EXHIBIT 23.2




Board of Directors
Kentucky First Bancorp, Inc.
308 North Main Street
Cynthiana, Kentucky  41031-1210

               Re: Registration Statement on Form S-8
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     We consent to the incorporation by reference in this Registration Statement
on  Form  S-8 of our  report  dated  September  5,  2002,  on our  audit  of the
consolidated  financial  statements  of financial  condition  of Kentucky  First
Bancorp,  Inc. and subsidiary as of June 30, 2002, and the related  consolidated
statements of earnings,  shareholders' equity and cash flows, which are included
in Kentucky  First  Bancorp,  Inc.'s Annual Report on Form 10-KSB for the fiscal
year ended June 30, 2002.

/s/ Grant Thornton, LLP

Grant Thornton, LLP
May 19, 2003