firm may rely,
as to matters relating to direct servicing of Mortgage Loans by any primary
servicer, upon comparable reports of independent public accountants with respect
to such primary servicer.

     Section 3.14. Access to Certain Documentation and Information Regarding the
Mortgage Loans. To the extent permitted by applicable law, the Company shall
provide to the Trustee, Certificateholders which are regulated insurance
entities and the applicable insurance regulatory agencies thereof,
Certificateholders which are federally insured savings and loan associations,
the Office of Thrift Supervision, the FDIC and the supervisory agents and
examiners thereof access to the documentation regarding the Mortgage Loans
required by applicable regulations of the Office of Thrift Supervision or of
such insurance regulatory agencies, as the case may be, such access being
afforded without charge but only upon reasonable request and during normal
business hours at the offices of the Company. Nothing in this Section 3.14 shall
derogate from the obligation of the Company to observe any applicable law
prohibiting disclosure of information regarding the Mortgagors and the failure
of the Company to provide access as provided in this Section 3.14 as a result of
such obligation shall not constitute a breach of this Section 3.14.

     Section 3.15. Maintenance of Certain Servicing Policies. The Company shall
during the term of its service as servicer maintain in force (i) a policy or
policies of insurance covering errors and omissions in the performance of its
obligations as servicer hereunder and (ii) a fidelity bond in respect of its
officers, employees or agents. Each such policy or policies and bond shall,
together, comply with the requirements from time to time of FNMA for persons
performing servicing for mortgage loans purchased by such association.

     Section 3.16. Optional Purchase of Defaulted Mortgage Loans. The Company
shall have the right, but not the obligation, to purchase any Defaulted Mortgage
Loan for a price equal to the Purchase Price therefor. Any such purchase shall
be accomplished as provided in Section 4.04(a) hereof.

                                   ARTICLE IV

                             PAYMENTS AND STATEMENTS

     Section 4.01. Distributions. (a) On each Distribution Date, the Trustee
shall withdraw the Available Funds in respect of Pool 1 from the Certificate
Account and shall make distributions to Holders of the Pool 1 Senior
Certificates and the Class 1-S Certificates as of the preceding Record Date in
the following order of priority, to the extent of the remaining Available Funds
in respect of Pool 1:

     (i) to each Class of Pool 1 Senior Certificates (other than any Class of
Principal Only Certificates) and the Class 1-S Certificates, the Accrued
Certificate Interest thereon for such Distribution Date; provided, however, that
any Accrued Certificate Interest on the Class A24 Certificates for such
Distribution Date shall be applied in the manner provided in Section 4.01(h);
and provided, further, that any shortfall in available amounts shall be
allocated among such Classes in proportion to the amount of Accrued Certificate
Interest that would otherwise be distributable thereto;

     (ii) to each Class of Pool 1 Senior Certificates (other than any Class of
Principal Only Certificates) and the Class 1-S Certificates, any related Unpaid
Class Interest Shortfall for such Distribution Date; provided, however, that any
such Unpaid Class Interest Shortfall on the Class A24 Certificates for such
Distribution Date shall be applied in the manner provided in Section 4.01(h);
and provided, further, that any shortfall in available amounts shall be
allocated among such Classes in proportion to the Unpaid Class Interest
Shortfall for each such Class on such Distribution Date;

     (iii) to the Pool 1 Senior Certificates in reduction of the Class
Certificate Principal Balances thereof, as set forth in the Senior Principal
Priorities hereto; provided, however, that defined terms used in the Senior
Principal Priorities shall have the meanings assigned thereto in Article I
hereof, except that references to the "Class 1-PO Principal Distribution Amount"
shall mean the Class PO Principal Distribution Amount for Pool 1, and references
to the "Pool 1 Senior Optimal Principal Amount" shall mean the Senior Optimal
Principal Amount for Pool 1; and

     (iv) to the Class 1-PO Certificates, any Class PO Deferred Amount for such
Distribution Date, up to an amount not to exceed the Junior Optimal Principal
Amount for such Distribution Date, until the Certificate Principal Balance of
such Certificates has been reduced to zero; provided, that any such amounts
distributed to the Class 1-PO Certificates pursuant to this clause (iv) shall
not reduce the Certificate Principal Balance thereof.

     (b) On each Distribution Date, the Trustee shall withdraw the Available
Funds in respect of Pool 2 from the Certificate Account and shall make
distributions to Holders of the Pool 2 Senior Certificates and the Class 2-S
Certificates as of the preceding Record Date in the following order of priority,
to the extent of the remaining Available Funds in respect of Pool 2:

     (i) to each Class of Pool 2 Senior Certificates (other than any Class of
Principal Only Certificates) and the Class 2-S Certificates, the Accrued
Certificate Interest thereon for such Distribution Date; provided, however, that
any shortfall in available amounts shall be allocated among such Classes in
proportion to the amount of Accrued Certificate Interest that would otherwise be
distributable thereto;

     (ii) to each Class of Pool 2 Senior Certificates (other than any Class of
Principal Only Certificates) and the Class 2-S Certificates, any related Unpaid
Class Interest Shortfall for such Distribution Date; provided, however, that any
shortfall in available amounts shall be allocated among such Classes in
proportion to the Unpaid Class Interest Shortfall for each such Class on such
Distribution Date; and

     (iii) to the Classes of Pool 2 Senior Certificates in reduction of the
Class Certificate Principal Balances thereof, as set forth in the Senior
Principal Priorities hereto, without regard to the use of the word
"approximately" therein; provided, however, that defined terms used in the
Senior Principal Priorities shall have the meanings assigned thereto in Article
I hereof, except that references to the "Class 2-A5 Principal Distribution
Amount" shall mean the Pool 2 Group II Principal Distribution Amount and
references to the "Pool 2 Senior Optimal Principal Amount" shall mean the Senior
Optimal Principal Amount for Pool 2.

     (c) On each Distribution Date, the Trustee shall withdraw from the
Certificate Account the Available Funds in respect of each Mortgage Pool
remaining after distributions pursuant to Sections 4.01(a), (b) and (g) and
shall make distributions to Holders of the Junior Certificates as of the
preceding Record Date in the following order of priority, to the extent of the
remaining Available Funds for both Mortgage Pools:

     (i) to the Class M Certificates, the Accrued Certificate Interest thereon
for such Distribution Date;

     (ii) to the Class M Certificates, any Unpaid Class Interest Shortfall
therefor on such Distribution Date;

     (iii) to the Class M Certificates, in reduction of the Class Certificate
Principal Balance thereof, such Class's Allocable Share of the Junior Optimal
Principal Amount on such Distribution Date;

     (iv) to the Class B1 Certificates, the Accrued Certificate Interest thereon
for such Distribution Date;

     (v) to the Class B1 Certificates, any Unpaid Class Interest Shortfall
therefor on such Distribution Date;

     (vi) to the Class B1 Certificates, in reduction of the Class Certificate
Principal Balance thereof, such Class's Allocable Share of the Junior Optimal
Principal Amount on such Distribution Date;

     (vii) to the Class B2 Certificates, the Accrued Certificate Interest
thereon for such Distribution Date;

     (viii) to the Class B2 Certificates, any Unpaid Class Interest Shortfall
therefor on such Distribution Date;

     (ix) to the Class B2 Certificates, in reduction of the Class Certificate
Principal Balance thereof, such Class's Allocable Share of the Junior Optimal
Principal Amount on such Distribution Date;

     (x) to the Class B3 Certificates, the Accrued Certificate Interest thereon
for such Distribution Date;

     (xi) to the Class B3 Certificates, any Unpaid Class Interest Shortfall
therefor on such Distribution Date;

     (xii) to the Class B3 Certificates, in reduction of the Class Certificate
Principal Balance thereof, such Class's Allocable Share of the Junior Optimal
Principal Amount on such Distribution Date;

     (xiii) to the Class B4 Certificates, the Accrued Certificate Interest
thereon for such Distribution Date;

     (xiv) to the Class B4 Certificates, any Unpaid Class Interest Shortfall
therefor on such Distribution Date;

     (xv) to the Class B4 Certificates, in reduction of the Class Certificate
Principal Balance thereof, such Class's Allocable Share of the Junior Optimal
Principal Amount on such Distribution Date;

     (xvi) to the Class B5 Certificates, the Accrued Certificate Interest
thereon for such Distribution Date;

     (xvii) to the Class B5 Certificates, any Unpaid Class Interest Shortfall
therefor on such Distribution Date; and

     (xviii) to the Class B5 Certificates, in reduction of the Class Certificate
Principal Balance thereof, such Class's Allocable Share of the Junior Optimal
Principal Amount on such Distribution Date.

     Notwithstanding the foregoing, amounts otherwise distributable pursuant to
clauses (iii), (vi), (ix), (xii), (xv) and (xviii) on any Distribution Date
shall be reduced, in inverse order of priority, by any amounts distributed
pursuant to Sections 4.01(a)(iv) and (g)(i) and, as provided therein, (g)(ii),
on such date, such that such amounts distributed pursuant to Sections
4.01(a)(iv), (b)(iv), (g)(i) and, as provided therein, (g)(ii), on such date
shall be applied first to reduce the amount distributable pursuant to clause
(xviii), and then, to the extent of any excess, applied second, to reduce the
amount distributable pursuant to clause (xv), third, to reduce the amount
distributable pursuant to clause (xii), fourth, to reduce the amount
distributable pursuant to clause (ix), fifth, to reduce the amount distributable
pursuant to clause (vi) and sixth, to reduce the amount distributable pursuant
to clause (iii).

     (d) On each Distribution Date, the Trustee shall distribute to the holder
of the Class R Certificate any remaining Available Funds for such Distribution
Date after application of all amounts described in clauses (a), (b), (c), (g)
and (h) of this Section 4.01, together with any Unanticipated Recoveries
received by the Company in the calendar month preceding the month of such
Distribution Date and not distributed on such Distribution Date to the holders
of outstanding Certificates of any other Class pursuant to Section 4.01(j), plus
any amounts distributable to the holder of the Class R Certificate pursuant to
Section 4.01(i). Any distributions pursuant to this clause (d) shall not reduce
the Class Certificate Principal Balance of the Class R Certificate.

     (e) If on any Distribution Date the Class Certificate Principal Balances of
the Junior Certificates have each been reduced to zero, the amount distributable
from each Mortgage Pool to the related Senior Certificates (other than, in the
case of the Pool 1 Certificates, the Class 1-PO Certificates) pursuant to
Section 4.01(a)(iii), in the case of Pool 1, or Section 4.01(b)(iii), in the
case of Pool 2, for such Distribution Date and each succeeding Distribution Date
shall be allocated among such Classes of Senior Certificates, pro rata, on the
basis of the related Mortgage Pool and respective Class Certificate Principal
Balances immediately prior to such Distribution Date, regardless of the
priorities and amounts set forth in Sections 4.01(a)(iii) or (b)(iii).

     (f) If on any Distribution Date (i) the Class Certificate Principal Balance
of the Class M Certificates or any Class of Class B Certificates for which the
related Prepayment Distribution Trigger was satisfied on such Distribution Date
is reduced to zero and (ii) amounts distributable pursuant to subclauses (ii),
(iv) and (v) of clauses (a) and (b) of the Junior Optimal Principal Amount
remain undistributed on such Distribution Date after all amounts otherwise
distributable on such date pursuant to Sections 4.01(a)(iv) or (b)(iii), as
applicable, clauses (i) through (xviii) of Section 4.01(c), and Section 4.01(g)
have been distributed, such amounts shall be distributed on such Distribution
Date to the remaining Classes of Junior Certificates in order of priority, such
that no such distribution shall be made to any Class of Junior Certificates
while a prior such Class is outstanding.

     (g) (i) On each Distribution Date prior to the Cross-Over Date but on or
after the date on which the aggregate Class Certificate Principal Balances of
the Senior Certificates (other than, in the case of Pool 1, the Class 1-PO
Certificates) of either Mortgage Pool have been reduced to zero, amounts
otherwise distributable as principal on each Class of Junior Certificates
pursuant to Section 4.01(c), in reverse order of priority, in respect of such
Class's Allocable Share of the Junior Optimal Principal Amount for the Mortgage
Pool relating to such retired Certificates, shall be distributed as principal to
the Senior Certificates (other than, in the case of Pool 1, the Class 1-PO
Certificates) entitled to distributions of principal remaining outstanding of
the other Mortgage Pool, until the Class Certificate Principal Balances thereof
have been reduced to zero, provided that as of such Distribution Date either (a)
the Aggregate Junior Percentage for such Distribution Date is less than 200% of
the Aggregate Junior Percentage as of the Cut-off Date or (b) the aggregate
Scheduled Principal Balance of the Mortgage Loans in either Mortgage Pool that
are delinquent 60 days or more (including for such purpose, any Mortgage Loans
in foreclosure and any REO Mortgage Loans) averaged over the last six months as
a percentage of the related Pool Junior Amount as of such date is greater than
or equal to 50%. Any distributions of principal to Classes of Senior
Certificates pursuant to this subsection shall be made in the same order and
priority as the Senior Optimal Principal Amount for such Mortgage Pool is
applied on such date, after giving effect to distributions of such Senior
Optimal Principal Amount on such date.

     (ii) On any Distribution Date on which the Senior Certificates in respect
of either Mortgage Pool constitute a Pool Balance Shortfall Group, all amounts
otherwise distributable as principal on the Junior Certificates, in reverse
order of priority (other than amounts necessary to pay any related unpaid
Interest Shortfalls or, in the case of Pool 1, any Class PO Deferred Amounts)
(or, on or following the Cross-Over Date, such other amounts described in the
immediately following sentence), will be distributed as principal to the Senior
Certificates (other than, in the case of Pool 1, the Class 1-PO Certificates)
entitled to distributions of principal of such Pool Balance Shortfall Group,
until the aggregate Class Certificate Principal Balances of such Senior
Certificates equals the Pool Scheduled Principal Balance of the related Mortgage
Pool (calculated for each Mortgage Loan on the basis of the applicable Non-PO
Percentage thereof) for such Distribution Date (such distribution, a "Pool
Balance Shortfall Distribution"). In the event that the Senior Certificates in
respect of either Mortgage Pool constitute a Pool Balance Shortfall Group on any
Distribution Date on or following the Cross-Over Date, Pool Balance Shortfall
Distributions will be made from the excess of the Available Funds of the other
Mortgage Pool remaining after all required amounts have been distributed to the
Senior Certificates (other than, in the case of the Pool 1 Certificates, the
Class 1-PO Certificates) of such other Mortgage Pool. In addition, the amount of
any shortfalls in funds available to pay Accrued Certificate Interest or Unpaid
Class Interest Shortfalls with respect to a Pool Balance Shortfall Group
pursuant to Sections 4.01(a)(i) and (a)(ii) (in the case of Pool 1) or Sections
4.01(b)(i) and (b)(ii) (in the case of Pool 2), as applicable, on any
Distribution Date (including any such shortfalls for such Distribution Date)
will be distributed to the Senior Certificates entitled to interest
distributions of such Pool Balance Shortfall Group prior to the payment to such
Pool Balance Shortfall Group of any Pool Balance Shortfall Distributions from
amounts otherwise distributable as principal on the Junior Certificates, in
reverse order of priority (or, on or following the Cross-Over Date, as provided
in the preceding sentence). Any distributions of principal to Classes of Senior
Certificates pursuant to this subsection shall be made in the same order and
priority as the Senior Optimal Principal Amount for such Mortgage Pool is
applied on such date, after giving effect to distributions of such Senior
Optimal Principal Amount on such date.

     (h) On each Distribution Date through the Accretion Termination Date,
amounts allocable to the Class A24 Certificates pursuant to clauses (a)(i) and
(a)(ii) of this Section 4.01 shall not be distributable to the Class A24
Certificates pursuant to such clauses but shall instead be (i) added to the
Class Certificate Principal Balance thereof to the extent of the Accrual Amount
for such Class for such Distribution Date, and (ii) distributed to the following
Classes of Certificates in reduction of the Class Certificate Principal Balances
thereof, before any distributions are made pursuant to Section 4.01(a)(iii), in
the following order of priority:

     first, to the Class A22 Certificates, until the Class Certificate Principal
Balance thereof has been reduced to zero; and

     second, to the Class A23 Certificates, until the Class Certificate
Principal Balance thereof has been reduced to zero.

     On each Distribution Date occurring after the Accretion Termination Date,
amounts allocable to the Class A24 Certificates pursuant to clauses (a)(i) and
(a)(ii) of this Section 4.01 shall be distributable on such Distribution Date
pursuant to such clauses to Holders of the Class A24 Certificates as Accrued
Certificate Interest or Unpaid Class Interest Shortfall, as the case may be.

     (i) (i) On each Distribution Date prior to the Cross-Over Date,
distributions in reduction of the Class Certificate Principal Balances of any
Designated Retail Certificates will be made in accordance with the provisions of
Section 4.10.

     With respect to any Class of Designated Retail Certificates, upon the
earlier of the Cross-Over Date and the next Distribution Date after the
Distribution Date on which the Class Certificate Principal Balance of such Class
of Designated Retail Certificates has been reduced to zero, (x) to the extent
the balance of funds remaining in the related Rounding Account is less than
$999.99, the balance in such Rounding Account shall be restored to $999.99 (or,
if less, the sum of such remaining balance and the amount so distributable) from
Available Funds in respect of the related Mortgage Pool otherwise available for
distribution on all related outstanding Classes of Certificates and (y) such
Rounding Account shall be cleared and terminated, and the amounts therein shall
be distributed to the Class R Certificates on such date (which distribution
shall not reduce the Class Certificate Principal Balance thereof).

     (ii) As provided in Section 4.10(f), notwithstanding any provisions herein
to the contrary, on the Cross-Over Date and on each subsequent Distribution
Date, distributions in reduction of the Class Certificate Principal Balances of
any Class of Designated Retail Certificates shall be made on a pro rata basis
among the outstanding Certificates of the respective Class, based on the
Percentage Interest in each such Class represented by each Certificate. The
Trustee shall notify the Depository prior to the first Distribution Date on
which distributions in respect of principal on any Class of Designated Retail
Certificates are to be made on a pro rata basis in accordance with the preceding
sentence. On the Cross-Over Date and on each subsequent Distribution Date, the
Trustee shall not, and the Depository is not authorized to, make distributions
or payments in respect of any Class of Designated Retail Certificates in
accordance with any Principal Distribution Request or by Random Lot.

     (j) In the event that in any calendar month the Company recovers an amount
(an "Unanticipated Recovery") in respect of principal of a Mortgage Loan which
had previously been allocated as a Realized Loss to any Class of Certificates
pursuant to Section 4.03, on the Distribution Date in the next succeeding
calendar month the Trustee shall withdraw from the Certificate Account and
distribute to the holders of each outstanding Class to which such Realized Loss
had previously been allocated its share (determined as described in the
succeeding paragraph) of such Unanticipated Recovery in an amount not to exceed
the amount of such Realized Loss previously allocated to such Class. When the
Class Certificate Principal Balance of a Class of Certificates has been reduced
to zero, the holders of such Class shall not be entitled to any share of an
Unanticipated Recovery, and such Unanticipated Recovery shall be allocated among
all outstanding Classes of Certificates entitled thereto in accordance with the
preceding sentence, subject to the remainder of this subsection (j). In the
event that (i) any Unanticipated Recovery remains undistributed in accordance
with the preceding sentence or (ii) the amount of an Unanticipated Recovery
exceeds the amount of the Realized Loss previously allocated to any outstanding
Classes with respect to the related Mortgage Loan, on the applicable
Distribution Date the Trustee shall distribute to the holders of all outstanding
Classes of the related Certificates to which Realized Losses had previously been
allocated and not reimbursed their pro rata share (determined as described
below) of such excess in an amount not to exceed the aggregate amount of any
Realized Loss previously allocated to such Class with respect to any other
Mortgage Loan that has not been recovered in accordance with this subsection
(j). Any distributions made pursuant to this subsection (j) shall not reduce the
Class Certificate Principal Balance of the related Certificate.

     For purposes of the preceding paragraph, the share of an Unanticipated
Recovery allocable to any Class of Certificates with respect to a Mortgage Loan
shall be (i) with respect to the Class 1-PO Certificates, based on the
applicable PO Percentage of the principal portion of the Realized Loss
previously allocated thereto with respect to such Pool 1 Mortgage Loan, and (ii)
with respect to any other Class of Certificates, based on its pro rata share (in
proportion to the Class Certificate Principal Balances thereof with respect to
such Distribution Date) of the applicable Non-PO Percentage of the principal
portion of any such Realized Loss previously allocated with respect to such
Mortgage Loan (or Loans); provided, however, that (i) the share of an
Unanticipated Recovery allocable to a Class 1-PO Certificate with respect to any
Pool 1 Mortgage Loan (or Loans) shall be reduced by the aggregate amount
previously distributed to such Class on account of the Class PO Deferred Amount
in respect of such Pool 1 Mortgage Loan (or Loans) and (ii) the amount by which
the distributions to the Class 1-PO Certificates have been so reduced shall be
distributed to the related Classes of Certificates described in clause (ii) of
the preceding paragraph in the same proportion as described in such clause (ii).
For purposes of the preceding sentence, any Class PO Deferred Amount distributed
to a Class 1-PO Certificate on previous Distribution Dates shall be deemed to
have been allocated in respect of the Pool 1 Mortgage Loans as to which the
applicable PO Percentage of the principal portion of Realized Losses has
previously been allocated to such Class on a pro rata basis (based on the amount
of Realized Losses so allocated).

     Section 4.02. Method of Distribution. (a) Except as set forth in Section
4.10 in respect of any Designated Retail Certificates, all distributions with
respect to each Class of Certificates on each Distribution Date shall be made
pro rata among the outstanding Certificates of such Class, based on the
Percentage Interest in such Class represented by each Certificate. Payments to
the Certificateholders on each Distribution Date will be made by the Trustee to
the Certificateholders of record on the related Record Date (other than as
provided in Section 9.01 respecting the final distribution) by check or money
order mailed to a Certificateholder at the address appearing in the Certificate
Register, or upon written request by such Certificateholder to the Trustee made
not later than the applicable Record Date, by wire transfer to a U.S. depository
institution acceptable to the Trustee, or by such other means of payment as such
Certificateholder and the Trustee shall agree.

     (b) Each distribution with respect to a Book-Entry Certificate shall be
paid to the Depository, which shall credit the amount of such distribution to
the accounts of its Depository Participants in accordance with its normal
procedures. Each Depository Participant shall be responsible for disbursing such
distribution to the Certificate Owners that it represents and to each Financial
Intermediary for which it acts as agent. Each Financial Intermediary shall be
responsible for disbursing funds to the Certificate Owners that it represents.
Except as otherwise provided in Section 4.10(g), the Depository shall be
responsible for the allocation of the aggregate amount of distributions in
reduction of the Class Certificate Principal Balances of any Class of Designated
Retail Certificates among the Depository Participants in accordance with Section
4.10, and each Depository Participant (and each respective Financial
Intermediary for which such Depository Participant acts as agent) shall be
responsible for the allocation of the amount allocated thereto among the related
Certificate Owners. All such credits and disbursements with respect to a
Book-Entry Certificate are to be made by the Depository and the Depository
Participants in accordance with the provisions of the applicable Certificates.
Neither the Trustee nor the Company shall have any responsibility therefor
except as otherwise provided by applicable law.

     (c) The Trustee shall withhold or cause to be withheld such amounts as it
reasonably determines are required by the Code (giving full effect to any
exemptions from withholding and related certifications required to be furnished
by Certificateholders or Certificate Owners and any reductions to withholding by
virtue of any bilateral tax treaties and any applicable certification required
to be furnished by Certificateholders or Certificate Owners with respect
thereto) from distributions to be made to Non-U.S. Persons. If the Trustee
reasonably determines that a more accurate determination of the amount required
to be withheld for a distribution can be made within a reasonable period after
the scheduled date for such distribution, it may hold such distribution in trust
for a holder of a Residual Certificate until such determination can be made. For
the purposes of this paragraph, a "Non-U.S. Person" is (i) an individual other
than a citizen or resident of the United States, (ii) a partnership, corporation
or entity treated as a partnership or corporation for U.S. federal income tax
purposes not formed under the laws of the United States, any state thereof or
the District of Columbia (unless, in the case of a partnership, Treasury
regulations provide otherwise), (iii) any estate, the income of which is not
subject to U.S. federal income taxation, regardless of source, and (iv) any
trust, other than a trust that a court within the United States is able to
exercise primary supervision over the administration of the trust and one or
more U.S. Persons have the authority to control all substantial decisions of the
trust.

     Section 4.03. Allocation of Losses. (a) On or prior to each Determination
Date, the Company shall determine the amount of any Realized Loss in each
Mortgage Pool in respect of each Mortgage Loan that occurred during the
immediately preceding calendar month.

     (b) With respect to any Distribution Date, the principal portion of each
Realized Loss in respect of any Mortgage Pool (other than any Excess Loss) shall
be allocated as follows:

     (i) the applicable PO Percentage of the principal portion of any such
Realized Loss in Pool 1 shall be allocated to the Class 1-PO Certificates until
the Class Certificate Principal Balance thereof has been reduced to zero; and

(ii) the applicable Non-PO Percentage of the principal portion of any such
Realized Loss in respect of either such Mortgage Pool shall be allocated in the
following order of priority:

     first, to the Class B5 Certificates until the Class Certificate Principal
Balance thereof has been reduced to zero;

     second, to the Class B4 Certificates until the Class Certificate Principal
Balance thereof has been reduced to zero;

     third, to the Class B3 Certificates until the Class Certificate Principal
Balance thereof has been reduced to zero;

     fourth, to the Class B2 Certificates until the Class Certificate Principal
Balance thereof has been reduced to zero;

     fifth, to the Class B1 Certificates until the Class Certificate Principal
Balance thereof has been reduced to zero;

     sixth, to the Class M Certificates until the Class Certificate Principal
Balance thereof has been reduced to zero; and

     seventh, to the Classes of Senior Certificates (other than, in the case of
the Pool 1 Senior Certificates, the Class 1-PO Certificates), pro rata, in
accordance with their Class Certificate Principal Balances; provided, that any
such loss allocated to any Class of Accrual Certificates (and any Accrual
Component) shall be allocated (subject to Section 4.03(d)) on the basis of the
lesser of (x) the Class Certificate Principal Balance (or Component Principal
Balance) thereof immediately prior to the applicable Distribution Date and (y)
the Class Certificate Principal Balance (or Component Principal Balance) thereof
on the Closing Date (as reduced by any Realized Losses previously allocated
thereto); and provided, further, that all such losses, other than Special Event
Losses, that would otherwise be allocable to the Class A24 Certificates shall be
allocable, first, to the Class A26 Certificates, until the Class Certificate
Balance thereof has been reduced to zero, and second, to the Class A24
Certificates.

     (c) With respect to any Distribution Date, the principal portion of any
Excess Loss in respect of a Mortgage Pool (other than Excess Bankruptcy Losses
attributable to Debt Service Reductions) shall be allocated as follows: (1) the
PO Percentage of any such loss in Pool 1 shall be allocated to the related Class
1-PO Certificates, and (2) the applicable Non-PO Percentage of any such loss
shall be allocated to each Class of Certificates (other than, in the case of
Pool 1, the Class 1-PO Certificates), pro rata, based on the respective Class
Certificate Principal Balances thereof; provided, that any such loss allocated
to any Class of Accrual Certificates (and any Accrual Component) shall be
allocated (subject to Section 4.03(d)) on the basis of the lesser of (x) the
Class Certificate Principal Balance (or Component Principal Balance) thereof
immediately prior to the applicable Distribution Date and (y) the Class
Certificate Principal Balance (or Component Principal Balance) thereof on the
Closing Date (as reduced by any Realized Losses previously allocated thereto).

     (d) Any Realized Losses allocated to a Class of Certificates pursuant to
Section 4.03(b) or (c) shall be allocated among the Certificates of such Class
in proportion to their respective Certificate Principal Balances. In addition,
any Realized Losses allocated to any Class of Component Certificates on a
Distribution Date shall be allocated in reduction of the Component Principal
Balances of the related Components (other than any Notional Component) in
proportion to their respective Component Principal Balances immediately prior to
such Distribution Date. Any allocation of Realized Losses pursuant to this
paragraph (d) shall be accomplished by reducing the Certificate Principal
Balance (or, in the case of any Component, the Component Principal Balance) of
the related Certificates (or Components) on the related Distribution Date in
accordance with Section 4.03(e).

     (e) Realized Losses allocated in accordance with this Section 4.03 shall be
allocated on the Distribution Date in the month following the month in which
such loss was incurred and, in the case of the principal portion thereof, after
giving effect to distributions made on such Distribution Date, except that the
aggregate amount of Realized Losses in Pool 1 to be allocated to the Class 1-PO
Certificates on such Distribution Date will be taken into account in determining
distributions in respect of any Class PO Deferred Amount for such date.

     (f) On each Distribution Date, the Company shall determine the Subordinate
Certificate Writedown Amount, if any. Any such Subordinate Certificate Writedown
Amount shall effect, without duplication of any other provision in this Section
4.03 that provides for a reduction in the Certificate Principal Balance of the
Subordinate Certificates, a corresponding reduction in the Certificate Principal
Balance of the Subordinate Certificates, which reduction shall occur on such
Distribution Date after giving effect to distributions made on such Distribution
Date.

     (g) Notwithstanding the foregoing, no such allocation of the principal
portion of any Realized Loss in respect of a Mortgage Pool shall be made on a
Distribution Date to a Class of Certificates to the extent that such allocation
would result in the reduction of the aggregate Certificate Principal Balances of
all the Certificates as of such Distribution Date, after giving effect to all
distributions and prior allocations of Realized Losses on such date, to an
amount less than the aggregate Pool Scheduled Principal Balance for both
Mortgage Pools as of the first day of the month of such Distribution Date, less
any Deficient Valuations occurring on or prior to the Bankruptcy Coverage
Termination Date (such limitation, the "Loss Allocation Limitation").

     Section 4.04. Monthly Advances; Purchases of Defaulted Mortgage Loans. (a)
The Company shall be required to make Monthly Advances in the manner and to the
extent provided herein. Prior to the close of business on each Determination
Date, the Company shall determine (i) the amount of the aggregate of the Monthly
Advances in respect of both Mortgage Pools which it is required to make on the
related Distribution Date and (ii) whether it has elected to purchase any
Defaulted Mortgage Loan or Loans on such Distribution Date. If the Company so
elects to purchase any Defaulted Mortgage Loans (or is required to purchase any
Mortgage Loan pursuant to Section 2.02 or 2.03(a)), no Monthly Advance shall be
required with respect thereto for the month in which such purchase occurs. The
Company shall include information as to each of such determinations in the
Servicer's Certificate furnished by it to the Trustee in accordance with Section
4.06 and shall be obligated to transfer to the Certificate Account pursuant to
Section 3.02(d) on or before 11:00 a.m. New York time on the Business Day next
preceding the following Distribution Date in next-day funds the respective
amounts applicable to such determinations appearing in such Servicer's
Certificate. Upon receipt by the Trustee of written notification signed by a
Servicing Officer of any such deposit relating to the purchase by the Company of
such a Mortgage Loan, the Trustee shall release to the Company the related
Mortgage File and shall execute and deliver such instruments of transfer or
assignment, in each case without recourse, as shall be necessary to vest in the
Company any Mortgage Loan released pursuant hereto.

     (b) In the event that the Company transfers or expects to transfer less
than the Available Funds in respect of a Mortgage Pool required to be deposited
by it pursuant to Section 3.02(d), the Company shall so notify the Trustee no
later than 9:00 a.m. on the Business Day preceding the related Distribution
Date, and the amount so transferred, if any, shall be deemed to have been
transferred first pursuant to clause (i) of the definition of Available Funds,
second pursuant to clause (iii) of the definition of Available Funds, and third
pursuant to clause (ii) of the definition of Available Funds. Such notice shall
specify each Mortgage Loan delinquent as of the preceding Determination Date. In
such event, the Trustee shall make any Monthly Advance required to be made
hereunder, in the manner and to the extent required; provided, the Trustee shall
not be so obligated if prohibited by applicable law.

     (c) In the event that the Company is succeeded hereunder as servicer, the
obligation to make Monthly Advances in the manner and to the extent required by
Section 4.04(a) shall be assumed by the successor servicer (subject to Section
7.02).

     Section 4.05. Statements to Certificateholders. Each month, at least two
Business Days prior to each Distribution Date, the Company shall deliver to the
Trustee for mailing to each Certificateholder, and the Trustee shall mail to
each Certificateholder on such Distribution Date, a statement (each, a
"Distribution Date Statement") substantially in the form of Exhibit J hereto,
setting forth:

     (i) The amount of such distribution to the Certificateholders of each Class
(and in respect of any Component), other than any Notional Certificates (and any
Notional Component), allocable to principal, separately identifying the
aggregate amount of any Principal Prepayments included therein (including, for
this purpose, the Scheduled Principal Balances of all Defaulted Mortgage Loans
and Defective Mortgage Loans purchased pursuant to Section 2.02, 2.03(b) or
3.16, respectively, and any amounts deposited pursuant to Section 2.03(b) in
connection with the substitution of any Mortgage Loans pursuant to Section 2.02
or 2.03(a), the proceeds of which purchases or substitutions are being
distributed on such Distribution Date);

     (ii) The amount of such distribution to the Certificateholders of each
Class (other than any Class of Principal Only Certificates) allocable to
interest, including any Accrual Amount added to the Class Certificate Principal
Balance or Component Principal Balance of any Class of Accrual Certificates or
any Accrual Components;

     (iii) The amount of servicing compensation paid to the Company during the
month preceding the month of distribution in respect of the Mortgage Loans and
such other customary information as the Company deems necessary or desirable to
enable Certificateholders to prepare their tax returns;

     (iv) The Pool Scheduled Principal Balance for each Mortgage Pool and the
aggregate number of the Mortgage Loans in each Mortgage Pool on the preceding
Due Date after giving effect to all distributions allocable to principal made on
such Distribution Date;

     (v) The Class Certificate Principal Balance (or Notional Principal Balance)
of each Class, the Component Principal Balance of each Component and the
Certificate Principal Balance (or Notional Principal Balance) of a Single
Certificate of each Class after giving effect to (i) all distributions allocable
to principal (or reductions in the Notional Principal Balance, in the case of
the Notional Certificates, or the addition of any Accrual Amount, in the case of
any Class of Accrual Certificates or Accrual Component) made on such
Distribution Date and (ii) the allocation of any Realized Losses and any
Subordinate Certificate Writedown Amount for such Distribution Date;

     (vi) The Pay-out Rate applicable to each Class of Certificates;

     (vii) The book value and unpaid principal balance of any real estate
acquired on behalf of Certificateholders through foreclosure, or grant of a deed
in lieu of foreclosure or otherwise, of any REO Mortgage Loan, and the number of
the related Mortgage Loans, separately identified as to each Mortgage Pool;

     (viii) The aggregate Scheduled Principal Balances and number of Mortgage
Loans which, as of the close of business on the last day of the month preceding
the related Distribution Date, were (a) delinquent as to a total of (x) 30-59
days, (y) 60-89 days and (z) 90 days or more, and (b) in foreclosure, separately
identified as to each Mortgage Pool;

     (ix) The Scheduled Principal Balance of any Mortgage Loan replaced pursuant
to Section 2.03(b);

     (x) The Certificate Interest Rates of any LIBOR Certificates, any COFI
Certificates and the Class S Certificates applicable to the Interest Accrual
Period relating to such Distribution Date and such Class;

     (xi) The Senior Percentage for each Mortgage Pool, the Pool 1 Group II
Senior Percentage, the Pool 2 Group II Senior Percentage, the Pool 1 Group II
Senior Distribution Percentage, the Pool 2 Group II Senior Distribution
Percentage and the Junior Percentage for each Mortgage Pool for such
Distribution Date;

     (xii) The Senior Prepayment Percentage for each Mortgage Pool and the
Junior Prepayment Percentage for each Mortgage Pool for such Distribution Date;
and

     (xiii) The amount of such distribution to the Certificateholders of each
Class allocable to Unanticipated Recoveries.

     In the case of information furnished pursuant to clauses (i) through (iii)
above, the amounts shall be expressed as a dollar amount per Single Certificate.

     In connection with any proposed transfer of a Certificate that is purported
to be made in reliance on Rule 144A under the Securities Act, the Company shall
be responsible for furnishing such information as may be required thereunder to
a proposed transferee. In furtherance of the Company's obligations hereunder,
the Company hereby instructs the Trustee, at the Company's expense and on its
behalf, and the Trustee agrees, to promptly make available to the proposed
transferee, upon request of the holder, (i) all statements furnished to
Certificateholders of the related Mortgage Pool pursuant to this Section 4.05 on
previous Distribution Dates, (ii) all certificates furnished to the Trustee
pursuant to Section 4.06 in prior months, (iii) Officer's Certificates furnished
to the Trustee pursuant to Section 3.12 for the two years preceding such
request, (iv) reports of independent accountants furnished to the Trustee
pursuant to Section 3.13 for the two years preceding such request, (v) a copy of
the Private Placement Memorandum relating to such Certificate, together with any
amendments or supplements thereto issued by the Company, which may be
accompanied by a legend to the effect that the information contained in the
Private Placement Memorandum and any amendment or supplement thereto is current
only as of its date and the delivery thereof does not create an implication that
such information is correct as of any subsequent date of delivery (it being
understood that the Company has no obligation hereunder to update or supplement
the Private Placement Memorandum unless otherwise required pursuant to Rule
144A(d)(4)) (which copy and legend shall be furnished to the Trustee by the
Company), and (vi) the Company's Current Report on Form 8-K, dated the Closing
Date, relating to the Mortgage Loans; provided, however, that the Trustee shall
in no event be required to make available such statements or certificates
pursuant to clauses (i) and (ii) above relating to Distribution Dates occurring
more than twenty-four months preceding the month in which such request was
received; provided, further, however, that notwithstanding the Trustee's
agreement as aforesaid to provide such materials to a proposed transferee, the
Trustee does not assume, and shall not thereby be deemed to have assumed, any
responsibility for compliance by the Company with Rule 144A (subject to the
Trustee's agreement set forth in the second sentence of this paragraph) and
shall be entitled to include a notice with such statements or certificates to
the effect that such materials have not been prepared or assembled by the
Trustee and that the Trustee assumes no responsibility for the adequacy,
sufficiency or contents thereof. In connection with any such proposed transfer,
the Company shall make available to the proposed holder, at the request of the
related transferor, such additional information, if any, as may be required to
be delivered pursuant to Rule 144A(d)(4).

     Section 4.06. Servicer's Certificate. Each month, not later than the second
Business Day next preceding each Distribution Date, the Company shall deliver to
the Trustee a completed Servicer's Certificate.

     Section 4.07. Reports of Foreclosures and Abandonments of Mortgaged
Property. The Trustee (or the Company on behalf of the Trustee) shall, in each
year beginning after 1999, make the reports of foreclosures and abandonments of
any Mortgaged Property as required by section 6050J of the Code. In order to
facilitate this reporting process, the Company, on or before January 15th of
each year, shall provide to the Trustee reports relating to each instance
occurring during the previous calendar year in which the Company (i) on behalf
of the Trustee acquires an interest in a Mortgaged Property through foreclosure
or other comparable conversion in full or partial satisfaction of a Mortgage
Loan, or (ii) knows or has reason to know that a Mortgaged Property has been
abandoned. Reports from the Company shall be in form and substance sufficient to
meet the reporting requirements imposed by section 6050J of the Code.

     Section 4.08. Reduction of Servicing Fees by Compensating Interest
Payments. The aggregate amount of the Servicing Fees subject to retention by the
Company as servicer in respect of any Distribution Date and either Mortgage Pool
shall be reduced by the amount of any Compensating Interest Payment for such
Distribution Date and such Mortgage Pool.

     Section 4.09. Surety Bond. (a) If a Required Surety Payment is payable
pursuant to the Surety Bond with respect to any Pledged Asset Mortgage Loan, the
Company shall so notify the Trustee as soon as reasonably practicable and shall,
on behalf of the Trustee for the benefit of the related Certificateholders,
promptly complete the notice in the form of Attachment 1 to the Surety Bond and
shall promptly submit such notice to the Surety as a claim for a Required Surety
Payment.

     (b) Upon receipt of a Required Surety Payment from the Surety on behalf of
the Certificateholders, the Company shall promptly credit such amount to the
Mortgage Loan Payment Record.

     Section 4.10. Distributions to Holders of Designated Retail Certificates.
(a) Except as provided in subsections (d) and (f) below, on each Distribution
Date on which distributions in reduction of the Class Certificate Principal
Balance of a Class of Designated Retail Certificates are made, such
distributions will be made in the following order of priority:

     (i) first, in respect of any Principal Distribution Request by the personal
representative of a Deceased Holder of such Class of Certificates, a surviving
tenant by the entirety, a surviving joint tenant, a surviving tenant in common
or such other Person empowered to act on behalf of such Deceased Holder upon his
or her death, in an amount up to but not exceeding $100,000 per request; and

     (ii) second, in respect of any Principal Distribution Request by a Living
Holder of such Class of Certificates, in an amount up to but not exceeding
$10,000 per request.

     Thereafter, distributions in respect of such Class submitted on behalf of
each Deceased Holder will be made as provided in clause (i) above up to a second
$100,000 per request and distributions in respect of such Class submitted on
behalf of each Living Holder will be made as provided in clause (ii) above up to
a second $10,000 per request. This sequence of priorities will be repeated until
all such requests have been honored to the extent of amounts available for
distribution in reduction of the Class Certificate Principal Balance of such
Class of Designated Retail Certificates.

     Principal Distribution Requests presented on behalf of Deceased Holders in
accordance with the provisions of clause (i) above will be accepted in the order
of their receipt by the Depository. Principal Distribution Requests presented in
accordance with the provisions of clause (ii) above will be accepted in the
order of their receipt by the Depository after all requests presented in
accordance with clause (i) have been honored. All Principal Distribution
Requests with respect to any Distribution Date shall be made in accordance with
Section 4.10(c) below and must be received by the Depository no later than the
close of business on the related Record Date. Principal Distribution Requests
that are received by the Depository after the related Record Date and requests,
in either case, for distributions timely received but not accepted with respect
to any Distribution Date, will be treated as Principal Distribution Requests on
the next succeeding Distribution Date, and each succeeding Distribution Date
thereafter, until each such request is accepted or is withdrawn as provided in
Section 4.10(c). Requests on behalf of Deceased Holders that are not so
withdrawn shall retain their order of priority, all in accordance with the
procedures of the Depository and the Trustee. Upon the transfer of beneficial
ownership of any Designated Retail Certificate, any Principal Distribution
Request previously submitted with respect to such Certificate will be deemed to
have been withdrawn only upon the receipt by the Trustee of notification of such
withdrawal using a form required by the Depository.

     Principal Distribution Requests for a Class of Designated Retail
Certificates will be applied, in the aggregate, in an amount equal to the
portion of the related Available Funds distributable to such Class of
Certificates pursuant to Sections 4.01 (a) or (b), as applicable, and Section
4.01(g), plus any amounts available for distribution from the related Rounding
Account pursuant to Section 4.10(e), provided that the aggregate distribution in
reduction of the Class Certificate Principal Balance of any Class of Designated
Retail Certificates on any Distribution Date shall be made in an integral
multiple of $1,000, subject to Section 4.10(f). (b) A "Deceased Holder" is a
beneficial owner of a Designated Retail Certificate who was living at the time
such interest was acquired and whose authorized personal representative,
surviving tenant by the entirety, surviving joint tenant or surviving tenant in
common or other Person empowered to act on behalf of such beneficial owner upon
his or her death, causes to be furnished to the Trustee a certified copy of the
death certificate of such Deceased Holder, evidence of such person's status as
an authorized representative of the Deceased Holder, such as surviving tenant
(whether by the entirety, joint tenancy or tenancy in common), which evidence
shall be satisfactory to the Trustee, and any additional evidence of death
required by and satisfactory to the Trustee and any tax waivers requested by the
Trustee. Designated Retail Certificates beneficially owned by tenants by the
entirety, joint tenants or tenants in common will be considered to be
beneficially owned by a single owner. The death of a tenant by the entirety,
joint tenant or tenant in common will be deemed to be the death of the
beneficial owner, and any Designated Retail Certificates so beneficially owned
will be eligible for priority with respect to distributions in reduction of the
Class Certificate Principal Balance of such Class of Certificates, subject to
the limitations contained in this Section 4.10. Designated Retail Certificates
beneficially owned by a trust will be considered to be beneficially owned by
each beneficiary of the trust to the extent of such beneficiary's beneficial
interest therein, but in no event will a trust's beneficiaries collectively be
deemed to be beneficial owners of a number of individual Designated Retail
Certificates greater than the number of individual Designated Retail
Certificates of which such trust is the beneficial owner. The death of a
beneficiary of a trust will be deemed to be the death of a beneficial owner of
the Designated Retail Certificates beneficially owned by the trust to the extent
of such beneficiary's beneficial interest in such trust. The death of an
individual who was a tenant by the entirety, joint tenant or tenant in common in
a tenancy that is the beneficiary of a trust will be deemed to be the death of
the beneficiary of the trust. The death of a person who, immediately prior to
his or her death, was entitled to substantially all of the beneficial ownership
interest in a Designated Retail Certificate will be deemed to be the death of
the beneficial owner of such Certificate regardless of the registration of
ownership of such Certificate, if such beneficial ownership interest can be
established to the satisfaction of the Trustee. The Trustee's decision regarding
whether a Deceased Holder's beneficial interest is substantial for purposes of
the preceding sentence shall be conclusive and binding. Such beneficial interest
will be deemed to exist in typical cases of street name or nominee ownership,
ownership by a trustee, ownership under the Uniform Gifts to Minors Act and
community property or other joint ownership arrangements between a husband and
wife. Beneficial interests shall include the power to sell, transfer or
otherwise dispose of a Designated Retail Certificate, and the right to receive
the proceeds therefrom, as well as interest and distributions in reduction of
the Certificate Principal Balance of such Certificates payable with respect
thereto. The Trustee shall not be under any duty to determine independently the
occurrence of the death of any beneficial owner. The Trustee may rely entirely
upon documentation delivered to it in establishing the eligibility of any
beneficial owner to receive the priority accorded Deceased Holders in Section
4.10(a). Expenses incurred by the Trustee in an effort to determine the
beneficial ownership interest with respect to any Principal Distribution Request
presented on behalf of a Deceased Holder, including, without limitation,
attorneys fees, shall be paid by the Person presenting such Principal
Distribution Request.

     (c) Requests for distributions in reduction of the Certificate Principal
Balance of a Class of Designated Retail Certificate must be made by delivering a
Principal Distribution Request therefor to the Depository Participant or
Financial Intermediary that maintains the account evidencing the beneficial
owner's interest in such Certificate. Such Depository Participant or Financial
Intermediary should in turn make the request of the Depository (or, in the case
of an Financial Intermediary, such Financial Intermediary should notify the
related Depository Participant of such request, which Depository Participant
should make the request of the Depository) on a form required by the Depository
and provided to the Depository Participant. In the case of a request on behalf
of a Deceased Holder, a certified copy of the death certificate and any
additional appropriate evidence of death and any tax waivers must be forwarded
to the Trustee under separate cover. Any such requests of Deceased Holders that
are incomplete may not be honored by the Trustee and, if not honored, will lose
their priority and must be resubmitted in proper form. Upon receipt of such
Principal Distribution Request, the Depository will date and time stamp such
request and forward such request to the Trustee. Such requests will be honored
on any Distribution Date only to the extent that they are received by the
Depository on or before the Record Date for such Distribution Date. The
Depository may establish such procedures as it deems fair and equitable to
establish the order of receipt of requests for such distributions received by it
on the same day. Principal Distribution Requests delivered to the Depository
after the Record Date for a particular Distribution Date and requests received
in a timely manner but not accepted with respect to a particular Distribution
Date will be treated as Principal Distribution Requests for the next succeeding
Distribution Date and each succeeding Distribution Date thereafter until each
request is accepted or is withdrawn as provided below. In the case of Principal
Distribution Requests on behalf of Living Holders, the Depository will establish
a new order of priority for each Distribution Date. This order will apply both
to previously unsatisfied Principal Distribution Requests and to newly submitted
requests. A Principal Distribution Request submitted on behalf of a Living
Holder who later dies will become entitled to the priority of a newly submitted
request on behalf of a Deceased Holder upon satisfaction of the requirements set
forth above for requests of a Deceased Holder. Such priority will be effective
for each subsequent Distribution Date if the Trustee has received a certified
copy of the death certificate for such Deceased Holder and any additional
appropriate evidence of death and any requested tax waivers by the last business
day of the preceding calendar month. Each Principal Distribution Request
submitted by a beneficial owner of a Designated Retail Certificate will be held
by the Depository until such request has been accepted or has been withdrawn in
writing as provided herein. Neither the Trustee nor the Company shall be liable
for any delay in delivery of Principal Distribution Requests or Withdrawals (as
defined below) of such requests by the Depository, a Depository Participant or
any Financial Intermediary.

     In the event that any Principal Distribution Requests are rejected by the
Trustee for failure to comply with the requirements of this Section 4.10, the
Trustee shall return such requests to the appropriate Depository Participant
with a copy to the Depository with an explanation as to the reason for such
rejection.

     The Trustee shall maintain a list of those Depository Participants
representing the Certificate Owners of Designated Retail Certificates that have
submitted Principal Distribution Requests, together with the order of receipt
and the amounts of such requests. The Trustee shall notify the Depository and
the appropriate Depository Participants as to which requests should be honored
on each Distribution Date. Requests shall be honored by the Depository in
accordance with the procedures, and subject to the priorities and limitations,
described in this Section 4.10. The exact procedures to be followed by the
Trustee and the Depository for purposes of determining such priorities and
limitations shall be those established from time to time by the Trustee or the
Depository, as the case may be. The decisions of the Trustee and the Depository
concerning such matters shall be final and binding on all affected Persons.

     Any beneficial owner of a Designated Retail Certificate that has made a
Principal Distribution Request may withdraw its request by so notifying in
writing the Depository Participant or Financial Intermediary that maintains such
beneficial owner's account (each such withdrawal, a "Withdrawal"). The
Depository Participant should forward the Withdrawal to the Depository on a form
required by the Depository. In the event that such account is maintained by a
Financial Intermediary, such Financial Intermediary should notify the related
Depository Participant which in turn should forward the Withdrawal of such
request, on a form required by the Depository, to the Depository. If such
Withdrawal has not been received by the Depository and forwarded to the Trustee
on or before the Record Date for the next Distribution Date, the previously made
Principal Distribution Request will be irrevocable with respect to the making of
distributions in reduction of the Certificate Principal Balance of such
Designated Retail Certificate on such Distribution Date.

     (d) To the extent, if any, that amounts available for distribution in
reduction of the Class Certificate Principal Balance of a Class of Designated
Retail Certificates on a Distribution Date pursuant to Section 4.01 (a) or (b),
as applicable, and Section 4.01(g) exceed the dollar amount of Principal
Distribution Requests that have been received in respect of such Class by the
related Record Date, as provided in Section 4.10(c) above, distributions in
reduction of the Class Certificate Principal Balance of such Class of
Certificates will be made by mandatory distributions on a Random Lot basis, in
integral multiples equal to $1,000, in reduction thereof without regard to
whether such Certificate Owners have submitted Principal Distribution Requests.
The Trustee shall notify the Depository of the aggregate amount of the mandatory
distribution by Random Lot in reduction of the Class Certificate Principal
Balance of such Designated Retail Certificates to be made on the next
Distribution Date. The Depository shall then allocate such aggregate amount
among its Depository Participants on a Random Lot basis. Each Depository
Participant and, in turn, each Financial Intermediary, will then select, in
accordance with its own procedures, Designated Retail Certificates of such Class
from among those held in its accounts to receive mandatory distributions in
reduction of the Class Certificate Principal Balance of such Certificates, such
that the total amount so selected is equal to the aggregate amount of such
mandatory distributions allocated to such Depository Participant by the
Depository and to such Financial Intermediary by its related Depository
Participant, as the case may be. Depository Participants and Financial
Intermediaries that hold a Class of Designated Retail Certificates selected for
mandatory distributions in reduction of the Class Certificate Principal Balance
thereof should provide notice of such mandatory distributions to the affected
Certificate Owners.

     (e) On the Closing Date, a separate Rounding Account shall be established
with the Trustee for each Class of Designated Retail Certificates and the
Rounding Account Depositor for such Rounding Account shall cause to be initially
deposited the sum of $999.99 in each such Rounding Account. On each Distribution
Date on which a distribution is to be made in reduction of the Class Certificate
Principal Balance of a Class of Designated Retail Certificates pursuant to
Sections 4.01 (a) or (b), as applicable, and Section 4.01(g), funds on deposit
in the related Rounding Account shall be, to the extent needed, withdrawn by the
Trustee and applied to round upward to an integral multiple of $1,000 the
aggregate distribution in reduction of the Class Certificate Principal Balance
to be made on such Class of Certificates. Rounding of such distribution on such
Class of Designated Retail Certificates shall be accomplished, on the first such
Distribution Date, by withdrawing from the related Rounding Account the amount
of funds, if any, needed to round the amount otherwise available for such
distribution in reduction of the Class Certificate Principal Balance of such
Certificates upward to the next integral multiple of $1,000. On each succeeding
Distribution Date on which distributions in reduction of the Class Certificate
Principal Balance of such Class of Designated Retail Certificates are to be made
pursuant to Sections 4.01 (a) or (b), as applicable, and Section 4.01(g), the
aggregate amount of such distributions allocable to such Certificates shall be
applied first to repay any funds withdrawn from the related Rounding Account and
not previously repaid, and then the remainder of such allocable amount, if any,
shall be similarly rounded upward to the next integral multiple of $1,000 and
applied as distributions in reduction of the Class Certificate Principal Balance
of the related Class of Certificates; this process shall continue on succeeding
principal Distribution Dates prior to the Cross-Over Date until the Class
Certificate Principal Balance of each such Class of Certificates has been
reduced to zero. Each Rounding Account shall be maintained as a non-interest
bearing account; the Rounding Accounts shall not be an asset of the Trust Fund,
but shall be an asset in the REMIC. On the earlier of (1) the Cross-Over Date
and (2) the first Distribution Date after the Class Certificate Principal
Balance of any Class of Designated Retail Certificates has been reduced to zero,
any remaining amounts in the related Rounding Account shall be distributed to
the Class R Certificate.

     (f) Notwithstanding any provisions herein to the contrary, on each
Distribution Date coinciding with or after the Cross-Over Date, all
distributions in reduction of the Class Certificate Principal Balance of any
Class of Designated Retail Certificates will be made among the Holders and
Certificate Owners of such Class of Certificates, pro rata, based on their
Certificate Principal Balances, and will not be made in integral multiples of
$1,000 or pursuant to requested distributions or mandatory distributions by
Random Lot.

     (g) In the event that Definitive Certificates representing any Class of
Designated Retail Certificates are issued pursuant to Section 5.02(f), all
requests for distributions or withdrawals of such requests relating to such
Class must be submitted to the Trustee, and the Trustee shall perform the
functions described in Section 4.10(a) through (d) using its own procedures,
which procedures shall, to the extent practicable, be consistent with the
procedures described in Section 4.10(a) through (d).

                                   ARTICLE V

                                THE CERTIFICATES

     Section 5.01. The Certificates. (a) The Certificates shall be substantially
in the forms set forth in Exhibit A hereto, as applicable, and shall, on
original issue, be executed by the Trustee, not in its individual capacity but
solely as Trustee, and countersigned and delivered by the Trustee to or upon the
order of the Company as provided in Article II.

     (b) The Certificates relating to both Mortgage Pools shall be issued in an
aggregate Initial Certificate Principal Balance of $1,004,561,014.47. Such
aggregate original principal balance shall be divided among the Classes having
the designations, Class Certificate Principal Balances, Certificate Interest
Rates and minimum denominations as follows:

                Initial Class
                 Certificate        Certificate
                  Principal           Interest        Minimum
Designation        Balance              Rate       Denominations
- -----------        -------              ----       -------------

Class A1         $81,010,950.00        6.75%         $  25,000
Class A2          43,000,000.00        6.75             25,000
Class A3          50,000,000.00        6.75             25,000
Class A4          25,578,787.00        7.00              1,000
Class A5           5,000,000.00        6.75             25,000
Class A6           1,200,000.00        7.00              1,000
Class A7             300,000.00        7.00              1,000
Class A8             300,000.00        7.00              1,000
Class A9             300,000.00        7.00              1,000
Class A10            900,000.00        7.00              1,000
Class A11          3,750,000.00        7.00              1,000
Class A12         37,265,800.00        7.00              1,000
Class A13        100,000,000.00        6.75             25,000
Class A14          8,297,968.00        0.00             25,000
Class A15          1,461,646.00        7.25             25,000
Class A16        127,348,000.00        6.75             25,000
Class A17         64,991,384.00        7.00              1,000
Class A18          5,000,000.00        7.25              1,000
Class A19         10,000,000.00        7.25              1,000
Class A20          5,000,000.00        7.25              1,000
Class A21         23,267,941.00        7.25              1,000
Class A22         22,081,150.00        6.75             25,000
Class A23         30,725,150.00        6.75              1,000
Class A24         40,414,700.00        6.75             25,000
Class A25         92,616,155.00        6.75             25,000
Class A26            605,000.00        6.75             25,000
Class A27         55,411,500.00        6.75             25,000
Class A28         52,390,300.00        6.75             25,000
Class 1-PO         4,376,027.31        0.00              (1)
Class 1-S                 (2)          (2)               (3)
Class 2-A1        42,000,000.00        6.75             25,000
Class 2-A2         9,018,000.00        7.50              1,000
Class 2-A3         2,003,966.00        0.00             25,000
Class 2-A4         9,017,699.00        7.50              1,000
Class 2-A5         7,234,946.00        6.75             25,000
Class 2-S                 (4)          (4)               (5)
Class M           21,095,000.00        6.75            100,000
Class B1           7,534,000.00        6.75            100,000
Class B2           4,520,000.00        6.75            100,000
Class B3           5,022,000.00        6.75            500,000
Class B4           2,009,000.00        6.75            500,000
Class B5           2,513,843.16        6.75            500,000
Class R                  100.00        6.75              (1)
- -------------------

(1)  This Class of Certificates will be issued as a single Certificate
     evidencing the entire Class Certificate Principal Balance of such
     Class.

(2)  The Class 1-S Certificates are issued with an initial
     Notional Principal Balance of $756,262,995.80 and
     shall bear interest at the Strip Rate for such Class.

(3)  The Class 1-S Certificates will be issued in minimum denominations of
     Notional Principal Balance of $25,000,000.

(4)  The Class 2-S Certificates are issued with an initial Notional
     Principal Balance of $72,349,463.68 and shall bear interest
     at the Strip Rate for such Class.

(5)  The Class 2-S Certificates will be issued in minimum denominations of
     Notional Principal Balance of $25,000,000.

     (c) The Certificates shall be issuable in registered form only. The
Book-Entry Certificates will be evidenced by one or more certificates,
beneficial ownership of which will be held in the minimum dollar denominations
in Certificate Principal Balance or Notional Principal Balance, as applicable,
specified in Section 5.01(b), and integral multiples of $1,000 in excess
thereof. The Non-Book-Entry Certificates other than the Residual Certificate
shall each be issued in the minimum dollar denominations in Certificate
Principal Balance or Notional Principal Balance, as applicable, specified in
Section 5.01(b), and integral multiples of $1,000 in excess thereof (and, if
necessary, in the amount of the remaining Class Certificate Principal Balance or
Notional Principal Balance, as applicable, of each Class, in the case of one
Certificate of such Class). The Residual Certificate shall be issued as a single
certificate evidencing the entire Class Certificate Principal Balance of such
Class and having a Percentage Interest of 100%. If necessary, one Certificate of
each Class of Book-Entry Certificates may evidence an additional amount equal to
the remainder of the Class Certificate Principal Balance of such Class.

     (d) The Certificates shall be executed by manual or facsimile signature on
behalf of the Trustee by an authorized officer under its seal, which may be in
facsimile form and be imprinted or otherwise reproduced thereon. Certificates
bearing the manual or facsimile signatures of individuals who were, at the time
when such signatures were affixed, authorized to sign on behalf of the Trustee
shall bind the Trustee, notwithstanding that such individuals or any of them
have ceased to be so authorized prior to the authentication and delivery of such
Certificates or did not hold such offices at the date of such Certificate. No
Certificate shall be entitled to any benefit under this Agreement, or be valid
for any purpose, unless such Certificate shall have been manually countersigned
by the Trustee substantially in the forms set forth in Exhibit A hereto, and
such countersignature upon any Certificate shall be conclusive evidence, and the
only evidence, that such Certificate has been duly executed and delivered
hereunder. All Certificates issued on the Closing Date shall be dated the
Closing Date; all Certificates issued thereafter shall be dated the date of
their countersignature.

     (e) The Strip Rate for each Interest Accrual Period for each Class of Class
S Certificates shall be determined by the Company and included in the Servicer's
Certificate for the related Distribution Date.

     Section 5.02. Registration of Transfer and Exchange of Certificates. (a)
The Trustee shall cause to be kept at an office or agency in the city in which
the Corporate Trust Office of the Trustee is located or in the City of New York,
New York a Certificate Register in which, subject to such reasonable regulations
as it may prescribe, the Trustee shall provide for the registration of
Certificates and of transfers and exchanges of Certificates as herein provided.
The Trustee shall initially serve as Certificate Registrar for the purpose of
registering Certificates and transfers and exchanges of Certificates as herein
provided.

     Subject to Sections 5.02(b) and 5.02(c), upon surrender for registration of
transfer of any Certificate at the Corporate Trust Office, the Trustee shall
execute, authenticate and deliver, in the name of the designated transferee or
transferees, one or more new Certificates of the same Class in authorized
denominations of a like Percentage Interest.

     At the option of a Certificateholder, Certificates may be exchanged for
other Certificates of authorized denominations of a like Class and Percentage
Interest, upon surrender of the Certificates to be exchanged at any such office
or agency. Whenever any Certificates are so surrendered for exchange the Trustee
shall execute, countersign and deliver the Certificates which the
Certificateholder making the exchange is entitled to receive. Every Certificate
presented or surrendered for registration of transfer or exchange shall be
accompanied by a written instrument of transfer in form satisfactory to the
Trustee and the Certificate Registrar duly executed by the Holder thereof or his
attorney duly authorized in writing.

     No service charge shall be made for any registration of transfer or
exchange of Certificates, but the Trustee may require payment of a sum
sufficient to cover any tax or governmental charge that may be imposed in
connection with any transfer or exchange of Certificates.

     All Certificates surrendered for registration of transfer and exchange
shall be canceled and subsequently destroyed by the Trustee and a certificate of
destruction shall be delivered by the Trustee to the Company.

(b) No legal or beneficial interest in all or any portion of the Residual
Certificates may be transferred directly or indirectly to (i) a Disqualified
Organization or an agent of a Disqualified Organization (including a broker,
nominee, or middleman), (ii) an entity that holds REMIC residual securities as
nominee to facilitate the clearance and settlement of such securities through
electronic book-entry changes in accounts of participating organizations (a
"Book-Entry Nominee"), or (iii) an individual, corporation, partnership or other
person unless such transferee (A) is not a Non-U.S. Person or (B) is a Non-U.S.
Person that holds a Residual Certificate in connection with the conduct of a
trade or business within the United States and has furnished the transferor and
the Trustee with an effective Internal Revenue Service Form 4224 or (C) is a
Non-U.S. Person that has delivered to both the transferor and the Trustee an
opinion of a nationally recognized tax counsel to the effect that the transfer
of a Residual Certificate to it is in accordance with the requirements of the
Code and the regulations promulgated thereunder and that such transfer of a
Residual Certificate will not be disregarded for federal income tax purposes
(any such person who is not covered by clause (A), (B) or (C) above being
referred to herein as a "Non-permitted Foreign Holder"), and any such purported
transfer shall be void and have no effect. The Trustee shall not execute, and
shall not authenticate and deliver, a Residual Certificate in connection with
any transfer thereof unless the transferor shall have provided to the Trustee an
affidavit, substantially in the form attached as Exhibit F hereto, signed by the
transferee, to the effect that the transferee is not such a Disqualified
Organization, an agent (including a broker, nominee, or middleman) for any
entity as to which the transferee has not received a substantially similar
affidavit, a Book-Entry Nominee or a Non-permitted Foreign Holder, which
affidavit shall contain the consent of the transferee to any such amendments of
this Agreement as may be required to further effectuate the foregoing
restrictions on transfer of the Residual Certificates to Disqualified
Organizations, Book-Entry Nominees or Non-permitted Foreign Holders, and an
agreement by the Transferee that it will not transfer a Residual Certificate
without providing to the Trustee an affidavit substantially in the form attached
as Exhibit F hereto and a letter substantially in the form attached as Exhibit G
hereto. Such affidavit shall also contain the statement of the transferee that
(i) it does not have the intention to impede the assessment or collection of any
federal, state or local taxes legally required to be paid with respect to the
Residual Certificates and (ii) it understands that it may incur tax liabilities
in excess of cash flows generated by a Residual Certificate and that it intends
to pay taxes associated with holding a Residual Certificate as they become due.

     The affidavit described in the preceding paragraph, if not executed in
connection with the initial issuance of the Residual Certificates, shall be
accompanied by a written statement in the form attached as Exhibit G hereto,
signed by the transferor, to the effect that as of the time of the transfer, the
transferor has (i) no actual knowledge that the transferee is a Disqualified
Organization, Book-Entry Nominee or Non-permitted Foreign Holder, (ii) no reason
to believe that the transferee has the intention to impede the assessment or
collection of any federal, state or local taxes legally required to be paid with
respect to a Residual Certificate, and (iii) conducted a reasonable
investigation and found that the transferee had historically paid its debts as
they came due and found no significant evidence to indicate that the transferee
will not continue to pay its debts as they become due. The Residual Certificates
shall bear a legend referring to the foregoing restrictions contained in this
paragraph and the preceding paragraph.

     Upon notice to the Company that any legal or beneficial interest in any
portion of the Residual Certificates has been transferred, directly or
indirectly, to a Disqualified Organization or agent thereof (including a broker,
nominee, or middleman) in contravention of the foregoing restrictions, (i) such
transferee shall be deemed to hold the Residual Certificate in constructive
trust for the last transferor who was not a Disqualified Organization or agent
thereof, and such transferor shall be restored as the owner of such Residual
Certificate as completely as if such transfer had never occurred, provided that
the Company may, but is not required to, recover any distributions made to such
transferee with respect to the Residual Certificate and return such recovery to
the transferor, and (ii) the Company agrees to furnish to the Internal Revenue
Service and to any transferor of the Residual Certificate or such agent (within
60 days of the request therefor by the transferor or agent) such information
necessary to the application of section 860E(e) of the Code as may be required
by the Code, including but not limited to the present value of the total
anticipated excess inclusions with respect to the Residual Certificate (or
portion thereof) for periods after such transfer. At the election of the
Company, the cost to the Company of computing and furnishing such information
may be charged to the transferor or such agent referred to above; however, the
Company shall in no event be excused from furnishing such information.

     The restrictions on transfers of the Residual Certificates set forth in the
preceding three paragraphs shall cease to apply to transfers (and the applicable
portions of the legend to the Residual Certificates may be deleted) after
delivery to the Trustee of an Opinion of Counsel to the effect that the
elimination of such restrictions will not cause the REMIC established hereunder
to fail to qualify as a REMIC at any time that the Certificates are outstanding.

     No transfer of a Restricted Certificate shall be made unless such transfer
is made pursuant to an effective registration statement under the Securities Act
of 1933, as amended (the "Act"), and any applicable state securities laws, in
each case as evidenced by an Officer's Certificate, or is exempt from the
registration requirements of the Act and any applicable state securities laws.
In the event of such registration, any restrictive legends set forth in the form
of the relevant Restricted Certificate in Exhibit A hereto with respect to the
Act and state securities law restrictions shall be removed by the Trustee upon
request of the Holder thereof and automatically upon exchange or registration of
transfer thereof. As a condition to any transfer that is to be made in reliance
upon an exemption from the Act and such laws of a (i) Class PO or Class S
Certificate or (ii) Restricted Junior Certificate to any person other than a QIB
(as certified by the proposed transferee in the form of assignment attached to
the related Certificate), either (x) the Trustee shall require the transferee to
execute an investment letter in the form substantially as set forth in Exhibit I
hereto or in such other form as may be acceptable to the Trustee, certifying as
to the facts surrounding such transfer, or (y) in lieu of such investment
letter, the Trustee may accept a written Opinion of Counsel (in form and
substance acceptable to the Trustee) that such proposed transfer may be made
pursuant to an exemption from the Act. As an additional condition to any
transfer of a Restricted Certificate, either (i) the transferor and the
transferee shall complete the form of assignment attached to the Certificate
proposed to be transferred, or (ii) the Trustee shall have received the
above-referenced Opinion of Counsel. The holder of any Restricted Certificate
desiring to effect the transfer thereof to a person other than a QIB shall, and
hereby agrees to, comply with any applicable conditions set forth in the
preceding two sentences and indemnify the Trustee and the Company against any
liability that may result if the transfer thereof is not so exempt or is not
made in accordance with such federal and state laws. Such agreement to so
indemnify the Trustee and the Company shall survive the termination of this
Agreement. Notwithstanding the foregoing, no Opinion of Counsel or investment
letter shall be required upon the original issuance of (i) the Restricted Junior
Certificates to the Initial Purchaser (as defined in the Private Placement
Memorandum) or its nominee and (ii) the Class PO or Class S Certificates to the
Company or upon any subsequent transfer of any Class PO or Class S Certificate
by the Company, provided that if any Restricted Junior Certificates are, at the
request of the Initial Purchaser, registered in the name of its nominee, the
Initial Purchaser shall be deemed to acknowledge and agree with the Company and
the Trustee that no transfer of a beneficial interest in such Certificates will
be made without registering such Certificates in the name of the transferee,
which shall be a Person other than such nominee. Any opinion or letter required
pursuant to this paragraph shall not be at the expense of the Trust Fund or the
Trustee.

     (c) (i) No transfer of an ERISA-Restricted Certificate in the form of a
Definitive Certificate shall be made to any Person unless the Trustee has
received (A) a certificate (substantially in the form of Exhibit E or such other
form as is acceptable to the Company and the Trustee) from such transferee to
the effect that such transferee (i) is not a Plan or a Person that is using the
assets of a Plan to acquire such ERISA-Restricted Certificate or (ii) is an
insurance company investing assets of its general account and the exemptions
provided by Section III(a) of Department of Labor Prohibited Transaction Class
Exemption 95-60, 60 Fed. Reg. 35925 (July 12, 1995) (the "Exemptions") apply to
the transferee's acquisition and holding of any ERISA-Restricted Certificate or
(B) an opinion of counsel satisfactory to the Trustee and the Company to the
effect that the purchase and holding of such a Certificate will not constitute
or result in the assets of the Trust Fund being deemed to be "plan assets"
subject to the prohibited transactions provisions of ERISA or Section 4975 of
the Code and will not subject the Trustee or the Company to any obligation in
addition to those undertaken in the Agreement; provided, however, that the
Trustee will not require such certificate or opinion in the event that, as a
result of a change of law or otherwise, counsel satisfactory to the Trustee has
rendered an opinion to the effect that the purchase and holding of an
ERISA-Restricted Certificate by a Plan or a Person that is purchasing or holding
such a Certificate with the assets of a Plan will not constitute or result in a
prohibited transaction under ERISA or Section 4975 of the Code. The preparation
and delivery of the certificate and opinions referred to above shall not be an
expense of the Trust Fund, the Trustee or the Company. Notwithstanding the
foregoing, no opinion or certificate shall be required for the initial issuance
of the ERISA-Restricted Certificates.

     (ii) No transfer of a Residual Certificate shall be made to any Person
unless the Trustee has received a certification (substantially in the form of
paragraph 4 of Exhibit F) from such transferee to the effect that, among other
things, such transferee is not a Plan or a Person that is using the assets of a
Plan to acquire any such Certificate. The preparation and delivery of such
certificate shall not be an expense of the Trust Fund, the Trustee or the
Company.

     (d) Subject to Section 8.01(i) hereof, the Trustee may conclusively rely
upon any certificate, affidavit or opinion delivered pursuant to Section 5.02(b)
or (c). Any certificate or affidavit required to be delivered by a transferee
under this Section 5.02 may be executed and delivered in the name of such
transferee by its attorney-in-fact duly authorized in writing in form and
substance satisfactory to the Trustee.

     (e) Except as to any additional Certificate of any Class of Book-Entry
Certificates held in physical certificated form pursuant to Section 5.02(g) or
any Restricted Junior Certificate of any Class of Book-Entry Certificates that
is transferred to an entity other than a QIB, the Book-Entry Certificates shall,
subject to Section 5.02(f), at all times remain registered in the name of the
Depository or its nominee and at all times: (i) registration thereof may not be
transferred by the Trustee except to another Depository; (ii) the Depository
shall maintain book-entry records with respect to the Certificate Owners and
with respect to ownership and transfers of such Certificates; (iii) ownership
and transfers of registration of the Certificates issued in book-entry form on
the books of the Depository shall be governed by applicable rules established by
the Depository and the rights of Certificate Owners with respect to Book-Entry
Certificates shall be governed by applicable law and agreements between such
Certificate Owners and the Depository, Depository Participants, and indirect
participating firms; (iv) the Depository may collect its usual and customary
fees, charges and expenses from its Depository Participants; (v) the Trustee
shall deal with the Depository, Depository Participants and indirect
participating firms as authorized representatives of the Certificate Owners of
the Certificates issued in book-entry form for all purposes including the making
of payments due on the Book-Entry Certificates and exercising the rights of
Holders under this Agreement, and requests and directions for and votes of such
representatives shall not be deemed to be inconsistent if they are made with
respect to different Certificate Owners; (vi) the Trustee may rely and shall be
fully protected in relying upon information furnished by the Depository with
respect to its Depository Participants and furnished by the Depository
Participants with respect to indirect participating firms and persons shown on
the books of such indirect participating firms as direct or indirect Certificate
Owners; (vii) Certificate Owners shall not be entitled to certificates for the
Book-Entry Certificates and (viii) the Trustee may establish a reasonable record
date in connection with solicitations of consents from or voting by
Certificateholders and give notice to the Depository of such record date.

     All transfers by Certificate Owners of Book-Entry Certificates shall be
made in accordance with the procedures established by the Depository Participant
or brokerage firm representing such Certificate Owner. Each Depository
Participant shall only transfer Book-Entry Certificates of Certificate Owners it
represents or of brokerage firms for which it acts as agent in accordance with
the Depository's normal procedures. Except as provided herein, the Trustee shall
have no duty to monitor or restrict the transfer of Certificates or interests
therein, and shall have no liability for any transfer, including any transfer
made through the book-entry facilities of the Depository or between or among
Depository Participants or Certificate Owners, made in violation of applicable
restrictions set forth herein, except in the event of the failure of the Trustee
to perform its duties and fulfill its obligations under this Agreement.

     (f) If (x)(i) the Company or the Depository advises the Trustee in writing
that the Depository is no longer willing, qualified or able to properly
discharge its responsibilities as Depository, and (ii) the Trustee or the
Company is unable to locate a qualified successor, (y) the Company at its option
advises the Trustee in writing that it elects to terminate the book-entry system
through the Depository or (z) after the occurrence of an Event of Default,
Certificate Owners representing not less than 51% of the aggregate Voting Rights
allocated to the Book-Entry Certificates together advise the Trustee and the
Depository through the Depository Participants in writing that the continuation
of a book-entry system through the Depository is no longer in the best interests
of the Certificate Owners, the Trustee shall notify all Certificate Owners,
through the Depository, of the occurrence of any such event and of the
availability of Definitive Certificates to Certificate Owners requesting the
same. Upon surrender to the Trustee of such Certificates by the Depository,
accompanied by registration instructions from the Depository for registration,
the Trustee shall issue the Definitive Certificates. Neither the Company nor the
Trustee shall be liable for any delay in delivery of such instructions and may
conclusively rely on, and shall be protected in relying on, such instructions.
Upon the issuance of Definitive Certificates all references herein to
obligations imposed upon or to be performed by the Depository shall be deemed to
be imposed upon and performed by the Trustee, to the extent applicable with
respect to such Definitive Certificates and the Trustee shall recognize the
Holders of the Definitive Certificates as Certificateholders hereunder.

     (g) On or prior to the Closing Date, there shall be delivered to the
Depository (or to State Street Bank and Trust Company acting as custodian for
the Depository pursuant to the Depository's procedures) one certificate for each
Class of Book-Entry Certificates registered in the name of the Depository's
nominee, Cede & Co. The face amount of each such Certificate shall represent
100% of the initial Class Certificate Principal Balance thereof, except for such
amount that does not constitute an acceptable denomination to the Depository. An
additional Certificate of each Class of Book-Entry Certificates may be issued
evidencing such remainder and, if so issued, will be held in physical
certificated form by the Holders thereof. Each Certificate issued in book-entry
form shall bear the following legend:

     "Unless this Certificate is presented by an authorized representative of
The Depository Trust Company, a New York corporation ("DTC"), to Issuer or its
agent for registration of transfer, exchange, or payment, and any certificate
issued is registered in the name of Cede & Co. or in such other name as
requested by an authorized representative of DTC (and any payment is made to
Cede & Co. or to such other entity as is requested by an authorized
representative of DTC), ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL inasmuch as the registered owner
hereof, Cede & Co., has an interest herein."

     Section 5.03. Mutilated, Destroyed, Lost or Stolen Certificates. If (a) any
mutilated Certificate is surrendered to the Certificate Registrar, or the
Certificate Registrar receives evidence to its satisfaction of the destruction,
loss or theft of any Certificate and (b) there is delivered to the Company, the
Certificate Registrar and the Trustee such security or indemnity as may be
required by them to save each of them harmless, then, in the absence of notice
to the Certificate Registrar or the Trustee that such Certificate has been
acquired by a bona fide purchaser, the Trustee shall execute, countersign and
deliver, in exchange for or in lieu of any such mutilated, destroyed, lost or
stolen Certificate, a new Certificate of like tenor, Class and Percentage
Interest. In connection with the issuance of any new Certificate under this
Section 5.03, the Trustee may require the payment of a sum sufficient to cover
any tax or other governmental charge that may be imposed in relation thereto and
any other expenses (including the fees and expenses of the Trustee and the
Certificate Registrar) connected therewith. Any duplicate Certificate issued
pursuant to this Section 5.03 shall constitute complete and indefeasible
evidence of ownership in the Trust Fund, as if originally issued, whether or not
the lost, stolen or destroyed Certificate shall be found at any time.

     Section 5.04. Persons Deemed Owners. Prior to due presentation of a
Certificate for registration of transfer, the Company, the Trustee, the
Certificate Registrar and any agent of the Company, the Trustee or the
Certificate Registrar may treat the person in whose name any Certificate is
registered as the owner of such Certificate for the purpose of receiving
distributions pursuant to Section 4.01 and for all other purposes whatsoever,
and neither the Company, the Trustee, the Certificate Registrar nor any agent of
the Company, the Trustee or the Certificate Registrar shall be affected by any
notice to the contrary.

     Section 5.05. Access to List of Certificateholders' Names and Addresses.
The Certificate Registrar will furnish or cause to be furnished to the Company,
within 15 days after receipt by the Certificate Registrar of request therefor
from the Company in writing, a list, in such form as the Company may reasonably
require, of the names and addresses of the Certificateholders as of the most
recent Record Date for payment of distributions to Certificateholders. If three
or more Certificateholders (hereinafter referred to as "applicants") apply in
writing to the Trustee, and such application states that the applicants desire
to communicate with other Certificateholders with respect to their rights under
this Agreement or under the Certificates and is accompanied by a copy of the
communication which such applicants propose to transmit, then the Trustee shall,
within five Business Days after the receipt of such application, afford such
applicants access during normal business hours to the most recent list of
Certificateholders held by the Trustee. If such list is as of a date more than
90 days prior to the date of receipt of such applicants' request, the Trustee
shall promptly request from the Certificate Registrar a current list as provided
above, and shall afford such applicants access to such list promptly upon
receipt. Every Certificateholder, by receiving and holding a Certificate, agrees
with the Certificate Registrar and the Trustee that neither the Certificate
Registrar nor the Trustee shall be held accountable by reason of the disclosure
of any such information as to the names and addresses of the Certificateholders
hereunder, regardless of the source from which such information was derived.

     Section 5.06. Representation of Certain Certificateholders. The fiduciary
of any Plan which becomes a Holder of a Certificate, by virtue of its acceptance
of such Certificate, will be deemed to have represented and warranted to the
Trustee and the Company that such Plan is an "accredited investor" as defined in
Rule 501(a)(1) of Regulation D promulgated by the Securities and Exchange
Commission under the Securities Act of 1933.

     Section 5.07. Determination of COFI. (a) If the outstanding Certificates
include any COFI Certificates, then on each COFI Determination Date the Trustee
shall determine the value of COFI on the basis of the most recently available
Information Bulletin referred to in the definition of "COFI". The establishment
of COFI by the Trustee and the Trustee's subsequent calculation of the rates of
interest applicable to the COFI Certificates for each Interest Accrual Period
shall (in the absence of manifest error) be final and binding. During each
Interest Accrual Period, the Certificate Interest Rate for the COFI Certificates
for the current and immediately preceding Interest Accrual Period shall be made
available by the Trustee to Certificate Owners and Certificateholders at the
following telephone number: (617) 664-5500.

     (b) The failure by the Federal Home Loan Bank of San Francisco to publish
COFI for a period of 65 calendar days will constitute an "Alternative Rate
Event" for purposes hereof. Upon the occurrence of an Alternative Rate Event,
the Company will calculate the Certificate Interest Rates for the COFI
Certificates for the subsequent Interest Accrual Periods by using, in place of
COFI, (i) the replacement index, if any, published or designated by the Federal
Home Loan Bank of San Francisco or (ii) if no replacement index is so published
or designated, an alternative index to be selected by the Company that has
performed, or that the Company expects to perform, in a manner substantially
similar to COFI. At the time an alternative index is first selected by the
Company, the Company shall determine the average number of basis points, if any,
by which the alternative index differed from COFI for such period as the
Company, in its sole discretion, reasonably determines to reflect fairly the
long-term difference between COFI and the alternative index, and shall adjust
the alternative index by such average. The Company shall select a particular
index as an alternative only if it receives an Opinion of Counsel to the effect
that the selection of such index will not cause any REMIC established hereunder
to fail to qualify as a REMIC for federal income tax purposes. In the absence of
manifest error, the selection of any alternative index as provided by this
Section 5.07(b) shall be final and binding for each subsequent Interest Accrual
Period. Upon the occurrence of an Alternative Rate Event, the Trustee shall have
no responsibility for the determination of any alternative index or the
calculation of the Certificate Interest Rates for the COFI Certificates.

     (c) If at any time after the occurrence of an Alternative Rate Event the
Federal Home Loan Bank of San Francisco resumes publication of COFI, the
Certificate Interest Rates for the COFI Certificates for each Interest Accrual
Period commencing thereafter will be calculated by reference to COFI.

     Section 5.08. Determination of LIBOR. (a) If the outstanding Certificates
include any LIBOR Certificates, then on each LIBOR Determination Date the
Trustee shall determine LIBOR for the related Interest Accrual Period as such
rate equal to the Interest Settlement Rate. If such rate does not appear on the
Designated Telerate Page as of 11:00 a.m., London time, on the applicable LIBOR
Determination Date:

     (i) The Trustee will request the principal London office of each Reference
Bank (as defined in Section 5.08(e)) to provide such bank's offered quotation
(expressed as a percentage per annum) to prime banks in the London interbank
market for one-month U.S. Dollar deposits as of 11:00 a.m., London time, on the
applicable LIBOR Determination Date.

     (ii) If on any LIBOR Determination Date, two or more of the Reference Banks
provide such offered quotations, LIBOR for the next Interest Accrual Period will
be the arithmetic mean of such offered quotations (rounding such arithmetic mean
upwards, if necessary, to the nearest whole multiple of 1/16%). If on any LIBOR
Determination Date only one or none of the Reference Banks provide such offered
quotations, LIBOR for the next Interest Accrual Period will be the rate per
annum the Trustee determines to be the arithmetic mean (rounding such arithmetic
mean upwards, if necessary, to the nearest whole multiple of 1/16%) of the
one-month Eurodollar lending rate that three major banks in New York City
selected by the Trustee are quoting as of approximately 11:00 a.m., New York
City time, on the first day of the applicable Interest Accrual Period.

     (iii) If on any LIBOR Determination Date the Trustee is required but unable
to determine LIBOR in the manner provided in subparagraph (ii) of this Section
5.08(a), LIBOR for the next Interest Accrual Period will be LIBOR as determined
on the previous LIBOR Determination Date, or, in the case of the first LIBOR
Determination Date, the Initial LIBOR Rate.

     (b) The establishment of LIBOR by the Trustee and the Trustee's subsequent
calculation of the Certificate Interest Rates applicable to the LIBOR
Certificates for the relevant Interest Accrual Period, in the absence of
manifest error, will be final and binding.

     (c) Within five Business Days of the Trustee's calculation of the
Certificate Interest Rates of the LIBOR Certificates, the Trustee shall furnish
to the Company by telecopy (or by such other means as the Trustee and the
Company may agree from time to time) such Certificate Interest Rates.

     (d) The Trustee shall provide to Certificateholders who inquire of it by
telephone the Certificate Interest Rates of the LIBOR Certificates for the
current and immediately preceding Interest Accrual Period.

     (e) As used herein, "Reference Banks" shall mean no more than four leading
banks engaged in transactions in Eurodollar deposits in the international
Eurocurrency market (i) with an established place of business in London,
England, (ii) whose quotations appear on the display designated "LIBO" on the
Reuters Monitor Money Rates Service (the "Reuters Screen LIBO Page") on the
applicable LIBOR Determination Date and (iii) which have been designated as such
by the Trustee and are able and willing to provide such quotations to the
Trustee on each LIBOR Determination Date. The Reference Banks initially shall
be: Barclay's plc, Bank of Tokyo, National Westminster Bank and Trust Company
and Bankers Trust Company. If any of the initial Reference Banks should be
removed from the Reuters Screen LIBO Page or in any other way fail to meet the
qualifications of a Reference Bank, or if such page is no longer published, the
Trustee, after consultation with the Company, shall use its best efforts to
designate alternate Reference Banks.

                                   ARTICLE VI

                                   THE COMPANY

     Section 6.01. Liability of the Company. The Company shall be liable in
accordance herewith only to the extent of the obligations specifically imposed
upon and undertaken by the Company herein.

     Section 6.02. Merger or Consolidation of, or Assumption of the Obligations
of, the Company. Any corporation into which the Company may be merged or
consolidated, or any corporation resulting from any merger, conversion or
consolidation to which the Company shall be a party, or any corporation
succeeding to the business of the Company, or any corporation, more than 50% of
the voting stock of which is, directly or indirectly, owned by General Electric
Company, or any limited partnership, the sole general partner of which is either
the Company or a corporation, more than 50% of the voting stock of which is
owned, directly or indirectly, by General Electric Company, which executes an
agreement of assumption to perform every obligation of the Company hereunder,
shall be the successor of the Company hereunder, without the execution or filing
of any paper or any further act on the part of any of the parties hereto,
anything herein to the contrary notwithstanding.

     Section 6.03. Assignment. The Company may assign its rights and delegate
its duties and obligations as servicer under this Agreement; provided, that (i)
the purchaser or transferee accepting such assignment or delegation is qualified
to service mortgage loans for FNMA or FHLMC, is reasonably satisfactory to the
Trustee and executes and delivers to the Trustee an agreement, in form and
substance reasonably satisfactory to the Trustee, which contains an assumption
by such purchaser or transferee of the due and punctual performance and
observance of each covenant and condition to be performed or observed by the
Company as servicer hereunder from and after the date of such agreement and (ii)
each Rating Agency's rating of any Classes of Certificates in effect immediately
prior to such assignment or delegation would not be qualified, downgraded or
withdrawn as a result thereof. In the case of any such assignment or delegation,
the Company will be released from its obligations as servicer hereunder except
for liabilities and obligations as servicer incurred prior to such assignment or
delegation.

     Section 6.04. Limitation on Liability of the Company and Others. Neither
the Company nor any of the directors or officers or employees or agents of the
Company shall be under any liability to the Trust Fund or the Certificateholders
for any action taken or for refraining from the taking of any action by the
Company pursuant to this Agreement, or for errors in judgment; provided,
however, that this provision shall not protect the Company or any such person
against any liability which would otherwise be imposed by reason of willful
misfeasance, bad faith or gross negligence in the performance of duties of the
Company or by reason of reckless disregard of obligations and duties of the
Company hereunder. The Company and any director or officer or employee or agent
of the Company may rely in good faith on any document of any kind prima facie
properly executed and submitted by any Person respecting any matters arising
hereunder. The Company and any director or officer or employee or agent of the
Company shall be indemnified by the Trust Fund and held harmless against any
loss, liability or expense incurred in connection with any legal action relating
to this Agreement or the Certificates, other than any loss, liability or expense
related to any specific Mortgage Loan or Mortgage Loans (except as any such
loss, liability or expense shall be otherwise reimbursable pursuant to this
Agreement) and any loss, liability or expense incurred by reason of willful
misfeasance, bad faith or gross negligence in the performance of duties
hereunder or by reason of reckless disregard of obligations and duties
hereunder. The Company shall be under no obligation to appear in, prosecute or
defend any legal action which is not incidental to its duties to service the
Mortgage Loans in accordance with this Agreement and which in its opinion may
involve it in any expense or liability; provided, however, that the Company may
in its sole discretion undertake any such action which it may deem necessary or
desirable in respect of this Agreement, and the rights and duties of the parties
hereto and the interests of the Certificateholders hereunder. In such event, the
legal expenses and costs of such action and any liability resulting therefrom
shall be expenses, costs and liabilities of the Trust Fund and the Company shall
be entitled to be reimbursed therefor from amounts credited to the applicable
Mortgage Loan Payment Record as provided by Section 3.04.

     Section 6.05. The Company Not to Resign. Subject to the provisions of
Sections 6.02 and 6.03, the Company shall not resign from the obligations and
duties hereby imposed on it except upon determination that the performance of
its duties hereunder is no longer permissible under applicable law. Any such
determination permitting the resignation of the Company shall be evidenced by an
Opinion of Counsel to such effect delivered to the Trustee. No such resignation
shall become effective until the Trustee or a successor servicer shall have
assumed the responsibilities and obligations of the Company in accordance with
Section 7.02.

                                  ARTICLE VII

                                     DEFAULT

     Section 7.01. Events of Default. If any one of the following events
("Events of Default") shall occur and be continuing:

     (i) Any failure by the Company to make any payment to the Trustee of funds
pursuant to Section 3.02(d) out of which distributions to Certificateholders of
any Class are required to be made under the terms of the Certificates and this
Agreement which failure continues unremedied for a period of three Business Days
after the date upon which written notice of such failure shall have been given
to the Company by the Trustee or to the Company and the Trustee by Holders of
Certificates of each Class affected thereby evidencing, as to each such Class,
Percentage Interests aggregating not less than 25%; or

     (ii) Failure on the part of the Company duly to observe or perform in any
material respect any other covenants or agreements of the Company set forth in
the Certificates or in this Agreement, which covenants and agreements (A)
materially affect the rights of Certificateholders and (B) continue unremedied
for a period of 60 days after the date on which written notice of such failure,
requiring the same to be remedied, shall have been given to the Company by the
Trustee, or to the Company and the Trustee by the Holders of Certificates of
each Class affected thereby evidencing, as to each such Class, Percentage
Interests aggregating not less than 25%; or

     (iii) The entry of a decree or order by a court or agency or supervisory
authority having jurisdiction in the premises for the appointment of a
conservator, receiver or liquidator in any insolvency, readjustment of debt,
marshalling of assets and liabilities or similar proceedings of or relating to
the Company, or for the winding up or liquidation of the Company's affairs, and
the continuance of any such decree or order unstayed and in effect for a period
of 60 consecutive days; or

     (iv) The consent by the Company to the appointment of a conservator or
receiver or liquidator in any insolvency, readjustment of debt, marshalling of
assets and liabilities or similar proceedings of or relating to the Company or
of or relating to substantially all of its property; or the Company shall admit
in writing its inability to pay its debts generally as they become due, file a
petition to take advantage of any applicable insolvency or reorganization
statute, make an assignment for the benefit of its creditors, or voluntarily
suspend payment of its obligations;

then, and in each and every such case, so long as an Event of Default shall
not have been remedied by the Company, either the Trustee, or the Holders of
Certificates of each Class affected thereby evidencing, as to each such Class,
Percentage Interests aggregating not less than 51%, by notice then given in
writing to the Company (and to the Trustee if given by the Certificateholders)
may terminate all of the rights and obligations of the Company as servicer under
this Agreement. On or after the receipt by the Company of such written notice,
all authority and power of the Company under this Agreement, whether with
respect to the Certificates or the Mortgage Loans or otherwise, shall pass to
and be vested in the Trustee pursuant to and under this Section 7.01; and,
without limitation, the Trustee is hereby authorized and empowered to execute
and deliver, on behalf of the Company, as attorney-in-fact or otherwise, any and
all documents and other instruments, and to do or accomplish all other acts or
things necessary or appropriate to effect the purposes of such notice of
termination, whether to complete the transfer and endorsement of the Mortgage
Loans and related documents, or otherwise, including, without limitation, the
recordation of the assignments of the Mortgage Loans to it. The Company agrees
to cooperate with the Trustee in effecting the termination of the
responsibilities and rights of the Company hereunder, including, without
limitation, the transfer to the Trustee for the administration by it of all cash
amounts that shall at the time be held by the Company and that have been or
should have been credited by it to the Mortgage Loan Payment Records, or that
have been deposited by the Company in the Certificate Account or are thereafter
received by the Company with respect to the Mortgage Loans. In addition to any
other amounts which are then, or, notwithstanding the termination of its
activities as servicer, may become, payable to the Company under this Agreement,
the Company shall be entitled to receive out of any delinquent payment on
account of interest on a Mortgage Loan, due during the period prior to the
notice pursuant to this Section 7.01 which terminates the obligation and rights
of the Company hereunder and received after such notice, that portion of such
payment which it would have been entitled to retain pursuant to Section 3.04(vi)
if such notice had not been given.

     Section 7.02. Trustee to Act; Appointment of Successor. (a) On and after
the time the Company receives a notice of termination pursuant to Section 7.01,
the Trustee shall be the successor in all respects to the Company in its
capacity as servicer under this Agreement and the transactions set forth or
provided for herein and shall succeed to all the rights of and be subject to all
the responsibilities, duties and liabilities relating thereto placed on the
Company in its capacity as servicer by the terms and provisions hereof;
provided, however, that the responsibilities and duties of the Company pursuant
to Sections 2.02 and 2.03(a) and, if the Trustee is prohibited by law or
regulation from making Monthly Advances, the responsibility to make Monthly
Advances pursuant to Section 4.04, shall not be the responsibilities, duties or
obligations of the Trustee; and provided further, that any failure of the
Trustee to perform such duties and responsibilities that is caused by the
Company's failure to cooperate with the Trustee as required by Section 7.01
shall not be considered a default by the Trustee hereunder. As compensation
therefor, the Trustee shall, except as provided in Section 7.01, be entitled to
such compensation as the Company would have been entitled to hereunder if no
such notice of termination had been given. Notwithstanding the above, the
Trustee may, if it shall be unwilling so to act, or shall, if it is legally
unable so to act, appoint, or petition a court of competent jurisdiction to
appoint, any established housing and home finance institution approved to
service mortgage loans for either FNMA or FHLMC, having a net worth of not less
than $10,000,000, as the successor to the Company hereunder in the assumption of
all or any part of the responsibilities, duties or liabilities of the Company
hereunder. Pending appointment of a successor to the Company pursuant to this
Article VII, unless the Trustee is prohibited by law from so acting, the Trustee
shall act in such capacity as hereinabove provided. In connection with such
appointment and assumption, the Trustee may make such arrangements for the
compensation of such successor out of payments on the related Mortgage Loans as
it and such successor shall agree; provided, however, that no such compensation
shall be in excess of that permitted the Company hereunder. The Trustee and such
successor shall take such action, consistent with this Agreement, as shall be
necessary to effectuate any such succession.

     (b) Any successor, including the Trustee, to the Company as servicer
pursuant to this Article VII shall during the term of its service as servicer
maintain in force (i) a policy or policies of insurance covering errors and
omissions in the performance of its obligations as servicer hereunder, and (ii)
a fidelity bond in respect of its officers, employees and agents to the same
extent as the Company is so required pursuant to Section 3.15.

     Section 7.03. Notification to Certificateholders. Upon any termination or
appointment of a successor to the Company pursuant to this Article VII, the
Trustee shall give prompt written notice thereof to the Certificateholders at
their respective addresses appearing in the Certificate Register.

                                  ARTICLE VIII

                                   THE TRUSTEE

     Section 8.01. Duties of Trustee. The Trustee, prior to the occurrence of an
Event of Default and after the curing of all Events of Default which may have
occurred, undertakes to perform such duties and only such duties as are
specifically set forth in this Agreement. If an Event of Default has occurred
(which has not been cured), the Trustee shall exercise such of the rights and
powers vested in it by this Agreement, and use the same degree of care and skill
in their exercise, as a prudent person would exercise or use under the
circumstances in the conduct of his or her own affairs.

     The Trustee, upon receipt of all resolutions, certificates, statements,
opinions, reports, documents, orders or other instruments furnished to the
Trustee which are specifically required to be furnished pursuant to any
provision of this Agreement, shall examine them to determine whether they
conform to the requirements of this Agreement.

     No provision of this Agreement shall be construed to relieve the Trustee
from liability for its own negligent action, its own negligent failure to act or
its own misconduct; provided, however, that:

     (i) Prior to the occurrence of an Event of Default, and after the curing of
all such Events of Default which may have occurred, the duties and obligations
of the Trustee shall be determined solely by the express provisions of this
Agreement, the Trustee shall not be liable except for the performance of such
duties and obligations as are specifically set forth in this Agreement, no
implied covenants or obligations shall be read into this Agreement against the
Trustee and, in the absence of bad faith on the part of the Trustee, the Trustee
may conclusively rely, as to the truth of the statements and the correctness of
the opinions expressed therein, upon any certificates or opinions furnished to
the Trustee and conforming to the requirements of this Agreement;

     (ii) The Trustee shall not be personally liable for an error of judgment
made in good faith by a Responsible Officer of the Trustee, unless it shall be
proved that the Trustee was negligent in performing its duties in accordance
with the terms of this Agreement;

     (iii) The Trustee shall not be personally liable with respect to any action
taken, suffered or omitted to be taken by it in good faith in accordance with
the direction of the Holders of Certificates of each Class affected thereby
evidencing, as to each such Class, Percentage Interests aggregating not less
than 25%, relating to the time, method and place of conducting any proceeding
for any remedy available to the Trustee, or exercising any trust or power
conferred upon the Trustee, under this Agreement; and

     (iv) The Trustee shall not be charged with knowledge of (A) any failure by
the Company to comply with the obligations of the Company referred to in clauses
(i) and (ii) of Section 7.01, (B) the rating downgrade referred to in the
definition of "Trigger Event" or (C) any failure by the Company to comply with
the obligations of the Company to record the assignments of Mortgages referred
to in Section 2.01 unless a Responsible Officer of the Trustee at the Corporate
Trust Office obtains actual knowledge of such failures, occurrence or downgrade
or the Trustee receives written notice of such failures, occurrence or downgrade
from the Company or the Holders of Certificates of each Class affected thereby
evidencing, as to each such Class, Percentage Interests aggregating not less
than 25%.

     Subject to any obligation of the Trustee to make Monthly Advances as
provided herein, the Trustee shall not be required to expend or risk its own
funds or otherwise incur financial liability in the performance of any of its
duties hereunder, or in the exercise of any of its rights or powers, if there is
reasonable ground for believing that the repayment of such funds or adequate
indemnity against such risk or liability is not reasonably assured to it, and
none of the provisions contained in this Agreement shall in any event require
the Trustee to perform, or be responsible for the manner of performance of, any
of the obligations of the Company under this Agreement, except during such time,
if any, as the Trustee shall be the successor to, and be vested with the rights,
duties, powers and privileges of, the Company in accordance with the terms of
this Agreement.

     Section 8.02. Certain Matters Affecting the Trustee. Except as otherwise
provided in Section 8.01:

     (i) The Trustee may conclusively rely and shall be protected in acting or
refraining from acting upon any resolution, Officer's Certificate, certificate
of auditors or any other certificate, statement, instrument, opinion, report,
notice, request, consent, order, appraisal, bond or other paper or document
believed by it to be genuine and to have been signed or presented by the proper
party or parties;

     (ii) The Trustee may consult with counsel and any Opinion of Counsel shall
be full and complete authorization and protection in respect of any action taken
or suffered or omitted by it hereunder in good faith and in accordance with such
Opinion of Counsel;

     (iii) The Trustee shall be under no obligation to exercise any of the
rights or powers vested in it by this Agreement, or to institute, conduct or
defend any litigation hereunder or in relation hereto, at the request, order or
direction of any of the Certificateholders, pursuant to the provisions of this
Agreement, unless such Certificateholders shall have offered to the Trustee
reasonable security or indemnity against the costs, expenses and liabilities
which may be incurred therein or thereby; nothing contained herein shall,
however, relieve the Trustee of the obligations, upon the occurrence of an Event
of Default (which has not been cured), to exercise such of the rights and powers
vested in it by this Agreement, and to use the same degree of care and skill in
their exercise as a prudent person would exercise or use under the circumstances
in the conduct of his or her own affairs;

     (iv) The Trustee shall not be personally liable for any action taken,
suffered or omitted by it in good faith and believed by it to be authorized or
within the discretion or rights or powers conferred upon it by this Agreement;

     (v) Prior to the occurrence of an Event of Default and after the curing of
all Events of Default which may have occurred, the Trustee shall not be bound to
make any investigation into the facts or matters stated in any resolution,
certificate, statement, instrument, opinion, report, notice, request, consent,
order, approval, bond or other paper or documents, unless requested in writing
so to do by Holders of Certificates of each Class affected thereby evidencing,
as to each such Class, Percentage Interests aggregating not less than 25%;
provided, however, that if the payment within a reasonable time to the Trustee
of the costs, expenses or liabilities likely to be incurred by it in the making
of such investigation is, in the opinion of the Trustee, not reasonably assured
to the Trustee by the security afforded to it by the terms of this Agreement,
the Trustee may require reasonable indemnity against such cost, expense or
liability as a condition to such proceeding. The reasonable expense of every
such investigation shall be paid by the Company or, if paid by the Trustee,
shall be reimbursed by the Company upon demand. Nothing in this clause (v) shall
derogate from the obligation of the Company to observe any applicable law
prohibiting disclosure of information regarding the Mortgagors; and

     (vi) The Trustee may execute any of the trusts or powers hereunder or
perform any duties hereunder either directly or by or through agents or
attorneys or a custodian.

     Section 8.03. Trustee Not Liable for Certificates or Mortgage Loans. The
recitals contained herein and in the Certificates (other than the signature and
countersignature of the Trustee on the Certificates) shall be taken as the
statements of the Company, and the Trustee assumes no responsibility for the
correctness of the same. The Trustee makes no representations as to the validity
or sufficiency of this Agreement or of the Certificates (other than the
signature and countersignature of the Trustee on the Certificates) or of any
Mortgage Loan or related document. The Trustee shall not be accountable for the
use or application by the Company of any of the Certificates or of the proceeds
of such Certificates, or for the use or application of any funds paid to the
Company in respect of the Mortgage Loans or deposited in or withdrawn from the
Certificate Account by the Company.

     Section 8.04. Trustee May Own Certificates. The Trustee in its individual
or any other capacity may become the owner or pledgee of Certificates with the
same rights as it would have if it were not Trustee.

     Section 8.05. The Company to Pay Trustee's Fees and Expenses. The Company
covenants and agrees to pay to the Trustee from time to time, and the Trustee
shall be entitled to, reasonable compensation (which shall not be limited by any
provision of law in regard to the compensation of a trustee of an express trust)
for all services rendered by it in the execution of the trusts hereby created
and in the exercise and performance of any of the powers and duties hereunder of
the Trustee, and the Company will pay or reimburse the Trustee upon its request
for all reasonable expenses, disbursements and advances (including any Monthly
Advances of the Trustee not previously reimbursed thereto pursuant to Section
3.04) incurred or made by the Trustee in accordance with any of the provisions
of this Agreement (including the reasonable compensation and the expenses and
disbursements of its counsel and of all persons not regularly in its employ)
except any such expense, disbursement or advance as may arise from its
negligence or bad faith or which is the responsibility of Certificateholders
hereunder. In addition, the Company covenants and agrees to indemnify the
Trustee from, and hold it harmless against, any and all losses, liabilities,
damages, claims or expenses other than those resulting from the negligence or
bad faith of the Trustee. From time to time, the Trustee may request that the
Company debit each Mortgage Loan Payment Record pursuant to Section 3.04 to
reimburse the Trustee for any related Monthly Advances and Nonrecoverable
Advances.

     Section 8.06. Eligibility Requirements for Trustee. The Trustee hereunder
shall at all times be a corporation having its principal office either in the
State of New York or in the same state as that in which the initial Trustee
under this Agreement has its principal office and organized and doing business
under the laws of such State or the United States of America, authorized under
such laws to exercise corporate trust powers, having a combined capital and
surplus of at least $50,000,000 and subject to supervision or examination by
federal or state authority. If such corporation publishes reports of condition
at least annually, pursuant to law or to the requirements of the aforesaid
supervising or examining authority, then for the purposes of this Section 8.06,
the combined capital and surplus of such corporation shall be deemed to be its
combined capital and surplus as set forth in its most recent report of condition
so published. The Trustee shall not be an affiliate of the Company. In case at
any time the Trustee shall cease to be eligible in accordance with the
provisions of this Section 8.06, the Trustee shall resign immediately in the
manner and with the effect specified in Section 8.07.

     Section 8.07. Resignation or Removal of Trustee. The Trustee may at any
time resign and be discharged from the trusts hereby created by giving written
notice thereof to the Company. Upon receiving such notice of resignation, the
Company shall promptly appoint a successor Trustee by written instrument, in
duplicate, one copy of which instrument shall be delivered to the resigning
Trustee and one copy to the successor Trustee. If no successor Trustee shall
have been so appointed and having accepted appointment within 30 days after the
giving of such notice of resignation, the resigning Trustee may petition any
court of competent jurisdiction for the appointment of a successor Trustee.

     If the conditions in any of the following clauses (i), (ii) or (iii) shall
occur at any time, the Company may remove the Trustee: (i) the Trustee shall
cease to be eligible in accordance with the provisions of Section 8.06 and shall
fail to resign after written request therefor by the Company; (ii) the Trustee
shall be legally unable to act, or shall be adjudged a bankrupt or insolvent, or
a receiver of the Trustee or of its property shall be appointed, or any public
officer shall take charge or control of the Trustee or of its property or
affairs for the purpose of rehabilitation, conservation or liquidation; or (iii)
the replacement of the Trustee with a successor Trustee will enable the Company
to avoid (and should, based on the information included in the notice referred
to below, result in the avoidance of) a downgrading of the ratings assigned to
the Certificates by the Rating Agencies (whether or not other actions could
avoid such downgrading) and no Event of Default, as provided by Section 7.01
hereof, shall have occurred or be continuing; provided, however, that no action
shall be taken pursuant to this clause (iii) unless reasonable notice shall have
been provided to the Trustee, which notice shall set forth the basis for any
rating downgrade as contemplated by the Rating Agencies and shall also indicate
the manner in which such proposed action is intended to avoid such downgrade. If
it removes the Trustee under the authority of the immediately preceding
sentence, the Company shall promptly appoint a successor trustee by written
instrument, in duplicate, one copy of which instrument shall be delivered to the
Trustee so removed and one copy to the successor trustee.

     Any resignation or removal of the Trustee and appointment of a successor
Trustee pursuant to any of the provisions of this Section 8.07 shall not become
effective until acceptance of appointment by the successor Trustee as provided
in Section 8.08.

     Section 8.08. Successor Trustee. Any successor Trustee appointed as
provided in Section 8.07 shall execute, acknowledge and deliver to the Company
and to its predecessor Trustee an instrument accepting such appointment
hereunder, and thereupon the resignation or removal of the predecessor Trustee
shall become effective and such successor Trustee, without any further act, deed
or conveyance, shall become fully vested with all the rights, powers, duties and
obligations of its predecessor hereunder, with like effect as if originally
named as Trustee. The predecessor Trustee shall deliver to the successor Trustee
all Mortgage Files and related documents and statements held by it hereunder;
and the Company and the predecessor Trustee shall execute and deliver such
instruments and do such other things as may reasonably be required for fully and
certainly vesting and confirming in the successor Trustee all such rights,
powers, duties and obligations.

     No successor Trustee shall accept appointment as provided in this Section
8.08 unless at the time of such acceptance such successor Trustee shall be
eligible under the provisions of Section 8.06.

     Upon acceptance of appointment by a successor Trustee as provided in this
Section 8.08, the Company shall mail notice of the succession of such Trustee
hereunder to all holders of Certificates at their addresses as shown in the
Certificate Register. If the Company fails to mail such notice within 10 days
after acceptance of appointment by the successor Trustee, the successor Trustee
shall cause such notice to be mailed at the expense of the Company.

     Section 8.09. Merger or Consolidation of Trustee. Any corporation into
which the Trustee may be merged or converted or with which it may be
consolidated, or any corporation resulting from any merger, conversion or
consolidation to which the Trustee shall be a party, or any corporation
succeeding to the corporate trust business of the Trustee, shall be the
successor of the Trustee hereunder, provided that such corporation shall be
eligible under the provisions of Section 8.06, without the execution or filing
of any paper or any further act on the part of any of the parties hereto,
anything herein to the contrary notwithstanding.

     Section 8.10. Appointment of Co-Trustee or Separate Trustee.
Notwithstanding any other provisions of this Agreement, at any time, for the
purpose of meeting any legal requirements of any jurisdiction in which any part
of the Trust Fund or property securing any Mortgage Note may at the time be
located, the Company and the Trustee acting jointly shall have the power and
shall execute and deliver all instruments to appoint one or more Persons
approved by the Trustee to act as co-trustee or co-trustees, jointly with the
Trustee, of all or any part of the Trust Fund, or separate trustee or separate
trustees of any part of the Trust Fund, and to vest in such Person or Persons,
in such capacity and for the benefit of the Certificateholders, such title to
the Trust Fund, or any part thereof, and, subject to the other provisions of
this Section 8.10, such powers, duties, obligations, rights and trusts as the
Company and the Trustee may consider necessary or desirable. If the Company
shall not have joined in such appointment within 15 days after the receipt by it
of a request so to do, or in case an Event of Default shall have occurred and be
continuing, the Trustee alone shall have the power to make such appointment. No
co-trustee or separate trustee hereunder shall be required to meet the terms of
eligibility as a successor trustee under Section 8.06 and no notice to
Certificateholders of the appointment of any co-trustee or separate trustee
shall be required under Section 8.08.

     Every separate trustee and co-trustee shall, to the extent permitted by
law, be appointed and act subject to the following provisions and conditions:

     (i) All rights, powers, duties and obligations conferred or imposed upon
the Trustee shall be conferred or imposed upon and exercised or performed by the
Trustee and such separate trustee or co-trustee jointly (it being understood
that such separate trustee or co-trustee is not authorized to act separately
without the Trustee joining in such act), except to the extent that under any
law of any jurisdiction in which any particular act or acts are to be performed
(whether as Trustee hereunder or as successor to the Company hereunder), the
Trustee shall be incompetent or unqualified to perform such act or acts, in
which event such rights, powers, duties and obligations (including the holding
of title to the Trust Fund or any portion thereof in any such jurisdiction)
shall be exercised and performed singly by such separate trustee or co-trustee,
but solely at the direction of the Trustee;

     (ii) No trustee hereunder shall be held personally liable by reason of any
act or omission of any other trustee hereunder; and

     (iii) The Company and the Trustee acting jointly may at any time accept the
resignation of or remove any separate trustee or co-trustee.

     Any notice, request or other writing given to the Trustee shall be deemed
to have been given to each of the then separate trustees and co-trustees, as
effectively as if given to each of them. Every instrument appointing any
separate trustee or co-trustee shall refer to this Agreement and the conditions
of this Article VIII. Each separate trustee and co-trustee, upon its acceptance
of the trusts conferred, shall be vested with the estates or property specified
in its instrument of appointment, either jointly with the Trustee or separately,
as may be provided therein, subject to all the provisions of this Agreement,
specifically including every provision of this Agreement relating to the conduct
of, affecting the liability of, or affording protection to, the Trustee. Every
such instrument shall be filed with the Trustee and a copy thereof given to the
Company.

     Any separate trustee or co-trustee may, at any time, constitute the
Trustee, its agent or attorney-in-fact, with full power and authority, to the
extent not prohibited by law, to do any lawful act under or in respect of this
Agreement on its behalf and in its name. If any separate trustee or co-trustee
shall die, become incapable of acting, resign or be removed, all of its estates,
properties, rights, remedies and trusts shall vest in and be exercised by the
Trustee, to the extent permitted by law, without the appointment of a new or
successor trustee.

     Section 8.11. Compliance with REMIC Provisions; Tax Returns. The Trustee
shall at all times act in such a manner in the performance of its duties
hereunder as shall be necessary to prevent the Trust Fund from failing to
qualify as a REMIC and to prevent the imposition of a tax on the Trust Fund or
the REMIC established hereunder. The Trustee, upon request, will furnish the
Company with all such information within its possession as may be reasonably
required in connection with the preparation of all tax returns of the Trust Fund
and any Reserve Fund, and shall, upon request, execute such returns.

                                   ARTICLE IX

                                   TERMINATION

     Section 9.01. Termination upon Repurchase by the Company or Liquidation of
All Mortgage Loans. Subject to Section 9.02, the respective obligations and
responsibilities of the Company and the Trustee created hereby (other than the
obligation of the Trustee to make certain payments to Certificateholders after
the final Distribution Date and the obligation of the Trustee to send certain
notices as hereinafter set forth) shall terminate upon the last action required
to be taken by the Trustee on the final Distribution Date pursuant to this
Article IX following the earlier of (a) the repurchase by the Company of all
Mortgage Loans and all REO Mortgage Loans remaining in the Trust Fund at a price
equal to the sum of (x) 100% of the unpaid principal balance of each Mortgage
Loan (other than any REO Mortgage Loans described in the following clause) as of
the first day of the month in which such purchase price is to be distributed to
Certificateholders plus accrued and unpaid interest thereon at the applicable
Net Mortgage Rate (less any amounts constituting previously unreimbursed Monthly
Advances) to the first day of the month in which such purchase price is to be
distributed to Certificateholders and (y) the appraised value of any REO
Mortgage Loan (less the good faith estimate of the Company of Liquidation
Expenses to be incurred in connection with its disposal thereof), such appraisal
to be conducted by an appraiser mutually agreed upon by the Company and the
Trustee, and (b) the later of the final payment or other liquidation (or any
Monthly Advance with respect thereto) of the last Mortgage Loan remaining in the
Trust Fund or the disposition of all property acquired upon foreclosure or by
deed in lieu of foreclosure of any Mortgage Loan; provided, however, that in no
event shall the Trust Fund created hereby continue beyond the expiration of 21
years from the death of the last survivor of the descendants of Joseph P.
Kennedy, the late ambassador of the United States of America to the Court of St.
James's, living on the date of this Agreement. The right of the Company to
repurchase all Mortgage Loans pursuant to clause (a) above shall be conditioned
upon the aggregate of the Scheduled Principal Balance of the Outstanding
Mortgage Loans, at the time of any such repurchase, aggregating less than 10
percent of the aggregate of the Scheduled Principal Balance of the Mortgage
Loans as of the Cut-off Date.

     Notice of any termination, specifying the Distribution Date upon which the
Certificateholders may surrender their Certificates to the Trustee for payment
of the final distribution and cancellation, shall be given promptly by the
Trustee by letter to Certificateholders mailed not earlier than the 15th day and
not later than the 25th day of the month next preceding the month of such final
distribution specifying (A) the Distribution Date upon which final payment of
the Certificates will be made upon presentation and surrender of the
Certificates at the office of the Trustee therein designated, (B) the amount of
any such final payment and (C) that the Record Date otherwise applicable to such
Distribution Date is not applicable, payments being made only upon presentation
and surrender of the Certificates at the office of the Trustee therein
specified. The Trustee shall give such notice to the Certificate Registrar at
the time such notice is given to Certificateholders. In the event such notice is
given in connection with the exercise by the Company of its right of repurchase,
the Company shall deposit in the Certificate Account not later than 11:00 a.m.
on the Business Day prior to the final Distribution Date in next-day funds an
amount equal to the price described above. Upon presentation and surrender of
the Certificates, the Trustee shall cause to be distributed to
Certificateholders an amount equal to the price calculated as above provided,
any such repurchase being in lieu of the distribution otherwise required to be
made on the Distribution Date upon which the repurchase is effected. Upon
certification to the Trustee by a Servicing Officer following such final
deposit, the Trustee shall promptly release to the Company the Mortgage Files
for the repurchased Mortgage Loans.

     On the final Distribution Date, the Trustee shall distribute amounts on
deposit in the Certificate Account and, if applicable, in any Rounding Account,
in accordance with the applicable priorities and uses provided by Sections 4.01
and 4.10. Distributions on each Certificate shall be made on the final
Distribution Date in the manner specified in Section 4.02 but only upon
presentation and surrender of the Certificates.

     In the event that all of the Certificateholders shall not surrender their
Certificates for cancellation within six months after the date specified in the
above-mentioned written notice, the Trustee shall give a second written notice
to the remaining Certificateholders to surrender their Certificates for
cancellation and receive the final distribution with respect thereto. If within
one year after the second notice all the Certificates shall not have been
surrendered for cancellation, the Trustee may take appropriate steps, or may
appoint an agent to take appropriate steps, to contact the remaining
Certificateholders concerning surrender of their Certificates, and the cost
thereof shall be paid out of the funds and other assets which remain subject
hereto.

     Section 9.02. Additional Termination Requirements. (a) In the event the
Company exercises its purchase option as provided in Section 9.01, the Trust
Fund and the REMIC established hereunder shall be terminated in accordance with
the following additional requirements, unless the Trustee has been supplied with
an Opinion of Counsel to the effect that the failure to comply with the
requirements of this Section 9.02 will not (i) result in the imposition of taxes
on "prohibited transactions" of any such REMIC as defined in section 860F of the
Code, or (ii) cause the Trust Fund to fail to qualify as a REMIC at any time
that any Certificates are outstanding:

     (i) Within 90 days prior to the final Distribution Date set forth in the
notice given by the Trustee under Section 9.01, the Company shall prepare and
the Trustee shall execute and adopt a plan of complete liquidation for such
REMIC within the meaning of section 860F(a)(4)(A)(i) of the Code, which shall be
evidenced by such notice; and

     (ii) Within 90 days after the time of adoption of such a plan of complete
liquidation, the Trustee shall sell all of the assets of the Trust Fund to the
Company for cash in accordance with Section 9.01.

     (b) By their acceptance of the Residual Certificates, the Holders thereof
hereby authorize the Trustee to adopt such a plan of complete liquidation which
authorization shall be binding on all successor Holders of the Residual
Certificates.

     (c) On the final federal income tax return for the REMIC established
hereunder, the Trustee will attach a statement specifying the date of the
adoption of the plan of liquidation.

                                   ARTICLE X

                            MISCELLANEOUS PROVISIONS


     Section 10.01. Amendment. This Agreement may be amended from time to time
by the Company and the Trustee, without the consent of any of the
Certificateholders, to cure any ambiguity, to correct or supplement any
provisions herein or therein which may be defective or inconsistent with any
other provisions herein, or to surrender any right or power herein conferred
upon the Company, or to add any other provisions with respect to matters or
questions arising under this Agreement, which shall not be materially
inconsistent with the provisions of this Agreement; provided, however, that such
action shall not, as evidenced by an Opinion of Counsel, adversely affect in any
material respect the interests of any Certificateholder. Notwithstanding the
foregoing, without the consent of the Certificateholders, the Trustee and the
Company may at any time and from time to time amend this Agreement to modify,
eliminate or add to any of its provisions to such extent as shall be necessary
or appropriate to maintain the qualification of the Trust Fund as a REMIC under
the Code or to avoid or minimize the risk of the imposition of any tax on the
Trust Fund pursuant to the Code that would be a claim against the Trust Fund at
any time prior to the final redemption of the Certificates, provided that the
Trustee has obtained an opinion of independent counsel (which opinion also shall
be addressed to the Company) to the effect that such action is necessary or
appropriate to maintain such qualification or to avoid or minimize the risk of
the imposition of such a tax.

     This Agreement may also be amended from time to time by the Company and the
Trustee with the consent of Holders of Certificates evidencing (i) not less than
66% of the Voting Rights of all the Certificates or (ii) Percentage Interests
aggregating not less than 66% of each Class affected by such amendment, for the
purpose of adding any provisions to or changing in any manner or eliminating any
of the provisions of this Agreement, or of modifying in any manner the rights of
the Holders of Certificates; provided, however, that no such amendment shall (a)
reduce in any manner the amount of, or delay the timing of, collections of
payments on the Mortgage Loans or distributions which are required to be made on
any Certificate without the consent of the Holder of such Certificate, (b)
adversely affect in any material respects the interests of the Holders of any
Class of Certificates in any manner other than as described in (a), without the
consent of the Holders of Certificates evidencing Percentage Interests
aggregating not less than 66% of such Class, or (c) reduce the aforesaid
percentages of Certificates of any Class required to consent to any such
amendment, without the consent of the Holders of all Certificates of such Class
then outstanding. For purposes of this paragraph, references to "Holder" or
"Holders" shall be deemed to include, in the case of any Class of Book-Entry
Certificates, the related Certificate Owners.

     Notwithstanding any contrary provision of this Agreement, the Trustee shall
not consent to any amendment to this Agreement unless it shall have first
received an Opinion of Counsel to the effect that such amendment will not
subject the Trust Fund to tax or cause the Trust Fund to fail to qualify as a
REMIC at any time that any Certificates are outstanding.

     Promptly after the execution of any such amendment or consent the Trustee
shall furnish written notification of the substance of such amendment to each
Certificateholder.

     It shall not be necessary for the consent of Certificateholders under this
Section 10.01 to approve the particular form of any proposed amendment, but it
shall be sufficient if such consent shall approve the substance thereof. The
manner of obtaining such consents and of evidencing the authorization of the
execution thereof by Certificateholders shall be subject to such reasonable
requirements as the Trustee may prescribe.

     Section 10.02. Recordation of Agreement. This Agreement is subject to
recordation in all appropriate public offices for real property records in all
the counties or other comparable jurisdictions in which any or all of the
properties subject to the Mortgages are situated, and in any other appropriate
public recording office or elsewhere, such recordation to be effected by the
Company and at its expense on direction by the Trustee, but only upon direction
of the Trustee accompanied by an Opinion of Counsel to the effect that such
recordation materially and beneficially affects the interests of
Certificateholders.

     For the purpose of facilitating the recordation of this Agreement as herein
provided and for other purposes, this Agreement may be executed simultaneously
in any number of counterparts, each of which counterparts shall be deemed to be
an original, and such counterparts shall constitute but one and the same
instrument.

     Section 10.03. Limitation on Rights of Certificateholders. The death or
incapacity of any Certificateholder shall not operate to terminate this
Agreement or the Trust Fund, nor entitle such Certificateholder's legal
representatives or heirs to claim an accounting or to take any action or
commence any proceeding in any court for a partition or winding up of the Trust
Fund, nor otherwise affect the rights, obligations and liabilities of the
parties hereto or any of them.

     No Certificateholder shall have any right to vote (except as provided in
Section 10.01) or in any manner otherwise control the operation and management
of the Trust Fund, or the obligations of the parties hereto, nor shall anything
herein set forth, or contained in the terms of the Certificates, be construed so
as to constitute the Certificateholders from time to time as partners or members
of an association; nor shall any Certificateholder be under any liability to any
third person by reason of any action taken by the parties to this Agreement
pursuant to any provision hereof.

     No Certificateholder shall have any right by virtue or by availing itself
of any provisions of this Agreement to institute any suit, action or proceeding
in equity or at law upon or under or with respect to this Agreement, unless such
Holder previously shall have given to the Trustee a written notice of default
and of the continuance thereof, as hereinbefore provided, and unless also the
Holders of Certificates of each Class affected thereby evidencing, as to each
such Class, Percentage Interests aggregating not less than 25% shall have made
written request upon the Trustee to institute such action, suit or proceeding in
its own name as Trustee hereunder and shall have offered to the Trustee such
reasonable indemnity as it may require against the costs, expenses and
liabilities to be incurred therein or thereby, and the Trustee, for 60 days
after its receipt of such notice, request and offer of indemnity, shall have
neglected or refused to institute any such action, suit or proceeding; it being
understood and intended, and being expressly covenanted by each
Certificateholder with every other Certificateholder and the Trustee, that no
one or more Holders of Certificates shall have any right in any manner whatever
by virtue or by availing itself or themselves of any provisions of this
Agreement to affect, disturb or prejudice the rights of the Holders of any other
of the Certificates, or to obtain or seek to obtain priority over or preference
to any other such Holder, or to enforce any right under this Agreement, except
in the manner herein provided and, subject to the priority of payments pursuant
to Section 4.01 and the allocation of losses pursuant to Section 4.03, for the
equal, ratable and common benefit of all Certificateholders. For the protection
and enforcement of the provisions of this Section 10.03, each and every
Certificateholder and the Trustee shall be entitled to such relief as can be
given either at law or in equity.

     Section 10.04. Governing Law. THIS AGREEMENT SHALL BE CONSTRUED IN
ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK AND THE OBLIGATIONS, RIGHTS
AND REMEDIES OF THE PARTIES HEREUNDER SHALL BE DETERMINED IN ACCORDANCE WITH
SUCH LAWS.

     Section 10.05. Notices. All demands, notices and communications hereunder
shall be in writing and shall be deemed to have been duly given if personally
delivered at or mailed by certified mail, return receipt requested, (a) in the
case of the Company, to GE Capital Mortgage Services, Inc., 3 Executive Campus,
Cherry Hill, New Jersey 08002, Attention: General Counsel, (b) in the case of
the Trustee, to State Street Bank and Trust Company, Corporate Trust Department,
225 Franklin Street, Boston, Massachusetts 02110, (c) in the case of Fitch, to
Fitch IBCA, Inc., One State Street Plaza, New York, New York 10004, Attention:
Structured Finance Surveillance, and (d) in the case of S&P, Standard and Poor's
Ratings Services, 26 Broadway, 10th Floor, New York, New York 10004, Attention:
Residential Mortgage Surveillance, or, as to each such Person, at such other
address as shall be designated by such Person in a written notice to each other
named Person. Any notice required or permitted to be mailed to a
Certificateholder shall be given by first class mail, postage prepaid, at the
address of such Holder as shown in the Certificate Register. Any notice so
mailed within the time prescribed in this Agreement shall be conclusively
presumed to have been duly given, whether or not the Certificateholder receives
such notice.

     Section 10.06. Notices to the Rating Agencies. The Company shall deliver
written notice of the following events to each Rating Agency promptly following
the occurrence thereof: material amendment to this Agreement; any Event of
Default; any Trigger Event; change in or termination of the Trustee; removal of
the Company or any successor servicer as servicer; repurchase or replacement of
any Defective Mortgage Loan pursuant to Section 2.03; and final payment to
Certificateholders. In addition, the Company shall deliver copies of the
following documents to each Rating Agency at the time such documents are
required to be delivered pursuant to this Agreement: monthly statements to
Certificateholders pursuant to Section 4.05, annual report of independent
accountants pursuant to Section 3.13 and annual servicer compliance report
pursuant to Section 3.12. Notwithstanding the foregoing, the failure to deliver
such notices or copies shall not constitute an Event of Default under this
Agreement.

     Section 10.07. Severability of Provisions. If any one or more of the
covenants, agreements, provisions or terms of this Agreement shall be for any
reason whatsoever held invalid, then to the extent permitted by law such
covenants, agreements, provisions or terms shall be deemed severable from the
remaining covenants, agreements, provisions or terms of this Agreement and shall
in no way affect the validity or enforceability of the other provisions of this
Agreement or of the Certificates or the rights of the Holders thereof.

     Section 10.08. Certificates Nonassessable and Fully Paid. It is the
intention of the Trustee that Certificateholders shall not be personally liable
for obligations of the Trust Fund, that the beneficial ownership interests
represented by the Certificates shall be nonassessable for any losses or
expenses of the Trust Fund or for any reason whatsoever, and that Certificates
upon execution, countersignature and delivery thereof by the Trustee are and
shall be deemed fully paid.

                                      * * *





     IN WITNESS WHEREOF, the Company and the Trustee have caused this Agreement
to be duly executed by their respective officers and their respective seals,
duly attested, to be hereunto affixed, all as of the day and year first above
written.

                                        GE CAPITAL MORTGAGE SERVICES, INC.


                                        By:_____________________________________
                                           Name:
                                           Title:
[SEAL]


Attest:


By:____________________________________
   Name:
   Title:


                                        STATE STREET BANK AND
                                             TRUST COMPANY,
                                             as Trustee


                                        By:_____________________________________
                                           Name:
                                           Title:
[SEAL]


Attest:


By:____________________________________
   Name:
   Title:





State of New Jersey        )
                           ) ss.:
County of Camden           )


     On the day of July, 1999 before me, a notary public in and for the State of
New Jersey, personally appeared _______________________, known to me who, being
by me duly sworn, did depose and say that he/she resides at____________________
_________________________________________________________; that he/she is a(n)
_________________________ of GE Capital Mortgage Services, Inc., a corporation
formed under the laws of the State of New Jersey, one of the parties that
executed the foregoing instrument; that he/she knows the seal of said
corporation; that the seal affixed to said instrument is such corporate seal;
that it was so affixed by order of the Board of Directors of said corporation;
and that he/she signed his/her name thereto by like order.




                                              ______________________________
                                                         Notary Public



[Notarial Seal]





The Commonwealth of Massachusetts   )
                                    ) ss.:
County of Suffolk                   )


     On the day of July, 1999 before me, a notary public in and for the
Commonwealth of Massachusetts, personally appeared ____________________, known
to me who, being by me duly sworn, did depose and say that he/she resides
at_______________________________________________; that he/she is a(n)
__________________________________ of State Street Bank and Trust Company, one
of the parties that executed the foregoing instrument; that he/she knows the
seal of said Bank; that the seal affixed to said instrument is such corporate
seal; that it was so affixed by order of the Board of Directors of said Bank;
and that he/she signed his/her name thereto by order of the Board of Directors
of said Bank.




                                                 _______________________________
                                                            Notary Public



[Notarial Seal]






                                    EXHIBIT A

                              FORMS OF CERTIFICATES



PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).

THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.



             REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15


                 evidencing a beneficial ownership interest in a
               trust fund which consists primarily of two pools of
                  conventional, fixed rate, one- to four-family
                       mortgage loans sold and serviced by


                       GE CAPITAL MORTGAGE SERVICES, INC.


No. R-                                            Initial Class A1 Certificate
                                                  Principal Balance:
Class A1                                          $81,010,950

Certificate Interest                              Initial Certificate Principal
Rate per annum: 6.75%                             Balance of this Certificate:
                                                  $
Cut-off Date:
July 1, 1999

First Distribution Date:                          CUSIP:36158GFV5
August 25, 1999



THIS CERTIFIES THAT


is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A1 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.

     The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.

     Distributions on this Certificate will be made by the Trustee by check or
money order mailed to the Person entitled thereto at the address appearing in
the Certificate Register or, upon written request by the Certificateholder, by
such other means of payment as such Person and the Trustee shall agree. Except
as otherwise provided in the Agreement, the final distribution on this
Certificate will be made in the applicable manner described above, after due
notice by the Trustee of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency
maintained for that purpose by the Trustee in New York, New York.

     This Certificate is one of a duly authorized issue of Certificates
designated as REMIC Mortgage Pass-Through Certificates, Series 1999-15, issued
in forty-three Classes (Class A1, Class A2, Class A3, Class A4, Class A5, Class
A6, Class A7, Class A8, Class A9, Class A10, Class A11, Class A12, Class A13,
Class A14, Class A15, Class A16, Class A17, Class A18, Class A19, Class A20,
Class A21, Class A22, Class A23, Class A24, Class A25, Class A26, Class A27,
Class A28, Class 2-A1, Class 2-A2, Class 2-A3, Class 2-A4, Class 2-A5, Class R,
Class 1-PO, Class 1-S, Class 2-S, Class M, Class B1, Class B2, Class B3, Class
B4 and Class B5, herein called the "Certificates").

     The Certificates are limited in right of payment to certain payments on and
collections in respect of the Mortgage Loans, all as more specifically set forth
in the Agreement. The Certificateholder, by its acceptance of this Certificate,
agrees that it will look solely to the funds on deposit in the Certificate
Account for payment hereunder and that the Trustee in its individual capacity is
not personally liable to the Certificateholders for any amount payable under
this Certificate or the Agreement or, except as expressly provided in the
Agreement, subject to any liability under the Agreement.

     As provided in the Agreement and with certain exceptions therein provided,
certain losses on the Mortgage Loans resulting from defaults by Mortgagors will
be borne by the Holders of the Class M, Class B1, Class B2, Class B3, Class B4
and Class B5 Certificates before such losses will be borne by the Holders of the
other Classes of the Certificates.

     This Certificate does not purport to summarize the Agreement and reference
is made to the Agreement for the interests, rights and limitations of rights,
benefits, obligations and duties evidenced hereby, and the rights, duties and
immunities of the Trustee.

     The Agreement permits, with certain exceptions therein provided, the
amendment thereof and the modification of the rights and obligations of the
Company and the rights of the Certificateholders under the Agreement at any time
by the Company and the Trustee with the consent of the Holders of Certificates
evidencing not less than 66% of all the Voting Rights as defined in the
Agreement. Any such consent by the Holder of this Certificate shall be
conclusive and binding on such Holder and upon all future Holders of this
Certificate and of any Certificate issued upon the transfer hereof or in
exchange herefor or in lieu hereof whether or not notation of such consent is
made upon this Certificate. The Agreement also permits the amendment thereof, in
certain limited circumstances, without the consent of the Holders of any of the
Certificates.

     No transfer of any Class M, Class B1, Class B2, Class B3, Class B4 or Class
B5 Certificate which is in the form of a Definitive Certificate shall be made to
any Person unless the Trustee has received (i) a certificate from such
transferee to the effect that such transferee (x) is not an employee benefit
plan subject to the Employee Retirement Income Security Act of 1974, as amended
("ERISA") or a plan subject to Section 4975 of the Internal Revenue Code of
1986, as amended ("Section 4975") (a "Plan") or a Person that is using the
assets of a Plan to acquire such Certificate or (y) is an insurance company
investing assets of its general account and the exemption provided by Section
III(a) of Department of Labor Prohibited Transaction Exemption 95-60, 60 Fed.
Reg. 35925 (July 12, 1995) (the "Exemption") applies to such transferee's
acquisition and holding of such Certificate, or (ii) an opinion of counsel
satisfactory to the Trustee, which opinion shall not be an expense of the
Trustee or the Company, to the effect that the purchase and holding of such
Certificate will not constitute or result in the assets of the Trust Fund being
deemed to be "plan assets" and subject to the prohibited transaction provisions
of ERISA or Section 4975 and will not subject the Trustee or the Company to any
obligation in addition to those undertaken in the Agreement; provided, however,
that the Trustee will not require such certificate or opinion in the event that,
as a result of a change of law or otherwise, counsel satisfactory to the Trustee
has rendered an opinion to the effect that the purchase and holding of a Class
M, Class B1, Class B2, Class B3, Class B4 or Class B5 Certificate by a Plan or a
Person that is purchasing or holding such Certificate with the assets of a Plan
will not constitute or result in a prohibited transaction under ERISA or Section
4975.

     No transfer of any Class R Certificate shall be made to any Person unless
the Trustee has received a certificate from such transferee to the effect that,
among other things, such transferee (x) is not an employee benefit plan subject
to ERISA or a Plan or a Person that is using the assets of a Plan to acquire any
such Class R Certificate or (y) is an insurance company investing assets of its
general account and the Exemption applies to such transferee's acquisition and
holding of any such Class R Certificate.

     As provided in the Agreement, and subject to certain limitations therein
set forth, the transfer of this Certificate is registerable in the Certificate
Register of the Trustee upon surrender of this Certificate for registration of
transfer at the office or agency maintained by the Trustee in the city in which
the Corporate Trust Office of the Trustee is located or in the City of New York,
accompanied by a written instrument of transfer in form satisfactory to the
Company, the Trustee, and the Certificate Registrar duly executed by the Holder
hereof or such Holder's attorney duly authorized in writing, and thereupon one
or more new Certificates of the same Class of authorized denominations
evidencing the same aggregate Percentage Interest will be issued to the
designated transferee or transferees.

     The Certificates are issuable only as registered Certificates without
coupons in denominations specified in the Agreement. As provided in the
Agreement and subject to certain limitations therein set forth, Certificates are
exchangeable for new Certificates of the same Class of authorized denominations
evidencing the same aggregate Percentage Interest as requested by the Holder
surrendering the same.

     No service charge will be made for any such registration of transfer or
exchange, but the Trustee may require payment of a sum sufficient to cover any
tax or other governmental charge payable in connection therewith.

     The Trustee and the Certificate Registrar and any agent of the Trustee or
the Certificate Registrar may treat the Person in whose name this Certificate is
registered as the owner hereof for all purposes, and neither the Trustee, the
Certificate Registrar nor any such agent shall be affected by any notice to the
contrary.

     The obligations and responsibilities created by the Agreement, and the
Trust Fund created thereby shall terminate upon payment to the
Certificateholders, or provision therefor, in accordance with the Agreement
following the earlier of (a) the repurchase by the Company of all Mortgage Loans
and all property acquired in respect of any Mortgage Loan remaining in the Trust
Fund at a price equal to the sum of (x) 100% of the unpaid principal balance of
each Mortgage Loan (other than a Mortgage Loan described in clause (y)) plus
accrued and unpaid interest thereon at the rate provided for in the Agreement
(less any amounts representing previously unreimbursed Monthly Advances) and (y)
the appraised value of any property acquired in respect of a Mortgage Loan
determined as provided in the Agreement, and (b) the later of the final payment
or other liquidation (or any Monthly Advance with respect thereto) of the last
Mortgage Loan remaining in the Trust Fund and the disposition of all property
acquired upon foreclosure or by deed in lieu of foreclosure of any Mortgage
Loan. The right of the Company to repurchase all the Mortgage Loans and property
in respect of Mortgage Loans is subject to the Pool Scheduled Principal Balance
at the time of repurchase being less than 10 percent of the Pool Scheduled
Principal Balance as of the Cut-off Date. The Company's exercise of such right
will result in early retirement of the Certificates.

     Unless this Certificate has been countersigned by the Trustee, by manual
signature, this Certificate shall not be entitled to any benefit under the
Agreement or be valid for any purpose.



     IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed under its official seal.

                                        STATE STREET BANK AND TRUST
                                        COMPANY, not in its individual
                                        capacity but solely as Trustee



(SEAL)
                                        By:_______________________________
                                           Name:
                                           Title:


Countersigned:


By:_______________________________
Authorized Signatory of
STATE STREET BANK AND TRUST COMPANY,
not in its individual capacity but
solely as Trustee

Dated:________________________



                                   ASSIGNMENT

     FOR VALUE RECEIVED the undersigned hereby sell(s), assign(s) and
transfer(s) unto

Please insert social security
   or other identifying number of assignee

- --------------------------------------------------------------------------------

- --------------------------------------------------------------------------------
                   (Please print or typewrite name and address
                     including postal zip code of assignee)


- --------------------------------------------------------------------------------
this Certificate evidencing a Percentage Interest in certain distributions with
respect to the Trust Fund and hereby authorizes the transfer of registration of
such interest to assignee on the Certificate Register of said Trust Fund.

     I (we) further direct the Certificate Registrar to issue a new Certificate
of like Class and Percentage Interest, to the above named assignee and deliver
such Certificate to the following address:



Dated:________________________



- -------------------------------------
Signature by or on behalf of assignor



- ----------------------
*Signature Guaranteed*


*The signature hereon must be guaranteed by a bank, trust company or broker of
the signatory who is a member of a signature guarantee medallion program.



PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).

THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.



             REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15


                 evidencing a beneficial ownership interest in a
               trust fund which consists primarily of two pools of
                  conventional, fixed rate, one- to four-family
                       mortgage loans sold and serviced by


                       GE CAPITAL MORTGAGE SERVICES, INC.


No. R-                                            Initial Class A2 Certificate
                                                  Principal Balance:
Class A2                                          $43,000,000

Certificate Interest                              Initial Certificate Principal
Rate per annum: 6.75%                             Balance of this Certificate:
                                                  $
Cut-off Date:
July 1, 1999

First Distribution Date:                          CUSIP:36158GFW3
August 25, 1999



THIS CERTIFIES THAT


is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A2 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.

     The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.

Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and



PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).

THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.



             REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15


                 evidencing a beneficial ownership interest in a
               trust fund which consists primarily of two pools of
                  conventional, fixed rate, one- to four-family
                       mortgage loans sold and serviced by


                       GE CAPITAL MORTGAGE SERVICES, INC.


No. R-                                            Initial Class A3 Certificate
                                                  Principal Balance:
Class A3                                          $50,000,000

Certificate Interest                              Initial Certificate Principal
Rate per annum: 6.75%                             Balance of this Certificate:

Cut-off Date:
July 1, 1999

First Distribution Date:                          CUSIP:36158GFX1
August 25, 1999



THIS CERTIFIES THAT


is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A3 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.

     The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.

Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and



PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).

THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.



             REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15


                 evidencing a beneficial ownership interest in a
               trust fund which consists primarily of two pools of
                  conventional, fixed rate, one- to four-family
                       mortgage loans sold and serviced by


                       GE CAPITAL MORTGAGE SERVICES, INC.


No. R-                                            Initial Class A4 Certificate
                                                  Principal Balance:
Class A4                                          $25,578,787

Certificate Interest                              Initial Certificate Principal
Rate per annum: 7.00%                             Balance of this Certificate:
                                                  $
Cut-off Date:
July 1, 1999

First Distribution Date:                          CUSIP:36158GFY9
August 25, 1999



THIS CERTIFIES THAT


is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A4 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.

     The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.

Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and



PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).

THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.



             REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15


                 evidencing a beneficial ownership interest in a
               trust fund which consists primarily of two pools of
                  conventional, fixed rate, one- to four-family
                       mortgage loans sold and serviced by


                       GE CAPITAL MORTGAGE SERVICES, INC.


No. R-                                            Initial Class A5 Certificate
                                                  Principal Balance:
Class A5                                          $5,000,000

Certificate Interest                              Initial Certificate Principal
Rate per annum: 6.75%                             Balance of this Certificate:
                                                  $
Cut-off Date:
July 1, 1999

First Distribution Date:                          CUSIP:36158GFZ6
August 25, 1999



THIS CERTIFIES THAT


is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A5 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.

     The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.

Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and



PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).

THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.



             REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15


                 evidencing a beneficial ownership interest in a
               trust fund which consists primarily of two pools of
                  conventional, fixed rate, one- to four-family
                       mortgage loans sold and serviced by


                       GE CAPITAL MORTGAGE SERVICES, INC.


No. R-                                            Initial Class A6 Certificate
                                                  Principal Balance:
Class A6                                          $1,200,000

Certificate Interest                              Initial Certificate Principal
Rate per annum: 7.00%                             Balance of this Certificate:
                                                  $
Cut-off Date:
July 1, 1999

First Distribution Date:                          CUSIP:36158GGA0
August 25, 1999



THIS CERTIFIES THAT


is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A6 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.

     The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.

Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and



PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).

THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.



             REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15


                 evidencing a beneficial ownership interest in a
               trust fund which consists primarily of two pools of
                  conventional, fixed rate, one- to four-family
                       mortgage loans sold and serviced by


                       GE CAPITAL MORTGAGE SERVICES, INC.


No. R-                                            Initial Class A7 Certificate
                                                  Principal Balance:
Class A7                                          $300,000

Certificate Interest                              Initial Certificate Principal
Rate per annum: 7.00%                             Balance of this Certificate:
                                                  $
Cut-off Date:
July 1, 1999

First Distribution Date:                          CUSIP:36158GGB8
August 25, 1999



THIS CERTIFIES THAT


is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A7 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.

     The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.

Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and



PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).

THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.



             REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15


                 evidencing a beneficial ownership interest in a
               trust fund which consists primarily of two pools of
                  conventional, fixed rate, one- to four-family
                       mortgage loans sold and serviced by


                       GE CAPITAL MORTGAGE SERVICES, INC.


No. R-                                            Initial Class A8 Certificate
                                                  Principal Balance:
Class A8                                          $300,000

Certificate Interest                              Initial Certificate Principal
Rate per annum: 7.00%                             Balance of this Certificate:
                                                  $
Cut-off Date:
July 1, 1999

First Distribution Date:                          CUSIP:36158GGC6
August 25, 1999



THIS CERTIFIES THAT


is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A8 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.

     The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.

Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and



PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).

THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.



             REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15


                 evidencing a beneficial ownership interest in a
               trust fund which consists primarily of two pools of
                  conventional, fixed rate, one- to four-family
                       mortgage loans sold and serviced by


                       GE CAPITAL MORTGAGE SERVICES, INC.


No. R-                                            Initial Class A9 Certificate
                                                  Principal Balance:
Class A9                                          $300,000

Certificate Interest                              Initial Certificate Principal
Rate per annum: 7.00%                             Balance of this Certificate:
                                                  $
Cut-off Date:
July 1, 1999

First Distribution Date:                          CUSIP:36158GGD4
August 25, 1999



THIS CERTIFIES THAT


is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A9 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.

     The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.

Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and



PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).

THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.



             REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15


                 evidencing a beneficial ownership interest in a
               trust fund which consists primarily of two pools of
                  conventional, fixed rate, one- to four-family
                       mortgage loans sold and serviced by


                       GE CAPITAL MORTGAGE SERVICES, INC.


No. R-                                            Initial Class A10 Certificate
                                                  Principal Balance:
Class A10                                         $900,000

Certificate Interest                              Initial Certificate Principal
Rate per annum: 7.00%                             Balance of this Certificate:
                                                  $
Cut-off Date:
July 1, 1999

First Distribution Date:                          CUSIP:36158GGE2
August 25, 1999



THIS CERTIFIES THAT


is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A10 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.

     The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.

Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and



PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).

THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.



             REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15


                 evidencing a beneficial ownership interest in a
               trust fund which consists primarily of two pools of
                  conventional, fixed rate, one- to four-family
                       mortgage loans sold and serviced by


                       GE CAPITAL MORTGAGE SERVICES, INC.


No. R-                                            Initial Class A11 Certificate
                                                  Principal Balance:
Class A11                                         $3,750,000

Certificate Interest                              Initial Certificate Principal
Rate per annum: 7.00%                             Balance of this Certificate:
                                                  $
Cut-off Date:
July 1, 1999

First Distribution Date:                          CUSIP:36158GGF9
August 25, 1999



THIS CERTIFIES THAT


is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A11 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.

     The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.

Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and



PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).

THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.



             REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15


                 evidencing a beneficial ownership interest in a
               trust fund which consists primarily of two pools of
                  conventional, fixed rate, one- to four-family
                       mortgage loans sold and serviced by


                       GE CAPITAL MORTGAGE SERVICES, INC.


No. R-                                            Initial Class A12 Certificate
                                                  Principal Balance:
Class A12                                         $37,265,800

Certificate Interest                              Initial Certificate Principal
Rate per annum: 7.00%                             Balance of this Certificate:
                                                  $
Cut-off Date:
July 1, 1999

First Distribution Date:                          CUSIP:36158GGG7
August 25, 1999



THIS CERTIFIES THAT


is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A12 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.

     The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.

Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and



PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).

THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.



             REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15


                 evidencing a beneficial ownership interest in a
               trust fund which consists primarily of two pools of
                  conventional, fixed rate, one- to four-family
                       mortgage loans sold and serviced by


                       GE CAPITAL MORTGAGE SERVICES, INC.


No. R-                                            Initial Class A13 Certificate
                                                  Principal Balance:
Class A13                                         $100,000,000

Certificate Interest                              Initial Certificate Principal
Rate per annum: 6.75%                             Balance of this Certificate:
                                                  $
Cut-off Date:
July 1, 1999

First Distribution Date:                          CUSIP:36158GGH5
August 25, 1999



THIS CERTIFIES THAT


is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A13 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.

     The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.

Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and



PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).

THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.



             REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15


                 evidencing a beneficial ownership interest in a
               trust fund which consists primarily of two pools of
                  conventional, fixed rate, one- to four-family
                       mortgage loans sold and serviced by


                       GE CAPITAL MORTGAGE SERVICES, INC.


No. R-                                            Initial Class A14 Certificate
                                                  Principal Balance:
Class A14                                         $8,297,968

Certificate Interest                              Initial Certificate Principal
Rate per annum: Non-interest baring               Balance of this Certificate:
                                                  $
Cut-off Date:
July 1, 1999

First Distribution Date:                          CUSIP: 36158GGJ1
August 25, 1999



THIS CERTIFIES THAT


is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A14 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.

     The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.

Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and



PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).

THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.



             REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15


                 evidencing a beneficial ownership interest in a
               trust fund which consists primarily of two pools of
                  conventional, fixed rate, one- to four-family
                       mortgage loans sold and serviced by


                       GE CAPITAL MORTGAGE SERVICES, INC.


No. R-                                            Initial Class A15 Certificate
                                                  Principal Balance:
Class A15                                         $1,461,646

Certificate Interest                              Initial Certificate Principal
Rate per annum: 7.25%                             Balance of this Certificate:
                                                  $
Cut-off Date:
July 1, 1999

First Distribution Date:                          CUSIP: 36158GGK8
August 25, 1999



THIS CERTIFIES THAT


is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A15 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.

     The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.

Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and



PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).

THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.



             REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15


                 evidencing a beneficial ownership interest in a
               trust fund which consists primarily of two pools of
                  conventional, fixed rate, one- to four-family
                       mortgage loans sold and serviced by


                       GE CAPITAL MORTGAGE SERVICES, INC.


No. R-                                            Initial Class A16 Certificate
                                                  Principal Balance:
Class A16                                         $127,348,000

Certificate Interest                              Initial Certificate Principal
Rate per annum: 6.75%                             Balance of this Certificate:
                                                  $
Cut-off Date:
July 1, 1999

First Distribution Date:                          CUSIP: 36158GGL6
August 25, 1999



THIS CERTIFIES THAT


is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A16 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.

     The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.

Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and



PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).

THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.



             REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15


                 evidencing a beneficial ownership interest in a
               trust fund which consists primarily of two pools of
                  conventional, fixed rate, one- to four-family
                       mortgage loans sold and serviced by


                       GE CAPITAL MORTGAGE SERVICES, INC.


No. R-                                            Initial Class A17 Certificate
                                                  Principal Balance:
Class A17                                         $64,991,384

Certificate Interest                              Initial Certificate Principal
Rate per annum: 7.00%                             Balance of this Certificate:
                                                  $
Cut-off Date:
July 1, 1999

First Distribution Date:                          CUSIP: 36158GGM4
August 25, 1999



THIS CERTIFIES THAT


is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A17 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.

     The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.

Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and



PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).

THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.



             REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15


                 evidencing a beneficial ownership interest in a
               trust fund which consists primarily of two pools of
                  conventional, fixed rate, one- to four-family
                       mortgage loans sold and serviced by


                       GE CAPITAL MORTGAGE SERVICES, INC.


No. R-                                            Initial Class A18 Certificate
                                                  Principal Balance:
Class A18                                         $5,000,000

Certificate Interest                              Initial Certificate Principal
Rate per annum: 7.25%                             Balance of this Certificate:
                                                  $
Cut-off Date:
July 1, 1999

First Distribution Date:                          CUSIP: 36158GGN2
August 25, 1999



THIS CERTIFIES THAT


is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A18 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.

     The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.

Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and



PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).

THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.



             REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15


                 evidencing a beneficial ownership interest in a
               trust fund which consists primarily of two pools of
                  conventional, fixed rate, one- to four-family
                       mortgage loans sold and serviced by


                       GE CAPITAL MORTGAGE SERVICES, INC.


No. R-                                            Initial Class A19 Certificate
                                                  Principal Balance:
Class A19                                         $10,000,000

Certificate Interest                              Initial Certificate Principal
Rate per annum: 7.25%                             Balance of this Certificate:
                                                  $
Cut-off Date:
July 1, 1999

First Distribution Date:                          CUSIP: 36158GGP7
August 25, 1999



THIS CERTIFIES THAT


is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A19 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.

     The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.

Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and



PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).

THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.



             REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15


                 evidencing a beneficial ownership interest in a
               trust fund which consists primarily of two pools of
                  conventional, fixed rate, one- to four-family
                       mortgage loans sold and serviced by


                       GE CAPITAL MORTGAGE SERVICES, INC.


No. R-                                            Initial Class A20 Certificate
                                                  Principal Balance:
Class A20                                         $5,000,000

Certificate Interest                              Initial Certificate Principal
Rate per annum: 7.25%                             Balance of this Certificate:
                                                  $
Cut-off Date:
July 1, 1999

First Distribution Date:                          CUSIP: 36158GGQ5
August 25, 1999



THIS CERTIFIES THAT


is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A20 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.

     The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.

Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and



PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).

THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.



             REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15


                 evidencing a beneficial ownership interest in a
               trust fund which consists primarily of two pools of
                  conventional, fixed rate, one- to four-family
                       mortgage loans sold and serviced by


                       GE CAPITAL MORTGAGE SERVICES, INC.


No. R-                                            Initial Class A21 Certificate
                                                  Principal Balance:
Class A21                                         $23,267,941

Certificate Interest                              Initial Certificate Principal
Rate per annum: 7.25%                             Balance of this Certificate:
                                                  $
Cut-off Date:
July 1, 1999

First Distribution Date:                          CUSIP: 36158GGR3
August 25, 1999



THIS CERTIFIES THAT


is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A21 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.

     The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.

Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and



PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).

THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.



             REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15


                 evidencing a beneficial ownership interest in a
               trust fund which consists primarily of two pools of
                  conventional, fixed rate, one- to four-family
                       mortgage loans sold and serviced by


                       GE CAPITAL MORTGAGE SERVICES, INC.


No. R-                                            Initial Class A22 Certificate
                                                  Principal Balance:
Class A22                                         $22,081,150

Certificate Interest                              Initial Certificate Principal
Rate per annum: 6.75%                             Balance of this Certificate:
                                                  $
Cut-off Date:
July 1, 1999

First Distribution Date:                          CUSIP: 36158GGS1
August 25, 1999



THIS CERTIFIES THAT


is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A22 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.

     The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.

Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and



PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).

THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.



             REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15


                 evidencing a beneficial ownership interest in a
               trust fund which consists primarily of two pools of
                  conventional, fixed rate, one- to four-family
                       mortgage loans sold and serviced by


                       GE CAPITAL MORTGAGE SERVICES, INC.


No. R-                                            Initial Class A23 Certificate
                                                  Principal Balance:
Class A23                                         $30,725,150

Certificate Interest                              Initial Certificate Principal
Rate per annum: 6.75%                             Balance of this Certificate:
                                                  $
Cut-off Date:
July 1, 1999

First Distribution Date:                          CUSIP: 36158GGT9
August 25, 1999



THIS CERTIFIES THAT


is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A23 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.

     The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.

Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and



PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).

THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.



             REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15


                 evidencing a beneficial ownership interest in a
               trust fund which consists primarily of two pools of
                  conventional, fixed rate, one- to four-family
                       mortgage loans sold and serviced by


                       GE CAPITAL MORTGAGE SERVICES, INC.


No. R-                                            Initial Class A24 Certificate
                                                  Principal Balance:
Class A24                                         $40,414,700

Certificate Interest                              Initial Certificate Principal
Rate per annum: 6.75%                             Balance of this Certificate:
                                                  $
Cut-off Date:
July 1, 1999

First Distribution Date:                          CUSIP: 36158GGU6
August 25, 1999



THIS CERTIFIES THAT


is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A24 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.

     The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.

Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and



PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).

THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.



             REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15


                 evidencing a beneficial ownership interest in a
               trust fund which consists primarily of two pools of
                  conventional, fixed rate, one- to four-family
                       mortgage loans sold and serviced by


                       GE CAPITAL MORTGAGE SERVICES, INC.


No. R-                                            Initial Class A25 Certificate
                                                  Principal Balance:
Class A25                                         $92,616,155

Certificate Interest                              Initial Certificate Principal
Rate per annum: 6.75%                             Balance of this Certificate:
                                                  $
Cut-off Date:
July 1, 1999

First Distribution Date:                          CUSIP: 36158GGV4
August 25, 1999



THIS CERTIFIES THAT


is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A25 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.

     The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.

Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and



PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).

THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.

THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY EMPLOYEE BENEFIT
PLAN SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED
("ERISA") OR A PLAN SUBJECT TO SECTION 4975 OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED ("SECTION 4975") (A "PLAN") OR A PERSON THAT IS USING THE
ASSETS OF A PLAN TO ACQUIRE THIS CERTIFICATE, EXCEPT AS DESCRIBED HEREIN. THE
TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN OTHER RESTRICTIONS AS SET
FORTH HEREIN.



             REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15


                 evidencing a beneficial ownership interest in a
               trust fund which consists primarily of two pools of
                  conventional, fixed rate, one- to four-family
                       mortgage loans sold and serviced by


                       GE CAPITAL MORTGAGE SERVICES, INC.


No. R-                                            Initial Class A26 Certificate
                                                  Principal Balance:
Class A26                                         $605,000

Certificate Interest                              Initial Certificate Principal
Rate per annum: 6.75%                             Balance of this Certificate:
                                                  $
Cut-off Date:
July 1, 1999

First Distribution Date:                          CUSIP: 36158GGW2
August 25, 1999



THIS CERTIFIES THAT


is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A26 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.

     The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.

Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and



PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).

THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.



             REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15


                 evidencing a beneficial ownership interest in a
               trust fund which consists primarily of two pools of
                  conventional, fixed rate, one- to four-family
                       mortgage loans sold and serviced by


                       GE CAPITAL MORTGAGE SERVICES, INC.


No. R-                                            Initial Class A27 Certificate
                                                  Principal Balance:
Class A27                                         $55,411,500

Certificate Interest                              Initial Certificate Principal
Rate per annum: 6.75%                             Balance of this Certificate:
                                                  $
Cut-off Date:
July 1, 1999

First Distribution Date:                          CUSIP: 36158GGX0
August 25, 1999



THIS CERTIFIES THAT


is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A27 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.

     The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.

Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and



PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).

THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.



             REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15


                 evidencing a beneficial ownership interest in a
               trust fund which consists primarily of two pools of
                  conventional, fixed rate, one- to four-family
                       mortgage loans sold and serviced by


                       GE CAPITAL MORTGAGE SERVICES, INC.


No. R-                                            Initial Class A28 Certificate
                                                  Principal Balance:
Class A28                                         $52,390,300

Certificate Interest                              Initial Certificate Principal
Rate per annum: 6.75%                             Balance of this Certificate:
                                                  $
Cut-off Date:
July 1, 1999

First Distribution Date:                          CUSIP: 36158GGY8
August 25, 1999



THIS CERTIFIES THAT


is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A28 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.

     The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.

Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and



PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).

THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.



             REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15


                 evidencing a beneficial ownership interest in a
               trust fund which consists primarily of two pools of
                  conventional, fixed rate, one- to four-family
                       mortgage loans sold and serviced by


                       GE CAPITAL MORTGAGE SERVICES, INC.


No. R-                                            Initial Class 2-A1 Certificate
                                                  Principal Balance:
Class 2-A1                                        $42,000,000

Certificate Interest                              Initial Certificate Principal
Rate per annum: 6.75%                             Balance of this Certificate:
                                                  $
Cut-off Date:
July 1, 1999

First Distribution Date:                          CUSIP: 36158GGZ5
August 25, 1999



THIS CERTIFIES THAT


is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
2-A1 Certificates, both as specified above) in certain distributions with
respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool
2") of conventional, fixed rate, one- to four-family mortgage loans (the
"Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a
corporation organized and existing under the laws of the State of New Jersey
(the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.

     The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.

Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and



PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).

THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.



             REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15


                 evidencing a beneficial ownership interest in a
               trust fund which consists primarily of two pools of
                  conventional, fixed rate, one- to four-family
                       mortgage loans sold and serviced by


                       GE CAPITAL MORTGAGE SERVICES, INC.


No. R-                                            Initial Class 2-A2 Certificate
                                                  Principal Balance:
Class 2-A2                                        $9,018,000

Certificate Interest                              Initial Certificate Principal
Rate per annum: 7.50%                             Balance of this Certificate:
                                                  $
Cut-off Date:
July 1, 1999

First Distribution Date:                          CUSIP: 36158GHA9
August 25, 1999



THIS CERTIFIES THAT


is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
2-A2 Certificates, both as specified above) in certain distributions with
respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool
2") of conventional, fixed rate, one- to four-family mortgage loans (the
"Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a
corporation organized and existing under the laws of the State of New Jersey
(the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.

     The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.

Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and



PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).

THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.



             REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15


                 evidencing a beneficial ownership interest in a
               trust fund which consists primarily of two pools of
                  conventional, fixed rate, one- to four-family
                       mortgage loans sold and serviced by


                       GE CAPITAL MORTGAGE SERVICES, INC.


No. R-                                            Initial Class 2-A3 Certificate
                                                  Principal Balance:
Class 2-A3                                        $2,003,966

Certificate Interest                              Initial Certificate Principal
Rate per annum: Non-interest baring               Balance of this Certificate:
                                                  $
Cut-off Date:
July 1, 1999

First Distribution Date:                          CUSIP: 36158GHB7
August 25, 1999



THIS CERTIFIES THAT


is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
2-A3 Certificates, both as specified above) in certain distributions with
respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool
2") of conventional, fixed rate, one- to four-family mortgage loans (the
"Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a
corporation organized and existing under the laws of the State of New Jersey
(the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.

     The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.

Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and



PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).

THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.



             REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15


                 evidencing a beneficial ownership interest in a
               trust fund which consists primarily of two pools of
                  conventional, fixed rate, one- to four-family
                       mortgage loans sold and serviced by


                       GE CAPITAL MORTGAGE SERVICES, INC.


No. R-                                            Initial Class 2-A4 Certificate
                                                  Principal Balance:
Class 2-A4                                        $9,017,699

Certificate Interest                              Initial Certificate Principal
Rate per annum: 7.50%                             Balance of this Certificate:
                                                  $
Cut-off Date:
July 1, 1999

First Distribution Date:                          CUSIP: 36158GHC5
August 25, 1999



THIS CERTIFIES THAT


is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
2-A4 Certificates, both as specified above) in certain distributions with
respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool
2") of conventional, fixed rate, one- to four-family mortgage loans (the
"Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a
corporation organized and existing under the laws of the State of New Jersey
(the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.

     The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.

Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and



PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).

THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.



             REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15


                 evidencing a beneficial ownership interest in a
               trust fund which consists primarily of two pools of
                  conventional, fixed rate, one- to four-family
                       mortgage loans sold and serviced by


                       GE CAPITAL MORTGAGE SERVICES, INC.


No. R-                                            Initial Class 2-A5 Certificate
                                                  Principal Balance:
Class 2A-5                                        $7,234,946

Certificate Interest                              Initial Certificate Principal
Rate per annum: 6.75%                             Balance of this Certificate:
                                                  $
Cut-off Date:
July 1, 1999

First Distribution Date:                          CUSIP: 36158GHD3
August 25, 1999



THIS CERTIFIES THAT


is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
2A-5 Certificates, both as specified above) in certain distributions with
respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool
2") of conventional, fixed rate, one- to four-family mortgage loans (the
"Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a
corporation organized and existing under the laws of the State of New Jersey
(the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.

     The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.

Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and



PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).

TRANSFER OF THIS CERTIFICATE IS RESTRICTED AS PROVIDED IN SECTION 5.02 OF THE
AGREEMENT.

FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS THE "RESIDUAL
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") AS THOSE
TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(2) AND 860D OF THE INTERNAL
REVENUE CODE OF 1986, AS AMENDED (THE "CODE"). A TRANSFEREE OF THIS CERTIFICATE,
BY ACCEPTANCE HEREOF, IS DEEMED TO HAVE ACCEPTED THIS CERTIFICATE SUBJECT TO
CERTAIN RESTRICTIONS ON TRANSFERABILITY AS SET FORTH IN THE AGREEMENT, AND SHALL
BE REQUIRED TO FURNISH AN AFFIDAVIT TO THE TRANSFEROR AND THE TRUSTEE TO THE
EFFECT THAT IT IS NOT A DISQUALIFIED ORGANIZATION, AS SUCH TERM IS DEFINED IN
CODE SECTION 860E(e)(5), AN AGENT (INCLUDING A BROKER, NOMINEE OR OTHER
MIDDLEMAN) FOR SUCH DISQUALIFIED ORGANIZATION, OR AN ENTITY THAT HOLDS REMIC
RESIDUAL SECURITIES AS NOMINEE TO FACILITATE THE CLEARANCE AND SETTLEMENT OF
SUCH SECURITIES THROUGH BOOK-ENTRY CHANGES IN ACCOUNTS OF PARTICIPATING
ORGANIZATIONS (A "BOOK-ENTRY NOMINEE") AND TO HAVE AGREED TO SUCH AMENDMENTS TO
THE AGREEMENT AS MAY BE REQUIRED TO FURTHER EFFECTUATE THE RESTRICTIONS ON
TRANSFERS TO DISQUALIFIED ORGANIZATIONS, AGENTS THEREOF OR BOOK-ENTRY NOMINEES.

THE HOLDER OF THIS CLASS R CERTIFICATE, BY ACCEPTANCE HEREOF, IS DEEMED TO HAVE
IRREVOCABLY APPOINTED THE COMPANY (AS DEFINED HEREIN) AS ITS AGENT AND
ATTORNEY-IN-FACT TO ACT AS "TAX MATTERS PERSON" OF THE REMIC TO PERFORM THE
FUNCTIONS OF A "TAX MATTERS PARTNER" FOR PURPOSES OF SUBCHAPTER C OF CHAPTER 63
OF SUBTITLE F OF THE CODE, WITH RESPECT TO THE TRUST FUND.



THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY DISQUALIFIED
ORGANIZATION, BOOK-ENTRY NOMINEE OR NON-PERMITTED FOREIGN HOLDER, AS DEFINED IN
THE AGREEMENT OR TO ANY EMPLOYEE BENEFIT PLAN SUBJECT TO THE EMPLOYEE RETIREMENT
INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA") OR A PLAN SUBJECT TO SECTION
4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED ("SECTION 4975") (A
"PLAN") OR A PERSON THAT IS USING THE ASSETS OF A PLAN TO ACQUIRE THIS
CERTIFICATE, EXCEPT AS DESCRIBED HEREIN. THE TRANSFER OF THIS CERTIFICATE IS
SUBJECT TO CERTAIN OTHER RESTRICTIONS AS SET FORTH HEREIN.

             REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15


                 evidencing a beneficial ownership interest in a
               trust fund which consists primarily of two pools of
                  conventional, fixed rate, one- to four-family
                       mortgage loans sold and serviced by


                       GE CAPITAL MORTGAGE SERVICES, INC.


No. R-                                            Initial Class R Certificate
                                                  Principal Balance:
Class R                                           $100

Certificate Interest                              Initial Certificate Principal
Rate per annum: 6.75%                             Balance of this Certificate:
                                                  $
Cut-off Date:
July 1, 1999

First Distribution Date:                          CUSIP: 36158GHL5
August 25, 1999



THIS CERTIFIES THAT


is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
R Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.

     The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.

     Distributions on this Certificate will be made by the Trustee by check or
money order mailed to the Person entitled thereto at the address appearing in
the Certificate Register or, upon written request by the Certificateholder, by
such other means of payment as such Person and the Trustee shall agree. Except
as otherwise provided in the Agreement, the final distribution on this
Certificate will be made in the applicable manner described above, after due
notice by the Trustee of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency
maintained for that purpose by the Trustee in New York, New York.

     This Certificate is one of a duly authorized issue of Certificates
designated as REMIC Mortgage Pass-Through Certificates, Series 1999-15, issued
in forty-three (Class A1, Class A2, Class A3, Class A4, Class A5, Class A6,
Class A7, Class A8, Class A9, Class A10, Class A11, Class A12, Class A13, Class
A14, Class A15, Class A16, Class A17, Class A18, Class A19, Class A20, Class
A21, Class A22, Class A23, Class A24, Class A25, Class A26, Class A27, Class
A28, Class 2-A1, Class 2-A2, Class 2-A3, Class 2-A4, Class 2-A5, Class R, Class
1-PO, Class S, Class 2-S, Class M, Class B1, Class B2, Class B3, Class B4 and
Class B5, herein called the "Certificates").

     The Certificates are limited in right of payment to certain payments on and
collections in respect of the Mortgage Loans, all as more specifically set forth
in the Agreement. The Certificateholder, by its acceptance of this Certificate,
agrees that it will look solely to the funds on deposit in the Certificate
Account for payment hereunder and that the Trustee in its individual capacity is
not personally liable to the Certificateholders for any amount payable under
this Certificate or the Agreement or, except as expressly provided in the
Agreement, subject to any liability under the Agreement.

