UNITED STATES
                SECURITIES AND EXCHANGE COMMISSION
                     Washington, D.C.  20549

                             FORM 15

CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER
SECTION 12(G) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY
TO FILE REPORTS UNDER SECTIONS 13 AND 15(D) OF THE SECURITIES EXCHANGE ACT
OF 1934

                              Commission File Number: 001-15351

                      JADE FINANCIAL CORP.
     (Exact name of registration as specified in its charter)

     213 WEST STREET ROAD, FEASTERVILLE,  PENNSYLVANIA  19053
                            215 979-9700
                  (Address, including zip code,
            and telephone number, including area code,
           of registrant's principal executive offices)

                          COMMON STOCK
     (Title of each class of securities covered by this Form)

                              NONE
       (Titles of all other classes of securities for which
   a duty to file reports under section 13(a) or 15(d) remains)

     Please place an X in the box(es) to designate the appropriate rule
provision(s) relied upon to terminate or suspend the duty to file reports:

Rule 12g-4(a)(1)(i)    [   ]        Rule 12h-3(b)(1)(i)    [ x ]
Rule 12g-4(a)(1)(ii)   [   ]        Rule 12h-3)b)(1)(ii)   [   ]
Rule 12g-4(a)(2)(i)    [   ]        Rule 12h-3(b)(2)(i)    [   ]
Rule 12g-4(a)(2)(ii)   [   ]        Rule 12h-3(b)(2)(ii)   [   ]
                                    Rule 15d-6

     Approximate number of holders of record as of the certification or
notice date:  1



     Pursuant to the requirements of the Securities Exchange Act of 1934
(Name of registrant as specified in charger) has caused this
certification/notice to be signed on its behalf by the undersigned duly
authorized person.


Date:  July 9, 2001            By: /s/John J. O'Connell
                                   John J. O'Connell
                                   Chairman of the Board


Instruction:  This form is required by Rules 12g-4, 12h-3 and 15d-6 of the
General Rules and Regulations under the Securities Exchange Act of 1934.
The registrant shall file with the Commission three copies of Form 15, one
of which shall be manually signed.  It may be signed by an officer of the
registrant, by counsel or by any other duly authorized person.  The name
and title of the person signing the form shall be typed or printed under
the signature.

Potential persons who are to respond to the collection of information
contained in this form are not required to respond unless this form
displays a currently valid OMB control number.




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