CERTIFICATION PURSUANT TO 18. U.S.C. SECTION 1350
                    AS ADOPTED PURSUANT TO SECTION 906 OF THE
                           SARBANES-OXLEY ACT OF 2002


     The undersigned  chief executive officer and chief financial officer of the
Registrant  hereby certify that, to their  knowledge,  this Quarterly  Report on
Form 10-Q for the quarter  ended March 31, 2003 (the  "Report")  fully  complies
with the  requirements of Section 13(a) or 15(d) of the Securities  Exchange Act
of 1934, and the  information  contained in the Report fairly  presents,  in all
material  respects,  the  financial  condition  and results of operations of the
Registrant.


                            By:/s/ Don Jennings
                               ----------------------------------------------
                               Name:    Don Jennings
                               Title:   President and Chief Executive Officer



                            By:/s/ R. Clay Hulette
                               ----------------------------------------------
                               Name:    R. Clay Hulette
                               Title:   Vice President and Chief Financial
                                        Officer

                                       Date: May 12, 2003