     As provided in the Agreement and with certain exceptions therein provided,
certain losses on the Mortgage Loans resulting from defaults by Mortgagors will
be borne by the Holders of the Class M, Class B1, Class B2, Class B3, Class B4
and Class B5 Certificates before such losses will be borne by the Holders of the
other Classes of the Certificates.

     This Certificate does not purport to summarize the Agreement and reference
is made to the Agreement for the interests, rights and limitations of rights,
benefits, obligations and duties evidenced hereby, and the rights, duties and
immunities of the Trustee.

     The Agreement permits, with certain exceptions therein provided, the
amendment thereof and the modification of the rights and obligations of the
Company and the rights of the Certificateholders under the Agreement at any time
by the Company and the Trustee with the consent of the Holders of Certificates
evidencing not less than 66% of all the Voting Rights as defined in the
Agreement. Any such consent by the Holder of this Certificate shall be
conclusive and binding on such Holder and upon all future Holders of this
Certificate and of any Certificate issued upon the transfer hereof or in
exchange herefor or in lieu hereof whether or not notation of such consent is
made upon this Certificate. The Agreement also permits the amendment thereof, in
certain limited circumstances, without the consent of the Holders of any of the
Certificates.

     No transfer of any Class M, Class B1, Class B2, Class B3, Class B4 or Class
B5 Certificate which is in the form of a Definitive Certificate shall be made to
any Person unless the Trustee has received (i) a certificate from such
transferee to the effect that such transferee (x) is not an employee benefit
plan subject to the Employee Retirement Income Security Act of 1974, as amended
("ERISA") or a plan subject to Section 4975 of the Internal Revenue Code of
1986, as amended ("Section 4975") (a "Plan") or a Person that is using the
assets of a Plan to acquire such Certificate or (y) is an insurance company
investing assets of its general account and the exemption provided by Section
III(a) of Department of Labor Prohibited Transaction Exemption 95-60, 60 Fed.
Reg. 35925 (July 12, 1995) (the "Exemption") applies to such transferee's
acquisition and holding of such Certificate, or (ii) an opinion of counsel
satisfactory to the Trustee, which opinion shall not be an expense of the
Trustee or the Company, to the effect that the purchase and holding of such
Certificate will not constitute or result in the assets of the Trust Fund being
deemed to be "plan assets" and subject to the prohibited transaction provisions
of ERISA or Section 4975 and will not subject the Trustee or the Company to any
obligation in addition to those undertaken in the Agreement; provided, however,
that the Trustee will not require such certificate or opinion in the event that,
as a result of a change of law or otherwise, counsel satisfactory to the Trustee
has rendered an opinion to the effect that the purchase and holding of a Class
M, Class B1, Class B2, Class B3, Class B4 or Class B5 Certificate by a Plan or a
Person that is purchasing or holding such Certificate with the assets of a Plan
will not constitute or result in a prohibited transaction under ERISA or Section
4975.

     No transfer of any Class R Certificate shall be made to any Person unless
the Trustee has received a certificate from such transferee to the effect that,
among other things, such transferee (x) is not an employee benefit plan subject
to ERISA or a Plan or a Person that is using the assets of a Plan to acquire any
such Class R Certificate or (y) is an insurance company investing assets of its
general account and the Exemption applies to such transferee's acquisition and
holding of any such Class R Certificate.

     As provided in the Agreement, and subject to certain limitations therein
set forth, the transfer of this Certificate is registerable in the Certificate
Register of the Trustee upon surrender of this Certificate for registration of
transfer at the office or agency maintained by the Trustee in the city in which
the Corporate Trust Office of the Trustee is located or in the City of New York,
accompanied by a written instrument of transfer in form satisfactory to the
Company, the Trustee, and the Certificate Registrar duly executed by the Holder
hereof or such Holder's attorney duly authorized in writing, and thereupon one
or more new Certificates of the same Class of authorized denominations
evidencing the same aggregate Percentage Interest will be issued to the
designated transferee or transferees.

     The Certificates are issuable only as registered Certificates without
coupons in denominations specified in the Agreement. As provided in the
Agreement and subject to certain limitations therein set forth, Certificates are
exchangeable for new Certificates of the same Class of authorized denominations
evidencing the same aggregate Percentage Interest as requested by the Holder
surrendering the same.

     No service charge will be made for any such registration of transfer or
exchange, but the Trustee may require payment of a sum sufficient to cover any
tax or other governmental charge payable in connection therewith.

     The Trustee and the Certificate Registrar and any agent of the Trustee or
the Certificate Registrar may treat the Person in whose name this Certificate is
registered as the owner hereof for all purposes, and neither the Trustee, the
Certificate Registrar nor any such agent shall be affected by any notice to the
contrary.

     The obligations and responsibilities created by the Agreement, and the
Trust Fund created thereby shall terminate upon payment to the
Certificateholders, or provision therefor, in accordance with the Agreement
following the earlier of (a) the repurchase by the Company of all Mortgage Loans
and all property acquired in respect of any Mortgage Loan remaining in the Trust
Fund at a price equal to the sum of (x) 100% of the unpaid principal balance of
each Mortgage Loan (other than a Mortgage Loan described in clause (y)) plus
accrued and unpaid interest thereon at the rate provided for in the Agreement
(less any amounts representing previously unreimbursed Monthly Advances) and (y)
the appraised value of any property acquired in respect of a Mortgage Loan
determined as provided in the Agreement, and (b) the later of the final payment
or other liquidation (or any Monthly Advance with respect thereto) of the last
Mortgage Loan remaining in the Trust Fund and the disposition of all property
acquired upon foreclosure or by deed in lieu of foreclosure of any Mortgage
Loan. The right of the Company to repurchase all the Mortgage Loans and property
in respect of Mortgage Loans is subject to the Pool Scheduled Principal Balance
at the time of repurchase being less than 10 percent of the Pool Scheduled
Principal Balance as of the Cut-off Date. The Company's exercise of such right
will result in early retirement of the Certificates.

     Unless this Certificate has been countersigned by the Trustee, by manual
signature, this Certificate shall not be entitled to any benefit under the
Agreement or be valid for any purpose.



     IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed under its official seal.

                                        STATE STREET BANK AND TRUST
                                        COMPANY, not in its individual
                                        capacity but solely as Trustee



(SEAL)
                                        By:_______________________________
                                           Name:
                                           Title:



Countersigned:


By:_______________________________
Authorized Signatory of
STATE STREET BANK AND TRUST COMPANY,
not in its individual capacity but
solely as Trustee

Dated:________________________



                                   ASSIGNMENT

     FOR VALUE RECEIVED the undersigned hereby sell(s), assign(s) and
transfer(s) unto

Please insert social security
   or other identifying number of assignee

- --------------------------------------------------------------------------------

- --------------------------------------------------------------------------------
                   (Please print or typewrite name and address
                     including postal zip code of assignee)


- --------------------------------------------------------------------------------
this Certificate evidencing a Percentage Interest in certain distributions with
respect to the Trust Fund and hereby authorizes the transfer of registration of
such interest to assignee on the Certificate Register of said Trust Fund.

     I (we) further direct the Certificate Registrar to issue a new Certificate
of like Class and Percentage Interest, to the above named assignee and deliver
such Certificate to the following address:



Dated:________________________



- -------------------------------------
Signature by or on behalf of assignor



- ----------------------
*Signature Guaranteed*


     *The signature hereon must be guaranteed by a bank, trust company or broker
     of the signatory who is a member of a signature guarantee medallion
     program.



PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).

THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS
AMENDED (THE "SECURITIES ACT"). ANY RESALE OR TRANSFER OF THIS CERTIFICATE
WITHOUT REGISTRATION THEREOF UNDER THE SECURITIES ACT MAY ONLY BE MADE IN A
TRANSACTION EXEMPT FROM THE REGISTRATION REQUIREMENTS OF THE SECURITIES ACT AND
IN ACCORDANCE WITH SECTION 5.02 OF THE AGREEMENT REFERRED TO HEREIN.

THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).



             REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15

                 evidencing a beneficial ownership interest in a
               trust fund which consists primarily of two pools of
                  conventional, fixed rate, one- to four-family
                       mortgage loans sold and serviced by


                       GE CAPITAL MORTGAGE SERVICES, INC.


No. R-                                            Initial Class 1-PO Certificate
                                                  Principal Balance:
Class 1-PO                                        $4,376,027.31

Certificate Interest                              Initial Certificate Principal
Rate per annum:                                   Balance of this Certificate:
non-interest bearing                              $

Cut-off Date:
July 1, 1999

First Distribution Date:
August 25, 1999



THIS CERTIFIES THAT


is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
1-PO Certificates, both as specified above) in certain distributions with
respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool
2") of conventional, fixed rate, one- to four-family mortgage loans (the
"Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a
corporation organized and existing under the laws of the State of New Jersey
(the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.

     The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in July 1999, to the Person in whose name
this Certificate is registered at the close of business on the last Business Day
of the month immediately preceding the month of such distribution (the "Record
Date"), of an amount equal to the product of the Percentage Interest evidenced
by this Certificate and the aggregate amount required to be distributed to
Holders of Certificates of the same Class as this Certificate pursuant to the
Agreement.

     Distributions on this Certificate will be made by the Trustee by check or
money order mailed to the Person entitled thereto at the address appearing in
the Certificate Register or, upon written request by the Certificateholder, by
such other means of payment as such Person and the Trustee shall agree. Except
as otherwise provided in the Agreement, the final distribution on this
Certificate will be made in the applicable manner described above, after due
notice by the Trustee of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency
maintained for that purpose by the Trustee in New York, New York.

     This Certificate is one of a duly authorized issue of Certificates
designated as REMIC Mortgage Pass-Through Certificates, Series 1999-15, issued
in forty-three (Class A1, Class A2, Class A3, Class A4, Class A5, Class A6,
Class A7, Class A8, Class A9, Class A10, Class A11, Class A12, Class A13, Class
A14, Class A15, Class A16, Class A17, Class A18, Class A19, Class A20, Class
A21, Class A22, Class A23, Class A24, Class A25, Class A26, Class A27, Class
A28, Class 2-A1, Class 2-A2, Class 2-A3, Class 2-A4, Class 2-A5, Class R, Class
1-PO, Class S, Class 2-S, Class M, Class B1, Class B2, Class B3, Class B4 and
Class B5, herein called the "Certificates").

     The Certificates are limited in right of payment to certain payments on and
collections in respect of the Mortgage Loans, all as more specifically set forth
in the Agreement. The Certificateholder, by its acceptance of this Certificate,
agrees that it will look solely to the funds on deposit in the Certificate
Account for payment hereunder and that the Trustee in its individual capacity is
not personally liable to the Certificateholders for any amount payable under
this Certificate or the Agreement or, except as expressly provided in the
Agreement, subject to any liability under the Agreement.

     As provided in the Agreement and with certain exceptions therein provided,
certain losses on the Mortgage Loans resulting from defaults by Mortgagors will
be borne by the Holders of the Class M, Class B1, Class B2, Class B3, Class B4
and Class B5 Certificates before such losses will be borne by the Holders of the
other Classes of the Certificates.

     This Certificate does not purport to summarize the Agreement and reference
is made to the Agreement for the interests, rights and limitations of rights,
benefits, obligations and duties evidenced hereby, and the rights, duties and
immunities of the Trustee.

     The Agreement permits, with certain exceptions therein provided, the
amendment thereof and the modification of the rights and obligations of the
Company and the rights of the Certificateholders under the Agreement at any time
by the Company and the Trustee with the consent of the Holders of Certificates
evidencing not less than 66% of all the Voting Rights as defined in the
Agreement. Any such consent by the Holder of this Certificate shall be
conclusive and binding on such Holder and upon all future Holders of this
Certificate and of any Certificate issued upon the transfer hereof or in
exchange herefor or in lieu hereof whether or not notation of such consent is
made upon this Certificate. The Agreement also permits the amendment thereof, in
certain limited circumstances, without the consent of the Holders of any of the
Certificates.

     No transfer of any Class M, Class B1, Class B2, Class B3, Class B4 or Class
B5 Certificate which is in the form of a Definitive Certificate shall be made to
any Person unless the Trustee has received (i) a certificate from such
transferee to the effect that such transferee (x) is not an employee benefit
plan subject to the Employee Retirement Income Security Act of 1974, as amended
("ERISA") or a plan subject to Section 4975 of the Internal Revenue Code of
1986, as amended ("Section 4975") (a "Plan") or a Person that is using the
assets of a Plan to acquire such Certificate or (y) is an insurance company
investing assets of its general account and the exemption provided by Section
III(a) of Department of Labor Prohibited Transaction Class Exemption 95-60, 60
Fed. Reg. 35925 (July 12, 1995) (the "Exemption") applies to such transferee's
acquisition and holding of such Certificate, or (ii) an opinion of counsel
satisfactory to the Trustee, which opinion shall not be an expense of the
Trustee or the Company, to the effect that the purchase and holding of such
Certificate will not constitute or result in the assets of the Trust Fund being
deemed to be "plan assets" and subject to the prohibited transaction provisions
of ERISA or Section 4975 and will not subject the Trustee or the Company to any
obligation in addition to those undertaken in the Agreement; provided, however,
that the Trustee will not require such certificate or opinion in the event that,
as a result of a change of law or otherwise, counsel satisfactory to the Trustee
has rendered an opinion to the effect that the purchase and holding of a Class
M, Class B1, Class B2, Class B3, Class B4 or Class B5 Certificate by a Plan or a
Person that is purchasing or holding such Certificate with the assets of a Plan
will not constitute or result in a prohibited transaction under ERISA or Section
4975.

     No transfer of any Class R Certificate shall be made to any Person unless
the Trustee has received a certificate from such transferee to the effect that,
among other things, such transferee (x) is not an employee benefit plan subject
to ERISA or a Plan or a Person that is using the assets of a Plan to acquire any
such Class R Certificate or (y) is an insurance company investing assets of its
general account and the Exemption applies to such transferee's acquisition and
holding of any such Class R Certificate.

     As provided in the Agreement, and subject to certain limitations therein
set forth, the transfer of this Certificate is registerable in the Certificate
Register of the Trustee upon surrender of this Certificate for registration of
transfer at the office or agency maintained by the Trustee in the city in which
the Corporate Trust Office of the Trustee is located or in the City of New York,
accompanied by a written instrument of transfer in form satisfactory to the
Company, the Trustee, and the Certificate Registrar duly executed by the Holder
hereof or such Holder's attorney duly authorized in writing, and thereupon one
or more new Certificates of the same Class of authorized denominations
evidencing the same aggregate Percentage Interest will be issued to the
designated transferee or transferees.

     The Certificates are issuable only as registered Certificates without
coupons in denominations specified in the Agreement. As provided in the
Agreement and subject to certain limitations therein set forth, Certificates are
exchangeable for new Certificates of the same Class of authorized denominations
evidencing the same aggregate Percentage Interest as requested by the Holder
surrendering the same.

     No service charge will be made for any such registration of transfer or
exchange, but the Trustee may require payment of a sum sufficient to cover any
tax or other governmental charge payable in connection therewith.

     The Trustee and the Certificate Registrar and any agent of the Trustee or
the Certificate Registrar may treat the Person in whose name this Certificate is
registered as the owner hereof for all purposes, and neither the Trustee, the
Certificate Registrar nor any such agent shall be affected by any notice to the
contrary.

     The obligations and responsibilities created by the Agreement, and the
Trust Fund created thereby shall terminate upon payment to the
Certificateholders, or provision therefor, in accordance with the Agreement
following the earlier of (a) the repurchase by the Company of all Mortgage Loans
and all property acquired in respect of any Mortgage Loan remaining in the Trust
Fund at a price equal to the sum of (x) 100% of the unpaid principal balance of
each Mortgage Loan (other than a Mortgage Loan described in clause (y)) plus
accrued and unpaid interest thereon at the rate provided for in the Agreement
(less any amounts representing previously unreimbursed Monthly Advances) and (y)
the appraised value of any property acquired in respect of a Mortgage Loan
determined as provided in the Agreement, and (b) the later of the final payment
or other liquidation (or any Monthly Advance with respect thereto) of the last
Mortgage Loan remaining in the Trust Fund and the disposition of all property
acquired upon foreclosure or by deed in lieu of foreclosure of any Mortgage
Loan. The right of the Company to repurchase all the Mortgage Loans and property
in respect of Mortgage Loans is subject to the Pool Scheduled Principal Balance
at the time of repurchase being less than 10 percent of the Pool Scheduled
Principal Balance as of the Cut-off Date. The Company's exercise of such right
will result in early retirement of the Certificates.

     Unless this Certificate has been countersigned by the Trustee, by manual
signature, this Certificate shall not be entitled to any benefit under the
Agreement or be valid for any purpose.



     IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed under its official seal.

                                        STATE STREET BANK AND TRUST
                                        COMPANY, not in its individual
                                        capacity but solely as Trustee



(SEAL)
                                        By:_______________________________
                                           Name:
                                           Title:



Countersigned:


By:_______________________________
Authorized Signatory of
STATE STREET BANK AND TRUST COMPANY,
not in its individual capacity but
solely as Trustee

Dated:________________________



                                   ASSIGNMENT

     FOR VALUE RECEIVED the undersigned hereby sell(s), assign(s) and
transfer(s) unto

Please insert social security
   or other identifying number of assignee

- --------------------------------------------------------------------------------

- --------------------------------------------------------------------------------
                   (Please print or typewrite name and address
                     including postal zip code of assignee)


- --------------------------------------------------------------------------------
this Certificate evidencing a Percentage Interest in certain distributions with
respect to the Trust Fund and hereby authorizes the transfer of registration of
such interest to assignee on the Certificate Register of said Trust Fund.

     I (we) further direct the Certificate Registrar to issue a new Certificate
of like Class and Percentage Interest, to the above named assignee and deliver
such Certificate to the following address:



Dated:________________________



- -------------------------------------
Signature by or on behalf of assignor



- ----------------------
*Signature Guaranteed*


*The signature hereon must be guaranteed by a bank, trust company or broker of
the signatory who is a member of a signature guarantee medallion program.



PRINCIPAL WILL NOT BE DISTRIBUTABLE IN RESPECT OF THIS CERTIFICATE. INTEREST IS
CALCULATED ON THIS CERTIFICATE BASED ON THE CLASS S NOTIONAL PRINCIPAL BALANCE,
WHICH, AS OF ANY DISTRIBUTION DATE, IS EQUAL TO THE AGGREGATE SCHEDULED
PRINCIPAL BALANCE OF THE OUTSTANDING NON-DISCOUNT MORTGAGE LOANS AS SET FORTH IN
THE AGREEMENT (AS DEFINED HEREIN). CONSEQUENTLY, THE NOTIONAL PRINCIPAL BALANCE
OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL NOTIONAL PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).

THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS
AMENDED (THE "SECURITIES ACT"). ANY RESALE OR TRANSFER OF THIS CERTIFICATE
WITHOUT REGISTRATION THEREOF UNDER THE SECURITIES ACT MAY ONLY BE MADE IN A
TRANSACTION EXEMPT FROM THE REGISTRATION REQUIREMENTS OF THE SECURITIES ACT AND
IN ACCORDANCE WITH SECTION 5.02 OF THE AGREEMENT REFERRED TO HEREIN.

THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).



             REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15


                 evidencing a beneficial ownership interest in a
               trust fund which consists primarily of two pools of
                  conventional, fixed rate, one- to four-family
                       mortgage loans sold and serviced by


                       GE CAPITAL MORTGAGE SERVICES, INC.


No. R-                                            Initial Class S1 Notional
                                                  Certificate Principal Balance:
Class S1                                          $756,262,995.80

Certificate Interest                              Initial Notional Certificate
Rate per annum: variable                          Principal Balance of this
                                                  Certificate:
                                                  $

Cut-off Date:
July 1, 1999

First Distribution Date:
August 25, 1999



THIS CERTIFIES THAT


is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Notional Principal Balance of this Certificate
by the aggregate initial Notional Principal Balance of all Class S1
Certificates, both as specified above) in certain distributions with respect to
the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.

     The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.

     Distributions on this Certificate will be made by the Trustee by check or
money order mailed to the Person entitled thereto at the address appearing in
the Certificate Register or, upon written request by the Certificateholder, by
such other means of payment as such Person and the Trustee shall agree. Except
as otherwise provided in the Agreement, the final distribution on this
Certificate will be made in the applicable manner described above, after due
notice by the Trustee of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency
maintained for that purpose by the Trustee in New York, New York.

     This Certificate is one of a duly authorized issue of Certificates
designated as REMIC Mortgage Pass-Through Certificates, Series 1999-15, issued
in forty-three (Class A1, Class A2, Class A3, Class A4, Class A5, Class A6,
Class A7, Class A8, Class A9, Class A10, Class A11, Class A12, Class A13, Class
A14, Class A15, Class A16, Class A17, Class A18, Class A19, Class A20, Class
A21, Class A22, Class A23, Class A24, Class A25, Class A26, Class A27, Class
A28, Class 2-A1, Class 2-A2, Class 2-A3, Class 2-A4, Class 2-A5, Class R, Class
1-PO, Class S, Class 2-S, Class M, Class B1, Class B2, Class B3, Class B4 and
Class B5, herein called the "Certificates").

     The Certificates are limited in right of payment to certain payments on and
collections in respect of the Mortgage Loans, all as more specifically set forth
in the Agreement. The Certificateholder, by its acceptance of this Certificate,
agrees that it will look solely to the funds on deposit in the Certificate
Account for payment hereunder and that the Trustee in its individual capacity is
not personally liable to the Certificateholders for any amount payable under
this Certificate or the Agreement or, except as expressly provided in the
Agreement, subject to any liability under the Agreement.

     As provided in the Agreement and with certain exceptions therein provided,
certain losses on the Mortgage Loans resulting from defaults by Mortgagors will
be borne by the Holders of the Class M, Class B1, Class B2, Class B3, Class B4
and Class B5 Certificates before such losses will be borne by the Holders of the
other Classes of the Certificates.

     This Certificate does not purport to summarize the Agreement and reference
is made to the Agreement for the interests, rights and limitations of rights,
benefits, obligations and duties evidenced hereby, and the rights, duties and
immunities of the Trustee.

     The Agreement permits, with certain exceptions therein provided, the
amendment thereof and the modification of the rights and obligations of the
Company and the rights of the Certificateholders under the Agreement at any time
by the Company and the Trustee with the consent of the Holders of Certificates
evidencing not less than 66% of all the Voting Rights as defined in the
Agreement. Any such consent by the Holder of this Certificate shall be
conclusive and binding on such Holder and upon all future Holders of this
Certificate and of any Certificate issued upon the transfer hereof or in
exchange herefor or in lieu hereof whether or not notation of such consent is
made upon this Certificate. The Agreement also permits the amendment thereof, in
certain limited circumstances, without the consent of the Holders of any of the
Certificates.

     As provided in the Agreement, and subject to certain limitations therein
set forth, the transfer of this Certificate is registerable in the Certificate
Register of the Trustee upon surrender of this Certificate for registration of
transfer at the office or agency maintained by the Trustee in the city in which
the Corporate Trust Office of the Trustee is located or in the City of New York,
accompanied by a written instrument of transfer in form satisfactory to the
Company, the Trustee, and the Certificate Registrar duly executed by the Holder
hereof or such Holder's attorney duly authorized in writing, and thereupon one
or more new Certificates of the same Class of authorized denominations
evidencing the same aggregate Percentage Interest will be issued to the
designated transferee or transferees. The Certificates are issuable only as
registered Certificates without coupons in denominations specified in the
Agreement. As provided in the Agreement and subject to certain limitations
therein set forth, Certificates are exchangeable for new Certificates of the
same Class of authorized denominations evidencing the same aggregate Percentage
Interest as requested by the Holder surrendering the same.

     No service charge will be made for any such registration of transfer or
exchange, but the Trustee may require payment of a sum sufficient to cover any
tax or other governmental charge payable in connection therewith.

     The Trustee and the Certificate Registrar and any agent of the Trustee or
the Certificate Registrar may treat the Person in whose name this Certificate is
registered as the owner hereof for all purposes, and neither the Trustee, the
Certificate Registrar nor any such agent shall be affected by any notice to the
contrary.

     The obligations and responsibilities created by the Agreement, and the
Trust Fund created thereby shall terminate upon payment to the
Certificateholders, or provision therefor, in accordance with the Agreement
following the earlier of (a) the repurchase by the Company of all Mortgage Loans
and all property acquired in respect of any Mortgage Loan remaining in the Trust
Fund at a price equal to the sum of (x) 100% of the unpaid principal balance of
each Mortgage Loan (other than a Mortgage Loan described in clause (y)) plus
accrued and unpaid interest thereon at the rate provided for in the Agreement
(less any amounts representing previously unreimbursed Monthly Advances) and (y)
the appraised value of any property acquired in respect of a Mortgage Loan
determined as provided in the Agreement, and (b) the later of the final payment
or other liquidation (or any Monthly Advance with respect thereto) of the last
Mortgage Loan remaining in the Trust Fund and the disposition of all property
acquired upon foreclosure or by deed in lieu of foreclosure of any Mortgage
Loan. The right of the Company to repurchase all the Mortgage Loans and property
in respect of Mortgage Loans is subject to the Pool Scheduled Principal Balance
at the time of repurchase being less than 10 percent of the Pool Scheduled
Principal Balance as of the Cut-off Date. The Company's exercise of such right
will result in early retirement of the Certificates.

     Unless this Certificate has been countersigned by the Trustee, by manual
signature, this Certificate shall not be entitled to any benefit under the
Agreement or be valid for any purpose.



     IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed under its official seal.

                                        STATE STREET BANK AND TRUST
                                        COMPANY, not in its individual
                                        capacity but solely as Trustee


(SEAL)                                  By:_______________________________
                                           Name:
                                           Title:


Countersigned:


By:_______________________________
Authorized Signatory of
STATE STREET BANK AND TRUST COMPANY,
not in its individual capacity but
solely as Trustee

Dated:________________________



                                   ASSIGNMENT

     FOR VALUE RECEIVED the undersigned hereby sell(s), assign(s) and
transfer(s) unto

Please insert social security or other identifying number of assignee

- --------------------------------------------------------------------------------

- --------------------------------------------------------------------------------
        (Please print or typewrite name and address including postal zip
                                code of assignee)


this Certificate evidencing a Percentage Interest in certain distributions with
respect to the Trust Fund and hereby authorizes the transfer of registration of
such interest to assignee on the Certificate Register of said Trust Fund.

     I (we) further direct the Certificate Registrar to issue a new Certificate
of like Class and Percentage Interest, to the above named assignee and deliver
such Certificate to the following address:



Dated:________________________



- -------------------------------------
Signature by or on behalf of assignor



- ----------------------
*Signature Guaranteed*


*The signature hereon must be guaranteed by a bank, trust company or broker of
the signatory who is a member of a signature guarantee medallion program.



PRINCIPAL WILL NOT BE DISTRIBUTABLE IN RESPECT OF THIS CERTIFICATE. INTEREST IS
CALCULATED ON THIS CERTIFICATE BASED ON THE CLASS S NOTIONAL PRINCIPAL BALANCE,
WHICH, AS OF ANY DISTRIBUTION DATE, IS EQUAL TO THE AGGREGATE SCHEDULED
PRINCIPAL BALANCE OF THE OUTSTANDING NON-DISCOUNT MORTGAGE LOANS AS SET FORTH IN
THE AGREEMENT (AS DEFINED HEREIN). CONSEQUENTLY, THE NOTIONAL PRINCIPAL BALANCE
OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL NOTIONAL PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).

THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS
AMENDED (THE "SECURITIES ACT"). ANY RESALE OR TRANSFER OF THIS CERTIFICATE
WITHOUT REGISTRATION THEREOF UNDER THE SECURITIES ACT MAY ONLY BE MADE IN A
TRANSACTION EXEMPT FROM THE REGISTRATION REQUIREMENTS OF THE SECURITIES ACT AND
IN ACCORDANCE WITH SECTION 5.02 OF THE AGREEMENT REFERRED TO HEREIN.

THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).



             REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15


                 evidencing a beneficial ownership interest in a
               trust fund which consists primarily of two pools of
                  conventional, fixed rate, one- to four-family
                       mortgage loans sold and serviced by


                       GE CAPITAL MORTGAGE SERVICES, INC.


No. R-                                            Initial Class S2 Notional
                                                  Certificate Principal Balance:
Class S2                                          $72,349,463.68

Certificate Interest                              Initial Notional Certificate
Rate per annum: variable                          Principal Balance of this
                                                  Certificate:

Cut-off Date:
July 1, 1999

First Distribution Date:
August 25, 1999



THIS CERTIFIES THAT


is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Notional Principal Balance of this Certificate
by the aggregate initial Notional Principal Balance of all Class S2
Certificates, both as specified above) in certain distributions with respect to
the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.

     The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.

Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and



THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF DISTRIBUTION TO CERTAIN CLASSES OF
THE CERTIFICATES AS SET FORTH HEREIN AND IN THE AGREEMENT REFERRED TO HEREIN.

PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).

TRANSFER OF THIS CERTIFICATE IS RESTRICTED AS PROVIDED IN SECTION 5.02 OF THE
AGREEMENT.

THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.

THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY EMPLOYEE BENEFIT
PLAN SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED
("ERISA") OR A PLAN SUBJECT TO SECTION 4975 OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED ("SECTION 4975") (A "PLAN") OR A PERSON THAT IS USING THE
ASSETS OF A PLAN TO ACQUIRE THIS CERTIFICATE, EXCEPT AS DESCRIBED HEREIN. THE
TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN OTHER RESTRICTIONS AS SET
FORTH HEREIN.



             REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15


                 evidencing a beneficial ownership interest in a
               trust fund which consists primarily of two pools of
                  conventional, fixed rate, one- to four-family
                       mortgage loans sold and serviced by


                       GE CAPITAL MORTGAGE SERVICES, INC.


No. R-                                            Initial Class M Certificate
                                                  Principal Balance:
Class M                                           $21,095,000

Certificate Interest                              Initial Certificate Principal
Rate per annum: 6.75%                             Balance of this Certificate:
                                                  $
Cut-off Date:
July 1, 1999

First Distribution Date:                          CUSIP:36158GHE1
August 25, 1999



THIS CERTIFIES THAT


is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
M Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.

     The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.

     Distributions on this Certificate will be made by the Trustee by check or
money order mailed to the Person entitled thereto at the address appearing in
the Certificate Register or, upon written request by the Certificateholder, by
such other means of payment as such Person and the Trustee shall agree. Except
as otherwise provided in the Agreement, the final distribution on this
Certificate will be made in the applicable manner described above, after due
notice by the Trustee of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency
maintained for that purpose by the Trustee in New York, New York.

     This Certificate is one of a duly authorized issue of Certificates
designated as REMIC Mortgage Pass-Through Certificates, Series 1999-15, issued
in forty-three (Class A1, Class A2, Class A3, Class A4, Class A5, Class A6,
Class A7, Class A8, Class A9, Class A10, Class A11, Class A12, Class A13, Class
A14, Class A15, Class A16, Class A17, Class A18, Class A19, Class A20, Class
A21, Class A22, Class A23, Class A24, Class A25, Class A26, Class A27, Class
A28, Class 2-A1, Class 2-A2, Class 2-A3, Class 2-A4, Class 2-A5, Class R, Class
1-PO, Class S, Class 2-S, Class M, Class B1, Class B2, Class B3, Class B4 and
Class B5, herein called the "Certificates").

     The Certificates are limited in right of payment to certain payments on and
collections in respect of the Mortgage Loans, all as more specifically set forth
in the Agreement. The Certificateholder, by its acceptance of this Certificate,
agrees that it will look solely to the funds on deposit in the Certificate
Account for payment hereunder and that the Trustee in its individual capacity is
not personally liable to the Certificateholders for any amount payable under
this Certificate or the Agreement or, except as expressly provided in the
Agreement, subject to any liability under the Agreement.

     As provided in the Agreement and with certain exceptions therein provided,
certain losses on the Mortgage Loans resulting from defaults by Mortgagors will
be borne by the Holders of the Class M, Class B1, Class B2, Class B3, Class B4
and Class B5 Certificates before such losses will be borne by the Holders of the
other Classes of the Certificates.

     This Certificate does not purport to summarize the Agreement and reference
is made to the Agreement for the interests, rights and limitations of rights,
benefits, obligations and duties evidenced hereby, and the rights, duties and
immunities of the Trustee.

     The Agreement permits, with certain exceptions therein provided, the
amendment thereof and the modification of the rights and obligations of the
Company and the rights of the Certificateholders under the Agreement at any time
by the Company and the Trustee with the consent of the Holders of Certificates
evidencing not less than 66% of all the Voting Rights as defined in the
Agreement. Any such consent by the Holder of this Certificate shall be
conclusive and binding on such Holder and upon all future Holders of this
Certificate and of any Certificate issued upon the transfer hereof or in
exchange herefor or in lieu hereof whether or not notation of such consent is
made upon this Certificate. The Agreement also permits the amendment thereof, in
certain limited circumstances, without the consent of the Holders of any of the
Certificates.

     No transfer of any Class M, Class B1, Class B2, Class B3, Class B4 or Class
B5 Certificate which is in the form of a Definitive Certificate shall be made to
any Person unless the Trustee has received (i) a certificate from such
transferee to the effect that such transferee (x) is not an employee benefit
plan subject to the Employee Retirement Income Security Act of 1974, as amended
("ERISA") or a plan subject to Section 4975 of the Internal Revenue Code of
1986, as amended ("Section 4975") (a "Plan") or a Person that is using the
assets of a Plan to acquire such Certificate or (y) is an insurance company
investing assets of its general account and the exemption provided by Section
III(a) of Department of Labor Prohibited Transaction Exemption 95-60, 60 Fed.
Reg. 35925 (July 12, 1995) (the "Exemption") applies to such transferee's
acquisition and holding of such Certificate, or (ii) an opinion of counsel
satisfactory to the Trustee, which opinion shall not be an expense of the
Trustee or the Company, to the effect that the purchase and holding of such
Certificate will not constitute or result in the assets of the Trust Fund being
deemed to be "plan assets" and subject to the prohibited transaction provisions
of ERISA or Section 4975 and will not subject the Trustee or the Company to any
obligation in addition to those undertaken in the Agreement; provided, however,
that the Trustee will not require such certificate or opinion in the event that,
as a result of a change of law or otherwise, counsel satisfactory to the Trustee
has rendered an opinion to the effect that the purchase and holding of a Class
M, Class B1, Class B2, Class B3, Class B4 or Class B5 Certificate by a Plan or a
Person that is purchasing or holding such Certificate with the assets of a Plan
will not constitute or result in a prohibited transaction under ERISA or Section
4975.

     No transfer of any Class R Certificate shall be made to any Person unless
the Trustee has received a certificate from such transferee to the effect that,
among other things, such transferee (x) is not an employee benefit plan subject
to ERISA or a Plan or a Person that is using the assets of a Plan to acquire any
such Class R Certificate or (y) is an insurance company investing assets of its
general account and the Exemption applies to such transferee's acquisition and
holding of any such Class R Certificate.

     As provided in the Agreement, and subject to certain limitations therein
set forth, the transfer of this Certificate is registerable in the Certificate
Register of the Trustee upon surrender of this Certificate for registration of
transfer at the office or agency maintained by the Trustee in the city in which
the Corporate Trust Office of the Trustee is located or in the City of New York,
accompanied by a written instrument of transfer in form satisfactory to the
Company, the Trustee, and the Certificate Registrar duly executed by the Holder
hereof or such Holder's attorney duly authorized in writing, and thereupon one
or more new Certificates of the same Class of authorized denominations
evidencing the same aggregate Percentage Interest will be issued to the
designated transferee or transferees.

     The Certificates are issuable only as registered Certificates without
coupons in denominations specified in the Agreement. As provided in the
Agreement and subject to certain limitations therein set forth, Certificates are
exchangeable for new Certificates of the same Class of authorized denominations
evidencing the same aggregate Percentage Interest as requested by the Holder
surrendering the same.

     No service charge will be made for any such registration of transfer or
exchange, but the Trustee may require payment of a sum sufficient to cover any
tax or other governmental charge payable in connection therewith.

     The Trustee and the Certificate Registrar and any agent of the Trustee or
the Certificate Registrar may treat the Person in whose name this Certificate is
registered as the owner hereof for all purposes, and neither the Trustee, the
Certificate Registrar nor any such agent shall be affected by any notice to the
contrary.

     The obligations and responsibilities created by the Agreement, and the
Trust Fund created thereby shall terminate upon payment to the
Certificateholders, or provision therefor, in accordance with the Agreement
following the earlier of (a) the repurchase by the Company of all Mortgage Loans
and all property acquired in respect of any Mortgage Loan remaining in the Trust
Fund at a price equal to the sum of (x) 100% of the unpaid principal balance of
each Mortgage Loan (other than a Mortgage Loan described in clause (y)) plus
accrued and unpaid interest thereon at the rate provided for in the Agreement
(less any amounts representing previously unreimbursed Monthly Advances) and (y)
the appraised value of any property acquired in respect of a Mortgage Loan
determined as provided in the Agreement, and (b) the later of the final payment
or other liquidation (or any Monthly Advance with respect thereto) of the last
Mortgage Loan remaining in the Trust Fund and the disposition of all property
acquired upon foreclosure or by deed in lieu of foreclosure of any Mortgage
Loan. The right of the Company to repurchase all the Mortgage Loans and property
in respect of Mortgage Loans is subject to the Pool Scheduled Principal Balance
at the time of repurchase being less than 10 percent of the Pool Scheduled
Principal Balance as of the Cut-off Date. The Company's exercise of such right
will result in early retirement of the Certificates.

     Unless this Certificate has been countersigned by the Trustee, by manual
signature, this Certificate shall not be entitled to any benefit under the
Agreement or be valid for any purpose.



     IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed under its official seal.

                                        STATE STREET BANK AND TRUST
                                        COMPANY, not in its individual
                                        capacity but solely as Trustee



(SEAL)
                                        By:_______________________________
                                           Name:
                                           Title:


Countersigned:


By:_______________________________
Authorized Signatory of
STATE STREET BANK AND TRUST COMPANY,
not in its individual capacity but
solely as Trustee

Dated:________________________



                                   ASSIGNMENT

     FOR VALUE RECEIVED the undersigned hereby sell(s), assign(s) and
transfer(s) unto

Please insert social security
   or other identifying number of assignee

- --------------------------------------------------------------------------------

- --------------------------------------------------------------------------------
                   (Please print or typewrite name and address
                     including postal zip code of assignee)


- --------------------------------------------------------------------------------
this Certificate evidencing a Percentage Interest in certain distributions with
respect to the Trust Fund and hereby authorizes the transfer of registration of
such interest to assignee on the Certificate Register of said Trust Fund.

     I (we) further direct the Certificate Registrar to issue a new Certificate
of like Class and Percentage Interest, to the above named assignee and deliver
such Certificate to the following address:



Dated:________________________



- -------------------------------------
Signature by or on behalf of assignor



- ----------------------
*Signature Guaranteed*


*The signature hereon must be guaranteed by a bank, trust company or broker of
the signatory who is a member of a signature guarantee medallion program.



THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF DISTRIBUTION TO CERTAIN CLASSES OF
THE CERTIFICATES AS SET FORTH HEREIN AND IN THE AGREEMENT REFERRED TO HEREIN.

PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).

TRANSFER OF THIS CERTIFICATE IS RESTRICTED AS PROVIDED IN SECTION 5.02 OF THE
AGREEMENT.

THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.

THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY EMPLOYEE BENEFIT
PLAN SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED
("ERISA") OR A PLAN SUBJECT TO SECTION 4975 OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED ("SECTION 4975") (A "PLAN") OR A PERSON THAT IS USING THE
ASSETS OF A PLAN TO ACQUIRE THIS CERTIFICATE, EXCEPT AS DESCRIBED HEREIN. THE
TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN OTHER RESTRICTIONS AS SET
FORTH HEREIN.



             REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15


                 evidencing a beneficial ownership interest in a
               trust fund which consists primarily of two pools of
                  conventional, fixed rate, one- to four-family
                       mortgage loans sold and serviced by


                       GE CAPITAL MORTGAGE SERVICES, INC.


No. R-                                            Initial Class B1 Certificate
                                                  Principal Balance:
Class B1                                          $7,534,000

Certificate Interest                              Initial Certificate Principal
Rate per annum: 6.75%                             Balance of this Certificate:

Cut-off Date:
July 1, 1999

First Distribution Date:                          CUSIP: 36158GHF8
August 25, 1999



THIS CERTIFIES THAT


is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
B1 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.

     The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.

Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and



THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF DISTRIBUTION TO CERTAIN CLASSES OF
THE CERTIFICATES AS SET FORTH HEREIN AND IN THE AGREEMENT REFERRED TO HEREIN.

PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).

TRANSFER OF THIS CERTIFICATE IS RESTRICTED AS PROVIDED IN SECTION 5.02 OF THE
AGREEMENT.

THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.

THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY EMPLOYEE BENEFIT
PLAN SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED
("ERISA") OR A PLAN SUBJECT TO SECTION 4975 OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED ("SECTION 4975") (A "PLAN") OR A PERSON THAT IS USING THE
ASSETS OF A PLAN TO ACQUIRE THIS CERTIFICATE, EXCEPT AS DESCRIBED HEREIN. THE
TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN OTHER RESTRICTIONS AS SET
FORTH HEREIN.



             REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15


                 evidencing a beneficial ownership interest in a
               trust fund which consists primarily of two pools of
                  conventional, fixed rate, one- to four-family
                       mortgage loans sold and serviced by


                       GE CAPITAL MORTGAGE SERVICES, INC.


No. R-                                            Initial Class B2 Certificate
                                                  Principal Balance:
Class B2                                          $4,520,000

Certificate Interest                              Initial Certificate Principal
Rate per annum: 6.75%                             Balance of this Certificate:
                                                  $
Cut-off Date:
July 1, 1999

First Distribution Date:                          CUSIP: 36158GHG6
August 25, 1999



THIS CERTIFIES THAT


is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
B2 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.

     The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.

Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and



THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF DISTRIBUTION TO CERTAIN CLASSES OF
THE CERTIFICATES AS SET FORTH HEREIN AND IN THE AGREEMENT REFERRED TO HEREIN.

THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES
ACT OF 1933, AS AMENDED (THE "SECURITIES ACT"), OR THE SECURITIES LAWS OF ANY
STATE OF THE UNITED STATES ("BLUE SKY LAWS"), AND SUCH CERTIFICATE MAY NOT BE
OFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED EXCEPT (A) TO A PERSON WHOM
THE SELLER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE
MEANING OF RULE 144A UNDER THE SECURITIES ACT IN A TRANSACTION MEETING THE
REQUIREMENTS OF RULE 144A, (B) PURSUANT TO AN EXEMPTION FROM REGISTRATION
PROVIDED BY RULE 144 UNDER THE SECURITIES ACT (IF AVAILABLE) OR (C) TO AN
INSTITUTIONAL ACCREDITED INVESTOR AS DEFINED IN RULE 501(a)(1), (2), (3) OR (7)
OF REGULATION D UNDER THE SECURITIES ACT, IN EACH CASE IN A TRANSACTION EXEMPT
FROM THE REGISTRATION REQUIREMENTS OF THE SECURITIES ACT AND IN ACCORDANCE WITH
ANY APPLICABLE BLUE SKY LAWS. NO REPRESENTATION IS MADE AS TO THE AVAILABILITY
OF THE EXEMPTION PROVIDED BY RULE 144 FOR RESALES OF THIS CERTIFICATE.

PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).

TRANSFER OF THIS CERTIFICATE IS RESTRICTED AS PROVIDED IN SECTION 5.02 OF THE
AGREEMENT.

THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).

THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY EMPLOYEE BENEFIT
PLAN SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED
("ERISA") OR A PLAN SUBJECT TO SECTION 4975 OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED ("SECTION 4975") (A "PLAN") OR A PERSON THAT IS USING THE
ASSETS OF A PLAN TO ACQUIRE THIS CERTIFICATE, EXCEPT AS DESCRIBED HEREIN. THE
TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN OTHER RESTRICTIONS AS SET
FORTH HEREIN.



             REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15


                 evidencing a beneficial ownership interest in a
               trust fund which consists primarily of two pools of
                  conventional, fixed rate, one- to four-family
                       mortgage loans sold and serviced by


                       GE CAPITAL MORTGAGE SERVICES, INC.


No. R-                                            Initial Class B3 Certificate
                                                  Principal Balance:
Class B3                                          $5,022,000.00

Certificate Interest                              Initial Certificate Principal
Rate per annum: 6.75%                             Balance of this Certificate:
                                                  $
Cut-off Date:
July 1, 1999

First Distribution Date:                          CUSIP: 36157R4L6
August 25, 1999



THIS CERTIFIES THAT


is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
B3 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.

     The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.

     Distributions on this Certificate will be made by the Trustee by check or
money order mailed to the Person entitled thereto at the address appearing in
the Certificate Register or, upon written request by the Certificateholder, by
such other means of payment as such Person and the Trustee shall agree. Except
as otherwise provided in the Agreement, the final distribution on this
Certificate will be made in the applicable manner described above, after due
notice by the Trustee of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency
maintained for that purpose by the Trustee in New York, New York.

     This Certificate is one of a duly authorized issue of Certificates
designated as REMIC Mortgage Pass-Through Certificates, Series 1999-15, issued
in forty-three (Class A1, Class A2, Class A3, Class A4, Class A5, Class A6,
Class A7, Class A8, Class A9, Class A10, Class A11, Class A12, Class A13, Class
A14, Class A15, Class A16, Class A17, Class A18, Class A19, Class A20, Class
A21, Class A22, Class A23, Class A24, Class A25, Class A26, Class A27, Class
A28, Class 2-A1, Class 2-A2, Class 2-A3, Class 2-A4, Class 2-A5, Class R, Class
1-PO, Class S, Class 2-S, Class M, Class B1, Class B2, Class B3, Class B4 and
Class B5, herein called the "Certificates").

     The Certificates are limited in right of payment to certain payments on and
collections in respect of the Mortgage Loans, all as more specifically set forth
in the Agreement. The Certificateholder, by its acceptance of this Certificate,
agrees that it will look solely to the funds on deposit in the Certificate
Account for payment hereunder and that the Trustee in its individual capacity is
not personally liable to the Certificateholders for any amount payable under
this Certificate or the Agreement or, except as expressly provided in the
Agreement, subject to any liability under the Agreement.

     As provided in the Agreement and with certain exceptions therein provided,
certain losses on the Mortgage Loans resulting from defaults by Mortgagors will
be borne by the Holders of the Class M, Class B1, Class B2, Class B3, Class B4
and Class B5 Certificates before such losses will be borne by the Holders of the
other Classes of the Certificates.

     This Certificate does not purport to summarize the Agreement and reference
is made to the Agreement for the interests, rights and limitations of rights,
benefits, obligations and duties evidenced hereby, and the rights, duties and
immunities of the Trustee.

     The Agreement permits, with certain exceptions therein provided, the
amendment thereof and the modification of the rights and obligations of the
Company and the rights of the Certificateholders under the Agreement at any time
by the Company and the Trustee with the consent of the Holders of Certificates
evidencing not less than 66% of all the Voting Rights as defined in the
Agreement. Any such consent by the Holder of this Certificate shall be
conclusive and binding on such Holder and upon all future Holders of this
Certificate and of any Certificate issued upon the transfer hereof or in
exchange herefor or in lieu hereof whether or not notation of such consent is
made upon this Certificate. The Agreement also permits the amendment thereof, in
certain limited circumstances, without the consent of the Holders of any of the
Certificates.

     No transfer of any Class M, Class B1, Class B2, Class B3, Class B4 or Class
B5 Certificate which is in the form of a Definitive Certificate shall be made to
any Person unless the Trustee has received (i) a certificate from such
transferee to the effect that such transferee (x) is not an employee benefit
plan subject to the Employee Retirement Income Security Act of 1974, as amended
("ERISA") or a plan subject to Section 4975 of the Internal Revenue Code of
1986, as amended ("Section 4975") (a "Plan") or a Person that is using the
assets of a Plan to acquire such Certificate or (y) is an insurance company
investing assets of its general account and the exemption provided by Section
III(a) of Department of Labor Prohibited Transaction Exemption 95-60, 60 Fed.
Reg. 35925 (July 12, 1995) (the "Exemption") applies to such transferee's
acquisition and holding of such Certificate, or (ii) an opinion of counsel
satisfactory to the Trustee, which opinion shall not be an expense of the
Trustee or the Company, to the effect that the purchase and holding of such
Certificate will not constitute or result in the assets of the Trust Fund being
deemed to be "plan assets" and subject to the prohibited transaction provisions
of ERISA or Section 4975 and will not subject the Trustee or the Company to any
obligation in addition to those undertaken in the Agreement; provided, however,
that the Trustee will not require such certificate or opinion in the event that,
as a result of a change of law or otherwise, counsel satisfactory to the Trustee
has rendered an opinion to the effect that the purchase and holding of a Class
M, Class B1, Class B2, Class B3, Class B4 or Class B5 Certificate by a Plan or a
Person that is purchasing or holding such Certificate with the assets of a Plan
will not constitute or result in a prohibited transaction under ERISA or Section
4975.

     No transfer of any Class R Certificate shall be made to any Person unless
the Trustee has received a certificate from such transferee to the effect that,
among other things, such transferee (x) is not an employee benefit plan subject
to ERISA or a Plan or a Person that is using the assets of a Plan to acquire any
such Class R Certificate or (y) is an insurance company investing assets of its
general account and the Exemption applies to such transferee's acquisition and
holding of any such Class R Certificate.

     As provided in the Agreement, and subject to certain limitations therein
set forth, the transfer of this Certificate is registerable in the Certificate
Register of the Trustee upon surrender of this Certificate for registration of
transfer at the office or agency maintained by the Trustee in the city in which
the Corporate Trust Office of the Trustee is located or in the City of New York,
accompanied by a written instrument of transfer in form satisfactory to the
Company, the Trustee, and the Certificate Registrar duly executed by the Holder
hereof or such Holder's attorney duly authorized in writing, and thereupon one
or more new Certificates of the same Class of authorized denominations
evidencing the same aggregate Percentage Interest will be issued to the
designated transferee or transferees.

     The Certificates are issuable only as registered Certificates without
coupons in denominations specified in the Agreement. As provided in the
Agreement and subject to certain limitations therein set forth, Certificates are
exchangeable for new Certificates of the same Class of authorized denominations
evidencing the same aggregate Percentage Interest as requested by the Holder
surrendering the same.

     No service charge will be made for any such registration of transfer or
exchange, but the Trustee may require payment of a sum sufficient to cover any
tax or other governmental charge payable in connection therewith.

     The Trustee and the Certificate Registrar and any agent of the Trustee or
the Certificate Registrar may treat the Person in whose name this Certificate is
registered as the owner hereof for all purposes, and neither the Trustee, the
Certificate Registrar nor any such agent shall be affected by any notice to the
contrary.

     The obligations and responsibilities created by the Agreement, and the
Trust Fund created thereby shall terminate upon payment to the
Certificateholders, or provision therefor, in accordance with the Agreement
following the earlier of (a) the repurchase by the Company of all Mortgage Loans
and all property acquired in respect of any Mortgage Loan remaining in the Trust
Fund at a price equal to the sum of (x) 100% of the unpaid principal balance of
each Mortgage Loan (other than a Mortgage Loan described in clause (y)) plus
accrued and unpaid interest thereon at the rate provided for in the Agreement
(less any amounts representing previously unreimbursed Monthly Advances) and (y)
the appraised value of any property acquired in respect of a Mortgage Loan
determined as provided in the Agreement, and (b) the later of the final payment
or other liquidation (or any Monthly Advance with respect thereto) of the last
Mortgage Loan remaining in the Trust Fund and the disposition of all property
acquired upon foreclosure or by deed in lieu of foreclosure of any Mortgage
Loan. The right of the Company to repurchase all the Mortgage Loans and property
in respect of Mortgage Loans is subject to the Pool Scheduled Principal Balance
at the time of repurchase being less than 10 percent of the Pool Scheduled
Principal Balance as of the Cut-off Date. The Company's exercise of such right
will result in early retirement of the Certificates.

     Unless this Certificate has been countersigned by the Trustee, by manual
signature, this Certificate shall not be entitled to any benefit under the
Agreement or be valid for any purpose.



     IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed under its official seal.

                                        STATE STREET BANK AND TRUST
                                        COMPANY, not in its individual
                                        capacity but solely as Trustee



(SEAL)
                                        By:_______________________________
                                           Name:
                                           Title:


Countersigned:


By:_______________________________
Authorized Signatory of
STATE STREET BANK AND TRUST COMPANY,
not in its individual capacity but
solely as Trustee

Dated:________________________



                                   ASSIGNMENT

     FOR VALUE RECEIVED the undersigned hereby sell(s), assign(s) and
transfer(s) unto

Please insert social security
   or other identifying number of assignee

- --------------------------------------------------------------------------------

- --------------------------------------------------------------------------------
                   (Please print or typewrite name and address
                     including postal zip code of assignee)


- --------------------------------------------------------------------------------
this Certificate evidencing a Percentage Interest in certain distributions with
respect to the Trust Fund and hereby authorizes the transfer of registration of
such interest to assignee on the Certificate Register of said Trust Fund.

     I (we) further direct the Certificate Registrar to issue a new Certificate
of like Class and Percentage Interest, to the above named assignee and deliver
such Certificate to the following address:



Dated:________________________



- -------------------------------------
Signature by or on behalf of assignor



- ----------------------
*Signature Guaranteed*


*The signature hereon must be guaranteed by a bank, trust company or broker of
the signatory who is a member of a signature guarantee medallion program.



     In connection with any transfer of this Certificate, the undersigned
registered holder hereof confirms that without utilizing any general
solicitation or general advertising:

(Check One) -

                         |_| (a) This Certificate is being transferred by the
                    undersigned to a person whom the undersigned reasonably
                    believes is a "qualified institutional buyer" (as defined in
                    Rule 144A under the Securities Act of 1933, as amended)
                    pursuant to the exemption from registration under the
                    Securities Act of 1933, as amended, provided by Rule 144A
                    thereunder.

                         |_| (b) This Certificate is being transferred by the
                    undersigned to an institutional "accredited investor" (as
                    defined in Rule 501(a)(1), (2), (3) or (7) of Regulation D
                    under the Securities Act of 1933, as amended) and that the
                    undersigned has been advised by the prospective purchaser
                    that it intends to hold this Certificate for investment and
                    not for distribution or resale.


Dated_________________________
     (Signature)

If none of the foregoing boxes is checked, the Trustee shall not be obligated to
register this Certificate in the name of any person other than the registered
holder thereof unless and until the conditions to any such transfer of
registration set forth herein, and in the Pooling and Servicing Agreement have
been satisfied.

TO BE COMPLETED BY PURCHASER IF (a) ABOVE IS CHECKED:

     The undersigned represents and warrants that (i) it is a "qualified
institutional buyer" (as defined in Rule 144A under the Securities Act of 1933,
as amended) and acknowledges that it has received such information as the
undersigned has requested pursuant to Rule 144A or has determined not to request
such information and that it is aware that the registered holder is relying upon
the undersigned's foregoing representations in order to claim the exemption from
registration provided by Rule 144A, and (ii) the undersigned (x) is not an
employee benefit plan subject to the Employee Retirement Income Security Act of
1974, as amended, or a plan subject to Section 4975 of the Internal Revenue Code
of 1986, as amended, and is not using the assets of any such employee benefit or
other plan to acquire this Certificate or (y) is an insurance company investing
assets of its general account and the exemptions provided by Section III(a) of
Department of Labor Prohibited Transaction Exemption 95-60, 60 Fed. Reg. 35925
(July 12, 1995), apply to the acquisition and holding by the undersigned of this
Certificate.

Dated_________________________
     (Signature)

TO BE COMPLETED BY PURCHASER IF (b) ABOVE IS CHECKED:

     The undersigned represents and warrants that (i) it is an institutional
"accredited investor" (as defined in Rule 501(a)(1), (2), (3) or (7) of
Regulation D under the Securities Act of 1933, as amended), and (ii) the
undersigned (x) is not an employee benefit plan subject to the Employee
Retirement Income Security Act of 1974, as amended, or a plan subject to Section
4975 of the Internal Revenue Code of 1986, as amended, and is not using the
assets of any such employee benefit or other plan to acquire this Certificate or
(y) is an insurance company investing assets of its general account and the
exemptions provided by Section III(a) of Department of Labor Prohibited
Transaction Exemption 95-60, 60 Fed. Reg. 35925 (July 12, 1995), apply to the
acquisition and holding by the undersigned of this Certificate.

Dated_________________________
     (Signature)



THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF DISTRIBUTION TO CERTAIN CLASSES OF
THE CERTIFICATES AS SET FORTH HEREIN AND IN THE AGREEMENT REFERRED TO HEREIN.

THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES
ACT OF 1933, AS AMENDED (THE "SECURITIES ACT"), OR THE SECURITIES LAWS OF ANY
STATE OF THE UNITED STATES ("BLUE SKY LAWS"), AND SUCH CERTIFICATE MAY NOT BE
OFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED EXCEPT (A) TO A PERSON WHOM
THE SELLER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE
MEANING OF RULE 144A UNDER THE SECURITIES ACT IN A TRANSACTION MEETING THE
REQUIREMENTS OF RULE 144A, (B) PURSUANT TO AN EXEMPTION FROM REGISTRATION
PROVIDED BY RULE 144 UNDER THE SECURITIES ACT (IF AVAILABLE) OR (C) TO AN
INSTITUTIONAL ACCREDITED INVESTOR AS DEFINED IN RULE 501(a)(1), (2), (3) OR (7)
OF REGULATION D UNDER THE SECURITIES ACT, IN EACH CASE IN A TRANSACTION EXEMPT
FROM THE REGISTRATION REQUIREMENTS OF THE SECURITIES ACT AND IN ACCORDANCE WITH
ANY APPLICABLE BLUE SKY LAWS. NO REPRESENTATION IS MADE AS TO THE AVAILABILITY
OF THE EXEMPTION PROVIDED BY RULE 144 FOR RESALES OF THIS CERTIFICATE.

PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).

TRANSFER OF THIS CERTIFICATE IS RESTRICTED AS PROVIDED IN SECTION 5.02 OF THE
AGREEMENT.

THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).

THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY EMPLOYEE BENEFIT
PLAN SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED
("ERISA") OR A PLAN SUBJECT TO SECTION 4975 OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED ("SECTION 4975") (A "PLAN") OR A PERSON THAT IS USING THE
ASSETS OF A PLAN TO ACQUIRE THIS CERTIFICATE, EXCEPT AS DESCRIBED HEREIN. THE
TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN OTHER RESTRICTIONS AS SET
FORTH HEREIN.



             REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15


                 evidencing a beneficial ownership interest in a
               trust fund which consists primarily of two pools of
                  conventional, fixed rate, one- to four-family
                       mortgage loans sold and serviced by


                       GE CAPITAL MORTGAGE SERVICES, INC.


No. R-                                            Initial Class B4 Certificate
                                                  Principal Balance:
Class B4                                          $2,009,000.00

Certificate Interest                              Initial Certificate Principal
Rate per annum: 6.75%                             Balance of this Certificate:
                                                  $
Cut-off Date:
July 1, 1999

First Distribution Date:                          CUSIP: 36157R4M4
August 25, 1999



THIS CERTIFIES THAT


is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
B4 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.

     The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.

Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and



THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF DISTRIBUTION TO CERTAIN CLASSES OF
THE CERTIFICATES AS SET FORTH HEREIN AND IN THE AGREEMENT REFERRED TO HEREIN.

THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES
ACT OF 1933, AS AMENDED (THE "SECURITIES ACT"), OR THE SECURITIES LAWS OF ANY
STATE OF THE UNITED STATES ("BLUE SKY LAWS"), AND SUCH CERTIFICATE MAY NOT BE
OFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED EXCEPT (A) TO A PERSON WHOM
THE SELLER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE
MEANING OF RULE 144A UNDER THE SECURITIES ACT IN A TRANSACTION MEETING THE
REQUIREMENTS OF RULE 144A, (B) PURSUANT TO AN EXEMPTION FROM REGISTRATION
PROVIDED BY RULE 144 UNDER THE SECURITIES ACT (IF AVAILABLE) OR (C) TO AN
INSTITUTIONAL ACCREDITED INVESTOR AS DEFINED IN RULE 501(a)(1), (2), (3) OR (7)
OF REGULATION D UNDER THE SECURITIES ACT, IN EACH CASE IN A TRANSACTION EXEMPT
FROM THE REGISTRATION REQUIREMENTS OF THE SECURITIES ACT AND IN ACCORDANCE WITH
ANY APPLICABLE BLUE SKY LAWS. NO REPRESENTATION IS MADE AS TO THE AVAILABILITY
OF THE EXEMPTION PROVIDED BY RULE 144 FOR RESALES OF THIS CERTIFICATE.

PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).

TRANSFER OF THIS CERTIFICATE IS RESTRICTED AS PROVIDED IN SECTION 5.02 OF THE
AGREEMENT.

THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).

THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY EMPLOYEE BENEFIT
PLAN SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED
("ERISA") OR A PLAN SUBJECT TO SECTION 4975 OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED ("SECTION 4975") (A "PLAN") OR A PERSON THAT IS USING THE
ASSETS OF A PLAN TO ACQUIRE THIS CERTIFICATE, EXCEPT AS DESCRIBED HEREIN. THE
TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN OTHER RESTRICTIONS AS SET
FORTH HEREIN.



             REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15


                 evidencing a beneficial ownership interest in a
               trust fund which consists primarily of two pools of
                  conventional, fixed rate, one- to four-family
                       mortgage loans sold and serviced by


                       GE CAPITAL MORTGAGE SERVICES, INC.


No. R-                                            Initial Class B5 Certificate
                                                  Principal Balance:
Class B5                                          $2,513,843.12

Certificate Interest                              Initial Certificate Principal
Rate per annum: 6.75%                             Balance of this Certificate:
                                                  $
Cut-off Date:
July 1, 1999

First Distribution Date:                          CUSIP: 36157R4N2
August 25, 1999



THIS CERTIFIES THAT


is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
B5 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.

     The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.

Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and







                                    EXHIBIT B

                           PRINCIPAL BALANCE SCHEDULES


                                      None.







                                    EXHIBIT C

                                 MORTGAGE LOANS





  GE Capital Mortgages Services, Inc.               EXHIBIT C
                                                     POOL 1
  Issue Date:  June 1, 1999\
  P.O. Box 5260\
  Cherry Hill, N.J. 08034\
  (800) -257-7818\

                                             DELIVERY ID:     0004991530

  ---------------------------------------------------------------------------------------------------------------PAGE:
  --------------------------------------------------------------------------------
                                             
  LN # 0007615024               MORTGAGORS:        KENDALL, WILLIAM

                                                   KENDALL, CATHERINE
                                            ADDRESS     :    750 LADERA LANE
  MORTGAGE AMT:       596,200.00            CITY               SANTA BARBARA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   93108
  UNPAID BALANCE:    587,028.310            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,219.87            ANNUAL RATE ADJUST:      0.000
  LTV :                 82.23400            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           11/01/27
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0007678469               MORTGAGORS:        LOWDEN, GEORGE

                                                   LOWDEN, BARBARA
                                            ADDRESS     :    7330 LUGANO DRIVE
  MORTGAGE AMT:        80,000.00            CITY               BOYNTON BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.65000                               FL   33437
  UNPAID BALANCE:     79,221.600            OPTION TO CONVERT :      No
  MONTHLY P&I:            567.62            ANNUAL RATE ADJUST:      0.000
  LTV :                 55.59400            OUTSIDE CONV DATE:
  CURRENT INT           7.65000             MATURITY DATE:           06/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0007679764               MORTGAGORS:        HEILMAN, DOUGLAS

                                                   HEILMAN, MAGGIE
                                            ADDRESS     :    350 BELMONT AVENUE
  MORTGAGE AMT:       202,500.00            CITY               REDWOOD CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.30000                               CA   94061
  UNPAID BALANCE:    200,390.690            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,388.29            ANNUAL RATE ADJUST:      0.000
  LTV :                 50.62500            OUTSIDE CONV DATE:
  CURRENT INT           7.30000             MATURITY DATE:           06/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0007680168               MORTGAGORS:        HOWE, RICHARD

                                                   HOWE, LAURENE
                                            ADDRESS     :    1900 CHILTON DRIVE
  MORTGAGE AMT:       127,000.00            CITY               GLENDALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   91201
  UNPAID BALANCE:    125,664.230            OPTION TO CONVERT :      No
  MONTHLY P&I:            866.37            ANNUAL RATE ADJUST:      0.000
  LTV :                 42.33300            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0007680283               MORTGAGORS:        ALUZZO, TERESA
                                            ADDRESS     :    7 SWALLOW LANE
  MORTGAGE AMT:       120,000.00            CITY               HAUPPAUGE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               NY   11788
  UNPAID BALANCE:    118,658.270            OPTION TO CONVERT :      No
  MONTHLY P&I:            818.62            ANNUAL RATE ADJUST:      0.000
  LTV :                 55.81395            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0007721301               MORTGAGORS:        MORIARTY, JOHN

                                                   MORIARTY, MELISA
                                            ADDRESS     :    11141 SAUNDERS COURT
  MORTGAGE AMT:       233,000.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   92131
  UNPAID BALANCE:    231,131.500            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,669.24            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.79452            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           08/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0007728058               MORTGAGORS:        FIXLER, JAMES
                                            ADDRESS     :    1362 EAST 93RD STREET
  MORTGAGE AMT:        41,300.00            CITY               CLEVELAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.25000                               OH   44106
  UNPAID BALANCE:     40,943.190            OPTION TO CONVERT :      No
  MONTHLY P&I:            310.27            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.25000             MATURITY DATE:           06/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0007728348               MORTGAGORS:        ROBBINS, DUANE

                                                   ROBBINS, JUDITH
                                            ADDRESS     :    1108 WOOD AVENUE
  MORTGAGE AMT:        51,200.00            CITY               RAPID CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.25000                               SD   57701
  UNPAID BALANCE:     50,793.030            OPTION TO CONVERT :      No
  MONTHLY P&I:            384.65            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.62990            OUTSIDE CONV DATE:
  CURRENT INT           8.25000             MATURITY DATE:           07/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0007728611               MORTGAGORS:        BONNEMA, KEVIN

                                                   BONNEMA, CARA
                                            ADDRESS     :    6370 VROOMAN ROAD
  MORTGAGE AMT:       114,000.00            CITY               LEROY TOWNSHIP
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.37500                               OH   44077
  UNPAID BALANCE:    113,116.220            OPTION TO CONVERT :      No
  MONTHLY P&I:            866.48            ANNUAL RATE ADJUST:      0.000
  LTV :                 60.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.37500             MATURITY DATE:           07/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0007728751               MORTGAGORS:        SCHUSTER, MICHAEL

                                                   GHANN, BRIAN
                                            ADDRESS     :    5217 TURNEY ROAD,
  MORTGAGE AMT:       111,150.00            CITY               GARFIELD HTS.,
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               OH   44125
  UNPAID BALANCE:    110,218.130            OPTION TO CONVERT :      No
  MONTHLY P&I:            805.92            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           08/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0007728769               MORTGAGORS:        LEAHY, KIMBERLY

                                                   MARGARD, DOROTHY
                                            ADDRESS     :    485 COLLINS DRIVE
  MORTGAGE AMT:        28,350.00            CITY               MANSFIELD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.25000                               OH   44903
  UNPAID BALANCE:     28,144.220            OPTION TO CONVERT :      No
  MONTHLY P&I:            212.98            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.25000             MATURITY DATE:           08/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0007729023               MORTGAGORS:        MESA, KENNETH

                                                   MESA, YAEL
                                            ADDRESS     :    10343 EAST FORGE AVENUE
  MORTGAGE AMT:        81,600.00            CITY               MESA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               AZ   85208
  UNPAID BALANCE:     80,865.980            OPTION TO CONVERT :      No
  MONTHLY P&I:            577.56            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.98400            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0007729247               MORTGAGORS:        KINGREY, DARCEY

                                                   GUNDERSON, CLARENCE
                                            ADDRESS     :    14 E QUINCY STREET
  MORTGAGE AMT:        47,000.00            CITY               RAPID CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.25000                               SD   57701
  UNPAID BALANCE:     46,626.390            OPTION TO CONVERT :      No
  MONTHLY P&I:            353.10            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.66100            OUTSIDE CONV DATE:
  CURRENT INT           8.25000             MATURITY DATE:           07/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0007729262               MORTGAGORS:        CLARK, ERLYNE
                                            ADDRESS     :    125 MINFFORD ROAD
  MORTGAGE AMT:       150,000.00            CITY               BALA CYNWYD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               PA   19004
  UNPAID BALANCE:    148,741.540            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,100.65            ANNUAL RATE ADJUST:      0.000
  LTV :                 26.84800            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           07/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0007729601               MORTGAGORS:        WOLF, RANDAL

                                                   WOLF, REBEKAH
                                            ADDRESS     :    38250 SE LUSTED ROAD
  MORTGAGE AMT:       161,000.00            CITY               BORING
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               OR   97009
  UNPAID BALANCE:    159,643.750            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,125.74            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.51000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           08/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0007729791               MORTGAGORS:        PIEKARSKI, TADEUSZ

                                                   PIEKARSKI, TINA
                                            ADDRESS     :    21988 EAST SUNSET DRIVE
  MORTGAGE AMT:       135,000.00            CITY               MACOMB
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               MI   48044
  UNPAID BALANCE:    133,967.900            OPTION TO CONVERT :      No
  MONTHLY P&I:            990.58            ANNUAL RATE ADJUST:      0.000
  LTV :                 84.37500            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           08/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0007729858               MORTGAGORS:        WIKSTROM, RONALD
                                                   WIKSTROM, BERNICE
                                                   WIKSTROM, BERNICE
                                                   WIKSTROM, SOFIA
                                            ADDRESS     :    1797 BILLINGS ROAD
  MORTGAGE AMT:       215,200.00            CITY               CONCORD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   94519
  UNPAID BALANCE:    213,342.400            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,486.33            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           08/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0007729882               MORTGAGORS:        GLYNN, JAMES

                                                   GLYNN, MARJORIE
                                            ADDRESS     :    2820 N KENNICOTT AVENUE
  MORTGAGE AMT:       126,000.00            CITY               ARLINGTON HEIGHTS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               IL   60004
  UNPAID BALANCE:    125,014.220            OPTION TO CONVERT :      No
  MONTHLY P&I:            913.59            ANNUAL RATE ADJUST:      0.000
  LTV :                 58.60400            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           08/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0007730088               MORTGAGORS:        MOFFETT, JOHN

                                                   MOFFETT, MARGARET
                                            ADDRESS     :    1778 HIGH PARK STREET
  MORTGAGE AMT:       180,000.00            CITY               SARASOTA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               FL   34239
  UNPAID BALANCE:    178,692.010            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,289.54            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.29500            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           09/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0007730138               MORTGAGORS:        BARETTA, RONALD

                                                   BARETTA, MARY
                                            ADDRESS     :    1112 WEST MAGNOLIA STREET
  MORTGAGE AMT:       124,000.00            CITY               FORT COLLIN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CO   80521
  UNPAID BALANCE:    122,903.210            OPTION TO CONVERT :      No
  MONTHLY P&I:            845.90            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           08/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0007730153               MORTGAGORS:        GOODE, TIMOTHY

                                                   GOODE, EILEEN
                                            ADDRESS     :    4285 MILLIKEN COURT
  MORTGAGE AMT:       140,000.00            CITY               BOULDER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CO   80303
  UNPAID BALANCE:    138,852.260            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,015.10            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.30600            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           08/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0007749757               MORTGAGORS:        DOYLE, KEVIN
                                            ADDRESS     :    347 LAKEVIEW DRIVE
  MORTGAGE AMT:        73,600.00            CITY               BAILEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CO   80421
  UNPAID BALANCE:     73,132.010            OPTION TO CONVERT :      No
  MONTHLY P&I:            533.65            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.66666            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           10/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0007749849               MORTGAGORS:        POIDOMANI, GEORGES

                                                   POIDOMANI, FRANCOISE
                                            ADDRESS     :    7828 VIRGINIA OAKS DRIVE
  MORTGAGE AMT:       220,000.00            CITY               GAINESVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               VA   20155
  UNPAID BALANCE:    218,493.290            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,538.27            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.75000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           10/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0007750276               MORTGAGORS:        BILES, STEPHEN
                                            ADDRESS     :    11902 BROAD OAKS DRIVE UN
  MORTGAGE AMT:       117,750.00            CITY               AUSTIN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               TX   78759
  UNPAID BALANCE:    116,943.510            OPTION TO CONVERT :      No
  MONTHLY P&I:            823.33            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.96604            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           10/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0007750482               MORTGAGORS:        MILES, DONALD
                                                   GREB, CONSTANCE
                                                   GREB, CONSTANCE
                                                   GREB, FOSTER
                                            ADDRESS     :    129 NORTH COLUMBUS AVENUE
  MORTGAGE AMT:        54,400.00            CITY               MEDFORD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.25000                               OR   97501
  UNPAID BALANCE:     54,079.070            OPTION TO CONVERT :      No
  MONTHLY P&I:            408.69            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.25000             MATURITY DATE:           10/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0007750581               MORTGAGORS:        KOSSON, WILLIAM

                                                   KOSSON, LYNN
                                            ADDRESS     :    225 TALLMAN AVENUE
  MORTGAGE AMT:        76,000.00            CITY               ROMEOVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               IL   60446
  UNPAID BALANCE:     75,363.380            OPTION TO CONVERT :      No
  MONTHLY P&I:            551.05            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           10/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0007750771               MORTGAGORS:        PITTA, BENJAMIN

                                                   PITTA, JULIE
                                            ADDRESS     :    1418 1420 ARIES LANE
  MORTGAGE AMT:        48,000.00            CITY               CLEARWATER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               FL   33755
  UNPAID BALANCE:     29,641.560            OPTION TO CONVERT :      No
  MONTHLY P&I:            352.21            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           10/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0007751332               MORTGAGORS:        MESSIC, CARLA
                                            ADDRESS     :    215 STOWE WAY
  MORTGAGE AMT:       105,000.00            CITY               SHARPSBURG
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               GA   30277
  UNPAID BALANCE:    104,315.560            OPTION TO CONVERT :      No
  MONTHLY P&I:            752.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           10/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0007751514               MORTGAGORS:        BUSCH, JAY
                                            ADDRESS     :    7509 EAST ALMERIA ROAD
  MORTGAGE AMT:        91,200.00            CITY               SCOTTSDALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.25000                               AZ   85257
  UNPAID BALANCE:     90,661.920            OPTION TO CONVERT :      No
  MONTHLY P&I:            685.16            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.25000             MATURITY DATE:           10/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0007751548               MORTGAGORS:        ROBERTS, LINDA

                                                   WEBURG, METTA
                                            ADDRESS     :    1824 EMERALD DRIVE
  MORTGAGE AMT:        58,050.00            CITY               IRVING
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.87500                               TX   75060
  UNPAID BALANCE:     57,748.320            OPTION TO CONVERT :      No
  MONTHLY P&I:            461.87            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.87500             MATURITY DATE:           10/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0007751928               MORTGAGORS:        RITTER, DANIEL

                                                   RITTER, CYNTHIA
                                            ADDRESS     :    5100 TEJON STREET
  MORTGAGE AMT:        91,700.00            CITY               DENVER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.37500                               CO   80221
  UNPAID BALANCE:     91,172.440            OPTION TO CONVERT :      No
  MONTHLY P&I:            696.99            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.99000            OUTSIDE CONV DATE:
  CURRENT INT           8.37500             MATURITY DATE:           10/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0007753239               MORTGAGORS:        LEE, YONG

                                                   LEE, JONG
                                            ADDRESS     :    7300 DESIERTO PAIS DRIVE
  MORTGAGE AMT:        84,700.00            CITY               EL PASO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               TX   79912
  UNPAID BALANCE:     84,152.260            OPTION TO CONVERT :      No
  MONTHLY P&I:            614.13            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           10/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0007753502               MORTGAGORS:        GENOVA, RONALD

                                                   LEE, JOHN
                                            ADDRESS     :    423 STEVENS CIRCLE
  MORTGAGE AMT:        89,850.00            CITY               PLATTEVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CO   80651
  UNPAID BALANCE:     89,278.710            OPTION TO CONVERT :      No
  MONTHLY P&I:            651.47            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.98497            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           10/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0007753528               MORTGAGORS:        GENOVA, RONALD
                                                   LEE, JOHN
                                            ADDRESS     :    421 STEVENS CIRCLE
  MORTGAGE AMT:        89,850.00            CITY               PLATTEVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CO   80651
  UNPAID BALANCE:     89,278.710            OPTION TO CONVERT :      No
  MONTHLY P&I:            651.47            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.98497            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           10/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0007753700               MORTGAGORS:        HALL, KEVIN

                                                   BOWER, MELINDA
                                            ADDRESS     :    17112 STATE HIGHWAY 86
  MORTGAGE AMT:       230,700.00            CITY               KIOWA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.25000                               CO   80117
  UNPAID BALANCE:    227,116.760            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,733.17            ANNUAL RATE ADJUST:      0.000
  LTV :                 64.62184            OUTSIDE CONV DATE:
  CURRENT INT           8.25000             MATURITY DATE:           09/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0007753981               MORTGAGORS:        BRAKE, TONY
                                            ADDRESS     :    15011 EAST MONTVIEW BOULE
  MORTGAGE AMT:       109,000.00            CITY               AURORA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CO   80011
  UNPAID BALANCE:    108,253.520            OPTION TO CONVERT :      No
  MONTHLY P&I:            762.14            ANNUAL RATE ADJUST:      0.000
  LTV :                 64.11764            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           10/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0007754336               MORTGAGORS:        MATTHEWS, DENNIS

                                                   MATTHEWS, BARBARA
                                            ADDRESS     :    23810 - 111TH PLACE W.
  MORTGAGE AMT:       293,000.00            CITY               EDMONDS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               WA   98020
  UNPAID BALANCE:    290,707.810            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,023.68            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.97574            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           09/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0007764624               MORTGAGORS:        BIRKNER, ELKE

                                                   GENSCH, THOMAS
                                            ADDRESS     :    1764 ASHLAND MINE ROAD
  MORTGAGE AMT:       110,000.00            CITY               ASHLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.37500                               OR   97520
  UNPAID BALANCE:    109,439.480            OPTION TO CONVERT :      No
  MONTHLY P&I:            836.08            ANNUAL RATE ADJUST:      0.000
  LTV :                 50.34300            OUTSIDE CONV DATE:
  CURRENT INT           8.37500             MATURITY DATE:           11/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0007764798               MORTGAGORS:        GARNER, WILBERT

                                                   GARNER, MADELINE
                                            ADDRESS     :    1205 SIGNAL ROCK ROAD
  MORTGAGE AMT:       200,000.00            CITY               GRAND JUNCT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CO   81505
  UNPAID BALANCE:    198,532.590            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,381.35            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.43100            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           11/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0007765019               MORTGAGORS:        CHARETTE, GERALD

                                                   CHARETTE, YOLANDA
                                            ADDRESS     :    4955 PONTIAC LANE
  MORTGAGE AMT:       137,000.00            CITY               SANTA MARIA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   93455
  UNPAID BALANCE:    134,301.070            OPTION TO CONVERT :      No
  MONTHLY P&I:            957.92            ANNUAL RATE ADJUST:      0.000
  LTV :                 52.69200            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           11/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0007765175               MORTGAGORS:        MATSON, GEORGE

                                                   MATSON, OLETA
                                            ADDRESS     :    202 CHAPARRAL AVENUE
  MORTGAGE AMT:       148,300.00            CITY               BENSON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               AZ   85602
  UNPAID BALANCE:    145,209.330            OPTION TO CONVERT :      No
  MONTHLY P&I:            986.64            ANNUAL RATE ADJUST:      0.000
  LTV :                 67.40900            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           11/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0007765787               MORTGAGORS:        MCCAIN, JEFFREY

                                                   MCCAIN, SUSAN
                                            ADDRESS     :    675 WEST HUBBARD CIRCLE
  MORTGAGE AMT:       217,500.00            CITY               ALPINE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               UT   84004
  UNPAID BALANCE:    216,113.610            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,483.73            ANNUAL RATE ADJUST:      0.000
  LTV :                 48.33300            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           11/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0007773732               MORTGAGORS:        RABB, JAMES

                                                   RABB, PHYLLIS
                                            ADDRESS     :    6080 S.W. 118 STREET
  MORTGAGE AMT:       224,272.27            CITY               MIAMI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               FL   33156
  UNPAID BALANCE:    222,152.160            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,561.29            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.53100            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           09/01/26
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0007789712               MORTGAGORS:        MANNINO, JOSEPH

                                                   MANNINO, ANNA
                                            ADDRESS     :    21 MITCHELL PL.
  MORTGAGE AMT:       219,750.00            CITY               PORT CHESTER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               NY   10573
  UNPAID BALANCE:    217,181.730            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,703.72            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.25000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           01/01/19
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0007802812               MORTGAGORS:        AROUGE, JOHN
                                                   MATHAI, THOONKUZHY
                                                   MATHAI, THOONKUZHY
                                                   AROUGE, SHERLY
                                            ADDRESS     :    834 BRIDGEWAY CIRCLE
  MORTGAGE AMT:       266,250.00            CITY               EL SOBRANTE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   94803
  UNPAID BALANCE:    264,953.360            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,793.78            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99400            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           01/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0007802838               MORTGAGORS:        D'IORIO, LOUIS

                                                   D'IORIO, YUKAKO
                                            ADDRESS     :    264 RHEEM BOULEVARD
  MORTGAGE AMT:       336,000.00            CITY               MORAGA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   94556
  UNPAID BALANCE:    334,323.190            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,235.42            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           01/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0007803265               MORTGAGORS:        GEBERT, BRUCE
                                            ADDRESS     :    41868 VENN ROAD
  MORTGAGE AMT:       275,000.00            CITY               ANTIOCH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               IL   60002
  UNPAID BALANCE:    273,887.270            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,852.73            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.42800            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           02/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0007803299               MORTGAGORS:        GROVER, MICHAEL

                                                   GROVER, TRACY
                                            ADDRESS     :    170 NORLYN DRIVE
  MORTGAGE AMT:       291,200.00            CITY               WALNUT CREEK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   94596
  UNPAID BALANCE:    289,602.700            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,937.37            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           01/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0007803489               MORTGAGORS:        OLMSTED, ROBBIN

                                                   OLMSTED, KATHLEEN
                                            ADDRESS     :    70 MOUNT RAINIER DRIVER
  MORTGAGE AMT:       356,000.00            CITY               SAN RAFAEL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   94903
  UNPAID BALANCE:    354,223.390            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,368.48            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           01/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0007808249               MORTGAGORS:        GROVES, DAVID
                                                   GROVES, NANCY

                                                   GROVES, NANCY
                                            ADDRESS     :    308 STONINGTON LN
  MORTGAGE AMT:       458,800.00            CITY               COLLEYVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               TX   76034
  UNPAID BALANCE:    456,802.560            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,975.77            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.82778            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           02/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0007808538               MORTGAGORS:        LLAURADO, THADD

                                                   LLAURADO, KATHLEEN
                                            ADDRESS     :    2120 S. CHANCEL COURT
  MORTGAGE AMT:       324,000.00            CITY               NEW BERLIN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               WI   53151
  UNPAID BALANCE:    322,647.710            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,182.85            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0007809080               MORTGAGORS:        TRUJILLO, SARA

                                                   LEDERER, GERARD
                                            ADDRESS     :    7605 LAKE GLEN DR
  MORTGAGE AMT:       284,000.00            CITY               GLENN DALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MD   26769
  UNPAID BALANCE:    283,083.390            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,913.37            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0007813918               MORTGAGORS:        ALMQUIST, KAREN
                                            ADDRESS     :    3554 OLD LEE HIGHWAY
  MORTGAGE AMT:       153,750.00            CITY               FAIRFAX
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               VA   22030
  UNPAID BALANCE:    153,300.630            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,088.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0007813959               MORTGAGORS:        CHRISTENSEN, KAREN
                                            ADDRESS     :    1528 PARK GLEN COURT
  MORTGAGE AMT:       100,500.00            CITY               RESTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               VA   20190
  UNPAID BALANCE:     99,923.260            OPTION TO CONVERT :      No
  MONTHLY P&I:            677.09            ANNUAL RATE ADJUST:      0.000
  LTV :                 57.42800            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0007814015               MORTGAGORS:        BAIN, DEBBIE
                                            ADDRESS     :    13595 CRESCENT HILLS DRIV
  MORTGAGE AMT:       195,000.00            CITY               CHINO HILLS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   91709
  UNPAID BALANCE:    192,610.650            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,363.47            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.59100            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0007815749               MORTGAGORS:        GROVES, CRAIG

                                                   GROVES, PAULA
                                            ADDRESS     :    1551 REBEL WAY
  MORTGAGE AMT:       220,800.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   95118
  UNPAID BALANCE:    220,280.120            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,506.25            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0030846489               MORTGAGORS:        WONG, ALLAN
                                            ADDRESS     :    380 RECTOR PL APT 23G
  MORTGAGE AMT:       215,000.00            CITY               NEW YORK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.75000                               NY   10280
  UNPAID BALANCE:     68,899.100            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,691.41            ANNUAL RATE ADJUST:      0.000
  LTV :                 51.19000            OUTSIDE CONV DATE:
  CURRENT INT           8.75000             MATURITY DATE:           07/01/27
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031046840               MORTGAGORS:        SAMARAS, ARTHUR

                                                   SAMARAS, SAMANTHA
                                            ADDRESS     :    71 WEST VALLEY BROOK ROAD
  MORTGAGE AMT:       248,425.00            CITY               TOWNSHIP OF WASHINGT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               NJ   07853
  UNPAID BALANCE:    244,976.400            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,801.26            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           12/01/27
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031187537               MORTGAGORS:        LAUSTEN, MERLYN

                                                   LAUSTEN, SANDRA
                                            ADDRESS     :    4201 BEAR PAW COURT
  MORTGAGE AMT:       276,000.00            CITY               RESCUE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   95672
  UNPAID BALANCE:    272,075.600            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,977.30            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           12/01/27
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031228141               MORTGAGORS:        LOVE, RONALD

                                                   LOVE, TERRI
                                            ADDRESS     :    28418 3RD AVENUE NE
  MORTGAGE AMT:       316,500.00            CITY               ARLINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               WA   98223
  UNPAID BALANCE:    312,596.150            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,294.85            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.12500            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           02/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031323959               MORTGAGORS:        TANAKA, ROBERT

                                                   TANAKA, CHERYL
                                            ADDRESS     :    9858 EAST BELMONT AVENUE
  MORTGAGE AMT:       142,000.00            CITY               SANGER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   93657
  UNPAID BALANCE:    140,189.140            OPTION TO CONVERT :      No
  MONTHLY P&I:            980.76            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.43700            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           03/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031333818               MORTGAGORS:        FENTON, MASON

                                                   FENTON, MARY
                                            ADDRESS     :    10272 SHADYRIDGE DRIVE
  MORTGAGE AMT:       255,000.00            CITY               SANTA ANA AREA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   92705
  UNPAID BALANCE:    252,033.610            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,783.00            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.85700            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           04/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031379993               MORTGAGORS:        ANNE, RAO

                                                   ANNE, JAYA
                                            ADDRESS     :    555 DEODAR LANE
  MORTGAGE AMT:     1,000,000.00            CITY               BRADBURY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   91010
  UNPAID BALANCE:    987,790.540            OPTION TO CONVERT :      No
  MONTHLY P&I:          6,821.76            ANNUAL RATE ADJUST:      0.000
  LTV :                 55.55555            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:015
  --------------------------------------------------------------------------------

  LN # 0031483670               MORTGAGORS:        ZATTAU, DONALD

                                                   ZATTAU, SHIELA
                                            ADDRESS     :    4128 DUNLIN COURT
  MORTGAGE AMT:       113,050.00            CITY               WALDORF
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               MD   20603
  UNPAID BALANCE:    111,971.510            OPTION TO CONVERT :      No
  MONTHLY P&I:            809.90            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.33300            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031496177               MORTGAGORS:        BLANCHARD, CRAIG

                                                   BLANCHARD, LINDA
                                            ADDRESS     :    54 TALLMADGE TRAIL
  MORTGAGE AMT:       150,000.00            CITY               MILLER PLACE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               NY   11764
  UNPAID BALANCE:    149,304.570            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,036.01            ANNUAL RATE ADJUST:      0.000
  LTV :                 58.02700            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           01/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031520448               MORTGAGORS:        WATSON, STEPHEN
                                            ADDRESS     :    2107 TALAMORE ROAD
  MORTGAGE AMT:       110,440.00            CITY               PFLUGERVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               TX   78660
  UNPAID BALANCE:    109,185.240            OPTION TO CONVERT :      No
  MONTHLY P&I:            753.40            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031534290               MORTGAGORS:        RAY, DOUGLAS
                                                   RAY, LAURIE

                                                   RAY, LAURIE
                                            ADDRESS     :    6 POPPLE BOTTOM ROAD
  MORTGAGE AMT:       310,000.00            CITY               SANDWICH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.37500                               MA   02683
  UNPAID BALANCE:    310,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,356.22            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.48700            OUTSIDE CONV DATE:
  CURRENT INT           8.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031544844               MORTGAGORS:        CHEESMAN, HAROLD

                                                   CHEESMAN, DEBORAH
                                            ADDRESS     :    924 11TH AVENUE
  MORTGAGE AMT:       192,000.00            CITY               FOX ISLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               WA   98333
  UNPAID BALANCE:    190,076.540            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,342.49            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031584279               MORTGAGORS:        DOUGLAS, DUANE

                                                   DOUGLAS, NANCY
                                            ADDRESS     :    10377 STRAWBERRY DR.
  MORTGAGE AMT:       333,750.00            CITY               LAKELAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               MI   48143
  UNPAID BALANCE:    330,566.190            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,391.03            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031601362               MORTGAGORS:        SANTANA, GONZALO

                                                   SANTANA, LETICIA
                                            ADDRESS     :    15456 SW 171 STREET
  MORTGAGE AMT:       100,000.00            CITY               MIAMI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               FL   33187
  UNPAID BALANCE:     98,213.320            OPTION TO CONVERT :      No
  MONTHLY P&I:            690.68            ANNUAL RATE ADJUST:      0.000
  LTV :                 64.87608            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031605652               MORTGAGORS:        SABJA, ELIAS

                                                   SABJA, MARIA
                                            ADDRESS     :    96-18 50TH AVENUE
  MORTGAGE AMT:       234,650.00            CITY               CORONA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               NY   11368
  UNPAID BALANCE:    232,856.170            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,640.71            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           09/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031612682               MORTGAGORS:        FECHTER, JOEL
                                            ADDRESS     :    13117 PINEY KNOLL LANE
  MORTGAGE AMT:       474,500.00            CITY               POTOMAC
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MD   20854
  UNPAID BALANCE:    472,189.200            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,196.80            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99500            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           01/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031624646               MORTGAGORS:        KIM, YOUNG

                                                   KIM, JU
                                            ADDRESS     :    15517 NORTHWEST TRAKEHNER
  MORTGAGE AMT:       160,000.00            CITY               PORTLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               OR   97229
  UNPAID BALANCE:    158,524.990            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,118.75            ANNUAL RATE ADJUST:      0.000
  LTV :                 60.83600            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031627714               MORTGAGORS:        BELL, DOUGLAS

                                                   BELL, KARENA
                                            ADDRESS     :    46500 CYPRESS STREET
  MORTGAGE AMT:       153,500.00            CITY               SHELY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MI   46315
  UNPAID BALANCE:    152,142.290            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,047.14            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.46100            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           08/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031633084               MORTGAGORS:        BLAKELY, THOMAS

                                                   BLAKELY, JENNIFER
                                            ADDRESS     :    40 AMELIA DRIVE
  MORTGAGE AMT:       150,000.00            CITY               WALTHAM
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MA   02154
  UNPAID BALANCE:    148,728.910            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,036.02            ANNUAL RATE ADJUST:      0.000
  LTV :                 36.14400            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           09/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031647274               MORTGAGORS:        ARENO, PATRICIA
                                            ADDRESS     :    12900 VALLEYWOOD DRIVE
  MORTGAGE AMT:       168,000.00            CITY               WOODBRIDGE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               VA   22192
  UNPAID BALANCE:    166,491.370            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,160.34            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           08/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031651177               MORTGAGORS:        FULTON, GREGORY

                                                   FULTON, LORIANN
                                            ADDRESS     :    1815 DOLPHIN COURT
  MORTGAGE AMT:       210,500.00            CITY               DISCOVERY BAY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   94514
  UNPAID BALANCE:    206,432.510            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,453.87            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.01600            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031651342               MORTGAGORS:        BATTYE, THOMAS

                                                   BATTYE, JEAN
                                            ADDRESS     :    45 CHRISTOPHER DRIVE UNIT
  MORTGAGE AMT:        70,000.00            CITY               METHUEN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MA   01844
  UNPAID BALANCE:     69,386.310            OPTION TO CONVERT :      No
  MONTHLY P&I:            483.47            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           08/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0031654122               MORTGAGORS:        BENNETT, KELLY

                                                   BENNETT, CINDY
                                            ADDRESS     :    8333 SOUTH STRATFORD LANE
  MORTGAGE AMT:        99,000.00            CITY               WEST JORDAN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               UT   84088
  UNPAID BALANCE:     96,669.560            OPTION TO CONVERT :      No
  MONTHLY P&I:            700.72            ANNUAL RATE ADJUST:      0.000
  LTV :                 46.91900            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           08/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0031657240               MORTGAGORS:        STEWART-BUTLER, GREGORY

                                                   NEMETZ, KRISTIN
                                            ADDRESS     :    2102 HARTFORD ROAD
  MORTGAGE AMT:       206,000.00            CITY               AUSTIN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               TX   78703
  UNPAID BALANCE:    204,006.120            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,405.29            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031661366               MORTGAGORS:        PRENTISS, RICHARD
                                            ADDRESS     :    653 BURTONS COVE WAY #5
  MORTGAGE AMT:        89,600.00            CITY               ANNAPOLIS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MD   21401
  UNPAID BALANCE:     88,657.660            OPTION TO CONVERT :      No
  MONTHLY P&I:            611.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031666449               MORTGAGORS:        NAJOR, HARRY

                                                   NAJOR, BASIMA
                                            ADDRESS     :    13541 LAGUNA VISTA
  MORTGAGE AMT:       115,500.00            CITY               EL CAJON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92021
  UNPAID BALANCE:    114,427.610            OPTION TO CONVERT :      No
  MONTHLY P&I:            768.43            ANNUAL RATE ADJUST:      0.000
  LTV :                 58.62900            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           08/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031676125               MORTGAGORS:        GRIFFITH, VIRGINIA

                                                   WATSON, ASHLEY
                                            ADDRESS     :    136 AMHERST PLACE
  MORTGAGE AMT:        91,800.00            CITY               ATLANTA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.12500                               GA   30327
  UNPAID BALANCE:     91,116.650            OPTION TO CONVERT :      No
  MONTHLY P&I:            681.61            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.12500             MATURITY DATE:           08/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0031679269               MORTGAGORS:        GRAY, DAVID

                                                   GRAY, JANE
                                            ADDRESS     :    1538-1540 COUNTY ROAD
  MORTGAGE AMT:       115,900.00            CITY               MINDEN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               NV   89423
  UNPAID BALANCE:    114,857.500            OPTION TO CONVERT :      No
  MONTHLY P&I:            820.33            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.22700            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031690639               MORTGAGORS:        STEFANI, ROBERT

                                                   STEFANI, VERONICA
                                            ADDRESS     :    36928 MONTECITO DRIVE
  MORTGAGE AMT:       150,000.00            CITY               FREMONT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   94536
  UNPAID BALANCE:    148,736.480            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,048.82            ANNUAL RATE ADJUST:      0.000
  LTV :                 28.30100            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           08/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031694888               MORTGAGORS:        GABLE, WILLIAM

                                                   GABLE, VICTORIA
                                            ADDRESS     :    240 D SILAS CARTER ROAD
  MORTGAGE AMT:       150,000.00            CITY               MANORVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               NY   11949
  UNPAID BALANCE:    143,766.810            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,074.62            ANNUAL RATE ADJUST:      0.000
  LTV :                 54.54500            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           08/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031703879               MORTGAGORS:        LITE, MARK

                                                   LITE, CATHY
                                            ADDRESS     :    832 WILLOW DRIVE
  MORTGAGE AMT:       144,000.00            CITY               BREA
                                              :\                                           STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   92821
  UNPAID BALANCE:    142,253.570            OPTION TO CONVERT :      No
  MONTHLY P&I:            982.33            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.83700            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031716947               MORTGAGORS:        VILLANI, JOSEPH

                                                   VILLANI, KIMBERLY
                                            ADDRESS     :    350 EAST 3RD STREET
  MORTGAGE AMT:       146,800.00            CITY               MOORESTOWN,
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               NJ   08057
  UNPAID BALANCE:    144,032.160            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,171.42            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           09/01/18
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031718703               MORTGAGORS:        WILLIAMS, RANDY

                                                   WILLIAMS, DEBBIE
                                            ADDRESS     :    223-15 134TH RD
  MORTGAGE AMT:       199,500.00            CITY               LAURELTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               NY   11413
  UNPAID BALANCE:    198,050.240            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,429.25            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           09/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0031724362               MORTGAGORS:        HUGHES, MARY
                                                   SMALL, MICHELLE
                                                   SMALL, MICHELLE
                                                   MACIAS-REYES, ISRAEL
                                            ADDRESS     :    6000 OUTLOOK AVENUE
  MORTGAGE AMT:       136,000.00            CITY               OAKLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   94605
  UNPAID BALANCE:    134,854.420            OPTION TO CONVERT :      No
  MONTHLY P&I:            950.93            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           08/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031725005               MORTGAGORS:        DENEWILER, ROBERT

                                                   DENEWILER, NANCY
                                            ADDRESS     :    1015 CRESTVIEW DRIVE
  MORTGAGE AMT:       182,800.00            CITY               BRAWLEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92227
  UNPAID BALANCE:    181,222.090            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,262.55            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           08/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0031725021               MORTGAGORS:        HANNON, JAMES

                                                   HANNON, JOAN
                                            ADDRESS     :    22 SUNDERLAND RD
  MORTGAGE AMT:       179,000.00            CITY               DENVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               NJ   07834
  UNPAID BALANCE:    174,833.490            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,251.60            ANNUAL RATE ADJUST:      0.000
  LTV :                 44.75000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           10/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031728272               MORTGAGORS:        MILLER, JOSEPH

                                                   MILLER, MICHELLE
                                            ADDRESS     :    507 PAISLEY PLACE
  MORTGAGE AMT:       116,800.00            CITY               NEWARK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               DE   19711
  UNPAID BALANCE:    115,908.410            OPTION TO CONVERT :      No
  MONTHLY P&I:            816.68            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           09/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031729205               MORTGAGORS:        GREENEN, LOREN
                                            ADDRESS     :    2530 "A" EAST MADISON STR
  MORTGAGE AMT:       212,000.00            CITY               SEATTLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               WA   98112
  UNPAID BALANCE:    208,955.050            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,464.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           08/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031734809               MORTGAGORS:        HUGHES, WILLIAM

                                                   HUGHES, IVY
                                            ADDRESS     :    180 FIDDLERS ELBOW ROAD
  MORTGAGE AMT:       180,000.00            CITY               PHILLIPSBURG
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               NJ   08865
  UNPAID BALANCE:    178,410.380            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,167.48            ANNUAL RATE ADJUST:      0.000
  LTV :                 66.66666            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           09/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031748791               MORTGAGORS:        BRUGNOLI, LOIUS

                                                   BRUGNOLI, MARIE
                                            ADDRESS     :    1343 MILL CREEK ROAD
  MORTGAGE AMT:       206,000.00            CITY               MANAHAWKIN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               NJ   08050
  UNPAID BALANCE:    204,503.050            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,475.81            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.84200            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           09/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0031752033               MORTGAGORS:        JONAS, JERROLD

                                                   JONAS, KERSTIN
                                            ADDRESS     :    24 LANTERN DRIVE
  MORTGAGE AMT:       210,000.00            CITY               RIDGEFIELD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CT   06877
  UNPAID BALANCE:    207,897.600            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,397.14            ANNUAL RATE ADJUST:      0.000
  LTV :                 63.63600            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           11/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0031760671               MORTGAGORS:        WILT, LISA

                                                   WILT, CHARLES
                                            ADDRESS     :    77 DALWIN DRIVE
  MORTGAGE AMT:       146,000.00            CITY               DOVER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               DE   19901
  UNPAID BALANCE:    144,156.470            OPTION TO CONVERT :      No
  MONTHLY P&I:            995.98            ANNUAL RATE ADJUST:      0.000
  LTV :                 92.99360            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           09/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031770308               MORTGAGORS:        TRUJILLO, TERESITA

                                                   TRUJILLO, FERNANDO
                                            ADDRESS     :    13249 WHISTLER AVENUE
  MORTGAGE AMT:        52,000.00            CITY               GRANADA HILLS AREA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   91344
  UNPAID BALANCE:     51,347.790            OPTION TO CONVERT :      No
  MONTHLY P&I:            377.04            ANNUAL RATE ADJUST:      0.000
  LTV :                 16.66600            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           09/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0031774011               MORTGAGORS:        PETERSEN, JEFF
                                            ADDRESS     :    2606 LYKES CT
  MORTGAGE AMT:       127,900.00            CITY               TAMPA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               FL   33611
  UNPAID BALANCE:    126,874.730            OPTION TO CONVERT :      No
  MONTHLY P&I:            872.50            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.98700            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           09/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031796345               MORTGAGORS:        KEMPKES, THOMAS

                                                   KEMPKES, LOIS
                                            ADDRESS     :    3799 NORTH RAINBOW DRIVE
  MORTGAGE AMT:        66,500.00            CITY               KINGMAN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               AZ   86401
  UNPAID BALANCE:     66,028.500            OPTION TO CONVERT :      No
  MONTHLY P&I:            482.18            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           09/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0031797871               MORTGAGORS:        PIZNAR, CATHERINE

                                                   PIZNAR, ROBERT
                                            ADDRESS     :    87 HARDWOOD ROAD
  MORTGAGE AMT:       125,000.00            CITY               MONROE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               NJ   08831
  UNPAID BALANCE:    122,009.930            OPTION TO CONVERT :      No
  MONTHLY P&I:            821.16            ANNUAL RATE ADJUST:      0.000
  LTV :                 42.37200            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           10/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031808850               MORTGAGORS:        KARIMKHANY, IRAJ

                                                   KHAYRI, MARYAM
                                            ADDRESS     :    26382 IVES WAY
  MORTGAGE AMT:       213,000.00            CITY               LAKE FOREST
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   92630
  UNPAID BALANCE:    211,642.230            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,453.04            ANNUAL RATE ADJUST:      0.000
  LTV :                 61.73900            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           11/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031813108               MORTGAGORS:        CHARNOCK, LEAH
                                            ADDRESS     :    1002 SCOTCH HEATHER AVENU
  MORTGAGE AMT:       219,250.00            CITY               MOUNT AIRY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               MD   21797
  UNPAID BALANCE:    217,512.350            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,422.05            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.24700            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           10/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031818180               MORTGAGORS:        BADZINSKI, ROBERT

                                                   BADZINSKI, JENNIFER
                                            ADDRESS     :    9954 GARDNER BLUFF RD
  MORTGAGE AMT:       340,000.00            CITY               BRUSSELS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               WI   54204
  UNPAID BALANCE:    336,180.680            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,377.33            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.91304            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           08/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031818362               MORTGAGORS:        MAY, SUSAN
                                            ADDRESS     :    11462 ORCHARD LANE
  MORTGAGE AMT:       148,400.00            CITY               RESTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               VA   20190
  UNPAID BALANCE:    147,430.630            OPTION TO CONVERT :      No
  MONTHLY P&I:            999.80            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           11/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031818446               MORTGAGORS:        BUCHER, ERIC

                                                   COOK, CHRISTOPHER
                                            ADDRESS     :    15 SWAN VIEW DR
  MORTGAGE AMT:       151,000.00            CITY               PATCHOGUE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               NY   11772
  UNPAID BALANCE:    150,062.150            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,055.81            ANNUAL RATE ADJUST:      0.000
  LTV :                 67.11100            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           11/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0031821366               MORTGAGORS:        DETWILER, VANCE

                                                   DETWILER, JENNIFER
                                            ADDRESS     :    4218-4220 PRESCOTT AVENUE
  MORTGAGE AMT:       228,000.00            CITY               DALLAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               TX   75219
  UNPAID BALANCE:    226,319.520            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,536.08            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           10/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031822414               MORTGAGORS:        MARIGLIANO, RICHARD

                                                   MARIGLIANO, SHARON
                                            ADDRESS     :    12 SPRING GARDEN AVENUE
  MORTGAGE AMT:       225,000.00            CITY               COLTS NECK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               NJ   07722
  UNPAID BALANCE:    223,699.580            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,554.02            ANNUAL RATE ADJUST:      0.000
  LTV :                 52.32558            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           12/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0031829419               MORTGAGORS:        ELLIS, ROBERT

                                                   ELLIS, HELEN
                                            ADDRESS     :    LOT 5 SHERWOOD FOREST
  MORTGAGE AMT:       128,100.00            CITY               LONDONDERRY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               VT   05148
  UNPAID BALANCE:    127,322.640            OPTION TO CONVERT :      No
  MONTHLY P&I:            895.69            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           11/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0031831886               MORTGAGORS:        BERCIER, JOHN
                                            ADDRESS     :    703 NEWELL AVENUE
  MORTGAGE AMT:       134,000.00            CITY               DALLAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               TX   75223
  UNPAID BALANCE:    132,849.450            OPTION TO CONVERT :      No
  MONTHLY P&I:            925.51            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           09/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031835101               MORTGAGORS:        FAVALORO, JOHN

                                                   FAVALORO, MAUREEN
                                            ADDRESS     :    140 IDLEWELL BLVD
  MORTGAGE AMT:       120,000.00            CITY               WEYMOUTH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MA   02188
  UNPAID BALANCE:    119,253.610            OPTION TO CONVERT :      No
  MONTHLY P&I:            828.81            ANNUAL RATE ADJUST:      0.000
  LTV :                 66.66600            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           11/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031835226               MORTGAGORS:        BENNETT, DAVID

                                                   BENNETT, MARGARET
                                            ADDRESS     :    600 ASBURY AVENUE
  MORTGAGE AMT:        49,500.00            CITY               NATIONAL PARK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.50000                               NJ   08063
  UNPAID BALANCE:     49,090.550            OPTION TO CONVERT :      No
  MONTHLY P&I:            380.62            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.50000             MATURITY DATE:           11/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0031839327               MORTGAGORS:        STATZ, BRIAN

                                                   STATZ, KELLY
                                            ADDRESS     :    1919 WINCHESTER WAY
  MORTGAGE AMT:       199,892.00            CITY               WAUNAKEE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               WI   53597
  UNPAID BALANCE:    197,099.270            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,335.42            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.71600            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           04/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031848823               MORTGAGORS:        FRAGER, RONALD

                                                   RHYME, MARGARET
                                            ADDRESS     :    7561 S WILLOW CIRCLE
  MORTGAGE AMT:       138,000.00            CITY               ENGLEWOOD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CO   80112
  UNPAID BALANCE:    137,007.530            OPTION TO CONVERT :      No
  MONTHLY P&I:            906.57            ANNUAL RATE ADJUST:      0.000
  LTV :                 49.64028            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           12/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031852361               MORTGAGORS:        PHILLIP, THOMAS

                                                   PHILLIP, DENISE
                                            ADDRESS     :    21 LAUREL AVENUE
  MORTGAGE AMT:       120,000.00            CITY               POMPTON LAKES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               NJ   07442
  UNPAID BALANCE:    119,332.740            OPTION TO CONVERT :      No
  MONTHLY P&I:            818.61            ANNUAL RATE ADJUST:      0.000
  LTV :                 66.66600            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           12/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031854656               MORTGAGORS:        BAFFA, JOHN

                                                   BAFFA, LESLIE
                                            ADDRESS     :    10 MANTENIDA
  MORTGAGE AMT:       458,200.00            CITY               TRABUCO CANYON AREA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   92679
  UNPAID BALANCE:    455,061.910            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,203.80            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.32478            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           10/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031861016               MORTGAGORS:        WRIGHT, PAMELA
                                            ADDRESS     :    2911 C WOODLEY STREET SOU
  MORTGAGE AMT:       110,400.00            CITY               ARLINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               VA   22206
  UNPAID BALANCE:    109,587.440            OPTION TO CONVERT :      No
  MONTHLY P&I:            716.05            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           11/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031862519               MORTGAGORS:        MUSTO, DOMINICK

                                                   MUSTO, MADELYN
                                            ADDRESS     :    48 DOWING LANE
  MORTGAGE AMT:        80,000.00            CITY               JACKSON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               NJ   08527
  UNPAID BALANCE:     79,464.570            OPTION TO CONVERT :      No
  MONTHLY P&I:            532.24            ANNUAL RATE ADJUST:      0.000
  LTV :                 57.16300            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           11/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031864671               MORTGAGORS:        HENDERSON, JUDSON

                                                   MCDERMOTT-HENDERSON, CHRISTINA
                                            ADDRESS     :    16 ALEXANDER STREET
  MORTGAGE AMT:       210,000.00            CITY               PRINCETON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               NJ   08540
  UNPAID BALANCE:    208,293.880            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,432.57            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           12/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0031865033               MORTGAGORS:        DOBSON, MARK

                                                   DOBSON, JILL
                                            ADDRESS     :    LOT 20 HANSOM DRIVE
  MORTGAGE AMT:       250,000.00            CITY               MERRIMAC
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               MA   01860
  UNPAID BALANCE:    249,578.720            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,642.33            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.09900            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031866882               MORTGAGORS:        BLANK, GRAY
                                                   BLANK, M

                                                   BLANK, MAVA
                                            ADDRESS     :    116 OAKMONT DRIVE
  MORTGAGE AMT:       419,700.00            CITY               MOORESTOWN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.50000                               NJ   08057
  UNPAID BALANCE:    418,555.580            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,652.79            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99800            OUTSIDE CONV DATE:
  CURRENT INT           6.50000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031872971               MORTGAGORS:        SHARMA, PRABHAKAR

                                                   SHARMA, JYOTI
                                            ADDRESS     :    22 COMPTON DR
  MORTGAGE AMT:       300,000.00            CITY               EAST WINDSOR
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.37500                               NJ   08520
  UNPAID BALANCE:    300,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,280.22            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.87400            OUTSIDE CONV DATE:
  CURRENT INT           8.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031874886               MORTGAGORS:        EMELLE, SUNNY
                                                   EMELLE, CHERYL

                                                   EMELLE, CHERYL
                                            ADDRESS     :    19208 TATTERSHALL DRIVE
  MORTGAGE AMT:       230,600.00            CITY               GERMANTOWN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               MD   20874
  UNPAID BALANCE:    230,009.470            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,514.87            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031888860               MORTGAGORS:        TOUTLOFF, MICHAEL

                                                   TOUTLOFF, DENISE
                                            ADDRESS     :    4121 EAST CONGRESS AVENUE
  MORTGAGE AMT:       144,000.00            CITY               SPOKANE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               WA   99223
  UNPAID BALANCE:    143,112.620            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,006.87            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.73684            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           11/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031895139               MORTGAGORS:        CHANG, FRANK

                                                   CHU, JUDY
                                            ADDRESS     :    24 OCEAN HILL DR
  MORTGAGE AMT:       189,000.00            CITY               KINGSTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MA   02364
  UNPAID BALANCE:    185,374.010            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,289.32            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           12/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031897184               MORTGAGORS:        FOLEY, EDWARD

                                                   DILLEY-FOLLEY, LYNNE
                                            ADDRESS     :    18 CARPENTER STREET
  MORTGAGE AMT:       137,000.00            CITY               MIDDLETOWN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               NJ   07701
  UNPAID BALANCE:    136,316.330            OPTION TO CONVERT :      No
  MONTHLY P&I:            911.46            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.40100            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           01/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031904410               MORTGAGORS:        MUELLER, MATTHEW
                                            ADDRESS     :    5348 BLUE BILL PARK DRIVE
  MORTGAGE AMT:       345,000.00            CITY               MADISON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               WI   53704
  UNPAID BALANCE:    343,053.260            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,266.40            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           01/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031906829               MORTGAGORS:        OLSEN, STEVEN

                                                   OLSEN, CYNTHIA
                                            ADDRESS     :    27 BRINDSI
  MORTGAGE AMT:       412,500.00            CITY               LAGUNA NIGUEL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   92677
  UNPAID BALANCE:    410,539.850            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,813.98            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.45800            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           01/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031911530               MORTGAGORS:        CUMMINGS, JOHN

                                                   CUMMINGS, KAREN
                                            ADDRESS     :    5946 GROFF COURT
  MORTGAGE AMT:       131,050.00            CITY               HILLIARD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.37500                               OH   43026
  UNPAID BALANCE:    130,928.610            OPTION TO CONVERT :      No
  MONTHLY P&I:            817.59            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.98600            OUTSIDE CONV DATE:
  CURRENT INT           6.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031911621               MORTGAGORS:        FIGUEROA, CARLOS

                                                   FIGUEROA, LETICIA
                                            ADDRESS     :    6237 CALIFORNIA AVE
  MORTGAGE AMT:       152,000.00            CITY               BELL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   90201
  UNPAID BALANCE:    151,175.290            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,049.83            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           12/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031912058               MORTGAGORS:        DAUB, JERRY

                                                   DAUB, SUZANNE
                                            ADDRESS     :    1 SKYLINE DRIVE
  MORTGAGE AMT:       320,000.00            CITY               NANTUCKET
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               MA   02554
  UNPAID BALANCE:    318,606.870            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,075.51            ANNUAL RATE ADJUST:      0.000
  LTV :                 64.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           02/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031916604               MORTGAGORS:        PICARD, JOSEPH

                                                   PICARD, CATHERINE
                                            ADDRESS     :    42 GATES STREET
  MORTGAGE AMT:       135,000.00            CITY               SOUTH BOSTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               MA   02127
  UNPAID BALANCE:    133,752.090            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,118.71            ANNUAL RATE ADJUST:      0.000
  LTV :                 49.09000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           02/01/19
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0031918154               MORTGAGORS:        SFAKIANOS, PETER

                                                   SFAKIANOS, MONICA
                                            ADDRESS     :    5482 MILTON RANCH ROAD
  MORTGAGE AMT:       484,000.00            CITY               SHINGLE SPRINGS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   95682
  UNPAID BALANCE:    482,802.830            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,220.07            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.13100            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031918816               MORTGAGORS:        NGUYEN, OANH

                                                   NGUYEN, KIMLIEN
                                            ADDRESS     :    13507 E. 38TH ST.
  MORTGAGE AMT:        74,550.00            CITY               TULSA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.50000                               OK   74134
  UNPAID BALANCE:     74,209.340            OPTION TO CONVERT :      No
  MONTHLY P&I:            471.21            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.50000             MATURITY DATE:           02/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031928039               MORTGAGORS:        HARTFORD, RONALD

                                                   HARTFORD, RUTH
                                            ADDRESS     :    26708 NE 236TH WAY
  MORTGAGE AMT:       258,550.00            CITY               BATTLE GROUND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.37500                               WA   98604
  UNPAID BALANCE:    258,069.780            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,613.02            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.55300            OUTSIDE CONV DATE:
  CURRENT INT           6.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031932411               MORTGAGORS:        GELBER, RICHARD

                                                   GELBER, ELIZABETH
                                            ADDRESS     :    1116 CYMRY DRIVE
  MORTGAGE AMT:       265,000.00            CITY               BERWYN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.50000                               PA   19312
  UNPAID BALANCE:    264,519.580            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,674.98            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.62100            OUTSIDE CONV DATE:
  CURRENT INT           6.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031932783               MORTGAGORS:        STELTEN, THOMAS

                                                   STELTEN, LUANNE
                                            ADDRESS     :    1712 SONESTA CT
  MORTGAGE AMT:       297,450.00            CITY               RALEIGH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               NC   27613
  UNPAID BALANCE:    296,186.150            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,954.03            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.95752            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           02/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031935844               MORTGAGORS:        NUSS, RICHARD

                                                   NUSS, SHARON
                                            ADDRESS     :    13 EAST LAKE CIRCLE DRIVE
  MORTGAGE AMT:       130,000.00            CITY               MEDFORD TOWNSHIP
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               NJ   08055
  UNPAID BALANCE:    129,488.660            OPTION TO CONVERT :      No
  MONTHLY P&I:            908.98            ANNUAL RATE ADJUST:      0.000
  LTV :                 55.31900            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0031937048               MORTGAGORS:        ARLOTTA, ANTHONY

                                                   ARLOTTA, GIOVANNA
                                            ADDRESS     :    171 NOEL DRIVE
  MORTGAGE AMT:        73,500.00            CITY               AMHERST
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               NY   14221
  UNPAID BALANCE:     73,241.850            OPTION TO CONVERT :      No
  MONTHLY P&I:            532.93            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           02/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031937097               MORTGAGORS:        ARANI, MITRA
                                            ADDRESS     :    6 PAVONA
  MORTGAGE AMT:       498,400.00            CITY               (NEWPORT COAST AREA)
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92657
  UNPAID BALANCE:    495,695.890            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,442.32            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.98700            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           12/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031937626               MORTGAGORS:        WRIGHT, JOHN

                                                   WRIGHT, MANATIP
                                            ADDRESS     :    120 REQUEZA STREET
  MORTGAGE AMT:       170,000.00            CITY               ENCINITAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   92024
  UNPAID BALANCE:    169,277.670            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,116.78            ANNUAL RATE ADJUST:      0.000
  LTV :                 52.30700            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           02/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031946650               MORTGAGORS:        SAUER, NORMAN

                                                   SAUER, JUDITH
                                            ADDRESS     :    1082 DURHAM RD
  MORTGAGE AMT:       109,500.00            CITY               PINEVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               PA   18946
  UNPAID BALANCE:    109,118.240            OPTION TO CONVERT :      No
  MONTHLY P&I:            793.95            ANNUAL RATE ADJUST:      0.000
  LTV :                 58.15100            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           02/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031947583               MORTGAGORS:        OSTENSEN, KATHRYN
                                                   CROSS, ANNE ELIZABETH
                                                   CROSS, ANNE ELIZABETH
                                                   CROSS, JONATHAN
                                            ADDRESS     :    660 CUPRIEN WAY
  MORTGAGE AMT:       382,145.37            CITY               LAGUNA BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92651
  UNPAID BALANCE:    379,019.580            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,568.51            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.79286            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           10/01/27
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031948607               MORTGAGORS:        CZINE, GABOR

                                                   CZINE, TERESA
                                            ADDRESS     :    3657 SOUTH BASCOM AVENUE
  MORTGAGE AMT:       194,250.00            CITY               CAMPBELL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   95008
  UNPAID BALANCE:    193,371.350            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,358.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           01/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0031949449               MORTGAGORS:        CASEY, JACK

                                                   CASEY, DORIS
                                            ADDRESS     :    1132 SW 19TH AVE #903
  MORTGAGE AMT:       319,400.00            CITY               PORTLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               OR   97205
  UNPAID BALANCE:    317,990.700            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,260.70            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.99700            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           01/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031951056               MORTGAGORS:        SHAYAN, LABKHAND
                                            ADDRESS     :    12452 VISTA PANORAMA
  MORTGAGE AMT:       450,000.00            CITY               SANTA ANA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92705
  UNPAID BALANCE:    447,913.670            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,380.70            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           01/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0031952815               MORTGAGORS:        POSVAR, KAREN
                                            ADDRESS     :    325 E 77TH ST
  MORTGAGE AMT:        74,900.00            CITY               NEW YORK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               NY   10003
  UNPAID BALANCE:     74,686.470            OPTION TO CONVERT :      No
  MONTHLY P&I:            536.60            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031954720               MORTGAGORS:        SLAGEL, BRIAN
                                            ADDRESS     :    3315 RISING STAR AVE,
  MORTGAGE AMT:       376,500.00            CITY               SIMI VALLEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   93063
  UNPAID BALANCE:    374,848.220            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,536.56            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           02/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031955206               MORTGAGORS:        KOSTEW, JOSEPH

                                                   KOSTEW, CHRISTINE
                                            ADDRESS     :    7 JOHNSON COURT
  MORTGAGE AMT:       130,400.00            CITY               BABYLON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NY   11702
  UNPAID BALANCE:    129,872.370            OPTION TO CONVERT :      No
  MONTHLY P&I:            878.53            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           02/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0031958093               MORTGAGORS:        LEXMOND, BRIAN

                                                   ADKINS, STEVEN
                                            ADDRESS     :    3418-3420 THORN STREET
  MORTGAGE AMT:        86,400.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.62500                               CA   92104
  UNPAID BALANCE:     86,114.230            OPTION TO CONVERT :      No
  MONTHLY P&I:            672.01            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.62500             MATURITY DATE:           02/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0031958820               MORTGAGORS:        SHUROT, SAM

                                                   SHUROT, CARMELA
                                            ADDRESS     :    3416 NORTH 44TH STREET
  MORTGAGE AMT:        41,400.00            CITY               PHOENIX
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.87500                               AZ   85018
  UNPAID BALANCE:     41,243.920            OPTION TO CONVERT :      No
  MONTHLY P&I:            329.40            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.87500             MATURITY DATE:           01/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0031958887               MORTGAGORS:        MACPHERSON, RICHARD

                                                   MACPHERSON, CAROLYN
                                            ADDRESS     :    2958 HIGHWAY 4
  MORTGAGE AMT:        83,200.00            CITY               MURPHYS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   95247
  UNPAID BALANCE:     82,780.860            OPTION TO CONVERT :      No
  MONTHLY P&I:            596.06            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           12/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0031959638               MORTGAGORS:        LICHOULAS, JAMES
                                            ADDRESS     :    336 BEACON STREET
  MORTGAGE AMT:       342,000.00            CITY               SOMERVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               MA   02143
  UNPAID BALANCE:    340,746.550            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,420.65            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           02/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031962012               MORTGAGORS:        SEYBOLD, PATRICIA

                                                   HAGAN, THOMAS
                                            ADDRESS     :    343 COMMERCIAL STREET-UNI
  MORTGAGE AMT:       551,000.00            CITY               BOSTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               MA   02109
  UNPAID BALANCE:    550,048.530            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,573.78            ANNUAL RATE ADJUST:      0.000
  LTV :                 55.76923            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031962897               MORTGAGORS:        SHANKAR, RAJESH

                                                   SHANKAR, SHARITA
                                            ADDRESS     :    36247 HALEY STREET
  MORTGAGE AMT:       164,000.00            CITY               NEWARK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.12500                               CA   94560
  UNPAID BALANCE:    163,272.080            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,217.70            ANNUAL RATE ADJUST:      0.000
  LTV :                 84.97400            OUTSIDE CONV DATE:
  CURRENT INT           8.12500             MATURITY DATE:           02/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0031963887               MORTGAGORS:        MOORE, TIMOTHY
                                            ADDRESS     :    94 GLEN DRIVE
  MORTGAGE AMT:       488,000.00            CITY               NEW CANAAN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CT   06840
  UNPAID BALANCE:    486,732.420            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,165.16            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031964158               MORTGAGORS:        TOWNSEND, THANE

                                                   TOWNSEND, SUSAN
                                            ADDRESS     :    23216 BAUMONT STREET
  MORTGAGE AMT:       292,000.00            CITY               VALENCIA AREA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   91354
  UNPAID BALANCE:    291,554.260            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,016.77            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031966930               MORTGAGORS:        BRIDGE, RICHARD

                                                   BRIDGE, JO ANN
                                            ADDRESS     :    141 HARDING AVENUE
  MORTGAGE AMT:        79,200.00            CITY               RUNNEMEDE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.12500                               NJ   08078
  UNPAID BALANCE:     78,870.980            OPTION TO CONVERT :      No
  MONTHLY P&I:            588.06            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.12500             MATURITY DATE:           02/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0031967318               MORTGAGORS:        NAVA, PEDRO
                                                   GARCIA, ENRIQUE
                                                   NAVA, MARIA
                                            ADDRESS     :    1409 LEMON STREET
  MORTGAGE AMT:       104,000.00            CITY               OCEANSIDE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   92054
  UNPAID BALANCE:    103,528.570            OPTION TO CONVERT :      No
  MONTHLY P&I:            727.19            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           01/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031968340               MORTGAGORS:        GERSH, JAY

                                                   GERSH, JUDITH
                                            ADDRESS     :    53 RAMAPO MOUNTAIN DRIVE
  MORTGAGE AMT:       315,500.00            CITY               WANAQUE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               NJ   07465
  UNPAID BALANCE:    314,941.730            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,020.19            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99200            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031968431               MORTGAGORS:        LACK, CRAIG

                                                   LACK, SANDY
                                            ADDRESS     :    26135 FLINTLOCK LANE
  MORTGAGE AMT:       345,000.00            CITY               LAGUNA HILLS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   92653
  UNPAID BALANCE:    344,460.110            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,353.51            ANNUAL RATE ADJUST:      0.000
  LTV :                 53.48800            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031968993               MORTGAGORS:        WATSON, GREGORY

                                                   WATSON, ANNE
                                            ADDRESS     :    506 NORTH HARVARD AVE.
  MORTGAGE AMT:       204,800.00            CITY               ARLINGTON HEIGHTS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               IL   60005
  UNPAID BALANCE:    204,186.280            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,432.00            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031969322               MORTGAGORS:        DESEAR, PAUL

                                                   DESEAR, NGUYEN-PHUONG
                                            ADDRESS     :    5738 GOVERNORS POND CIRCL
  MORTGAGE AMT:       219,150.00            CITY               ALEXANDRIA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.50000                               VA   22310
  UNPAID BALANCE:    218,731.320            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,385.18            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.98500            OUTSIDE CONV DATE:
  CURRENT INT           6.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031969645               MORTGAGORS:        VITTINI, CERVANTE

                                                   VITTINI, MAYRA
                                            ADDRESS     :    12 THORTON STREET
  MORTGAGE AMT:        77,600.00            CITY               LAWRENCE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               MA   01841
  UNPAID BALANCE:     77,393.480            OPTION TO CONVERT :      No
  MONTHLY P&I:            496.88            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031970551               MORTGAGORS:        DANG, LONG
                                                   TRUONG, HAO

                                                   TRUONG, HAO
                                            ADDRESS     :    18928 MOUNT DEMETER CIRCL
  MORTGAGE AMT:       254,000.00            CITY               FOUNTAIN VALLEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92708
  UNPAID BALANCE:    253,371.740            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,689.87            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.46300            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031973829               MORTGAGORS:        STEELE, GERALD

                                                   STEELE, MARIANNE
                                            ADDRESS     :    2612 LAWTON LANE
  MORTGAGE AMT:       423,857.00            CITY               PLANO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               TX   75093
  UNPAID BALANCE:    422,183.640            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,891.46            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.23600            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           02/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031974132               MORTGAGORS:        THOMSON, RICHARD

                                                   THOMSON, KATHRYN
                                            ADDRESS     :    922 COPES LANE
  MORTGAGE AMT:       350,000.00            CITY               WEST CHESTER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               PA   19380
  UNPAID BALANCE:    350,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,241.09            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.16900            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031974181               MORTGAGORS:        FLORES, STEVE
                                                   MARTINEZ, ROBERT
                                                   MARTINEZ, ROBERT
                                                   FLORES, GEORGINA
                                            ADDRESS     :    8241-8241 1/2 COMOLETTE S
  MORTGAGE AMT:       224,200.00            CITY               DOWNEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   90242
  UNPAID BALANCE:    223,134.630            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,529.44            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           01/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031977754               MORTGAGORS:        MANNIS, DAVID

                                                   MANNIS, JULIE
                                            ADDRESS     :    5555 CORAL REEF AVENUE
  MORTGAGE AMT:       380,000.00            CITY               LA JOLLA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   92037
  UNPAID BALANCE:    379,082.940            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,560.13            ANNUAL RATE ADJUST:      0.000
  LTV :                 66.08600            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031979784               MORTGAGORS:        DUPIES, PATRICK

                                                   DUPIES, ALICIA
                                            ADDRESS     :    N23 W28884 LOUIS AVENUE
  MORTGAGE AMT:       288,000.00            CITY               PEWAUKEE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               WI   53072
  UNPAID BALANCE:    287,042.840            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,964.67            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031979941               MORTGAGORS:        BLAKE, RONALD

                                                   BLAKE, PATRICIA
                                            ADDRESS     :    6 SHADOW MOSS PL
  MORTGAGE AMT:       328,900.00            CITY               DURHAM
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               NC   27705
  UNPAID BALANCE:    327,670.270            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,160.64            ANNUAL RATE ADJUST:      0.000
  LTV :                 84.98700            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031980287               MORTGAGORS:        PALMER, TIMOTHY

                                                   PALMER, LINDA
                                            ADDRESS     :    1646 PLANTATION WOODS WAY
  MORTGAGE AMT:       243,000.00            CITY               CHESAPEAKE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               VA   23320
  UNPAID BALANCE:    241,648.760            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,657.69            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.98600            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           12/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031981418               MORTGAGORS:        MEDEIROS, JOHN

                                                   MEDEIROS, SUSAN
                                            ADDRESS     :    11 WEBSTER LANE
  MORTGAGE AMT:       254,000.00            CITY               WILBRAHAM
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MA   01095
  UNPAID BALANCE:    253,806.730            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,754.31            ANNUAL RATE ADJUST:      0.000
  LTV :                 66.84200            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031983679               MORTGAGORS:        MOTE, DANIEL

                                                   MOTE, JOAN
                                            ADDRESS     :    2220 LAGOON VIEW DRIVE
  MORTGAGE AMT:       120,000.00            CITY               CARDIFF
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92007
  UNPAID BALANCE:    119,500.840            OPTION TO CONVERT :      No
  MONTHLY P&I:            798.36            ANNUAL RATE ADJUST:      0.000
  LTV :                 35.82089            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           02/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031985435               MORTGAGORS:        OMAR, TIMUR

                                                   OMAR, ZARLASHT
                                            ADDRESS     :    24622 EL MANZANO
  MORTGAGE AMT:       156,500.00            CITY               LAGUNA NIGUEL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92677
  UNPAID BALANCE:    155,651.070            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,041.20            ANNUAL RATE ADJUST:      0.000
  LTV :                 53.05000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           02/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031986516               MORTGAGORS:        BOWER, CHARLES

                                                   BOWER, MARY
                                            ADDRESS     :    1605 THOMPSON LN
  MORTGAGE AMT:       400,000.00            CITY               LITTLE ROCK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               AR   07223
  UNPAID BALANCE:    399,325.970            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,627.72            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.42800            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031987134               MORTGAGORS:        BLOSE, JERROLD

                                                   BLOSE, GERALDINE
                                            ADDRESS     :    21972 ESPLENDOR
  MORTGAGE AMT:       212,000.00            CITY               MISSION VIEJO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   92691
  UNPAID BALANCE:    210,687.590            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,392.69            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.83851            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           02/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031987746               MORTGAGORS:        BURNS, TIMOTHY

                                                   BURNS, LANDIS
                                            ADDRESS     :    115 RANGE ROAD
  MORTGAGE AMT:       251,750.00            CITY               WINDHAM
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               NH   03087
  UNPAID BALANCE:    250,976.640            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,738.78            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031989247               MORTGAGORS:        RAMSEY, JOHN

                                                   RAMSEY, BECKY
                                            ADDRESS     :    5124 MACAFEE ROAD
  MORTGAGE AMT:       256,000.00            CITY               TORRANCE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   90505
  UNPAID BALANCE:    254,614.970            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,724.72            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031989262               MORTGAGORS:        MATKINS, JERRY

                                                   MATKINS, PREETI
                                            ADDRESS     :    3029 DODSWORTH DR
  MORTGAGE AMT:       274,000.00            CITY               CRAMERTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               NC   28032
  UNPAID BALANCE:    273,071.260            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,799.99            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.26200            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031991227               MORTGAGORS:        SIEGEL, IRA
                                            ADDRESS     :    8 PLANTATION ROAD
  MORTGAGE AMT:       247,500.00            CITY               READINGTON TOWNSHIP
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               NJ   08889
  UNPAID BALANCE:    246,570.030            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,730.56            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           02/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031994312               MORTGAGORS:        DOYLE, JOHN

                                                   DOYLE, JANICE
                                            ADDRESS     :    7 CANDLEWOOD DRIVE
  MORTGAGE AMT:       312,564.00            CITY               SOUTHBOROUGH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               MA   01772
  UNPAID BALANCE:    312,564.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,239.25            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031994510               MORTGAGORS:        NORTH, ALAN

                                                   NORTH, CATHERINE
                                            ADDRESS     :    107 MILLER'S COVE ROAD
  MORTGAGE AMT:       261,100.00            CITY               NEWPORT NEWS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               VA   23602
  UNPAID BALANCE:    260,214.970            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,715.25            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.97900            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031995962               MORTGAGORS:        LEVINE, IRWIN

                                                   LEVINE, LORI
                                            ADDRESS     :    4 KINGSWORD WAY
  MORTGAGE AMT:       296,800.00            CITY               MANALAPAN TWP.
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.50000                               NJ   07721
  UNPAID BALANCE:    296,261.920            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,875.98            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031996267               MORTGAGORS:        HAJJI, SHANNON

                                                   SMITH, MARY
                                            ADDRESS     :    8413-8415 NORTH BARNSLEY
  MORTGAGE AMT:       280,250.00            CITY               (WESTCHESTER AREA) L
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   90045
  UNPAID BALANCE:    279,320.650            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,864.52            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031999592               MORTGAGORS:        TRUEBE, PETER

                                                   TRUEBE, GRETCHEN
                                            ADDRESS     :    5 CALLE VERNAO
  MORTGAGE AMT:       191,200.00            CITY               RANCHO SANTA MARGARI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92688
  UNPAID BALANCE:    190,463.090            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,320.58            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           02/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0032000382               MORTGAGORS:        POLLEY, FELICITY

                                                   POLLEY, GEORGE
                                            ADDRESS     :    8 PATRIOT DRIVE
  MORTGAGE AMT:       291,100.00            CITY               WASHINGTON  TOWNSHIP
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               NJ   08691
  UNPAID BALANCE:    290,609.480            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,912.32            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.99100            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032002719               MORTGAGORS:        MATEI, CATALIN

                                                   MATEI, TOMOKO
                                            ADDRESS     :    506 S.IRENA AVE.
  MORTGAGE AMT:       300,000.00            CITY               REDONDO BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   90277
  UNPAID BALANCE:    298,725.270            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,970.79            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           02/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032004343               MORTGAGORS:        BARRY, PAUL

                                                   BARRY, SUZANNE
                                            ADDRESS     :    96 CARY AVENUE
  MORTGAGE AMT:       416,000.00            CITY               MILTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MA   02186
  UNPAID BALANCE:    415,667.320            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,802.68            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032004913               MORTGAGORS:        MCKENNA, EDWIN

                                                   MCKENNA, TAMMY
                                            ADDRESS     :    7711 WEST TRAIL NORTH DRI
  MORTGAGE AMT:       400,000.00            CITY               LITTLETON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CO   80125
  UNPAID BALANCE:    399,172.820            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,728.71            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032004921               MORTGAGORS:        MARTINCIC, PAUL

                                                   MARTINCIC, SUSANNE
                                            ADDRESS     :    59-05 174TH STREET
  MORTGAGE AMT:       398,300.00            CITY               FRESH MEADOWS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NY   11365
  UNPAID BALANCE:    397,338.750            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,683.43            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.50500            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032005183               MORTGAGORS:        MCDOW, CHARLES

                                                   KATIYAR, SUSHILA
                                            ADDRESS     :    10116 SCULL CREEK DRIVE
  MORTGAGE AMT:       266,000.00            CITY               AUSTIN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               TX   78732
  UNPAID BALANCE:    265,583.730            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,814.59            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032006454               MORTGAGORS:        GREENHAGEN, TIMOTHY

                                                   GREENHAGEN, ELIZABETH
                                            ADDRESS     :    2281 RIVER WOODS DRIVE
  MORTGAGE AMT:       358,800.00            CITY               NAPERVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               IL   60565
  UNPAID BALANCE:    358,238.510            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,447.65            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032006512               MORTGAGORS:        GESTEN, ROBERT

                                                   GESTEN, THERESA
                                            ADDRESS     :    131 CUMBERLAND COURT
  MORTGAGE AMT:       255,000.00            CITY               WYCKOFF
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NJ   07481
  UNPAID BALANCE:    254,590.950            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,717.98            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.91300            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032006603               MORTGAGORS:        STEVENS, DAVID

                                                   STEVENS, HARLENE
                                            ADDRESS     :    5 KNIGHTS COURT
  MORTGAGE AMT:       290,000.00            CITY               RANDOLPH TWP.
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NJ   07869
  UNPAID BALANCE:    289,436.510            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,953.79            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.50000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032007049               MORTGAGORS:        KING, RICHARD

                                                   KING, HARRIET
                                            ADDRESS     :    CIDER HILL
  MORTGAGE AMT:       312,000.00            CITY               WARREN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               VT   05674
  UNPAID BALANCE:    311,511.750            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,128.39            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032007239               MORTGAGORS:        ENRIQUEZ, EMMANUEL
                                                   ENRIQUEZ, LARISSA
                                                   ENRIQUEZ, KHURSHIDA
                                                   ENRIQUEZ, LARISSA
                                            ADDRESS     :    35 HIGHCREST LANE
  MORTGAGE AMT:       366,500.00            CITY               SOUTH SAN FRANCISCO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94080
  UNPAID BALANCE:    365,637.080            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,500.18            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.99100            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032007510               MORTGAGORS:        DENTON, WILLIAM

                                                   DENTON, DEBORAH
                                            ADDRESS     :    3701 CAPSTAN CIRCLE
  MORTGAGE AMT:       510,000.00            CITY               WESTLAKE VILLAGE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   91361
  UNPAID BALANCE:    509,161.480            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,393.04            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032007783               MORTGAGORS:        KAZACOS, MICHAEL
                                            ADDRESS     :    3102 SEA CREST
  MORTGAGE AMT:       307,900.00            CITY               HILTON HEAD ISLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               SC   29928
  UNPAID BALANCE:    307,192.800            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,126.59            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.94800            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032008245               MORTGAGORS:        BETZ, BRUCE

                                                   BETZ, MICHELE
                                            ADDRESS     :    900 WEST SEMINARY AVENUE
  MORTGAGE AMT:       168,000.00            CITY               LUTHERVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MD   21093
  UNPAID BALANCE:    167,470.990            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,146.06            ANNUAL RATE ADJUST:      0.000
  LTV :                 93.33300            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032008609               MORTGAGORS:        CONEMAC, ROBERT

                                                   CONEMAC, KAREN
                                            ADDRESS     :    17357 SATICOY ST
  MORTGAGE AMT:       108,000.00            CITY               NORTHRIDGE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   91325
  UNPAID BALANCE:    107,579.780            OPTION TO CONVERT :      No
  MONTHLY P&I:            745.93            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           02/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032008625               MORTGAGORS:        BARICH, KYLE

                                                   BARICH, NANCY
                                            ADDRESS     :    4 GLENWOOD DRIVE
  MORTGAGE AMT:       320,000.00            CITY               PENNINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NJ   08534
  UNPAID BALANCE:    319,486.680            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,155.90            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.66800            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032008716               MORTGAGORS:        CHARLEBOIS, BRIAN

                                                   CHARLEBOIS, JOANNE
                                            ADDRESS     :    17 NEW CITY STREET
  MORTGAGE AMT:       400,000.00            CITY               ESSEX
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CT   06426
  UNPAID BALANCE:    399,342.330            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,661.21            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032008872               MORTGAGORS:        FLYNN, WILLIAM

                                                   AYLWARD, RENATA
                                            ADDRESS     :    265 DUTTON ROAD
  MORTGAGE AMT:       380,000.00            CITY               SUDBURY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               MA   01776
  UNPAID BALANCE:    379,343.820            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,464.67            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.71100            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032008963               MORTGAGORS:        REDLING, MATTHEW
                                                   REDLING, TRACEY

                                                   REDLING, TRACY
                                            ADDRESS     :    27 SENTINEL DRIVE
  MORTGAGE AMT:       360,000.00            CITY               BASKING RIDGE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               NJ   07920
  UNPAID BALANCE:    359,363.010            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,305.12            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.39100            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032009482               MORTGAGORS:        HORVATIS, RICHARD

                                                   HORVATIS, SANDRA
                                            ADDRESS     :    3405 SEA CREST
  MORTGAGE AMT:       325,000.00            CITY               HILTON HEAD ISLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               SC   29928
  UNPAID BALANCE:    324,253.560            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,244.69            ANNUAL RATE ADJUST:      0.000
  LTV :                 46.10500            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032010167               MORTGAGORS:        LAMBERT, MICHAEL

                                                   LAMBERT, LYNNE
                                            ADDRESS     :    8 WOODSEDGE ROAD
  MORTGAGE AMT:       268,500.00            CITY               MILFORD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NJ   08848
  UNPAID BALANCE:    268,069.280            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,808.94            ANNUAL RATE ADJUST:      0.000
  LTV :                 67.12500            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032010639               MORTGAGORS:        BROWN, WILLENE

                                                   BROWN, MICHAEL
                                            ADDRESS     :    14301 DUNCANNON COURT
  MORTGAGE AMT:       412,500.00            CITY               BOWIE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MD   20721
  UNPAID BALANCE:    411,854.470            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,813.98            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.57100            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032010969               MORTGAGORS:        PURDY, WILLIAM

                                                   CARLAND-PURDY, DEBORAH
                                            ADDRESS     :    71 BIXBY HILL ROAD
  MORTGAGE AMT:       290,000.00            CITY               ESSEX
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               VT   05451
  UNPAID BALANCE:    289,523.190            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,929.38            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.35800            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032011215               MORTGAGORS:        RODRIGUES, SCOTT

                                                   RODRIGUES, STACY
                                            ADDRESS     :    5 SUGAR MAPLE LANE
  MORTGAGE AMT:       280,000.00            CITY               RARITAN TOWNSHIP
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               NJ   08822
  UNPAID BALANCE:    279,792.190            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,957.81            ANNUAL RATE ADJUST:      0.000
  LTV :                 84.29700            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032011397               MORTGAGORS:        CORSEY, JACQUELINE
                                            ADDRESS     :    132 SUMMER WALK DRIVE
  MORTGAGE AMT:       167,400.00            CITY               GAITHERSBURG
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MD   20878
  UNPAID BALANCE:    167,086.290            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,156.19            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.96100            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032011587               MORTGAGORS:        FORLENZA, STEPHEN

                                                   FORLENZA, DONNA
                                            ADDRESS     :    2 1/2 WOODS END ROAD
  MORTGAGE AMT:       343,000.00            CITY               FLORHAM PARK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               NJ   07932
  UNPAID BALANCE:    342,739.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,369.02            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032011686               MORTGAGORS:        MUDGETT, P.

                                                   MUDGETT, KAREN
                                            ADDRESS     :    1065 ALEXANDRIA DRIVE
  MORTGAGE AMT:       260,000.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   92107
  UNPAID BALANCE:    258,764.510            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,773.66            ANNUAL RATE ADJUST:      0.000
  LTV :                 61.17600            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           01/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032011785               MORTGAGORS:        FRENCH, GERISSA

                                                   FRENCH, ROBERT
                                            ADDRESS     :    5731 RUTGERS ROAD
  MORTGAGE AMT:       650,000.00            CITY               LA JOLLA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   92037
  UNPAID BALANCE:    646,778.210            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,434.15            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           01/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032011850               MORTGAGORS:        HANSEN, PAUL

                                                   HUNT, JOANN
                                            ADDRESS     :    37982 PANORAMA COURT
  MORTGAGE AMT:       398,550.00            CITY               MURRIETA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92562
  UNPAID BALANCE:    395,394.660            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,651.57            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99800            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           12/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032011876               MORTGAGORS:        CALLAHAN, ALEXANDER

                                                   CALLAHAN, DIANNE
                                            ADDRESS     :    182 PINE CANYON ROAD
  MORTGAGE AMT:       265,500.00            CITY               SALINAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.37500                               CA   93908
  UNPAID BALANCE:    264,004.800            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,656.38            ANNUAL RATE ADJUST:      0.000
  LTV :                 63.97500            OUTSIDE CONV DATE:
  CURRENT INT           6.37500             MATURITY DATE:           01/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032012700               MORTGAGORS:        MURPHY, TIMOTHY

                                                   NICHOLS, MARIA
                                            ADDRESS     :    71 DEER PATH ROAD
  MORTGAGE AMT:       460,000.00            CITY               DEDHAM
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               MA   02026
  UNPAID BALANCE:    459,332.020            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,255.85            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.80200            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032013153               MORTGAGORS:        LUCERO, JOSE

                                                   LUCERO, RAFAELITA
                                            ADDRESS     :    3341 MOUNT LAURENCE DRIVE
  MORTGAGE AMT:       265,500.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   92117
  UNPAID BALANCE:    264,148.180            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,811.18            ANNUAL RATE ADJUST:      0.000
  LTV :                 59.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           02/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032013377               MORTGAGORS:        SWARTZ, JEFFREY

                                                   SWARTZ, PAMELA
                                            ADDRESS     :    35 STARR RIDGE
  MORTGAGE AMT:       500,000.00            CITY               NEEDHAM
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MA   02492
  UNPAID BALANCE:    499,600.160            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,368.59            ANNUAL RATE ADJUST:      0.000
  LTV :                 55.42500            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032014243               MORTGAGORS:        TRABER, PETER
                                                   TRABER, PETER
                                                   TRABER, KAREN
                                            ADDRESS     :    575 MAPLEWOOD ROAD
  MORTGAGE AMT:       650,000.00            CITY               WAYNE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               PA   19087
  UNPAID BALANCE:    648,957.330            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,379.17            ANNUAL RATE ADJUST:      0.000
  LTV :                 56.52100            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032015117               MORTGAGORS:        MILLS, MARK

                                                   MILLS, RAJASI
                                            ADDRESS     :    324 KENT ROAD
  MORTGAGE AMT:       263,625.00            CITY               BALA CYNWYD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.50000                               PA   19004
  UNPAID BALANCE:    263,147.070            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,666.29            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032015539               MORTGAGORS:        CUTLER, RICHARD

                                                   CUTLER, SHARON
                                            ADDRESS     :    10200 CZECH HALL ROAD
  MORTGAGE AMT:       320,000.00            CITY               MUSTANG
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               OK   73064
  UNPAID BALANCE:    319,460.780            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,102.17            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032016263               MORTGAGORS:        FLAMM, EUGENE

                                                   FLAMM, SUSAN
                                            ADDRESS     :    1165 5TH AVENUE UNIT NO 1
  MORTGAGE AMT:       912,500.00            CITY               NEW YORK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               NY   10128
  UNPAID BALANCE:    911,107.060            OPTION TO CONVERT :      No
  MONTHLY P&I:          6,302.41            ANNUAL RATE ADJUST:      0.000
  LTV :                 50.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:015
  --------------------------------------------------------------------------------

  LN # 0032016750               MORTGAGORS:        MORGAN, KENT
                                                   MORGAN, ALICE

                                                   MORGAN, ALICE
                                            ADDRESS     :    2600 SOUTHWEST LANCASTER
  MORTGAGE AMT:       361,000.00            CITY               GRANVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               OH   43023
  UNPAID BALANCE:    359,662.070            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,462.66            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.67300            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032017469               MORTGAGORS:        FLYNN, PATRICK

                                                   FLYNN, DEBORAH
                                            ADDRESS     :    2625 NORTH 24TH STREET #
  MORTGAGE AMT:       300,000.00            CITY               MESA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               AZ   85213
  UNPAID BALANCE:    299,500.340            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,046.53            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032018079               MORTGAGORS:        MICHIELSEN, KENNETH
                                            ADDRESS     :    115 FOURTH AVENUE APT. 4J
  MORTGAGE AMT:       446,250.00            CITY               NEW YORK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               NY   10003
  UNPAID BALANCE:    445,918.820            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,120.24            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.41200            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032018756               MORTGAGORS:        PALIWAL, YOGESH

                                                   PALIWAL, JYOTSNA
                                            ADDRESS     :    1528 RUBY COURT
  MORTGAGE AMT:       537,550.00            CITY               DIAMOND BAR
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   91765
  UNPAID BALANCE:    536,252.720            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,621.57            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99398            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032018947               MORTGAGORS:        KALIANDA, SHARATH

                                                   KALIANDA, AARATHI
                                            ADDRESS     :    112 MARGARET LANE
  MORTGAGE AMT:       258,550.00            CITY               MALVERN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               PA   19355
  UNPAID BALANCE:    258,114.330            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,698.49            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99300            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032019093               MORTGAGORS:        WEDUL, JUSTIN
                                                   WEDUL, JUSTIN

                                                   HECKHOFF-WEDUL, ANKE
                                            ADDRESS     :    2325 EUDORA STREET
  MORTGAGE AMT:       248,000.00            CITY               DENVER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CO   80207
  UNPAID BALANCE:    247,401.500            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,670.82            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032019127               MORTGAGORS:        HERNANDEZ, EDUARDO

                                                   HERNANDEZ, MACHELLE
                                            ADDRESS     :    4759 LONDON DRIVE
  MORTGAGE AMT:       280,000.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   95008
  UNPAID BALANCE:    279,324.270            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,886.41            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.54500            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032019218               MORTGAGORS:        MCSPADDEN, JAMES

                                                   MCSPADDEN, TERESA
                                            ADDRESS     :    15404 73RD AVENUE S.E.
  MORTGAGE AMT:       314,950.00            CITY               SNOHOMISH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               WA   98296
  UNPAID BALANCE:    314,444.780            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,121.88            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.99800            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032019440               MORTGAGORS:        CREWE, JOHN

                                                   CREWE, MARCELLA
                                            ADDRESS     :    48 PARK AVENUE
  MORTGAGE AMT:       351,000.00            CITY               MANHASSET
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               NY   11030
  UNPAID BALANCE:    350,131.820            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,335.21            ANNUAL RATE ADJUST:      0.000
  LTV :                 83.57100            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032019515               MORTGAGORS:        CANTWELL, DALE

                                                   RAY, PAMELA
                                            ADDRESS     :    669 EMERSON STREET
  MORTGAGE AMT:       375,000.00            CITY               DENVER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.25000                               CO   80218
  UNPAID BALANCE:    374,286.510            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,308.94            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032019549               MORTGAGORS:        ARMENTO, MICHAEL

                                                   ARMENTO, PAMELA
                                            ADDRESS     :    2842 CENTRAL AVENUE 2ND F
  MORTGAGE AMT:       308,000.00            CITY               OCEAN CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               NJ   08226
  UNPAID BALANCE:    307,518.010            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,101.10            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032019671               MORTGAGORS:        SILVA, MIGUEL

                                                   SILVA, KIMBERLY
                                            ADDRESS     :    10 GRAND COVE WAY
  MORTGAGE AMT:       310,000.00            CITY               EDGEWATER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NJ   07020
  UNPAID BALANCE:    309,502.720            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,088.53            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032019770               MORTGAGORS:        GOLDSCHMIDT, ANDREW

                                                   GOLDSCHMIDT, AMALIA
                                            ADDRESS     :    17562 WAYSIDE DRIVE
  MORTGAGE AMT:       201,532.00            CITY               DUMFRIES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               VA   22026
  UNPAID BALANCE:    201,200.640            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,340.80            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032019945               MORTGAGORS:        RYALS, MICHAEL

                                                   MAUNG, MELANIE
                                            ADDRESS     :    285 LEXINGTON STREET
  MORTGAGE AMT:       340,000.00            CITY               NEWTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               MA   02458
  UNPAID BALANCE:    339,095.090            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,177.06            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032020000               MORTGAGORS:        IAKOVOU, CRYSTAL
                                            ADDRESS     :    10 VILLAGE CIRLCE
  MORTGAGE AMT:       257,500.00            CITY               LEXINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MA   02420
  UNPAID BALANCE:    256,651.180            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,778.49            ANNUAL RATE ADJUST:      0.000
  LTV :                 54.21000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032020687               MORTGAGORS:        FIGANIAK, JAMES
                                            ADDRESS     :    33 EDGEMONT LANE
  MORTGAGE AMT:       305,300.00            CITY               LANGHORNE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               PA   19047
  UNPAID BALANCE:    304,772.800            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,980.17            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99500            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032021412               MORTGAGORS:        GRIFFITH, WILLIAM
                                            ADDRESS     :    20431 VIA TROVADOR
  MORTGAGE AMT:       380,000.00            CITY               YORBA LINDA,
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   92887
  UNPAID BALANCE:    379,680.750            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,496.33            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.09000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032021495               MORTGAGORS:        JOHNSON, DON

                                                   JOHNSON, LEA
                                            ADDRESS     :    665 HONOR WAY
  MORTGAGE AMT:       325,000.00            CITY               GREEN RIVER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               WY   82901
  UNPAID BALANCE:    324,465.650            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,162.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 66.32600            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032021552               MORTGAGORS:        MOWBRAY, JAMES

                                                   LUCAS-MOWBRAY, JACQUELINE
                                            ADDRESS     :    700 N. DOBSON ROAD #51
  MORTGAGE AMT:       357,300.00            CITY               CHANDLER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               AZ   85224
  UNPAID BALANCE:    356,383.920            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,407.20            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.40000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032021560               MORTGAGORS:        FLATLEY, JOHN

                                                   FLATLEY, JANET
                                            ADDRESS     :    7801 FALSTAFF ROAD
  MORTGAGE AMT:       340,000.00            CITY               MCLEAN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               VA   22102
  UNPAID BALANCE:    339,427.080            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,233.56            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032021750               MORTGAGORS:        BUI, NEWTON

                                                   DAO, LINH
                                            ADDRESS     :    11 GARDENIA
  MORTGAGE AMT:       330,000.00            CITY               IRVINE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92602
  UNPAID BALANCE:    329,183.750            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,195.50            ANNUAL RATE ADJUST:      0.000
  LTV :                 50.76900            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032021800               MORTGAGORS:        OGINO, MARK

                                                   CZUBRYT, PAUL
                                            ADDRESS     :    5 SKYVIEW DRIVE
  MORTGAGE AMT:       308,000.00            CITY               TRURO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               MA   02666
  UNPAID BALANCE:    307,480.980            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,023.35            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032022840               MORTGAGORS:        BRAUN, JAMES

                                                   BRAUN, DONNA
                                            ADDRESS     :    109 LONE WOLFE COURT
  MORTGAGE AMT:       285,000.00            CITY               DILLON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CO   80435
  UNPAID BALANCE:    284,312.190            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,920.10            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.05300            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032023095               MORTGAGORS:        ST. MARY, JEFFREY

                                                   ST. MARY, DENISE
                                            ADDRESS     :    12 HOWLAND LANE
  MORTGAGE AMT:       301,500.00            CITY               HINGHAM
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MA   02043
  UNPAID BALANCE:    301,262.170            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,056.77            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032023145               MORTGAGORS:        SELLAND, LINDA
                                            ADDRESS     :    27 SUMMER STREET
  MORTGAGE AMT:       271,700.00            CITY               MARSHFIELD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MA   02051
  UNPAID BALANCE:    271,282.990            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,876.56            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032023376               MORTGAGORS:        WHITE, RICHARD
                                            ADDRESS     :    1608 LUPINE DEN COURT
  MORTGAGE AMT:       399,500.00            CITY               VIENNA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               VA   22182
  UNPAID BALANCE:    398,525.100            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,624.43            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.09500            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032023715               MORTGAGORS:        GRIFFIN, MICHAEL

                                                   GRIFFIN, JEANNE
                                            ADDRESS     :    3852 SUNSETRIDGE ROAD
  MORTGAGE AMT:       303,300.00            CITY               MOORPARK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   93021
  UNPAID BALANCE:    302,519.650            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,017.86            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.53700            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032024259               MORTGAGORS:        STEWART, KATHLEEN

                                                   STEWART, EDWIN
                                            ADDRESS     :    2875 BARN RD
  MORTGAGE AMT:       288,000.00            CITY               CHRISTIANSBURG
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               VA   24073
  UNPAID BALANCE:    285,576.250            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,916.08            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           09/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032024762               MORTGAGORS:        BROWN, KENNETH
                                            ADDRESS     :    1571 DIAMOND LAKE ROAD
  MORTGAGE AMT:       373,500.00            CITY               GLASTONBURY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CT   06033
  UNPAID BALANCE:    372,900.860            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,516.34            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.72200            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032024861               MORTGAGORS:        RAPPAPORT, LEONARD
                                                   RAPPAPORT, SUSAN
                                            ADDRESS     :    1244 COURSE VIEW CIRCLE
  MORTGAGE AMT:       293,100.00            CITY               VIRGINA BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               VA   23455
  UNPAID BALANCE:    292,641.320            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,999.46            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.99900            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032025058               MORTGAGORS:        CALIA, ANTHONY
                                                   BADAMO, LOUIS
                                                   BADAMO, CAMILLE
                                                   CALIA, PAULA
                                            ADDRESS     :    1034 65TH STREET
  MORTGAGE AMT:       337,500.00            CITY               BROOKLYN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NY   11219
  UNPAID BALANCE:    336,958.590            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,273.81            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032025173               MORTGAGORS:        VARNEDOE, WYMAN

                                                   VARNEDOE, BARBARA
                                            ADDRESS     :    760 WINDING HILLS ROAD
  MORTGAGE AMT:       324,850.00            CITY               MONUMENT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CO   80132
  UNPAID BALANCE:    324,315.880            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,161.24            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.86000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032025496               MORTGAGORS:        TREVISOL, KATHERINE

                                                   LAMPREA, FRANCIS
                                            ADDRESS     :    2469 EAGLE RUN DRIVE
  MORTGAGE AMT:       317,700.00            CITY               WESTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               FL   33327
  UNPAID BALANCE:    316,914.170            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,113.67            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99700            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032025546               MORTGAGORS:        TANNEHILL, KENNETH

                                                   TANNEHILL, SARA
                                            ADDRESS     :    10631 NIBLICK LANE
  MORTGAGE AMT:       264,000.00            CITY               EDEN  PRAIRIE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.50000                               MN   55347
  UNPAID BALANCE:    263,521.390            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,668.66            ANNUAL RATE ADJUST:      0.000
  LTV :                 67.69200            OUTSIDE CONV DATE:
  CURRENT INT           6.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032025603               MORTGAGORS:        D'ANDREA, FRANK

                                                   WEBBER, IRENE
                                            ADDRESS     :    2817 CONCORD DRIVE
  MORTGAGE AMT:       495,000.00            CITY               WALL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               NJ   07719
  UNPAID BALANCE:    494,244.380            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,418.84            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.94000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032025660               MORTGAGORS:        ROGOWSKI, RAYMOND

                                                   ROGOWSKI, JENNIFER
                                            ADDRESS     :    21 DIAMOND DRIVE
  MORTGAGE AMT:       300,000.00            CITY               THORNTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.50000                               PA   19373
  UNPAID BALANCE:    299,728.790            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,896.21            ANNUAL RATE ADJUST:      0.000
  LTV :                 83.87800            OUTSIDE CONV DATE:
  CURRENT INT           6.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032025843               MORTGAGORS:        TAYLOR, MELAINE

                                                   TAYLOR, JAMES
                                            ADDRESS     :    5036 BRIARLEDGE ROAD
  MORTGAGE AMT:        56,000.00            CITY               NORTH SYRACUSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               NY   13212
  UNPAID BALANCE:     55,914.510            OPTION TO CONVERT :      No
  MONTHLY P&I:            386.78            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032025959               MORTGAGORS:        PETERSEN, RICHARD

                                                   PETERSEN, MARGARET
                                            ADDRESS     :    120 FICKET STREET
  MORTGAGE AMT:       288,000.00            CITY               SOUTH PORTLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               ME   04106
  UNPAID BALANCE:    287,526.460            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,916.08            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032026528               MORTGAGORS:        KEEGAN, VINCENT

                                                   KEEGAN, SHARON
                                            ADDRESS     :    1835 FOXSTONE DRIVE
  MORTGAGE AMT:       440,000.00            CITY               VIENNA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               VA   22182
  UNPAID BALANCE:    439,240.190            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,853.84            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.57100            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032027252               MORTGAGORS:        KORREN, TODD

                                                   KORREN, DONNA
                                            ADDRESS     :    55 DIANA'S TRAIL
  MORTGAGE AMT:       275,000.00            CITY               ROSLYN ESTATES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               NY   11576
  UNPAID BALANCE:    274,536.620            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,806.55            ANNUAL RATE ADJUST:      0.000
  LTV :                 42.63500            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032027260               MORTGAGORS:        GORDON, ANDREA
                                            ADDRESS     :    220 HARDEN COURT
  MORTGAGE AMT:       128,500.00            CITY               CENTERPORT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               NY   11721
  UNPAID BALANCE:    128,220.330            OPTION TO CONVERT :      No
  MONTHLY P&I:            887.52            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.45900            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032027765               MORTGAGORS:        SCHAEFER, JOHN

                                                   SCHAEFER, BETTY
                                            ADDRESS     :    1920 SPRINGHILL ROAD
  MORTGAGE AMT:       304,000.00            CITY               HELENA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               MT   59601
  UNPAID BALANCE:    303,500.170            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,022.52            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032027773               MORTGAGORS:        BUSHROE, JOSEPH
                                                   BUSHROE, KIM

                                                   BUSHROE, KIM
                                            ADDRESS     :    16543 IYOPAWA ROAD
  MORTGAGE AMT:       294,027.00            CITY               COLDWATER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MI   49036
  UNPAID BALANCE:    293,555.340            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,980.92            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.71300            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032027856               MORTGAGORS:        CAIRNS, MICHAEL

                                                   CAIRNS, DE VONNE
                                            ADDRESS     :    3121 AIKI AVE S.W. SUITE
  MORTGAGE AMT:       355,000.00            CITY               SEATTLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               WA   98116
  UNPAID BALANCE:    354,401.800            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,332.10            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.44800            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032028128               MORTGAGORS:        AHSAN, A.K.M.

                                                   AHSAN, KANIZ
                                            ADDRESS     :    11 CEDAR DRIVE
  MORTGAGE AMT:       323,000.00            CITY               TUXEDO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               NY   10987
  UNPAID BALANCE:    322,442.230            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,094.98            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.74800            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032028136               MORTGAGORS:        ROMASH, RICHARD

                                                   ROMASH, RANDY
                                            ADDRESS     :    8 ANTON DRIVE
  MORTGAGE AMT:       340,000.00            CITY               CARMEL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               NY   10512
  UNPAID BALANCE:    339,480.970            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,348.30            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032028201               MORTGAGORS:        BRANDAU, RONALD
                                                   BRANDAU, THERESA

                                                   BRANDAU, THERESA
                                            ADDRESS     :    4704 COWMAN COURT
  MORTGAGE AMT:       288,000.00            CITY               MOUNT AIRY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               MD   21771
  UNPAID BALANCE:    287,178.920            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,891.96            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032028466               MORTGAGORS:        LAKS, DAVID

                                                   LAKS, MARY
                                            ADDRESS     :    38 CAMBRIDGE ROAD
  MORTGAGE AMT:       380,450.00            CITY               MONTCLAIR
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               NJ   07042
  UNPAID BALANCE:    379,883.520            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,660.17            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99300            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032028755               MORTGAGORS:        ROMANOWICH, JOHN
                                            ADDRESS     :    50 BLUE HERON WAY
  MORTGAGE AMT:       488,450.00            CITY               SKILLMAN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               NJ   08558
  UNPAID BALANCE:    487,626.930            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,208.77            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99900            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032028979               MORTGAGORS:        SMITH, DIANNE
                                            ADDRESS     :    2315 PEROT STREET
  MORTGAGE AMT:       280,800.00            CITY               PHILADELPHIA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               PA   19103
  UNPAID BALANCE:    280,155.050            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,939.42            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032029159               MORTGAGORS:        WEINSTEIN, JOSEPH

                                                   KASNETZ, KAREN
                                            ADDRESS     :    5 TODD COURT
  MORTGAGE AMT:       414,000.00            CITY               BRIDGEWATER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NJ   08807
  UNPAID BALANCE:    414,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,789.20            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032029431               MORTGAGORS:        LUTZ, JORRIS

                                                   STIVERS-LUTZ, AMY
                                            ADDRESS     :    11288 STONE THROW DRIVE
  MORTGAGE AMT:       429,800.00            CITY               RESTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               VA   20194
  UNPAID BALANCE:    428,710.540            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,823.48            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99300            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032029829               MORTGAGORS:        HOYACK, DAVID
                                                   HOYAEK, PATRICIA

                                                   HOYACK, PATRICIA
                                            ADDRESS     :    891 MEADOWBROOK DR
  MORTGAGE AMT:       464,000.00            CITY               AURORA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               OH   44202
  UNPAID BALANCE:    463,646.930            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,204.74            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032030579               MORTGAGORS:        HARRIS, ROBERT

                                                   HARRIS, JOAN
                                            ADDRESS     :    34-36 PEMBERTON ROAD
  MORTGAGE AMT:       430,000.00            CITY               WAYLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MA   01778
  UNPAID BALANCE:    429,071.750            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,933.36            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.91800            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032030678               MORTGAGORS:        STIER, MITCHELL

                                                   BALLEN-STIER, STACY
                                            ADDRESS     :    8 GLENWOOD ROAD
  MORTGAGE AMT:       440,000.00            CITY               TENAFLY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               NJ   07670
  UNPAID BALANCE:    439,311.430            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,001.58            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032031825               MORTGAGORS:        LEPLEY, WILLIAM

                                                   LEPLEY, MARY
                                            ADDRESS     :    565 LAUREL OAKS LANE
  MORTGAGE AMT:       310,000.00            CITY               ALPHARETTA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               GA   30004
  UNPAID BALANCE:    309,490.300            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,062.44            ANNUAL RATE ADJUST:      0.000
  LTV :                 55.35700            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032032310               MORTGAGORS:        BRASH, EDWARD

                                                   BRASH, SARAH
                                            ADDRESS     :    806 CARROLL STREET APT 4
  MORTGAGE AMT:       291,000.00            CITY               BROOKLYN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NY   11215
  UNPAID BALANCE:    290,533.200            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,960.52            ANNUAL RATE ADJUST:      0.000
  LTV :                 67.20500            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032032393               MORTGAGORS:        SILVERBERG, IAN

                                                   SILVERBERG, PAMELA
                                            ADDRESS     :    3128 SUSAN ROAD
  MORTGAGE AMT:       250,000.00            CITY               BELLMORE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               NY   11710
  UNPAID BALANCE:    249,578.720            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,642.33            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.44400            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032032443               MORTGAGORS:        BITTNER, SEAN

                                                   BITTNER, JENNIFER
                                            ADDRESS     :    23512 NORTHEAST 21ST STRE
  MORTGAGE AMT:       282,000.00            CITY               REDMOND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               WA   98053
  UNPAID BALANCE:    281,547.640            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,899.89            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032032716               MORTGAGORS:        MORAN, THOMAS

                                                   MORAN, VANESSA
                                            ADDRESS     :    23 ANSON ROAD
  MORTGAGE AMT:       290,000.00            CITY               CONCORD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               MA   01742
  UNPAID BALANCE:    289,576.180            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,052.60            ANNUAL RATE ADJUST:      0.000
  LTV :                 64.44400            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032032898               MORTGAGORS:        HOLLAND, JOHN

                                                   HOLLAND, MAUREEN
                                            ADDRESS     :    257 TREMONT AVE
  MORTGAGE AMT:       258,000.00            CITY               BRAINTREE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               MA   02184
  UNPAID BALANCE:    257,615.840            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,803.98            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.38400            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032033417               MORTGAGORS:        JOHNSON, RUSSELL

                                                   JOHNSON, JOAN
                                            ADDRESS     :    11651 MARBLE ARCH DRIVE
  MORTGAGE AMT:       320,000.00            CITY               SANTA ANA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   92705
  UNPAID BALANCE:    319,535.290            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,264.95            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032033466               MORTGAGORS:        HILLIARD, RUSSELL

                                                   HILLIARD, KIMBERLY
                                            ADDRESS     :    5050 COTTON MILL AVENUE
  MORTGAGE AMT:       400,000.00            CITY               KEARNEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               NE   68847
  UNPAID BALANCE:    399,374.030            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,728.71            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032033722               MORTGAGORS:        GEWANT, KENNETH

                                                   GEWANT, JANE
                                            ADDRESS     :    20 BUCKNELL DRIVE
  MORTGAGE AMT:       294,000.00            CITY               PLAINVIEW
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               NY   11803
  UNPAID BALANCE:    293,776.290            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,030.58            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032033805               MORTGAGORS:        LYNN, BRENDA
                                            ADDRESS     :    5 STONE PINE DRIVE
  MORTGAGE AMT:       500,000.00            CITY               NEWPORT BEACH AREA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92657
  UNPAID BALANCE:    499,619.540            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,453.38            ANNUAL RATE ADJUST:      0.000
  LTV :                 61.70000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032034092               MORTGAGORS:        DOLAN, DAVID

                                                   TALAMANTES, CECILIA
                                            ADDRESS     :    69 HIGH LEDGE AVENUE
  MORTGAGE AMT:       327,200.00            CITY               WELLESLEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               MA   02482
  UNPAID BALANCE:    326,925.110            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,149.47            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032034233               MORTGAGORS:        MCHUGH, CHARLES
                                            ADDRESS     :    316 PENNSYLVANIA AVENUE
  MORTGAGE AMT:       356,000.00            CITY               SPRING LAKE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               NJ   07762
  UNPAID BALANCE:    355,269.160            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,309.01            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032034316               MORTGAGORS:        CARD, JAY

                                                   CARD, JUDITH
                                            ADDRESS     :    11 LOCUST WOODS DRIVE
  MORTGAGE AMT:       255,000.00            CITY               SHELTER ISLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               NY   11964
  UNPAID BALANCE:    255,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,739.55            ANNUAL RATE ADJUST:      0.000
  LTV :                 50.39500            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002\
- --------------------------------------------------------------------------------

  LN # 0032034779               MORTGAGORS:        CHUN, JIN
                                            ADDRESS     :    11 DEVONSHIRE DRIVE
  MORTGAGE AMT:       479,000.00            CITY               WHITE PLAINS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               NY   10605
  UNPAID BALANCE:    478,172.880            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,106.78            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.86800            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032034803               MORTGAGORS:        RIOUX, JOHN

                                                   FRISCH, JILL
                                            ADDRESS     :    14 BARTON ROAD
  MORTGAGE AMT:       600,000.00            CITY               MOUNTAIN LAKE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               NJ   07046
  UNPAID BALANCE:    599,061.050            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,093.06            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.75757            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032035354               MORTGAGORS:        BOND, TOBY

                                                   BOND, MARY
                                            ADDRESS     :    150 PLEASANT HILL
  MORTGAGE AMT:       332,975.00            CITY               FAYETTEVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               GA   30215
  UNPAID BALANCE:    332,466.700            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,299.78            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032036022               MORTGAGORS:        NIEVES, RICHARD

                                                   NIEVES, COLLEEN
                                            ADDRESS     :    7 FILLMORE DRIVE
  MORTGAGE AMT:       350,000.00            CITY               STONY POINT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               NY   10980
  UNPAID BALANCE:    349,713.110            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,328.56            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.42800            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032036394               MORTGAGORS:        WARD, GARRETT
                                            ADDRESS     :    529 EAST 44TH STREET
  MORTGAGE AMT:       304,000.00            CITY               SAVANNAH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               GA   31405
  UNPAID BALANCE:    303,266.330            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,048.11            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032036477               MORTGAGORS:        MURPHY, JAMES

                                                   MURPHY, CYNTHIA
                                            ADDRESS     :    3N481 HICKORY KNOLL
  MORTGAGE AMT:       372,000.00            CITY               WEST CHICAGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               IL   60185
  UNPAID BALANCE:    371,702.520            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,506.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032036519               MORTGAGORS:        PIAZZA, JAMES
                                            ADDRESS     :    533 CASCADE COURT
  MORTGAGE AMT:       251,200.00            CITY               MAHWAH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               NJ   07430
  UNPAID BALANCE:    250,816.090            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,734.98            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032036568               MORTGAGORS:        MENDEZ, RAFAEL

                                                   MENDEZ, ELENA
                                            ADDRESS     :    142 PRINCETON OVAL
  MORTGAGE AMT:       300,000.00            CITY               FREEHOLD TOWNSHIP
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               NJ   07726
  UNPAID BALANCE:    299,506.750            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,995.91            ANNUAL RATE ADJUST:      0.000
  LTV :                 84.69400            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032036675               MORTGAGORS:        WOOD, PETER

                                                   ROSE, CAROL
                                            ADDRESS     :    6548 NO. LITTLE FALLS ROA
  MORTGAGE AMT:       212,000.00            CITY               ARLINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               VA   22213
  UNPAID BALANCE:    211,651.440            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,410.45            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032036741               MORTGAGORS:        GALLAGHER, CHRISTOPHER
                                                   GALLAGHER, ILENE

                                                   GALLAGHER, EILEEN
                                            ADDRESS     :    1168 AVONLEA CIRCLE
  MORTGAGE AMT:       385,600.00            CITY               GLEN MILLS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               PA   19342
  UNPAID BALANCE:    385,291.640            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,597.86            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032036840               MORTGAGORS:        CERESINO, GORDON

                                                   CERESINO, MARY
                                            ADDRESS     :    14741 RANCHO SANTA FE FAR
  MORTGAGE AMT:     1,120,700.00            CITY               RANCHO SANTA FE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92067
  UNPAID BALANCE:     1,118,125.            OPTION TO CONVERT :      No
                             950
  MONTHLY P&I:          7,740.40            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:015
  --------------------------------------------------------------------------------

  LN # 0032037939               MORTGAGORS:        MAGLIARO, P.

