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                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                       PURSUANT TO SECTION 13 OR 15(d) OF
                       THE SECURITIES EXCHANGE ACT OF 1934



          Date of Report (Date of earliest event reported): May 2, 2003


                              CENTRAL BANCORP, INC.
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             (Exact Name Of Registrant As Specified In Its Charter)


        MASSACHUSETTS               0-25251                      04-3447594
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(State Or Other Jurisdiction      (Commission                   (IRS Employer
Of Incorporation)                  File Number)              Identification No.)



              399 HIGHLAND AVENUE, SOMERVILLE, MASSACHUSETTS 02144
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               (Address Of Principal Executive Offices) (Zip code)


       Registrant's telephone number, including area code: (617) 628-4000
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                                 NOT APPLICABLE
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          (Former Name Or Former Address, If Changed Since Last Report)



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ITEM 7.  FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS
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     (a)  Not applicable


     (b)  Not applicable


     (c)  The following exhibit is filed herewith:


              Exhibit 99.1          Press Release dated May 2, 2003


ITEM 9.  REGULATION FD DISCLOSURE
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     On May 2, 2003, Central Bancorp, Inc. issued a press release announcing its
financial  results for the quarter and year ended March 31,  2003. A copy of the
press  release is  attached  to this  Report as an exhibit  and is  incorporated
herein by reference.  The attached  exhibit is furnished  pursuant to Item 12 of
Form 8-K.




                                   SIGNATURES


     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned, hereunto duly authorized.

                                      CENTRAL BANCORP, INC.



Date:  May 6, 2003                    By:/s/ John D. Doherty
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                                         John D. Doherty
                                         Chairman, President and Chief Executive
                                         Officer