SECURITIES AND EXCHANGE COMMISSION
                     Washington, D.C.  20549

                            FORM 8-K

                          CURRENT REPORT

                Pursuant to Section 13 or 15(d) of
               The Securities Exchange Act of 1934


Date of Report (Date of earliest event reported) April 24, 2003


PATRIOT BANK CORP
      (Exact name of registrant as specified in its charter)

          Pennsylvania              0-26744        23-2820537
   (State or other jurisdiction   (Commission    (IRS Employer
         of incorporation)        File Number)    Indent. No.)

    High and Hanover Streets, Pottstown Pennsylvania     19464
         (Address of principal executive office)      (Zip Code)

                          (610) 323-1500
        Registrant's telephone number, including area code

                               N/A
  (Former name or former address, if changed since last report.)



Item 5.  Other Events.

     The Company's press release, dated April 23, 2003,
announcing the declaration of a cash dividend of $0.12 per share
of common stock payable on May 22, 2003 to holders of record on
May 12, 2003, is attached hereto as Exhibit 99.1 and
incorporated herein by reference.

Item 7.  Financial Statements and Exhibits

     (c)  Exhibits

     The following exhibits are filed herewith:

       99.1  Press Release, dated April 23, 2003, of
             Patriot Bank Corp.

                            SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act
of 1934, the registrant has duly caused this report to be signed
on its behalf by the undersigned hereunto duly authorized.

                                PATRIOT BANK CORP.

Dated:  April 24, 2003           /s/ Richard A. Elko
                                ---------------------------
                                Richard A. Elko,
                                President and
                                Chief Executive Officer