                                                   MAGLIARO, JOYCE
                                            ADDRESS     :    5419A LONG BEACH BLVD
  MORTGAGE AMT:       251,000.00            CITY               HARVEY CEDARS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               NJ   08008
  UNPAID BALANCE:    250,451.510            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,776.57            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.80900            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032037970               MORTGAGORS:        MESAROS, JOHN

                                                   MESAROS, ANNE
                                            ADDRESS     :    7582 FOOTHILL ROAD
  MORTGAGE AMT:       491,000.00            CITY               PLEASANTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   94566
  UNPAID BALANCE:    489,957.990            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,266.64            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.90600            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032038093               MORTGAGORS:        MAC CONNELL, NICHOLAS
                                            ADDRESS     :    780 CONGRESS AVENUE
  MORTGAGE AMT:       320,000.00            CITY               CINCINNATI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               OH   45246
  UNPAID BALANCE:    319,523.540            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,237.49            ANNUAL RATE ADJUST:      0.000
  LTV :                 59.53400            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032038382               MORTGAGORS:        ORLING, ANTHONY
                                                   SMITH, VIRGINIE
                                                   ORLING, URSULA
                                            ADDRESS     :    1000 KILER CANYON ROAD
  MORTGAGE AMT:       410,000.00            CITY               PASO ROBLES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   93446
  UNPAID BALANCE:    409,389.540            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,866.78            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.54400            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032038473               MORTGAGORS:        CRONIN, DENNIS

                                                   CRONIN, MARIAH
                                            ADDRESS     :    135 ISLAND CREEK ROAD
  MORTGAGE AMT:       260,000.00            CITY               DUXBURY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               MA   02332
  UNPAID BALANCE:    259,631.810            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,862.67            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032038481               MORTGAGORS:        MEANY, PHILIP

                                                   DANIEL, HELENE
                                            ADDRESS     :    3417 N. ALBERMARLE STREET
  MORTGAGE AMT:       600,000.00            CITY               ARLINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               VA   22207
  UNPAID BALANCE:    599,531.940            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,093.06            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.42800            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032038564               MORTGAGORS:        JENKINS, DANIEL

                                                   JENKINS, AMY
                                            ADDRESS     :    7568 CISTENA WAY
  MORTGAGE AMT:       279,000.00            CITY               PARKER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CO   80134
  UNPAID BALANCE:    278,197.620            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,926.98            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.04800            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032038580               MORTGAGORS:        HARSINAY, DROR

                                                   HARSINAY, KERRI
                                            ADDRESS     :    2112 CEDAR SWAMP ROAD
  MORTGAGE AMT:       608,000.00            CITY               BROOKVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               NY   11545
  UNPAID BALANCE:    608,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,408.42            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032039018               MORTGAGORS:        BAILEY, EDWARD
                                                   SIMMONS, DOROTHY
                                                   SIMMONS, WILLIAM
                                                   BAILEY, LINDA
                                            ADDRESS     :    3310 WESLEY AVE
  MORTGAGE AMT:       370,000.00            CITY               OCEAN CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               NJ   08226
  UNPAID BALANCE:    369,171.040            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,587.10            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.47600            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032039182               MORTGAGORS:        SPEWAK, PETER

                                                   SPEWAK, LYNNE
                                            ADDRESS     :    10491 HUNTING HILLS PLACE
  MORTGAGE AMT:       352,000.00            CITY               OAKTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               VA   22124
  UNPAID BALANCE:    351,462.660            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,431.18            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032039471               MORTGAGORS:        DUREKAS, TY

                                                   DUREKAS, FRANCES
                                            ADDRESS     :    199 YERBA BUENA AVENUE
  MORTGAGE AMT:       980,000.00            CITY               LOS ALTOS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   94022
  UNPAID BALANCE:    977,515.840            OPTION TO CONVERT :      No
  MONTHLY P&I:          6,437.91            ANNUAL RATE ADJUST:      0.000
  LTV :                 67.58600            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:015
  --------------------------------------------------------------------------------

  LN # 0032039596               MORTGAGORS:        PONCE DELEON, VICTOR

                                                   PONCE DELEON, KATHRYN
                                            ADDRESS     :    7326 SAVANNAH GLEN LANE
  MORTGAGE AMT:       262,700.00            CITY               RICHMOND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               TX   77469
  UNPAID BALANCE:    262,096.640            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,814.40            ANNUAL RATE ADJUST:      0.000
  LTV :                 86.13100            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032039604               MORTGAGORS:        VENABLE, NANCY
                                                   NUGENT, STEPHEN
                                                   NUGENT, PATRICK
                                            ADDRESS     :    1905 MACARTHUR DRIVE
  MORTGAGE AMT:       255,000.00            CITY               MCLEAN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               VA   22101
  UNPAID BALANCE:    254,600.950            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,739.55            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.85700            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032039620               MORTGAGORS:        GRAMMER, WILLIAM

                                                   GRAMMER, VIVIAN
                                            ADDRESS     :    9508 BELLECHASE ROAD
  MORTGAGE AMT:       158,850.00            CITY               GRANBURY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               TX   76049
  UNPAID BALANCE:    158,503.290            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,070.21            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.37000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032039679               MORTGAGORS:        TAORMINA, PETER

                                                   TAORMINA, ELLEN
                                            ADDRESS     :    7 CARR COURT
  MORTGAGE AMT:       285,000.00            CITY               NESCONSET
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               NY   11767
  UNPAID BALANCE:    283,589.950            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,041.77            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.02700            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032039943               MORTGAGORS:        FRIEDLANDER, LEE
                                            ADDRESS     :    17 CARLYLE PLACE
  MORTGAGE AMT:       240,000.00            CITY               ROSLYN HEIGHTS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               NY   11577
  UNPAID BALANCE:    239,821.880            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,678.12            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032040339               MORTGAGORS:        BURRADELL, ALAN

                                                   ROHLOFF, DAVID
                                            ADDRESS     :    62-64 COLLINGSWOOD STREET
  MORTGAGE AMT:       420,000.00            CITY               SAN FRANCISCO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   94114
  UNPAID BALANCE:    419,710.950            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,045.30            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032040404               MORTGAGORS:        CHAPMAN, DAVID

                                                   CHAPMAN, MARGARET
                                            ADDRESS     :    170 MORRIS AVE
  MORTGAGE AMT:       530,000.00            CITY               MOUNTAIN LAKES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               NJ   07046
  UNPAID BALANCE:    529,170.590            OPTION TO CONVERT :      No\  MONTHLY P&I:          3,615.54            ANNUAL RATE
ADJUST:      0.000
  LTV :                 72.60200            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032040412               MORTGAGORS:        PANICALI, LORI

                                                   PANICALI, MARK
                                            ADDRESS     :    16 HOLLY LANE
  MORTGAGE AMT:       272,000.00            CITY               BEVERLY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MA   01915
  UNPAID BALANCE:    270,951.310            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,878.64            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.55555            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032040594               MORTGAGORS:        SHAMSHOUM, EDWAR

                                                   SHAMSHOUM, DEBORAH
                                            ADDRESS     :    904 BLACK OAK STREET
  MORTGAGE AMT:       360,000.00            CITY               GIBSONIA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               PA   15044
  UNPAID BALANCE:    359,436.620            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,455.84            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.56000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032040826               MORTGAGORS:        JAYASURIYA, SUHADA

                                                   JAYASURIYA, BODHINI
                                            ADDRESS     :    9209 LAKE FOREST COURT NO
  MORTGAGE AMT:       286,850.00            CITY               COLLEGE STATION
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               TX   77845
  UNPAID BALANCE:    286,433.440            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,030.31            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.99346            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032041089               MORTGAGORS:        THOMAS, NEAL

                                                   THOMAS, PAULA
                                            ADDRESS     :    43925 CHAMPIONSHIP PLACE
  MORTGAGE AMT:       206,320.00            CITY               ASHBURN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               VA   20147
  UNPAID BALANCE:    205,972.330            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,355.38            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032041345               MORTGAGORS:        NELSON, DEREK

                                                   NELSON, MARIE
                                            ADDRESS     :    13769 SHOAL SUMMIT DRIVE
  MORTGAGE AMT:       440,000.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92128
  UNPAID BALANCE:    439,103.190            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,038.97            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.04000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032041634               MORTGAGORS:        MEEKER, JOHN

                                                   MEEKER, NANCY
                                            ADDRESS     :    4 BONUS HILL DRIVE
  MORTGAGE AMT:       265,000.00            CITY               SCOTCH PLAINS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               NJ   07076
  UNPAID BALANCE:    264,595.480            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,830.29            ANNUAL RATE ADJUST:      0.000
  LTV :                 59.55000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032041766               MORTGAGORS:        PEAK, KARL

                                                   PEAK, ELLEN
                                            ADDRESS     :    8159 DUNAWAY LANE
  MORTGAGE AMT:       270,900.00            CITY               WESTERVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               OH   43082
  UNPAID BALANCE:    270,506.620            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,917.41            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.99500            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032041964               MORTGAGORS:        HAVENS, DANIEL

                                                   HAVENS, AMBER
                                            ADDRESS     :    12601 NUTHATCH DRIVE NORT
  MORTGAGE AMT:       436,500.00            CITY               GIG HARBOR
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               WA   98332
  UNPAID BALANCE:    435,746.250            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,831.13            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032042087               MORTGAGORS:        ERICSON, KAREN

                                                   ERICSON, MICHAEL
                                            ADDRESS     :    25 ADELINE DRIVE
  MORTGAGE AMT:       340,000.00            CITY               WALNUT CREEK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94596
  UNPAID BALANCE:    339,467.930            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,319.40            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.62500            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032042285               MORTGAGORS:        VANCE, GREGORY

                                                   VANCE, KOLLEEN
                                            ADDRESS     :    16220 SAINT LAWRENCE DRIV
  MORTGAGE AMT:       276,250.00            CITY               MORGAN HILL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   95037
  UNPAID BALANCE:    275,817.700            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,884.51            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99700            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032042335               MORTGAGORS:        MOLLOY, MARTHA
                                            ADDRESS     :    3600 ARBORLAWN DRIVE
  MORTGAGE AMT:       284,000.00            CITY               FORT WORTH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               TX   76109
  UNPAID BALANCE:    283,533.060            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,889.46            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032042434               MORTGAGORS:        TAMIMI, ROSS

                                                   TAMIMI, CORTNEY
                                            ADDRESS     :    2621 WAKEROBIN COURT
  MORTGAGE AMT:       279,600.00            CITY               WEST LINN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               OR   97068
  UNPAID BALANCE:    278,925.230            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,883.72            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.90800            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032042483               MORTGAGORS:        RYAN, SHAWN
                                            ADDRESS     :    5801 HAMILTON ROAD ROAD
  MORTGAGE AMT:        56,100.00            CITY               JORDAN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               NY   13080
  UNPAID BALANCE:     56,016.470            OPTION TO CONVERT :      No
  MONTHLY P&I:            392.26            ANNUAL RATE ADJUST:      0.000
  LTV :                 35.73200            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032042525               MORTGAGORS:        DONCHEY, EDWIN

                                                   DONCHEY, SHERYL
                                            ADDRESS     :    9 GARONDAH ROAD
  MORTGAGE AMT:       265,000.00            CITY               RAINBOW LAKE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               NY   12976
  UNPAID BALANCE:    264,624.730            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,898.49            ANNUAL RATE ADJUST:      0.000
  LTV :                 67.25800            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032042780               MORTGAGORS:        HERNANDEZ, YOLANDA
                                                   HERNANDEZ, JULIO
                                                   HERNANDEZ, JULIO
                                            ADDRESS     :    83 KIPP AVENUE
  MORTGAGE AMT:       314,750.00            CITY               LODI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               NJ   07644
  UNPAID BALANCE:    314,510.490            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,173.91            ANNUAL RATE ADJUST:      0.000
  LTV :                 87.43000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032042806               MORTGAGORS:        SIGURDSSON, KRISTJAN

                                                   SIGURDSSON, INGIBJORG
                                            ADDRESS     :    7201 N 21ST
  MORTGAGE AMT:       360,000.00            CITY               PHOENIX
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               AZ   85020
  UNPAID BALANCE:    359,152.380            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,455.84            ANNUAL RATE ADJUST:      0.000
  LTV :                 88.45200            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032043028               MORTGAGORS:        MARCUS, EILEEN

                                                   MARCUS, ZVI
                                            ADDRESS     :    9908 TROSBY COURT
  MORTGAGE AMT:       283,200.00            CITY               VIENNA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               VA   22181
  UNPAID BALANCE:    282,778.330            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,980.18            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032043275               MORTGAGORS:        MALIK, PETER
                                            ADDRESS     :    19 KENSINGTON DRIVE
  MORTGAGE AMT:       289,600.00            CITY               CHAGRIN FALLS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               OH   44022
  UNPAID BALANCE:    289,379.630            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,000.20            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032043325               MORTGAGORS:        BULLINGTON, MICHAEL

                                                   MCDERMOTT, TIMOTHY
                                            ADDRESS     :    11143 TWINLEAF WAY
  MORTGAGE AMT:       488,000.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   92131
  UNPAID BALANCE:    487,197.880            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,329.02            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032043440               MORTGAGORS:        ETTAKI, MOURAD

                                                   ETTAKI, ROSALINDA
                                            ADDRESS     :    6448 NORTHEAST 135TH PLAC
  MORTGAGE AMT:       283,100.00            CITY               KIRKLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               WA   98034
  UNPAID BALANCE:    282,656.980            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,931.24            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032043515               MORTGAGORS:        FISHBAUM, DAVID

                                                   MCDONAGH, ANNE
                                            ADDRESS     :    1464 LINDEN AVENUE
  MORTGAGE AMT:       466,000.00            CITY               HIGHLAND PARK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               IL   60035
  UNPAID BALANCE:    465,214.760            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,061.29            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032043986               MORTGAGORS:        BANN, DAVID

                                                   BANN, DONNA
                                            ADDRESS     :    31 LONGVIEW DRIVE
  MORTGAGE AMT:       264,100.00            CITY               BOW
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               NH   03301
  UNPAID BALANCE:    263,543.400            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,712.94            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032044117               MORTGAGORS:        LONERGAN, LAUREN
                                            ADDRESS     :    43C WOODCREST DRIVE
  MORTGAGE AMT:       452,000.00            CITY               NISSEQUOGUE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               NY   11780
  UNPAID BALANCE:    451,256.840            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,007.17            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.43100            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032044232               MORTGAGORS:        COPELAND, DANIEL

                                                   COPELAND, RACHEL
                                            ADDRESS     :    1660 STEPHENS DRIVE
  MORTGAGE AMT:       268,700.00            CITY               WAYNE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               PA   19087
  UNPAID BALANCE:    268,490.390            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,833.01            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99400            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032044281               MORTGAGORS:        MCDONALD, WILLIAM

                                                   MCDONALD, LYNN
                                            ADDRESS     :    80 EDGEWATER DRIVE
  MORTGAGE AMT:       270,000.00            CITY               TIFTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               GA   31794
  UNPAID BALANCE:    269,789.370            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,841.88            ANNUAL RATE ADJUST:      0.000
  LTV :                 82.31700            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032044299               MORTGAGORS:        ARCENEAUX, MICHAEL

                                                   ALFSTAD, WILLIAM
                                            ADDRESS     :    5661 49TH AVENUE SOUTHWES
  MORTGAGE AMT:       280,250.00            CITY               SEATTLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               WA   98136
  UNPAID BALANCE:    279,811.440            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,911.80            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032044604               MORTGAGORS:        FABRIE, MICHAEL

                                                   FABRIE, WHITNEY
                                            ADDRESS     :    3976 SEQUOIA STREET
  MORTGAGE AMT:       400,000.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   92109
  UNPAID BALANCE:    399,358.360            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,694.87            ANNUAL RATE ADJUST:      0.000
  LTV :                 86.95600            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032044729               MORTGAGORS:        LALLIER, ELAINE
                                            ADDRESS     :    2 HARTS HILL CIRCLE
  MORTGAGE AMT:        26,500.00            CITY               WHITESBORO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               NY   13492
  UNPAID BALANCE:     26,462.480            OPTION TO CONVERT :      No
  MONTHLY P&I:            189.85            ANNUAL RATE ADJUST:      0.000
  LTV :                 51.45600            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032044869               MORTGAGORS:        PERKOWSKI, JOHN

                                                   GIACALONE, CARLEEN
                                            ADDRESS     :    355 ROCK ROAD EAST
  MORTGAGE AMT:       650,000.00            CITY               LAMBERTVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               NJ   08530
  UNPAID BALANCE:    649,505.400            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,489.39            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032045023               MORTGAGORS:        BRIMMAGE, MAURICE

                                                   BRIMMAGE, AMY
                                            ADDRESS     :    4300/4302 EMERSON AVENUE
  MORTGAGE AMT:       316,500.00            CITY               UNIVERSITY PARK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               TX   75205
  UNPAID BALANCE:    315,736.180            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,132.32            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99400            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032045080               MORTGAGORS:        TRUITT, RAYMOND

                                                   TILGHMAN, MARY
                                            ADDRESS     :    3 TROTTING HORSE COURT
  MORTGAGE AMT:       256,000.00            CITY               BALTIMORE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               MD   21228
  UNPAID BALANCE:    255,790.150            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,703.18            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032045403               MORTGAGORS:        HERHOLD, DONALD

                                                   HERHOLD, LISA
                                            ADDRESS     :    5264 SOUTH IRONTON WAY
  MORTGAGE AMT:       252,800.00            CITY               ENGLEWOOD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CO   80111
  UNPAID BALANCE:    252,592.790            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,681.88            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032045510               MORTGAGORS:        KATRIEL, ROY
                                            ADDRESS     :    3018.5 R STREET N. W.
  MORTGAGE AMT:       266,000.00            CITY               WASHINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               DC   20007
  UNPAID BALANCE:    265,050.280            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,792.10            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032045734               MORTGAGORS:        HARADA, RUSSELL

                                                   HARADA, KARILEE
                                            ADDRESS     :    3910 WAOKANAKA STREET
  MORTGAGE AMT:       650,000.00            CITY               HONOLULU
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               HI   96817
  UNPAID BALANCE:    650,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,270.04            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.42100            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032045825               MORTGAGORS:        OWEIS, FAYEQ
                                                   OWEIS, XIOMARA
                                                   OWEIS, JULIA
                                            ADDRESS     :    255 LAMONTE AVENUE
  MORTGAGE AMT:       280,000.00            CITY               SOUTH SAN FRANCISCO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   94080
  UNPAID BALANCE:    279,539.620            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,862.85            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.68400            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032046385               MORTGAGORS:        ORTIZ, WILLIAM

                                                   ORTIZ, GAIL
                                            ADDRESS     :    10305 LEWIS KNOLLS DRIVE
  MORTGAGE AMT:       412,300.00            CITY               OAKTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               VA   22124
  UNPAID BALANCE:    411,701.270            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,918.24            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032046468               MORTGAGORS:        KARMAN, CHRISTOPHER

                                                   KARMAN, PAULA
                                            ADDRESS     :    3934 NORRISVILLE ROAD
  MORTGAGE AMT:       267,900.00            CITY               JARRETTSVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MD   21084
  UNPAID BALANCE:    267,480.740            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,827.56            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032046526               MORTGAGORS:        MINOR, WAYNE

                                                   MINOR, LAURA
                                            ADDRESS     :    10116 ELLARD DRIVE
  MORTGAGE AMT:       277,000.00            CITY               LANHAM
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MD   20706
  UNPAID BALANCE:    276,555.650            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,866.20            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.97500            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032046898               MORTGAGORS:        HUGHES, ELIZABETH
                                            ADDRESS     :    308 N. FAIRFAX STREET
  MORTGAGE AMT:       470,000.00            CITY               ALEXANDRIA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               VA   22314
  UNPAID BALANCE:    469,264.490            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,206.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.72600            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032047656               MORTGAGORS:        CHAN, LINDA
                                                   LANE, JOHN

                                                   LANE, JOHN
                                            ADDRESS     :    10485 VIACHA DRIVE
  MORTGAGE AMT:       314,000.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   92124
  UNPAID BALANCE:    313,496.300            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,115.48            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.99700            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032047664               MORTGAGORS:        PADUCH, BARBARA
                                            ADDRESS     :    2846 N. HALSTED #4N
  MORTGAGE AMT:       300,000.00            CITY               CHICAGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               IL   60657
  UNPAID BALANCE:    299,518.760            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,021.16            ANNUAL RATE ADJUST:      0.000
  LTV :                 93.02300            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032047722               MORTGAGORS:        MOORE, GEORGE

                                                   MOORE, DONNA
                                            ADDRESS     :    22 E GOULDING STREET
  MORTGAGE AMT:       376,000.00            CITY               SHERBORN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MA   01770
  UNPAID BALANCE:    375,396.850            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,533.18            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032048076               MORTGAGORS:        IMPERIAL, TERESITA

                                                   IMPERIAL, FELIX
                                            ADDRESS     :    20 KNAUTH PLACE
  MORTGAGE AMT:       400,000.00            CITY               STATEN ISLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               NY   10305
  UNPAID BALANCE:    398,912.780            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,831.17            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.68100            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032048902               MORTGAGORS:        SKOLNICK, ALAN
                                            ADDRESS     :    66 POOR STREET
  MORTGAGE AMT:       377,910.00            CITY               ANDOVER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               MA   01810
  UNPAID BALANCE:    377,629.530            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,642.41            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032048944               MORTGAGORS:        JONES, DAVID
                                                   JONES, ELIZABETH

                                                   JONES, ELIZABETH
                                            ADDRESS     :    11303 ALMS HOUSE COURT
  MORTGAGE AMT:       289,100.00            CITY               FAIRFAX STATION
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.37500                               VA   22039
  UNPAID BALANCE:    288,292.420            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,803.61            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99600            OUTSIDE CONV DATE:
  CURRENT INT           6.37500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032048951               MORTGAGORS:        MAGARICK, HARVEY
                                            ADDRESS     :    1830 RITTENHOUSE SQUARE #
  MORTGAGE AMT:       425,000.00            CITY               PHILADELPHIA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               PA   19103
  UNPAID BALANCE:    424,367.200            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,971.67            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.38200            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032049025               MORTGAGORS:        FREDERICO, DOMINIC
                                            ADDRESS     :    4 WINDY HOLLOW ROAD
  MORTGAGE AMT:       595,000.00            CITY               UPPER MAKEFIELD TOWN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               PA   18938
  UNPAID BALANCE:    594,135.980            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,211.37            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.84200            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032049207               MORTGAGORS:        DUDZIAK, MARTIN

                                                   DUDZIAK, CHERYL
                                            ADDRESS     :    26 PILLON REAL
  MORTGAGE AMT:       327,900.00            CITY               PLEASANT HILL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   94523
  UNPAID BALANCE:    327,399.450            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,264.73            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99500            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032049439               MORTGAGORS:        MATHER, ERMA

                                                   MATHER, FULTON
                                            ADDRESS     :    2980 ASPEN DRIVE
  MORTGAGE AMT:       291,500.00            CITY               PENRYN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   95663
  UNPAID BALANCE:    291,032.400            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,963.89            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.74300            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032050064               MORTGAGORS:        SULTZER, JAMES

                                                   SULTZER, NANCY
                                            ADDRESS     :    3832 DUCHAMP DRIVE
  MORTGAGE AMT:       244,000.00            CITY               IRVINE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   92606
  UNPAID BALANCE:    243,514.770            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,643.87            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032050288               MORTGAGORS:        OAKLAND, MARGARET
                                            ADDRESS     :    7 BLUEBERRY HILL ROAD
  MORTGAGE AMT:       308,000.00            CITY               ANDOVER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MA   01810
  UNPAID BALANCE:    307,518.010            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,101.10            ANNUAL RATE ADJUST:      0.000
  LTV :                 55.79700            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032050809               MORTGAGORS:        HEFFERNAN, CLYDE

                                                   HEFFERNAN, JACQUELYN
                                            ADDRESS     :    31 DECKERS WAY
  MORTGAGE AMT:       294,500.00            CITY               MARSHFIELD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MA   02050
  UNPAID BALANCE:    294,039.130            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,009.01            ANNUAL RATE ADJUST:      0.000
  LTV :                 85.36231            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032050965               MORTGAGORS:        MADANJIAN, RICHARD

                                                   MADANJIAN, MARY
                                            ADDRESS     :    46 MOORE STREET
  MORTGAGE AMT:       268,800.00            CITY               CHELMSFORD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MA   01824
  UNPAID BALANCE:    268,389.670            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,856.53            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032051120               MORTGAGORS:        HOPKINS, MICHAEL
                                            ADDRESS     :    8 MARGARET LANE
  MORTGAGE AMT:       320,000.00            CITY               BILLERICA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               MA   01821
  UNPAID BALANCE:    319,523.100            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,237.49            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032051351               MORTGAGORS:        CARROLL, FRANCIS
                                            ADDRESS     :    473 GEIGEL HILL ROAD
  MORTGAGE AMT:       457,000.00            CITY                OTTSVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               PA   18942
  UNPAID BALANCE:    456,191.350            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,926.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.47800            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032052029               MORTGAGORS:        GUNTHER, JACQUELINE

                                                   GUNTHER, CLARENCE
                                            ADDRESS     :    9 NORTH HAMPSHIRE COURT
  MORTGAGE AMT:       250,000.00            CITY               WILMINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               DE   19807
  UNPAID BALANCE:    249,557.640            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,600.78            ANNUAL RATE ADJUST:      0.000
  LTV :                 55.55500            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032052201               MORTGAGORS:        KRASHEVSKI, RICHARD
                                            ADDRESS     :    1679 HUNTING CREEK DRIVE
  MORTGAGE AMT:       301,750.00            CITY               ALEXANDRIA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               VA   22314
  UNPAID BALANCE:    301,228.940            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,957.14            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99200            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032052730               MORTGAGORS:        TORRES, LOUIS

                                                   TORRES, BETTINA
                                            ADDRESS     :    1017 GENIE LANE
  MORTGAGE AMT:       253,000.00            CITY               CARDIFF,
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92007
  UNPAID BALANCE:    252,584.010            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,683.22            ANNUAL RATE ADJUST:      0.000
  LTV :                 54.52500            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032053308               MORTGAGORS:        KEENAN, ROBERT
                                            ADDRESS     :    7154 PINTAIL DRIVE
  MORTGAGE AMT:       260,000.00            CITY               CARLSBAD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   92009
  UNPAID BALANCE:    259,593.120            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,773.66            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.27000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032053738               MORTGAGORS:        TROWBRIDGE, JOHN

                                                   VOGLER, VICKIE
                                            ADDRESS     :    1311 WEST DRY CREEK ROAD
  MORTGAGE AMT:       444,000.00            CITY               HEALDSBURG
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   95448
  UNPAID BALANCE:    443,305.190            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,028.86            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032054298               MORTGAGORS:        FARRELL, STEPHEN

                                                   FARRELL, DAWN
                                            ADDRESS     :    8 MINUTEMAN LANE
  MORTGAGE AMT:       400,000.00            CITY               LEXINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MA   02420
  UNPAID BALANCE:    399,695.620            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,762.71            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.48500            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032054603               MORTGAGORS:        FEDERICO, RICK

                                                   FEDERICO, PAMELA
                                            ADDRESS     :    12 WILDWOOD DRIVE
  MORTGAGE AMT:       251,000.00            CITY               NEWBURY PORT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MA   01950
  UNPAID BALANCE:    250,423.510            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,733.59            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.06000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032055097               MORTGAGORS:        MA, CLIFF

                                                   DUONG MA, NGOC
                                            ADDRESS     :    24793 NORTHCREST LANE
  MORTGAGE AMT:       677,000.00            CITY               LOS ALTOS HILLS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.50000                               CA   94024
  UNPAID BALANCE:    675,032.320            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,279.10            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.92900            OUTSIDE CONV DATE:
  CURRENT INT           6.50000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:015
  --------------------------------------------------------------------------------

  LN # 0032055485               MORTGAGORS:        CATINO, DONALD

                                                   JOHNSON, JESSICA
                                            ADDRESS     :    20 CONCORD ROAD
  MORTGAGE AMT:       296,000.00            CITY               SUDBURY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MA   01776
  UNPAID BALANCE:    295,769.080            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,019.25            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032055501               MORTGAGORS:        SBORDON, JAMES
                                            ADDRESS     :    16 JEFFERSON ROAD
  MORTGAGE AMT:       272,000.00            CITY               FRANKLIN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MA   02038
  UNPAID BALANCE:    271,793.030            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,878.64            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032055881               MORTGAGORS:        KHOO, ALEX

                                                   KHOO, SAW
                                            ADDRESS     :    1016 SYCAMORE DRIVE
  MORTGAGE AMT:       385,000.00            CITY               MILLBRAAE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CA   94030
  UNPAID BALANCE:    384,335.170            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,497.11            ANNUAL RATE ADJUST:      0.000
  LTV :                 66.37900            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032055923               MORTGAGORS:        LATOVICH, CHARLES

                                                   REINE, JOHN
                                            ADDRESS     :    44 GREYCLIFF ROAD
  MORTGAGE AMT:       305,000.00            CITY               BRIGHTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MA   02135
  UNPAID BALANCE:    304,761.950            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,080.64            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.25000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032056160               MORTGAGORS:        POLETSKY, JOSEPH

                                                   POLETSKY, CYNTHIA
                                            ADDRESS     :    157 SHEEPHILL ROAD
  MORTGAGE AMT:       314,800.00            CITY               RIVERSIDE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               CT   06878
  UNPAID BALANCE:    314,242.990            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,015.70            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.20900            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032056681               MORTGAGORS:        RAFF, DAVID

                                                   RAFF, CINDY
                                            ADDRESS     :    719 BUCKINGHAM DRIVE
  MORTGAGE AMT:       414,000.00            CITY               REDLANDS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   92374
  UNPAID BALANCE:    413,302.380            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,719.69            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032056913               MORTGAGORS:        HOLLISTER, JAMES

                                                   HOLLISTER, VIRGINIA
                                            ADDRESS     :    18053 SUNBURST STREET
  MORTGAGE AMT:       281,200.00            CITY               LOS ANGELES (NORTHRI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   91325
  UNPAID BALANCE:    280,801.770            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,014.55            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032057192               MORTGAGORS:        CHAN, LESLIE

                                                   CHAN, KHAIMUK
                                            ADDRESS     :    15 PEGASUS DRIVE
  MORTGAGE AMT:       405,100.00            CITY               COTO DE CAZA (AREA)
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   92679
  UNPAID BALANCE:    404,417.390            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,661.22            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.99300            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032057523               MORTGAGORS:        HOPKINS, RALPH

                                                   HOPKINS, DIANE
                                            ADDRESS     :    84 WALLIS ROAD
  MORTGAGE AMT:       270,000.00            CITY               BROOKLINE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               MA   02467
  UNPAID BALANCE:    269,332.160            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,796.32            ANNUAL RATE ADJUST:      0.000
  LTV :                 62.79000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032057655               MORTGAGORS:        SILVERMAN, STANLEY

                                                   SILVERMAN, BARBARA
                                            ADDRESS     :    5 CHANDLER PLACE
  MORTGAGE AMT:       257,200.00            CITY               LAS FLORES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   92688
  UNPAID BALANCE:    256,787.410            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,732.81            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99800            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032057663               MORTGAGORS:        LEE, JAMES

                                                   BAYLOR, COLLEEN
                                            ADDRESS     :    915 BARTS CHURCH RD
  MORTGAGE AMT:       420,000.00            CITY               HANOVER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.50000                               PA   17331
  UNPAID BALANCE:    419,238.560            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,654.69            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032058703               MORTGAGORS:        ECKSTEIN, JERRY

                                                   ECKSTEIN, BARBARA
                                            ADDRESS     :    2530 HARBOR LANE
  MORTGAGE AMT:       275,000.00            CITY               BELLMORE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.50000                               NY   11710
  UNPAID BALANCE:    273,875.470            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,050.33            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.57100            OUTSIDE CONV DATE:
  CURRENT INT           6.50000             MATURITY DATE:           05/01/19
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032058778               MORTGAGORS:        LOVETT, JOHN

                                                   LOVETT, SUSAN
                                            ADDRESS     :    2001 MARINA DRIVE UNIT 40
  MORTGAGE AMT:       278,000.00            CITY               QUINCY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MA   02170
  UNPAID BALANCE:    277,788.460            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,920.08            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032059404               MORTGAGORS:        PFEIL, MICHAEL

                                                   LARSON, ANNETTE
                                            ADDRESS     :    614 SCOTCH ROAD
  MORTGAGE AMT:       343,000.00            CITY               PENNINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               NJ   08534
  UNPAID BALANCE:    343,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,253.27            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.95300            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032060071               MORTGAGORS:        RICE, JOHN

                                                   RICE, LINDA
                                            ADDRESS     :    4394 DANT BOULEVARD
  MORTGAGE AMT:       409,600.00            CITY               RENO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               NV   89509
  UNPAID BALANCE:    408,990.120            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,863.99            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032060287               MORTGAGORS:        BESSETTE, SCOTT
                                            ADDRESS     :    220 CARIBOU LANE
  MORTGAGE AMT:       345,000.00            CITY               STEAMBOAT SPRINGS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CO   80477
  UNPAID BALANCE:    344,418.660            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,266.40            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.19300            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032060626               MORTGAGORS:        WILSON, JAMES

                                                   WILSON, PATTI
                                            ADDRESS     :    5951 BRIDGEWATER COURT
  MORTGAGE AMT:       448,000.00            CITY               AGUORA HILLS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   91301
  UNPAID BALANCE:    447,310.310            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,094.22            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.29400            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032060667               MORTGAGORS:        BOULANGER, ROLAND

                                                   BOULANGER, DONNA
                                            ADDRESS     :    70 COMSTOCK DRIVE
  MORTGAGE AMT:       386,400.00            CITY               WRENTHAM
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MA   02093
  UNPAID BALANCE:    385,512.500            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,668.77            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032060956               MORTGAGORS:        ENGEL, LOURDES

                                                   ENGEL, THOMAS
                                            ADDRESS     :    121 SPRINGS ROAD
  MORTGAGE AMT:       328,500.00            CITY               BEDFORD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               MA   01730
  UNPAID BALANCE:    328,217.170            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,130.64            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032061103               MORTGAGORS:        CAMPBELL, CLIFTON
                                            ADDRESS     :    7410 CLIFFSIDE COURT
  MORTGAGE AMT:       425,000.00            CITY               WEST HILLS AREA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   91307
  UNPAID BALANCE:    425,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,008.12            ANNUAL RATE ADJUST:      0.000
  LTV :                 66.61400            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032061111               MORTGAGORS:        ADAMSON, JACK

                                                   ADAMSON, GEORGIA
                                            ADDRESS     :    1732 BENT ARROW DRIVE
  MORTGAGE AMT:       116,800.00            CITY               NORTH LAS VEGAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               NV   89031
  UNPAID BALANCE:    116,511.090            OPTION TO CONVERT :      No
  MONTHLY P&I:            777.07            ANNUAL RATE ADJUST:      0.000
  LTV :                 93.44000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032061160               MORTGAGORS:        MEANDZIJA, BRANISLAV

                                                   LOVE, HAYLEIGH
                                            ADDRESS     :    716 AVOCADO PLACE
  MORTGAGE AMT:       432,000.00            CITY               DEL MAR
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   92014
  UNPAID BALANCE:    431,356.780            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,020.61            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032061277               MORTGAGORS:        HYDE, PAMELA

                                                   NATERMAN, SETH
                                            ADDRESS     :    221 BERYL STREET
  MORTGAGE AMT:       348,000.00            CITY               MILL VALLEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               CA   94941
  UNPAID BALANCE:    347,384.240            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,228.28            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032061566               MORTGAGORS:        PALUMBO, ROBERT
                                            ADDRESS     :    1214 PELLY CIRLCE
  MORTGAGE AMT:       350,000.00            CITY               ATLANTA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               GA   30319
  UNPAID BALANCE:    349,705.950            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,299.26            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.81700            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032061582               MORTGAGORS:        PHIPPS, MICHAEL

                                                   MILLER-PHIPPS, JULIE
                                            ADDRESS     :    1170 S. SUMMER BREEZE LAN
  MORTGAGE AMT:       445,900.00            CITY               ANAHEIM HILLS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92808
  UNPAID BALANCE:    445,166.870            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,966.58            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99200            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032061624               MORTGAGORS:        ANDREWS, PAUL

                                                   ANDREWS, MARTHA
                                            ADDRESS     :    10075 E. CORTEZ DRIVE
  MORTGAGE AMT:       500,000.00            CITY               SCOTTSDALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               AZ   85260
  UNPAID BALANCE:    499,197.950            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,368.59            ANNUAL RATE ADJUST:      0.000
  LTV :                 63.29100            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032061681               MORTGAGORS:        CALBONE, ANGELO
                                                   CALBONE, MARY KAY

                                                   CALBONE, MARY
                                            ADDRESS     :    345 OAK STREET
  MORTGAGE AMT:       260,000.00            CITY               LEWISTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               NY   14092
  UNPAID BALANCE:    253,520.400            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,773.66            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.26800            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032061723               MORTGAGORS:        TALBOT, WILLIAM

                                                   TALBOT, KATHERINE
                                            ADDRESS     :    1187 HAWLING PLACE
  MORTGAGE AMT:       330,000.00            CITY               LEESBURG
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               VA   20175
  UNPAID BALANCE:    329,430.160            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,140.37            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.21100            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032061764               MORTGAGORS:        NICOUD, TIMOTHY

                                                   NICOUD, JUDITH
                                            ADDRESS     :    34 VIRGINIA LANE
  MORTGAGE AMT:       431,250.00            CITY               SPRINGFIELD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               IL   62707
  UNPAID BALANCE:    430,575.130            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,941.89            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.41760            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032061772               MORTGAGORS:        BURNEY, RAYMOND

                                                   GAUG, PATRICIA
                                            ADDRESS     :    21 TWIN CEDAR LANE
  MORTGAGE AMT:       329,000.00            CITY               NORTHPORT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               NY   11768
  UNPAID BALANCE:    328,426.800            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,133.89            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.27700            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032061780               MORTGAGORS:        IRWIN, ROBERT
                                                   IRWIN, CONNIE

                                                   IRWIN, CONNIE
                                            ADDRESS     :    8100 VILLAVERDE DRIVE
  MORTGAGE AMT:       450,000.00            CITY               WHITTIER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   90605
  UNPAID BALANCE:    449,278.160            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,031.73            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.58600            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032061806               MORTGAGORS:        MOUNCE, JEFFREY
                                            ADDRESS     :    2416 N SEMINARY #1
  MORTGAGE AMT:       252,000.00            CITY               CHICAGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               IL   60614
  UNPAID BALANCE:    251,793.430            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,676.57            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032061921               MORTGAGORS:        FELDMAN, DENISE
                                            ADDRESS     :    4925 ODESSA AVENUE
  MORTGAGE AMT:       330,000.00            CITY               ANCINO AREA LOS ANGE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   91436
  UNPAID BALANCE:    329,443.930            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,167.87            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.21200            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032061988               MORTGAGORS:        SMITH, DOUG

                                                   SMITH, WENDY
                                            ADDRESS     :    1060 SCARLET OAK CIRCLE
  MORTGAGE AMT:       291,500.00            CITY               ATHENS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               GA   30606
  UNPAID BALANCE:    290,761.090            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,914.95            ANNUAL RATE ADJUST:      0.000
  LTV :                 82.11200            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032062143               MORTGAGORS:        SCREETON, JACK

                                                   SCREETON, PEARL
                                            ADDRESS     :    51 SAINT MICHAEL
  MORTGAGE AMT:       249,000.00            CITY               DANA POINT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92629
  UNPAID BALANCE:    248,590.610            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,656.60            ANNUAL RATE ADJUST:      0.000
  LTV :                 58.58800            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032062473               MORTGAGORS:        HARRIS, ROBERT

                                                   HARRIS, MARY
                                            ADDRESS     :    5336 WYNTERHALL DRIVE
  MORTGAGE AMT:       266,000.00            CITY               ATLANTA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               GA   30338
  UNPAID BALANCE:    265,512.350            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,769.71            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032062507               MORTGAGORS:        FEINSTEIN, BILLIE
                                            ADDRESS     :    945 PASEO SANTA BARBARA
  MORTGAGE AMT:       455,950.00            CITY               THOUSAND OAKS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   91320
  UNPAID BALANCE:    455,181.690            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,995.27            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99800            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032062788               MORTGAGORS:        SMITH, MADELINE
                                            ADDRESS     :    62 JOHN STREET
  MORTGAGE AMT:       320,000.00            CITY               SAG HARBOR
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               NY   11963
  UNPAID BALANCE:    319,265.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,102.17            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032062986               MORTGAGORS:        ALOIA, JOSEPH

                                                   ALOIA, MARY
                                            ADDRESS     :    4234 ENDERS WAY
  MORTGAGE AMT:       292,500.00            CITY               DOYLESTOWN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               PA   18901
  UNPAID BALANCE:    291,982.440            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,872.91            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032063018               MORTGAGORS:        SAUNDERS, STEVEN

                                                   SAUNDERS, SUSAN
                                            ADDRESS     :    9 PICARDY LANE
  MORTGAGE AMT:       285,000.00            CITY               DOVER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               MA   02030
  UNPAID BALANCE:    284,575.640            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,992.77            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.02500            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032063042               MORTGAGORS:        MURPHY, CARRIE

                                                   MURPHY, JAMES
                                            ADDRESS     :    29 CUSHING AVENUE
  MORTGAGE AMT:       350,000.00            CITY               HINGHAM
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               MA   02043
  UNPAID BALANCE:    349,204.270            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,270.10            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.91600            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032063091               MORTGAGORS:        BATCHELOR, LUCY

                                                   BATCHELOR, TRACY
                                            ADDRESS     :    19 OAKENCROFT ROAD
  MORTGAGE AMT:       295,200.00            CITY               WELLESLEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MA   02482
  UNPAID BALANCE:    294,726.460            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,988.82            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.78300            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032063216               MORTGAGORS:        CLARKE, JEFFREY

                                                   CLARKE, CYNTHIA
                                            ADDRESS     :    47716 LEAGUE COURT
  MORTGAGE AMT:       219,200.00            CITY               STERLING
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               VA   20165
  UNPAID BALANCE:    219,028.990            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,495.34            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032063562               MORTGAGORS:        JOU, WILLIAM

                                                   RORABACK-JOU, SANDRA
                                            ADDRESS     :    24106 LANG PLACE
  MORTGAGE AMT:       384,000.00            CITY               WEST HILLS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   91307
  UNPAID BALANCE:    383,196.820            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,522.61            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032063612               MORTGAGORS:        HUNGERFORD, TODD

                                                   HUNGERFORD, JILL
                                            ADDRESS     :    4709 STEELE STREET
  MORTGAGE AMT:       380,000.00            CITY               TORRANCE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   90503
  UNPAID BALANCE:    379,375.220            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,528.15            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032063687               MORTGAGORS:        NELSON, ANTHONY

                                                   COOPER-NELSON, JOLI
                                            ADDRESS     :    11101 WINTHROP WAY
  MORTGAGE AMT:       382,500.00            CITY               TAMPA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               FL   33612
  UNPAID BALANCE:    381,855.480            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,512.75            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032063737               MORTGAGORS:        IDSARDI, JAMES

                                                   IDSARDI, LUISANA
                                            ADDRESS     :    1333 N. CLIFFSIDE DRIVE
  MORTGAGE AMT:       300,000.00            CITY               GILBERT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               AZ   85234
  UNPAID BALANCE:    299,518.760            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,021.16            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.94900            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032063810               MORTGAGORS:        SMITH, PAUL

                                                   WHEELER-SMITH, KAREN
                                            ADDRESS     :    5 ERIN ROAD
  MORTGAGE AMT:       269,900.00            CITY               NORFOLK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MA   02056
  UNPAID BALANCE:    269,694.620            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,864.14            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.99600            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032064032               MORTGAGORS:        PLATEK, GARRETT

                                                   PLATEK, LAURA
                                            ADDRESS     :    6 OAK VALLEY ROAD
  MORTGAGE AMT:       319,000.00            CITY               SHELTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               CT   06484
  UNPAID BALANCE:    319,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,178.90            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.81600            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           07/01/24
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032064040               MORTGAGORS:        WILKINS, GREG
                                                   WILKENS, MARCELLA

                                                   WILKINS, MARCELLA
                                            ADDRESS     :    36 MEADOW DRIVE
  MORTGAGE AMT:       267,000.00            CITY               SUDBURY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MA   01776
  UNPAID BALANCE:    264,282.430            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,821.42            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.37326            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032064198               MORTGAGORS:        COBB, DAVID
                                            ADDRESS     :    51920 BIRCH AVENUE
  MORTGAGE AMT:        92,900.00            CITY               RUSH CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MN   55069
  UNPAID BALANCE:     92,754.600            OPTION TO CONVERT :      No
  MONTHLY P&I:            633.75            ANNUAL RATE ADJUST:      0.000
  LTV :                 57.70100            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032064255               MORTGAGORS:        HARPER, DAVID

                                                   HARPER, MARY
                                            ADDRESS     :    1278 COBBLE POND WAY
  MORTGAGE AMT:       420,500.00            CITY               VIENA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               VA   22182
  UNPAID BALANCE:    419,773.870            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,727.36            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99800            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032064289               MORTGAGORS:        SCHECHTER, JASON

                                                   WALLACH, MICHELLE
                                            ADDRESS     :    11 GLENDALE ROAD
  MORTGAGE AMT:       650,000.00            CITY               HARRISON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               NY   10528
  UNPAID BALANCE:    649,467.200            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,324.47            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.28500            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032064602               MORTGAGORS:        CAGNINA, MICHAEL

                                                   CAGNINA, CHRISTINE
                                            ADDRESS     :    22217 OVERVIEW LANE
  MORTGAGE AMT:       263,887.00            CITY               BOYDS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               MD   20841
  UNPAID BALANCE:    263,442.330            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,733.55            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99900            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032064677               MORTGAGORS:        GRAY, JEFFERSON

                                                   GRAY, ELIZABETH
                                            ADDRESS     :    12512 FELLOWSHIP COURT
  MORTGAGE AMT:       270,000.00            CITY               RISREISTERSTOWN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MD   21136
  UNPAID BALANCE:    269,577.470            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,841.88            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.14200            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032064685               MORTGAGORS:        HERBURGER, RICHARD

                                                   HERBURGER, ANGELA
                                            ADDRESS     :    239 ROCKLAND AVENUE
  MORTGAGE AMT:       240,000.00            CITY               RIVERVALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               NJ   07675
  UNPAID BALANCE:    239,691.810            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,658.19            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.19000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           06/01/24
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032065054               MORTGAGORS:        NOLET, RICHARD

                                                   NOLET, MARIA
                                            ADDRESS     :    79 HILL CREST ROAD
  MORTGAGE AMT:       330,750.00            CITY               CONCORD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MA   01742
  UNPAID BALANCE:    329,962.810            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,390.69            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/24
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032065088               MORTGAGORS:        HEFFERNAN, PAUL
                                                   HEFFERMAN, LAURA

                                                   HEFFERNAN, LAURA
                                            ADDRESS     :    36 EMERSON ROAD
  MORTGAGE AMT:       650,000.00            CITY               WELLESLEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MA   02481
  UNPAID BALANCE:    649,480.210            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,379.17            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.28500            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032065179               MORTGAGORS:        SCUDIERY, VICTOR
                                            ADDRESS     :    26 MOUNTIAN STREET
  MORTGAGE AMT:       450,000.00            CITY               MIDDLETOWN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               NJ   07732
  UNPAID BALANCE:    449,313.070            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,108.04            ANNUAL RATE ADJUST:      0.000
  LTV :                 52.94100            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032065245               MORTGAGORS:        SHIFF, PAUL
                                                   SHIFF, JUNE

                                                   SHIFF, JUNE
                                            ADDRESS     :    7 KINGS ROAD
  MORTGAGE AMT:       552,000.00            CITY               SHARON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               MA   02067
  UNPAID BALANCE:    551,104.840            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,907.03            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032065294               MORTGAGORS:        SHAPIRO, ALAN

                                                   SHAPIRO, NANCY
                                            ADDRESS     :    19891 UPLAND TERRACE
  MORTGAGE AMT:       131,920.00            CITY               ASHBURN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               VA   20147
  UNPAID BALANCE:    131,809.160            OPTION TO CONVERT :      No
  MONTHLY P&I:            866.63            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032065310               MORTGAGORS:        HAGOOD, FRANKLIN

                                                   HAGOOD, BRENDA
                                            ADDRESS     :    9887 BROME TRAIL
  MORTGAGE AMT:       273,000.00            CITY               SALINAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   93907
  UNPAID BALANCE:    272,593.510            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,908.86            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.82400            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032065369               MORTGAGORS:        BROWN, MARSHA
                                            ADDRESS     :    611 MORRIS AVENUE
  MORTGAGE AMT:     1,476,000.00            CITY               BRYN MAWR
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               PA   19010
  UNPAID BALANCE:     1,472,948.            OPTION TO CONVERT :      No
                             630
  MONTHLY P&I:         10,702.02            ANNUAL RATE ADJUST:      0.000
  LTV :                 56.76900            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:015
  --------------------------------------------------------------------------------

  LN # 0032065385               MORTGAGORS:        KATSAROS, JOHN

                                                   KATSAROS, ROBIN
                                            ADDRESS     :    3600 NORTH LAKE BOULEVARD
  MORTGAGE AMT:       360,000.00            CITY               TAHOE CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   96145
  UNPAID BALANCE:    359,704.910            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,395.09            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032065443               MORTGAGORS:        HOAGLAND, ROBERT

                                                   HOAGLAND, DEBRA
                                            ADDRESS     :    221 EAST ESTELLE LANE
  MORTGAGE AMT:       279,000.00            CITY               LUCAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               TX   75002
  UNPAID BALANCE:    278,765.600            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,832.84            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.73700            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032065476               MORTGAGORS:        ZUPCOFSKA, PETER
                                            ADDRESS     :    23 PILGRIM HEIGHTS ROAD
  MORTGAGE AMT:       500,000.00            CITY               PROVINCETOWN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               MA   02657
  UNPAID BALANCE:    499,115.300            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,201.55            ANNUAL RATE ADJUST:      0.000
  LTV :                 58.82300            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032065526               MORTGAGORS:        RUSSO, SCOTT
                                            ADDRESS     :    2665 COVERED BRIDGE ROAD
  MORTGAGE AMT:       181,000.00            CITY               MERRICK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               NY   11566
  UNPAID BALANCE:    180,858.800            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,234.74            ANNUAL RATE ADJUST:      0.000
  LTV :                 64.41200            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032065682               MORTGAGORS:        GERINGER, TODD

                                                   GERINGER, SANDRA
                                            ADDRESS     :    751 SEAWOOD WAY
  MORTGAGE AMT:       300,000.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   95120
  UNPAID BALANCE:    299,506.750            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,995.91            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.93400            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032065716               MORTGAGORS:        RAMOS, JOHN

                                                   RAMOS, CHRISTINE
                                            ADDRESS     :    12 WEST BOULEVARD
  MORTGAGE AMT:       197,400.00            CITY               EAST ROCKAWAY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               NY   11518
  UNPAID BALANCE:    197,249.790            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,363.40            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032065732               MORTGAGORS:        BOWLER, ROLAND

                                                   BOWLER, SHERRI
                                            ADDRESS     :    6844 CREEK CREST WAY
  MORTGAGE AMT:       414,150.00            CITY               SPRINGFIELD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               VA   22150
  UNPAID BALANCE:    413,793.420            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,686.17            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99600            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032065872               MORTGAGORS:        AUSTIN, GLEN

                                                   AUSTIN, LEQUITA
                                            ADDRESS     :    507 2ND AVENUE
  MORTGAGE AMT:        45,600.00            CITY               HARVEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               LA   70005
  UNPAID BALANCE:     45,497.850            OPTION TO CONVERT :      No
  MONTHLY P&I:            318.84            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032065989               MORTGAGORS:        BISHOP, J.

                                                   BISHOP, MARY
                                            ADDRESS     :    332 OLD COURSE LOOP
  MORTGAGE AMT:       352,000.00            CITY               BLYTHEWOOD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               SC   29016
  UNPAID BALANCE:    351,435.350            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,371.49            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.52174            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032066011               MORTGAGORS:        LIOTTA, CHARLES

                                                   LIOTTA, HAYDEE
                                            ADDRESS     :    78 CARLTON DRIVE
  MORTGAGE AMT:       318,650.00            CITY               PARSIPPANY-TROY HILL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               NJ   07054
  UNPAID BALANCE:    318,368.850            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,040.36            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99700            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032066193               MORTGAGORS:        HERNANDEZ, SERGIO
                                                   HERNANDEZ, DIANE

                                                   VELARDE-HERNANDEZ, DIANE
                                            ADDRESS     :    31317 INDIAN OAK ROAD
  MORTGAGE AMT:       256,000.00            CITY               ACTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   93510
  UNPAID BALANCE:    255,467.900            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,789.99            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032066235               MORTGAGORS:        LUSSIER, ROGER

                                                   LUSSIER, LINDA
                                            ADDRESS     :    116 RITA DRIVE
  MORTGAGE AMT:        51,000.00            CITY               CORTLANDT MANOR
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               NY   10567
  UNPAID BALANCE:     50,962.150            OPTION TO CONVERT :      No
  MONTHLY P&I:            356.60            ANNUAL RATE ADJUST:      0.000
  LTV :                 27.56700            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032066250               MORTGAGORS:        KUTTRUFF, LYNN

                                                   KUTTRUFF, GEORGE
                                            ADDRESS     :    22624 JOLLY ROGER DRIVE
  MORTGAGE AMT:       270,000.00            CITY               CUDJOE KEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               FL   33042
  UNPAID BALANCE:    269,516.020            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,819.04            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032066284               MORTGAGORS:        TRAN, QUYNH

                                                   TRAN, BINH
                                            ADDRESS     :    718 VERDEMONT CIRCLE
  MORTGAGE AMT:       285,000.00            CITY               SIMI VALLEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   93065
  UNPAID BALANCE:    284,377.250            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,017.21            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.25000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032066334               MORTGAGORS:        ZUCCARO, JON
                                            ADDRESS     :    8361 WOODLAKE AVENUE,
  MORTGAGE AMT:       247,950.00            CITY               WEST HILLS AREA,\                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   91304
  UNPAID BALANCE:    247,380.500            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,712.53            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032066391               MORTGAGORS:        GREENBERG, ALAN
                                            ADDRESS     :    407 FULLER PLACER
  MORTGAGE AMT:       350,000.00            CITY               BRECKENRIDGE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CO   80424
  UNPAID BALANCE:    349,424.540            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,328.56            ANNUAL RATE ADJUST:      0.000
  LTV :                 51.31900            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032066532               MORTGAGORS:        EDWARDS, MATTHEW

                                                   KILIAN, KELLY
                                            ADDRESS     :    14140 - 227TH AVENUE NORT
  MORTGAGE AMT:       382,000.00            CITY               WOODINVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               WA   98072
  UNPAID BALANCE:    381,371.920            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,541.46            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032066573               MORTGAGORS:        ALTOSINO, ANTHONY

                                                   ALTOSINO, GINA
                                            ADDRESS     :    1667 HAMPSHIRE DRIVE
  MORTGAGE AMT:       295,000.00            CITY               ELK GROVE VILLAGE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               IL   60007
  UNPAID BALANCE:    294,288.060            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,987.47            ANNUAL RATE ADJUST:      0.000
  LTV :                 86.76400            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032066631               MORTGAGORS:        BAKER, DAVE

                                                   BAKER, DEBBIE
                                            ADDRESS     :    288 HYGEIA COURT
  MORTGAGE AMT:       320,800.00            CITY               ENCINITAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92024
  UNPAID BALANCE:    320,272.530            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,134.30            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032066664               MORTGAGORS:        HOWARD, STEPHEN

                                                   HOWARD, PATRICIA
                                            ADDRESS     :    85 SKYLINE DRIVE
  MORTGAGE AMT:       945,000.00            CITY               WESTWOOD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               MA   02090
  UNPAID BALANCE:    943,368.180            OPTION TO CONVERT :      No
  MONTHLY P&I:          6,129.25            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:015
  --------------------------------------------------------------------------------

  LN # 0032066821               MORTGAGORS:        JUN, SANG

                                                   JUN, SUNNY
                                            ADDRESS     :    2537 ANN LN
  MORTGAGE AMT:       388,500.00            CITY               NORTHBROOK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               IL   60062
  UNPAID BALANCE:    388,204.390            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,683.27            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032066896               MORTGAGORS:        KIPPER, STEVEN
                                                   KIPPER, NANCY

                                                   KIPPER, NANCY
                                            ADDRESS     :    2122 CENTURY PARK LANE #3
  MORTGAGE AMT:       300,000.00            CITY               CENTURY CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   90067
  UNPAID BALANCE:    299,564.340            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,123.39            ANNUAL RATE ADJUST:      0.000
  LTV :                 54.54500            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032066904               MORTGAGORS:        NEUMAN, KYLE

                                                   NEUMAN, TERESA
                                            ADDRESS     :    10542 MERRILL ROAD
  MORTGAGE AMT:       400,000.00            CITY               PILOT POINT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               TX   76258
  UNPAID BALANCE:    399,010.620            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,661.21            ANNUAL RATE ADJUST:      0.000
  LTV :                 61.53800            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032066912               MORTGAGORS:        MUELLER, ROBERT

                                                   MUELLER, HILLARY
                                            ADDRESS     :    8200 RAVENSWOOD ROAD
  MORTGAGE AMT:       302,500.00            CITY               GRANBURY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               TX   76049
  UNPAID BALANCE:    302,252.030            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,012.55            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.60000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032066920               MORTGAGORS:        WILLIAMS, JUDITH
                                                   ASPINWALL, LAUREN

                                                   ASPINWALL, A
                                            ADDRESS     :    2 THROCKMORTON LANE
  MORTGAGE AMT:       415,000.00            CITY               MILL VALLEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   94941
  UNPAID BALANCE:    414,300.710            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,726.25            ANNUAL RATE ADJUST:      0.000
  LTV :                 62.40600            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032067084               MORTGAGORS:        CUNNINGHAM, JOEL

                                                   CUNNINGHAM, AMY
                                            ADDRESS     :    3221 OCEAN FRONT WALK
  MORTGAGE AMT:       365,000.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92109
  UNPAID BALANCE:    364,161.670            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,520.96            ANNUAL RATE ADJUST:      0.000
  LTV :                 64.60100            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032067159               MORTGAGORS:        JERGER, MARK

                                                   TOMOYOSE, YUKA
                                            ADDRESS     :    4793 VALDINA WAY
  MORTGAGE AMT:       256,500.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   92124
  UNPAID BALANCE:    255,894.560            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,749.78            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032067175               MORTGAGORS:        CONFINO, JOEL

                                                   ALTER, LISA
                                            ADDRESS     :    953  WYANDOTTE TRAIL
  MORTGAGE AMT:       368,000.00            CITY               WESTFIELD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               NJ   07090
  UNPAID BALANCE:    367,424.110            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,510.41            ANNUAL RATE ADJUST:      0.000
  LTV :                 39.65500            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032067191               MORTGAGORS:        HARRISS, LYNDA
                                            ADDRESS     :    2313 CLOY AVENUE
  MORTGAGE AMT:       248,000.00            CITY               VENICE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   90291
  UNPAID BALANCE:    247,582.110            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,629.18            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.74200            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032067290               MORTGAGORS:        UDDIN, JOY
                                            ADDRESS     :    2420 SIMMONS ROAD
  MORTGAGE AMT:       106,000.00            CITY               OVIEDO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               FL   32765
  UNPAID BALANCE:    105,284.840            OPTION TO CONVERT :      No
  MONTHLY P&I:            723.11            ANNUAL RATE ADJUST:      0.000
  LTV :                 57.29700            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032067308               MORTGAGORS:        CANTY, RICHARD

                                                   TOLBERT-CANTY, YUTIVA
                                            ADDRESS     :    6004 CROOM STATION ROAD
  MORTGAGE AMT:       360,000.00            CITY               UPPER MARLBORO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MD   20772
  UNPAID BALANCE:    359,173.120            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,486.44            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           04/01/29\  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032067324               MORTGAGORS:        WHITEHEAD, KEITH

                                                   WHITEHEAD, MARY
                                            ADDRESS     :    3951 GULFSHORE BOULEVARD
  MORTGAGE AMT:       260,000.00            CITY               NAPLES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               FL   34103
  UNPAID BALANCE:    259,603.100            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,795.76            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032067373               MORTGAGORS:        CHOU, CHENG

                                                   CHOU, HAN
                                            ADDRESS     :    6 LAWSON LANE
  MORTGAGE AMT:       480,000.00            CITY               GREAT NECK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               NY   11023
  UNPAID BALANCE:    479,285.310            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,356.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032067431               MORTGAGORS:        LECHER, MARK

                                                   LECHER, SUSAN
                                            ADDRESS     :    609 WALDEN DRIVE
  MORTGAGE AMT:       263,200.00            CITY               WEST CHESTER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               PA   19380
  UNPAID BALANCE:    262,756.490            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,729.04            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032067852               MORTGAGORS:        MCDONALD, EDWARD

                                                   MCDONALD, MARY
                                            ADDRESS     :    16190 JACARANDA WAY
  MORTGAGE AMT:       400,000.00            CITY               LOS GATOS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   95032
  UNPAID BALANCE:    397,040.040            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,728.71            ANNUAL RATE ADJUST:      0.000
  LTV :                 55.17200            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032067878               MORTGAGORS:        DOLAN, ROBERT

                                                   DOLAN, AMY
                                            ADDRESS     :    3932 18TH STREET LANE
  MORTGAGE AMT:       568,000.00            CITY               GREELEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CO   80632
  UNPAID BALANCE:    566,060.270            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,778.92            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.80800            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032068173               MORTGAGORS:        SEDGWICK, STEPHEN

                                                   SEDGWICK, ELIZABETH
                                            ADDRESS     :    2128 WESLEY AVE
  MORTGAGE AMT:       297,600.00            CITY               OCEAN CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               NJ   08226
  UNPAID BALANCE:    297,156.880            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,080.87            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032068256               MORTGAGORS:        CARPENTER, JAMES

                                                   CARPENTER, REBECCA
                                            ADDRESS     :    100 ARBOR SPRINGS PLANTAT
  MORTGAGE AMT:       265,750.00            CITY               NEWNAN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               GA   30265
  UNPAID BALANCE:    265,526.740            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,745.79            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99700            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032068264               MORTGAGORS:        SEROWIK, STEVEN
                                            ADDRESS     :     1 WESTLEDGE ROAD
  MORTGAGE AMT:       300,000.00            CITY               MARBLEHEAD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               MA   01945
  UNPAID BALANCE:    299,500.260            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,123.38            ANNUAL RATE ADJUST:      0.000
  LTV :                 46.15300            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032068314               MORTGAGORS:        HOBSON, REBECCA
                                            ADDRESS     :    2311 SAINT FRANCIS DRIVE
  MORTGAGE AMT:       248,000.00            CITY               PALO ALTO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   94303
  UNPAID BALANCE:    247,458.080            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,755.33            ANNUAL RATE ADJUST:      0.000
  LTV :                 46.22500            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032068348               MORTGAGORS:        SHAPIRO, JEROME

                                                   SHAPIRO, NATALIE
                                            ADDRESS     :    41 MADISON STREET
  MORTGAGE AMT:       376,800.00            CITY               BELMONT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MA   02178
  UNPAID BALANCE:    376,222.660            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,602.46            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032068355               MORTGAGORS:        PARDOE, NICHOLAS

                                                   PARDOE, SARAH
                                            ADDRESS     :    3586 SHARPES MEADOW LANE
  MORTGAGE AMT:       400,000.00            CITY               FAIRFAX
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               VA   22030
  UNPAID BALANCE:    399,358.360            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,694.87            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.80600            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032068561               MORTGAGORS:        RICE, CHESTER

                                                   RICE, BARBARA
                                            ADDRESS     :    15506 N. 109TH PLACE
  MORTGAGE AMT:       360,000.00            CITY               SCOTTSDALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               AZ   85250
  UNPAID BALANCE:    359,463.970            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,517.18            ANNUAL RATE ADJUST:      0.000
  LTV :                 58.06400            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032068660               MORTGAGORS:        BAMFORD, PAUL
                                                   BAMFORD, MARY

                                                   BAMFORD, MARY
                                            ADDRESS     :    78 GLANDORE RD,
  MORTGAGE AMT:       320,000.00            CITY               WESTWOOD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               MA   02090
  UNPAID BALANCE:    319,731.160            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,102.17            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.30612            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032068694               MORTGAGORS:        DEMIZIO, CRAIG

                                                   DEMIZIO, CLAUDINE
                                            ADDRESS     :    235 NOEL STREET
  MORTGAGE AMT:       328,850.00            CITY               STATEN ISLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               NY   10312
  UNPAID BALANCE:    328,384.170            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,355.93            ANNUAL RATE ADJUST:      0.000
  LTV :                 82.10900            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032068934               MORTGAGORS:        O'SULLIVAN, TERENCE

                                                   O'SULLIVAN, JEANMARIE
                                            ADDRESS     :    6416 WOODLAND RUN COURT
  MORTGAGE AMT:       352,000.00            CITY               CLIFTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               VA   20124
  UNPAID BALANCE:    351,211.370            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,461.24            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032069098               MORTGAGORS:        ERWIN, DANIEL

                                                   ERWIN, NINA
                                            ADDRESS     :    1949 LAUREL STREET
  MORTGAGE AMT:       291,000.00            CITY               NAPA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94559
  UNPAID BALANCE:    290,544.620            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,985.13            ANNUAL RATE ADJUST:      0.000
  LTV :                 82.67000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032069122               MORTGAGORS:        OLIVER III, JOSEPH
                                                   OLIVER, KATHRYN M

                                                   OLIVER, KATHRYN
                                            ADDRESS     :    810 LINDSAY COURT
  MORTGAGE AMT:       288,000.00            CITY               RICHMOND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.37500                               VA   23229
  UNPAID BALANCE:    288,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,189.01            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032069254               MORTGAGORS:        ROLLINS, TERRIE
                                            ADDRESS     :    7247 ARCHLAW DRIVE
  MORTGAGE AMT:       420,000.00            CITY               CLIFTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               VA   20124
  UNPAID BALANCE:    419,358.860            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,900.84            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032069288               MORTGAGORS:        BOYER, MATTHEW

                                                   BOYER, BRENDA
                                            ADDRESS     :    5106 CASHMERE COURT
  MORTGAGE AMT:       282,400.00            CITY               FAIR OAKS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   95628
  UNPAID BALANCE:    281,735.100            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,926.47            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032069338               MORTGAGORS:        RICH, CHARLES

                                                   RICH, DEBRA
                                            ADDRESS     :    124 SCUDDER PLACE,
  MORTGAGE AMT:       262,000.00            CITY               NORTHPORT,
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               NY   11768
  UNPAID BALANCE:    261,600.050            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,809.57            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.85700            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032069361               MORTGAGORS:        WESTON, TIMOTHY

                                                   WESTON, LINDA
                                            ADDRESS     :    1567 MONTE VISTA DRIVE
  MORTGAGE AMT:       328,500.00            CITY               VISTA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   92084
  UNPAID BALANCE:    328,046.380            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,381.85            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032069445               MORTGAGORS:        BOWN, MICHAEL

                                                   BOWN, SUZANNE
                                            ADDRESS     :    789 ARDEN ROAD
  MORTGAGE AMT:       316,000.00            CITY               JENKINTOWN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               PA   19046
  UNPAID BALANCE:    315,721.200            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,023.38            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032069478               MORTGAGORS:        BUTLER, AVA

                                                   PING, RICHARD
                                            ADDRESS     :    650 COLUMBIA STREET #416
  MORTGAGE AMT:       456,000.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92101
  UNPAID BALANCE:    455,303.910            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,149.48            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032069486               MORTGAGORS:        EVANS, JOHN

                                                   EVANS, DEBRA
                                            ADDRESS     :    2211 W. 37TH STREET
  MORTGAGE AMT:       300,000.00            CITY               SAN PEDRO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   90732
  UNPAID BALANCE:    299,530.530            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,046.53            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032069536               MORTGAGORS:        SKORSTAD, BERNT

                                                   SKORSTAD, LEELA
                                            ADDRESS     :    25438 NORTH HOPKINS PLACE
  MORTGAGE AMT:       285,900.00            CITY               STEVENSON RANCH AREA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   91381
  UNPAID BALANCE:    285,226.840            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,950.35            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.03300            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032069627               MORTGAGORS:        PIASECKI, JACK
                                            ADDRESS     :    434 CATOLINA DRIVE
  MORTGAGE AMT:       400,000.00            CITY               NEWPORT BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92663
  UNPAID BALANCE:    399,342.330            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,661.21            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032069734               MORTGAGORS:        BAROFF, KENNETH

                                                   BAROFF, PATRICIA
                                            ADDRESS     :    114 GLENSIDE ROAD
  MORTGAGE AMT:       270,000.00            CITY               MURRAY HILL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               NJ   07974
  UNPAID BALANCE:    269,789.370            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,841.88            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.58600            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032069791               MORTGAGORS:        JOHNSON, ANTHONY

                                                   JOHNSON, JANET
                                            ADDRESS     :    8681 E WINDSONG DRIVE
  MORTGAGE AMT:       318,450.00            CITY               ANAHEIM HILLS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CA   92808
  UNPAID BALANCE:    317,063.550            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,065.47            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.99000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032069833               MORTGAGORS:        DEXTER, HARRY
                                            ADDRESS     :    9303 CHARLEVILLE BLVD
  MORTGAGE AMT:       300,000.00            CITY               BEVERLY HILLS,
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   90212
  UNPAID BALANCE:    299,754.090            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,995.91            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.36500            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032069965               MORTGAGORS:        O'NEILL, MARK

                                                   O'NEILL, LIBBY
                                            ADDRESS     :    863 BROOK ROAD
  MORTGAGE AMT:       280,000.00            CITY               BOULDER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CO   80302
  UNPAID BALANCE:    279,561.820            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,910.10            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032070294               MORTGAGORS:        ASHMAN, HARVEY

                                                   ASHMAN, LINDA
                                            ADDRESS     :    1150 RED ROSE LANE
  MORTGAGE AMT:       350,000.00            CITY               VILLANOVA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               PA   19085
  UNPAID BALANCE:    349,380.700            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,241.09            ANNUAL RATE ADJUST:      0.000
  LTV :                 48.98500            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032070427               MORTGAGORS:        FOSTER, ROBERT
                                            ADDRESS     :    101 EDGEWATER RD
  MORTGAGE AMT:       384,000.00            CITY               HULL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MA   02045
  UNPAID BALANCE:    383,284.950            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,035.05            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/19
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032070757               MORTGAGORS:        PRICE, JEFFREY

                                                   PRICE, KELLYE
                                            ADDRESS     :    5120 SUMMIT HILL DRIVE
  MORTGAGE AMT:       368,000.00            CITY               DALLAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               TX   75287
  UNPAID BALANCE:    367,409.670            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,479.29            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032071268               MORTGAGORS:        BOWDEN, CRAIG

                                                   BOWDEN, BONNIE
                                            ADDRESS     :    1183 WEST MAPLEWOOD COURT
  MORTGAGE AMT:       338,668.00            CITY               CHANDLER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               AZ   85248
  UNPAID BALANCE:    338,124.730            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,281.67            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99900            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032071524               MORTGAGORS:        ROSENBLOTT, DONALD
                                            ADDRESS     :    221 23RD ST.
  MORTGAGE AMT:       280,000.00            CITY               MANHATTAN BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CA   90266
  UNPAID BALANCE:    279,516.500            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,816.07            ANNUAL RATE ADJUST:      0.000
  LTV :                 40.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032071599               MORTGAGORS:        MCMELLON, BRUCE

                                                   MCMELLON, LESLIE
                                            ADDRESS     :    621 HIGHLAND LAKES COVE
  MORTGAGE AMT:       586,200.00            CITY               BIRMINGHAM
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               AL   35242
  UNPAID BALANCE:    585,719.490            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,900.01            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.13300            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032071706               MORTGAGORS:        PALUMBO, VINCENT
                                            ADDRESS     :    2713 HAMPSTEAD ROAD
  MORTGAGE AMT:       285,000.00            CITY               ALLENTOWN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               PA   18103
  UNPAID BALANCE:    284,312.190            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,920.10            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.15100            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032071821               MORTGAGORS:        FEINBERG, PETER

                                                   FEINBERG, JANET
                                            ADDRESS     :    8 PENACOOK LANE
  MORTGAGE AMT:       315,000.00            CITY               NATICK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               MA   01760
  UNPAID BALANCE:    314,741.790            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,095.71            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.26600            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032071839               MORTGAGORS:        SCHER, MARTIN

                                                   SCHER, JOYCE
                                            ADDRESS     :    2 SUMMIT ROAD
  MORTGAGE AMT:       600,000.00            CITY               PORT WASHINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               NY   11050
  UNPAID BALANCE:    599,192.140            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,402.59            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.17400            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032072555               MORTGAGORS:        KLAICH, MICHAEL

                                                   KLAICH, PATRICE
                                            ADDRESS     :    1695 CIRCLE DRIVE
  MORTGAGE AMT:       325,000.00            CITY               RENO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               NV   89509
  UNPAID BALANCE:    324,726.960            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,135.02            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032072654               MORTGAGORS:        DUMOUCHEL, GEORGE

                                                   DUMOUCHEL, JEAN
                                            ADDRESS     :    2635 CRAYTON ROAD
  MORTGAGE AMT:       265,600.00            CITY               NAPLES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               FL   34103
  UNPAID BALANCE:    265,204.530            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,857.12            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032072712               MORTGAGORS:        PEAKE, BARRY

                                                   PEAKE, KATHLEEN
                                            ADDRESS     :    8635 WEST FAIRWAY WOODS D
  MORTGAGE AMT:       272,450.00            CITY               NORTH CHARLESTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               SC   29420
  UNPAID BALANCE:    272,237.460            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,858.59            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.98900            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032072852               MORTGAGORS:        BACON, JAMES

                                                   BACON, LISA
                                            ADDRESS     :    4107 ANCIENT AMBER WAY,
  MORTGAGE AMT:       351,200.00            CITY               NORCROSS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               GA   30092
  UNPAID BALANCE:    350,234.260            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,366.10            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032072860               MORTGAGORS:        TURNBACH, JAMES

                                                   TURNBACH, KAREN
                                            ADDRESS     :    8112 MAR DEL PLATO STREET
  MORTGAGE AMT:       315,000.00            CITY               JACKSONVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               FL   32256
  UNPAID BALANCE:    314,494.710            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,122.21            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.11700            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032073025               MORTGAGORS:        ZHANG, XIAOLIN

                                                   YU, LIAN
                                            ADDRESS     :    12 GOVERNOR'S AVENUE
  MORTGAGE AMT:       300,000.00            CITY               WINCHESTER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MA   01890
  UNPAID BALANCE:    300,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,021.16            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032073074               MORTGAGORS:        SHULMAN, LEE

                                                   SHULMAN, LAURA
                                            ADDRESS     :    4134 RUTGERS LANE
  MORTGAGE AMT:       375,000.00            CITY               NORTHBROOK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               IL   60062
  UNPAID BALANCE:    375,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,526.44            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.42800            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032073181               MORTGAGORS:        COHAN, DENNIS

                                                   COHAN, CAROL
                                            ADDRESS     :    308 PHEASANT RUN DRIVE
  MORTGAGE AMT:       996,000.00            CITY               DANVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   94506
  UNPAID BALANCE:    993,712.360            OPTION TO CONVERT :      No
  MONTHLY P&I:          6,879.13            ANNUAL RATE ADJUST:      0.000
  LTV :                 58.58800            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:015
  --------------------------------------------------------------------------------

  LN # 0032073322               MORTGAGORS:        HOLLINGSHEAD, BRADLEY

                                                   HOLLINGSHEAD, ANGELA
                                            ADDRESS     :    2411 SEA CREST
  MORTGAGE AMT:       292,000.00            CITY               HILTON HEAD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               SC   29928
  UNPAID BALANCE:    291,554.260            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,016.77            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032073405               MORTGAGORS:        ENGEL, MICHAEL
                                            ADDRESS     :    330 LAKE TRAIL COURT
  MORTGAGE AMT:       296,000.00            CITY               DOUBLE OAK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               TX   75077
  UNPAID BALANCE:    295,525.170            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,994.21            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032073413               MORTGAGORS:        BEHL, MARK

                                                   BEHL, LAURA
                                            ADDRESS     :    815 SANTIAGO PLACE
  MORTGAGE AMT:       252,000.00            CITY               MORGAN HILL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   95037
  UNPAID BALANCE:    251,595.760            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,697.77            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032073421               MORTGAGORS:        LONG, JEFFERY

                                                   RENDE, BARBARA
                                            ADDRESS     :    1326 FOREST HILLS DRIVE
  MORTGAGE AMT:       298,000.00            CITY               BRECKENRIDGE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CO   80424
  UNPAID BALANCE:    297,521.980            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,007.68            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.63400            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032073454               MORTGAGORS:        REISENAUER, DAVID

                                                   REISENAUER, CATHLEEN
                                            ADDRESS     :    1500 EDMUNDSON COURT
  MORTGAGE AMT:       650,000.00            CITY               MORGAN HILL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   95037
  UNPAID BALANCE:    648,904.710            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,270.04            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.32600            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032073553               MORTGAGORS:        CONWAY, MATHEW

                                                   CONWAY, KAREN
                                            ADDRESS     :    74 RIMFIELD DRIVE
  MORTGAGE AMT:       273,600.00            CITY               SOUTH WINDSOR
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CT   06074
  UNPAID BALANCE:    273,600.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,936.53            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032073710               MORTGAGORS:        DA ROCHA, VALDEMAR
                                            ADDRESS     :    2622 YERBA VISTA COURT
  MORTGAGE AMT:       246,050.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   95121
  UNPAID BALANCE:    245,456.210            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,657.68            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032073827               MORTGAGORS:        THOMPSON, JACK

                                                   VICKERS THOMPSON, CYNTHIA
                                            ADDRESS     :    639 VIA MARQUESA
  MORTGAGE AMT:       279,000.00            CITY               CAMARILLO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   93012
  UNPAID BALANCE:    278,529.870            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,832.83            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032073918               MORTGAGORS:        MAMULA, MICHAEL
                                            ADDRESS     :    4 ITHAN WOODS LANE
  MORTGAGE AMT:       650,000.00            CITY               VILLANOVA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               PA   19085
  UNPAID BALANCE:    649,007.750            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,489.39            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.03300            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032073967               MORTGAGORS:        ARNOLD, WAYNE
                                                   ARNOLD, STACI

                                                   ARNOLD, STACI
                                            ADDRESS     :    267 G AVENUE
  MORTGAGE AMT:       423,000.00            CITY               CORONADO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92118
  UNPAID BALANCE:    422,304.520            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,814.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.68300            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032074122               MORTGAGORS:        JURUSZ, JOE

                                                   JURUSZ, JOANN
                                            ADDRESS     :    29 SAW MILL DRIVE
  MORTGAGE AMT:       364,800.00            CITY               SOMERSET
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               NJ   08873
  UNPAID BALANCE:    364,170.050            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,366.09            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.64900            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032074247               MORTGAGORS:        LINDERMAN, JOHN

                                                   LINDERMAN, MARY
                                            ADDRESS     :    33 CANNAN ROAD
  MORTGAGE AMT:       645,000.00            CITY               WILTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CT   06897
  UNPAID BALANCE:    643,913.120            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,237.20            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.71400            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032074429               MORTGAGORS:        WEINBERG, JESSICA
                                                   WEINBERG, KENT
                                                   WEINBERG, JEREMY
                                            ADDRESS     :    816 HINMAN AVENUE #4
  MORTGAGE AMT:       254,250.00            CITY               EVANSTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               IL   60202
  UNPAID BALANCE:    253,852.110            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,734.44            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032074551               MORTGAGORS:        MLKVY, WILLIAM
                                                   MLKVY, BARBARA
                                                   MLKVY, BARBARA
                                                   MLKVY, BARBARA
                                            ADDRESS     :    2508 WESLEY AVENUE, UNIT
  MORTGAGE AMT:       287,750.00            CITY               OCEAN CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               NJ   08226
  UNPAID BALANCE:    287,089.080            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,987.42            ANNUAL RATE ADJUST:      0.000
  LTV :                 51.84600            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032074957               MORTGAGORS:        GEARY, DANIEL

                                                   GEARY, WENDY
                                            ADDRESS     :    4 MOULTON TERRACE
  MORTGAGE AMT:       249,600.00            CITY               DANVERS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MA   01923
  UNPAID BALANCE:    249,400.400            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,681.60            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032075087               MORTGAGORS:        BRYANT, ALLISON
                                            ADDRESS     :    4 DONNELLY DRIVE
  MORTGAGE AMT:       300,000.00            CITY               MEDFIELD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               MA   02052
  UNPAID BALANCE:    300,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,920.94            ANNUAL RATE ADJUST:      0.000
  LTV :                 54.54500            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032075103               MORTGAGORS:        PRICE, EDMUND

                                                   PRICE, ELIZABETH
                                            ADDRESS     :    41 RICE SPRING LANE
  MORTGAGE AMT:       297,600.00            CITY               WAYLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               MA   01778
  UNPAID BALANCE:    297,343.770            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,930.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032075400               MORTGAGORS:        GUNDERSON, TODD

                                                   DELLA CRUZ, EILEEN
                                            ADDRESS     :    1728 WASHINGTON AVENUE
  MORTGAGE AMT:       369,000.00            CITY               MUKILTEO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               WA   98275
  UNPAID BALANCE:    368,187.500            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,454.97            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032075467               MORTGAGORS:        WOOLF, BRIAN

                                                   WOOLF, BETSY
                                            ADDRESS     :    90 NORTH COLUMBIA AVENUE
  MORTGAGE AMT:       600,000.00            CITY               COLUMBUS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               OH   43209
  UNPAID BALANCE:    600,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,841.87            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.68800            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032075509               MORTGAGORS:        LESTER, JONATHAN

                                                   LINICK, RANDI
                                            ADDRESS     :    61 TAYLOR DRIVE
  MORTGAGE AMT:       419,500.00            CITY               CLOSTER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NJ   07670
  UNPAID BALANCE:    419,164.530            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,826.25            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.99800            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032075715               MORTGAGORS:        HEVENTHAL, WILLIAM

                                                   HEVENTHAL, SHARON
                                            ADDRESS     :    28042 PARKRIDGE LANE
  MORTGAGE AMT:       287,350.00            CITY               CANYON COUNTRY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   91351
  UNPAID BALANCE:    287,125.840            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,960.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.99100            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032075822               MORTGAGORS:        CILIBERTI, DAVE

                                                   CILIBERTI, MELISSA
                                            ADDRESS     :    26 BRECKENRIDGE DRIVE
  MORTGAGE AMT:       330,000.00            CITY               SHAMONG
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               NJ   08088
  UNPAID BALANCE:    329,748.890            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,279.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.57100            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032075889               MORTGAGORS:        SANDERS, STEVEN

                                                   SANDERS, KELLY
                                            ADDRESS     :    13 STOCKTON DRIVE
  MORTGAGE AMT:       579,500.00            CITY               VOORHEES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               NJ   08043
  UNPAID BALANCE:    578,547.210            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,855.43            ANNUAL RATE ADJUST:      0.000
  LTV :                 84.59800            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032075939               MORTGAGORS:        SIRNA, CARMEN

                                                   STANSBURY, DALE
                                            ADDRESS     :    16157 EASTRIDGE COURT
  MORTGAGE AMT:       500,000.00            CITY               CHINO HILLS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   91709
  UNPAID BALANCE:    499,217.550            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,410.88            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.75700            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032076085               MORTGAGORS:        RUTKOWSKI, JOHN

                                                   RUTKOWSKI, NANCY
                                            ADDRESS     :    2802 SANTA FE VISTA COURT
  MORTGAGE AMT:       407,000.00            CITY               ENCINATAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92024
  UNPAID BALANCE:    406,378.700            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,811.05            ANNUAL RATE ADJUST:      0.000
  LTV :                 58.14200            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032076119               MORTGAGORS:        KIM, YUN
                                            ADDRESS     :    16101 REEVE DRIVE
  MORTGAGE AMT:       322,500.00            CITY               LA MIRADA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   90638
  UNPAID BALANCE:    321,740.690            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,200.02            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032076184               MORTGAGORS:        PAULAZZO, ANDREW

                                                   PAULAZZO, JUDY
                                            ADDRESS     :    2721 NORMANDY COURT
  MORTGAGE AMT:       450,000.00            CITY               LIVERMORE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94550
  UNPAID BALANCE:    449,295.800            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,069.79            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.06200            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032076200               MORTGAGORS:        JALBOOT, DANIEL

                                                   PETERSON, JENNIFER
                                            ADDRESS     :    25 KYNLYN ROAD
  MORTGAGE AMT:       270,600.00            CITY               RADNOR
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               PA   19087
  UNPAID BALANCE:    270,600.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,755.11            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032076259               MORTGAGORS:        HILL, MARK

                                                   HILL, TANYA
                                            ADDRESS     :    3 TREYBURN COURT
  MORTGAGE AMT:       328,500.00            CITY               IRMO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               SC   29063
  UNPAID BALANCE:    327,985.930            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,240.95            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032076309               MORTGAGORS:        NORSETH, MICHAEL

                                                   NORSETH, AMY
                                            ADDRESS     :    3139 EAST TIMBER CREST CO
  MORTGAGE AMT:       273,000.00            CITY               SANDY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               UT   84093
  UNPAID BALANCE:    273,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,839.25            ANNUAL RATE ADJUST:      0.000
  LTV :                 63.93400            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032076325               MORTGAGORS:        LOMBARDO, RAYMOND

                                                   LOMBARDO, GLENDA
                                            ADDRESS     :    20518 SAN JOSE STREET
  MORTGAGE AMT:       252,000.00            CITY               LOS ANGELES (CHATSWO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   91311
  UNPAID BALANCE:    251,634.060            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,783.64            ANNUAL RATE ADJUST:      0.000
  LTV :                 66.31500            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032076333               MORTGAGORS:        ARTHURS, BRIAN

                                                   ARTHURS, LYNN
                                            ADDRESS     :    4156 BAKMAN AVENUE
  MORTGAGE AMT:       273,000.00            CITY               NORTH HOLLYWOOD AREA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   91602
  UNPAID BALANCE:    272,520.650            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,816.28            ANNUAL RATE ADJUST:      0.000
  LTV :                 42.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032076382               MORTGAGORS:        UPSHAW, CARL

                                                   UPSHAW, DIAN
                                            ADDRESS     :    405 LITTLE KEY CT
  MORTGAGE AMT:       300,000.00            CITY               CHAPIN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               SC   29036
  UNPAID BALANCE:    299,765.970            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,046.53            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.47100            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032076598               MORTGAGORS:        KASPER, KEITH

                                                   KASPER, KATHERINE
                                            ADDRESS     :    1325 EAST WESTINGHOUSE RO
  MORTGAGE AMT:       273,600.00            CITY               LOWER GWYNEDD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               PA   19002
  UNPAID BALANCE:    273,386.570            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,866.43            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032077042               MORTGAGORS:        MCQUILLEN, MARK

                                                   MCQUILLEN, FLORA
                                            ADDRESS     :    64 PROSPECT STREET
  MORTGAGE AMT:       440,000.00            CITY               MELROSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MA   02176
  UNPAID BALANCE:    440,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,964.37            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032077356               MORTGAGORS:        BATES, BRADLEY

                                                   BATES, ANDREA
                                            ADDRESS     :    3009 HARBOR SHORE LN.
  MORTGAGE AMT:       365,400.00            CITY               ELK GROVE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   95758
  UNPAID BALANCE:    364,799.210            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,431.02            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.99300            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032077489               MORTGAGORS:        SENG, JOHN

                                                   SENG, CHRISTINE
                                            ADDRESS     :    4108 DEBENHAM COURT
  MORTGAGE AMT:       458,500.00            CITY               ROCKVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               MD   20853
  UNPAID BALANCE:    457,727.400            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,012.02            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99600            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032077547               MORTGAGORS:        MIKLUS, ALBERT

                                                   MIKLUS, LESLIE
                                            ADDRESS     :    24 WELLINGTON COURT
  MORTGAGE AMT:       265,000.00            CITY               SHELTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CT   06484
  UNPAID BALANCE:    264,793.270            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,807.77            ANNUAL RATE ADJUST:      0.000
  LTV :                 63.09500            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032077604               MORTGAGORS:        MARGOLIS, SHANA
                                            ADDRESS     :    229-229B 27TH STREET
  MORTGAGE AMT:       375,000.00            CITY               SAN FRANCISCO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   94131
  UNPAID BALANCE:    374,368.110            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,463.48            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032077646               MORTGAGORS:        KUZNIAR, THOMAS
                                                   KUZNIAR, RUTH

                                                   KUZNIAR, RUTH
                                            ADDRESS     :    17003 HUNTINGTON PATH
  MORTGAGE AMT:       296,200.00            CITY               LAKEVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MN   55044
  UNPAID BALANCE:    295,485.190            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,995.55            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99300            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032077661               MORTGAGORS:        BLESS, MICHAEL

                                                   BLESS, PAMELA
                                            ADDRESS     :    4442 NORTH LAKE DRIVE
  MORTGAGE AMT:       880,000.00            CITY               SHOREWOOD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               WI   53211
  UNPAID BALANCE:    878,588.360            OPTION TO CONVERT :      No
  MONTHLY P&I:          5,928.73            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:015
  --------------------------------------------------------------------------------

  LN # 0032077752               MORTGAGORS:        VOGEL, KERRY
                                            ADDRESS     :    ROUTE 1, BOX 196A
  MORTGAGE AMT:       300,000.00            CITY               PIERCE CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MN   55063
  UNPAID BALANCE:    299,530.530            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,046.53            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032077760               MORTGAGORS:        DEUBNER, HEIKI

                                                   DEUBNER, ALAN
                                            ADDRESS     :    2610 24TH AVENUE EAST
  MORTGAGE AMT:       264,400.00            CITY               SEATTLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               WA   98112
  UNPAID BALANCE:    263,946.420            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,736.92            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032077919               MORTGAGORS:        TONG, DONALD
                                                   TONG, WENDY

                                                   TONG, WENDY
                                            ADDRESS     :    6300 E VERA CREST DRIVE
  MORTGAGE AMT:       339,200.00            CITY               LONG BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   90815
  UNPAID BALANCE:    338,915.030            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,228.30            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.81100            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032077927               MORTGAGORS:        LABANOWSKI, GARY

                                                   LABANOWSKI, MICHELE
                                            ADDRESS     :    4 MILL RIVER ROAD
  MORTGAGE AMT:       340,000.00            CITY               OYSTER BAY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               NY   11732
  UNPAID BALANCE:    339,734.770            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,319.40            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032077943               MORTGAGORS:        ROSENBAUM, DAVID

                                                   SEGAL, ELIZABETH
                                            ADDRESS     :    771 PANARAMA ROAD
  MORTGAGE AMT:       310,000.00            CITY               VILLANOVA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               PA   19085
  UNPAID BALANCE:    309,758.170            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,114.75            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032078040               MORTGAGORS:        BRENEISER, SAMUEL

                                                   BRENEISER, CLAIRE
                                            ADDRESS     :    369 WEST LINDEN AVENUE,
  MORTGAGE AMT:       261,800.00            CITY               BURBANK,
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.50000                               CA   91506
  UNPAID BALANCE:    261,563.330            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,654.75            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.75600            OUTSIDE CONV DATE:
  CURRENT INT           6.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032078107               MORTGAGORS:        ROBINSON, W.

                                                   ROBINSON, CINDY
                                            ADDRESS     :    23653 SONATA DRIVE
  MORTGAGE AMT:       319,500.00            CITY               MURRIETA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   92562
  UNPAID BALANCE:    318,987.460            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,152.54            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032078131               MORTGAGORS:        BARNES, CHARLIE
                                            ADDRESS     :    277 FOREST LANE
  MORTGAGE AMT:       278,000.00            CITY               PITTSBORO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               NC   27312
  UNPAID BALANCE:    278,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,849.54            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.42800            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032078172               MORTGAGORS:        CARDINALE, CHRISTOPHER

                                                   SCHNITZER, LYNNE
                                            ADDRESS     :    92 GUN CLUB ROAD
  MORTGAGE AMT:       390,800.00            CITY               NORTHPORT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NY   11768
  UNPAID BALANCE:    390,173.100            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,632.90            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032078339               MORTGAGORS:        ANDERSON, MICHAEL

                                                   ANDERSON, DONNA
                                            ADDRESS     :    7 TEABERRY RIDGE ROAD
  MORTGAGE AMT:       255,000.00            CITY               ELLINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CT   06029
  UNPAID BALANCE:    254,801.080            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,739.55            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.85700            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032078347               MORTGAGORS:        DAVITO, JOHN

                                                   DAVITO, ERIKA
                                            ADDRESS     :    5915 VISTA LOOP
  MORTGAGE AMT:       450,000.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   95124
  UNPAID BALANCE:    449,295.780            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,069.80            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.77000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032078784               MORTGAGORS:        FLEISHER, MITCHELL

                                                   FLEISHER, KATHRYN
                                            ADDRESS     :    987 RODES FARM DR.
  MORTGAGE AMT:       255,000.00            CITY               NELLYSFORD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               VA   22958
  UNPAID BALANCE:    254,065.360            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,804.88            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.79554            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032078859               MORTGAGORS:        BAILEY, SCOTT

                                                   BAILEY, LISA
                                            ADDRESS     :    535 BAILEY MEADOW NE
  MORTGAGE AMT:       304,000.00            CITY               GRAND RAPIDS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MI   49301
  UNPAID BALANCE:    303,284.230            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,073.82            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032079311               MORTGAGORS:        SIMPSON, DAVID
                                            ADDRESS     :    2153 CORTE ACEBO
  MORTGAGE AMT:       289,550.00            CITY               CARLSBAD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               CA   92009
  UNPAID BALANCE:    287,929.270            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,854.03            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99370            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032080145               MORTGAGORS:        WALLACE, CHRISTOPHER

                                                   ATKIN, DEBORAH
                                            ADDRESS     :    12975 LONG BOAT WAY
  MORTGAGE AMT:       412,250.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   92014
  UNPAID BALANCE:    411,588.690            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,777.41            ANNUAL RATE ADJUST:      0.000
  LTV :                 85.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032083156               MORTGAGORS:        MOONEY, ROBERT
                                                   MOONEY, PATRICIA

                                                   MOONEY, PATRICIA
                                            ADDRESS     :    15 DAHLGREN ROAD
  MORTGAGE AMT:       330,000.00            CITY               RICHMOND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               VA   23233
  UNPAID BALANCE:    328,208.450            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,195.50            ANNUAL RATE ADJUST:      0.000
  LTV :                 62.85700            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032083602               MORTGAGORS:        PALERMO, JOHN
                                                   PALERMO, KATHLEEN

                                                   PALERMO, KATHLEEN
                                            ADDRESS     :    261 FOREST LANE
  MORTGAGE AMT:       265,000.00            CITY               NORTH BRUNSWICK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               NJ   08902
  UNPAID BALANCE:    264,123.500            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,763.05            ANNUAL RATE ADJUST:      0.000
  LTV :                 61.62700            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032083628               MORTGAGORS:        BOYD, TIMOTHY

                                                   BOYD, LISA
                                            ADDRESS     :    421 SEABRING COURT
  MORTGAGE AMT:       303,600.00            CITY               BELMONT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NC   28012
  UNPAID BALANCE:    302,620.170            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,045.41            ANNUAL RATE ADJUST:      0.000
  LTV :                 87.36600            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032083636               MORTGAGORS:        VAN VRANKEN, BRET
                                                   VAN VRANKEN, SHERI

                                                   VAN VRANKEN, SHERI
                                            ADDRESS     :    6625 CLIFTON ROAD
  MORTGAGE AMT:       331,000.00            CITY               CLIFTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               VA   20124
  UNPAID BALANCE:    330,181.290            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,202.15            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.42500            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032084634               MORTGAGORS:        WALKER, RENEE
                                            ADDRESS     :    3320 SAMUEL PLACE
  MORTGAGE AMT:       273,500.00            CITY               SANTA CRUZ
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   95062
  UNPAID BALANCE:    272,585.120            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,865.76            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99500            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032084840               MORTGAGORS:        SMITH, CLAYTON
                                                   SMITH, ELLEN

                                                   SMITH, ELLEN
                                            ADDRESS     :    1620 MARGATE ROAD
  MORTGAGE AMT:       638,000.00            CITY               PALOS VERDES ESTATES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   90274
  UNPAID BALANCE:    634,089.930            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,352.29            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.33300            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           01/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032085110               MORTGAGORS:        CHESEBRO, DAVID
                                            ADDRESS     :    1137 LOOKOUT RIDGE DR
  MORTGAGE AMT:       296,900.00            CITY               DILLON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CO   80435
  UNPAID BALANCE:    296,234.830            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,075.97            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.99600            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032086282               MORTGAGORS:        SHOEMAKER, DAVID

                                                   SHOEMAKER, ANN
                                            ADDRESS     :    306 FAIRWAY LANE
  MORTGAGE AMT:       346,500.00            CITY               YORKTOWN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               VA   23693
  UNPAID BALANCE:    345,642.960            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,305.27            ANNUAL RATE ADJUST:      0.000
  LTV :                 86.62500            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032086308               MORTGAGORS:        DEVINE, MARGARET
                                                   DEVINE, STEPHEN

                                                   DEVINE, STEPHEN
                                            ADDRESS     :    428 SOUTH LEE STREET
  MORTGAGE AMT:       350,000.00            CITY               ALEXANDRIA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               VA   22314
  UNPAID BALANCE:    349,068.480            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,241.09            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.68400            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032086365               MORTGAGORS:        HART, RICHARD
                                                   HART, LILIAN

                                                   HART, LILIAN
                                            ADDRESS     :    3401 MALBROOK DRIVE
  MORTGAGE AMT:       600,000.00            CITY               FALLS CHURCH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               VA   22044
  UNPAID BALANCE:    598,515.950            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,991.81            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032086506               MORTGAGORS:        GORCHNSKI, M.D., JULIE
                                            ADDRESS     :    944 GARDENIA WAY
  MORTGAGE AMT:       344,000.00            CITY               NEWPORT BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   92625
  UNPAID BALANCE:    342,039.660            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,317.60            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           12/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032087173               MORTGAGORS:        MADAR, LEA
                                            ADDRESS     :    874 WOODMERE DRIVE
  MORTGAGE AMT:       260,800.00            CITY               NORTH WOODMERE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               NY   11581
  UNPAID BALANCE:    260,615.920            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,868.41            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032087314               MORTGAGORS:        CASEY, ROBERT
                                            ADDRESS     :    12880 PARK DRIVE
  MORTGAGE AMT:       378,400.00            CITY               AUSTIN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               TX   78732
  UNPAID BALANCE:    377,762.380            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,485.82            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032087322               MORTGAGORS:        ZARRILLI, STEPHEN

                                                   ZARRILLI, CAROL
                                            ADDRESS     :    314 JEFFERSON DRIVE
  MORTGAGE AMT:       345,600.00            CITY               MALVERN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               PA   19355
  UNPAID BALANCE:    345,045.620            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,328.37            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032087553               MORTGAGORS:        HULETT, DON

                                                   HULETT, JOANNE
                                            ADDRESS     :    11942 CAPISTRANO LANE
  MORTGAGE AMT:       334,500.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   91326
  UNPAID BALANCE:    333,712.440            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,281.88            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.26500            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032087561               MORTGAGORS:        WILSON, JERALD

                                                   WILSON, SUSAN
                                            ADDRESS     :    5680 N PLACITA PARDAL
  MORTGAGE AMT:       276,400.00            CITY               TUSCON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               AZ   85718
  UNPAID BALANCE:    275,780.760            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,932.63            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032087579               MORTGAGORS:        FREY, HERBERT
                                            ADDRESS     :    3575 SHELOME COURT
  MORTGAGE AMT:       400,000.00            CITY               LAS VEGAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               NV   89121
  UNPAID BALANCE:    399,081.270            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,762.70            ANNUAL RATE ADJUST:      0.000
  LTV :                 61.53800            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032087611               MORTGAGORS:        RUSSON, KENT

                                                   RUSSON, MARCIA
                                            ADDRESS     :    980 EAST INDIAN SPRINGS R
  MORTGAGE AMT:       267,000.00            CITY               BOUNTIFUL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               UT   84010
  UNPAID BALANCE:    266,431.010            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,912.82            ANNUAL RATE ADJUST:      0.000
  LTV :                 64.33700            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032088015               MORTGAGORS:        WOLFER, DAVID

                                                   WOLFER, KAREN
                                            ADDRESS     :    1624 DAILY COURT
  MORTGAGE AMT:       256,000.00            CITY               SAN LEANDRO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   94577
  UNPAID BALANCE:    255,440.610            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,811.95            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.26666            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032088460               MORTGAGORS:        SHEARER, LYLE

                                                   SHEARER, SHARON
                                            ADDRESS     :    4441 CLIPPER DRIVE
  MORTGAGE AMT:       384,000.00            CITY               BYRON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   94514
  UNPAID BALANCE:    383,685.230            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,554.77            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032089617               MORTGAGORS:        SHERMAN, MARK

                                                   SHERMAN, BETH
                                            ADDRESS     :    545 WOODBROOK LANE
  MORTGAGE AMT:       368,000.00            CITY               CINCINNATI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               OH   45215
  UNPAID BALANCE:    367,712.920            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,510.41            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.13900            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032090417               MORTGAGORS:        PLATT, WILLIAM

                                                   PLATT, LORI
                                            ADDRESS     :    9 HARROD CIRCLE
  MORTGAGE AMT:       277,600.00            CITY               SALINAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   93906
  UNPAID BALANCE:    277,383.450            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,893.72            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032091183               MORTGAGORS:        HAGY, RICHARD

                                                   HAGY, KARYN
                                            ADDRESS     :    1628 CASTLEHILL COURT
  MORTGAGE AMT:       380,000.00            CITY               WESTLAKE VILLAGE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   91361
  UNPAID BALANCE:    379,405.330            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,592.27            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.38000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032093536               MORTGAGORS:        MCKEOWN, JOSEPH

                                                   ROBERTS, JEANMARIE
                                            ADDRESS     :    515 SLEEPY HOLLOW ROAD
  MORTGAGE AMT:       312,000.00            CITY               RICHMOND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               VA   23229
  UNPAID BALANCE:    312,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,585.47            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.57100            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           07/01/19
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032099251               MORTGAGORS:        FUSCO, NICHOLAS

                                                   FUSCO, JANET
                                            ADDRESS     :    170 PINEWOOD AVENUE
  MORTGAGE AMT:       325,000.00            CITY               STATEN ISLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               NY   10306
  UNPAID BALANCE:    325,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,272.45            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.26800            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032100463               MORTGAGORS:        LE BAR, ROBERT

                                                   LE BAR, KIMBERLY
                                            ADDRESS     :    5404 CARY STREET ROAD
  MORTGAGE AMT:       418,000.00            CITY               RICHMOND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               VA   23226
  UNPAID BALANCE:    418,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,431.56            ANNUAL RATE ADJUST:      0.000
  LTV :                 50.36100            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           07/01/19
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0070002118               MORTGAGORS:        FRISCHLING, ELISA
                                            ADDRESS     :    245 CHESTNUT DRIVE
  MORTGAGE AMT:       406,000.00            CITY               ROSLYN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               NY   11576
  UNPAID BALANCE:    400,278.470            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,838.81            ANNUAL RATE ADJUST:      0.000
  LTV :                 30.07407            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           01/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0070003645               MORTGAGORS:        KACHMARIK, CHARLES

                                                   KACHMARIK, JOAN
                                            ADDRESS     :    53 PINE HILL DRIVE
  MORTGAGE AMT:       399,500.00            CITY               SOUTH SALEM
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               NY   10590
  UNPAID BALANCE:    387,669.970            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,827.64            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.09524            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           01/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0070189386               MORTGAGORS:        THURM, MILTON

                                                   THURM, PHYLLIS
                                            ADDRESS     :    30 TIFFANY CIRCLE
  MORTGAGE AMT:       467,500.00            CITY               MANHASSET
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               NY   11030
  UNPAID BALANCE:    464,297.770            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,268.83            ANNUAL RATE ADJUST:      0.000
  LTV :                 66.78571            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           10/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070322615               MORTGAGORS:        JONES, BARRY

                                                   JONES, ALICE
                                            ADDRESS     :    9491 PORTO ROSA DRIVE
  MORTGAGE AMT:       114,500.00            CITY               ELK GROVE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   95624
  UNPAID BALANCE:    112,563.140            OPTION TO CONVERT :      No
  MONTHLY P&I:            913.67            ANNUAL RATE ADJUST:      0.000
  LTV :                 44.03846            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           10/01/18
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:105
  --------------------------------------------------------------------------------

  LN # 0070332499               MORTGAGORS:        MUNOZ, JOSEPH

                                                   MUNOZ, KATHY
                                            ADDRESS     :    26709 PETERMAN AVENUE
  MORTGAGE AMT:       199,000.00            CITY               HAYWARD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   94545
  UNPAID BALANCE:    195,828.480            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,454.45            ANNUAL RATE ADJUST:      0.000
  LTV :                 88.44444            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           09/01/23
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:113
  --------------------------------------------------------------------------------

  LN # 0070397278               MORTGAGORS:        SETEK, STEVEN

                                                   SETEK, NANETTE
                                            ADDRESS     :    148 SANDY HOLLOW ROAD
  MORTGAGE AMT:       146,000.00            CITY               SOUTHAMPTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               NY   11968
  UNPAID BALANCE:    145,048.300            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,045.96            ANNUAL RATE ADJUST:      0.000
  LTV :                 67.90698            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           10/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070398466               MORTGAGORS:        YOUNG, MARYANN

                                                   YOUNG, CLARENCE
                                            ADDRESS     :    122 NORTH EAGLE
  MORTGAGE AMT:       350,000.00            CITY               BIG BEAR LA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92315
  UNPAID BALANCE:    309,095.120            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,417.36            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.77778            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           11/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070422506               MORTGAGORS:        DAVIS, SHARON

                                                   DAVIS, AUBREY
                                            ADDRESS     :    16049 NE RUSSELL STREET
  MORTGAGE AMT:       171,000.00            CITY               PORTLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.12500                               OR   97230
  UNPAID BALANCE:    169,965.570            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,269.67            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.12500             MATURITY DATE:           10/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0070491741               MORTGAGORS:        SNAPE, ALLAN
                                            ADDRESS     :    115 GREENRIDGE DRIVE
  MORTGAGE AMT:       270,000.00            CITY               RENO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               NV   89509
  UNPAID BALANCE:    266,781.160            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,773.71            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.58763            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           12/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070494596               MORTGAGORS:        MCBARRON, WILLIAM

                                                   MCBARRON, ANN
                                            ADDRESS     :    372 AMHERST ROAD
  MORTGAGE AMT:        87,300.00            CITY               LINDEN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               NJ   07036
  UNPAID BALANCE:     86,929.060            OPTION TO CONVERT :      No
  MONTHLY P&I:            573.50            ANNUAL RATE ADJUST:      0.000
  LTV :                 62.35714            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           02/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070504311               MORTGAGORS:        SAWICKI, WALDEMAR

                                                   SAWICKI, JOANNE
                                            ADDRESS     :    168 KIWANIS DRIVE
  MORTGAGE AMT:       136,900.00            CITY               WAYNE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               NJ   07470
  UNPAID BALANCE:    133,694.850            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,061.38            ANNUAL RATE ADJUST:      0.000
  LTV :                 45.63333            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           01/01/19
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:105
  --------------------------------------------------------------------------------

  LN # 0070586466               MORTGAGORS:        DANDO, TONY

                                                   DANDO, CHRISTIE
                                            ADDRESS     :    2823 HARVARD STREET
  MORTGAGE AMT:        96,900.00            CITY               KALAMAZOO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        9.00000                               MI   49001
  UNPAID BALANCE:     96,230.640            OPTION TO CONVERT :      No
  MONTHLY P&I:            779.68            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           9.00000             MATURITY DATE:           12/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0070622634               MORTGAGORS:        CUBA, DAVID

                                                   CUBA, KALLEEN
                                            ADDRESS     :    1362 S CHURCH STREET
  MORTGAGE AMT:       129,200.00            CITY               OLATHE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               KS   66062
  UNPAID BALANCE:    128,762.090            OPTION TO CONVERT :      No
  MONTHLY P&I:            848.75            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070634910               MORTGAGORS:        L JONES, THOMAS

                                                   JONES, MARGARET
                                            ADDRESS     :    3 INDIAN PL
  MORTGAGE AMT:       240,000.00            CITY               ASHEVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               NC   28805
  UNPAID BALANCE:    239,186.510            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,576.63            ANNUAL RATE ADJUST:      0.000
  LTV :                 62.33766            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:101
  --------------------------------------------------------------------------------

  LN # 0070635131               MORTGAGORS:        PEREZ, RONALD
                                                   PEREZ, ELIZABETH
                                                   PEREZ, RICARDO
                                                   PEREZ, KERRI
                                            ADDRESS     :    232 W HUDSON STREET
  MORTGAGE AMT:       213,750.00            CITY               LONG BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NY   11561
  UNPAID BALANCE:    212,050.290            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,440.07            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070640776               MORTGAGORS:        AL KHAYAT, GEORGE

                                                   AL KHAYAT, ELLEN
                                            ADDRESS     :    5707 VANESSA COURT
  MORTGAGE AMT:       200,000.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   91367
  UNPAID BALANCE:    199,354.520            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,347.44            ANNUAL RATE ADJUST:      0.000
  LTV :                 47.05882            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070646880               MORTGAGORS:        SCHERER, ELAINE

                                                   CHENEVERT, KATRINA
                                            ADDRESS     :    47690 LOWELAND TERRRACE
  MORTGAGE AMT:       228,200.00            CITY               STERLING
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               VA   20165
  UNPAID BALANCE:    227,426.490            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,499.11            ANNUAL RATE ADJUST:      0.000
  LTV :                 93.14286            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:101
  --------------------------------------------------------------------------------

  LN # 0070650775               MORTGAGORS:        PELANDINI, THOMAS

                                                   PELANDINI, SANDRA
                                            ADDRESS     :    5141 BAYLIS POINT DRIVE
  MORTGAGE AMT:       200,000.00            CITY               LOWER LAKE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   95457
  UNPAID BALANCE:    199,170.720            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,330.60            ANNUAL RATE ADJUST:      0.000
  LTV :                 52.63158            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           02/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070678537               MORTGAGORS:        GRIMES, GREGORY

                                                   GRIMES, JANICE
                                            ADDRESS     :    129 SPRINGDELL ROAD
  MORTGAGE AMT:       238,100.00            CITY               COATESVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               PA   19320
  UNPAID BALANCE:    237,292.960            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,564.15            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.36667            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:101
  --------------------------------------------------------------------------------

  LN # 0070680525               MORTGAGORS:        STALSBERG, TERENCE

                                                   STALSBERG, JOAN
                                            ADDRESS     :    7242 N JORDAN AVENUE
  MORTGAGE AMT:       130,000.00            CITY               PORTLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               OR   97203
  UNPAID BALANCE:    129,546.760            OPTION TO CONVERT :      No
  MONTHLY P&I:            942.59            ANNUAL RATE ADJUST:      0.000
  LTV :                 84.96732            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           02/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0070685755               MORTGAGORS:        LAROCQUE, HUBERT

                                                   LAROCQUE, ROSALIE
                                            ADDRESS     :    5196 ROYAL CANYON LANE
  MORTGAGE AMT:       373,800.00            CITY               PARADISE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   95969
  UNPAID BALANCE:    373,800.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,486.90            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.76000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070687280               MORTGAGORS:        POOLE, WILLIAM

                                                   MC CUSKER PO, BARBARA
                                            ADDRESS     :    9580 MARSH COVE COURT
  MORTGAGE AMT:       320,000.00            CITY               ATLANTA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               GA   30350
  UNPAID BALANCE:    320,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,128.97            ANNUAL RATE ADJUST:      0.000
  LTV :                 60.95238            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070697198               MORTGAGORS:        KAY, ALLEN

                                                   KAY, SUSAN
                                            ADDRESS     :    9 DENNIS COURT
  MORTGAGE AMT:       390,000.00            CITY               WOODDCLIFF
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NJ   07675
  UNPAID BALANCE:    390,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,627.50            ANNUAL RATE ADJUST:      0.000
  LTV :                 67.24138            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070718291               MORTGAGORS:        MILLER, RAYMOND

                                                   MILLER, FRANCES
                                            ADDRESS     :    8026 BUTTONWOOD CIRCLE
  MORTGAGE AMT:       108,000.00            CITY               TAMARAC
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               FL   33321
  UNPAID BALANCE:    107,676.390            OPTION TO CONVERT :      No
  MONTHLY P&I:            755.15            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.67742            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0070730858               MORTGAGORS:        CHUNG, EUI

                                                   CHUNG, MI
                                            ADDRESS     :    2663 OAKBROOK DRIVE
  MORTGAGE AMT:       240,000.00            CITY               WESTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               FL   33332
  UNPAID BALANCE:    238,726.880            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,740.17            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.75342            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070731310               MORTGAGORS:        ANTONACCI, JOSEPH

                                                   ANTONACCI, JOANNE
                                            ADDRESS     :    314 STRATFORD ROAD
  MORTGAGE AMT:       244,700.00            CITY               BROOKLYN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NY   11218
  UNPAID BALANCE:    244,109.460            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,648.59            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.97059            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070756143               MORTGAGORS:        JENNINGS, DARRELL

                                                   JENNINGS, MARIA
                                            ADDRESS     :    3165 MARTHIAM DRIVE
  MORTGAGE AMT:       297,000.00            CITY               RENO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               NV   89509
  UNPAID BALANCE:    297,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,051.31            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.27586            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070763990               MORTGAGORS:        DILLON, KEVIN

                                                   DILLON, CHERYL
                                            ADDRESS     :    180 AUTUMN ROAD
  MORTGAGE AMT:       250,600.00            CITY               WRENTHAM
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MA   02093
  UNPAID BALANCE:    250,600.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,709.53            ANNUAL RATE ADJUST:      0.000
  LTV :                 64.42159            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070773171               MORTGAGORS:        ROEMER, RONALD

                                                   ROEMER, PATRICIA
                                            ADDRESS     :    10179 KRESS
  MORTGAGE AMT:       302,000.00            CITY               LAKELAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               MI   48169
  UNPAID BALANCE:    302,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,009.21            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.43590            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070780077               MORTGAGORS:        BLOOM, DAVID

                                                   COOPER, COLLEEN
                                            ADDRESS     :    42 SOMERSET ROAD
  MORTGAGE AMT:       320,000.00            CITY               TENAFLY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               NJ   07670
  UNPAID BALANCE:    319,756.510            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,210.16            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070782107               MORTGAGORS:        BELLMAN, BERYL

                                                   REGAN, SUZANNE
                                            ADDRESS     :    1130 MONTROSE AVENUE
  MORTGAGE AMT:       253,000.00            CITY               SOUTH PASAD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   91030
  UNPAID BALANCE:    253,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,725.91            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.26761            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070786439               MORTGAGORS:        MC DONALD, LINDA
                                            ADDRESS     :    1076 SERENIDAD PLACE
  MORTGAGE AMT:       355,000.00            CITY               OAK VIEW
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   93022
  UNPAID BALANCE:    355,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,482.21            ANNUAL RATE ADJUST:      0.000
  LTV :                 67.10775            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070788856               MORTGAGORS:        BURNS, DANIEL

                                                   BURNS, SANDRA
                                            ADDRESS     :    160 SHELMIRE ROAD
  MORTGAGE AMT:       314,800.00            CITY               DOWNINGTOWN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               PA   19335
  UNPAID BALANCE:    314,800.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,309.89            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070791181               MORTGAGORS:        CALCAGNO, MICHAEL

                                                   CALCAGNO, MARY
                                            ADDRESS     :    6810 CONDON DRIVE
  MORTGAGE AMT:       247,000.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   92122
  UNPAID BALANCE:    247,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,727.06            ANNUAL RATE ADJUST:      0.000
  LTV :                 82.33333            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070792445               MORTGAGORS:        PANZARELLA, PAUL
                                                   PANZARELLA, JOAN

                                                   PANZARELLA, JOAN
                                            ADDRESS     :    2551 GLENN DRIVE
  MORTGAGE AMT:       589,500.00            CITY               BELLMORE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               NY   11710
  UNPAID BALANCE:    589,500.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,121.87            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.02410            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070796636               MORTGAGORS:        HULLINGER, RODNEY
                                            ADDRESS     :    5385 SOUTH GENEVA WAY
  MORTGAGE AMT:       275,900.00            CITY               ENGLEWOOD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CO   80111
  UNPAID BALANCE:    275,900.000            OPTION TO CONVERT :      No\  MONTHLY P&I:          1,905.57            ANNUAL RATE
ADJUST:      0.000
  LTV :                 52.55238            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070799481               MORTGAGORS:        WILVERDING, GEORGE

                                                   WILVERDING, DOLORES
                                            ADDRESS     :    7 WHORTLBERRY ROAD
  MORTGAGE AMT:       500,000.00            CITY               REDDING
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CT   06468
  UNPAID BALANCE:    500,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,410.88            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.36508            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070801972               MORTGAGORS:        SINGH, CHARAN

                                                   SINGH, ANITA
                                            ADDRESS     :    4216 CHIMAY WAY
  MORTGAGE AMT:       294,300.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   95135
  UNPAID BALANCE:    294,300.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,032.66            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.54054            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070806088               MORTGAGORS:        CHILES, JOHN

                                                   CHILES, MARIE
                                            ADDRESS     :    5404 WATEKA DRIVE
  MORTGAGE AMT:       321,000.00            CITY               DALLAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               TX   75209
  UNPAID BALANCE:    321,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,189.79            ANNUAL RATE ADJUST:      0.000
  LTV :                 60.56604            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070809488               MORTGAGORS:        DAVALOS, JOHN

                                                   DAVALOS, ELIZABETH
                                            ADDRESS     :    1163 KELSEY DRIVE
  MORTGAGE AMT:       368,000.00            CITY               SUNNYVALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   94087
  UNPAID BALANCE:    368,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,417.50            ANNUAL RATE ADJUST:      0.000
  LTV :                 64.56140            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070810593               MORTGAGORS:        WATSON, STEPHEN
                                            ADDRESS     :    25 SPINNAKER STREET
  MORTGAGE AMT:       256,900.00            CITY               MARINA DEL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   90292
  UNPAID BALANCE:    256,900.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,752.51            ANNUAL RATE ADJUST:      0.000
  LTV :                 60.44706            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070812003               MORTGAGORS:        HERBERT, ROBERT

                                                   HOLDEN, MICHELLE
                                            ADDRESS     :    46 CRATER LAKE ROAD
  MORTGAGE AMT:       267,700.00            CITY               HOWELL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               NJ   07731
  UNPAID BALANCE:    267,248.910            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,758.60            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.99645            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070813274               MORTGAGORS:        PECKHAM, SARA
                                            ADDRESS     :    5872 SENEGAL DRIVE
  MORTGAGE AMT:       290,000.00            CITY               JUPITER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               FL   33458
  UNPAID BALANCE:    289,830.500            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,978.31            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.50000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070820451               MORTGAGORS:        JARVIS, JAMES

                                                   JARVIS, DIANE
                                            ADDRESS     :    308 MONTE VISTA ROAD
  MORTGAGE AMT:       400,000.00            CITY               ARCADIA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   91007
  UNPAID BALANCE:    400,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,728.71            ANNUAL RATE ADJUST:      0.000
  LTV :                 82.47423            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070822689               MORTGAGORS:        TROTTA, GIAN

                                                   TROTTA, MARIA
                                            ADDRESS     :    241 UNION STREET
  MORTGAGE AMT:       489,000.00            CITY               BROOKLYN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               NY   11231
  UNPAID BALANCE:    489,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,335.84            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.91176            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070825229               MORTGAGORS:        SIMMONS, ROBERT

                                                   SIMMONS, CAROL
                                            ADDRESS     :    1545 EAST RAY DRIVE
  MORTGAGE AMT:       245,000.00            CITY               PLACENTIA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92670
  UNPAID BALANCE:    242,597.050            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,692.15            ANNUAL RATE ADJUST:      0.000
  LTV :                 87.50000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070825427               MORTGAGORS:        PECK, RUSSELL
                                            ADDRESS     :    510 SEQUOIA DRIVE
  MORTGAGE AMT:       392,800.00            CITY               LOS ALTOS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94022
  UNPAID BALANCE:    392,800.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,679.59            ANNUAL RATE ADJUST:      0.000
  LTV :                 57.76471            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070829916               MORTGAGORS:        HAMILTON, RONALD

                                                   HAMILTON, ROBERTA
                                            ADDRESS     :    615 ORCHARD WAY
  MORTGAGE AMT:       126,000.00            CITY               ASTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               PA   19014
  UNPAID BALANCE:    126,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:            870.25            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070830674               MORTGAGORS:        VELLA, FRANK

                                                   VELLA, FRANCES
                                            ADDRESS     :    190 80TH STREET
  MORTGAGE AMT:       350,000.00            CITY               BROOKLYN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               NY   11226
  UNPAID BALANCE:    350,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,447.25            ANNUAL RATE ADJUST:      0.000
  LTV :                 61.94690            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070831268               MORTGAGORS:        FISCHER, JOHN
                                                   FISCHER, AMY

                                                   FISCHER, AMY
                                            ADDRESS     :    7 GREEN TREE LANE
  MORTGAGE AMT:       328,000.00            CITY               STAMFORD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CT   06902
  UNPAID BALANCE:    328,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,127.40            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070831458               MORTGAGORS:        KELLY, LAWRENCE

                                                   KELLY, CAROL
                                            ADDRESS     :    22950 OXNARD STREET
  MORTGAGE AMT:       270,600.00            CITY               WOODLAND HI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   91367
  UNPAID BALANCE:    270,600.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,868.97            ANNUAL RATE ADJUST:      0.000
  LTV :                 33.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070834361               MORTGAGORS:        HUGHES, J

                                                   HUGHES, CHRISTINA
                                            ADDRESS     :    1824 PORT TAGGART PLACE
  MORTGAGE AMT:       450,000.00            CITY               NEWPORT BEA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92660
  UNPAID BALANCE:    450,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,108.04            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.42857            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070834601               MORTGAGORS:        THURMAN, JOSEPH
                                                   THURMAN, DIANA

                                                   THURMAN, DIANA
                                            ADDRESS     :    121 BAY RD
  MORTGAGE AMT:       375,000.00            CITY               MENLO PARK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   94025
  UNPAID BALANCE:    375,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,590.03            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070835541               MORTGAGORS:        ROHR, PETER
                                                   ROHR, MARGARET

                                                   ROHR, MARGARET
                                            ADDRESS     :    25 ORCHARD STREET
  MORTGAGE AMT:       249,600.00            CITY               MENDHAM
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               NJ   07945
  UNPAID BALANCE:    249,600.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,660.60            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070840079               MORTGAGORS:        PATY, JOHN
                                            ADDRESS     :    632 MASSACHUSETTS AVE
  MORTGAGE AMT:       306,000.00            CITY               WASHINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               DC   20002
  UNPAID BALANCE:    306,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,087.46            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.99768            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070843081               MORTGAGORS:        KANOFF, MARC

                                                   KANOFF, EVE
                                            ADDRESS     :    59 ETTL CIRCLE
  MORTGAGE AMT:       498,200.00            CITY               PRINCETON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NJ   08540
  UNPAID BALANCE:    498,200.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,356.47            ANNUAL RATE ADJUST:      0.000
  LTV :                 62.74559            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070843313               MORTGAGORS:        HALL, CHARLES

                                                   HALL, KATHERINE
                                            ADDRESS     :    96 HATHAWAY LANE
  MORTGAGE AMT:       250,000.00            CITY               ESSEX FELLS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               NJ   07021
  UNPAID BALANCE:    250,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,663.26            ANNUAL RATE ADJUST:      0.000
  LTV :                 57.47126            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070844014               MORTGAGORS:        KORCHMAREV, SEMYON

                                                   KORCHMAREV, NELLI
                                            ADDRESS     :    4227 SEPULVEDA BOULEVARD
  MORTGAGE AMT:       335,000.00            CITY               SHERMAN OAK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   91403
  UNPAID BALANCE:    335,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,200.71            ANNUAL RATE ADJUST:      0.000
  LTV :                 39.18129            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070844121               MORTGAGORS:        YOZZO, BRUCE

                                                   YOZZO, CHERYL
                                            ADDRESS     :    11 HUNTLEY ROAD
  MORTGAGE AMT:       220,000.00            CITY               EASTCHESTER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               NY   10709
  UNPAID BALANCE:    220,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,554.91            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.57143            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           07/01/24
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070844543               MORTGAGORS:        BOKER, MARK

                                                   BOKER, BEVERLY
                                            ADDRESS     :    34 COVENTRY CIRCLE
  MORTGAGE AMT:       311,000.00            CITY               MAHOPAC
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               NY   10541
  UNPAID BALANCE:    311,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,017.14            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.88439            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070852017               MORTGAGORS:        GRAMEGNA, THOMAS
                                            ADDRESS     :    133 LAWRENCE RD
  MORTGAGE AMT:       422,600.00            CITY               MAHWAH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NJ   07430
  UNPAID BALANCE:    422,600.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,847.13            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.46429            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070853551               MORTGAGORS:        HARTOKOLIS, STEPHEN
                                                   HARTOKOLIS, PRISCILLA

                                                   HARTOKOLIS, PRISCILLA
                                            ADDRESS     :    493 HOYT STREET
  MORTGAGE AMT:       356,000.00            CITY               DARIEN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CT   06820
  UNPAID BALANCE:    356,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,458.80            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0070854765               MORTGAGORS:        DRACH, STEVEN
                                            ADDRESS     :    447 FAIR OAKS
  MORTGAGE AMT:       312,800.00            CITY               SAN FRANCIS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   94110
  UNPAID BALANCE:    312,800.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,107.39            ANNUAL RATE ADJUST:      0.000
  LTV :                 41.15789            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070855630               MORTGAGORS:        TEWARI, RAJIV

                                                   TEWARI, REENA
                                            ADDRESS     :    1480 GRANARY ROAD
  MORTGAGE AMT:       456,000.00            CITY               BLUE BELL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               PA   19422
  UNPAID BALANCE:    456,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,033.78            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070855697               MORTGAGORS:        JASINSKI, DOUGLAS

                                                   JASINSKI, JOANNE
                                            ADDRESS     :    10806 BREWERHOUSE ROAD
  MORTGAGE AMT:       300,000.00            CITY               ROCKVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               MD   20852
  UNPAID BALANCE:    299,754.090            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,995.91            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.93671            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070856828               MORTGAGORS:        GREEN, ROGER
                                            ADDRESS     :    157 COLLINGWOOD STREET
  MORTGAGE AMT:       400,000.00            CITY               SAN FRANCIS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   94114
  UNPAID BALANCE:    400,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,762.70            ANNUAL RATE ADJUST:      0.000
  LTV :                 57.97101            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070857347               MORTGAGORS:        ROBINSON, HARLOW

                                                   HOLLEY, ROBERT
                                            ADDRESS     :    61 GREENOUGH STREET #1
  MORTGAGE AMT:       299,200.00            CITY               BROOKLINE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MA   02445
  UNPAID BALANCE:    298,966.600            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,041.07            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070857784               MORTGAGORS:        HILTON, WILFORD

                                                   HILTON, SHIRLEY
                                            ADDRESS     :    12637 PLYMOUTH DRIVE
  MORTGAGE AMT:       442,000.00            CITY               SARATOGA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   95070
  UNPAID BALANCE:    442,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,977.84            ANNUAL RATE ADJUST:      0.000
  LTV :                 58.93333            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070858105               MORTGAGORS:        GUARACHA, A

                                                   GUARACHA, NORMA
                                            ADDRESS     :    1520 COUNTRY VISTAS LANE
  MORTGAGE AMT:       292,000.00            CITY               BONITA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   91902
  UNPAID BALANCE:    292,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,967.26            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.09877            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070858246               MORTGAGORS:        NUSSBAUM, GIDEON

                                                   NUSSBAUM, ADI
                                            ADDRESS     :    5202 ISOLA PLACE NORTHWES
  MORTGAGE AMT:       695,200.00            CITY               ISSAQUAH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               WA   98027
  UNPAID BALANCE:    695,200.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,860.94            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.52000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:103
  --------------------------------------------------------------------------------

  LN # 0070858394               MORTGAGORS:        LONG, ROBERT

                                                   LONG, CHERIE
                                            ADDRESS     :    2 NORTH RIDGE WAY
  MORTGAGE AMT:       340,000.00            CITY               WARREN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               NJ   07059
  UNPAID BALANCE:    340,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,319.40            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.27273            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070858436               MORTGAGORS:        RUTLEDGE, BRIAN
                                                   RUTLEDGE, ELIZABETH

                                                   RUTLEDGE, ELIZABETH
                                            ADDRESS     :    89 SHORE ROAD
  MORTGAGE AMT:       650,000.00            CITY               GREENWICH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               CT   06820
  UNPAID BALANCE:    650,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,769.47            ANNUAL RATE ADJUST:      0.000
  LTV :                 67.35751            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070858998               MORTGAGORS:        TIMMONS, KYLE

                                                   TIMMONS, AMY
                                            ADDRESS     :    10924 PINE VALLEY DRIVE
  MORTGAGE AMT:       270,000.00            CITY               FRANKTOWN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CO   80116
  UNPAID BALANCE:    270,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,819.04            ANNUAL RATE ADJUST:      0.000
  LTV :                 58.69565            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070859111               MORTGAGORS:        THOMSEN, GARY

                                                   THOMSEN, MARIEL
                                            ADDRESS     :    989 WANDER WAY
  MORTGAGE AMT:       403,000.00            CITY               INCLINE VIL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NV   89451
  UNPAID BALANCE:    403,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,715.09            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.48276            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070859137               MORTGAGORS:        MILLER, MAURLEY
                                            ADDRESS     :    2 EGGERT LANE
  MORTGAGE AMT:       296,000.00            CITY               QUOGUE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               NY   11959
  UNPAID BALANCE:    296,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,069.67            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0070859160               MORTGAGORS:        HOWARD, JOHN

                                                   HOWARD, CHRISTINE
                                            ADDRESS     :    20 MIDDLE ROAD
  MORTGAGE AMT:       285,000.00            CITY               SUDBURY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               MA   01776
  UNPAID BALANCE:    285,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,872.25            ANNUAL RATE ADJUST:      0.000
  LTV :                 64.04494            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070859228               MORTGAGORS:        EICHENLAUB, FREDERIC
                                                   EICHENLAUB, KAREN

                                                   EICHENLAUB, KAREN
                                            ADDRESS     :    61 HOLMES ST
  MORTGAGE AMT:       272,000.00            CITY               NEEDHAM
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MA   02492
  UNPAID BALANCE:    272,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,832.51            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070860846               MORTGAGORS:        TONER, PAUL

                                                   CONNELLY, SUSAN
                                            ADDRESS     :    24 NEWMAN STREET
  MORTGAGE AMT:       262,000.00            CITY               CAMBRIDGE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MA   02140
  UNPAID BALANCE:    262,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,809.57            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.43182            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070861083               MORTGAGORS:        MADIX, SEAN

                                                   MADIX, LISA
                                            ADDRESS     :    183 MYRTLE AVENUE
  MORTGAGE AMT:       389,000.00            CITY               ELMHURST
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               IL   60126
  UNPAID BALANCE:    389,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,686.73            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.58586            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070861216               MORTGAGORS:        BRAMLETT, J

                                                   BRAMLETT, JANICE
                                            ADDRESS     :    418 DOGWOOD LAKE TRAIL
  MORTGAGE AMT:       261,050.00            CITY               ALPHARETTA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               GA   30004
  UNPAID BALANCE:    261,050.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,886.89            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.52055            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/24
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:114
  --------------------------------------------------------------------------------

  LN # 0070863022               MORTGAGORS:        WEINSTEIN, ANDREW
                                            ADDRESS     :    21 MAKO LANE
  MORTGAGE AMT:       350,000.00            CITY               AMAGANSETT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NY   11930
  UNPAID BALANCE:    350,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,358.01            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.68421            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070863535               MORTGAGORS:        MASSONI, THOMAS

                                                   MASSONI, LOUISE
                                            ADDRESS     :    71 HIGHBRIDGE COURT
  MORTGAGE AMT:       357,800.00            CITY               DANVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94526
  UNPAID BALANCE:    357,800.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,827.97            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.80769            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/19
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:105
  --------------------------------------------------------------------------------

  LN # 0070866769               MORTGAGORS:        RYAN, JOSEPH

                                                   RYAN, ANGELA
                                            ADDRESS     :    15376 MICHAEL CREST DRIVE
  MORTGAGE AMT:       247,700.00            CITY               CANYON COUN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   91351
  UNPAID BALANCE:    247,506.770            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,689.75            ANNUAL RATE ADJUST:      0.000
  LTV :                 49.54000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070866819               MORTGAGORS:        MARCHETTI, CHRISTIAN

                                                   MARCHETTI, STACEY
                                            ADDRESS     :    46908 ANTLER COURT
  MORTGAGE AMT:       257,700.00            CITY               STERLING
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               VA   20164
  UNPAID BALANCE:    257,700.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,757.97            ANNUAL RATE ADJUST:      0.000
  LTV :                 85.04950            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070867692               MORTGAGORS:        DOHERTY, FRANCIS
                                                   DOHERTY, ANDREA

                                                   DOHERTY, ANDREA
                                            ADDRESS     :    130 SUSSEX DRIVE
  MORTGAGE AMT:       623,200.00            CITY               MANHASSET
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               NY   11030
  UNPAID BALANCE:    623,200.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,410.97            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070868575               MORTGAGORS:        FLAA, MICKAEL

                                                   FLAA, GISELA
                                            ADDRESS     :    1805 MADERA CANYON PLACE
  MORTGAGE AMT:       268,000.00            CITY               LAS VEGAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               NV   89128
  UNPAID BALANCE:    268,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,828.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070869201               MORTGAGORS:        FRAGUIO, MANUEL

                                                   FRAGUIO, NEREYDA
                                            ADDRESS     :    3175 SW 7TH STREET
  MORTGAGE AMT:        95,000.00            CITY               MIAMI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               FL   33135
  UNPAID BALANCE:     95,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:            632.04            ANNUAL RATE ADJUST:      0.000
  LTV :                 59.00621            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070870449               MORTGAGORS:        KRILOVICH, PAUL

                                                   KRILOVICH, KATHLEEN
                                            ADDRESS     :    LOT 4 HIDDEN BRICK ROAD
  MORTGAGE AMT:       340,450.00            CITY               HOPKINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MA   01748
  UNPAID BALANCE:    340,450.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,433.45            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.12924            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/24
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:114
  --------------------------------------------------------------------------------

  LN # 0070871231               MORTGAGORS:        DUFFY, FRANK

                                                   DUFFY, ANITA
                                            ADDRESS     :    22 ISLAND TRAIL
  MORTGAGE AMT:       500,000.00            CITY               SPARTA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               NJ   07871
  UNPAID BALANCE:    499,291.940            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,582.06            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0070871512               MORTGAGORS:        MCCLOUD, MICHAEL
                                                   MCCALL, MILOE

                                                   MCCALL, MILOE
                                            ADDRESS     :    25395 GOLD HILLS DRIVE
  MORTGAGE AMT:       306,300.00            CITY               CASTRO VALL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   94552
  UNPAID BALANCE:    306,300.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,063.60            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.62981            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070873401               MORTGAGORS:        STINNETT, JOHN

                                                   STINNETT, NANCY
                                            ADDRESS     :    15193 ARROWHEAD DRIVE
  MORTGAGE AMT:       248,000.00            CITY               BRIGHTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CO   80601
  UNPAID BALANCE:    248,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,691.80            ANNUAL RATE ADJUST:      0.000
  LTV :                 62.31156            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070874268               MORTGAGORS:        BURNS, MICHAEL
                                            ADDRESS     :    2023 42ND AVENUE EAST
  MORTGAGE AMT:       479,200.00            CITY               SEATTLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               WA   98112
  UNPAID BALANCE:    479,200.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,148.00            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070875166               MORTGAGORS:        RECHT, JOSEPH

                                                   RAPPAPORT, SUSAN
                                            ADDRESS     :    207 PLUM GROVE CIRCLE
  MORTGAGE AMT:       268,000.00            CITY               ARLINGTON H
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               IL   60004
  UNPAID BALANCE:    268,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,828.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.36257            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070875620               MORTGAGORS:        LOVING, CHRISTOPHE
                                                   LOVING, DEBRA

                                                   LOVING, DEBRA
                                            ADDRESS     :    17801 SANDS ROAD
  MORTGAGE AMT:       242,600.00            CITY               HAMILTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               VA   20158
  UNPAID BALANCE:    242,600.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,654.96            ANNUAL RATE ADJUST:      0.000
  LTV :                 85.72438            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070877907               MORTGAGORS:        MATTOX, KUAE

                                                   MATTOX, TEDDY
                                            ADDRESS     :    39 BRUNSWICK ROAD
  MORTGAGE AMT:       285,000.00            CITY               MONTCLAIR
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               NJ   07042
  UNPAID BALANCE:    285,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,944.20            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.06250            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070879283               MORTGAGORS:        PIA, STEPHEN
                                            ADDRESS     :    8 PIPER LANE
  MORTGAGE AMT:       320,000.00            CITY               BEVERLY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               MA   01915
  UNPAID BALANCE:    320,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,433.16            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           07/01/19
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:105
  --------------------------------------------------------------------------------

  LN # 0070879572               MORTGAGORS:        TERRIAN, DONALD

                                                   TERRIAN, BARBARA
                                            ADDRESS     :    33 PORT ROYALE ROAD
  MORTGAGE AMT:       272,000.00            CITY               CORONADO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   92118
  UNPAID BALANCE:    272,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,855.52            ANNUAL RATE ADJUST:      0.000
  LTV :                 62.52874            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070880703               MORTGAGORS:        CASSIDY, ANDREW
                                                   CASSIDY, KARIN

                                                   CASSIDY, KARIN
                                            ADDRESS     :    8906 41ST STREET WEST
  MORTGAGE AMT:       150,100.00            CITY               UNIVERSITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               WA   98466
  UNPAID BALANCE:    150,100.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,062.40            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070881230               MORTGAGORS:        LACKMAN, DAVID
                                                   LACKMAN, MARJORIE
                                                   LACKMAN, MARJORIE
                                                   LACKMAN, LESLIE
                                            ADDRESS     :    1020 WILSON PLACE
  MORTGAGE AMT:       316,000.00            CITY               SANTA MONIC
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   90405
  UNPAID BALANCE:    316,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,155.68            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070881354               MORTGAGORS:        HERSHEY, STEVEN

                                                   HERSHEY, LISA
                                            ADDRESS     :    1369 CORVIDAE STREET
  MORTGAGE AMT:       329,000.00            CITY               CARLSBAD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CA   92009
  UNPAID BALANCE:    329,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,133.89            ANNUAL RATE ADJUST:      0.000
  LTV :                 56.23932            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070881578               MORTGAGORS:        HEATER, J

                                                   ROTH HEATER, PAMELA
                                            ADDRESS     :    14735 SIVERTSON ROAD NE
  MORTGAGE AMT:       384,000.00            CITY               BAINBRIDGE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               WA   98110
  UNPAID BALANCE:    384,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,684.98            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0070885694               MORTGAGORS:        MADURO, ALBERTO
                                            ADDRESS     :    430 ALAHAMBRA CIRCLE
  MORTGAGE AMT:       292,800.00            CITY               CORAL GABLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               FL   33134
  UNPAID BALANCE:    292,800.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,097.66            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0070885900               MORTGAGORS:        CLARK, JAY

                                                   MC CABE CLAR, CARLYN
                                            ADDRESS     :    5247 CASTLE ROAD
  MORTGAGE AMT:       398,450.00            CITY               LA CANADA F
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   91011
  UNPAID BALANCE:    398,450.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,718.13            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.62500            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070886155               MORTGAGORS:        HUG, DONALD

                                                   HUG, DEBORAH
                                            ADDRESS     :    1686 NICKERSON WAY
  MORTGAGE AMT:       288,000.00            CITY               ARNOLD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MD   21012
  UNPAID BALANCE:    288,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,964.67            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070886262               MORTGAGORS:        HEALIS, STEVEN

                                                   HEALIS, NANCY
                                            ADDRESS     :    956 EAST PEBBLE BEACH PLA
  MORTGAGE AMT:       386,300.00            CITY               PLACENTIA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   92870
  UNPAID BALANCE:    386,300.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,701.07            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99934            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0070886494               MORTGAGORS:        GRYCKO, JUDY
                                            ADDRESS     :    11480 SE ABBY LANE
  MORTGAGE AMT:        85,500.00            CITY               CLACKAMAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               OR   97015
  UNPAID BALANCE:     85,500.000            OPTION TO CONVERT :      No
  MONTHLY P&I:            583.26            ANNUAL RATE ADJUST:      0.000
  LTV :                 52.45399            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070888755               MORTGAGORS:        OLSEN, NIKKI

                                                   OLSEN, MICHAEL
                                            ADDRESS     :    5012 LASSEN AVENUE
  MORTGAGE AMT:       408,000.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   95129
  UNPAID BALANCE:    408,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,714.43            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070888847               MORTGAGORS:        LEV ARY, E
                                            ADDRESS     :    1060 14TH STREET
  MORTGAGE AMT:       372,160.00            CITY               BOULDER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CO   80302
  UNPAID BALANCE:    372,160.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,602.20            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99931            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070890348               MORTGAGORS:        VANDERHELM, GORDON

                                                   VANDERHELM, DEBORAH
                                            ADDRESS     :    909 WEST MOUNTAIN STREET
  MORTGAGE AMT:       395,000.00            CITY               GLENDALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   91202
  UNPAID BALANCE:    395,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,661.19            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.07414            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070890884               MORTGAGORS:        MITCHELL, DALE
                                            ADDRESS     :    501 CENTER STREET
  MORTGAGE AMT:       415,000.00            CITY               JUPITER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               FL   33458
  UNPAID BALANCE:    415,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,866.30            ANNUAL RATE ADJUST:      0.000
  LTV :                 44.14894            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070891569               MORTGAGORS:        BRESHEARS, JAMES

                                                   BRESHEARS, JO
                                            ADDRESS     :    830 TASSASARA DRIVE
  MORTGAGE AMT:       300,000.00            CITY               MILPITAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   95035
  UNPAID BALANCE:    300,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,072.03            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.18182            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070891874               MORTGAGORS:        YOUNGMAN, CAMERON

                                                   YOUNGMAN, CATHERINE
                                            ADDRESS     :    28 GATEFIELD DRIVE
  MORTGAGE AMT:       600,000.00            CITY               GREENWICH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CT   06831
  UNPAID BALANCE:    600,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,941.57            ANNUAL RATE ADJUST:      0.000
  LTV :                 41.37931            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070891957               MORTGAGORS:        WILT, ERIC

                                                   WILT, JODY
                                            ADDRESS     :    10 CROSSLAND TRAIL
  MORTGAGE AMT:       110,200.00            CITY               FAIRFIELD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               PA   17320
  UNPAID BALANCE:    110,200.000            OPTION TO CONVERT :      No
  MONTHLY P&I:            751.76            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070893805               MORTGAGORS:        LAWRENCE, TIMOTHY

                                                   LAWRENCE, RHONDA
                                            ADDRESS     :    5102 STONE CANYON AVENUE
  MORTGAGE AMT:       286,750.00            CITY               YORBA LINDA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   92886
  UNPAID BALANCE:    286,750.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,956.14            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.56164            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070894001               MORTGAGORS:        CORCOVELOS, THOMAS

                                                   NICHOLSON, MARCIA
                                            ADDRESS     :    708 1ST PLACE
  MORTGAGE AMT:       412,000.00            CITY               HERMOSA BEA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   90254
  UNPAID BALANCE:    412,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,987.29            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070894811               MORTGAGORS:        STOROZUK, JANICE

                                                   STOROZUK, ROSTYK
                                            ADDRESS     :    1900 PLACER GOLD COURT
  MORTGAGE AMT:       290,300.00            CITY               GOLD RIVER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   95670
  UNPAID BALANCE:    290,300.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,005.03            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.45946            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070895305               MORTGAGORS:        GOLDSTEIN, PETER

                                                   LILIENTHAL, MARGE
                                            ADDRESS     :    67 GRAY FARMS ROAD
  MORTGAGE AMT:       255,000.00            CITY               STAMFORD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CT   06905
  UNPAID BALANCE:    255,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,717.98            ANNUAL RATE ADJUST:      0.000
  LTV :                 58.62069            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070896048               MORTGAGORS:        KLEIN, DAVID

                                                   KLEIN, PAMELA
                                            ADDRESS     :    32425 LILAC ROAD
  MORTGAGE AMT:       287,000.00            CITY               VALLEY CENT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92082
  UNPAID BALANCE:    287,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,097.62            ANNUAL RATE ADJUST:      0.000
  LTV :                 86.96970            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/24
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:114
  --------------------------------------------------------------------------------

  LN # 0070896287               MORTGAGORS:        HORNIG, GUY

                                                   HORNIG, SARAH
                                            ADDRESS     :    1397 JASPER DRIVE
  MORTGAGE AMT:       259,250.00            CITY               AMBLER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               PA   19002
  UNPAID BALANCE:    259,250.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,812.71            ANNUAL RATE ADJUST:      0.000
  LTV :                 85.07950            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070896311               MORTGAGORS:        HOWARD, TIMOTHY

                                                   HOWARD, EVELYN
                                            ADDRESS     :    204 ELLYRIDGE COURT
  MORTGAGE AMT:       253,100.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   95123
  UNPAID BALANCE:    253,100.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,769.71            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.74026            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070896659               MORTGAGORS:        MOORE, JOHNNIE

                                                   MOORE, LOIS
                                            ADDRESS     :    3370 VIENNA DRIVE
  MORTGAGE AMT:       277,650.00            CITY               APTOS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   95003
  UNPAID BALANCE:    277,650.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,941.37            ANNUAL RATE ADJUST:      0.000
  LTV :                 85.43077            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070897186               MORTGAGORS:        MAHONEY, WILLIAM

                                                   MAHONEY, PAM
                                            ADDRESS     :    13550 39TH AVENUE NE
  MORTGAGE AMT:       349,950.00            CITY               SEATTLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               WA   98125
  UNPAID BALANCE:    349,950.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,328.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.77531            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070897319               MORTGAGORS:        COCHRAN, CHERYL
                                            ADDRESS     :    5334 NE 6TH AVENUE
  MORTGAGE AMT:        50,350.00            CITY               OAKLAND PAR
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               FL   33334
  UNPAID BALANCE:     50,350.000            OPTION TO CONVERT :      No
  MONTHLY P&I:            397.95            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/19
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:105
  --------------------------------------------------------------------------------

  LN # 0070897335               MORTGAGORS:        CHAVES, LAWRENCE

                                                   CHAVES, NELLIE
                                            ADDRESS     :    564 GAUNDABERT LANE
  MORTGAGE AMT:       275,500.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   95136
  UNPAID BALANCE:    275,500.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,902.81            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.71429            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070897525               MORTGAGORS:        NG, RAYMOND

                                                   CHOW, TINA
                                            ADDRESS     :    6622 S 124TH STREET
  MORTGAGE AMT:       290,000.00            CITY               SEATTLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               WA   98178
  UNPAID BALANCE:    290,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,978.31            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.23077            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070898036               MORTGAGORS:        ANDREANO, KERSTIN

                                                   ANDREANO, SAMUEL
                                            ADDRESS     :    1964 LAS PALOMAS DRIVE
  MORTGAGE AMT:       340,000.00            CITY               LA HABRA HE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   90631
  UNPAID BALANCE:    340,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,348.30            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070899851               MORTGAGORS:        AVILA, SERGIO

                                                   AVILA, MARYBELL
                                            ADDRESS     :    9 HONORS DRIVE
  MORTGAGE AMT:       650,000.00            CITY               NEWPORT BEA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   92660
  UNPAID BALANCE:    650,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,712.95            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.49315            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070900006               MORTGAGORS:        PIEPER, DAROLD

                                                   PIEPER, BARBARA
                                            ADDRESS     :    3809 CHEVY CHASE DRIVE
  MORTGAGE AMT:       378,200.00            CITY               LA CANADA F
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   91011
  UNPAID BALANCE:    378,200.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,644.43            ANNUAL RATE ADJUST:      0.000
  LTV :                 39.81053            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070901590               MORTGAGORS:        CHAFFEE, GLENN

                                                   CHAFFEE, DEBBIE
                                            ADDRESS     :    1522 SOUTH ORANGE AVENUE
  MORTGAGE AMT:       470,000.00            CITY               EL CAJON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   92020
  UNPAID BALANCE:    470,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,286.31            ANNUAL RATE ADJUST:      0.000
  LTV :                 81.03448            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070901632               MORTGAGORS:        BLOOM, THOMAS
                                            ADDRESS     :    15953 EL CAMINO ENTRADA
  MORTGAGE AMT:       603,800.00            CITY               POWAY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   92064
  UNPAID BALANCE:    603,800.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,067.91            ANNUAL RATE ADJUST:      0.000
  LTV :                 63.55789            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070901996               MORTGAGORS:        TAYEBI, RAY
                                                   BAGHADI, IRAJ
                                                   TAYEBI, FAHIMEH
                                            ADDRESS     :    4995 WOODCREST CIRCLE
  MORTGAGE AMT:       260,000.00            CITY               YORBA LINDA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   92886
  UNPAID BALANCE:    260,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,840.26            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0070902010               MORTGAGORS:        DALY, KATHLEEN

                                                   DALY, ARTHUR
                                            ADDRESS     :    309 CALLE RICA
  MORTGAGE AMT:       272,000.00            CITY               SAN CLEMENT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   92672
  UNPAID BALANCE:    272,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,901.86            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070902168               MORTGAGORS:        GARVEY, JOHN
                                            ADDRESS     :    795 TABOR DRIVE
  MORTGAGE AMT:       548,000.00            CITY               SCOTTS VALL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   95066
  UNPAID BALANCE:    548,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,784.90            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.88338            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070902440               MORTGAGORS:        MCGILL, JENNIFER

                                                   MCGILL, RONALD
                                            ADDRESS     :    18 HAWTHORNE ROAD
  MORTGAGE AMT:       313,000.00            CITY               SHREWSBURY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               MA   01545
  UNPAID BALANCE:    313,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,215.39            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.94796            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070903760               MORTGAGORS:        WRIGHT, SAMUEL

                                                   WRIGHT, JOANNE
                                            ADDRESS     :    4130 232ND AVE SOUTH EAST
  MORTGAGE AMT:       267,500.00            CITY               ISSAQUAH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               WA   98029
  UNPAID BALANCE:    267,500.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,824.82            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.39474            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070903984               MORTGAGORS:        GURASH, TOMMY

                                                   GURASH, CHRISTINA
                                            ADDRESS     :    2730 COLUMBUS PLACE
  MORTGAGE AMT:       253,100.00            CITY               SANTA CLARA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   95051
  UNPAID BALANCE:    253,100.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,038.96            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.03763            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/19
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:105
  --------------------------------------------------------------------------------

  LN # 0070904990               MORTGAGORS:        ROBESON, RICHARD

                                                   SCHLENKER RO, SIEGRID
                                            ADDRESS     :    3950 CRONDALL DRIVE
  MORTGAGE AMT:       329,500.00            CITY               SACRAMENTO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   95864
  UNPAID BALANCE:    329,500.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,275.77            ANNUAL RATE ADJUST:      0.000
  LTV :                 63.36538            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070905922               MORTGAGORS:        SCHLUND, JOAN
                                            ADDRESS     :    120 EL DORADO LANE
  MORTGAGE AMT:       551,250.00            CITY               ANAHEIM
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   92807
  UNPAID BALANCE:    551,250.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,996.95            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0070906714               MORTGAGORS:        MAGUIRE, GLEN
                                            ADDRESS     :    388 ULTIMO AVENUE
  MORTGAGE AMT:       255,000.00            CITY               LONG BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   90814
  UNPAID BALANCE:    255,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,783.00            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0070906847               MORTGAGORS:        SCOTT, RUTH

                                                   SCOTT, KIM
                                            ADDRESS     :    1815 HOLMBY AVENUE
  MORTGAGE AMT:       296,000.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   90025
  UNPAID BALANCE:    296,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,120.58            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0070907191               MORTGAGORS:        FAY, PIERRE

                                                   FAY, ISABELLE
                                            ADDRESS     :    170 EAST 87TH STREET
  MORTGAGE AMT:       555,800.00            CITY               NEW YORK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.12500                               NY   10128
  UNPAID BALANCE:    555,800.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,126.80            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070907779               MORTGAGORS:        URIARTE, JULIETA
                                            ADDRESS     :    4890 RIDING RIDGE RD UNIT
  MORTGAGE AMT:       373,000.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92130
  UNPAID BALANCE:    373,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,481.58            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.89960            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070908546               MORTGAGORS:        RANT, JAMES
                                            ADDRESS     :    22 FOX RIDGE LANE
  MORTGAGE AMT:       282,900.00            CITY               LOCUST VALL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.75000                               NY   11560
  UNPAID BALANCE:    282,900.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,225.58            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.02235            OUTSIDE CONV DATE:
  CURRENT INT           8.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0070909239               MORTGAGORS:        ODY, SHARON
                                            ADDRESS     :    733 LOTUS BLOSSOM STREET
  MORTGAGE AMT:       266,000.00            CITY               ENCINITAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.62500                               CA   92024
  UNPAID BALANCE:    266,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,068.92            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0070909635               MORTGAGORS:        KASBARIAN, GREGORY
                                                   KASBARIAN, CHRISTINE
                                                   KASBARIAN, ROSALBA
                                            ADDRESS     :    217 NORTH ALAMEDA AVENUE
  MORTGAGE AMT:       204,000.00            CITY               AZUSA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   91702
  UNPAID BALANCE:    204,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,479.14            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070909650               MORTGAGORS:        GOODWIN, VAN

                                                   GOODWIN, DONNA
                                            ADDRESS     :    12132 RAGWEED STREET
  MORTGAGE AMT:       288,000.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   92129
  UNPAID BALANCE:    288,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,320.11            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.47411            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/19
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:105
  --------------------------------------------------------------------------------

  LN # 0070909833               MORTGAGORS:        MURRAY, DOUGLAS

                                                   MURRAY, DENISE
                                            ADDRESS     :    4 PLEASANT STREET
  MORTGAGE AMT:        93,150.00            CITY               HOPE VALLEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               RI   02832
  UNPAID BALANCE:     93,150.000            OPTION TO CONVERT :      No
  MONTHLY P&I:            651.32            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.09091            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070910278               MORTGAGORS:        ROCKOFF, RICHARD
                                            ADDRESS     :    1921 MACARTHUR ST
  MORTGAGE AMT:       254,750.00            CITY               RANCHO PALO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   90275
  UNPAID BALANCE:    254,750.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,825.06            ANNUAL RATE ADJUST:      0.000
  LTV :                 84.91667            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070911508               MORTGAGORS:        LINO, JOAO

                                                   MORANO, CATHY
                                            ADDRESS     :    88 12 90TH STREET
  MORTGAGE AMT:       200,000.00            CITY               JAMAICA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               NY   11421
  UNPAID BALANCE:    200,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,415.59            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.62687            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070912316               MORTGAGORS:        GONCHAROW, WILLIAM

                                                   GONCHAROW, GLENDA
                                            ADDRESS     :    4513 OAKMOOR DRIVE
  MORTGAGE AMT:       247,200.00            CITY               GREENSBORO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               NC   27406
  UNPAID BALANCE:    247,200.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,770.97            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.97764            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070912365               MORTGAGORS:        HIGGINBOTHAM, JOHN

                                                   HIGGINBOTHAM, MARY
                                            ADDRESS     :    7142 NORTH FORKNER AVENUE
  MORTGAGE AMT:       285,000.00            CITY               FRESNO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   93711
  UNPAID BALANCE:    285,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,017.21            ANNUAL RATE ADJUST:      0.000
  LTV :                 57.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070912621               MORTGAGORS:        HEIDT, STEPHEN

                                                   HEIDT, SUSAN
                                            ADDRESS     :    461 ASHWOOD LANE
  MORTGAGE AMT:       444,000.00            CITY               FAIRVIEW
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               TX   75069
  UNPAID BALANCE:    444,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,142.60            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070914601               MORTGAGORS:        RAHIMIPOUR, ESMAEIL
                                            ADDRESS     :    30 RANCHO DRIVE
  MORTGAGE AMT:       395,000.00            CITY               TIBURON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CA   94941
  UNPAID BALANCE:    395,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,561.96            ANNUAL RATE ADJUST:      0.000
  LTV :                 58.51852            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070916192               MORTGAGORS:        GILMORE, DENNIS

                                                   YEE, DELPHINE
                                            ADDRESS     :    6851 SUNVIEW DRIVE
  MORTGAGE AMT:       344,000.00            CITY               HUNTINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   92647
  UNPAID BALANCE:    344,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,405.30            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070916689               MORTGAGORS:        YORK, GREGORY

                                                   YORK, NANCY
                                            ADDRESS     :    2311 WEST 232ND STREET
  MORTGAGE AMT:       318,000.00            CITY               TORRANCE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   90501
  UNPAID BALANCE:    318,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,250.78            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.27273            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070916770               MORTGAGORS:        SPEARS, JESSE

                                                   SPEARS, PAMELA
                                            ADDRESS     :    1113 GRANVILLE DRIVE
  MORTGAGE AMT:       520,000.00            CITY               NEWPORT BEA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   92660
  UNPAID BALANCE:    520,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,547.32            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070916804               MORTGAGORS:        WANG, HUI

                                                   HAN, YING
                                            ADDRESS     :    60 SOUTH STREET
  MORTGAGE AMT:       289,800.00            CITY               UPTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               MA   01568
  UNPAID BALANCE:    289,800.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,076.16            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070917224               MORTGAGORS:        KARL, KRISTANA

                                                   ESSLINGER, CRAIG
                                            ADDRESS     :    59 LEDGEWOOD DRIVE
  MORTGAGE AMT:       324,000.00            CITY               WESTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CT   06883
  UNPAID BALANCE:    324,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,321.18            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070917653               MORTGAGORS:        FOWLER, NANCY
                                            ADDRESS     :    2622 BAYSIDE WALK
  MORTGAGE AMT:       650,000.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.50000                               CA   92109
  UNPAID BALANCE:    650,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,997.94            ANNUAL RATE ADJUST:      0.000
  LTV :                 59.09091            OUTSIDE CONV DATE:
  CURRENT INT           8.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0070918230               MORTGAGORS:        MUNOZ, VIRGILIO

                                                   MUNOZ, CLAUDIA
                                            ADDRESS     :    19722 WINGED FOOT WAY
  MORTGAGE AMT:       494,000.00            CITY               NORTHRIDGE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   91326
  UNPAID BALANCE:    494,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,411.94            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99417            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0070918453               MORTGAGORS:        RAUSCHENBERG, RONALD

                                                   RAUSCHENBERG, LESLEY
                                            ADDRESS     :    294 HIGH MEADOW STREET
  MORTGAGE AMT:       500,000.00            CITY               SIMI VALLEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.62500                               CA   93065
  UNPAID BALANCE:    500,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,888.95            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.49126            OUTSIDE CONV DATE:
  CURRENT INT           8.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070919824               MORTGAGORS:        LAFORTUNE, DAVID

                                                   LAFORTUNE, SUSANNE
                                            ADDRESS     :    2632 EAST VANDERHOOF DRIV
  MORTGAGE AMT:       310,500.00            CITY               WEST COVINA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   91791
  UNPAID BALANCE:    310,500.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,197.70            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070920780               MORTGAGORS:        MCALISTER, TERESA

                                                   MCALISTER, GEORGE
                                            ADDRESS     :    13112 IRELAND LANE
  MORTGAGE AMT:       224,000.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.37500                               CA   92129
  UNPAID BALANCE:    224,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,702.56            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070921010               MORTGAGORS:        HEADLEY, EDWARD

                                                   HEADLEY, KAREN
                                            ADDRESS     :    4709 CARMEL STREET
  MORTGAGE AMT:        62,000.00            CITY               ORLANDO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               FL   32808
  UNPAID BALANCE:     62,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:            433.51            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.26316            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070921549               MORTGAGORS:        POLAK, JOHN

                                                   POLAK, JOAN
                                            ADDRESS     :    2475 WEST BRANCH COURT
  MORTGAGE AMT:       440,000.00            CITY               NAPERVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               IL   60565
  UNPAID BALANCE:    440,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,076.54            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070922455               MORTGAGORS:        FROST, MICHAEL

                                                   FROST, MICHELLE
                                            ADDRESS     :    4560 MATTOS DRIVE
  MORTGAGE AMT:       420,000.00            CITY               FREMONT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94536
  UNPAID BALANCE:    420,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,865.14            ANNUAL RATE ADJUST:      0.000
  LTV :                 66.06308            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070922570               MORTGAGORS:        COOKE, JEFFREY

                                                   COOKE, DONNA
                                            ADDRESS     :    9827 CRANLEIGH DRIVE
  MORTGAGE AMT:       320,000.00            CITY               GRANITE BAY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   95746
  UNPAID BALANCE:    320,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,210.16            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0070924170               MORTGAGORS:        SCHNEIDER, KIMBERLY

                                                   VEILLON, MICHELLE
                                            ADDRESS     :    2237 MANHATTAN AVENUE
  MORTGAGE AMT:       650,000.00            CITY               HERMOSA BEA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   90254
  UNPAID BALANCE:    650,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,712.95            ANNUAL RATE ADJUST:      0.000
  LTV :                 66.66667            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070924261               MORTGAGORS:        SEVERO, PAT

                                                   SCHERMER, J
                                            ADDRESS     :    1426 MANHATTAN BEACH BLVD
  MORTGAGE AMT:       379,200.00            CITY               MANHATTAN B
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   90266
  UNPAID BALANCE:    379,200.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,651.42            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070924345               MORTGAGORS:        WU, CHARLES

                                                   WU, SHIRLEY
                                            ADDRESS     :    20375 SHAKARI CIRCLE
  MORTGAGE AMT:       327,800.00            CITY               YORBA LINDA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92887
  UNPAID BALANCE:    327,800.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,264.03            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.98292            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070925276               MORTGAGORS:        MARSHALL, BARBARA
                                            ADDRESS     :    805 FALLS LAKE DRIVE
  MORTGAGE AMT:       261,000.00            CITY               MITCHELLVIL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               MD   20721
  UNPAID BALANCE:    261,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,847.34            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.90909            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070925961               MORTGAGORS:        GREEN, RICHARD

                                                   GREEN, LINDA
                                            ADDRESS     :    336 SPINNAKER WAY
  MORTGAGE AMT:       255,000.00            CITY               SEAL BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   90740
  UNPAID BALANCE:    255,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,804.87            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070926050               MORTGAGORS:        GOLDENBERG, WILLIAM

                                                   DIFTLER, ALLISON
                                            ADDRESS     :    2216 HILL STREET
  MORTGAGE AMT:       500,000.00            CITY               SANTA MONIC
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   90405
  UNPAID BALANCE:    500,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,368.59            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.49126            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070927017               MORTGAGORS:        CIANI, ANTHONY

                                                   CIANI, LISA
                                            ADDRESS     :    340 DUNEMERE DRIVE
  MORTGAGE AMT:       600,000.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.75000                               CA   92037
  UNPAID BALANCE:    600,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,720.20            ANNUAL RATE ADJUST:      0.000
  LTV :                 54.54545            OUTSIDE CONV DATE:
  CURRENT INT           8.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070927785               MORTGAGORS:        RICE, STEVEN

                                                   RICE, BARBARA
                                            ADDRESS     :    14511 164TH AVENUE NE
  MORTGAGE AMT:       372,000.00            CITY               WOODINVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               WA   98072
  UNPAID BALANCE:    372,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,601.08            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070928510               MORTGAGORS:        WOODWARD, THOMAS
                                            ADDRESS     :    9 CLEVELAND STREET
  MORTGAGE AMT:       114,000.00            CITY               NORFOLK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               MA   02056
  UNPAID BALANCE:    114,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:            918.38            ANNUAL RATE ADJUST:      0.000
  LTV :                 53.27103            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/19
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:105
  --------------------------------------------------------------------------------

  LN # 0070929377               MORTGAGORS:        LEVENTHAL, JOSEPH

                                                   LEVENTHAL, CINDY
                                            ADDRESS     :    2711 NE 5TH STREET
  MORTGAGE AMT:       292,000.00            CITY               POMPANO BEA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               FL   33062
  UNPAID BALANCE:    292,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,066.76            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070929773               MORTGAGORS:        KELLY, WILLIAM
                                            ADDRESS     :    22548 PACIFIC COAST HWY
  MORTGAGE AMT:       480,000.00            CITY               MALIBU
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   90265
  UNPAID BALANCE:    480,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,438.78            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.29412            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070929799               MORTGAGORS:        BECK, BARBARA
                                            ADDRESS     :    2140 N REFUGIO ROAD
  MORTGAGE AMT:       552,000.00            CITY               SANTA YNEZ
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   93460
  UNPAID BALANCE:    552,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,002.38            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070931845               MORTGAGORS:        HAWLEY, STEPHEN

