<ARTICLE>                                            9

                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                              JUN-30-2001
<PERIOD-START>                                 JUL-01-2000
<PERIOD-END>                                   SEP-30-2000
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<INTEREST-TOTAL>                               2,819,086
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<LOAN-LOSSES>                                     60,000
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<EPS-BASIC>                                         0.26
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