UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
__________________________
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15 (d) OF
THE SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported): July 10, 2003
FRANKFORT FIRST BANCORP, INC.
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(Exact Name of Registrant as Specified in Charter)
Delaware 0-26360 61-1271129
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(State or Other Jurisdiction of (Commission (IRS Employer
Incorporation) File Number) Identification Number)
216 West Main Street, Frankfort, Kentucky 40602
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(Address of Principal Executive Offices) (Zip Code)
(502) 223-1638
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(Registrant's telephone number, including area code)
Not Applicable
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(Former Name or Former Address, if Changed Since Last Report)
ITEM 5. OTHER EVENTS
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It is with deep sadness that the Board of Directors of Frankfort First
Bancorp, Inc., announces the death of director David G. Eddins. Mr. Eddins had
been a director of the Company since its inception in 1995 and of First Federal
Savings Bank of Frankfort, the Company's subsidiary, since 1993. Mr. Eddins also
served on the Company's audit committee.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned, thereunto duly authorized.
Frankfort First Bancorp, Inc.
Date: July 10, 2003 By: /s/ Don D. Jennings
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Don D. Jennings
President and Chief Executive Officer