                                                   HAWLEY, JEANNIE
                                            ADDRESS     :    4780 VIA AMANTE
  MORTGAGE AMT:       278,000.00            CITY               YORBA LINDA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   92886
  UNPAID BALANCE:    278,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,896.45            ANNUAL RATE ADJUST:      0.000
  LTV :                 66.19048            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070931936               MORTGAGORS:        ELLIOTT, WILLIAM

                                                   ELLIOTT, HELEN
                                            ADDRESS     :    9319 A BURTON WAY
  MORTGAGE AMT:       447,200.00            CITY               BEVERLY HIL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.12500                               CA   90210
  UNPAID BALANCE:    447,200.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,320.45            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070932199               MORTGAGORS:        ZYMBA, PAUL

                                                   ZYMBA, NICOLA
                                            ADDRESS     :    30 HIGH STREET
  MORTGAGE AMT:       440,000.00            CITY               MARBLEHEAD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MA   01945
  UNPAID BALANCE:    440,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,964.36            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.46479            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070932678               MORTGAGORS:        SEQUEIRA, DANIEL
                                            ADDRESS     :    1764 ALBERT AVENUE
  MORTGAGE AMT:       296,800.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   95124
  UNPAID BALANCE:    296,800.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,126.31            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070933536               MORTGAGORS:        SKROCE, LUCILLE

                                                   SKROCE, VLADO
                                            ADDRESS     :    60 OAK STREET
  MORTGAGE AMT:       255,000.00            CITY               CLOSTER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               NJ   07624
  UNPAID BALANCE:    253,135.440            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,783.00            ANNUAL RATE ADJUST:      0.000
  LTV :                 85.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070933593               MORTGAGORS:        SANTARELLI, GIANCARLO

                                                   SANTARELLI, MARIA
                                            ADDRESS     :    629 POINCIANA DRIVE
  MORTGAGE AMT:       350,000.00            CITY               FORT LAUDER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.25000                               FL   33301
  UNPAID BALANCE:    350,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,629.43            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.16495            OUTSIDE CONV DATE:
  CURRENT INT           8.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070934039               MORTGAGORS:        MYERS, MANUEL
                                            ADDRESS     :    816 WEST GABRIELINO COURT
  MORTGAGE AMT:       540,000.00            CITY               ALTADENA,
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.25000                               CA   91001
  UNPAID BALANCE:    540,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,056.84            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070935119               MORTGAGORS:        MARCELLUS, DONALD

                                                   MARCELLUS, CHRISTINE
                                            ADDRESS     :    552 EAST GILL WAY
  MORTGAGE AMT:       498,000.00            CITY               SUPERIOR
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CO   80027
  UNPAID BALANCE:    498,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,439.56            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.17391            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070935424               MORTGAGORS:        CHANG, TSUNG CHIE

                                                   LU, CHIA
                                            ADDRESS     :    1944 FAIRBURN AVENUE
  MORTGAGE AMT:       640,000.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   90025
  UNPAID BALANCE:    640,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,640.44            ANNUAL RATE ADJUST:      0.000
  LTV :                 64.97462            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070935630               MORTGAGORS:        SMITH, SHELLY

                                                   VERNON, TODD
                                            ADDRESS     :    20826 JUNIPER AVENUE
  MORTGAGE AMT:       330,000.00            CITY               YORBA LINDA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   92831
  UNPAID BALANCE:    330,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,364.16            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.73913            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070936075               MORTGAGORS:        DEADMOND, ANTHONY

                                                   DEADMOND, DEBRA
                                            ADDRESS     :    23423 BUTTERFIELD TRAIL
  MORTGAGE AMT:       475,000.00            CITY               BEND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               OR   97702
  UNPAID BALANCE:    475,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,444.08            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.16667            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0070936182               MORTGAGORS:        STISSER, TERRY

                                                   STISSER, CATHLYN
                                            ADDRESS     :    5285 SETTING SUN WAY
  MORTGAGE AMT:       363,500.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.62500                               CA   92121
  UNPAID BALANCE:    363,500.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,827.27            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.02174            OUTSIDE CONV DATE:
  CURRENT INT           8.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070936679               MORTGAGORS:        SNEAD, HARRY

                                                   SNEAD, SHEILA
                                            ADDRESS     :    1411 TERRACE DRIVE
  MORTGAGE AMT:       272,000.00            CITY               NEW PHILADE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               OH   44663
  UNPAID BALANCE:    272,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,995.84            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0070936927               MORTGAGORS:        GARDNER, VINCE
                                            ADDRESS     :    4554 NIAGARA AVENUE
  MORTGAGE AMT:       287,200.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   92107
  UNPAID BALANCE:    287,200.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,057.54            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070936950               MORTGAGORS:        D'AMICO, DANIEL

                                                   D'AMICO, MARTHA
                                            ADDRESS     :    124 MESA VERDE WAY
  MORTGAGE AMT:       415,000.00            CITY               SAN CARLOS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   94070
  UNPAID BALANCE:    415,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,901.74            ANNUAL RATE ADJUST:      0.000
  LTV :                 48.82353            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070937263               MORTGAGORS:        SANDERS, JULIUS

                                                   SANDERS, BARBARA
                                            ADDRESS     :    27 SADDLE RIDGE ROAD
  MORTGAGE AMT:       259,600.00            CITY               JOHNSONBURG
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.62500                               NJ   07846
  UNPAID BALANCE:    259,600.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,019.14            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.99827            OUTSIDE CONV DATE:
  CURRENT INT           8.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070937461               MORTGAGORS:        GORMAN, IRA

                                                   JOHNSON, DEBRA
                                            ADDRESS     :    5552 AZURE WAY
  MORTGAGE AMT:       396,000.00            CITY               LONG BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   90803
  UNPAID BALANCE:    396,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,836.99            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070939442               MORTGAGORS:        MARKS, CLARENCE

                                                   MARKS, EDNA
                                            ADDRESS     :    6510 WOOSTER AVENUE
  MORTGAGE AMT:       285,000.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   90056
  UNPAID BALANCE:    285,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,017.21            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070947577               MORTGAGORS:        HENRICH, KURT

                                                   LETONA, YAZMINA
                                            ADDRESS     :    3914 YERBA BUENA AVENUE
  MORTGAGE AMT:       268,800.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   95121
  UNPAID BALANCE:    268,800.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,948.99            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070949136               MORTGAGORS:        STATTON, JAMES
                                            ADDRESS     :    3615 ROSEDALE AVENUE
  MORTGAGE AMT:       561,750.00            CITY               UNIVERSITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.25000                               TX   75205
  UNPAID BALANCE:    561,750.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,220.24            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0070954540               MORTGAGORS:        JOBE, JIMMY

                                                   JOBE, NANCY
                                            ADDRESS     :    2528 CHANUTE DRIVE
  MORTGAGE AMT:       282,650.00            CITY               PLANO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               TX   75025
  UNPAID BALANCE:    282,650.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,024.94            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99898            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080006067               MORTGAGORS:        D AMICO, GEORGE
                                            ADDRESS     :    57 INDEPENDENCE DR
  MORTGAGE AMT:       260,000.00            CITY               SHELTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CT   06484
  UNPAID BALANCE:    259,776.140            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,686.36            ANNUAL RATE ADJUST:      0.000
  LTV :                 61.17647            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080006547               MORTGAGORS:        ERLENMEYER, MARK

                                                   ERLENMEYER, MARY
                                            ADDRESS     :    11305 PADDY HOLLOW LANE
  MORTGAGE AMT:       251,550.00            CITY               RALEIGH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NC   27614
  UNPAID BALANCE:    251,348.840            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,694.74            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080006620               MORTGAGORS:        RATSIU, EMIL

                                                   RATSIU, VERONICA
                                            ADDRESS     :    5122 DUNBAR DRIVE
  MORTGAGE AMT:       560,000.00            CITY               HUNTINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CA   92649
  UNPAID BALANCE:    559,517.850            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,632.15            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080007214               MORTGAGORS:        GROSS, RUTH

                                                   GROSS, RICHARD
                                            ADDRESS     :    145 FAIRVIEW ROAD
  MORTGAGE AMT:       416,000.00            CITY               EAST FALLOW
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.50000                               PA   19320
  UNPAID BALANCE:    416,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,629.41            ANNUAL RATE ADJUST:      0.000
  LTV :                 46.22222            OUTSIDE CONV DATE:
  CURRENT INT           6.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080007834               MORTGAGORS:        SLIWKA, PAUL
                                            ADDRESS     :    1321 T STREET NW
  MORTGAGE AMT:       332,000.00            CITY               WASHINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               DC   20009
  UNPAID BALANCE:    331,493.190            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,293.05            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080007883               MORTGAGORS:        CLIGNETT, RODERICK
                                                   Clignett, Darolyn

                                                   CLIGNETT, DAROLYN
                                            ADDRESS     :    5739 MAYBERRY AVENUE
  MORTGAGE AMT:       470,000.00            CITY               RANCHO CUCA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   91737
  UNPAID BALANCE:    469,651.190            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,286.31            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.66102            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080008725               MORTGAGORS:        KIET, TANG

                                                   KIET, DUC
                                            ADDRESS     :    5181 E CAVENDISH LANE
  MORTGAGE AMT:       308,000.00            CITY               ANAHEIM
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92807
  UNPAID BALANCE:    307,747.540            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,049.13            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080008766               MORTGAGORS:        COLEMAN, PAMELA
                                            ADDRESS     :    11012 HIDDEN FOX COURT
  MORTGAGE AMT:       530,950.00            CITY               ELLICOTT CI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MD   21042
  UNPAID BALANCE:    530,139.520            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,667.13            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99970            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080009111               MORTGAGORS:        MCCAHEY, MITCHELL

                                                   MCCAHEY, CAROLINE
                                            ADDRESS     :    52 OLYMPIA WAY
  MORTGAGE AMT:       340,000.00            CITY               NOVATO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :       11.87500                               CA   94949
  UNPAID BALANCE:    339,427.080            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,233.56            ANNUAL RATE ADJUST:      5.000
  LTV :                 68.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080009350               MORTGAGORS:        MALTZ, MARK

                                                   MALTZ, INNA
                                            ADDRESS     :    7549 LILLA PLACE
  MORTGAGE AMT:       340,000.00            CITY               WEST HILLS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   91307
  UNPAID BALANCE:    339,714.360            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,233.56            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080009376               MORTGAGORS:        IRVING, EDMUND

                                                   IRVING, SUZANNE
                                            ADDRESS     :    11781 EAST TANQUE VERDE R
  MORTGAGE AMT:       720,000.00            CITY               TUCSON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               AZ   85749
  UNPAID BALANCE:    720,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,972.86            ANNUAL RATE ADJUST:      0.000
  LTV :                 62.60870            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:103
  --------------------------------------------------------------------------------

  LN # 0080011604               MORTGAGORS:        LICCIARDI, CHRISTOPHE

                                                   LICCIARDI, DONNA
                                            ADDRESS     :    21 SANFORD ROAD
  MORTGAGE AMT:       290,000.00            CITY               STOCKTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               NJ   08559
  UNPAID BALANCE:    290,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,929.38            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.60494            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080014848               MORTGAGORS:        ANGELIDAKIS, PETER

                                                   ANGELIDAKIS, TRACY
                                            ADDRESS     :    7742 BLOOMFEILD TERRACE
  MORTGAGE AMT:       412,400.00            CITY               DUBLIN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   94568
  UNPAID BALANCE:    412,400.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,883.56            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.50498            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080014897               MORTGAGORS:        DEGNAN, J

                                                   DEGNAN, SARAH
                                            ADDRESS     :    746 SAINT MICHAEL PLACE
  MORTGAGE AMT:       292,750.00            CITY               MORGAN HILL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   95037
  UNPAID BALANCE:    292,750.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,021.95            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.98852            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080015548               MORTGAGORS:        B CURRIE, DAVID

                                                   CURRIE, SUSAN
                                            ADDRESS     :    56 CHEEVER CIRCLE
  MORTGAGE AMT:       408,000.00            CITY               ANDOVER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MA   01810
  UNPAID BALANCE:    407,651.950            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,783.28            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.55556            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080015597               MORTGAGORS:        VALENTINE, MICHAEL

                                                   VALENTINE, KATHY
                                            ADDRESS     :    2081 OMEGA DRIVE
  MORTGAGE AMT:       436,000.00            CITY               SANTA ANA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   92705
  UNPAID BALANCE:    435,372.750            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,937.41            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080015613               MORTGAGORS:        SCHNEIDER, TODD

                                                   LISI, KRISTINE
                                            ADDRESS     :    138 FOX HILL DRIVE
  MORTGAGE AMT:       262,000.00            CITY               HOLDEN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MA   01520
  UNPAID BALANCE:    261,800.640            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,809.57            ANNUAL RATE ADJUST:      0.000
  LTV :                 83.17460            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080016405               MORTGAGORS:        TOPPING, WARREN

                                                   TOPPING, AMAMNDA
                                            ADDRESS     :    35 GARDEN STREET
  MORTGAGE AMT:       279,300.00            CITY               SAG HARBOR
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               NY   11963
  UNPAID BALANCE:    279,087.470            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,929.06            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.71765            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080016801               MORTGAGORS:        BALLEW, BILLY

                                                   BALLEW, BECKY
                                            ADDRESS     :    22755 CANYAN LAKE DR SOUT
  MORTGAGE AMT:       276,000.00            CITY               CANYON LAKE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   92587
  UNPAID BALANCE:    275,768.130            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,813.12            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.85714            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080017338               MORTGAGORS:        BAZEMORE, MICHAEL
                                            ADDRESS     :    2117 ROLLING ROCK ROAD
  MORTGAGE AMT:       650,000.00            CITY               WAKE FOREST
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               NC   27587
  UNPAID BALANCE:    650,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,324.27            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.22258            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080017627               MORTGAGORS:        TAKASUGI, JOAN

                                                   TAKASUGI, LLOYD
                                            ADDRESS     :    9728 LAKESHORE BLVD N E
  MORTGAGE AMT:       436,000.00            CITY               SEATTLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               WA   98115
  UNPAID BALANCE:    435,651.340            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,937.41            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080017767               MORTGAGORS:        CHEY, GEORGE

                                                   CHEY, ELIZABETH
                                            ADDRESS     :    3266 LOWRY ROAD
  MORTGAGE AMT:       448,000.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   90027
  UNPAID BALANCE:    447,667.520            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,132.48            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080018062               MORTGAGORS:        FORDEN, SCOTT

                                                   FORDEN, ALLYSON
                                            ADDRESS     :    2419 GREENFIELD AVENUE
  MORTGAGE AMT:       297,500.00            CITY               ARCADIA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   91006
  UNPAID BALANCE:    297,250.070            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,954.36            ANNUAL RATE ADJUST:      0.000
  LTV :                 85.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080018070               MORTGAGORS:        KELLY, STEVEN

                                                   KELLY, ELIZABETH
                                            ADDRESS     :    6278 HILLSIDE LANE
  MORTGAGE AMT:       210,000.00            CITY               WHITTIER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   90601
  UNPAID BALANCE:    209,646.140            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,379.55            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.24528            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080018245               MORTGAGORS:        NUNNALLY, WARREN
                                            ADDRESS     :    4008 MAUREEN LANE
  MORTGAGE AMT:       203,200.00            CITY               FAIRFAX
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               VA   22033
  UNPAID BALANCE:    203,029.290            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,334.88            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080018674               MORTGAGORS:        DENNY, GERALD

                                                   DENNY, CONNIE
                                            ADDRESS     :    1635 MARY TODD LANE
  MORTGAGE AMT:       270,000.00            CITY               O FALLON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               IL   62269
  UNPAID BALANCE:    270,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,864.82            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.41176            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080018724               MORTGAGORS:        STICKNEY, CATHRIN
                                            ADDRESS     :    1227 33RD STREET NW
  MORTGAGE AMT:       303,200.00            CITY               WASHINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               DC   20007
  UNPAID BALANCE:    302,676.430            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,966.55            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080018765               MORTGAGORS:        VAN BEEK, KENNETH

                                                   VAN BEEK, LYDIA
                                            ADDRESS     :    8424 NAKETA LANE
  MORTGAGE AMT:       325,000.00            CITY               MUKILTEO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               WA   98275
  UNPAID BALANCE:    324,740.100            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,189.59            ANNUAL RATE ADJUST:      0.000
  LTV :                 50.17368            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080019003               MORTGAGORS:        GARNER, RICHARD
                                                   GARNER, ALISHA

                                                   GARNER, ALISA
                                            ADDRESS     :    23 TALL PINES DRIVE
  MORTGAGE AMT:       650,000.00            CITY               WESTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CT   06883
  UNPAID BALANCE:    649,440.360            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,215.89            ANNUAL RATE ADJUST:      0.000
  LTV :                 61.32075            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080019086               MORTGAGORS:        FIGUEIRA, ANA

                                                   FERNANDEZ, JORGE
                                            ADDRESS     :    43 HARTWELL AVENUE
  MORTGAGE AMT:       297,900.00            CITY               LITTLETON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MA   01460
  UNPAID BALANCE:    297,673.320            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,057.52            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080019375               MORTGAGORS:        ELLMAN, BRUCE

                                                   ELLMAN, SHEILA
                                            ADDRESS     :    229 S MAPLE DRIVE
  MORTGAGE AMT:       327,000.00            CITY               BEVERLY HIL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               CA   90212
  UNPAID BALANCE:    326,711.490            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,093.82            ANNUAL RATE ADJUST:      0.000
  LTV :                 42.46753            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080019482               MORTGAGORS:        SPENCER, PATRICK

                                                   SPENCER, DONNA
                                            ADDRESS     :    68 HAMILL DRIVE
  MORTGAGE AMT:       384,000.00            CITY               MACON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               GA   31210
  UNPAID BALANCE:    383,685.230            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,554.77            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080019656               MORTGAGORS:        CHEN, HWEI HWANG

                                                   WEI, YANG CHEN
                                            ADDRESS     :    1537 DIAMOND COURT
  MORTGAGE AMT:       473,700.00            CITY               DIAMOND BAR
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   91765
  UNPAID BALANCE:    473,302.040            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,111.87            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99460            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080019920               MORTGAGORS:        SMITH, KATHERINE

                                                   SMITH, WILLIAM
                                            ADDRESS     :    85 HECKER AVENUE
  MORTGAGE AMT:       280,000.00            CITY               DARIEN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CT   06820
  UNPAID BALANCE:    279,792.200            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,957.80            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080019979               MORTGAGORS:        Scott, Gerald

                                                   RAYHILL, SANDRA
                                            ADDRESS     :    2603 W Bainbridge Circle
  MORTGAGE AMT:       337,644.00            CITY               Pearland
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               TX   77584
  UNPAID BALANCE:    337,373.990            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,274.77            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080020159               MORTGAGORS:        GREY, ANTHONY

                                                   GREY, KAREN
                                            ADDRESS     :    N6882 N PRAIRIE LANE
  MORTGAGE AMT:       340,000.00            CITY               DURAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               WI   54736
  UNPAID BALANCE:    339,734.770            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,319.40            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080020357               MORTGAGORS:        VELA, ISRAEL
                                            ADDRESS     :    12120 S RIVIERA
  MORTGAGE AMT:       443,500.00            CITY               TUSTIN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92782
  UNPAID BALANCE:    442,583.880            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,950.62            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.80702            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080020472               MORTGAGORS:        BLANDA, COSMO
                                            ADDRESS     :    723 RODMAN STREET
  MORTGAGE AMT:       201,500.00            CITY               PHILADELPHI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               PA   19147
  UNPAID BALANCE:    201,500.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,408.92            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.12521            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080020530               MORTGAGORS:        GOMEZ, CAROLINE

                                                   GOMEZ, WYATT
                                            ADDRESS     :    4821 ASHMONT DRIVE
  MORTGAGE AMT:       272,300.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   95111
  UNPAID BALANCE:    272,087.580            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,857.57            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.59459            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080020548               MORTGAGORS:        HOOD, RODNEY
                                            ADDRESS     :    4875 TALTEC DRIVE
  MORTGAGE AMT:       307,000.00            CITY               LA MESA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   91941
  UNPAID BALANCE:    307,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,094.28            ANNUAL RATE ADJUST:      0.000
  LTV :                 59.61165            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080020563               MORTGAGORS:        THIEL, WAYNE

                                                   THIEL, PAMELA
                                            ADDRESS     :    15945 MIAMI WAY
  MORTGAGE AMT:       617,150.00            CITY               PACIFIC PAL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   90272
  UNPAID BALANCE:    617,150.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,105.91            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.57222            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080021066               MORTGAGORS:        PEREZ, CLAUDIA
                                            ADDRESS     :    4763 ORCHARD STREET
  MORTGAGE AMT:        97,600.00            CITY               MONTCLAIR
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   91763
  UNPAID BALANCE:     97,451.010            OPTION TO CONVERT :      No
  MONTHLY P&I:            674.10            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.08000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080021090               MORTGAGORS:        AKKAD, NABIL

                                                   MAHAYNI AKKA, MAHA
                                            ADDRESS     :    1800 WHEATON TRACE
  MORTGAGE AMT:       356,750.00            CITY               FORT SMITH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               AR   72908
  UNPAID BALANCE:    356,457.570            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,373.47            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.40659            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080021207               MORTGAGORS:        ELWELL, JON

                                                   ELWELL, SHARON
                                            ADDRESS     :    22 GREGORY LANE
  MORTGAGE AMT:       416,800.00            CITY               CHESTER SPR
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               PA   19425
  UNPAID BALANCE:    416,432.260            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,668.82            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.82759            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080021421               MORTGAGORS:        GRLIC, NENAD

                                                   GRLIC, ANN
                                            ADDRESS     :    28-57 209th Place
  MORTGAGE AMT:       320,000.00            CITY               BAYSIDE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               NY   11360
  UNPAID BALANCE:    320,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,210.17            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080021793               MORTGAGORS:        CARRAHER, JOHN
                                            ADDRESS     :    73 WINDMERE
  MORTGAGE AMT:       252,908.00            CITY               JACKSON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               TN   38305
  UNPAID BALANCE:    252,908.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,941.87            ANNUAL RATE ADJUST:      0.000
  LTV :                 92.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           07/01/19
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:105
  --------------------------------------------------------------------------------

  LN # 0080022577               MORTGAGORS:        CONNOR, PETER

                                                   CONNOR, DEANNA
                                            ADDRESS     :    4316 LAKEWAY BOULEVARD
  MORTGAGE AMT:       338,580.00            CITY               LAKEWAY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               TX   78734
  UNPAID BALANCE:    338,309.240            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,281.08            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.24000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080022593               MORTGAGORS:        ANDERSON, MALCOLM

                                                   ANDERSON, MARY
                                            ADDRESS     :    31118 N HIGH MEADOW CIRCL
  MORTGAGE AMT:       252,000.00            CITY               Magnolia
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               TX   77355
  UNPAID BALANCE:    251,798.480            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,697.77            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080022809               MORTGAGORS:        MATHEWS, ALEXANDER

                                                   MATHEWS, OLIVIA
                                            ADDRESS     :    19 ELECTRIC AVE
  MORTGAGE AMT:       355,050.00            CITY               SOMERVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MA   02144
  UNPAID BALANCE:    355,050.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,422.07            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080022833               MORTGAGORS:        MANGANARO, DAVID

                                                   MANGANARO, BARBARA
                                            ADDRESS     :    8 ST THOMAS MORE DRIVE
  MORTGAGE AMT:       550,000.00            CITY               WINCHESTER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               MA   01890
  UNPAID BALANCE:    549,526.460            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,567.29            ANNUAL RATE ADJUST:      0.000
  LTV :                 67.90123            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080025083               MORTGAGORS:        Alewynse, John

                                                   Alewynse, Joyce
                                            ADDRESS     :    129 Chandler Court
  MORTGAGE AMT:       269,000.00            CITY               WILLIAMSBURG
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               VA   23185
  UNPAID BALANCE:    268,774.010            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,767.14            ANNUAL RATE ADJUST:      0.000
  LTV :                 93.08000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080026255               MORTGAGORS:        ROWEN, DAVID

                                                   ROWEN, CATHERINE
                                            ADDRESS     :    5519 ROGERS ST
  MORTGAGE AMT:       279,550.00            CITY               DAVIS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   95616
  UNPAID BALANCE:    279,550.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,836.45            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.98981            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080027360               MORTGAGORS:        MORRIS, KENNETH

                                                   MORRIS, MARIA
                                            ADDRESS     :    2187 RUDOLPH DR
  MORTGAGE AMT:       341,300.00            CITY               SIMI VALLEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   93065
  UNPAID BALANCE:    341,300.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,242.10            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99850            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080027469               MORTGAGORS:        KORNBERG, DAVID

                                                   KORNBERG, PAULA
                                            ADDRESS     :    10 WYTHE COURT
  MORTGAGE AMT:       280,000.00            CITY               BELLE MEAD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NJ   08502
  UNPAID BALANCE:    280,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,886.41            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080028087               MORTGAGORS:        MASSEY, ROGER

                                                   MASSEY, MARY
                                            ADDRESS     :    143 GRIFFITTS KEEP COURT
  MORTGAGE AMT:       289,500.00            CITY               GREENBACK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               TN   37742
  UNPAID BALANCE:    289,285.150            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,024.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 82.71429            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080028236               MORTGAGORS:        ASSUNCAO, ROBERT

                                                   ASSUNCAO, ELAINE
                                            ADDRESS     :    15 YEARLING PATH
  MORTGAGE AMT:       439,800.00            CITY               COLTS NECK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NJ   07722
  UNPAID BALANCE:    439,448.290            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,963.02            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99272            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080028244               MORTGAGORS:        ANDERSON, PETER

                                                   ANDERSON, AMY
                                            ADDRESS     :    9 MAST HILL ROAD
  MORTGAGE AMT:       366,000.00            CITY               HINGHAM
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MA   02043
  UNPAID BALANCE:    365,721.500            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,527.87            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.26829            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080028517               MORTGAGORS:        PASTO, MATTHEW

                                                   PASTO, ROSEMARIE
                                            ADDRESS     :    3204 SAWMILL ROAD
  MORTGAGE AMT:       432,000.00            CITY               NEWTOWN SQU
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               PA   19073
  UNPAID BALANCE:    431,456.080            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,018.92            ANNUAL RATE ADJUST:      0.000
  LTV :                 66.46154            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/24
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:114
  --------------------------------------------------------------------------------

  LN # 0080028814               MORTGAGORS:        KIM, BO
                                            ADDRESS     :    472 9TH ST
  MORTGAGE AMT:       436,000.00            CITY               BROOKLYN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               NY   11215
  UNPAID BALANCE:    436,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,827.89            ANNUAL RATE ADJUST:      0.000
  LTV :                 67.59690            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080029184               MORTGAGORS:        O NEILL, MOLLY
                                            ADDRESS     :    145 ALGONQUIN RD
  MORTGAGE AMT:       496,000.00            CITY               NEWTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               MA   02465
  UNPAID BALANCE:    496,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,299.90            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080029200               MORTGAGORS:        YOUNG, ROBERT

                                                   YOUNG, ELIZABETH
                                            ADDRESS     :    53 SPRING ROAD
  MORTGAGE AMT:       338,000.00            CITY               NEEDHAM
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               MA   02494
  UNPAID BALANCE:    329,699.150            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,363.35            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.28571            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080029242               MORTGAGORS:        FENN, THOMAS

                                                   FENN, JULIE
                                            ADDRESS     :    15 SHADE STREET
  MORTGAGE AMT:       318,000.00            CITY               LEXINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               MA   02421
  UNPAID BALANCE:    318,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,062.54            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080029838               MORTGAGORS:        TRAN, SON

                                                   TONG, KHOI-NGUYEN
                                            ADDRESS     :    44630 HIGHLAND PLACE
  MORTGAGE AMT:       777,000.00            CITY               Fremont
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   94539
  UNPAID BALANCE:    776,347.220            OPTION TO CONVERT :      No
  MONTHLY P&I:          5,104.34            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:103
  --------------------------------------------------------------------------------

  LN # 0080030497               MORTGAGORS:        MCGARVEY, JOHN

                                                   MCGARVEY, LAURA
                                            ADDRESS     :    64 SALEM ROAD
  MORTGAGE AMT:       259,000.00            CITY               TRUMBULL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CT   06611
  UNPAID BALANCE:    258,777.010            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,679.87            ANNUAL RATE ADJUST:      0.000
  LTV :                 60.23256            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080030885               MORTGAGORS:        KRISHNA, JAYANT

                                                   KRISHNA, SUSHMA
                                            ADDRESS     :    11586 ALEGRE DRIVE
  MORTGAGE AMT:       325,000.00            CITY               DUBLIN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   94568
  UNPAID BALANCE:    324,503.890            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,244.69            ANNUAL RATE ADJUST:      0.000
  LTV :                 82.69720            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080031040               MORTGAGORS:        HIGUERA, ALFRED

                                                   HIGUERA, ANNA
                                            ADDRESS     :    201 CANYON LAKES PLACE
  MORTGAGE AMT:       360,000.00            CITY               SAN RAMON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   94583
  UNPAID BALANCE:    359,704.910            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,395.09            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.45455            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080031172               MORTGAGORS:        DUGAN, HENRY

                                                   DUGAN, ANN
                                            ADDRESS     :    3625 27 CENTRAL AVENUE
  MORTGAGE AMT:       364,000.00            CITY               OCEAN CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.12500                               NJ   08226
  UNPAID BALANCE:    363,424.200            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,702.69            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080031438               MORTGAGORS:        ROSSI, JASON

                                                   ROSSI, JULIE
                                            ADDRESS     :    377 KINGSTON COURT
  MORTGAGE AMT:       299,050.00            CITY               WEST NEW YO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NJ   07093
  UNPAID BALANCE:    298,810.850            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,014.76            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.74667            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080031891               MORTGAGORS:        GLUCK, MICHAEL
                                            ADDRESS     :    118 ROLLING HILL ROAD
  MORTGAGE AMT:       599,000.00            CITY               SKILLMAN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               NJ   08558
  UNPAID BALANCE:    599,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,935.01            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.96871            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080032089               MORTGAGORS:        GREENWALD, JOHN

                                                   DE A GREENWA, MARIA
                                            ADDRESS     :    3101 WOODLEY ROAD NW
  MORTGAGE AMT:       370,000.00            CITY               WASHINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               DC   20008
  UNPAID BALANCE:    370,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,587.10            ANNUAL RATE ADJUST:      0.000
  LTV :                 47.13376            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080032097               MORTGAGORS:        HAWKINS, WILLIAM

                                                   HAWKINS, KATHRYN
                                            ADDRESS     :    4289 SOUTH SKYLINE DRIVE
  MORTGAGE AMT:       247,000.00            CITY               Ogden
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               UT   84403
  UNPAID BALANCE:    246,613.460            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,684.98            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080032154               MORTGAGORS:        STURM, STEVEN

                                                   STURM, SHARON
                                            ADDRESS     :    1109 BELLVIEW ROAD
  MORTGAGE AMT:       425,150.00            CITY               MC LEAN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               VA   22102
  UNPAID BALANCE:    424,801.510            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,828.53            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.02400            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080032162               MORTGAGORS:        ROMINGER, DAVID

                                                   ROMINGER, CYNTHIA
                                            ADDRESS     :    1 FRIENDSHIP LANE
  MORTGAGE AMT:       276,600.00            CITY               Avondale
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               PA   19311
  UNPAID BALANCE:    276,389.530            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,910.41            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.99000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080032246               MORTGAGORS:        HAGEN, GREGORY
                                            ADDRESS     :    956 CORNISH DRIVE
  MORTGAGE AMT:       360,000.00            CITY               ENCINITAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92024
  UNPAID BALANCE:    359,408.100            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,395.09            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080032378               MORTGAGORS:        NUSSBAUM, GREG

                                                   PANTANO, PATRICIA
                                            ADDRESS     :    STATE ROAD 76 & CAMINO DE
  MORTGAGE AMT:       280,000.00            CITY               Espanola
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NM   87532
  UNPAID BALANCE:    279,776.090            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,886.41            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080032691               MORTGAGORS:        BOSCO, FRANCIS
                                            ADDRESS     :    27 STONEWALL CIRCLE
  MORTGAGE AMT:       290,450.00            CITY               PRINCETON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NJ   08540
  UNPAID BALANCE:    290,450.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,956.82            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99020            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080032873               MORTGAGORS:        WALL, DANIEL

                                                   WALL, LAURA
                                            ADDRESS     :    995 KELLEY COURT
  MORTGAGE AMT:       516,000.00            CITY               LAFAYETTE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94549
  UNPAID BALANCE:    514,785.100            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,520.03            ANNUAL RATE ADJUST:      0.000
  LTV :                 62.54545            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080032881               MORTGAGORS:        O DONNELL, JAMES

                                                   O DONNELL, SYLVIA
                                            ADDRESS     :    33841 CABRILLO ISLE
  MORTGAGE AMT:     1,249,500.00            CITY               DANA POINT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   92629
  UNPAID BALANCE:     1,248,525.            OPTION TO CONVERT :      No
                             270
  MONTHLY P&I:          8,523.79            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080033038               MORTGAGORS:        HEWITT, FRANCIS

                                                   HEWITT, SHARON
                                            ADDRESS     :    164 BRIDGES LANE
  MORTGAGE AMT:       319,900.00            CITY               NORTH ANDOV
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               MA   01845
  UNPAID BALANCE:    319,900.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,101.52            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99500            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080033145               MORTGAGORS:        BECKMAN, ARTHUR

                                                   BECKMAN, EDITH
                                            ADDRESS     :    4244 MIRADOR DRIVE
  MORTGAGE AMT:       352,000.00            CITY               PLEASANTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   94566
  UNPAID BALANCE:    352,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,312.39            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.22222            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080033319               MORTGAGORS:        JOHNSON, ALLEN

                                                   JOHNSON, DEBORAH
                                            ADDRESS     :    55 RAMONA PLACE
  MORTGAGE AMT:       304,000.00            CITY               CAMARILLO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   93010
  UNPAID BALANCE:    303,323.060            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,073.82            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080033483               MORTGAGORS:        VARGO, KENNETH

                                                   VARGO, DONNA
                                            ADDRESS     :    17 POWDERHORN DRIVE
  MORTGAGE AMT:       300,050.00            CITY               KINNELON BO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NJ   07405
  UNPAID BALANCE:    300,050.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,021.50            ANNUAL RATE ADJUST:      0.000
  LTV :                 55.56481            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080033749               MORTGAGORS:        DUNN, PATRICK

                                                   DUNN, HOLLY
                                            ADDRESS     :    11510 HAVENNER RD
  MORTGAGE AMT:       298,000.00            CITY               FAIRFAX STA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               VA   22039
  UNPAID BALANCE:    298,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,007.69            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.04509            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080034358               MORTGAGORS:        OVRUTSKIY, ALEKSANDR

                                                   ZAPOLSKAYA, TATYANA
                                            ADDRESS     :    4 BLAZURE DRIVE
  MORTGAGE AMT:       300,000.00            CITY               BERNARDSVIL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               NJ   07924
  UNPAID BALANCE:    300,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,046.53            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080034556               MORTGAGORS:        BROWN, ERIC
                                            ADDRESS     :    20933 SOUTH SOUTH END ROA
  MORTGAGE AMT:       280,000.00            CITY               OREGON CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               OR   97045
  UNPAID BALANCE:    279,561.840            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,910.09            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080035025               MORTGAGORS:        BRECHER, EPHRAIM

                                                   BRECHER, CHANI
                                            ADDRESS     :    22 GROSSER LANE
  MORTGAGE AMT:       600,000.00            CITY               MONSEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               NY   10952
  UNPAID BALANCE:    600,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,402.59            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080035033               MORTGAGORS:        GROVES, JAMES

                                                   GROVES, COLLEEN
                                            ADDRESS     :    61 WOODLAND AVENUE
  MORTGAGE AMT:       270,000.00            CITY               SUMMIT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               NJ   07901
  UNPAID BALANCE:    270,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,093.31            ANNUAL RATE ADJUST:      0.000
  LTV :                 45.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           07/01/19
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:105
  --------------------------------------------------------------------------------

  LN # 0080035082               MORTGAGORS:        JOSHI, SAFAL

                                                   JOSHI, AMEE
                                            ADDRESS     :    366 OSWEGO COURT
  MORTGAGE AMT:       304,150.00            CITY               WEST NEW YO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NJ   07093
  UNPAID BALANCE:    303,906.770            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,049.12            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.95376            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080035728               MORTGAGORS:        PARNESS, DAVID

                                                   PARNESS, LIANE
                                            ADDRESS     :    21 JUNIPER ROAD
  MORTGAGE AMT:       320,000.00            CITY               SHARON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MA   02067
  UNPAID BALANCE:    319,404.130            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,529.20            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.94145            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/19
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:105
  --------------------------------------------------------------------------------

  LN # 0080035777               MORTGAGORS:        VOLASKI, MICHAEL

                                                   VOLASKI, TERI
                                            ADDRESS     :    2115 DORAL COURT
  MORTGAGE AMT:       285,400.00            CITY               OXNARD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   93030
  UNPAID BALANCE:    285,177.350            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,946.94            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.17949            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080035967               MORTGAGORS:        SPINO, ANTHONY

                                                   SPINO, SANDRA
                                            ADDRESS     :    4531 TAM O SHANTER DRIVE
  MORTGAGE AMT:       300,000.00            CITY               WESTLAKE VI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   91362
  UNPAID BALANCE:    299,747.960            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,970.79            ANNUAL RATE ADJUST:      0.000
  LTV :                 59.28854            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080036148               MORTGAGORS:        YOON, JAY

                                                   YOON, MIN
                                            ADDRESS     :    1335 SUNBURST
  MORTGAGE AMT:       337,400.00            CITY               NORTHBROOK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               IL   60062
  UNPAID BALANCE:    337,136.800            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,301.66            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080036429               MORTGAGORS:        BUTLIN, STEVEN

                                                   PAUP, JENNIFER
                                            ADDRESS     :    11055 ALBBURY COURT
  MORTGAGE AMT:       360,000.00            CITY               RESTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               VA   20194
  UNPAID BALANCE:    359,690.040            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,334.96            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080036692               MORTGAGORS:        DRAEGER, ROBERT
                                                   DRAEGER, SUSAN
                                                   DRAEGER, SUSAN
                                            ADDRESS     :    300 KNOLLRIDGE COURT
  MORTGAGE AMT:       314,900.00            CITY               EL DORADO H
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   95762
  UNPAID BALANCE:    314,140.040            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,121.54            ANNUAL RATE ADJUST:      0.000
  LTV :                 64.27842            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080037336               MORTGAGORS:        YOUNG, ROBERT
                                            ADDRESS     :    240 15TH AVENUE SOUTH
  MORTGAGE AMT:       388,000.00            CITY               NAPLES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               FL   34102
  UNPAID BALANCE:    388,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,646.85            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080037351               MORTGAGORS:        FLOOD, STEVEN

                                                   FLOOD, KATHLEEN
                                            ADDRESS     :    106 SOUTH STREET
  MORTGAGE AMT:       272,000.00            CITY               FOXBORO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               MA   02035
  UNPAID BALANCE:    272,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,741.65            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080039092               MORTGAGORS:        SNEAD, PATRICK

                                                   SNEAD, CATHERINE
                                            ADDRESS     :    3529 HUNTLEY DRIVE
  MORTGAGE AMT:       496,000.00            CITY               DAVIDSONVIL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               MD   21035
  UNPAID BALANCE:    496,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,468.11            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080039621               MORTGAGORS:        CUSHMAN, LAWRENCE

                                                   CUSHMAN, GAIL
                                            ADDRESS     :    23223 KIRK BRANCH ROAD
  MORTGAGE AMT:       630,000.00            CITY               MIDDLEBURG
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               VA   20117
  UNPAID BALANCE:    630,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,191.41            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080039670               MORTGAGORS:        HENRICK, JON

                                                   henrick`, justine
                                            ADDRESS     :    533 SEA CLIFF DRIVE
  MORTGAGE AMT:       400,000.00            CITY               Aptos
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   95003
  UNPAID BALANCE:    399,663.950            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,627.72            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.41000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080039738               MORTGAGORS:        LANCASTER, STEPHEN

                                                   PINTARD, SUZETTE
                                            ADDRESS     :    40141 N OLD STAGE ROAD
  MORTGAGE AMT:       326,300.00            CITY               Cave Creek
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               AZ   85331
  UNPAID BALANCE:    325,750.170            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,143.56            ANNUAL RATE ADJUST:      0.000
  LTV :                 87.01000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080039753               MORTGAGORS:        SERETAN, JEFFREY
                                            ADDRESS     :    11770 PACIFIC COAST HIGHW
  MORTGAGE AMT:       400,000.00            CITY               MALIBU
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   90265
  UNPAID BALANCE:    399,687.960            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,728.71            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.37607            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080039944               MORTGAGORS:        HARDIN, MAYE
                                            ADDRESS     :    101 ROUNDHILL ROAD
  MORTGAGE AMT:       333,700.00            CITY               CHAPEL HILL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               NC   27514
  UNPAID BALANCE:    333,700.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,192.17            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.98876            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080040462               MORTGAGORS:        WALKER, NATHANIEL

                                                   WALKER, CURRY
                                            ADDRESS     :    2200 BEECHRIDGE ROAD
  MORTGAGE AMT:       245,000.00            CITY               RALEIGH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NC   27608
  UNPAID BALANCE:    245,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,650.61            ANNUAL RATE ADJUST:      0.000
  LTV :                 48.03922            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080041759               MORTGAGORS:        HALE, BRIAN

                                                   HALE, VALERIE
                                            ADDRESS     :    2001 HARDWICK WAY
  MORTGAGE AMT:       283,400.00            CITY               GRANITE BAY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   95746
  UNPAID BALANCE:    283,178.920            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,933.29            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.04124            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080042039               MORTGAGORS:        SACHS, HARRIS

                                                   SACHS, GAIL
                                            ADDRESS     :    8047 GATOR PALM DRIVE
  MORTGAGE AMT:       270,000.00            CITY               FT MYERS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               FL   33912
  UNPAID BALANCE:    269,794.560            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,864.82            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.83695            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080042070               MORTGAGORS:        KARIMI, KAVEH

                                                   KARIMI, YEGANEH
                                            ADDRESS     :    14 ROCKY KNOLL
  MORTGAGE AMT:       325,600.00            CITY               IRVINE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   92612
  UNPAID BALANCE:    325,364.340            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,304.58            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080042377               MORTGAGORS:        MURPHY, TIMOTHY

                                                   MURPHY, CARMEN
                                            ADDRESS     :    3530 NORTH HAWES ROAD #8
  MORTGAGE AMT:       432,000.00            CITY               Mesa
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               AZ   85207
  UNPAID BALANCE:    431,654.540            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,910.46            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080042476               MORTGAGORS:        DOLCI, THEODORE

                                                   DOLCI, TONI
                                            ADDRESS     :    17 BEAR COURT
  MORTGAGE AMT:       290,000.00            CITY               HAMILTON TW
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               NJ   08620
  UNPAID BALANCE:    289,744.130            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,856.91            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.04762            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080044100               MORTGAGORS:        SALAZAR, JOHN

                                                   SALAZAR, CINDA
                                            ADDRESS     :    6908 MYSTIC WOODS WAY
  MORTGAGE AMT:       279,500.00            CITY               COLUMBIA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               MD   21044
  UNPAID BALANCE:    279,500.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,859.53            ANNUAL RATE ADJUST:      0.000
  LTV :                 84.69697            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080044415               MORTGAGORS:        LUEHRS, RICHARD
                                                   LUEHRS, SUSAN

                                                   LUEHRS, SUSAN
                                            ADDRESS     :    2333 ARBUTUS STREET
  MORTGAGE AMT:       496,000.00            CITY               NEWPORT BEA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   92660
  UNPAID BALANCE:    494,832.180            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,383.60            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080045636               MORTGAGORS:        MITCHELL, NANCY
                                            ADDRESS     :    264 FOREST AVENUE
  MORTGAGE AMT:       326,000.00            CITY               COHASSET
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MA   02025
  UNPAID BALANCE:    326,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,251.60            ANNUAL RATE ADJUST:      0.000
  LTV :                 57.09282            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080045693               MORTGAGORS:        BOLTON, JOSEPH

                                                   BOLTON, JANE
                                            ADDRESS     :    9 SOUTHPOINT LANE
  MORTGAGE AMT:       500,000.00            CITY               IPSWICH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               MA   01938
  UNPAID BALANCE:    500,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,242.99            ANNUAL RATE ADJUST:      0.000
  LTV :                 66.84492            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080045859               MORTGAGORS:        JACKSON, CHRISTOPHE

                                                   JACKSON, GINA
                                            ADDRESS     :    1110 HUDSON STREET
  MORTGAGE AMT:       289,000.00            CITY               HOBOKEN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NJ   07030
  UNPAID BALANCE:    289,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,947.05            ANNUAL RATE ADJUST:      0.000
  LTV :                 85.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080047012               MORTGAGORS:        DUGGAN, MARK

                                                   DIGGINS, MARY
                                            ADDRESS     :    5 ROLLINS PLACE
  MORTGAGE AMT:       568,000.00            CITY               BOSTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MA   02114
  UNPAID BALANCE:    568,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,923.03            ANNUAL RATE ADJUST:      0.000
  LTV :                 64.39909            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080047277               MORTGAGORS:        REID, GERALD

                                                   REID, HARRIET
                                            ADDRESS     :    14151 EAGLE VIEW ROAD
  MORTGAGE AMT:       380,000.00            CITY               PERRIS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   92570
  UNPAID BALANCE:    379,390.440            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,560.13            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080047756               MORTGAGORS:        BOLGER, ROBERT

                                                   BOLGER, ADRIENNE
                                            ADDRESS     :    610 SIERRA MEADOWS DRIVE
  MORTGAGE AMT:       293,000.00            CITY               SIERRA MADR
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   91024
  UNPAID BALANCE:    292,759.830            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,949.34            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.84270            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080047871               MORTGAGORS:        TYRRELL, PATRICK

                                                   TYRRELL, SUSAN
                                            ADDRESS     :    1817 GENTHER LANE
  MORTGAGE AMT:       342,000.00            CITY               FREDERICKSB
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               VA   22401
  UNPAID BALANCE:    341,752.470            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,420.66            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080047897               MORTGAGORS:        DALEY, JOHN

                                                   DALEY, LORI
                                            ADDRESS     :    296 GREAT DUKE DRIVE
  MORTGAGE AMT:       282,400.00            CITY               LAS VEGAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               NV   89123
  UNPAID BALANCE:    282,179.700            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,926.47            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.13333            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080048119               MORTGAGORS:        HARE, NIXON

                                                   HARE, CAROLINE
                                            ADDRESS     :    23 PLANTERS ROW
  MORTGAGE AMT:       487,500.00            CITY               SKILLMAN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               NJ   08558
  UNPAID BALANCE:    487,129.050            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,367.04            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080048127               MORTGAGORS:        FREY, STEPHEN

                                                   FREY, LILLIAN
                                            ADDRESS     :    798 SHERLIN LANE
  MORTGAGE AMT:       435,000.00            CITY               GREAT FALLS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               VA   22066
  UNPAID BALANCE:    434,660.660            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,967.47            ANNUAL RATE ADJUST:      0.000
  LTV :                 63.50365            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080048234               MORTGAGORS:        NIP, KENNETH

                                                   TONG, CORA
                                            ADDRESS     :    808 SEAL POINTE DRIVE
  MORTGAGE AMT:       300,000.00            CITY               REDWOOD CIT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   94065
  UNPAID BALANCE:    299,417.110            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,021.16            ANNUAL RATE ADJUST:      0.000
  LTV :                 46.87500            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080048283               MORTGAGORS:        KUBA, DAVID
                                                   KUBA, JILL

                                                   KUBA, JILL
                                            ADDRESS     :    25936 CARROLL LANE
  MORTGAGE AMT:       300,000.00            CITY               STEVENSON R
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   91381
  UNPAID BALANCE:    299,542.040            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,072.03            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080048374               MORTGAGORS:        SULLIVAN, EVELYN
                                            ADDRESS     :    57 ELLISVILLE ROAD
  MORTGAGE AMT:       308,000.00            CITY               PLYMOUTH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.37500                               MA   02360
  UNPAID BALANCE:    307,427.940            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,921.52            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.62791            OUTSIDE CONV DATE:
  CURRENT INT           6.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080048465               MORTGAGORS:        GUSTAFSON, EDWIN

                                                   GUSTAFSON, DONNA
                                            ADDRESS     :    1004 OCEAN FRONT SOUTH
  MORTGAGE AMT:       300,000.00            CITY               LAVALLETTE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               NJ   08735
  UNPAID BALANCE:    300,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,123.39            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.42857            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080048788               MORTGAGORS:        MEKETA, JAMES

                                                   MEKATA, CYNTHIA
                                            ADDRESS     :    604 WALNUT STREET
  MORTGAGE AMT:       520,000.00            CITY               NEWTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               MA   02460
  UNPAID BALANCE:    520,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,635.92            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080049034               MORTGAGORS:        CARR, JOHN
                                                   CARR, ELIZABETH

                                                   CARR, ELIZABETH
                                            ADDRESS     :    7016 REDCOAT DRIVE
  MORTGAGE AMT:       252,200.00            CITY               Flourtown
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               PA   19031
  UNPAID BALANCE:    250,428.340            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,635.76            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           11/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080049927               MORTGAGORS:        TORRES, JESUS

                                                   TORRES, JUANITA
                                            ADDRESS     :    4725 4729 WEST 160TH STRE
  MORTGAGE AMT:       242,250.00            CITY               LAWNDALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   90260
  UNPAID BALANCE:    241,460.180            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,611.70            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080050289               MORTGAGORS:        GARDINER, STEVE

                                                   GARDINER, CHRISTIE
                                            ADDRESS     :    24693 VIA BUENA SUERTE
  MORTGAGE AMT:       320,500.00            CITY               YORBA LINDA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92887
  UNPAID BALANCE:    320,256.130            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,213.61            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.17073            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080050602               MORTGAGORS:        RUIZ, MARCELO
                                            ADDRESS     :    704 ARCH HALL LANE
  MORTGAGE AMT:       319,100.00            CITY               ALEXANDRIA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               VA   22314
  UNPAID BALANCE:    318,818.470            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,043.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99799            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080052111               MORTGAGORS:        TAURO, JOHN

                                                   TAURO, CHERIE
                                            ADDRESS     :    10 VILLAGE DRIVE
  MORTGAGE AMT:       296,000.00            CITY               EAST LYME
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CT   06333
  UNPAID BALANCE:    296,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,969.30            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080052210               MORTGAGORS:        STEWART, ALEXANDER

                                                   STEWART, DOROTHY
                                            ADDRESS     :    1806 BOARDWALK 2ND FLR
  MORTGAGE AMT:       295,000.00            CITY               OCEAN CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.75000                               NJ   08226
  UNPAID BALANCE:    294,830.270            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,320.77            ANNUAL RATE ADJUST:      0.000
  LTV :                 56.73077            OUTSIDE CONV DATE:
  CURRENT INT           8.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080052343               MORTGAGORS:        DELL ACQUA, RENO
                                                   DELLACQUA, YVONNE
                                                   DELLACQUA, RICHARD
                                                   WILLIAMS, SUSAN
                                            ADDRESS     :    1843 BUENA VISTA AVENUE
  MORTGAGE AMT:       304,000.00            CITY               LIVERMORE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   94550
  UNPAID BALANCE:    303,318.900            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,125.62            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080052509               MORTGAGORS:        DONOVAN, JAMES

                                                   DONOVAN, MARGARET
                                            ADDRESS     :    2711 SYCAMORE CIRCLE
  MORTGAGE AMT:       252,585.00            CITY               AUDUBON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               PA   19403
  UNPAID BALANCE:    252,362.150            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,617.33            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080052616               MORTGAGORS:        FIELDS, DONALD

                                                   FIELDS, KAREN
                                            ADDRESS     :    3509 FIELDCREST AVENUE
  MORTGAGE AMT:       259,200.00            CITY               FAIRFIELD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   94533
  UNPAID BALANCE:    258,982.240            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,702.76            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080052756               MORTGAGORS:        MOORE, MICHAEL

                                                   MOORE, LINDA
                                            ADDRESS     :    1936 NORTH CANYON PARK
  MORTGAGE AMT:       344,000.00            CITY               ORANGE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               CA   92867
  UNPAID BALANCE:    343,696.500            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,202.67            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080053028               MORTGAGORS:        BODNAR, STEPHEN

                                                   BODNAR, SANDRA
                                            ADDRESS     :    10 ADAMS HILL LANE
  MORTGAGE AMT:       290,000.00            CITY               NEWTOWN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CT   06470
  UNPAID BALANCE:    289,750.310            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,880.94            ANNUAL RATE ADJUST:      0.000
  LTV :                 61.05263            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080053119               MORTGAGORS:        KEHLMANN, GLENN

                                                   BILLER, BEVERLY
                                            ADDRESS     :    105 SUMNER STREET
  MORTGAGE AMT:       394,000.00            CITY               NEWTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               MA   02459
  UNPAID BALANCE:    394,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,621.29            ANNUAL RATE ADJUST:      0.000
  LTV :                 31.52000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080053135               MORTGAGORS:        PONICHTERA, ERIC

                                                   PONICHTERA, SANDRA
                                            ADDRESS     :    2 FOX VINE LANE
  MORTGAGE AMT:       344,000.00            CITY               SCITUATE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MA   02066
  UNPAID BALANCE:    343,731.640            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,346.69            ANNUAL RATE ADJUST:      0.000
  LTV :                 83.90244            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080053390               MORTGAGORS:        HERSHMAN, STUART

                                                   HERSHMAN, LESLEY
                                            ADDRESS     :    807 GREENWOOD AVENUE
  MORTGAGE AMT:       608,000.00            CITY               WILMETTE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               IL   60091
  UNPAID BALANCE:    608,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,096.21            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080053564               MORTGAGORS:        KATES, STEVEN

                                                   KATES, SUSAN
                                            ADDRESS     :    2 BIRCH PARKWAY
  MORTGAGE AMT:       372,000.00            CITY               SPARTA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               NJ   07871
  UNPAID BALANCE:    372,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,633.00            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080053663               MORTGAGORS:        TRAN, HAN
                                            ADDRESS     :    2703 EAST BAINBRIDGE CIRC
  MORTGAGE AMT:       500,000.00            CITY               PEARLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               TX   77584
  UNPAID BALANCE:    499,255.540            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,496.07            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080053689               MORTGAGORS:        CONNOLLY, JACQUELYN
                                            ADDRESS     :    505 SANTA ANA AVENUE
  MORTGAGE AMT:       310,000.00            CITY               Newport Beach
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   92663
  UNPAID BALANCE:    310,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,036.48            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.26000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080054448               MORTGAGORS:        STAMPER, EDWARD

                                                   STAMPER, DIANE
                                            ADDRESS     :    640 LIBERTY ROAD
  MORTGAGE AMT:       290,000.00            CITY               PETALUMA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   94952
  UNPAID BALANCE:    289,762.290            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,929.38            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.74227            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080055007               MORTGAGORS:        STREETER, MARTIN

                                                   STREETER, KATHY
                                            ADDRESS     :    32 SHAW STREET
  MORTGAGE AMT:       320,000.00            CITY               NEWTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MA   02465
  UNPAID BALANCE:    320,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,182.96            ANNUAL RATE ADJUST:      0.000
  LTV :                 53.33333            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080055049               MORTGAGORS:        MUROFF, MITCHELL

                                                   MUROFF, MARJORIE
                                            ADDRESS     :    69 OBER ROAD
  MORTGAGE AMT:       388,000.00            CITY               NEWTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MA   02459
  UNPAID BALANCE:    388,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,614.03            ANNUAL RATE ADJUST:      0.000
  LTV :                 62.08000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080055056               MORTGAGORS:        ARDOLINO, ARTHUR

                                                   ARDOLINO, DONNA
                                            ADDRESS     :    8 SPINNAKER LANE
  MORTGAGE AMT:       318,600.00            CITY               EAST PATCHO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               NY   11772
  UNPAID BALANCE:    318,600.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,200.50            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080055312               MORTGAGORS:        GALFIN, TED

                                                   GALFIN, CINDI
                                            ADDRESS     :    31631 MAR VISTA AVENUE
  MORTGAGE AMT:       545,000.00            CITY               LAGUNA BEAC
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CA   92651
  UNPAID BALANCE:    544,530.770            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,534.86            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.55346            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080055973               MORTGAGORS:        LEUNG, DANIEL
                                            ADDRESS     :    83 UNION STREET
  MORTGAGE AMT:       280,000.00            CITY               CLOSTER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               NJ   07624
  UNPAID BALANCE:    279,781.580            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,910.09            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080056120               MORTGAGORS:        SHEEDY, KEVIN

                                                   SHEEDY, CHRISTINE
                                            ADDRESS     :    78 (LOT 13A) SAUNDERS LAN
  MORTGAGE AMT:       354,750.00            CITY               ROWLEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MA   01969
  UNPAID BALANCE:    354,750.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,450.18            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99774            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080056690               MORTGAGORS:        CORSELLO, FRANK

                                                   CORSELLO, MARY
                                            ADDRESS     :    3610 PARSONS POND CIRCLE
  MORTGAGE AMT:       292,500.00            CITY               WESTLAKE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               OH   44145
  UNPAID BALANCE:    292,277.430            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,020.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080056740               MORTGAGORS:        STEVENSON, HARRY

                                                   STEVENSON, TINA
                                            ADDRESS     :    3 GATEWAY LANE
  MORTGAGE AMT:       276,000.00            CITY               NORTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               MA   02766
  UNPAID BALANCE:    276,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,836.24            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.66667            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080056831               MORTGAGORS:        COSENZA, MATTHEW

                                                   COSENZA, ANNE
                                            ADDRESS     :    1316 SANCHEZ AVENUE
  MORTGAGE AMT:       265,000.00            CITY               BURLINGAME
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   94010
  UNPAID BALANCE:    265,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,830.29            ANNUAL RATE ADJUST:      0.000
  LTV :                 64.63415            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080056948               MORTGAGORS:        HENNESSEE, NOLAN

                                                   HENNESSEE, CHRISTIE
                                            ADDRESS     :    504 CARO LANE
  MORTGAGE AMT:       279,000.00            CITY               CHAPIN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               SC   29036
  UNPAID BALANCE:    278,782.350            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,903.28            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080057086               MORTGAGORS:        GREUBEL, PAUL

                                                   GREUBEL, CHRISTINE
                                            ADDRESS     :    19462 SIERRA CHULA
  MORTGAGE AMT:       332,000.00            CITY               Irvine
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   92612
  UNPAID BALANCE:    332,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,264.83            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080057110               MORTGAGORS:        MARRA, JASON
                                            ADDRESS     :    43 SCHOOL STREET
  MORTGAGE AMT:       367,000.00            CITY               CHARLESTOWN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MA   02129
  UNPAID BALANCE:    367,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,472.55            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.40000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080058175               MORTGAGORS:        GINSBERG, ROSS

                                                   LEMPERT, NINA
                                            ADDRESS     :    18 BREAKNECK HILL
  MORTGAGE AMT:       300,000.00            CITY               HOPKINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MA   01748
  UNPAID BALANCE:    300,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,046.53            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.51938            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080058282               MORTGAGORS:        KIRWIN, CAROLYN
                                            ADDRESS     :    2 WINDY PINE
  MORTGAGE AMT:       288,000.00            CITY               SANDWICH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MA   02563
  UNPAID BALANCE:    288,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,940.31            ANNUAL RATE ADJUST:      0.000
  LTV :                 63.29670            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080058290               MORTGAGORS:        HERBSTRITT, JOHN

                                                   HERBSTRITT, TRACY
                                            ADDRESS     :    5172 WOODFIELD DR
  MORTGAGE AMT:       155,920.00            CITY               CENTREVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               VA   20120
  UNPAID BALANCE:    155,792.190            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,037.34            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080058373               MORTGAGORS:        SELAMAT, SUMARTO

                                                   SELAMAT, LISA
                                            ADDRESS     :    8811 NORTH 66TH AVENUE
  MORTGAGE AMT:        96,593.00            CITY               GLENDALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               AZ   85301
  UNPAID BALANCE:     96,438.040            OPTION TO CONVERT :      No
  MONTHLY P&I:            650.77            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99884            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080058449               MORTGAGORS:        BOTTOMLEY, GORDON

                                                   BOTTOMLEY, KAREN
                                            ADDRESS     :    1555 CARTPATH COURT
  MORTGAGE AMT:       324,580.00            CITY               YARDLEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               PA   19067
  UNPAID BALANCE:    324,580.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,105.22            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99915            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080058779               MORTGAGORS:        SOMERA, GILBERT
                                                   SOMERA, IRENE

                                                   SOMERA, IRENE
                                            ADDRESS     :    4269 YACHT HARBOR DRIVE
  MORTGAGE AMT:       312,000.00            CITY               STOCKTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CA   95204
  UNPAID BALANCE:    311,461.230            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,023.63            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080058852               MORTGAGORS:        HITTLE, ANN LOUISE

                                                   CONSTABLE, TIMOTHY
                                            ADDRESS     :    109 BARNARD AVENUE
  MORTGAGE AMT:       360,000.00            CITY               WATERTOWN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               MA   02472
  UNPAID BALANCE:    360,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,334.95            ANNUAL RATE ADJUST:      0.000
  LTV :                 64.28571            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080059041               MORTGAGORS:        RODRIGUEZ, JESUS
                                                   PARRA, MANUEL
                                                   PARRA, ALMA
                                            ADDRESS     :    3907 SARK WAY
  MORTGAGE AMT:       256,500.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   95111
  UNPAID BALANCE:    256,314.340            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,815.50            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080059520               MORTGAGORS:        GOLDMAN, TOBIAH

                                                   GOLDMAN, ROSLYN
                                            ADDRESS     :    4762 BLUE MESA WAY
  MORTGAGE AMT:       274,500.00            CITY               LAS VEGAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               NV   89129
  UNPAID BALANCE:    274,500.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,872.57            ANNUAL RATE ADJUST:      0.000
  LTV :                 84.97268            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080059538               MORTGAGORS:        HABERMAN, NEAL

                                                   HABERMAN, MADELEINE
                                            ADDRESS     :    4907 MURIETTA AVENUE
  MORTGAGE AMT:       249,100.00            CITY               SHERMAN OAK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   91423
  UNPAID BALANCE:    248,710.170            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,699.31            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.03012            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080059736               MORTGAGORS:        DOUGLASS, JOHN
                                                   Douglass, Susan

                                                   DOUGLASS, SUSAN
                                            ADDRESS     :    14249 HUME ROAD
  MORTGAGE AMT:       588,000.00            CITY               HUME
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               VA   22639
  UNPAID BALANCE:    587,529.790            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,961.46            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080060759               MORTGAGORS:        FRATES, JAMES

                                                   FRATES, ELIZABETH
                                            ADDRESS     :    133 LOWELL ROAD
  MORTGAGE AMT:       650,000.00            CITY               WELLESLEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MA   02181
  UNPAID BALANCE:    650,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,379.17            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.28571            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080060833               MORTGAGORS:        GALLEHER, JOHN

                                                   GALLEHER, CAROLYN
                                            ADDRESS     :    22046 HYDE PARK
  MORTGAGE AMT:       284,150.00            CITY               ASHBURN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.50000                               VA   20147
  UNPAID BALANCE:    283,634.840            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,796.03            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99944            OUTSIDE CONV DATE:
  CURRENT INT           6.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080060957               MORTGAGORS:        CASEY, STEVEN

                                                   CASEY, THERESE
                                            ADDRESS     :    2527 BRONSON RD
  MORTGAGE AMT:       424,000.00            CITY               FAIRFIELD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CT   06430
  UNPAID BALANCE:    423,302.880            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,820.88            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080061187               MORTGAGORS:        PROCTOR, KENNETH
                                                   PROCTOR, BARBARA

                                                   PROCTOR, BARBARA
                                            ADDRESS     :    133 NIGHTHAWK AVEUNE
  MORTGAGE AMT:       300,000.00            CITY               PLANTATION
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               FL   33324
  UNPAID BALANCE:    300,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,175.21            ANNUAL RATE ADJUST:      0.000
  LTV :                 52.57062            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080061641               MORTGAGORS:        MCDANIEL, DAVID

                                                   MCDANIEL, TINA
                                            ADDRESS     :    18509 VIBURNUM WAY
  MORTGAGE AMT:       266,400.00            CITY               OLNEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MD   20832
  UNPAID BALANCE:    266,197.290            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,839.96            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080062847               MORTGAGORS:        HOW, JOSEPH

                                                   CHAN, CELIA
                                            ADDRESS     :    109 CASCADES CIRCLE
  MORTGAGE AMT:       278,896.00            CITY               UNION CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94587
  UNPAID BALANCE:    278,667.390            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,902.56            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080064728               MORTGAGORS:        ROACH, CHRISTOPHE

                                                   ROACH, BARBARA
                                            ADDRESS     :    831 TOPAZ DRIVE WEST
  MORTGAGE AMT:       313,500.00            CITY               WEST CHESTE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               PA   19382
  UNPAID BALANCE:    313,223.400            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,007.38            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99183            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080065204               MORTGAGORS:        GRAZIANO, THOMAS

                                                   GRAZIANO, DONNA
                                            ADDRESS     :    371 KINGSTON COURT
  MORTGAGE AMT:       257,300.00            CITY               WEST NEW YO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               NJ   07093
  UNPAID BALANCE:    257,109.050            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,799.08            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.71828            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080065238               MORTGAGORS:        HUNN, JOSEPH

                                                   HUNN, HIROKO
                                            ADDRESS     :    381 KINGSTON COURT
  MORTGAGE AMT:       280,000.00            CITY               WEST NEW YO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               NJ   07093
  UNPAID BALANCE:    280,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,957.81            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.65169            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080065287               MORTGAGORS:        BANKS, ERNIE
                                            ADDRESS     :    10929 MARINER DRIVE
  MORTGAGE AMT:       640,500.00            CITY               FORT WASHIN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               MD   20744
  UNPAID BALANCE:    640,059.210            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,644.07            ANNUAL RATE ADJUST:      0.000
  LTV :                 67.42105            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080065345               MORTGAGORS:        RUDDAN, GABRIEL

                                                   RUDDAN, SHIRLEY
                                            ADDRESS     :    1324 HORNE COURT
  MORTGAGE AMT:       243,050.00            CITY               BRENTWOOD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.50000                               CA   94513
  UNPAID BALANCE:    242,830.270            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,536.25            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.95066            OUTSIDE CONV DATE:
  CURRENT INT           6.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080065790               MORTGAGORS:        SHERIDAN, JOHN

                                                   SHERIDAN, MARY
                                            ADDRESS     :    13 PHEASANT DRIVE
  MORTGAGE AMT:       281,100.00            CITY               LAWRENCEVIL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.50000                               NJ   08648
  UNPAID BALANCE:    280,845.880            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,776.75            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.97297            OUTSIDE CONV DATE:
  CURRENT INT           6.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080066020               MORTGAGORS:        SITA, THOMAS
                                                   SITA, MARY
                                                   SITA, RALPH
                                                   SITA, CYNTHIA
                                            ADDRESS     :    25 Hoile Lane
  MORTGAGE AMT:       271,000.00            CITY               HUNGINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               MD   20639
  UNPAID BALANCE:    270,543.340            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,780.28            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.04000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080067499               MORTGAGORS:        PAGE, JOSEPH

                                                   PAGE, CAROL
                                            ADDRESS     :    314 LORING AVENUE
  MORTGAGE AMT:     1,100,000.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   90024
  UNPAID BALANCE:     1,099,075.            OPTION TO CONVERT :      No
                             860
  MONTHLY P&I:          7,226.22            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.57860            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:103
  --------------------------------------------------------------------------------

  LN # 0080068000               MORTGAGORS:        MCDERMOTT, PATRICK

                                                   MCDERMOTT, TERRY
                                            ADDRESS     :    2023 LAKE SHORE DRIVE
  MORTGAGE AMT:       319,200.00            CITY               LONG BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               IN   46360
  UNPAID BALANCE:    318,662.120            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,096.92            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.80000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080068059               MORTGAGORS:        DANIELS, H

                                                   DANIELS, BARBARA
                                            ADDRESS     :    225 S. Road
  MORTGAGE AMT:       501,400.00            CITY               POCASSET
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               MA   02559
  UNPAID BALANCE:    501,400.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,293.84            ANNUAL RATE ADJUST:      0.000
  LTV :                 51.16327            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080068208               MORTGAGORS:        KIBLINGER, WILLIAM
                                            ADDRESS     :    4465 VIEW PLACE
  MORTGAGE AMT:       292,500.00            CITY               OAKLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   94611
  UNPAID BALANCE:    290,021.090            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,045.20            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.67104            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080068299               MORTGAGORS:        WERNER, LOUIS
                                                   werner, dorothy

                                                   WERNER, DOROTHY
                                            ADDRESS     :    43 19 192ND ST
  MORTGAGE AMT:       247,500.00            CITY               FLUSHING
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               NY   11358
  UNPAID BALANCE:    247,325.310            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,773.13            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080068976               MORTGAGORS:        BROPHY, PAUL

                                                   DRUKER, MARJORIE
                                            ADDRESS     :    355 CABOT STREET
  MORTGAGE AMT:       380,000.00            CITY               NEWTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MA   02159
  UNPAID BALANCE:    379,696.120            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,560.13            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080069008               MORTGAGORS:        MITKEVICIUS, KESTUTIS

                                                   LIND, SUSAN
                                            ADDRESS     :    47 CLARK STREET
  MORTGAGE AMT:       330,800.00            CITY               NEWTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MA   02459
  UNPAID BALANCE:    330,800.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,228.66            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.37549            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080069073               MORTGAGORS:        FREMD, TRACEY

                                                   FREMD, ERIC
                                            ADDRESS     :    1000 MORNING GLORY CT
  MORTGAGE AMT:       273,400.00            CITY               EL DORADO H
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   95762
  UNPAID BALANCE:    273,170.300            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,796.05            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.47518            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080069438               MORTGAGORS:        PURI, RAJ

                                                   PURI, MARA
                                            ADDRESS     :    11412 RIDGE MIST TERRACE
  MORTGAGE AMT:       480,050.00            CITY               POTOMAC
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               MD   20854
  UNPAID BALANCE:    479,656.500            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,193.79            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99833            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080069677               MORTGAGORS:        CARR, JOHNNY

                                                   CARR, JILL
                                            ADDRESS     :    6101 HUTTON COURT
  MORTGAGE AMT:       283,000.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   95123
  UNPAID BALANCE:    282,789.970            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,978.78            ANNUAL RATE ADJUST:      0.000
  LTV :                 82.02899            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080069867               MORTGAGORS:        GEORGE, WALTER

                                                   GEORGE, PEGGY
                                            ADDRESS     :    702 S SIXTH ST
  MORTGAGE AMT:       349,000.00            CITY               COLUMBUS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               OH   43206
  UNPAID BALANCE:    349,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,351.28            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.86270            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080069917               MORTGAGORS:        Zagozewski, William

                                                   ZAGOZEWSKI, J.LORRAINE
                                            ADDRESS     :    2913 Denver Street
  MORTGAGE AMT:       351,900.00            CITY               San Diego
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92117
  UNPAID BALANCE:    351,632.230            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,430.49            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080070022               MORTGAGORS:        WOI, MICHAEL

                                                   WOI, JULIE
                                            ADDRESS     :    20420 ROSLIN AVENUE
  MORTGAGE AMT:       281,500.00            CITY               TORRANCE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CA   90503
  UNPAID BALANCE:    281,257.640            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,825.80            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.40826            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080070055               MORTGAGORS:        SIMMONDS, STEPHEN

                                                   SIMMONDS, FRAN
                                            ADDRESS     :    4243 MOONCREST PLACE
  MORTGAGE AMT:       464,000.00            CITY               ENCINO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   91436
  UNPAID BALANCE:    464,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,204.73            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080070162               MORTGAGORS:        TREROTOLA, JAMES

                                                   TREROTOLA, DEBRA
                                            ADDRESS     :    16 KINGSTON LANE
  MORTGAGE AMT:       330,000.00            CITY               OCEAN CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               NJ   08226
  UNPAID BALANCE:    329,748.900            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,279.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.75000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080070410               MORTGAGORS:        DAVIS, JAMES

                                                   DAVIS, DONNA
                                            ADDRESS     :    687 BRIGHTWATERS DRIVE
  MORTGAGE AMT:       430,000.00            CITY               WHITE STONE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               VA   22578
  UNPAID BALANCE:    429,688.770            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,043.52            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.26891            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080070576               MORTGAGORS:        WILLIAMS, ROBERT

                                                   ROUNTREE, ELIZABETH
                                            ADDRESS     :    160 LAMBERT HOPEWELL ROAD
  MORTGAGE AMT:       309,600.00            CITY               HOPEWELL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NJ   08525
  UNPAID BALANCE:    309,352.420            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,085.84            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080070626               MORTGAGORS:        HABERMAN, CLAY

                                                   HABERMAN, JOAN
                                            ADDRESS     :    1010 GRAYSON ROAD
  MORTGAGE AMT:       260,000.00            CITY               PLEASANT HI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   94523
  UNPAID BALANCE:    259,786.880            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,729.79            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.02339            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080070675               MORTGAGORS:        HOLLAND, WAYNE

                                                   HOLLAND, KATHLEEN
                                            ADDRESS     :    5443 EVENING SKY DRIVE
  MORTGAGE AMT:       325,000.00            CITY               SIMI VALLEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   93063
  UNPAID BALANCE:    325,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,135.02            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.40060            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080070683               MORTGAGORS:        CHIRONIS, STEVEN
                                                   SARMIENTO, SALLY

                                                   CHIRONIS, SALLY
                                            ADDRESS     :    9 HARBORFIELDS COURT
  MORTGAGE AMT:       300,000.00            CITY               Greenlawn
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               NY   11740
  UNPAID BALANCE:    300,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,072.03            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.83000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080070691               MORTGAGORS:        BASEL, MITCHELL

                                                   BASEL, JOANN
                                            ADDRESS     :    31  LITTLE COMFORT WAY
  MORTGAGE AMT:       337,610.00            CITY               SOUTH KINGS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               RI   02879
  UNPAID BALANCE:    337,335.560            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,384.50            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.33542            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080070816               MORTGAGORS:        MCGARRY, KEVIN

                                                   MCGARRY, MARY
                                            ADDRESS     :    10666 FRANK DANIELS WAY
  MORTGAGE AMT:       305,000.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92131
  UNPAID BALANCE:    304,750.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,029.17            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.61905            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080071129               MORTGAGORS:        VEEVAERT, JAMES

                                                   VEEVAERT, ALICIA
                                            ADDRESS     :    360 INDIGO PLACE NORTHWES
  MORTGAGE AMT:       292,450.00            CITY               ISSAQUAH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               WA   98027
  UNPAID BALANCE:    292,210.280            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,945.68            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.99846            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080071137               MORTGAGORS:        FALKENSTEIN, PAUL

                                                   MISHRA, KIRIN
                                            ADDRESS     :    97 PARKSIDE DRIVE
  MORTGAGE AMT:       255,000.00            CITY               NEW HOPE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               PA   18938
  UNPAID BALANCE:    255,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,783.00            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.27273            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080071343               MORTGAGORS:        MADIGAN, MARY
                                            ADDRESS     :    362 PENFIELD ROAD
  MORTGAGE AMT:       276,000.00            CITY               FAIRFIELD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CT   06430
  UNPAID BALANCE:    275,784.690            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,882.81            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080071533               MORTGAGORS:        TURNER, GEORGE
                                            ADDRESS     :    31904 CEDARCRAFT ROAD
  MORTGAGE AMT:       330,000.00            CITY               ACTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   93510
  UNPAID BALANCE:    329,742.560            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,251.19            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.74419            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080071855               MORTGAGORS:        CAMPAGNA, MICHAEL

                                                   CAMPAGNA, JANINE
                                            ADDRESS     :    211 S CLINTON AVENUE
  MORTGAGE AMT:       330,000.00            CITY               OAK PARK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               IL   60302
  UNPAID BALANCE:    330,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,223.28            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.67164            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080071970               MORTGAGORS:        BENTON, HADLEY
                                                   BENTON, KAREN

                                                   BENTON, KAREN
                                            ADDRESS     :    77 PUTMAN CIR
  MORTGAGE AMT:       280,000.00            CITY               ATLANTA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               GA   30342
  UNPAID BALANCE:    279,770.480            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,862.85            ANNUAL RATE ADJUST:      0.000
  LTV :                 67.87879            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080072085               MORTGAGORS:        NIKOLAI, BEVERLY

                                                   GALBRAITH, CYNTHIA
                                            ADDRESS     :    1780 FLANDERS COURT
  MORTGAGE AMT:       340,000.00            CITY               WALNUT CREE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CA   94598
  UNPAID BALANCE:    340,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,205.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080072127               MORTGAGORS:        MCPADDEN, CARL

                                                   MCPADDEN, MAUREEN
                                            ADDRESS     :    13640 BURKE ROAD
  MORTGAGE AMT:       647,000.00            CITY               Los Altos
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   94022
  UNPAID BALANCE:    646,519.830            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,523.92            ANNUAL RATE ADJUST:      0.000
  LTV :                 67.40000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080072705               MORTGAGORS:        MERGHOUB, BAELHADJ

                                                   MERGHOUB, GABRIELLE
                                            ADDRESS     :    5313 CARDINAL COURT
  MORTGAGE AMT:       415,300.00            CITY               BETHESDA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MD   20816
  UNPAID BALANCE:    414,633.790            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,797.96            ANNUAL RATE ADJUST:      0.000
  LTV :                 54.93386            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080072937               MORTGAGORS:        JIMENEZ, LUCIA

                                                   JIMENEZ, ARNALDO
                                            ADDRESS     :    3 EMMONS PATH
  MORTGAGE AMT:       420,000.00            CITY               CHESTER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               NJ   07930
  UNPAID BALANCE:    419,358.860            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,900.84            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080072952               MORTGAGORS:        OUSDAHL, RONDAL

                                                   OUSDAHL, JANET
                                            ADDRESS     :    23980 OLD POMEGRANATE ROA
  MORTGAGE AMT:       247,150.00            CITY               YORBA LINDA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92887
  UNPAID BALANCE:    246,961.930            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,707.01            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.98641            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080073034               MORTGAGORS:        PETITPAS, DENNIS

                                                   PETITPAS, LORI
                                            ADDRESS     :    941 MORELLO HILLS DRIVE
  MORTGAGE AMT:       262,530.00            CITY               MARTINEZ
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CA   94553
  UNPAID BALANCE:    262,076.650            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,702.77            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99866            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080073364               MORTGAGORS:        CLAVIN, JOHN
                                            ADDRESS     :    18901 MUIRKIRK DRIVE
  MORTGAGE AMT:       275,950.00            CITY               NORTHRIDGE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   91326
  UNPAID BALANCE:    275,734.730            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,882.47            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99710            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080073646               MORTGAGORS:        GALAT, GREGORY

                                                   GALAT, TRACEY
                                            ADDRESS     :    7 SHEFFIELD CIRCLE
  MORTGAGE AMT:       300,000.00            CITY               ANDOVER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               MA   01810
  UNPAID BALANCE:    300,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,945.79            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080073703               MORTGAGORS:        LEE, DAVIS
                                            ADDRESS     :    4459 LAAKEA STREET
  MORTGAGE AMT:       250,000.00            CITY               HONOLULU
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               HI   96818
  UNPAID BALANCE:    249,814.460            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,748.04            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.44444            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080073786               MORTGAGORS:        DAVIS, DANA
                                                   Davis, Jerri

                                                   DAVIS, JERRI
                                            ADDRESS     :    813 COLUMBINE COURT
  MORTGAGE AMT:       390,000.00            CITY               DANVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94526
  UNPAID BALANCE:    389,695.760            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,660.49            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.59184            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080074099               MORTGAGORS:        FISHER, PETER
                                                   Fisher, Lori

                                                   FISHER, LORI
                                            ADDRESS     :    16 WHIPPLETREE RD
  MORTGAGE AMT:       252,980.00            CITY               CHELMSFORD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MA   01824
  UNPAID BALANCE:    252,782.650            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,725.77            ANNUAL RATE ADJUST:      0.000
  LTV :                 88.76491            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080074263               MORTGAGORS:        SCHOONMAKER, JAMES

                                                   SCHOONMAKER, KAREN
                                            ADDRESS     :    79 NORFOLK ROAD
  MORTGAGE AMT:       297,600.00            CITY               ARLINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MA   02474
  UNPAID BALANCE:    297,367.840            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,030.16            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080074354               MORTGAGORS:        Syler, Luann
                                            ADDRESS     :    127 G STREET
  MORTGAGE AMT:       404,000.00            CITY               Newport Beach
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   92661
  UNPAID BALANCE:    403,660.590            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,653.99            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080074578               MORTGAGORS:        RICHTER, FREDERICK
                                                   Richter, Camilla

                                                   RICHTER, CAMILLA
                                            ADDRESS     :    1800 LAVE AVENUE
  MORTGAGE AMT:       308,000.00            CITY               LONG BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   90815
  UNPAID BALANCE:    307,759.730            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,101.10            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080074834               MORTGAGORS:        GRAY, TERRY

                                                   GRAY, JAYE
                                            ADDRESS     :    3069 LA PIETRA CIRCLE
  MORTGAGE AMT:       420,000.00            CITY               HONOLULU
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               HI   96815
  UNPAID BALANCE:    420,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,724.11            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080075021               MORTGAGORS:        DUDDY, JOSEPH

                                                   DUDDY, JENNIFER
                                            ADDRESS     :    305 CRESCENT PARKWAY
  MORTGAGE AMT:       450,000.00            CITY               SEA GIRT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               NJ   08750
  UNPAID BALANCE:    450,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,993.87            ANNUAL RATE ADJUST:      0.000
  LTV :                 63.82979            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080075401               MORTGAGORS:        RAND, JEROME

                                                   RAND, LINDA
                                            ADDRESS     :    9956 STONE VALE DRIVE
  MORTGAGE AMT:       320,283.00            CITY               VIENNA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               VA   22181
  UNPAID BALANCE:    320,283.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,077.35            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99995            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080075765               MORTGAGORS:        KUA, ALEX

                                                   KUA, ZENAIDA
                                            ADDRESS     :    23984 OLD POMEGRANATE ROA
  MORTGAGE AMT:       267,850.00            CITY               YORBA LINDA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   92887
  UNPAID BALANCE:    267,624.970            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,759.59            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.95522            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080075864               MORTGAGORS:        BEVIVINO, THOMAS

                                                   BEVIVINO, MARY
                                            ADDRESS     :    4813 ASBURY AVENUE
  MORTGAGE AMT:       270,000.00            CITY               OCEAN CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               NJ   08226
  UNPAID BALANCE:    269,799.620            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,887.88            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.64602            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080076110               MORTGAGORS:        DRIVER, HENRY

                                                   DRIVER, SILVIA
                                            ADDRESS     :    8 EAST JAMES STREET
  MORTGAGE AMT:       400,000.00            CITY               FENWICK ISL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               DE   19944
  UNPAID BALANCE:    399,680.120            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,694.88            ANNUAL RATE ADJUST:      0.000
  LTV :                 64.62036            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080076334               MORTGAGORS:        BENJAMIN, ROBERTA
                                            ADDRESS     :    5 WELLINGTON STREET
  MORTGAGE AMT:       300,000.00            CITY               BOSTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MA   02118
  UNPAID BALANCE:    300,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,072.03            ANNUAL RATE ADJUST:      0.000
  LTV :                 51.72414            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080076599               MORTGAGORS:        GULUZIAN, ARAM

                                                   GULUZIAN, ELIZABETH
                                            ADDRESS     :    578 RIVIERA DRIVE
  MORTGAGE AMT:       363,200.00            CITY               TAMPA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               FL   33606
  UNPAID BALANCE:    362,916.670            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,477.66            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080077159               MORTGAGORS:        MASSEY, ROGER

                                                   MASSEY, CYNTHIA
                                            ADDRESS     :    410 MESA ROAD
  MORTGAGE AMT:       275,200.00            CITY               NIPOMO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   93444
  UNPAID BALANCE:    275,200.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,830.91            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080077217               MORTGAGORS:        BRADLEY, SCOTT

                                                   DAIGLE, CATHY
                                            ADDRESS     :    25000 MILLER CUT-OFF ROAD
  MORTGAGE AMT:       328,000.00            CITY               Los Gatos
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   95030
  UNPAID BALANCE:    327,750.420            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,265.41            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080077365               MORTGAGORS:        KOVACK, G

                                                   KOVACK, KAREN
                                            ADDRESS     :    2753 BROOKSIDE DRIVE
  MORTGAGE AMT:       350,000.00            CITY               CHINO HILLS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   91709
  UNPAID BALANCE:    349,713.110            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,328.56            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.30693            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080077407               MORTGAGORS:        MOUNT, ROBERT

                                                   MOUNT, LINDA
                                            ADDRESS     :    24812 247TH PLACE SOUTHEA
  MORTGAGE AMT:       352,000.00            CITY               MAPLE VALLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               WA   98038
  UNPAID BALANCE:    352,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,401.26            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.34010            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080077845               MORTGAGORS:        WIRTH, DAVID

                                                   WIRTH, DENISE
                                            ADDRESS     :    59 CLEVELAND ROAD
  MORTGAGE AMT:       360,000.00            CITY               WELLESLEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MA   02181
  UNPAID BALANCE:    360,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,425.39            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080078009               MORTGAGORS:        SCHADT, CRAIG

                                                   SCHADT, HEIDI
                                            ADDRESS     :    352 BROOKVALE ROAD
  MORTGAGE AMT:       270,000.00            CITY               KINNELON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               NJ   07405
  UNPAID BALANCE:    270,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,864.83            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.97260            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080078595               MORTGAGORS:        KRISHNA, ACHAL
                                                   SOMNALI, SANJAY
                                                   SOMNALI, SANJAY
                                            ADDRESS     :    30226 WILLOWBROOK ROAD
  MORTGAGE AMT:       388,600.00            CITY               HAYWARD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94544
  UNPAID BALANCE:    388,296.850            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,650.94            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.99202            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080078967               MORTGAGORS:        FINKEL, JOHN

                                                   SELTZER, ELYSE
                                            ADDRESS     :    621 MONTGOMERY SCHOOL LAN
  MORTGAGE AMT:       480,000.00            CITY               WYNNEWOOD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               PA   19096
  UNPAID BALANCE:    480,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,274.45            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080079270               MORTGAGORS:        SUBLER, DAVID

                                                   SUBLER, PAMELA
                                            ADDRESS     :    6580 PLESENTON DRIVE
  MORTGAGE AMT:       420,000.00            CITY               WORTHINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               OH   43085
  UNPAID BALANCE:    419,680.410            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,900.84            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080079320               MORTGAGORS:        DIGERONIMO, EDWARD

                                                   LUSSIER, LESLIE
                                            ADDRESS     :    30 DARTMOUTH STREET
  MORTGAGE AMT:       489,976.00            CITY               BOSTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MA   02116
  UNPAID BALANCE:    489,976.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,342.50            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080079502               MORTGAGORS:        VOGEL, ROY

                                                   VOGEL, WHITNEY
                                            ADDRESS     :    23 COLES HILL RD
  MORTGAGE AMT:       295,200.00            CITY               NORTH HALED
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               NJ   07508
  UNPAID BALANCE:    295,200.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,114.85            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080079510               MORTGAGORS:        KAU, WEN

                                                   KAU, JACKIE
                                            ADDRESS     :    21 SARENA UNIT 35
  MORTGAGE AMT:       336,000.00            CITY               IRVINE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :       12.62500                               CA   92612
  UNPAID BALANCE:    335,756.810            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,378.19            ANNUAL RATE ADJUST:      5.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080079841               MORTGAGORS:        PHARES, KENNETH
                                            ADDRESS     :    194 AMBER WOOD RUN
  MORTGAGE AMT:       248,000.00            CITY               CHAPEL HILL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               NC   27516
  UNPAID BALANCE:    248,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,587.98            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080079957               MORTGAGORS:        WEAVER, RONALD
                                            ADDRESS     :    5785 LONE STAR VALLEY RD
  MORTGAGE AMT:       392,000.00            CITY               AUBURN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   95602
  UNPAID BALANCE:    391,709.080            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,740.92            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.19192            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080080070               MORTGAGORS:        VIOLA, RICHARD

                                                   STRINGER, TAMARA
                                            ADDRESS     :    6418 WOODLEIGH OAKS
  MORTGAGE AMT:       305,440.00            CITY               CHARLOTTE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               NC   28226
  UNPAID BALANCE:    305,189.630            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,032.10            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99392            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080080609               MORTGAGORS:        IOVINO, PETER
                                            ADDRESS     :    8735 HOLLYWOOD HILLS ROAD
  MORTGAGE AMT:       331,000.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   90046
  UNPAID BALANCE:    330,455.760            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,202.16            ANNUAL RATE ADJUST:      0.000
  LTV :                 66.20000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080080682               MORTGAGORS:        CRONKHITE, BRUCE

                                                   CRONKHITE, MEI
                                            ADDRESS     :    262 SOUTH WILLOW SPRINGS
  MORTGAGE AMT:       252,000.00            CITY               ORANGE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   92869
  UNPAID BALANCE:    251,817.610            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,783.64            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080080716               MORTGAGORS:        WONG, GARY

                                                   STETSON, PAMELA
                                            ADDRESS     :    5 GREAT HALL ROAD
  MORTGAGE AMT:       300,000.00            CITY               MAHWAH TOWN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               NJ   07430
  UNPAID BALANCE:    300,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,046.53            ANNUAL RATE ADJUST:      0.000
  LTV :                 34.28571            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080080724               MORTGAGORS:        CREASMAN, CRAIG

                                                   CREASMAN, MARIKO
                                            ADDRESS     :    17970 VINELAND AVENUE
  MORTGAGE AMT:       974,000.00            CITY               MONTE SEREN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   95030
  UNPAID BALANCE:    973,221.110            OPTION TO CONVERT :      No
  MONTHLY P&I:          6,562.02            ANNUAL RATE ADJUST:      0.000
  LTV :                 59.03030            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:103
  --------------------------------------------------------------------------------

  LN # 0080080856               MORTGAGORS:        IDEN, DENNIS

                                                   IDEN, NANCY
                                            ADDRESS     :    5811 CATHEDRAL OAKS ROAD
  MORTGAGE AMT:       308,000.00            CITY               GOLETA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   93117
  UNPAID BALANCE:    307,765.640            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,127.28            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080081011               MORTGAGORS:        PFARR, JOHN
                                            ADDRESS     :    461 CHAPEL ST
  MORTGAGE AMT:       275,000.00            CITY               BLOCK ISLAN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               RI   02807
  UNPAID BALANCE:    274,795.910            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,922.84            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.90368            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080081029               MORTGAGORS:        LAVENANT, MICHAEL

                                                   LAVENANT, DANA
                                            ADDRESS     :    143 VIA OLIVERA
  MORTGAGE AMT:       286,800.00            CITY               CAMARILLO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   93012
  UNPAID BALANCE:    286,339.930            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,932.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.98261            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080081037               MORTGAGORS:        SVIRIDOFF, ALLEN

                                                   MILAN, LINDA
                                            ADDRESS     :    21 OVERLOOK DRIVE
  MORTGAGE AMT:       328,000.00            CITY               TRURO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               MA   02666
  UNPAID BALANCE:    327,724.440            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,154.73            ANNUAL RATE ADJUST:      0.000
  LTV :                 58.57143            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080081375               MORTGAGORS:        DIPIERRO, VINCENT

                                                   DIPIERRO, MARIA
                                            ADDRESS     :    131 BULKLEY DRIVE
  MORTGAGE AMT:       296,100.00            CITY               FAIRFIELD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CT   06432
  UNPAID BALANCE:    296,100.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,045.09            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080081425               MORTGAGORS:        SEWARD, KEVIN

                                                   SEWARD, DANETTE
                                            ADDRESS     :    3885 ORANGE COURT
  MORTGAGE AMT:       346,500.00            CITY               BOULDER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CO   80304
  UNPAID BALANCE:    346,500.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,247.40            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080081722               MORTGAGORS:        LAW, THOMAS
                                            ADDRESS     :    117 SCRIMSHAW DRIVE
  MORTGAGE AMT:       274,500.00            CITY               CHESTER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.50000                               VA   23831
  UNPAID BALANCE:    274,500.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,735.03            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080081748               MORTGAGORS:        YAACOUBIAN, OHANNES
                                            ADDRESS     :    3710 SCADLOC LANE
  MORTGAGE AMT:       495,000.00            CITY               SHERMAN OAK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.37500                               CA   91403
  UNPAID BALANCE:    494,692.330            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,762.36            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.34375            OUTSIDE CONV DATE:
  CURRENT INT           8.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080081946               MORTGAGORS:        MANZAGOL, L

                                                   MANZAGOL, KATHERINE
                                            ADDRESS     :    4715 REDEUX COURT
  MORTGAGE AMT:       411,900.00            CITY               DOYLESTOWN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               PA   18901
  UNPAID BALANCE:    411,900.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,671.58            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99612            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080082084               MORTGAGORS:        TURPEN, MICHAEL

                                                   TURPEN, PATRICIA
                                            ADDRESS     :    27 ESTRELLA DE LA MANANA
  MORTGAGE AMT:       362,000.00            CITY               SANTA FE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NM   87505
  UNPAID BALANCE:    361,710.510            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,438.87            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.18575            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080082225               MORTGAGORS:        YOUNG METTEN, STEPHANIE
                                            ADDRESS     :    2610 BARCELONA AVE
  MORTGAGE AMT:       400,000.00            CITY               PISMO BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   93449
  UNPAID BALANCE:    399,710.490            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,831.18            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.51938            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080082233               MORTGAGORS:        NYBERG, BRUCE

                                                   NYBERG, KAREN
                                            ADDRESS     :    196 EAST CREEK ROAD
  MORTGAGE AMT:       376,000.00            CITY               FELTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   95018
  UNPAID BALANCE:    375,720.950            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,629.05            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080082258               MORTGAGORS:        HAWK, DALE

                                                   HAWK, TINA
                                            ADDRESS     :    6438 WEST 97TH PLACE
  MORTGAGE AMT:       280,700.00            CITY               WESTMINSTER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CO   80021
  UNPAID BALANCE:    280,496.830            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,986.78            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.99247            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080082316               MORTGAGORS:        PURCELL, ELLIS

                                                   MCLOUGHLIN, JAMES
                                            ADDRESS     :    2412 NORTH BURLING
  MORTGAGE AMT:       300,000.00            CITY               CHICAGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               IL   60614
  UNPAID BALANCE:    300,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,995.91            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.58824            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080082399               MORTGAGORS:        PORTERFIELD, COLLIE

                                                   PORTERFIELD, NANCY
                                            ADDRESS     :    54 Muldoon Canyon Road
  MORTGAGE AMT:       320,000.00            CITY               Blaine County
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               ID   83313
  UNPAID BALANCE:    319,756.510            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,210.16            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.56000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080082688               MORTGAGORS:        CALLELLA, MIKE

                                                   POULOS CALLE, SANDRA
                                            ADDRESS     :    8734 EAST BANNER RIDGE DR
  MORTGAGE AMT:       337,500.00            CITY               ANAHEIM
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   92808
  UNPAID BALANCE:    337,500.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,359.85            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080082712               MORTGAGORS:        BARRETT, WILLIAM

                                                   BARRETT, KATHLEEN
                                            ADDRESS     :    LOT 10 BIRCH TREE DRIVE
  MORTGAGE AMT:       320,000.00            CITY               GEORGETOWN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               MA   01833
  UNPAID BALANCE:    320,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,075.51            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.56322            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080082738               MORTGAGORS:        BROWN, DAVID

                                                   BROWN, CYNTHIA
                                            ADDRESS     :    1002 LIBERTY NEST COURT
  MORTGAGE AMT:       480,000.00            CITY               DAVIDSONVIL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MD   21035
  UNPAID BALANCE:    480,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,274.45            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.59055            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080082761               MORTGAGORS:        STOLZENTHALE, VIRGINIA
                                            ADDRESS     :    9-11 Claflin Place #1
  MORTGAGE AMT:       250,000.00            CITY               NEWTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               MA   02460
  UNPAID BALANCE:    249,832.260            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,834.41            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.48224            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080082779               MORTGAGORS:        MITCHELL, CHRISTINE
                                            ADDRESS     :    4809 LAKE AVENUE
  MORTGAGE AMT:       343,100.00            CITY               GLENVIEW
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               IL   60025
  UNPAID BALANCE:    342,431.310            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,634.37            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.23158            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/19
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:105
  --------------------------------------------------------------------------------

  LN # 0080082894               MORTGAGORS:        MOULIOS, STEVEN

                                                   MILLER, KELLY
                                            ADDRESS     :    6 ANJOU
  MORTGAGE AMT:       304,000.00            CITY               NEWPORT COA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92657
  UNPAID BALANCE:    303,500.170            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,022.52            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080083017               MORTGAGORS:        MRAZ, MICHAEL

                                                   MRAZ, MARY
                                            ADDRESS     :    2425 DEER HOLLOW DRIVE
  MORTGAGE AMT:       396,000.00            CITY               HUDSON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               OH   44236
  UNPAID BALANCE:    396,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,535.64            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080083066               MORTGAGORS:        WAGNER, STEPHEN

                                                   WAGNER, SHEILA
                                            ADDRESS     :    30 HEDGEROW LANE
  MORTGAGE AMT:       300,000.00            CITY               PHOENIXVILL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               PA   19460
  UNPAID BALANCE:    300,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,970.79            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.23888            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080083298               MORTGAGORS:        MEDDAUGH, GARY

                                                   HARDING, TRICIA
                                            ADDRESS     :    5634 NW ZAMIA AVE
  MORTGAGE AMT:       283,500.00            CITY               REDMOND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               OR   97756
  UNPAID BALANCE:    283,273.290            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,909.99            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.67123            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080083330               MORTGAGORS:        PALAGANAS, BIENVENIDO

                                                   PALAGANAS, EMMA
                                            ADDRESS     :    1009 STAR PINE DRIVE
  MORTGAGE AMT:       273,900.00            CITY               LAS VEGAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NV   89134
  UNPAID BALANCE:    273,680.960            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,845.32            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99019            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080083389               MORTGAGORS:        WOOLLEY, WILSON

                                                   WOOLLEY, KARLA
                                            ADDRESS     :    3 DESERT WILLOW LANE
  MORTGAGE AMT:       291,000.00            CITY               LITTLETON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CO   80127
  UNPAID BALANCE:    290,767.280            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,960.53            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.86179            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080083595               MORTGAGORS:        MC MICHAEL, MELISSA

                                                   CHATTERTON, PETER
                                            ADDRESS     :    4108 COOLIDGE AVENUE
  MORTGAGE AMT:       271,700.00            CITY               OAKLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94602
  UNPAID BALANCE:    271,486.550            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,853.48            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080083603               MORTGAGORS:        NAZARENO, GARY
                                            ADDRESS     :    36418 CRYSTAL SPRINGS CT
  MORTGAGE AMT:       500,000.00            CITY               NEWARK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   94560
  UNPAID BALANCE:    499,600.150            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,368.60            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.28571            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080083769               MORTGAGORS:        BLOOM, STEPHEN

                                                   BLOOM, ADRIENNE
                                            ADDRESS     :    3934 CORAL PLACE
  MORTGAGE AMT:       475,000.00            CITY               CALABASAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   91302
  UNPAID BALANCE:    474,610.640            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,160.19            ANNUAL RATE ADJUST:      0.000
  LTV :                 43.18182            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080083785               MORTGAGORS:        CLANCY, THOMAS

                                                   CLANCY, MICHELE
                                            ADDRESS     :    9 CREEKVIEW TERRACE
  MORTGAGE AMT:       275,000.00            CITY               LAFAYETTE H
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               PA   19444
  UNPAID BALANCE:    275,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,806.56            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.52776            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080083850               MORTGAGORS:        LOVE, WAYNE

                                                   LOVE, DEBRA
                                            ADDRESS     :    21W710 DORCHESTER COURT
  MORTGAGE AMT:       265,000.00            CITY               GLEN ELLYN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               IL   60137
  UNPAID BALANCE:    265,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,014.97            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.43820            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           07/01/19
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:105
  --------------------------------------------------------------------------------

  LN # 0080083892               MORTGAGORS:        TUNSTALL, KARRIE

                                                   TUNSTALL, ROBERT
                                            ADDRESS     :    13684 SAMHILL DRIVE
  MORTGAGE AMT:       266,559.00            CITY               MT AIRY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MD   21771
  UNPAID BALANCE:    266,559.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,818.41            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99994            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080083926               MORTGAGORS:        BEILEIN, DONALD

                                                   BEILEIN, BETH
                                            ADDRESS     :    2194 MORNING SUN LANE
  MORTGAGE AMT:       247,800.00            CITY               NAPLES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               FL   34119
  UNPAID BALANCE:    247,616.100            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,732.65            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99897            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080083967               MORTGAGORS:        FRANKEL, MARK

                                                   FRANKEL, CHRISTINE
                                            ADDRESS     :    3132 VILLAMARE
  MORTGAGE AMT:       290,000.00            CITY               HILTON HEAD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               SC   29928
  UNPAID BALANCE:    290,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,052.60            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.74227            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080084163               MORTGAGORS:        O HARA, MARIELLEN

                                                   O'Hara, JOHN
                                            ADDRESS     :    21 FOX VINE LANE
  MORTGAGE AMT:       344,250.00            CITY               SCITUATE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               MA   02066
  UNPAID BALANCE:    344,250.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,290.31            ANNUAL RATE ADJUST:      0.000
  LTV :                 85.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080085376               MORTGAGORS:        CARABALLO, RAYMOND

                                                   CARABALLO, PAMELA
                                            ADDRESS     :    2264 HERITAGE GREEN DRIVE
  MORTGAGE AMT:       300,000.00            CITY               NAPLES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               FL   34119
  UNPAID BALANCE:    299,777.360            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,097.64            ANNUAL RATE ADJUST:      0.000
  LTV :                 93.97142            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080085384               MORTGAGORS:        KANNOW, WILLIAM
                                            ADDRESS     :    6771 DERBY CIRCLE
  MORTGAGE AMT:       609,500.00            CITY               HUNTINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   92648
  UNPAID BALANCE:    609,500.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,157.86            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.96097            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080085533               MORTGAGORS:        AVATYAN, ANDY
                                            ADDRESS     :    1120 1122 WEST 96TH STREE
  MORTGAGE AMT:       160,050.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.37500                               CA   90044
  UNPAID BALANCE:    160,050.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,216.50            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.98516            OUTSIDE CONV DATE:
  CURRENT INT           8.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080085699               MORTGAGORS:        VOELCKER, JAMES

                                                   VOELCKER, SUSAN
                                            ADDRESS     :    4540 WEST FAIRLANE STREET
  MORTGAGE AMT:       272,000.00            CITY               ACTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   93510
  UNPAID BALANCE:    271,777.040            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,809.63            ANNUAL RATE ADJUST:      0.000
  LTV :                 85.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080085715               MORTGAGORS:        ZAPF, ROBERT

                                                   ZAPF, ANNE
                                            ADDRESS     :    1648 ASPENWALL RD
  MORTGAGE AMT:       500,000.00            CITY               WESTLAKE VI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   91362
  UNPAID BALANCE:    499,197.930            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,368.60            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.36508            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080085723               MORTGAGORS:        WILSON, WAYNE

                                                   WILSON, CAROL
                                            ADDRESS     :    514 VIRGINIA DARE DRIVE
  MORTGAGE AMT:       298,000.00            CITY               VIRGINIA BE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               VA   23451
  UNPAID BALANCE:    297,784.310            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,109.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.80412            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080085897               MORTGAGORS:        DISIDORO, ALFRED

                                                   DISIDORO, KAREN
                                            ADDRESS     :    69 SIXTH STREET
  MORTGAGE AMT:       242,000.00            CITY               CAMBRIDGE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MA   02141
  UNPAID BALANCE:    242,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,630.40            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080085996               MORTGAGORS:        SEES, GREGORY

                                                   SEES, CYNTHIA
                                            ADDRESS     :    7700 S COUNTRY AIRE LANE
  MORTGAGE AMT:       305,600.00            CITY               COLUMBIA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MO   65203
  UNPAID BALANCE:    305,600.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,084.73            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080086200               MORTGAGORS:        GILBERT, STEPHEN

                                                   GILBERT, LAURAN
                                            ADDRESS     :    2062 SIERRA MESA DRIVE
  MORTGAGE AMT:       385,000.00            CITY               CAMARILLO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   93010
  UNPAID BALANCE:    384,684.420            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,561.41            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080086283               MORTGAGORS:        MURRAY, CRAIG

                                                   MURRAY, BARBARA
                                            ADDRESS     :    10523 OAK POND CIRCLE
  MORTGAGE AMT:       312,000.00            CITY               CHARLOTTE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               NC   28277
  UNPAID BALANCE:    311,756.610            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,128.39            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080086374               MORTGAGORS:        TERLOUW, GERRIT
                                            ADDRESS     :    2220 FORESTVIEW ROAD
  MORTGAGE AMT:       382,500.00            CITY               EVANSTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               IL   60202
  UNPAID BALANCE:    382,500.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,449.19            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080086606               MORTGAGORS:        BOLAND, PATRICK
                                            ADDRESS     :    344 WESTMINISTER ROAD
  MORTGAGE AMT:       311,200.00            CITY               BROOKLYN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               NY   11218
  UNPAID BALANCE:    311,200.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,283.48            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080086911               MORTGAGORS:        THOMPSON, DELL

                                                   THOMPSON, SARAH
                                            ADDRESS     :    2875 21ST STREET
  MORTGAGE AMT:       319,200.00            CITY               SAN FRANCIS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   94110
  UNPAID BALANCE:    318,963.100            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,231.90            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080087364               MORTGAGORS:        AMADOR, EDUARDO

                                                   AMADOR, AMANDA
                                            ADDRESS     :    25615 NORTH HOOD WAY
  MORTGAGE AMT:       299,950.00            CITY               STEVENSON R
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CA   91381
  UNPAID BALANCE:    299,432.040            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,945.47            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.98880            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080087562               MORTGAGORS:        LIPONIS, MARK

                                                   MCNALLY, SIOBHAN
                                            ADDRESS     :    71 YOKUN AVENUE
  MORTGAGE AMT:       432,000.00            CITY               LENOX
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               MA   01240
  UNPAID BALANCE:    432,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,020.61            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080087596               MORTGAGORS:        DOBBYN, WILLIAM

                                                   DOBBYN, JEANNETTE
                                            ADDRESS     :    2560 GALICIA
  MORTGAGE AMT:       513,900.00            CITY               LA VERNE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   91750
  UNPAID BALANCE:    513,055.060            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,418.99            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.46043            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080087687               MORTGAGORS:        BUTLER, PATRICK

                                                   BERTOLOZZI, KAREN
                                            ADDRESS     :    708 ARCH HALL LANE
  MORTGAGE AMT:       317,550.00            CITY               ALEXANDRIA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               VA   22314
  UNPAID BALANCE:    317,289.710            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,112.67            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99446            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080087752               MORTGAGORS:        CAMPBELL, ANNE
                                            ADDRESS     :    238 PALMETTO DRIVE
  MORTGAGE AMT:       268,000.00            CITY               PASADENA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   91105
  UNPAID BALANCE:    267,790.940            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,828.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080087935               MORTGAGORS:        LYONS, RICHARD
                                            ADDRESS     :    38 VAN RENSSELAER AVENUE
  MORTGAGE AMT:       388,000.00            CITY               STAMFORD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               CT   06902
  UNPAID BALANCE:    387,739.660            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,847.01            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080088099               MORTGAGORS:        ROOTENBERG, HOWARD

                                                   ROOTENBERG, JOAN
                                            ADDRESS     :    19327 OLIVOS DRIVE
  MORTGAGE AMT:       522,000.00            CITY               TARZANA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   91356
  UNPAID BALANCE:    522,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,560.96            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080088107               MORTGAGORS:        MOORE, HOWELL

                                                   MOORE, PENNY
                                            ADDRESS     :    2275 NIX BRIDGE ROAD
  MORTGAGE AMT:       278,300.00            CITY               DAWSONVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               GA   30524
  UNPAID BALANCE:    278,098.570            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,969.79            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.62804            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080088479               MORTGAGORS:        FERRIS, RICHARD
                                            ADDRESS     :    1100 STATION WAY
  MORTGAGE AMT:       247,000.00            CITY               WESTTOWN TW
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               PA   19382
  UNPAID BALANCE:    246,821.220            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,748.26            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080089725               MORTGAGORS:        ZIELSDORF, PHILLIS
                                            ADDRESS     :    26842 CLAUDETTE ST UNIT 2
  MORTGAGE AMT:       103,500.00            CITY               SANTA CLARI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CA   91351
  UNPAID BALANCE:    103,320.620            OPTION TO CONVERT :      No
  MONTHLY P&I:            671.30            ANNUAL RATE ADJUST:      0.000
  LTV :                 87.71186            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080089808               MORTGAGORS:        ATKINSON, JOSEPH
                                            ADDRESS     :    4830 MILANO WAY
  MORTGAGE AMT:       143,500.00            CITY               OCEANSIDE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92057
  UNPAID BALANCE:    143,264.060            OPTION TO CONVERT :      No
  MONTHLY P&I:            954.71            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.72222            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080090855               MORTGAGORS:        TAYAL, MANORANJAN

                                                   TAYAL, GEETA
                                            ADDRESS     :    4411 HARBOUR TOWN DRIVE
  MORTGAGE AMT:       266,500.00            CITY               BELTSVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MD   20705
  UNPAID BALANCE:    266,286.890            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,795.45            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.98607            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080090863               MORTGAGORS:        SAWANOBORI, MASAKI
                                            ADDRESS     :    2855 RUBINO CIRCLE
  MORTGAGE AMT:       319,800.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   95125
  UNPAID BALANCE:    319,261.120            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,100.86            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.97999            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080090996               MORTGAGORS:        BERTLING, STEVEN

                                                   BERTLING, LISA
                                            ADDRESS     :    105 CITATION WAY
  MORTGAGE AMT:       252,000.00            CITY               GREENVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               SC   29615
  UNPAID BALANCE:    251,788.290            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,655.46            ANNUAL RATE ADJUST:      0.000
  LTV :                 63.79747            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080092109               MORTGAGORS:        PAIK, NELSON

                                                   PAIK, ANGELA
                                            ADDRESS     :    1700 PUNTA PLACE
  MORTGAGE AMT:     1,000,000.00            CITY               PALOS VERDE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   90274
  UNPAID BALANCE:    999,180.300            OPTION TO CONVERT :      No
  MONTHLY P&I:          6,653.03            ANNUAL RATE ADJUST:      0.000
  LTV :                 34.48276            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:103
  --------------------------------------------------------------------------------

  LN # 0080092174               MORTGAGORS:        ATLAS, EUGENE

                                                   ATLAS, STEPHANIE
                                            ADDRESS     :    2188 CAMINO ROBLENO
  MORTGAGE AMT:       418,450.00            CITY               CARLSBAD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   92009
  UNPAID BALANCE:    418,162.030            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,034.05            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.99486            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080092273               MORTGAGORS:        THEIS, KENNETH

                                                   THEIS, LISA
                                            ADDRESS     :    35625 ROAD 274
  MORTGAGE AMT:       200,000.00            CITY               NORTH FORK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   93643
  UNPAID BALANCE:    199,862.360            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,450.14            ANNUAL RATE ADJUST:      0.000
  LTV :                 59.70149            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080092331               MORTGAGORS:        TAYLOR, DAVID

                                                   TAYLOR, JENNIFER
                                            ADDRESS     :    1405 Rosewood Hill Drive
  MORTGAGE AMT:       367,200.00            CITY               Vienna
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.50000                               VA   22182
  UNPAID BALANCE:    367,200.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,320.95            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080092513               MORTGAGORS:        ROGER, GUY

                                                   BROOK, LISBET
                                            ADDRESS     :    4295 MCCONNELL BOULVARD
  MORTGAGE AMT:       170,000.00            CITY               CULVER CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   90066
  UNPAID BALANCE:    169,867.380            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,159.70            ANNUAL RATE ADJUST:      0.000
  LTV :                 62.96296            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080092539               MORTGAGORS:        CHONTOS, MATTHEW

                                                   CHONTOS, EMMA
                                            ADDRESS     :    2810 FRANCES AVENUE
  MORTGAGE AMT:       212,000.00            CITY               LA CRESCENT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   91224
  UNPAID BALANCE:    211,838.690            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,464.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080092604               MORTGAGORS:        EARECKSON, DAVID

                                                   EARECKSON, JACKLYNE
                                            ADDRESS     :    301 OLD BRIDGE RD
  MORTGAGE AMT:       288,000.00            CITY               BRIELLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        9.00000                               NJ   08730
  UNPAID BALANCE:    288,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,317.32            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           9.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080092778               MORTGAGORS:        Riley, THOMAS

                                                   Riley, Beverly
                                            ADDRESS     :    360 Cottage
  MORTGAGE AMT:       248,900.00            CITY               Glen Ellyn
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               IL   60137
  UNPAID BALANCE:    248,700.950            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,676.89            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080092802               MORTGAGORS:        LUGDON, SHAWN

                                                   WEIHRAUCH, TAMARA
                                            ADDRESS     :    7 CHAIN BRIDGE DRIVE
  MORTGAGE AMT:       270,750.00            CITY               NEWBURYPORT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               MA   01950
  UNPAID BALANCE:    270,549.070            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,893.12            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080092877               MORTGAGORS:        BARTLETT, JOHN

                                                   BARTLETT, CONSTANCE
                                            ADDRESS     :    55 EAGLE CREEK
  MORTGAGE AMT:       375,950.00            CITY               IRVINE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CA   92618
  UNPAID BALANCE:    375,300.800            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,438.41            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99106            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080092893               MORTGAGORS:        Reynolds, Ryan

                                                   Reynolds, Claudia
                                            ADDRESS     :    16 Wooded Gate Drive
  MORTGAGE AMT:       350,000.00            CITY               Dallas
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               TX   75240
  UNPAID BALANCE:    349,740.250            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,447.25            ANNUAL RATE ADJUST:      0.000
  LTV :                 53.85000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080092927               MORTGAGORS:        ALEXANDER, MICHAEL

                                                   ALEXANDER, KELLY
                                            ADDRESS     :    6174 HOMER COURT
  MORTGAGE AMT:       294,975.00            CITY               PLEASANTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   94588
  UNPAID BALANCE:    294,766.810            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,113.24            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080093057               MORTGAGORS:        DUNCAN, EUGENE

                                                   DUNCAN, KELLY
                                            ADDRESS     :    740 E HARMONY LANE
  MORTGAGE AMT:       320,000.00            CITY               FULLERTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   92831
  UNPAID BALANCE:    320,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,182.96            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.19048            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080093453               MORTGAGORS:        KLINGER, SCOTT
                                            ADDRESS     :    17 CARILLON PLACE
  MORTGAGE AMT:       147,500.00            CITY               FOOTHILL RA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   92610
  UNPAID BALANCE:    147,393.240            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,044.00            ANNUAL RATE ADJUST:      0.000
  LTV :                 61.71548            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080093859               MORTGAGORS:        HOLTMANN, MARIA

                                                   HOLTMANN, THOMAS
                                            ADDRESS     :    2365 GREENWICH STREET
  MORTGAGE AMT:       319,920.00            CITY               FALLS CHURC
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               VA   22046
  UNPAID BALANCE:    319,920.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,155.37            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080094154               MORTGAGORS:        PEDERSON, DOUGLAS

                                                   PEDERSON, JEANNIE
                                            ADDRESS     :    55 FOREST HILLS DRIVE
  MORTGAGE AMT:       343,200.00            CITY               VOORHEES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               NJ   08043
  UNPAID BALANCE:    343,200.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,429.15            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080094691               MORTGAGORS:        KREUGER, RANDALL

                                                   KRUEGER, L
                                            ADDRESS     :    630 ELDEN DRIVE
  MORTGAGE AMT:       264,000.00            CITY               CAMPBELL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   95008
  UNPAID BALANCE:    263,576.500            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,778.62            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080094733               MORTGAGORS:        NORTHUP, MARK

                                                   COLVIN, LANA
                                            ADDRESS     :    681 ERBES ROAD
  MORTGAGE AMT:       295,200.00            CITY               THOUSAND OA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   91360
  UNPAID BALANCE:    294,996.840            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,140.41            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080094949               MORTGAGORS:        GINTHER, BRYAN

                                                   GINTHER, CAROLYN
                                            ADDRESS     :    6018 ROY ROGERS LANE
  MORTGAGE AMT:       305,450.00            CITY               CAVE CREEK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               AZ   85331
  UNPAID BALANCE:    305,205.730            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,057.88            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99512            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080095185               MORTGAGORS:        CHENG, SUNNY

                                                   CHENG, LISA
                                            ADDRESS     :    26 HARWICH ROAD
  MORTGAGE AMT:       287,000.00            CITY               NEWTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               MA   02467
  UNPAID BALANCE:    287,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,885.39            ANNUAL RATE ADJUST:      0.000
  LTV :                 58.93224            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080096209               MORTGAGORS:        MCGOWAN, TIMOTHY

                                                   MC GOWAN, SUSAN
                                            ADDRESS     :    22673 MARGARITA DRIVE
  MORTGAGE AMT:       335,600.00            CITY               WOODLAND HI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   91364
  UNPAID BALANCE:    335,350.930            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,346.57            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080096217               MORTGAGORS:        MALLEUS, EILEEN
                                            ADDRESS     :    3232 BAYSHORE DRIVE
  MORTGAGE AMT:       235,000.00            CITY               WESTLAKE VI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   91361
  UNPAID BALANCE:    235,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,643.16            ANNUAL RATE ADJUST:      0.000
  LTV :                 56.49038            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080096316               MORTGAGORS:        KUWATANI, DANNY

                                                   KUWATANI, AIMEE
                                            ADDRESS     :    17615 RACCOON COURT
  MORTGAGE AMT:       492,000.00            CITY               MORGAN HILL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   95037
  UNPAID BALANCE:    491,616.190            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,356.31            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080096449               MORTGAGORS:        RAIMO, GENNARO

                                                   RAIMO, JUDITH
                                            ADDRESS     :    89 FAIRMOUNT ROAD
  MORTGAGE AMT:       400,000.00            CITY               TEWKSBURY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               NJ   08833
  UNPAID BALANCE:    400,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,728.71            ANNUAL RATE ADJUST:      0.000
  LTV :                 62.50000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080096654               MORTGAGORS:        WU, I HUAN

                                                   WANG, JUNGLING
                                            ADDRESS     :    4 SOUTHWOOD DRIVE
  MORTGAGE AMT:       300,000.00            CITY               SOUTHBOROUG
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               MA   01772
  UNPAID BALANCE:    300,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,970.79            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080097504               MORTGAGORS:        HURR, DAVID

                                                   HURR, GRACE
                                            ADDRESS     :    8757 BROOK ROAD
  MORTGAGE AMT:       408,000.00            CITY               MCLEAN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               VA   22102
  UNPAID BALANCE:    408,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,646.29            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080097868               MORTGAGORS:        VOEGELS, ERIC

                                                   VOEGELS, KAREN
                                            ADDRESS     :    910 CHERRY AVENUE
  MORTGAGE AMT:       271,200.00            CITY               SONOMA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   95476
  UNPAID BALANCE:    271,200.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,896.27            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080098064               MORTGAGORS:        FIGLIOLA, LOUIS

                                                   FIGLIOLIA, ROSE
                                            ADDRESS     :    50 ARBUTUS WAY
  MORTGAGE AMT:       330,000.00            CITY               STATEN ISLA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               NY   10312
  UNPAID BALANCE:    329,508.650            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,307.41            ANNUAL RATE ADJUST:      0.000
  LTV :                 66.53226            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080098304               MORTGAGORS:        CONOR, STEPHEN

                                                   CONOR, JULIE
                                            ADDRESS     :    7735 LEBRUN COURT
  MORTGAGE AMT:       253,900.00            CITY               LITTLETON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CO   80124
  UNPAID BALANCE:    253,701.930            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,732.05            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.99579            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080098361               MORTGAGORS:        RUBIN, CHRISTOPHE
                                            ADDRESS     :    3019 EFFIE STREET
  MORTGAGE AMT:       268,000.00            CITY               ECHO PARK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   90026
  UNPAID BALANCE:    267,815.560            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,943.19            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080099203               MORTGAGORS:        NELSON, MARK

                                                   NELSON, SANDRA
                                            ADDRESS     :    2976 SPARROW DRIVE
  MORTGAGE AMT:       316,700.00            CITY               FULLERTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   92835
  UNPAID BALANCE:    316,452.950            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,160.45            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99495            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080099617               MORTGAGORS:        DREYER, DAVID

                                                   DREYER, STEPHANIE
                                            ADDRESS     :    16792 BOLERO LANE
  MORTGAGE AMT:       363,000.00            CITY               HUNTINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92649
  UNPAID BALANCE:    362,302.400            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,415.05            ANNUAL RATE ADJUST:      0.000
  LTV :                 63.13043            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080099856               MORTGAGORS:        BARACH, DAVID

                                                   BARACH, RONIT
                                            ADDRESS     :    2199 CAMINO ROBLEDO
  MORTGAGE AMT:       367,100.00            CITY               CARLSBAD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92009
  UNPAID BALANCE:    366,820.670            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,535.47            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99564            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080099872               MORTGAGORS:        CHIVU, ANDREI
                                            ADDRESS     :    356 BROADWAY 3D
  MORTGAGE AMT:       375,000.00            CITY               NYC
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               NY   10013
  UNPAID BALANCE:    375,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,590.04            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080100241               MORTGAGORS:        DUENAS, MOISES

                                                   DUENAS, DOROLA
                                            ADDRESS     :    3227 PENTLAND COURT
  MORTGAGE AMT:       256,000.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   95148
  UNPAID BALANCE:    255,819.310            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,834.02            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080100548               MORTGAGORS:        REED, JOHN

                                                   REED, SHARON
                                            ADDRESS     :    4875 JUSTIN WAY
  MORTGAGE AMT:       257,600.00            CITY               YORBA LINDA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   92886
  UNPAID BALANCE:    257,600.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,801.18            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080100738               MORTGAGORS:        WILLIAMS, JEFFREY

                                                   WILLIAMS, JUDITH
                                            ADDRESS     :    2749 ESTATES DRIVE
  MORTGAGE AMT:       367,200.00            CITY               APTOS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   95003
  UNPAID BALANCE:    366,913.550            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,504.95            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080100902               MORTGAGORS:        SIMROCK, KURT

                                                   SIMROCK, ROSALIE
                                            ADDRESS     :    1639 ALABAMA STREET
  MORTGAGE AMT:       362,650.00            CITY               SAN FRANCIS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   94110
  UNPAID BALANCE:    362,374.060            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,504.73            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.98759            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080101017               MORTGAGORS:        CLICK, THOMAS

                                                   CLICK, ROSEMARY
                                            ADDRESS     :    3327 WHITEHAVEN DRIVE
  MORTGAGE AMT:       290,000.00            CITY               WALNUT CREE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   94596
  UNPAID BALANCE:    289,762.290            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,929.38            ANNUAL RATE ADJUST:      0.000
  LTV :                 52.63158            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080101488               MORTGAGORS:        CRICHLOW, WAYNE
                                            ADDRESS     :    39 MELODY LANE
  MORTGAGE AMT:       295,000.00            CITY               WALTHAM
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               MA   02451
  UNPAID BALANCE:    294,791.790            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,113.42            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.42782            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080101553               MORTGAGORS:        BORGMAN, DEAN

                                                   BORGMAN, KAREN
                                            ADDRESS     :    2514 EAST PINE ISLAND LAN
  MORTGAGE AMT:       300,000.00            CITY               PAYSON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               AZ   85541
  UNPAID BALANCE:    299,788.260            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,149.24            ANNUAL RATE ADJUST:      0.000
  LTV :                 58.82353            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080101579               MORTGAGORS:        FULLER, DAPHNE
                                            ADDRESS     :    1411 WHISTLING DUCK DRIVE
  MORTGAGE AMT:       251,650.00            CITY               UPPER MARLB
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MD   20772
  UNPAID BALANCE:    251,453.700            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,716.69            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.99811            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080101868               MORTGAGORS:        STAMATIADIS, POLICHRONI

                                                   HASSIOTOU, TRIANTAFIL
                                            ADDRESS     :    2 PARTHENON CIRCLE
  MORTGAGE AMT:       298,400.00            CITY               ANDOVER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               MA   01810
  UNPAID BALANCE:    298,400.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,960.28            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080101884               MORTGAGORS:        THOMAS, JOSHUA

                                                   MOISAN, DAYNA
                                            ADDRESS     :    6408 OLD OAKEN PLACE
  MORTGAGE AMT:       259,500.00            CITY               ORANGEVALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   95662
  UNPAID BALANCE:    259,312.190            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,836.72            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.96138            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080101900               MORTGAGORS:        COOKE, WALTER

                                                   COOKE, MICHELLE
                                            ADDRESS     :    12699 S FOXTON ROAD
  MORTGAGE AMT:       251,650.00            CITY               Conifer
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CO   80433
  UNPAID BALANCE:    251,463.240            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,759.57            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080101934               MORTGAGORS:        GILBERT, YUVAL

                                                   GILBERT, BONNY
                                            ADDRESS     :    5 BARTLETT CRESCENT
  MORTGAGE AMT:       340,000.00            CITY               BROOKLINE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               MA   02446
  UNPAID BALANCE:    340,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,377.33            ANNUAL RATE ADJUST:      0.000
  LTV :                 52.46914            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080102098               MORTGAGORS:        SPADARO, GASPER

                                                   SPADARO, DIANE
                                            ADDRESS     :    610 MARTIN STREET
  MORTGAGE AMT:       360,000.00            CITY               MONTEREY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   93940
  UNPAID BALANCE:    360,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,517.18            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.78947            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080102106               MORTGAGORS:        VESSEY, DEAN

                                                   VESSEY, KELLEE
                                            ADDRESS     :    13401 BOW PLACE
  MORTGAGE AMT:       262,500.00            CITY               SANTA ANA A
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   92705
  UNPAID BALANCE:    262,314.730            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,880.58            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080102148               MORTGAGORS:        HOLTZMAN, PAUL

                                                   STEIKER, CAROL
                                            ADDRESS     :    61 TEMPLE STREET
  MORTGAGE AMT:       760,000.00            CITY               NEWTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               MA   02456
  UNPAID BALANCE:    760,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          5,056.30            ANNUAL RATE ADJUST:      0.000
  LTV :                 67.37589            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:103
  --------------------------------------------------------------------------------

  LN # 0080102932               MORTGAGORS:        LOWENSTEIN, MARK

                                                   MEADER, JENNIFER
                                            ADDRESS     :    30 WHITTIER ROAD
  MORTGAGE AMT:       300,000.00            CITY               WELLESLEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MA   02481
  UNPAID BALANCE:    299,765.970            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,046.53            ANNUAL RATE ADJUST:      0.000
  LTV :                 46.15385            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080103013               MORTGAGORS:        PARRA, MIGUEL
                                            ADDRESS     :    23 VIA HACIENDA
  MORTGAGE AMT:       252,200.00            CITY               RANCHO SANT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               CA   92688
  UNPAID BALANCE:    251,753.740            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,614.87            ANNUAL RATE ADJUST:      0.000
  LTV :                 83.50993            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080103054               MORTGAGORS:        FESSINGER, ROBERT
                                            ADDRESS     :    25604 NORTH HOOD WAY
  MORTGAGE AMT:       299,000.00            CITY               STEVENSON R
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   91381
  UNPAID BALANCE:    298,520.370            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,014.42            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99743            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080103096               MORTGAGORS:        SROUJI, MICHAEL

                                                   SROUJI, JENNIFER
                                            ADDRESS     :    33 COLBY COURT
  MORTGAGE AMT:       277,850.00            CITY               PLEASANTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   94566
  UNPAID BALANCE:    277,393.150            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,848.55            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99735            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080104268               MORTGAGORS:        SHIVERTAKER, JAMES

                                                   SHIVERTAKER, KELLY
                                            ADDRESS     :    3591 CAMELIA STREET
  MORTGAGE AMT:       282,000.00            CITY               SEAL BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   90740
  UNPAID BALANCE:    281,547.640            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,899.89            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080104771               MORTGAGORS:        FLETCHER, ALEXA
                                            ADDRESS     :    18915 SARA PARK CIRCLE
  MORTGAGE AMT:       307,150.00            CITY               SARATOGA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   95070
  UNPAID BALANCE:    306,657.280            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,069.33            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080104946               MORTGAGORS:        REGISTER, JEFFREY

                                                   REGISTER, JULIE
                                            ADDRESS     :    1024 ORIENTE AVENUE
  MORTGAGE AMT:       294,400.00            CITY               WILIMINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               DE   19807
  UNPAID BALANCE:    294,400.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,058.49            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080105505               MORTGAGORS:        COLEMAN, S

                                                   COLEMAN, JENNIFER MARIE
                                            ADDRESS     :    7500 PLATTER TERRACE
  MORTGAGE AMT:       365,000.00            CITY               EASTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               MD   21601
  UNPAID BALANCE:    364,097.210            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,428.35            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.19000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080106362               MORTGAGORS:        RICHEL, JOHN
                                            ADDRESS     :    60 RICEMAN ROAD
  MORTGAGE AMT:       260,000.00            CITY               BERKELEY HE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               NJ   07922
  UNPAID BALANCE:    259,807.040            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,817.96            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.22222            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080107022               MORTGAGORS:        ANGEL, DIRK

                                                   ROSS, SUE
                                            ADDRESS     :    863 865 STEVENS AVENUE
  MORTGAGE AMT:       215,000.00            CITY               SOLANA BEAC
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   92075
  UNPAID BALANCE:    214,655.100            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,448.50            ANNUAL RATE ADJUST:      0.000
  LTV :                 59.72222            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080107113               MORTGAGORS:        PERRY, SHAWN

                                                   KRYSEL, KATHRYN
                                            ADDRESS     :    3805 BLACK OAKS LANE NORT
  MORTGAGE AMT:       288,000.00            CITY               MINNEAPOLIS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MN   55446
  UNPAID BALANCE:    287,780.860            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,989.14            ANNUAL RATE ADJUST:      0.000
  LTV :                 88.74974            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080107170               MORTGAGORS:        KRAUS, LAWRENCE

                                                   KRAUS, CRISTINA
                                            ADDRESS     :    19 COVINGTON
  MORTGAGE AMT:       350,000.00            CITY               MISSION VIE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   92692
  UNPAID BALANCE:    349,740.240            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,447.26            ANNUAL RATE ADJUST:      0.000
  LTV :                 87.71930            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080107410               MORTGAGORS:        REINKE, ROBERT
                                            ADDRESS     :    9431 SOUTH HILLVIEW ROAD
  MORTGAGE AMT:       400,000.00            CITY               ANAHEIM
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92804
  UNPAID BALANCE:    399,695.630            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,762.70            ANNUAL RATE ADJUST:      0.000
  LTV :                 57.14286            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080107477               MORTGAGORS:        QUANDEE, FREDRICK

                                                   QUANDEE, KATHLEEN
                                            ADDRESS     :    1727 IDAHO AVENUE
  MORTGAGE AMT:       400,000.00            CITY               ESCONDIDO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92027
  UNPAID BALANCE:    399,695.630            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,762.70            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.20792            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080107485               MORTGAGORS:        MARCHINI, PAUL
                                            ADDRESS     :    114 42ND STREET
  MORTGAGE AMT:       460,000.00            CITY               MANHATTAN B
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   90266
  UNPAID BALANCE:    459,683.430            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,335.32            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080107519               MORTGAGORS:        TRIGGS, MICHAEL
                                            ADDRESS     :    38679 GLENMOOR DRIVE
  MORTGAGE AMT:       300,000.00            CITY               FREMONT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   94536
  UNPAID BALANCE:    300,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,097.65            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.58824            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080108111               MORTGAGORS:        SMITH, JEFFREY

                                                   SMITH, STACI
                                            ADDRESS     :    1746 YOSEMITE DR
  MORTGAGE AMT:       271,100.00            CITY               MILPITAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   95035
  UNPAID BALANCE:    270,888.520            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,849.38            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99693            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080108202               MORTGAGORS:        PERRONE, JEFFREY

                                                   PERRONE, CATHERINE
                                            ADDRESS     :    1203 EAGLE VALLEY COURT
  MORTGAGE AMT:       550,000.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   95120
  UNPAID BALANCE:    550,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,659.16            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.71733            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080108236               MORTGAGORS:        PARILLO, EDWARD

                                                   CIFU, DENISE
                                            ADDRESS     :    674 HAILEY COURT
  MORTGAGE AMT:       306,100.00            CITY               SIMI VALLEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   93065
  UNPAID BALANCE:    306,100.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,062.25            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.97784            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080108350               MORTGAGORS:        IMBER, MICHAEL

                                                   IMBER, MARIANN
                                            ADDRESS     :    309 ENCINO AVE
  MORTGAGE AMT:       316,400.00            CITY               SAN ANTONIO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               TX   78209
  UNPAID BALANCE:    316,400.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,158.41            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.17073            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080108434               MORTGAGORS:        BEAL, DAVID

                                                   BEAL, RUSSANN
                                            ADDRESS     :    685 MEMPHIS COURT
  MORTGAGE AMT:       174,400.00            CITY               VENTURA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   93004
  UNPAID BALANCE:    174,270.570            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,219.43            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080108459               MORTGAGORS:        THREADGILL, JOSEPH
                                            ADDRESS     :    1405 CONSTITUTION PLAZA A
  MORTGAGE AMT:       107,300.00            CITY               Albuquerque
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               NM   87112
  UNPAID BALANCE:    107,300.000            OPTION TO CONVERT :      No
  MONTHLY P&I:            759.46            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.12000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080108541               MORTGAGORS:        PACELLA, MICHAEL
                                            ADDRESS     :    42 PINE ACRES ROAD
  MORTGAGE AMT:       260,000.00            CITY               FOXBORO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               MA   02035
  UNPAID BALANCE:    259,807.040            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,817.96            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080109473               MORTGAGORS:        NGUYEN, DAVID

                                                   NGUYEN, HA
                                            ADDRESS     :    521 VISTA RIDGE DRIVE
  MORTGAGE AMT:       650,000.00            CITY               MILPITAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   95035
  UNPAID BALANCE:    648,931.290            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,324.47            ANNUAL RATE ADJUST:      0.000
  LTV :                 66.80370            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080109507               MORTGAGORS:        DESOTO, GERALD

                                                   DESOTO, DONNA
                                            ADDRESS     :    31842 OLD HICKORY RD
  MORTGAGE AMT:       277,650.00            CITY               TRABUCO CAN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   92679
  UNPAID BALANCE:    276,995.290            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,894.06            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080109762               MORTGAGORS:        DALLO, JOHN

                                                   DALLO, GERALYN
                                            ADDRESS     :    17 THE CHASE
  MORTGAGE AMT:       380,000.00            CITY               HEAD OF HAR
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               NY   11780
  UNPAID BALANCE:    380,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,657.02            ANNUAL RATE ADJUST:      0.000
  LTV :                 57.14286            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080109895               MORTGAGORS:        QUINN, JAMES

                                                   SUBOCZ QUINN, DONNA
                                            ADDRESS     :    1300 KING GEORGE COURT
  MORTGAGE AMT:       337,500.00            CITY               SAN MARTIN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   95046
  UNPAID BALANCE:    337,239.720            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,331.03            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.05263            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080110455               MORTGAGORS:        TOMASSO, TIMOTHY

                                                   TOMASSO, BARBARA
                                            ADDRESS     :    2 HIGH BLUFF
  MORTGAGE AMT:       400,000.00            CITY               LAGUNA NIGU
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92677
  UNPAID BALANCE:    399,672.120            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,661.21            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.96552            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080111057               MORTGAGORS:        JONES, TAMALA
                                            ADDRESS     :    4406 DON MILAGRO DRIVE
  MORTGAGE AMT:       264,000.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   90008
  UNPAID BALANCE:    263,794.050            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,800.95            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080111123               MORTGAGORS:        KING, JASON

                                                   WOODWARD, JILL
                                            ADDRESS     :    1196 DUNWOODY WALK
  MORTGAGE AMT:       250,400.00            CITY               DUNWOODY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               GA   30338
  UNPAID BALANCE:    250,204.660            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,708.17            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080111149               MORTGAGORS:        HUBON, ROBERT

                                                   HUBON, JOYCE
                                            ADDRESS     :    5315 E TISBURY COURT
  MORTGAGE AMT:       400,000.00            CITY               ANAHEIM
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   92807
  UNPAID BALANCE:    400,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,831.18            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080111263               MORTGAGORS:        SAMRA, AMARPAL

                                                   SAMRA, MANDEEP
                                            ADDRESS     :    21420 MILES DRIVE
  MORTGAGE AMT:       328,000.00            CITY               W LINN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               OR   97068
  UNPAID BALANCE:    327,744.130            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,237.54            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080111636               MORTGAGORS:        FERRARI, AMANDA

                                                   FERRARI, CINDI
                                            ADDRESS     :    5 INDIGO
  MORTGAGE AMT:       389,550.00            CITY               IRVINE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   92618
  UNPAID BALANCE:    388,893.580            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,559.07            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.17203            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080111800               MORTGAGORS:        SCHAIRER, JOHN

                                                   SCHAIRER, JESSICA
                                            ADDRESS     :    4046 WOODMAN CANYON
  MORTGAGE AMT:       520,000.00            CITY               SHERMAN OAK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   91423
  UNPAID BALANCE:    520,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,770.36            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080112758               MORTGAGORS:        BLUMENTHAL, STEVEN

                                                   OVENDEN, HOLLY
                                            ADDRESS     :    10 JORDAN FARM ROAD
  MORTGAGE AMT:       285,000.00            CITY               CAPE ELIZAB
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               ME   04107
  UNPAID BALANCE:    285,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,968.43            ANNUAL RATE ADJUST:      0.000
  LTV :                 48.71795            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080112857               MORTGAGORS:        ROSENBLATT, PHILLIP

                                                   ROSENBLATT, NANCY
                                            ADDRESS     :    41 ROSALIE ROAD
  MORTGAGE AMT:       320,000.00            CITY               NEEDHAM
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               MA   02194
  UNPAID BALANCE:    320,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,348.05            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.40447            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080114325               MORTGAGORS:        TREZIOK, KARL

                                                   TREZIOK, MARYANN
                                            ADDRESS     :    2045 CHATEAU COURT
  MORTGAGE AMT:       255,200.00            CITY               CHULA VISTA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   91913
  UNPAID BALANCE:    254,990.810            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,697.86            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.99985            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080114358               MORTGAGORS:        PERRY, JOHN

                                                   PERRY, REBECCA
                                            ADDRESS     :    7546 W VERNALIS ROAD
  MORTGAGE AMT:       257,500.00            CITY               TRACY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   95376
  UNPAID BALANCE:    256,772.710            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,756.61            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.73529            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080114473               MORTGAGORS:        HINERMAN, JOHN

                                                   HINERMAN, CATHERINE
                                            ADDRESS     :    894 STATION STREET
  MORTGAGE AMT:       391,300.00            CITY               HERNDON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               VA   20170
  UNPAID BALANCE:    391,300.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,603.33            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99607            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080114663               MORTGAGORS:        LUKAS, JAMES

                                                   AMBOSS, MONICA
                                            ADDRESS     :    838 CALLE JON
  MORTGAGE AMT:       310,000.00            CITY               THOUSAND OA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   91360
  UNPAID BALANCE:    309,502.720            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,088.53            ANNUAL RATE ADJUST:      0.000
  LTV :                 59.96132            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080115371               MORTGAGORS:        COUGHLIN, ROBERT

                                                   COUGHLIN, MARGARET
                                            ADDRESS     :    280 UPLAND SHORES DRIVE
  MORTGAGE AMT:       391,200.00            CITY               PENHOOK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               VA   24137
  UNPAID BALANCE:    391,200.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,701.92            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080115421               MORTGAGORS:        WALKER, HANES
                                            ADDRESS     :    5315 SHASTA HILL CT
  MORTGAGE AMT:       254,000.00            CITY               CHARLOTTE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               NC   28211
  UNPAID BALANCE:    253,806.720            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,754.32            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.70588            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080115470               MORTGAGORS:        MARLAR, ROY

                                                   MARLAR, KATHRYN
                                            ADDRESS     :    3201 PROVIDENCE BRANCH LA
  MORTGAGE AMT:       310,000.00            CITY               CHARLOTTE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               NC   28270
  UNPAID BALANCE:    309,733.100            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,010.65            ANNUAL RATE ADJUST:      0.000
  LTV :                 64.58333            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080115538               MORTGAGORS:        PAYNE, STEVEN

                                                   PAYNE, KIM
                                            ADDRESS     :    6900 GREEN LEAF COURT
  MORTGAGE AMT:       264,000.00            CITY               GRANITE BAY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   95746
  UNPAID BALANCE:    263,799.120            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,823.38            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080115579               MORTGAGORS:        WILMER, JOSEPH

                                                   WILMER, ANGELA
                                            ADDRESS     :    3416 BURGH LANE
  MORTGAGE AMT:       512,000.00            CITY               EDGEWATER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               MD   21037
  UNPAID BALANCE:    512,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,320.83            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080115637               MORTGAGORS:        WOODS, JEFFREY

                                                   WOODS, JOAN
                                            ADDRESS     :    22431 CALIFA STREET
  MORTGAGE AMT:       296,000.00            CITY               WOODLAND HI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   91367
  UNPAID BALANCE:    296,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,146.21            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.89474            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080115678               MORTGAGORS:        CORNELL, JOE

                                                   CORNELL, POLLY
                                            ADDRESS     :    4852 CRESTONE NEEDLE WAY
  MORTGAGE AMT:       262,000.00            CITY               ANTIOCH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   94509
  UNPAID BALANCE:    261,997.200            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,765.14            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080115728               MORTGAGORS:        VIRGIL, SMITH

                                                   VIRGIL, LORI
                                            ADDRESS     :    8161 ARTESIAN COURT
  MORTGAGE AMT:       293,750.00            CITY               SACRAMENTO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   95829
  UNPAID BALANCE:    293,526.480            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,028.86            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99248            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080116304               MORTGAGORS:        SNOWDEN, MAY
                                            ADDRESS     :    738 GOLD WAY
  MORTGAGE AMT:       435,164.00            CITY               SUPERIOR
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CO   80027
  UNPAID BALANCE:    434,849.030            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,080.07            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.97412            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080116320               MORTGAGORS:        KIMBALL, STEPHEN

                                                   KIMBALL, WENDY
                                            ADDRESS     :    26324 W BEECHER LANE
  MORTGAGE AMT:       273,550.00            CITY               STEVENSON R
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   91381
  UNPAID BALANCE:    273,319.520            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,797.69            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.57006            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080116338               MORTGAGORS:        MISTI, VINCENT

                                                   EVANS, EILEEN
                                            ADDRESS     :    22 SUSANNA WAY
  MORTGAGE AMT:       250,000.00            CITY               NEWTOWN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               PA   18940
  UNPAID BALANCE:    249,814.460            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,748.04            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.72447            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080116411               MORTGAGORS:        FRESE, DENNIS

                                                   ARMSTRONG, MARLEEN
                                            ADDRESS     :    2353 ROCK POINT PLACE
  MORTGAGE AMT:       495,250.00            CITY               LIVERMORE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   94550
  UNPAID BALANCE:    494,882.450            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,462.86            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.94350            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080116429               MORTGAGORS:        WILLIAMS MC, FAYE
                                            ADDRESS     :    2536 GALICIA
  MORTGAGE AMT:       525,350.00            CITY               LAVERNE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   91750
  UNPAID BALANCE:    524,464.750            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,451.18            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.56569            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080116908               MORTGAGORS:        MUELLER, DEAN

                                                   MUELLER, RENEE
                                            ADDRESS     :    5345 E MCLELLAN ROAD
  MORTGAGE AMT:       423,900.00            CITY               MESA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               AZ   85205
  UNPAID BALANCE:    423,569.310            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,891.75            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.98113            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080117112               MORTGAGORS:        MASCHER, EDWARD

                                                   MASCHER, MICHELE
                                            ADDRESS     :    550 KING STREET
  MORTGAGE AMT:       340,000.00            CITY               REDWOOD CIT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   94062
  UNPAID BALANCE:    339,741.280            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,348.30            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.06977            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080117203               MORTGAGORS:        BROWN, RICHARD

                                                   SERETTI BROW, MAGALI
                                            ADDRESS     :    17734 SOUTH FIELDSTONE LN
  MORTGAGE AMT:       301,400.00            CITY               OREGON CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               OR   97045
  UNPAID BALANCE:    301,152.940            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,005.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.31579            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080117278               MORTGAGORS:        TAYLOR, SUE
                                            ADDRESS     :    3906 SOUTH STAR LAKE ROAD
  MORTGAGE AMT:       258,300.00            CITY               AUBURN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               WA   98001
  UNPAID BALANCE:    258,103.460            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,784.01            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.84348            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080117419               MORTGAGORS:        ALEXANDER, KIM

                                                   CAPRIO, VINCENT
                                            ADDRESS     :    62 MARSH RD
  MORTGAGE AMT:       297,600.00            CITY               BRIDGEPORT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CT   06612
  UNPAID BALANCE:    297,389.950            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,132.05            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080117658               MORTGAGORS:        DUNPHY, MEGAN
                                            ADDRESS     :    2120 EAST MARWOOD CIRCLE
  MORTGAGE AMT:       297,600.00            CITY               SALT LAKE C
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               UT   84124
  UNPAID BALANCE:    297,389.960            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,132.04            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080117773               MORTGAGORS:        PAGE, DOUGLAS

                                                   PAGE, MARGARETTA
                                            ADDRESS     :    8TH AVENUE
  MORTGAGE AMT:       416,000.00            CITY               SAN FRANCIS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   94122
  UNPAID BALANCE:    415,691.270            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,908.73            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080117823               MORTGAGORS:        LYON, JOHN

                                                   LYON, MARILYN
                                            ADDRESS     :    4278 GRAND AVENUE
  MORTGAGE AMT:       330,800.00            CITY               OJAI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   93023
  UNPAID BALANCE:    330,800.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,341.38            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080117872               MORTGAGORS:        ISHII EITEMA, MARCIA

                                                   LUSK, JOEL
                                            ADDRESS     :    1531 GRANT STREET
  MORTGAGE AMT:       252,800.00            CITY               BERKELEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94703
  UNPAID BALANCE:    252,800.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,724.54            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080117880               MORTGAGORS:        SAMPSON, WILLIAM
                                            ADDRESS     :    2672 VETERAN AVENUE
  MORTGAGE AMT:       360,000.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   90064
  UNPAID BALANCE:    359,732.820            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,517.18            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080117948               MORTGAGORS:        BERG, STUART

                                                   BERG, ARIENNE
                                            ADDRESS     :    3366 COY DRIVE
  MORTGAGE AMT:       332,000.00            CITY               SHERMAN OAK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   91423
  UNPAID BALANCE:    331,765.680            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,378.49            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080118177               MORTGAGORS:        MADDOX, STEPHEN

                                                   MADDOX, JULIET
                                            ADDRESS     :    1990 ROSE VILLA STREET
  MORTGAGE AMT:       375,000.00            CITY               PASADENA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   91107
  UNPAID BALANCE:    374,441.660            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,622.05            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.52941            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29\  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080118433               MORTGAGORS:        VALDEZ, DARLENE
                                                   VALDEZ, PRISCILLA
                                                   VALDEZ, ALFRED
                                            ADDRESS     :    1981 SOUTH WATSON
  MORTGAGE AMT:       310,000.00            CITY               LA HABRA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   90631
  UNPAID BALANCE:    309,477.630            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,036.48            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.82800            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080119183               MORTGAGORS:        WEIHMULLER, FREDRIC

                                                   PALMQUIST, MARLYN
                                            ADDRESS     :    6472 NEWBURY DRIVE
  MORTGAGE AMT:       275,000.00            CITY               HUNTINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   92647
  UNPAID BALANCE:    275,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,852.73            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.57143            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080119274               MORTGAGORS:        LISTO, MICHAEL

                                                   LISTO, MICHELE
                                            ADDRESS     :    5370 HARTER LANE
  MORTGAGE AMT:       450,000.00            CITY               LA CANADA F
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   91011
  UNPAID BALANCE:    449,657.590            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,108.04            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080119332               MORTGAGORS:        ANDERSON, MATTHEW
                                            ADDRESS     :    2167 MONTGOMERY AVENUE
  MORTGAGE AMT:       352,000.00            CITY               CARDIFF
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   92007
  UNPAID BALANCE:    351,725.410            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,401.26            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080119670               MORTGAGORS:        BUTLER, ALFRED

                                                   BUTLER, JANE
                                            ADDRESS     :    2715 SOUTHERN HILLS COURT
  MORTGAGE AMT:       260,000.00            CITY               NORTH GARDE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               VA   22959
  UNPAID BALANCE:    260,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,907.79            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080119696               MORTGAGORS:        GOMEZ, JAIME

                                                   MIRANDA GOME, CLAUDIA
                                            ADDRESS     :    4970 TUSCANY CIRCLE
  MORTGAGE AMT:       325,000.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   95035
  UNPAID BALANCE:    325,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,135.02            ANNUAL RATE ADJUST:      0.000
  LTV :                 53.27869            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080119738               MORTGAGORS:        ILES, DOUGLAS

                                                   ILES, JENNIFER
                                            ADDRESS     :    236 AVILA STREET
  MORTGAGE AMT:       350,000.00            CITY               SAN FRANCIS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   94123
  UNPAID BALANCE:    350,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,299.25            ANNUAL RATE ADJUST:      0.000
  LTV :                 40.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080120603               MORTGAGORS:        BAKER, JOHN

                                                   BAKER, PHYLLIS
                                            ADDRESS     :    1881 MORELLO AVENUE
  MORTGAGE AMT:       267,750.00            CITY               PLEASANT HI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   94523
  UNPAID BALANCE:    267,546.270            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,849.28            ANNUAL RATE ADJUST:      0.000
  LTV :                 85.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080120900               MORTGAGORS:        SMOAK, COLIN

                                                   SMOAK, SUSAN
                                            ADDRESS     :    2716 WATERPOINTE CIRCLE
  MORTGAGE AMT:       251,750.00            CITY               MOUNT PLEAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               SC   29464
  UNPAID BALANCE:    251,563.160            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,760.28            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080120959               MORTGAGORS:        KIELBASA, JOHN
                                            ADDRESS     :    929 WEST 14TH STREET
  MORTGAGE AMT:       244,000.00            CITY               UPLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   91786
  UNPAID BALANCE:    244,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,727.02            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080121056               MORTGAGORS:        ST  BERNARD, CARLTON

                                                   ST  BERNARD, TERRY
                                            ADDRESS     :    461 35TH STREET
  MORTGAGE AMT:       440,800.00            CITY               MANHATTAN B
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   90266
  UNPAID BALANCE:    440,480.970            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,119.95            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080121064               MORTGAGORS:        MATERDOMINI, DANIEL

                                                   MATERDOMINI, CHRISTINE
                                            ADDRESS     :    2780 SANTA MARIA ROAD
  MORTGAGE AMT:       650,000.00            CITY               TOPANGA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   90290
  UNPAID BALANCE:    650,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,656.68            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.49361            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080121239               MORTGAGORS:        HELANDER, ROY

                                                   HELANDER, LINDA
                                            ADDRESS     :    31928 HAYES PLACE
  MORTGAGE AMT:       320,000.00            CITY               LAGUNA BEAC
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   92651
  UNPAID BALANCE:    320,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,264.94            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080121841               MORTGAGORS:        WOLTER, C

                                                   WOLTER, EVELYN
                                            ADDRESS     :    1322 HORN COURT
  MORTGAGE AMT:       256,050.00            CITY               BRENTWOOD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   94513
  UNPAID BALANCE:    255,834.880            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,682.07            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080121858               MORTGAGORS:        LINNEMAN, DAVID

                                                   LAFNITZEGGER, JODY
                                            ADDRESS     :    262 SOUTH FAIRFIELD LANE
  MORTGAGE AMT:       286,300.00            CITY               ORANGE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92869
  UNPAID BALANCE:    286,300.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,904.77            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99374            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080121882               MORTGAGORS:        BEACH, GLENN

                                                   HEDGPETH, VIRGINIA
                                            ADDRESS     :    8406 E HEATHERVIEW LANE
  MORTGAGE AMT:       284,000.00            CITY               ORANGE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92869
  UNPAID BALANCE:    283,656.670            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,889.46            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080121981               MORTGAGORS:        CHANG, WEI PING

                                                   CHANG, LI TAI
                                            ADDRESS     :    11414 RIDGE MIST TERRACE
  MORTGAGE AMT:       418,000.00            CITY               POTOMAC
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MD   20854
  UNPAID BALANCE:    417,681.930            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,887.03            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.08844            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080122062               MORTGAGORS:        MUSILLI, ROBERT

                                                   MUSILLI, DONNA
                                            ADDRESS     :    11205 NORTH 119TH WAY
  MORTGAGE AMT:       251,800.00            CITY               SCOTTSDALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               AZ   85259
  UNPAID BALANCE:    251,603.570            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,717.72            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99263            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080123995               MORTGAGORS:        BICKETT, BRION

                                                   GRIFFITHS BI, BARBARA
                                            ADDRESS     :    1280 AYER DRIVE
  MORTGAGE AMT:       263,150.00            CITY               GILROY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   95020
  UNPAID BALANCE:    262,748.290            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,817.52            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080124571               MORTGAGORS:        GORSLINE, JAMES

                                                   GORSLINE, LIDIA
                                            ADDRESS     :    514 PASEO BURGA
  MORTGAGE AMT:       290,450.00            CITY               CHULA VISTA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   91910
  UNPAID BALANCE:    290,223.410            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,981.39            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.99436            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080125537               MORTGAGORS:        PANETTO, FREDERICK

                                                   PANETTO, TANYA
                                            ADDRESS     :    555 IVY AVENUE
  MORTGAGE AMT:       259,900.00            CITY               HAWORTH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               NJ   07641
  UNPAID BALANCE:    258,926.910            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,918.66            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.21127            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           05/01/27
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080126477               MORTGAGORS:        KAHN, KATHLEEN

                                                   CHERRY, GENE
                                            ADDRESS     :    3 SILVER QUEEN COURT
  MORTGAGE AMT:       297,000.00            CITY               PARK CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               UT   84060
  UNPAID BALANCE:    297,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,026.06            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.21277            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080128234               MORTGAGORS:        BRADY, HELENA
                                            ADDRESS     :    2440 20TH STREET NW
  MORTGAGE AMT:       400,000.00            CITY               WASHINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.25000                               DC   20009
  UNPAID BALANCE:    399,744.930            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,005.07            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.51938            OUTSIDE CONV DATE:
  CURRENT INT           8.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080128721               MORTGAGORS:        CRAWFORD, CHRISTOPHE

                                                   CRAWFORD, SUE
                                            ADDRESS     :    3363 VALENCIA AVENUE
  MORTGAGE AMT:       287,100.00            CITY               SAN BERNARD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               CA   92404
  UNPAID BALANCE:    286,713.440            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,106.64            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080130800               MORTGAGORS:        MECKEL, BIRGITTA

                                                   SYNARSKI, SUSAN
                                            ADDRESS     :    438 41ST STREET
  MORTGAGE AMT:       250,000.00            CITY               OAKLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   94609
  UNPAID BALANCE:    249,654.770            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,812.68            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.28571            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080130933               MORTGAGORS:        LOPEZ, JUAN

                                                   LOPEZ, PAULA
                                            ADDRESS     :    48229 PURPLELEAF STREET
  MORTGAGE AMT:       243,900.00            CITY               FREMONT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   94539
  UNPAID BALANCE:    243,900.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,726.31            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080131998               MORTGAGORS:        GRIFFIN, RICHARD

                                                   GRIFFIN, MARY
                                            ADDRESS     :    49 RAVEN LANE
  MORTGAGE AMT:       290,000.00            CITY               ALISA VIEJO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92656
  UNPAID BALANCE:    289,779.330            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,002.96            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080132376               MORTGAGORS:        STACK, PATRICK
                                            ADDRESS     :    2608 HUNTER MILL
  MORTGAGE AMT:       481,000.00            CITY               OAKTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               VA   22124
  UNPAID BALANCE:    480,335.770            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,487.59            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.43511            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080133143               MORTGAGORS:        ROSEN, JOSLYN
                                            ADDRESS     :    13845 VALLEY VISTA BOULEV
  MORTGAGE AMT:       456,000.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   91423
  UNPAID BALANCE:    455,669.960            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,227.54            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080133408               MORTGAGORS:        ROBERTS, ROY
                                            ADDRESS     :    1076 PRESIDIO ROAD
  MORTGAGE AMT:       400,000.00            CITY               PEBBLE BEAC
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   93953
  UNPAID BALANCE:    399,695.620            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,762.71            ANNUAL RATE ADJUST:      0.000
  LTV :                 61.49116            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080134083               MORTGAGORS:        WALTA, BRENT

                                                   SILVAS, LAWRENCE
                                            ADDRESS     :    12337 HILLSLOPE STREET
  MORTGAGE AMT:       261,600.00            CITY               STUDIO CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   91604
  UNPAID BALANCE:    261,395.930            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,784.57            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080134125               MORTGAGORS:        GONZALEZ, RUBEN

                                                   GONZALEZ, INOCENCIA
                                            ADDRESS     :    4055 WEST KEARNEY BOULEVA
  MORTGAGE AMT:       116,000.00            CITY               FRESNO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   93706
  UNPAID BALANCE:    116,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:            841.08            ANNUAL RATE ADJUST:      0.000
  LTV :                 61.05263            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080134182               MORTGAGORS:        DANIEL, LINZIE
                                            ADDRESS     :    7283 NORTH GENTRY AVENUE
  MORTGAGE AMT:       318,000.00            CITY               FRESNO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   93711
  UNPAID BALANCE:    317,758.030            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,196.35            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.89950            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080134562               MORTGAGORS:        LENNOX, KEITH

                                                   LENNOX, ABEBA
                                            ADDRESS     :    2548 GALICIA
  MORTGAGE AMT:       398,280.00            CITY               LA VERNE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   91750
  UNPAID BALANCE:    397,294.870            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,649.77            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080134588               MORTGAGORS:        CANALE, XAVIER

                                                   CANALE, GABRIELLE
                                            ADDRESS     :    238 NIETO AVENUE
  MORTGAGE AMT:       350,000.00            CITY               LONG BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   90803
  UNPAID BALANCE:    349,752.980            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,507.44            ANNUAL RATE ADJUST:      0.000
  LTV :                 82.35294            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080134661               MORTGAGORS:        SCHERTZER, ALLEN

                                                   SCHERTZER, ANGELA
                                            ADDRESS     :    2145 CORTE MORAL
  MORTGAGE AMT:       246,350.00            CITY               CARLSBAD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92009
  UNPAID BALANCE:    245,944.940            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,638.98            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080134695               MORTGAGORS:        LYDON, GWENDOLYN
                                            ADDRESS     :    12 BROOKMONT CIRCLE
  MORTGAGE AMT:       300,000.00            CITY               SAN ANSELMO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CA   94960
  UNPAID BALANCE:    299,741.710            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,945.79            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           06/01/24
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080135023               MORTGAGORS:        MICHOS, THOMAS

                                                   MICHOS, GRACE
                                            ADDRESS     :    9 MEADOWS RUN DRIVE
  MORTGAGE AMT:       600,000.00            CITY               COLTS NECK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               NJ   07722
  UNPAID BALANCE:    599,597.410            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,402.59            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080135189               MORTGAGORS:        LEPINSKI, TIMOTHY

                                                   LEPINSKI, COKIE
                                            ADDRESS     :    172 DRAKEWOOD PLACE
  MORTGAGE AMT:       339,000.00            CITY               NOVATO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   94947
  UNPAID BALANCE:    338,641.770            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,226.99            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.22096            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080135213               MORTGAGORS:        CONTE, THOMAS

                                                   CONTE, CINDY
                                            ADDRESS     :    801 ALMARIDA DRIVE
  MORTGAGE AMT:       330,000.00            CITY               CAMPBELL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.75000                               CA   95008
  UNPAID BALANCE:    329,810.130            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,596.12            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.52747            OUTSIDE CONV DATE:
  CURRENT INT           8.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080135304               MORTGAGORS:        NEZAMI, AMJAD
                                            ADDRESS     :    247 SIERRA VISTA AVE
  MORTGAGE AMT:       272,000.00            CITY               MOUNTAIN VI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94043
  UNPAID BALANCE:    271,787.810            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,855.52            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080135429               MORTGAGORS:        GRANITO, GILBERT
                                            ADDRESS     :    13611 WINTHROPE STREET
  MORTGAGE AMT:       326,250.00            CITY               SANTA ANA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   92705
  UNPAID BALANCE:    326,250.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,365.54            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080135684               MORTGAGORS:        BRYANT, KAREN
                                            ADDRESS     :    6879 ALTA LOMA TERRACE
  MORTGAGE AMT:       340,000.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   90068
  UNPAID BALANCE:    339,721.300            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,262.03            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080135759               MORTGAGORS:        WALSH, JAMES

                                                   WALSH, SANDRA
                                            ADDRESS     :    14601 WESTERN ROAD
  MORTGAGE AMT:       646,200.00            CITY               SPARKS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MD   21152
  UNPAID BALANCE:    636,752.350            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,353.57            ANNUAL RATE ADJUST:      0.000
  LTV :                 51.69600            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080135767               MORTGAGORS:        FILDES, ROBERT

                                                   DE FILDES, ALICIA
                                            ADDRESS     :    10114 TATE COURT
  MORTGAGE AMT:       452,000.00            CITY               OAKTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               VA   22124
  UNPAID BALANCE:    450,430.140            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,931.67            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080135775               MORTGAGORS:        CRAIGHEAD, GEORGE

                                                   CRAIGHEAD, ROSEMARY
                                            ADDRESS     :    28602 HUFFSMITH DOBBIN RO
  MORTGAGE AMT:       311,600.00            CITY               MAGNOLIA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               TX   77355
  UNPAID BALANCE:    311,112.360            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,125.67            ANNUAL RATE ADJUST:      0.000
  LTV :                 67.66558            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080135783               MORTGAGORS:        REED, LEE

                                                   REED, NANCY
                                            ADDRESS     :    1814 CROSSPOINTE DR
  MORTGAGE AMT:       269,600.00            CITY               ANNAPOLIS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               MD   21401
  UNPAID BALANCE:    266,582.350            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,885.09            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080135791               MORTGAGORS:        LARAR, ALLEN

                                                   LARAR, BARBARA
                                            ADDRESS     :    6 MERRITT DRIVE
  MORTGAGE AMT:       281,950.00            CITY               POQUOSON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               VA   23662
  UNPAID BALANCE:    281,269.560            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,899.55            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99896            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080135809               MORTGAGORS:        CAMPBELL, SCOTT

                                                   CAMPBELL, LYNN
                                            ADDRESS     :    159 N BELLE TERRE CT
  MORTGAGE AMT:       250,000.00            CITY               WICHITA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               KS   67230
  UNPAID BALANCE:    249,381.630            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,663.26            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.45260            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080135833               MORTGAGORS:        GRAHAM, EUGENE

                                                   GRAHAM, SHEILA
                                            ADDRESS     :    12325 OBRAD DRIVE
  MORTGAGE AMT:       498,000.00            CITY               SARATOGA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   95070
  UNPAID BALANCE:    495,902.270            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,355.12            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.32836            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           02/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080135841               MORTGAGORS:        KUMAR, KRISHNASWA

                                                   RAMANATHAN, RAJANI
                                            ADDRESS     :    34345 MARJORAM LOOP
  MORTGAGE AMT:       330,150.00            CITY               UNION CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   94587
  UNPAID BALANCE:    328,895.310            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,196.50            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.98982            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080135858               MORTGAGORS:        OCONNELL, MARK

                                                   OCONNELL, KATHRYN
                                            ADDRESS     :    14410 ADIDS PASS
  MORTGAGE AMT:       256,000.00            CITY               CARMEL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               IN   46032
  UNPAID BALANCE:    254,407.270            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,768.13            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           11/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080135866               MORTGAGORS:        EAGLE, JEFFREY
                                                   PETERS, CARRIE
                                                   PETERS, GARY
                                                   EAGLE, BARBARA
                                            ADDRESS     :    620 MAINSAIL LANE
  MORTGAGE AMT:       279,000.00            CITY               COROLLA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               NC   27927
  UNPAID BALANCE:    278,584.590            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,950.81            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080135882               MORTGAGORS:        ANDERSON, LARRY

                                                   ANDERSON, KELLY
                                            ADDRESS     :    901 N MONROE STREET
  MORTGAGE AMT:       332,900.00            CITY               ARLINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               VA   22201
  UNPAID BALANCE:    332,352.640            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,214.80            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.98847            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080135890               MORTGAGORS:        CAMERON, GLEN

                                                   CAMERON, ROBIN
                                            ADDRESS     :    201 ASHCROFT CT
  MORTGAGE AMT:       329,000.00            CITY               ASHTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               MD   20861
  UNPAID BALANCE:    327,078.860            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,188.85            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.46860            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           12/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080135908               MORTGAGORS:        GRIFFITH, JOHN

                                                   GRIFFITH, SHIRLEY
                                            ADDRESS     :    3153 PARKSIDE LANE
  MORTGAGE AMT:       325,000.00            CITY               WILLIAMSBUR
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               VA   23185
  UNPAID BALANCE:    324,452.350            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,135.02            ANNUAL RATE ADJUST:      0.000
  LTV :                 53.01794            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080135924               MORTGAGORS:        FISHER, MICHAEL
                                            ADDRESS     :    9400 CROSSOVER DRIVE
  MORTGAGE AMT:       266,900.00            CITY               MECHANICSVI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               VA   23116
  UNPAID BALANCE:    266,461.160            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,775.70            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.99066            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080135932               MORTGAGORS:        NORAIR, STEPHEN

                                                   NORAIR, MARY
                                            ADDRESS     :    3700 FAIRWAYS COURT
  MORTGAGE AMT:       365,000.00            CITY               FREDERICKSB
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               VA   22408
  UNPAID BALANCE:    364,384.960            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,397.79            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.34783            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080135957               MORTGAGORS:        ROBERTS, RUSSELL

                                                   ROBERTS, SALLY
                                            ADDRESS     :    13 ST MARTIN ROAD
  MORTGAGE AMT:       343,000.00            CITY               HATTIESBURG
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MS   39402
  UNPAID BALANCE:    341,409.750            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,369.02            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.33333            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           01/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080135965               MORTGAGORS:        MCCLARY, MICHAEL

                                                   MCCLARY, CLAIRE
                                            ADDRESS     :    13957 THAMES DRIVE
  MORTGAGE AMT:       301,500.00            CITY               SHELBY TWP
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MI   48315
  UNPAID BALANCE:    300,815.160            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,031.27            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080135973               MORTGAGORS:        WYMAN, DOUGLAS

                                                   WYMAN, VALLY
                                            ADDRESS     :    8734 BUNNINGHAM LANE
  MORTGAGE AMT:       295,950.00            CITY               HOUSTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               TX   77055
  UNPAID BALANCE:    294,810.070            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,044.06            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.05642            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           02/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136005               MORTGAGORS:        STEIN, HARVEY

                                                   STEIN, JANET
                                            ADDRESS     :    203 PRESIDENT STREET
  MORTGAGE AMT:       792,050.00            CITY               ANNAPOLIS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               MD   21403
  UNPAID BALANCE:    790,715.340            OPTION TO CONVERT :      No
  MONTHLY P&I:          5,203.21            ANNUAL RATE ADJUST:      0.000
  LTV :                 61.87891            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136013               MORTGAGORS:        ORNDUFF, TED

                                                   ORNDUFF, TINA
                                            ADDRESS     :    1477 PARTRIDGE DRIVE
  MORTGAGE AMT:       299,280.00            CITY               GILROY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   95020
  UNPAID BALANCE:    298,592.590            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,067.06            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99893            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136021               MORTGAGORS:        AMICO, GREGORY

                                                   AMICO, SILVIA
                                            ADDRESS     :    230 MEADOWS COURT
  MORTGAGE AMT:       450,000.00            CITY               FREMONT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CA   94539
  UNPAID BALANCE:    448,831.100            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,918.70            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.87350            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136039               MORTGAGORS:        GAN, YEE
                                            ADDRESS     :    4601 CHEENEY STREET
  MORTGAGE AMT:       306,950.00            CITY               SANTA CLARA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   95054
  UNPAID BALANCE:    306,432.760            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,016.45            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.32712            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136047               MORTGAGORS:        BABBE, RICHARD

                                                   BABBE, HELEN
                                            ADDRESS     :    10 AMORET DRIVE
  MORTGAGE AMT:       284,350.00            CITY               IRVINE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92602
  UNPAID BALANCE:    283,683.890            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,963.94            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.96994            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136054               MORTGAGORS:        ANI, EVANGELINE
                                            ADDRESS     :    17401 STARK AVENUE
  MORTGAGE AMT:       256,000.00            CITY               CERRITOS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   90703
  UNPAID BALANCE:    255,153.250            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,703.17            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136062               MORTGAGORS:        LESLIE, TIMOTHY

                                                   LESLIE, LINDA
                                            ADDRESS     :    14617 OAK KNOLL LANE
  MORTGAGE AMT:       384,000.00            CITY               VALLEY CENT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92082
  UNPAID BALANCE:    382,714.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,554.76            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136070               MORTGAGORS:        EPSTEIN, SLAVA

                                                   KASHEVSKY, HELENA
                                            ADDRESS     :    135     BONHAM ROAD
  MORTGAGE AMT:       256,000.00            CITY               DEDHAM
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               MA   02026
  UNPAID BALANCE:    255,061.730            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,811.95            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.99072            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           02/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136096               MORTGAGORS:        WILSON, MICHAEL

