SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
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FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of report (Date of earliest event reported): February 12, 2002
PVF Capital Corp.
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(Exact Name of Registrant as Specified in Charter)
Ohio No. 0-24948 34-1659805
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(State or Other Jurisdiction Commission File Number (I.R.S. Employer
of Incorporation) Identification No.)
30000 Aurora Road, Solon, Ohio 44139
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(Address of Principal Executive Offices) (Zip Code)
Registrant's Telephone Number, Including Area Code: (440) 248-7171
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ITEM 4. CHANGES IN REGISTRANT'S CERTIFYING ACCOUNTANT.
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On January 22, 2002, PVF Capital Corp. (the "Registrant") dismissed KPMG
LLP ("KPMG") as its independent auditors. Such dismissal was to be effective
upon KPMG's completion of its review of the Registrant's Quarterly Report on
Form 10-Q for the Quarter Ended December 31, 2001. On January 22, 2002, the
Registrant engaged Crowe Chizek and Company, LLP ("Crowe Chizek") as its
successor independent audit firm. The Registrant's dismissal of KPMG and
engagement of Crowe Chizek was approved by the Registrants' Audit Committee and
approved by the Registrant's Board of Directors on January 22, 2002. KPMG
completed its review of the Registrant's Form 10-Q on February 12, 2002, on
which date the dismissal of KPMG became effective.
KPMG served as the Registrant's independent accountants to audit the
Registrant's two most recent fiscal year ends. KPMG's reports on the
Registrant's financial statements for each of those years (fiscal years ended
June 30, 2001 and 2000) did not contain an adverse opinion or disclaimer of
opinion and were not qualified or modified as to uncertainty, audit scope, or
accounting principles.
During the Registrant's two most recent fiscal year ends (fiscal years
ended June 30, 2001 and 2000) and the subsequent interim period from July 1,
2001 through February 12, 2002, there were no disagreements with KPMG on any
matter of accounting principles or practices, financial statement disclosure, or
auditing scope or procedure, which disagreements, if not resolved to the
satisfaction of KPMG, would have caused KPMG to make reference to the subject
matter of the disagreements in their report on the financial statements for such
years.
The Registrant has provided KPMG with a copy of the above disclosures in
response to Item 304(a) of Regulation S-K in conjunction with the filing of this
Form 8-K. The Registrant requested that KPMG deliver to the Registrant a letter
addressed to the Securities and Exchange Commission stating whether it agrees
with the statements made by the Registrant in response to Item 304(a) of
Regulation S-K, and if not, stating the respects in which it does not agree.
KPMG's letter is filed herewith as Exhibit 16.
ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS.
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Exhibit 16 Letter of KPMG LLP
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
PVF CAPITAL CORP.
By:/s/ C. Keith Swaney
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C. Keith Swaney
President and Chief Operating Officer
(Duly Authorized Representative)
Dated: February 13, 2002