Exhibit 99

                CERTIFICATION PURSUANT TO 18. U.S.C. SECTION 1350
                    AS ADOPTED PURSUANT TO SECTION 906 OF THE
                           SARBANES-OXLEY ACT OF 2002

The undersigned  executive  officers of the Registrant  hereby certify that this
Quarterly  Report  on Form  10-Q for the  quarter  ended  March  31,  2003  (the
"Report") fully complies with the  requirements of Section 13(a) or 15(d) of the
Securities  Exchange Act of 1934,  and the  information  contained in the Report
fairly presents,  in all material respects,  the financial condition and results
of operations of the Registrant.


                                   By: /s/  James C. McGill
                                       ------------------------------------
                                       Name:  James C. McGill
                                       Title: President and Chief
                                                Executive Officer



                                   By: /s/  A. Christine Baker
                                       ------------------------------------
                                       Name:   A. Christine Baker
                                       Title:  Secretary, Treasurer and
                                               Chief Financial Officer

Date: May 14, 2003