                                                   WILSON, MICHELE
                                            ADDRESS     :    125 S WOODLAWN CT
  MORTGAGE AMT:       263,500.00            CITY               WICHITA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               KS   67218
  UNPAID BALANCE:    262,879.620            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,797.53            ANNUAL RATE ADJUST:      0.000
  LTV :                 83.65079            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136104               MORTGAGORS:        SARRAFZADEH, DAVID

                                                   SARRAFZADEH, TAMARA
                                            ADDRESS     :    104 MAIN STREET
  MORTGAGE AMT:       460,000.00            CITY               MEDFIELD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MA   02052
  UNPAID BALANCE:    458,796.340            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,099.11            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.03306            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136138               MORTGAGORS:        GARLAND, JEFFREY

                                                   GARLAND, SHELLEY
                                            ADDRESS     :    40830 UTICA ROAD
  MORTGAGE AMT:       287,500.00            CITY               STERLING HE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.50000                               MI   48313
  UNPAID BALANCE:    286,716.040            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,817.20            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.42857            OUTSIDE CONV DATE:
  CURRENT INT           6.50000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136161               MORTGAGORS:        NEMECEK, FRANCIS

                                                   NEMECEK, MARY
                                            ADDRESS     :    3101 E LONG ROAD
  MORTGAGE AMT:       431,500.00            CITY               LITTLETON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CO   80121
  UNPAID BALANCE:    430,037.440            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,834.65            ANNUAL RATE ADJUST:      0.000
  LTV :                 58.31081            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136179               MORTGAGORS:        CHRISTENSEN, LYNN
                                            ADDRESS     :    15350 S ARFSTEN ROAD
  MORTGAGE AMT:       371,000.00            CITY               LARKSPUR
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CO   80118
  UNPAID BALANCE:    370,229.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,690.01            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.94949            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136187               MORTGAGORS:        HOWARD, CHARLES

                                                   HOWARD, MARJORIE
                                            ADDRESS     :    6700 W DORADO DRIVE
  MORTGAGE AMT:       327,650.00            CITY               DENVER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CO   80123
  UNPAID BALANCE:    327,111.270            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,179.87            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99463            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136195               MORTGAGORS:        STEELE, DAVID
                                                   LABORDE, CAROL
                                                   LABORDE, JOHN
                                                   STEELE, JUDITH
                                            ADDRESS     :    0080 GOLF COURSE RD
  MORTGAGE AMT:       300,000.00            CITY               COPPER MOUN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CO   80443
  UNPAID BALANCE:    299,055.360            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,046.53            ANNUAL RATE ADJUST:      0.000
  LTV :                 66.23979            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136229               MORTGAGORS:        HAACK, TERESA

                                                   HAACK, DOUGLAS
                                            ADDRESS     :    105 CAPTAINE GRAVES
  MORTGAGE AMT:       292,350.00            CITY               WILLIAMSBUR
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               VA   23185
  UNPAID BALANCE:    291,678.520            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,019.19            ANNUAL RATE ADJUST:      0.000
  LTV :                 36.54375            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136237               MORTGAGORS:        ROBERTS, WILLIAM

                                                   ROBERTS, GALE
                                            ADDRESS     :    222 W QUEENS DRIVE
  MORTGAGE AMT:       300,000.00            CITY               WILLIAMSBUR
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               VA   23185
  UNPAID BALANCE:    299,494.480            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,970.79            ANNUAL RATE ADJUST:      0.000
  LTV :                 60.60606            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136245               MORTGAGORS:        SPRINGER, THOMAS

                                                   SIMS, JEWEL
                                            ADDRESS     :    68 WEST PINES DRIVE
  MORTGAGE AMT:       300,000.00            CITY               MONTGOMERY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               TX   77356
  UNPAID BALANCE:    299,494.480            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,970.79            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136260               MORTGAGORS:        BELL, MICHAEL

                                                   BELL, DEBORAH
                                            ADDRESS     :    23513 FLOWING MIST
  MORTGAGE AMT:       288,000.00            CITY               SAN ANTONIO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               TX   78258
  UNPAID BALANCE:    287,526.460            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,916.08            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136278               MORTGAGORS:        SHAMIEH, RAMZI

                                                   SHAMIEH, CYNTHIA
                                            ADDRESS     :    1551 ROSEANNA DRIVE
  MORTGAGE AMT:       255,000.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               CA   95118
  UNPAID BALANCE:    254,321.300            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,632.80            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.22086            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136286               MORTGAGORS:        HANSON, RACHEL

                                                   MILTON, CELESTE
                                            ADDRESS     :    4400 EVANS AVENUE
  MORTGAGE AMT:       370,400.00            CITY               OAKLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CA   94602
  UNPAID BALANCE:    369,437.880            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,402.41            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136294               MORTGAGORS:        BAYARD, PAUL
                                            ADDRESS     :    2711 SANTA CLARA AVENUE
  MORTGAGE AMT:       280,000.00            CITY               ALAMEDA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.37500                               CA   94501
  UNPAID BALANCE:    279,217.840            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,746.84            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.37500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136302               MORTGAGORS:        BRAUDE, RUVIM

                                                   BRAUDE, INNA
                                            ADDRESS     :    1290 MONTEREY BOULEVARD
  MORTGAGE AMT:       550,000.00            CITY               SAN FRANCIS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CA   94127
  UNPAID BALANCE:    548,571.370            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,567.29            ANNUAL RATE ADJUST:      0.000
  LTV :                 60.43956            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136310               MORTGAGORS:        BASILE, LOUIS

                                                   BASILE, M
                                            ADDRESS     :    15216 COOPER AVENUE
  MORTGAGE AMT:       397,000.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   95124
  UNPAID BALANCE:    396,041.890            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,674.67            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.51852            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136336               MORTGAGORS:        YEGGY, DANIEL

                                                   YEGGY, DEBRA
                                            ADDRESS     :    7685 PASEO SANTA CRUZ
  MORTGAGE AMT:       318,000.00            CITY               PLEASANTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   94566
  UNPAID BALANCE:    317,477.140            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,115.67            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.43231            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136344               MORTGAGORS:        DONLAN, KAREN

                                                   SCHULTZ, CHRIS
                                            ADDRESS     :    18901 LOREE AVENUE
  MORTGAGE AMT:       600,000.00            CITY               CUPERTINO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   95014
  UNPAID BALANCE:    598,055.010            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,093.06            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.04563            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136351               MORTGAGORS:        VELARDE, ELIA
                                            ADDRESS     :    109     MARJORAM LOOP
  MORTGAGE AMT:       311,850.00            CITY               UNION CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94587
  UNPAID BALANCE:    311,115.140            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,127.37            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.98820            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136369               MORTGAGORS:        DELAPAZ, EDUARDO

                                                   DELAPAZ, KIMBERLY
                                            ADDRESS     :    3669 TULLY COURT
  MORTGAGE AMT:       314,200.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   95148
  UNPAID BALANCE:    313,670.530            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,064.08            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.97709            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136377               MORTGAGORS:        SINGH, MANMEET

                                                   SETHI, HARVEEN
                                            ADDRESS     :    397 KING AVENUE
  MORTGAGE AMT:       326,000.00            CITY               FREMONT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94536
  UNPAID BALANCE:    325,489.830            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,223.90            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136385               MORTGAGORS:        LY, QUANG
                                            ADDRESS     :    359 HUCKLEBERRY DRIVE
  MORTGAGE AMT:       352,450.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   95123
  UNPAID BALANCE:    351,599.390            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,374.53            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.29129            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136393               MORTGAGORS:        NGUYEN, CUONG

                                                   NGUYEN, TRANG
                                            ADDRESS     :    895     DIANA AVENUE
  MORTGAGE AMT:       404,000.00            CITY               MORGAN HILL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   95037
  UNPAID BALANCE:    403,383.280            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,790.33            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136427               MORTGAGORS:        ADAMS, JONATHAN

                                                   ADAMS, DIANE
                                            ADDRESS     :    3855 COTTONWOOD DRIVE
  MORTGAGE AMT:       435,000.00            CITY               DANVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               CA   94506
  UNPAID BALANCE:    434,230.290            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,785.36            ANNUAL RATE ADJUST:      0.000
  LTV :                 61.70213            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136435               MORTGAGORS:        DEL ROSARIO, RODUARDO

                                                   DEL ROSARIO, VIRGINIA
                                            ADDRESS     :    10170 STERLING BOULEVARD
  MORTGAGE AMT:       300,000.00            CITY               CUPERTINO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   95014
  UNPAID BALANCE:    299,327.870            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,097.65            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136443               MORTGAGORS:        SHIREMAN, ROBERT

                                                   SIKES, LUCINDA
                                            ADDRESS     :    1911 HOPKINS STREET
  MORTGAGE AMT:       321,600.00            CITY               BERKELEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   94707
  UNPAID BALANCE:    321,058.070            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,112.69            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136450               MORTGAGORS:        QUON, JACK

                                                   LEE, LILLIAN
                                            ADDRESS     :    806 28TH AVENUE
  MORTGAGE AMT:       280,000.00            CITY               SAN FRANCIS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   94121
  UNPAID BALANCE:    279,550.830            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,886.42            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136468               MORTGAGORS:        WEY, TING
                                            ADDRESS     :    32416 WESTPORT COURT
  MORTGAGE AMT:       342,400.00            CITY               UNION CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   94587
  UNPAID BALANCE:    341,454.990            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,249.33            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136476               MORTGAGORS:        SESSIONS, KENTON
                                            ADDRESS     :    4269    PARK BOULEVARD
  MORTGAGE AMT:       337,500.00            CITY               PALO ALTO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   94306
  UNPAID BALANCE:    336,931.280            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,217.14            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136484               MORTGAGORS:        PIRING, CHARLES
                                                   GALLARDO, JOSELEO
                                                   PIRING, MARIA
                                            ADDRESS     :    29057 ROSECLIFF LANE
  MORTGAGE AMT:       246,000.00            CITY               HAYWARD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   94544
  UNPAID BALANCE:    245,633.720            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,720.07            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.09524            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136492               MORTGAGORS:        TREVINO, RICHARD

                                                   TREVINO, KIMBERLY
                                            ADDRESS     :    12500 POPPY LANE
  MORTGAGE AMT:       576,000.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   95127
  UNPAID BALANCE:    575,098.610            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,929.34            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136500               MORTGAGORS:        MORRILL, STEPHEN

                                                   MORRILL, MAUREEN
                                            ADDRESS     :    19 BELMONT ROAD
  MORTGAGE AMT:       308,000.00            CITY               WAKEFIELD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               MA   01880
  UNPAID BALANCE:    308,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,153.59            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136518               MORTGAGORS:        HENNIGH, SCOTT

                                                   HENNIGH, KATHLEEN
                                            ADDRESS     :    217 STANBRIDGE COURT
  MORTGAGE AMT:       294,400.00            CITY               ALAMEDA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94502
  UNPAID BALANCE:    293,939.290            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,008.33            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136526               MORTGAGORS:        HENSON, VAN

                                                   HENSON, TERESA
                                            ADDRESS     :    1413 FOX CREEK COURT
  MORTGAGE AMT:       260,000.00            CITY               LIVERMORE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   94550
  UNPAID BALANCE:    259,340.920            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,708.02            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.47059            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136534               MORTGAGORS:        SPIVACK, DAVID

                                                   SPIVACK, JANIS
                                            ADDRESS     :    657 28TH STREET
  MORTGAGE AMT:       373,500.00            CITY               SAN FRANCIS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   94131
  UNPAID BALANCE:    372,642.110            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,579.68            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136542               MORTGAGORS:        LI, ZI HUI

                                                   WANG, YAN ZHE
                                            ADDRESS     :    797 ALLEN COURT
  MORTGAGE AMT:       454,400.00            CITY               PALO ALTO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   94303
  UNPAID BALANCE:    453,634.320            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,985.09            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136559               MORTGAGORS:        PAPPAS, ALEXANDER

                                                   PAPPAS, VICTORIA
                                            ADDRESS     :    750 BUCKLAND AVENUE
  MORTGAGE AMT:       598,000.00            CITY               BELMONT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   94002
  UNPAID BALANCE:    596,484.150            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,928.44            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.37423            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136567               MORTGAGORS:        DENTON, SCOTT

                                                   HUGHES DENTO, NICOLETTE
                                            ADDRESS     :    4457 ARBUTUS COURT
  MORTGAGE AMT:       334,360.00            CITY               PLEASANTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   94588
  UNPAID BALANCE:    333,810.250            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,224.51            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136575               MORTGAGORS:        POWELL, ROBERT

                                                   POWELL, KAROL
                                            ADDRESS     :    1369 THERESA AVENUE
  MORTGAGE AMT:       285,000.00            CITY               CAMPBELL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   95008
  UNPAID BALANCE:    284,231.730            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,872.25            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.25000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136583               MORTGAGORS:        DE OLIVEIR, J AUGUSTO

                                                   SOUZA DE OLI, CLAUDIA
                                            ADDRESS     :    6648 MT HOPE DRIVE
  MORTGAGE AMT:       396,000.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CA   95120
  UNPAID BALANCE:    394,971.380            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,568.45            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136591               MORTGAGORS:        BOITANO, PAUL

                                                   YOST BOITANO, PAULA
                                            ADDRESS     :    5022 DUBLIN AVENUE
  MORTGAGE AMT:       289,000.00            CITY               OAKLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94602
  UNPAID BALANCE:    288,547.740            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,971.49            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.10256            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136609               MORTGAGORS:        LANDTHORN, RON

                                                   LANDTHORN, SUZANNE
                                            ADDRESS     :    1255 HEAVEN HILL ROAD
  MORTGAGE AMT:       480,000.00            CITY               SONOMA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   95476
  UNPAID BALANCE:    479,248.840            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,274.45            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136617               MORTGAGORS:        TAKESHIMA, SHIN
                                            ADDRESS     :    3373 ONSLOW WAY
  MORTGAGE AMT:       272,000.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CA   95132
  UNPAID BALANCE:    271,293.470            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,764.19            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136625               MORTGAGORS:        FULLER, SCOTT

                                                   FULLER, DIANE
                                            ADDRESS     :    1004 DUNHILL COURT
  MORTGAGE AMT:       430,000.00            CITY               DANVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CA   94506
  UNPAID BALANCE:    429,257.460            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,788.98            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.19149            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136641               MORTGAGORS:        SLATER, DAVID

                                                   SLATER, DEBRA
                                            ADDRESS     :    1135 CRESTVIEW AVENUE
  MORTGAGE AMT:       364,000.00            CITY               SEAL BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CA   90740
  UNPAID BALANCE:    363,371.440            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,360.90            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136658               MORTGAGORS:        WELLS, DAVID

                                                   WELLS, MICHELLE
                                            ADDRESS     :    3543 TRENTON WAY
  MORTGAGE AMT:       255,550.00            CITY               EL DORADO H
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   95762
  UNPAID BALANCE:    255,053.470            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,721.69            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136666               MORTGAGORS:        BERNARDO, MICHAEL

                                                   BERNARDO, JANIS
                                            ADDRESS     :    224 CALDWELL AVENUE
  MORTGAGE AMT:       444,000.00            CITY               LOS GATOS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   95032
  UNPAID BALANCE:    443,269.980            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,953.95            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.30769            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136674               MORTGAGORS:        WILLIAMS, SCOTT
                                            ADDRESS     :    662 CRESTVIEW DRIVE
  MORTGAGE AMT:       315,200.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   95117
  UNPAID BALANCE:    314,718.840            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,177.01            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136682               MORTGAGORS:        IMAMURA, DANIEL
                                            ADDRESS     :    336 WINDINGWOOD COURT
  MORTGAGE AMT:       264,000.00            CITY               MOUNTAIN VI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   94040
  UNPAID BALANCE:    263,606.920            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,845.93            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136690               MORTGAGORS:        SKOOG, JAMES

                                                   SKOOG, CAROL
                                            ADDRESS     :    7094 BROOKTREE WAY
  MORTGAGE AMT:       339,000.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.50000                               CA   95120
  UNPAID BALANCE:    338,385.400            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,142.72            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.36842            OUTSIDE CONV DATE:
  CURRENT INT           6.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136708               MORTGAGORS:        MERRIAM, JAMES

                                                   KARL, ELIZABETH
                                            ADDRESS     :    978 AZALEA DRIVE
  MORTGAGE AMT:       300,000.00            CITY               SUNNYVALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   94086
  UNPAID BALANCE:    299,502.630            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,995.91            ANNUAL RATE ADJUST:      0.000
  LTV :                 64.51613            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136716               MORTGAGORS:        DATTA RAY, PARTHA

                                                   DATTA RAY, MITRA
                                            ADDRESS     :    18640 CASA BLANCA LANE
  MORTGAGE AMT:       488,000.00            CITY               SARATOGA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   95070
  UNPAID BALANCE:    487,177.670            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,205.82            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136724               MORTGAGORS:        WU, XIANGCHEN

                                                   LIU, WEI
                                            ADDRESS     :    1000 GILA COURT
  MORTGAGE AMT:       416,000.00            CITY               FREMONT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CA   94539
  UNPAID BALANCE:    415,281.650            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,698.17            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136732               MORTGAGORS:        TONG, PETER

                                                   CHIN, LINDA
                                            ADDRESS     :    12480 PALMTAG DRIVE
  MORTGAGE AMT:       536,000.00            CITY               SARATOGA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   95070
  UNPAID BALANCE:    535,096.800            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,521.14            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136740               MORTGAGORS:        LYONS, CYNTHIA

                                                   BRINK, GREG
                                            ADDRESS     :    9750 MARKY WAY
  MORTGAGE AMT:       276,000.00            CITY               LA MESA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.50000                               CA   91941
  UNPAID BALANCE:    275,499.630            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,744.51            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136757               MORTGAGORS:        NAPOLITANO, DAVID

                                                   KAPAI, MEENU
                                            ADDRESS     :    4114 REMILLARD COURT
  MORTGAGE AMT:       556,050.00            CITY               PLEASANTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.50000                               CA   94566
  UNPAID BALANCE:    555,041.910            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,514.62            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99568            OUTSIDE CONV DATE:
  CURRENT INT           6.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136765               MORTGAGORS:        POTTER, KENNETH
                                            ADDRESS     :    9517 SOUTHLAKE DRIVE
  MORTGAGE AMT:       400,000.00            CITY               SPOTSYLVANI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               VA   22553
  UNPAID BALANCE:    399,404.420            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,796.86            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.72727            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136781               MORTGAGORS:        BUCKLEY, PAUL

                                                   BUCKLEY, KATHERINE
                                            ADDRESS     :    14 GOLDENROD LANE
  MORTGAGE AMT:       300,000.00            CITY               FALMOUTH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               ME   04105
  UNPAID BALANCE:    300,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,097.65            ANNUAL RATE ADJUST:      0.000
  LTV :                 66.66667            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136799               MORTGAGORS:        SMITH, MARTIN
                                            ADDRESS     :    4096 SPRING KNOLL DRIVE
  MORTGAGE AMT:       376,000.00            CITY               EUGENE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               OR   97405
  UNPAID BALANCE:    375,023.340            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,438.73            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136807               MORTGAGORS:        LASORDA, DAVID

                                                   LASORDA, PAMELA
                                            ADDRESS     :    916 BEAVER STREET
  MORTGAGE AMT:       483,000.00            CITY               SEWICKLEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               PA   15143
  UNPAID BALANCE:    481,775.660            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,172.97            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136815               MORTGAGORS:        COYNE, JOHN

                                                   COYNE, LISA
                                            ADDRESS     :    4 CHICKADEE LANE
  MORTGAGE AMT:       311,000.00            CITY               WESTWOOD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MA   02090
  UNPAID BALANCE:    310,513.310            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,121.57            ANNUAL RATE ADJUST:      0.000
  LTV :                 55.53571            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136823               MORTGAGORS:        NEWMAN, WADE

                                                   NEWMAN, CECELIA
                                            ADDRESS     :    45620 BRISTOL CIRCLE
  MORTGAGE AMT:       278,000.00            CITY               NOVI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               MI   48377
  UNPAID BALANCE:    277,508.110            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,780.06            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136831               MORTGAGORS:        SAMAKOW, THOMAS

                                                   SAMAKOW, DEBRA
                                            ADDRESS     :    1427 SQUIRREL HILL AVENUE
  MORTGAGE AMT:       306,000.00            CITY               PITTSBURGH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               PA   15217
  UNPAID BALANCE:    305,496.880            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,035.83            ANNUAL RATE ADJUST:      0.000
  LTV :                 48.18898            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136849               MORTGAGORS:        KANTOR, MITCHELL

                                                   KANTOR, NANCY
                                            ADDRESS     :    7 SHADOW LANE
  MORTGAGE AMT:       708,000.00            CITY               BLOOMFIELD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               MI   48302
  UNPAID BALANCE:    706,413.810            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,950.44            ANNUAL RATE ADJUST:      0.000
  LTV :                 61.56522            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136864               MORTGAGORS:        RUIZ DE LUZU, KATHERINE

                                                   ALDERSON, LLOYD
                                            ADDRESS     :    174 WEST BARE HILL ROAD
  MORTGAGE AMT:       315,000.00            CITY               HARVARD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MA   01451
  UNPAID BALANCE:    314,299.290            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,148.86            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.64455            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136898               MORTGAGORS:        JAMES, KEVIN

                                                   JAMES, SARAH
                                            ADDRESS     :    1426 19TH AVENUE
  MORTGAGE AMT:       268,000.00            CITY               SAN FRANCIS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94122
  UNPAID BALANCE:    267,368.990            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,828.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136906               MORTGAGORS:        FISHER, JOHN

                                                   FISHER, KARON
                                            ADDRESS     :    15056 NW EUGENE LANE
  MORTGAGE AMT:       259,900.00            CITY               PORTLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               OR   97229
  UNPAID BALANCE:    259,493.270            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,772.98            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.46367            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136914               MORTGAGORS:        WALLS, JOHN

                                                   WALLS, VALERIE
                                            ADDRESS     :    8260 RIDGEPOINTE DRIVE
  MORTGAGE AMT:       357,000.00            CITY               BURR RIDGE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               IL   60521
  UNPAID BALANCE:    356,455.030            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,465.71            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.11816            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136930               MORTGAGORS:        CATTONE, DAN

                                                   CATTONE, JOHANNA
                                            ADDRESS     :    47657 AVALON HEIGHTS TERR
  MORTGAGE AMT:       644,000.00            CITY               FREMONT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   94539
  UNPAID BALANCE:    642,941.160            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,284.55            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136955               MORTGAGORS:        BASKIN, PHYLLIS
                                            ADDRESS     :    306 SCHENLEY ROAD
  MORTGAGE AMT:       272,000.00            CITY               PITTSBURGH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               PA   15217
  UNPAID BALANCE:    271,359.580            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,855.52            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136971               MORTGAGORS:        PICCIRILLO, ROBERT

                                                   PICCIRILLO, PHYLLIS
                                            ADDRESS     :    44 BRIDLE PATH
  MORTGAGE AMT:       276,000.00            CITY               FRANKLIN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               MA   02038
  UNPAID BALANCE:    275,598.960            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,953.52            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136989               MORTGAGORS:        MANDI, JUDIT
                                            ADDRESS     :    2271 HOLLISTON AVENUE
  MORTGAGE AMT:       530,000.00            CITY               ALTADENA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               CA   91001
  UNPAID BALANCE:    528,576.600            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,393.65            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.64789            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080137003               MORTGAGORS:        STEWART, DONALD

                                                   VANCIL, MARCELLA
                                            ADDRESS     :    409 OAKBROOK CIRCLE
  MORTGAGE AMT:       392,500.00            CITY               URBANA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               IL   61801
  UNPAID BALANCE:    391,188.040            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,778.09            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.13306            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080137011               MORTGAGORS:        RICHARDSON, EMMETT

                                                   RICHARDSON, MAXINE
                                            ADDRESS     :    8 EAST SQUARE LANE
  MORTGAGE AMT:       300,000.00            CITY               RICHMOND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               VA   23233
  UNPAID BALANCE:    299,481.970            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,945.79            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.76744            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080137078               MORTGAGORS:        HULL, SCOTT

                                                   FAUDOA HULL, ELEONOR
                                            ADDRESS     :    1327 HORSEMILL ROAD
  MORTGAGE AMT:       302,000.00            CITY               EL CAJON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CA   92021
  UNPAID BALANCE:    301,478.500            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,958.77            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080137094               MORTGAGORS:        CROSS, MARVIN

                                                   CROSS, BETH
                                            ADDRESS     :    1851 RHODES STREET
  MORTGAGE AMT:       490,000.00            CITY               HERMOSA BEA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               CA   90254
  UNPAID BALANCE:    488,695.870            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,137.52            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.80251            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080137102               MORTGAGORS:        WAFEL, IRA

                                                   SCHLESINGER, GALE
                                            ADDRESS     :    15 CRYSTALAIRE
  MORTGAGE AMT:       299,100.00            CITY               LAS FLORES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   92688
  UNPAID BALANCE:    298,341.830            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,964.87            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99144            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080137110               MORTGAGORS:        DIAMOND, PAUL

                                                   DIAMOND, RHONDA
                                            ADDRESS     :    5111 LEE STREET
  MORTGAGE AMT:       275,000.00            CITY               TORRANCE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   90503
  UNPAID BALANCE:    274,336.320            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,852.73            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.51282            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080137128               MORTGAGORS:        GARDNER, ROY

                                                   GARDNER, SUSAN
                                            ADDRESS     :    28377 FAIRCREST WAY
  MORTGAGE AMT:       380,000.00            CITY               ESCONDIDO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   92026
  UNPAID BALANCE:    379,390.430            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,560.13            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.16667            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080137136               MORTGAGORS:        LO, ELAINE
                                            ADDRESS     :    2201 VIA CARRILLO
  MORTGAGE AMT:       268,000.00            CITY               PALOS VERDE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   90274
  UNPAID BALANCE:    267,559.340            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,783.01            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080137144               MORTGAGORS:        STONE, PETER

                                                   STONE, LORI
                                            ADDRESS     :    6 BEACONSFIELD
  MORTGAGE AMT:       420,000.00            CITY               DOVE CANYON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92679
  UNPAID BALANCE:    419,309.440            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,794.27            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080137151               MORTGAGORS:        DAVEY, JOHN

                                                   DAVEY, PAULA
                                            ADDRESS     :    32771 NATHAN CIRCLE
  MORTGAGE AMT:       284,000.00            CITY               DANA POINT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   92629
  UNPAID BALANCE:    283,521.110            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,865.68            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080137169               MORTGAGORS:        TRISKO, KAREN
                                            ADDRESS     :    30 CHAMONIX
  MORTGAGE AMT:       260,000.00            CITY               LAGUNA NIGU
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   92677
  UNPAID BALANCE:    259,474.770            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,817.96            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080137177               MORTGAGORS:        FALLON, WILLIAM

                                                   FALLON, TAMARA
                                            ADDRESS     :    1921 N LAUREL AVENUE
  MORTGAGE AMT:       262,800.00            CITY               UPLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   91784
  UNPAID BALANCE:    262,408.700            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,837.54            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080137185               MORTGAGORS:        NELSON, MARC

                                                   NELSON, KIM
                                            ADDRESS     :    21 APACHE DRIVE
  MORTGAGE AMT:       267,300.00            CITY               TRABUCO CAN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92679
  UNPAID BALANCE:    266,891.970            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,846.17            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.79104            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080137193               MORTGAGORS:        LEW, PETER

                                                   LEW, JEANNE
                                            ADDRESS     :    21329   HOWARD AVENUE
  MORTGAGE AMT:       279,000.00            CITY               TORRANCE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   90503
  UNPAID BALANCE:    278,563.390            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,903.27            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080137201               MORTGAGORS:        YU, WENBIN

                                                   ZENG, YIHAI
                                            ADDRESS     :    5850 COZZENS STREET
  MORTGAGE AMT:       328,000.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92122
  UNPAID BALANCE:    327,460.700            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,182.20            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080137219               MORTGAGORS:        NEWMAN, BRET

                                                   THOMPSON, ROBIN
                                            ADDRESS     :    34 MANCERA
  MORTGAGE AMT:       349,400.00            CITY               RANCHO SANT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92688
  UNPAID BALANCE:    348,630.690            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,324.57            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.45194            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080137227               MORTGAGORS:        CLARK, JAMES

                                                   CLARK, THERESA
                                            ADDRESS     :    55 GINA CT.
  MORTGAGE AMT:       318,000.00            CITY               SYKESVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               MD   21784
  UNPAID BALANCE:    317,464.140            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,089.04            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.13268            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080137235               MORTGAGORS:        REMBERT, LEROY

                                                   REMBERT, WILHELMENI
                                            ADDRESS     :    7338 SANTORINI LANE
  MORTGAGE AMT:       279,000.00            CITY               CHARLOTTE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               NC   28270
  UNPAID BALANCE:    278,343.090            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,903.28            ANNUAL RATE ADJUST:      0.000
  LTV :                 84.54545            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080137243               MORTGAGORS:        ROBERTSON, THOMAS

                                                   ROBERTSON, MARY
                                            ADDRESS     :    110 GREY BRIDGE ROW
  MORTGAGE AMT:       338,000.00            CITY               CARY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               NC   27513
  UNPAID BALANCE:    337,223.650            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,334.49            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.41667            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080137250               MORTGAGORS:        DE LA TORRE, GABRIEL
                                                   OKERE, ISABEL
                                                   DE LA TORRE, IRMA
                                            ADDRESS     :    1401 PEREGRINE DRIVE
  MORTGAGE AMT:       299,200.00            CITY               GILROY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   95020
  UNPAID BALANCE:    298,477.920            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,015.77            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080137268               MORTGAGORS:        MOULTRIE, DOUGLAS

                                                   MOULTRIE, ELIZABETH
                                            ADDRESS     :    39306 LONG HILL LANE
  MORTGAGE AMT:       285,000.00            CITY               ALDIE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               VA   20105
  UNPAID BALANCE:    284,328.960            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,944.21            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.25000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080137276               MORTGAGORS:        RIVIELLO, JAMES

                                                   TORREY, SUSAN
                                            ADDRESS     :    77 CIDER MILL ROAD
  MORTGAGE AMT:       300,000.00            CITY               SUDBURY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MA   01776
  UNPAID BALANCE:    299,192.450            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,046.53            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.81553            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080137292               MORTGAGORS:        IDE, DAVID

                                                   IDE, DEBORAH
                                            ADDRESS     :    53 LA PERLA
  MORTGAGE AMT:       313,000.00            CITY               FOOTHILL RA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   92610
  UNPAID BALANCE:    312,244.630            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,108.74            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.64322            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080137300               MORTGAGORS:        HECKER KLEIN, JANENE

                                                   KLEIN, MICHAEL
                                            ADDRESS     :    134 GREENBRIAR DRIVE
  MORTGAGE AMT:       341,000.00            CITY               WEXFORD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               PA   15090
  UNPAID BALANCE:    340,425.390            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,240.13            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.75289            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080137326               MORTGAGORS:        ARMBRESTER, ROBERT

                                                   ARMBRESTER, KATHY
                                            ADDRESS     :    2829 ACTION PLACE
  MORTGAGE AMT:       280,000.00            CITY               BIRMINGHAM
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               AL   35243
  UNPAID BALANCE:    279,539.630            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,862.85            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.86631            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080137334               MORTGAGORS:        KISTER, JANUARY

                                                   GARLAK, MALGORZATA
                                            ADDRESS     :    3702 BRET HARTE DRIVE
  MORTGAGE AMT:       402,400.00            CITY               REDWOOD CIT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   94061
  UNPAID BALANCE:    401,721.940            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,643.48            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080137342               MORTGAGORS:        NEEDLES, MARC

                                                   NEEDLES, MARITA
                                            ADDRESS     :    1127 PEBBLE SPRING DRIVE
  MORTGAGE AMT:       450,000.00            CITY               BERWYN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               PA   19312
  UNPAID BALANCE:    449,278.150            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,031.73            ANNUAL RATE ADJUST:      0.000
  LTV :                 67.66917            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080137367               MORTGAGORS:        MERRICK, DAVID

                                                   CHEN, HUNG TSU
                                            ADDRESS     :    474 HULL AVENUE
  MORTGAGE AMT:       258,400.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   95125
  UNPAID BALANCE:    257,964.590            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,697.50            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080137375               MORTGAGORS:        BARRIER, C.

                                                   BARRIER, PAMELA
                                            ADDRESS     :    1406 HARDOUIN AVENUE
  MORTGAGE AMT:       400,000.00            CITY               Austin
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               TX   78703
  UNPAID BALANCE:    400,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,694.87            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.82000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080137409               MORTGAGORS:        M TAYLOR, LARRY

                                                   TAYLOR, SUZANNE
                                            ADDRESS     :    11775 ASPEN VIEW DRIVE
  MORTGAGE AMT:       300,000.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92128
  UNPAID BALANCE:    300,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,072.03            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080137573               MORTGAGORS:        BRYANT, LANCE

                                                   BRYANT, CAMILLA
                                            ADDRESS     :    4184 SPARROW LANE
  MORTGAGE AMT:       199,500.00            CITY               SHINGLE SPR
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   95682
  UNPAID BALANCE:    199,351.950            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,394.93            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080137854               MORTGAGORS:        KARABOTS, DENISE
                                            ADDRESS     :    416 COMMONWEALTH AVENUE #
  MORTGAGE AMT:       331,000.00            CITY               BOSTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               MA   02115
  UNPAID BALANCE:    330,760.430            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,342.80            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.95169            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080138043               MORTGAGORS:        CONDIE, JOT

                                                   CONDIE, KAREN
                                            ADDRESS     :    2829 HABORVIEW LANE
  MORTGAGE AMT:       260,000.00            CITY               ELK GROVE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   95758
  UNPAID BALANCE:    259,807.040            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,817.96            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.82278            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080138639               MORTGAGORS:        HOHENER, ERIC

                                                   HOHENER, KERIANNE
                                            ADDRESS     :    408 MORAGA AVENUE
  MORTGAGE AMT:       388,000.00            CITY               PIEDMONT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   94611
  UNPAID BALANCE:    385,678.600            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,548.88            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           12/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080138738               MORTGAGORS:        KOTZ, KENNETH

                                                   KOTZ, NANCY
                                            ADDRESS     :    8860 GLENRIDGE COURT
  MORTGAGE AMT:       319,200.00            CITY               VIENNA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               VA   22182
  UNPAID BALANCE:    319,200.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,123.65            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080139140               MORTGAGORS:        RUGAYAN, CHARLES

                                                   RUGAYAN, CAROLE
                                            ADDRESS     :    26420 WEST BEECHER LANE
  MORTGAGE AMT:       297,100.00            CITY               STEVENSON R
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   91381
  UNPAID BALANCE:    296,856.460            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,976.62            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99009            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080139462               MORTGAGORS:        HASLAM, EDWARD

                                                   HASLAM, JACQUELINE
                                            ADDRESS     :    148 CHENERY STREET
  MORTGAGE AMT:       430,000.00            CITY               SAN FRANCIS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94131
  UNPAID BALANCE:    429,327.090            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,933.36            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.43860            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080139694               MORTGAGORS:        KUBITZ, STEVEN

                                                   KUBITZ, SHELLEY
                                            ADDRESS     :    6651 BROOK HOLLOW CIRCLE
  MORTGAGE AMT:       292,550.00            CITY               STOCKTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   95219
  UNPAID BALANCE:    292,092.180            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,995.71            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.98747            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080139819               MORTGAGORS:        RAUSCHER, KENNETH

                                                   RAUSCHER, DEBORAH
                                            ADDRESS     :    2187 CAMINO ROBLEDO
  MORTGAGE AMT:       330,000.00            CITY               CARLSBAD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92009
  UNPAID BALANCE:    330,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,279.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.52747            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080139934               MORTGAGORS:        ROSS, LESLIE

                                                   CARTER, E
                                            ADDRESS     :    2747 BRANDYWINE STREET NW
  MORTGAGE AMT:       512,812.00            CITY               WASHINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               DC   20008
  UNPAID BALANCE:    512,812.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,585.66            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.99993            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080140015               MORTGAGORS:        BOYES, IRVING

                                                   BOYES, SHIRLEY
                                            ADDRESS     :    5211 WESTGROVE PLACE
  MORTGAGE AMT:       250,000.00            CITY               DALLAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               TX   75248
  UNPAID BALANCE:    249,804.980            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,705.44            ANNUAL RATE ADJUST:      0.000
  LTV :                 52.63158            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080140023               MORTGAGORS:        GERRISH, GREGORY

                                                   GERRISH, KATHLEEN
                                            ADDRESS     :    103 MILITIA ROAD EAST
  MORTGAGE AMT:       260,000.00            CITY               READINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               NJ   08889
  UNPAID BALANCE:    259,807.040            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,817.96            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.51070            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080140072               MORTGAGORS:        DIVENERE, DOUGLAS

                                                   DIVENERE, LEVITA
                                            ADDRESS     :    403 HILL AVENUE
  MORTGAGE AMT:       277,600.00            CITY               GLEN ELLYN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               IL   60137
  UNPAID BALANCE:    277,600.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,893.73            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080140239               MORTGAGORS:        FRONCZKOWSKI, STANLEY

                                                   FRONCZKOWSKI, ANNE
                                            ADDRESS     :    9 WOODBROCK CIRCLE
  MORTGAGE AMT:       300,000.00            CITY               WILMINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               DE   19810
  UNPAID BALANCE:    300,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,123.38            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.17073            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080140296               MORTGAGORS:        TUCKER, NEIL

                                                   TUCKER, MARY
                                            ADDRESS     :    495 FIRST ST
  MORTGAGE AMT:       304,000.00            CITY               ORADELL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.37500                               NJ   07649
  UNPAID BALANCE:    304,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,896.57            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080140338               MORTGAGORS:        BARRONE, DOMINICK
                                            ADDRESS     :    13 STONEWOOD PARKWAY
  MORTGAGE AMT:       280,500.00            CITY               VERONA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               NJ   07044
  UNPAID BALANCE:    280,500.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,842.69            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080140411               MORTGAGORS:        ROTHENBERG, PAMELA

                                                   OTTINGER, MARK
                                            ADDRESS     :    2549 BABCOCK ROAD
  MORTGAGE AMT:       528,000.00            CITY               VIENNA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               VA   22181
  UNPAID BALANCE:    528,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,557.24            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080140783               MORTGAGORS:        FERRIER, CLINTON
                                                   BELL, JOANN
                                                   FERRIER, HEATHER
                                            ADDRESS     :    10 PARADISE CT
  MORTGAGE AMT:       452,000.00            CITY               NOVATO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94947
  UNPAID BALANCE:    451,647.390            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,083.44            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080141120               MORTGAGORS:        YEE, DOK

                                                   YEE, KI
                                            ADDRESS     :    1436 FERNSIDE BLVD
  MORTGAGE AMT:       282,600.00            CITY               ALAMEDA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   94501
  UNPAID BALANCE:    282,146.680            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,903.93            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080141252               MORTGAGORS:        CODONER, EMIL

                                                   CODONER, WANDA
                                            ADDRESS     :    25 WHITNEY STREET
  MORTGAGE AMT:       300,000.00            CITY               WESTPORT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CT   06880
  UNPAID BALANCE:    299,777.360            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,097.64            ANNUAL RATE ADJUST:      0.000
  LTV :                 61.22449            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080141302               MORTGAGORS:        ARCHIBALD, JOHN
                                            ADDRESS     :    275 BAYVIEW AVENUE Q
  MORTGAGE AMT:       297,000.00            CITY               SUNNYVALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   94086
  UNPAID BALANCE:    296,523.590            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,000.94            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080141633               MORTGAGORS:        VITTORIO, CARMELA

                                                   WEBB, ROBERT
                                            ADDRESS     :    513 EAST SPRING AVENUE
  MORTGAGE AMT:       224,000.00            CITY               ARDMORE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               PA   19003
  UNPAID BALANCE:    224,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,585.46            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080141690               MORTGAGORS:        GILLILAND, GEOFFREY

                                                   GRIGG, DIANE
                                            ADDRESS     :    5918 OCEAN VIEW RIDGE LAN
  MORTGAGE AMT:       277,600.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92121
  UNPAID BALANCE:    277,600.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,917.32            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.90598            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080141799               MORTGAGORS:        ECHANDY, RUBEN

                                                   MANGUAL, ZUL
                                            ADDRESS     :    3 WYNDSTONE WAY
  MORTGAGE AMT:       343,700.00            CITY               FRAMINGHAM
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               MA   01701
  UNPAID BALANCE:    343,700.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,432.69            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.99738            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080141856               MORTGAGORS:        WINSTEAD, TOMMY

                                                   WINSTEAD, BEVERLY
                                            ADDRESS     :    24 BEAUFORT SHORES COURT
  MORTGAGE AMT:       261,900.00            CITY               PROSPERITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               SC   29127
  UNPAID BALANCE:    261,900.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,831.25            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080141906               MORTGAGORS:        ZASLOW, IRA

                                                   ZASLOW, CAROLYN
                                            ADDRESS     :    2816 NE 27TH STREET
  MORTGAGE AMT:       496,000.00            CITY               FORT LAUDER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               FL   33301
  UNPAID BALANCE:    496,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,468.11            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080141930               MORTGAGORS:        SCHIEBLER, JEFFREY

                                                   HUNKELER, CHRIS
                                            ADDRESS     :    6620 HAGEN BOULEVARD
  MORTGAGE AMT:       281,200.00            CITY               EL CERRITO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   94530
  UNPAID BALANCE:    281,200.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,966.19            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080142094               MORTGAGORS:        STANALAND, JOHN

                                                   STANALAND, TAMMY
                                            ADDRESS     :    31559 EAGLE ROCK WAY
  MORTGAGE AMT:       365,000.00            CITY               LAGUNA BEAC
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92651
  UNPAID BALANCE:    365,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,520.96            ANNUAL RATE ADJUST:      0.000
  LTV :                 61.55143            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080142441               MORTGAGORS:        ANGLE, JOHN

                                                   ANGLE, SHARON
                                            ADDRESS     :    2790 CUTLER AVENUE
  MORTGAGE AMT:       328,000.00            CITY               FREMONT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   94536
  UNPAID BALANCE:    328,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,349.83            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080143001               MORTGAGORS:        CASE, MICHAEL

                                                   CASE, SARAH
                                            ADDRESS     :    3850 EAST LAUREL STREET
  MORTGAGE AMT:       572,000.00            CITY               MESA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               AZ   85215
  UNPAID BALANCE:    572,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,757.63            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080143027               MORTGAGORS:        OUDOM, KAYKHAM

                                                   OUDOM, SOMCHAY
                                            ADDRESS     :    7555 WINDY RIDGE ROAD
  MORTGAGE AMT:       256,000.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92126
  UNPAID BALANCE:    255,805.200            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,768.13            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.50311            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080143068               MORTGAGORS:        YOUNG, ROBERT

                                                   YOUNG, CHRISTI
                                            ADDRESS     :    195 WOLF CREEK DR
  MORTGAGE AMT:       295,500.00            CITY               BIGFORK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MT   59911
  UNPAID BALANCE:    295,037.570            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,015.83            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080143076               MORTGAGORS:        EPLER, FREDERICK

                                                   THOMAS EPLER, CYNTHIA
                                            ADDRESS     :    5125 HWY 93 WEST
  MORTGAGE AMT:       267,500.00            CITY               WHITEFISH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MT   59937
  UNPAID BALANCE:    266,361.080            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,824.82            ANNUAL RATE ADJUST:      0.000
  LTV :                 58.79121            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080143399               MORTGAGORS:        WILLIAMS, JOHN

                                                   WILLIAMS, GENEVIEVE
                                            ADDRESS     :    1241 BIG WATER CIRCLE
  MORTGAGE AMT:       457,000.00            CITY               GREENSBORO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               GA   30642
  UNPAID BALANCE:    457,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,274.01            ANNUAL RATE ADJUST:      0.000
  LTV :                 56.41975            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080143506               MORTGAGORS:        HALEY, ROBERT

                                                   HALEY, ALISA
                                            ADDRESS     :    5632 CREST DRIVE
  MORTGAGE AMT:       212,000.00            CITY               PALMDALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   93551
  UNPAID BALANCE:    211,834.620            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,446.21            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080143597               MORTGAGORS:        SUGINO, PHILLIP

                                                   SUGINO, LINDA
                                            ADDRESS     :    2630 CABRILLO WAY
  MORTGAGE AMT:       252,000.00            CITY               OXNARD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   93030
  UNPAID BALANCE:    252,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,762.02            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080143621               MORTGAGORS:        BARRETT, DONNA

                                                   BARRETT, MICHAEL
                                            ADDRESS     :    1030 INDIAN CREST DR
  MORTGAGE AMT:       246,810.00            CITY               BIRMINGHAM
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               AL   35124
  UNPAID BALANCE:    246,810.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,768.18            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080143670               MORTGAGORS:        WEST, MARSIE

                                                   WEST, WARREN
                                            ADDRESS     :    3 WHITEHALL LANE
  MORTGAGE AMT:       294,000.00            CITY               READING
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               MA   01867
  UNPAID BALANCE:    294,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,055.70            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.86935            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080143829               MORTGAGORS:        KAIN, JAMES

                                                   KAIN, JODIE
                                            ADDRESS     :    29 MILFORD STREET
  MORTGAGE AMT:       315,000.00            CITY               BOSTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MA   02118
  UNPAID BALANCE:    315,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,122.22            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.38326            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080143977               MORTGAGORS:        FORKASDI, LINDA
                                            ADDRESS     :    1514 CARIBBEAN WAY
  MORTGAGE AMT:       430,000.00            CITY               LAGUNA BEAC
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   92651
  UNPAID BALANCE:    430,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,006.62            ANNUAL RATE ADJUST:      0.000
  LTV :                 55.12821            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080144462               MORTGAGORS:        BERRY, MICHAL

                                                   BERRY, FRANKLIN
                                            ADDRESS     :    1 BAYSIDE AVENUE
  MORTGAGE AMT:       300,000.00            CITY               EAST QUOGUE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               NY   11942
  UNPAID BALANCE:    299,777.350            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,097.65            ANNUAL RATE ADJUST:      0.000
  LTV :                 52.17391            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080144470               MORTGAGORS:        NEILL, HAROLD

                                                   BANKS NEILL, PAMELA
                                            ADDRESS     :    23 KENDALL ROAD F/K/A
  MORTGAGE AMT:       585,000.00            CITY               POUND RIDGE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               NY   10576
  UNPAID BALANCE:    584,587.110            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,191.02            ANNUAL RATE ADJUST:      0.000
  LTV :                 57.92079            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080145055               MORTGAGORS:        LARISON, JANET
                                            ADDRESS     :    17710 159TH AVENUE N E
  MORTGAGE AMT:       408,500.00            CITY               WOODINVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               WA   98072
  UNPAID BALANCE:    408,500.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,856.29            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.94643            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080145139               MORTGAGORS:        GIRELLI, LEONARD
                                            ADDRESS     :    6629 WOODLAND PLACE
  MORTGAGE AMT:       309,600.00            CITY               OAKLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   94611
  UNPAID BALANCE:    309,598.290            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,164.77            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.97959            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080145154               MORTGAGORS:        AYOUB, GEORGE
                                            ADDRESS     :    3348 LLOYD STREET
  MORTGAGE AMT:       260,000.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92117
  UNPAID BALANCE:    260,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,795.76            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.33333            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080145253               MORTGAGORS:        KURTH, MICHAEL
                                            ADDRESS     :    2050 SAN REMO DRIVE
  MORTGAGE AMT:       468,000.00            CITY               LAGUNA BEAC
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   92651
  UNPAID BALANCE:    468,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,272.33            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080145345               MORTGAGORS:        LEVINE, MICHAEL

                                                   LEVINE, SUSAN
                                            ADDRESS     :    13 COLONIAL DRIVE
  MORTGAGE AMT:       270,400.00            CITY               SOUTH BRUNS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               NJ   08512
  UNPAID BALANCE:    270,400.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,913.88            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080146038               MORTGAGORS:        Gates, Daniel
                                            ADDRESS     :    2240 Knightsbridge Place
  MORTGAGE AMT:       251,200.00            CITY               Oxnard
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   93030
  UNPAID BALANCE:    251,200.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,756.43            ANNUAL RATE ADJUST:      0.000
  LTV :                 85.15000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080146087               MORTGAGORS:        MORGAN, CAROLINE
                                            ADDRESS     :    27010 KARNS COURT  61205
  MORTGAGE AMT:       119,950.00            CITY               SANTA CLARI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   91351
  UNPAID BALANCE:    119,860.980            OPTION TO CONVERT :      No
  MONTHLY P&I:            838.71            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99333            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080146095               MORTGAGORS:        JONES, KENNETH

                                                   JONES, NADINE
                                            ADDRESS     :    11 BENNETT DRIVE
  MORTGAGE AMT:       265,000.00            CITY               EAST QUOGUE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               NY   11942
  UNPAID BALANCE:    264,812.960            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,898.50            ANNUAL RATE ADJUST:      0.000
  LTV :                 84.12698            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080146335               MORTGAGORS:        HINNERS, LAURIE

                                                   HINNERS, JOHN
                                            ADDRESS     :    4601 GRAMLEE CIRCLE
  MORTGAGE AMT:       260,000.00            CITY               FAIRFAX
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               VA   22032
  UNPAID BALANCE:    260,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,817.96            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080146442               MORTGAGORS:        ABITABILO, LOUIS

                                                   ABITABILO, JANE
                                            ADDRESS     :    18 LOUIS DRIVE
  MORTGAGE AMT:       375,000.00            CITY               MELVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               NY   11747
  UNPAID BALANCE:    374,721.690            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,622.06            ANNUAL RATE ADJUST:      0.000
  LTV :                 66.96429            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080146509               MORTGAGORS:        RUSHTON, JAMES

                                                   RUSHTON, MONICA
                                            ADDRESS     :    32 BOWIE PLACE
  MORTGAGE AMT:       232,100.00            CITY               IRVINE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   92602
  UNPAID BALANCE:    231,736.770            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,583.34            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.98539            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080146525               MORTGAGORS:        EVANS, BRYN

                                                   EVANS, BILLIE
                                            ADDRESS     :    13385 TIERRA HEIGHTS ROAD
  MORTGAGE AMT:       350,000.00            CITY               REDDING
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   96003
  UNPAID BALANCE:    349,726.960            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,387.62            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.54545            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080147028               MORTGAGORS:        SOLTON, FARRELL
                                            ADDRESS     :    6717 ALLOTT AVENUE
  MORTGAGE AMT:       259,200.00            CITY               VAN NUYS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   91121
  UNPAID BALANCE:    259,200.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,790.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080147200               MORTGAGORS:        HOBERG, DALE

                                                   HOBERG, LISA
                                            ADDRESS     :    13891 FOX HOLLOW DRIVE
  MORTGAGE AMT:       256,000.00            CITY               NOVELTY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               OH   44072
  UNPAID BALANCE:    255,397.260            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,746.37            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080147432               MORTGAGORS:        KWARTA, KENNETH

                                                   KWARTA, JODI
                                            ADDRESS     :    125 SUNSET AVENUE
  MORTGAGE AMT:       350,000.00            CITY               LAGRANGE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               IL   60525
  UNPAID BALANCE:    350,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,477.28            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.26807            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080147770               MORTGAGORS:        NUGENT, TIMOTHY

                                                   NUGENT, KRISTIN
                                            ADDRESS     :    1070 MARCO PLACE
  MORTGAGE AMT:       260,000.00            CITY               VENICE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   90291
  UNPAID BALANCE:    259,797.170            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,773.66            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080147846               MORTGAGORS:        AVILES, EDUARDO

                                                   AVILES, LISA
                                            ADDRESS     :    4056 EQUESTRIAN LANE
  MORTGAGE AMT:       273,800.00            CITY               NORCO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   91760
  UNPAID BALANCE:    273,591.660            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,891.07            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.98761            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080147879               MORTGAGORS:        REIMAN, WILLIAM

                                                   HAYWARD, CHRISTINA
                                            ADDRESS     :    314 FORD AVENUE
  MORTGAGE AMT:       242,050.00            CITY               SAN BUENAVE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   93003
  UNPAID BALANCE:    241,865.820            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,671.78            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99009            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080147911               MORTGAGORS:        FERNANDEZ, MANUEL

                                                   FERNANDEZ, SUSAN
                                            ADDRESS     :    7913 HOLLINGTON PLACE
  MORTGAGE AMT:       304,000.00            CITY               FAIRFAX
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               VA   22039
  UNPAID BALANCE:    304,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,073.82            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080148695               MORTGAGORS:        SACHER, EILEEN
                                            ADDRESS     :    41 BRANDT ROAD
  MORTGAGE AMT:       248,000.00            CITY               HILLBURN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               NY   10931
  UNPAID BALANCE:    246,989.160            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,776.70            ANNUAL RATE ADJUST:      0.000
  LTV :                 88.57143            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080149347               MORTGAGORS:        BROWN, SHERWOOD

                                                   HONG, SUNHEE
                                            ADDRESS     :    4315 MELISSA LANE
  MORTGAGE AMT:       412,000.00            CITY               Dallas
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               TX   75229
  UNPAID BALANCE:    412,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,810.57            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080149479               MORTGAGORS:        MCCALLUM, DAVID

                                                   MCCALLUM, AMANDA
                                            ADDRESS     :    18802 SE 46TH WAY
  MORTGAGE AMT:       276,250.00            CITY               ISSAQUAH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               WA   98027
  UNPAID BALANCE:    276,250.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,955.28            ANNUAL RATE ADJUST:      0.000
  LTV :                 85.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080149602               MORTGAGORS:        NUNLEY, LAURIE

                                                   NUNLEY, KENNETH
                                            ADDRESS     :    566 SOUTH ELK MEADOW LOOP
  MORTGAGE AMT:       273,500.00            CITY               TOOELE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               UT   84074
  UNPAID BALANCE:    273,500.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,935.82            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.14286            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080149669               MORTGAGORS:        PETREY, CHARLES

                                                   PETREY, JUDITH
                                            ADDRESS     :    3509 RABEN WAY
  MORTGAGE AMT:       306,000.00            CITY               CAMERON PAR
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   95682
  UNPAID BALANCE:    306,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,165.85            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080149685               MORTGAGORS:        HUANG CRAMER, SUSAN

                                                   CRAMER, STEVEN
                                            ADDRESS     :    774 CHERRY AVENUE
  MORTGAGE AMT:       326,400.00            CITY               SAN BRUNO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   94066
  UNPAID BALANCE:    326,400.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,338.37            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080149925               MORTGAGORS:        JOHNSTON, GARY
                                            ADDRESS     :    21182 PALOMAR STREET
  MORTGAGE AMT:       247,500.00            CITY               WILDOMAR
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   92595
  UNPAID BALANCE:    247,500.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,794.55            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080150063               MORTGAGORS:        BOHI, ROBERT
                                            ADDRESS     :    6684 GRANT STREET
  MORTGAGE AMT:       128,000.00            CITY               CHINO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   91710
  UNPAID BALANCE:    127,902.600            OPTION TO CONVERT :      No
  MONTHLY P&I:            884.07            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080150121               MORTGAGORS:        MCCART, ROBERT

                                                   MCCART, KIMBERLEY
                                            ADDRESS     :    1728 GLENVIEW DRIVE
  MORTGAGE AMT:       650,000.00            CITY               LAS VEGAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               NV   89134
  UNPAID BALANCE:    649,467.200            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,324.47            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.03371            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080150162               MORTGAGORS:        CARLSON, FRANK

                                                   BROWN, EVELYN
                                            ADDRESS     :    2339 PASEO SAUCEDAL
  MORTGAGE AMT:       292,350.00            CITY               CARLSBAD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   92009
  UNPAID BALANCE:    292,104.380            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,920.54            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99004            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080150170               MORTGAGORS:        SCHOENBACHLE, KEITH

                                                   DE LEON, RAQUEL
                                            ADDRESS     :    816 LARCHMONT DRIVE
  MORTGAGE AMT:       240,000.00            CITY               DALY CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   94015
  UNPAID BALANCE:    239,615.020            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,616.92            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080150212               MORTGAGORS:        LEEPER, THOMAS

                                                   LEEPER, JULIA
                                            ADDRESS     :    3054 SYCAMORE AVENUE
  MORTGAGE AMT:       288,000.00            CITY               LA CRESCENT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   91214
  UNPAID BALANCE:    287,769.690            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,940.31            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080150279               MORTGAGORS:        WILSON, MONTE

                                                   WILSON, MARIA
                                            ADDRESS     :    10179 LONGVIEW DRIVE
  MORTGAGE AMT:       399,900.00            CITY               LITTLETON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CO   80124
  UNPAID BALANCE:    399,900.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,830.47            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99456            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080150576               MORTGAGORS:        BROUSSEAU, MICHAEL

                                                   BROUSSEAU, ALEXANDRA
                                            ADDRESS     :    440 SPENCER STREET
  MORTGAGE AMT:       323,000.00            CITY               GLENDALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   91202
  UNPAID BALANCE:    322,748.030            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,203.43            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.81332            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080150659               MORTGAGORS:        GOUDIS, JACOB
                                            ADDRESS     :    83 VALLEY VIEW DRIVE
  MORTGAGE AMT:       455,000.00            CITY               STAMFORD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CT   06903
  UNPAID BALANCE:    455,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,299.07            ANNUAL RATE ADJUST:      0.000
  LTV :                 59.09091            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080150717               MORTGAGORS:        TARLOV, ALAN

                                                   TARLOV, JUDITH
                                            ADDRESS     :    2868 BAYSIDE WALK UNIT 4
  MORTGAGE AMT:       279,000.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   92109
  UNPAID BALANCE:    278,776.890            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,879.67            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.94269            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080150832               MORTGAGORS:        CIACCIO, GREGORY

                                                   CARRASCO, NICOLE
                                            ADDRESS     :    3835 LONGVIEW VALLEY ROAD
  MORTGAGE AMT:       288,800.00            CITY               SHERMAN OAK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   91423
  UNPAID BALANCE:    288,585.600            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,019.40            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080150881               MORTGAGORS:        RAFFERTY, KEVIN

                                                   RAFFERTY, JENNIFER
                                            ADDRESS     :    25331 DE SALLE STREET
  MORTGAGE AMT:       257,700.00            CITY               LAGUNA HILL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   92653
  UNPAID BALANCE:    257,483.500            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,692.91            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.29231            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080150931               MORTGAGORS:        DODGE, FREDERICK

                                                   DODGE, KATHLEEN
                                            ADDRESS     :    7604 MICHEL ROAD
  MORTGAGE AMT:       368,000.00            CITY               MOUNTAIN RA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   95246
  UNPAID BALANCE:    367,740.270            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,636.40            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080150972               MORTGAGORS:        HARTZ, BARBARA

                                                   LUCCHETTI, LEONA
                                            ADDRESS     :    3914 YANA PLACE
  MORTGAGE AMT:       279,200.00            CITY               DAVIS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   95616
  UNPAID BALANCE:    278,982.190            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,904.64            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.55556            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080151145               MORTGAGORS:        CULLEN, RANDALL

                                                   CULLEN, JENNIFER
                                            ADDRESS     :    1414 W SKYLINE DRIVE
  MORTGAGE AMT:       316,000.00            CITY               MADISON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               WI   53705
  UNPAID BALANCE:    315,765.480            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,209.52            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080151194               MORTGAGORS:        ROSEN, ROBERT

                                                   ROSEN, BARBARA
                                            ADDRESS     :    3025 COUNTRY CLUB DRIVE
  MORTGAGE AMT:       352,000.00            CITY               GLENDALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   91208
  UNPAID BALANCE:    351,732.150            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,431.18            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.10526            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080151277               MORTGAGORS:        GALL, JOHN

                                                   GALL, KATHRYN
                                            ADDRESS     :    5644 SUNFISH COURT
  MORTGAGE AMT:       372,000.00            CITY               BYRON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   94514
  UNPAID BALANCE:    371,730.760            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,632.99            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080151327               MORTGAGORS:        MCFARLAND, KELLY
                                            ADDRESS     :    1017 SHOAL CREEK COURT
  MORTGAGE AMT:       272,000.00            CITY               SIMI VALLEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   93065
  UNPAID BALANCE:    271,771.670            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,878.64            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080151350               MORTGAGORS:        SORENSON, JOHN

                                                   SORENSEN, STEPHANIE
                                            ADDRESS     :    47 HASTINGS
  MORTGAGE AMT:       570,000.00            CITY               LAGUNA NIGU
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   92677
  UNPAID BALANCE:    569,587.460            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,034.42            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080151467               MORTGAGORS:        NEWBERRY, MARK

                                                   NEWBERRY, TANETTE
                                            ADDRESS     :    1039 MORNING GLORY COURT
  MORTGAGE AMT:       266,150.00            CITY               EL DORADO H
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   95762
  UNPAID BALANCE:    265,952.480            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,860.96            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.97634            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080151673               MORTGAGORS:        BROwN, ROBERT
                                                   Brown, Jamie
                                                   BROWN, JANE
                                            ADDRESS     :    3104 DUNKAGLE COURT
  MORTGAGE AMT:       362,500.00            CITY               BOWIE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               MD   20721
  UNPAID BALANCE:    362,500.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,534.66            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.80435            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080151699               MORTGAGORS:        PHANG, TEE

                                                   FOONG, LYNDA
                                            ADDRESS     :    30269 BROOKSIDE LANE
  MORTGAGE AMT:       338,000.00            CITY               HAYWARD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   94544
  UNPAID BALANCE:    338,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,363.35            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.62617            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080151764               MORTGAGORS:        MCNIECE, ROBERT

                                                   MCNIECE, ALBA
                                            ADDRESS     :    7614 SHOOTING STAR WAY
  MORTGAGE AMT:       275,300.00            CITY               SCOTTSDALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               AZ   85262
  UNPAID BALANCE:    275,090.520            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,901.43            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99884            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080151913               MORTGAGORS:        GOTTHOLD, RODNEY

                                                   TAKADE, MELISSA
                                            ADDRESS     :    301 9TH AVENUE SOUTH
  MORTGAGE AMT:       249,950.00            CITY               EDMONDS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               WA   98020
  UNPAID BALANCE:    249,950.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,726.34            ANNUAL RATE ADJUST:      0.000
  LTV :                 86.20452            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152010               MORTGAGORS:        DONOVAN, JOSEPH

                                                   DONOVAN, PATRICE
                                            ADDRESS     :    6682 DORENE PLACE
  MORTGAGE AMT:       300,000.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               CA   95120
  UNPAID BALANCE:    299,212.090            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,049.12            ANNUAL RATE ADJUST:      0.000
  LTV :                 54.05405            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           05/01/24
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152028               MORTGAGORS:        WHIPPLE, ROSS

                                                   WHIPPLE, SUSAN
                                            ADDRESS     :    813 1/2 EAST BAY AVENUE
  MORTGAGE AMT:       392,000.00            CITY               NEWPORT BEA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   92661
  UNPAID BALANCE:    389,049.230            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,833.40            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/24
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152036               MORTGAGORS:        BAKKA, FRANKLIN

                                                   BIRCSAK, LYNN
                                            ADDRESS     :    535 BREAKERS ARCH
  MORTGAGE AMT:       350,000.00            CITY               COROLLA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               NC   27927
  UNPAID BALANCE:    349,740.240            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,447.25            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152044               MORTGAGORS:        GOLSTON, CARL

                                                   GOLSTON, WENDY
                                            ADDRESS     :    5510 ROGERS STREET
  MORTGAGE AMT:       286,000.00            CITY               DAVIS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   95616
  UNPAID BALANCE:    285,528.420            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,902.77            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.98520            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152051               MORTGAGORS:        CERVI, DOMINIC

                                                   CERVI, ANGELA
                                            ADDRESS     :    11975 EAST GAIL ROAD
  MORTGAGE AMT:       295,500.00            CITY               SCOTTSDALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               AZ   85259
  UNPAID BALANCE:    295,002.080            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,941.22            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.98809            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152069               MORTGAGORS:        MANOCCHIO, ANTHONY

                                                   MANOCCHIO, TAMI
                                            ADDRESS     :    15407 SOUTH 17TH COURT
  MORTGAGE AMT:       263,400.00            CITY               PHOENIX
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               AZ   85045
  UNPAID BALANCE:    262,997.910            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,819.24            ANNUAL RATE ADJUST:      0.000
  LTV :                 96.00560            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152077               MORTGAGORS:        LEAHY, KENNETH

                                                   LEAHY, MELISSA
                                            ADDRESS     :    712 LYTHE HILL COURT
  MORTGAGE AMT:       324,300.00            CITY               WESTMINSTER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MD   21158
  UNPAID BALANCE:    323,804.950            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,239.86            ANNUAL RATE ADJUST:      0.000
  LTV :                 88.84932            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152085               MORTGAGORS:        MACE, JONATHAN\
                                                   MACE, SUZANNE
                                            ADDRESS     :    144 POTTER ROAD
  MORTGAGE AMT:       382,500.00            CITY               APTOS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   95003
  UNPAID BALANCE:    381,599.400            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,609.32            ANNUAL RATE ADJUST:      0.000
  LTV :                 51.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152093               MORTGAGORS:        UNRUH, VICTOR

                                                   UNRUH, JUANITA
                                            ADDRESS     :    7710 ELAINE
  MORTGAGE AMT:       278,250.00            CITY               PORT TOBACC
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               MD   20677
  UNPAID BALANCE:    277,835.690            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,945.57            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.27350            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152101               MORTGAGORS:        HEALEY, MICHELLE

                                                   HEALEY, RICHARD
                                            ADDRESS     :    25 GLEN ROAD
  MORTGAGE AMT:       340,000.00            CITY               HOPKINTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MA   01748
  UNPAID BALANCE:    339,734.770            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,319.40            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.80138            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152119               MORTGAGORS:        LAVIN, CHARLENE

                                                   PARSONS, STEVEN
                                            ADDRESS     :    LOT 102A FREEDOM TRAIL
  MORTGAGE AMT:       300,000.00            CITY               MANSFIELD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               MA   02048
  UNPAID BALANCE:    299,782.870            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,123.38            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.34111            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152127               MORTGAGORS:        GROSSMAN, NEIL
                                            ADDRESS     :    29 LOWER FALLS ROAD
  MORTGAGE AMT:       347,000.00            CITY               FALMOUTH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               ME   04105
  UNPAID BALANCE:    346,182.980            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,367.16            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.77011            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152135               MORTGAGORS:        TENPAS, JON

                                                   TENPAS, KELLI
                                            ADDRESS     :    2912 FAIRWAY DRIVE
  MORTGAGE AMT:       370,250.00            CITY               CHASKA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               MN   55318
  UNPAID BALANCE:    369,610.640            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,401.44            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99594            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152150               MORTGAGORS:        RAYDER, SHAWN

                                                   RAYDER, DEBORAH
                                            ADDRESS     :    7 SOUTH BARN ROAD
  MORTGAGE AMT:       516,000.00            CITY               HOPKINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MA   01748
  UNPAID BALANCE:    515,192.510            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,520.03            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152168               MORTGAGORS:        ZANG, JOHN

                                                   ZANG, JEANNETTE
                                            ADDRESS     :    5864 STEWART GLEN COURT
  MORTGAGE AMT:       382,400.00            CITY               LAKE OSWEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               OR   97035
  UNPAID BALANCE:    381,454.090            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,544.12            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152192               MORTGAGORS:        COWHEY, WILLIAM

                                                   L COWHEY, KENDRA
                                            ADDRESS     :    6660 SIMMS STREET
  MORTGAGE AMT:       270,000.00            CITY               ARVADA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CO   80004
  UNPAID BALANCE:    269,106.940            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,796.32            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152200               MORTGAGORS:        CORCORAN, EDWARD

                                                   MANZELLA COR, LISA
                                            ADDRESS     :    437 RUE DE LA RIVERE
  MORTGAGE AMT:       364,000.00            CITY               KENNER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               LA   70065
  UNPAID BALANCE:    363,694.190            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,391.22            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.53535            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152218               MORTGAGORS:        CAMPAGNA, NICHOLAS

                                                   CAMPAGNA, JERRIE
                                            ADDRESS     :    161 SPOFFORD ROAD
  MORTGAGE AMT:       380,000.00            CITY               BOXFORD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MA   01921
  UNPAID BALANCE:    379,419.920            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,624.57            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.37037            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152226               MORTGAGORS:        MARTIN, WILLIAM

                                                   MARTIN, JEAN
                                            ADDRESS     :    15551 SUNBURST LANE
  MORTGAGE AMT:       265,200.00            CITY               HUNTINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92647
  UNPAID BALANCE:    264,290.740            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,831.67            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.78947            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152234               MORTGAGORS:        BETHKE, DENNISON

                                                   BETHKE, DANA
                                            ADDRESS     :    27 PARTERRE AVENUE
  MORTGAGE AMT:       261,000.00            CITY               FOOTHILL RA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   92610
  UNPAID BALANCE:    260,427.160            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,847.34            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152242               MORTGAGORS:        WEINRAUB, PERRY

                                                   WEINRAUB, SUSAN
                                            ADDRESS     :    7919 TALAVERA PLACE
  MORTGAGE AMT:       588,750.00            CITY               DELRAY BEAC
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               FL   33446
  UNPAID BALANCE:    587,805.570            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,966.52            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99527            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152259               MORTGAGORS:        REID, ALEXANDER

                                                   SHUE, MARAGRET
                                            ADDRESS     :    39 CENTRAL AVENUE
  MORTGAGE AMT:       304,000.00            CITY               NEWTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               MA   02460
  UNPAID BALANCE:    303,467.300            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,151.69            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.14910            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152267               MORTGAGORS:        SIERO, JOSEPH

                                                   BALL, PATRICIA
                                            ADDRESS     :    3960 FOUNTAIN CL
  MORTGAGE AMT:       283,200.00            CITY               FOUNTAINVIL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               PA   18923
  UNPAID BALANCE:    282,756.810            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,931.93            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152275               MORTGAGORS:        SCHNEIDER, BRET

                                                   SCHEIDER, CARLA
                                            ADDRESS     :    603 LAMBERT ROAD
  MORTGAGE AMT:       280,000.00            CITY               ORANGE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CT   06477
  UNPAID BALANCE:    279,539.620            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,862.85            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152283               MORTGAGORS:        SHAFFER, MARC

                                                   EISENBERG, KAREN
                                            ADDRESS     :    1431 TRESTLE GLEN ROAD
  MORTGAGE AMT:       328,000.00            CITY               OAKLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   94610
  UNPAID BALANCE:    327,460.690            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,182.19            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152291               MORTGAGORS:        FEE, MARY

                                                   FEE, MICHAEL
                                            ADDRESS     :    3615 HEAD OF POND
  MORTGAGE AMT:       377,000.00            CITY               NEW ALBANY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               OH   43054
  UNPAID BALANCE:    376,395.250            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,539.92            ANNUAL RATE ADJUST:      0.000
  LTV :                 63.89831            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152309               MORTGAGORS:        KALLAS, JAMES
                                            ADDRESS     :    812 COTTONWOOD CT
  MORTGAGE AMT:       352,000.00            CITY               PARAMUS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NJ   07652
  UNPAID BALANCE:    351,150.510            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,371.49            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.10112            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152317               MORTGAGORS:        RANKIN, KENNETH

                                                   RANKIN, DENISE
                                            ADDRESS     :    9042 ALBAUGH RD
  MORTGAGE AMT:       260,000.00            CITY               MT AIRY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               MD   21771
  UNPAID BALANCE:    259,324.630            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,686.36            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.78788            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152325               MORTGAGORS:        ZUCKERMAN, LEONARD

                                                   ZUCKERMAN, KAY
                                            ADDRESS     :    3725 BEECH TREE LANE
  MORTGAGE AMT:       602,500.00            CITY               OKEMOS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               MI   48864
  UNPAID BALANCE:    601,509.380            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,008.45            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.48913            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152333               MORTGAGORS:        BROWN, LINDA

                                                   BROWN, S M
                                            ADDRESS     :    2232 FOX HUNT LANE
  MORTGAGE AMT:       320,000.00            CITY               WILMINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               NC   28405
  UNPAID BALANCE:    319,731.150            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,102.17            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.19048            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152341               MORTGAGORS:        PRICE, JAMES

                                                   AMBORT PRICE, ROSE
                                            ADDRESS     :    190 BIRCH BLUFF ROAD
  MORTGAGE AMT:       376,000.00            CITY               TONKA BAY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               MN   55331
  UNPAID BALANCE:    375,381.790            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,501.54            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152358               MORTGAGORS:        SHAFER, MARY
                                            ADDRESS     :    10829 8TH AVENUE NORTHWES
  MORTGAGE AMT:       355,400.00            CITY               SEATTLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               WA   98177
  UNPAID BALANCE:    354,801.130            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,334.73            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99550            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152366               MORTGAGORS:        BARBOUR, MICHAEL

                                                   BARBOUR, JANET
                                            ADDRESS     :    2056 THISTLE HILL COURT
  MORTGAGE AMT:       244,000.00            CITY               NAPERVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               IL   60565
  UNPAID BALANCE:    243,218.580            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,706.08            ANNUAL RATE ADJUST:      0.000
  LTV :                 92.07547            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152374               MORTGAGORS:        O NEILL, JUDITH
                                            ADDRESS     :    9903 SHIPWRECK LANE
  MORTGAGE AMT:       450,000.00            CITY               EMERALD ISL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               NC   28594
  UNPAID BALANCE:    449,313.070            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,108.04            ANNUAL RATE ADJUST:      0.000
  LTV :                 64.28571            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152382               MORTGAGORS:        LUCAS, LESLEE
                                            ADDRESS     :    1060 NORTH BROWN ROAD
  MORTGAGE AMT:       290,000.00            CITY               ORONO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MN   55356
  UNPAID BALANCE:    289,317.180            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,978.31            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.01907            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152390               MORTGAGORS:        PETRI, VICTOR

                                                   PETRI, KAREN
                                            ADDRESS     :    6 LINDSAY LANE
  MORTGAGE AMT:       381,800.00            CITY               READING
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MA   01867
  UNPAID BALANCE:    381,502.160            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,604.55            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.87448            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152416               MORTGAGORS:        SMITH CRON, ELLEN

                                                   CRON, ALAN
                                            ADDRESS     :    2775 WEST STREET
  MORTGAGE AMT:       260,000.00            CITY               WRENTHAM
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MA   02093
  UNPAID BALANCE:    259,593.120            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,773.66            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.01625            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152424               MORTGAGORS:        RUIZ, RENALDO

                                                   CABARDO RUIZ, JEANETTE
                                            ADDRESS     :    178 OAKLAND ST
  MORTGAGE AMT:       336,000.00            CITY               HILLSDALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NJ   07642
  UNPAID BALANCE:    334,987.910            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,263.69            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.05882            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152432               MORTGAGORS:        SQUIER, BARBRA
                                            ADDRESS     :    13821 100TH AVENUE NORTHE
  MORTGAGE AMT:       260,800.00            CITY               KIRKLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               WA   98034
  UNPAID BALANCE:    260,360.540            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,713.27            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152440               MORTGAGORS:        WINCEL, JEFFREY
                                            ADDRESS     :    14563 WOODPINE DR
  MORTGAGE AMT:       286,800.00            CITY               HOLLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               MI   49424
  UNPAID BALANCE:    286,316.710            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,884.07            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152457               MORTGAGORS:        SANTIAGO, CARLOS

                                                   SANTIAGO, SANDRA
                                            ADDRESS     :    2724 COUNTRY CLUB DRIVE
  MORTGAGE AMT:       283,550.00            CITY               ORANGE PARK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               FL   32073
  UNPAID BALANCE:    282,454.720            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,934.31            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.99162            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152465               MORTGAGORS:        ROSTYKUS, JOHN

                                                   ROSTYKUS, PHYLLIS
                                            ADDRESS     :    1920 RUE DE TRUST STREET
  MORTGAGE AMT:       264,800.00            CITY               ERIE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CO   80516
  UNPAID BALANCE:    264,128.770            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,739.55            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152473               MORTGAGORS:        ODER, JOSEPH

                                                   ODER, PATRICIA
                                            ADDRESS     :    4372 OLD BAYOU TRAIL
  MORTGAGE AMT:       400,000.00            CITY               DESTIN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               FL   32541
  UNPAID BALANCE:    398,986.060            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,627.72            ANNUAL RATE ADJUST:      0.000
  LTV :                 62.50000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152481               MORTGAGORS:        LESTER, LESLIE

                                                   LESTER, JULIANA
                                            ADDRESS     :    21100 NORTHWEST 35TH CT
  MORTGAGE AMT:       262,000.00            CITY               RIDGEFIELD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               WA   98642
  UNPAID BALANCE:    261,413.020            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,831.94            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.60819            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152499               MORTGAGORS:        PEACOCK, BRADLEY

                                                   PEACOCK, JUDITH
                                            ADDRESS     :    21316 LAKE ROAD
  MORTGAGE AMT:       261,000.00            CITY               ROCKY RIVER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               OH   44116
  UNPAID BALANCE:    260,591.560            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,780.49            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.69072            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152507               MORTGAGORS:        DELAURENTIS, VINCENT

                                                   DELAURENTIS, LYNNE
                                            ADDRESS     :    8 ROCK SPRING ROAD
  MORTGAGE AMT:       400,000.00            CITY               DARIEN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CT   06820
  UNPAID BALANCE:    399,374.030            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,728.71            ANNUAL RATE ADJUST:      0.000
  LTV :                 38.09524            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152515               MORTGAGORS:        HARRIS, DARIN

                                                   HARRIS, MARY
                                            ADDRESS     :    3156 WOLF RUN COURT
  MORTGAGE AMT:       379,050.00            CITY               CINCINNATI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               OH   45244
  UNPAID BALANCE:    378,456.820            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,585.79            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.99929            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152523               MORTGAGORS:        HENIHAN, ROBERT

                                                   HENIHAN, A
                                            ADDRESS     :    215 CABBAGE INLET
  MORTGAGE AMT:       356,000.00            CITY               WILMINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               NC   28409
  UNPAID BALANCE:    355,400.110            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,338.67            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152549               MORTGAGORS:        RACHIMI, MICHAEL

                                                   RACHIMI, SABINA
                                            ADDRESS     :    157 CEDAR STREET
  MORTGAGE AMT:       292,500.00            CITY               ASHLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               MA   01721
  UNPAID BALANCE:    291,994.910            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,897.15            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152556               MORTGAGORS:        CHISM, EARL
                                            ADDRESS     :    121 N ALDER STREET
  MORTGAGE AMT:       320,000.00            CITY               TELLURIDE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CO   81435
  UNPAID BALANCE:    319,499.220            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,182.97            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.64193            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152564               MORTGAGORS:        REINHARD, DAVID

                                                   REINHARD, DEBRA
                                            ADDRESS     :    5260 S GENEVA WAY
  MORTGAGE AMT:       460,000.00            CITY               ENGLEWOOD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CO   80111
  UNPAID BALANCE:    459,224.860            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,021.87            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152572               MORTGAGORS:        DES JARDIN, JOSEPH

                                                   NASSAUER, SHERYL
                                            ADDRESS     :    4354 EAST ORCHARD LANE
  MORTGAGE AMT:       556,000.00            CITY               LITTLETON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CO   80121
  UNPAID BALANCE:    555,129.920            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,792.90            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152580               MORTGAGORS:        CARRINGTON, EDWARD

                                                   CARRINGTON, ANITA
                                            ADDRESS     :    13624 N CATCLAW CT
  MORTGAGE AMT:       479,200.00            CITY               FOUNTAIN HI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               AZ   85268
  UNPAID BALANCE:    478,152.870            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,391.75            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152598               MORTGAGORS:        CARLE, RICHARD

                                                   CARLE, MELODY
                                            ADDRESS     :    8646 ST GEORGE
  MORTGAGE AMT:       296,000.00            CITY               HOLLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               OH   43528
  UNPAID BALANCE:    295,746.670            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,969.30            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152606               MORTGAGORS:        BROOKSHIRE, RONALD

                                                   BROOKSHIRE, ANGELA
                                            ADDRESS     :    1931 BALENTINE DRIVE
  MORTGAGE AMT:       371,050.00            CITY               ALPINE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   91901
  UNPAID BALANCE:    369,881.740            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,562.75            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.96767            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152614               MORTGAGORS:        SQUITIERI, TOM

                                                   BRUNER, CHERYL
                                            ADDRESS     :    5205 CATHEDRAL AVENUE NW
  MORTGAGE AMT:       421,600.00            CITY               WASHINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               DC   20016
  UNPAID BALANCE:    420,889.590            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,769.61            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152622               MORTGAGORS:        ANDERSON, ROGER

                                                   ANDERSON, LEE
                                            ADDRESS     :    123 PAINTER RIDGE ROAD
  MORTGAGE AMT:       400,000.00            CITY               WASHINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CT   06793
  UNPAID BALANCE:    399,374.030            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,728.71            ANNUAL RATE ADJUST:      0.000
  LTV :                 49.62779            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152630               MORTGAGORS:        RINVELT, JEFFREY

                                                   RINVELT, PATRICIA
                                            ADDRESS     :    2631 ENGLISH OAK
  MORTGAGE AMT:       300,000.00            CITY               ANN ARBOR
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MI   48105
  UNPAID BALANCE:    299,530.530            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,046.53            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.94937            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152648               MORTGAGORS:        YASHARIAN, CARL
                                            ADDRESS     :    73 BERRY CI
  MORTGAGE AMT:       275,000.00            CITY               HAMILTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               MA   01982
  UNPAID BALANCE:    274,590.540            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,922.84            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.75000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152655               MORTGAGORS:        MALYSA, LAWRENCE

                                                   MALYSA, IRMGARD
                                            ADDRESS     :    11060 ASHBROOK LANE
  MORTGAGE AMT:       275,000.00            CITY               INDIANHEAD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               IL   60525
  UNPAID BALANCE:    274,399.100            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,946.43            ANNUAL RATE ADJUST:      0.000
  LTV :                 64.70588            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152663               MORTGAGORS:        HENRY, MICHAEL
                                            ADDRESS     :    20863 AVALON DRIVE
  MORTGAGE AMT:       459,000.00            CITY               ROCKY RIVER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               OH   44116
  UNPAID BALANCE:    458,316.590            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,209.39            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152671               MORTGAGORS:        LEWONSKI, LORI

                                                   LEWONSKI, JAMES
                                            ADDRESS     :    111 MALLARD COURT
  MORTGAGE AMT:       337,600.00            CITY               MEAD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CO   80542
  UNPAID BALANCE:    337,032.770            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,274.47            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152689               MORTGAGORS:        LOUTRIS, MICHAEL

                                                   LOUTRIS, JIN
                                            ADDRESS     :    3150 INDIAN CREEK DRIVE
  MORTGAGE AMT:       295,200.00            CITY               BUFFALO GRO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               IL   60089
  UNPAID BALANCE:    294,738.030            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,013.79            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152697               MORTGAGORS:        MC MURRY, SCOTT

                                                   MC MURRY, NANCY
                                            ADDRESS     :    310 WINDCHIME DR
  MORTGAGE AMT:       424,000.00            CITY               DANVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   94506
  UNPAID BALANCE:    423,073.490            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,001.25            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152705               MORTGAGORS:        CHRISTENSEN, ROSS A

                                                   CHRISTENSEN, KAREN
                                            ADDRESS     :     2 W CHEYENNE MOUNTAIN BL
  MORTGAGE AMT:       436,000.00            CITY               COLORADO SP
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CO   80906
  UNPAID BALANCE:    435,283.140            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,900.72            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152713               MORTGAGORS:        PIRES, CRAIG

                                                   PIRES, PHYLLIS
                                            ADDRESS     :    1029 KATRINE COURT
  MORTGAGE AMT:       295,350.00            CITY               SUNNYVALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   94087
  UNPAID BALANCE:    292,423.930            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,039.91            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.16867            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152721               MORTGAGORS:        SOUTHERLAND, CHRISTOPHE
                                            ADDRESS     :    1487 PEACHTREE BATTLE AVE
  MORTGAGE AMT:       323,000.00            CITY               ATLANTA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               GA   30327
  UNPAID BALANCE:    322,161.020            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,094.97            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99544            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152747               MORTGAGORS:        REED, MICHAEL

                                                   REED, KAREN
                                            ADDRESS     :    2389 APPLEGATE RD
  MORTGAGE AMT:       328,500.00            CITY               JACKSONVILL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               OR   97530
  UNPAID BALANCE:    327,764.040            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,296.92            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152754               MORTGAGORS:        MULQUEENEY, SHAWN

                                                   MULQUEENEY, KARA
                                            ADDRESS     :    16437 241ST AVENUE SOUTHE
  MORTGAGE AMT:       275,400.00            CITY               ISSAQUAH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               WA   98027
  UNPAID BALANCE:    274,947.200            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,832.24            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152762               MORTGAGORS:        NAGLER, SHEILA

                                                   NAGLER, JON
                                            ADDRESS     :    16410 16TH AVENUE SE
  MORTGAGE AMT:       295,200.00            CITY               MILL CREEK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               WA   98012
  UNPAID BALANCE:    294,690.230            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,914.66            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152770               MORTGAGORS:        WEISMANTEL, ROBERT
                                            ADDRESS     :    3322 EASTER CIRCLE
  MORTGAGE AMT:       373,500.00            CITY               HUNTINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92649
  UNPAID BALANCE:    372,642.140            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,579.67            ANNUAL RATE ADJUST:      0.000
  LTV :                 37.35000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152788               MORTGAGORS:        FLAX, KENNETH
                                            ADDRESS     :    6641 CRESTED SAGUARO
  MORTGAGE AMT:       335,000.00            CITY               CAREFREE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               AZ   85262
  UNPAID BALANCE:    334,475.760            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,285.29            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.28090            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152796               MORTGAGORS:        DI JULIO, JEFFREY

                                                   DI JULIO, REINE
                                            ADDRESS     :    3716 4TH AVENUE N E
  MORTGAGE AMT:       297,000.00            CITY               SEATTLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               WA   98105
  UNPAID BALANCE:    296,511.680            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,975.95            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152804               MORTGAGORS:        ROGERS, KEITH

                                                   ROGERS, SUSAN
                                            ADDRESS     :    524 EAST DARTMOUTH ROAD
  MORTGAGE AMT:       276,000.00            CITY               BURBANK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   91501
  UNPAID BALANCE:    275,381.500            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,836.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152812               MORTGAGORS:        KORNGOLD, GARY
                                            ADDRESS     :    13802 HAILEIGH STREET
  MORTGAGE AMT:       272,000.00            CITY               WESTMINSTER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92683
  UNPAID BALANCE:    271,584.780            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,878.64            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152820               MORTGAGORS:        CHILDERS, CHRISTINE
                                            ADDRESS     :    2200 LOUELLA AVENUE
  MORTGAGE AMT:       383,000.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   90291
  UNPAID BALANCE:    382,400.630            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,612.74            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.58879            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152838               MORTGAGORS:        WALKER, MICHAEL

                                                   WALKER, KARRIE
                                            ADDRESS     :    13715 AVENIDA ESPANA
  MORTGAGE AMT:       300,000.00            CITY               LA MERIDA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   90638
  UNPAID BALANCE:    299,530.530            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,046.53            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152846               MORTGAGORS:        MCCULLOUGH, ROBERT

                                                   MCCULLOUGH, MARLENE
                                            ADDRESS     :    69 LONG MEADOWS ROAD
  MORTGAGE AMT:       329,600.00            CITY               WILTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CT   06897
  UNPAID BALANCE:    329,355.390            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,304.61            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152853               MORTGAGORS:        TYLER, NATALIE
                                            ADDRESS     :    3855 KIRKWAY
  MORTGAGE AMT:       340,000.00            CITY               BLOOMFIELD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MI   48302
  UNPAID BALANCE:    339,734.770            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,319.40            ANNUAL RATE ADJUST:      0.000
  LTV :                 46.89655            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152861               MORTGAGORS:        GAHAN, KEVIN

                                                   GAHAN, AMANDA
                                            ADDRESS     :    6403 OCEAN DRIVE WEST
  MORTGAGE AMT:       311,200.00            CITY               EMERALD ISL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               NC   28594
  UNPAID BALANCE:    310,675.600            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,044.36            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152887               MORTGAGORS:        KAPLAN, RICHARD
                                            ADDRESS     :    108 SOUTH VENDOME AVENUE
  MORTGAGE AMT:       400,000.00            CITY               MARGATE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               NJ   08011
  UNPAID BALANCE:    399,433.540            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,865.65            ANNUAL RATE ADJUST:      0.000
  LTV :                 62.99213            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152903               MORTGAGORS:        WINTER, KIRT

                                                   WINTER, SHARYL
                                            ADDRESS     :    18080 CHIEFTAIN COURT
  MORTGAGE AMT:       288,800.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CA   92127
  UNPAID BALANCE:    288,301.280            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,873.15            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152911               MORTGAGORS:        BAER, DAVID

                                                   BAER, MARGARET
                                            ADDRESS     :    770 WINGATE ROAD
  MORTGAGE AMT:       252,800.00            CITY               GLEN ELLYN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               IL   60137
  UNPAID BALANCE:    252,404.370            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,724.54            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152929               MORTGAGORS:        CULLEN, JOHN

                                                   CULLEN, YVONNE
                                            ADDRESS     :    2522 BELLEFONTAINE BLVD
  MORTGAGE AMT:       396,000.00            CITY               HOUSTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               TX   77030
  UNPAID BALANCE:    395,348.910            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,634.60            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152937               MORTGAGORS:        CIRAL, DANIEL

                                                   SIMON, LINDSEY
                                            ADDRESS     :    2138 WEST CUYLER AVENUE
  MORTGAGE AMT:       310,000.00            CITY               CHICAGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               IL   60618
  UNPAID BALANCE:    309,490.300            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,062.44            ANNUAL RATE ADJUST:      0.000
  LTV :                 59.61538            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152945               MORTGAGORS:        GILMARTIN, MARY
                                            ADDRESS     :    5 PACKET DRIVE
  MORTGAGE AMT:       345,000.00            CITY               SIASCONSET
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               MA   02554
  UNPAID BALANCE:    344,486.320            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,412.29            ANNUAL RATE ADJUST:      0.000
  LTV :                 60.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152952               MORTGAGORS:        GRACE, KEVIN

                                                   GRACE, TRACY
                                            ADDRESS     :    2505 N VAL VISTA DRIVE
  MORTGAGE AMT:       269,000.00            CITY               MESA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               AZ   85213
  UNPAID BALANCE:    268,366.620            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,835.06            ANNUAL RATE ADJUST:      0.000
  LTV :                 53.80000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152978               MORTGAGORS:        URBAN, MICHAEL

                                                   URBAN, NANCY
                                            ADDRESS     :    14 MATRICK COURT
  MORTGAGE AMT:       250,000.00            CITY               BELLE MEAD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               NJ   08502
  UNPAID BALANCE:    249,377.570            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,642.32            ANNUAL RATE ADJUST:      0.000
  LTV :                 66.60007            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152986               MORTGAGORS:        SHENFIELD, LELAND

                                                   SHENFIELD, TRACIE
                                            ADDRESS     :    13052 134TH AVENUE NE
  MORTGAGE AMT:       280,000.00            CITY               KIRKLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               WA   98034
  UNPAID BALANCE:    279,528.170            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,839.40            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.77778            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152994               MORTGAGORS:        FOLSOM, MARK

                                                   FOLSOM, MARY
                                            ADDRESS     :    724 CHESSIE CROSSING WAY
  MORTGAGE AMT:       258,750.00            CITY               WOODBINE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               MD   21797
  UNPAID BALANCE:    258,094.090            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,699.80            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153000               MORTGAGORS:        CRANDALL, MARK
                                            ADDRESS     :    15 LITTLE POND ROAD
  MORTGAGE AMT:       271,000.00            CITY               NORTHBOROUG
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MA   01532
  UNPAID BALANCE:    270,575.900            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,848.70            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.84536            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153018               MORTGAGORS:        VALENZA, ANTHONY

                                                   VALENZA, MICHELE
                                            ADDRESS     :    35 CRYSTAL STREET EXTENSI
  MORTGAGE AMT:       287,000.00            CITY               WAKEFIELD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               MA   01880
  UNPAID BALANCE:    286,528.120            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,909.42            ANNUAL RATE ADJUST:      0.000
  LTV :                 67.52941            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153026               MORTGAGORS:        DAVIS, GLEN

                                                   DAVIS, KIMBERLY
                                            ADDRESS     :    123 MALTLAND DRIVE
  MORTGAGE AMT:       288,000.00            CITY               CARY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               NC   27511
  UNPAID BALANCE:    287,526.460            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,916.07            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153034               MORTGAGORS:        DOTY, KIMBERLY

                                                   DOTY, MICHAEL
                                            ADDRESS     :    2209 DUVALL COURT
  MORTGAGE AMT:       342,350.00            CITY               SANTA CLARA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   95054
  UNPAID BALANCE:    342,095.920            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,393.76            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99766            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153042               MORTGAGORS:        FANNING, TRACEY

                                                   FANNING, WILLIAM
                                            ADDRESS     :    718 CHURCH HILL ROAD
  MORTGAGE AMT:       261,250.00            CITY               FAIRFIELD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CT   06430
  UNPAID BALANCE:    260,841.160            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,782.19            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153059               MORTGAGORS:        JONES, MARK

                                                   JONES, SHELLEY
                                            ADDRESS     :    17 SOUTH IRONWOOD DRIVE
  MORTGAGE AMT:       280,000.00            CITY               NORTH SALT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               UT   84054
  UNPAID BALANCE:    277,291.280            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,910.09            ANNUAL RATE ADJUST:      0.000
  LTV :                 82.35294            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153067               MORTGAGORS:        TONG, EDMUND

                                                   TONG, SUSAN ANN
                                            ADDRESS     :    184 CORONA STREET
  MORTGAGE AMT:       310,000.00            CITY               SAN FRANCIS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   94127
  UNPAID BALANCE:    309,233.220            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,062.44            ANNUAL RATE ADJUST:      0.000
  LTV :                 59.04762            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153075               MORTGAGORS:        KERKES, JAMES

                                                   KERKES, PENELOPE
                                            ADDRESS     :    1564 EAST PALM AVENUE
  MORTGAGE AMT:       250,000.00            CITY               EL SEGUNDO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   90245
  UNPAID BALANCE:    249,618.370            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,726.69            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.42857            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153083               MORTGAGORS:        HUKILL, JOHN

                                                   HUKILL, CONLON
                                            ADDRESS     :    1537 EAGLE NEST CIRLCE
  MORTGAGE AMT:       296,900.00            CITY               WINTER SPRI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               FL   32708
  UNPAID BALANCE:    296,333.150            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,950.42            ANNUAL RATE ADJUST:      0.000
  LTV :                 87.58112            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153091               MORTGAGORS:        GEBING, RONALD

                                                   GEBING, ROXANNE
                                            ADDRESS     :    817 FRIDINGER MILL ROAD
  MORTGAGE AMT:       412,000.00            CITY               WESTMINSTER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MD   21157
  UNPAID BALANCE:    411,355.250            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,810.57            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153109               MORTGAGORS:        TOWERS, RUSSELL
                                            ADDRESS     :    25 AUTUMN WOODS ROAD
  MORTGAGE AMT:       279,300.00            CITY               SALEM
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               NH   03079
  UNPAID BALANCE:    278,836.550            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,905.32            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153117               MORTGAGORS:        ESCH, VICTOR
                                            ADDRESS     :    268 CHATTANOOGA STREET
  MORTGAGE AMT:       495,000.00            CITY               SAN FRANCIS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   94114
  UNPAID BALANCE:    494,165.890            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,251.80            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153125               MORTGAGORS:        BEEFERMAN, RICHARD
                                            ADDRESS     :    112 MILLER ROAD
  MORTGAGE AMT:       305,000.00            CITY               KINNELON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               NJ   07405
  UNPAID BALANCE:    304,522.700            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,080.64            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.30864            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153133               MORTGAGORS:        GREENWALD, JEFFREY

                                                   GREENWALD, SUZANNE
                                            ADDRESS     :    757 HIGH STREET
  MORTGAGE AMT:       276,800.00            CITY               WESTWOOD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               MA   02090
  UNPAID BALANCE:    276,224.150            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,841.56            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153141               MORTGAGORS:        HEMBREE, JAMES

                                                   HEMBREE, CHERIE
                                            ADDRESS     :    24218 CRYSTAL LAKE ROAD
  MORTGAGE AMT:       350,000.00            CITY               WOODINVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               WA   98072
  UNPAID BALANCE:    349,424.540            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,328.56            ANNUAL RATE ADJUST:      0.000
  LTV :                 63.63636            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153158               MORTGAGORS:        WARD, GARY J

                                                   WARD, SHARON
                                            ADDRESS     :    8849 WOODYHILL ROAD
  MORTGAGE AMT:       311,900.00            CITY               RALEIGH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               NC   27613
  UNPAID BALANCE:    311,387.190            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,075.08            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99487            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153166               MORTGAGORS:        STRIPE, TIMOTHY

                                                   STRIPE, JANEAN
                                            ADDRESS     :    7149 ARGONAUTA WAY
  MORTGAGE AMT:       570,000.00            CITY               CARLSBAD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   92009
  UNPAID BALANCE:    568,555.160            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,744.49            ANNUAL RATE ADJUST:      0.000
  LTV :                 61.95652            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153174               MORTGAGORS:        CURCELLI, FELICE

                                                   CURCELLI, JILL
                                            ADDRESS     :    20021 BRAEMAR DRIVE
  MORTGAGE AMT:       475,000.00            CITY               SARATOGA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   95070
  UNPAID BALANCE:    474,274.900            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,280.71            ANNUAL RATE ADJUST:      0.000
  LTV :                 54.28571            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153182               MORTGAGORS:        STUBBLEFIELD, VERNON

                                                   STUBBLEFIELD, BEVERLY
                                            ADDRESS     :    2816 BROOKSIDE DRIVE
  MORTGAGE AMT:       428,000.00            CITY               CHINO HILLS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   91709
  UNPAID BALANCE:    427,016.970            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,956.09            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.98505            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153190               MORTGAGORS:        CHAI, SUSAN

                                                   CHAI, RONALD
                                            ADDRESS     :    324 BARRETT CIRCLE
  MORTGAGE AMT:       365,100.00            CITY               DANVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94526
  UNPAID BALANCE:    364,120.860            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,490.63            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.54248            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153208               MORTGAGORS:        WOLNOWSKI, MARK

                                                   WOLNOWSKI, TERRI
                                            ADDRESS     :    47525 TORRINGTON DRIVE NO
  MORTGAGE AMT:       284,000.00            CITY               CANTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MI   48187
  UNPAID BALANCE:    283,427.140            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,961.52            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.97071            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153216               MORTGAGORS:        FARRISS, MICHAEL

                                                   FARRISS, CYNTHIA
                                            ADDRESS     :    455 NORTH COVE ROAD
  MORTGAGE AMT:       364,000.00            CITY               COROLLA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               NC   27927
  UNPAID BALANCE:    363,430.380            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,483.12            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153224               MORTGAGORS:        GRANDSTAFF, MICHAEL

                                                   GRANDSTAFF, ROXANE
                                            ADDRESS     :    565 TALLY HO COURT
  MORTGAGE AMT:       450,000.00            CITY               BLOOMFIELD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MI   48304
  UNPAID BALANCE:    449,278.140            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,031.73            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.58621            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153232               MORTGAGORS:        PICONE, LEONARD

                                                   ZALTMAN, JEAN
                                            ADDRESS     :    21 DOVE STREET
  MORTGAGE AMT:       300,000.00            CITY               HILTON HEAD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               SC   29928
  UNPAID BALANCE:    299,542.040            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,072.03            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.15567            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153240               MORTGAGORS:        DUBOIS, PATRICK

                                                   DUBOIS, KAREN
                                            ADDRESS     :    2555 DUNFRIES COURT
  MORTGAGE AMT:       266,000.00            CITY               COLORADO SP
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CO   80919
  UNPAID BALANCE:    265,562.660            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,769.70            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153257               MORTGAGORS:        GINSBERG, RICHARD
                                            ADDRESS     :    2813 N E 29 STREET
  MORTGAGE AMT:       396,000.00            CITY               FORT LAUDER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               FL   33306
  UNPAID BALANCE:    395,332.710            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,601.44            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153265               MORTGAGORS:        MAXWELL, MARK

                                                   MAXWELL, NICOLE
                                            ADDRESS     :    784 LOCUST CIRCLE
  MORTGAGE AMT:       376,000.00            CITY               ARNOLD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               MD   21012
  UNPAID BALANCE:    375,046.920            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,470.05            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153273               MORTGAGORS:        PALMQUIST, ROGER

                                                   DASHWOOD, NORA
                                            ADDRESS     :    125 VIA LA SOLEDAD
  MORTGAGE AMT:       531,200.00            CITY               TORRANCE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   90277
  UNPAID BALANCE:    530,326.620            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,534.09            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153281               MORTGAGORS:        GABALDON, THERESA

                                                   PALMER, ROBERT
                                            ADDRESS     :    12282 MILLWOOD POND COURT
  MORTGAGE AMT:       457,500.00            CITY               HERNDON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               VA   20170
  UNPAID BALANCE:    456,766.100            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,082.27            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.56522            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153299               MORTGAGORS:        TAYLOR, RONALD

                                                   TAYLOR, JIMIE
                                            ADDRESS     :    13849 STONE CHIMNEY LANE
  MORTGAGE AMT:       313,000.00            CITY               PINE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CO   80470
  UNPAID BALANCE:    312,737.040            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,056.19            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.34146            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153307               MORTGAGORS:        KORIN, SUSAN

                                                   KORIN, TIMOTHY
                                            ADDRESS     :    6 CAMELOT DR
  MORTGAGE AMT:       419,200.00            CITY               OAKBROOK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               IL   60523
  UNPAID BALANCE:    418,544.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,859.68            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153315               MORTGAGORS:        PERRY, LOUIS
                                            ADDRESS     :    7194 SOUTH HIMALAYA WAY
  MORTGAGE AMT:       277,500.00            CITY               AURORA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CO   80016
  UNPAID BALANCE:    276,954.260            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,869.57            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153323               MORTGAGORS:        MILLER, DAVID

                                                   MILLER, LAURA
                                            ADDRESS     :    6069 BANEBERRY DRIVE
  MORTGAGE AMT:       372,850.00            CITY               WESTERVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               OH   43082
  UNPAID BALANCE:    372,559.150            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,543.49            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.99409            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153331               MORTGAGORS:        UGGERHOLT, KARL

                                                   UGGERHOLT, MARYANN
                                            ADDRESS     :    5 DAWN CIRCLE
  MORTGAGE AMT:       324,000.00            CITY               ANDOVER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MA   01810
  UNPAID BALANCE:    323,492.970            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,210.25            ANNUAL RATE ADJUST:      0.000
  LTV :                 62.91262            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153349               MORTGAGORS:        INOKUCHI, SETSUO

                                                   TAKEMOTO INO, CAROLINE
                                            ADDRESS     :    7609 WEST 83RD STREET
  MORTGAGE AMT:       449,000.00            CITY               PLAYA DEL R
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CA   90293
  UNPAID BALANCE:    447,935.250            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,912.21            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.18336            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153356               MORTGAGORS:        PAZZANESE, DANIEL

                                                   PAZZANESE, CHERYL
                                            ADDRESS     :    20 BRIDAL PATH ROAD
  MORTGAGE AMT:       357,800.00            CITY               TEWKSBURY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MA   01876
  UNPAID BALANCE:    357,240.070            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,440.82            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.98569            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153364               MORTGAGORS:        COURTIN, MICHAEL

                                                   COURTIN, CHRISTINE
                                            ADDRESS     :    1902 VAN HOFF
  MORTGAGE AMT:       255,000.00            CITY               BATAVIA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               IL   60510
  UNPAID BALANCE:    254,590.950            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,717.98            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.74205            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153372               MORTGAGORS:        NAUERT, PAUL

                                                   HUGHES NAUER, BARBARA
                                            ADDRESS     :    403 10TH STREET
  MORTGAGE AMT:       560,000.00            CITY               DEL MAR
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92014
  UNPAID BALANCE:    559,145.160            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,867.78            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153380               MORTGAGORS:        SITWELL, MARC

                                                   SITWELL, SHERYL
                                            ADDRESS     :    316 ULTIMO AVENUE
  MORTGAGE AMT:       315,000.00            CITY               LONG BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   90814
  UNPAID BALANCE:    314,482.090            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,095.70            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153398               MORTGAGORS:        WRIGHT, PAMELA

                                                   FITZPATRICK, JOHN
                                            ADDRESS     :    30-32 EDEN AVENUE
  MORTGAGE AMT:       433,600.00            CITY               NEWTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               MA   02465
  UNPAID BALANCE:    432,851.240            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,812.32            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153406               MORTGAGORS:        DAPPER, DARWIN

                                                   DAPPER, ANNETTE
                                            ADDRESS     :    12506 CAVALLO STREET
  MORTGAGE AMT:       277,500.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   92130
  UNPAID BALANCE:    277,086.830            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,940.32            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153414               MORTGAGORS:        KILMER, PAUL

                                                   KILMER, LORI
                                            ADDRESS     :    2126 ORANGE AVENUE
  MORTGAGE AMT:       320,250.00            CITY               ESCONDIDO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CA   92029
  UNPAID BALANCE:    319,283.270            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,077.14            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153422               MORTGAGORS:        BRANDENBURG, DIRK

                                                   BRADENBURG, LISA
                                            ADDRESS     :    1125 23RD AVENUE EAST
  MORTGAGE AMT:       410,000.00            CITY               SEATTLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               WA   98112
  UNPAID BALANCE:    409,309.120            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,693.41            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.02166            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153430               MORTGAGORS:        GRANT, ROBERT

                                                   GRANT, LOUISE
                                            ADDRESS     :    796 CHESTNUT STREET
  MORTGAGE AMT:       348,000.00            CITY               NEWTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MA   02468
  UNPAID BALANCE:    347,468.770            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,403.55            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153448               MORTGAGORS:        KANE, HANNAH

                                                   KANE, JAMES
                                            ADDRESS     :    32 MAIN CIRCLE
  MORTGAGE AMT:       247,000.00            CITY               SHREWSBURY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MA   01545
  UNPAID BALANCE:    246,812.050            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,705.97            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.93528            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153455               MORTGAGORS:        KANZARIA, KANTILAL

                                                   KANZARIA, PAULOMI
                                            ADDRESS     :    3 COACHMAN RIDGE
  MORTGAGE AMT:       500,000.00            CITY               SHREWSBURY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               MA   01545
  UNPAID BALANCE:    499,157.460            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,284.64            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.24726            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153463               MORTGAGORS:        CARRIGAN, MICHELLE

                                                   CARRIGAN, J
                                            ADDRESS     :    55 AVONDALE ROAD
  MORTGAGE AMT:       375,000.00            CITY               NEWTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               MA   02459
  UNPAID BALANCE:    374,368.090            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,463.48            ANNUAL RATE ADJUST:      0.000
  LTV :                 64.10256            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153471               MORTGAGORS:        KENNEY, MARIA

                                                   KEENEY, RONALD
                                            ADDRESS     :    4801 WEST WAGON TRAIL AVE
  MORTGAGE AMT:       361,500.00            CITY               LITTLETON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CO   80123
  UNPAID BALANCE:    360,790.270            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,374.80            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99557            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153489               MORTGAGORS:        CAMPBELL, MICHAEL

                                                   CAMPBELL, RHONDA
                                            ADDRESS     :    7119 ANDRE COURT
  MORTGAGE AMT:       348,600.00            CITY               INDIANAPOLI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               IN   46278
  UNPAID BALANCE:    348,026.830            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,319.25            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.97706            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153497               MORTGAGORS:        TAO, MIMI

                                                   TAO, DIEM
                                            ADDRESS     :    15201 RANGER ROAD
  MORTGAGE AMT:       285,700.00            CITY               SAN LEANDRO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   94579
  UNPAID BALANCE:    285,059.920            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,997.66            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00656            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153505               MORTGAGORS:        BUDRIS, ROBERT

                                                   BUDRIS, DONNA
                                            ADDRESS     :    1874 BROOKTREE WAY
  MORTGAGE AMT:       320,000.00            CITY               PLEASANTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   94566
  UNPAID BALANCE:    319,283.070            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,237.49            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.11111            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153513               MORTGAGORS:        DREYFUS, PAUL

                                                   KERNS, ROBIANN
                                            ADDRESS     :    1253 COLLINS LANE
  MORTGAGE AMT:       340,000.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   95129
  UNPAID BALANCE:    339,440.980            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,262.03            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.03390            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153521               MORTGAGORS:        SOHRABI, EBRAHIM

                                                   SOHRABPOUR, MONDANA
                                            ADDRESS     :    32 CAMBORNE AVENUE
  MORTGAGE AMT:       400,000.00            CITY               SAN CARLOS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   94070
  UNPAID BALANCE:    399,051.410            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,694.87            ANNUAL RATE ADJUST:      0.000
  LTV :                 53.33333            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153539               MORTGAGORS:        GOFF, JAMES

                                                   HELLER, HEIDI
                                            ADDRESS     :    526 FRANKLIN STREET
  MORTGAGE AMT:       411,000.00            CITY               DENVER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CO   80218
  UNPAID BALANCE:    410,388.030            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,873.77            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.28571            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153547               MORTGAGORS:        KALAMI, EHSAN

                                                   KALAMI, NASRIN
                                            ADDRESS     :    10745 MINETTE DR
  MORTGAGE AMT:       301,500.00            CITY               CUPERTINO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   95014
  UNPAID BALANCE:    300,280.440            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,056.76            ANNUAL RATE ADJUST:      0.000
  LTV :                 64.14894            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153554               MORTGAGORS:        GARSKE, EDWARD

                                                   GARSKE, CAROL
                                            ADDRESS     :    5632 OAKWOOD CIRCLE
  MORTGAGE AMT:       418,000.00            CITY               LONG GROVE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               IL   60047
  UNPAID BALANCE:    417,312.740            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,780.96            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.66667            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153562               MORTGAGORS:        FLOOD, CLIFFORD

                                                   FLOOD, ANNETTE
                                            ADDRESS     :    402 SHORELINE
  MORTGAGE AMT:       337,200.00            CITY               DEWITT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MI   48820
  UNPAID BALANCE:    336,685.280            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,328.96            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153570               MORTGAGORS:        WELLS, GEOFFREY

                                                   RAY, JANET
                                            ADDRESS     :    407 NORTH DIANTHUS STREET
  MORTGAGE AMT:       582,000.00            CITY               MANHATTAN B
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   90266
  UNPAID BALANCE:    581,043.100            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,872.06            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.47059            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153588               MORTGAGORS:        PINUELAS, SAMUEL

                                                   PINUELAS, CHRISTY
                                            ADDRESS     :    5706 MULBERRY RIDGE DRIVE
  MORTGAGE AMT:       268,500.00            CITY               CAMARILLO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   93012
  UNPAID BALANCE:    268,079.810            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,831.64            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.94975            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153596               MORTGAGORS:        BOYCE, BARBARA
                                            ADDRESS     :    2050 SOUTH JAMAICA COURT
  MORTGAGE AMT:       265,864.00            CITY               AURORA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CO   80014
  UNPAID BALANCE:    265,238.010            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,813.67            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99952            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153604               MORTGAGORS:        HILL, STANLEY

                                                   HILL, EDITH
                                            ADDRESS     :    5340 S SHORE DRIVE
  MORTGAGE AMT:       360,750.00            CITY               CHICAGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               IL   60615
  UNPAID BALANCE:    360,199.310            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,491.61            ANNUAL RATE ADJUST:      0.000
  LTV :                 58.84992            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153612               MORTGAGORS:        CORCHIANI, CHRISTOHER

                                                   CORCHANI, STEWART
                                            ADDRESS     :    15 BACKFIN POINT
  MORTGAGE AMT:       650,000.00            CITY               WILMINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NC   28405
  UNPAID BALANCE:    648,957.310            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,379.17            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.39017            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153620               MORTGAGORS:        JOHNSON, WILLIAM

                                                   JOHNSON, CYNTHIA
                                            ADDRESS     :    2312 BILL COURT
  MORTGAGE AMT:       525,000.00            CITY               NAPERVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               IL   60566
  UNPAID BALANCE:    524,569.660            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,492.84            ANNUAL RATE ADJUST:      0.000
  LTV :                 64.81481            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153646               MORTGAGORS:        BARRIOS, JAIME

                                                   BARRIOS, ANSELMA
                                            ADDRESS     :    13425 COLONY AVENUE
  MORTGAGE AMT:       297,000.00            CITY               SAN MARTIN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   95046
  UNPAID BALANCE:    296,317.830            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,051.31            ANNUAL RATE ADJUST:      0.000
  LTV :                 84.85714            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153653               MORTGAGORS:        HARITON, JOE

                                                   HARITON, DIANE
                                            ADDRESS     :    10966 AYRES AVENUE
  MORTGAGE AMT:       296,000.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   90064
  UNPAID BALANCE:    295,267.850            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,969.30            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153661               MORTGAGORS:        LOIACONO, LOUIS

                                                   STUBBS LOIAC, RUTH
                                            ADDRESS     :    5619 COUNTRYSIDE BEACH DR
  MORTGAGE AMT:       650,000.00            CITY               OLYMPIA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               WA   98502
  UNPAID BALANCE:    648,957.310            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,379.17            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.47059            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153679               MORTGAGORS:        TRESTER, ROSS

                                                   BORD TRESTER, JUDITH
                                            ADDRESS     :    1350 SUMMITRIDGE DRIVE
  MORTGAGE AMT:       496,400.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   90210
  UNPAID BALANCE:    495,583.840            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,302.56            ANNUAL RATE ADJUST:      0.000
  LTV :                 60.16970            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153687               MORTGAGORS:        CASO, LAWRENCE

                                                   CASO, DIANNE
                                            ADDRESS     :    9350 MOSQUITO ROAD
  MORTGAGE AMT:       408,000.00            CITY               PLACERVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   95667
  UNPAID BALANCE:    407,062.910            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,817.95            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153695               MORTGAGORS:        HOEFLER, PETER

                                                   HOEFLER, LORI
                                            ADDRESS     :    13928 EAST LUPINE AVENUE
  MORTGAGE AMT:       268,000.00            CITY               SCOTTSDALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               AZ   85259
  UNPAID BALANCE:    267,548.410            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,760.57            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153703               MORTGAGORS:        OUTLAW, CHRISTOPHE

                                                   OUTLAW, PAMELA
                                            ADDRESS     :    3914 PROMONTORY COURT
  MORTGAGE AMT:       315,000.00            CITY               BOULDER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CO   80304
  UNPAID BALANCE:    314,469.200            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,069.33            ANNUAL RATE ADJUST:      0.000
  LTV :                 66.31579            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153711               MORTGAGORS:        INZER, BILLY
                                            ADDRESS     :    12 ANDREWS STREET
  MORTGAGE AMT:       288,000.00            CITY               WESTBOROUGH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               MA   01581
  UNPAID BALANCE:    287,592.150            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,063.27            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153729               MORTGAGORS:        WILLETT, PAUL

                                                   VASICEK, VERONICA
                                            ADDRESS     :    3641 WINDING WOOD LANE
  MORTGAGE AMT:       431,900.00            CITY               LEXINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               KY   40515
  UNPAID BALANCE:    431,207.170            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,909.80            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99630            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153737               MORTGAGORS:        PASSON, KENNETH

                                                   RENTA, BONNIE
                                            ADDRESS     :    7 ANONDALE
  MORTGAGE AMT:       611,500.00            CITY               NEWPORT BEA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   92660
  UNPAID BALANCE:    610,543.060            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,171.51            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.92660            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153745               MORTGAGORS:        RINEARSON, ROBIN
                                            ADDRESS     :    6223 EDGEWATER DRIVE
  MORTGAGE AMT:       300,000.00            CITY               FALLS CHURC
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               VA   22041
  UNPAID BALANCE:    299,293.660            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,046.53            ANNUAL RATE ADJUST:      0.000
  LTV :                 60.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153752               MORTGAGORS:        CONE, STEPHEN

                                                   CONE, FAYE
                                            ADDRESS     :    30 MARLBOROUGH STREET
  MORTGAGE AMT:       285,000.00            CITY               BOSTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MA   02116
  UNPAID BALANCE:    284,542.820            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,920.10            ANNUAL RATE ADJUST:      0.000
  LTV :                 58.16327            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153760               MORTGAGORS:        BERNDT, GREGORY

                                                   DOLAN, KELLY
                                            ADDRESS     :    231-233 UPLAND ROAD
  MORTGAGE AMT:       424,000.00            CITY               CAMBRIDGE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               MA   02138
  UNPAID BALANCE:    423,384.290            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,001.05            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153778               MORTGAGORS:        ENTRIKIN, ROBERT

                                                   ENTRIKIN, ARIANE
                                            ADDRESS     :    21179 FOXCROFT LANE
  MORTGAGE AMT:       320,000.00            CITY               WALNUT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   91789
  UNPAID BALANCE:    319,535.310            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,264.94            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153786               MORTGAGORS:        GODWIN, OSGOOD C

                                                   GODWIN, ANNE
                                            ADDRESS     :    3316 OLD SAYBROOK COURT
  MORTGAGE AMT:       290,000.00            CITY               RALEIGH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NC   27612
  UNPAID BALANCE:    289,300.150            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,953.78            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.32468            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153802               MORTGAGORS:        SNYDER, PETER

                                                   SNYDER, SHERRI
                                            ADDRESS     :    4201 RAVENHURST CIRCLE
  MORTGAGE AMT:       265,000.00            CITY               GLEN ARM
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               MD   21057
  UNPAID BALANCE:    264,564.280            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,763.05            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.83051            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153810               MORTGAGORS:        TOM, WILBUR

                                                   CHAN, WINNIE
                                            ADDRESS     :    2411 ROYAL OAKS DRIVE
  MORTGAGE AMT:       353,000.00            CITY               ALAMO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               CA   94507
  UNPAID BALANCE:    352,375.380            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,260.30            ANNUAL RATE ADJUST:      0.000
  LTV :                 63.83363            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153828               MORTGAGORS:        CAPLEN, HOWARD

                                                   CAPLEN, FIRELLI
                                            ADDRESS     :    58 NEWPORT AVE
  MORTGAGE AMT:       268,800.00            CITY               TAPPAN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               NY   10983
  UNPAID BALANCE:    268,268.120            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,788.33            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153844               MORTGAGORS:        HOEHLER, RICHARD

                                                   HOEHLER, RENEE
                                            ADDRESS     :    7129 S CHAPPARAL CIRCLE W
  MORTGAGE AMT:       340,000.00            CITY               AURORA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CO   80016
  UNPAID BALANCE:    339,454.610            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,290.64            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.42167            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153851               MORTGAGORS:        BARNES, KATHERINE

                                                   CORNER, SCOTT
                                            ADDRESS     :    15 GUERNSEY STREET
  MORTGAGE AMT:       318,600.00            CITY               MARBLEHEAD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MA   01945
  UNPAID BALANCE:    318,101.410            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,173.41            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153869               MORTGAGORS:        HUBBARD, DONALD

                                                   HUBBARD, CHRISTINE
                                            ADDRESS     :    125 HAVILAND ROAD
  MORTGAGE AMT:       650,000.00            CITY               STAMFORD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CT   06903
  UNPAID BALANCE:    648,957.310            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,379.17            ANNUAL RATE ADJUST:      0.000
  LTV :                 59.36073            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153877               MORTGAGORS:        FOURNIER, DONALD

                                                   FOURNIER, SUPANEE
                                            ADDRESS     :    2136 DEL MONTE AVENUE
  MORTGAGE AMT:       332,000.00            CITY               SANTA CLARA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   95051
  UNPAID BALANCE:    331,454.150            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,208.80            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.97290            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153885               MORTGAGORS:        FERRERA, JOHN

                                                   COOKE, LEONARD
                                            ADDRESS     :    3717 ALTON PLACE NW
  MORTGAGE AMT:       250,000.00            CITY               WASHINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               DC   20016
  UNPAID BALANCE:    249,358.860            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,705.44            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.96252            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153893               MORTGAGORS:        MANEY, ROBERT S

                                                   MANEY, REBECCA
                                            ADDRESS     :    4540 ELDER AVENUE
  MORTGAGE AMT:       332,000.00            CITY               SEAL BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   90740
  UNPAID BALANCE:    331,178.830            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,208.80            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153901               MORTGAGORS:        GUSTAFSON, ALBERT

                                                   GUSTAFSON, LYNN
                                            ADDRESS     :    1420 PEBBLE RIDGE
  MORTGAGE AMT:       292,000.00            CITY               ROCHESTER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MI   48307
  UNPAID BALANCE:    291,543.040            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,991.96            ANNUAL RATE ADJUST:      0.000
  LTV :                 54.27509            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153919               MORTGAGORS:        CHOATE, HERBERT

                                                   CHOATE, KATRINA
                                            ADDRESS     :    7863 EAST ALTA SIERRA CIR
  MORTGAGE AMT:       304,000.00            CITY               SCOTTSDALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               AZ   85262
  UNPAID BALANCE:    303,248.070            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,022.52            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153927               MORTGAGORS:        GREEN, DANIEL

                                                   BIRGERSDOTTE, ULRIKA
                                            ADDRESS     :    5512 CHELSEA AVENUE
  MORTGAGE AMT:       650,000.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92037
  UNPAID BALANCE:    649,007.760            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,489.39            ANNUAL RATE ADJUST:      0.000
  LTV :                 66.66667            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153935               MORTGAGORS:        STOYLA MCLEL, CAROL
                                            ADDRESS     :    2335 BURGENER BOULEVARD
  MORTGAGE AMT:       247,200.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   92110
  UNPAID BALANCE:    246,803.460            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,665.43            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153943               MORTGAGORS:        SALEBA, GARY

                                                   SALEBA, LORI
                                            ADDRESS     :    14328 196TH COURT NE
  MORTGAGE AMT:       537,600.00            CITY               WOODINVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               WA   98072
  UNPAID BALANCE:    536,334.250            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,667.38            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.64444            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153950               MORTGAGORS:        KULIK, STEVEN

                                                   KULIK, DEBORAH
                                            ADDRESS     :    6520 PETKO COURT
  MORTGAGE AMT:       320,000.00            CITY               WASHINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MI   48094
  UNPAID BALANCE:    319,499.220            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,182.97            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.29412            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153968               MORTGAGORS:        LONDON, VALERIA

                                                   LANGSHTEYN, GENNADY
                                            ADDRESS     :    495 BOYLSTON STREET UNIT
  MORTGAGE AMT:       300,000.00            CITY               BROOKLINE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               MA   02445
  UNPAID BALANCE:    299,553.330            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,097.64            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153984               MORTGAGORS:        NUGENT, BRIAN

                                                   NUGENT, TERESA
                                            ADDRESS     :    915 DOGWOOD DRIVE
  MORTGAGE AMT:       328,000.00            CITY               DELRAY BEAC
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               FL   33483
  UNPAID BALANCE:    327,473.840            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,209.80            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153992               MORTGAGORS:        HALIO, JEFFREY

                                                   BOKEN, TERI
                                            ADDRESS     :    8 VINEYARD ROAD
  MORTGAGE AMT:       273,300.00            CITY               WESTFORD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               MA   01886
  UNPAID BALANCE:    272,839.470            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,795.39            ANNUAL RATE ADJUST:      0.000
  LTV :                 92.95918            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154008               MORTGAGORS:        NAIR, LAURENCE

                                                   NAIR, DAWN
                                            ADDRESS     :    6 PETTICOAT LANE
  MORTGAGE AMT:       302,800.00            CITY               TRUMBULL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CT   06611
  UNPAID BALANCE:    302,277.110            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,963.96            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154016               MORTGAGORS:        FISHER, CORDELL
                                            ADDRESS     :    95 OLD COURSE DRIVE
  MORTGAGE AMT:       483,200.00            CITY               NEWPORT BEA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92660
  UNPAID BALANCE:    482,405.540            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,214.74            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154024               MORTGAGORS:        NICOLINI, JOHN

                                                   CAPPS NICOLI, PAMELA
                                            ADDRESS     :    2124 WALNUT BOULEVARD
  MORTGAGE AMT:       297,000.00            CITY               WALNUT CREE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   94596
  UNPAID BALANCE:    296,351.010            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,102.15            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154032               MORTGAGORS:        CLOWDSLEY, STEPHEN

                                                   CLOWDSLEY, CATHERINE
                                            ADDRESS     :    1561 RAMONA WAY
  MORTGAGE AMT:       400,000.00            CITY               ALAMA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   94507
  UNPAID BALANCE:    399,358.360            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,694.87            ANNUAL RATE ADJUST:      0.000
  LTV :                 60.60606            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154040               MORTGAGORS:        DEVONA, CHRIS

                                                   DEVONA, SANDRA
                                            ADDRESS     :    517 EAST HAVEN
  MORTGAGE AMT:       380,000.00            CITY               ARLINGTON H
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               IL   60005
  UNPAID BALANCE:    379,278.750            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,560.13            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154057               MORTGAGORS:        NAHRA, JOHN

                                                   NAHRA, AUDREY
                                            ADDRESS     :    17731 REVELLO DRIVE
  MORTGAGE AMT:       489,000.00            CITY               PACIFIC PAL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   90272
  UNPAID BALANCE:    488,215.580            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,294.48            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.01113            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154065               MORTGAGORS:        MAYER, ROBERT

                                                   MAYER, JANIS
                                            ADDRESS     :    26926 NORTH 73RD WAY
  MORTGAGE AMT:       314,200.00            CITY               SCOTTSDALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               AZ   85255
  UNPAID BALANCE:    313,695.990            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,116.82            ANNUAL RATE ADJUST:      0.000
  LTV :                 62.84000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154073               MORTGAGORS:        REILLEY, KEVIN

                                                   REILLEY, MARY
                                            ADDRESS     :    39 ARNOLD BOULEVARD
  MORTGAGE AMT:       325,000.00            CITY               LONG BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               NJ   08005
  UNPAID BALANCE:    324,491.390            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,217.07            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.22222            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154081               MORTGAGORS:        SCHOPFEL, WILLIAM

                                                   SCHOPFEL, VIRGINIA
                                            ADDRESS     :    5417 OCEAN DRIVE WEST
  MORTGAGE AMT:       317,200.00            CITY               EMERALD ISL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               NC   28594
  UNPAID BALANCE:    316,634.470            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,163.86            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154099               MORTGAGORS:        SAMARIAN, RONALD

                                                   SAMARIAN, NANCY
                                            ADDRESS     :    6524 PARKVIEW
  MORTGAGE AMT:       345,000.00            CITY               TROY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               MI   48098
  UNPAID BALANCE:    344,511.440            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,471.62            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.78154            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154107               MORTGAGORS:        POLITO, JOHN

                                                   POLITO, SHANNON
                                            ADDRESS     :    37122 SE FISH HATCHERY RO
  MORTGAGE AMT:       509,000.00            CITY               FALL CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               WA   98024
  UNPAID BALANCE:    507,833.400            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,343.77            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.40741            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154115               MORTGAGORS:        BEST, DAVID

                                                   BEST, KELLI
                                            ADDRESS     :    220 SIMMONS DR
  MORTGAGE AMT:       400,000.00            CITY               WILMINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NC   28411
  UNPAID BALANCE:    399,358.050            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,694.88            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.76636            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154123               MORTGAGORS:        PISARRA, JOSEPH

                                                   PISARRA, BARBARA
                                            ADDRESS     :    8001 KERRY LANE
  MORTGAGE AMT:       410,000.00            CITY               CHEVY CHASE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               MD   20815
  UNPAID BALANCE:    409,325.880            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,727.74            ANNUAL RATE ADJUST:      0.000
  LTV :                 54.52128            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154131               MORTGAGORS:        BARBER, THOMAS
                                            ADDRESS     :    2819 SPRIGGS REQUEST WAY
  MORTGAGE AMT:       564,500.00            CITY               MITCHELLVIL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MD   20721
  UNPAID BALANCE:    564,048.570            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,803.15            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.27632            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154149               MORTGAGORS:        CANZIO, JOHN
                                            ADDRESS     :    3372 BARROW ISLAND ROAD
  MORTGAGE AMT:       581,200.00            CITY               JUPITER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               FL   33477
  UNPAID BALANCE:    580,267.680            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,915.66            ANNUAL RATE ADJUST:      0.000
  LTV :                 46.49600            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154164               MORTGAGORS:        GAMSON, DAVID

                                                   SIEGAL, CAROL
                                            ADDRESS     :    6108 RUTHLAND ROAD
  MORTGAGE AMT:       548,000.00            CITY               OAKLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   94611
  UNPAID BALANCE:    547,099.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,645.86            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.54315            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154172               MORTGAGORS:        FILKINS, JESSE

                                                   PHILPOTT, KIRRA
                                            ADDRESS     :    10904 EAST KAREN DRIVE
  MORTGAGE AMT:       417,700.00            CITY               SCOTTSDALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               AZ   85259
  UNPAID BALANCE:    416,740.620            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,884.95            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.98412            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154180               MORTGAGORS:        TRINH, LAM

                                                   NGUYEN, NARCISSI
                                            ADDRESS     :    2191 CUNNINGHAM COURT
  MORTGAGE AMT:       315,000.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   95148
  UNPAID BALANCE:    314,258.340            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,148.86            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154198               MORTGAGORS:        PHILBRICK, SAMUEL

                                                   HANSON PHILB, SUSAN
                                            ADDRESS     :    17 LOADING PLACE ROAD
  MORTGAGE AMT:       535,200.00            CITY               MANCHESTER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MA   01944
  UNPAID BALANCE:    534,383.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,696.49            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154206               MORTGAGORS:        COURTS, JOSEPH

                                                   COURTS, LORI
                                            ADDRESS     :    6221 HEATHERSTONE DRIVE
  MORTGAGE AMT:       256,000.00            CITY               RALEIGH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NC   27613
  UNPAID BALANCE:    255,539.050            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,724.72            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.54180            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154214               MORTGAGORS:        MC NAMARA, CHRISTOPHE

                                                   MC NAMARA, MARY
                                            ADDRESS     :    4625 ALBEMARLE STREET NW
  MORTGAGE AMT:       330,000.00            CITY               WASHINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               DC   20016
  UNPAID BALANCE:    329,443.930            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,167.87            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.57143            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154230               MORTGAGORS:        ZIEGENBEIN, DARREN

                                                   CALDERWOOD, TAMMY
                                            ADDRESS     :    5905 RISING STAR
  MORTGAGE AMT:       296,900.00            CITY               ELKRIDGE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               MD   21075
  UNPAID BALANCE:    296,411.860            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,975.28            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.99697            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154248               MORTGAGORS:        ADAIR, JOHN
                                            ADDRESS     :    407 PALOMAR ROAD
  MORTGAGE AMT:       438,750.00            CITY               OJAI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   93023
  UNPAID BALANCE:    438,080.230            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,030.34            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154255               MORTGAGORS:        SANKOVICH, ROBERT

                                                   SANKOVICH, DEBRA
                                            ADDRESS     :    1961 HAVENWOOD DRIVE
  MORTGAGE AMT:       247,500.00            CITY               THOUSAND OA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   93162
  UNPAID BALANCE:    247,131.490            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,730.56            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154263               MORTGAGORS:        FLYNN, ROBERT

                                                   FLYNN, JAMIE
                                            ADDRESS     :    16631 SANLO STREET
  MORTGAGE AMT:       270,000.00            CITY               YORBA LINDA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CA   92686
  UNPAID BALANCE:    269,533.750            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,751.21            ANNUAL RATE ADJUST:      0.000
  LTV :                 58.69565            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154271               MORTGAGORS:        GLADSTONE, CAROL

                                                   WHIPPLE, BENJAMIN
                                            ADDRESS     :    28 COPLEY STREET
  MORTGAGE AMT:       400,000.00            CITY               BROOKLINE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               MA   02446
  UNPAID BALANCE:    399,404.420            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,796.86            ANNUAL RATE ADJUST:      0.000
  LTV :                 58.82353            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154289               MORTGAGORS:        GRAEF, FREDERICK

                                                   GRAEF, ELIZABETH
                                            ADDRESS     :    5409 SIMPKINS COURT
  MORTGAGE AMT:       313,500.00            CITY               ELLICOTT CI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MD   21043
  UNPAID BALANCE:    312,494.140            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,112.11            ANNUAL RATE ADJUST:      0.000
  LTV :                 84.27419            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154297               MORTGAGORS:        BRANDTS, JOEL

                                                   BRANDTS, SUSAN
                                            ADDRESS     :    27516 VIA VALOR
  MORTGAGE AMT:       276,000.00            CITY               DANA POINT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92624
  UNPAID BALANCE:    275,578.670            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,906.26            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.87342            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154305               MORTGAGORS:        MCNULTY, JAMES
                                                   BRAMAN, LAWRENCE
                                                   STEINLE, SIRI
                                            ADDRESS     :    208 210 FAYERWEATHER ST
  MORTGAGE AMT:       395,000.00            CITY               CAMBRIDGE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MA   02138
  UNPAID BALANCE:    394,397.020            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,728.17            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.79798            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154313               MORTGAGORS:        DE SILVA, SUNIL

                                                   DE SILVA, MARY
                                            ADDRESS     :    8498 CAMDEN COURT
  MORTGAGE AMT:       288,000.00            CITY               BROADVIEW H
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               OH   44147
  UNPAID BALANCE:    287,514.710            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,891.95            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154321               MORTGAGORS:        GRUBB, CATHERINE

                                                   MEYER, GLENN
                                            ADDRESS     :    221 GALWAY BAY
  MORTGAGE AMT:       385,000.00            CITY               ALAMEDA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   94502
  UNPAID BALANCE:    384,412.300            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,659.10            ANNUAL RATE ADJUST:      0.000
  LTV :                 88.50575            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154339               MORTGAGORS:        CARRANZA, WILLIAM
                                            ADDRESS     :    952 EVENING SHADE DRIVE
  MORTGAGE AMT:       284,400.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   90731
  UNPAID BALANCE:    283,965.840            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,964.28            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154347               MORTGAGORS:        GRUNBERG, GREGORY

                                                   GRUNBERG, ELIZABETH
                                            ADDRESS     :    5125 CALENDA DRIVE
  MORTGAGE AMT:       320,000.00            CITY               WOODLAND HI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   91367
  UNPAID BALANCE:    319,750.360            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,182.97            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.08511            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154354               MORTGAGORS:        D AMICO, MICHAEL

                                                   D AMICO, C
                                            ADDRESS     :    6485 STONEHURST CIRCLE
  MORTGAGE AMT:       271,800.00            CITY               LAKE WORTH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               FL   33467
  UNPAID BALANCE:    271,587.970            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,854.16            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99411            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154362               MORTGAGORS:        O'REILLY, ANTHONY

                                                   O'REILLY, KAREN
                                            ADDRESS     :    78 WAUWINET ROAD
  MORTGAGE AMT:       400,000.00            CITY               NEWTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               MA   02465
  UNPAID BALANCE:    399,309.260            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,594.39            ANNUAL RATE ADJUST:      0.000
  LTV :                 61.53846            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154370               MORTGAGORS:        TREADWAY, GEORGE

                                                   TREADWAY, CAROLYN
                                            ADDRESS     :    2802 BLUME DRIVE
  MORTGAGE AMT:       318,750.00            CITY               LOS ALAMITO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   90720
  UNPAID BALANCE:    318,225.930            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,120.65            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154388               MORTGAGORS:        KONDA, SURESH

                                                   SZAKAL, STEPHANIE
                                            ADDRESS     :    105 5TH STREET NE
  MORTGAGE AMT:       319,200.00            CITY               WASHINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.50000                               DC   20002
  UNPAID BALANCE:    318,615.040            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,017.57            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154396               MORTGAGORS:        CUBERO, JUAN

                                                   CUBERO, KIM
                                            ADDRESS     :    1346 LORETO DR
  MORTGAGE AMT:       287,500.00            CITY               GLENDALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CA   91207
  UNPAID BALANCE:    287,003.550            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,864.72            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.87500            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154404               MORTGAGORS:        GALLOWAY, DONALD

                                                   GALLOWAY, MICHELE
                                            ADDRESS     :    10358 E BAHIA DRIVE
  MORTGAGE AMT:       285,000.00            CITY               SCOTTSDALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               AZ   85259
  UNPAID BALANCE:    284,564.960            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,968.42            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154420               MORTGAGORS:        SHEFFER, CRAIG

                                                   SHEFFER, CYNTHIA
                                            ADDRESS     :    4604 LEI STREET
  MORTGAGE AMT:       249,100.00            CITY               FAIR OAKS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   95628
  UNPAID BALANCE:    248,719.730            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,720.47            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.20290            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154438               MORTGAGORS:        STOCKWELL, ROBERT

                                                   SAGE STOCKWE, KAREN
                                            ADDRESS     :    200 FAIRVIEW STREET
  MORTGAGE AMT:       318,000.00            CITY               DANVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   94506
  UNPAID BALANCE:    317,477.160            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,115.66            ANNUAL RATE ADJUST:      0.000
  LTV :                 50.07874            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154446               MORTGAGORS:        MORAN, JAMES

                                                   MEER, JONNE
                                            ADDRESS     :    2638 SEQUOIA WAY
  MORTGAGE AMT:       350,000.00            CITY               BELLMONT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   94002
  UNPAID BALANCE:    349,424.540            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,328.56            ANNUAL RATE ADJUST:      0.000
  LTV :                 64.81481            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154461               MORTGAGORS:        TUEY, CHRIS

                                                   TUEY, WENDY
                                            ADDRESS     :    7049 WEST PHILLIPS AVENUE
  MORTGAGE AMT:       255,075.00            CITY               LITTLETON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CO   80128
  UNPAID BALANCE:    254,585.010            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,761.74            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154479               MORTGAGORS:        BERGER, HEINZ

                                                   BERGER, SUSANN
                                            ADDRESS     :    332 AHWANEE COURT
  MORTGAGE AMT:       431,600.00            CITY               CLAYTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CA   94517
  UNPAID BALANCE:    430,854.710            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,799.35            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154487               MORTGAGORS:        REYNOSO, MAI
                                            ADDRESS     :    6374 NW 24TH STREET
  MORTGAGE AMT:       256,000.00            CITY               BOCA RATON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               FL   33434
  UNPAID BALANCE:    254,809.460            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,724.72            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154495               MORTGAGORS:        TREYGER, LEONID

                                                   TREYGER, SOFIYA
                                            ADDRESS     :    1600 SISKIYOU DRIVE
  MORTGAGE AMT:       321,800.00            CITY               WALNUT CREE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   94598
  UNPAID BALANCE:    321,283.790            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,168.03            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.88827            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154503               MORTGAGORS:        JONES, SHRRYL
                                            ADDRESS     :    17207 RUSSETT DRIVE
  MORTGAGE AMT:       347,000.00            CITY               BOWIE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               MD   20716
  UNPAID BALANCE:    346,429.480            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,308.60            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.97753            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154511               MORTGAGORS:        SATO, STANLEY

                                                   SATO, ANN
                                            ADDRESS     :    231 AVENUE D
  MORTGAGE AMT:       316,000.00            CITY               REDONDO BEA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   90277
  UNPAID BALANCE:    315,505.490            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,155.68            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154529               MORTGAGORS:        GRIFFITH, SEAN

                                                   GRIFFITH, LEE
                                            ADDRESS     :    21672 SEASIDE LANE
  MORTGAGE AMT:       292,000.00            CITY               HUNTINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   92646
  UNPAID BALANCE:    291,531.590            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,967.26            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154537               MORTGAGORS:        DWORCHAK, KYLE

                                                   DWORCHAK, COSTANZA
                                            ADDRESS     :    47532 PUTNEY
  MORTGAGE AMT:       256,000.00            CITY               CANTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               MI   48188
  UNPAID BALANCE:    255,568.620            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,681.74            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.57576            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154545               MORTGAGORS:        MEYERS, DAVID

                                                   RANDLES, DAWN
                                            ADDRESS     :    6610 BELLE CHASE CT
  MORTGAGE AMT:       301,500.00            CITY               LAYTONSVILL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               MD   20872
  UNPAID BALANCE:    300,780.590            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,980.64            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.31034            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154552               MORTGAGORS:        COHEN, DEBORAH
                                            ADDRESS     :    1530 T STREET NW
  MORTGAGE AMT:       258,000.00            CITY               WASHINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               DC   20009
  UNPAID BALANCE:    257,798.730            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,760.02            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154560               MORTGAGORS:        CARDOZA, RICHARD

                                                   CARDOZA, SARAH
                                            ADDRESS     :    19072 KASSY DRIVE
  MORTGAGE AMT:       336,000.00            CITY               SANTA ANA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   92705
  UNPAID BALANCE:    335,499.700            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,349.36            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154578               MORTGAGORS:        GERRATT, BRUCE

                                                   BRAYTON GERR, SHAUN
                                            ADDRESS     :    3121 COOLIDGE AVENUE
  MORTGAGE AMT:       394,700.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   90066
  UNPAID BALANCE:    394,082.340            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,692.55            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.64078            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154586               MORTGAGORS:        KARP, HARVEY
                                            ADDRESS     :    17856 VICINO WAY
  MORTGAGE AMT:       558,000.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   90272
  UNPAID BALANCE:    557,104.910            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,759.35            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.64706            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154594               MORTGAGORS:        GAGNON, ROBERT

                                                   GAGNON, LISA
                                            ADDRESS     :    148 BLUE HILLS TR
  MORTGAGE AMT:       282,000.00            CITY               GLASTONBURY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               CT   06033
  UNPAID BALANCE:    281,501.020            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,805.68            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.24675            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154602               MORTGAGORS:        GOOSTREE, JOSEPH

                                                   GOOSTREE, TRACY
                                            ADDRESS     :    5834 CLAYTON RD
  MORTGAGE AMT:       333,000.00            CITY               CLAYTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94517
  UNPAID BALANCE:    332,478.890            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,271.65            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154610               MORTGAGORS:        MADRAZO, MICHAEL

                                                   MADRAZO, NADINE
                                            ADDRESS     :    3646 PURER ROAD
  MORTGAGE AMT:       334,400.00            CITY               ESCONDIDO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   92029
  UNPAID BALANCE:    333,836.510            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,196.77            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154628               MORTGAGORS:        HERMANSON, THOMAS

                                                   HERMANSON, CHRISTINE
                                            ADDRESS     :    5545 KEATS AVENUE NORTH
  MORTGAGE AMT:       547,500.00            CITY               LAKE ELMO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MN   55042
  UNPAID BALANCE:    546,643.200            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,734.92            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154644               MORTGAGORS:        SMITHEDAJKUL, YUNYONG

                                                   SMITHEDAJKUL, PENSRI
                                            ADDRESS     :    17362 EL CAJON AVENUE
  MORTGAGE AMT:       332,150.00            CITY               YORBA LINDA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   92886
  UNPAID BALANCE:    331,630.210            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,265.85            ANNUAL RATE ADJUST:      0.000
  LTV :                 63.26667            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154651               MORTGAGORS:        MATSU, DENNIS

                                                   MATSU, GWENDOLYN
                                            ADDRESS     :    9966 LONGVIEW LANE
  MORTGAGE AMT:       500,000.00            CITY               PLEASANTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   94588
  UNPAID BALANCE:    499,255.520            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,496.07            ANNUAL RATE ADJUST:      0.000
  LTV :                 62.89308            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154669               MORTGAGORS:        CYRAN, FREDERICK

                                                   CYRAN, SHARON
                                            ADDRESS     :    7649 HUNTINGTON
  MORTGAGE AMT:       352,000.00            CITY               HILTON HEAD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               SC   29928
  UNPAID BALANCE:    351,462.660            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,431.18            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154677               MORTGAGORS:        MEHLHORN, STEFAN

                                                   BONICA, CHERIE
                                            ADDRESS     :    8 BEAVER BROOK ROAD
  MORTGAGE AMT:       265,000.00            CITY               LITTLETON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MA   01460
  UNPAID BALANCE:    264,574.900            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,785.35            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.10448            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154685               MORTGAGORS:        GUNDRY, STEVE
                                            ADDRESS     :    7 BOW C STREET
  MORTGAGE AMT:       581,250.00            CITY               REDLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   92373
  UNPAID BALANCE:    580,340.400            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,965.15            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154693               MORTGAGORS:        POWLESS, STEPHEN
                                            ADDRESS     :    1812 DUPONT AVENUE SOUTH
  MORTGAGE AMT:       446,000.00            CITY               MINNEAPOLIS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               MN   55403
  UNPAID BALANCE:    445,335.930            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,118.50            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.57310            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154701               MORTGAGORS:        DAVIS, DAVID

                                                   DAVIS, CHARLOTTE
                                            ADDRESS     :    7060 SHAWNEE HILLS ROAD
  MORTGAGE AMT:       299,600.00            CITY               CINCINNATI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               OH   45243
  UNPAID BALANCE:    299,107.400            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,993.25            ANNUAL RATE ADJUST:      0.000
  LTV :                 57.61538            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154719               MORTGAGORS:        O'HALLA, BRADLEY

                                                   O'HALLA, LAURIE
                                            ADDRESS     :    8500 CEDARBRAKE DRIVE
  MORTGAGE AMT:       305,000.00            CITY               HOUSTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.50000                               TX   77055
  UNPAID BALANCE:    304,447.050            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,927.81            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.47608            OUTSIDE CONV DATE:
  CURRENT INT           6.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154727               MORTGAGORS:        JOGGERST, PATRICK
                                            ADDRESS     :    826 MERIDIAN AVENUE
  MORTGAGE AMT:       339,340.00            CITY               MIAMI BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               FL   33139
  UNPAID BALANCE:    338,782.060            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,257.64            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154735               MORTGAGORS:        FORD, DEBORAH
                                            ADDRESS     :    2402 ASPEN DRIVE
  MORTGAGE AMT:       262,000.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   90068
  UNPAID BALANCE:    261,600.050            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,809.57            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.94203            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154743               MORTGAGORS:        O'SHEA, DANIEL T
                                            ADDRESS     :    6720 2ND AVENUE NORTHWEST
  MORTGAGE AMT:       272,000.00            CITY               SEATTLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               WA   98117
  UNPAID BALANCE:    271,552.780            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,809.62            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154750               MORTGAGORS:        KRAUS, SEAN
                                            ADDRESS     :    21226 PACIFIC COAST HWY
  MORTGAGE AMT:       392,500.00            CITY               MALIBU
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   90265
  UNPAID BALANCE:    391,885.750            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,677.54            ANNUAL RATE ADJUST:      0.000
  LTV :                 52.82737            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154768               MORTGAGORS:        PRAKASH, MAYANK
                                            ADDRESS     :    19 NORUMBEGA COURT
  MORTGAGE AMT:       456,000.00            CITY               NEWTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MA   02163
  UNPAID BALANCE:    455,303.910            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,149.48            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.28814            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154776               MORTGAGORS:        BOWERS, CHRISTOPHE

                                                   BOWERS, LYNETTE
                                            ADDRESS     :    224 BROOKLINE STREET
  MORTGAGE AMT:       300,000.00            CITY               NEEDHAM
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MA   02492
  UNPAID BALANCE:    299,542.040            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,072.03            ANNUAL RATE ADJUST:      0.000
  LTV :                 60.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154784               MORTGAGORS:        CHUNG, PETER

                                                   HIGGINS, ANDREA
                                            ADDRESS     :    1532 1534 COLE STREET
  MORTGAGE AMT:       580,000.00            CITY               SAN FRANCIS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   94117
  UNPAID BALANCE:    579,046.370            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,858.75            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.31579            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154792               MORTGAGORS:        MUSHRO, MARK

                                                   MUSHRO, NORA
                                            ADDRESS     :    2 CHAPEL HILL ROAD
  MORTGAGE AMT:       425,000.00            CITY               WESTPORT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CT   06880
  UNPAID BALANCE:    424,318.240            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,863.30            ANNUAL RATE ADJUST:      0.000
  LTV :                 63.33830            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154800               MORTGAGORS:        MACIEL, JORGE

                                                   MACIEL, LESLIE
                                            ADDRESS     :    11483 CARLS COURT
  MORTGAGE AMT:       330,000.00            CITY               SAN MARTIN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   95046
  UNPAID BALANCE:    329,508.650            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,307.41            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.32773            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154818               MORTGAGORS:        MONIZ, RICHARD

                                                   MONIZ, DEBRA
                                            ADDRESS     :    522 RHEA WAY
  MORTGAGE AMT:       290,000.00            CITY               LIVERMORE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   94550
  UNPAID BALANCE:    289,511.320            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,905.09            ANNUAL RATE ADJUST:      0.000
  LTV :                 51.32743            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154826               MORTGAGORS:        RAMIREZ, GABRIEL

                                                   RAMIREZ, MARGARITA
                                            ADDRESS     :    2 ALEF COURT
  MORTGAGE AMT:       259,000.00            CITY               CLAYTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94517
  UNPAID BALANCE:    258,594.680            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,766.84            ANNUAL RATE ADJUST:      0.000
  LTV :                 83.54839            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154834               MORTGAGORS:        VERDE, STEVEN
                                            ADDRESS     :    2041 REDBERRY ROAD
  MORTGAGE AMT:       280,000.00            CITY               SANTA ANA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92705
  UNPAID BALANCE:    279,770.480            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,862.85            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154859               MORTGAGORS:        JESURAJ, RAMASAMY

                                                   JESURAJ, ELIZABETH
                                            ADDRESS     :    4 ROME DRIVE
  MORTGAGE AMT:       322,000.00            CITY               WESTFORD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MA   01886
  UNPAID BALANCE:    321,496.100            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,196.61            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154867               MORTGAGORS:        LOEFFLER, WILLIAM

                                                   LOEFFLER, SANDRA
                                            ADDRESS     :     1751 MESA RIDGE LANE
  MORTGAGE AMT:       600,000.00            CITY               CASTLE ROCK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CO   80104
  UNPAID BALANCE:    599,037.510            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,042.31            ANNUAL RATE ADJUST:      0.000
  LTV :                 66.66667            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154875               MORTGAGORS:        CASE, JAMES

                                                   CASE, DIANA
                                            ADDRESS     :    1711 FORD AVENUE
  MORTGAGE AMT:       298,000.00            CITY               REDONDO BEA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   90278
  UNPAID BALANCE:    297,556.300            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,083.66            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.94541            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154883               MORTGAGORS:        PADDOCK, VICTOR

                                                   PADDOCK, JACKI
                                            ADDRESS     :    11931 WESTMINISTER AVENUE
  MORTGAGE AMT:       393,000.00            CITY               MAR VISTA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   90066
  UNPAID BALANCE:    392,384.980            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,680.95            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.55752            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154891               MORTGAGORS:        JOHNSON, BEVERLY
                                                   JOHNSON, SUSAN
                                                   JOHNSON, FRANCIS
                                            ADDRESS     :    946 FORT FISHER BLVD
  MORTGAGE AMT:       250,000.00            CITY               KURE BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               NC   28449
  UNPAID BALANCE:    249,618.370            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,726.69            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154909               MORTGAGORS:        BURDETTE, WILLIAM

                                                   BURDETTE, MAGGIE
                                            ADDRESS     :    18 SANTOLINA
  MORTGAGE AMT:       250,000.00            CITY               RANCHO SANT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   92688
  UNPAID BALANCE:    249,608.760            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,705.44            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.36508            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154917               MORTGAGORS:        BRUCKMAN, LEONARD

                                                   BRUCKMAN, JUDITH
                                            ADDRESS     :    8595 KINGSGATE DRIVE
  MORTGAGE AMT:       312,000.00            CITY               GRANITE BAY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   95746
  UNPAID BALANCE:    311,215.350            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,075.74            ANNUAL RATE ADJUST:      0.000
  LTV :                 67.82609            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154925               MORTGAGORS:        CHENG, NORMAN
                                            ADDRESS     :    7509 DENISON PLACE
  MORTGAGE AMT:       343,000.00            CITY               CASTRO VALL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CA   94552
  UNPAID BALANCE:    342,407.710            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,224.69            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.78947            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154933               MORTGAGORS:        FORD, THOMAS
                                            ADDRESS     :    1638 ARDEN BLUFFS LANE
  MORTGAGE AMT:       280,800.00            CITY               CARMICHAEL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   95608
  UNPAID BALANCE:    280,371.350            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,939.42            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154941               MORTGAGORS:        SCHAUS, TODD

                                                   MEYERSON, MICHELLE
                                            ADDRESS     :    68 TURNBURY LANE
  MORTGAGE AMT:       260,775.00            CITY               IRVINE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92620
  UNPAID BALANCE:    260,376.920            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,801.11            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154958               MORTGAGORS:        SWARTOUT, JAMES

                                                   SWARTOUT, LESLEY
                                            ADDRESS     :    969 HAWTHORNE COURT
  MORTGAGE AMT:       300,550.00            CITY               SAN MARCOS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92069
  UNPAID BALANCE:    300,091.210            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,075.82            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.98503            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154966               MORTGAGORS:        CATAMBAY, ALBERTO

                                                   CATAMBAY, LYDIA
                                            ADDRESS     :    1154 KEYSTONE COURT
  MORTGAGE AMT:       321,200.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   95132
  UNPAID BALANCE:    320,684.770            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,163.98            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.30864            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154974               MORTGAGORS:        LUCKE, J
                                            ADDRESS     :    3124 ALBANS AVENUE
  MORTGAGE AMT:       325,000.00            CITY               HOUSTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               TX   77005
  UNPAID BALANCE:    322,427.530            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,107.95            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.56540            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154982               MORTGAGORS:        SARMA, AJIT

                                                   SARMA, SUMITRA
                                            ADDRESS     :    19501 SIERRA SECO ROAD
  MORTGAGE AMT:       300,000.00            CITY               IRVINE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92612
  UNPAID BALANCE:    299,506.750            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,995.91            ANNUAL RATE ADJUST:      0.000
  LTV :                 61.22449            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154990               MORTGAGORS:        CHURCH, JOHN

                                                   CHURCH, IMOGEN
                                            ADDRESS     :    1043 EUGENE COURT
  MORTGAGE AMT:       392,900.00            CITY               SUNNYVALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   94087
  UNPAID BALANCE:    391,941.700            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,713.66            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.16071            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155005               MORTGAGORS:        JACOBSON, JOHN

                                                   JACOBSON, ANN
                                            ADDRESS     :    406 HOGANS VALLEY WAY
  MORTGAGE AMT:       576,000.00            CITY               CARY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               NC   27513
  UNPAID BALANCE:    574,980.810            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,688.19            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155013               MORTGAGORS:        BARGER, TIMOTHY

                                                   MACKO, CHRISTINE
                                            ADDRESS     :    2503 CHESTNUT WOODS CT
  MORTGAGE AMT:       321,300.00            CITY               REISTERSTOW
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MD   21136
  UNPAID BALANCE:    320,784.590            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,164.66            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.36585            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155021               MORTGAGORS:        DRESCHER, JOSEPH

                                                   DRESCHER, CATHERINE
                                            ADDRESS     :    9953 KOUPELA DRIVE
  MORTGAGE AMT:       330,800.00            CITY               RALEIGH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               NC   27614
  UNPAID BALANCE:    330,256.110            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,200.82            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155039               MORTGAGORS:        DARDZINSKI, DEAN

                                                   DARDZINSKI, JENNIFER
                                            ADDRESS     :    12417 BEECH GROVE COURT
  MORTGAGE AMT:       288,000.00            CITY               MOORPARK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.50000                               CA   93021
  UNPAID BALANCE:    287,477.870            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,820.36            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155047               MORTGAGORS:        RENDON, SERGIO

                                                   RENDON, CARMEN
                                            ADDRESS     :    14400 SILVER HEIGHTS ROAD
  MORTGAGE AMT:       252,500.00            CITY               POWAY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   92064
  UNPAID BALANCE:    252,151.320            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,830.80            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.45399            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155054               MORTGAGORS:        DAY, JEFFREY

                                                   DAY, MARY
                                            ADDRESS     :    1375 BARRINGTON WOODS DRI
  MORTGAGE AMT:       334,700.00            CITY               BROOKFIELD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               WI   53045
  UNPAID BALANCE:    334,058.760            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,283.24            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.69048            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155062               MORTGAGORS:        ILIFF, ROBERT

                                                   ILIFF, KATHLEEN
                                            ADDRESS     :    4920 MUIRWOOD DRIVE
  MORTGAGE AMT:       300,000.00            CITY               PLEASANTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CA   94588
  UNPAID BALANCE:    299,381.400            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,945.79            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155070               MORTGAGORS:        RAY, GERALD

                                                   RAY, KATHRYN
                                            ADDRESS     :    1721 EAST LAKE SAMMAMISH
  MORTGAGE AMT:       650,000.00            CITY               ISSAQUAH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               WA   98029
  UNPAID BALANCE:    649,480.210            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,379.17            ANNUAL RATE ADJUST:      0.000
  LTV :                 40.62500            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155088               MORTGAGORS:        COUTU, GWENDOLYN

                                                   COUTU, MATTHEW
                                            ADDRESS     :    116 STILES ROAD
  MORTGAGE AMT:       275,000.00            CITY               BOYLSTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MA   01505
  UNPAID BALANCE:    274,558.860            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,852.73            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.38889            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155096               MORTGAGORS:        SHULMAN, HARRY

                                                   SHULMAN, SHEILA
                                            ADDRESS     :    15 CHURCH STREET
  MORTGAGE AMT:       295,000.00            CITY               NEWTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MA   02458
  UNPAID BALANCE:    294,769.870            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,012.42            ANNUAL RATE ADJUST:      0.000
  LTV :                 50.86207            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155104               MORTGAGORS:        STARKEY, DONALD

                                                   RIDLEY, DONNA
                                            ADDRESS     :    8422 BELLS RIDGE TERRACE
  MORTGAGE AMT:       277,500.00            CITY               POTOMAC
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MD   20854
  UNPAID BALANCE:    277,283.520            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,893.04            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.08333            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155120               MORTGAGORS:        DAUENHAUER, NANCY
                                            ADDRESS     :    3078 BALARDO WAY
  MORTGAGE AMT:       339,000.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   95148
  UNPAID BALANCE:    338,764.300            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,428.64            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.50549            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155138               MORTGAGORS:        TULISIAK, THOMAS

                                                   TULISIAK, JUDITH
                                            ADDRESS     :    3737 CLAY MOUNTAIN DRIVE
  MORTGAGE AMT:       495,500.00            CITY               MEDINA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               OH   44256
  UNPAID BALANCE:    494,685.310            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,296.58            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.51128            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155146               MORTGAGORS:        GARTEN, VICTORIA

                                                   GARTEN, WILLIAM
                                            ADDRESS     :    7673 YENNICOOK WAY
  MORTGAGE AMT:       354,000.00            CITY               HUDSON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               OH   44236
  UNPAID BALANCE:    353,403.490            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,325.53            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155153               MORTGAGORS:        NIWINSKI, ARTHUR

                                                   SMIGIEL NIWI, JOAN
                                            ADDRESS     :    1110 THOROUGHBRED CIRCLE
  MORTGAGE AMT:       300,000.00            CITY               ST CHARLES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               IL   60174
  UNPAID BALANCE:    299,771.720            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,072.03            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155161               MORTGAGORS:        WEINER, JEFFERY
                                            ADDRESS     :    1856 EAST HAMLIN STREET
  MORTGAGE AMT:       332,000.00            CITY               SEATTLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               WA   98112
  UNPAID BALANCE:    331,440.570            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,181.00            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155179               MORTGAGORS:        ARKO, RENEE

                                                   HANSEN, DEANE
                                            ADDRESS     :    9274 EAST HIDDEN HILL COU
  MORTGAGE AMT:       420,000.00            CITY               LITTLETON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CO   80124
  UNPAID BALANCE:    419,655.720            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,794.27            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.33628            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155187               MORTGAGORS:        DAVALLE, AMELIA
                                            ADDRESS     :    10531 PINE TREE CIRCLE
  MORTGAGE AMT:       360,000.00            CITY               MEQUON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               WI   53092
  UNPAID BALANCE:    359,719.160            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,455.83            ANNUAL RATE ADJUST:      0.000
  LTV :                 64.28571            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155195               MORTGAGORS:        CHOLES, CONSTANTIN

                                                   CHOLES, DIANA
                                            ADDRESS     :    6255 OAK HOLLOW DRIVE
  MORTGAGE AMT:       408,000.00            CITY               OREGON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               WI   53575
  UNPAID BALANCE:    407,345.500            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,748.78            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155203               MORTGAGORS:        SANDERS, ERIC

                                                   SANDERS, NANCY
                                            ADDRESS     :    1801 HARPER AVENUE
  MORTGAGE AMT:       340,000.00            CITY               HERMOSA BEA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   90254
  UNPAID BALANCE:    339,427.080            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,233.56            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155211               MORTGAGORS:        DAVIS, DAVID

                                                   DOWNES, JUDITH
                                            ADDRESS     :    8 TRICORNE ROAD
  MORTGAGE AMT:       550,000.00            CITY               LEXINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MA   02173
  UNPAID BALANCE:    549,117.720            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,705.45            ANNUAL RATE ADJUST:      0.000
  LTV :                 67.07317            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155229               MORTGAGORS:        WOLFF, PATSY

                                                   WOLFF, WILLIAM
                                            ADDRESS     :    7485 HEARD RD
  MORTGAGE AMT:       450,000.00            CITY               CUMMING
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               GA   30041
  UNPAID BALANCE:    449,631.130            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,993.87            ANNUAL RATE ADJUST:      0.000
  LTV :                 47.36842            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155237               MORTGAGORS:        PASCUAL LEON, ALVARO

                                                   ESPINOSA, ELIZABETH
                                            ADDRESS     :    202 GLEZEN LANE
  MORTGAGE AMT:       355,000.00            CITY               WAYLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MA   01778
  UNPAID BALANCE:    354,444.450            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,421.73            ANNUAL RATE ADJUST:      0.000
  LTV :                 52.59259            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155245               MORTGAGORS:        RICHARDSON, MATTHEW
                                            ADDRESS     :    3263 MT CAROL DRIVE
  MORTGAGE AMT:       251,750.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   92111
  UNPAID BALANCE:    251,548.680            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,696.09            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155252               MORTGAGORS:        TERZIAN, DAVID

                                                   TERZIAN, MARILYN
                                            ADDRESS     :    9300 SPRINKLEWOOD LANE
  MORTGAGE AMT:       400,000.00            CITY               POTOMAC
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               MD   20854
  UNPAID BALANCE:    399,342.330            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,661.21            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155260               MORTGAGORS:        MC NUTT, RONALD

                                                   MC NUTT, KATHLEEN
                                            ADDRESS     :    5726 S DANUBE CIRCLE
  MORTGAGE AMT:       254,000.00            CITY               AURORA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CO   80015
  UNPAID BALANCE:    253,801.850            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,732.73            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.15385            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155278               MORTGAGORS:        LACANCELLERA, JAMES
                                            ADDRESS     :    121 CATAMOUNT ROAD
  MORTGAGE AMT:       435,500.00            CITY               FAIRFIELD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CT   06430
  UNPAID BALANCE:    435,125.040            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,824.65            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.94346            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155286               MORTGAGORS:        DRESEL, JOHN

                                                   DRESEL, LAURA
                                            ADDRESS     :    14900 NE SKOGAN LANE
  MORTGAGE AMT:       323,000.00            CITY               BRAINBRIDGE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               WA   98110
  UNPAID BALANCE:    322,481.850            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,176.11            ANNUAL RATE ADJUST:      0.000
  LTV :                 63.33333            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155294               MORTGAGORS:        LEFTON, STEVEN

                                                   LEFTON, KAREN
                                            ADDRESS     :    4284 MANUELA AVENUE
  MORTGAGE AMT:       650,000.00            CITY               PALO ALTO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   94306
  UNPAID BALANCE:    648,957.310            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,379.17            ANNUAL RATE ADJUST:      0.000
  LTV :                 52.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155302               MORTGAGORS:        KALAHELE, DAVID

                                                   KALAHELE, EILEEN
                                            ADDRESS     :    5475 COUNTRY VIEW DRIVE
  MORTGAGE AMT:       306,000.00            CITY               RICHMOND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94803
  UNPAID BALANCE:    305,521.140            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,087.46            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155310               MORTGAGORS:        MCGEE, HENRY

                                                   KILL, VICTORIA
                                            ADDRESS     :    605 LAKE WASHINGTON BLVD
  MORTGAGE AMT:       286,000.00            CITY               SEATTLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               WA   98112
  UNPAID BALANCE:    285,552.430            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,951.02            ANNUAL RATE ADJUST:      0.000
  LTV :                 51.53153            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155328               MORTGAGORS:        IRELAND, GREGORY

                                                   RUDD IRELAND, DEBORAH
                                            ADDRESS     :    426 SPRIG POINT
  MORTGAGE AMT:       410,000.00            CITY               COROLLA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NC   27927
  UNPAID BALANCE:    409,342.310            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,762.25            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.49588            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155336               MORTGAGORS:        ROSEN, MICHELLE

                                                   GOZANI, SHAI
                                            ADDRESS     :    187 MASON TERRACE
  MORTGAGE AMT:       368,000.00            CITY               BROOKLINE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               MA   02446
  UNPAID BALANCE:    367,683.160            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,386.84            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155344               MORTGAGORS:        BUCINI, DAVID

                                                   BUCINI, GRACE
                                            ADDRESS     :    308 MIRAMONTES AVENUE
  MORTGAGE AMT:       442,500.00            CITY               HALF MOON B
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   94019
  UNPAID BALANCE:    441,873.370            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,170.12            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155377               MORTGAGORS:        YOUNG, PAUL
\                                                   YOUMG, CHERYL
                                            ADDRESS     :    7075 WINDWARD STREET
  MORTGAGE AMT:       300,000.00            CITY               PORT ST JOE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               FL   32456
  UNPAID BALANCE:    299,765.970            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,046.53            ANNUAL RATE ADJUST:      0.000
  LTV :                 83.33333            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155385               MORTGAGORS:        MOORE, RICHARD
                                            ADDRESS     :    55813 CONGRESSIONAL
  MORTGAGE AMT:       373,500.00            CITY               LA QUINTA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92253
  UNPAID BALANCE:    373,215.790            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,579.67            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.01031            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155393               MORTGAGORS:        YOUNG, THOMAS

                                                   YOUNG, CONNIE
                                            ADDRESS     :    8 INDIAN CIRCLE
  MORTGAGE AMT:       281,600.00            CITY               SANTA FE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               NM   87505
  UNPAID BALANCE:    281,170.120            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,944.95            ANNUAL RATE ADJUST:      0.000
  LTV :                 55.21569            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155401               MORTGAGORS:        SOLOMON, STEFAN

                                                   SOLOMON, RALUCA
                                            ADDRESS     :    14518 NE 57TH STREET
  MORTGAGE AMT:       400,000.00            CITY               BELLEVUE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               WA   98007
  UNPAID BALANCE:    399,655.600            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,594.39            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.36238            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155419               MORTGAGORS:        ALDRED, TORRENCE

                                                   ALDRED, CAROLE
                                            ADDRESS     :    403 SARDIS GROVE LANE
  MORTGAGE AMT:       290,800.00            CITY               MATTHEWS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               NC   28105
  UNPAID BALANCE:    290,573.150            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,983.77            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.69968            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155427               MORTGAGORS:        DAGGATT, DIANE
                                            ADDRESS     :    3059 68TH AVENUE SE
  MORTGAGE AMT:       492,000.00            CITY               MERCER ISLA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               WA   98040
  UNPAID BALANCE:    491,606.550            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,314.70            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155435               MORTGAGORS:        RAM, PANOL

                                                   RAM, JANAKI
                                            ADDRESS     :    6220 EAST NAUMANN DRIVE
  MORTGAGE AMT:       650,000.00            CITY               PARADISE VA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               AZ   85253
  UNPAID BALANCE:    649,426.520            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,162.03            ANNUAL RATE ADJUST:      0.000
  LTV :                 52.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155443               MORTGAGORS:        FLINT, JOHN
                                            ADDRESS     :    2430 CARRIAGE CIRCLE
  MORTGAGE AMT:       291,500.00            CITY               OCEANSIDE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   92056
  UNPAID BALANCE:    291,008.800            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,914.95            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.96914            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155450               MORTGAGORS:        LASSITER, LEAH
                                            ADDRESS     :    4225 CRAVENS POINT RD
  MORTGAGE AMT:       273,900.00            CITY               WILMINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               NC   28409
  UNPAID BALANCE:    273,449.670            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,822.26            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.48086            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155468               MORTGAGORS:        BLIXT, CHARLES A

                                                   BLIXT, LESLIE
                                            ADDRESS     :    8780 POPULAR LN
  MORTGAGE AMT:       248,000.00            CITY               SHERRILLS F
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               NC   28673
  UNPAID BALANCE:    247,806.530            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,691.80            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155476               MORTGAGORS:        SOMERVILLE, IAN

                                                   QUICK, JULIE
                                            ADDRESS     :    692 SOUTH GARNER
  MORTGAGE AMT:       285,000.00            CITY               MILFORD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MI   48380
  UNPAID BALANCE:    284,564.930            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,968.42            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155484               MORTGAGORS:        PATTILLO, DOUGLAS

                                                   PATTILLO, WENDI
                                            ADDRESS     :    2646 DORADO COURT
  MORTGAGE AMT:       276,750.00            CITY               THOUSAND OA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   91362
  UNPAID BALANCE:    276,544.610            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,935.08            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155492               MORTGAGORS:        LYNCH, EDWARD

                                                   LYNCH, ELIZABETH
                                            ADDRESS     :    932 GENESEE ROAD
  MORTGAGE AMT:       318,750.00            CITY               AKRON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               OH   44303
  UNPAID BALANCE:    318,501.340            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,174.44            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155500               MORTGAGORS:        LOKER, JUDY
                                            ADDRESS     :    6127 EAST HORSESHOE ROAD
  MORTGAGE AMT:       650,000.00            CITY               PARADISE VA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               AZ   85253
  UNPAID BALANCE:    648,982.800            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,434.15            ANNUAL RATE ADJUST:      0.000
  LTV :                 60.46512            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155518               MORTGAGORS:        SHETH, PARAG
                                            ADDRESS     :    17904 GORE LANE
  MORTGAGE AMT:       287,000.00            CITY               LEESBURG
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               VA   20175
  UNPAID BALANCE:    286,561.570            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,982.24            ANNUAL RATE ADJUST:      0.000
  LTV :                 82.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155526               MORTGAGORS:        YEN, ROBERT

