<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> JUN-30-2001 <PERIOD-START> JUL-01-2000 <PERIOD-END> SEP-30-2000 <CASH> 409 <INT-BEARING-DEPOSITS> 863 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 23,082 <INVESTMENTS-CARRYING> 0 <INVESTMENTS-MARKET> 0 <LOANS> 44,654 <ALLOWANCE> 455 <TOTAL-ASSETS> 71,838 <DEPOSITS> 51,648 <SHORT-TERM> 6,923 <LIABILITIES-OTHER> 503 <LONG-TERM> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 14 <OTHER-SE> 12,750 <TOTAL-LIABILITIES-AND-EQUITY> 71,838 <INTEREST-LOAN> 906 <INTEREST-INVEST> 386 <INTEREST-OTHER> 31 <INTEREST-TOTAL> 1,323 <INTEREST-DEPOSIT> 566 <INTEREST-EXPENSE> 672 <INTEREST-INCOME-NET> 651 <LOAN-LOSSES> 12 <SECURITIES-GAINS> 3 <EXPENSE-OTHER> 423 <INCOME-PRETAX> 276 <INCOME-PRE-EXTRAORDINARY> 198 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 198 <EPS-BASIC> 0.20 <EPS-DILUTED> 0.20 <YIELD-ACTUAL> 3.68 <LOANS-NON> 363 <LOANS-PAST> 155 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 443 <CHARGE-OFFS> 12 <RECOVERIES> 0 <ALLOWANCE-CLOSE> 455 <ALLOWANCE-DOMESTIC> 200 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 255