IN ACCORDANCE WITH RULE 202 OF REGULATION S-T, THIS FORM 8-K IS BEING FILED IN PAPER PURSUANT TO A CONTINUING HARDSHIP EXEMPTION. SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) September 20, 1999 GE Capital Mortgage Services, Inc. (as Seller and Servicer under the Pooling and Servicing Agreement dated as of September 1, 1999, providing for the issuance of REMIC Mortgage Pass-Through Certificates, Series 1999-18) GE Capital Mortgage Services, Inc. (Exact name of registrant as specified in its charter) New Jersey 33-5042 21-0627285 ------------------------------------------------------------- (State or other jurisdiction (Commission (I.R.S. Employer of incorporation) File Number) Identification No.) Three Executive Campus Cherry Hill, New Jersey 08002 (Address of Principal Executive Office) (Zip Code) Registrant's telephone number, including area code (609) 661-6100 -------------- Item 5. Other Events. Attached as Exhibit 1 to this Current Report are certain materials (the "Computational Materials"). The Computational Materials included in Exhibit 1 were prepared and furnished to the Registrant by Lehman Brothers Inc. ("Lehman") and the Computational Materials included in Exhibit 2 were prepared and furnished to the Registrant by Bear, Stearns & Co. Inc. (together with Lehman, the "Underwriters"), each acting as an underwriter in respect of certain classes of the Registrant's REMIC Mortgage Pass-Through Certificates, Series 1999-18 (the "Certificates"). Certain classes of the Certificates (the "Offered Certificates") are being offered pursuant to a Prospectus dated August 19, 1999, as supplemented by a related Prospectus Supplement dated September 20, 1999 (together, the "Prospectus"), which are being filed with the Commission pursuant to Rule 424(b) under the Securities Act of 1933, as amended (the "Act"), substantially concurrently with the filing of this Current Report. The Offered Certificates have been registered pursuant to the Act under a Registration Statement on Form S-3 filed by the Company and GE Capital Mortgage Funding Corporation (file nos. 333-68951 and 333-68951-01) (the "Registration Statement"). The Registrant hereby incorporates the Computational Materials by reference in the Registration Statement. The Computational Materials were prepared solely by the applicable Underwriter, and the Registrant did not prepare or participate in the preparation of the Computational Materials. Any statement or information contained in the Computational Materials shall be deemed to be modified or superseded for purposes of the Prospectus and the Registration Statement by statements or information contained in the Prospectus. Item 7. Financial Statements, Pro Forma Financial Information and Exhibits. (c) Exhibits. Exhibit 1. Computational (Lehman Brothers Inc.) Exhibit 2. Computational Materials (Bear, Stearns & Co. Inc.) SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. GE Capital Mortgage Services, Inc. (Registrant) Date: September 23, 1999 By /s/ Mary Kaplan ------------------ --------------------------- Name: Mary Kaplan Title: Vice President EXHIBIT INDEX The following exhibits are being filed herewith: EXHIBIT NO. DESCRIPTION PAGE - ----------- ----------- ---- 1 Computational Materials 5 (Lehman Brothers Inc.) 2 Computational Materials (Bear, Stearns & Co. Inc.)