                                                   YEN, LI
                                            ADDRESS     :    7119 NORTH 23RD WAY
  MORTGAGE AMT:       356,250.00            CITY               PHOENIX
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               AZ   85020
  UNPAID BALANCE:    355,649.700            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,340.31            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155534               MORTGAGORS:        CLARK, BRUCE

                                                   CLARK, JUDITH
                                            ADDRESS     :    403 WASHINGTON STREET
  MORTGAGE AMT:       283,500.00            CITY               BROOKLINE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MA   02446
  UNPAID BALANCE:    283,056.350            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,933.97            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155542               MORTGAGORS:        REGAN, CHARLES

                                                   GEE, MICHELLE
                                            ADDRESS     :    7574 DENISON PLACE
  MORTGAGE AMT:       351,900.00            CITY               CASTRO VALL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94552
  UNPAID BALANCE:    351,349.300            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,400.58            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99545            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155559               MORTGAGORS:        KACHNOWSKI, GEORGE

                                                   GOYKE, PAMELA
                                            ADDRESS     :    4409 ARDMORE
  MORTGAGE AMT:       400,000.00            CITY               BLOOMFIELD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MI   48302
  UNPAID BALANCE:    399,695.630            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,762.70            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.07407            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155567               MORTGAGORS:        ZLOTO, PAUL

                                                   ZLOTO, ALEXANDRA
                                            ADDRESS     :    8575 EAST SHARON DRIVE
  MORTGAGE AMT:       427,000.00            CITY               SCOTTSDALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               AZ   85260
  UNPAID BALANCE:    426,348.180            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,949.18            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.16667            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155575               MORTGAGORS:        KUSHNER, JEFFREY

                                                   KUSHNER, MARCIA
                                            ADDRESS     :    7691 MORAINE RIDGE ROAD
  MORTGAGE AMT:       304,000.00            CITY               VERONA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               WI   53593
  UNPAID BALANCE:    303,756.900            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,048.10            ANNUAL RATE ADJUST:      0.000
  LTV :                 49.67320            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155583               MORTGAGORS:        SENATORE, LOUIS

                                                   SENATORE, LORAINE
                                            ADDRESS     :    307 LAIRD ROAD
  MORTGAGE AMT:       456,000.00            CITY               COLTS NECK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NJ   07722
  UNPAID BALANCE:    455,268.510            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,072.16            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155591               MORTGAGORS:        JAFROUDI, HAMID

                                                   MOADDELI, SHARAREH
                                            ADDRESS     :    19052 CALLAWAY CIRCLE
  MORTGAGE AMT:       370,000.00            CITY               HUNTINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   92648
  UNPAID BALANCE:    369,247.830            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,587.09            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.51020            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155617               MORTGAGORS:        ZENKERT, ARTHUR

                                                   ZENKERT, NATALIE
                                            ADDRESS     :    4412 ISLAND DRIVE
  MORTGAGE AMT:       257,150.00            CITY               N TOPSAIL B
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               NC   28460
  UNPAID BALANCE:    256,084.480            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,689.29            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.99125            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155625               MORTGAGORS:        MC MAHON, JAMES

                                                   MC MAHON, TRACY
                                            ADDRESS     :    4 EISENHOWER LANE
  MORTGAGE AMT:       334,000.00            CITY               COTO DE CAZ
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   92679
  UNPAID BALANCE:    333,739.450            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,278.47            ANNUAL RATE ADJUST:      0.000
  LTV :                 60.72727            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155633               MORTGAGORS:        SYVERTSEN, SHIRLEY
                                            ADDRESS     :    7798 YEOMALT POINT DRIVE
  MORTGAGE AMT:       290,000.00            CITY               BAINBRIDGE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               WA   98110
  UNPAID BALANCE:    289,534.800            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,953.78            ANNUAL RATE ADJUST:      0.000
  LTV :                 64.44444            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155641               MORTGAGORS:        MC SWAIN, ALEXANDER

                                                   MC SWAIN, LINDA
                                            ADDRESS     :    1871 WINDING BROOK WAY
  MORTGAGE AMT:       358,000.00            CITY               BELLBROOK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               OH   45385
  UNPAID BALANCE:    357,720.730            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,442.19            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.55556            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155658               MORTGAGORS:        LADRIDO, BESSIE P

                                                   LADRIDO, NOEL
                                            ADDRESS     :    6246 PEBBLE BEACH DRIVE
  MORTGAGE AMT:       279,100.00            CITY               VALLEJO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94591
  UNPAID BALANCE:    278,663.240            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,903.95            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99335            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155666               MORTGAGORS:        KNIES, ALLAN D
                                            ADDRESS     :    312 ARKANSAS STREET
  MORTGAGE AMT:       352,800.00            CITY               SAN FRANCIS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   94107
  UNPAID BALANCE:    352,510.810            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,347.19            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155674               MORTGAGORS:        WYNKOOP, JOAN
                                            ADDRESS     :    8829 NORTH 63RD PLACE
  MORTGAGE AMT:       300,000.00            CITY               PARADISE VA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               AZ   85253
  UNPAID BALANCE:    299,765.970            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,046.53            ANNUAL RATE ADJUST:      0.000
  LTV :                 35.29412            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155682               MORTGAGORS:        SCHIEFEN, JOSEPH

                                                   SCHIEFEN, VICTORIA
                                            ADDRESS     :    225 FERNBROOK DRIVE
  MORTGAGE AMT:       300,000.00            CITY               MOORESVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NC   28115
  UNPAID BALANCE:    299,518.760            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,021.16            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.82036            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155690               MORTGAGORS:        WARREN, LARRY

                                                   WARREN, REBECCA
                                            ADDRESS     :    1551 E 4TH STREET
  MORTGAGE AMT:       499,990.00            CITY               BROOKLYN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               NY   11230
  UNPAID BALANCE:    499,637.110            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,581.99            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.84880            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155708               MORTGAGORS:        CRASWELL, RONALD

                                                   CRASWELL, JENNIFER
                                            ADDRESS     :    11001 153RD AVENUE NORTHE
  MORTGAGE AMT:       500,000.00            CITY               REDMOND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               WA   98052
  UNPAID BALANCE:    499,236.740            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,453.38            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.81501            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155724               MORTGAGORS:        NOWICKI, PETER

                                                   MILLER, LAURA
                                            ADDRESS     :    920 FOREST AVENUE
  MORTGAGE AMT:       256,000.00            CITY               RIVER FORES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               IL   60305
  UNPAID BALANCE:    255,609.210            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,768.13            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155732               MORTGAGORS:        HINKELMAN SM, CYNTHIA

                                                   SMITH, GREGORY
                                            ADDRESS     :    4794 VALHALLA DRIVE
  MORTGAGE AMT:       360,000.00            CITY               BOULDER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CO   80301
  UNPAID BALANCE:    359,393.370            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,364.94            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.02231            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155757               MORTGAGORS:        COOPER, MICHAEL
                                            ADDRESS     :    505 S DENTON ST
  MORTGAGE AMT:       261,250.00            CITY               Gainesville
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               TX   76240
  UNPAID BALANCE:    261,250.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,826.70            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155914               MORTGAGORS:        KUMAR, ANITA

                                                   MONTEI, ERIC
                                            ADDRESS     :    2215 DUVALL COURT
  MORTGAGE AMT:       371,500.00            CITY               SANTA CLARA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   95054
  UNPAID BALANCE:    371,500.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,597.59            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.98622            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080156938               MORTGAGORS:        SCHWARZ, JOHN
                                                   GUTIERREZ, BEVERLY
                                                   SCHWARZ, MARLENA
                                            ADDRESS     :    13882 UNIVERSITY STREET
  MORTGAGE AMT:       261,600.00            CITY               WESTMINSTER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92683
  UNPAID BALANCE:    261,600.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,740.43            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.27273            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080156995               MORTGAGORS:        MAHER, JOHN

                                                   MAHER, ROBERTA
                                            ADDRESS     :    4010 JAMES DRIVE
  MORTGAGE AMT:       270,750.00            CITY               CARLSBAD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   92008
  UNPAID BALANCE:    270,283.160            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,243.64            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           06/01/19
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:105
  --------------------------------------------------------------------------------

  LN # 0080157134               MORTGAGORS:        CANON, LARRY

                                                   CANNON, NANCY
                                            ADDRESS     :    823 ROMANI COURT
  MORTGAGE AMT:       371,550.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   95125
  UNPAID BALANCE:    371,252.870            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,503.21            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99991            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080157175               MORTGAGORS:        NIERAETH, RICKY

                                                   ALATORRE, CYNTHIA
                                            ADDRESS     :    4617 W 19TH STREET
  MORTGAGE AMT:       314,550.00            CITY               TORRANCE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   90503
  UNPAID BALANCE:    314,321.870            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,226.37            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080157183               MORTGAGORS:        HSUEH, YEONG

                                                   YIIN, DER
                                            ADDRESS     :    2861 RUBINO CIRCLE
  MORTGAGE AMT:       313,100.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   95125
  UNPAID BALANCE:    312,836.950            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,056.85            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080157217               MORTGAGORS:        LEBOVITZ, MICHAEL

                                                   PALUDI, ANA
                                            ADDRESS     :    27 OCEANAIRE DRIVE
  MORTGAGE AMT:       639,000.00            CITY               RANCHO PALO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   90275
  UNPAID BALANCE:    639,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,522.80            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080157407               MORTGAGORS:        SHANK, GREGORY

                                                   SHANK, MELEAH
                                            ADDRESS     :    2909 HUMESTON AVENUE
  MORTGAGE AMT:       273,400.00            CITY               TUSTIN RANC
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   92782
  UNPAID BALANCE:    273,170.300            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,796.05            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080157472               MORTGAGORS:        TAVERAS, JEFFREY

                                                   TAVERAS, CARMELA
                                            ADDRESS     :    101 SAWYERS LANE
  MORTGAGE AMT:       350,000.00            CITY               TEWKSBURY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               MA   01876
  UNPAID BALANCE:    350,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,568.18            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.08696            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080157498               MORTGAGORS:        DELLA MARNA, LOREN

                                                   DELLA MARNA, JODI
                                            ADDRESS     :    2902 HUMESTON AVENUE
  MORTGAGE AMT:       332,000.00            CITY               TUSTIN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   92782
  UNPAID BALANCE:    331,721.070            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,181.01            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.97997            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080157571               MORTGAGORS:        NGUYEN, FRANCES
                                            ADDRESS     :    11797 FRICKER AVE
  MORTGAGE AMT:       274,950.00            CITY               TUSTIN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   92782
  UNPAID BALANCE:    274,719.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,806.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.46009            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080157647               MORTGAGORS:        MORRIS, STEVEN

                                                   MORRIS, SHERRY
                                            ADDRESS     :    231 TUCKER ROAD
  MORTGAGE AMT:       288,000.00            CITY               WATSONVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.50000                               CA   95076
  UNPAID BALANCE:    287,214.680            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,820.36            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.50000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080157928               MORTGAGORS:        DANKS, LOIS
                                            ADDRESS     :    22756 BAYSHORE LANE
  MORTGAGE AMT:       207,000.00            CITY               LAKE FOREST
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   92630
  UNPAID BALANCE:    206,834.460            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,394.60            ANNUAL RATE ADJUST:      0.000
  LTV :                 59.14286            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080158280               MORTGAGORS:        CHARTIER, JEFFREY

                                                   CHARTIER, JUDITH
                                            ADDRESS     :    7 APACHE AVENUE
  MORTGAGE AMT:       390,000.00            CITY               ANDOVER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               MA   01810
  UNPAID BALANCE:    390,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,726.94            ANNUAL RATE ADJUST:      0.000
  LTV :                 67.24138            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080158355               MORTGAGORS:        ROBERTS, JEFFREY

                                                   ROBERTS, MARY
                                            ADDRESS     :    8 INDIGO
  MORTGAGE AMT:       422,000.00            CITY               IRVINE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   92618
  UNPAID BALANCE:    421,288.910            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,772.24            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99257            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080158389               MORTGAGORS:        KOBATA, KARL

                                                   KOBATA, SUSAN
                                            ADDRESS     :    1946 WEST 237TH PLACE
  MORTGAGE AMT:       350,350.00            CITY               TORRANCE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   90501
  UNPAID BALANCE:    350,350.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,449.70            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.23711            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080158405               MORTGAGORS:        OESTREICHER, LEONARD

                                                   OESTREICHER, CAROLINE
                                            ADDRESS     :    4131 TESSA PLACE
  MORTGAGE AMT:       266,250.00            CITY               PLEASANTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CA   94566
  UNPAID BALANCE:    266,020.760            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,726.90            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080158587               MORTGAGORS:        PHAM, PAUL

                                                   NGUYEN, THOMAS
                                            ADDRESS     :    4 MAWN DRIVE
  MORTGAGE AMT:       312,000.00            CITY               WOBURN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               MA   01801
  UNPAID BALANCE:    312,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,235.21            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080158686               MORTGAGORS:        LIVIAN, ANDRE

                                                   LIVIAN, TRACY
                                            ADDRESS     :    10 WILLIAMSBURG LANE
  MORTGAGE AMT:       650,000.00            CITY               ROLLING HIL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   90274
  UNPAID BALANCE:    648,957.330            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,379.17            ANNUAL RATE ADJUST:      0.000
  LTV :                 40.12346            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080159395               MORTGAGORS:        RAZOR, SCOTT

                                                   RAZOR, MARTINE
                                            ADDRESS     :    11104 NORTHEAST 38TH PLAC
  MORTGAGE AMT:       349,600.00            CITY               BELLEVUE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               WA   98004
  UNPAID BALANCE:    349,600.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,474.45            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.45455            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080159486               MORTGAGORS:        HIURA, JEAN
                                            ADDRESS     :    954 YARMOUTH WAY
  MORTGAGE AMT:       300,000.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   95120
  UNPAID BALANCE:    300,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,072.03            ANNUAL RATE ADJUST:      0.000
  LTV :                 44.44444            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080159585               MORTGAGORS:        NEUJAHR, KARYN

                                                   REINEGGER, KEITH
                                            ADDRESS     :    640 SOBRATO WAY
  MORTGAGE AMT:       297,000.00            CITY               CAMPBELL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   95008
  UNPAID BALANCE:    297,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,076.67            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.83871            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080159635               MORTGAGORS:        LEAL, DENIA

                                                   HURST, LARRY
                                            ADDRESS     :    117 PIAZZA WAY
  MORTGAGE AMT:       378,400.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   95127
  UNPAID BALANCE:    378,400.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,613.51            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080159817               MORTGAGORS:        CAFFERTY, JAMES

                                                   CAFFERTY, LINDA
                                            ADDRESS     :    8419 S TEN MILES RD
  MORTGAGE AMT:       271,670.00            CITY               MERIDIAN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               ID   83642
  UNPAID BALANCE:    271,670.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,876.36            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99908            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080159916               MORTGAGORS:        GOPAL, GANESAN

                                                   GOPAL, MEENAKSHI
                                            ADDRESS     :    382 TRALEE LANE
  MORTGAGE AMT:       343,200.00            CITY               ALAMEDA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94502
  UNPAID BALANCE:    342,932.270            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,341.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080159940               MORTGAGORS:        MOK, PATRICK

                                                   MOK, MARY
                                            ADDRESS     :    1 SKYCREST
  MORTGAGE AMT:       328,000.00            CITY               IRVINE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   92612
  UNPAID BALANCE:    327,737.700            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,209.80            ANNUAL RATE ADJUST:      0.000
  LTV :                 35.34483            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080160104               MORTGAGORS:        MENG, LIXIN

                                                   WU, XIAORONG
                                            ADDRESS     :    835 ROMANI COURT
  MORTGAGE AMT:       362,500.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CA   95125
  UNPAID BALANCE:    362,187.890            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,351.17            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.98605            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080160286               MORTGAGORS:        KAHN, ROBERT

                                                   KAHN, DEBORAH
                                            ADDRESS     :    2507 BILLMORE DRIVE
  MORTGAGE AMT:       583,000.00            CITY               ALAMO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   94507
  UNPAID BALANCE:    582,556.380            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,026.64            ANNUAL RATE ADJUST:      0.000
  LTV :                 62.68817            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080160294               MORTGAGORS:        YU, PEI FEI

                                                   YU, CHIH MIN
                                            ADDRESS     :    1534 KOOSER ROAD
  MORTGAGE AMT:       175,000.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   95118
  UNPAID BALANCE:    174,866.830            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,208.69            ANNUAL RATE ADJUST:      0.000
  LTV :                 59.93151            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080160542               MORTGAGORS:        HOWLAND, PAMELA

                                                   BOHAC, JAMES
                                            ADDRESS     :    910 SISKIYOU DRIVE
  MORTGAGE AMT:       500,000.00            CITY               MENLO PARK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   94025
  UNPAID BALANCE:    499,590.160            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,326.51            ANNUAL RATE ADJUST:      0.000
  LTV :                 58.82353            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080160781               MORTGAGORS:        OLTMANS, JOSEPH
                                            ADDRESS     :    450 FAIRWAY DRIVE
  MORTGAGE AMT:       350,000.00            CITY               MAMMOTH LAK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   93546
  UNPAID BALANCE:    350,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,417.37            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.08696            OUTSIDE CONV DATE:\  CURRENT INT           7.37500             MATURITY DATE:
07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080160864               MORTGAGORS:        HASSMAN, GEORGE
                                            ADDRESS     :    3875 HAMPSTEAD ROAD
  MORTGAGE AMT:       479,500.00            CITY               LA CANADA F
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   91011
  UNPAID BALANCE:    479,135.140            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,311.79            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080161532               MORTGAGORS:        DECELL, TANYA

                                                   ROTH, CARL
                                            ADDRESS     :    1003 PROSPECT HEIGHTS
  MORTGAGE AMT:       349,750.00            CITY               SANTA CRUZ
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   95065
  UNPAID BALANCE:    349,509.300            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,535.93            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99771            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080162886               MORTGAGORS:        MONTOYA, BENJAMIN

                                                   MONTOYA, VIRGINIA
                                            ADDRESS     :    4361 WHISPERING OAK CIRCL
  MORTGAGE AMT:       388,000.00            CITY               GRANITE BAY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   95746
  UNPAID BALANCE:    387,362.070            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,581.37            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.18367            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080162894               MORTGAGORS:        O BRIEN, GREGORY

                                                   O BRIEN, LYNNE
                                            ADDRESS     :    1011 BRYAN POND COURT
  MORTGAGE AMT:       625,000.00            CITY               MC LEAN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               VA   22102
  UNPAID BALANCE:    623,920.750            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,053.74            ANNUAL RATE ADJUST:      0.000
  LTV :                 47.73609            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080162910               MORTGAGORS:        FINDLEY, BRETT

                                                   FINDLEY, PATRICIA
                                            ADDRESS     :    23217 AVENIDA VELARTE
  MORTGAGE AMT:       123,750.00            CITY               SANTA CLARI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   91355
  UNPAID BALANCE:    123,551.490            OPTION TO CONVERT :      No
  MONTHLY P&I:            833.73            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080162993               MORTGAGORS:        DIGIULIO, JOSEPH

                                                   DI GIULIO, ROSE
                                            ADDRESS     :    7024 TRASK AVENUE
  MORTGAGE AMT:       356,500.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   90293
  UNPAID BALANCE:    355,660.630            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,431.96            ANNUAL RATE ADJUST:      0.000
  LTV :                 55.27132            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080163066               MORTGAGORS:        FAIR, KAMALA
                                            ADDRESS     :    3859 HUNTERCREST COURT
  MORTGAGE AMT:       316,000.00            CITY               MOORPARK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   93021
  UNPAID BALANCE:    315,529.490            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,209.52            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080164171               MORTGAGORS:        ALBURN, CARY

                                                   ALBURN, LYNE
                                            ADDRESS     :    17179 CITRONIA STREET
  MORTGAGE AMT:       260,500.00            CITY               NORTHRIDGE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   91325
  UNPAID BALANCE:    260,500.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,755.04            ANNUAL RATE ADJUST:      0.000
  LTV :                 58.53933            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080164189               MORTGAGORS:        AHLSTROM, THOMAS

                                                   AHLSTROM, CHARLENE
                                            ADDRESS     :    12052 OLD MILL  ROAD
  MORTGAGE AMT:       495,000.00            CITY               LOS ALAMITO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   90720
  UNPAID BALANCE:    494,623.350            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,418.84            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.71429            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080164353               MORTGAGORS:        TALAMANTES, LAWRENCE

                                                   TALAMANTES, LINDA
                                            ADDRESS     :    7348 WEST 87TH PLACE
  MORTGAGE AMT:       252,000.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   90045
  UNPAID BALANCE:    252,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,655.46            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080164585               MORTGAGORS:        MAYNES, ROY

                                                   MAYNES, KIMBERLY
                                            ADDRESS     :    6413 W 98TH CT
  MORTGAGE AMT:       319,800.00            CITY               WESTMINSTER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CO   80021
  UNPAID BALANCE:    319,800.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,291.09            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.99170            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080165053               MORTGAGORS:        MCCLURE, THOMAS

                                                   MCCLURE, LORINDA
                                            ADDRESS     :    6192 EAGLECREST DRIVE
  MORTGAGE AMT:       370,400.00            CITY               HUNTINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   92648
  UNPAID BALANCE:    370,400.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,526.79            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080165277               MORTGAGORS:        SEIDNER, GEORGE

                                                   SEIDNER, ESTHER
                                            ADDRESS     :    387 EAST 21ST STREET
  MORTGAGE AMT:       367,500.00            CITY               COSTA MESA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.12500                               CA   92627
  UNPAID BALANCE:    367,500.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,728.68            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080165764               MORTGAGORS:        FORNESS, MICHAEL

                                                   WALTERS FORNESS, MARY
                                            ADDRESS     :    8749 WOODRIDGE DRIVE
  MORTGAGE AMT:       283,000.00            CITY               WILLIAMSBURG
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MI   49690
  UNPAID BALANCE:    282,333.690            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,930.56            ANNUAL RATE ADJUST:      0.000
  LTV :                 51.36000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080165772               MORTGAGORS:        BIEDERMAN, ROSS

                                                   BIEDERMAN, BRENDA
                                            ADDRESS     :    1003 PENINSULA DRIVE
  MORTGAGE AMT:       600,000.00            CITY               TRAVERSE CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MI   49686
  UNPAID BALANCE:    597,148.890            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,093.06            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.43000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           01/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080165780               MORTGAGORS:        SZILAGYI, PAUL

                                                   SZILAGYI, DEBORAH
                                            ADDRESS     :    27100 LOMA CIRCLE
  MORTGAGE AMT:       325,000.00            CITY               GROSSE ILE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               MI   48138
  UNPAID BALANCE:    323,866.880            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,356.48            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.38000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           02/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080165798               MORTGAGORS:        SORENSEN, JAMES

                                                   TARZIAN SORENSON, JILL
                                            ADDRESS     :    225 WOODSTOCK AVENUE
  MORTGAGE AMT:       364,000.00            CITY               CLARENDON HILLS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               IL   60514
  UNPAID BALANCE:    360,784.550            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,514.06            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           01/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080165806               MORTGAGORS:        DEMAIO, THOMAS
                                            ADDRESS     :    1754 NORTH WOOD STREET
  MORTGAGE AMT:       580,000.00            CITY               CHICAGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               IL   60622
  UNPAID BALANCE:    578,634.420            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,956.62            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080165822               MORTGAGORS:        DUFFNER, GREGORY

                                                   MCGRATH, ROSEMARY
                                            ADDRESS     :    219 SHERLOCK STREET
  MORTGAGE AMT:       358,100.00            CITY               FRANKFORT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               IL   60423
  UNPAID BALANCE:    342,621.030            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,442.87            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.58000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           11/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080165830               MORTGAGORS:        RUFER, LAWRENCE

                                                   RUFER, LINDA
                                            ADDRESS     :    3901 HAMPTON AVENUE
  MORTGAGE AMT:       448,000.00            CITY               WESTERN SPRINGS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               IL   60558
  UNPAID BALANCE:    445,284.540            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,018.26            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           12/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080165848               MORTGAGORS:        HULTGEN, PHILIP

                                                   HULTGEN, JOAN
                                            ADDRESS     :    15168 TURNBERRY TRAIL
  MORTGAGE AMT:       248,000.00            CITY               LEMONT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               IL   60439
  UNPAID BALANCE:    246,840.070            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,734.05            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.49000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           01/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080165855               MORTGAGORS:        DOLL, LAURA

                                                   DOLL, STEVEN
                                            ADDRESS     :    17560 KELSEY LANE
  MORTGAGE AMT:       252,000.00            CITY               ORLAND PARK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               IL   60467
  UNPAID BALANCE:    251,005.160            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,719.08            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           02/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080165863               MORTGAGORS:        SYED, ZAINULABUDDIN

                                                   SYED, ALIYA
                                            ADDRESS     :    240 CIMARRON ROAD
  MORTGAGE AMT:       253,300.00            CITY               LOMBARD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               IL   60148
  UNPAID BALANCE:    251,837.070            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,814.67            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.66000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           11/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080165871               MORTGAGORS:        DEAN, MICHAEL

                                                   DEAN, MARY
                                            ADDRESS     :    17378 MOUNTAIN PLAT DRIVE
  MORTGAGE AMT:       650,000.00            CITY               GRAND HAVEN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MI   49417
  UNPAID BALANCE:    647,433.850            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,434.15            ANNUAL RATE ADJUST:      0.000
  LTV :                 50.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           02/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080165889               MORTGAGORS:        SOLLE, RICHARD

                                                   SOLLE, KAREN
                                            ADDRESS     :    6937 WHISPERING HILL
  MORTGAGE AMT:       356,000.00            CITY               MONEE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               IL   60449
  UNPAID BALANCE:    354,594.540            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,428.55            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           02/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080165897               MORTGAGORS:        BUHALIS, GEORGE
                                            ADDRESS     :    1565 PEBBLE CREEK
  MORTGAGE AMT:       342,400.00            CITY               ROCHESTER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MI   48307
  UNPAID BALANCE:    341,348.200            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,364.87            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080165905               MORTGAGORS:        CASTLE, DANIEL

                                                   CASTLE, CAROL
                                            ADDRESS     :    1093 SUFFIELD AVE.
  MORTGAGE AMT:       600,000.00            CITY               BIRMINGHAM
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MI   48009
  UNPAID BALANCE:    597,631.260            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,093.06            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.47000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           02/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080165913               MORTGAGORS:        O RILEY, PATRICK

                                                   RILEY, PATRICIA
                                            ADDRESS     :    4789 FOREST BEACH
  MORTGAGE AMT:       600,000.00            CITY               HARBOR SPRINGS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               MI   49740
  UNPAID BALANCE:    598,688.920            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,246.76            ANNUAL RATE ADJUST:      0.000
  LTV :                 63.16000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080165921               MORTGAGORS:        JACKOBOICE, GEORGE

                                                   JACKOBOICE, JEAN
                                            ADDRESS     :    146 MIDDLEBORO NE
  MORTGAGE AMT:       352,000.00            CITY               GRAND RAPIDS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MI   49506
  UNPAID BALANCE:    350,575.740            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,371.49            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           02/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080165939               MORTGAGORS:        SAPER, VERNON

                                                   SAPER, LINDA
                                            ADDRESS     :    2570 RED CLOVER DRIVE SE
  MORTGAGE AMT:       298,000.00            CITY               ADA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MI   49301
  UNPAID BALANCE:    297,038.260            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,007.68            ANNUAL RATE ADJUST:      0.000
  LTV :                 48.30000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080165947               MORTGAGORS:        VELTMAN, HOWARD

                                                   VELTMAN, BRENDA
                                            ADDRESS     :    2089 KNOLLPOINT DRIVE NE
  MORTGAGE AMT:       302,800.00            CITY               ADA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MI   49301
  UNPAID BALANCE:    301,822.770            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,040.02            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.85000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080165954               MORTGAGORS:        KRAUSKOF, WILLIAM

                                                   KRAUSKOFF, BONNIE
                                            ADDRESS     :    147 COALMONT
  MORTGAGE AMT:       271,000.00            CITY               WALLED LAKE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MI   48390
  UNPAID BALANCE:    270,146.670            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,848.70            ANNUAL RATE ADJUST:      0.000
  LTV :                 84.42000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080165962               MORTGAGORS:        FULLER, TERI
                                            ADDRESS     :    450 E GULL LAKE DRIVE
  MORTGAGE AMT:       367,200.00            CITY               AUGUSTA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MI   49012
  UNPAID BALANCE:    366,043.780            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,504.95            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080165970               MORTGAGORS:        MOORE, Cyril

                                                   Moore, Sharon
                                            ADDRESS     :    67 NETTLESWORTH WAY NE
  MORTGAGE AMT:       454,450.00            CITY               GRAND RAPIDS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MI   49546
  UNPAID BALANCE:    453,353.280            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,061.71            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.35000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080165988               MORTGAGORS:        WISE, KENNETH

                                                   WISE, ANGELA
                                            ADDRESS     :    3170 CROWS NEST LN
  MORTGAGE AMT:       342,000.00            CITY               HAMILTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               MI   49419
  UNPAID BALANCE:    341,000.430            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,420.65            ANNUAL RATE ADJUST:      0.000
  LTV :                 85.50000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080165996               MORTGAGORS:        WITUCKI, GARY

                                                   WITUCKI, RENEE
                                            ADDRESS     :    227 RIVER PINE DRIVE
  MORTGAGE AMT:       279,500.00            CITY               LOWELL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MI   49331
  UNPAID BALANCE:    278,639.520            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,906.68            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.64000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166010               MORTGAGORS:        O'ROURKE, TIMOTHY

                                                   O'ROURKE, DEBRA
                                            ADDRESS     :    7919 ASHWOOD DRIVE
  MORTGAGE AMT:       357,600.00            CITY               ADA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MI   49301
  UNPAID BALANCE:    356,445.890            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,409.22            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166028               MORTGAGORS:        KOETS, MARK

                                                   KOETS, SARA
                                            ADDRESS     :    5783 STONEBRIDGE DR
  MORTGAGE AMT:       352,000.00            CITY               GRANDVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MI   49418
  UNPAID BALANCE:    351,171.240            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,401.26            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166036               MORTGAGORS:        WILLIAMS, GREGORY
                                            ADDRESS     :    1571 WESLEY AVENUE
  MORTGAGE AMT:       274,000.00            CITY               EVANSTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               IL   60201
  UNPAID BALANCE:    273,386.130            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,915.85            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166044               MORTGAGORS:        RYNBRAND, KEVIN

                                                   Rynbrandt, Melinda
                                            ADDRESS     :    7290 DENISON DRIVE SE
  MORTGAGE AMT:       264,000.00            CITY               GRAND RAPIDS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MI   49546
  UNPAID BALANCE:    263,597.010            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,823.38            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166051               MORTGAGORS:        MARCOTTE, Lawrence

                                                   Marcotte, Mary
                                            ADDRESS     :    1921 EMERALD GLEN
  MORTGAGE AMT:       300,000.00            CITY               ADA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MI   49301
  UNPAID BALANCE:    299,293.660            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,046.53            ANNUAL RATE ADJUST:      0.000
  LTV :                 40.27000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166069               MORTGAGORS:        SWADISH,, EDWARD

                                                   SWADISH, MARY
                                            ADDRESS     :    1503 MYSTIC HILLS DRIVE
  MORTGAGE AMT:       440,000.00            CITY               MILFORD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MI   48381
  UNPAID BALANCE:    438,938.140            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,964.36            ANNUAL RATE ADJUST:      0.000
  LTV :                 62.86000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166077               MORTGAGORS:        HUMPHRIES, JAMES

                                                   HUMPHRIES, SHARON
                                            ADDRESS     :    5687 FOREST GLEN DRIVE
  MORTGAGE AMT:       314,000.00            CITY               ADA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MI   49301
  UNPAID BALANCE:    313,278.800            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,168.72            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.41000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166085               MORTGAGORS:        NEWTON, Charles

                                                   Newton, Cynthia
                                            ADDRESS     :    16101 ARBOR TRAIL
  MORTGAGE AMT:       468,500.00            CITY               TRAVERSE CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MI   49684
  UNPAID BALANCE:    467,423.950            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,235.81            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.41000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166093               MORTGAGORS:        GARINO, JOHN

                                                   GARINO, CYNTHIA
                                            ADDRESS     :    47 DEERPATH TRAIL
  MORTGAGE AMT:       500,000.00            CITY               BURR RIDGE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               IL   60521
  UNPAID BALANCE:    498,851.590            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,453.38            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.53000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166101               MORTGAGORS:        KUNKEL, GLENN

                                                   KUNKEL, TERRI
                                            ADDRESS     :    2955 LAKESHORE DRIVE
  MORTGAGE AMT:       300,000.00            CITY               HOLLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MI   49424
  UNPAID BALANCE:    299,530.530            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,046.53            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.54000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166119               MORTGAGORS:        STAM, STEVE

                                                   Stam, Karen
                                            ADDRESS     :    2290 TIMBERLEE DRIVE
  MORTGAGE AMT:       278,200.00            CITY               HOLLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MI   49424
  UNPAID BALANCE:    277,764.650            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,897.81            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166127               MORTGAGORS:        MILTONBE, PAUL

                                                   MILTONBERGER, JOAN
                                            ADDRESS     :    1518 WELTON COURT
  MORTGAGE AMT:       275,000.00            CITY               NAPERVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               IL   60565
  UNPAID BALANCE:    274,569.660            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,875.98            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.71000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166135               MORTGAGORS:        CALANDRA, FRANK
                                            ADDRESS     :    7851 DAKOTA LANE
  MORTGAGE AMT:       320,000.00            CITY               ORLAND PARK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               IL   60462
  UNPAID BALANCE:    319,546.840            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,292.52            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166143               MORTGAGORS:        CHAPPARS, TIMOTHY

                                                   CHAPPARS, LAURIE
                                            ADDRESS     :    UNIT 86, LEGEND TRAIL
  MORTGAGE AMT:       350,000.00            CITY               BELLAIRE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               MI   49615
  UNPAID BALANCE:    348,951.220            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,447.25            ANNUAL RATE ADJUST:      0.000
  LTV :                 66.16000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166150               MORTGAGORS:        BRICE, PATRICK
                                            ADDRESS     :    1815 WEST SCHOOL STREET
  MORTGAGE AMT:       315,000.00            CITY               CHICAGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               IL   60657
  UNPAID BALANCE:    314,494.710            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,122.21            ANNUAL RATE ADJUST:      0.000
  LTV :                 51.22000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166176               MORTGAGORS:        FINLEY, MICHAEL
                                            ADDRESS     :    910 S. MICHIGAN AVE
  MORTGAGE AMT:       257,512.00            CITY               CHICAGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               IL   60605
  UNPAID BALANCE:    257,109.010            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,756.69            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.11000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166184               MORTGAGORS:        JACKSON, JANICE
                                            ADDRESS     :    7085 ARMADALE CT NE
  MORTGAGE AMT:       351,200.00            CITY               BELMONT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               MI   49306
  UNPAID BALANCE:    350,147.620            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,455.64            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166226               MORTGAGORS:        WEBER, THEODORE

                                                   WEBER, FRANCES
                                            ADDRESS     :    1705 POSSUM TROT
  MORTGAGE AMT:       278,350.00            CITY               ROUND ROCK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               TX   78664
  UNPAID BALANCE:    277,892.350            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,851.87            ANNUAL RATE ADJUST:      0.000
  LTV :                 82.84226            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166234               MORTGAGORS:        HOFFMAN, SCOTT

                                                   HOFFMAN, ANN
                                            ADDRESS     :    4540 WOODLAND AVENUE
  MORTGAGE AMT:       349,000.00            CITY               WESTERN SPR
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               IL   60558
  UNPAID BALANCE:    347,979.940            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,470.20            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.25532            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166242               MORTGAGORS:        BAILEY, ROBERT
                                                   PITTMAN, JANET
                                                   BAILEY, PATRICIA
                                            ADDRESS     :    21922 HYDE PARK DRIVE
  MORTGAGE AMT:       353,000.00            CITY               ASHBURN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               VA   20147
  UNPAID BALANCE:    352,405.180            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,318.96            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.98242            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166267               MORTGAGORS:        BURCH, STEPHEN
                                            ADDRESS     :    5675 S FARM ROAD 205
  MORTGAGE AMT:       322,500.00            CITY               ROGERSVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MO   65742
  UNPAID BALANCE:    320,967.530            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,200.02            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.29545            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           01/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166275               MORTGAGORS:        COILE, WILLIAM
                                            ADDRESS     :    6084 OAKWOOD LAND
  MORTGAGE AMT:       290,000.00            CITY               FAIRHOPE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               AL   36532
  UNPAID BALANCE:    289,546.180            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,978.31            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.41772            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166283               MORTGAGORS:        GEARIN, GLEN

                                                   GEARIN, MARYANNE
                                            ADDRESS     :    410 NORTH END BOULVARD
  MORTGAGE AMT:       258,000.00            CITY               SALISBURY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MA   01952
  UNPAID BALANCE:    257,377.380            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,738.19            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.38462            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166309               MORTGAGORS:        SEDLACEK, MARTIN

                                                   SEDLACEK, SUSAN
                                            ADDRESS     :    3818 TREVINO DRIVE
  MORTGAGE AMT:       400,000.00            CITY               ROUND ROCK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               TX   78664
  UNPAID BALANCE:    399,374.030            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,728.71            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.43137            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166333               MORTGAGORS:        ROSEN, GARY

                                                   ROSEN, CAROL
                                            ADDRESS     :    17001 CLEAR CREEK DRIVE
  MORTGAGE AMT:       266,500.00            CITY               SILVER SPRI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MD   20905
  UNPAID BALANCE:    265,639.920            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,795.46            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.01370            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166374               MORTGAGORS:        KERRIDGE, JOHN
                                            ADDRESS     :    2306 KINGS TRAIL
  MORTGAGE AMT:       316,000.00            CITY               KINGWOOD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               TX   77339
  UNPAID BALANCE:    315,218.370            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,102.36            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.59809            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166382               MORTGAGORS:        BONACCORSI, JOHN

                                                   BONACCORSI, KATHLEEN
                                            ADDRESS     :    544 CEDAR LN
  MORTGAGE AMT:       283,500.00            CITY               LOMBARD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.25000                               IL   60148
  UNPAID BALANCE:    282,769.400            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,129.84            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.25000             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166390               MORTGAGORS:        HERR, BRIAN

                                                   MURPHY, MARY
                                            ADDRESS     :    22 PHEASANT HOLLOW ROAD
  MORTGAGE AMT:       294,000.00            CITY               NATICK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MA   01760
  UNPAID BALANCE:    291,756.650            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,301.49            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.83373            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           03/01/19
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166416               MORTGAGORS:        MARLING, JULES
                                            ADDRESS     :    100 EAST HURON
  MORTGAGE AMT:       480,000.00            CITY               CHICAGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.75000                               IL   60611
  UNPAID BALANCE:    479,165.470            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,776.16            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.75000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166432               MORTGAGORS:        HALM, GARY

                                                   HALM, SUSAN
                                            ADDRESS     :    7 HEATHROW COURT
  MORTGAGE AMT:       512,000.00            CITY               ARLINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               TX   76016
  UNPAID BALANCE:    511,198.770            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,492.74            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166440               MORTGAGORS:        ZURLO, PATRICIA
                                            ADDRESS     :    839 FAIRMOUNT AVENUE
  MORTGAGE AMT:       270,000.00            CITY               ST PAUL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MN   55105
  UNPAID BALANCE:    269,566.890            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,819.04            ANNUAL RATE ADJUST:      0.000
  LTV :                 56.84211            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166499               MORTGAGORS:        HUNTER, ROBERT

                                                   HUNTER, DOROTHY
                                            ADDRESS     :    1581 ANNAPOLIS WAY
  MORTGAGE AMT:       256,900.00            CITY               GRAYSON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               GA   30017
  UNPAID BALANCE:    256,467.090            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,687.66            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.97211            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166507               MORTGAGORS:        KOURAFAS, ANDREA
                                            ADDRESS     :    2021 OLD BRIAR ROAD
  MORTGAGE AMT:       328,500.00            CITY               HIGHLAND PA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               IL   60035
  UNPAID BALANCE:    327,959.890            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,185.52            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166523               MORTGAGORS:        ADAMS, JAMES

                                                   ADAMS, MARA
                                            ADDRESS     :    13134 CURVED IRON ROAD
  MORTGAGE AMT:       356,000.00            CITY               OAK HILL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               VA   20171
  UNPAID BALANCE:    355,428.930            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,398.44            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.11111            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166531               MORTGAGORS:        RIGBY, WENDELL

                                                   RIGBY, ELIZABETH
                                            ADDRESS     :    1615 SOUTH COUNTRY SIDE L
  MORTGAGE AMT:       310,000.00            CITY               HEBER CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               UT   84032
  UNPAID BALANCE:    309,745.890            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,062.44            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.94118            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166549               MORTGAGORS:        BURCHARD, STEVEN

                                                   TRAVALINI, RICKEY
                                            ADDRESS     :    922 SNOW DRIVE
  MORTGAGE AMT:       275,000.00            CITY               MARTINEZ
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   94553
  UNPAID BALANCE:    274,319.780            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,829.59            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.71014            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166556               MORTGAGORS:        AZARAKHSH, NOZAR

                                                   AZARAKHSH, JONI
                                            ADDRESS     :    2604 FLANDERS CIRCLE
  MORTGAGE AMT:       406,250.00            CITY               MODESTO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   95356
  UNPAID BALANCE:    405,598.330            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,736.98            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.27731            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166564               MORTGAGORS:        GALVEZ, JUAN

                                                   GALVEZ, MARICELA
                                            ADDRESS     :    15212 EL GAVILAN DRIVE
  MORTGAGE AMT:       250,000.00            CITY               HACIENDA HE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   91745
  UNPAID BALANCE:    249,627.760            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,748.04            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.28571            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166572               MORTGAGORS:        SAVAGE, MARK
                                            ADDRESS     :    24325 ARCADIA STREET
  MORTGAGE AMT:       310,700.00            CITY               SANTA CLARI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   91321
  UNPAID BALANCE:    310,225.710            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,145.93            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.10588            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166580               MORTGAGORS:        HANLON, DANIEL

                                                   HANLON, JERIE
                                            ADDRESS     :    1415 FLORA VISTA ESCONDID
  MORTGAGE AMT:       251,200.00            CITY               ESCONDIDO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   92027
  UNPAID BALANCE:    250,825.970            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,756.43            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.98507            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166606               MORTGAGORS:        RUGG, FREDERICK

                                                   RUGG, BARBARA
                                            ADDRESS     :    1752 RICE CANYON ROAD
  MORTGAGE AMT:       252,000.00            CITY               FALLBROOK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   92028
  UNPAID BALANCE:    251,595.760            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,697.77            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.22388            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166630               MORTGAGORS:        NICHOLS, MICHAEL

                                                   NICHOLS, BETH
                                            ADDRESS     :    14525 OAK STREET H
  MORTGAGE AMT:       312,000.00            CITY               SARATOGA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   95070
  UNPAID BALANCE:    311,283.380            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,154.91            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166655               MORTGAGORS:        TEREN, AILEEN

                                                   FOSTER, DALE
                                            ADDRESS     :    19106 RAVENSWOOD COURT
  MORTGAGE AMT:       432,000.00            CITY               MORGAN HILL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   95037
  UNPAID BALANCE:    430,867.360            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,910.47            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.50685            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166747               MORTGAGORS:        WOOD, JAMES

                                                   WOOD, LISA
                                            ADDRESS     :    1 WOODSIDE COURT
  MORTGAGE AMT:       460,000.00            CITY               DANVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   94506
  UNPAID BALANCE:    459,224.880            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,021.87            ANNUAL RATE ADJUST:      0.000
  LTV :                 57.50000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166804               MORTGAGORS:        MEYER, STEVEN

                                                   MEYER, JENNY
                                            ADDRESS     :    4659 MUNICH COURT
  MORTGAGE AMT:       253,400.00            CITY               LAS VEGAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               NV   89117
  UNPAID BALANCE:    252,640.670            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,771.81            ANNUAL RATE ADJUST:      0.000
  LTV :                 84.99163            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166846               MORTGAGORS:        PRASAD, SHARAT

                                                   PRASAD, NUTAN
                                            ADDRESS     :    811 ROMANI COURT
  MORTGAGE AMT:       393,100.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   95125
  UNPAID BALANCE:    392,769.750            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,582.39            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99040            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166861               MORTGAGORS:        KOOYMAN, RONALD

                                                   KOOYMAN, JOANN
                                            ADDRESS     :    2867 RUBINO CIRCLE
  MORTGAGE AMT:       315,700.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   95125
  UNPAID BALANCE:    315,441.220            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,100.36            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.98845            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166887               MORTGAGORS:        MICHALAK, RONALD

                                                   MICHALAK, MARY
                                            ADDRESS     :    5421 BLACKOAK WAY
  MORTGAGE AMT:       360,000.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   95129
  UNPAID BALANCE:    359,726.070            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,486.43            ANNUAL RATE ADJUST:      0.000
  LTV :                 67.03911            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080166960               MORTGAGORS:        MATTINGLY, JOHN

                                                   MATTINGLY, KATIE
                                            ADDRESS     :    10954 WESTWOOD BLVD
  MORTGAGE AMT:       260,000.00            CITY               CULVER CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   90230
  UNPAID BALANCE:    259,802.160            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,795.76            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.28571            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080167026               MORTGAGORS:        SOURBEER, THOMAS

                                                   KNUTSON, STEFANIE
                                            ADDRESS     :    1526 SILVER STREET
  MORTGAGE AMT:       375,000.00            CITY               HERMOSA BEA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   90254
  UNPAID BALANCE:    375,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,526.44            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.44444            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080167075               MORTGAGORS:        GOLDMAN, CHARLES

                                                   GOLDMAN, JUDY
                                            ADDRESS     :    5479 BALL DRIVE
  MORTGAGE AMT:       270,000.00            CITY               SOQUEL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   95073
  UNPAID BALANCE:    269,809.440            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,934.31            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080167125               MORTGAGORS:        KELLISH, RAYMOND

                                                   KELLISH, CONNI
                                            ADDRESS     :    1305 ANGLESEY DRIVE
  MORTGAGE AMT:       262,000.00            CITY               DAVIDSONVIL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               MD   21035
  UNPAID BALANCE:    262,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,854.42            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.78082            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080167380               MORTGAGORS:        KEMP, M

                                                   KEMP, GRETA
                                            ADDRESS     :    833 REDWOOD DRIVE
  MORTGAGE AMT:       260,000.00            CITY               DANVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   94506
  UNPAID BALANCE:    260,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,840.26            ANNUAL RATE ADJUST:      0.000
  LTV :                 46.01770            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080168214               MORTGAGORS:        SPENCER, WILLIAM

                                                   OTIS SPENCER, YVETTE
                                            ADDRESS     :    352 GLENBRIAR CIRCLE
  MORTGAGE AMT:       257,850.00            CITY               TRACY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   95376
  UNPAID BALANCE:    257,658.630            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,802.93            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.98806            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080168230               MORTGAGORS:        O CARROLL, C

                                                   O CARROLL, MAUREEN
                                            ADDRESS     :    30922 COLONIAL PLACE
  MORTGAGE AMT:       500,000.00            CITY               LAGUNA NIGU
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.50000                               CA   92677
  UNPAID BALANCE:    500,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,844.57            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080168321               MORTGAGORS:        SCHROEDER, RICHARD

                                                   SCHROEDER, DONNA
                                            ADDRESS     :    1215 W CORNELIA
  MORTGAGE AMT:       360,000.00            CITY               CHICAGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               IL   60657
  UNPAID BALANCE:    360,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,548.06            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080168693               MORTGAGORS:        AHMAD, IMDAD

                                                   AHMAD, PARVEEN
                                            ADDRESS     :    860 PONTE VECCHIO COURT
  MORTGAGE AMT:       399,900.00            CITY               UPLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   91784
  UNPAID BALANCE:    399,900.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,728.02            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.10604            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080168750               MORTGAGORS:        FISHMAN, EDWARD

                                                   SHIRLEY, SUSAN
                                            ADDRESS     :    12140 OCCIDENTAL ROAD
  MORTGAGE AMT:       300,000.00            CITY               SEBASTOPOL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   95472
  UNPAID BALANCE:    300,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,097.64            ANNUAL RATE ADJUST:      0.000
  LTV :                 66.80845            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080168917               MORTGAGORS:        SODERBERG, BECK

                                                   SODERBERG, HEATHER
                                            ADDRESS     :    2340 ARABIAN COURT
  MORTGAGE AMT:       248,000.00            CITY               MORGAN HILL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   95037
  UNPAID BALANCE:    248,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,798.17            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169022               MORTGAGORS:        TRAUNER, STEPHEN

                                                   TRAUNER, ABBY
                                            ADDRESS     :    210 EAST HIGHFIELD ROAD
  MORTGAGE AMT:       400,000.00            CITY               BALTIMORE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               MD   21218
  UNPAID BALANCE:    399,663.950            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,627.72            ANNUAL RATE ADJUST:      0.000
  LTV :                 56.02241            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169030               MORTGAGORS:        DAVIS, NANCY
                                            ADDRESS     :    37 NORTH EVERLY STREET
  MORTGAGE AMT:        53,000.00            CITY               LOWELL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               OR   97452
  UNPAID BALANCE:     52,962.590            OPTION TO CONVERT :      No
  MONTHLY P&I:            379.70            ANNUAL RATE ADJUST:      0.000
  LTV :                 55.78947            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169048               MORTGAGORS:        SINGLETON, JEFFREY

                                                   SINGLETON, NOELLE
                                            ADDRESS     :    6101 SALMON WAY
  MORTGAGE AMT:        90,000.00            CITY               POLLOCK PIN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   95726
  UNPAID BALANCE:     89,938.060            OPTION TO CONVERT :      No
  MONTHLY P&I:            652.57            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169055               MORTGAGORS:        THIELLE, SUSAN
                                            ADDRESS     :    52911 RANCH ROAD
  MORTGAGE AMT:        87,500.00            CITY               LAPINE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               OR   97739
  UNPAID BALANCE:     87,436.670            OPTION TO CONVERT :      No
  MONTHLY P&I:            619.32            ANNUAL RATE ADJUST:      0.000
  LTV :                 54.68750            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169071               MORTGAGORS:        MCDONALD, CHARLES
                                            ADDRESS     :    2122 EL MONTE DRIVE
  MORTGAGE AMT:       260,000.00            CITY               THOUSAND OA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   91362
  UNPAID BALANCE:    259,807.040            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,817.96            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.78788            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169089               MORTGAGORS:        CHRISTENSEN, GARY
                                            ADDRESS     :    110 WEST 300 SOUTH
  MORTGAGE AMT:        67,500.00            CITY               MONROE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               UT   84754
  UNPAID BALANCE:     67,454.710            OPTION TO CONVERT :      No
  MONTHLY P&I:            495.29            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169097               MORTGAGORS:        BRIGGS, GREG

                                                   BRIGGS, SUSAN
                                            ADDRESS     :    4100 ZERMATT ROAD
  MORTGAGE AMT:       255,000.00            CITY               TAHOE CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   96145
  UNPAID BALANCE:    254,801.080            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,739.55            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.85714            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169113               MORTGAGORS:        HUEMER, PETER

                                                   HUEMER, VALERIE
                                            ADDRESS     :    175 PALO VERDE TERRACE
  MORTGAGE AMT:       121,000.00            CITY               SANTA CRUZ
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   95060
  UNPAID BALANCE:    120,907.930            OPTION TO CONVERT :      No
  MONTHLY P&I:            835.72            ANNUAL RATE ADJUST:      0.000
  LTV :                 67.22222            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169121               MORTGAGORS:        POCHE, NATHALIE
                                            ADDRESS     :    6139 CHEYENNE TERRACE
  MORTGAGE AMT:       172,500.00            CITY               WEST LINN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               OR   97068
  UNPAID BALANCE:    172,365.440            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,176.75            ANNUAL RATE ADJUST:      0.000
  LTV :                 63.30275            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169139               MORTGAGORS:        VERSER, BRAD

                                                   VERSER, MELANIE
                                            ADDRESS     :    525 OAKSTONE GLEN
  MORTGAGE AMT:       271,000.00            CITY               ALPHARETTA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.25000                               GA   30058
  UNPAID BALANCE:    270,827.190            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,035.94            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.94100            OUTSIDE CONV DATE:
  CURRENT INT           8.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169154               MORTGAGORS:        MCCABE, CYNTHIA

                                                   MCCABE, THOMAS
                                            ADDRESS     :    345 KILCREASE ROAD
  MORTGAGE AMT:       112,500.00            CITY               AUBURN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               GA   30203
  UNPAID BALANCE:    112,416.510            OPTION TO CONVERT :      No
  MONTHLY P&I:            786.62            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.28571            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169162               MORTGAGORS:        SINGLETON, STEPHEN

                                                   SINGLETON, GABRIELE
                                            ADDRESS     :    10287 COLONY PARK DRIVE
  MORTGAGE AMT:       108,500.00            CITY               FAIRFAX
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               VA   22032
  UNPAID BALANCE:    108,423.420            OPTION TO CONVERT :      No
  MONTHLY P&I:            777.31            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169188               MORTGAGORS:        FREER, MICHAEL

                                                   FREER, WENNDI
                                            ADDRESS     :    861 SUNRICH LANE
  MORTGAGE AMT:       300,000.00            CITY               ENCINITAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   92024
  UNPAID BALANCE:    299,765.970            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,046.53            ANNUAL RATE ADJUST:      0.000
  LTV :                 55.55556            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169204               MORTGAGORS:        CARSON, DEBORAH
                                            ADDRESS     :    954 VENTURA STREET
  MORTGAGE AMT:       373,600.00            CITY               EL GRANADA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94018
  UNPAID BALANCE:    373,308.560            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,548.61            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169212               MORTGAGORS:        CARESS, JACK

                                                   CARESS, KATHERINE
                                            ADDRESS     :    10194 OVERHILL DRIVE
  MORTGAGE AMT:       455,000.00            CITY               SANTA ANA A
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   92705
  UNPAID BALANCE:    454,617.740            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,989.03            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.94203            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169220               MORTGAGORS:        REED, DAREL

                                                   REED, WENDY
                                            ADDRESS     :    1758 L 1/2 RD
  MORTGAGE AMT:       116,000.00            CITY               FRUITA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CO   81521
  UNPAID BALANCE:    115,913.910            OPTION TO CONVERT :      No
  MONTHLY P&I:            811.09            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.83871            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169238               MORTGAGORS:        REDABAUGH, RICHARD
                                            ADDRESS     :    621 NORTH 1ST STREET
  MORTGAGE AMT:        94,000.00            CITY               JOHNSTOWN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               CO   80534
  UNPAID BALANCE:     93,936.930            OPTION TO CONVERT :      No
  MONTHLY P&I:            689.74            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.01575            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169246               MORTGAGORS:        LINDQUIST, SCOTT
                                            ADDRESS     :    10710 NORTH COWLITZ COURT
  MORTGAGE AMT:       129,300.00            CITY               SPOKANE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               WA   99208
  UNPAID BALANCE:    129,204.050            OPTION TO CONVERT :      No
  MONTHLY P&I:            904.08            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.95652            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169253               MORTGAGORS:        CALL, H
                                            ADDRESS     :    24 EAST 8680 SOUTH
  MORTGAGE AMT:        74,200.00            CITY               SANDY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               UT   84070
  UNPAID BALANCE:     74,150.220            OPTION TO CONVERT :      No
  MONTHLY P&I:            544.45            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169261               MORTGAGORS:        LACKEY, BETTY
                                            ADDRESS     :    2527 OLIVE HILL LANE
  MORTGAGE AMT:       281,250.00            CITY               FALLBROOK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   92028
  UNPAID BALANCE:    281,041.270            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,966.54            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169279               MORTGAGORS:        FONZI, JOSEPH

                                                   FONZI, LORI
                                            ADDRESS     :    4291 QUAIL RUN LANE
  MORTGAGE AMT:       545,000.00            CITY               DANVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   94506
  UNPAID BALANCE:    544,595.530            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,810.72            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.98734            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169287               MORTGAGORS:        WHALEN, STEPHANIE
                                            ADDRESS     :    1968 SOUTHWEST 25TH STREE
  MORTGAGE AMT:       125,000.00            CITY               GRESHAM
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               OR   97080
  UNPAID BALANCE:    124,907.230            OPTION TO CONVERT :      No
  MONTHLY P&I:            874.02            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.10417            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169295               MORTGAGORS:        HUBINS, MARILYN
                                            ADDRESS     :    8980 UPPER VALLEY ROAD
  MORTGAGE AMT:       228,000.00            CITY               AUBURN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   95602
  UNPAID BALANCE:    227,830.790            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,594.21            ANNUAL RATE ADJUST:      0.000
  LTV :                 60.31746            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169311               MORTGAGORS:        LISIECKI, BONNIE
                                            ADDRESS     :    5006 EAST CHARLESTON AVE
  MORTGAGE AMT:       167,200.00            CITY               SCOTTSDALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.37500                               AZ   85254
  UNPAID BALANCE:    167,096.070            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,270.85            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169329               MORTGAGORS:        JACOME, ALEJANDRO
                                            ADDRESS     :    29656 PERIWINKLE ROAD
  MORTGAGE AMT:       165,000.00            CITY               HAYWARD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   94544
  UNPAID BALANCE:    164,886.440            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,196.37            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.74419            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169337               MORTGAGORS:        HAGER, ROBERT

                                                   HAGER, ELAINE
                                            ADDRESS     :    4929 PONDSHOALS COURT
  MORTGAGE AMT:        85,000.00            CITY               MYRTLE BEAC
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               SC   29579
  UNPAID BALANCE:     84,941.500            OPTION TO CONVERT :      No
  MONTHLY P&I:            616.31            ANNUAL RATE ADJUST:      0.000
  LTV :                 92.89617            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169345               MORTGAGORS:        ADKINS, TIMOTHY

                                                   ADKINS, DEBRA
                                            ADDRESS     :    1513 WEST SULLIVAN STREET
  MORTGAGE AMT:        63,900.00            CITY               KINGSPORT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               TN   37660
  UNPAID BALANCE:     63,854.900            OPTION TO CONVERT :      No
  MONTHLY P&I:            457.79            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.97497            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169352               MORTGAGORS:        JONES, HERCULES

                                                   JONES, JANET
                                            ADDRESS     :    5835 33RD AVENUE
  MORTGAGE AMT:       149,150.00            CITY               HYATTSVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               MD   20782
  UNPAID BALANCE:    149,042.050            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,055.67            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169360               MORTGAGORS:        SORDEN, CHRISTOPHE
                                            ADDRESS     :    23641 HORSEFLY ROAD
  MORTGAGE AMT:       100,000.00            CITY               MONTROSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CO   81401
  UNPAID BALANCE:     99,927.630            OPTION TO CONVERT :      No
  MONTHLY P&I:            707.79            ANNUAL RATE ADJUST:      0.000
  LTV :                 67.56757            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169378               MORTGAGORS:        HINTZE, SHAUNNE
                                            ADDRESS     :    2139 EAST WILLOW BROOK WA
  MORTGAGE AMT:       145,000.00            CITY               SANDY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               UT   84092
  UNPAID BALANCE:    144,881.140            OPTION TO CONVERT :      No
  MONTHLY P&I:            964.69            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.61086            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169386               MORTGAGORS:        GILLETTE, SHELLY
                                            ADDRESS     :    6355 TAHOE DRIVE
  MORTGAGE AMT:       345,000.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   90068
  UNPAID BALANCE:    344,750.300            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,441.89            ANNUAL RATE ADJUST:      0.000
  LTV :                 57.50000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169402               MORTGAGORS:        SCHRADER, CAROL
                                            ADDRESS     :    30368 BLUME CIRCLE
  MORTGAGE AMT:       132,300.00            CITY               MENIFEE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   92584
  UNPAID BALANCE:    132,194.200            OPTION TO CONVERT :      No
  MONTHLY P&I:            891.33            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.98791            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169410               MORTGAGORS:        DAY, MARILYN
                                            ADDRESS     :    18120 BAILEY DRIVE
  MORTGAGE AMT:       162,200.00            CITY               TORRANCE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   90504
  UNPAID BALANCE:    162,076.570            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,120.28            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.23810            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169428               MORTGAGORS:        BACCIOCCO, WARREN
                                            ADDRESS     :    175 SADDLE WOOD DRIVE
  MORTGAGE AMT:       255,000.00            CITY               NOVATO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   94945
  UNPAID BALANCE:    254,810.750            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,783.00            ANNUAL RATE ADJUST:      0.000
  LTV :                 40.80000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169444               MORTGAGORS:        LOVELADY, TIMOTHY

                                                   LOVELADY, KRISTEL
                                            ADDRESS     :    3981 EAST 135TH PLACE
  MORTGAGE AMT:       147,000.00            CITY               THORNTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CO   80241
  UNPAID BALANCE:    144,941.580            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,053.13            ANNUAL RATE ADJUST:      0.000
  LTV :                 85.46512            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169451               MORTGAGORS:        CULLEN, CHARLES

                                                   HORSNELL CUL, LINDA
                                            ADDRESS     :    1842 SAN RAMON AVENUE
  MORTGAGE AMT:       327,100.00            CITY               MOUNTAIN VI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   94043
  UNPAID BALANCE:    326,838.420            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,203.74            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.20751            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169469               MORTGAGORS:        HUITRON, SALOMON
                                            ADDRESS     :    116 ROCCA DRIVE
  MORTGAGE AMT:       156,400.00            CITY               PETALUMA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   95452
  UNPAID BALANCE:    156,283.920            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,093.58            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169477               MORTGAGORS:        WARD, MARY
                                            ADDRESS     :    418 SKI HILL DRIVE
  MORTGAGE AMT:       113,600.00            CITY               LEAVENWORTH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               WA   98826
  UNPAID BALANCE:    113,523.770            OPTION TO CONVERT :      No
  MONTHLY P&I:            833.56            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169485               MORTGAGORS:        MENDOZA, LINDA

                                                   KAHLE, TIM
                                            ADDRESS     :    4614 SUNNYSLOPE AVENUE
  MORTGAGE AMT:       329,650.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   91423
  UNPAID BALANCE:    329,134.140            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,248.79            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169493               MORTGAGORS:        SULLIVAN, SHELDON

                                                   SULLIVAN, CHEERI
                                            ADDRESS     :    3320 EAST FAIRBROOK STREE
  MORTGAGE AMT:       180,000.00            CITY               MESA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               AZ   85213
  UNPAID BALANCE:    179,879.220            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,320.78            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.46939            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169501               MORTGAGORS:        WELLS, RALPH

                                                   WELLS, MARGARET
                                            ADDRESS     :    5607 322TH AVENUE SOUTHEA
  MORTGAGE AMT:       650,000.00            CITY               FALL CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               WA   98024
  UNPAID BALANCE:    649,552.670            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,712.96            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169519               MORTGAGORS:        ECKERT, RON
                                            ADDRESS     :    42975 CORTA DAVILA
  MORTGAGE AMT:       140,000.00            CITY               TEMECULA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.25000                               CA   92595
  UNPAID BALANCE:    139,910.720            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,051.78            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169527               MORTGAGORS:        KWAN, MICHAEL

                                                   WONG, CONNIE
                                            ADDRESS     :    988 EVERGREEN DRIVE
  MORTGAGE AMT:       396,000.00            CITY               MILLBRAE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   94030
  UNPAID BALANCE:    395,720.500            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,837.00            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169535               MORTGAGORS:        LEE, SCOTT

                                                   LEE, JOANNA
                                            ADDRESS     :    6446 EAST TRAILRIDGE CIRC
  MORTGAGE AMT:       363,000.00            CITY               MESA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               AZ   85215
  UNPAID BALANCE:    362,756.430            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,663.57            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.23404            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169543               MORTGAGORS:        CURTIS, MARIANNE
                                            ADDRESS     :    647 SOUTH PROSPECT AVENUE
  MORTGAGE AMT:       124,000.00            CITY               REDONDO BEA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   90277
  UNPAID BALANCE:    123,910.260            OPTION TO CONVERT :      No
  MONTHLY P&I:            877.66            ANNUAL RATE ADJUST:      0.000
  LTV :                 67.39130            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169550               MORTGAGORS:        MCMAHON, KENNETH
                                            ADDRESS     :    25823 LOCHMOOR ROAD
  MORTGAGE AMT:       236,000.00            CITY               SANTA CLARI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   91355
  UNPAID BALANCE:    235,833.440            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,690.73            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169568               MORTGAGORS:        HARROP, CHARLES

                                                   HARROP, CHERYL
                                            ADDRESS     :    178 SOUTH 200 WEST
  MORTGAGE AMT:        99,750.00            CITY               WILLARD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               UT   84340
  UNPAID BALANCE:     99,679.600            OPTION TO CONVERT :      No
  MONTHLY P&I:            714.62            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.10377            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169576               MORTGAGORS:        FORREST, JEFFREY

                                                   FORREST, LEE
                                            ADDRESS     :    10885 SCRIPPS RANCH BOULE
  MORTGAGE AMT:       120,000.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   92131
  UNPAID BALANCE:    119,910.940            OPTION TO CONVERT :      No
  MONTHLY P&I:            839.06            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.43312            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169584               MORTGAGORS:        VENTURA, FRED

                                                   VENTURA, MARNE
                                            ADDRESS     :    2780 SEVADA LANE
  MORTGAGE AMT:       715,000.00            CITY               ARROYO GRAN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   93420
  UNPAID BALANCE:    714,482.500            OPTION TO CONVERT :      No
  MONTHLY P&I:          5,060.73            ANNUAL RATE ADJUST:      0.000
  LTV :                 59.58333            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169592               MORTGAGORS:        LABRUM, DOUGLAS

                                                   LABRUM, JANET
                                            ADDRESS     :    1040 WESLEY POWELL DRIVE
  MORTGAGE AMT:       160,000.00            CITY               SAINT GEORG
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               UT   84790
  UNPAID BALANCE:    159,884.200            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,132.47            ANNUAL RATE ADJUST:      0.000
  LTV :                 62.01550            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169600               MORTGAGORS:        ROULEAU, DUNCAN

                                                   ROULEAU, LILLI
                                            ADDRESS     :    1050 EAST ELIZABETH STREE
  MORTGAGE AMT:       282,500.00            CITY               PASADENA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   91104
  UNPAID BALANCE:    282,279.620            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,927.15            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.62500            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169618               MORTGAGORS:        MARKLAND, VANCE

                                                   MARKLAND, TOMOKO
                                            ADDRESS     :    15552 OAKDALE ROAD
  MORTGAGE AMT:       154,000.00            CITY               CHINO HILLS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   91709
  UNPAID BALANCE:    153,888.540            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,090.00            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.97436            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169626               MORTGAGORS:        MANJARREZ, ARMANDO

                                                   SARRY, MARIA
                                            ADDRESS     :    866 VALLOMBROSA DRIVE
  MORTGAGE AMT:       540,000.00            CITY               PASADENA AR
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   91107
  UNPAID BALANCE:    539,609.160            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,822.09            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169634               MORTGAGORS:        AIELLO, VICTOR

                                                   AIELLO, JOANNE
                                            ADDRESS     :    148 WEST 40TH AVENUE
  MORTGAGE AMT:       368,000.00            CITY               SAN MATEO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   94403
  UNPAID BALANCE:    367,726.890            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,573.11            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169659               MORTGAGORS:        BURKART, MICHAEL

                                                   BURKART, MARJORIE
                                            ADDRESS     :    151 WINDSHIP DRIVE
  MORTGAGE AMT:       305,000.00            CITY               PORT TOWNSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               WA   98368
  UNPAID BALANCE:    304,743.760            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,003.64            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.53933            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169667               MORTGAGORS:        MADSEN, CAROL

                                                   PRINZING, ANDREW
                                            ADDRESS     :    1306 1ST STREET SOUTH
  MORTGAGE AMT:        75,000.00            CITY               GREAT FALLS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.12500                               MT   59405
  UNPAID BALANCE:     74,950.930            OPTION TO CONVERT :      No
  MONTHLY P&I:            556.88            ANNUAL RATE ADJUST:      0.000
  LTV :                 38.46154            OUTSIDE CONV DATE:
  CURRENT INT           8.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169683               MORTGAGORS:        MOSES, WILLIAM

                                                   MOSES, KELPY
                                            ADDRESS     :    1810 COLLINS ROAD
  MORTGAGE AMT:       100,000.00            CITY               BUCKLEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               WA   98321
  UNPAID BALANCE:     99,923.900            OPTION TO CONVERT :      No
  MONTHLY P&I:            690.68            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.44444            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169691               MORTGAGORS:        EATON, JEFFREY
                                            ADDRESS     :    3724 38TH AVENUE
  MORTGAGE AMT:       170,000.00            CITY               OAKLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   94619
  UNPAID BALANCE:    169,873.830            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,188.67            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.34043            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169709               MORTGAGORS:        LOVE, JANETTE
                                            ADDRESS     :    4 CASCADA
  MORTGAGE AMT:       206,400.00            CITY               RANCHO SANT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   92688
  UNPAID BALANCE:    206,254.330            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,478.67            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169717               MORTGAGORS:        THOMPSON, KIM
                                            ADDRESS     :    1419 EAST ROOSEVELT AVENU
  MORTGAGE AMT:       181,800.00            CITY               SALT LAKE C
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               UT   84108
  UNPAID BALANCE:    181,671.690            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,302.44            ANNUAL RATE ADJUST:      0.000
  LTV :                 34.96154            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169725               MORTGAGORS:        JERSEY, ROBERT

                                                   JERSEY, TINA
                                            ADDRESS     :    8552 MOSSFORD DRIVE
  MORTGAGE AMT:       328,000.00            CITY               HUNTINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92646
  UNPAID BALANCE:    327,246.660            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,265.41            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.86301            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169733               MORTGAGORS:        INGRAM, DAVID

                                                   INGRAM, KAREN
                                            ADDRESS     :    79790 TANGELO STREET
  MORTGAGE AMT:       270,000.00            CITY               LA QUINTA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92253
  UNPAID BALANCE:    269,778.680            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,796.32            ANNUAL RATE ADJUST:      0.000
  LTV :                 41.53846            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169741               MORTGAGORS:        LUCAS, BERNARD

                                                   LUCAS, DEETTE
                                            ADDRESS     :    28223 203RD AVENUE SOUTHE
  MORTGAGE AMT:       136,850.00            CITY               KENT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               WA   98042
  UNPAID BALANCE:    136,753.410            OPTION TO CONVERT :      No
  MONTHLY P&I:            980.41            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.97297            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169758               MORTGAGORS:        MEYER, NORMAN

                                                   MEYER, KATHERINE
                                            ADDRESS     :    9151 EAST FOOTHILLS DRIVE
  MORTGAGE AMT:       300,000.00            CITY               SCOTTSDALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               AZ   85255
  UNPAID BALANCE:    299,793.540            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,175.21            ANNUAL RATE ADJUST:      0.000
  LTV :                 45.80153            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169766               MORTGAGORS:        MARTIA, ALLAN
                                            ADDRESS     :    5319 TENDILLA AVENUE
  MORTGAGE AMT:       200,000.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   91364
  UNPAID BALANCE:    199,862.360            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,450.14            ANNUAL RATE ADJUST:      0.000
  LTV :                 60.60606            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169774               MORTGAGORS:        WILSON, DAVID
                                            ADDRESS     :    156 SOUTH 1000 EAST
  MORTGAGE AMT:        78,000.00            CITY               PROVO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               UT   84606
  UNPAID BALANCE:     77,947.660            OPTION TO CONVERT :      No
  MONTHLY P&I:            572.34            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.95516            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169782               MORTGAGORS:        SUTERA, TONY

                                                   SUTERA, NATALIE
                                            ADDRESS     :    351 NORTH ALPENHOF LANE
  MORTGAGE AMT:       259,200.00            CITY               MIDWAY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.37500                               UT   84049
  UNPAID BALANCE:    259,038.890            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,970.11            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169790               MORTGAGORS:        DECOU, CAROLINE
                                            ADDRESS     :    878 NORTH AMETHYST STREET
  MORTGAGE AMT:        97,500.00            CITY               LAYTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.37500                               UT   84041
  UNPAID BALANCE:     97,439.400            OPTION TO CONVERT :      No
  MONTHLY P&I:            741.07            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169808               MORTGAGORS:        MILLSON, MARGARET
                                            ADDRESS     :    10435 LA VITA COURT
  MORTGAGE AMT:       194,250.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   92131
  UNPAID BALANCE:    194,105.840            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,358.22            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169816               MORTGAGORS:        HAWLEY, JOSEPH

                                                   HAWLEY, REDONDA
                                            ADDRESS     :    2651 REEDER CREEK ROAD
  MORTGAGE AMT:        97,500.00            CITY               NORDMAN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               ID   83848
  UNPAID BALANCE:     97,432.890            OPTION TO CONVERT :      No
  MONTHLY P&I:            706.95            ANNUAL RATE ADJUST:      0.000
  LTV :                 60.93750            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169824               MORTGAGORS:        SwOBODA, DANA
                                            ADDRESS     :    115 124TH STREET SOUTHEAS
  MORTGAGE AMT:        73,700.00            CITY               EVERETT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               WA   98208
  UNPAID BALANCE:     73,646.650            OPTION TO CONVERT :      No
  MONTHLY P&I:            521.65            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.77083            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169832               MORTGAGORS:        TAYLOR, ROBERT
                                            ADDRESS     :    2218 171ST PLACE SOUTHEAS
  MORTGAGE AMT:       155,600.00            CITY               BOTHELL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               WA   98012
  UNPAID BALANCE:    155,490.180            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,114.74            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169840               MORTGAGORS:        LARSON, RICHARD

                                                   LARSON, KAY
                                            ADDRESS     :    14415 SOUTHEAST 204TH PLA
  MORTGAGE AMT:       163,500.00            CITY               KENT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               WA   98042
  UNPAID BALANCE:    163,378.660            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,143.22            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169857               MORTGAGORS:        BAIN, LAUREL
                                            ADDRESS     :    4695 BRYANT STREET
  MORTGAGE AMT:        66,500.00            CITY               DENVER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CO   80211
  UNPAID BALANCE:     66,451.870            OPTION TO CONVERT :      No
  MONTHLY P&I:            470.68            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169865               MORTGAGORS:        MOLONY, MICHAEL
                                            ADDRESS     :    267 SINGLE PETAL STREET
  MORTGAGE AMT:       165,100.00            CITY               HENDERSON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               NV   89014
  UNPAID BALANCE:    164,989.220            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,211.45            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.89161            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169873               MORTGAGORS:        DE PASQUALE, MARK

                                                   DE PASQUALE, DONNA
                                            ADDRESS     :    1306 LORETTA STREET
  MORTGAGE AMT:        87,000.00            CITY               OCEANSIDE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92054
  UNPAID BALANCE:     86,933.800            OPTION TO CONVERT :      No
  MONTHLY P&I:            600.89            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169881               MORTGAGORS:        HARRIS, GEORGE

                                                   HARRIS, DONNA
                                            ADDRESS     :    1636 DIAMOND STREET
  MORTGAGE AMT:        78,400.00            CITY               ANDERSON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   96007
  UNPAID BALANCE:     78,346.040            OPTION TO CONVERT :      No
  MONTHLY P&I:            568.46            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169899               MORTGAGORS:        WEITZEIL, WOODROW

                                                   WEITZEL, MICHELE
                                            ADDRESS     :    811 FIRST STREET EAST
  MORTGAGE AMT:        71,250.00            CITY               ROUNDUP
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               MT   59072
  UNPAID BALANCE:     71,197.110            OPTION TO CONVERT :      No
  MONTHLY P&I:            498.20            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169907               MORTGAGORS:        WEST, WENDY
                                            ADDRESS     :    601 ALHAMBRA LANE NORTH
  MORTGAGE AMT:       111,200.00            CITY               PONTE VEDRA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               FL   32082
  UNPAID BALANCE:    111,123.470            OPTION TO CONVERT :      No
  MONTHLY P&I:            806.28            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169915               MORTGAGORS:        POLEN, K
                                            ADDRESS     :    3155 SOCRATES DRIVE
  MORTGAGE AMT:       178,000.00            CITY               RENO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.25000                               NV   89512
  UNPAID BALANCE:    177,886.490            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,337.26            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.11111            OUTSIDE CONV DATE:
  CURRENT INT           8.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169923               MORTGAGORS:        O CONNOR, JOHN

                                                   O CONNOR, CATHERINE
                                            ADDRESS     :    2995 UPTON ROAD
  MORTGAGE AMT:       280,000.00            CITY               MARTINEZ
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94553
  UNPAID BALANCE:    279,781.570            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,910.10            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169931               MORTGAGORS:        CHRISTEAN, LORIN

                                                   CHRISTEAN, SANDRA
                                            ADDRESS     :    2136 CLINTON AVENUE NORTH
  MORTGAGE AMT:        96,350.00            CITY               POULSBO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               WA   98370
  UNPAID BALANCE:     96,278.490            OPTION TO CONVERT :      No
  MONTHLY P&I:            673.70            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.98054            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169949               MORTGAGORS:        BERRY, BRANDEE
                                            ADDRESS     :    9752 EAST SHEENA DRIVE
  MORTGAGE AMT:       230,000.00            CITY               SCOTTSDALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               AZ   85260
  UNPAID BALANCE:    229,845.670            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,687.66            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.19355            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169956               MORTGAGORS:        HUBBS, GARY
                                            ADDRESS     :    14485 SOUTH HIGHWAY 89
  MORTGAGE AMT:       262,500.00            CITY               FAIRVIEW
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               UT   84629
  UNPAID BALANCE:    261,479.690            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,835.44            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.07895            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169964               MORTGAGORS:        KVAAS, GEORGE

                                                   KVAAS, EVA
                                            ADDRESS     :    4645 SHADE ROAD
  MORTGAGE AMT:       292,000.00            CITY               LA MESA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   91941
  UNPAID BALANCE:    291,799.050            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,117.20            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169972               MORTGAGORS:        TILLER, DONALD

                                                   TILLER, BRENDA
                                            ADDRESS     :    1427 YOKE ROAD
  MORTGAGE AMT:        73,500.00            CITY               LAPINE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               OR   97739
  UNPAID BALANCE:     73,441.230            OPTION TO CONVERT :      No
  MONTHLY P&I:            495.18            ANNUAL RATE ADJUST:      0.000
  LTV :                 59.75610            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169980               MORTGAGORS:        EMANUEL, CHARLES

                                                   EMANUEL, BRENDA
                                            ADDRESS     :    2142 AQUIA DRIVE
  MORTGAGE AMT:       140,600.00            CITY               STAFFORD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               VA   22554
  UNPAID BALANCE:    140,495.650            OPTION TO CONVERT :      No
  MONTHLY P&I:            983.10            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169998               MORTGAGORS:        COOK, THEODUS
                                            ADDRESS     :    4406 HUNTCHASE DRIVE
  MORTGAGE AMT:       327,350.00            CITY               BOWIE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               MD   20720
  UNPAID BALANCE:    327,118.960            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,345.18            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.99585            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080170004               MORTGAGORS:        REIF, THOMAS
                                            ADDRESS     :    1833 11TH STREET
  MORTGAGE AMT:       300,000.00            CITY               MANHATTAN B
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   90266
  UNPAID BALANCE:    299,793.540            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,175.21            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080170012               MORTGAGORS:        KIM, MEEN
                                                   KIM, NAM
                                                   KIM, JAE
                                            ADDRESS     :    1606 VIRDEN DRIVE
  MORTGAGE AMT:       295,000.00            CITY               GLENDALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   91208
  UNPAID BALANCE:    294,769.870            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,012.42            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.75000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080170020               MORTGAGORS:        BLACK, RICKY

                                                   BLACK, MARILYN
                                            ADDRESS     :    522 VIA DE LA VALLE
  MORTGAGE AMT:       179,250.00            CITY               SOLANA BEAC
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   92075
  UNPAID BALANCE:    179,116.970            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,253.34            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080170038               MORTGAGORS:        WINCHELL, ROBERT
                                            ADDRESS     :    873 LOMA VALLEY PLACE
  MORTGAGE AMT:       268,000.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   92106
  UNPAID BALANCE:    267,801.100            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,873.90            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.36585            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080170046               MORTGAGORS:        RYNE, CHARLOTTE
                                            ADDRESS     :    1856 MARINA AVENUE
  MORTGAGE AMT:       137,600.00            CITY               CONCORD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   94520
  UNPAID BALANCE:    137,502.880            OPTION TO CONVERT :      No
  MONTHLY P&I:            985.79            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080170061               MORTGAGORS:        GAULT, MICHAEL

                                                   MOORE, CYNTHIA
                                            ADDRESS     :    3 LUCCA
  MORTGAGE AMT:       540,000.00            CITY               LAGUNA NIGU
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   92677
  UNPAID BALANCE:    539,599.240            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,775.76            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080170079               MORTGAGORS:        SMITH, GREGORY

                                                   SMITH, EILEEN
                                            ADDRESS     :    7785 VIRGINIA OAKS DRIVE
  MORTGAGE AMT:       294,400.00            CITY               GAINESVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               VA   20155
  UNPAID BALANCE:    294,175.980            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,033.35            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080170087               MORTGAGORS:        HATFIELD, RANDALL
                                            ADDRESS     :    202 BEECHWOOD DRIVE
  MORTGAGE AMT:        74,800.00            CITY               SUFFOLK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               VA   23434
  UNPAID BALANCE:     74,741.650            OPTION TO CONVERT :      No
  MONTHLY P&I:            510.27            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080170095               MORTGAGORS:        MILLER, JACK

                                                   MILLER, TOKWON
                                            ADDRESS     :    13604 AVENIDA ESPANA
  MORTGAGE AMT:       308,000.00            CITY               LA MIRADA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   90638
  UNPAID BALANCE:    307,765.640            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,127.28            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080170103               MORTGAGORS:        SCHULTZ, DAVID

                                                   LEACH, WILLIAM
                                            ADDRESS     :    1000 SOUTH ORANGE GROVE
  MORTGAGE AMT:       276,000.00            CITY               PASADENA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   91105
  UNPAID BALANCE:    275,795.170            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,929.83            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.61644            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080170111               MORTGAGORS:        PEARSON, JEFFERY

                                                   PEARSON, KATHLEEN
                                            ADDRESS     :    12 BOARDWALK ONE
  MORTGAGE AMT:       377,600.00            CITY               LARKSPUR
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   94939
  UNPAID BALANCE:    377,312.680            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,607.99            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080170129               MORTGAGORS:        DELIZ, REY

                                                   DELIZ, JOCELYN
                                            ADDRESS     :    1730 COLONY WAY
  MORTGAGE AMT:       359,200.00            CITY               GILROY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   95020
  UNPAID BALANCE:    358,905.560            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,389.77            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080170137               MORTGAGORS:        BARSKY, KENNETH

                                                   BARSKY, JULIE
                                            ADDRESS     :    131 BLACKFIELD DRIVE
  MORTGAGE AMT:       388,850.00            CITY               TIBURON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94920
  UNPAID BALANCE:    388,546.650            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,652.65            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.99518            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080170152               MORTGAGORS:        BURNETT, JESSIE

                                                   BURNETT, JOYCE
                                            ADDRESS     :    1018 SONORA AVENUE
  MORTGAGE AMT:       160,000.00            CITY               MANTECA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   95337
  UNPAID BALANCE:    159,881.250            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,118.75            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080170160               MORTGAGORS:        SMITH, BRIAN

                                                   PARSONS, LISA
                                            ADDRESS     :    105 HILL AVENUE
  MORTGAGE AMT:       300,000.00            CITY               WOODACRE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   94973
  UNPAID BALANCE:    299,788.260            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,149.24            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.92208            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080170178               MORTGAGORS:        FOX, CAREY

                                                   HALL, DAVID
                                            ADDRESS     :    3209 HOMER STREET
  MORTGAGE AMT:       302,400.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92106
  UNPAID BALANCE:    302,169.900            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,088.60            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080170186               MORTGAGORS:        SPATOLA, GIUSEPPE

                                                   SPATOLA, VERONICA
                                            ADDRESS     :    2231 VISTA VERDE DRIVE
  MORTGAGE AMT:       278,400.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   95148
  UNPAID BALANCE:    278,182.820            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,899.18            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080170194               MORTGAGORS:        OGLE, DAVID

                                                   OGLE, DEBBIE
                                            ADDRESS     :    13191 CONTESSA
  MORTGAGE AMT:       416,000.00            CITY               TUSTIN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   92782
  UNPAID BALANCE:    415,675.480            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,837.85            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080170202               MORTGAGORS:        GUIMOND, AMANDA

                                                   MILLS, ANDREW
                                            ADDRESS     :    3439 PERSHING AVENUE
  MORTGAGE AMT:       240,000.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   92104
  UNPAID BALANCE:    239,821.890            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,678.11            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.17042            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080170210               MORTGAGORS:        MCMILLAN, CURT

                                                   MCMILLAN, TERRI
                                            ADDRESS     :    20 NORTH HOMELAND AVENUE
  MORTGAGE AMT:       122,400.00            CITY               ANNAPOLIS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               MD   21401
  UNPAID BALANCE:    122,309.160            OPTION TO CONVERT :      No
  MONTHLY P&I:            855.84            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080170228               MORTGAGORS:        O CONNOR, JAMES
                                            ADDRESS     :    2195 CENTRO EAST STREET
  MORTGAGE AMT:       480,000.00            CITY               TIBURON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   94920
  UNPAID BALANCE:    479,643.770            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,356.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 60.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080170236               MORTGAGORS:        HANEY, LISA
                                                   GAVRIELI, MOSHE
                                                   KISSACK, ANDREA
                                                   FRIEDMAN, MARK
                                            ADDRESS     :    327, 327 1/2, 329 & 329 1
  MORTGAGE AMT:       400,000.00            CITY               OAKLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   94609
  UNPAID BALANCE:    399,710.490            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,831.18            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080170244               MORTGAGORS:        ISBERG, PER

                                                   K  ISBERG, MARIA
                                            ADDRESS     :    304 LINGERING LANE
  MORTGAGE AMT:       102,000.00            CITY               HENDERSON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               NV   89012
  UNPAID BALANCE:    101,928.000            OPTION TO CONVERT :      No
  MONTHLY P&I:            730.75            ANNUAL RATE ADJUST:      0.000
  LTV :                 62.96296            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080170418               MORTGAGORS:        KRUSE, PETER

                                                   KRUSE, PATRICIA
                                            ADDRESS     :    1510 LAS POSITAS ROAD
  MORTGAGE AMT:       450,000.00            CITY               SANTA BARBA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   93105
  UNPAID BALANCE:    450,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,223.86            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080170459               MORTGAGORS:        CALLIHAN, DOUGLAS

                                                   CALLIHAN, DOROTHY
                                            ADDRESS     :    9891 E KLEINDALE ROAD
  MORTGAGE AMT:       256,000.00            CITY               TUCSON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               AZ   85749
  UNPAID BALANCE:    256,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,789.99            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080170632               MORTGAGORS:        FRANCIS, WILLIAM
                                            ADDRESS     :    1601 SE OAK SHORE LANE
  MORTGAGE AMT:       465,000.00            CITY               MILWAUKIE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               OR   97267
  UNPAID BALANCE:    463,456.100            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,172.12            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080170657               MORTGAGORS:        VARLEY, R

                                                   VARLEY, JO ANNE
                                            ADDRESS     :    6897 WAGNER CREEK ROAD
  MORTGAGE AMT:       650,000.00            CITY               TALENT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               OR   97540
  UNPAID BALANCE:    648,469.620            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,434.14            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.45590            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080170871               MORTGAGORS:        REYNOLDS, TODD

                                                   REYNOLDS, SHANNOM
                                            ADDRESS     :    182 CLAY STREET
  MORTGAGE AMT:       295,600.00            CITY               SONOMA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   95476
  UNPAID BALANCE:    295,396.570            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,143.31            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.97646            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080170889               MORTGAGORS:        RICHEY, DENNIS
                                            ADDRESS     :    1494 ARROWBEE DRIVE
  MORTGAGE AMT:       261,250.00            CITY               PLACERVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   95667
  UNPAID BALANCE:    261,065.610            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,871.63            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080171085               MORTGAGORS:        NAVARRA, PETER

                                                   TOWNS NAVARR, LESLIE
                                            ADDRESS     :    3220 NORTHROP AVENUE
  MORTGAGE AMT:       296,067.00            CITY               SACRAMENTO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   95864
  UNPAID BALANCE:    295,603.680            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,019.70            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.98997            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080171093               MORTGAGORS:        HOUSTON, CHESTER

                                                   HOUSTON, PATRICIA
                                            ADDRESS     :    90 OLD COURSE DRIVE
  MORTGAGE AMT:       300,000.00            CITY               NEWPORT BEA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92660
  UNPAID BALANCE:    299,754.090            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,995.91            ANNUAL RATE ADJUST:      0.000
  LTV :                 31.25000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080171150               MORTGAGORS:        DOTTERER, RICK
                                            ADDRESS     :    201 PLEASANT OAKS COURT
  MORTGAGE AMT:       257,000.00            CITY               PLEASANT HI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   94523
  UNPAID BALANCE:    256,645.100            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,863.43            ANNUAL RATE ADJUST:      0.000
  LTV :                 64.25000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080171259               MORTGAGORS:        COVONE, JAMES

                                                   COVONE, JUDY
                                            ADDRESS     :    327 22ND STREET
  MORTGAGE AMT:       381,600.00            CITY               HUNTINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92648
  UNPAID BALANCE:    381,600.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,538.79            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080171465               MORTGAGORS:        STANTON, MITCHEL

                                                   STANTON, LISA
                                            ADDRESS     :    29718 KIMBERLY DRIVE
  MORTGAGE AMT:       460,000.00            CITY               AGOURA HILL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CA   91301
  UNPAID BALANCE:    459,587.410            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,983.55            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080171572               MORTGAGORS:        YASINSKY, ANDREW

                                                   YASINSKY, VIKTORIA
                                            ADDRESS     :    512 DAVEY GLEN ROAD
  MORTGAGE AMT:       468,000.00            CITY               BELMONT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.12500                               CA   94002
  UNPAID BALANCE:    468,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,474.89            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080171655               MORTGAGORS:        TANG, SHIH
                                            ADDRESS     :    171 CHERRYBROOK LANE
  MORTGAGE AMT:       148,000.00            CITY               IRVINE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   92618
  UNPAID BALANCE:    147,875.670            OPTION TO CONVERT :      No
  MONTHLY P&I:            972.25            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.24994            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080171820               MORTGAGORS:        FREE, JAMES
                                            ADDRESS     :    19313 WIND DANCER STREET
  MORTGAGE AMT:       250,500.00            CITY               LUTZ
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               FL   33549
  UNPAID BALANCE:    250,500.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,794.61            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.99936            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080172968               MORTGAGORS:        ZAWOL, MATTHEW

                                                   ZAWOL, DOLORES
                                            ADDRESS     :    2049 EAST MOUNTAIN STREET
  MORTGAGE AMT:       297,600.00            CITY               PASADENA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   91102
  UNPAID BALANCE:    297,384.610            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,106.39            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080173024               MORTGAGORS:        SEYEDZADEH, JAVAD

                                                   SEYEDZADEH, FATI
                                            ADDRESS     :    33 WEST PUTNAM AVENUE
  MORTGAGE AMT:       427,000.00            CITY               GREENWICH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CT   06830
  UNPAID BALANCE:    427,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,096.05            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.89474            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080173271               MORTGAGORS:        HARMS, KEVIN
                                            ADDRESS     :    8812 DANEWOOD DRIVE
  MORTGAGE AMT:       183,920.00            CITY               ALEXANDRIA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               VA   22308
  UNPAID BALANCE:    183,920.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,254.66            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080173743               MORTGAGORS:        MUKHERJEE, SUBHASH
                                                   MUKHERJEE, SUNIT
                                                   MUKHERJEE, BHAROTI
                                            ADDRESS     :    30 SHERWOOD DRIVE
  MORTGAGE AMT:       528,600.00            CITY               NORTH ANDOV
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               MA   01845
  UNPAID BALANCE:    528,600.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,832.72            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080173842               MORTGAGORS:        CUTLER, DEAN

                                                   CUTLER, ELLEN
                                            ADDRESS     :    4505 MORSE AVENUE
  MORTGAGE AMT:       400,000.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   91604
  UNPAID BALANCE:    400,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,762.70            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080173875               MORTGAGORS:        STAGE, BRIAN

                                                   STAGE, DEBRA
                                            ADDRESS     :    17010 41ST PLACE NORTH
  MORTGAGE AMT:       273,090.00            CITY               PLYMOUTH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MN   55446
  UNPAID BALANCE:    272,277.020            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,919.28            ANNUAL RATE ADJUST:      0.000
  LTV :                 60.54848            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/26
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080173891               MORTGAGORS:        CARLSON, JAY

                                                   CARLSON, SANDRA
                                            ADDRESS     :    5304 OAKLAWN AVENUE
  MORTGAGE AMT:       326,223.06            CITY               EDINA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MN   55424
  UNPAID BALANCE:    325,491.810            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,247.17            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00495            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080173909               MORTGAGORS:        FISHER, BRUCE

                                                   FISHER, HEIDI
                                            ADDRESS     :    669 BUENA VISTA
  MORTGAGE AMT:       249,023.65            CITY               GLEN ELLYN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               IL   60137
  UNPAID BALANCE:    248,391.580            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,713.94            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.33654            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080173917               MORTGAGORS:        NAGEL, RONALD
                                            ADDRESS     :    9444 N INDIGO HILL DRIVE
  MORTGAGE AMT:       344,000.00            CITY               FOUNTAIN HI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               AZ   85268
  UNPAID BALANCE:    343,149.110            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,288.65            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080173933               MORTGAGORS:        DRAGT, CYNTHIA

                                                   DRAGT, LAWRENCE
                                            ADDRESS     :    16 BRITTANY
  MORTGAGE AMT:       255,628.00            CITY               CARY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               IL   60013
  UNPAID BALANCE:    254,996.720            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,753.58            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.03657            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           09/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080173941               MORTGAGORS:        SCHMIDT, THOMAS

                                                   SCHMIDT, LAURA
                                            ADDRESS     :    2231 COPPERFIELD DRIVE
  MORTGAGE AMT:       300,000.00            CITY               MENDOTA HEI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               MN   55120
  UNPAID BALANCE:    299,506.750            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,995.91            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.46377            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080173974               MORTGAGORS:        GREENE, GEOFFREY

                                                   GREENE, JANET
                                            ADDRESS     :    735 STONEGATE ROAD
  MORTGAGE AMT:       299,000.00            CITY               LIBERTYVILL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.95000                               IL   60048
  UNPAID BALANCE:    297,237.010            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,979.22            ANNUAL RATE ADJUST:      0.000
  LTV :                 67.95455            OUTSIDE CONV DATE:
  CURRENT INT           6.95000             MATURITY DATE:           12/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080173982               MORTGAGORS:        SAYRE, JENNIFER
                                            ADDRESS     :    486 OLD FARM ROAD
  MORTGAGE AMT:       256,000.00            CITY               SHOREVIEW
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MN   55126
  UNPAID BALANCE:    254,783.550            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,746.37            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.14286            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           01/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174006               MORTGAGORS:        HENDERSON, THOMAS

                                                   O'LEARY, MARY
                                            ADDRESS     :    2519 LONGACRES DRIVE
  MORTGAGE AMT:       267,200.00            CITY               CHANHASSEN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               MN   55317
  UNPAID BALANCE:    266,760.680            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,777.69            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174014               MORTGAGORS:        LABANC, ROBERT

                                                   LABANC, LISA
                                            ADDRESS     :    11011 WOODLAKE DRIVE
  MORTGAGE AMT:       520,000.00            CITY               KIRTLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               OH   44094
  UNPAID BALANCE:    519,186.240            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,547.32            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174022               MORTGAGORS:        BARBARI, RICHARD

                                                   BARBARI, LISA
                                            ADDRESS     :    7090 SLEEPY HOLLOW LANE
  MORTGAGE AMT:       320,000.00            CITY               EDEN PRAIRI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               MN   55346
  UNPAID BALANCE:    318,941.580            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,128.97            ANNUAL RATE ADJUST:      0.000
  LTV :                 88.16698            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174030               MORTGAGORS:        GRANGAARD, TIMOTHY

                                                   GRANGAARD, KAREN
                                            ADDRESS     :    1624 WOODLAWN CIRCLE
  MORTGAGE AMT:       380,000.00            CITY               WACONIA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               MN   55387
  UNPAID BALANCE:    378,743.120            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,528.15            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.38095            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174048               MORTGAGORS:        RUDDY, RICHARD

                                                   WRISTON RUDD, BARBARA
                                            ADDRESS     :    129 LINDEN DRIVE
  MORTGAGE AMT:       455,000.00            CITY               CINCINNATI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               OH   45215
  UNPAID BALANCE:    453,901.930            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,065.42            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174055               MORTGAGORS:        POHLMANN, MARCUS

                                                   POHLMANN, KIRSTEN
                                            ADDRESS     :    155 DOGWOOD COURT
  MORTGAGE AMT:       504,000.00            CITY               WEST JEFFER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               OH   43162
  UNPAID BALANCE:    503,171.330            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,353.13            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174063               MORTGAGORS:        RUD, STANLEY

                                                   RUD, CHRISTINE
                                            ADDRESS     :    8828 RIDGE PONDS DRIVE
  MORTGAGE AMT:       364,000.00            CITY               VICTORIA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               MN   55386
  UNPAID BALANCE:    363,099.630            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,421.71            ANNUAL RATE ADJUST:      0.000
  LTV :                 59.67213            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174071               MORTGAGORS:        MEESE, JOSEPH

                                                   MEESE, CHERYL
                                            ADDRESS     :    901 PLUM STREET
  MORTGAGE AMT:       390,000.00            CITY               DULUTH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               MN   55805
  UNPAID BALANCE:    388,710.050            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,594.68            ANNUAL RATE ADJUST:      0.000
  LTV :                 60.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174105               MORTGAGORS:        SCHULDT, RANDALL

                                                   SCHULDT, CATHY
                                            ADDRESS     :    4905 SYCAMORE DR
  MORTGAGE AMT:       282,000.00            CITY               EAGAN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MN   55123
  UNPAID BALANCE:    281,547.640            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,899.89            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174113               MORTGAGORS:        SCHUETTE, THOMAS

                                                   SCHUETTE, ROSEMARIE
                                            ADDRESS     :    6358 ALAMO AVENUE
  MORTGAGE AMT:       295,000.00            CITY               CLAYTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               MO   63105
  UNPAID BALANCE:    294,339.100            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,062.68            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.96823            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174121               MORTGAGORS:        CYRA, TIMOTHY

                                                   CYRA, KIM
                                            ADDRESS     :    W344 S8760 WHITETAIL DRIV
  MORTGAGE AMT:       314,000.00            CITY               EAGLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               WI   53119
  UNPAID BALANCE:    313,520.670            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,168.72            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.49367            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174139               MORTGAGORS:        MERZ, DONALD

                                                   MERZ, TERESA
                                            ADDRESS     :    11956 BRITESILKS LANE
  MORTGAGE AMT:       400,000.00            CITY               CINCINNATI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               OH   45249
  UNPAID BALANCE:    399,358.340            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,694.88            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.79646            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174154               MORTGAGORS:        BENSON, KARL

                                                   BENSON, LYNN
                                            ADDRESS     :    901 WEST WILKE STREET
  MORTGAGE AMT:       300,000.00            CITY               MARINE ON S
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               MN   55047
  UNPAID BALANCE:    299,494.480            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,970.79            ANNUAL RATE ADJUST:      0.000
  LTV :                 63.15789            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174162               MORTGAGORS:        HARVEY, EDWIN

                                                   HARVEY, TERRI
                                            ADDRESS     :    2210 STONERIDGE TERRACE C
  MORTGAGE AMT:       315,000.00            CITY               CHESTERFIEL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               MO   63017
  UNPAID BALANCE:    314,201.520            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,069.33            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174170               MORTGAGORS:        BROCKMAN, A STRODE

                                                   BROCKMAN, LOIS
                                            ADDRESS     :    3536 EDMUND BLVD
  MORTGAGE AMT:       432,000.00            CITY               MINNEAPOLIS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               MN   55406
  UNPAID BALANCE:    430,931.460            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,874.11            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174196               MORTGAGORS:        KIMBERLEY, BARRY
                                            ADDRESS     :    1811 EMERSON AVENUE SOUTH
  MORTGAGE AMT:       399,000.00            CITY               MINNEAPOLIS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MN   55403
  UNPAID BALANCE:    398,037.070            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,688.14            ANNUAL RATE ADJUST:      0.000
  LTV :                 61.38462            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174204               MORTGAGORS:        MONSON, DAVID

                                                   MONSON, MARY
                                            ADDRESS     :    20305 LAKEVIEW AVENUE
  MORTGAGE AMT:       397,000.00            CITY               DEEPHAVEN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               MN   55331
  UNPAID BALANCE:    393,621.690            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,018.65            ANNUAL RATE ADJUST:      0.000
  LTV :                 33.08333            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           04/01/19
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174212               MORTGAGORS:        COX, MARILYN

                                                   JURY, WILLIAM
                                            ADDRESS     :    6529 N 29TH STREET
  MORTGAGE AMT:       356,000.00            CITY               PHOENIX
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               AZ   85016
  UNPAID BALANCE:    355,140.850            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,398.44            ANNUAL RATE ADJUST:      0.000
  LTV :                 51.22302            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174220               MORTGAGORS:        MEADS, EDWARD
                                            ADDRESS     :    215 WEST POINT ROAD
  MORTGAGE AMT:       440,000.00            CITY               TONKA BAY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               MN   55331
  UNPAID BALANCE:    438,911.660            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,927.34            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.57627            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174238               MORTGAGORS:        WIKSTROM, JON

                                                   WIKSTROM, JEANNE
                                            ADDRESS     :    4167 POND WYNDE SOUTH
  MORTGAGE AMT:       335,800.00            CITY               EAGAN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.95000                               MN   55122
  UNPAID BALANCE:    335,522.010            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,222.83            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.98934            OUTSIDE CONV DATE:
  CURRENT INT           6.95000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174246               MORTGAGORS:        COMMISKEY, JAMES

                                                   COMMISKEY, LORRAINE
                                            ADDRESS     :    50326 TOP OF THE HILL DR
  MORTGAGE AMT:       324,100.00            CITY               PLYMOUTH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MI   48170
  UNPAID BALANCE:    323,336.930            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,210.93            ANNUAL RATE ADJUST:      0.000
  LTV :                 64.82000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174253               MORTGAGORS:        MUCKIAN, WILLIAM M

                                                   MUCKIAN, DAWN
                                            ADDRESS     :    561 LINDEN AVENUE
  MORTGAGE AMT:       517,300.00            CITY               ELMHURST
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               IL   60126
  UNPAID BALANCE:    516,111.840            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,572.87            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.43165            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174279               MORTGAGORS:        POPP, MARTIN B

                                                   POPP, PAMELA
                                            ADDRESS     :    3530 BAYARD DRIVE
  MORTGAGE AMT:       379,000.00            CITY               CINCINNATI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               OH   45208
  UNPAID BALANCE:    376,386.090            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,553.40            ANNUAL RATE ADJUST:      0.000
  LTV :                 51.21622            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174287               MORTGAGORS:        EDDY, ANDREW

                                                   EDDY, SHERRY
                                            ADDRESS     :    11850 BLACKSTONE LANE
  MORTGAGE AMT:       360,000.00            CITY               NEW CONCORD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               OH   43762
  UNPAID BALANCE:    359,436.620            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,455.84            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174295               MORTGAGORS:        HAAG, PETER
                                            ADDRESS     :    20216 LONGRIDGE
  MORTGAGE AMT:       254,000.00            CITY               NORTHVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MI   48167
  UNPAID BALANCE:    253,387.010            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,711.25            ANNUAL RATE ADJUST:      0.000
  LTV :                 66.31854            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174303               MORTGAGORS:        BIZZARO, PATRICK

                                                   BIZZARO, BONNIE
                                            ADDRESS     :    1859 W GLENHURST DRIVE NW
  MORTGAGE AMT:       272,800.00            CITY               LANCASTER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               OH   43130
  UNPAID BALANCE:    272,141.650            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,837.90            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174311               MORTGAGORS:        BORG, ANDY
                                            ADDRESS     :    1700 MINNESOTA AVENUE
  MORTGAGE AMT:       381,500.00            CITY               DULUTH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MN   55802
  UNPAID BALANCE:    380,601.760            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,602.51            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.80392            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174337               MORTGAGORS:        GREEN, MICHAEL

                                                   GREEN, BETSY
                                            ADDRESS     :    1500 E HENRY CLAY ST
  MORTGAGE AMT:       500,000.00            CITY               WHITEFISH B
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               WI   53217
  UNPAID BALANCE:    499,236.740            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,453.38            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.49315            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174360               MORTGAGORS:        RAU, MICHAEL

                                                   RAU, ANDREA
                                            ADDRESS     :    1395 WEST MAIN STREET
  MORTGAGE AMT:       408,750.00            CITY               WASHINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MO   63090
  UNPAID BALANCE:    408,108.300            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,788.40            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.78159            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174378               MORTGAGORS:        RAU, MICHAEL

                                                   RAU, ANDREA
                                            ADDRESS     :    30 OVERLOOK
  MORTGAGE AMT:       290,850.00            CITY               KIMBERLING
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MO   65686
  UNPAID BALANCE:    290,393.400            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,984.11            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.11475            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174386               MORTGAGORS:        FRADKIN, JEFFREY

                                                   FRADKIN, LYNN
                                            ADDRESS     :    106 MILLSTONE ROAD
  MORTGAGE AMT:       270,400.00            CITY               DEERFIELD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               IL   60015
  UNPAID BALANCE:    269,966.260            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,821.73            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174394               MORTGAGORS:        DIRING, SCOTT

                                                   DIRING, KIMBERLY
                                            ADDRESS     :    4226 REDTAIL PASS
  MORTGAGE AMT:       279,000.00            CITY               MIDDLETON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               WI   53562
  UNPAID BALANCE:    278,552.460            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,879.67            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.97872            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174402               MORTGAGORS:        KATZ, JEFFREY

                                                   KATZ, KAREN
                                            ADDRESS     :    302 CARLISLE LANE
  MORTGAGE AMT:       395,000.00            CITY               LAKE FOREST
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               IL   60045
  UNPAID BALANCE:    394,381.860            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,694.60            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.33910            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174410               MORTGAGORS:        FOSTER, MARK

                                                   FOSTER, MEREDITH
                                            ADDRESS     :    20 EAST WOODLAND ROAD
  MORTGAGE AMT:       318,000.00            CITY               LAKE BLUFF
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               IL   60044
  UNPAID BALANCE:    317,502.360            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,169.32            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.95349            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174428               MORTGAGORS:        MAJOROS, KENNETH

                                                   MAJOROS, ANDREA
                                            ADDRESS     :    463 PINE HOLLOW CT.
  MORTGAGE AMT:       282,500.00            CITY               BALLWIN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MO   63021
  UNPAID BALANCE:    282,046.840            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,903.25            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.33333            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174436               MORTGAGORS:        SMITH, RANDY

                                                   SMITH, MICHELE
                                            ADDRESS     :    11450 JASMINE TRAIL NO
  MORTGAGE AMT:       337,500.00            CITY               STILLWATER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               MN   55082
  UNPAID BALANCE:    336,830.710            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,217.14            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174444               MORTGAGORS:        JACOBS, JEFFREY

                                                   JACOBS, MARJORIE
                                            ADDRESS     :    1188 GREEN BAY ROAD
  MORTGAGE AMT:       500,000.00            CITY               GLENCOE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               IL   60022
  UNPAID BALANCE:    499,600.160            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,368.59            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.75758            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174469               MORTGAGORS:        WALERSTEIN, JAY

                                                   WALERSTEIN, ELLEN
                                            ADDRESS     :    10124 SUMMERLAKES DRIVE
  MORTGAGE AMT:       298,000.00            CITY               CARMEL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               IN   46032
  UNPAID BALANCE:    297,767.530            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,032.89            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.49451            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174477               MORTGAGORS:        GROSSHANDLER, JOHN

                                                   GROSSHANDLER, JENNIFER
                                            ADDRESS     :    3140 WARBLER PLACE
  MORTGAGE AMT:       336,000.00            CITY               HIGHLAND PA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               IL   60035
  UNPAID BALANCE:    335,731.310            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,263.69            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174485               MORTGAGORS:        BERRYMAN, GARRY

                                                   BERRYMAN, REBECCA
                                            ADDRESS     :    945 FOXKIRK DR
  MORTGAGE AMT:       360,000.00            CITY               BROOKFIELD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               WI   53045
  UNPAID BALANCE:    359,422.510            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,425.39            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174493               MORTGAGORS:        ABBOTT, PAUL

                                                   ABBOTT, TAMARA
                                            ADDRESS     :    W11669 478TH AVENUE
  MORTGAGE AMT:       292,000.00            CITY               PRESCOTT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               WI   54021
  UNPAID BALANCE:    291,754.680            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,918.24            ANNUAL RATE ADJUST:      0.000
  LTV :                 67.59259            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174501               MORTGAGORS:        KEEGAN, MARY
                                            ADDRESS     :    10717 N 140TH PLACE
  MORTGAGE AMT:       255,000.00            CITY               SCOTTSDALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               AZ   85259
  UNPAID BALANCE:    254,590.930            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,717.99            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174519               MORTGAGORS:        WOOD, RICHARD

                                                   WOOD, DENISE
                                            ADDRESS     :    13997 80TH AVE N
  MORTGAGE AMT:       285,000.00            CITY               MAPLE GROVE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.95000                               MN   55311
  UNPAID BALANCE:    284,764.070            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,886.56            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.16667            OUTSIDE CONV DATE:
  CURRENT INT           6.95000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174527               MORTGAGORS:        SMITH, JAMES S

                                                   SMITH, ADELIA
                                            ADDRESS     :    1117 LIVERMORE STREET
  MORTGAGE AMT:       262,500.00            CITY               YELLOW SPRI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               OH   45387
  UNPAID BALANCE:    262,295.220            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,790.72            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174535               MORTGAGORS:        BAILEY, HUGH

                                                   BAMBERGER BA, SHELLEY
                                            ADDRESS     :    8340 ARAPAHO LANE
  MORTGAGE AMT:       640,000.00            CITY               CINCINNATI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               OH   45243
  UNPAID BALANCE:    638,998.460            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,365.93            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.91011            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174543               MORTGAGORS:        O'HALLORAN, JOHN DAVID

                                                   COOLEY, PAMELA
                                            ADDRESS     :    18910 SOUTH WOODLAND ROAD
  MORTGAGE AMT:       360,000.00            CITY               SHAKER HEIG
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               OH   44122
  UNPAID BALANCE:    359,712.110            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,425.39            ANNUAL RATE ADJUST:      0.000
  LTV :                 64.28571            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174568               MORTGAGORS:        THOMPSON, MARGARET M
                                            ADDRESS     :    3123 E DESERT FLOWER LANE
  MORTGAGE AMT:       240,050.00            CITY               PHOENIX
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               AZ   85048
  UNPAID BALANCE:    239,848.330            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,576.96            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.20635            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174584               MORTGAGORS:        EVERHART, RICHARD

                                                   EVERHART, LINDA
                                            ADDRESS     :    16243 E ELLIOT ROAD
  MORTGAGE AMT:       300,000.00            CITY               GILBERT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               AZ   85234
  UNPAID BALANCE:    299,518.760            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,021.16            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174600               MORTGAGORS:        CRAIG, RANDALL

                                                   CRAIG, REBECCA
                                            ADDRESS     :    832 BOURBON RED DRIVE
  MORTGAGE AMT:       274,500.00            CITY               ST LOUIS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MO   63131
  UNPAID BALANCE:    274,285.870            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,872.57            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174634               MORTGAGORS:        STRIEDINGER, FERNANDO

                                                   STREIDINGER, KATHLEEN
                                            ADDRESS     :    2685 PRISCILLA AVENUE
  MORTGAGE AMT:       335,000.00            CITY               HIGHLAND PA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               IL   60035
  UNPAID BALANCE:    334,462.610            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,256.96            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.90698            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174642               MORTGAGORS:        MARRON, BRIAN

                                                   MARRON, TAMI
                                            ADDRESS     :    655 WEST BUCKINGHAM PLACE
  MORTGAGE AMT:       425,000.00            CITY               CHICAGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               IL   60657
  UNPAID BALANCE:    424,651.630            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,827.54            ANNUAL RATE ADJUST:      0.000
  LTV :                 42.50000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174659               MORTGAGORS:        CHESROWN, KAREN
                                            ADDRESS     :    1943 W FLETCHER STREET
  MORTGAGE AMT:       315,000.00            CITY               CHICAGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               IL   60657
  UNPAID BALANCE:    314,741.800            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,095.70            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.59091            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174691               MORTGAGORS:        PINKOWSKI, DARLENE
                                            ADDRESS     :    5465 FOX PATH LANE
  MORTGAGE AMT:       315,000.00            CITY               HOFFMAN EST
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               IL   60192
  UNPAID BALANCE:    314,754.270            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,148.86            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.77778            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174709               MORTGAGORS:        ROLFES, RICHARD J

                                                   ROLFES, MARY
                                            ADDRESS     :    1184 BEVERLY HILL DRIVE
  MORTGAGE AMT:       300,000.00            CITY               CINCINNATI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               OH   45208
  UNPAID BALANCE:    298,609.720            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,046.53            ANNUAL RATE ADJUST:      0.000
  LTV :                 62.50000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           02/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174717               MORTGAGORS:        KOSIEK, TIMOTHY

                                                   KOSIEK, MILDRED
                                            ADDRESS     :    6233 MALLORY LANE
  MORTGAGE AMT:       283,500.00            CITY               EDEN PRAIRI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.95000                               MN   55346
  UNPAID BALANCE:    283,029.260            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,876.63            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.95000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174725               MORTGAGORS:        RAAF, JOHN

                                                   RAAF, STACEY
                                            ADDRESS     :    4861 LILAC PLACE NORTH
  MORTGAGE AMT:       276,000.00            CITY               LAKE ELMO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               MN   55042
  UNPAID BALANCE:    275,283.060            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,790.14            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174733               MORTGAGORS:        MOORE, TERRY

                                                   MOORE, BARRY
                                            ADDRESS     :    313 246TH WAY SE
  MORTGAGE AMT:       431,750.00            CITY               REDMOND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               WA   98053
  UNPAID BALANCE:    431,413.190            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,945.30            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.95370            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174741               MORTGAGORS:        HAGERMAN, STEVEN

                                                   HAGERMAN, MARY
                                            ADDRESS     :    5964 RIDGE CREEK ROAD
  MORTGAGE AMT:       360,000.00            CITY               SHOREVIEW
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               MN   55126
  UNPAID BALANCE:    358,779.760            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,364.95            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174758               MORTGAGORS:        FEICHTMEIER, PETER

                                                   FEICHTMEIER, NANCY
                                            ADDRESS     :    W296 N2977 FRANCISCAN RD
  MORTGAGE AMT:       375,000.00            CITY               PEWAUKEE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               WI   53072
  UNPAID BALANCE:    374,398.440            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,526.45            ANNUAL RATE ADJUST:      0.000
  LTV :                 50.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174766               MORTGAGORS:        WHITMAN, STEPHEN

                                                   WHITMAN, LINDA
                                            ADDRESS     :    3620 EILEEN STREET
  MORTGAGE AMT:       399,450.00            CITY               ORONO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               MN   55359
  UNPAID BALANCE:    398,437.440            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,624.11            ANNUAL RATE ADJUST:      0.000
  LTV :                 88.76667            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174774               MORTGAGORS:        BURLING, RICHARD

                                                   BURLING, LYNNE
                                            ADDRESS     :    3540 NORTH SUMMIT AVENUE
  MORTGAGE AMT:       312,000.00            CITY               SHOREWOOD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               WI   53211
  UNPAID BALANCE:    311,750.490            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,102.01            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174782               MORTGAGORS:        SIA, IMELDA

                                                   SIA, JOHN
                                            ADDRESS     :    6641 N DOWAGIAC AVE
  MORTGAGE AMT:       457,000.00            CITY               LINCOLNWOOD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               IL   60646
  UNPAID BALANCE:    456,266.930            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,078.90            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.79310            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174808               MORTGAGORS:        CANITZ, CHRISTOPHE

                                                   CANITZ, CORINA
                                            ADDRESS     :    20645 BARTLETT DRIVE
  MORTGAGE AMT:       304,000.00            CITY               BROOKFIELD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               WI   53045
  UNPAID BALANCE:    303,266.330            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,048.11            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174816               MORTGAGORS:        SAMSE, MARK

                                                   SAMSE, SANDRA
                                            ADDRESS     :    8225  SHERMAN ROAD
  MORTGAGE AMT:       345,000.00            CITY               CEDARBURG
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               WI   53012
  UNPAID BALANCE:    344,418.640            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,266.41            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.52809            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174824               MORTGAGORS:        TRABERT, DAVID

                                                   DALEY, MARIE
                                            ADDRESS     :    9034 ASPEN GROVE LANE
  MORTGAGE AMT:       380,200.00            CITY               MADISON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               WI   53717
  UNPAID BALANCE:    379,282.450            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,561.48            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.68217            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174832               MORTGAGORS:        MCMURRAY, JAMES

                                                   MCMURRAY, JANE
                                            ADDRESS     :    6113 SOUTH HIGHLANDS AVE
  MORTGAGE AMT:       308,000.00            CITY               MADISON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               WI   53705
  UNPAID BALANCE:    307,529.840            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,127.28            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174840               MORTGAGORS:        NEWCOME, JOHN

                                                   NEWCOME, MARGARET
                                            ADDRESS     :    2249 FAIRMOUNT AVENUE
  MORTGAGE AMT:       338,000.00            CITY               ST PAUL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MN   55105
  UNPAID BALANCE:    337,736.320            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,305.76            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.69072            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174857               MORTGAGORS:        STEPHAN, ANTHONY

                                                   STEPHAN, PAMELA
                                            ADDRESS     :    7970 DUNHILL DRIVE
  MORTGAGE AMT:       290,250.00            CITY               LAKEWOOD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               IL   60014
  UNPAID BALANCE:    290,023.570            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,980.02            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.52055            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174865               MORTGAGORS:        HANNAH, STEVE

                                                   HANNAH, JOELLA
                                            ADDRESS     :    2910 SILVER OAK TRAIL
  MORTGAGE AMT:       324,800.00            CITY               MARION
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               IA   52302
  UNPAID BALANCE:    324,265.960            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,160.91            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174873               MORTGAGORS:        LEVINE, JONATHAN

                                                   LEVINE, MICHELLE
                                            ADDRESS     :    4321 SQUIRES ROAD
  MORTGAGE AMT:       315,000.00            CITY               MEQUON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               WI   53092
  UNPAID BALANCE:    314,519.140            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,175.63            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174907               MORTGAGORS:        ROTHMAN, JAY

                                                   ROTHMAN, TRACY
                                            ADDRESS     :    1101 E CIRCLE DRIVE
  MORTGAGE AMT:       371,250.00            CITY               WHITEFISH B
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               WI   53217
  UNPAID BALANCE:    370,953.120            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,501.18            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.76531            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174915               MORTGAGORS:        CHRISTENSEN, PAUL M

                                                   CHRISTENSEN, SUE
                                            ADDRESS     :    W1948 TULETA HILLS RD
  MORTGAGE AMT:       431,250.00            CITY               MARKESAN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               WI   53946
  UNPAID BALANCE:    430,591.680            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,978.54            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174923               MORTGAGORS:        MC DONOUGH, KEVIN

                                                   MC DONOUGH, ROBERTA
                                            ADDRESS     :    474 GREENFIELD AVE
  MORTGAGE AMT:       335,450.00            CITY               GLEN ELLYN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               IL   60137
  UNPAID BALANCE:    334,925.030            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,288.37            ANNUAL RATE ADJUST:      0.000
  LTV :                 64.50962            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174931               MORTGAGORS:        DOHENY, KEVIN

                                                   DOHENY, ROBERTA
                                            ADDRESS     :    1610 BLACKHAWK LAKE PLACE
  MORTGAGE AMT:       393,000.00            CITY               EAGAN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               MN   55122
  UNPAID BALANCE:    392,353.840            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,614.64            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.85714            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174949               MORTGAGORS:        COULSON, MICHAEL

                                                   COULSON, SUSAN
                                            ADDRESS     :    2540 HANFORD LANE
  MORTGAGE AMT:       650,000.00            CITY               AURORA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               IL   60504
  UNPAID BALANCE:    649,480.200            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,379.18            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.99452            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174956               MORTGAGORS:        VACCO, DONALD

                                                   VACCO, KATHLEEN
                                            ADDRESS     :    8S240 DUNHAM DRIVE
  MORTGAGE AMT:       297,000.00            CITY               NAPERVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               IL   60540
  UNPAID BALANCE:    295,873.580            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,324.98            ANNUAL RATE ADJUST:      0.000
  LTV :                 51.65217            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/19
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174964               MORTGAGORS:        CHAWLA, ASHOK

                                                   CHAWLA, PURNIMA
                                            ADDRESS     :    6706 CEDAR VIEW COURT NE
  MORTGAGE AMT:       385,150.00            CITY               CEDAR RAPID
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               IA   52402
  UNPAID BALANCE:    384,818.390            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,498.08            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99792            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174972               MORTGAGORS:        NELSON, DAMON

                                                   NELSON, LISA
                                            ADDRESS     :    6272 ADDINGTON COURT
  MORTGAGE AMT:       260,000.00            CITY               EDEN PRAIRI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               MN   55346
  UNPAID BALANCE:    259,561.870            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,708.02            ANNUAL RATE ADJUST:      0.000
  LTV :                 54.73684            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174980               MORTGAGORS:        PERRY, RANDALL

                                                   PERRY, ELIZABETH
                                            ADDRESS     :    975 WEST BRADLEY ROAD
  MORTGAGE AMT:       300,000.00            CITY               RIVER HILLS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               WI   53217
  UNPAID BALANCE:    299,518.760            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,021.16            ANNUAL RATE ADJUST:      0.000
  LTV :                 50.42017            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174998               MORTGAGORS:        MCINTOSH, GEORGE

                                                   MCINTOSH, ELAINE
                                            ADDRESS     :    17518 JONES STREET
  MORTGAGE AMT:       280,800.00            CITY               OMAHA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               NE   68118
  UNPAID BALANCE:    280,569.830            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,868.17            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080175003               MORTGAGORS:        PETERSON, PAUL

                                                   PETERSON, DEBORAH
                                            ADDRESS     :    15 HAWK FEATHER CIRCLE
  MORTGAGE AMT:       330,000.00            CITY               MADISON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               WI   53717
  UNPAID BALANCE:    329,736.100            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,223.28            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.21277            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080175136               MORTGAGORS:        KAZUKO OKAMO, BARBARA
                                            ADDRESS     :    90 W ORANGE HILL CIRCLE
  MORTGAGE AMT:       271,000.00            CITY               ORANGE VILL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               OH   44022
  UNPAID BALANCE:    270,575.900            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,848.70            ANNUAL RATE ADJUST:      0.000
  LTV :                 61.59091            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080175201               MORTGAGORS:        PALABE, CHRISTOPHE

                                                   PALABE, ARLENE
                                            ADDRESS     :    404 REGENT COURT
  MORTGAGE AMT:       255,000.00            CITY               LINDENHURST
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               IL   60046
  UNPAID BALANCE:    254,600.950            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,739.55            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.92494            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080175219               MORTGAGORS:        WALKER, JERRY

                                                   WALKER, LINDA
                                            ADDRESS     :    9236 DUCKWOOD TRAIL
  MORTGAGE AMT:       251,600.00            CITY               WOODBURY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               MN   55125
  UNPAID BALANCE:    250,977.670            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,673.91            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.07345            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080175227               MORTGAGORS:        RUNTZ, RICHARD

                                                   MEESKE RUNTZ, JULIE
                                            ADDRESS     :    711 OXBOW LN
  MORTGAGE AMT:       316,000.00            CITY               BARRINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               IL   60010
  UNPAID BALANCE:    315,493.100            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,128.95            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080175235               MORTGAGORS:        MOCERI, WILLIAM

                                                   MOCERI, BONNIE
                                            ADDRESS     :    3063 VOORHEIS LAKE CT
  MORTGAGE AMT:       420,000.00            CITY               LAKE ORION
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MI   48360
  UNPAID BALANCE:    419,680.410            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,900.84            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080175573               MORTGAGORS:        FAIRMAN, JEFFREY

                                                   FAIRMAN, AIDA
                                            ADDRESS     :    114 PACCHETTI WAY
  MORTGAGE AMT:       284,000.00            CITY               MOUNTAIN VI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   94040
  UNPAID BALANCE:    284,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,985.77            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080176068               MORTGAGORS:        CHAN, LUONG

                                                   CHAN, CINDY
                                            ADDRESS     :    5778 BELLEZA DRIVE
  MORTGAGE AMT:       252,000.00            CITY               PLEASANTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   94588
  UNPAID BALANCE:    252,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,697.78            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080176126               MORTGAGORS:        AVILA, D
                                            ADDRESS     :    24739 NORTH KENNEFICK ROA
  MORTGAGE AMT:       350,000.00            CITY               GALT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   95632
  UNPAID BALANCE:    349,705.960            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,299.25            ANNUAL RATE ADJUST:      0.000
  LTV :                 67.30769            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080176142               MORTGAGORS:        GARCIA, ROY

                                                   GARCIA, MARIA
                                            ADDRESS     :    4436 PALMDALE STREET
  MORTGAGE AMT:       297,700.00            CITY               UNION CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94587
  UNPAID BALANCE:    297,700.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,030.84            ANNUAL RATE ADJUST:      0.000
  LTV :                 86.28986            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080176472               MORTGAGORS:        BALASUBRAMAN, CHANDRA

                                                   BALASUBRAMAN, ROHIT
                                            ADDRESS     :    2875 RUBINO CIRCLE
  MORTGAGE AMT:       287,400.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   95125
  UNPAID BALANCE:    287,164.420            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,912.08            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.98820            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080176613               MORTGAGORS:        PORCH, R

                                                   SUN, KAREN
                                            ADDRESS     :    6 HENNA
  MORTGAGE AMT:       400,600.00            CITY               IRVINE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   92618
  UNPAID BALANCE:    400,263.440            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,631.66            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080176647               MORTGAGORS:        ROBERTS, RICHARD

                                                   ROBERTS, PATRICIA
                                            ADDRESS     :    760 CAMELOT PARKWAY
  MORTGAGE AMT:       333,962.00            CITY               EL CAJON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   92019
  UNPAID BALANCE:    333,962.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,363.76            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.51476            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080176688               MORTGAGORS:        BUNIN, BRUCE

                                                   BUNIN, MARIBEL
                                            ADDRESS     :    8539 OWENS RIVER CIRCLE
  MORTGAGE AMT:       266,500.00            CITY               FOUNTAIN VA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   92708
  UNPAID BALANCE:    266,500.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,818.00            ANNUAL RATE ADJUST:      0.000
  LTV :                 62.70588            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080176704               MORTGAGORS:        BROWN, RICHARD

                                                   BROWN, ELISA
                                            ADDRESS     :    542 ESCONDIDO CIRCLE
  MORTGAGE AMT:       319,200.00            CITY               LIVERMORE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   94550
  UNPAID BALANCE:    318,968.970            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,259.28            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080176845               MORTGAGORS:        STEINKE, CALVIN

                                                   STEINKE, ELIZABETH
                                            ADDRESS     :    2581 CRESTVIEW DRIVE
  MORTGAGE AMT:       500,000.00            CITY               NEWPORT BEA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   92660
  UNPAID BALANCE:    500,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,410.88            ANNUAL RATE ADJUST:      0.000
  LTV :                 66.66667            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080178023               MORTGAGORS:        BAIN, JOAN
                                            ADDRESS     :    45 BELL CANYON DRIVE
  MORTGAGE AMT:       300,000.00            CITY               DOVE CANYON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92679
  UNPAID BALANCE:    300,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,072.03            ANNUAL RATE ADJUST:      0.000
  LTV :                 57.69231            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080178353               MORTGAGORS:        KANAGA, VALIANT

                                                   KANAGA, LINDA
                                            ADDRESS     :    2780 VALLEY VIEW ROAD
  MORTGAGE AMT:       287,800.00            CITY               HOLLISTER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   95023
  UNPAID BALANCE:    286,114.850            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,914.75            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.99008            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           12/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080178411               MORTGAGORS:        GURR, DAVID

                                                   GURR, RINA
                                            ADDRESS     :    1 DANCING CLOUD COURT
  MORTGAGE AMT:       259,690.00            CITY               LAS FLORES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   92688
  UNPAID BALANCE:    259,690.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,705.98            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.85720            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080178494               MORTGAGORS:        ANDREWS, NATALIE

                                                   ANDREWS, DALE
                                            ADDRESS     :    1002 MORNING GLORY CT
  MORTGAGE AMT:       320,600.00            CITY               EL DORADO H
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   95762
  UNPAID BALANCE:    320,600.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,187.06            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99681            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080178536               MORTGAGORS:        MC ELRATH, EVE
                                            ADDRESS     :    807 CAMINITO DEL SOL
  MORTGAGE AMT:       119,920.00            CITY               CARLSBAD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92009
  UNPAID BALANCE:    119,920.000            OPTION TO CONVERT :      No
  MONTHLY P&I:            828.26            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080178551               MORTGAGORS:        MC TEER, DENNIS

                                                   MC TEER, MARGARET
                                            ADDRESS     :    8532 CATALINA AVENUE
  MORTGAGE AMT:       355,750.00            CITY               WHITTIER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   90605
  UNPAID BALANCE:    355,750.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,426.84            ANNUAL RATE ADJUST:      0.000
  LTV :                 88.93750            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080178577               MORTGAGORS:        JAYE, ROBERT
                                            ADDRESS     :    241 SHERMAN CANAL
  MORTGAGE AMT:       310,000.00            CITY               Venice (area)
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   90291
  UNPAID BALANCE:    310,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,194.16            ANNUAL RATE ADJUST:      0.000
  LTV :                 62.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080178668               MORTGAGORS:        KIRSCHNER, STEVEN

                                                   KIRSCHNER, JULIE
                                            ADDRESS     :    7583 EAST ENDEMONT COURT
  MORTGAGE AMT:       475,000.00            CITY               ANAHEIM
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92808
  UNPAID BALANCE:    474,638.560            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,280.71            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.16667            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080178718               MORTGAGORS:        LANDER, ARTHER

                                                   LCALOF, ANNE
                                            ADDRESS     :    1850 GLENNERYLSTREET
  MORTGAGE AMT:       444,000.00            CITY               LAGUNA BEAC
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   92651
  UNPAID BALANCE:    443,644.930            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,991.32            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080178924               MORTGAGORS:        BARSTOW, WILLIAM

                                                   BARSTOW, BETTY
                                            ADDRESS     :    6230 SW ZENITH AVENUE
  MORTGAGE AMT:       300,000.00            CITY               REDMOND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               OR   97756
  UNPAID BALANCE:    300,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,175.21            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.42273            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080179195               MORTGAGORS:        LIPS, EDWIN

                                                   LIPS, LISA
                                            ADDRESS     :    13428 FEATHERSTONE DRIVE
  MORTGAGE AMT:       267,000.00            CITY               SAINT LOUIS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MO   63131
  UNPAID BALANCE:    266,786.480            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,798.83            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.21127            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080179245               MORTGAGORS:        BHALLA, RAHUL

                                                   BHALLA, RUBY
                                            ADDRESS     :    305 HAMBLETONIAN DR
  MORTGAGE AMT:       340,900.00            CITY               OAK BROOK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               IL   60521
  UNPAID BALANCE:    340,627.380            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,296.71            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080179286               MORTGAGORS:        RICHEY, DALE

                                                   RICHEY, PRISCILLA
                                            ADDRESS     :    2718 ROYAL OAK DRIVE NW
  MORTGAGE AMT:       280,000.00            CITY               SWISHER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               IA   52338
  UNPAID BALANCE:    279,764.760            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,839.41            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.31647            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080179344               MORTGAGORS:        STINE, KENNETH

                                                   STINE, TERRY
                                            ADDRESS     :    9975 SOUTH 161ST STREET
  MORTGAGE AMT:       281,250.00            CITY               OMAHA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NE   68136
  UNPAID BALANCE:    281,025.080            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,894.84            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080179427               MORTGAGORS:        LYNCH, JOHN

                                                   LYNCH, SUSAN
                                            ADDRESS     :    525 ROSEMARY ROAD
  MORTGAGE AMT:       400,000.00            CITY               LAKE FOREST
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               IL   60045
  UNPAID BALANCE:    399,680.130            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,694.87            ANNUAL RATE ADJUST:      0.000
  LTV :                 56.33803            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080180193               MORTGAGORS:        GRUODIS, ZITA

                                                   GRUODIS, PETRAS
                                            ADDRESS     :    7986 TOP OF THE WORLD DR
  MORTGAGE AMT:       321,000.00            CITY               SALT LAKE C
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               UT   84121
  UNPAID BALANCE:    320,280.830            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,244.48            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.97041            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080180359               MORTGAGORS:        KHARGI, JETENDRA
                                            ADDRESS     :    173-12 MAYFIELD RD
  MORTGAGE AMT:       269,000.00            CITY               Jamaica
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               NY   11432
  UNPAID BALANCE:    268,774.010            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,767.14            ANNUAL RATE ADJUST:      0.000
  LTV :                 87.06000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080180888               MORTGAGORS:        AVITIA, ADALBERTO
                                                   AVITIA, MARIA
                                                   AVITA, YOLANDA
                                            ADDRESS     :    18W686 OAKBROOK ROAD
  MORTGAGE AMT:       278,000.00            CITY               OAK BROOK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               IL   60523
  UNPAID BALANCE:    277,783.120            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,896.46            ANNUAL RATE ADJUST:      0.000
  LTV :                 87.42138            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080181092               MORTGAGORS:        COLLIER, JAMES

                                                   COLLIER, BARBARA
                                            ADDRESS     :    24102 CLEARBANK LANE
  MORTGAGE AMT:       305,000.00            CITY               SANTA CLARI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   91321
  UNPAID BALANCE:    304,767.920            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,106.56            ANNUAL RATE ADJUST:      0.000
  LTV :                 87.14286            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080181118               MORTGAGORS:        TRUJILLO, MICHAEL

                                                   TRUJILLO, SANDRA
                                            ADDRESS     :    951 SOUTH CREEKVIEW LANE
  MORTGAGE AMT:       292,000.00            CITY               ANAHEIM
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   92808
  UNPAID BALANCE:    291,772.210            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,991.96            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.36145            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080181134               MORTGAGORS:        ANDERSON, JOHN

                                                   ANDERSON, DIANA
                                            ADDRESS     :    19536 MANZANITA DRIVE
  MORTGAGE AMT:       256,000.00            CITY               LOS GATOS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   95033
  UNPAID BALANCE:    255,805.200            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,768.13            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080181373               MORTGAGORS:        JACOBS, ROBERT

                                                   JACOBS, BARBARA
                                            ADDRESS     :    87451 GREENHILL ROAD
  MORTGAGE AMT:       284,300.00            CITY               EUGENE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               OR   97402
  UNPAID BALANCE:    284,094.230            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,012.26            ANNUAL RATE ADJUST:      0.000
  LTV :                 66.89412            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080181407               MORTGAGORS:        COSGROVE, CAMERON
                                            ADDRESS     :    27741 MOTHERLODE COURT
  MORTGAGE AMT:       277,100.00            CITY               LAGUNA NIGU
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   92677
  UNPAID BALANCE:    276,894.360            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,937.52            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.97222            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080181456               MORTGAGORS:        SHOEMAKER, SCOTT
                                            ADDRESS     :    525 EAST SEASIDE WAY
  MORTGAGE AMT:       490,000.00            CITY               LONG BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   90802
  UNPAID BALANCE:    489,627.150            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,384.31            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.77778            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080181696               MORTGAGORS:        ARWOOD, MICHAEL

                                                   ARWOOD, SANDRA
                                            ADDRESS     :    914 APPLEWILDE DRIVE
  MORTGAGE AMT:       218,250.00            CITY               SAN MARCOS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   92069
  UNPAID BALANCE:    218,075.460            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,470.40            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99135            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080181845               MORTGAGORS:        BIZZELL, KENNETH

                                                   CHAPNICK, CATHERINE
                                            ADDRESS     :    1944 FOUNTAINVIEW CIRCLE
  MORTGAGE AMT:       314,400.00            CITY               SANTA ROSA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   95403
  UNPAID BALANCE:    314,160.760            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,171.49            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080181878               MORTGAGORS:        PHILLIPS, PARKER

                                                   PHILLIPS, TAMARA
                                            ADDRESS     :    1260 CENTENARY RIDGE
  MORTGAGE AMT:       284,000.00            CITY               SNELLVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               GA   30078
  UNPAID BALANCE:    284,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,034.61            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080182017               MORTGAGORS:        LAU, STEPHEN
                                            ADDRESS     :    2342 NIGHT SHADE LANE
  MORTGAGE AMT:       344,000.00            CITY               FREMONT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   94539
  UNPAID BALANCE:    344,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,288.64            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080182207               MORTGAGORS:        CARPINE, JOSEPH
                                            ADDRESS     :    22 ASHMONT STREET
  MORTGAGE AMT:       112,500.00            CITY               PORTLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               ME   04103
  UNPAID BALANCE:    112,500.000            OPTION TO CONVERT :      No
  MONTHLY P&I:            748.47            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080182231               MORTGAGORS:        DULAY, JOSEPHINE
                                            ADDRESS     :    2773 HELMSLEY DRIVE
  MORTGAGE AMT:       268,000.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   95132
  UNPAID BALANCE:    268,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,851.01            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080182249               MORTGAGORS:        SALTS, PAUL

                                                   SALTS, LAURIE
                                            ADDRESS     :    17732 DEL PASO DRIVE
  MORTGAGE AMT:       408,000.00            CITY               POWAY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92064
  UNPAID BALANCE:    408,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,817.95            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080182389               MORTGAGORS:        OKWUDIAFOR, CHARLES

                                                   KERRI, HELEN
                                            ADDRESS     :    184 CASTRO LANE
  MORTGAGE AMT:       555,000.00            CITY               FREMONT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   94539
  UNPAID BALANCE:    554,588.110            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,880.64            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.98987            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080182710               MORTGAGORS:        LEONETTI, STEVEN

                                                   LEONETTI, WENDY
                                            ADDRESS     :    14354 SE CHRISTENSON COUR
  MORTGAGE AMT:       130,000.00            CITY               CLACKAMAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               OR   97015
  UNPAID BALANCE:    130,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:            854.01            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.28571            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080182876               MORTGAGORS:        Gaetano, Paul

                                                   Gaetano, Donna
                                            ADDRESS     :    926 Quarry Hill Court
  MORTGAGE AMT:       245,000.00            CITY               Santa Rosa
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   95405
  UNPAID BALANCE:    245,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,671.33            ANNUAL RATE ADJUST:      0.000
  LTV :                 38.43000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080183015               MORTGAGORS:        LOSIE, PAUL

                                                   LOSIE, DIANE
                                            ADDRESS     :    52 DEL RAY CIRCLE
  MORTGAGE AMT:       296,000.00            CITY               THOUSAND OA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   91360
  UNPAID BALANCE:    295,757.370            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,969.30            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.93333            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080184120               MORTGAGORS:        KINSBURSKY, SCOTT

                                                   KINGSBURSKY, TAMMY
                                            ADDRESS     :    1908 LAKE STREET
  MORTGAGE AMT:       408,000.00            CITY               HUNTINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   92648
  UNPAID BALANCE:    407,681.720            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,783.28            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080184435               MORTGAGORS:        BUCK, JAMES

                                                   BUCK, LORETTA
                                            ADDRESS     :    91 MACALVEY DRIVE
  MORTGAGE AMT:       247,000.00            CITY               MARTINEZ
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   94553
  UNPAID BALANCE:    246,816.690            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,727.06            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080184476               MORTGAGORS:        WALKER, THOMAS

                                                   WALKER, VICKI
                                            ADDRESS     :    1556 RIALTO LANE
  MORTGAGE AMT:       314,000.00            CITY               DAVIS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   95616
  UNPAID BALANCE:    314,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,142.03            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.30424            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080184500               MORTGAGORS:        B MORSE, IVAN

                                                   MORSE, SHERYL
                                            ADDRESS     :    2311 CORTE DE LA JARRA
  MORTGAGE AMT:       320,000.00            CITY               PLEASANTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   94566
  UNPAID BALANCE:    319,774.150            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,292.52            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080184534               MORTGAGORS:        KELLNER, BRUCE

                                                   KELLNER, MICHELLE
                                            ADDRESS     :    2220 RISA DRIVE
  MORTGAGE AMT:       290,250.00            CITY               GLENDALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   91208
  UNPAID BALANCE:    289,599.730            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,029.47            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080184542               MORTGAGORS:        MURPHY, MATTHEW

                                                   MURPHY, KATHERINE
                                            ADDRESS     :    4 OLD CIDER MILL LANE
  MORTGAGE AMT:       269,900.00            CITY               MANALAPAN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               NJ   07726
  UNPAID BALANCE:    268,279.940            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,072.33            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.21372            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           04/01/19
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080184559               MORTGAGORS:        PURYEAR, SEAN
                                            ADDRESS     :    16504 HIGGINS RUN WAY
  MORTGAGE AMT:       313,600.00            CITY               FISHERVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               KY   40023
  UNPAID BALANCE:    313,096.930            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,112.79            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080184567               MORTGAGORS:        STEWART, STEVEN

                                                   STEWART, ALICE
                                            ADDRESS     :    1457 GOVERNORS RIDGE COUR
  MORTGAGE AMT:       246,400.00            CITY               FRANKLIN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               TN   37064
  UNPAID BALANCE:    245,819.840            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,680.89            ANNUAL RATE ADJUST:      0.000
  LTV :                 83.52542            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080184575               MORTGAGORS:        SMOCK, FREDERICK

                                                   STRANGE, JACKIE
                                            ADDRESS     :    2267 SPEED AVENUE
  MORTGAGE AMT:       461,200.00            CITY               LOUISVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               KY   40205
  UNPAID BALANCE:    460,086.980            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,107.19            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.99187            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080184617               MORTGAGORS:        SNOWDON, MICHAEL

                                                   SNOWDON, ROSE
                                            ADDRESS     :    ROUTE 1 BOX 83A CAHILL RO
  MORTGAGE AMT:       260,000.00            CITY               DEMOSSVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               KY   41033
  UNPAID BALANCE:    259,603.100            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,795.76            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.42105            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080184625               MORTGAGORS:        TAN, QIANG

                                                   YANG, YU
                                            ADDRESS     :    104 ST PIERRE WAY
  MORTGAGE AMT:       260,000.00            CITY               MARTINEZ
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   94553
  UNPAID BALANCE:    259,781.560            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,708.02            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080184658               MORTGAGORS:        KOSLOW, ROBERT

                                                   LANDIS, TRACY
                                            ADDRESS     :    2413 HUNTINGTON LANE
  MORTGAGE AMT:       244,000.00            CITY               REDONDO BEA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   90278
  UNPAID BALANCE:    244,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,727.02            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.83582            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080184708               MORTGAGORS:        SCHROEN, GUY
                                            ADDRESS     :    14 ESSEX COURT
  MORTGAGE AMT:       295,000.00            CITY               FARMINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CT   06032
  UNPAID BALANCE:    294,526.780            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,987.47            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.94580            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080184740               MORTGAGORS:        KINN, STEPHEN

                                                   KINN, KIMBERLY
                                            ADDRESS     :    17567 WAYSIDE DRIVE
  MORTGAGE AMT:       260,200.00            CITY               DUMFRIES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               VA   22026
  UNPAID BALANCE:    259,772.180            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,731.12            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.99471            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080184773               MORTGAGORS:        PERKINS, RANDALL

                                                   PERKINS, DOREEN
                                            ADDRESS     :    9804 NORTH HEATHER DRIVE
  MORTGAGE AMT:       300,000.00            CITY               FRESNO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   93720
  UNPAID BALANCE:    299,747.960            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,970.79            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.94737            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080184799               MORTGAGORS:        TORGGLER, MATTHEW

                                                   TORGGLER, SHEILA
                                            ADDRESS     :    26127 SOUTHEAST 36TH COUR
  MORTGAGE AMT:       335,000.00            CITY               ISSAQUAH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               WA   98029
  UNPAID BALANCE:    334,435.510            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,200.71            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.37000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080184807               MORTGAGORS:        REED, ELLEN
                                                   DELONG, JAY
                                                   REED, BRENT
                                            ADDRESS     :    1620 BOLLINGER LANE
  MORTGAGE AMT:       295,200.00            CITY               SEBASTOPOL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   95472
  UNPAID BALANCE:    294,714.650            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,963.97            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080184823               MORTGAGORS:        HULET, ROBERT

                                                   HULET, LAURIE
                                            ADDRESS     :    2921 MADRONE LANE
  MORTGAGE AMT:       408,000.00            CITY               PEBBLE BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   93953
  UNPAID BALANCE:    407,665.570            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,714.43            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080184831               MORTGAGORS:        BAE, JUM HWA

                                                   KINGKEO, KHAMSOUK
                                            ADDRESS     :    3085 FLORENCE AVENUE
  MORTGAGE AMT:       257,800.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   95127
  UNPAID BALANCE:    257,593.840            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,736.85            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.98000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080184849               MORTGAGORS:        LAMBING, EDWARD

                                                   LAMBING, NANCY
                                            ADDRESS     :    340 COUNTRY ESTATES DRIVE
  MORTGAGE AMT:       369,000.00            CITY               SANTA CRUZ
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   95060
  UNPAID BALANCE:    368,697.530            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,454.97            ANNUAL RATE ADJUST:      0.000
  LTV :                 64.85000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080184856               MORTGAGORS:        SINGH, SARBJEET

                                                   JOHAL, PARWINDER
                                            ADDRESS     :    34269 ASPEN LOOP
  MORTGAGE AMT:       307,900.00            CITY               UNION CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   94587
  UNPAID BALANCE:    307,647.610            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,048.47            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.98000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080184864               MORTGAGORS:        DELGADO, DANA

                                                   delgado, tony
                                            ADDRESS     :    32408 DEL REY COURT
  MORTGAGE AMT:       336,800.00            CITY               UNION CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   94587
  UNPAID BALANCE:    336,550.050            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,354.95            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080184872               MORTGAGORS:        HUNTER, JOHN

                                                   HUNTER, MARGARET
                                            ADDRESS     :    7790 HIHN ROAD
  MORTGAGE AMT:       352,800.00            CITY               BEN LOMOND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   95005
  UNPAID BALANCE:    352,274.700            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,466.83            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080184880               MORTGAGORS:        MECOZZI, DOMINICK

                                                   MECOZZI, ELIZABETH
                                            ADDRESS     :    220 WALNUT STREET
  MORTGAGE AMT:       441,750.00            CITY               PACIFIC GROVE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   93950
  UNPAID BALANCE:    441,405.400            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,013.51            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080184898               MORTGAGORS:        LOCKE, DONALD

                                                   LOCKE, MARILYN
                                            ADDRESS     :    1543 STUBBINS WAY
  MORTGAGE AMT:       288,800.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   95132
  UNPAID BALANCE:    288,569.050            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,945.70            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080184906               MORTGAGORS:        FROST, JASON

                                                   FROST, ELIZABETH
                                            ADDRESS     :    2232 NORMANDY CIRCLE
  MORTGAGE AMT:       423,200.00            CITY               LIVERMORE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   94550
  UNPAID BALANCE:    422,853.110            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,815.56            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080184914               MORTGAGORS:        MAKER, WILLIAM

                                                   MAKER, LISA
                                            ADDRESS     :    18434 MEADOW RIDGE ROAD
  MORTGAGE AMT:       325,600.00            CITY               SALINAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   93907
  UNPAID BALANCE:    325,339.620            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,193.63            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080184922               MORTGAGORS:        BERGNER, ROBERT

                                                   BERGNER, LAURITA
                                            ADDRESS     :    5492 LINDEN STREET
  MORTGAGE AMT:       340,600.00            CITY               DUBLIN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   94568
  UNPAID BALANCE:    340,327.620            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,294.69            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.77000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080184930               MORTGAGORS:        LINZER, RICHARD
                                                   PHILLIPS, DANIEL
                                                   PHILLIPS, JUDITH
                                                   SCHATAN, BARBARA
                                            ADDRESS     :    350 PRIMROSE LANE
  MORTGAGE AMT:       319,600.00            CITY               WATSONVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   95076
  UNPAID BALANCE:    319,362.810            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,234.69            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080184948               MORTGAGORS:        TAMRAS, ESHA

                                                   TAMRAS, CARMEN
                                            ADDRESS     :    1229 DIABLO WAY
  MORTGAGE AMT:       358,400.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   95120
  UNPAID BALANCE:    358,113.390            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,414.61            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080184955               MORTGAGORS:        UNDERWOOD, LEO

                                                   UNDERWOOD, JEAN
                                            ADDRESS     :    24565 PASEO PRIVADO
  MORTGAGE AMT:       348,800.00            CITY               SALINAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   93908
  UNPAID BALANCE:    348,226.510            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,320.58            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080184963               MORTGAGORS:        SIMIONAS, TRAIAN

                                                   SIMIONAS, MIRELA
                                            ADDRESS     :    1609 ORCHARD VIEW DRIVE
  MORTGAGE AMT:       287,000.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   95124
  UNPAID BALANCE:    286,561.880            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,982.24            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.69000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080184971               MORTGAGORS:        HARRINGTON, DIANNE
                                            ADDRESS     :    42911 ISLE ROYAL STREET
  MORTGAGE AMT:       283,100.00            CITY               FREMONT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   94538
  UNPAID BALANCE:    282,867.950            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,883.47            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185002               MORTGAGORS:        Rohman, Nancy
                                            ADDRESS     :    520 5TH STREET
  MORTGAGE AMT:       598,200.00            CITY               MANHATTAN BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   90266
  UNPAID BALANCE:    597,709.660            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,979.84            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.97000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185010               MORTGAGORS:        WATSON, DAVID

                                                   GOREN, VALERIE
                                            ADDRESS     :    21591 MONTBURY DRIVE
  MORTGAGE AMT:       392,000.00            CITY               LAKE FOREST
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   92630
  UNPAID BALANCE:    391,006.350            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,575.16            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185028               MORTGAGORS:        LYNCH, KEVIN JOHN

                                                   LYNCH, JEANINE IRENE
                                            ADDRESS     :    720 SOUTH STARVIEW COURT
  MORTGAGE AMT:       272,000.00            CITY               ANAHEIM
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92808
  UNPAID BALANCE:    271,777.050            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,809.62            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185036               MORTGAGORS:        GROSS, WILLIAM

                                                   GROSS, JOSEPHINE
                                            ADDRESS     :    24606 MOONFIRE DRIVE, #27
  MORTGAGE AMT:       260,000.00            CITY               DANA POINT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92629
  UNPAID BALANCE:    259,603.100            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,795.76            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185044               MORTGAGORS:        WADDELL, DAVID ROBERT
                                            ADDRESS     :    1739 MORGAN LANE
  MORTGAGE AMT:       272,000.00            CITY               REDONDO BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   90278
  UNPAID BALANCE:    271,787.810            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,855.52            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185051               MORTGAGORS:        KRAGEN, STANLEY

                                                   KRAGEN, MINDY
                                            ADDRESS     :    23681 POSEY LANE
  MORTGAGE AMT:       306,400.00            CITY               WEST HILLS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   91304
  UNPAID BALANCE:    306,160.980            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,090.19            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185069               MORTGAGORS:        FADDIS, WAYNE
                                            ADDRESS     :    3226 PEAKWOOD DRIVE
  MORTGAGE AMT:       265,000.00            CITY               ROANOKE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               VA   24014
  UNPAID BALANCE:    264,782.780            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,763.05            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.60000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185077               MORTGAGORS:        STREB, FRED

                                                   STREB, CARA JO
                                            ADDRESS     :    14046 EAGLE CHASE CIRCLE
  MORTGAGE AMT:       312,000.00            CITY               CHANTILLY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               VA   20151
  UNPAID BALANCE:    311,744.260            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,075.74            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185101               MORTGAGORS:        MARSILLO, DINO
                                            ADDRESS     :    10967 EAST KORA LANE
  MORTGAGE AMT:       267,750.00            CITY               SCOTTSDALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               AZ   85259
  UNPAID BALANCE:    267,341.280            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,849.28            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.76000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185127               MORTGAGORS:        WEBB, KENNETH
                                            ADDRESS     :    2221 SIERRA HEIGHTS DRIVE
  MORTGAGE AMT:       329,600.00            CITY               LAS VEGAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               NV   89134
  UNPAID BALANCE:    329,121.370            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,332.89            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185143               MORTGAGORS:        ABRAMS, DANIEL

                                                   PINCUS, SHARON
                                            ADDRESS     :    4787 E. VALLEY VISTA LANE
  MORTGAGE AMT:       496,000.00            CITY               PARADISE VALLEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               AZ   85253
  UNPAID BALANCE:    495,184.490            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,299.90            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185168               MORTGAGORS:        CULVER, JAMES
                                            ADDRESS     :    15156 EAST TWILIGHT VIEW
  MORTGAGE AMT:       268,000.00            CITY               FOUNTAIN HILLS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               AZ   85268
  UNPAID BALANCE:    267,548.410            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,760.57            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185176               MORTGAGORS:        MEANS, MARK

                                                   MEANS, CATHY
                                            ADDRESS     :    13761 SHOAL SUMMIT DRIVE
  MORTGAGE AMT:       325,000.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92128
  UNPAID BALANCE:    324,465.650            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,162.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 67.58000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185184               MORTGAGORS:        SCHOFFSTALL, MARK

                                                   WALKER, KIMBERLY
                                            ADDRESS     :    4508 VEREDA MAR DE PONDER
  MORTGAGE AMT:       302,200.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92130
  UNPAID BALANCE:    301,703.140            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,010.54            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185200               MORTGAGORS:        MIKESELL, PAMELA

                                                   BEGGS, TRACY
                                            ADDRESS     :    103 GRIPPEN ROAD WEST
  MORTGAGE AMT:       373,500.00            CITY               CAMP VERDE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               AZ   86322
  UNPAID BALANCE:    373,215.800            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,579.67            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185218               MORTGAGORS:        CAMPBELL, J.
                                            ADDRESS     :    11236 NORTH 120TH PLACE
  MORTGAGE AMT:       314,300.00            CITY               SCOTTSDALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               AZ   85259
  UNPAID BALANCE:    313,832.040            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,197.63            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185226               MORTGAGORS:        COFFMAN, JOHN

                                                   COFFMAN, CYNTHIA
                                            ADDRESS     :    50 ELK LANE
  MORTGAGE AMT:       319,600.00            CITY               LITTLETON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.50000                               CO   80127
  UNPAID BALANCE:    319,311.080            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,020.09            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185234               MORTGAGORS:        SCHMIDT, JILL ELAINE

                                                   KOWAL, THOMAS WILLIAM
                                            ADDRESS     :    1509 COTTONWOOD LANE
  MORTGAGE AMT:       501,000.00            CITY               LITTLETON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CO   80121
  UNPAID BALANCE:    500,609.180            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,417.70            ANNUAL RATE ADJUST:      0.000
  LTV :                 66.71000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185242               MORTGAGORS:        POTESTIO, ANTHONY JOHN

                                                   POTESTIO, DEANNE COLLEEN
                                            ADDRESS     :    15426 EAST PROGRESS DRIVE
  MORTGAGE AMT:       533,000.00            CITY               AURORA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CO   80015
  UNPAID BALANCE:    532,145.010            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,590.92            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185259               MORTGAGORS:        STAFFORD, ROBERT

                                                   STAFFORD, JANET
                                            ADDRESS     :    16 VIKING DRIVE
  MORTGAGE AMT:       471,200.00            CITY               ENGLEWOOD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CO   80110
  UNPAID BALANCE:    470,425.260            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,134.91            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185267               MORTGAGORS:        NAEGLE, GEORGE

                                                   NAEGLE, ANGELA
                                            ADDRESS     :    34 WEST 3300 SOUTH
  MORTGAGE AMT:       306,000.00            CITY               BOUNTIFUL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               UT   84010
  UNPAID BALANCE:    305,749.170            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,035.83            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185275               MORTGAGORS:        GEE, CHARLES
                                            ADDRESS     :    2020 19TH STREET
  MORTGAGE AMT:       283,500.00            CITY               BOULDER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CO   80302
  UNPAID BALANCE:    283,067.240            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,958.06            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185283               MORTGAGORS:        MEYER, MICHAEL

                                                   MEYER, JEANNIE
                                            ADDRESS     :    611 FOURTH AVENUE
  MORTGAGE AMT:       572,000.00            CITY               SPRING LAKE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.37500                               NJ   07762
  UNPAID BALANCE:    571,470.210            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,568.54            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185309               MORTGAGORS:        CROW, JAMES
                                            ADDRESS     :    109 SECRETARIAT PLACE
  MORTGAGE AMT:       392,000.00            CITY               HENDERSONVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               TN   37075
  UNPAID BALANCE:    391,694.200            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,674.13            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185317               MORTGAGORS:        DEVINE, MICHAEL

                                                   DEVINE, MELISA
                                            ADDRESS     :    13805 60TH STREET SOUTHEA
  MORTGAGE AMT:       242,950.00            CITY               SNOHOMISH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               WA   98290
  UNPAID BALANCE:    242,550.560            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,616.35            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185333               MORTGAGORS:        WEINSTEIN, CHRISTOPHER
                                            ADDRESS     :    7704  16TH AVE NE
  MORTGAGE AMT:       261,000.00            CITY               SEATTLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               WA   98115
  UNPAID BALANCE:    260,786.060            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,736.44            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185341               MORTGAGORS:        GREENSHIELDS, LESLIE

                                                   GREENSHIELDS, MARK
                                            ADDRESS     :    15261 - 80TH AVENUE N.E.
  MORTGAGE AMT:       309,600.00            CITY               KENMORE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               WA   98028
  UNPAID BALANCE:    309,346.220            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,059.78            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185358               MORTGAGORS:        MEADE, BARRY

                                                   MEADE, ROBERTA
                                            ADDRESS     :    13610 SE 54TH PLACE
  MORTGAGE AMT:       395,000.00            CITY               BELLEVUE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               WA   98006
  UNPAID BALANCE:    394,334.400            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,594.87            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.80000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185366               MORTGAGORS:        COX, COLLETT

                                                   ARRAJ, WILLIAM
                                            ADDRESS     :    19005 FOREST PARK DRIVE N
  MORTGAGE AMT:       335,000.00            CITY               SEATTLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               WA   98155
  UNPAID BALANCE:    334,449.210            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,228.76            ANNUAL RATE ADJUST:      0.000
  LTV :                 48.91000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185382               MORTGAGORS:        MACGILCHRIST, ROBERT

                                                   MACGILCHRIST, COLLEEN
                                            ADDRESS     :    5009 35TH AVE SW
  MORTGAGE AMT:       250,000.00            CITY               SEATTLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               WA   98126
  UNPAID BALANCE:    249,618.370            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,726.69            ANNUAL RATE ADJUST:      0.000
  LTV :                 87.49000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185390               MORTGAGORS:        MCDOUGALL, JOHN
                                                   LYNCH, CHRISTOPHER
                                                   WARMENHOVEN, NICHOLAS
                                            ADDRESS     :    5231 16TH AVE NE
  MORTGAGE AMT:       314,100.00            CITY               SEATTLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               WA   98105
  UNPAID BALANCE:    313,583.560            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,089.72            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185408               MORTGAGORS:        PUTT, KEITH

                                                   PUTT, SUZANNE
                                            ADDRESS     :    24956 SE 43RD STREET
  MORTGAGE AMT:       260,300.00            CITY               ISSAQUAH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               WA   98029
  UNPAID BALANCE:    260,096.950            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,775.70            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185416               MORTGAGORS:        HALL, JOHN CHARLES
                                            ADDRESS     :    12607 S.E. 85TH PLACE
  MORTGAGE AMT:       292,700.00            CITY               NEWCASTLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               WA   98056
  UNPAID BALANCE:    292,460.080            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,947.34            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185424               MORTGAGORS:        LU, SAM

                                                   LU, JOYCE
                                            ADDRESS     :    18104 88TH AVENUE WEST
  MORTGAGE AMT:       420,000.00            CITY               EDMONDS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               WA   98026
  UNPAID BALANCE:    419,647.150            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,759.10            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.50000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185432               MORTGAGORS:        CARROLL, JAMES

                                                   SALTONSTALL, BRITTA
                                            ADDRESS     :    646 PINE STREET
  MORTGAGE AMT:       315,200.00            CITY               EDMONDS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               WA   98020
  UNPAID BALANCE:    314,681.770            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,097.03            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185440               MORTGAGORS:        MOSTUL, MARK

                                                   MOSTUL, TRINITY
                                            ADDRESS     :    16431 SOUTHEAST 31ST STRE
  MORTGAGE AMT:       268,000.00            CITY               BELLEVUE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               WA   98008
  UNPAID BALANCE:    267,091.620            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,760.57            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185465               MORTGAGORS:        ADAMS, JAY

                                                   ADAMS, RUTH
                                            ADDRESS     :    710 SOUTH MINNESOTA STREE
  MORTGAGE AMT:       269,600.00            CITY               CARSON CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               NV   89703
  UNPAID BALANCE:    269,178.090            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,839.15            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185473               MORTGAGORS:        GRAHL, COLIN

                                                   HAUBER, KAREN
                                            ADDRESS     :    1104 KIMBERLY COURT
  MORTGAGE AMT:       300,000.00            CITY               ROSEVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   95661
  UNPAID BALANCE:    299,760.090            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,021.16            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.97000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185481               MORTGAGORS:        YU, VIVIAN

                                                   GETTINS, JAMES
                                            ADDRESS     :    385 PORTOFINO DRIVE
  MORTGAGE AMT:       599,200.00            CITY               SAN CARLOS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   94070
  UNPAID BALANCE:    598,708.840            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,986.49            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185499               MORTGAGORS:        MUSCHEID, MARTIN

                                                   MUSCHEID, KENDIS
                                            ADDRESS     :    4842 EAST MOUNTAIN VIEW R
  MORTGAGE AMT:       400,000.00            CITY               PARADISE VALLEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               AZ   85253
  UNPAID BALANCE:    399,389.390            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,762.70            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.29000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185515               MORTGAGORS:        MONTEMAYOR, DEAN

                                                   MONTEMAYOR, TERESA
                                            ADDRESS     :    6400 LEDGE MOUNTAIN DRIVE
  MORTGAGE AMT:       350,000.00            CITY               AUSTIN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               TX   78731
  UNPAID BALANCE:    349,705.960            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,299.25            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.09000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185523               MORTGAGORS:        SULLIVAN, JOHN O'SHEA

                                                   SULLIVAN, LYNN
                                            ADDRESS     :    1000 MOUNTAIN CREEK TRAIL
  MORTGAGE AMT:       300,000.00            CITY               ATLANTA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               GA   30328
  UNPAID BALANCE:    299,754.090            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,995.91            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.92000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185549               MORTGAGORS:        BONDURANT, STUART

                                                   BONDURANT, ELIZABETH
                                            ADDRESS     :    300 THE PRADO
  MORTGAGE AMT:       300,000.00            CITY               ATLANTA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               GA   30309
  UNPAID BALANCE:    299,754.090            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,995.91            ANNUAL RATE ADJUST:      0.000
  LTV :                 39.47000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185564               MORTGAGORS:        STACEY, JAMES

                                                   STACEY, JOANNE
                                            ADDRESS     :    LOT 10 FISHBROOK POINT
  MORTGAGE AMT:       280,000.00            CITY               BLUE RIDGE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               GA   30513
  UNPAID BALANCE:    279,550.850            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,886.41            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185580               MORTGAGORS:        BEECH, DERRICK

                                                   BEECH, BETTINA
                                            ADDRESS     :    9495 HEDGEGROVE COVE
  MORTGAGE AMT:       430,400.00            CITY               GERMANTOWN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               TN   38138
  UNPAID BALANCE:    430,055.820            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,899.68            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185598               MORTGAGORS:        SCHWENTERLEY, JAMES

                                                   VOLWILER, CHARLES
                                            ADDRESS     :    1220 LAURENT STREET
  MORTGAGE AMT:       500,000.00            CITY               SANTA CRUZ
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   95060
  UNPAID BALANCE:    499,647.110            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,582.06            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.70000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185630               MORTGAGORS:        BEPKO, NEAL

                                                   BEPKO, VIRGINIA
                                            ADDRESS     :    12275 CHARLES LACEY DRIVE
  MORTGAGE AMT:       273,300.00            CITY               MANASSAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               VA   20112
  UNPAID BALANCE:    273,064.690            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,772.62            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185648               MORTGAGORS:        FENWICK, JASON
                                            ADDRESS     :    4808 SILVERBROOK WAY
  MORTGAGE AMT:       273,100.00            CITY               BOWIE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MD   20720
  UNPAID BALANCE:    272,886.960            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,863.02            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.99000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185655               MORTGAGORS:        EDWARDS, KATHERINE BOURKE
                                            ADDRESS     :    3 FIRST AVENUE
  MORTGAGE AMT:       350,000.00            CITY               SOUTHERN SHORES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               NC   27949
  UNPAID BALANCE:    349,705.960            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,299.25            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.55000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185671               MORTGAGORS:        HILL, BRIGANTE

                                                   HILL, MELVIERA
                                            ADDRESS     :    12 HILLS DRIVE
  MORTGAGE AMT:       379,000.00            CITY               MONTGOMERY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NJ   08502
  UNPAID BALANCE:    378,696.920            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,553.39            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.79000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185689               MORTGAGORS:        RADERMAN, MICHAEL

                                                   RADERMAN, MARILYN
                                            ADDRESS     :    811 WEISBURG ROAD
  MORTGAGE AMT:       275,500.00            CITY               WHITE HALL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MD   21161
  UNPAID BALANCE:    275,290.370            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,902.81            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185705               MORTGAGORS:        WALLACE, JONATHAN B

                                                   WALLACE, MAUREEN C
                                            ADDRESS     :    1210 CULBERTSON CIRCLE
  MORTGAGE AMT:       247,200.00            CITY               WEST CHESTER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               PA   19380
  UNPAID BALANCE:    247,007.160            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,686.34            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.99000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185713               MORTGAGORS:        MORIARTY, KEVIN

                                                   MORIARTY, MICHELLE
                                            ADDRESS     :    22 PLYMOUTH ROAD
  MORTGAGE AMT:       528,000.00            CITY               SUMMIT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NJ   07901
  UNPAID BALANCE:    527,153.030            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,557.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185721               MORTGAGORS:        CEPEDA, ROGER

                                                   STRUPP, MAUREEN
                                            ADDRESS     :    4105 WHISPERING LANE
  MORTGAGE AMT:       245,600.00            CITY               ANNANDALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               VA   22003
  UNPAID BALANCE:    245,388.540            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,592.96            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185739               MORTGAGORS:        AZAMI, DINA
                                                   AZAMI, ROYA
                                                   AZAMI, YAMA
                                            ADDRESS     :    8402 COPPER LEAF COURT
  MORTGAGE AMT:       293,600.00            CITY               FAIRFAX
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               VA   22039
  UNPAID BALANCE:    292,008.700            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,978.04            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185747               MORTGAGORS:        GREER, PAUL

                                                   GREER, ANNE
                                            ADDRESS     :    23599 SHINGLE CREEK ROAD
  MORTGAGE AMT:       284,000.00            CITY               GOLDEN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CO   80401
  UNPAID BALANCE:    283,761.400            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,865.68            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185754               MORTGAGORS:        MCNULTY, WILLIAM

                                                   MCNULTY, SHANYN
                                            ADDRESS     :    3615 N VACATION LANE
  MORTGAGE AMT:       304,000.00            CITY               ARLINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.50000                               VA   22207
  UNPAID BALANCE:    303,448.870            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,921.49            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185762               MORTGAGORS:        MOORE, TERRENCE

                                                   MOORE, ELLEN
                                            ADDRESS     :    3680 SABLEWOOD DRIVE
  MORTGAGE AMT:       558,400.00            CITY               DOYLESTOWN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               PA   18901
  UNPAID BALANCE:    557,930.880            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,668.29            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185770               MORTGAGORS:        NAIMI, PARI

                                                   MIRJAHANGIRI, HAMID
                                            ADDRESS     :    12457 ERICA HILL LANE
  MORTGAGE AMT:       252,000.00            CITY               FAIRFAX
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               VA   22033
  UNPAID BALANCE:    251,812.980            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,762.02            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.88000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185788               MORTGAGORS:        BUENTING JR., ROBERT

                                                   BUENTING, MARY
                                            ADDRESS     :    1007 EATON DRIVE
  MORTGAGE AMT:       600,000.00            CITY               MCLEAN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               VA   22102
  UNPAID BALANCE:    599,470.630            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,841.87            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.01000            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185796               MORTGAGORS:        JOHNSON, DAN

                                                   JOHNSON, SHEILA
                                            ADDRESS     :    5478 ASHLEIGH ROAD
  MORTGAGE AMT:       308,000.00            CITY               FAIRFAX
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               VA   22030
  UNPAID BALANCE:    307,753.700            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,075.05            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185804               MORTGAGORS:        CORNELL, ERIC

