<ARTICLE> 9 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> JUN-30-2001 <PERIOD-START> JUL-01-2000 <PERIOD-END> SEP-30-2000 <CASH> 175 <INT-BEARING-DEPOSITS> 1,458 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 0 <INVESTMENTS-CARRYING> 2,083 <INVESTMENTS-MARKET> 2,076 <LOANS> 138,542 <ALLOWANCE> 101 <TOTAL-ASSETS> 146,580 <DEPOSITS> 80,824 <SHORT-TERM> 80 <LIABILITIES-OTHER> 1,802 <LONG-TERM> 45,745 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 17 <OTHER-SE> 18,112 <TOTAL-LIABILITIES-AND-EQUITY> 146,580 <INTEREST-LOAN> 2,594 <INTEREST-INVEST> 33 <INTEREST-OTHER> 57 <INTEREST-TOTAL> 2,684 <INTEREST-DEPOSIT> 1,014 <INTEREST-EXPENSE> 1,682 <INTEREST-INCOME-NET> 1,002 <LOAN-LOSSES> 0 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 422 <INCOME-PRETAX> 594 <INCOME-PRE-EXTRAORDINARY> 392 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 392 <EPS-BASIC> 0.30 <EPS-DILUTED> 0.30 <YIELD-ACTUAL> 2.77 <LOANS-NON> 0 <LOANS-PAST> 135 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 101 <CHARGE-OFFS> 0 <RECOVERIES> 0 <ALLOWANCE-CLOSE> 101 <ALLOWANCE-DOMESTIC> 0 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 101