                                                   LANDRY, CELESTE
                                            ADDRESS     :    745 UNIVERSITY AVENUE
  MORTGAGE AMT:       360,000.00            CITY               BOULDER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CO   80302
  UNPAID BALANCE:    359,436.640            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,455.83            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185812               MORTGAGORS:        BARRON, KEVIN

                                                   BARRON, MARY
                                            ADDRESS     :    2051 LIZA WAY
  MORTGAGE AMT:       291,900.00            CITY               GAMBRILLS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.50000                               MD   21054
  UNPAID BALANCE:    291,370.810            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,845.01            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99000            OUTSIDE CONV DATE:
  CURRENT INT           6.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080185820               MORTGAGORS:        ZARKHOSH, MEHDI

                                                   ZARKHOSH, MAHNAZ
                                            ADDRESS     :    1008 CHALLEDON ROAD
  MORTGAGE AMT:       304,000.00            CITY               GREAT FALLS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               VA   22066
  UNPAID BALANCE:    303,738.260            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,971.74            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080186109               MORTGAGORS:        MULSOW, JEFF

                                                   MULSOW, LINDA
                                            ADDRESS     :    28 HURST COURT
  MORTGAGE AMT:       431,650.00            CITY               SAN RAMON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94583
  UNPAID BALANCE:    431,313.280            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,944.61            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080186117               MORTGAGORS:        POTE, MICHAEL

                                                   POTE, KATHY
                                            ADDRESS     :    2486 WEST MENLO AVENUE
  MORTGAGE AMT:       268,000.00            CITY               FRESNO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   93711
  UNPAID BALANCE:    267,600.980            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,873.89            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080186125               MORTGAGORS:        MERSCHAT, MARTY

                                                   MERSCHAT, DARLENE
                                            ADDRESS     :    503 ISABEL DRIVE
  MORTGAGE AMT:       272,000.00            CITY               MARTINEZ
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94553
  UNPAID BALANCE:    271,787.810            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,855.52            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080186208               MORTGAGORS:        RIEGEL, JAMES

                                                   RIEGEL, GEOFFREY
                                            ADDRESS     :    694 NICHOLSON AVENUE
  MORTGAGE AMT:       304,000.00            CITY               SANTA CLARA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   95051
  UNPAID BALANCE:    303,756.900            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,048.10            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080186257               MORTGAGORS:        CLAUDIO, MARY
                                            ADDRESS     :    172 MELISSA CIRCLE
  MORTGAGE AMT:       350,000.00            CITY               DALY CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94014
  UNPAID BALANCE:    349,726.960            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,387.62            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.97000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080186273               MORTGAGORS:        SZATKO, JEROME

                                                   SZATKO, JUDI
                                            ADDRESS     :    1653 ANDALUSIA WAY
  MORTGAGE AMT:       300,000.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   95125
  UNPAID BALANCE:    299,771.720            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,072.03            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080186307               MORTGAGORS:        HOBBS, STEVEN
                                            ADDRESS     :    4348 MUIRWOOD DRIVE
  MORTGAGE AMT:       279,200.00            CITY               PLEASANTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   94588
  UNPAID BALANCE:    278,971.150            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,857.52            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080186356               MORTGAGORS:        SULYMANKHEL, JAWAD
                                            ADDRESS     :    5220 KELLER RIDGE DRIVE
  MORTGAGE AMT:       333,400.00            CITY               CLAYTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   94517
  UNPAID BALANCE:    332,903.590            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,331.18            ANNUAL RATE ADJUST:      0.000
  LTV :                 88.25000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080186406               MORTGAGORS:        ROSS, JEFF

                                                   ROSS, JULIE
                                            ADDRESS     :    41489 TRENOUTH STREET
  MORTGAGE AMT:       228,000.00            CITY               FREMONT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   94538
  UNPAID BALANCE:    227,817.670            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,536.08            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080186430               MORTGAGORS:        LORDIER, KIMBERLY

                                                   LORDIER, TIMOTHY
                                            ADDRESS     :    529 ANITA LANE
  MORTGAGE AMT:       300,000.00            CITY               MILLBRAE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   94030
  UNPAID BALANCE:    299,771.720            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,072.03            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080186448               MORTGAGORS:        SWAIM, JOSEPH
                                            ADDRESS     :    978 ROCKDALE DRIVE
  MORTGAGE AMT:       326,400.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   95129
  UNPAID BALANCE:    326,157.760            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,282.24            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080186489               MORTGAGORS:        WONG, ROBINA

                                                   LAW, IVAN
                                            ADDRESS     :    369 PACIFIC DRIVE
  MORTGAGE AMT:       299,950.00            CITY               MOUNTAIN VIEW
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   94043
  UNPAID BALANCE:    299,727.400            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,097.29            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080186547               MORTGAGORS:        JAMES, M
                                            ADDRESS     :    9085 WAITS FERRY CROSSING
  MORTGAGE AMT:       307,200.00            CITY               DULUTH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               GA   30097
  UNPAID BALANCE:    306,941.910            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,018.09            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080186588               MORTGAGORS:        TUMARKIN, JEFFREY

                                                   TUMARKIN, PATRICIA
                                            ADDRESS     :    9449 COPENHAVER DRIVE
  MORTGAGE AMT:       305,000.00            CITY               POTOMAC
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               MD   20854
  UNPAID BALANCE:    304,743.770            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,003.63            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.01554            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080186620               MORTGAGORS:        PARGIN, ROBERT
                                            ADDRESS     :    10005 SAN BERNADINO NE
  MORTGAGE AMT:       521,250.00            CITY               ALBUQUERQUE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               NM   87122
  UNPAID BALANCE:    520,843.380            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,555.84            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080186646               MORTGAGORS:        RIEGO, ROMEO

                                                   RIEGO, LUCY
                                            ADDRESS     :    33750 HEARTLAND COURT
  MORTGAGE AMT:       429,450.00            CITY               UNION CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.50000                               CA   94587
  UNPAID BALANCE:    428,671.430            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,714.42            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.99371            OUTSIDE CONV DATE:
  CURRENT INT           6.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080186679               MORTGAGORS:        HARRIS, TOBEY

                                                   HARRIS, JOY
                                            ADDRESS     :    869 CASTLE PINES DRIVE
  MORTGAGE AMT:       291,000.00            CITY               BALLWIN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.25000                               MO   63021
  UNPAID BALANCE:    290,814.440            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,186.19            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.64865            OUTSIDE CONV DATE:
  CURRENT INT           8.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080186687               MORTGAGORS:        KATZ, HARRY

                                                   KATZ, RONA
                                            ADDRESS     :    1316 WELLINGTON DR
  MORTGAGE AMT:       400,000.00            CITY               PITTSBURGH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               PA   15241
  UNPAID BALANCE:    399,710.500            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,831.17            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080186737               MORTGAGORS:        HARRIS, RONALD

                                                   HARRIS, DOLORES
                                            ADDRESS     :    375 NEWPORT ROAD
  MORTGAGE AMT:       273,000.00            CITY               HULL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               MA   02045
  UNPAID BALANCE:    272,807.320            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,955.81            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080186786               MORTGAGORS:        MASCALI, ROSEANN

                                                   LINVILLE, JEAN
                                            ADDRESS     :    128 FULLER ROAD
  MORTGAGE AMT:       263,400.00            CITY               BRIARCLIFF
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               NY   10510
  UNPAID BALANCE:    262,649.140            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,887.03            ANNUAL RATE ADJUST:      0.000
  LTV :                 60.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080186828               MORTGAGORS:        BLACKBURN, DONALD

                                                   BLACKBURN, EDWINA
                                            ADDRESS     :    1401 DARTMOUTH DRIVE
  MORTGAGE AMT:       262,800.00            CITY               SOUTHLAKE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               TX   76092
  UNPAID BALANCE:    262,165.310            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,770.53            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.97860            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080186836               MORTGAGORS:        PEPIS, RICK

                                                   PEPIS, FRANCIS
                                            ADDRESS     :    113 OLD PONTE VEDRA DRIVE
  MORTGAGE AMT:       400,000.00            CITY               PONTE VEDRA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               FL   32082
  UNPAID BALANCE:    399,389.390            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,762.70            ANNUAL RATE ADJUST:      0.000
  LTV :                 88.99766            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080186844               MORTGAGORS:        D ASCENZO, MARK

                                                   D ASCENZO, MICHELLE
                                            ADDRESS     :    766 CHESSIE CROSSING WAY
  MORTGAGE AMT:       291,375.00            CITY               WOODBINE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MD   21797
  UNPAID BALANCE:    290,916.570            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,987.69            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080186851               MORTGAGORS:        TUYL, ALAN

                                                   TUYL, JEAN
                                            ADDRESS     :    403 CHEROKEE STREET
  MORTGAGE AMT:       327,800.00            CITY               MARIETTA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               GA   30060
  UNPAID BALANCE:    327,274.170            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,208.45            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.26087            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080186885               MORTGAGORS:        SPONGBERG, ANDREW

                                                   SPONGBERG, SARAH
                                            ADDRESS     :    849 Rock O'Dundee Rd.
  MORTGAGE AMT:       380,000.00            CITY               SOUTH DARTM
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MA   02748
  UNPAID BALANCE:    379,703.560            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,592.27            ANNUAL RATE ADJUST:      0.000
  LTV :                 43.18182            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080186927               MORTGAGORS:        MCKEEVER, GRANT
                                            ADDRESS     :    12515 KLUGE ROAD
  MORTGAGE AMT:       317,000.00            CITY               CYPRESS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               TX   77429
  UNPAID BALANCE:    316,740.160            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,109.01            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.44444            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080186950               MORTGAGORS:        PARK, RONNY

                                                   PARK, MICHELLE
                                            ADDRESS     :    605 DEFOREST ROAD
  MORTGAGE AMT:       279,450.00            CITY               COPPELL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               TX   75019
  UNPAID BALANCE:    279,220.940            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,859.19            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.62500            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080186968               MORTGAGORS:        DEBONNE, JEANETTE
                                            ADDRESS     :    755 AVENIDA CAVALLEROS
  MORTGAGE AMT:       300,000.00            CITY               PALM SPRING
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   92262
  UNPAID BALANCE:    300,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,175.21            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080187016               MORTGAGORS:        VANDERLEEST, CRAIG

                                                   VANDERLEEST, SARA
                                            ADDRESS     :    2604 CHARLESTOWNE LANE
  MORTGAGE AMT:       319,000.00            CITY               NAPERVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               IL   60564
  UNPAID BALANCE:    318,513.030            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,203.26            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.96992            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080187073               MORTGAGORS:        ANDERSON, MARGARET
                                            ADDRESS     :    1453 BIG PLUM DRIVE
  MORTGAGE AMT:       325,000.00            CITY               SEBASTOPOL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   95472
  UNPAID BALANCE:    324,478.650            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,189.59            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.27000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080187081               MORTGAGORS:        BRIGGS, TERENCE

                                                   BRIGGS, SHEILA
                                            ADDRESS     :    250 PLEASANT HILL ROAD
  MORTGAGE AMT:       301,600.00            CITY               SEBASTOPOL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CA   95472
  UNPAID BALANCE:    301,340.330            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,956.17            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080187099               MORTGAGORS:        BUCKHOLDT, TOMMY

                                                   BUCKHOLDT, KATHRYN
                                            ADDRESS     :    292 URBANA LANE
  MORTGAGE AMT:       260,000.00            CITY               BEN LOMOND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   95005
  UNPAID BALANCE:    259,807.040            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,817.96            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.42000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080187107               MORTGAGORS:        SPERRY, WILLIAM
                                            ADDRESS     :    551 BALTUSROL DRIVE
  MORTGAGE AMT:       294,800.00            CITY               APTOS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   95003
  UNPAID BALANCE:    294,586.630            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,086.58            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.68000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080187115               MORTGAGORS:        HAMIDBATANI, REZA
                                            ADDRESS     :    40670 MISSION BOULEVARD
  MORTGAGE AMT:       396,000.00            CITY               FREMONT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   94539
  UNPAID BALANCE:    395,090.470            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,735.07            ANNUAL RATE ADJUST:      0.000
  LTV :                 88.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080187123               MORTGAGORS:        TOPUSIDIS, GEORGE

                                                   TOPUSIDIS, KATHLEEN
                                            ADDRESS     :    290 KIPLING AVENUE
  MORTGAGE AMT:       245,000.00            CITY               BEN LOMOND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   95005
  UNPAID BALANCE:    244,813.580            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,692.15            ANNUAL RATE ADJUST:      0.000
  LTV :                 59.04000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080187131               MORTGAGORS:        BOLOURCHI, HOSSEIN

                                                   BOLOURCHI, ZAHRA
                                            ADDRESS     :    140 DUDLEY AVENUE
  MORTGAGE AMT:       383,000.00            CITY               PIEDMONT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   94611
  UNPAID BALANCE:    382,415.330            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,645.29            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.59000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080187149               MORTGAGORS:        KELLY, RICHARD

                                                   KELLY, KIMBERLY HALL
                                            ADDRESS     :    18736 BRICKELL WAY
  MORTGAGE AMT:       290,000.00            CITY               CASTRO VALLEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   94546
  UNPAID BALANCE:    289,784.780            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,027.72            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.45000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080187156               MORTGAGORS:        MEINCKE, DETLEF

                                                   MEINCKE, DORO
                                            ADDRESS     :    395 SHAWNEE PLACE
  MORTGAGE AMT:       312,000.00            CITY               FREMONT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   94539
  UNPAID BALANCE:    311,499.520            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,102.00            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080187172               MORTGAGORS:        COOK, MATTHEW

                                                   COOK, CATHY
                                            ADDRESS     :    31851 VIA PATO
  MORTGAGE AMT:       402,750.00            CITY               COTO DE CAZA AREA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92679
  UNPAID BALANCE:    402,443.540            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,781.69            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080187180               MORTGAGORS:        MCPEAK, RAYMOND

                                                   MCPEAK, KAYANN
                                            ADDRESS     :    30832 PALMETTO PLACE
  MORTGAGE AMT:       435,000.00            CITY               LAGUNA NIGUEL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   92677
  UNPAID BALANCE:    434,685.160            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,078.90            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.96000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080187198               MORTGAGORS:        MORGAN, DAVID PAUL

                                                   COPELAND MORGAN, YOULONDA
                                            ADDRESS     :    1412 RANCHO HILLS DRIVE
  MORTGAGE AMT:       308,000.00            CITY               CHINO HILLS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   91709
  UNPAID BALANCE:    307,741.240            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,023.34            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080187206               MORTGAGORS:        MONDAY, DANIEL

                                                   MONDAY, TERESA
                                            ADDRESS     :    4609 CALLE DE GRANDE
  MORTGAGE AMT:       273,000.00            CITY               LA VERNE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   91750
  UNPAID BALANCE:    272,787.040            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,862.34            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.13000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080187347               MORTGAGORS:        LINDQUIST, TODD

                                                   LINDQUIST, MELANIE
                                            ADDRESS     :    552 WEST ROSECRANS AVENUE
  MORTGAGE AMT:       292,000.00            CITY               MANHATTAN BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   90266
  UNPAID BALANCE:    291,519.910            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,942.68            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.22000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080187362               MORTGAGORS:        RAPTON, KATINA

                                                   KARRES, ANDREW
                                            ADDRESS     :    6353 MINERAL COURT
  MORTGAGE AMT:       287,000.00            CITY               CARMICHAEL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   95608
  UNPAID BALANCE:    286,561.880            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,982.24            ANNUAL RATE ADJUST:      0.000
  LTV :                 85.67000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080187370               MORTGAGORS:        TAYLOR, ROBERT
                                            ADDRESS     :    14385 ESTHER DRIVE
  MORTGAGE AMT:       368,500.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   95124
  UNPAID BALANCE:    367,923.330            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,513.82            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.88000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080187388               MORTGAGORS:        SPECKMAN, LAWRENCE JOHN

                                                   SPECKMAN, JEANNE LOUISE
                                            ADDRESS     :    843 CROSSWAY ROAD
  MORTGAGE AMT:       450,000.00            CITY               BURLINGAME
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   94010
  UNPAID BALANCE:    449,313.070            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,108.04            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.69000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080187396               MORTGAGORS:        PAPPAS, MICHAEL RAYMOND

                                                   PAPPAS, LINDA CLAIRE
                                            ADDRESS     :    38448 BOTANY GREEN
  MORTGAGE AMT:       259,000.00            CITY               FREMONT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   94536
  UNPAID BALANCE:    258,821.760            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,877.93            ANNUAL RATE ADJUST:      0.000
  LTV :                 58.86000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080187412               MORTGAGORS:        CHERRY, CHRISTOPHER

                                                   CHERRY, DIANNE
                                            ADDRESS     :    41145 LOS RANCHOS CIRCLE
  MORTGAGE AMT:       246,000.00            CITY               TEMECULA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92592
  UNPAID BALANCE:    245,624.480            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,699.06            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.29000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080187453               MORTGAGORS:        BEAM, RICK
                                            ADDRESS     :    10699 ROUND VALLEY ROAD
  MORTGAGE AMT:       433,600.00            CITY               GRASS VALLEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   95945
  UNPAID BALANCE:    433,301.600            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,143.90            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080187859               MORTGAGORS:        THOMAS, SCOTT

                                                   THOMAS, CHRISTINA
                                            ADDRESS     :    1665 WYNDHAM DRIVE
  MORTGAGE AMT:       271,000.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   95124
  UNPAID BALANCE:    270,772.320            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,780.28            ANNUAL RATE ADJUST:      0.000
  LTV :                 60.63000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080187867               MORTGAGORS:        DONOVAN, RICHARD

                                                   DONOVAN, DARLA
                                            ADDRESS     :    66 SAN BENITO WAY
  MORTGAGE AMT:       250,000.00            CITY               NOVATO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94945
  UNPAID BALANCE:    249,804.980            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,705.44            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.78947            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080188154               MORTGAGORS:        SUSIC, THOMAS

                                                   SKRYJA, JUDY
                                            ADDRESS     :    755 TURRINI DRIVE
  MORTGAGE AMT:       320,000.00            CITY               DANVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   94526
  UNPAID BALANCE:    319,756.510            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,210.16            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.05000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080188394               MORTGAGORS:        KOLSTAD, CHARLES

                                                   KOLSTAD, LINDA
                                            ADDRESS     :    21 SOUTH GORDON WAY
  MORTGAGE AMT:       650,000.00            CITY               Los Altos
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   94022
  UNPAID BALANCE:    649,480.210            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,379.17            ANNUAL RATE ADJUST:      0.000
  LTV :                 59.09000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080188527               MORTGAGORS:        WRIGHT, GRAHAM

                                                   WRIGHT, LORI
                                            ADDRESS     :    2569 BESS AVENUE
  MORTGAGE AMT:       536,000.00            CITY               LIVERMORE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   94550
  UNPAID BALANCE:    535,592.150            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,702.02            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080188659               MORTGAGORS:        MAGILTON, GERARD

                                                   DHALLA, NOORJEHAN
                                            ADDRESS     :    4906 HOLLICE COURT
  MORTGAGE AMT:       306,000.00            CITY               LIVERMORE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94550
  UNPAID BALANCE:    305,761.290            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,087.46            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.09000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080188691               MORTGAGORS:        MILSNER, MICHAEL

                                                   MILSNER, MARY
                                            ADDRESS     :    2654 MAPLEWOOD LANE
  MORTGAGE AMT:       460,000.00            CITY               SANTA CLARA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   95051
  UNPAID BALANCE:    459,641.160            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,138.01            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.72000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080188725               MORTGAGORS:        WATKINS, PETER

                                                   WATKINS, DANA
                                            ADDRESS     :    1129 NORTH AVILA PLACE
  MORTGAGE AMT:       280,000.00            CITY               ORANGE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92869
  UNPAID BALANCE:    279,770.480            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,862.85            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.71000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080189038               MORTGAGORS:        WOOTTON, RICHARD

                                                   WOOTTON, PATRICIA
                                            ADDRESS     :    11 OAKWOOD DRIVE
  MORTGAGE AMT:       445,000.00            CITY               SAN RAFAEL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   94901
  UNPAID BALANCE:    444,669.750            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,111.50            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.16667            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080189178               MORTGAGORS:        ROCKEY, DANA

                                                   ROCKEY, PEGGY
                                            ADDRESS     :    2828 FLEUR DRIVE
  MORTGAGE AMT:       624,000.00            CITY               SAN MARINO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   91108
  UNPAID BALANCE:    623,525.190            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,309.81            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080189194               MORTGAGORS:        GUBATINA, VICTOR

                                                   GUBATINA, MARIA
                                            ADDRESS     :    33908 CAPULET CIRCLE
  MORTGAGE AMT:       275,500.00            CITY               FREMONT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   94555
  UNPAID BALANCE:    275,295.540            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,926.34            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080189236               MORTGAGORS:        THACKER, BRIAN

                                                   THACKER, HEIDI
                                            ADDRESS     :    17045 DUCK LANE
  MORTGAGE AMT:       256,500.00            CITY               HAYMARKET
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               VA   20169
  UNPAID BALANCE:    255,833.750            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,663.65            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080189301               MORTGAGORS:        NICKLAS, MICHAEL

                                                   NICKLAS, BROOKE
                                            ADDRESS     :    4 WILLOW POND ROAD
  MORTGAGE AMT:       285,500.00            CITY               WILLISTOWN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.50000                               PA   19355
  UNPAID BALANCE:    285,500.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,804.55            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.21918            OUTSIDE CONV DATE:
  CURRENT INT           6.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080189509               MORTGAGORS:        SZWARC, JEANNOT

                                                   DEMENAUL SZW, CARA
                                            ADDRESS     :    2282 SANDERS ROAD
  MORTGAGE AMT:       400,000.00            CITY               SEBASTOPOL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   95472
  UNPAID BALANCE:    399,717.680            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,865.65            ANNUAL RATE ADJUST:      0.000
  LTV :                 66.66667            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080189517               MORTGAGORS:        NEILLY, MICHAEL

                                                   ROGERS, LIANE
                                            ADDRESS     :    1009 PORTO MARINO DRIVE
  MORTGAGE AMT:       480,000.00            CITY               SAN CARLOS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   94070
  UNPAID BALANCE:    479,616.150            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,233.85            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080189525               MORTGAGORS:        SUMMERS, STEVEN
                                            ADDRESS     :    14665 KASEL COURT NORTHEA
  MORTGAGE AMT:       240,000.00            CITY               AURORA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               OR   97002
  UNPAID BALANCE:    239,834.830            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,740.17            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.41935            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080189533               MORTGAGORS:        TIRMAN, MARK

                                                   TIRMAN, STEPHANIE
                                            ADDRESS     :    9656 ERNWOOD PLACE
  MORTGAGE AMT:       288,000.00            CITY               SAN RAMON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   94583
  UNPAID BALANCE:    287,780.850            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,989.15            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080189558               MORTGAGORS:        BLOK, VYACHESLAV

                                                   BLOK, LENA
                                            ADDRESS     :    109 SUMMERWOOD DRIVE
  MORTGAGE AMT:       283,000.00            CITY               LOS GATOS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   95032
  UNPAID BALANCE:    282,773.680            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,906.63            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.53425            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080189566               MORTGAGORS:        CULLINS, MARY
                                            ADDRESS     :    5011 46TH AVENUE SOUTH
  MORTGAGE AMT:        50,000.00            CITY               SEATTLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               WA   98118
  UNPAID BALANCE:     49,964.710            OPTION TO CONVERT :      No
  MONTHLY P&I:            358.21            ANNUAL RATE ADJUST:      0.000
  LTV :                 27.77778            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080189582               MORTGAGORS:        HARPER, JAMES

                                                   HARPER, VICTORIA
                                            ADDRESS     :    181 HART BENCH ROAD
  MORTGAGE AMT:       340,000.00            CITY               DARBY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               MT   59829
  UNPAID BALANCE:    339,766.010            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,465.24            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080189590               MORTGAGORS:        KAFFEL, MARY
                                            ADDRESS     :    8807 MOUNTAIN VIEW DRIVE
  MORTGAGE AMT:        75,000.00            CITY               YELM
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               WA   98597
  UNPAID BALANCE:     74,947.070            OPTION TO CONVERT :      No
  MONTHLY P&I:            537.31            ANNUAL RATE ADJUST:      0.000
  LTV :                 63.55932            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080189616               MORTGAGORS:        MAESTAS, MANUEL
                                            ADDRESS     :    455 NORTH 3700 EAST
  MORTGAGE AMT:        74,400.00            CITY               RIGBY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.12500                               ID   83442
  UNPAID BALANCE:     74,351.330            OPTION TO CONVERT :      No
  MONTHLY P&I:            552.42            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080189632               MORTGAGORS:        SALAMATI POU, SOHRAB

                                                   SALAMATI, SIMA
                                            ADDRESS     :    5462 CATOWBA LANE
  MORTGAGE AMT:       372,000.00            CITY               IRVINE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   92612
  UNPAID BALANCE:    371,687.470            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,443.78            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080189640               MORTGAGORS:        MCNALL, KAREN

                                                   MCNALL, LARRY
                                            ADDRESS     :    29243 RIDGELINE COURT
  MORTGAGE AMT:       470,000.00            CITY               TEMECULA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   92590
  UNPAID BALANCE:    469,624.150            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,166.48            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.30769            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080189657               MORTGAGORS:        RASH, JONNEY

                                                   RASH, JENNE
                                            ADDRESS     :    11127 COUNTY ROAD
  MORTGAGE AMT:       148,550.00            CITY               WESTCLIFFE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CO   81252
  UNPAID BALANCE:    148,422.100            OPTION TO CONVERT :      No
  MONTHLY P&I:            963.49            ANNUAL RATE ADJUST:      0.000
  LTV :                 60.63265            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080189665               MORTGAGORS:        VABREY, ROBERTO

                                                   VABREY, BIBIAN
                                            ADDRESS     :    3213 NORTH VALLEY DRIVE
  MORTGAGE AMT:       336,000.00            CITY               MANHATTAN B
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   90266
  UNPAID BALANCE:    335,768.770            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,436.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.05882            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080189673               MORTGAGORS:        WILLIAMS, TERRANCE
                                            ADDRESS     :    985 JUNIPER COURT
  MORTGAGE AMT:       100,000.00            CITY               CROCKETT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   94525
  UNPAID BALANCE:     99,923.900            OPTION TO CONVERT :      No
  MONTHLY P&I:            690.68            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080189681               MORTGAGORS:        BOJADZIJEV, JULIE
                                            ADDRESS     :    1093 HOWELL HARBOR DRIVE
  MORTGAGE AMT:       120,800.00            CITY               CASSELBERRY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.37500                               FL   32707
  UNPAID BALANCE:    120,724.910            OPTION TO CONVERT :      No
  MONTHLY P&I:            918.17            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080189699               MORTGAGORS:        MARTIN, JOSEPH

                                                   MARTIN, JULIEANNE
                                            ADDRESS     :    8778 BRIDALSMITH DRIVE
  MORTGAGE AMT:       139,650.00            CITY               SACRAMENTO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   95828
  UNPAID BALANCE:    139,541.060            OPTION TO CONVERT :      No
  MONTHLY P&I:            952.66            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080189707               MORTGAGORS:        KALOUNER, CLARA
                                            ADDRESS     :    3069 FORT MCKAY ROAD
  MORTGAGE AMT:        80,000.00            CITY               OAKLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               OR   97462
  UNPAID BALANCE:     79,943.540            OPTION TO CONVERT :      No
  MONTHLY P&I:            573.13            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.56522            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080189715               MORTGAGORS:        NELSON, CINDY
                                            ADDRESS     :    671 SHADOW MIST COURT
  MORTGAGE AMT:       573,650.00            CITY               LIVERMORE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94550
  UNPAID BALANCE:    573,202.490            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,913.31            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00007            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080189723               MORTGAGORS:        BAJGROwIEZ, RICHARD

                                                   BAJGROWIEZ, BERNADETTE
                                            ADDRESS     :    4521 WEST DUNN PLACE
  MORTGAGE AMT:        80,750.00            CITY               TUCSON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               AZ   85741
  UNPAID BALANCE:     80,687.000            OPTION TO CONVERT :      No
  MONTHLY P&I:            550.86            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080189731               MORTGAGORS:        FOY, JEFFREY
                                            ADDRESS     :    150 SOUTHEAST 32ND AVENUE
  MORTGAGE AMT:       103,000.00            CITY               PORTLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               OR   97214
  UNPAID BALANCE:    102,923.550            OPTION TO CONVERT :      No
  MONTHLY P&I:            720.20            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.63768            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080189756               MORTGAGORS:        L FUCCELLO, MARCY
                                            ADDRESS     :    3215 EAST BROOKWOOD COURT
  MORTGAGE AMT:       119,900.00            CITY               PHOENIX
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               AZ   85044
  UNPAID BALANCE:    119,900.000            OPTION TO CONVERT :      No
  MONTHLY P&I:            869.36            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.98666            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080189764               MORTGAGORS:        THOMPSON, ROBERT

                                                   THOMPSON, ANTOINETTE
                                            ADDRESS     :    2109 THORNKNOLL DRIVE
  MORTGAGE AMT:       275,500.00            CITY               FT WASHINGT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               MD   20744
  UNPAID BALANCE:    275,295.540            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,926.34            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080189772               MORTGAGORS:        MICELI, CARL

                                                   MICELI, PATRICIA
                                            ADDRESS     :    9214 DOGWOOD ROAD
  MORTGAGE AMT:       188,000.00            CITY               BALTIMORE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               MD   21244
  UNPAID BALANCE:    187,867.310            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,346.86            ANNUAL RATE ADJUST:      0.000
  LTV :                 61.63934            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080189780               MORTGAGORS:        FORD, NANETTE
                                            ADDRESS     :    2430 EAST OREGON AVENUE
  MORTGAGE AMT:       169,000.00            CITY               PHOENIX
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               AZ   85016
  UNPAID BALANCE:    168,877.670            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,196.18            ANNUAL RATE ADJUST:      0.000
  LTV :                 62.59259            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080189798               MORTGAGORS:        HENNESSY SMI, CAROLE

                                                   SMITH, STANLEY
                                            ADDRESS     :    3733 NORTHEAST KLICKITAT
  MORTGAGE AMT:       210,000.00            CITY               PORTLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               OR   97212
  UNPAID BALANCE:    210,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,468.36            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.73310            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080189806               MORTGAGORS:        TALIFER, DEREK
                                            ADDRESS     :    7735 EAST CASITAS DEL RIO
  MORTGAGE AMT:       328,800.00            CITY               SCOTTSDALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.12500                               AZ   85255
  UNPAID BALANCE:    328,584.910            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,441.34            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.63207            OUTSIDE CONV DATE:
  CURRENT INT           8.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080189814               MORTGAGORS:        SMITH, JOHN
                                            ADDRESS     :    12294 GOLF LANE SOUTHEAST
  MORTGAGE AMT:        92,000.00            CITY               SUBLIMITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               OR   97385
  UNPAID BALANCE:     91,936.680            OPTION TO CONVERT :      No
  MONTHLY P&I:            667.07            ANNUAL RATE ADJUST:      0.000
  LTV :                 49.72973            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080189822               MORTGAGORS:        SORENSON, CRAIG

                                                   SORENSON, STACI
                                            ADDRESS     :    11411 NORTHEAST 119TH STR
  MORTGAGE AMT:       245,000.00            CITY               VANCOUVER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               WA   98662
  UNPAID BALANCE:    244,827.070            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,755.22            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.60227            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080189830               MORTGAGORS:        MAY, STEPHANIE
                                            ADDRESS     :    6542 SOUTHEAST LOIS STREE
  MORTGAGE AMT:       101,900.00            CITY               HILLSBORO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               OR   97123
  UNPAID BALANCE:    101,828.070            OPTION TO CONVERT :      No
  MONTHLY P&I:            730.03            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.97551            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080189855               MORTGAGORS:        CORIA, JUAN

                                                   CORIA, LETICIA
                                            ADDRESS     :    1560 INDIAN SUMMER ROAD
  MORTGAGE AMT:       115,000.00            CITY               SAN MARCOS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   92069
  UNPAID BALANCE:    114,920.860            OPTION TO CONVERT :      No
  MONTHLY P&I:            833.83            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.69697            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080189863               MORTGAGORS:        KIM, LUCIA
                                            ADDRESS     :    739 LORRAINE BOULEVARD
  MORTGAGE AMT:       228,000.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   90005
  UNPAID BALANCE:    228,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,653.16            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080189889               MORTGAGORS:        WOOD, JOAN
                                            ADDRESS     :    399 POND STREET
  MORTGAGE AMT:       100,000.00            CITY               BRAINTREE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               MA   02184
  UNPAID BALANCE:     99,932.910            OPTION TO CONVERT :      No
  MONTHLY P&I:            733.76            ANNUAL RATE ADJUST:      0.000
  LTV :                 58.82353            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080189897               MORTGAGORS:        ZEAGER, HARVEY
                                            ADDRESS     :    16305 MOUNT VERNON ROAD
  MORTGAGE AMT:        75,600.00            CITY               GOLDEN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.37500                               CO   80401
  UNPAID BALANCE:     75,553.020            OPTION TO CONVERT :      No
  MONTHLY P&I:            574.61            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080189913               MORTGAGORS:        VALENTINE, ROSS

                                                   VALENTINE, KAYLYN
                                            ADDRESS     :    690 CARR STREET
  MORTGAGE AMT:       140,000.00            CITY               LAKEWOOD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.25000                               CO   80215
  UNPAID BALANCE:    139,910.730            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,051.77            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080189921               MORTGAGORS:        COURKAMP, LARRY

                                                   COURKAMP, KARLENE
                                            ADDRESS     :    1532 NORTH NEVADA
  MORTGAGE AMT:        79,000.00            CITY               COLORADO SP
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CO   80907
  UNPAID BALANCE:     78,931.990            OPTION TO CONVERT :      No
  MONTHLY P&I:            512.39            ANNUAL RATE ADJUST:      0.000
  LTV :                 30.38462            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080189939               MORTGAGORS:        HARRISON, MERNETTA
                                            ADDRESS     :    11935 EAST FORD DRIVE
  MORTGAGE AMT:        81,600.00            CITY               AURORA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               CO   80239
  UNPAID BALANCE:     81,545.250            OPTION TO CONVERT :      No
  MONTHLY P&I:            598.75            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.79208            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080189947               MORTGAGORS:        BIVEN, JOHN
                                            ADDRESS     :    79 OLD COURSE DRIVE
  MORTGAGE AMT:       447,800.00            CITY               NEWPORT BEA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   92660
  UNPAID BALANCE:    447,467.670            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,131.08            ANNUAL RATE ADJUST:      0.000
  LTV :                 66.55737            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080189962               MORTGAGORS:        CHITTUM, MARK

                                                   DULLEA, MARY
                                            ADDRESS     :    10453 SIERRA VISTA LANE
  MORTGAGE AMT:       436,000.00            CITY               LA MESA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   91941
  UNPAID BALANCE:    435,659.880            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,974.29            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080189970               MORTGAGORS:        BANIS, JUDITH
                                            ADDRESS     :    35 GREENWOOD AVENUE
  MORTGAGE AMT:       280,000.00            CITY               SAN FRANCIS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   94112
  UNPAID BALANCE:    279,792.200            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,957.80            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190002               MORTGAGORS:        LOPEZ, SYLVIA

                                                   LOPEZ, PATRICIA
                                            ADDRESS     :    11685 RAMONA BOULEVARD
  MORTGAGE AMT:       113,990.00            CITY               EL MONTE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   91732
  UNPAID BALANCE:    113,907.500            OPTION TO CONVERT :      No
  MONTHLY P&I:            806.81            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.99958            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190010               MORTGAGORS:        HOPSON, JAMES

                                                   HOPSON, CAROL
                                            ADDRESS     :    1015 OLIVE CREST DRIVE
  MORTGAGE AMT:       290,000.00            CITY               ENCINITAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   92024
  UNPAID BALANCE:    290,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,027.72            ANNUAL RATE ADJUST:      0.000
  LTV :                 55.23810            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190028               MORTGAGORS:        KOBRYNER, JOE

                                                   KOBRYNER, KATHLEEN
                                            ADDRESS     :    1291 SUNDALE ROAD
  MORTGAGE AMT:       354,800.00            CITY               EL CAJON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   92019
  UNPAID BALANCE:    354,536.690            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,480.81            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.11858            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190036               MORTGAGORS:        STRUGHOLD, ELFRIEDA
                                            ADDRESS     :    2261 WEST 73RD PLACE
  MORTGAGE AMT:        74,000.00            CITY               DENVER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CO   80221
  UNPAID BALANCE:     73,946.440            OPTION TO CONVERT :      No
  MONTHLY P&I:            523.77            ANNUAL RATE ADJUST:      0.000
  LTV :                 55.63910            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190044               MORTGAGORS:        LANCE, DIANE
                                            ADDRESS     :    4089 ROSEWOOD WAY
  MORTGAGE AMT:        85,000.00            CITY               CHINO HILLS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   91709
  UNPAID BALANCE:     84,936.920            OPTION TO CONVERT :      No
  MONTHLY P&I:            594.33            ANNUAL RATE ADJUST:      0.000
  LTV :                 40.47619            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190051               MORTGAGORS:        CHANG, CHING

                                                   PAN, LAN
                                            ADDRESS     :    9788 GALAHAD POINT COURT
  MORTGAGE AMT:       158,800.00            CITY               LAS VEGAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               NV   89147
  UNPAID BALANCE:    158,682.150            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,110.35            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190077               MORTGAGORS:        DICKS, WILLIAM
                                            ADDRESS     :    920 HERNDON DAIRY ROAD
  MORTGAGE AMT:        67,500.00            CITY               NORTH AUGUS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               SC   29841
  UNPAID BALANCE:     67,500.000            OPTION TO CONVERT :      No
  MONTHLY P&I:            471.97            ANNUAL RATE ADJUST:      0.000
  LTV :                 50.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190085               MORTGAGORS:        ROBERTS, MATTHEW

                                                   ROBERTS, ANNA
                                            ADDRESS     :    4953 AMBROSE AVENUE
  MORTGAGE AMT:       423,200.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   90027
  UNPAID BALANCE:    423,200.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,031.86            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190101               MORTGAGORS:        PIDD, DONALD

                                                   PIDD, DEANA
                                            ADDRESS     :    838 LOADSTONE COURT
  MORTGAGE AMT:       167,250.00            CITY               ROHNERT PAR
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   94928
  UNPAID BALANCE:    167,128.940            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,183.79            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190127               MORTGAGORS:        OLTEAN, GEORGE
                                            ADDRESS     :    10046 S WHITE OAK PARK
  MORTGAGE AMT:       151,200.00            CITY               LITTLETON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.12500                               CO   80126
  UNPAID BALANCE:    151,101.090            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,122.66            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190135               MORTGAGORS:        MALICK, RANDY

                                                   MALICK, FRANCES
                                            ADDRESS     :    3005 TANBRIDGE DR
  MORTGAGE AMT:       116,400.00            CITY               MARTINSBURG
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               WV   25401
  UNPAID BALANCE:    116,309.200            OPTION TO CONVERT :      No
  MONTHLY P&I:            794.05            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190150               MORTGAGORS:        CHRISTOFFERS, KANDIS
                                            ADDRESS     :    2532 ANNIE OAKLEY DRIVE
  MORTGAGE AMT:       281,000.00            CITY               PARK CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.25000                               UT   84060
  UNPAID BALANCE:    281,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,111.06            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.15493            OUTSIDE CONV DATE:
  CURRENT INT           8.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190168               MORTGAGORS:        REYES, FELICIANO

                                                   REYERS, REBECCA
                                            ADDRESS     :    4118-4122 HAMILTON STREET
  MORTGAGE AMT:       270,000.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   92104
  UNPAID BALANCE:    269,804.590            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,911.04            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.79049            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190184               MORTGAGORS:        MCMULLEN, SHEILA
                                            ADDRESS     :    3234 33RD AVENUE SOUTH
  MORTGAGE AMT:        75,000.00            CITY               SEATTLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               WA   98144
  UNPAID BALANCE:     74,948.390            OPTION TO CONVERT :      No
  MONTHLY P&I:            543.80            ANNUAL RATE ADJUST:      0.000
  LTV :                 44.11765            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190192               MORTGAGORS:        KHANSARI, MEHRDAD

                                                   KHANSARI, VICTORIA
                                            ADDRESS     :    2397 RIDGEVIEW AVENUE
  MORTGAGE AMT:       317,100.00            CITY               ROWLAND HEI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   91748
  UNPAID BALANCE:    316,870.500            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,244.41            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.98567            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190200               MORTGAGORS:        GARCIA, ERIC
                                            ADDRESS     :    862 FERNHILL COURT
  MORTGAGE AMT:       384,000.00            CITY               NEWBURY PAR
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   91320
  UNPAID BALANCE:    383,735.730            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,784.27            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190218               MORTGAGORS:        DRURY, WILLIAM

                                                   BEAY, PENELOPE
                                            ADDRESS     :    26 FECAMP
  MORTGAGE AMT:       284,000.00            CITY               NEWPORT COA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92657
  UNPAID BALANCE:    283,783.900            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,961.52            ANNUAL RATE ADJUST:      0.000
  LTV :                 63.11111            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190226               MORTGAGORS:        OWENS, MICHAEL

                                                   OWENS, MARY
                                            ADDRESS     :    24991 CAROL LANE
  MORTGAGE AMT:       254,400.00            CITY               LAGUNA HILL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92653
  UNPAID BALANCE:    254,400.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,757.08            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190234               MORTGAGORS:        ROUSE, MICHAEL
                                            ADDRESS     :    1270 ASPEN CIRCLE
  MORTGAGE AMT:       187,900.00            CITY               HOLLISTER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   95023
  UNPAID BALANCE:    187,900.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,362.41            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99149            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190259               MORTGAGORS:        BROMME, TAMMY
                                            ADDRESS     :    3621 DORSHIRE COURT
  MORTGAGE AMT:        89,600.00            CITY               PASADENA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               MD   21122
  UNPAID BALANCE:     89,533.500            OPTION TO CONVERT :      No
  MONTHLY P&I:            626.50            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190267               MORTGAGORS:        OLESH, GERALD
                                            ADDRESS     :    480 SOUTH MARION PARKWAY
  MORTGAGE AMT:       137,000.00            CITY               DENVER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CO   80209
  UNPAID BALANCE:    137,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:            946.22            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.23810            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190275               MORTGAGORS:        ESCOBAR, JOHN

                                                   ESCOBAR, LAURA
                                            ADDRESS     :    1931 BORDEAUX TERRACE
  MORTGAGE AMT:       320,000.00            CITY               CHULA VISTA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   91913
  UNPAID BALANCE:    319,756.510            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,210.16            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190283               MORTGAGORS:        GRAVES, JEFFERY
                                            ADDRESS     :    254 SEMPLES CROSSING
  MORTGAGE AMT:       568,000.00            CITY               BENICIA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   94510
  UNPAID BALANCE:    568,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,971.54            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190317               MORTGAGORS:        ARIKAT, SAMIR
                                                   ARIKAT, AMIN
                                                   ARIKAT, BARBARA
                                            ADDRESS     :    169 DUBLIN COURT
  MORTGAGE AMT:       290,000.00            CITY               PETALUMA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   94952
  UNPAID BALANCE:    290,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,953.78            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.48139            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190325               MORTGAGORS:        ZIELGER, CURTIS

                                                   ZIEGLER, AIMEE
                                            ADDRESS     :    648 DANE DRIVE
  MORTGAGE AMT:       114,500.00            CITY               SAN MARCOS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.12500                               CA   92069
  UNPAID BALANCE:    114,500.000            OPTION TO CONVERT :      No
  MONTHLY P&I:            850.16            ANNUAL RATE ADJUST:      0.000
  LTV :                 61.89189            OUTSIDE CONV DATE:
  CURRENT INT           8.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190341               MORTGAGORS:        VARELA, FRANK
                                            ADDRESS     :    171 CAMINO DE SABINAL
  MORTGAGE AMT:        82,600.00            CITY               BOSQUE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               NM   87006
  UNPAID BALANCE:     82,419.490            OPTION TO CONVERT :      No
  MONTHLY P&I:            584.64            ANNUAL RATE ADJUST:      0.000
  LTV :                 61.18519            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190358               MORTGAGORS:        HUANG, FU  YUAN

                                                   HUANG, JIN CHU
                                            ADDRESS     :    2031 WENDOVER LANE
  MORTGAGE AMT:       407,250.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   95121
  UNPAID BALANCE:    406,932.300            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,778.17            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190366               MORTGAGORS:        WALTON, CATHERINE

                                                   BUNCH, RONALD
                                            ADDRESS     :    3430 EUCLID AVENUE
  MORTGAGE AMT:       258,000.00            CITY               CONCORD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   94519
  UNPAID BALANCE:    258,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,781.95            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190382               MORTGAGORS:        BREZDEN, JOHN

                                                   BREZDEN, MARIA
                                            ADDRESS     :    1080 SAINT MARY AVENUE
  MORTGAGE AMT:       350,000.00            CITY               CAYUCOS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   93430
  UNPAID BALANCE:    350,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,387.62            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.62745            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190390               MORTGAGORS:        JOSSELYN, GREGORY

                                                   JOSSELYN, JANET
                                            ADDRESS     :    189 BLAND AVENUE
  MORTGAGE AMT:       300,000.00            CITY               CAMPBELL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   95008
  UNPAID BALANCE:    299,782.860            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,123.39            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190408               MORTGAGORS:        ROBB, HELENITA
                                            ADDRESS     :    33006 28TH AVENUE SOUTHWE
  MORTGAGE AMT:        98,000.00            CITY               FEDERAL WAY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               WA   98023
  UNPAID BALANCE:     98,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:            693.64            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190416               MORTGAGORS:        HEDMAN, MICHAEL

                                                   HEDMAN, KAREN
                                            ADDRESS     :    2310 TRENTON DRIVE
  MORTGAGE AMT:       324,000.00            CITY               SAN BRUNO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   94066
  UNPAID BALANCE:    324,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,293.26            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190424               MORTGAGORS:        BEUST, DAVID

                                                   MILLER BEUST, SARA
                                            ADDRESS     :    6807 HOLST ROAD
  MORTGAGE AMT:       118,100.00            CITY               CLINTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               WA   98236
  UNPAID BALANCE:    118,100.000            OPTION TO CONVERT :      No
  MONTHLY P&I:            815.69            ANNUAL RATE ADJUST:      0.000
  LTV :                 60.87629            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190432               MORTGAGORS:        SELLECK, CHARLES

                                                   SELLECK, MADELEINE
                                            ADDRESS     :    11796 TAMMY WAY
  MORTGAGE AMT:       145,000.00            CITY               GRASS VALLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   95949
  UNPAID BALANCE:    145,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,026.31            ANNUAL RATE ADJUST:      0.000
  LTV :                 44.61538            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190440               MORTGAGORS:        GO, ANTHONY
                                            ADDRESS     :    321 24TH AVENUE
  MORTGAGE AMT:       528,000.00            CITY               SAN FRANCIS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   94121
  UNPAID BALANCE:    528,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,828.37            ANNUAL RATE ADJUST:      0.000
  LTV :                 56.23003            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190457               MORTGAGORS:        WIGERT, J

                                                   WIGERT, SUSAN
                                            ADDRESS     :    266 VALLEJO AVENUE
  MORTGAGE AMT:       400,000.00            CITY               INVERNESS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94937
  UNPAID BALANCE:    400,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,728.71            ANNUAL RATE ADJUST:      0.000
  LTV :                 64.30868            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190465               MORTGAGORS:        HATTON, RANDY
                                            ADDRESS     :    97 COUNTY ROAD B7
  MORTGAGE AMT:        85,000.00            CITY               EAGLE NEST
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               NM   87718
  UNPAID BALANCE:     85,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:            565.51            ANNUAL RATE ADJUST:      0.000
  LTV :                 62.38532            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190473               MORTGAGORS:        BOSCARDIN, ANDREW
                                            ADDRESS     :    2207 5TH AVENUE NORTH
  MORTGAGE AMT:       439,900.00            CITY               SEATTLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               WA   98109
  UNPAID BALANCE:    439,900.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,227.84            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99636            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190481               MORTGAGORS:        MASIM, ALEJANDRO

                                                   MASIM, AGNES
                                            ADDRESS     :    28159 HOT SPRINGS AVENUE
  MORTGAGE AMT:       160,000.00            CITY               SANTA CLARI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   91351
  UNPAID BALANCE:    159,881.250            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,118.75            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190499               MORTGAGORS:        EDELSTEIN, MICHAEL
                                            ADDRESS     :    1874 TIMBERHILL COURT
  MORTGAGE AMT:       228,000.00            CITY               SIMI VALLEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   93063
  UNPAID BALANCE:    228,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,613.77            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190507               MORTGAGORS:        ZARRINNAM, SHAHRZAD

                                                   ZARRINNAM, KIAN
                                            ADDRESS     :    12325 WEST SUNSET BOULEVA
  MORTGAGE AMT:       419,000.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   90049
  UNPAID BALANCE:    419,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,038.04            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.96183            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190515               MORTGAGORS:        GANJI, ALI
                                            ADDRESS     :    11044 POINSETT ROAD
  MORTGAGE AMT:       315,000.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   92131
  UNPAID BALANCE:    315,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,202.53            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190531               MORTGAGORS:        LOPEZ, GERARDO

                                                   LOPEZ, AMPELIA
                                            ADDRESS     :    636 EAST GHENT STREET
  MORTGAGE AMT:       150,000.00            CITY               GLENDORA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   91740
  UNPAID BALANCE:    149,888.680            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,048.82            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.42857            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190556               MORTGAGORS:        MCCARTHY, MICHAEL

                                                   MCCARTHY, CONNI
                                            ADDRESS     :    974 STUART CIRCLE
  MORTGAGE AMT:       440,000.00            CITY               THOUSAND OA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   91361
  UNPAID BALANCE:    440,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,076.54            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190564               MORTGAGORS:        DEL TUFO, ALBERT

                                                   DEL TUFO, JOSEPHINE
                                            ADDRESS     :    287 GOMPERS CIRCLE
  MORTGAGE AMT:        88,500.00            CITY               CIRCLE CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               AZ   85342
  UNPAID BALANCE:     88,432.660            OPTION TO CONVERT :      No
  MONTHLY P&I:            611.25            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.14050            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190572               MORTGAGORS:        NANCE, DAVID
                                            ADDRESS     :    9470 WEST ALABAMA DRIVE
  MORTGAGE AMT:       133,950.00            CITY               LAKEWOOD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CO   80232
  UNPAID BALANCE:    133,950.000            OPTION TO CONVERT :      No
  MONTHLY P&I:            948.09            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080191372               MORTGAGORS:        MELONG, MARCIA
                                            ADDRESS     :    757 CENTER DRIVE
  MORTGAGE AMT:       185,250.00            CITY               BALDWIN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               NY   11510
  UNPAID BALANCE:    184,855.230            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,327.15            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080191968               MORTGAGORS:        SIMON, STEVEN

                                                   OLSON, TOBA
                                            ADDRESS     :    111 WEST 3RD AVENUE
  MORTGAGE AMT:       440,000.00            CITY               SAN MATEO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   94402
  UNPAID BALANCE:    439,639.340            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,927.33            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080191992               MORTGAGORS:        ROBINSON, BARBARA
                                            ADDRESS     :    2924 SAN JUAN DRIVE
  MORTGAGE AMT:       296,500.00            CITY               FULLERTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92835
  UNPAID BALANCE:    296,256.960            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,972.62            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.57320            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080192198               MORTGAGORS:        OSSERMAN, GEORGETTE
                                            ADDRESS     :    370 SAUSALITO BLVD
  MORTGAGE AMT:       489,000.00            CITY               SAUSALITO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   94965
  UNPAID BALANCE:    488,627.910            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,377.40            ANNUAL RATE ADJUST:      0.000
  LTV :                 51.58228            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080192255               MORTGAGORS:        WARD, CHRISTOPHE
                                            ADDRESS     :    3215 CHEVIOT VISTA PLACE
  MORTGAGE AMT:       342,000.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   90034
  UNPAID BALANCE:    341,726.510            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,304.12            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080192362               MORTGAGORS:        GRABER, DAVID

                                                   GRABER, JOYCE
                                            ADDRESS     :    8 OLD FIELD LANE
  MORTGAGE AMT:       500,000.00            CITY               Great Neck
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               NY   11020
  UNPAID BALANCE:    499,647.110            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,582.06            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.76000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080192453               MORTGAGORS:        ROBERTSON, JAMES

                                                   ROBERTSON, KAYO
                                            ADDRESS     :    717 CRAIG AVENUE
  MORTGAGE AMT:       308,000.00            CITY               LA CANADA F
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   91011
  UNPAID BALANCE:    308,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,127.28            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080192958               MORTGAGORS:        FIELDING, MICKEY

                                                   FIELDING, MERTILEE
                                            ADDRESS     :    10 CAMINO COURT
  MORTGAGE AMT:       319,200.00            CITY               PETALUMA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94952
  UNPAID BALANCE:    318,950.990            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,177.51            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080192974               MORTGAGORS:        NAKAMOTO, JAY

                                                   NAKAMOTO, GERI
                                            ADDRESS     :    1604 MAGNOLIA AVENUE
  MORTGAGE AMT:       588,750.00            CITY               MANHATTAN B
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   90266
  UNPAID BALANCE:    588,267.410            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,916.97            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080193097               MORTGAGORS:        ADCOCK, TERRY

                                                   ADCOCK, LAURA
                                            ADDRESS     :    820 ARLINGTON CIRCLE
  MORTGAGE AMT:       479,200.00            CITY               NOVATO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   94947
  UNPAID BALANCE:    478,807.200            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,188.13            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080193154               MORTGAGORS:        SIMONS, SCOTT

                                                   RITTER, CATHERINE
                                            ADDRESS     :    903 KANSAS STREET
  MORTGAGE AMT:       352,500.00            CITY               SAN FRANCIS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   94107
  UNPAID BALANCE:    352,218.110            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,374.86            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080193212               MORTGAGORS:        GEISS, MARK

                                                   GEISS, LYNETTE
                                            ADDRESS     :    2100 CAMINO REY
  MORTGAGE AMT:       296,250.00            CITY               FULLERTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92833
  UNPAID BALANCE:    296,007.170            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,970.96            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080193287               MORTGAGORS:        CRUZ, VIRGINIA
                                            ADDRESS     :    10986 AUTILLO WAY
  MORTGAGE AMT:       191,900.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92127
  UNPAID BALANCE:    191,900.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,325.41            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99166            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080193550               MORTGAGORS:        HERRMANN, MIKE
                                            ADDRESS     :    873 RENTON COURT
  MORTGAGE AMT:       146,000.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   95123
  UNPAID BALANCE:    145,896.950            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,045.97            ANNUAL RATE ADJUST:      0.000
  LTV :                 42.94118            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080193600               MORTGAGORS:        HARDIMAN, KIRK

                                                   RAINSBARGER, HEATHER
                                            ADDRESS     :    475 CONSTITUTION DRIVE
  MORTGAGE AMT:       412,400.00            CITY               DANVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   94526
  UNPAID BALANCE:    412,086.190            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,848.35            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080193758               MORTGAGORS:        KELLY, MIKE
                                            ADDRESS     :    19362 CORALWOOD LANE
  MORTGAGE AMT:       309,200.00            CITY               HUNTINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92646
  UNPAID BALANCE:    308,946.550            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,057.12            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080194004               MORTGAGORS:        SELFAISON, TOM

                                                   SELFAISON, MARILYN
                                            ADDRESS     :    34192 FINNIGAN TERRACE
  MORTGAGE AMT:       288,500.00            CITY               FREMONT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   94555
  UNPAID BALANCE:    288,500.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,041.99            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.41089            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080194236               MORTGAGORS:        MARTIN, GLENN

                                                   MARTIN, CINDY\                                            ADDRESS     :    775
SOUTH THRASHER WAY
  MORTGAGE AMT:       340,000.00            CITY               ANAHEIM HIL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92807
  UNPAID BALANCE:    339,741.280            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,348.30            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.11828            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080194251               MORTGAGORS:        PATTON, MICHAEL
                                            ADDRESS     :    1964 CHERRY HILLS DRIVE
  MORTGAGE AMT:       256,500.00            CITY               DISCOVERY B
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   94514
  UNPAID BALANCE:    256,500.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,815.50            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080194277               MORTGAGORS:        SCHNELL, TIMOTHY

                                                   SCHNELL, JEANNE
                                            ADDRESS     :    25641 NORTH HOOD WAY
  MORTGAGE AMT:       315,450.00            CITY               STEVENSON R
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   91381
  UNPAID BALANCE:    314,380.760            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,072.29            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99625            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080194483               MORTGAGORS:        BURMAYAN, ASATUR
                                            ADDRESS     :    18506 CALLE VISTA CIRCLE
  MORTGAGE AMT:       328,000.00            CITY               NORTHRIDGE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.25000                               CA   91326
  UNPAID BALANCE:    328,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,464.15            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080194582               MORTGAGORS:        ZIEGLER, JAMES

                                                   ZIEGLER, MARYANN
                                            ADDRESS     :    230 CHRISTOPHER ROAD
  MORTGAGE AMT:       318,250.00            CITY               FOREST HILL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               MD   21050
  UNPAID BALANCE:    317,982.630            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,090.68            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080194632               MORTGAGORS:        GRAY, MICHAEL

                                                   GRAY, KRISTINE
                                            ADDRESS     :    6343 W 81ST STREET
  MORTGAGE AMT:       264,000.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   90045
  UNPAID BALANCE:    263,788.880            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,778.62            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080194715               MORTGAGORS:        OROPEZA, RAYMOND
                                                   OROPEZA, ADRIANA
                                                   OROPEZA, THOMAS
                                                   OROPEZA, LORETTA
                                            ADDRESS     :    3919 3921 WEST HAZARD AV
  MORTGAGE AMT:       185,000.00            CITY               SANTA ANA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   92703
  UNPAID BALANCE:    184,852.060            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,246.38            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.74138            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080194780               MORTGAGORS:        MOORE, MICHAEL

                                                   MOORE, DIANE
                                            ADDRESS     :    18646 TOPANGA CANYON ROAD
  MORTGAGE AMT:       443,900.00            CITY               SILVERADO A
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   92679
  UNPAID BALANCE:    443,900.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,180.16            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99135            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080194863               MORTGAGORS:        WEEMS, EDWARD

                                                   WEEMS, LYNETTE
                                            ADDRESS     :    4318 GIBRALTAR DRIVE
  MORTGAGE AMT:       322,500.00            CITY               FREMONT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   94536
  UNPAID BALANCE:    322,500.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,338.35            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.29545            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080194871               MORTGAGORS:        CUEVAS, ROMEO

                                                   CUEVAS, REMEDIOS
                                            ADDRESS     :    11368 SUMMERSHADE LANE
  MORTGAGE AMT:       261,150.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CA   92126
  UNPAID BALANCE:    261,150.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,693.81            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.99818            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080194913               MORTGAGORS:        CATALFAMO, JOSEPH
                                            ADDRESS     :    20832 STARSHINE ROAD
  MORTGAGE AMT:       290,000.00            CITY               DIAMOND BAR
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   91789
  UNPAID BALANCE:    290,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,978.31            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.88981            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080194962               MORTGAGORS:        HORN, CAROL
                                            ADDRESS     :    3305 HASKELL
  MORTGAGE AMT:       276,450.00            CITY               DALLAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               TX   75204
  UNPAID BALANCE:    276,028.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,909.37            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99132            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080194996               MORTGAGORS:        LYONS, MICHAEL

                                                   LYONS, KAREN
                                            ADDRESS     :    3617 WEST LINCOLN AVENUE
  MORTGAGE AMT:       336,000.00            CITY               SACRAMENTO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   95818
  UNPAID BALANCE:    335,756.810            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,378.19            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080195126               MORTGAGORS:        RICK, KEVIN

                                                   RICK, TRISHA
                                            ADDRESS     :    137 SYLVAN VISTA DRIVE
  MORTGAGE AMT:       261,250.00            CITY               AUBURN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   95603
  UNPAID BALANCE:    261,046.200            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,782.19            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080195134               MORTGAGORS:        HALL, MARK

                                                   DUNNAVANT, JOSEPH
                                            ADDRESS     :    1903 ASILOMAR DRIVE
  MORTGAGE AMT:       336,800.00            CITY               OAKLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   94611
  UNPAID BALANCE:    336,550.050            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,354.95            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080195183               MORTGAGORS:        CAMPBELL, LEONARD
                                            ADDRESS     :    334 PRIMROSE DRIVE
  MORTGAGE AMT:       252,000.00            CITY               PLEASANT HI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   94523
  UNPAID BALANCE:    251,808.250            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,740.50            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080195191               MORTGAGORS:        CROSSMAN, PAUL

                                                   CROSSMAN, KAREN
                                            ADDRESS     :    25193 HATTON RD
  MORTGAGE AMT:       415,000.00            CITY               CARMEL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   93923
  UNPAID BALANCE:    414,651.340            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,726.26            ANNUAL RATE ADJUST:      0.000
  LTV :                 47.70115            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080195217               MORTGAGORS:        SCHAEFER, MYRON

                                                   SCHAEFER, JANICE
                                            ADDRESS     :    35533 BLACKBURN DRIVE
  MORTGAGE AMT:       380,000.00            CITY               NEWARK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   94560
  UNPAID BALANCE:    379,696.120            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,560.13            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080195233               MORTGAGORS:        SHARP, TERRY

                                                   SHARP, LAURA
                                            ADDRESS     :    3436 VALLEY ROAD
  MORTGAGE AMT:       545,400.00            CITY               ATLANTA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               GA   30305
  UNPAID BALANCE:    545,034.050            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,001.95            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.17500            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080195258               MORTGAGORS:        KELLY, OLIVE
                                            ADDRESS     :    48 HARNESS LN
  MORTGAGE AMT:       303,800.00            CITY               SUDBURY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               MA   01776
  UNPAID BALANCE:    303,580.120            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,150.28            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.20273            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080195266               MORTGAGORS:        WIXOM, MARK

                                                   WIXOM, KENNI
                                            ADDRESS     :    1718 SILVERADO CIRCLE
  MORTGAGE AMT:       250,000.00            CITY               PETALUMA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   94954
  UNPAID BALANCE:    250,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,812.67            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.52941            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080195308               MORTGAGORS:        DAHLEN, ALISON

                                                   DAHLEN, RICHARD
                                            ADDRESS     :    7380 ROLLING ACRES TRAIL
  MORTGAGE AMT:       301,650.00            CITY               FAIR OAKS R
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               TX   78015
  UNPAID BALANCE:    300,903.890            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,006.88            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.35065            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080195324               MORTGAGORS:        KEMP, RANDOLPH

                                                   KEMP, DANIELLE
                                            ADDRESS     :    26781 TRASMIRAS
  MORTGAGE AMT:       343,800.00            CITY               MISSION VIE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   92692
  UNPAID BALANCE:    343,800.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,403.90            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99069            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080195704               MORTGAGORS:        NAPIER, DAN
                                            ADDRESS     :    109 N ROYAL ASCOT DR
  MORTGAGE AMT:       399,400.00            CITY               LAS VEGAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               NV   89134
  UNPAID BALANCE:    398,790.300            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,758.56            ANNUAL RATE ADJUST:      0.000
  LTV :                 86.69416            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080195712               MORTGAGORS:        THOMPSON, JEFFREY

                                                   THOMPSON, RENEE
                                            ADDRESS     :    262 CUYAMA AVE
  MORTGAGE AMT:       352,000.00            CITY               PISMO BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   93433
  UNPAID BALANCE:    352,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,461.24            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080196504               MORTGAGORS:        EPTING, JOHN
                                            ADDRESS     :    2747 UNICORN LANE NW
  MORTGAGE AMT:       316,500.00            CITY               WASHINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               DC   20015
  UNPAID BALANCE:    316,265.120            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,213.01            ANNUAL RATE ADJUST:      0.000
  LTV :                 87.91667            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080196512               MORTGAGORS:        TUCKER, DAVID

                                                   TUCKER, COLLEEN
                                            ADDRESS     :    6514 WAGGONER DRIVE
  MORTGAGE AMT:       634,400.00            CITY               DALLAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               TX   75230
  UNPAID BALANCE:    632,906.320            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,327.73            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080196579               MORTGAGORS:        DAVIS, DAVE

                                                   DAVIS, DARLENE
                                            ADDRESS     :    16 MEADOWLAKE DRIVE
  MORTGAGE AMT:       424,000.00            CITY               HEATH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               TX   75087
  UNPAID BALANCE:    423,368.690            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,964.67            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080196603               MORTGAGORS:        SUTHERLAND, CHARLES

                                                   KODISH, MARILYN
                                            ADDRESS     :    6906 WAGGONER PLACE
  MORTGAGE AMT:       305,100.00            CITY               DALLAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               TX   75230
  UNPAID BALANCE:    304,610.570            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,055.52            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080196629               MORTGAGORS:        MOEHNKE, ROBERT

                                                   MOEHNKE, LUCIENDA
                                            ADDRESS     :    34104 FM 428E
  MORTGAGE AMT:       393,500.00            CITY               AUBREY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               TX   76227
  UNPAID BALANCE:    393,193.040            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,684.36            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.38314            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080196694               MORTGAGORS:        PLETCHER, STANLEY

                                                   PLETCHER, PAULA
                                            ADDRESS     :    5518 WEST WHITTEN STREET
  MORTGAGE AMT:       111,150.00            CITY               CHANDLER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               AZ   85226
  UNPAID BALANCE:    111,067.510            OPTION TO CONVERT :      No
  MONTHLY P&I:            777.18            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080196744               MORTGAGORS:        CARNATION, RICHARD

                                                   CARNATION, REBECCA
                                            ADDRESS     :    10555 PELHAM DRIVE
  MORTGAGE AMT:       314,000.00            CITY               WINDSOR
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   95492
  UNPAID BALANCE:    313,736.200            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,062.76            ANNUAL RATE ADJUST:      0.000
  LTV :                 48.68000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080196769               MORTGAGORS:        KOZIEL, BETTY
                                            ADDRESS     :    2955 BEACHCOMBER DRIVE
  MORTGAGE AMT:       283,000.00            CITY               MORRO BAY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   93442
  UNPAID BALANCE:    282,800.260            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,027.45            ANNUAL RATE ADJUST:      0.000
  LTV :                 33.10000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080196777               MORTGAGORS:        SEGO, MICHAEL

                                                   SEGO, CHRISTINA
                                            ADDRESS     :    8822 HILLSIDE ROAD
  MORTGAGE AMT:       312,000.00            CITY               RANCHO CUCAMONGA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   91701
  UNPAID BALANCE:    311,756.610            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,128.39            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080196785               MORTGAGORS:        ARAMBULA, HENRY

                                                   ARAMBULA, MICHELE
                                            ADDRESS     :    26516 ESTEBAN
  MORTGAGE AMT:       280,000.00            CITY               Mission Viejo
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   92691
  UNPAID BALANCE:    279,776.090            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,886.41            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.78000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080196793               MORTGAGORS:        THANTRANON, VISAI

                                                   THANTRANON, SANGDOW
                                            ADDRESS     :    1114 CHEROKEE COURT
  MORTGAGE AMT:       318,700.00            CITY               SAN DIMAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   91773
  UNPAID BALANCE:    318,432.260            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,093.63            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.99000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080196801               MORTGAGORS:        LANTZ, RICK

                                                   LANTZ, LILLIAN
                                            ADDRESS     :    5555 VIA DEL COYOTE
  MORTGAGE AMT:       258,400.00            CITY               YORBA LINDA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   92887
  UNPAID BALANCE:    258,193.360            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,740.89            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080196819               MORTGAGORS:        WADE, TERENCE

                                                   WADE, PATRICIA
                                            ADDRESS     :    1010 HECKER PASS ROAD
  MORTGAGE AMT:       408,000.00            CITY               WATSONVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   95076
  UNPAID BALANCE:    407,657.230            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,680.27            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080196827               MORTGAGORS:        BARARATA, ALBERTO

                                                   BARARATA, CHRISTINE
                                            ADDRESS     :    2835,2837,2837 1/2 W AVE
  MORTGAGE AMT:       145,000.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   90065
  UNPAID BALANCE:    145,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,013.86            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.77000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080196835               MORTGAGORS:        KREATCHAROENPORN, VASON

                                                   KREATCHAROENPORN, MILDRED
                                            ADDRESS     :    5022 CELLINI DRIVE
  MORTGAGE AMT:       256,471.00            CITY               CHINO HILLS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CA   91709
  UNPAID BALANCE:    256,250.180            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,663.47            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.99000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080196843               MORTGAGORS:        MARK, JOSEPH

                                                   MARK, SHERRY
                                            ADDRESS     :    322 34TH STREET & 333 33R
  MORTGAGE AMT:       281,320.00            CITY               HERMOSA BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   90254
  UNPAID BALANCE:    281,083.660            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,848.07            ANNUAL RATE ADJUST:      0.000
  LTV :                 38.80000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080196850               MORTGAGORS:        MANN, GURDEV

                                                   MANN, BALWINDER
                                            ADDRESS     :    7060 ANJOU CREEK CRICLE
  MORTGAGE AMT:       291,000.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.50000                               CA   95120
  UNPAID BALANCE:    290,736.930            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,839.32            ANNUAL RATE ADJUST:      0.000
  LTV :                 55.96000            OUTSIDE CONV DATE:
  CURRENT INT           6.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080196868               MORTGAGORS:        DANDAVATI, INDIRA
                                            ADDRESS     :    2198 BENTLEY RIDGE DRIVE
  MORTGAGE AMT:       500,000.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   95138
  UNPAID BALANCE:    499,579.940            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,284.64            ANNUAL RATE ADJUST:      0.000
  LTV :                 54.05000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080196876               MORTGAGORS:        STEIJN, MILAN

                                                   STEIJN, CHERYL
                                            ADDRESS     :    28275 FLECHAS
  MORTGAGE AMT:       260,000.00            CITY               MISSION VIEJO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               CA   92692
  UNPAID BALANCE:    259,389.120            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,664.81            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080196884               MORTGAGORS:        DAVIS, PERRY
                                            ADDRESS     :    3290 VISTA MATAMO
  MORTGAGE AMT:       450,000.00            CITY               EL CAJON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   92019
  UNPAID BALANCE:    449,621.950            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,956.18            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.23000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080196892               MORTGAGORS:        KUSHLICK, JOSEPH

                                                   MCGINLEY, MARYJANE
                                            ADDRESS     :    17495 DRAYTON HALL WAY
  MORTGAGE AMT:       262,000.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   92128
  UNPAID BALANCE:    260,872.990            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,787.30            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.95000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080196900               MORTGAGORS:        GRIFFIN, CARL

                                                   GRIFFIN, PATRICIA
                                            ADDRESS     :    4187 WOODLANE COURT
  MORTGAGE AMT:       320,000.00            CITY               THOUSAND OAKS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   91362
  UNPAID BALANCE:    319,731.160            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,102.17            ANNUAL RATE ADJUST:      0.000
  LTV :                 32.82000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080196918               MORTGAGORS:        ENGEL, PAUL

                                                   ENGEL, MARILYN
                                            ADDRESS     :    72668 SKYWARD WAY
  MORTGAGE AMT:       263,800.00            CITY               PALM DESERT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92260
  UNPAID BALANCE:    263,583.760            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,755.07            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.28000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080196926               MORTGAGORS:        ROSENFELD, TEDD

                                                   YASEEN, ROCHELLE
                                            ADDRESS     :    30196 SKIPPERS WAY DRIVE
  MORTGAGE AMT:       286,500.00            CITY               CANYON LAKE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   92587
  UNPAID BALANCE:    286,259.310            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,882.10            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.58000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080196934               MORTGAGORS:        JOHNSON, WILLIAM

                                                   JOHNSON, ELAINE
                                            ADDRESS     :    945 POCATELLO AVENUE
  MORTGAGE AMT:       370,000.00            CITY               SUNNYVALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94087
  UNPAID BALANCE:    369,711.370            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,524.05            ANNUAL RATE ADJUST:      0.000
  LTV :                 63.79000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080196959               MORTGAGORS:        SAKOLS, DANIEL
                                            ADDRESS     :    273 PAUL AVENUE
  MORTGAGE AMT:       441,600.00            CITY               MOUNTAIN VIEW
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   94041
  UNPAID BALANCE:    441,229.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,901.00            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080196967               MORTGAGORS:        VERMA, NIRAJ

                                                   VERMA, NAMITA
                                            ADDRESS     :    267 OAKHURST LANE
  MORTGAGE AMT:       332,000.00            CITY               ARCADIA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   91007
  UNPAID BALANCE:    331,721.080            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,181.00            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080196975               MORTGAGORS:        CHEIM, LEO

                                                   CHEIM, BARBARA
                                            ADDRESS     :    3214 BRACCIANO COURT
  MORTGAGE AMT:       336,600.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   95135
  UNPAID BALANCE:    336,600.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,324.81            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080196983               MORTGAGORS:        QUTAMI, WILLIAM

                                                   QUTAMI, RAEDA
                                            ADDRESS     :    2091 ROLLINGWOOD DRIVE
  MORTGAGE AMT:       243,000.00            CITY               SAN BRUNO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   94066
  UNPAID BALANCE:    242,795.850            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,596.34            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.64000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080196991               MORTGAGORS:        HOLT, DUANE

                                                   HOLT, JOELYN
                                            ADDRESS     :    4371 EAST LAMP POST WY
  MORTGAGE AMT:       282,000.00            CITY               ANAHEIM
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   92807
  UNPAID BALANCE:    281,774.490            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,899.89            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.44000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197015               MORTGAGORS:        WAGNER, GLENDON

                                                   WAGNER, MELISSA
                                            ADDRESS     :    16750 FARLEY ROAD
  MORTGAGE AMT:       342,000.00            CITY               LOS GATOS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   95032
  UNPAID BALANCE:    341,733.210            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,333.04            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197023               MORTGAGORS:        PRATS, FRANK

                                                   PRATS, JEAN
                                            ADDRESS     :    1942 CABANA DRIVE
  MORTGAGE AMT:       265,000.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   95125
  UNPAID BALANCE:    264,782.780            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,763.05            ANNUAL RATE ADJUST:      0.000
  LTV :                 47.75000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197031               MORTGAGORS:        THORPE, RALPH

                                                   THORPE, NAIR
                                            ADDRESS     :    1652 LEXINGTON AVENUE
  MORTGAGE AMT:       250,000.00            CITY               SAN MATEO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94402
  UNPAID BALANCE:    249,804.980            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,705.44            ANNUAL RATE ADJUST:      0.000
  LTV :                 55.56000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197049               MORTGAGORS:        OWENS, JEANNE
                                            ADDRESS     :    333 CASTILE WAY
  MORTGAGE AMT:       452,550.00            CITY               SOUTH SAN FRANCISCO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   94080
  UNPAID BALANCE:    452,169.800            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,972.93            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197056               MORTGAGORS:        STEINGIESSER, MIKLOS

                                                   STEINGIESSER, YAEL
                                            ADDRESS     :    22754 BRANDYWINE DR
  MORTGAGE AMT:       210,000.00            CITY               CALABASAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   91302
  UNPAID BALANCE:    209,663.140            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,414.81            ANNUAL RATE ADJUST:      0.000
  LTV :                 52.50000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197064               MORTGAGORS:        MERCURIO, CRISOSTOMO

                                                   MERCURIO, MARIE
                                            ADDRESS     :    1800 MARTINA AVENUE
  MORTGAGE AMT:       266,000.00            CITY               TORRANCE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   90501
  UNPAID BALANCE:    265,792.490            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,814.59            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197072               MORTGAGORS:        PEREZ, RONALDO

                                                   PEREZ, EUNICE
                                            ADDRESS     :    533 WOOLSEY STREET
  MORTGAGE AMT:       295,200.00            CITY               SAN FRANCISCO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   94134
  UNPAID BALANCE:    294,958.030            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,963.97            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197080               MORTGAGORS:        BEATTY, RICHARD
                                            ADDRESS     :    1245 RANCHEROS ROAD
  MORTGAGE AMT:       300,000.00            CITY               PASADENA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               CA   91103
  UNPAID BALANCE:    299,735.320            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,920.93            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197114               MORTGAGORS:        TEITELL, JAMEY

                                                   TEITELL, JON
                                            ADDRESS     :    913 SOUTH BUNDY DRIVE
  MORTGAGE AMT:       400,000.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   90049
  UNPAID BALANCE:    399,672.120            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,661.21            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.38000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197122               MORTGAGORS:        CARROLL, WENDY
                                            ADDRESS     :    11972 WOOD RANCH RD
  MORTGAGE AMT:       480,000.00            CITY               GRANADA HILLS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   91344
  UNPAID BALANCE:    479,643.770            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,356.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197130               MORTGAGORS:        MCINTYRE, JOHN

                                                   SPARKS, TIFFANY
                                            ADDRESS     :    5349 MANDERSTON DRIVE
  MORTGAGE AMT:       311,350.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   95138
  UNPAID BALANCE:    311,101.020            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,097.62            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197148               MORTGAGORS:        MALONEY, RICHARD

                                                   MALONEY, DESIREE
                                            ADDRESS     :    28382 MILLWOOD ROAD
  MORTGAGE AMT:       352,000.00            CITY               TRABUCO CANYON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92679
  UNPAID BALANCE:    351,711.470            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,341.86            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.22000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197155               MORTGAGORS:        CARTER, DIANNE
                                            ADDRESS     :    200 BELGATOS ROAD
  MORTGAGE AMT:       265,000.00            CITY               LOS GATOS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   95032
  UNPAID BALANCE:    264,782.780            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,763.05            ANNUAL RATE ADJUST:      0.000
  LTV :                 46.90000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197171               MORTGAGORS:        ZINMAN, TERRANCE
                                            ADDRESS     :    6979 CORTE PINATA
  MORTGAGE AMT:       480,000.00            CITY               CAMARILLO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   93012
  UNPAID BALANCE:    479,616.150            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,233.85            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.69000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197189               MORTGAGORS:        HAMILTON, JAMES

                                                   J.BOETIG, PAUL
                                            ADDRESS     :    3239 LEDGEWOOD DRIVE
  MORTGAGE AMT:       600,000.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   90068
  UNPAID BALANCE:    599,508.190            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,991.81            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.07000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197197               MORTGAGORS:        ROWE, RONALD
                                            ADDRESS     :    2345 DOGWOOD ST
  MORTGAGE AMT:       156,000.00            CITY               SIMI VALLEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   93065
  UNPAID BALANCE:    156,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,131.11            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197205               MORTGAGORS:        SANKAR, ARUN

                                                   SANKAR, RAJAMMAL
                                            ADDRESS     :    18182 SWEET ELM DRIVE
  MORTGAGE AMT:       649,999.00            CITY               ENCINO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   91316
  UNPAID BALANCE:    648,981.810            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,434.14            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.42000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197213               MORTGAGORS:        SNYDER, FRED
                                            ADDRESS     :    15530 VIA DE SANTA FE
  MORTGAGE AMT:       642,000.00            CITY               RANCHO SANTA FE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92067
  UNPAID BALANCE:    641,511.500            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,434.13            ANNUAL RATE ADJUST:      0.000
  LTV :                 53.50000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197221               MORTGAGORS:        COKER, THOMAS

                                                   COKER, DARLENE
                                            ADDRESS     :    5756 PARKCREST DRIVE
  MORTGAGE AMT:       317,000.00            CITY               LA VERNE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   91750
  UNPAID BALANCE:    316,746.500            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,135.69            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.05000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197247               MORTGAGORS:        WILLIAMSON, ROBERT

                                                   WILLIAMSON, JONI
                                            ADDRESS     :    47 SAN PABLO AVENUE
  MORTGAGE AMT:       631,000.00            CITY               HALF MOON BAY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   94019
  UNPAID BALANCE:    630,519.860            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,358.16            ANNUAL RATE ADJUST:      0.000
  LTV :                 54.87000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197254               MORTGAGORS:        SANSANO, ROBERT

                                                   LEWIS, TAMMIE
                                            ADDRESS     :    2074 44TH AVENUE
  MORTGAGE AMT:       268,000.00            CITY               SAN FRANCISCO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   94116
  UNPAID BALANCE:    267,774.850            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,760.57            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197262               MORTGAGORS:        LORD, DARRELL
                                            ADDRESS     :    15 EAST RANCHERO ROAD
  MORTGAGE AMT:       573,750.00            CITY               BELL CANYON AREA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   91307
  UNPAID BALANCE:    573,334.730            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,060.97            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197270               MORTGAGORS:        MAYHEW, KARIN
                                            ADDRESS     :    1465 KINGSTON CIRCLE
  MORTGAGE AMT:       500,000.00            CITY               THOUSAND OAKS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               CA   91362
  UNPAID BALANCE:    499,558.870            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,201.55            ANNUAL RATE ADJUST:      0.000
  LTV :                 39.22000            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197288               MORTGAGORS:        GOOLSBEE, ARTHUR

                                                   GOOLSBEE, LINDA
                                            ADDRESS     :    15834 RIO FLORIDA DRIVE
  MORTGAGE AMT:       357,000.00            CITY               WHITTIER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   90603
  UNPAID BALANCE:    356,721.510            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,435.37            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.96000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197296               MORTGAGORS:        RAZAVI, RASHID

                                                   FAZELI, MANDY
                                            ADDRESS     :    25149 SMOKEWOOD WAY
  MORTGAGE AMT:       428,987.00            CITY               NEWHALL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   91381
  UNPAID BALANCE:    428,652.350            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,926.45            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.44000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197312               MORTGAGORS:        MOR, EBRAHIM

                                                   MOR, SIMA
                                            ADDRESS     :    4 LARKFIELD LANE
  MORTGAGE AMT:       444,000.00            CITY               LAGUNA NIGUEL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   92677
  UNPAID BALANCE:    443,678.650            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,142.60            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197320               MORTGAGORS:        CARTER, CARMEN
                                            ADDRESS     :    3318 BELGROVE CIRCLE
  MORTGAGE AMT:       323,000.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   95148
  UNPAID BALANCE:    322,741.700            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,176.11            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197338               MORTGAGORS:        BECERRA, MAURICIO
                                            ADDRESS     :    8117 NORTON AVENUE
  MORTGAGE AMT:       288,000.00            CITY               WEST HOLLYWOOD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   90046
  UNPAID BALANCE:    287,791.550            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,038.45            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.79000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197346               MORTGAGORS:        WEAVER, DOROTHY
                                            ADDRESS     :    1 MADRONE WAY
  MORTGAGE AMT:       590,000.00            CITY               KENTFIELD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.25000                               CA   94904
  UNPAID BALANCE:    589,623.780            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,432.47            ANNUAL RATE ADJUST:      0.000
  LTV :                 59.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197353               MORTGAGORS:        SEYMOUR, CHARLES

                                                   SEYMOUR, KATHLEEN
                                            ADDRESS     :    27415 EASTVALE ROAD
  MORTGAGE AMT:       423,000.00            CITY               PALOS VERDES PENINSU
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   90274
  UNPAID BALANCE:    422,644.630            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,778.81            ANNUAL RATE ADJUST:      0.000
  LTV :                 67.68000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197361               MORTGAGORS:        CARDOZO, BRIAN

                                                   CARDOZO, ANNA
                                            ADDRESS     :    1373 UNIVERSITY AVENUE
  MORTGAGE AMT:       525,000.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   95126
  UNPAID BALANCE:    524,218.310            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,670.88            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.47000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197379               MORTGAGORS:        MALEK, JOHN

                                                   MALEK, KRYSTYNA
                                            ADDRESS     :    23135 DORIS WAY
  MORTGAGE AMT:       315,700.00            CITY               TORRANCE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   90505
  UNPAID BALANCE:    315,447.540            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,126.93            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197387               MORTGAGORS:        NOBAKHT, LIDA
                                            ADDRESS     :    735 BICKNELL ROAD
  MORTGAGE AMT:       699,000.00            CITY               LOS GATOS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   95030
  UNPAID BALANCE:    698,427.040            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,650.46            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.02000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197395               MORTGAGORS:        DREYFUSS, RANDOLPH

                                                   DREYFUSS, PAMELA
                                            ADDRESS     :    2605 WEST LAKE VIEW TERRA
  MORTGAGE AMT:       310,000.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   90039
  UNPAID BALANCE:    309,764.120            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,141.09            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197411               MORTGAGORS:        WALKER, TERRENCE
                                            ADDRESS     :    5628 RAVENNA COURT
  MORTGAGE AMT:       256,000.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.50000                               CA   95118
  UNPAID BALANCE:    255,768.580            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,618.09            ANNUAL RATE ADJUST:      0.000
  LTV :                 46.55000            OUTSIDE CONV DATE:
  CURRENT INT           6.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197429               MORTGAGORS:        MARRONE, TONY

                                                   MARRONE, VENEICE
                                            ADDRESS     :    224 SOUTH BENTLEY AVENUE
  MORTGAGE AMT:       570,000.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   90049
  UNPAID BALANCE:    569,597.700            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,083.55            ANNUAL RATE ADJUST:      0.000
  LTV :                 63.33000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197437               MORTGAGORS:        MC DONALD, JOHN

                                                   MC DONALD, LYDIA
                                            ADDRESS     :    1800 BUSHNELL AVE
  MORTGAGE AMT:       266,000.00            CITY               SOUTH PASADENA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   91030
  UNPAID BALANCE:    265,776.530            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,747.43            ANNUAL RATE ADJUST:      0.000
  LTV :                 48.81000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197445               MORTGAGORS:        BIERNACKI, MARK

                                                   BIERNACKI, LAURIE
                                            ADDRESS     :    2038 VIA ARROYO
  MORTGAGE AMT:       302,000.00            CITY               LA VERNE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   91750
  UNPAID BALANCE:    301,775.870            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,111.63            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197478               MORTGAGORS:        PARVIN, BAHARAK
                                            ADDRESS     :    13475 BLACK HILLS RD
  MORTGAGE AMT:       245,000.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92129
  UNPAID BALANCE:    244,813.580            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,692.15            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.03000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197494               MORTGAGORS:        MCNALLY, JOHN

                                                   MCNALLY, ERIN
                                            ADDRESS     :    24051 TIBURON
  MORTGAGE AMT:       285,000.00            CITY               DANA POINT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CA   92629
  UNPAID BALANCE:    284,754.620            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,848.50            ANNUAL RATE ADJUST:      0.000
  LTV :                 67.06000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197502               MORTGAGORS:        TICE, JAMES

                                                   TICE, ROSEMARIE
                                            ADDRESS     :    2655 BROOKHOLLOW DRIVE
  MORTGAGE AMT:       352,000.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   95132
  UNPAID BALANCE:    351,732.150            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,431.18            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.22000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197510               MORTGAGORS:        MICHALSKI, THOMAS

                                                   MICHALSKI, ANN
                                            ADDRESS     :    1511 REVELSTOKE WAY
  MORTGAGE AMT:       320,000.00            CITY               SUNNYVALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   94087
  UNPAID BALANCE:    319,756.510            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,210.16            ANNUAL RATE ADJUST:      0.000
  LTV :                 55.75000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197528               MORTGAGORS:        WAKEFIELD, MARTHA
                                            ADDRESS     :    28061 TIOGA COURT
  MORTGAGE AMT:       224,950.00            CITY               LAGUNA NIGUEL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   92677
  UNPAID BALANCE:    224,589.150            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,515.53            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.93000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197536               MORTGAGORS:        KAUFFMANN, RAYMOND

                                                   JOHNSTON, RENEE
                                            ADDRESS     :    4608 JACKSOL DRIVE
  MORTGAGE AMT:       259,000.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               CA   95124
  UNPAID BALANCE:    258,771.490            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,658.41            ANNUAL RATE ADJUST:      0.000
  LTV :                 56.30000            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197544               MORTGAGORS:        MATHIAS, DALE

                                                   MATHIAS, DEBRA
                                            ADDRESS     :    29812 SANDLING COURT
  MORTGAGE AMT:       312,000.00            CITY               LAGUNA NIGUEL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92677
  UNPAID BALANCE:    311,744.260            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,075.74            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197551               MORTGAGORS:        TUCKER, BEAU

                                                   FITZGERALD, MARGARET
                                            ADDRESS     :    2101 FUENTES
  MORTGAGE AMT:       268,000.00            CITY               NEWPORT BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   92660
  UNPAID BALANCE:    267,790.940            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,828.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197569               MORTGAGORS:        SMITH, TODD

                                                   SMITH, MARY
                                            ADDRESS     :    6960 ZELZAH AVENUE
  MORTGAGE AMT:       153,500.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   91335
  UNPAID BALANCE:    153,386.090            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,073.29            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.75000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197577               MORTGAGORS:        BURRETT, MICHAEL

                                                   BURRETT, MARIANNA
                                            ADDRESS     :    2300 MC REYNOLDS ROAD
  MORTGAGE AMT:       452,000.00            CITY               MALIBU
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   90265
  UNPAID BALANCE:    451,620.260            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,969.32            ANNUAL RATE ADJUST:      0.000
  LTV :                 64.57000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197585               MORTGAGORS:        KRECU, MIKE

                                                   KRECU, DEBBIE
                                            ADDRESS     :    32122 WEEPING WILLOW STRE
  MORTGAGE AMT:       315,000.00            CITY               TRABUCO CANYON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92679
  UNPAID BALANCE:    314,741.800            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,095.70            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197593               MORTGAGORS:        GIFFIN, SHAWN

                                                   GIFFIN, LAURA
                                            ADDRESS     :    22511 BIRCHCREST
  MORTGAGE AMT:       316,500.00            CITY               MISSION VIEJO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   92692
  UNPAID BALANCE:    316,234.100            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,079.18            ANNUAL RATE ADJUST:      0.000
  LTV :                 63.30000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197619               MORTGAGORS:        MARQUEZ, ISABELITA
                                            ADDRESS     :    80 SEAGULL DRIVE
  MORTGAGE AMT:       256,400.00            CITY               RICHMOND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   94804
  UNPAID BALANCE:    256,204.900            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,770.89            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197627               MORTGAGORS:        SABHARWAL, JOGINDER
                                            ADDRESS     :    3406 KOHLER AVENUE
  MORTGAGE AMT:       227,200.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   95148
  UNPAID BALANCE:    227,039.640            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,627.69            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.72000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197635               MORTGAGORS:        BARAT, SANDOR
                                            ADDRESS     :    5680 OLD FRENCH TOWN ROAD
  MORTGAGE AMT:       150,000.00            CITY               SHINGLE SPRINGS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   95682
  UNPAID BALANCE:    150,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,074.62            ANNUAL RATE ADJUST:      0.000
  LTV :                 58.59000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197650               MORTGAGORS:        BASHIR, IQBAL
                                            ADDRESS     :    5282 IVYWOOD DRIVE
  MORTGAGE AMT:       282,500.00            CITY               LA PALMA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   90623
  UNPAID BALANCE:    282,274.090            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,903.25            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.58000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197676               MORTGAGORS:        ALHAJ, IBRAHIM
                                            ADDRESS     :    3849 KENT WAY
  MORTGAGE AMT:       256,800.00            CITY               SOUTH SAN FRANCSCO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   94080
  UNPAID BALANCE:    256,609.420            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,795.58            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197692               MORTGAGORS:        BAO, CHARLES
                                            ADDRESS     :    10120 EMPYREAN WAY NO 301
  MORTGAGE AMT:       399,000.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   90067
  UNPAID BALANCE:    398,375.610            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,721.88            ANNUAL RATE ADJUST:      0.000
  LTV :                 64.88000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197700               MORTGAGORS:        JONES, RANDALL

                                                   JONES, CHRISTIE
                                            ADDRESS     :    1885 ADRIAN STREET
  MORTGAGE AMT:       216,400.00            CITY               THOUSAND OAKS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   91320
  UNPAID BALANCE:    216,235.340            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,494.62            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.85000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197718               MORTGAGORS:        LAGERSON, REEM
                                            ADDRESS     :    1161 SANTA LUISA DRIVE
  MORTGAGE AMT:       310,000.00            CITY               SOLANA BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.75000                               CA   92075
  UNPAID BALANCE:    309,821.650            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,438.77            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.45000            OUTSIDE CONV DATE:
  CURRENT INT           8.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197742               MORTGAGORS:        COOPER, BLAIR

                                                   COOPER, LINDA
                                            ADDRESS     :    39870 ANZA ROAD
  MORTGAGE AMT:       136,000.00            CITY               TEMECULA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   92591
  UNPAID BALANCE:    135,904.010            OPTION TO CONVERT :      No
  MONTHLY P&I:            974.32            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.73000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197775               MORTGAGORS:        HUTCHISON, JAMES
                                            ADDRESS     :    626 WEST SHENANDOAH STREE
  MORTGAGE AMT:       172,500.00            CITY               THOUSAND OAKS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   91360
  UNPAID BALANCE:    171,989.820            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,235.81            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197783               MORTGAGORS:        DEBBINI, CHRISTOPHER

                                                   DEBBINI, LINA
                                            ADDRESS     :    15355 LIVE OAK SPRINGS CY
  MORTGAGE AMT:       499,668.00            CITY               SANTA CLARITA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   91351
  UNPAID BALANCE:    499,297.180            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,493.75            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.95000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197791               MORTGAGORS:        MCNAMARA, TERESA
                                            ADDRESS     :    1846 COMSTOCK LANE
  MORTGAGE AMT:       279,800.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   95124
  UNPAID BALANCE:    279,570.650            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,861.52            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197809               MORTGAGORS:        ROTHENBERG, MARK

                                                   ROTHENBERG, ALICE
                                            ADDRESS     :    2808 GLENOAKS CANYON DRIV
  MORTGAGE AMT:       447,000.00            CITY               GLENDALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   91206
  UNPAID BALANCE:    446,659.870            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,087.32            ANNUAL RATE ADJUST:      0.000
  LTV :                 64.78000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197817               MORTGAGORS:        JAFFE, TOBIAS

                                                   BRESLIN-JAFFE, ANDREA
                                            ADDRESS     :    217 16TH STREET
  MORTGAGE AMT:       650,000.00            CITY               SANTA MONICA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   90402
  UNPAID BALANCE:    649,492.930            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,434.15            ANNUAL RATE ADJUST:      0.000
  LTV :                 60.19000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197825               MORTGAGORS:        BROWN, NEAL

                                                   KESSLER, PAULA
                                            ADDRESS     :    1296 PASEO REDONDO
  MORTGAGE AMT:       324,800.00            CITY               BURBANK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   91501
  UNPAID BALANCE:    324,540.260            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,188.24            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197833               MORTGAGORS:        LIU, I-PEI
                                            ADDRESS     :    25861 ESTACADA WAY
  MORTGAGE AMT:       629,500.00            CITY               LOS ALTOS HILLS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94022
  UNPAID BALANCE:    629,008.930            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,294.30            ANNUAL RATE ADJUST:      0.000
  LTV :                 48.42000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197841               MORTGAGORS:        MAHNKE, ANDREW

                                                   MAHNKE, LAURE
                                            ADDRESS     :    5085 DISCOVERY POINT
  MORTGAGE AMT:       272,000.00            CITY               DISCOVERY BAY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   94514
  UNPAID BALANCE:    271,782.490            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,832.51            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.84000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197858               MORTGAGORS:        FESLER, WILLARD

                                                   FESLER, SUSAN
                                            ADDRESS     :    18801 VIA PALATINO
  MORTGAGE AMT:       320,000.00            CITY               IRVINE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92612
  UNPAID BALANCE:    319,756.510            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,210.16            ANNUAL RATE ADJUST:      0.000
  LTV :                 53.33000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197866               MORTGAGORS:        INCORVAIA, JOEL

                                                   INCORVAIA, CYNTHIA
                                            ADDRESS     :    3183 BROOKSIDE LANE
  MORTGAGE AMT:       293,950.00            CITY               ENCINITAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92024
  UNPAID BALANCE:    293,709.050            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,955.66            ANNUAL RATE ADJUST:      0.000
  LTV :                 40.27000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197874               MORTGAGORS:        MOORE, CHRISTOPHER

                                                   MOORE, LAUREN
                                            ADDRESS     :    31262 AVENIDA MADRID
  MORTGAGE AMT:       400,000.00            CITY               SAN JUAN CAPISTRNO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92675
  UNPAID BALANCE:    399,695.630            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,762.70            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.73000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197890               MORTGAGORS:        POURIAN, BETYNAZ
                                            ADDRESS     :    4369 LA BARCA DRIVE
  MORTGAGE AMT:       350,000.00            CITY               TARZANA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   91356
  UNPAID BALANCE:    349,726.960            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,387.62            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.55000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197908               MORTGAGORS:        PESCADOR, HELMUTH

                                                   PESCADOR, SUSAN
                                            ADDRESS     :    2523 GLEN DUNDEE WAY
  MORTGAGE AMT:       312,000.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.50000                               CA   95148
  UNPAID BALANCE:    311,717.950            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,972.05            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.07000            OUTSIDE CONV DATE:
  CURRENT INT           6.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197916               MORTGAGORS:        HENSLEY, BERT
                                            ADDRESS     :    1505 MARS LANE
  MORTGAGE AMT:       550,000.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   90077
  UNPAID BALANCE:    549,139.300            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,751.97            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.75000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197924               MORTGAGORS:        MONTGOMERY, DONALD

                                                   MONTGOMERY, CAROLINE
                                            ADDRESS     :    2858 NORTH REDONDO AVENUE
  MORTGAGE AMT:       385,000.00            CITY               CAMARILLO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   93012
  UNPAID BALANCE:    384,728.270            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,758.19            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.69000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197932               MORTGAGORS:        REEVE, N

                                                   REEVE, LINDA
                                            ADDRESS     :    120 WARWICK COURT
  MORTGAGE AMT:       743,000.00            CITY               ALAMO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   94507
  UNPAID BALANCE:    742,434.630            OPTION TO CONVERT :      No
  MONTHLY P&I:          5,131.72            ANNUAL RATE ADJUST:      0.000
  LTV :                 57.15000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197940               MORTGAGORS:        TANNER, DAVID
                                            ADDRESS     :    122 OCEAN FRONT
  MORTGAGE AMT:       790,000.00            CITY               NEWPORT BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   92661
  UNPAID BALANCE:    789,442.420            OPTION TO CONVERT :      No
  MONTHLY P&I:          5,659.66            ANNUAL RATE ADJUST:      0.000
  LTV :                 60.77000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197957               MORTGAGORS:        SAGERMAN, ERIC
                                            ADDRESS     :    3630 WESLIN AVENUE
  MORTGAGE AMT:       325,000.00            CITY               SHERMAN OAKS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   91423
  UNPAID BALANCE:    324,752.710            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,244.69            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.43000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197973               MORTGAGORS:        MURRAY, GEORGE
                                            ADDRESS     :    3364-3366 A STREET
  MORTGAGE AMT:       100,000.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   92102
  UNPAID BALANCE:     99,851.120            OPTION TO CONVERT :      No
  MONTHLY P&I:            699.21            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197981               MORTGAGORS:        FLAME, JAN
                                            ADDRESS     :    649 SOUTH REESE PLACE
  MORTGAGE AMT:        75,000.00            CITY               BURBANK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   91506
  UNPAID BALANCE:     75,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:            518.01            ANNUAL RATE ADJUST:      0.000
  LTV :                 25.86000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197999               MORTGAGORS:        SCHOMMER, KATHERINE
                                            ADDRESS     :    3612 KINGSTON STREET
  MORTGAGE AMT:       256,000.00            CITY               CARLSBAD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.37500                               CA   92008
  UNPAID BALANCE:    255,680.670            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,945.78            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198005               MORTGAGORS:        HREN, JEROME

                                                   HREN, PATRICIA
                                            ADDRESS     :    550 SOUTH NARDO AVENUE
  MORTGAGE AMT:       335,000.00            CITY               SOLANO BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   92075
  UNPAID BALANCE:    334,718.560            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,200.71            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.83000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198013               MORTGAGORS:        VALENZUELA, AGUSTIN

                                                   VALENZUELA, ANA
                                            ADDRESS     :    20160 SEAGULL WAY
  MORTGAGE AMT:       300,000.00            CITY               SARATOGA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   95070
  UNPAID BALANCE:    299,777.360            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,097.64            ANNUAL RATE ADJUST:      0.000
  LTV :                 56.60000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198021               MORTGAGORS:        SOMMERHAUSER, WILLIAM

                                                   SOMMERHAUSER, LISA
                                            ADDRESS     :    1254 RAMBLING ROAD
  MORTGAGE AMT:       271,000.00            CITY               SIMI VALLEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   93065
  UNPAID BALANCE:    270,788.590            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,848.70            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.55000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198039               MORTGAGORS:        MORINO, JAMES

                                                   MORINO, DIANA
                                            ADDRESS     :    408 AVENUE F
  MORTGAGE AMT:       325,000.00            CITY               REDONDO BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   90277
  UNPAID BALANCE:    324,746.470            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,217.07            ANNUAL RATE ADJUST:      0.000
  LTV :                 61.32000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198054               MORTGAGORS:        DWYER, SCARLETT
                                            ADDRESS     :    3918 SILVERADO TRAIL
  MORTGAGE AMT:       200,000.00            CITY               CALISTOGA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   94515
  UNPAID BALANCE:    199,851.570            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,398.43            ANNUAL RATE ADJUST:      0.000
  LTV :                 28.57000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198062               MORTGAGORS:        CLARKE, KENNETH

                                                   CLARKE, JAN
                                            ADDRESS     :    13911 RIVER RANCH CIRCLE
  MORTGAGE AMT:       603,750.00            CITY               SARATOGA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   95070
  UNPAID BALANCE:    602,873.280            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,273.30            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198070               MORTGAGORS:        WALIKE, TODD
                                            ADDRESS     :    41 NORTH PEREGRINE CIRCLE
  MORTGAGE AMT:       300,000.00            CITY               Agoura Hills
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   91301
  UNPAID BALANCE:    299,771.720            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,072.03            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.92000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198088               MORTGAGORS:        LAI, NGHIA
                                            ADDRESS     :    3541 CHABLIS CIRCLE
  MORTGAGE AMT:       320,000.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   95132
  UNPAID BALANCE:    319,750.370            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,182.96            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198096               MORTGAGORS:        SECOR, DAVID

                                                   LEGER, LEONARD
                                            ADDRESS     :    3629 BELLFIELD WAY
  MORTGAGE AMT:       412,800.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   91604
  UNPAID BALANCE:    412,453.200            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,711.80            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198104               MORTGAGORS:        SICONOLFI, PAUL

                                                   SICONOLFI, ROSLIE
                                            ADDRESS     :    3507 SURFVIEW LANE
  MORTGAGE AMT:       462,000.00            CITY               NEWPORT BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   92625
  UNPAID BALANCE:    461,630.550            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,112.58            ANNUAL RATE ADJUST:      0.000
  LTV :                 49.31000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198112               MORTGAGORS:        SAYED, BILL

                                                   AWAD-SAYED, NEVEIN
                                            ADDRESS     :    4525 TENANGO DRIVE
  MORTGAGE AMT:       364,000.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   91364
  UNPAID BALANCE:    363,716.050            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,483.12            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198120               MORTGAGORS:        KASHANINIA, SHEILA
                                            ADDRESS     :    1499 LA LINDA DRIVE
  MORTGAGE AMT:       300,000.00            CITY               SAN MARCOS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   92069
  UNPAID BALANCE:    299,777.360            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,097.64            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198146               MORTGAGORS:        HANEY, MICHAEL

                                                   HANE, JUNE
                                            ADDRESS     :    900 SOUTH RIMPAU BOULEVAR
  MORTGAGE AMT:       500,000.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.37500                               CA   90019
  UNPAID BALANCE:    499,689.220            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,800.36            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.07000            OUTSIDE CONV DATE:
  CURRENT INT           8.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198153               MORTGAGORS:        MCMAINS, ROBERT

                                                   MCMAINS, LISA
                                            ADDRESS     :    81 DOVECREST
  MORTGAGE AMT:       349,000.00            CITY               IRVINE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   92620
  UNPAID BALANCE:    348,706.800            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,292.68            ANNUAL RATE ADJUST:      0.000
  LTV :                 67.12000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198161               MORTGAGORS:        KINNE, HAROLD

                                                   KINNE, SUSAN
                                            ADDRESS     :    777 KNOLL DRIVE
  MORTGAGE AMT:       422,800.00            CITY               SAN CARLOS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   94070
  UNPAID BALANCE:    422,461.900            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,848.48            ANNUAL RATE ADJUST:      0.000
  LTV :                 57.92000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198179               MORTGAGORS:        BUNN, RICHARD

                                                   BUNN, DEBBIE
                                            ADDRESS     :    527 TAMARACK DRIVE
  MORTGAGE AMT:       270,900.00            CITY               SAN RAFAEL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   94903
  UNPAID BALANCE:    270,698.960            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,894.17            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.31000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198187               MORTGAGORS:        WEISS, JAMES

                                                   WEISS, CAROL
                                            ADDRESS     :    21582 CALLE OTONO
  MORTGAGE AMT:       268,000.00            CITY               LAKE FOREST
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   92630
  UNPAID BALANCE:    267,785.680            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,805.57            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198195               MORTGAGORS:        DEMCAK, FRANCIS

                                                   DEMCAK, CAROL
                                            ADDRESS     :    17314 HENDRY DRIVE
  MORTGAGE AMT:       282,000.00            CITY               MORGAN HILL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   95037
  UNPAID BALANCE:    281,790.720            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,971.78            ANNUAL RATE ADJUST:      0.000
  LTV :                 55.29000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198203               MORTGAGORS:        DOWERS, MICHAEL

                                                   MORI, KATHERINE
                                            ADDRESS     :    1928 PARKWOOD DRIVE
  MORTGAGE AMT:       428,000.00            CITY               SAN MATEO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   94403
  UNPAID BALANCE:    427,649.180            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,847.49            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.75000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198211               MORTGAGORS:        MOELLER, MONTY

                                                   BUSSAN-MOELLER, ROBIN
                                            ADDRESS     :    1758 MOORE STREET
  MORTGAGE AMT:       146,400.00            CITY               SIMI VALLEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   93065
  UNPAID BALANCE:    146,400.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,011.15            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198229               MORTGAGORS:        JELLISON, LESTER

                                                   JELLISON, LINDA
                                            ADDRESS     :    4833 PALO VERDE AVENUE
  MORTGAGE AMT:       165,000.00            CITY               LAKEWOOD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   90713
  UNPAID BALANCE:    165,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,125.59            ANNUAL RATE ADJUST:      0.000
  LTV :                 93.75000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198237               MORTGAGORS:        BEHR, STANLEY

                                                   BEHR, MARGO
                                            ADDRESS     :    6365 VIA CABRERA
  MORTGAGE AMT:       370,000.00            CITY               LA JOLLA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   92037
  UNPAID BALANCE:    369,689.150            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,430.64            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.48000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198245               MORTGAGORS:        KAPUR, SUKHDEV

                                                   KAPUR, NARINDER
                                            ADDRESS     :    1007 SANDALWOOD LANE
  MORTGAGE AMT:       317,000.00            CITY               MILPITAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.25000                               CA   95035
  UNPAID BALANCE:    316,797.860            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,381.52            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.72000            OUTSIDE CONV DATE:
  CURRENT INT           8.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198252               MORTGAGORS:        KONIGSBERG, MICHAEL
                                            ADDRESS     :    19567 SHADOW RIDGE WAY
  MORTGAGE AMT:       435,000.00            CITY               NORTHRIDGE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   91326
  UNPAID BALANCE:    434,652.130            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,930.68            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.82000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198260               MORTGAGORS:        COX, JOHN
                                            ADDRESS     :    115 41ST STREET
  MORTGAGE AMT:       312,000.00            CITY               NEWPORT BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   92663
  UNPAID BALANCE:    311,535.450            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,181.55            ANNUAL RATE ADJUST:      0.000
  LTV :                 60.94000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198302               MORTGAGORS:        GOVINDASWAMI, BALAJI
                                            ADDRESS     :    3421 EAST OCEAN BLVD
  MORTGAGE AMT:       380,000.00            CITY               LONG BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   90803
  UNPAID BALANCE:    379,688.520            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,528.15            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198310               MORTGAGORS:        CRUZET, RODEL
                                            ADDRESS     :    339 SPENCE AVE
  MORTGAGE AMT:       258,400.00            CITY               MILPITAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   95035
  UNPAID BALANCE:    258,208.230            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,806.77            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198328               MORTGAGORS:        NAVARRO, STEVE
                                            ADDRESS     :    401 WEST POPLAR AVENUE
  MORTGAGE AMT:       750,000.00            CITY               SAN MATEO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.62500                               CA   94402
  UNPAID BALANCE:    749,557.210            OPTION TO CONVERT :      No
  MONTHLY P&I:          5,833.42            ANNUAL RATE ADJUST:      0.000
  LTV :                 57.69000            OUTSIDE CONV DATE:
  CURRENT INT           8.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198336               MORTGAGORS:        KORTE, HELMUT

                                                   EICHORN-KORTE, PETRA
                                            ADDRESS     :    18456 CLIFFTOP WAY
  MORTGAGE AMT:       615,000.00            CITY               MALIBU
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   90265
  UNPAID BALANCE:    614,495.890            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,091.61            ANNUAL RATE ADJUST:      0.000
  LTV :                 64.74000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198344               MORTGAGORS:        HVISTENDAHL, YNGVAR

                                                   HVISTENDAHL, ALICIA
                                            ADDRESS     :    455 VISTA GRANDE
  MORTGAGE AMT:       424,000.00            CITY               GREENBRAE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   94904
  UNPAID BALANCE:    423,677.370            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,928.46            ANNUAL RATE ADJUST:      0.000
  LTV :                 62.81000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198351               MORTGAGORS:        BAWANY, MOHAMMED

                                                   BAWANY, RIZWANA
                                            ADDRESS     :    19 TRADITION PLACE
  MORTGAGE AMT:       301,000.00            CITY               IRVINE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.75000                               CA   92602
  UNPAID BALANCE:    300,826.820            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,367.97            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99000            OUTSIDE CONV DATE:
  CURRENT INT           8.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198369               MORTGAGORS:        SHEPARDSON, MARY
                                            ADDRESS     :    407 ALVARADO TERRACE
  MORTGAGE AMT:        55,000.00            CITY               VISTA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.37500                               CA   92084
  UNPAID BALANCE:     55,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:            418.04            ANNUAL RATE ADJUST:      0.000
  LTV :                 50.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198385               MORTGAGORS:        PEARCE, JOHN

                                                   PEARCE, JAIME
                                            ADDRESS     :    1062 TERRACE HILL CIRCLE
  MORTGAGE AMT:       269,200.00            CITY               THOUSAND OAKS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   91362
  UNPAID BALANCE:    268,984.730            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,813.65            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198393               MORTGAGORS:        DLUGACZ, JEROME
                                            ADDRESS     :    2035 BALTRA PLACE
  MORTGAGE AMT:       267,400.00            CITY               COSTA MESA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   92626
  UNPAID BALANCE:    267,186.170            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,801.52            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198419               MORTGAGORS:        HOYNOWSKI, CHARLES
                                            ADDRESS     :    1925 VERA AVENUE
  MORTGAGE AMT:       313,000.00            CITY               REDWOOD CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   94061
  UNPAID BALANCE:    312,767.710            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,188.54            ANNUAL RATE ADJUST:      0.000
  LTV :                 61.98000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198427               MORTGAGORS:        HO, VANG

                                                   NGUYEN, CHINH
                                            ADDRESS     :    190 CHYNOWETH AVENUE
  MORTGAGE AMT:       423,750.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   95136
  UNPAID BALANCE:    423,435.520            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,962.92            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198435               MORTGAGORS:        MELLIS, SPIRO

                                                   MELLIS, CONNIE
                                            ADDRESS     :    300 VILLAGE CREEK ROAD
  MORTGAGE AMT:       268,000.00            CITY               APTOS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   95003
  UNPAID BALANCE:    268,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,896.89            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198450               MORTGAGORS:        VIOLE, ANTHONY

                                                   VIOLE, DAWNELL
                                            ADDRESS     :    24 CAMARIN STREET
  MORTGAGE AMT:       316,000.00            CITY               FOOTHILL RANCH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   92610
  UNPAID BALANCE:    315,765.480            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,209.52            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198468               MORTGAGORS:        RIDLEY, LANI
                                            ADDRESS     :    752 OAK CREST DRIVE
  MORTGAGE AMT:       649,000.00            CITY               SIERRA MADRE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CA   91024
  UNPAID BALANCE:    648,441.230            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,209.40            ANNUAL RATE ADJUST:      0.000
  LTV :                 59.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198476               MORTGAGORS:        ABITANTE, PATRICK
                                            ADDRESS     :    11910 JUNIETTE STREET
  MORTGAGE AMT:       297,000.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   90230
  UNPAID BALANCE:    296,750.480            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,951.08            ANNUAL RATE ADJUST:      0.000
  LTV :                 87.35000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198492               MORTGAGORS:        BASU, SANTANU
                                            ADDRESS     :    6710 ABBOTTSWOOD DRIVE
  MORTGAGE AMT:       388,000.00            CITY               RANCHO PALOS VERDE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   90275
  UNPAID BALANCE:    387,674.040            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,548.88            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.61000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198500               MORTGAGORS:        RODRIGUEZ, EDWIN

                                                   RODRIGUEZ, CORAZON
                                            ADDRESS     :    1216 PIEDMONT ROAD
  MORTGAGE AMT:       278,600.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   95132
  UNPAID BALANCE:    278,382.670            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,900.54            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.87000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198518               MORTGAGORS:        ABRAHAMIAN, SARKIS
                                            ADDRESS     :    775-777 NORTH HELIOTROPE
  MORTGAGE AMT:       242,000.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   90029
  UNPAID BALANCE:    241,811.210            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,650.87            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.96000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198526               MORTGAGORS:        HOPPER, EDMUND

                                                   HOPPER, CAROL
                                            ADDRESS     :    5058 ELROSE AVE
  MORTGAGE AMT:       324,000.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   95124
  UNPAID BALANCE:    324,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,349.22            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198534               MORTGAGORS:        DOAN, DUYNESS

                                                   DOAN, JENNIFER
                                            ADDRESS     :    24422 LOS SERRANOS DRIVE
  MORTGAGE AMT:       273,000.00            CITY               LAGUNA NIGUEL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92677
  UNPAID BALANCE:    272,792.270            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,885.54            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.82000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198542               MORTGAGORS:        MOJAHED, NAHID

                                                   MOJAHED, MEHDI
                                            ADDRESS     :    4959 DUNMAN AVENUE
  MORTGAGE AMT:       260,000.00            CITY               WOODLAND HILLS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   91364
  UNPAID BALANCE:    259,807.040            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,817.96            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198559               MORTGAGORS:        LONGDYKE, ROBERT
                                            ADDRESS     :    3014 XENOPHEN STREET
  MORTGAGE AMT:       336,000.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92106
  UNPAID BALANCE:    335,744.330            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,320.67            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198567               MORTGAGORS:        PUTNAM, JASMIN
                                            ADDRESS     :    134 OXFORD
  MORTGAGE AMT:       192,000.00            CITY               IRVINE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   92612
  UNPAID BALANCE:    192,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,358.96            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.80000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198575               MORTGAGORS:        BUTLER, ALEXANDER
                                            ADDRESS     :    2425 RINCONIA DRIVE
  MORTGAGE AMT:       260,000.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   90068
  UNPAID BALANCE:    259,802.160            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,795.76            ANNUAL RATE ADJUST:      0.000
  LTV :                 56.64000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198583               MORTGAGORS:        JUN, JE YEOUN
                                            ADDRESS     :    20460 VIA ZARAGOZA
  MORTGAGE AMT:       344,000.00            CITY               YORBA LINDA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   92887
  UNPAID BALANCE:    343,757.210            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,464.46            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.18000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198591               MORTGAGORS:        RICKETTS, STEPHEN
                                            ADDRESS     :    4211 BLACKFIN AVE
  MORTGAGE AMT:       279,920.00            CITY               IRVINE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   92620
  UNPAID BALANCE:    279,684.830            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,838.88            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.98000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198609               MORTGAGORS:        JACOB, SHEMOEL
                                            ADDRESS     :    405 NORTH KILKEA DRIVE
  MORTGAGE AMT:       424,000.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   90048
  UNPAID BALANCE:    423,677.370            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,928.46            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198633               MORTGAGORS:        LEVER, STEVEN

                                                   KAMINSKI, MAGDALENA
                                            ADDRESS     :    5584 EAST OLETA STREET
  MORTGAGE AMT:       273,600.00            CITY               LONG BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   90815
  UNPAID BALANCE:    273,370.140            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,797.36            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198682               MORTGAGORS:        SEGUNDO, DIEGO

                                                   TRITTIPO, LYNN
                                            ADDRESS     :    4201 BRANFORD DRIVE
  MORTGAGE AMT:       460,000.00            CITY               HUNTINGTON BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92649
  UNPAID BALANCE:    459,622.940            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,060.39            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198708               MORTGAGORS:        FINN, ROBERT
                                            ADDRESS     :    483 GREEN GLEN WAY
  MORTGAGE AMT:       504,000.00            CITY               MILL VALLEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.87500                               CA   94941
  UNPAID BALANCE:    503,717.450            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,010.05            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198716               MORTGAGORS:        MORRIS, DAVID
                                            ADDRESS     :    4340 EAST COLORADO STREET
  MORTGAGE AMT:       270,000.00            CITY               LONG BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CA   90814
  UNPAID BALANCE:    269,767.540            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,751.21            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.26000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198732               MORTGAGORS:        RUPEL, PHILLIP

                                                   ROSS-RUPEL, KATHLEEN
                                            ADDRESS     :    6 WEEPINGRIDGE COURT
  MORTGAGE AMT:       260,000.00            CITY               SAN MATEO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CA   94402
  UNPAID BALANCE:    259,776.140            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,686.36            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.42000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198740               MORTGAGORS:        BOADWEE, HARRY

                                                   BOADWEE, SARA
                                            ADDRESS     :    1255 CARMEL TERRACE
  MORTGAGE AMT:       427,000.00            CITY               LOS ALTOS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   94024
  UNPAID BALANCE:    426,658.530            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,876.78            ANNUAL RATE ADJUST:      0.000
  LTV :                 64.31000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198765               MORTGAGORS:        HAGIN, DAN

                                                   HAGIN, LYNN
                                            ADDRESS     :    910 IBIZA
  MORTGAGE AMT:       338,000.00            CITY               SAN CLEMENTE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   92672
  UNPAID BALANCE:    337,716.040            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,220.42            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.91000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198781               MORTGAGORS:        DASHTI, ABBAS

                                                   DASHTI, MARY ANN
                                            ADDRESS     :    16821 FALTER ROAD
  MORTGAGE AMT:       425,000.00            CITY               CANYON COUNTRY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CA   91351
  UNPAID BALANCE:    424,634.090            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,756.54            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.27000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198807               MORTGAGORS:        MONACELL, T

                                                   MONACELL, BETTY
                                            ADDRESS     :    1420 DEL MAR AVENUE
  MORTGAGE AMT:       260,000.00            CITY               LAGUNA BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   92651
  UNPAID BALANCE:    259,792.080            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,751.67            ANNUAL RATE ADJUST:      0.000
  LTV :                 55.91000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198849               MORTGAGORS:        CROSS, JAMES

                                                   CROSS, SUSAN
                                            ADDRESS     :    5452 LEIGH AVENUE
  MORTGAGE AMT:       256,000.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.37500                               CA   95124
  UNPAID BALANCE:    255,762.890            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,597.11            ANNUAL RATE ADJUST:      0.000
  LTV :                 85.91000            OUTSIDE CONV DATE:
  CURRENT INT           6.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198864               MORTGAGORS:        BENECKE, NORBERT

                                                   BENECKE, PAULA
                                            ADDRESS     :    552 CUESTA DRIVE
  MORTGAGE AMT:       350,000.00            CITY               APTOS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CA   95003
  UNPAID BALANCE:    349,698.660            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,270.09            ANNUAL RATE ADJUST:      0.000
  LTV :                 67.96000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198872               MORTGAGORS:        PARTRIDGE, VIRGINIA
                                            ADDRESS     :    18020 ROSE COURT
  MORTGAGE AMT:       310,000.00            CITY               MONTE SERENO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   95030
  UNPAID BALANCE:    309,752.100            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,088.53            ANNUAL RATE ADJUST:      0.000
  LTV :                 56.36000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198898               MORTGAGORS:        CULLEN, CHRISTOPHER

                                                   CULLEN, KATHLEEN
                                            ADDRESS     :    22010 MARJORIE AVENUE
  MORTGAGE AMT:       260,000.00            CITY               TORRANCE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   90503
  UNPAID BALANCE:    259,792.080            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,751.67            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198906               MORTGAGORS:        ALLE, JOSEPH

                                                   MILLER-ALLE, SHARON
                                            ADDRESS     :    1700 N SANTA ANITA AVENUE
  MORTGAGE AMT:       320,000.00            CITY               ARCADIA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CA   91006
  UNPAID BALANCE:    319,724.490            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,075.51            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.11000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198914               MORTGAGORS:        ALBRIGHT, PHILIP

                                                   ALBRIGHT, NANCY
                                            ADDRESS     :    15 NEWCASTLE LANE
  MORTGAGE AMT:       455,000.00            CITY               LAGUNA NIGUEL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   92677
  UNPAID BALANCE:    454,617.740            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,989.03            ANNUAL RATE ADJUST:      0.000
  LTV :                 53.53000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198922               MORTGAGORS:        CHENG, JOHN
                                            ADDRESS     :    2 VETRINA
  MORTGAGE AMT:       444,000.00            CITY               IRVINE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   92606
  UNPAID BALANCE:    443,626.990            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,916.76            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198930               MORTGAGORS:        STEIDEL, K
                                            ADDRESS     :    515 REDLANDS AVENUE
  MORTGAGE AMT:       485,000.00            CITY               NEWPORT BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.50000                               CA   92663
  UNPAID BALANCE:    484,561.550            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,065.53            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.60000            OUTSIDE CONV DATE:
  CURRENT INT           6.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198955               MORTGAGORS:        MANNION, E.

                                                   MANNION, NANCY
                                            ADDRESS     :    406 30TH STREET
  MORTGAGE AMT:       460,000.00            CITY               SAN FRANCISCO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   94131
  UNPAID BALANCE:    460,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,021.87            ANNUAL RATE ADJUST:      0.000
  LTV :                 63.45000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198963               MORTGAGORS:        ADAIR, MICHAEL

                                                   L'ESPERANCE ADAIR, MARY
                                            ADDRESS     :    150 MELENDEZ AVENUE
  MORTGAGE AMT:       260,000.00            CITY               FREMONT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CA   94539
  UNPAID BALANCE:    259,776.140            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,686.36            ANNUAL RATE ADJUST:      0.000
  LTV :                 49.06000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198971               MORTGAGORS:        SIMS, MICHAEL

                                                   SIMS, LISA
                                            ADDRESS     :    73 SADDLE COURT
  MORTGAGE AMT:       315,400.00            CITY               TRES PINOS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               CA   95075
  UNPAID BALANCE:    315,121.730            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,019.54            ANNUAL RATE ADJUST:      0.000
  LTV :                 64.96000            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198989               MORTGAGORS:        SHOLER, GARRETT
                                            ADDRESS     :    518 EL MODENA AVENUE
  MORTGAGE AMT:       386,000.00            CITY               NEWPORT BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   92663
  UNPAID BALANCE:    385,691.330            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,600.55            ANNUAL RATE ADJUST:      0.000
  LTV :                 60.79000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080199003               MORTGAGORS:        MURDOCH, ROY

                                                   MASTRANGIOLI, ROSANNE
                                            ADDRESS     :    574 ELVIS DRIVE
  MORTGAGE AMT:       290,000.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   95123
  UNPAID BALANCE:    290,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,905.09            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.33000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080199011               MORTGAGORS:        DICKMAN, JAMES

                                                   DICKMAN, ADRIENNE
                                            ADDRESS     :    4917 SWINTON AVENUE
  MORTGAGE AMT:       297,000.00            CITY               ENCINO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   91436
  UNPAID BALANCE:    296,756.550            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,975.95            ANNUAL RATE ADJUST:      0.000
  LTV :                 57.12000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080199029               MORTGAGORS:        YEKTA, MEHRAN

                                                   YEKTA, NEDA
                                            ADDRESS     :    3644 DEER TRAIL DRIVE
  MORTGAGE AMT:       480,000.00            CITY               DANVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   94506
  UNPAID BALANCE:    479,616.150            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,233.85            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.64000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080199052               MORTGAGORS:        KONG, CHANG

                                                   KONG, ELIZA
                                            ADDRESS     :    4125 MIRAMAR DRIVE
  MORTGAGE AMT:       275,000.00            CITY               HACIENDA HEIGHTS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   91745
  UNPAID BALANCE:    274,768.970            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,806.55            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.39000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080199060               MORTGAGORS:        BAILEY, DANIEL

                                                   BAILEY, YVONNE
                                            ADDRESS     :    505 WEST OCEAN AVENUE
  MORTGAGE AMT:       441,000.00            CITY               SEAL BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.50000                               CA   90740
  UNPAID BALANCE:    440,601.330            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,787.42            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.43000            OUTSIDE CONV DATE:
  CURRENT INT           6.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080199078               MORTGAGORS:        AMIDEI, SUE
                                            ADDRESS     :    2200 CHANDLER DRIVE
  MORTGAGE AMT:       480,000.00            CITY               TUSTIN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   92782
  UNPAID BALANCE:    479,616.150            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,233.85            ANNUAL RATE ADJUST:      0.000
  LTV :                 60.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080199086               MORTGAGORS:        HENZE, DONALD
                                            ADDRESS     :    13 SHERIDAN
  MORTGAGE AMT:       249,900.00            CITY               IRVINE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   92620
  UNPAID BALANCE:    249,700.160            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,683.62            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080199094               MORTGAGORS:        CUMMING, CATHERINE
                                            ADDRESS     :    229 REDWOOD AVENUE
  MORTGAGE AMT:       273,600.00            CITY               PESCADERO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   94060
  UNPAID BALANCE:    273,370.140            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,797.36            ANNUAL RATE ADJUST:      0.000
  LTV :                 62.90000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080199110               MORTGAGORS:        ALTMAN, HOWARD

                                                   ALTMAN, CHERYL
                                            ADDRESS     :    102 ARISTA
  MORTGAGE AMT:       285,000.00            CITY               SAN CLEMENTE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               CA   92673
  UNPAID BALANCE:    284,754.630            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,848.50            ANNUAL RATE ADJUST:      0.000
  LTV :                 58.76000            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080199128               MORTGAGORS:        JONES, WILLIAM

                                                   JONES, DIANA
                                            ADDRESS     :    15212 EL SELINDA DRIVE
  MORTGAGE AMT:       280,000.00            CITY               HACIENDA HEIGHTS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   91745
  UNPAID BALANCE:    280,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,839.40            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.73000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080199177               MORTGAGORS:        BROWN, JEFFREY
                                            ADDRESS     :    5082 HOWES LANE
  MORTGAGE AMT:       292,000.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   95118
  UNPAID BALANCE:    292,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,967.26            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.19000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080199201               MORTGAGORS:        MING LAU, ALFRED
                                            ADDRESS     :    136 NORTH 4TH STREET
  MORTGAGE AMT:       228,000.00            CITY               MONTEBELLO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.50000                               CA   90640
  UNPAID BALANCE:    227,861.880            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,753.12            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080199326               MORTGAGORS:        HITO, SAFWAN

                                                   HITO, LAUREN
                                            ADDRESS     :    860 MERIDIAN BAY LANE # 2
  MORTGAGE AMT:       275,350.00            CITY               FOSTER CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.25000                               CA   94404
  UNPAID BALANCE:    275,350.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,068.61            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080199334               MORTGAGORS:        NAGARAJ, ASHWATH

                                                   NAGARAJ, VILEENA
                                            ADDRESS     :    25769 ELENA ROAD
  MORTGAGE AMT:       360,000.00            CITY               LOS ALTOS HILLS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.87500                               CA   94022
  UNPAID BALANCE:    359,798.180            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,864.32            ANNUAL RATE ADJUST:      0.000
  LTV :                 16.78000            OUTSIDE CONV DATE:
  CURRENT INT           8.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080199375               MORTGAGORS:        BOSE, DIPANKAR

                                                   BOSE, MARGARITA
                                            ADDRESS     :    730 LIVERPOOL WAY
  MORTGAGE AMT:       305,000.00            CITY               SUNNYVALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.87500                               CA   94087
  UNPAID BALANCE:    304,829.010            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,426.72            ANNUAL RATE ADJUST:      0.000
  LTV :                 53.51000            OUTSIDE CONV DATE:
  CURRENT INT           8.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080199383               MORTGAGORS:        HARDEV, DILIP

                                                   HARDEV, PURNIMA
                                            ADDRESS     :    602 ROCKINGHAM LANE
  MORTGAGE AMT:       465,000.00            CITY               REDWOOD CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.87500                               CA   94065
  UNPAID BALANCE:    464,739.310            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,699.75            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.81000            OUTSIDE CONV DATE:
  CURRENT INT           8.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080199409               MORTGAGORS:        WATSON, STEVEN

                                                   WATSON, CAROL
                                            ADDRESS     :    1461 COLUMBINE WAY
  MORTGAGE AMT:       319,200.00            CITY               LIVERMORE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   94550
  UNPAID BALANCE:    319,200.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,150.51            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080199458               MORTGAGORS:        MORENO, RAMIRO

                                                   MORENO, DEBRA
                                            ADDRESS     :    1108 LAS POSAS
  MORTGAGE AMT:       284,800.00            CITY               SAN CLEMENT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92673
  UNPAID BALANCE:    284,800.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,967.04            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080199482               MORTGAGORS:        ALVARADO, BEN

                                                   ALVARADO, CHARMAINE
                                            ADDRESS     :    11382 KENSINGTON ROAD
  MORTGAGE AMT:       282,500.00            CITY               LOS ALAMITO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   90720
  UNPAID BALANCE:    282,500.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,879.48            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.85621            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080200298               MORTGAGORS:        MCFALL, PHILIP

                                                   MCFALL, DORIS
                                            ADDRESS     :    2060 WEST 235TH STREET
  MORTGAGE AMT:       424,000.00            CITY               TORRANCE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   90505
  UNPAID BALANCE:    424,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,928.46            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080200314               MORTGAGORS:        PALMER, WILLIAM

                                                   PALMER, DANNA
                                            ADDRESS     :    25312 ABILENE COURT
  MORTGAGE AMT:       650,000.00            CITY               LAGUNA HILL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   92653
  UNPAID BALANCE:    650,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,434.15            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.94767            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080200371               MORTGAGORS:        GIUSTI, GERALD

                                                   GIUSTI, SHIRLEY
                                            ADDRESS     :    13456 WILDCREST DRIVE
  MORTGAGE AMT:       389,150.00            CITY               LOS ALTOS H
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   94022
  UNPAID BALANCE:    389,150.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,720.99            ANNUAL RATE ADJUST:      0.000
  LTV :                 23.58485            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080200397               MORTGAGORS:        LEE, DAVID

                                                   LEE, CAROLINE
                                            ADDRESS     :    21 PEGASUS DRIVE
  MORTGAGE AMT:       454,550.00            CITY               COTO DE CAZ
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92679
  UNPAID BALANCE:    454,550.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,024.13            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99824            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080200439               MORTGAGORS:        SHEN, WILLIAM

                                                   SHEN, LYDIA
                                            ADDRESS     :    771 SANTA OLIVIA
  MORTGAGE AMT:       337,500.00            CITY               SOLANO BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   92075
  UNPAID BALANCE:    337,216.460            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,217.13            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080200496               MORTGAGORS:        YOON, ANTONIO

                                                   YOON, PATRICIA
                                            ADDRESS     :    164 OLD RANCH ROAD
  MORTGAGE AMT:       336,000.00            CITY               CHULA VISTA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   91910
  UNPAID BALANCE:    336,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,320.67            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080200629               MORTGAGORS:        WALTER, DAVID

                                                   WALTER, ANNE
                                            ADDRESS     :    792 ALDERDALE COURT
  MORTGAGE AMT:       489,300.00            CITY               THOUSAND OAKS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.25000                               CA   91320
  UNPAID BALANCE:    488,987.990            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,675.95            ANNUAL RATE ADJUST:      0.000
  LTV :                 88.96000            OUTSIDE CONV DATE:
  CURRENT INT           8.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080200728               MORTGAGORS:        RYSER, RONALD

                                                   RYSER, PATRICIA
                                            ADDRESS     :    2127 NEWPORT DR
  MORTGAGE AMT:       352,750.00            CITY               DISCOVERY BAY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.75000                               CA   94514
  UNPAID BALANCE:    352,547.050            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,775.09            ANNUAL RATE ADJUST:      0.000
  LTV :                 85.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080200835               MORTGAGORS:        ODERBERG, DAVID

                                                   ODERBERG, ETHEL
                                            ADDRESS     :    3313 BUTLER AVENUE
  MORTGAGE AMT:       261,250.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   90066
  UNPAID BALANCE:    261,250.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,804.39            ANNUAL RATE ADJUST:      0.000
  LTV :                 55.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080200884               MORTGAGORS:        BOEHM, DONALD
                                            ADDRESS     :    1050 FAIRWAY DRIVE
  MORTGAGE AMT:       475,200.00            CITY               VENTURA COUNTY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.25000                               CA   93010
  UNPAID BALANCE:    474,896.980            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,570.02            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.43000            OUTSIDE CONV DATE:
  CURRENT INT           8.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080200900               MORTGAGORS:        MORAN, MARK
                                            ADDRESS     :    2247 ROSCOMARE RD
  MORTGAGE AMT:       560,000.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        9.00000                               CA   90077
  UNPAID BALANCE:    559,694.110            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,505.89            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           9.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080200926               MORTGAGORS:        SCHALKER, DAVID
                                            ADDRESS     :    1794 POTRERO DRIVE
  MORTGAGE AMT:       340,000.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.62500                               CA   95124
  UNPAID BALANCE:    339,799.260            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,644.49            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.39000            OUTSIDE CONV DATE:
  CURRENT INT           8.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080200942               MORTGAGORS:        ROHRBACH, DANIEL

                                                   ANLEU, RINA
                                            ADDRESS     :    1257 1ST ST & 1256-60 1ST
  MORTGAGE AMT:       332,000.00            CITY               HERMOSA BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.37500                               CA   90254
  UNPAID BALANCE:    331,793.640            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,523.44            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080200967               MORTGAGORS:        EVANS, ALAN
                                            ADDRESS     :    342 344 344A SCOTT STREET
  MORTGAGE AMT:       532,000.00            CITY               SAN FRANCISCO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.37500                               CA   94117
  UNPAID BALANCE:    531,669.340            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,043.58            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080201064               MORTGAGORS:        DEDINI, WALTER

                                                   DEDINI, KATHLEEN
                                            ADDRESS     :    218 WINWOOD AVENUE
  MORTGAGE AMT:       311,000.00            CITY               PACIFICA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.25000                               CA   94044
  UNPAID BALANCE:    310,801.690            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,336.44            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.73000            OUTSIDE CONV DATE:
  CURRENT INT           8.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080201122               MORTGAGORS:        FISHER, CARY

                                                   FISHER, DIANE
                                            ADDRESS     :    163 ROYCROFT AVENUE
  MORTGAGE AMT:       375,000.00            CITY               LONG BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.25000                               CA   90803
  UNPAID BALANCE:    374,760.880            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,817.25            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080201387               MORTGAGORS:        CORWIN, CLAYTON

                                                   CORWIN, TERESA
                                            ADDRESS     :    11 PALMA VALLEY
  MORTGAGE AMT:       416,000.00            CITY               COTO DE CAZA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.37500                               CA   92679
  UNPAID BALANCE:    416,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,161.90            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.76000            OUTSIDE CONV DATE:
  CURRENT INT           8.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080201460               MORTGAGORS:        HADLEY, JOSEFA
                                            ADDRESS     :    1016 BONITA AVENUE
  MORTGAGE AMT:       315,000.00            CITY               MOUNTAIN VIEW
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.37500                               CA   94040
  UNPAID BALANCE:    314,804.210            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,394.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 60.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080201569               MORTGAGORS:        BROCK, SAM

                                                   BROCK, ANITA
                                            ADDRESS     :    6764 LEMON LEAF DRIVE
  MORTGAGE AMT:       462,000.00            CITY               CARLSBAD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.25000                               CA   92009
  UNPAID BALANCE:    461,705.400            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,470.85            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080201577               MORTGAGORS:        DYE, ROY

                                                   DYE, BROOKE
                                            ADDRESS     :    1313 10TH STREET
  MORTGAGE AMT:       699,000.00            CITY               CORONADO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.12500                               CA   92118
  UNPAID BALANCE:    698,542.750            OPTION TO CONVERT :      No
  MONTHLY P&I:          5,190.06            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.68000            OUTSIDE CONV DATE:
  CURRENT INT           8.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080201585               MORTGAGORS:        DUNHILL, CHRISTMAN
                                            ADDRESS     :    452 GRIFFIN AVENUE
  MORTGAGE AMT:       337,500.00            CITY               PACIFICA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.50000                               CA   94044
  UNPAID BALANCE:    337,089.650            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,595.08            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080201627               MORTGAGORS:        SCHARPEN, SCOTT

                                                   SCHARPEN, CAROLYN
                                            ADDRESS     :    27182 SOLEDAD
  MORTGAGE AMT:       340,000.00            CITY               MISSION VIEJO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.75000                               CA   92691
  UNPAID BALANCE:    339,607.340            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,674.78            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.56000            OUTSIDE CONV DATE:
  CURRENT INT           8.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080201692               MORTGAGORS:        SACHER, FRANK
                                            ADDRESS     :    4362 SHADY CREEK LANE
  MORTGAGE AMT:       268,800.00            CITY               VACAVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.75000                               CA   95688
  UNPAID BALANCE:    268,645.350            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,114.65            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080203060               MORTGAGORS:        FIERRO, FLORA

                                                   DENA, FERNANDO
                                            ADDRESS     :    317 LASSENPARK CIRCLE
  MORTGAGE AMT:       265,000.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   95136
  UNPAID BALANCE:    264,788.080            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,785.36            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.61111            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080203110               MORTGAGORS:        SANGER, PAUL

                                                   SANGER, MARGARET
                                            ADDRESS     :    6709 EAST LEAFWOOD DRIVE
  MORTGAGE AMT:       260,000.00            CITY               ANAHEIM
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   92807
  UNPAID BALANCE:    260,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,773.66            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080203128               MORTGAGORS:        MOHAMED, SALIH

                                                   TONG, NGA
                                            ADDRESS     :    400 PHOTINIA LANE
  MORTGAGE AMT:       525,000.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   95127
  UNPAID BALANCE:    524,610.370            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,670.88            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.04195            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080203300               MORTGAGORS:        CONIGLIO, SHARON
                                            ADDRESS     :    27 GREENWOOD VALE
  MORTGAGE AMT:       450,000.00            CITY               MONTEREY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   93940
  UNPAID BALANCE:    449,657.590            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,108.04            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.63025            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080203334               MORTGAGORS:        ECKSTEIN, DAVID

                                                   ECKSTEIN, BUSHRA
                                            ADDRESS     :    3271 ELVIA STREET
  MORTGAGE AMT:       640,000.00            CITY               LAFAYETTE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94549
  UNPAID BALANCE:    639,500.710            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,365.96            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080204134               MORTGAGORS:        LANDWEHR, EDWIN

                                                   LANDWEHR, JANICE
                                            ADDRESS     :    6051 PEDEN ROAD EAST
  MORTGAGE AMT:       495,000.00            CITY               FORT WORTH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               TX   76179
  UNPAID BALANCE:    494,623.350            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,418.84            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080204795               MORTGAGORS:        CLARKE, DAVID

                                                   CLARKE, TERYN
                                            ADDRESS     :    288 CORONA AVENUE
  MORTGAGE AMT:       321,600.00            CITY               LONG BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   90803
  UNPAID BALANCE:    321,600.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,303.99            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080204894               MORTGAGORS:        HO, CUU

                                                   HO, BACH
                                            ADDRESS     :    5875 CARMEL WAY
  MORTGAGE AMT:       300,800.00            CITY               UNION CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   94587
  UNPAID BALANCE:    300,800.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,103.24            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080204936               MORTGAGORS:        LANDES, JERRY

                                                   LANDES, MICHELE
                                            ADDRESS     :    2434 CABALLO RANCHERO DRI
  MORTGAGE AMT:       429,000.00            CITY               DIABLO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94528
  UNPAID BALANCE:    429,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,926.54            ANNUAL RATE ADJUST:      0.000
  LTV :                 57.97297            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080204951               MORTGAGORS:        BERNA, LARRY

                                                   KAUFMAN, RACY
                                            ADDRESS     :    30259 PALOS VERDES DRIVE
  MORTGAGE AMT:       641,500.00            CITY               RANCHO PALO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   90275
  UNPAID BALANCE:    641,500.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,376.16            ANNUAL RATE ADJUST:      0.000
  LTV :                 51.32000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080204969               MORTGAGORS:        NEWBURG, KENNETH

                                                   NEWBURG, YOKO
                                            ADDRESS     :    19942 WESTOVER PLACE
  MORTGAGE AMT:       300,000.00            CITY               WOODLAND HI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   91367
  UNPAID BALANCE:    300,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,175.21            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.21739            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080204977               MORTGAGORS:        POSEY, MICHAEL

                                                   POSEY, JEAN
                                            ADDRESS     :    708 MAIN STREET
  MORTGAGE AMT:       368,000.00            CITY               HUNTINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   92648
  UNPAID BALANCE:    368,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,573.11            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080204985               MORTGAGORS:        GUMBERT, GARY
                                            ADDRESS     :    A111 SURFSIDE AVENUE
  MORTGAGE AMT:       650,000.00            CITY               SEAL BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   90743
  UNPAID BALANCE:    650,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,434.15            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.28571            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080205263               MORTGAGORS:        KIRANI, SHEKHAR

                                                   KIRANI, JYOTHI
                                            ADDRESS     :    109 WASHBURN AVENUE
  MORTGAGE AMT:       418,000.00            CITY               CAPITOLA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   95010
  UNPAID BALANCE:    418,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,780.97            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080205271               MORTGAGORS:        COUSER, SONDRAMAE
                                            ADDRESS     :    468 VICK DRIVE
  MORTGAGE AMT:       268,000.00            CITY               SANTA CRUZ
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   95060
  UNPAID BALANCE:    268,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,851.01            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080206030               MORTGAGORS:        MALONE, REGIS

                                                   MALONE, SUSAN
                                            ADDRESS     :    26800 SEURAT LANE
  MORTGAGE AMT:       346,700.00            CITY               SANTA CLARI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   91355
  UNPAID BALANCE:    346,700.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,453.93            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.75855            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080206618               MORTGAGORS:        PINCKNEY, MICHAEL

                                                   PINCKNEY, SHERDINE
                                            ADDRESS     :    16609 SEA ISLAND COURT
  MORTGAGE AMT:       421,650.00            CITY               SILVER SPRI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               MD   20905
  UNPAID BALANCE:    421,295.760            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,769.94            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99674            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080206683               MORTGAGORS:        SIMS, SAMUEL

                                                   SIMS, CHARISSE
                                            ADDRESS     :    4520 LAKEFIELD BEND
  MORTGAGE AMT:       280,000.00            CITY               DULUTH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               GA   30096
  UNPAID BALANCE:    279,770.490            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,862.84            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080206725               MORTGAGORS:        DONOHUE, ANNE

                                                   DONESKI, ELLEN
                                            ADDRESS     :    706 ARCH HALL LANE
  MORTGAGE AMT:       317,150.00            CITY               ALEXANDRIA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               VA   22314
  UNPAID BALANCE:    316,870.180            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,030.75            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.98941            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080206808               MORTGAGORS:        FEARNOW, KEVIN

                                                   FEARNOW, ANNE MARIE
                                            ADDRESS     :    10024 PRESTWICH TERRACE
  MORTGAGE AMT:       368,450.00            CITY               IJAMSVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MD   21754
  UNPAID BALANCE:    368,162.580            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,513.47            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99783            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080206857               MORTGAGORS:        STOUT, LLOYD

                                                   STOUT, RHONDA
                                            ADDRESS     :    23503 BUCKRIDGE DRIVE
  MORTGAGE AMT:       265,150.00            CITY               DAMASCUS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MD   20872
  UNPAID BALANCE:    264,937.970            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,786.36            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99360            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080206899               MORTGAGORS:        GRUNER, DAVID

                                                   GRUNER, DARLENE
                                            ADDRESS     :    2000 GRESHAM LANE
  MORTGAGE AMT:       442,650.00            CITY               DAVIDSONVIL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               MD   21035
  UNPAID BALANCE:    442,321.490            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,095.07            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99819            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080206923               MORTGAGORS:        SMITH, RONALD
                                            ADDRESS     :    W8924 SPRING ROAD
  MORTGAGE AMT:       270,000.00            CITY               HORTONVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               WI   54944
  UNPAID BALANCE:    269,799.620            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,887.88            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080206931               MORTGAGORS:        PARKER, LLOYD

                                                   PARKER, TANAIA
                                            ADDRESS     :    20766 QUIET BROOK PLACE
  MORTGAGE AMT:       266,700.00            CITY               STERLING
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               VA   20165
  UNPAID BALANCE:    266,475.940            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,752.03            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.98800            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080207020               MORTGAGORS:        POPE, CHARLES

                                                   POPE, LORI
                                            ADDRESS     :    23227 SORRELL COURT
  MORTGAGE AMT:       323,900.00            CITY               VALENCIA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   91355
  UNPAID BALANCE:    323,627.890            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,127.79            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99506            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080207038               MORTGAGORS:        BIGGAR, THOMAS

                                                   COHEN, KELLEE
                                            ADDRESS     :    4608 BRIGHTWOOD ROAD
  MORTGAGE AMT:       263,200.00            CITY               OLNEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MD   20832
  UNPAID BALANCE:    262,989.530            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,773.22            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99854            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080207053               MORTGAGORS:        HOWARD, JOANNE
                                            ADDRESS     :    28 CRESCENT DRIVE
  MORTGAGE AMT:       372,000.00            CITY               SCOTTS VALL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   95066
  UNPAID BALANCE:    372,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,665.05            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080207079               MORTGAGORS:        DANDEKAR, VIVEK

                                                   DANDEKAR, SWATI
                                            ADDRESS     :    3713 VALLEY OAKS DRIVE
  MORTGAGE AMT:       315,350.00            CITY               FAIRFAX
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               VA   22033
  UNPAID BALANCE:    315,104.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,151.24            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99746            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080207087               MORTGAGORS:        PRICE, WILLIAM

                                                   PRICE, PATRICIA
                                            ADDRESS     :    14 NOBLE VICTORY
  MORTGAGE AMT:       373,350.00            CITY               EDGEWATER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               MD   21037
  UNPAID BALANCE:    373,043.980            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,483.90            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99786            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080207111               MORTGAGORS:        MC MILLAN, JOSEPH

                                                   MC MILLAN, VIRGINIA
                                            ADDRESS     :    12615 BEAR CREEK TER
  MORTGAGE AMT:       261,400.00            CITY               BELTSVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               MD   20705
  UNPAID BALANCE:    261,180.390            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,717.21            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.97822            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080207129               MORTGAGORS:        MC LAWHORN, DAMIAN
                                            ADDRESS     :    16 BALMORAL PLACE
  MORTGAGE AMT:       252,700.00            CITY               LAS FLORES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   92688
  UNPAID BALANCE:    252,497.920            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,702.49            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99367            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080207186               MORTGAGORS:        CULLEN, JAMES

                                                   CULLEN, EILEEN
                                            ADDRESS     :    4 FALLING WATER COURT
  MORTGAGE AMT:       388,900.00            CITY               REISTERSTOW
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MD   21136
  UNPAID BALANCE:    388,589.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,620.09            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.85626            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080207194               MORTGAGORS:        BROWNING, JEFFREY
                                            ADDRESS     :    2539 WELLESLEY AVENUE
  MORTGAGE AMT:       272,200.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   90064
  UNPAID BALANCE:    271,971.320            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,788.16            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.98347            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080207228               MORTGAGORS:        WRIGHT, GERALD

                                                   WRIGHT, NANCY
                                            ADDRESS     :    15 BYRON CIRCLE
  MORTGAGE AMT:       320,000.00            CITY               MILL VALLEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   94941
  UNPAID BALANCE:    320,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,237.49            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080207251               MORTGAGORS:        SOLOMON, LOUIS

                                                   MARKS, LESLIE
                                            ADDRESS     :    213 HART ROAD
  MORTGAGE AMT:       272,050.00            CITY               GAITHERSBUR
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               MD   20878
  UNPAID BALANCE:    271,602.700            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,809.96            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.98836            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080207301               MORTGAGORS:        WILLIAMS, MARK

                                                   WILLIAMS, MARIA
                                            ADDRESS     :    501 503 10TH STREET
  MORTGAGE AMT:       390,850.00            CITY               HUNTINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   92648
  UNPAID BALANCE:    390,850.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,666.29            ANNUAL RATE ADJUST:      0.000
  LTV :                 67.38793            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080207335               MORTGAGORS:        YOUNG, SCOTT

                                                   YOUNG, CYNTHIA
                                            ADDRESS     :    9931 TREVI STREET
  MORTGAGE AMT:       290,500.00            CITY               CYPRESS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   90630
  UNPAID BALANCE:    290,261.880            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,932.70            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.17380            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080207350               MORTGAGORS:        MAXWELL, JOHN

                                                   MAXWELL, SUSAN
                                            ADDRESS     :    116 MONTE VISTA AVENUE
  MORTGAGE AMT:       400,000.00            CITY               LARKSPUR
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   94939
  UNPAID BALANCE:    400,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,796.86            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.56522            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080207368               MORTGAGORS:        ACKENHEIL, ERIN
                                            ADDRESS     :    9 SANTA VICTORIA COURT
  MORTGAGE AMT:       383,200.00            CITY               NOVATO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94945
  UNPAID BALANCE:    383,200.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,614.10            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080207459               MORTGAGORS:        CALLA, RAMAN

                                                   CALLA, ANITA
                                            ADDRESS     :    17311 TAM O SHANTER DRIVE
  MORTGAGE AMT:       280,000.00            CITY               POWAY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   92064
  UNPAID BALANCE:    279,776.080            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,886.42            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080207467               MORTGAGORS:        FLAMM, RONALD

                                                   FLAMM, KATHLEEN
                                            ADDRESS     :    295 EAST 3625 NORTH
  MORTGAGE AMT:       285,000.00            CITY               NORTH OGDEN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               UT   84414
  UNPAID BALANCE:    284,542.820            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,920.10            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080207491               MORTGAGORS:        HENNESSY, MARK
                                            ADDRESS     :    7842 ROYAL SYDNEY DRIVE
  MORTGAGE AMT:       256,500.00            CITY               GAINESVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               VA   20155
  UNPAID BALANCE:    256,289.420            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,706.83            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.98129            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080207590               MORTGAGORS:        HUBRICH, DANIEL

                                                   HUBRICH, LISA
                                            ADDRESS     :    5785 DAY ROAD
  MORTGAGE AMT:       257,000.00            CITY               CINCINNATI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               OH   45252
  UNPAID BALANCE:    256,794.480            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,731.46            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.38889            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080207640               MORTGAGORS:        HENRY, FRANK

                                                   HENRY, MARY
                                            ADDRESS     :    235 NORTH GOLDENSPUR WAY
  MORTGAGE AMT:       405,000.00            CITY               ORANGE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   92869
  UNPAID BALANCE:    405,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,831.82            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.43478            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080207665               MORTGAGORS:        CRALL, DOUGLAS

                                                   CRALL, CAROLYN
                                            ADDRESS     :    16612 JAMESTOWN FOREST DR
  MORTGAGE AMT:       315,000.00            CITY               FLORISSANT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MO   63034
  UNPAID BALANCE:    314,507.050            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,148.86            ANNUAL RATE ADJUST:      0.000
  LTV :                 87.50000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080207681               MORTGAGORS:        MURRAY, GEORGE

                                                   DEJEAN MURRA, SHARON
                                            ADDRESS     :    15 DAWN LANE
  MORTGAGE AMT:       292,200.00            CITY               ALISO VIEJO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   92656
  UNPAID BALANCE:    291,972.060            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,993.32            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.99659            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080207889               MORTGAGORS:        MCLINN, MICHAEL

                                                   MCLINN, KATY
                                            ADDRESS     :    2022 SMOKEWOOD AVENUE
  MORTGAGE AMT:       261,600.00            CITY               FULLERTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   92831
  UNPAID BALANCE:    261,600.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,784.57            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080208689               MORTGAGORS:        HILL, RALPH

                                                   GROTYOHANN, KIRK
                                            ADDRESS     :    2 INDEPENDENCE PLACE #190
  MORTGAGE AMT:       304,000.00            CITY               PHILADELPHI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               PA   19102
  UNPAID BALANCE:    302,739.450            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,022.52            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           02/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080208697               MORTGAGORS:        MAGNATTA, JAMES

                                                   MAGNATTA, KANRA
                                            ADDRESS     :    1615 SWEET BRIAR RD
  MORTGAGE AMT:       300,000.00            CITY               GLADWYNE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.62500                               PA   19035
  UNPAID BALANCE:    298,932.440            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,920.94            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.21739            OUTSIDE CONV DATE:
  CURRENT INT           6.62500             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080208770               MORTGAGORS:        TOMLINSON, ANNE

                                                   TOMLINSON, KEVIN
                                            ADDRESS     :    33719 COUNTY ROAD 33
  MORTGAGE AMT:       260,800.00            CITY               ELIZABETH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CO   80107
  UNPAID BALANCE:    259,958.300            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,757.06            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080208796               MORTGAGORS:        NISHIMOTO, KANOYE

                                                   NISHIMOTO, KEIKO
                                            ADDRESS     :    10228 MARTINHOE DRIVE
  MORTGAGE AMT:       255,000.00            CITY               VIENNA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               VA   22181
  UNPAID BALANCE:    254,353.620            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,675.17            ANNUAL RATE ADJUST:      0.000
  LTV :                 55.43478            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080208812               MORTGAGORS:        FOX 111, GEORGE

                                                   FOX, KATHLEEN
                                            ADDRESS     :    637 BARCELONA DRIVE
  MORTGAGE AMT:       300,000.00            CITY               SONOMA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   95476
  UNPAID BALANCE:    298,982.500            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,970.79            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080208838               MORTGAGORS:        LEE, DONG
                                            ADDRESS     :    210 WOOD TURTLE RUN
  MORTGAGE AMT:       650,000.00            CITY               NORWOOD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NJ   07675
  UNPAID BALANCE:    647,369.930            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,379.18            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.42105            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           02/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080210222               MORTGAGORS:        SCHULIST, STEPHEN

                                                   SCHULIST, TERESA
                                            ADDRESS     :    17612 RAINGLEN LANE
  MORTGAGE AMT:       296,000.00            CITY               HUNTINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92649
  UNPAID BALANCE:    296,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,044.40            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080210388               MORTGAGORS:        GREEN, LARRY

                                                   GREEN, JANICE
                                            ADDRESS     :    850 DEDERICK COURT
  MORTGAGE AMT:       397,450.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   95125
  UNPAID BALANCE:    397,450.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,711.31            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99702            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080210529               MORTGAGORS:        RIDAY, GEORGE

                                                   RIDAY, SUE
                                            ADDRESS     :    1605 LEMONWOOD STREET
  MORTGAGE AMT:       270,000.00            CITY               LA VERNE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   91750
  UNPAID BALANCE:    270,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,911.04            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.14286            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080210677               MORTGAGORS:        DIMAS, AGNES

                                                   DIMAS, NICHOLAS
                                            ADDRESS     :    819 WEST 28TH STREET
  MORTGAGE AMT:        98,300.00            CITY               LONG BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   90806
  UNPAID BALANCE:     98,300.000            OPTION TO CONVERT :      No
  MONTHLY P&I:            678.94            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.21429            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080210719               MORTGAGORS:        KATSUMATA, GLENN

                                                   KATSUMATA, CARRIE
                                            ADDRESS     :    3935 WEST 177TH STREET
  MORTGAGE AMT:       247,200.00            CITY               TORRANCE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   90504
  UNPAID BALANCE:    247,200.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,707.35            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080210834               MORTGAGORS:        MURPHY, MICHAEL

                                                   MURPHY, CAROL
                                            ADDRESS     :    908 S SEDONA LANE
  MORTGAGE AMT:       269,550.00            CITY               ANAHEIM HIL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92808
  UNPAID BALANCE:    269,329.050            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,793.33            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.98896            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080210883               MORTGAGORS:        ELLIOTT, JAMES

                                                   ELLIOTT, TOMMIE
                                            ADDRESS     :    25635 NORTH HOOD WAY
  MORTGAGE AMT:       279,150.00            CITY               STEVENSON R
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   91381
  UNPAID BALANCE:    278,915.480            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,833.82            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.57843            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080211188               MORTGAGORS:        DEWSNUP, ANDREW

                                                   HOFMANN, CATHERINE
                                            ADDRESS     :    1523 GILBOA DRIVE
  MORTGAGE AMT:       318,750.00            CITY               WALNUT CREE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94598
  UNPAID BALANCE:    318,750.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,174.44            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.68750            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080211352               MORTGAGORS:        TEDESKI, LEONARD
                                            ADDRESS     :    19320 HATTERAS STREET
  MORTGAGE AMT:       395,000.00            CITY               TARZANA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   91356
  UNPAID BALANCE:    395,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,795.79            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.79798            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080211444               MORTGAGORS:        BUTCH, ANTHONY

                                                   KELLY, KATHLEEN
                                            ADDRESS     :    1203 BIENVENEDA AVENUE
  MORTGAGE AMT:       557,600.00            CITY               PACIFIC PAL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   90272
  UNPAID BALANCE:    557,600.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,851.20            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080211709               MORTGAGORS:        QUILLIN, RICHARD

                                                   SCHLAGER, CHRISTINE
                                            ADDRESS     :    20770 QUIET BROOK PLACE
  MORTGAGE AMT:       260,000.00            CITY               STERLING
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               VA   20165
  UNPAID BALANCE:    259,786.880            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,729.79            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080211717               MORTGAGORS:        MAXWELL, PETRONELLA

                                                   MAXWELL, ALBERTO
                                            ADDRESS     :    7889 CRANFORD FARM CIRCLE
  MORTGAGE AMT:       254,500.00            CITY               LORTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               VA   22079
  UNPAID BALANCE:    254,286.190            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,671.88            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.98395            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080211725               MORTGAGORS:        SCHRANK, ADAM

                                                   SCHRANK, KIMBERLY
                                            ADDRESS     :    47441 MIDDLE BLUFF PLACE
  MORTGAGE AMT:       293,150.00            CITY               STERLING
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               VA   20165
  UNPAID BALANCE:    292,897.600            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,901.37            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99727            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080211733               MORTGAGORS:        WHEELER, STEPHEN

                                                   WHEELER, JUANITA
                                            ADDRESS     :    3727 VALLEY OAKS DRIVE
  MORTGAGE AMT:       342,400.00            CITY               FAIRFAX
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.75000                               VA   22033
  UNPAID BALANCE:    342,105.200            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,220.80            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.72989            OUTSIDE CONV DATE:
  CURRENT INT           6.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080211774               MORTGAGORS:        WHITE, J

                                                   WHITE, PRANEE
                                            ADDRESS     :    14700 FELBRIDGE WAY
  MORTGAGE AMT:       385,200.00            CITY               MIDLOTHIAN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               VA   23113
  UNPAID BALANCE:    384,550.920            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,530.49            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080211790               MORTGAGORS:        DONNELLY, ROBERT

                                                   DONNELLY, SUSAN
                                            ADDRESS     :    43427 TURNBERRY ISLE COUR
  MORTGAGE AMT:       293,500.00            CITY               LEESBURG
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               VA   20176
  UNPAID BALANCE:    293,151.790            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,121.44            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.69047            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/24
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080211808               MORTGAGORS:        LARRABEE, BRETT

                                                   LARRABEE, MICHELLE
                                            ADDRESS     :    20953 LOHENGRIN COURT
  MORTGAGE AMT:       271,700.00            CITY               ASHBURN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               VA   20147
  UNPAID BALANCE:    271,471.730            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,784.88            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.99668            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080212707               MORTGAGORS:        HO, JESSE

                                                   HO, JESSICA
                                            ADDRESS     :    21 SONORA AVENUE
  MORTGAGE AMT:       270,000.00            CITY               SOUTH SAN F
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   94080
  UNPAID BALANCE:    270,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,934.31            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080212715               MORTGAGORS:        YOO, MICHAEL

                                                   YOO, JANET
                                            ADDRESS     :    7424 GRAYSTONE DRIVE
  MORTGAGE AMT:       341,600.00            CITY               WEST HILLS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   91304
  UNPAID BALANCE:    341,600.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,272.67            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080212731               MORTGAGORS:        VAN BEERS, KLAAS

                                                   VAN BEERS, ANTOINETTE
                                            ADDRESS     :    138 SWEETBRIAR DRIVE
  MORTGAGE AMT:       260,000.00            CITY               CLAREMONT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   91711
  UNPAID BALANCE:    260,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,773.66            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080212780               MORTGAGORS:        FRENDREIS, JOHN

                                                   VERTZ, LAURA
                                            ADDRESS     :    9032 NORTH KEYSTONE AVENU
  MORTGAGE AMT:       290,000.00            CITY               SKOKIE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               IL   60076
  UNPAID BALANCE:    290,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,953.78            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.50000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080212798               MORTGAGORS:        FAYNGERSH, MICHAEL

                                                   FAYNGERSH, LARISA
                                            ADDRESS     :    19235 VINEYARD LANE
  MORTGAGE AMT:       310,500.00            CITY               SARATOGA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   95070
  UNPAID BALANCE:    310,500.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,118.16            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080212905               MORTGAGORS:        MOBLEY, ROBERT

                                                   MOBLEY, HEATHER
                                            ADDRESS     :    1822 DUNE POINT PLACE
  MORTGAGE AMT:       264,000.00            CITY               DISCOVERY B
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   94514
  UNPAID BALANCE:    263,799.120            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,823.38            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080212939               MORTGAGORS:        REDEKOPP, ROBERT

                                                   REDEKOPP, MARIA
                                            ADDRESS     :    5321 BUENA MESA COURT
  MORTGAGE AMT:       256,000.00            CITY               CAMARILLO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   93012
  UNPAID BALANCE:    256,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,834.02            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080212954               MORTGAGORS:        MOYER, BRYON

                                                   MOYER, CATHERINE
                                            ADDRESS     :    19907 FIG TREE COURT
  MORTGAGE AMT:       450,000.00            CITY               CUPERTINO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   95014
  UNPAID BALANCE:    450,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,262.81            ANNUAL RATE ADJUST:      0.000
  LTV :                 66.17647            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080213002               MORTGAGORS:        GIBSON, ALLAN
                                            ADDRESS     :    2855 PLAYER LANE
  MORTGAGE AMT:       299,900.00            CITY               TUSTIN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   92782
  UNPAID BALANCE:    299,900.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,122.68            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.98926            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080213051               MORTGAGORS:        MURGA, TONY

                                                   MURGA, LYNNETTE
                                            ADDRESS     :    22 VIA HACIENDA
  MORTGAGE AMT:       261,200.00            CITY               RANCHO SANT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   92688
  UNPAID BALANCE:    260,759.860            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,715.90            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.98527            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080213069               MORTGAGORS:        CARDONICK, SHELDON

                                                   CARDONICK, MARCIA
                                            ADDRESS     :    1135 RIVERVIEW LANE
  MORTGAGE AMT:       270,000.00            CITY               CONSHOHOCKE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               PA   19428
  UNPAID BALANCE:    269,577.470            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,841.88            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.40547            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080213101               MORTGAGORS:        BRUNS, MARK

                                                   BRUNS, KELLY
                                            ADDRESS     :    8851 SPRINGWOOD DR
  MORTGAGE AMT:       262,400.00            CITY               WOODBURY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               MN   55125
  UNPAID BALANCE:    262,179.550            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,723.78            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080213135               MORTGAGORS:        MORAN, HARRY

                                                   MORAN, MARIA
                                            ADDRESS     :    17272 CANDLEWOOD PARKWAY
  MORTGAGE AMT:       261,250.00            CITY               EDEN PRAIRI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MN   55347
  UNPAID BALANCE:    261,051.210            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,804.39            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080213143               MORTGAGORS:        STONER, JEFFREY
                                            ADDRESS     :    708 TALON PLACE
  MORTGAGE AMT:       250,200.00            CITY               LOUISVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               KY   40223
  UNPAID BALANCE:    249,818.070            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,728.07            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080213176               MORTGAGORS:        GRAYSON, J

                                                   GRAYSON, MADELINE
                                            ADDRESS     :    366 LAKEVIEW DRIVE
  MORTGAGE AMT:       250,000.00            CITY               SPRINGFIELD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               KY   40069
  UNPAID BALANCE:    249,804.970            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,705.45            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.78947            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080213200               MORTGAGORS:        LYLE, CYRUS

                                                   LYLE, MARIA
                                            ADDRESS     :    2717 W DONGES BAY ROAD
  MORTGAGE AMT:       290,500.00            CITY               MEQUON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               WI   53092
  UNPAID BALANCE:    290,155.340            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,099.76            ANNUAL RATE ADJUST:      0.000
  LTV :                 88.56707            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/24
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080214273               MORTGAGORS:        KOCH, DAVID
                                            ADDRESS     :    1662 BRIDLE PATH COURT
  MORTGAGE AMT:       305,000.00            CITY               LIVERMORE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   94550
  UNPAID BALANCE:    305,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,054.84            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.98720            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080214356               MORTGAGORS:        CONERTON, JAMES

                                                   CONERTON, RITA
                                            ADDRESS     :    355 WYNLAND TRACE
  MORTGAGE AMT:       307,800.00            CITY               ATLANTA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               GA   30350
  UNPAID BALANCE:    307,565.790            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,125.90            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.33668            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080214364               MORTGAGORS:        NGUYEN, TRI

                                                   TRAN, LE
                                            ADDRESS     :    3078 SEAFIELD CT
  MORTGAGE AMT:       319,500.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   95148
  UNPAID BALANCE:    319,500.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,098.89            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080214992               MORTGAGORS:        CHIOCCA, ENNIO

                                                   CHIOCCA, CHARLOTTE
                                            ADDRESS     :    CRYSTAL STREET EXTENSION
  MORTGAGE AMT:       334,800.00            CITY               WAKEFIELD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               MA   01880
  UNPAID BALANCE:    334,800.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,369.70            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.61950            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080216161               MORTGAGORS:        VALATKAS, ANTHONY

                                                   VALATKAS, LYNN
                                            ADDRESS     :    105 LOIRE COURT
  MORTGAGE AMT:       299,000.00            CITY               MARTINEZ
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        6.87500                               CA   94553
  UNPAID BALANCE:    299,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,964.22            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.97217            OUTSIDE CONV DATE:
  CURRENT INT           6.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080216260               MORTGAGORS:        ROQUEMORE, DAVID

                                                   ROQUEMORE, BRENDA
                                            ADDRESS     :    1373 NAPOLI STREET
  MORTGAGE AMT:       255,000.00            CITY               OCEANSIDE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92056
  UNPAID BALANCE:    255,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,761.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.98620            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080216294               MORTGAGORS:        GARDNER, DANIEL

                                                   GARDNER, DIANNE
                                            ADDRESS     :    13725 MAR SCENIC DRIVE
  MORTGAGE AMT:       500,000.00            CITY               DEL MAR
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.12500                               CA   92014
  UNPAID BALANCE:    500,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,712.49            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.42857            OUTSIDE CONV DATE:
  CURRENT INT           8.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080216302               MORTGAGORS:        CAWLEY, WARREN

                                                   CAWLEY, LYNN
                                            ADDRESS     :    5850 PASEO DE LA CUMBRE
  MORTGAGE AMT:       356,000.00            CITY               YORBA LINDA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   92887
  UNPAID BALANCE:    356,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,519.75            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080216310               MORTGAGORS:        BUTTERY, JAMES

                                                   BUTTERY, JENELE
                                            ADDRESS     :    323 INDIO DRIVE
  MORTGAGE AMT:       650,000.00            CITY               PISMO BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   93449
  UNPAID BALANCE:    650,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,544.89            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.86364            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080216336               MORTGAGORS:        SCHWARK, LANE

                                                   CHON, SANG
                                            ADDRESS     :    35 ARLINGTON AVE
  MORTGAGE AMT:       288,000.00            CITY               KENSINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94707
  UNPAID BALANCE:    288,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,964.67            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080216401               MORTGAGORS:        DANDRIDGE, WILLIAM
                                            ADDRESS     :    1680 LA CRESTA DRIVE
  MORTGAGE AMT:       235,000.00            CITY               PASADENA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   91103
  UNPAID BALANCE:    235,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,583.24            ANNUAL RATE ADJUST:      0.000
  LTV :                 63.51351            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080216435               MORTGAGORS:        CHEN, DOUGLAS

                                                   MURRAY, PATRICIA
                                            ADDRESS     :    26651 CALLE JUANITA
  MORTGAGE AMT:       299,700.00            CITY               DANA POINT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92624
  UNPAID BALANCE:    299,700.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,993.91            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080218050               MORTGAGORS:        MANNING, GREGORY

                                                   MANNING, TAMARAH
                                            ADDRESS     :    4668 MONTEFINO DRIVE
  MORTGAGE AMT:       430,000.00            CITY               CYPRESS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   90630
  UNPAID BALANCE:    430,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,006.63            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080218126               MORTGAGORS:        DUNKIN, JANICE

                                                   RIESS, KAREN
                                            ADDRESS     :    2476 BALFOUR COURT
  MORTGAGE AMT:       285,000.00            CITY               NAPA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   94558
  UNPAID BALANCE:    284,788.480            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,992.77            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080220783               MORTGAGORS:        KRALL, RONALD

                                                   KRALL, MARGARET
                                            ADDRESS     :    2417 MARTES
  MORTGAGE AMT:       330,000.00            CITY               LA VERNE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   91750
  UNPAID BALANCE:    330,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,279.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.43996            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080220924               MORTGAGORS:        JUMONVILLE, DAVID

                                                   JUMONVILLE, KAREN
                                            ADDRESS     :    2516 SEMANA
  MORTGAGE AMT:       460,000.00            CITY               LA VERNE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   91750
  UNPAID BALANCE:    460,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,177.11            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080221096               MORTGAGORS:        LEWIS, DAVID

                                                   LEWIS, KRISTIN
                                            ADDRESS     :    5560 FEATHER GRASS LANE
  MORTGAGE AMT:       314,000.00            CITY               YORBA LINDA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   92887
  UNPAID BALANCE:    314,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,222.47            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.14988            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080222474               MORTGAGORS:        ENOMOTO, MICHAEL

                                                   ENOMOTO, LAURIE
                                            ADDRESS     :    2209 WEST 169TH PLACE
  MORTGAGE AMT:       258,400.00            CITY               TORRANCE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   90504
  UNPAID BALANCE:    258,400.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,806.77            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  **** PAGE TOTALS         NUM OF LOANS:   2854                LOAN AMT:    933,800,084.35
                           P & I AMT:    6,382,365.99          UPB AMT:     932,211,550.79


  **** GRAND TOTALS        NUM OF LOANS:           2853        LOAN AMT:  933,800,084.35
  ****
                           P & I AMT:      6,382,365.99        UPB AMT:   932,211,550.79






  GE Capital Mortgages Services, Inc.               EXHIBIT C
                                                     POOL 2
  Issue Date:  June 1, 1999\
  P.O. Box 5260\
  Cherry Hill, N.J. 08034\
  (800) -257-7818\



                                             DELIVERY ID:     000499153A

  ---------------------------------------------------------------------------------------------------------------PAGE:
  --------------------------------------------------------------------------------
                                             
  LN # 0007695489               MORTGAGORS:        SHACKELFORD, STEPHEN

                                                   SHACKELFORD, MARY
                                            ADDRESS     :    1395 PEBBLE RIDGE DRIVE
  MORTGAGE AMT:       324,000.00            CITY               ROCHESTER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               MI   48307
  UNPAID BALANCE:    321,336.850            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,293.26            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.21000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           08/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0007699176               MORTGAGORS:        BOWMAN, JON

                                                   BOWMAN, MARION
                                            ADDRESS     :    8503 E OCEANVIEW DRIVE
  MORTGAGE AMT:       324,000.00            CITY               EMERALD ISLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NC   28594
  UNPAID BALANCE:    320,787.230            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,182.85            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0007726474               MORTGAGORS:        MARSH, GEORGE

                                                   MARSH, ARLENE
                                            ADDRESS     :    13529 E WETHERSFIELD RD
  MORTGAGE AMT:       280,000.00            CITY               SCOTTSDALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               AZ   85259
  UNPAID BALANCE:    277,755.320            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,910.10            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           09/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0007749328               MORTGAGORS:        OSBORNE, KATHARINE
                                            ADDRESS     :    24541 ARTEMIA AVENUE
  MORTGAGE AMT:       150,000.00            CITY               MISSION VIEJO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92691
  UNPAID BALANCE:    148,332.860            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,036.01            ANNUAL RATE ADJUST:      0.000
  LTV :                 44.51000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           10/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0007749401               MORTGAGORS:        PAPPAS, DINO

                                                   PAPPAS, CATHERINE
                                            ADDRESS     :    34 CHANDON
  MORTGAGE AMT:       159,000.00            CITY               LAGUNA NIGUEL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               CA   92677
  UNPAID BALANCE:    158,013.790            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,166.69            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.27272            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           10/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0007751308               MORTGAGORS:        PETRUCCI, JOSEPH
                                            ADDRESS     :    16 COLONY WAY
  MORTGAGE AMT:       212,000.00            CITY               ALISO VIEJO AREA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   92656
  UNPAID BALANCE:    210,618.070            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,518.79            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           10/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0007751613               MORTGAGORS:        WORLEY, TED

                                                   WORLEY, ROELINA
                                            ADDRESS     :    13722 UNIVERSITY STREET
  MORTGAGE AMT:       176,000.00            CITY               WESTMINSTER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   92683
  UNPAID BALANCE:    173,984.150            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,185.74            ANNUAL RATE ADJUST:      0.000
  LTV :                 60.48110            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           10/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0007752041               MORTGAGORS:        NICOLAIDES, MICHAEL

                                                   NICOLAIDES, JAMIE
                                            ADDRESS     :    23829 DAISETTA DRIVE
  MORTGAGE AMT:       120,000.00            CITY               NEWHALL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   91321
  UNPAID BALANCE:    119,236.950            OPTION TO CONVERT :      No
  MONTHLY P&I:            870.08            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.85600            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           10/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0007752082               MORTGAGORS:        NAWABI, NAVID

                                                   NAWABI, FAHIMA
                                            ADDRESS     :    25512 MAXIMUS STREET
  MORTGAGE AMT:       216,000.00            CITY               MISSION VIEJO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92691
  UNPAID BALANCE:    214,483.870            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,491.86            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           10/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0007752405               MORTGAGORS:        CHARKCHYAN, ARUTYUN

                                                   CHARKCHYAN, RUZAN
                                            ADDRESS     :    629 WEST DORAN STREET
  MORTGAGE AMT:       100,000.00            CITY               GLENDALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   91203
  UNPAID BALANCE:     98,277.080            OPTION TO CONVERT :      No
  MONTHLY P&I:            699.21            ANNUAL RATE ADJUST:      0.000
  LTV :                 46.51100            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           10/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0007752967               MORTGAGORS:        JEREBICZ, IMRE

                                                   JEREBICZ, MARTHA
                                            ADDRESS     :    532 NORTH ISABEL STREET
  MORTGAGE AMT:       115,000.00            CITY               GLENDALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   91206
  UNPAID BALANCE:    114,212.380            OPTION TO CONVERT :      No
  MONTHLY P&I:            804.10            ANNUAL RATE ADJUST:      0.000
  LTV :                 60.52600            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           10/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0007753346               MORTGAGORS:        WARREN, SHARON
                                            ADDRESS     :    25211 ERICSON WAY
  MORTGAGE AMT:       125,000.00            CITY               LAGUNA HILL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92653
  UNPAID BALANCE:    123,250.780            OPTION TO CONVERT :      No
  MONTHLY P&I:            863.34            ANNUAL RATE ADJUST:      0.000
  LTV :                 45.45400            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           10/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0007753635               MORTGAGORS:        PARK, JOHN

                                                   LEE, GOWAN
                                            ADDRESS     :    3451 GUIDO STREET
  MORTGAGE AMT:       215,600.00            CITY               OAKLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               CA   94602
  UNPAID BALANCE:    214,109.170            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,582.00            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           09/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0007764921               MORTGAGORS:        PURVIS, LEO

                                                   PURVIS, RUTH
                                            ADDRESS     :    24101 COLMAR LANE
  MORTGAGE AMT:       108,450.00            CITY               MURRIETA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   92562
  UNPAID BALANCE:    107,791.830            OPTION TO CONVERT :      No
  MONTHLY P&I:            758.30            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.97200            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           11/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0007765142               MORTGAGORS:        BAROT, HITESH
                                            ADDRESS     :    2600 ELLSWORTH STREET
  MORTGAGE AMT:       160,000.00            CITY               BERKELEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94704
  UNPAID BALANCE:    158,980.110            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,091.48            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.30600            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           11/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0007765159               MORTGAGORS:        GUZMAN, MIGUEL
                                            ADDRESS     :    335 WEST 5TH STREET
  MORTGAGE AMT:        90,900.00            CITY               LONG BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   90802
  UNPAID BALANCE:     90,291.610            OPTION TO CONVERT :      No
  MONTHLY P&I:            604.76            ANNUAL RATE ADJUST:      0.000
  LTV :                 53.47000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           11/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0007765589               MORTGAGORS:        LOUGHLIN, RICHARD

                                                   FALKNER, LUCIA
                                            ADDRESS     :    769 MOUNTAIN VIEW DRIVE
  MORTGAGE AMT:       117,000.00            CITY               SWALL MEADOWS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   93514
  UNPAID BALANCE:    116,254.170            OPTION TO CONVERT :      No
  MONTHLY P&I:            798.15            ANNUAL RATE ADJUST:      0.000
  LTV :                 53.91700            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           11/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0007788730               MORTGAGORS:        DOWNEY, BRIAN

                                                   DOWNEY, KIMBERLY
                                            ADDRESS     :    17021 LA COLLETTE PLACE
  MORTGAGE AMT:       223,200.00            CITY               YORBA LINDA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92886
  UNPAID BALANCE:    221,881.510            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,484.96            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           12/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0007789423               MORTGAGORS:        MERRIOTT, SHERI

                                                   MERRIOTT, JAMES
                                            ADDRESS     :    453 MCCAMISH AVENUE
  MORTGAGE AMT:       222,500.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   95123-4539
  UNPAID BALANCE:    221,493.580            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,555.76            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.46100            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           01/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0007795040               MORTGAGORS:        MIDDLEBROOK, MARK

                                                   MIDDLEBROOK, DORI
                                            ADDRESS     :    3411 CAMINO ALEGRE
  MORTGAGE AMT:       288,314.96            CITY               CARLSBAD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92009
  UNPAID BALANCE:    286,811.080            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,018.76            ANNUAL RATE ADJUST:      0.000
  LTV :                 88.51647            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           08/01/27
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0007803059               MORTGAGORS:        LANE, CORNELIUS

                                                   LANE, SUSAN
                                            ADDRESS     :    11370 LONE STAR ROAD
  MORTGAGE AMT:       600,000.00            CITY               AUBURN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   95602
  UNPAID BALANCE:    597,073.780            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,195.29            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.72700            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           01/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0007803091               MORTGAGORS:        ESQUIVEL, LOUIS

                                                   VALENZUELA ESQUIVEL, BLANCA
                                            ADDRESS     :    4810 TUSCANY CIRCLE
  MORTGAGE AMT:       411,000.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   95135
  UNPAID BALANCE:    409,094.490            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,838.68            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.90500            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           01/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0007813637               MORTGAGORS:        RENDON, BRIAN

                                                   RENDON, JILL
                                            ADDRESS     :    214 EAST LAYNE DRIVE
  MORTGAGE AMT:       156,750.00            CITY               MIDVALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               UT   84047
  UNPAID BALANCE:    155,099.870            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,122.98            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0007813983               MORTGAGORS:        CASTANEDA, RALPH

                                                   CASTANEDA, MARY JANE
                                            ADDRESS     :    3080 WEST COUNTY ROAD 66
  MORTGAGE AMT:       235,500.00            CITY               FORT COLLINS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CO   80524
  UNPAID BALANCE:    234,985.380            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,666.86            ANNUAL RATE ADJUST:      0.000
  LTV :                 73.82400            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0007814411               MORTGAGORS:        KING, CLARENCE
                                            ADDRESS     :    219 SPOTSWOOD ROAD
  MORTGAGE AMT:        71,500.00            CITY               LOCUST GROVE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               VA   22508
  UNPAID BALANCE:     69,731.030            OPTION TO CONVERT :      No
  MONTHLY P&I:            493.83            ANNUAL RATE ADJUST:      0.000
  LTV :                 67.45200            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0007814692               MORTGAGORS:        PLICK, MARGIT
                                            ADDRESS     :    133 BRADLEY STREET
  MORTGAGE AMT:        43,500.00            CITY               COLORADO SPRINGS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CO   00080-9111
  UNPAID BALANCE:     43,402.540            OPTION TO CONVERT :      No
  MONTHLY P&I:            304.16            ANNUAL RATE ADJUST:      0.000
  LTV :                 47.28200            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031009806               MORTGAGORS:        ARINAGA, CLIFFORD

                                                   ARINAGA, ESTHER
                                            ADDRESS     :    5543 POOLA DRIVE
  MORTGAGE AMT:       425,000.00            CITY               HONOLULU
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               HI   96821
  UNPAID BALANCE:    425,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,935.37            ANNUAL RATE ADJUST:      0.000
  LTV :                 62.96200            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031545197               MORTGAGORS:        VYFHUIS, VICTOR

                                                   VYFHUIS, DOLORES
                                            ADDRESS     :    10001 ENFORD COURT
  MORTGAGE AMT:       343,900.00            CITY               LANHAM-SEABROOK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               MD   20706
  UNPAID BALANCE:    343,618.100            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,287.98            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031706534               MORTGAGORS:        TOBEY, STEVEN

                                                   TOBEY, SHERI
                                            ADDRESS     :    1410 PORT DRIVE
  MORTGAGE AMT:       119,000.00            CITY               OXNARD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   93035
  UNPAID BALANCE:    118,068.980            OPTION TO CONVERT :      No
  MONTHLY P&I:            821.91            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           09/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031724990               MORTGAGORS:        MCINTIRE, EDWARD

                                                   MCINTIRE, PATRICIA
                                            ADDRESS     :    2375 SANTANA WAY
  MORTGAGE AMT:       161,000.00            CITY               CORONA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   91719
  UNPAID BALANCE:    159,858.730            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,167.36            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.40384            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           09/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0031750995               MORTGAGORS:        WETZEL, SCOTT

                                                   PREMO, TAMERA
                                            ADDRESS     :    11303 TRAILSIDE WAY
  MORTGAGE AMT:       184,000.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   92127
  UNPAID BALANCE:    182,595.440            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,286.55            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           09/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0031796519               MORTGAGORS:        VAN ETTEN, THOMAS

                                                   VAN ETTEN, LEE
                                            ADDRESS     :    10021 PRESTWICH TERRACE
  MORTGAGE AMT:       302,300.00            CITY               IJAMSVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MD   21754
  UNPAID BALANCE:    301,588.280            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,062.21            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99800            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031810385               MORTGAGORS:        FERRARE, ROBERT

                                                   FERRARE, DARLENE
                                            ADDRESS     :    9 SYLVAN COURT
  MORTGAGE AMT:       350,000.00            CITY               MAHWAH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NJ   07430
  UNPAID BALANCE:    350,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,358.02            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.01400            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031817240               MORTGAGORS:        HARRIS, GREGORY

                                                   HARRIS, DIANN
                                            ADDRESS     :    2009 CENTRAL AVENUE, UNIT
  MORTGAGE AMT:       287,200.00            CITY               OCEAN CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               NJ   08226
  UNPAID BALANCE:    286,975.960            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,959.21            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031843998               MORTGAGORS:        SALINAS, SALOMON

                                                   SALINAS, KAREN
                                            ADDRESS     :    5105 BRADY COURT
  MORTGAGE AMT:       326,350.00            CITY               ELLICOTT CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               MD   21043
  UNPAID BALANCE:    325,813.440            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,171.21            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99400            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031846504               MORTGAGORS:        TELLEZ, EDWARD
                                                   TELLEZ, KATHERINE

                                                   TELLEZ, KATHRYN
                                            ADDRESS     :    2441 E DIAMOND AVE,
  MORTGAGE AMT:        99,750.00            CITY               MESA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               AZ   85204
  UNPAID BALANCE:     99,520.890            OPTION TO CONVERT :      No
  MONTHLY P&I:            688.95            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031866395               MORTGAGORS:        KOMM, BARRY
                                                   KOMM, PAMELA

                                                   KOMM, PAMELA
                                            ADDRESS     :    1122 CYMRY DRIVE
  MORTGAGE AMT:       290,400.00            CITY               BERWYN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               PA   19312
  UNPAID BALANCE:    290,400.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,981.04            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031874555               MORTGAGORS:        PANDICH, SUSANNE

                                                   PANDICH, RICHARD
                                            ADDRESS     :    579 GRANT ROAD
  MORTGAGE AMT:       450,000.00            CITY               NORTH SALEM
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               NY   10560
  UNPAID BALANCE:    449,260.130            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,993.86            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.76700            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031882608               MORTGAGORS:        BOYLAND, CHRISTOPHER
                                                   BOYLAND, KELLY
                                                   BOYLAND, KELLY
                                            ADDRESS     :    18412 BILLEK COURT
  MORTGAGE AMT:       312,200.00            CITY               POOLESVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MD   20837
  UNPAID BALANCE:    311,446.560            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,103.35            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031899610               MORTGAGORS:        CRONIN, WILLIAM

                                                   CRONIN, MAUREEN
                                            ADDRESS     :    239 HARDENBURGH ROAD
  MORTGAGE AMT:       260,200.00            CITY               PINE BUSH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               NY   12566
  UNPAID BALANCE:    259,792.820            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,775.02            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.61800            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031906134               MORTGAGORS:        HARGROVE, THOMAS

                                                   HARGROVE, DOROTHY
                                            ADDRESS     :    11225 PADDY HOLLOW LANE
  MORTGAGE AMT:       256,500.00            CITY               RALEIGH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               NC   27614
  UNPAID BALANCE:    255,896.060            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,749.79            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.92100            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031915143               MORTGAGORS:        BOYD, ROBERT

                                                   BOYD, JENNIFER
                                            ADDRESS     :    922 YOUNGSFORD ROAD
  MORTGAGE AMT:       259,300.00            CITY               GLADWYNE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               PA   19035
  UNPAID BALANCE:    258,932.790            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,857.66            ANNUAL RATE ADJUST:      0.000
  LTV :                 86.43300            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031938418               MORTGAGORS:        CARNEY, JAMES

                                                   CARNEY, COLLEEN
                                            ADDRESS     :    3830 MALLARD DR
  MORTGAGE AMT:       246,000.00            CITY               HIGHLANDS RANCH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CO   80126
  UNPAID BALANCE:    245,448.860            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,720.07            ANNUAL RATE ADJUST:      0.000
  LTV :                 83.67300            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031943079               MORTGAGORS:        KOSSACK, THERESA
                                            ADDRESS     :    3552 PINNACLE BAY POINTE
  MORTGAGE AMT:       297,000.00            CITY               LITTLE ELM
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               TX   75068
  UNPAID BALANCE:    296,568.710            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,102.15            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031958531               MORTGAGORS:        REISMAN, ERIC

                                                   PENDERGHAST, TRICIA
                                            ADDRESS     :    346 OSWEGO COURT
  MORTGAGE AMT:       314,850.00            CITY               WEST NEW YORK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NJ   07093
  UNPAID BALANCE:    314,344.930            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,121.21            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.80900            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031959315               MORTGAGORS:        ROMANO, SALVATORE
                                            ADDRESS     :    12 KATHERINE DRIVE
  MORTGAGE AMT:       258,000.00            CITY               WARREN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               NJ   07060
  UNPAID BALANCE:    256,886.950            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,803.98            ANNUAL RATE ADJUST:      0.000
  LTV :                 60.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031960446               MORTGAGORS:        ROSENBACH, MURRAY

                                                   ROSENBACH, LISA
                                            ADDRESS     :    1260 ALLENTON DRIVE
  MORTGAGE AMT:       292,000.00            CITY               VIRGINIA BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               VA   23454
  UNPAID BALANCE:    291,295.300            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,967.26            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031969017               MORTGAGORS:        BIEDERMANN, JONATHAN

                                                   BIEDERMANN, SUSAN
                                            ADDRESS     :    928 RED COAT FARM
  MORTGAGE AMT:       205,550.00            CITY               CHALFONT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               PA   18914
  UNPAID BALANCE:    205,266.150            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,490.38            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99610            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031975519               MORTGAGORS:        KOLBE-HUNTER, SHANNAN
                                            ADDRESS     :    7 LANDMARK DRIVE
  MORTGAGE AMT:       312,800.00            CITY               BRIDGEWATER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CT   06752
  UNPAID BALANCE:    312,045.080            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,107.40            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031991235               MORTGAGORS:        BEESON, CLIFFORD

                                                   BEESON, JULIE
                                            ADDRESS     :    21 FOUNDERS WAY
  MORTGAGE AMT:       356,000.00            CITY               UPPER UWCHLAN TOWNSH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               PA   19335
  UNPAID BALANCE:    355,469.950            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,489.20            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031993090               MORTGAGORS:        DOLE, CINDY

                                                   CHOTKOWSKI, MICHAEL
                                            ADDRESS     :    614 ARCADIA TERRACE #304
  MORTGAGE AMT:       208,000.00            CITY               SUNNYVALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94086
  UNPAID BALANCE:    207,345.050            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,418.93            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031993280               MORTGAGORS:        KRASNOW, KENNETH

                                                   KRASNOW, JOYCE
                                            ADDRESS     :    12 DOGWOOD ROAD
  MORTGAGE AMT:       249,000.00            CITY               BEDFORD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               NY   10506
  UNPAID BALANCE:    248,795.900            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,656.60            ANNUAL RATE ADJUST:      0.000
  LTV :                 63.03700            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031996655               MORTGAGORS:        MCDERMOTT, CHRISTINE
                                            ADDRESS     :    125 AVENUE OF TWO RIVERS
  MORTGAGE AMT:       335,200.00            CITY               RUMSON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               NJ   07760
  UNPAID BALANCE:    335,200.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,372.52            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031997935               MORTGAGORS:        STEINMAN, SUSAN

                                                   STEINMAN, ANDREW
                                            ADDRESS     :    190 N. UNION STREET
  MORTGAGE AMT:       260,000.00            CITY               LAMBERTVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               NJ   08530
  UNPAID BALANCE:    259,800.800            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,817.96            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0031998255               MORTGAGORS:        PETTIT, THOMAS

                                                   PETTIT, VALERIE
                                            ADDRESS     :    17 CROWNE POND LANE
  MORTGAGE AMT:       350,000.00            CITY               WILTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CT   06897
  UNPAID BALANCE:    350,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,507.45            ANNUAL RATE ADJUST:      0.000
  LTV :                 53.08800            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032003188               MORTGAGORS:        FLOYD, CHARLES
                                                   FLOYD, LINDA

                                                   FLOYD, LINDA
                                            ADDRESS     :    2 FORDHAM COURT
  MORTGAGE AMT:       304,500.00            CITY               MILLERSVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               MD   21108
  UNPAID BALANCE:    304,250.400            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,025.85            ANNUAL RATE ADJUST:      0.000
  LTV :                 85.29400            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032022196               MORTGAGORS:        WOZNEY, CONRAD

                                                   WOZNEY, KENDRA
                                            ADDRESS     :    322 EAST AVENIDA CORDOBA
  MORTGAGE AMT:       317,000.00            CITY               SAN CLEMENTE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   92672
  UNPAID BALANCE:    315,728.200            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,162.50            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.04500            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032038283               MORTGAGORS:        LEE, KELVIN

                                                   CARLSON, LOUISE
                                            ADDRESS     :    9401 SW 69 COURT
  MORTGAGE AMT:       268,000.00            CITY               MIAMI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               FL   33156
  UNPAID BALANCE:    267,570.090            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,805.57            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032049447               MORTGAGORS:        DALTON, JOHN
                                            ADDRESS     :    1492 NORTHERN NECK DRIVE
  MORTGAGE AMT:       281,350.00            CITY               VIENNA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               VA   22182
  UNPAID BALANCE:    280,784.650            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,895.51            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99700            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032050171               MORTGAGORS:        STAPLES, JAMES
                                            ADDRESS     :    635 WEST SURF
  MORTGAGE AMT:       440,000.00            CITY               CHICAGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               IL   60657
  UNPAID BALANCE:    439,656.750            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,001.58            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032050478               MORTGAGORS:        TROESE, STEPHEN

                                                   TROESE, NANCY
                                            ADDRESS     :    12 FAQUIER COURT
  MORTGAGE AMT:       336,000.00            CITY               EDGEWATER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               MD   21037
  UNPAID BALANCE:    335,487.090            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,320.67            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032050601               MORTGAGORS:        MUTH, THOMAS

                                                   MUTH, DEANNA
                                            ADDRESS     :    541 ORIOLE LANE
  MORTGAGE AMT:       341,500.00            CITY               VILLANOVA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               PA   19085
  UNPAID BALANCE:    341,246.560            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,387.82            ANNUAL RATE ADJUST:      0.000
  LTV :                 42.42200            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032050643               MORTGAGORS:        KANEWSKE, JOHN
                                            ADDRESS     :    4905 NASHWOOD LANE
  MORTGAGE AMT:       276,950.00            CITY               DALLAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               TX   75244
  UNPAID BALANCE:    276,451.020            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,865.87            ANNUAL RATE ADJUST:      0.000
  LTV :                 67.22000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032050726               MORTGAGORS:        TAYLOR, KAREN

                                                   TAYLOR, JOSEPH
                                            ADDRESS     :    6 BIRNAM WOOD ROAD
  MORTGAGE AMT:       340,000.00            CITY               BETHEL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CT   06801
  UNPAID BALANCE:    338,729.950            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,687.28            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.27200            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/19
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032051385               MORTGAGORS:        KUTZKE, THOMAS

                                                   KUTZKE, THERESA
                                            ADDRESS     :    1259 CREEKSIDE LANE
  MORTGAGE AMT:       312,000.00            CITY               GRAFTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               WI   53024
  UNPAID BALANCE:    311,283.380            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,154.91            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032051435               MORTGAGORS:        POLASKO, KENNETH

                                                   LAPAT-POLASKO, LAURIE
                                            ADDRESS     :    12090 E.COLUMBINE DRIVE
  MORTGAGE AMT:       433,000.00            CITY               SCOTTSDALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               AZ   85259
  UNPAID BALANCE:    431,980.530            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,953.82            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.80700            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032051484               MORTGAGORS:        KRIDSADA, WIROJ

                                                   KRIDSADA, THONGPOON
                                            ADDRESS     :    711 SOUTH PHILIP STREET
  MORTGAGE AMT:       185,000.00            CITY               PHILADELPHIA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               PA   19147
  UNPAID BALANCE:    184,484.190            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,293.55            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.81100            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032053035               MORTGAGORS:        WILLIAMS, RONALD

                                                   WILLIAMS, JEANNINE
                                            ADDRESS     :    1091 WHATLEYS MILL LANE
  MORTGAGE AMT:       500,000.00            CITY               GREENSBORO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               GA   30642
  UNPAID BALANCE:    499,217.530            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,410.89            ANNUAL RATE ADJUST:      0.000
  LTV :                 50.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032053050               MORTGAGORS:        WATTS, WALTER

                                                   WATTS, LAURIE
                                            ADDRESS     :    18 POTTERS LANE
  MORTGAGE AMT:       282,500.00            CITY               GLOCESTER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               RI   02814
  UNPAID BALANCE:    282,048.910            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,990.47            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.68200            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032053506               MORTGAGORS:        HALLOCK, JANE
                                                   AGOSTINELLI-HOLLOCK, JANE
                                            ADDRESS     :    5 BIDDLE WOOD LANE
  MORTGAGE AMT:       547,500.00            CITY               WYNDMOOR
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               PA   19038
  UNPAID BALANCE:    546,684.820            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,828.20            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032053696               MORTGAGORS:        STEELE, MARK
                                                   STEELE, DONNA

                                                   STEELE, DONNA
                                            ADDRESS     :    120 GREENVIEW DRIVE
  MORTGAGE AMT:       297,000.00            CITY               INDIANA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               PA   15701
  UNPAID BALANCE:    296,535.220            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,026.07            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032053936               MORTGAGORS:        KHADRA, ISSAM
                                            ADDRESS     :    1924 SOUTH NEWTON AVENUE
  MORTGAGE AMT:       320,000.00            CITY               PARK RIDGE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               IL   60068
  UNPAID BALANCE:    319,750.360            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,182.96            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032054025               MORTGAGORS:        DESOUSA, DAVID

                                                   DESOUSA, ELAINE
                                            ADDRESS     :    191 OCEAN ROAD
  MORTGAGE AMT:       365,600.00            CITY               NARRAGANSETT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               RI   02882
  UNPAID BALANCE:    365,314.790            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,494.04            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032054041               MORTGAGORS:        MARTIN, PATRICIA

                                                   MARTIN, KEVIN
                                            ADDRESS     :    7257 NORTH PENNSYLVANIA S
  MORTGAGE AMT:       536,000.00            CITY               IDIANAPOLIS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               IN   46240
  UNPAID BALANCE:    535,581.860            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,656.47            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032055105               MORTGAGORS:        EISENMAN, JESSE

                                                   EISENMAN, BETH
                                            ADDRESS     :    5513 HIGH FLYER ROAD N
  MORTGAGE AMT:       348,000.00            CITY               PALM BEACH GARDENS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               FL   33418
  UNPAID BALANCE:    347,180.660            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,373.97            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032055576               MORTGAGORS:        MC CANN, WILLIAM

                                                   MC CANN, STACEY
                                            ADDRESS     :    30 PROSPECT PLACE
  MORTGAGE AMT:       268,000.00            CITY               HILLSDALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               NJ   07642
  UNPAID BALANCE:    267,580.600            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,828.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 86.45100            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032055733               MORTGAGORS:        BUTLER, DIANE
                                            ADDRESS     :    1220 EVERETTE PLACE
  MORTGAGE AMT:        75,000.00            CITY               HENDERSONVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NC   28791
  UNPAID BALANCE:     74,879.690            OPTION TO CONVERT :      No
  MONTHLY P&I:            505.29            ANNUAL RATE ADJUST:      0.000
  LTV :                 47.52800            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032055873               MORTGAGORS:        SHAPIRO, ADAM

                                                   SHAPIRO, JENNIFER
                                            ADDRESS     :    7 KNIGHTS HILL ROAD
  MORTGAGE AMT:       283,000.00            CITY               FALMOUTH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               ME   04105
  UNPAID BALANCE:    282,778.430            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,930.56            ANNUAL RATE ADJUST:      0.000
  LTV :                 63.16900            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032057424               MORTGAGORS:        THOMPSON, MONICA

                                                   LORD, CRISTOFER
                                            ADDRESS     :    2305 N. COMMONWEALTH #2N
  MORTGAGE AMT:       496,000.00            CITY               CHICAGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               IL   60614
  UNPAID BALANCE:    495,603.350            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,341.65            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032058265               MORTGAGORS:        SIEGLE, WILLIAM

                                                   SIEGLE, JUDY
                                            ADDRESS     :    3912 ASBURY AVENUE
  MORTGAGE AMT:       255,000.00            CITY               OCEAN CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NJ   08226
  UNPAID BALANCE:    253,876.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,717.99            ANNUAL RATE ADJUST:      0.000
  LTV :                 86.44000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032058653               MORTGAGORS:        BERG, FRANKLIN

                                                   BERG, STEPHANIE
                                            ADDRESS     :    8248 17TH AVENUE NORTHEAS
  MORTGAGE AMT:       256,500.00            CITY               SEATTLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               WA   98115
  UNPAID BALANCE:    256,088.540            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,728.09            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032058687               MORTGAGORS:        DJIMAS, ZACHARY
                                            ADDRESS     :    9 BREEZY KNOLL
  MORTGAGE AMT:       342,000.00            CITY               WESTPORT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CT   06880
  UNPAID BALANCE:    341,464.790            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,333.05            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032058745               MORTGAGORS:        SMITH, MELVILLE

                                                   SMITH, LISA
                                            ADDRESS     :    1034 N MARION
  MORTGAGE AMT:       303,500.00            CITY               OAK PARK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               IL   60302
  UNPAID BALANCE:    303,500.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,174.32            ANNUAL RATE ADJUST:      0.000
  LTV :                 66.19400            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032058976               MORTGAGORS:        SOKOLOVICH, PETE

                                                   SOKOLOVICH, KARLA
                                            ADDRESS     :    1542 WEST SALTSAGE DRIVE
  MORTGAGE AMT:       364,600.00            CITY               PHOENIX
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               AZ   85044
  UNPAID BALANCE:    364,015.130            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,456.38            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99100            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032059347               MORTGAGORS:        PETRUCCI, LORENZO

                                                   PETRUCCI, PIETRINA
                                            ADDRESS     :    92 GREEN ISLAND ROAD
  MORTGAGE AMT:       371,500.00            CITY               TOMS RIVER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               NJ   08753
  UNPAID BALANCE:    371,217.320            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,565.86            ANNUAL RATE ADJUST:      0.000
  LTV :                 58.96800            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032059420               MORTGAGORS:        DUNNE, DAVID

                                                   DUNNE, MICHELE
                                            ADDRESS     :    1 MILLBANK ROAD
  MORTGAGE AMT:       310,250.00            CITY               MOUNT LAUREL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               NJ   08054
  UNPAID BALANCE:    309,764.470            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,116.46            ANNUAL RATE ADJUST:      0.000
  LTV :                 85.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032060055               MORTGAGORS:        GAETA, FRANK

                                                   GAETA, LORRAINE
                                            ADDRESS     :    113 COUNTRYVIEW DRIVE
  MORTGAGE AMT:       338,800.00            CITY               FREEHOLD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               NJ   07728
  UNPAID BALANCE:    338,282.810            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,340.01            ANNUAL RATE ADJUST:      0.000
  LTV :                 61.60000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032060188               MORTGAGORS:        MCCARTHY, ROBERT

                                                   MCCARTHY, MARCELLA
                                            ADDRESS     :    15811 STORNOWAY
  MORTGAGE AMT:       440,000.00            CITY               SPRING
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               TX   77379
  UNPAID BALANCE:    439,648.140            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,964.36            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.87600            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032060246               MORTGAGORS:        NOTEWARE, DAVID

                                                   NOTEWARE, ELLEN
                                            ADDRESS     :    422 PENN VALLEY ROAD
  MORTGAGE AMT:       422,400.00            CITY               PENN VALLEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               PA   19072
  UNPAID BALANCE:    422,400.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,810.24            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032061012               MORTGAGORS:        PADGETT, RICHARD

                                                   TILLMAN, LINDA
                                            ADDRESS     :    82 HARRISON AVE.
  MORTGAGE AMT:       300,000.00            CITY               HIGHLAND  PARK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               NJ   08904
  UNPAID BALANCE:    299,771.720            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,072.03            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.71900            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032061178               MORTGAGORS:        FISHMAN, LEONARD

                                                   SCHNUR, SUSAN
                                            ADDRESS     :    99 WEST PROSPECT STREET
  MORTGAGE AMT:       350,000.00            CITY               HOPEWELL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               NJ   08525
  UNPAID BALANCE:    349,726.960            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,387.62            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.77700            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032061251               MORTGAGORS:        KERSCHNER, LESTER

                                                   KERSCHNER, LYNN
                                            ADDRESS     :    38 CEDAR DRIVE
  MORTGAGE AMT:       396,000.00            CITY               TUXEDO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               NY   10987
  UNPAID BALANCE:    395,698.670            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,735.08            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.22600            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032061301               MORTGAGORS:        JACKSON, NORMAN

                                                   JACKSON, KATHY
                                            ADDRESS     :    232 AMERICAN DRIVE
  MORTGAGE AMT:       325,000.00            CITY               RICHBORO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               PA   18954
  UNPAID BALANCE:    324,740.100            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,189.59            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.04100            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032061418               MORTGAGORS:        LINZA, JOSEPH

                                                   LINZA, ELLEN
                                            ADDRESS     :    47090 SOUTHAMPTON COURT
  MORTGAGE AMT:       280,000.00            CITY               STERLING
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               VA   20165
  UNPAID BALANCE:    279,539.620            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,862.85            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032061426               MORTGAGORS:        SIMONELLI, MARIE
                                                   BENNE, ELIZABETH

                                                   BENNE, ELIZABETH
                                            ADDRESS     :    5 ALAN DRIVE
  MORTGAGE AMT:       315,000.00            CITY               FAIRFIELD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               NJ   07004
  UNPAID BALANCE:    315,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,148.86            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.90300            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032061483               MORTGAGORS:        WILLIAMS, RAY
                                            ADDRESS     :    12824 CHITTAMWOOD TRAIL
  MORTGAGE AMT:       139,350.00            CITY               FORT WORTH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               TX   76040
  UNPAID BALANCE:    139,131.920            OPTION TO CONVERT :      No
  MONTHLY P&I:            950.62            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.97300            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032061616               MORTGAGORS:        CROSKELL, ANCIL

                                                   MASTERSON, KAREN
                                            ADDRESS     :    5040 LEE HILL DRIVE
  MORTGAGE AMT:       378,900.00            CITY               BOULDER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CO   80302
  UNPAID BALANCE:    378,292.200            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,552.72            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.89000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032063281               MORTGAGORS:        WELCHER, JUDSON

                                                   TAGGART, JENNIFER
                                            ADDRESS     :    3531 SPEARING AVENUE
  MORTGAGE AMT:       372,000.00            CITY               SAN PEDRO AREA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   90732
  UNPAID BALANCE:    371,702.520            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,506.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0032074833               MORTGAGORS:        KNIGHT, MARY LOU
                                            ADDRESS     :    3091 HOLLOW ROAD
  MORTGAGE AMT:       260,000.00            CITY               MELVERN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.25000                               PA   19355
  UNPAID BALANCE:    259,834.200            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,953.30            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.28500            OUTSIDE CONV DATE:
  CURRENT INT           8.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
  --------------------------------------------------------------------------------

  LN # 0032086720               MORTGAGORS:        BREWER, CHARLES

                                                   BREWER, ROSELLEN
                                            ADDRESS     :    2854 RANSFORD AVENUE
  MORTGAGE AMT:       280,000.00            CITY               PACIFIC GROVE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   93950
  UNPAID BALANCE:    279,550.850            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,886.41            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.72700            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
  --------------------------------------------------------------------------------

  LN # 0070612585               MORTGAGORS:        SCHOON, IRENE
                                            ADDRESS     :    9000 AMESTOY AVENUE
  MORTGAGE AMT:       278,400.00            CITY               NORTHRIDGE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   91325
  UNPAID BALANCE:    277,544.800            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,922.84            ANNUAL RATE ADJUST:      0.000
  LTV :                 46.40000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070673587               MORTGAGORS:        HOFFMAN, JOSEPH

                                                   HOFFMAN, LINDA
                                            ADDRESS     :    5819 WAVERLY AVENUE
  MORTGAGE AMT:       480,000.00            CITY               LA JOLLA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   92037
  UNPAID BALANCE:    478,488.570            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,274.45            ANNUAL RATE ADJUST:      0.000
  LTV :                 76.80000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070769997               MORTGAGORS:        DRUCKMAN, JAMES

                                                   DRUCKMAN, NANCY
                                            ADDRESS     :    1105 PARK AVENUE
  MORTGAGE AMT:       485,000.00            CITY               NEW YORK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               NY   10128
  UNPAID BALANCE:    485,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,308.55            ANNUAL RATE ADJUST:      0.000
  LTV :                 23.09524            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070772827               MORTGAGORS:        BALLARINI, STELLA
                                                   BALLARINI, GIANLUCA

                                                   BALLARINI, GIANLUCA
                                            ADDRESS     :    221 WEST 82ND STREET
  MORTGAGE AMT:       157,500.00            CITY               NEW YORK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               NY   10024
  UNPAID BALANCE:    157,500.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,087.81            ANNUAL RATE ADJUST:      0.000
  LTV :                 63.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070774690               MORTGAGORS:        BURKE, C

                                                   BURKE, KATHLEEN
                                            ADDRESS     :    718 REDWOOD AVENUE
  MORTGAGE AMT:       278,000.00            CITY               EL SEGUNDO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   90245
  UNPAID BALANCE:    277,777.690            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,872.94            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.13333            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070815907               MORTGAGORS:        KESSLER, JOHN

                                                   KESSLER, ROBIN
                                            ADDRESS     :    1216 FAIRFIELD ESTATES LA
  MORTGAGE AMT:       365,500.00            CITY               CROWNSVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               MD   21032
  UNPAID BALANCE:    364,092.630            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,833.72            ANNUAL RATE ADJUST:      0.000
  LTV :                 85.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/19
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:105
  --------------------------------------------------------------------------------

  LN # 0070816996               MORTGAGORS:        ROZENFELD, MICHAEL

                                                   ROZENFELD, ELIZABETH
                                            ADDRESS     :    12872 ABRA DRIVE
  MORTGAGE AMT:       240,000.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   92128
  UNPAID BALANCE:    239,808.080            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,616.92            ANNUAL RATE ADJUST:      0.000
  LTV :                 59.25926            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070846167               MORTGAGORS:        TEITLER, WILLIAM

                                                   DOYNE, NANCY
                                            ADDRESS     :    333 CENTRAL PARK WEST
  MORTGAGE AMT:       600,000.00            CITY               NEW YORK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               NY   10023
  UNPAID BALANCE:    600,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,042.31            ANNUAL RATE ADJUST:      0.000
  LTV :                 63.82979            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:103
  --------------------------------------------------------------------------------

  LN # 0070852421               MORTGAGORS:        ROTH, RICHARD
                                            ADDRESS     :    97 SYCAMORE AVENUE
  MORTGAGE AMT:       310,000.00            CITY               MILL VALLEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   94941
  UNPAID BALANCE:    309,624.830            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,215.80            ANNUAL RATE ADJUST:      0.000
  LTV :                 36.90476            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/24
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:114
  --------------------------------------------------------------------------------

  LN # 0070864103               MORTGAGORS:        BOHNHOFF, VICKI
                                                   BOHNHOFF, OLIVIA
                                                   BOHNOFF, OLIVIA
                                                   BOHNHOFF, WILLIAM
                                            ADDRESS     :    159 MADISON AVENUE
  MORTGAGE AMT:       200,000.00            CITY               NEW YORK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               NY   10016
  UNPAID BALANCE:    200,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,467.53            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070867023               MORTGAGORS:        MAXWELL, BRUCE
                                                   MAXWELL, CHERYL

                                                   MAXWELL, CHERYL
                                            ADDRESS     :    7255 N MERCER WAY
  MORTGAGE AMT:       825,000.00            CITY               MERCER ISLA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               WA   98040
  UNPAID BALANCE:    825,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          5,698.07            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:103
  --------------------------------------------------------------------------------

  LN # 0070868773               MORTGAGORS:        HURLEY, DIANNE

                                                   ROCK, PIERGIACOM
                                            ADDRESS     :    17 EAST 97TH STREET #2B
  MORTGAGE AMT:       536,000.00            CITY               NE WYORK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               NY   10029
  UNPAID BALANCE:    536,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,566.02            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0070896220               MORTGAGORS:        BIGELOW, ALEX

                                                   BIGELOW, DONNA
                                            ADDRESS     :    189 THORNTON DRIVE
  MORTGAGE AMT:       424,000.00            CITY               WEST PALM B
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               FL   33418
  UNPAID BALANCE:    424,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,964.67            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070896519               MORTGAGORS:        CARPENTER, KATHY
                                            ADDRESS     :    1140 N COLUMBIAN
  MORTGAGE AMT:       431,900.00            CITY               OAK PARK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               IL   60302
  UNPAID BALANCE:    431,900.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,019.91            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.99792            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070899059               MORTGAGORS:        KIMEL, FREDA
                                            ADDRESS     :    100 HARBOR DRIVE
  MORTGAGE AMT:       332,000.00            CITY               SAN DIEGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               CA   92101
  UNPAID BALANCE:    332,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,436.10            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070903711               MORTGAGORS:        MOSES, SANDRA
                                            ADDRESS     :    9310 SOUTH LOWE AVENUE
  MORTGAGE AMT:        83,600.00            CITY               CHICAGO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               IL   60620
  UNPAID BALANCE:     83,600.000            OPTION TO CONVERT :      No
  MONTHLY P&I:            577.40            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070911441               MORTGAGORS:        FORD, WILLIAM

                                                   BROWN, LINDA
                                            ADDRESS     :    39 FAIRMONT ROAD
  MORTGAGE AMT:       265,500.00            CITY               GOLDENS BRI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               NY   10526
  UNPAID BALANCE:    265,500.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,902.07            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0070922208               MORTGAGORS:        YELLIN, JUDITH
                                            ADDRESS     :    6232 BLACKSTONE AVENUE
  MORTGAGE AMT:       120,000.00            CITY               BALTIMORE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               MD   21209
  UNPAID BALANCE:    120,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:            839.06            ANNUAL RATE ADJUST:      0.000
  LTV :                 60.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080012065               MORTGAGORS:        OCONNOR, JEFFREY
                                                   O'Connor, Mary

                                                   OCONNOR, MARY
                                            ADDRESS     :    1743 LOWELL LANE
  MORTGAGE AMT:     1,000,000.00            CITY               LAKE FOREST
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               IL   60045
  UNPAID BALANCE:     1,000,000.            OPTION TO CONVERT :      No
                             000
  MONTHLY P&I:          6,821.77            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.02721            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:103
  --------------------------------------------------------------------------------

  LN # 0080019201               MORTGAGORS:        DEVAN, BRUCE
                                            ADDRESS     :    2613 5TH STREET
  MORTGAGE AMT:       275,000.00            CITY               SANTA MONIC
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   90405
  UNPAID BALANCE:    274,780.080            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,852.73            ANNUAL RATE ADJUST:      0.000
  LTV :                 60.04367            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080025075               MORTGAGORS:        MC CREADIE, TIMOTHY

                                                   MC CREADIE, PATRICIA
                                            ADDRESS     :    1211 LOYOLA DRIVE
  MORTGAGE AMT:       340,000.00            CITY               LIBERTYVILL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               IL   60048
  UNPAID BALANCE:    340,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,290.65            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080028004               MORTGAGORS:        SAFFLE, DEAN

                                                   SAFFLE, MARILYN
                                            ADDRESS     :    5208 77TH AVENUE COURT
  MORTGAGE AMT:       348,000.00            CITY               TACOMA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               WA   98467
  UNPAID BALANCE:    347,714.750            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,315.25            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080029804               MORTGAGORS:        THORNTON, THOMAS

                                                   THORNTON, MARLA
                                            ADDRESS     :    817 WILADONDA DRIVE
  MORTGAGE AMT:       468,000.00            CITY               LA CANADA F
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   91011
  UNPAID BALANCE:    467,625.740            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,153.01            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080032485               MORTGAGORS:        WRIGHT, PATRICK

                                                   BROSS WRIGHT, RACHEL
                                            ADDRESS     :    119 SUNNYSIDE AVENUE
  MORTGAGE AMT:       353,500.00            CITY               Piedmont
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   94611
  UNPAID BALANCE:    353,217.320            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,381.59            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.98000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080033210               MORTGAGORS:        FRALICK, MARY

                                                   FRALICK, JEFFREY
                                            ADDRESS     :    1040 BALLINTREE LANE
  MORTGAGE AMT:       400,000.00            CITY               WEST CHESTE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               PA   19382
  UNPAID BALANCE:    400,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,694.87            ANNUAL RATE ADJUST:      0.000
  LTV :                 55.58566            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080048549               MORTGAGORS:        AMBROSE, DAVID
                                            ADDRESS     :    57677 RED CEDAR LANE
  MORTGAGE AMT:       319,900.00            CITY               SUNRIVER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               OR   97707
  UNPAID BALANCE:    319,637.780            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,128.30            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99500            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080051451               MORTGAGORS:        HAMILTON, TROY

                                                   HAMILTON, TAMMY
                                            ADDRESS     :    44 THORNLEY DRIVE
  MORTGAGE AMT:       524,700.00            CITY               CHATHAM
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               NJ   07928
  UNPAID BALANCE:    524,700.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,759.02            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080067382               MORTGAGORS:        LONGENCKER, STANLEY

                                                   LONGENECKER, MARY
                                            ADDRESS     :    79-250 TORONIA
  MORTGAGE AMT:       348,000.00            CITY               LA QUINTA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   92253
  UNPAID BALANCE:    347,721.700            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,344.55            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080071905               MORTGAGORS:        FISHBURNE, MARGIE
                                            ADDRESS     :    3428 BARRON BERKELEY WAY
  MORTGAGE AMT:       241,500.00            CITY               RALEIGH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               NC   27612
  UNPAID BALANCE:    241,325.210            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,709.32            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080073836               MORTGAGORS:        CHAPIN, STEWART

                                                   CHAPIN, PARTRICIA
                                            ADDRESS     :    1112  41ST AVENUE EAST
  MORTGAGE AMT:     1,200,000.00            CITY               SEATTLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               WA   98112
  UNPAID BALANCE:     1,199,040.            OPTION TO CONVERT :      No
                             380
  MONTHLY P&I:          8,084.62            ANNUAL RATE ADJUST:      0.000
  LTV :                 64.86486            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:103
  --------------------------------------------------------------------------------

  LN # 0080073869               MORTGAGORS:        ANASON, ROGER
                                                   ANASON, LINDA

                                                   ANASON, LINDA
                                            ADDRESS     :    LOT 23 a/k/a 64 BASSETT L
  MORTGAGE AMT:       298,800.00            CITY               NEWFIELDS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               NH   03856
  UNPAID BALANCE:    298,800.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,098.74            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           01/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080079346               MORTGAGORS:        GOW, THOMAS

                                                   GOW, CAROLINA
                                            ADDRESS     :    4827 PHYLIS TERRACE
  MORTGAGE AMT:       272,600.00            CITY               MARTINEZ
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   94553
  UNPAID BALANCE:    272,382.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,836.56            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.98826            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080083397               MORTGAGORS:        BAYNE, JAMES

                                                   BAYNE, RENA
                                            ADDRESS     :    10082 S STRATFORD LANE
  MORTGAGE AMT:       368,100.00            CITY               HIGHLANDS R
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CO   80126
  UNPAID BALANCE:    367,805.630            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,479.96            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080086093               MORTGAGORS:        ANDREWS, SHAWN

                                                   BAMPER, JANET
                                            ADDRESS     :    43 OHIO
  MORTGAGE AMT:       276,250.00            CITY               IRVINE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   92606
  UNPAID BALANCE:    276,029.080            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,861.15            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99965            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080086564               MORTGAGORS:        WATSON, DAVID

                                                   WATSON, ANN
                                            ADDRESS     :    3814 CAMPUS DRIVE
  MORTGAGE AMT:       482,400.00            CITY               THOUSAND OA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   91360
  UNPAID BALANCE:    482,014.230            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,250.02            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99774            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080088701               MORTGAGORS:        NELSON, EDWARD
                                                   RITTER, CARIN
                                                   RITTER, JOSEPH
                                                   NELSON, MARY
                                            ADDRESS     :    1004 OCEAN FRONT NORTH
  MORTGAGE AMT:       310,000.00            CITY               LAVALLETTE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               NJ   08735
  UNPAID BALANCE:    310,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,194.17            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.60976            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080097512               MORTGAGORS:        TESTER, ROBERT
                                            ADDRESS     :    801 LATIGO LOOP
  MORTGAGE AMT:       310,000.00            CITY               CARBONDALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               CO   81623
  UNPAID BALANCE:    309,792.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,274.67            ANNUAL RATE ADJUST:      0.000
  LTV :                 87.32394            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080099666               MORTGAGORS:        MARTIN, TIMOTHY

                                                   MARTIN, DEBBIE
                                            ADDRESS     :    2650 HUNTER COURT
  MORTGAGE AMT:       875,000.00            CITY               WESTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               FL   33331
  UNPAID BALANCE:    874,334.190            OPTION TO CONVERT :      No
  MONTHLY P&I:          6,043.41            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:103
  --------------------------------------------------------------------------------

  LN # 0080102114               MORTGAGORS:        BASKER, PAMELA

                                                   LAGNESE, BRUCE
                                            ADDRESS     :    5430 BEN AVENUE
  MORTGAGE AMT:       271,800.00            CITY               VALLEY VILL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   91607
  UNPAID BALANCE:    271,557.850            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,830.84            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080108624               MORTGAGORS:        COLE, WARREN
                                            ADDRESS     :    3634 E SURREY AVENUE
  MORTGAGE AMT:        72,000.00            CITY               PHOENIX
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               AZ   85032
  UNPAID BALANCE:     72,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:            491.17            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.41935            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080111537               MORTGAGORS:        NORMANLY, JOHN

                                                   NORMANLY, REBECCA
                                            ADDRESS     :    1015 LA SERENA WAY
  MORTGAGE AMT:       306,750.00            CITY               NIPOMO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               CA   93444
  UNPAID BALANCE:    306,750.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,250.82            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.81707            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080115322               MORTGAGORS:        CHAMPAGNE, OLIVER

                                                   CHAMPAGNE, MARIETTE
                                            ADDRESS     :    1076 PINE
  MORTGAGE AMT:       600,000.00            CITY               WINNETKA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               IL   60093
  UNPAID BALANCE:    600,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,093.06            ANNUAL RATE ADJUST:      0.000
  LTV :                 50.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080123771               MORTGAGORS:        RAMAKRISHNAN, ANAND

                                                   KARTHA, DEEPA
                                            ADDRESS     :    201 ASTORIA COURT
  MORTGAGE AMT:       394,275.00            CITY               BARRINGTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               IL   60010
  UNPAID BALANCE:    394,275.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,756.83            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.99966            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080126485               MORTGAGORS:        STAPLETON, MICHAEL
                                            ADDRESS     :    90 ADAMS STREET
  MORTGAGE AMT:       366,300.00            CITY               HOBOKEN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               NJ   07030
  UNPAID BALANCE:    365,614.100            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,529.94            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080127681               MORTGAGORS:        AEED, ALBERT

                                                   AEED, GERD
                                            ADDRESS     :    130 RANGE ROAD
  MORTGAGE AMT:       260,000.00            CITY               WINDHAM
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               NH   03087
  UNPAID BALANCE:    259,631.790            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,862.68            ANNUAL RATE ADJUST:      0.000
  LTV :                 66.66667            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080134745               MORTGAGORS:        MELLOR, CRAIG

                                                   MELLOR, NANCY
                                            ADDRESS     :    2791 CANFIELD RD
  MORTGAGE AMT:       281,250.00            CITY               SEBASTOPOL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   95472
  UNPAID BALANCE:    281,025.090            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,894.83            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080136948               MORTGAGORS:        SCHERTZER, EDWIN

                                                   SCHERTZER, SHARON
                                            ADDRESS     :    31 ROYAL POINT COURT
  MORTGAGE AMT:       309,600.00            CITY               LAKE OZARK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MO   65049
  UNPAID BALANCE:    309,115.500            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,112.02            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.69112            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080137953               MORTGAGORS:        PLAYDON SMIT, JOAN
                                            ADDRESS     :    3495 EDGEFIELD PLACE
  MORTGAGE AMT:       305,000.00            CITY               CARMEL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   93923
  UNPAID BALANCE:    304,756.100            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,054.84            ANNUAL RATE ADJUST:      0.000
  LTV :                 31.28205            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080138571               MORTGAGORS:        FEIRSTEIN, JANICE
                                            ADDRESS     :    81 HENDRICKS ISLE
  MORTGAGE AMT:       372,000.00            CITY               FT LAUDERDA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               FL   33301
  UNPAID BALANCE:    372,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,697.26            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080141740               MORTGAGORS:        BIGELOW, JOHN

                                                   BIGELOW, MARGARET
                                            ADDRESS     :    3329 WEST LAURELHURST
  MORTGAGE AMT:       650,000.00            CITY               SEATTLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               WA   98105
  UNPAID BALANCE:    649,517.610            OPTION TO CONVERT :      No
  MONTHLY P&I:          4,544.89            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.71264            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080142151               MORTGAGORS:        HERDON, THOMAS

                                                   HERDON, MELANIE
                                            ADDRESS     :    46 PLATEAU
  MORTGAGE AMT:       238,300.00            CITY               ALISO VIEJO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   92656
  UNPAID BALANCE:    238,109.430            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,605.48            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99275            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080144959               MORTGAGORS:        NAUMOFF, PHILLIP
                                            ADDRESS     :    1033 BANGOR LANE
  MORTGAGE AMT:       284,000.00            CITY               VENTURA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               CA   93001
  UNPAID BALANCE:    284,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,083.90            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.88889            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080147044               MORTGAGORS:        SWENSEN, KENNETH

                                                   WESTERMANN, GEORGE
                                            ADDRESS     :    10771 HOLDERMAN COURT
  MORTGAGE AMT:       293,550.00            CITY               TUSTIN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               CA   92782
  UNPAID BALANCE:    293,550.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,153.97            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080147424               MORTGAGORS:        CRUSCO, FERN

                                                   CRUSCO, RICHARD
                                            ADDRESS     :    35 OCEANVIEW PARKWAY
  MORTGAGE AMT:       319,000.00            CITY               SOUTHAMPTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               NY   11968
  UNPAID BALANCE:    319,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,122.31            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.94987            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080149420               MORTGAGORS:        HILLIARD,, HARRY
                                            ADDRESS     :    78 VERANO LOOP
  MORTGAGE AMT:        50,000.00            CITY               Santa Fe
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               NM   87505
  UNPAID BALANCE:     49,965.600            OPTION TO CONVERT :      No
  MONTHLY P&I:            362.53            ANNUAL RATE ADJUST:      0.000
  LTV :                 33.33000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080152184               MORTGAGORS:        SCOTT, BARBARA
                                            ADDRESS     :    9 COURT OF WILMINGTON
  MORTGAGE AMT:       268,000.00            CITY               LINCOLNSHIR
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               IL   60069
  UNPAID BALANCE:    267,580.610            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,828.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080153794               MORTGAGORS:        TROTT, CHARLES

                                                   TROTT, PENNY
                                            ADDRESS     :    7485 NUTHATCH CIRCLE
  MORTGAGE AMT:       400,000.00            CITY               PARKER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CO   80134
  UNPAID BALANCE:    399,034.650            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,694.88            ANNUAL RATE ADJUST:      0.000
  LTV :                 88.66105            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080154156               MORTGAGORS:        MARCUS, BERND

                                                   MARCUS, JUDITH
                                            ADDRESS     :    5769 N WASHINGTON BLVD
  MORTGAGE AMT:       262,500.00            CITY               INDIANAPOLI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               IN   46220
  UNPAID BALANCE:    261,898.040            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,813.03            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080155609               MORTGAGORS:        BUXTON, HAROLD

                                                   BUXTON, LINDA
                                            ADDRESS     :    1881 LIONSRIDGE LOOP
  MORTGAGE AMT:       248,000.00            CITY               VAIL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CO   81657
  UNPAID BALANCE:    247,801.670            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,670.83            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080157662               MORTGAGORS:        BROCK, KATHRYN
                                            ADDRESS     :    126 MARTIN TRAIL
  MORTGAGE AMT:       380,000.00            CITY               BRASSTOWN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               NC   28902
  UNPAID BALANCE:    380,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,722.37            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080165814               MORTGAGORS:        WODZIEN, LARRY

                                                   WODZIEN, MARY
                                            ADDRESS     :    3263 PROUTY ROAD
  MORTGAGE AMT:       312,300.00            CITY               TRAVERSE CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               MI   49686
  UNPAID BALANCE:    311,600.330            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,183.65            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.36000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           10/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169642               MORTGAGORS:        SHORT, MICHAEL
                                            ADDRESS     :    151 ACORN DRIVE
  MORTGAGE AMT:       188,000.00            CITY               BOULDER CRE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               CA   95006
  UNPAID BALANCE:    187,873.850            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,379.48            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080169675               MORTGAGORS:        MARCIEL, CAROL
                                            ADDRESS     :    2110 CORONET BOULEVARD
  MORTGAGE AMT:       263,000.00            CITY               BELMONT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               CA   94002
  UNPAID BALANCE:    262,823.520            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,929.81            ANNUAL RATE ADJUST:      0.000
  LTV :                 55.87423            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080173966               MORTGAGORS:        DASSENKO, DENNIS

                                                   DASSENKO, TONI
                                            ADDRESS     :    LOT 52 PRAIRIE HOME ESTAT
  MORTGAGE AMT:       286,750.00            CITY               MIDDLETON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               WI   53562
  UNPAID BALANCE:    286,279.320            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,967.08            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.99449            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           10/01/28
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174097               MORTGAGORS:        LEACH, RUSSELL

                                                   LEACH, ANNA
                                            ADDRESS     :    6380 FENNEC POINTE CIRCLE
  MORTGAGE AMT:       312,700.00            CITY               MEDINA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               OH   44256
  UNPAID BALANCE:    312,097.800            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,106.72            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.96465            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174188               MORTGAGORS:        PALDA, JAY CHARLE
                                            ADDRESS     :    1310 121ST STREET WEST
  MORTGAGE AMT:       399,000.00            CITY               ROSEMOUNT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MN   55068
  UNPAID BALANCE:    398,060.550            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,721.89            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.99198            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174329               MORTGAGORS:        HAGEN, DAVID

                                                   HAGEN, BETTY
                                            ADDRESS     :    3281 GILBERTSON ROAD
  MORTGAGE AMT:       400,000.00            CITY               DE FOREST
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               WI   53532
  UNPAID BALANCE:    399,358.360            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,694.87            ANNUAL RATE ADJUST:      0.000
  LTV :                 88.88889            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174345               MORTGAGORS:        PTACEK, GEORGE

                                                   PTACEK, CHERYL
                                            ADDRESS     :    9868 TREE FARM ROAD
  MORTGAGE AMT:       256,400.00            CITY               EDEN PRAIRI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               MN   55347
  UNPAID BALANCE:    255,978.430            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,705.84            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.99815            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174352               MORTGAGORS:        BARGER, THEODORE

                                                   BARGER, AMY
                                            ADDRESS     :    7813 HOPPER ROAD
  MORTGAGE AMT:       305,000.00            CITY               CINCINNATI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               OH   45255
  UNPAID BALANCE:    304,263.910            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,054.85            ANNUAL RATE ADJUST:      0.000
  LTV :                 67.03297            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174626               MORTGAGORS:        GEISE, TIMOTHY

                                                   GEISE, MARLA
                                            ADDRESS     :    5415 CLUB ISLAND ROAD
  MORTGAGE AMT:       337,600.00            CITY               CELINA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               OH   45822
  UNPAID BALANCE:    337,336.640            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,303.03            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080174683               MORTGAGORS:        HOLLAND, JAMES

                                                   HOLLAND, CAROL
                                            ADDRESS     :    17434 83RD AVENUE NORTH
  MORTGAGE AMT:       350,000.00            CITY               MAPLE GROVE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MN   55311
  UNPAID BALANCE:    349,726.960            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,387.62            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.46809            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080179385               MORTGAGORS:        PIERESON, SCOTT

                                                   PIERESON, TRICIA
                                            ADDRESS     :    5168 LAKE GROVE
  MORTGAGE AMT:       360,000.00            CITY               PETOSKEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               MI   49770
  UNPAID BALANCE:    359,712.110            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,425.39            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080181894               MORTGAGORS:        SHOKOOR, SHAWN
                                            ADDRESS     :    4348 JESSICA CIRCLE
  MORTGAGE AMT:       263,150.00            CITY               CAMPBELL
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               CA   95008
  UNPAID BALANCE:    263,150.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,930.90            ANNUAL RATE ADJUST:      0.000
  LTV :                 95.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080184757               MORTGAGORS:        MELBERG, STEVEN

                                                   MELBERG, CAROLINE
                                            ADDRESS     :    8211 A WOODLAND DRIVE
  MORTGAGE AMT:       304,000.00            CITY               HAYWARD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               WI   54843
  UNPAID BALANCE:    303,590.700            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,230.64            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080184815               MORTGAGORS:        GOYER, STERLING

                                                   GOYER, VICAEL
                                            ADDRESS     :    2482 CRESTLINE ROAD
  MORTGAGE AMT:       290,400.00            CITY               PLEASANTON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   94566
  UNPAID BALANCE:    289,529.800            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,030.52            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           03/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080189624               MORTGAGORS:        SMITH, DENNIS

                                                   SMITH, TERESE
                                            ADDRESS     :    2875 BENT TREE LANE
  MORTGAGE AMT:       108,500.00            CITY               HARRISON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               ID   83833
  UNPAID BALANCE:    108,415.360            OPTION TO CONVERT :      No
  MONTHLY P&I:            740.16            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080189848               MORTGAGORS:        WAN, DENNIS

                                                   LEUNG, EDWINA
                                            ADDRESS     :    3612 COMANCHE WAY
  MORTGAGE AMT:        81,500.00            CITY               ANTELOPE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               CA   95843
  UNPAID BALANCE:     81,445.310            OPTION TO CONVERT :      No
  MONTHLY P&I:            598.02            ANNUAL RATE ADJUST:      0.000
  LTV :                 74.77064            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080189996               MORTGAGORS:        NUGENT, GRAHAM
                                            ADDRESS     :    10 COUNTY ROAD
  MORTGAGE AMT:       101,000.00            CITY               DIXON
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               NM   87527
  UNPAID BALANCE:    100,925.040            OPTION TO CONVERT :      No
  MONTHLY P&I:            706.21            ANNUAL RATE ADJUST:      0.000
  LTV :                 54.59459            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190176               MORTGAGORS:        CORTINA, ENRIQUE

                                                   CORTINA, MARIANA
                                            ADDRESS     :    79068 AVENUE 38
  MORTGAGE AMT:        50,000.00            CITY               INDIO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               CA   92201
  UNPAID BALANCE:     49,966.450            OPTION TO CONVERT :      No
  MONTHLY P&I:            366.88            ANNUAL RATE ADJUST:      0.000
  LTV :                 50.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080190333               MORTGAGORS:        DEYOUNG, EMILY

                                                   SHELTON, KENNETH
                                            ADDRESS     :    1606 EAST 25TH AVENUE
  MORTGAGE AMT:       102,000.00            CITY               DENVER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CO   80205
  UNPAID BALANCE:    102,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:            739.57            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.27273            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080191828               MORTGAGORS:        ACIERTO, SERAMIL
                                            ADDRESS     :    1192 COLTS LANE
  MORTGAGE AMT:       380,700.00            CITY               YARDLEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               PA   19067
  UNPAID BALANCE:    380,431.300            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,727.39            ANNUAL RATE ADJUST:      0.000
  LTV :                 89.73631            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080197163               MORTGAGORS:        RUTLEDGE, THOMAS
                                            ADDRESS     :    7158 CENTRAL AVENUE
  MORTGAGE AMT:       224,000.00            CITY               LEMON GROVE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               CA   91945
  UNPAID BALANCE:    223,849.700            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,643.63            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198484               MORTGAGORS:        MAINO, VERNON

                                                   MAINO, MAUREEN
                                            ADDRESS     :    243 PASA ROBLES AVENUE
  MORTGAGE AMT:       300,000.00            CITY               LOS ALTOS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               CA   94022
  UNPAID BALANCE:    299,798.710            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,201.29            ANNUAL RATE ADJUST:      0.000
  LTV :                 36.59000            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198617               MORTGAGORS:        CUNNINGHAM, LORRAINE
                                            ADDRESS     :    19771 BRIARLY LANE
  MORTGAGE AMT:       284,000.00            CITY               HUNTINGTON BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   92646
  UNPAID BALANCE:    283,789.230            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,985.77            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198625               MORTGAGORS:        BROOKS-GEORGE, LAURA
                                            ADDRESS     :    2101 S VICTORIA AVENUE
  MORTGAGE AMT:       309,000.00            CITY               OXNARD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.62500                               CA   93035
  UNPAID BALANCE:    308,776.360            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,187.08            ANNUAL RATE ADJUST:      0.000
  LTV :                 68.67000            OUTSIDE CONV DATE:
  CURRENT INT           7.62500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198641               MORTGAGORS:        CHEN, HUNG

                                                   CHEN, YU
                                            ADDRESS     :    43194 NIELSEN COURT
  MORTGAGE AMT:       416,000.00            CITY               FREMONT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94539
  UNPAID BALANCE:    415,675.480            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,837.85            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198658               MORTGAGORS:        COLBY, JOHN

                                                   COLBY, LUANNE
                                            ADDRESS     :    2631 SAPRA ST
  MORTGAGE AMT:       371,000.00            CITY               THOUSAND OAKS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   91362
  UNPAID BALANCE:    370,724.660            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,594.09            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.78000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198674               MORTGAGORS:        SELFRIDGE, CYNTHIA
                                            ADDRESS     :    26 BUTTERCUP LANE
  MORTGAGE AMT:       340,000.00            CITY               SAN CARLOS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94070
  UNPAID BALANCE:    339,734.770            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,319.40            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198690               MORTGAGORS:        MILICIC, MARTY
                                            ADDRESS     :    6344 WEST 80TH PLACE
  MORTGAGE AMT:       276,800.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   90045
  UNPAID BALANCE:    276,589.380            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,911.79            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198724               MORTGAGORS:        MASON, GORDON

                                                   MASON, PATRICIA
                                            ADDRESS     :    6118 BANNER CT
  MORTGAGE AMT:       280,000.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   95123
  UNPAID BALANCE:    279,781.580            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,910.09            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198757               MORTGAGORS:        RIOS, LILLIAN
                                            ADDRESS     :    4244 MOTOR AVE
  MORTGAGE AMT:       180,000.00            CITY               CULVER CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   90232
  UNPAID BALANCE:    180,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,258.59            ANNUAL RATE ADJUST:      0.000
  LTV :                 53.73000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198799               MORTGAGORS:        BENN, GARY

                                                   BENN, RITA
                                            ADDRESS     :    1196 CRESCENT DRIVE
  MORTGAGE AMT:       305,000.00            CITY               SAN JOSE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   95125
  UNPAID BALANCE:    304,767.920            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,106.56            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.93000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198815               MORTGAGORS:        FULLER, LARS

                                                   FULLER, JANET
                                            ADDRESS     :    60 HOODS POINT WAY
  MORTGAGE AMT:       370,000.00            CITY               SAN MATEO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94402
  UNPAID BALANCE:    369,711.370            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,524.05            ANNUAL RATE ADJUST:      0.000
  LTV :                 66.07000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198823               MORTGAGORS:        DENICOLA, MATHEW

                                                   DENICOLA, JENNIFER
                                            ADDRESS     :    1620 NORTH DOHENY DRIVE
  MORTGAGE AMT:       548,000.00            CITY               LOS ANGELES
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   90069
  UNPAID BALANCE:    547,572.500            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,738.33            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198831               MORTGAGORS:        SCHNEIR, HARVEY

                                                   SCHNEIR, CATHRYN
                                            ADDRESS     :    815 CANADA STREET
  MORTGAGE AMT:       405,000.00            CITY               OJAI
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   93023
  UNPAID BALANCE:    404,691.830            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,797.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 77.14000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198856               MORTGAGORS:        LECHUGA, GUADALUPE
                                            ADDRESS     :    10631 CARVER DRIVE
  MORTGAGE AMT:       224,000.00            CITY               CUPERTINO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   95014
  UNPAID BALANCE:    223,833.760            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,566.24            ANNUAL RATE ADJUST:      0.000
  LTV :                 70.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080198880               MORTGAGORS:        HANSING, THOMAS
                                            ADDRESS     :    1144 ABC& D S NEVADA STRE
  MORTGAGE AMT:       268,000.00            CITY               OCEANSIDE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92054
  UNPAID BALANCE:    267,796.070            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,851.01            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080199037               MORTGAGORS:        ZAGAYER, RAMI

                                                   ZAGAYER, MARILENE
                                            ADDRESS     :    1084 RED PINE DRIVE
  MORTGAGE AMT:       317,500.00            CITY               SIMI VALLEY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   93065
  UNPAID BALANCE:    317,264.370            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,220.01            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.97000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080199045               MORTGAGORS:        PITTS, SHIRLEY
                                            ADDRESS     :    12750 CENTRALIA STREET #1
  MORTGAGE AMT:        89,250.00            CITY               LAKEWOOD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   90715
  UNPAID BALANCE:     89,250.000            OPTION TO CONVERT :      No
  MONTHLY P&I:            616.43            ANNUAL RATE ADJUST:      0.000
  LTV :                 85.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080199144               MORTGAGORS:        SARPOLUS, RICHARD

                                                   SARPOLUS, KAREN
                                            ADDRESS     :    4303 COUNTRYMEADOW STREET
  MORTGAGE AMT:       284,500.00            CITY               MOORPARK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   93021
  UNPAID BALANCE:    284,283.520            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,964.97            ANNUAL RATE ADJUST:      0.000
  LTV :                 87.54000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080199169               MORTGAGORS:        SELBY, THELMA
                                            ADDRESS     :    2009 GRAHN DRIVE
  MORTGAGE AMT:       150,000.00            CITY               SANTA ROSA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   95404
  UNPAID BALANCE:    150,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,048.82            ANNUAL RATE ADJUST:      0.000
  LTV :                 62.76000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080199185               MORTGAGORS:        HARDY, NICHOLAS

                                                   HARDY, JULIET
                                            ADDRESS     :    6680 EAST OAK SPRINGS DRI
  MORTGAGE AMT:       293,000.00            CITY               AGOURA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   91301
  UNPAID BALANCE:    292,771.430            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,998.78            ANNUAL RATE ADJUST:      0.000
  LTV :                 65.11000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080199219               MORTGAGORS:        HAGGLOF, DEREK

                                                   HAGGLOF, JENNIFER
                                            ADDRESS     :    1050 HOLLY ROAD
  MORTGAGE AMT:       176,000.00            CITY               TAHOE CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   96145
  UNPAID BALANCE:    176,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,215.59            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080199227               MORTGAGORS:        FOGEL, ROB
                                            ADDRESS     :    1531 25TH AVENUE
  MORTGAGE AMT:       400,000.00            CITY               SAN FRANCISCO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94122
  UNPAID BALANCE:    399,687.960            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,728.71            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.52000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080199243               MORTGAGORS:        HUH, BRIAN

                                                   YANG, HYE
                                            ADDRESS     :    3503 SOUTH SPRING MEADOW
  MORTGAGE AMT:       384,000.00            CITY               ROWLAND HEIGHTS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   91748
  UNPAID BALANCE:    383,715.020            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,684.98            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080199276               MORTGAGORS:        MOSS, DAVID

                                                   MANCINI, MARIA
                                            ADDRESS     :    6438 ARMITOS DRIVE
  MORTGAGE AMT:       413,400.00            CITY               CAMARILLO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   93010
  UNPAID BALANCE:    413,093.200            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,890.55            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.50000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080199292               MORTGAGORS:        IAKOVLEVA, TATIANA
                                            ADDRESS     :    2929 FIRE MOUNTAIN ROAD 3
  MORTGAGE AMT:        52,000.00            CITY               OCEANSIDE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.50000                               CA   92054
  UNPAID BALANCE:     51,961.410            OPTION TO CONVERT :      No
  MONTHLY P&I:            363.59            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.22000            OUTSIDE CONV DATE:
  CURRENT INT           7.50000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080199300               MORTGAGORS:        KARIMZADA, ABDUL

                                                   KARIMZADA, NAJIA
                                            ADDRESS     :    5513 CRIMSON CIRCLE
  MORTGAGE AMT:       300,000.00            CITY               FREMONT
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   94538
  UNPAID BALANCE:    299,771.720            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,072.03            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080199318               MORTGAGORS:        DWYER, KEVIN

                                                   DWYER, LYNDA
                                            ADDRESS     :    211 MARSEILLE COURT
  MORTGAGE AMT:       235,650.00            CITY               HOLLISTER
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   95023
  UNPAID BALANCE:    235,483.680            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,688.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.88000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080199391               MORTGAGORS:        DAVIDSON, DWAYNE

                                                   DAVIDSON, RITA
                                            ADDRESS     :    1318 NORTH LAUREL AVENUE
  MORTGAGE AMT:       300,000.00            CITY               UPLAND
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   91786
  UNPAID BALANCE:    299,771.720            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,072.03            ANNUAL RATE ADJUST:      0.000
  LTV :                 78.95000            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080199672               MORTGAGORS:        MCAFEE, IVAN

                                                   MCAFEE, AIMEE
                                            ADDRESS     :    14700 SAN FELICIANO DR
  MORTGAGE AMT:       203,100.00            CITY               LA MIRADA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   90638
  UNPAID BALANCE:    202,945.450            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,402.77            ANNUAL RATE ADJUST:      0.000
  LTV :                 91.48649            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080200140               MORTGAGORS:        TALLMAN, LARRY

                                                   TALLMAN, CONNIE
                                            ADDRESS     :    2881 WYNGATE RD
  MORTGAGE AMT:       247,000.00            CITY               ORANGE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.37500                               CA   92867
  UNPAID BALANCE:    246,812.050            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,705.97            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.64706            OUTSIDE CONV DATE:
  CURRENT INT           7.37500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080200637               MORTGAGORS:        MCNUTT, LAWRENCE

                                                   MCNUTT, GIA
                                            ADDRESS     :    330 FLORAL LANE
  MORTGAGE AMT:       360,000.00            CITY               NEWCASTLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   95658
  UNPAID BALANCE:    359,502.870            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,610.25            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080200850               MORTGAGORS:        SMITH, RICHARD

                                                   SMITH, CAROLYN
                                            ADDRESS     :    4011 CARPENTER LANE
  MORTGAGE AMT:       280,000.00            CITY               LA MESA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   91941
  UNPAID BALANCE:    279,807.310            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,030.19            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080200876               MORTGAGORS:        SEVILLA, RANDOLPH

                                                   SEVILLA, VERONICA
                                            ADDRESS     :    13482 CAP DE CREWS
  MORTGAGE AMT:       270,000.00            CITY               CHINO HILLS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               CA   91709
  UNPAID BALANCE:    269,535.790            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,981.16            ANNUAL RATE ADJUST:      0.000
  LTV :                 90.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080201023               MORTGAGORS:        RICARD, GREGORY

                                                   RICARD, LAURA
                                            ADDRESS     :    3842 LENAWEE AVENUE
  MORTGAGE AMT:       337,500.00            CITY               CULVER CITY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               CA   90232
  UNPAID BALANCE:    337,273.540            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,476.46            ANNUAL RATE ADJUST:      0.000
  LTV :                 75.00000            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080201098               MORTGAGORS:        CANCINO, DENNIS

                                                   CANCINO, PATRICIA
                                            ADDRESS     :    2501 HARRIMAN LANE
  MORTGAGE AMT:       304,000.00            CITY               REDONDO BEACH
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   90278
  UNPAID BALANCE:    303,790.790            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,204.21            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080201320               MORTGAGORS:        HERRMANN, JOHN
                                            ADDRESS     :    907 MONTGOMERY STREET
  MORTGAGE AMT:       284,000.00            CITY               SAN CARLOS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   94070
  UNPAID BALANCE:    283,454.950            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,937.38            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080201361               MORTGAGORS:        WEIL, WILLIAM

                                                   WEIL, KAREN
                                            ADDRESS     :    8251 REES STREET
  MORTGAGE AMT:       528,000.00            CITY               PLAYA DEL REY
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   90293
  UNPAID BALANCE:    527,636.630            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,828.37            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080201429               MORTGAGORS:        ARIAS, HIPOLITO

                                                   ARIAS, MARIA
                                            ADDRESS     :    9582 DODSON WAY
  MORTGAGE AMT:       472,000.00            CITY               VILLA PARK
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   92861
  UNPAID BALANCE:    471,675.170            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,422.33            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080201452               MORTGAGORS:        PATEL, KETAN

                                                   PATEL, MANISHA
                                            ADDRESS     :    981 AND 983 HENDERSON AVE
  MORTGAGE AMT:       399,900.00            CITY               SUNNYVALE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   94086
  UNPAID BALANCE:    399,624.790            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,899.55            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.98000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080201486               MORTGAGORS:        ORTNER, NITA
                                            ADDRESS     :    1561 CALZADA AVENUE
  MORTGAGE AMT:       450,000.00            CITY               SANTA YNEZ
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.87500                               CA   93460
  UNPAID BALANCE:    449,690.320            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,262.81            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.58000            OUTSIDE CONV DATE:
  CURRENT INT           7.87500             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080201502               MORTGAGORS:        GERBER, MICHAEL

                                                   GERBER, KATHLEEN
                                            ADDRESS     :    5510 SAN PATRICIO DRIVE
  MORTGAGE AMT:       360,000.00            CITY               SANTA BARBARA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.75000                               CA   93111
  UNPAID BALANCE:    359,490.200            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,579.08            ANNUAL RATE ADJUST:      0.000
  LTV :                 72.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.75000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080201544               MORTGAGORS:        MARCEAU, KENNETH
                                            ADDRESS     :    5009 HAYVENHURST AVENUE
  MORTGAGE AMT:       472,000.00            CITY               ENCINO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               CA   91436
  UNPAID BALANCE:    471,631.800            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,219.87            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           06/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
  --------------------------------------------------------------------------------

  LN # 0080207178               MORTGAGORS:        AGUILAR, DANIEL

                                                   AGUILAR, CHRISTINE
                                            ADDRESS     :    744 HEMLOCK AVENUE
  MORTGAGE AMT:       289,000.00            CITY               SOUTH SAN F
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   94080
  UNPAID BALANCE:    288,524.840            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,922.72            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.75410            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080207632               MORTGAGORS:        SECORD, PAMELA

                                                   HEIDLER, JOSEPH
                                            ADDRESS     :    2001 WANDERING ROAD
  MORTGAGE AMT:       308,000.00            CITY               ENCINITAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   92024
  UNPAID BALANCE:    307,493.600            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,049.13            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080208754               MORTGAGORS:        GERARDE, IVAN

                                                   GERARDE, PATRICIA
                                            ADDRESS     :    1483 SARATOGA DRIVE
  MORTGAGE AMT:       255,900.00            CITY               MILPITAS
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   95035
  UNPAID BALANCE:    255,117.490            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,724.05            ANNUAL RATE ADJUST:      0.000
  LTV :                 79.96875            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080209117               MORTGAGORS:        SOMERS, PATRICK

                                                   SOMERS, LAURA
                                            ADDRESS     :    1417 DRAKE AVENUE
  MORTGAGE AMT:       570,000.00            CITY               BURLINGAME
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   94010
  UNPAID BALANCE:    569,062.810            OPTION TO CONVERT :      No
  MONTHLY P&I:          3,792.23            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.09091            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080209182               MORTGAGORS:        MILLS, RICHARD

                                                   MILLS, KATHY
                                            ADDRESS     :    3088 HERGOTT DRIVE
  MORTGAGE AMT:       287,000.00            CITY               EDGEWOOD
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               KY   41017
  UNPAID BALANCE:    286,307.350            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,933.58            ANNUAL RATE ADJUST:      0.000
  LTV :                 71.75000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080212806               MORTGAGORS:        GEARY, WILLIAM

                                                   GEARY, THERESE
                                            ADDRESS     :    824 MCDONALD AVENUE
  MORTGAGE AMT:       360,000.00            CITY               SANTA ROSA
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.00000                               CA   95404
  UNPAID BALANCE:    358,989.110            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,395.09            ANNUAL RATE ADJUST:      0.000
  LTV :                 48.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.00000             MATURITY DATE:           04/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080212913               MORTGAGORS:        SZU, PASCAL
                                            ADDRESS     :    2020 WILLOW WAY
  MORTGAGE AMT:       280,000.00            CITY               SAN BRUNO
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        8.00000                               CA   94066
  UNPAID BALANCE:    280,000.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          2,054.54            ANNUAL RATE ADJUST:      0.000
  LTV :                 69.13580            OUTSIDE CONV DATE:
  CURRENT INT           8.00000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080213218               MORTGAGORS:        HARDING, TAGUE

                                                   HARDING, LISA
                                            ADDRESS     :    21681 FRANCE BOULEVARD
  MORTGAGE AMT:       254,300.00            CITY               LAKEVILLE
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.25000                               MN   55044
  UNPAID BALANCE:    254,300.000            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,734.77            ANNUAL RATE ADJUST:      0.000
  LTV :                 94.99440            OUTSIDE CONV DATE:
  CURRENT INT           7.25000             MATURITY DATE:           07/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  LN # 0080218092               MORTGAGORS:        BARLOON, JOHN

                                                   BARLOON, DEBORAH
                                            ADDRESS     :    14641 MIMOSA LANE
  MORTGAGE AMT:       272,000.00            CITY               TUSTIN
                                              :\
                                            STATE/ZIP    :\
  LIFETIME RATE :        7.12500                               CA   92780
  UNPAID BALANCE:    271,563.670            OPTION TO CONVERT :      No
  MONTHLY P&I:          1,832.52            ANNUAL RATE ADJUST:      0.000
  LTV :                 80.00000            OUTSIDE CONV DATE:
  CURRENT INT           7.12500             MATURITY DATE:           05/01/29
  RATE:
  ---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
  --------------------------------------------------------------------------------

  **** PAGE TOTALS         NUM OF LOANS:    234                LOAN AMT:     72,459,689.96
                           P & I AMT:  501,212.                UPB AMT:      72,349,463.68


  **** GRAND TOTALS        NUM OF LOANS:            233        LOAN AMT:   72,459,689.96
  ****
                           P & I AMT:        501,212.91        UPB AMT:    72,349,463.68









                                    EXHIBIT D

                         FORM OF SERVICER'S CERTIFICATE
                            ----------------, ------
                               (month)        (year)

                       GE CAPITAL MORTGAGE SERVICES, INC.
                    REMIC Mortgage Pass-Through Certificates,
                                 Series 1999-15


     Pursuant to the Pooling and Servicing Agreement dated as of July 1, 1999
(the "Agreement") between GE Capital Mortgage Services, Inc. (the "Company"),
and State Street Bank and Trust Company (the "Trustee"), governing the
Certificates referred to above, the Company hereby certifies to the Trustee:

     With respect to the Agreement and as of the Determination Date for this
month:



         A.       Mortgage Loan Information:

                                                                                                     
                 (1)      Aggregate Scheduled Monthly
                          Payments:                                                      Pool 1                   Pool 2
                          ---------                                                      ------                   ------
                             (a)   Principal                                             $                       $

                             (b)   Interest                                              $                       $

                             (c)   Total                                                 $                       $


                 (2)      Aggregate Monthly Payments received and Monthly
                          Advances made this month:
                             (a)   Principal                                             $                       $
                             (b)   Interest                                              $                       $
                             (c)   Total                                                 $                       $

                 (3)      Aggregate Principal Prepayments in part received and
                          applied in the applicable Prepayment Period:
                             (a)   Principal                                             $                       $
                             (b)   Interest                                              $                       $
                             (c)   Total                                                 $                       $

                 (4)      Aggregate Principal Prepayments in full received in
                          the applicable Prepayment Period:
                             (a)   Principal                                             $                       $
                             (b)   Interest                                              $                       $
                             (c)   Total                                                 $                       $

                 (5)      Aggregate Insurance Proceeds (including purchases of
                          Mortgage Loans by primary mortgage insurers) for prior
                          month:
                             (a)   Principal                                             $                       $
                             (b)   Interest                                              $                       $
                             (c)   Total                                                 $                       $

                 (6)      Aggregate Liquidation Proceeds for
                          prior month:
                             (a)   Principal                                             $                       $
                             (b)   Interest                                              $                       $
                             (c)   Total                                                 $                       $

                 (7)      Aggregate Purchase Prices for Defaulted
                          Mortgage Loans:
                             (a)   Principal                                             $                       $
                             (b)   Interest                                              $                       $
                             (c)   Total                                                 $                       $

                 (8)      Aggregate Purchase Prices (and substitution adjustments) for
                          Defective Mortgage Loans:
                             (a)   Principal                                             $                       $
                             (b)   Interest                                              $                       $
                             (c)   Total                                                 $                       $

                 (9)      Pool Scheduled Principal Balance:                              $                       $

                 (10)     Available Funds:                                               $                       $

                 (11)     Realized Losses for prior month:                               $                       $

                 (12)     Aggregate Realized Losses and Debt
                          Service Reductions:
                             (a)   Deficient Valuations                                  $                       $
                             (b)   Special Hazard                                        $                       $
                             (c)   Fraud Losses                                          $                       $
                             (d)   Excess Bankruptcy Losses
                                   (amount is for both Mortgage Pools)                                $
                             (e)   Excess Special Hazard Losses
                                   (amount is for both Mortgage Pools)                                $
                             (f)   Excess Fraud Losses
                                   (amount is for both Mortgage Pools)                                $
                             (g)   Debt Service Reductions                               $                       $

                 (13)     Compensating Interest Payment:                                 $                       $

                 (14)     Accrued Certificate Interest, Unpaid Class Interest
                          Shortfalls and Pay-out Rate:

                           Class A1                  $__________                $__________               ____%
                           Class A2                  $__________                $__________               ____%
                           Class A3                  $__________                $__________               ____%
                           Class A4                  $__________                $__________               ____%
                           Class A5                  $__________                $__________               ____%
                           Class A6                  $__________                $__________               ____%
                           Class A7                  $__________                $__________               ____%
                           Class A8                  $__________                $__________               ____%
                           Class A9                  $__________                $__________               ____%
                           Class A10                 $__________                $__________               ____%
                           Class A11                 $__________                $__________               ____%
                           Class A12                 $__________                $__________               ____%
                           Class A13                 $__________                $__________               ____%
                           Class A15                 $__________                $__________               ____%
                           Class A16                 $__________                $__________               ____%
                           Class A17                 $__________                $__________               ____%
                           Class A18                 $__________                $__________               ____%
                           Class A19                 $__________                $__________               ____%
                           Class A20                 $__________                $__________               ____%
                           Class A21                 $__________                $__________               ____%
                           Class A22                 $__________                $__________               ____%
                           Class A23                 $__________                $__________               ____%
                           Class A24                 $__________                $__________               ____%
                           Class A25                 $__________                $__________               ____%
                           Class A26                 $__________                $__________               ____%
                           Class A27                 $__________                $__________               ____%
                           Class A28                 $__________                $__________               ____%
                           Class 1-S                 $__________                $__________               ____%
                           Class 2-A1                $__________                $__________               ____%
                           Class 2-A2                $__________                $__________               ____%
                           Class 2-A4                $__________                $__________               ____%
                           Class 2-A5                $__________                $__________               ____%
                           Class 2-S                 $__________                $__________               ____%
                           Class M                   $__________                $__________               ____%
                           Class B1                  $__________                $__________               ____%
                           Class B2                  $__________                $__________               ____%
                           Class B3                  $__________                $__________               ____%
                           Class B4                  $__________                $__________               ____%
                           Class B5                  $__________                $__________               ____%
                           Class R                   $__________                $__________               ____%

                  (15)     Accrual amount:

                           Class A24                 $__________

                  (16)     Principal distributable:

                           Class A1                  $__________
                           Class A2                  $__________
                           Class A3                  $__________
                           Class A4                  $__________
                           Class A5                  $__________
                           Class A6                  $__________
                           Class A7                  $__________
                           Class A8                  $__________
                           Class A9                  $__________
                           Class A10                 $__________
                           Class A11                 $__________
                           Class A12                 $__________
                           Class A13                 $__________
                           Class A14                 $__________
                           Class A15                 $__________
                           Class A16                 $__________
                           Class A17                 $__________
                           Class A18                 $__________
                           Class A19                 $__________
                           Class A20                 $__________
                           Class A21                 $__________
                           Class A22                 $__________
                           Class A23                 $__________
                           Class A24                 $__________
                           Class A25                 $__________
                           Class A26                 $__________
                           Class A27                 $__________
                           Class A28                 $__________
                           Class 1-PO                $__________
                           Class 2-A1                $__________
                           Class 2-A2                $__________
                           Class 2-A3                $__________
                           Class 2-A4                $__________
                           Class 2-A5                $__________
                           Class M                   $__________
                           Class B1                  $__________
                           Class B2                  $__________
                           Class B3                  $__________
                           Class B4                  $__________
                           Class B5                  $__________
                           Class R                   $__________

                  (17)     Additional distributions to the Class R Certificate
                           pursuant to Section 4.01(d):

                           Class R                   $__________

                  (18)     Certificate Interest Rate of:

                           Class 1-S                         __________%
                           Class 2-S                         __________%

                  (19)     Distributions Allocable to Unanticipated Recoveries:

                           Class A1                  $__________
                           Class A2                  $__________
                           Class A3                  $__________
                           Class A4                  $__________
                           Class A5                  $__________
                           Class A6                  $__________
                           Class A7                  $__________
                           Class A8                  $__________
                           Class A9                  $__________
                           Class A10                 $__________
                           Class A11                 $__________
                           Class A12                 $__________
                           Class A13                 $__________
                           Class A14                 $__________
                           Class A15                 $__________
                           Class A16                 $__________
                           Class A17                 $__________
                           Class A18                 $__________
                           Class A19                 $__________
                           Class A20                 $__________
                           Class A21                 $__________
                           Class A22                 $__________
                           Class A23                 $__________
                           Class A24                 $__________
                           Class A25                 $__________
                           Class A26                 $__________
                           Class A27                 $__________
                           Class A28                 $__________
                           Class 1-PO                $__________
                           Class 2-A1                $__________
                           Class 2-A2                $__________
                           Class 2-A3                $__________
                           Class 2-A4                $__________
                           Class 2-A5                $__________
                           Class M                   $__________
                           Class B1                  $__________
                           Class B2                  $__________
                           Class B3                  $__________
                           Class B4                  $__________
                           Class B5                  $__________
                           Class R                   $__________

         B.       Other Amounts:

                  1.  Senior Percentage for such Distribution Date:
                           (a)      for Pool 1:                                                      _____________%
                           (b)      for Pool 2:                                                      _____________%
                  2.  Senior Prepayment Percentage for such Distribution Date:
                           (a)      for Pool 1:                                                      _____________%
                           (b)      for Pool 2:                                                      _____________%

                  3.  Junior Percentage for such Distribution Date:
                           (a)      for Pool 1:                                                      _____________%
                           (b)      for Pool 2:                                                      _____________%

                  4.  Junior Prepayment Percentage for such Distribution Date:
                           (a)      for Pool 1:                                                      _____________%
                           (b)      for Pool 2:                                                      _____________%

                  5.  Pool 1 Group II Senior Percentage for such Distribution Date:                               _____________%

                  6.  Pool 2 Group II Senior Percentage for such Distribution Date:                               _____________%

                  7.  Pool 1 Group II Senior Distribution Percentage for such Distribution Date:                  _____________%

                  8.  Pool 2 Group II Senior Distribution Percentage for such Distribution Date:                  _____________%

                  9.  Subordinate Certificate Writedown Amount for such Distribution Date:                        $_____________

                 10.  Prepayment Distribution Triggers satisfied:                         Yes               No

                           Class B1                                        _____            _____
                           Class B2                                        _____            _____
                           Class B3                                        _____            _____
                           Class B4                                        _____            _____
                           Class B5                                        _____            _____

                 11.  Servicing Fee:    $_____________


     Capitalized terms used in this Certificate shall have the same meanings as
in the Agreement.






                                    EXHIBIT E

              FORM OF TRANSFER CERTIFICATE AS TO ERISA MATTERS FOR
                    DEFINITIVE ERISA-RESTRICTED CERTIFICATES



State Street Bank and Trust Company
Corporate Trust Department
225 Franklin Street
Boston, Massachusetts   02110


[NAME OF OFFICER] ______________________ hereby certifies that:

     1. That he [she] is [title of officer] ___________________________________
of [name of Investor] _______________________________________ (the "Investor"),
a __________ ______________________ [description of type of entity] duly
organized and existing under the laws of the [State of ____________] [United
States], on behalf of which he [she] makes this affidavit.

     2. The Investor (i) is not, and on ________________ [insert date of
transfer of Certificate to Investor] will not be, and on such date will not be
investing the assets of, an employee benefit plan subject to the Employee
Retirement Income Security Act of 1974, as amended ("ERISA"), or a plan subject
to Section 4975 of the Code or (ii) is an insurance company investing assets of
its general account and the exemptions provided by Section III(a) of Department
of Labor Prohibited Transaction Class Exemption 95-60, 60 Fed. Reg. 35925 (July
12, 1995) (the "Exemptions") apply to the Investor's acquisition and holding of
any ERISA-Restricted Certificate. All capitalized terms used and not defined in
this certificate shall have the meanings ascribed thereto in the Agreement
referred to in paragraph 3 hereof.

     3. The Investor hereby acknowledges that under the terms of the Pooling and
Servicing Agreement (the "Agreement") between State Street Bank and Trust
Company, as Trustee and GE Capital Mortgage Services, Inc., dated as of July 1,
1999, no transfer of any ERISA-Restricted Certificate shall be permitted to be
made to any Person unless the Trustee has received (i) a certificate from such
transferee to the effect that (x) such transferee is not an employee benefit
plan subject to ERISA or a plan subject to Section 4975 of the Code (a "Plan")
or a Person that is using the assets of a Plan to acquire any such Certificate
or (y) such transferee is an insurance company investing assets of its general
account and the Exemptions apply to such transferee's acquisition and holding of
any such Certificate or (ii) an opinion of counsel satisfactory to the Trustee
and the Company to the effect that the purchase and holding of any such
Certificate will not constitute or result in the assets of the Trust Fund
created by the Agreement being deemed to be "plan assets" subject to the
prohibited transaction provisions of ERISA or Section 4975 of the Code and will
not subject the Trustee or the Company to any obligation in addition to those
undertaken in the Agreement (provided, however, that the Trustee will not
require such certificate or opinion in the event that, as a result of change of
law or otherwise, counsel satisfactory to the Trustee has rendered an opinion to
the effect that the purchase and holding of any such Certificate by a Plan or a
Person that is purchasing or holding any such Certificate with the assets of a
Plan will not constitute or result in a prohibited transaction under ERISA or
Section 4975 of the Code).

     [4. The ERISA-Restricted Certificates shall be registered in the name of
______________________________________________ as nominee for the Investor.]


IN WITNESS WHEREOF, the Investor has caused this instrument to be executed
on its behalf, pursuant to authority of its Board of Directors, by its [title of
officer] __________________ and its corporate seal to be hereunder attached,
attested by its [Assistant] Secretary, this ____ day of _________, 199_.



                                _______________________________________
                                [name of Investor]


                                By:____________________________________
                                   Name:
                                   Title:


     The undersigned hereby acknowledges that it is holding and will hold the
ERISA-Restricted Certificates at the exclusive direction of and as nominee of
the Investor named above.


_______________________________
[name of nominee]


By:____________________________
     Name:
     Title:





                                    EXHIBIT F

                FORM OF RESIDUAL CERTIFICATE TRANSFEREE AFFIDAVIT



STATE OF                   )
                           ) ss.:
COUNTY OF                  )

[NAME OF OFFICER], _________________ being first duly sworn, deposes and says:

     1. That he [she] is [title of officer] ________________________ of [name of
Purchaser] _________________________________________ (the "Purchaser"), a
_________________ ____________________ [description of type of entity] duly
organized and existing under the laws of the [State of __________] [United
States], on behalf of which he [she] makes this affidavit.

     2. That the Purchaser's Taxpayer Identification Number is [ ].

     3. That the Purchaser is not a "disqualified organization" within the
meaning of Section 860E(e)(5) of the Internal Revenue Code of 1986, as amended
(the "Code") and will not be a "disqualified organization" as of
________________ [insert date of transfer of Residual Certificate to Purchaser],
and that the Purchaser is not acquiring a Residual Certificate (as defined
below) for the account of, or as agent (including a broker, nominee, or other
middleman) for, any person or entity from which it has not received an affidavit
substantially in the form of this affidavit. For these purposes, a "disqualified
organization" means the United States, any state or political subdivision
thereof, any foreign government, any international organization, any agency or
instrumentality of any of the foregoing (other than an instrumentality if all of
its activities are subject to tax and a majority of its board of directors is
not selected by such governmental entity), any cooperative organization
furnishing electric energy or providing telephone service to persons in rural
areas as described in Code Section 1381(a)(2)(C), or any organization (other
than a farmers' cooperative described in Code Section 521) that is exempt from
federal income tax unless such organization is subject to the tax on unrelated
business income imposed by Code Section 511. As used herein, "Residual
Certificate" means any Certificate designated as a "Class R Certificate" of GE
Capital Mortgage Services, Inc.'s REMIC Mortgage Pass-Through Certificates,
Series 1999-15.

     4. That the Purchaser is not, and on ________________ [insert date of
transfer of Residual Certificate to Purchaser] will not be, and is not and on
such date will not be investing the assets of, an employee benefit plan subject
to the Employee Retirement Income Security Act of 1974, as amended ("ERISA"), or
a plan subject to Code Section 4975 or a person or entity that is using the
assets of any employee benefit plan or other plan to acquire a Residual
Certificate.

     5. That the Purchaser hereby acknowledges that under the terms of the
Pooling and Servicing Agreement (the "Agreement") between State Street Bank and
Trust Company, as Trustee, and GE Capital Mortgage Services, Inc., dated as of
July 1, 1999, no transfer of the Residual Certificates shall be permitted to be
made to any person unless the Trustee has received a certificate from such
transferee to the effect that such transferee is not an employee benefit plan
subject to ERISA or a plan subject to Section 4975 of the Code and is not using
the assets of any employee benefit plan or other plan to acquire Residual
Certificates.

     6. That the Purchaser does not hold REMIC residual securities as nominee to
facilitate the clearance and settlement of such securities through electronic
book-entry changes in accounts of participating organizations (such entity, a
"Book-Entry Nominee").

     7. That the Purchaser does not have the intention to impede the assessment
or collection of any federal, state or local taxes legally required to be paid
with respect to such Residual Certificate.

     8. That the Purchaser will not transfer a Residual Certificate to any
person or entity (i) as to which the Purchaser has actual knowledge that the
requirements set forth in paragraph 3, paragraph 6 or paragraph 10 hereof are
not satisfied or that the Purchaser has reason to believe does not satisfy the
requirements set forth in paragraph 7 hereof, and (ii) without obtaining from
the prospective Purchaser an affidavit substantially in this form and providing
to the Trustee a written statement substantially in the form of Exhibit G to the
Agreement.

     9. That the Purchaser understands that, as the holder of a Residual
Certificate, the Purchaser may incur tax liabilities in excess of any cash flows
generated by the interest and that it intends to pay taxes associated with
holding such Residual Certificate as they become due.

     10. That the Purchaser (i) is not a Non-U.S. Person or (ii) is a Non-U.S.
Person that holds a Residual Certificate in connection with the conduct of a
trade or business within the United States and has furnished the transferor and
the Trustee with an effective Internal Revenue Service Form 4224 or successor
form at the time and in the manner required by the Code or (iii) is a Non-U.S.
Person that has delivered to both the transferor and the Trustee an opinion of a
nationally recognized tax counsel to the effect that the transfer of such
Residual Certificate to it is in accordance with the requirements of the Code
and the regulations promulgated thereunder and that such transfer of a Residual
Certificate will not be disregarded for federal income tax purposes. "Non-U.S.
Person" means an individual, corporation, partnership or other person other than
(i) a citizen or resident of the United States; (ii) a corporation (or entity
treated as a corporation for tax purposes) created or organized in the United
States or under the laws of the United States or of any state thereof,
including, for this purpose, the District of Columbia; (iii) a partnership (or
entity treated as a partnership for tax purposes) organized in the United States
or under the laws of the United States or of any state thereof, including, for
this purpose, the District of Columbia (unless provided otherwise by future
Treasury regulations); (iv) an estate whose income is includible in gross income
for United States income tax purposes regardless of its source; or (v) a trust,
if a court within the United States is able to exercise primary supervision over
the administration of the trust and one or more U.S. Persons have authority to
control all substantial decisions of the trust. Notwithstanding the last clause
of the preceding sentence, to the extent provided in Treasury regulations,
certain trusts in existence on August 20, 1996, and treated as U.S. Persons
prior to such date, may elect to continue to be U.S. Persons.

     11. That the Purchaser agrees to such amendments of the Pooling and
Servicing Agreement as may be required to further effectuate the restrictions on
transfer of any Residual Certificate to such a "disqualified organization," an
agent thereof, a Book-Entry Nominee, or a person that does not satisfy the
requirements of paragraph 7 and paragraph 10 hereof.

     12. That the Purchaser consents to the designation of the Company as its
agent to act as "tax matters person" of the Trust Fund pursuant to the Pooling
and Servicing Agreement.






     IN WITNESS WHEREOF, the Purchaser has caused this instrument to be executed
on its behalf, pursuant to authority of its Board of Directors, by its [title of
officer] this _____ day of __________, 19__.



                                            _________________________________
                                            [name of Purchaser]


                                            By:______________________________
                                               Name:
                                               Title:

Personally appeared before me the above-named [name of officer]
________________, known or proved to me to be the same person who executed the
foregoing instrument and to be the [title of officer] _________________ of the
Purchaser, and acknowledged to me that he [she] executed the same as his [her]
free act and deed and the free act and deed of the Purchaser.

Subscribed and sworn before me this _____ day of __________, 19__.

NOTARY PUBLIC

______________________________

COUNTY OF_____________________

STATE OF______________________

My commission expires the _____ day of __________, 19__.






                                    EXHIBIT G

                [LETTER FROM TRANSFEROR OF RESIDUAL CERTIFICATE]

                              ____________________
                                      Date

State Street Bank and Trust Company
Corporate Trust Department
225 Franklin Street
8th Floor
Boston, Massachusetts   02110

            Re: GE Capital Mortgage Services, Inc.
                REMIC Mortgage Pass-Through
                Certificates, Series 1999-15
                ----------------------------

     Ladies and Gentlemen:

     _______________________ (the "Transferor") has reviewed the attached
affidavit of _____________________________ (the "Transferee"), and has no actual
knowledge that such affidavit is not true and has no reason to believe that the
information contained in paragraph 7 thereof is not true, and has no reason to
believe that the Transferee has the intention to impede the assessment or
collection of any federal, state or local taxes legally required to be paid with
respect to a Residual Certificate. In addition, the Transferor has conducted a
reasonable investigation at the time of the transfer and found that the
Transferee had historically paid its debts as they came due and found no
significant evidence to indicate that the Transferee will not continue to pay
its debts as they become due.

                                         Very truly yours,


                                         _____________________________
                                         Name:
                                         Title:





                                    EXHIBIT H

                        ADDITIONAL SERVICER COMPENSATION



QUALIFIED ADMINISTRATIVE EXPENSES
(Conventional, Non-Conforming Loans)


Assumption Fees                               $550 - $800

Late Charges                                  Per Loan Documents

Appraisal/Inspection Fees                     Reasonable and Customary Charges

Partial Release Fees                          $300

Easements                                     $150

Insufficient Funds Charges                    $15

Document Requests (copies of loan file
documents, additional pay-off quotations,
amortization schedules, payment histories)    $0

Modification Fees                             Reasonable and Customary Charges





                                    EXHIBIT I

                          FORM OF INVESTMENT LETTER FOR
                       DEFINITIVE RESTRICTED CERTIFICATES



                                                          _____________________
                                                                   Date

State Street Bank and Trust Company
Corporate Trust Department
225 Franklin Street
8th Floor
Boston, Massachusetts   02110

            Re:   GE Capital Mortgage Services, Inc.
                  REMIC Mortgage Pass Through
                  Certificates, Series 1999-15
                  ----------------------------

Ladies and Gentlemen:

     1. The undersigned, a [title of officer] _______________ of [name of
Investor] _________________________________________ (the "Investor"), a
______________ ___________________ [description of type of entity] duly
organized and existing under the laws of the [State of __________________]
[United States], hereby certifies as follows:

     2. The Investor hereby acknowledges that under the terms of the Pooling and
Servicing Agreement between State Street Bank and Trust Company, as Trustee, and
GE Capital Mortgage Services, Inc. (the "Company"), dated as of July 1, 1999
(the "Agreement"), no transfer of a Restricted Certificate may be made unless
such transfer is exempt from the registration requirements of the Securities Act
of 1933, as amended (the "Securities Act"), and any applicable state securities
laws, or is made in accordance with the Securities Act and such laws.

     3. The Investor understands that (a) the Restricted Certificates have not
been and will not be registered or qualified under the Securities Act, or the
securities laws of any state, (b) neither the Company nor the Trustee is
required, and neither intends, to so register or qualify the Restricted
Certificates, (c) the Restricted Certificates cannot be resold unless (i) they
are registered and qualified under the Securities Act and the applicable state
securities laws or (ii) such sale is exempt from the requirements of the
Securities Act, (d) the Agreement contains restrictions regarding the transfer
of the Restricted Certificates and (e) the Restricted Certificates will bear a
legend to the foregoing effect.

     4. The Investor is acquiring the Restricted Certificates for its own
account for investment only and not with a view to or for sale or other transfer
in connection with any distribution of the Restricted Certificates in any manner
that would violate the Securities Act or any applicable state securities laws.

     5. The Investor (a) is a substantial, sophisticated institutional investor
having such knowledge and experience in financial and business matters, and in
particular in such matters related to securities similar to the Restricted
Certificates, such that it is capable of evaluating the merits and risks of
investment in the Restricted Certificates, (b) is able to bear the economic
risks of such an investment and (c) is an "accredited investor" within the
meaning of Rule 501(a)(1), (2), (3) or (7) promulgated pursuant to the
Securities Act.

     6. The Investor will not authorize nor has it authorized any person to (a)
offer, pledge, sell, dispose of or otherwise transfer any Restricted
Certificate, any interest in any Restricted Certificate or any other similar
security to any person in any manner, (b) solicit any offer to buy or to accept
a pledge, disposition or other transfer of any Restricted Certificate, any
interest in any Restricted Certificate or any other similar security from any
person in any manner, (c) otherwise approach or negotiate with respect to any
Restricted Certificate, any interest in any Restricted Certificate or any other
similar security with any person in any manner, (d) make any general
solicitation by means of general advertising or in any other manner, or (e) take
any other action that would constitute a distribution of any Restricted
Certificate under the Securities Act, that would render the disposition of any
Restricted Certificate a violation of Section 5 of the Securities Act or any
state securities law, or that could require registration or qualification
pursuant thereto. Neither the Investor nor anyone acting on its behalf has
offered the Restricted Certificates for sale or made any general solicitation by
means of general advertising or in any other manner with respect to the
Restricted Certificates. The Investor will not sell or otherwise transfer any of
the Restricted Certificates, except in compliance with the provisions of the
Agreement.

     7. If an Investor in a Restricted Certificate sells or otherwise transfers
any such Certificate to a transferee other than a "qualified institutional
buyer" under Rule 144A of the Securities Act, such Investor will obtain (a) from
any subsequent purchaser the same certifications, representations, warranties
and covenants contained in the foregoing paragraphs and in this paragraph or (b)
an opinion of counsel in form and substance satisfactory to the Trustee pursuant
to the Agreement.

     8. The Investor hereby indemnifies the Trustee and the Company against any
liability that may result if the Investor's transfer of a Restricted Certificate
(or any portion thereof) is not exempt from the registration requirements of the
Securities Act and any applicable state securities laws or is not made in
accordance with such federal and state laws. Such indemnification of the Trustee
and the Company shall survive the termination of the Agreement.

     [9. The Restricted Certificates shall be registered in the name of
_____________________________ as nominee for the Investor.]

     IN WITNESS WHEREOF, the Investor has caused this instrument to be executed
on its behalf, pursuant to authority of its Board of Directors, by its [title of
officer] _____________ this _____ day of __________, 19__.


                                            _________________________________
                                            [name of Investor]


                                            By:______________________________
                                               Name:
                                               Title:


   The undersigned hereby
acknowledges that it is holding
 and will hold the Restricted
Certificates at the exclusive
direction of and as nominee of
the Investor named above.

_____________________________
[name of nominee]


By:__________________________
    Name:
    Title:






                                    EXHIBIT J

                       FORM OF DISTRIBUTION DATE STATEMENT

                            -----------------, ------
                                 (month)       (year)

                       GE CAPITAL MORTGAGE SERVICES, INC.
                    REMIC Mortgage Pass-Through Certificates,
                                 Series 1999-15

     Pursuant to the Pooling and Servicing Agreement dated as of July 1, 1999
(the "Agreement") between GE Capital Mortgage Services, Inc. (the "Company"),
and State Street Bank and Trust Company (the "Trustee"), governing the
Certificates referred to above, the Company hereby certifies to the Trustee:

     With respect to the Agreement and as of the Determination Date for this
month:

     The amounts below are for a Single Certificate of $1,000:


                                                                                             
                  (1)      Amount of distribution allocable to principal:

                                    Class A1                                                            $__________
                                    Class A2                                                            $__________
                                    Class A3                                                            $__________
                                    Class A4                                                            $__________
                                    Class A5                                                            $__________
                                    Class A6                                                            $__________
                                    Class A7                                                            $__________
                                    Class A8                                                            $__________
                                    Class A9                                                            $__________
                                    Class A10                                                           $__________
                                    Class A11                                                           $__________
                                    Class A12                                                           $__________
                                    Class A13                                                           $__________
                                    Class A14                                                           $__________
                                    Class A15                                                           $__________
                                    Class A16                                                           $__________
                                    Class A17                                                           $__________
                                    Class A18                                                           $__________
                                    Class A19                                                           $__________
                                    Class A20                                                           $__________
                                    Class A21                                                           $__________
                                    Class A22                                                           $__________
                                    Class A23                                                           $__________
                                    Class A24                                                           $__________
                                    Class A25                                                           $__________
                                    Class A26                                                           $__________
                                    Class A27                                                           $__________
                                    Class A28                                                           $__________
                                    Class 1-PO                                                          $__________
                                    Class 2-A1                                                          $__________
                                    Class 2-A2                                                          $__________
                                    Class 2-A3                                                          $__________
                                    Class 2-A4                                                          $__________
                                    Class 2-A5                                                          $__________
                                    Class M                                                             $__________
                                    Class B1                                                            $__________
                                    Class B2                                                            $__________
                                    Class B3                                                            $__________
                                    Class B4                                                            $__________
                                    Class B5                                                            $__________
                                    Class R                                                             $__________

                  (2)      Aggregate principal prepayments included in distribution:

                                    Class A1                                                            $__________
                                    Class A2                                                            $__________
                                    Class A3                                                            $__________
                                    Class A4                                                            $__________
                                    Class A5                                                            $__________
                                    Class A6                                                            $__________
                                    Class A7                                                            $__________
                                    Class A8                                                            $__________
                                    Class A9                                                            $__________
                                    Class A10                                                           $__________
                                    Class A11                                                           $__________
                                    Class A12                                                           $__________
                                    Class A13                                                           $__________
                                    Class A14                                                           $__________
                                    Class A15                                                           $__________
                                    Class A16                                                           $__________
                                    Class A17                                                           $__________
                                    Class A18                                                           $__________
                                    Class A19                                                           $__________
                                    Class A20                                                           $__________
                                    Class A21                                                           $__________
                                    Class A22                                                           $__________
                                    Class A23                                                           $__________
                                    Class A24                                                           $__________
                                    Class A25                                                           $__________
                                    Class A26                                                           $__________
                                    Class A27                                                           $__________
                                    Class A28                                                           $__________
                                    Class 1-PO                                                          $__________
                                    Class 2-A1                                                          $__________
                                    Class 2-A2                                                          $__________
                                    Class 2-A3                                                          $__________
                                    Class 2-A4                                                          $__________
                                    Class 2-A5                                                          $__________
                                    Class M                                                             $__________
                                    Class B1                                                            $__________
                                    Class B2                                                            $__________
                                    Class B3                                                            $__________
                                    Class B4                                                            $__________
                                    Class B5                                                            $__________
                                    Class R                                                             $__________

                   (3)     Amount of distribution allocable to interest; Pay-out Rate:

                                    Class A1        $__________                                        ____%
                                    Class A2        $__________                                        ____%
                                    Class A3        $__________                                        ____%
                                    Class A4        $__________                                        ____%
                                    Class A5        $__________                                        ____%
                                    Class A6        $__________                                        ____%
                                    Class A7        $__________                                        ____%
                                    Class A8        $__________                                        ____%
                                    Class A9        $__________                                        ____%
                                    Class A10       $__________                                        ____%
                                    Class A11       $__________                                        ____%
                                    Class A12       $__________                                        ____%
                                    Class A13       $__________                                        ____%
                                    Class A15       $__________                                        ____%
                                    Class A16       $__________                                        ____%
                                    Class A17       $__________                                        ____%
                                    Class A18       $__________                                        ____%
                                    Class A19       $__________                                        ____%
                                    Class A20       $__________                                        ____%
                                    Class A21       $__________                                        ____%
                                    Class A22       $__________                                        ____%
                                    Class A23       $__________                                        ____%
                                    Class A24       $__________                                        ____%
                                    Class A25       $__________                                        ____%
                                    Class A26       $__________                                        ____%
                                    Class A27       $__________                                        ____%
                                    Class A28       $__________                                        ____%
                                    Class 1-S       $__________                                        ____%
                                    Class 2-A1      $__________                                        ____%
                                    Class 2-A2      $__________                                        ____%
                                    Class 2-A4      $__________                                        ____%
                                    Class 2-A5      $__________                                        ____%
                                    Class 2-S       $__________                                        ____%
                                    Class M         $__________                                        ____%
                                    Class B1        $__________                                        ____%
                                    Class B2        $__________                                        ____%
                                    Class B3        $__________                                        ____%
                                    Class B4        $__________                                        ____%
                                    Class B5        $__________                                        ____%
                                    Class R         $__________                                        ____%

                   (4)      Accrual Amount:

                                    Class A24                  $__________

                   (5)     Amount of distribution allocable to Unanticipated Recoveries:

                                    Class A1        $__________                                        ____%
                                    Class A2        $__________                                        ____%
                                    Class A3        $__________                                        ____%
                                    Class A4        $__________                                        ____%
                                    Class A5        $__________                                        ____%
                                    Class A6        $__________                                        ____%
                                    Class A7        $__________                                        ____%
                                    Class A8        $__________                                        ____%
                                    Class A9        $__________                                        ____%
                                    Class A10       $__________                                        ____%
                                    Class A11       $__________                                        ____%
                                    Class A12       $__________                                        ____%
                                    Class A13       $__________                                        ____%
                                    Class A14       $__________                                        ____%
                                    Class A15       $__________                                        ____%
                                    Class A16       $__________                                        ____%
                                    Class A17       $__________                                        ____%
                                    Class A18       $__________                                        ____%
                                    Class A19       $__________                                        ____%
                                    Class A20       $__________                                        ____%
                                    Class A21       $__________                                        ____%
                                    Class A22       $__________                                        ____%
                                    Class A23       $__________                                        ____%
                                    Class A24       $__________                                        ____%
                                    Class A25       $__________                                        ____%
                                    Class A26       $__________                                        ____%
                                    Class A27       $__________                                        ____%
                                    Class A28       $__________                                        ____%
                                    Class 1-PO      $__________                                        ____%
                                    Class 2-A1      $__________                                        ____%
                                    Class 2-A2      $__________                                        ____%
                                    Class 2-A3      $__________                                        ____%
                                    Class 2-A4      $__________                                        ____%
                                    Class 2-A5      $__________                                        ____%
                                    Class M         $__________                                        ____%
                                    Class B1        $__________                                        ____%
                                    Class B2        $__________                                        ____%
                                    Class B3        $__________                                        ____%
                                    Class B4        $__________                                        ____%
                                    Class B5        $__________                                        ____%
                                    Class R         $__________                                        ____%

                   (6)     Servicing Compensation:                                                      $__________

                   The amounts below are for the aggregate of all Certificates:

                   (7)     Pool Scheduled Principal Balance; number
                           of Mortgage Loans:
                           (a)      for Pool 1:                                   $__________            __________
                           (b)      for Pool 2:                                   $__________            __________

                   (8)     Class Certificate Principal Balance (or
                           Notional Principal Balance) of each Class;
                           Certificate Principal Balance (or Notional
                           Principal Balance) of Single Certificate
                           of each Class:

                                                                                                       Single
                                                                                                     Certificate
                           Class                                 Balance                               Balance
                           -----                                 -------                               -------


                           Class A1                             $__________                            $__________
                           Class A2                             $__________                            $__________
                           Class A3                             $__________                            $__________
                           Class A4                             $__________                            $__________
                           Class A5                             $__________                            $__________
                           Class A6                             $__________                            $__________
                           Class A7                             $__________                            $__________
                           Class A8                             $__________                            $__________
                           Class A9                             $__________                            $__________
                           Class A10                            $__________                            $__________
                           Class A11                            $__________                            $__________
                           Class A12                            $__________                            $__________
                           Class A13                            $__________                            $__________
                           Class A14                            $__________                            $__________
                           Class A15                            $__________                            $__________
                           Class A16                            $__________                            $__________
                           Class A17                            $__________                            $__________
                           Class A18                            $__________                            $__________
                           Class A19                            $__________                            $__________
                           Class A20                            $__________                            $__________
                           Class A21                            $__________                            $__________
                           Class A22                            $__________                            $__________
                           Class A23                            $__________                            $__________
                           Class A24                            $__________                            $__________
                           Class A25                            $__________                            $__________
                           Class A26                            $__________                            $__________
                           Class A27                            $__________                            $__________
                           Class A28                            $__________                            $__________
                           Class 1-PO                           $__________                            $__________
                           Class 1-S                            $__________                            $__________
                           Class 2-A1                           $__________                            $__________
                           Class 2-A2                           $__________                            $__________
                           Class 2-A3                           $__________                            $__________
                           Class 2-A4                           $__________                            $__________
                           Class 2-A5                           $__________                            $__________
                           Class 2-S                            $__________                            $__________
                           Class M                              $__________                            $__________
                           Class B1                             $__________                            $__________
                           Class B2                             $__________                            $__________
                           Class B3                             $__________                            $__________
                           Class B4                             $__________                            $__________
                           Class B5                             $__________                            $__________
                           Class R                              $__________                            $__________

                   (9)     Book value of real estate acquired on
                           behalf of Certificateholders; number of
                           related Mortgage Loans:                                $__________            __________

                  (10)     Aggregate Scheduled Principal Balance and
                           number of delinquent Mortgage Loans:

                           30-59 days delinquent                                  $__________            __________
                           60-89 days delinquent                                  $__________            __________
                           90 or more days delinquent                             $__________            __________
                           In foreclosure                                         $__________            __________

                  (11)     Aggregate Scheduled Principal Balance and
                           number of replaced Mortgage Loans:                     $__________            __________

                  (12)     Certificate Interest Rate of:

                           Class 1-S Certificate:                                                       __________%
                           Class 2-S Certificate:                                                       __________%

                  (13)     Senior Percentage for such Distribution
                           Date:
                           (a)      for Pool 1:                                                         __________%
                           (b)      for Pool 2:                                                         __________%

                  (14)     Senior Prepayment Percentage for such
                           Distribution Date:
                           (a)      for Pool 1:                                                         __________%
                           (b)      for Pool 2:                                                         __________%

                  (15)     Pool 1 Group II Senior Percentage for such
                           Distribution Date:                                                           __________%

                  (16)     Pool 2 Group II Senior Percentage for such
                           Distribution Date:                                                           __________%

                  (17)     Pool 1 Group II Senior Distribution
                           Percentage for such Distribution Date:                                       __________%

                  (18)     Pool 2 Group II Senior Distribution
                           Percentage for such Distribution Date:                                       __________%

                  (19)     Junior Percentage for such Distribution
                           Date:
                           (a)      for Pool 1:                                                         __________%
                           (b)      for Pool 2:                                                         __________%

                  (20)     Junior Prepayment Percentage for such
                           Distribution Date:
                           (a)      for Pool 1:                                                         __________%
                           (b)      for Pool 2:                                                         __________%


     Capitalized terms used in this Statement shall have the same meanings as in
the Agreement.






                                    EXHIBIT K

                            FORM OF SPECIAL SERVICING
                          AND COLLATERAL FUND AGREEMENT


     This SPECIAL SERVICING AND COLLATERAL FUND AGREEMENT (the "Agreement") is
made and entered into as of ____________________, 199_, between GE Capital
Mortgage Services, Inc. (the "Company") and _____________________________ (the
"Purchaser").

                              PRELIMINARY STATEMENT

     ___________________________ or an affiliate thereof is the holder of the
entire interest in REMIC Mortgage Pass-Through Certificates, Series 199_-__,
Class B_ (the "Class B_ Certificates"). The Class B_ Certificates were issued
pursuant to a Pooling and Servicing Agreement (the "Pooling and Servicing
Agreement") dated as of ________ 1, 199_ between the Company (in its capacity as
servicer thereunder, the "Servicer") and State Street Bank and Trust Company as
Trustee.

     ____________________________ or an affiliate thereof intends to resell all
of the Class B_ Certificates directly to the Purchaser on or promptly after the
date hereof.

     In connection with such sale, the parties hereto have agreed that the
Company, as Servicer, will engage in certain special servicing procedures
relating to foreclosures for the benefit of the Purchaser, and that the
Purchaser will deposit funds in a collateral fund to cover any losses
attributable to such procedures as well as all advances and costs in connection
therewith, as set forth herein.

     [The parties hereto have further agreed that the Purchaser will have no
rights, and the Company will have no obligations under this Agreement until the
Class Certificate Principal Balance of the REMIC Mortgage Pass-Through
Certificates, Series 199_-__, Class B5 (the "Class B5 Certificates") has been
reduced to zero, and any Special Servicing and Collateral Fund Agreement in
respect of such Class between the Company and the Purchaser has been
terminated.]

     In consideration of the mutual agreements herein contained, the receipt and
sufficiency of which are hereby acknowledged, the Company and the Purchaser
agree that the following provisions shall become effective and shall be binding
on and enforceable by the Company and the Purchaser upon the acquisition by the
Purchaser of the Class B_ Certificates.

                                   ARTICLE I

                                   DEFINITIONS

     Section 1.01. Defined Terms. Whenever used in this Agreement, the following
words and phrases, unless the context otherwise requires, shall have the
following meanings:

     Business Day: Any day other than (i) a Saturday or a Sunday of (ii) a day
on which banking institutions in New York City or Boston, Massachusetts are
required or authorized by law or executive order to be closed.

     Collateral Fund: The fund established and maintained pursuant to Section
3.01 hereof.

     Collateral Fund Permitted Investments: Either (i) obligations of, or
obligations fully guaranteed as to principal and interest by, the United States,
or any agency or instrumentality thereof, provided such obligations are backed
by the full faith and credit of the United States, (ii) repurchase agreements on
obligations specified in clause (i) provided that the unsecured obligations of
the party agreeing to repurchase such obligations are at the time rated by each
Rating Agency in the highest long-term rating category, (iii) federal funds,
certificates of deposit, time deposits and banker's acceptances of any U.S.
depository institution or trust company incorporated under the laws of the
United States or any state provided that the debt obligations of such depository
institution or trust company at the date of acquisition thereof have been rated
by each Rating Agency in the highest long-term rating category, (iv) commercial
paper of any corporation incorporated under the laws of the United States or any
state thereof which on the date of acquisition has the highest short term rating
of each Rating Agency, and (v) other obligations or securities that are
acceptable to each Rating Agency as a Collateral Fund Permitted Investment
hereunder and will not, as evidenced in writing, result in a reduction or
withdrawal in the then current rating of the Certificates and, for each of the
preceding clauses, the maturity thereof shall be not later than the earlier to
occur of (A) 30 days from the date of the related investment and (B) the
Business Day preceding the next succeeding Distribution Date.

     Commencement of Foreclosure: The first official action required under local
law in order to commence foreclosure proceedings or to schedule a trustee's sale
under a deed of trust, including (i) in the case of a mortgage, any filing or
service of process necessary to commence an action to foreclose, or (ii) in the
case of a deed of trust, the posting, publishing, filing or delivery of a notice
of sale, but not including in either case (x) any notice of default, notice of
intent to foreclose or sell or any other action prerequisite to the actions
specified in (i) or (ii) above and, upon the consent of the Purchaser which will
be deemed given unless expressly withheld within two Business Days of
notification, (y) the acceptance of a deed-in-lieu of foreclosure (whether in
connection with a sale of the related property or otherwise) or (z) initiation
and completion of a short pay-off.

     Current Appraisal: With respect to any Mortgage Loan as to which the
Purchaser has made an Election to Delay Foreclosure, an appraisal of the related
Mortgaged Property obtained by the Purchaser as nearly contemporaneously as
practicable to the time of the Purchaser's election, prepared based on the
Company's customary requirements for such appraisals.

     Election to Delay Foreclosure: Any election by the Purchaser to delay the
Commencement of Foreclosure, made in accordance with Section 2.02(b).

     Election to Foreclose: Any election by the Purchaser to proceed with the
Commencement of Foreclosure, made in accordance with Section 2.03(a).

     Required Collateral Fund Balance: As of any date of determination, an
amount equal to the aggregate of all amounts previously required to be deposited
in the Collateral Fund pursuant to Section 2.02(d) (after adjustments for all
withdrawals and deposits prior to such date pursuant to Section 2.02(e)) and
Section 2.03(b) (after adjustment for all withdrawals and deposits prior to such
date pursuant to Section 2.03(c)) and Section 3.02, reduced by all withdrawals
therefrom prior to such date pursuant to Section 2.02(g) and Section 2.03(d).

     Section 1.02. Definitions Incorporated by Reference. All capitalized terms
not otherwise defined in this Agreement shall have the meanings assigned in the
Pooling and Servicing Agreement.

                                   ARTICLE II

                          SPECIAL SERVICING PROCEDURES

     Section 2.01. Reports and Notices.

     (a) In connection with the performance of its duties under the Pooling and
Servicing Agreement relating to the realization upon defaulted Mortgage Loans,
the Company as Servicer shall provide to the Purchaser the following notices and
reports:

     (i) Within five Business Days after each Distribution Date (or included in
or with the monthly statements to Certificateholders pursuant to the Pooling and
Servicing Agreement), the Company, as Servicer, shall provide to the Purchaser a
report, using the same methodology and calculations in its standard servicing
reports, indicating for the Trust Fund the number of Mortgage Loans that are (A)
thirty days, (B) sixty days, (C) ninety days or more delinquent or (D) in
foreclosure, and indicating for each such Mortgage Loan the loan number and
outstanding principal balance.

     (ii) Prior to the Commencement of Foreclosure in connection with any
Mortgage Loan, the Company shall provide the Purchaser with a notice (sent by
facsimile transmission) of such proposed and imminent foreclosure, stating the
loan number and the aggregate amount owing under the Mortgage Loan. Such notice
may be provided to the Purchaser in the form of a copy of a referral letter from
the Company to an attorney requesting the institution of foreclosure or a copy
of a request to foreclose received by the Company from the related primary
servicer which has been approved by the Company.

     (b) If requested by the Purchaser, the Company shall make its servicing
personnel available (during their normal business hours) to respond to
reasonable inquiries, in writing by facsimile transmission, by the Purchaser in
connection with any Mortgage Loan identified in a report under subsection (a)(i)
or (a)(ii) which has been given to the Purchaser, provided, that (1) the Company
shall only be required to provide information that is readily accessible to its
servicing personnel and is non-confidential and (2) the Company shall respond
within five Business Days orally or in writing by facsimile transmission.

     (c) In addition to the foregoing, the Company shall provide to the
Purchaser such information as the Purchaser may reasonably request concerning
each Mortgage Loan that is at least sixty days delinquent and each Mortgage Loan
which has become real estate owned, through the final liquidation thereof,
provided, that the Company shall only be required to provide information that is
readily accessible to its servicing personnel and is non-confidential.

     Section 2.02. Purchaser's Election to Delay Foreclosure Proceedings.

     (a) The Purchaser shall be deemed to direct the Company that in the event
that the Company does not receive written notice of the Purchaser's election
pursuant to subsection (b) below within 24 hours (exclusive of any intervening
non-Business Days) of transmission of the notice provided by the Company under
Section 2.01(a)(ii) subject to extension as set forth in Section 2.02(b), the
Company may proceed with the Commencement of Foreclosure in respect of such
Mortgage Loan in accordance with its normal foreclosure policies without further
notice to the Purchaser. Any foreclosure that has been initiated may be
discontinued (i) without notice to the Purchaser if the Mortgage Loan has been
brought current or if a refinancing or prepayment occurs with respect to the
Mortgage Loan (including by means of a short payoff approved by the Company) or
(ii) with notice to the Purchaser if the Company has reached the terms of a
forbearance agreement with the borrower. In such latter case the Company may
complete such forbearance agreement unless instructed otherwise by the Purchaser
within two Business Days of notification.

     (b) In connection with any Mortgage Loan with respect to which a notice
under Section 2.01(a)(ii) has been given to the Purchaser, the Purchaser may
elect to instruct the Company to delay the Commencement of Foreclosure until
such time as the Purchaser determines that the Company may proceed with the
Commencement of Foreclosure. Such election must be evidenced by written notice
received within 24 hours (exclusive of any intervening non-Business Days) of
transmission of the notice provided by the Company under Section 2.01(a)(ii).
The Purchaser shall send a copy of such notice of election to each Rating Agency
as soon as practicable thereafter. Such 24-hour period shall be extended for no
longer than an additional four Business Days after the receipt of the
information if the Purchaser requests additional information related to such
foreclosure within such 24-hour period; provided, however, that the Purchaser
will have at least one Business Day to make such election following its receipt
of any requested additional information. Any such additional information shall
(i) not be confidential in nature and (ii) be obtainable by the Company from
existing reports, certificates or statements or otherwise be readily accessible
to its servicing personnel. The Purchaser agrees that it has no right to deal
with the mortgagor. However, if the Company's normal foreclosure policies
include acceptance of a deed-in-lieu of foreclosure or short payoff, the
Purchaser will be notified and given two Business Days to respond.

     (c) With respect to any Mortgage Loan as to which the Purchaser has made an
Election to Delay Foreclosure, the Purchaser shall obtain a Current Appraisal as
soon as practicable, and shall provide the Company with a copy of such Current
Appraisal.

     (d) Within two Business Days of making any Election to Delay Foreclosure,
the Purchaser shall remit by wire transfer to the Trustee, for deposit in the
Collateral Fund, an amount, as calculated by the Company, equal to the sum of
(i) 125% of the greater of the Scheduled Principal Balance of the Mortgage Loan
and the value shown in the Current Appraisal referred to in subsection (c) above
(or, if such Current Appraisal has not yet been obtained, the Company's estimate
thereof, in which case the required deposit under this subsection shall be
adjusted upon obtaining such Current Appraisal), and (ii) three months' interest
on the Mortgage Loan at the applicable Mortgage Rate. If any Election to Delay
Foreclosure extends for a period in excess of three months (such excess period
being referred to herein as the "Excess Period"), the Purchaser shall remit by
wire transfer in advance to the Trustee for deposit in the Collateral Fund the
amount of each additional month's interest, as calculated by the Company, equal
to interest on the Mortgage Loan at the applicable Mortgage Rate for the Excess
Period. The terms of this Agreement will no longer apply to the servicing of any
Mortgage Loan upon the failure of the Purchaser to deposit the above amounts
relating to the Mortgage Loan within two Business Days of (i) the Election to
Delay Foreclosure or (ii) the beginning of the related Excess Period, as the
case may be.

     (e) With respect to any Mortgage Loan as to which the Purchaser has made an
Election to Delay Foreclosure, the Company or the Trustee may withdraw from the
Collateral Fund from time to time amounts necessary to reimburse the Company for
all related Monthly Advances and Liquidation Expenses thereafter made by the
Company as Servicer in accordance with the Pooling and Servicing Agreement. To
the extent that the amount of any such Liquidation Expense is determined by the
Company based on estimated costs, and the actual costs are subsequently
determined to be higher, the Company or the Trustee may withdraw the additional
amount from the Collateral Fund to reimburse the Company. In the event that the
Mortgage Loan is brought current by the mortgagor, the amounts so withdrawn from
the Collateral Fund shall be redeposited therein as and to the extent that
reimbursement therefor from amounts paid by the mortgagor is not prohibited
pursuant to the Pooling and Servicing Agreement as of the date hereof. Except as
provided in the preceding sentence, amounts withdrawn from the Collateral Fund
to cover Monthly Advances and Liquidation Expenses shall not be redeposited
therein or otherwise reimbursed to the Purchaser. If and when any such Mortgage
Loan is brought current by the mortgagor, all amounts remaining in the
Collateral Fund in respect of such Mortgage Loan (after adjustment for all
previous withdrawals and deposits pursuant to this subsection and after
reimbursement to the Servicer for all related Monthly Advances) shall be
released to the Purchaser.

     (f) With respect to any Mortgage Loan as to which the Purchaser has made an
Election to Delay Foreclosure, the Company shall continue to service the
Mortgage Loan in accordance with its customary procedures (other than the delay
in Commencement of Foreclosure as provided herein). If and when, following such
election, the Purchaser shall notify the Company that it believes that it is
appropriate to do so, the Company shall proceed with the Commencement of
Foreclosure; provided that, in any event, if the Mortgage Loan is not brought
current by the mortgagor by the time the loan becomes 6 months delinquent, the
Purchaser's election shall no longer be effective, unless the Purchaser shall
have purchased the related Mortgage Loan promptly following (and in any event
not later than the third Business Day after) the end of such 6-month period in
the manner provided in the following two sentences, and the Company shall be
entitled to proceed with the Commencement of Foreclosure. Any purchase of such
Mortgage Loan by the Purchaser pursuant to the preceding sentence shall be at a
purchase price equal to the unpaid principal balance of the Mortgage Loan plus
accrued interest at the Mortgage Rate from the date last paid by the mortgagor.
Such purchase price shall be deposited by the Purchaser into the Collateral Fund
in immediately available funds on the Business Day which is the date of purchase
and the Purchaser shall instruct the Trustee (with notice to the Company) to
withdraw such amount therefrom on such Business Day and remit the same to the
Trust Fund for application as Liquidation Proceeds in respect of the related
Mortgage Pool pursuant to the Pooling and Servicing Agreement. Following such
withdrawal, all amounts remaining in the Collateral Fund in respect of such
Mortgage Loan (after adjustment for all previous withdrawals and deposits
pursuant to this Agreement and after reimbursement to the Servicer for all
related Monthly Advances) shall be released to the Purchaser.

     (g) Upon the occurrence of a liquidation with respect to any Mortgage Loan
as to which the Purchaser made an Election to Delay Foreclosure and as to which
the Company proceeded with the Commencement of Foreclosure in accordance with
subsection (f) above, the Company shall calculate the amount, if any, by which
the value shown on the Current Appraisal obtained under subsection (c) exceeds
the actual sales price obtained for the related Mortgaged Property (net of
Liquidation Expenses and unreimbursed Monthly Advances related to the extended
foreclosure period), and the Company or the Trustee shall withdraw the amount of
such excess from the Collateral Fund and shall remit the same to the Trust Fund
for application as additional Liquidation Proceeds in respect of the related
Mortgage Pool pursuant to the Pooling and Servicing Agreement. After making such
withdrawal, all amounts remaining in the Collateral Fund in respect of such
Mortgage Loan (after adjustment for all withdrawals and deposits pursuant to
subsection (e) and after reimbursement to the Servicer for all related Monthly
Advances) shall be released to the Purchaser.

     Section 2.03. Purchaser's Election to Commence Foreclosure Proceedings.

     (a) In connection with any Mortgage Loan identified in a report under
Section 2.01(a)(i)(B), the Purchaser may elect to instruct the Company to
proceed with the Commencement of Foreclosure as soon as practicable. Such
election must be evidenced by written notice received by the Company by 5:00
p.m., New York City time, on the third Business Day following the delivery of
such report under Section 2.01(a)(i).

     (b) Within two Business Days of making any Election to Foreclose, the
Purchaser shall remit to the Trustee, for deposit in the Collateral Fund, an
amount, as calculated by the Company, equal to 125% of the current Scheduled
Principal Balance of the Mortgage Loan and three months' interest on the
Mortgage Loan at the applicable Mortgage Rate. If and when any such Mortgage
Loan is brought current by the mortgagor, all amounts in the Collateral Fund in
respect of such Mortgage Loan (after adjustment for all withdrawals and deposits
pursuant to subsection (c) below) shall be released to the Purchaser. The terms
of this Agreement will no longer apply to the servicing of any Mortgage Loan
upon the failure of the Purchaser to deposit the above amounts relating to the
Mortgage Loan within two Business Days of the Election to Foreclose.

     (c) With respect to any Mortgage Loan as to which the Purchaser has made an
Election to Foreclose, the Company shall continue to service the Mortgage Loan
in accordance with its customary procedures. In connection therewith, the
Company shall have the same rights to make withdrawals for Monthly Advances and
Liquidation Expenses from the Collateral Fund as are provided under Section
2.02(e), and the Company shall make reimbursements thereto to the limited extent
provided under such subsection. The Company shall not be required to proceed
with the Commencement of Foreclosure if (i) the same is stayed as a result of
the mortgagor's bankruptcy or is otherwise barred by applicable law, or to the
extent that all legal conditions precedent thereto have not yet been complied
with, or (ii) the Company believes there is a breach of representations or
warranties by the Company, which may result in a repurchase or substitution of
such Mortgage Loan, or (iii) the Company has or expects to have the right under
the Pooling and Servicing Agreement to purchase the defaulted Mortgage Loan and
intends to exercise such right or (iv) the Company reasonably believes the
Mortgaged Property may be contaminated with or affected by hazardous wastes or
hazardous substances (and the Company supplies the Purchaser with information
supporting such belief) or (v) the same is prohibited by or is otherwise
inconsistent with the provisions of the Pooling and Servicing Agreement. Any
foreclosure that has been initiated may be discontinued (i) without notice to
the Purchaser if the Mortgage Loan has been brought current or if a refinancing
or prepayment occurs with respect to the Mortgage Loan (including by means of a
short payoff approved by the Purchaser) or (ii) with notice to the Purchaser if
the Company has reached the terms of a forbearance agreement unless instructed
otherwise by the Purchaser within two Business Days of notification.

     (d) Upon the occurrence of a liquidation with respect to any Mortgage Loan
as to which the Purchaser made an Election to Foreclose and as to which the
Company proceeded with the Commencement of Foreclosure in accordance with
subsection (c) above, the Company shall calculate the amount, if any, by which
the Scheduled Principal Balance of the Mortgage Loan at the time of liquidation
(plus all unreimbursed Monthly Advances and Liquidation Expenses in connection
therewith other than those previously paid from the Collateral Fund) exceeds the
actual sales price obtained for the related Mortgaged Property, and the Company
or the Trustee shall withdraw the amount of such excess from the Collateral Fund
and shall remit the same to the Trust Fund for application as additional
Liquidation Proceeds in respect of the related Mortgage Pool pursuant to the
Pooling and Servicing Agreement. After making such withdrawal, all amounts
remaining in the Collateral Fund (after adjustment for all withdrawals and
deposits pursuant to subsection (c) above and after reimbursement to the
Servicer for all related Monthly Advances) in respect of such Mortgage Loan
shall be released to the Purchaser.

     Section 2.04. Termination.

     (a) With respect to all Mortgage Loans included in the Trust Fund, the
Purchaser's right to make any Election to Delay Foreclosure or any Election to
Foreclose and the Company's obligations under Section 2.01 shall terminate on
the earliest to occur of the following: (i) at such time as the Class
Certificate Principal Balance of the Class B_ Certificates has been reduced to
zero, (ii) if the greater of (x) 43% (or such lower or higher percentage that
represents the Company's actual loss experience with respect to the Mortgage
Loans) of the aggregate principal balance of all Mortgage Loans that are in
foreclosure or are more than 90 days delinquent on a contractual basis and the
aggregate book value of REO properties or (y) the aggregate amount that the
Company estimates through its normal servicing practices will be required to be
withdrawn from the Collateral Fund with respect to Mortgage Loans as to which
the Purchaser has made an Election to Delay Foreclosure or an Election to
Foreclose exceeds (z) the then-current Class Certificate Principal Balance of
the Class B_ Certificates, or (iii) upon any transfer by the Purchaser of any
interest (other than the minority interest therein, but only if the transferee
provides written acknowledgment to the Company of the Purchaser's right
hereunder and that such transferee will have no rights hereunder) in the Class
B_ Certificates [or in the Class B5 Certificates] (whether or not such transfer
is registered under the Pooling and Servicing Agreement), including any such
transfer in connection with a termination of the Trust Fund. Unless earlier
terminated as set forth herein, this Agreement and the respective rights,
obligations and responsibilities of the Purchaser and the Company hereunder
shall terminate immediately upon (x) the later to occur of (i) the final
liquidation of the last Mortgage Loan as to which the Purchaser made any
Election to Delay Foreclosure or any Election to Foreclose and the withdrawal of
all remaining amounts in the Collateral Fund as provided herein and (ii) ten
(10) Business Days' notice or (y) the occurrence of any event that results in
the Purchaser becoming an "affiliate" of the Trustee within the meaning of the
Prohibited Transaction Exemption (as defined in the Pooling and Servicing
Agreement).

     (b) The Purchaser's rights pursuant to Section 2.02 or 2.03 of this
Agreement shall terminate with respect to a Mortgage Loan as to which the
Purchaser has exercised its rights under Section 2.02 or 2.03 hereof, upon
Purchaser's failure to deposit any amounts required pursuant to Section 2.02(d)
or 2.03(b) after one Business Day's notice of such failure.

     Section 2.05. Notification. The Purchaser shall promptly notify the Trustee
and the Company if such Purchaser becomes aware of any discussions, plans or
events that might lead to such Person's becoming an "affiliate" (within the
meaning of the Prohibited Transaction Exemption) of the Trustee, provided that
the contents of any such notification shall be kept confidential by the parties
to this Agreement.

                                  ARTICLE III

                       COLLATERAL FUND; SECURITY INTEREST

     Section 3.01. Collateral Fund. Upon payment by the Purchaser of the initial
amount required to be deposited in the Collateral Fund pursuant to Article II,
the Company shall request the Trustee to establish and maintain with the Trustee
a segregated account entitled "REMIC Mortgage Pass-Through Certificates 199_-__
Collateral Fund, for the benefit of GE Capital Mortgage Services, Inc. and State
Street Bank and Trust Company on behalf of Certificateholders, as secured
parties" (the "Collateral Fund"). Amounts held in the Collateral Fund shall
continue to be the property of the Purchaser, subject to the first priority
security interest granted hereunder for the benefit of such secured parties,
until withdrawn from the Collateral Fund pursuant to the Section 2.02 or 2.03
hereof.

     Upon the termination of this Agreement and the liquidation of all Mortgage
Loans as to which the Purchaser has made any Election to Delay Foreclosure or
any Election to Foreclose pursuant to Section 2.04 hereof, the Company shall
distribute to the Purchaser all amounts remaining in the Collateral Fund
together with any investment earnings thereon (after giving effect to all
withdrawals therefrom permitted under this Agreement).

     The Purchaser shall not take or direct the Company or the Trustee to take
any action contrary to any provision of the Pooling and Servicing Agreement. In
no event shall the Purchaser (i) take or cause the Trustee or the Company to
take any action that could cause any REMIC established under the Pooling and
Servicing Agreement to fail to qualify as a REMIC or cause the imposition on any
such REMIC of any "prohibited transaction" or "prohibited contribution" taxes or
(ii) cause the Trustee or the Company to fail to take any action necessary to
maintain the status of any such REMIC as a REMIC.

     Section 3.02. Collateral Fund Permitted Investments. The Company shall, at
the written direction of the Purchaser, direct the Trustee to invest the funds
in the Collateral Fund in the name of the Trustee in Collateral Fund Permitted
Investments. Such direction shall not be changed more frequently then quarterly.
In the absence of any direction, the Company shall direct the Trustee select
such investments in accordance with the definition of Collateral Fund Permitted
Investments in its discretion.

     All income and gain realized from any investment as well as any interest
earned on deposits in the Collateral Fund (net of any losses on such
investments) and any payments of principal made in respect of any Collateral
Fund Permitted Investment shall be deposited in the Collateral Fund upon
receipt. All costs and realized losses associated with the purchase and sale of
Collateral Fund Permitted Investments shall be borne by the Purchaser and the
amount of net realized losses shall be promptly deposited by the Purchaser in
the Collateral Fund. The Company shall periodically (but not more frequently
than monthly) direct the Trustee to distribute to the Purchaser upon request an
amount of cash, to the extent cash is available therefor in the Collateral Fund,
equal to the amount by which the balance of the Collateral Fund, after giving
effect to all other distributions to be made from the Collateral Fund on such
date, exceeds the Required Collateral Fund Balance. Any amounts so distributed
shall be released from the lien and security interest of this Agreement.

     Section 3.03. Grant of Security Interest. In order to secure the
obligations of the Purchaser hereunder to the Company and the Trustee for the
benefit of Certificateholders (other than its obligations under Section 4.10),
the Purchaser hereby grants to the Company and to the Trustee for the benefit of
the Certificateholders a security interest in and lien on all of the Purchaser's
right, title and interest, whether now owned or hereafter acquired, in and to:
(1) the Collateral Fund, (2) all amounts deposited in the Collateral Fund and
Collateral Fund Permitted Investments in which such amounts are invested (and
the distributions and proceeds of such investments) and (3) all cash and
non-cash proceeds of any of the foregoing, including proceeds of the voluntary
or involuntary conversion thereof (all of the foregoing collectively, the
"Collateral").

     The Purchaser acknowledges the lien on and security interest in the
Collateral for the benefit of the Company and the Trustee on behalf of the
Certificateholders. The Purchaser shall take all actions requested by the
Company or the Trustee as may be reasonably necessary to perfect the security
interest created under this Agreement in the Collateral and cause it to be prior
to all other security interests and liens, including the execution and delivery
to the Company or at its direction the Trustee for filing of appropriate
financing statements in accordance with applicable law.

     Section 3.04. Collateral Shortfalls. In the event that amounts on deposit
in the Collateral Fund at any time are insufficient to cover any withdrawals
therefrom that the Company or the Trustee is then entitled to make hereunder,
the Purchaser shall be obligated to pay such amounts to the Company or the
Trustee immediately upon demand. Such obligation shall constitute a general
corporate obligation of the Purchaser. The failure to pay such amounts within
two Business Days of such demand (except for amounts to cover interest on a
Mortgage Loan pursuant to Sections 2.02(d) and 2.03(b)), shall cause an
immediate termination of the Purchaser's right to make any Election to Delay
Foreclosure or Election to Foreclose and the Company's obligations under this
Agreement with respect to all Mortgage Loans to which such insufficiencies
relate, without the necessity of any further notice or demand on the part of the
Company.

                                   ARTICLE IV

                            MISCELLANEOUS PROVISIONS

     Section 4.01. Amendment. This Agreement may be amended from time to time by
the Company and the Purchaser by written agreement signed by the Company and the
Purchaser provided that no such amendment shall have a material adverse effect
on the holders of other Classes of Certificates.

     Section 4.02. Counterparts. This Agreement may be executed simultaneously
in any number of counterparts, each of which counterparts shall be deemed to be
an original, and such counterparts shall constitute but one and the same
instrument.

     Section 4.03. Governing Law. This Agreement shall be construed in
accordance with the laws of the State of New York and the obligations, rights
and remedies of the parties hereunder shall be determined in accordance with
such laws.

     Section 4.04. Notices. All demands, notices and direction hereunder shall
be in writing or by telecopy and shall be deemed effective upon receipt to:

     (a) in the case of the Company, with respect to notices pursuant to
Sections 2.02 and 2.03 hereto,

                  GE Capital Mortgage Services, Inc.
                  4680 Hallmark Parkway
                  San Bernardino, California  92407
                  Attention:  Ken Scheller
                  Telephone:  (909) 880-4608
                  Facsimile:  (909) 473-2273

     with respect to all other notices pursuant to this Agreement,

                  GE Capital Mortgage Services, Inc.
                  Three Executive Campus
                  Cherry Hill, New Jersey  08002
                  Attention:  General Counsel
                  Telephone:  (609) 661-6515
                  Facsimile:  (609) 661-6875

     or such other address as may hereafter be furnished in writing by the
Company, or

     (b) in the case of the Purchaser, with respect to notices pursuant to
Section 2.01,

                  --------------------------------
                  --------------------------------
                  --------------------------------
                  Attention:______________________
                  Telephone:______________________
                  Facsimile:______________________

         with respect to all other notices pursuant to this Agreement,

                  --------------------------------
                  --------------------------------
                  --------------------------------
                  Attention:______________________
                  Telephone:______________________
                  Facsimile:______________________

     or such other address as may hereafter be furnished in writing by the
Purchaser, or

     (c) in the case of the Trustee,

                  State Street Bank and Trust Company
                  Corporate Trust Department
                  8th Floor
                  225 Franklin Street
                  Boston, Massachusetts  02110
                  Attention:  Karen Beard
                  Telephone:  (617) 664-5465
                  Facsimile:  (617) 664-5167

     Section 4.05. Severability of Provisions. If any one or more of the
covenants, agreements, provisions or terms of this Agreement shall be for any
reason whatsoever, including regulatory, held invalid, then such covenants,
agreements, provisions or terms shall be deemed severable from the remaining
covenants, agreements, provisions or terms of this Agreement and shall in no way
affect the validity or enforceability of the other provisions of this Agreement.

     Section 4.06. Successor and Assigns. The provisions of this Agreement shall
be binding upon and inure to the benefit of the parties hereto and the
respective successors and assigns of the parties hereto; provided, however, that
the rights under this Agreement cannot be assigned by the Purchaser without the
consent of the Company.

     Section 4.07. Article and Section Headings. The article and section
headings herein are for convenience of reference only and shall not limit or
otherwise affect the meaning hereof.

     Section 4.08. Third Party Beneficiaries. The Trustee on behalf of
Certificateholders is the intended third party beneficiary of this Agreement.

     Section 4.09. Confidentiality. The Purchaser agrees that all information
supplied by or on behalf of the Company pursuant to Section 2.01 or 2.02,
including individual account information, is the property of the Company and the
Purchaser agrees to use such information solely for the purposes set forth in
this Agreement and to hold such information confidential and not to disclose
such information.

     Section 4.10. Indemnification. The Purchaser agrees to indemnify and hold
harmless the Company against any and all losses, claims, damages or liabilities
to which it may be subject, insofar as such losses, claims, damages or
liabilities (or actions in respect thereof) arise out of or are based upon
actions taken by the Company in accordance with the provisions of this Agreement
and which actions conflict or are alleged to conflict with the Company's
obligations under the Pooling and Servicing Agreement. The Purchaser hereby
agrees to reimburse the Company on demand for the reasonable legal or other
expenses incurred by it in connection with investigating or defending any such
loss, claim, damage, liability or action.

     [Section 4.11. Delayed Effectiveness. The Purchaser agrees that,
notwithstanding any other provision of this Agreement, the Purchaser shall have
no rights hereunder, and the Company shall have no obligations hereunder, until
the Class Certificate Principal Balance of the Class B5 Certificates has been
reduced to zero and any Special Servicing and Collateral Fund Agreement between
the Company and the Purchaser relating to such Class B5 Certificates has been
terminated.]





     IN WITNESS WHEREOF, the Company and the Purchaser have caused their names
to be signed hereto by their respective officers thereunto duly authorized, all
as of the day and year first above written.

                                           GE CAPITAL MORTGAGE SERVICES, INC.


                                           By:________________________________
                                              Name:
                                              Title:


                                          [PURCHASER]



                                           By:________________________________
                                              Name:
                                              Title:

Acknowledged and agreed to:

STATE STREET BANK AND TRUST COMPANY



By:___________________________________
   Name:
   Title:





                                    EXHIBIT L


                    FORM OF LOST NOTE AFFIDAVIT AND AGREEMENT

     I, _________________________________________, being duly sworn, do hereby
state under oath that:

     1. I am a duly elected ______________________ of GE Capital Mortgage
Services, Inc. (the "Company") and am duly authorized to make this affidavit.

     2. This affidavit is being delivered in connection with the transfer of the
Mortgage Loan described in Paragraph 3 hereof by the Company pursuant to the
Pooling and Servicing Agreement dated as of [date] between the Company, Seller
and Servicer, and State Street Bank and Trust Company, Trustee, relating to the
Company's REMIC Mortgage Pass-Through Certificates, Series [____] ("Agreement").
Such Mortgage Loan constitutes a Designated Loan.

     3. The Company is the payee under the following described Mortgage Note
("Mortgage Note") which evidences the obligation of the borrower(s) to repay the
Mortgage Loan:

     Loan Number: __________________________________
     Mortgage Note Date:____________________________
     Borrower(s):___________________________________
     Original Payee (if not the Company):___________
     Original Amount:_______________________________
     Mortgage Rate:_________________________________
     Address of Mortgaged Property:_________________
     _______________________________________________

     4. The Company is the lawful owner of the Mortgage Note and has not
cancelled, altered, assigned or hypothecated the Mortgage Note.

     5. A thorough and diligent search for the executed original Mortgage Note
was undertaken and was unsuccessful.

     6. Attached hereto is a true and correct copy of the Mortgage Note.

     7. The Mortgage Note has not been endorsed by the Company in any manner
inconsistent with its transfer of the Mortgage Loan under the Agreement.

     8. Without limiting the generality of the rights and remedies of the
Trustee contained in the Agreement, the Company hereby confirms and agrees that
in the event the inability to produce the executed original Mortgage Note
results in a breach of the representations and warranties appearing in Agreement
subsections 2.03(a)(ii) (the validity and enforceability of the lien created by
the Mortgage Loan) or (x) (no valid offset, defense or counterclaim to any
Mortgage Note or Mortgage), the Company shall repurchase the Mortgage Loan at
the Purchase Price and otherwise in accordance with Section 2.03(b) of the
Agreement. In addition, the Company covenants and agrees to indemnify the
Trustee and the Trust Fund from and hold them harmless against any and all
losses, liabilities, damages, claims or expenses (other than those resulting
from negligence or bad faith of the Trustee) arising from the Company's failure
to have delivered the Mortgage Note to the Trustee, including without limitation
any such losses, liabilities, damages, claims or expenses arising from any
action to enforce the indebtedness evidenced by the Mortgage Note or any claim
by any third party who is the holder of such indebtedness by virtue of
possession of the Mortgage Note.

     9. In the event that the Company locates the executed original Mortgage
Note, it shall promptly provide the Mortgage Note to the Trustee.

     10. Capitalized terms not otherwise defined herein shall have the meanings
given them in the Agreement.


Date: _______________________

                                      ______________________________
                                      (signature)

                                      ______________________________
                                      (print name)

                                      ______________________________
                                      (print title)






State of New Jersey        )
                           )ss:
                           )

     On this ____________________day of ___________________, 199__, before me
appeared ____________________________, to me personally known, who acknowledged
the execution of the foregoing and who, having been duly sworn states that
he/she is a/the ______________________________of GE Capital Mortgage Services,
Inc., that any representations therein contained are true, that this Lost Note
Affidavit was signed and sealed on behalf of GE Capital Mortgage Services, Inc.
and that this Lost Note Affidavit is the free act and deed of GE Capital
Mortgage Services, Inc.

                                            ___________________________________
                                            (Notary Public)


[Notarial Seal]



                                   EXHIBIT M

                          SCHEDULE OF DESIGNATED LOANS

                                 SERIES 1999-15


LOAN NO.             ORIGINAL PRINCIPLE BALANCE          BORROWER NAME
- --------             --------------------------          -------------

70921010                   $ 62,000.00                      Headley
70936927                   $287,200.00                      Gardner
80105505                   $365,000.00                      Coleman
80138639                   $388,000.00                      Hohener
80152366                   $244,000.00                      Barbour
80153109                   $279,300.00                      Towers













                                    EXHIBIT N

                    SCHEDULE OF PLEDGED ASSET MORTGAGE LOANS


                                      None.








                                    EXHIBIT O

                           SENIOR PRINCIPAL PRIORITIES


                                     POOL 1

     third, to the classes of Pool 1 senior certificates entitled to principal
distributions, in reduction of the Class Certificate Principal Balances thereof,
to the extent of remaining Pool 1 Available Funds, concurrently, as follows:

          (1) to the Class A1 through Class A28 Certificates and the Class R
     Certificates, the Pool 1 Senior Optimal Principal Amount for such
     Distribution Date, in the following order of priority:

               (a) pro rata, to the Class A25 and Class A26 Certificates, the
          Pool 1 Group II Senior Principal Distribution Amount (as defined
          herein) for such Distribution Date, until the Class Certificate
          Principal Balances thereof have each been reduced to zero; and

               (b) to the Class A1 through Class A24 Certificates, the Class
          A27, Class A28 and Class R Certificates (together, the "Pool 1 Group I
          Senior Certificates"), the Pool 1 Senior Optimal Principal Amount for
          such Distribution Date, less the Pool 1 Group II Senior Principal
          Distribution Amount for such Distribution Date (such reduced amount,
          the "Pool 1 Group I Senior Principal Distribution Amount"), in the
          following order of priority:

                    (I) to the Class R, Class A1, Class A2, Class A3, Class A13,
               Class A16 and Class A27 Certificates, until the Class Certificate
               Principal Balance of the Class A16 Certificates has been reduced
               to zero, concurrently, as follows:

                         (A) approximately 15.5891276% of the amount
                    distributable under clause (1) (b) (I) to the Class A1
                    Certificates;

                         (B) approximately 4.073985313% of the amount
                    distributable under clause (1) (b) (I) to the Class A2
                    Certificates;

                         (C) approximately 10.688847393% of the amount
                    distributable under clause (1) (b) (I) to the Class A3
                    Certificates;

                         (D) approximately 38.861328507% of the amount
                    distributable under clause (1) (b) (I) to the Class A16
                    Certificates;

                         (E) approximately 15.589127600% of the amount
                    distributable under clause (1) (b) (I) to the Class A27
                    Certificates; and

                         (F) approximately 15.197583587% of the amount
                    distributable under clause (1) (b) (I), sequentially, to the
                    Class R Certificates, until the Class Certificate Principal
                    Balance thereof has been reduced to zero, and then to the
                    Class A13 Certificates, in that order;

                    (II) to the Class A1, Class A2, Class A3, Class A5, Class
               A13, Class A27 and Class A28 Certificates, until the Class
               Certificate Principal Balance of the Class A27 Certificates has
               been reduced to zero, concurrently, as follows:

                         (A) approximately 15.589127600% of the amount
                    distributable under clause (1) (b) (II) to the Class A1
                    Certificates;

                         (B) approximately 15.445351800% of the amount
                    distributable under clause (1) (b) (II) to the Class A2
                    Certificates;

                         (C) approximately 10.688847393% of the amount
                    distributable under clause (1) (b) (II) to the Class A3
                    Certificates;

                         (D) approximately 2.604646683% of the amount
                    distributable under clause (1) (b) (II) to the Class A5
                    Certificates;

                         (E) approximately 15.197583587% of the amount
                    distributable under clause (1) (b) (II) to the Class A13
                    Certificates;

                         (F) approximately 15.589127600% of the amount
                    distributable under clause (1) (b) (II) to the Class A27
                    Certificates; and

                         (G) approximately 24.885315337% of the amount
                    distributable under clause (1) (b) (II) to the Class A28
                    Certificates;

                    (III) to the Class A1, Class A2, Class A3, Class A4, Class
               A5, Class A13, Class A14 and Class A28 Certificates, until the
               Class Certificate Principal Balances of the Class A1, Class A2,
               Class A3, Class A4, Class A5 and Class A28 Certificates have each
               been reduced to zero, concurrently, as follows:

                         (A) approximately 15.589127600% of the amount
                    distributable under clause (1) (b) (III) to the Class A1
                    Certificates;

                         (B) approximately 15.445351800% of the amount
                    distributable under clause (1) (b) (III) to the Class A2
                    Certificates;

                         (C) approximately 10.688847393% of the amount
                    distributable under clause (1) (b) (III) to the Class A3,
                    Class A4 and Class A14 Certificates, in the following order
                    of priority:

                              (i) to the Class A3 Certificates, until the Class
                         Certificate Principal Balance thereof has been reduced
                         to zero; and

                              (ii) to the Class A4 and Class A14 Certificates,
                         concurrently as follows:

                                   (x) approximately 96.428571429% of the amount
                              distributable under clause (1) (b) (III) (C) (ii)
                              to the Class A4 Certificates; and

                                   (y) approximately 3.571428571% of the amount
                              distributable under clause (1) (b) (111) (C) (ii)
                              to the Class A14 Certificates;

                         (D) approximately 40.474442937% of the amount
                    distributable under clause (1) (b) (III) to the Class A4,
                    Class A14 and Class A28 Certificates, in the following order
                    of priority:

                              (i) to the Class A28 Certificates, until the Class
                         Certificate Principal Balance thereof has been reduced
                         to zero;

                              (ii) to the Class A4 and Class A14 Certificates,
                         concurrently as follows:

                                   (x) approximately 96.428571429% of the amount
                              distributable under Clause (1) (b) (III) (D) (ii)
                              to the Class A4 Certificates; and

                                   (y) approximately 3.571428571% of the amount
                              distributable under Clause (1) (b) (III) (D) (ii)
                              to the Class A14 Certificates;

                         (E) approximately 2.604646683% of the amount
                    distributable under clause (1) (b) (III) to the Class A5
                    Certificates; and

                         (F) approximately 15.197583587% of the amount
                    distributable under clause (1) (b) (III) to the Class A13
                    Certificates;

                    (IV) to the Class A6 through Class A 15 Certificates, and
               the Class A17 and Class A20 Certificates, until the Class
               Certificate Principal Balances thereof (other than the Class A14
               and Class A20 Certificates) have each been reduced to zero,
               concurrently, as follows:

                         (A) approximately 15.197583857% of the amount
                    distributable under clause (1) (b) (IV) to the Class A13
                    Certificates;

                         (B) approximately 3.028657729% of the amount
                    distributable under clause (1) (b) (IV) to the Class A14
                    Certificates; and

                         (C) approximately 81.773758684% of the amount
                    distributable under clause (1) (b) (IV) to the Class A6,
                    Class A7, Class A8, Class A9, Class Ab, Class A11, Class
                    A12, Class A14, Class A15, Class A17 and Class A20
                    Certificates in the following order of priority:

                              (i) to the Class A12 Certificates, until the Class
                         Certificate Principal Balance thereof has been reduced
                         to zero;

                              (ii) to the Class A6, Class A7, Class A8, Class
                         A9, Class A10, Class A11, Class A14, Class AIS, Class
                         A17 and Class A20 Certificates, concurrently as
                         follows:

                                   (x) approximately 43.502648718% of the amount
                              distributable under clause (1) (b) (IV) (C) (ii)
                              to the Class A6, Class A7, Class A8, Class A9,
                              Class A10, Class A11, Class A14, Class A15, Class
                              A17 and Class A20 Certificates, in the following
                              order of priority:

                                        first, sequentially, to the Class A6,
                                   Class A7, Class A8, Class A9, Class A10 and
                                   Class A11 Certificates, in that order, until
                                   the Class Certificate Principal Balances
                                   thereof have each been reduced to zero; and

                                        second, to the Class A14, Class A15,
                                   Class A17 and Class A20 Certificates,
                                   concurrently as follows:


                                              (aa) approximately 0.205380622% of
                                        the amount distributable under clause
                                        (1) (b) (IV) (C) (ii) (x) (second) to
                                        the Class A14 Certificates; and


                                              (bb) approximately 94.043961975%
                                        of the amount distributable under clause
                                        (1) (b) (IV) (C) (ii) (x) (second) to
                                        the Class A17 Certificates; and


                                              (cc) approximately 5.750657403% of
                                        the amount distributable under clause
                                        (1) (b) (IV) (C) (ii) (x) (second),
                                        sequentially, to the Class A15 and Class
                                        A20 Certificates, in that order;

                                   (y) approximately 56.497351282% of the amount
                              distributable under clause (I) (b) (IV) (C) (ii)
                              to the Class A14, Class A15, Class A17 and Class
                              A20 Certificates, concurrently as follows:

                                        first, approximately 0.205380622% of the
                                   amount distributable under clause (1) (b)
                                   (IV) (C) (ii) (y) to the Class A14
                                   Certificates;

                                        second, approximately 94.043961975% of
                                   the amount distributable under clause (1) (b)
                                   (IV) (C) (ii) (y) to the Class A17
                                   Certificates; and

                                        third, approximately 5.750657403% of the
                                   amount distributable under clause (1) (b)
                                   (IV) (C) (ii) (y), sequentially, to the Class
                                   A15 and Class A20 Certificates, in that
                                   order;

                    (V) to the Class A14, Class A18, Class A19, Class A20 and
               Class A21 Certificates, until the Class Certificate Principal
               Balances thereof have each been reduced to zero, con currently,
               as follows:

                         (A) approximately 6.896551724% of the amount
                    distributable pursuant to clause (1) (b) (V) to the Class
                    A14 Certificates;

                         (B) approximately 93.103448276% of the amount
                    distributable pursuant to clause (1)(b) (V) to the Class
                    A18, Class A19, Class A20 and Class A21 Certificates,
                    concurrently, as follows:

                              (i) approximately 12.268296521% of the amount
                         distributable pursuant to clause (1) (b) (V) (B) to the
                         Class A18 Certificates;

                              (ii) approximately 24.536593041% of the amount
                         distributable pursuant to clause (1) (b) (V) (B) to the
                         Class A19 Certificates; and

                              (iii) approximately 63.195110438% of the amount
                         distributable pursuant to clause (1) (b) (V) (B) to the
                         Class A20 and Class A21 Certificates, concurrently, as
                         follows:

                                   (x) approximately 9.658200570% of the amount
                              distributable pursuant to clause (1) (b) (V) (B)
                              (iii) to the Class A20 Certificates; and

                                   (y) approximately 90.341799430% of the amount
                              distributable pursuant to clause (1) (b) (V) (B)
                              (iii) to the Class A21 Certificates; and

                    (VI) to the Class A22, Class A23 and Class A24 Certificates,
               in that order, until the Class Certificate Principal Balances
               thereof have each been reduced to zero; and

          (2) to the Class 1-PO Certificates, the Class 1-PO Principal
     Distribution Amount for such Distribution Date, until the Class Certificate
     Principal Balance thereof has been reduced to zero; and



                                     POOL 2

     third, to the Class 2-A1 through Class 2-A5 Certificates, in reduction of
the Class Certificate Principal Balances thereof, to the extent of remaining
Pool 2 Available Funds, the Pool 2 Senior Optimal Principal Amount for such
Distribution Date, in the following order of priority:

          (1) to the Class 2-A5 Certificates, the Class 2-A5 Principal
     Distribution Amount (as defined herein) for such Distribution Date, until
     the Class Certificate Principal Balance thereof has been reduced to zero;
     and

          (2) to the Class 2-A1 Certificates, until the Class Certificate
     Principal Balance thereof has been reduced to zero; and

          (3) to the Class 2-A2, Class 2-A3 and Class 2-A4 Certificates
     (together with the Class 2-A1 Certificates the "Pool 2 Group I Senior
     Certificates"), concurrently as follows:

               (a) approximately 10.0% of the amount distributable under clause
          (3) to the Class 2-A3 Certificates, until the Class Certificate
          Principal Balance thereof has been reduced to zero; and

               (b) approximately 90.0% of the amount distributable under clause
          (3), sequentially, to the Class 2-A2 and Class 2-A4 Certificates, in
          that order, until the respective Class Certificate Principal Balances
          thereof have each been reduced to zero.